HCSB Financial (HCFB) 10-Q 5 May 17 2017 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 03, 2017
Entity Registrant Name	HCSB FINANCIAL CORP
Entity Central Index Key	1,091,491
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding	0
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,017
Voting Common Stock [Member]
Entity Common Stock, Shares Outstanding		405,232,383
Nonvoting Common Stock [Member]
Entity Common Stock, Shares Outstanding		90,531,557

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 22,190	$ 25,429
Investment securities:
Securities available-for-sale	104,341	106,529
Nonmarketable equity securities	1,359	1,345
Total investment securities	105,700	107,874
Loans receivable	229,033	215,112
Less allowance for loan losses	(3,717)	(3,750)
Loans, net	225,316	211,362
Premises, furniture and equipment, net	14,182	14,314
Accrued interest receivable	1,289	1,303
Cash value of life insurance	11,721	11,643
Other real estate owned	2,617	2,887
Other assets	999	1,122
Total assets	384,014	375,934
Deposits:
Noninterest-bearing transaction accounts	43,666	41,324
Interest-bearing transaction accounts	42,405	42,408
Money market savings accounts	97,130	71,486
Other savings accounts	12,575	11,820
Time deposits $250 and above	14,405	18,510
Other time deposits	112,158	127,721
Total deposits	322,339	313,269
Repurchase Agreements	848	1,983
Advances from the Federal Home Loan Bank	24,000	24,000
Accrued interest payable	134	155
Other liabilities	581	1,200
Total liabilities	347,902	340,607
Commitments and contingencies
Shareholders' Equity
Capital surplus	68,550	68,411
Retained deficit	(34,490)	(34,783)
Accumulated other comprehensive loss	(2,906)	(3,259)
Total shareholders' deficit	36,112	35,327
Total liabilities and shareholders' deficit	384,014	375,934
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $0.01 par value; 5,000,000 shares authorized; Series A, no shares issued and outstanding
Voting Common Stock [Member]
Shareholders' Equity
Common stock, Voting, $0.01 par value; 500,000,000 shares authorized; 405,232,383 shares issued and outstanding; Non-voting, $0.01 par value; 150,000,000 shares authorized; 90,531,557 shares issued and outstanding	4,053	4,053
Nonvoting Common Stock [Member]
Shareholders' Equity
Common stock, Voting, $0.01 par value; 500,000,000 shares authorized; 405,232,383 shares issued and outstanding; Non-voting, $0.01 par value; 150,000,000 shares authorized; 90,531,557 shares issued and outstanding	$ 905	$ 905

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Mar. 31, 2017	Dec. 31, 2016
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	500,000,000	500,000,000
Series A Preferred Stock [Member]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued
Preferred stock, shares outstanding
Voting Common Stock [Member]
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	500,000,000	500,000,000
Common stock, shares issued	405,232,383	405,232,383
Common stock, shares outstanding	405,232,383	405,232,383
Nonvoting Common Stock [Member]
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	150,000,000	150,000,000
Common stock, shares issued	90,531,557	90,531,557
Common stock, shares outstanding	90,531,557	90,531,557

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest income:
Loans, including fees	$ 2,724	$ 2,483
Investment securities:
Taxable	480	461
Nonmarketable equity securities	15	14
Other interest income	40	31
Total	3,259	2,989
Interest expense:
Deposits	486	523
Borrowings	151	523
Total	637	1,046
Net interest income	2,622	1,943
Provision for loan losses		1,424
Net interest income after provision for loan losses	2,622	519
Noninterest income:
Service charges on deposit accounts	162	161
Gains on sales of securities available-for-sale		17
Mortgage banking income	31
Other fees and commissions	91	72
Brokerage commissions		9
Income from cash value life insurance	108	110
Other operating income	21	47
Total	413	416
Noninterest expense:
Salaries and employee benefits	1,560	1,286
Net occupancy expense	244	275
Furniture and equipment	232	224
FDIC insurance premiums	44	309
Net cost (profit) of operations of other real estate owned	(65)	1,564
Other operating expenses	727	560
Total	2,742	4,218
Net income (loss) before income taxes	293	(3,283)
Income tax expense
Net income (loss)	293	(3,283)
Preferred dividends		(398)
Net income (loss) available to common shareholders	$ 293	$ (3,681)
Net income (loss) per common share, basic	$ 0	$ (0.96)
Net income (loss) per common share, diluted	$ 0	$ (0.96)
Weighted average common shares outstanding
Basic	468,013,940	3,846,340
Diluted	469,054,565	3,846,340

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 293	$ (3,283)
Unrealized gains (losses) on securities available-for-sale:
Net unrealized holding gains arising during the period	353	902
Reclassification to realized gains		(17)
Other comprehensive income (loss)	353	885
Comprehensive income (loss)	$ 646	$ (2,398)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock [Member]	Common Stock Warrant [Member]	Preferred Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning Balance at Dec. 31, 2015	$ 38	$ 1,012	$ 12,895	$ 30,220	$ (54,807)	$ (1,608)	$ (12,250)
Beginning Balance, shares at Dec. 31, 2015	3,846,340		12,895
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)					(3,283)		(3,283)
Other comprehensive income						885	885
Ending Balance at Mar. 31, 2016	$ 38	$ 1,012	$ 12,895	30,220	(58,090)	(723)	(14,648)
Ending Balance, shares at Mar. 31, 2016	3,846,340		12,895
Beginning Balance at Dec. 31, 2016	$ 4,958			68,411	(34,783)	(3,259)	35,327
Beginning Balance, shares at Dec. 31, 2016	495,763,940
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)					293		293
Other comprehensive income						353	353
Stock-based compensation expense				139			139
Ending Balance at Mar. 31, 2017	$ 4,958			$ 68,550	$ (34,490)	$ (2,906)	$ 36,112
Ending Balance, shares at Mar. 31, 2017	495,763,940

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income (loss)	$ 293	$ (3,283)
Adjustments to reconcile net loss to net cash provided by operating activities:
Depreciation and amortization	162	170
Amortization of debt issuance costs		3
Provision for loan losses		1,424
Amortization less accretion on investments	251	13
Stock-based compensation expense	139
Net gains on sales of securities available-for-sale		(17)
Gains on sales of other real estate owned	(11)	(15)
Writedowns of other real estate owned	2	1,369
Decrease in accrued interest receivable	14	229
Increase (decrease) in accrued interest payable	(21)	375
(Increase) decrease in other assets	123	(486)
Income (net of mortality cost) on cash value of life insurance	(78)	(81)
Decrease in other liabilities	(619)	(202)
Net cash (used by) provided by operating activities	255	(501)
Cash flows from investing activities:
Purchases of securities available-for-sale		(7,558)
Maturities, calls and paydowns of securities available-for-sale	2,290	10,790
Proceeds from sales of securities available-for-sale		4,153
(Purchase) redemptions of nonmarketable equity securities	(14)	54
(Increase) decrease in loans to customers	(13,954)	6,947
Purchases of premises and equipment, net	(30)	(11)
Proceeds from sales of other real estate owned	279	1,479
Net cash provided (used) by investing activities	(11,429)	15,854
Cash flows from financing activities:
Net increase in demand deposits and savings	28,738	5,980
Net decrease in time deposits	(19,668)	(1,350)
Net increase in repurchase agreements	(1,135)	(468)
Net cash used by financing activities	7,935	4,162
Net increase (decrease) in cash and cash equivalents	(3,239)	19,515
Cash and cash equivalents, beginning of year	25,429	22,137
Cash and cash equivalents, end of year	22,190	41,652
Supplemental information:
Cash paid for income taxes
Cash paid for interest	658	671
Supplemental noncash investing and financing activities:
Transfers of loans to other real estate owned		479
Unrealized gains on investments	$ 353	$ 885

ORGANIZATION AND SIGNIFICANT AC

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 - ORGANIZATION, SIGNIFICANT ACCOUNTING POLICIES AND RECENT DEVELOPMENTS Organization and Significant Accounting Policies Basis of Presentation and Consolidation The accompanying consolidated financial statements have been prepared in accordance with the requirements for interim financial statements and, accordingly, they are condensed and omit disclosures, which would substantially duplicate those contained in the most recent annual report to shareholders. The financial statements as of March 31, 2017 and for the interim periods ended March 31, 2017 and 2016 are unaudited and, in our opinion, include all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation. Operating results for the three-month period ended March 31, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 2017. The financial information as of December 31, 2016 has been derived from the audited financial statements as of that date. For further information, refer to the financial statements and the notes included in HCSB Financial Corporation’s 2016 Annual Report on Form 10-K which was filed with the Securities and Exchange Commission (the “SEC”) on March 3, 2017, as amended on April 27, 2017. Management’s Estimates Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, including valuation allowances for impaired loans, and the carrying amount of real estate acquired in connection with foreclosures or in satisfaction of loans. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment. While management uses available information to recognize losses on loans and foreclosed real estate, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowances for losses on loans and foreclosed real estate. Such agencies may require the Company to recognize additions to the allowances based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowances for losses on loans and foreclosed real estate may change materially in the near term. Investment Securities Nonmarketable Equity Securities Loans Receivable The accrual of interest income is generally discontinued when a loan becomes contractually 90 days past due as to principal or interest. Management may elect to continue the accrual of interest when the estimated net realizable value of collateral exceeds the principal balance and accrued interest. Loan origination and commitment fees and certain direct loan origination costs (principally salaries and employee benefits) are deferred and amortized to income over the contractual life of the related loans or commitments, adjusted for prepayments, using the straight-line method. For all classes of loans, loans are considered impaired when, based on current information and events, it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Impaired loans may include all classes of nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the interest rate implicit in the original agreement or at the fair value of collateral if repayment is expected solely from the collateral. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is probable, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Impairment of a loan is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral, if the loan is collateral dependent. When management determines that a loan is impaired, the difference between the Company’s investment in the related loan and the present value of the expected future cash flows, or the fair value of the collateral, is charged off with a corresponding entry to the allowance for loan losses or a specific reserve is set aside within the allowance for loan losses. The accrual of interest is discontinued on an impaired loan when management determines the borrower may be unable to meet payments as they become due. Concentrations of Credit Risk The Company makes loans to individuals and small businesses for various personal and commercial purposes primarily throughout Horry County in South Carolina and Columbus and Brunswick counties of North Carolina. The Company’s loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers. However, the loan portfolio does include a concentration in loans secured by residential and commercial real estate and commercial and industrial non-real estate loans. These loans are especially susceptible to being adversely effected by unfavorable economic conditions. The recent economic recession resulted in increased loan delinquencies, defaults and foreclosures within our loan portfolio. The declined real estate market during this time had a significant impact on the performance of our loans secured by real estate. In some cases, this downturn resulted in a significant impairment to the value of our collateral and our ability to sell the collateral upon foreclosure. The real estate collateral in each case provides an alternate source of repayment in the event of default by the borrower and may deteriorate in value during the time the credit is extended. While economic conditions and real estate in our primary markets have improved since the end of the economic recession, there can be no assurance that this improvement will continue or that our local markets will not experience another economic decline. If real estate values in our market areas were to decline, it is also more likely that we would be required to increase our allowance for loan losses. In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices such as loans that subject borrowers to substantial payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Management has determined that there is no concentration of credit risk associated with its lending policies or practices. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan’s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). These loans are underwritten and monitored to manage the associated risks. Therefore, management believes that these particular practices do not subject the Company to unusual credit risk. The Company’s investment portfolio consists principally of obligations of the United States, its agencies or its corporations and general obligation municipal securities. In the opinion of management, there is no concentration of credit risk in its investment portfolio. The Company places its deposits and correspondent accounts with and sells its federal funds to high quality institutions. Management believes credit risk associated with correspondent accounts is not significant. Allowance for Loan Losses The allowance is subject to examination by regulatory agencies, which may consider such factors as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions, and other adequacy tests. In addition, such regulatory agencies could require the Company to adjust its allowance based on information available to them at the time of their examination. The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to that used to determine the allowance for loan losses adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio. Premises, Furniture and Equipment Maintenance and repairs are charged to current expense as incurred, and the costs of major renewals and improvements are capitalized. Other Real Estate Owned Any write-downs at the dates of acquisition are charged to the allowance for loan losses. Subsequent write-downs are charged to a reserve for OREO losses. Expenses to maintain such assets, subsequent write-downs, and gains and losses on disposal are included in net cost (profit) of operations of other real estate owned on the statement of operations. Income and Expense Recognition Income Taxes Deferred income taxes are determined using the balance sheet method. Under this method, the net deferred tax asset or liability is based on the tax impacts of the differences between the book and tax bases of assets and liabilities and recognizes enacted changes in tax rates and laws in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized subject to the Company’s judgment that realization is more likely than not. A tax position that meets the more likely than not recognition threshold is measured to determine the amount of benefit to recognize. The tax position is measured at the largest amount of benefit that is greater than 50% likely of being realized upon settlement. Interest and penalties, if any, are recognized as a component of income tax expense. The Company reviews the deferred tax assets for recoverability based on history of earnings, expectations for future earnings and expected timing of reversals of temporary differences. Realization of a deferred tax asset ultimately depends on the existence of sufficient taxable income available under tax law, including future reversals of existing temporary differences, future taxable income exclusive of reversing differences, taxable income in prior carryback years, projections of future operating results, cumulative tax losses over the past three years, tax loss deductibility limitations, and available tax planning strategies. If, based on available information, it is more likely than not that the deferred income tax asset will not be realized, a valuation allowance against the deferred tax asset must be established with a corresponding charge to income tax expense. The deferred tax assets and valuation allowance are evaluated each quarter, and a portion of the valuation allowance may be reversed in future periods. The determination of how much of the valuation allowance that may be reversed and the timing is based on future results of operation and the amount and timing of actual loan charge-offs and asset write-downs. At March 31, 2017 and December 31, 2016, the Company’s deferred tax asset was offset in its entirety by a valuation allowance. The Company believes that its income tax filing positions taken or expected to be taken in its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. Net Income (Loss) Per Common Share Comprehensive Income Statements of Cash Flows Off-Balance Sheet Financial Instruments Recently Issued Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (“FASB”) issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. This guidance also includes expanded disclosure requirements that result in an entity providing users of financial statements with comprehensive information about the nature, amount, timing, and uncertainty of revenue and cash flows arising from the entity’s contracts with customers. In August 2015, the FASB deferred the effective date of Accounting Standards Update (“ASU”) 2014-09. As a result of the deferral, the guidance in ASU 2014-09 will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In January 2016, the FASB issued ASU 2016-01 updating the Financial Instruments topic of the Accounting Standards Codification to address certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The amendments will be effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company will apply the guidance by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values will be applied prospectively to equity investments that exist as of the date of adoption of the amendments. The Company does not expect these amendments to have a material effect on its financial statements. In February 2016, the FASB amended the Leases topic of the ASC to require all leases with lease terms over 12 months to be capitalized as a right-of-use asset and lease liability on the balance sheet at the date of lease commencement. Leases will be classified as either finance leases or operating leases. This distinction will be relevant for the pattern of expense recognition in the income statement. The amendments will be effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently in the process of evaluating the impact of adoption of this guidance on the financial statements. In March 2016, the FASB amended the Revenue from Contracts with Customers topic of the ASC to clarify the implementation guidance on principal versus agent considerations and address how an entity should assess whether it is the principal or the agent in contracts that include three or more parties. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In March 2016, the FASB issued guidance to simplify several aspects of the accounting for share-based payment award transactions including the income tax consequences, the classification of awards as either equity or liabilities, and the classification on the statement of cash flows. Additionally, the guidance simplifies two areas specific to entities other than public business entities allowing them to apply a practical expedient to estimate the expected term for all awards with performance or service conditions that have certain characteristics and also allowing them to make a one-time election to switch from measuring all liability-classified awards at fair value to measuring them at intrinsic value. The amendments were effective for the Company on January 1, 2017 and did not have a material effect on its financial statements. In May 2016, the FASB amended the Revenue from Contracts with Customers topic of the ASC to clarify guidance related to collectability, noncash consideration, presentation of sales tax, and transition. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The guidance requires a financial asset (including trade receivables) measured at amortized cost basis to be presented at the net amount expected to be collected. Thus, the income statement will reflect the measurement of credit losses for newly-recognized financial assets as well as the expected increases or decreases of expected credit losses that have taken place during the period. The amendments will be effective for the Company for reporting periods beginning after December 15, 2019. The Company is currently in the process of evaluating the impact of adoption of this guidance on the financial statements. In August 2016, the FASB amended the Statement of Cash Flows topic of the ASC to clarify how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. The Company does not expect these amendments to have a material effect on its financial statements. In October 2016, the FASB amended the Income Taxes topic of the ASC to modify the accounting for intra-entity transfers of assets other than inventory. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In October 2016, the FASB amended the Consolidation topic of the ASC to revise the consolidation guidance on how a reporting entity that is the single decision maker of a variable interest entity (VIE) should treat indirect interests in the entity held through related parties that are under common control with the reporting entity when determining whether it is the primary beneficiary of that VIE. The amendments became effective for the Company on January 1, 2017 and did not have a material effect on the financial statements. In November 2016, the FASB amended the Statement of Cash Flows topic of the ASC to clarify how restricted cash is presented and classified in the statement of cash flows. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In December 2016, the FASB issued technical corrections and improvements to the Revenue from Contracts with Customers Topic. These corrections make a limited number of revisions to several pieces of the revenue recognition standard issued in 2014. The effective date and transition requirements for the technical corrections will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In January 2017, the FASB issued guidance to clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendment to the Business Combinations Topic is intended to address concerns that the existing definition of a business has been applied too broadly and has resulted in many transactions being recorded as business acquisitions that in substance are more akin to asset acquisitions. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In January 2017, the FASB updated the Accounting Changes and Error Corrections and the Investments—Equity Method and Joint Ventures Topics of the ASC. The update incorporates into the ASC recent SEC guidance about disclosing, under SEC SAB Topic 11.M, the effect on financial statements of adopting the revenue, leases, and credit losses standards. The ASU was effective upon issuance. The Company is currently evaluating the impact on additional disclosure requirements as each of the standards is adopted, however it does not expect these amendments to have a material effect on its financial position, results of operations or cash flows. In February 2017, the FASB amended the Other Income Topic of the Accounting Standards Codification to clarify the scope of the guidance on nonfinancial asset derecognition as well as the accounting for partial sales of nonfinancial assets. The amendments conform the derecognition guidance on nonfinancial assets with the model for transactions in the new revenue standard. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In March 2017, the FASB amended the requirements in the Receivables—Nonrefundable Fees and Other Costs Topic of the ASC related to the amortization period for certain purchased callable debt securities held at a premium. The amendments shorten the amortization period for the premium to the earliest call date. The amendments will be effective for the Company for interim and annual periods beginning after December 15, 2018. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows. Risks and Uncertainties The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances and operating restrictions from the regulators’ judgments based on information available to them at the time of their examination. Reclassifications

REGULATORY MATTERS AND FUTURE O

REGULATORY MATTERS AND FUTURE OPERATIONS	3 Months Ended
	Mar. 31, 2017
Regulatory Matters And Going Concern Considerations [Abstract]
REGULATORY MATTERS AND FUTURE OPERATIONS	NOTE 2 - REGULATORY MATTERS AND OTHER CONSIDERATIONS Termination of the Written Agreement with the Federal Reserve Bank of Richmond On March 23, 2017, the Company received notification from the Federal Reserve Bank of Richmond that the Written Agreement it has been operating under since May 9, 2011 was terminated effective March 21, 2017. Pursuant to the Written Agreement, the Company agreed, among other things, to seek the prior written approval of the Federal Reserve Bank of Richmond before declaring or paying any dividends, directly or indirectly taking dividends or any other form of payment representing a reduction in capital from the Bank, making any distributions of interest, principal or other sums on subordinated debentures or trust preferred securities, directly or indirectly, incurring, increasing or guarantying any debt, and directly or indirectly, purchasing or redeeming any shares of its stock. Although the Written Agreement has been terminated, certain regulatory requirements and restrictions remain, including prohibitions on (i) increasing or guarantying any debt, (ii) directly or indirectly or purchasing or redeeming any shares of its stock, and (iii) making dividend payments, each without prior approval from the Federal Reserve. Termination of the Consent Order As a result of the recent economic recession, the Bank entered into a Consent Order (the “Consent Order”) with the Federal Deposit Insurance Corporation (the “FDIC”) and the South Carolina Board of Financial Institutions (the “State Board”) on February 10, 2011, which, among other things, required the Bank to achieve and maintain total risk based capital at least equal to 10% of risk-weighted assets and Tier 1 capital at least equal to 8% of total assets and to seek to sell or merge the Bank if it cannot satisfy or maintain the requisite capital. October 26, 2016, the Bank received notification from the FDIC and the State Board that the Consent Order had been terminated. The Consent Order was replaced with certain regulatory requirements and restrictions, including a requirement to continue to improve credit quality and earnings, a restriction prohibiting dividend payments without prior approval from the supervisory authorities, and a requirement to maintain Tier 1 capital at least equal to 8% and total risk-based capital at least equal to 10%. We believe that we are currently in substantial compliance with the new regulatory requirements and restrictions. Other Considerations During the economic recession, the Bank, with a loan portfolio consisting of a concentration in commercial real estate loans, experienced a decline in the value of the collateral securing its loan portfolio as well as a rapid deterioration in its borrowers’ cash flow and ability to repay their outstanding loans to the Bank. As a result, the Bank’s level of nonperforming assets increased substantially during 2010 and 2011. However, since 2012, the Bank’s nonperforming assets have begun to stabilize. In addition to increasing write-downs on OREO to expedite sales during 2016, the Bank sold $4.3 million of nonperforming loans and $270 thousand of OREO in a bulk sale. The loans and OREO had been reduced to fair value prior to the sale. Additional OREO properties totaling $5.6 million were also sold during 2016. The Bank’s nonperforming assets at March 31, 2017 were $4.5 million compared to $4.9 million at December 31, 2016. As a percentage of total assets, nonperforming assets were 1.18% and 1.31% as of March 31, 2017 and December 31, 2016, respectively. As a percentage of total loans, nonperforming loans were 0.84% and 0.94% as of March 31, 2017 and December 31, 2016, respectively. The Company and the Bank operate in a highly-regulated industry and must plan for the liquidity needs of each entity separately. A variety of sources of liquidity have historically been available to the Bank to meet its short-term and long-term funding needs. Although several of these sources have been limited following execution of the Consent Order (which was terminated on October 26, 2016), management has prepared forecasts of these sources of funds and the Bank’s projected uses of funds during 2017 in an effort to ensure that the sources available are sufficient to meet the Bank’s projected liquidity needs for this period. Prior to the most recent economic downturn, the Company, if needed, would have relied on dividends from the Bank as its primary source of liquidity. The Company is a legal entity separate and distinct from the Bank. However, various legal limitations restrict the Bank from lending or otherwise supplying funds to the Company to meet its obligations, including paying dividends. In addition, regulatory restrictions remaining following the termination of the Consent Order further limit the Bank’s ability to pay dividends to the Company to satisfy its funding needs. Management believes the Bank’s liquidity sources are adequate to meet its needs for at least the next 12 months.

INVESTMENT SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	NOTE 3 - INVESTMENT SECURITIES Securities available-for-sale consisted of the following: (Dollars in thousands) Gross Unrealized Estimated March 31, 2017 Amortized Cost Gains Losses Fair Value Government-sponsored enterprises $ 8,315 $ — $ (72 ) $ 8,243 Mortgage-backed securities 84,039 239 (2,228 ) 82,050 State and political subdivisions 14,893 18 (863 ) 14,048 Total $ 107,247 $ 257 $ (3,163 ) $ 104,341 December 31, 2016 Government-sponsored enterprises $ 8,489 $ — $ (80 ) $ 8,409 Mortgage-backed securities 86,394 202 (2,598 ) 83,998 State and political subdivisions 14,905 14 (797 ) 14,122 Total $ 109,788 $ 216 $ (3,475 ) $ 106,529 The following is a summary of maturities of securities available-for-sale as of March 31, 2017. The amortized cost and estimated fair values are based on the contractual maturity dates. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalty. Amortized Cost March 31, 2017 (in thousands) Due After One After Five After Total Market Investment securities Government-sponsored enterprises $ — $ 210 $ 2,000 $ 6,105 $ 8,315 $ 8,243 Mortgage-backed securities — — 19,761 64,278 84,039 82,050 State and political subdivisions — — 13,279 1,614 14,893 14,048 Total $ — $ 210 $ 35,040 $ 71,997 $ 107,247 $ 104,341 The following table shows gross unrealized losses and fair value, aggregated by investment category, and length of time that individual securities have been in a continuous unrealized loss position, at: March 31, 2017 Less than twelve months Twelve months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses Government-sponsored enterprises $ 6,137 $ (52 ) $ 2,106 $ (20 ) $ 8,243 $ (72 ) Mortgage-backed securities 53,208 (1,769 ) 14,087 (489 ) 67,295 (2,228 ) State and political subdivisions 12,831 (863 ) — — 12,831 (863 ) Total $ 72,176 $ (2,654 ) $ 16,193 $ (509 ) $ 88,369 $ (3,163 ) December 31, 2016 Less than twelve months Twelve months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses Government-sponsored enterprises $ 8,161 $ (79 ) $ 249 $ (1 ) $ 8,410 $ (80 ) Mortgage-backed securities 56,319 (1,986 ) 19,069 (612 ) 75,388 (2,598 ) State and political subdivisions 12,904 (797 ) — — 12,904 (797 ) Total $ 77,384 $ (2,862 ) $ 19,318 $ (613 ) $ 96,702 $ (3,475 ) Management evaluates its investment portfolio periodically to identify any impairment that is other than temporary. At March 31, 2017, the Company had two government-sponsored enterprise securities and 16 mortgage-backed securities that have been in an unrealized loss position for more than twelve months. At December 31, 2016, the Company had one government-sponsored enterprise security and twenty mortgage-backed securities that had been in an unrealized loss position for more than twelve months. Management believes these losses are temporary and are a result of the current interest rate environment. The Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell these securities before recovery of their amortized cost. At March 31, 2017 and December 31, 2016, investment securities with a book value of $42.5 million and $43.8 million, respectively, and a market value of $41.5 million and $42.6 million, respectively, were pledged to secure deposits. Proceeds from sales of available-for-sale securities were $4.2 million for the three-month period ended March 31, 2016. There were no sales during the three-month period ended March 31, 2017. Gross realized gains and losses on sales of available-for-sale securities for the periods ended were as follows: (Dollars in thousands) Three months ended March 31, 2017 2016 Gross realized gains $ — $ 17 Gross realized losses — — Net gain $ — $ 17

LOAN PORTFOLIO

LOAN PORTFOLIO	3 Months Ended
	Mar. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]
LOAN PORTFOLIO	NOTE 4 – LOAN PORTFOLIO Loans consisted of the following: (Dollars in thousands) March 31, December 31, 2017 2016 Residential $ 73,908 $ 71,444 Commercial Real Estate 112,393 104,875 Commercial 37,041 33,800 Consumer 5,691 4,993 Total gross loans $ 229,033 $ 215,112 Provision and Allowance for Loan Losses An allowance for loan losses is maintained at a level deemed appropriate by management to adequately provide for known and inherent losses in the loan portfolio. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. In evaluating the adequacy of the Company’s loan loss reserves, management identifies loans believed to be impaired. Impaired loans are those not likely to be repaid as to principal and interest in accordance with the terms of the loan agreement. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, or liquidation value and discounted cash flows. Reserves are maintained for each loan in which the principal balance of the loan exceeds the net present value of cash flows. In addition to the specific allowance for individually reviewed loans, a general allowance for potential loan losses is established based on management’s review of the composition of the loan portfolio with the purpose of identifying any concentrations of risk, and an analysis of historical loan charge-offs and recoveries. The final component of the allowance for loan losses incorporates management’s evaluation of current economic conditions and other risk factors which may impact the inherent losses in the loan portfolio. These evaluations are highly subjective and require that a great degree of judgmental assumptions be made by management. This component of the allowance for loan losses includes additional estimated reserves for internal factors such as changes in lending staff, loan policy and underwriting guidelines, and loan seasoning and quality, and external factors such as national and local economic trends and conditions. During 2016, we introduced certain enhancements to our allowance for loan loss model and methodology that, in management’s opinion, provide a better estimate and an allowance for loan loss which better reflects the inherent loss in the loan portfolio. The most significant enhancement was the implementation of a new third party software for the calculation of the allowance for loan losses. While this change did not result in an overall change in methodology, it did allow management to further analyze the portfolio. Additionally, as we regularly review the look back period being used for the calculation of historical losses. As economic conditions have improved and the overall risk profile of the loan portfolio has changed, it was determined that the historic look back period should be increased to 12 quarters from six quarters to present an estimated risk and loss consistent with expectations. This change in the look back period resulted in an increase in reserves of approximately $570,000 at December 31, 2016. The following table details the activity within our allowance for loan losses as of and for the three-month periods ended March 31, 2017 and 2016 and as of and for the year ended December 31, 2016, by portfolio segment: March 31, 2017 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 400 $ 2,291 $ 103 $ 956 $ 3,750 Charge-offs (36 ) — (51 ) (12 ) (99 ) Recoveries 6 12 19 29 66 Provision 66 33 22 (121 ) — Ending balance $ 436 $ 2,336 $ 93 $ 852 $ 3,717 Ending balances: Individually evaluated for impairment $ 21 $ 236 $ 6 $ 329 $ 592 Collectively evaluated for impairment $ 415 $ 2,100 $ 87 $ 523 $ 3,125 Loans receivable: Ending balance, total $ 37,041 $ 112,393 $ 5,691 $ 73,908 $ 229,033 Ending balances: Individually evaluated for impairment $ 1,656 $ 10,978 $ 88 $ 7,171 $ 19,893 Collectively evaluated for impairment $ 35,385 $ 101,415 $ 5,603 $ 66,737 $ 209,140 March 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 952 $ 2,543 $ 80 $ 1,026 $ 4,601 Charge-offs (18 ) (2,322 ) (6 ) (33 ) (2,379 ) Recoveries 34 14 7 18 73 Provision (439 ) 1,750 29 84 1,424 Ending balance $ 529 $ 1,985 $ 110 $ 1,095 $ 3,719 Ending balances: Individually evaluated for impairment $ 95 $ 518 $ 10 $ 617 $ 1,240 Collectively evaluated for impairment $ 434 $ 1,467 $ 100 $ 478 $ 2,479 Loans receivable: Ending balance, total $ 29,842 $ 92,461 $ 4,729 $ 72,603 $ 199,635 Ending balances: Individually evaluated for impairment $ 2,466 $ 19,121 $ 118 $ 9,248 $ 30,953 Collectively evaluated for impairment $ 27,376 $ 73,340 $ 4,611 $ 63,355 $ 168,682 December 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 952 $ 2,543 $ 80 $ 1,026 $ 4,601 Charge-offs (1,132 ) (4,595 ) (72 ) (809 ) (6,608 ) Recoveries 1,382 202 79 171 1,834 Provision (802 ) 4,141 16 568 3,923 Ending balance $ 400 $ 2,291 $ 103 $ 956 $ 3,750 Ending balances: Individually evaluated for impairment $ 25 $ 291 $ 7 $ 320 $ 643 Collectively evaluated for impairment $ 375 $ 2,000 $ 96 $ 636 $ 3,107 Loans receivable: Ending balance, total $ 33,800 $ 104,875 $ 4,993 $ 71,444 $ 215,112 Ending balances: Individually evaluated for impairment $ 1,667 $ 12,616 $ 84 $ 7,254 $ 21,621 Collectively evaluated for impairment $ 32,133 $ 92,259 $ 4,909 $ 64,190 $ 193,491 Loan Performance and Asset Quality Generally, a loan will be placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when management believes, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the loan is doubtful. When a loan is placed in nonaccrual status, interest accruals are discontinued and income earned but not collected is reversed. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce principal. The following chart summarizes delinquencies and nonaccruals, by portfolio class, as of March 31, 2017 and December 31, 2016. March 31, 2017 (Dollars in thousands) 30-59 Days 60-89 Days 90+ Days Total Total Loans Non- Past Due Past Due Past Due Past Due Current Receivable accrual Commercial $ 83 $ 46 $ 16 $ 145 $ 36,896 $ 37,041 $ 16 Commercial real estate: Construction 23 — — 23 26,174 26,197 20 Other 50 — 1,219 1,269 84,927 86,196 1,407 Real Estate: Residential 150 — 251 401 73,507 73,908 464 Consumer: Other 24 3 — 27 5,124 5,151 8 Revolving credit — 3 — 3 537 540 — Total $ 330 $ 52 $ 1,486 $ 1,868 $ 227,165 $ 229,033 $ 1,915 December 31, 2016 (Dollars in thousands) 30-59 Days 60-89 Days 90+ Days Total Total Loans Non- Past Due Past Due Past Due Past Due Current Receivable accrual Commercial $ 82 $ — $ 16 $ 98 $ 33,702 $ 33,800 $ 32 Commercial real estate: Construction 96 — — 96 22,885 22,981 21 Other 782 — 1,219 2,001 79,893 81,894 1,413 Real Estate: Residential 86 133 411 630 70,814 71,444 559 Consumer: Other 34 17 — 51 4,403 4,454 — Revolving credit 2 — — 2 537 539 — Total $ 1,082 $ 150 $ 1,646 $ 2,878 $ 212,234 $ 215,112 $ 2,025 There were no loans outstanding 90 days or more and still accruing interest at March 31, 2017 or December 31, 2016. The following table summarizes management’s internal credit risk grades, by portfolio class, as of March 31, 2017 and December 31, 2016. March 31, 2017 ( Dollars in thousands Commercial Commercial Consumer Residential Total Grade 1 - Minimal $ 1,755 $ — $ 400 $ — $ 2,155 Grade 2 - Modest 813 116 150 661 1,740 Grade 3 -Average 2,131 18,861 134 7,015 28,141 Grade 4 - Satisfactory 23,146 62,213 4,503 46,851 136,713 Grade 5 - Watch 7,081 22,560 310 12,916 42,867 Grade 6 - Special Mention 1,543 1,413 107 1,651 4,714 Grade 7- Substandard 572 7,230 87 4,814 12,703 Grade 8 - Doubtful — — — — — Grade 9- Loss — — — — — Total loans receivable $ 37,041 $ 112,393 $ 5,691 $ 73,908 $ 229,033 December 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Grade 1 - Minimal $ 1,781 $ — $ 383 $ — $ 2,164 Grade 2 - Modest 934 122 112 573 1,741 Grade 3 - Average 2,226 13,877 84 6,588 22,775 Grade 4 - Satisfactory 19,973 58,149 3,971 45,208 127,301 Grade 5 - Watch 7,125 21,807 234 11,531 40,697 Grade 6 - Special Mention 1,484 900 140 1,517 4,041 Grade 7 - Substandard 277 10,020 69 6,027 16,393 Grade 8 - Doubtful — — — — — Grade 9 - Loss — — — — — Total loans receivable $ 33,800 $ 104,875 $ 4,993 $ 71,444 $ 215,112 Loans graded one through four are considered “pass” credits. As of March 31, 2017, $168.7 million, or 73.7% of the loan portfolio had a credit grade of “minimal,” “modest,” “average” or “satisfactory.” For loans to qualify for these grades, they must be performing relatively close to expectations, with no significant departures from the intended source and timing of repayment. Loans with a credit grade of “watch” and “special mention” are not considered classified; however, they are categorized as a watch list credit and are considered potential problem loans. This classification is utilized by us when there is an initial concern about the financial health of a borrower. These loans are designated as such in order to be monitored more closely than other credits in the portfolio. Loans on the watch list are not considered problem loans until they are determined by management to be classified as substandard. As of March 31, 2017, loans with a credit grade of “watch” and “special mention” totaled $47.6 million. Watch list loans are considered potential problem loans and are monitored as they may develop into problem loans in the future. Loans graded “substandard” or greater are considered classified credits. At March 31, 2017 classified loans totaled $12.7 million, with $12.0 million being collateralized by real estate. Classified credits are evaluated for impairment on a quarterly basis. Loans showing improvement may be upgraded to “watch”. TDRs at March 31, 2017 were $17.9 million. TDRs totaling $6.8 million were graded as classified loans, of which $5.7 million were considered to be performing at March 31, 2017. The Company identifies impaired loans through its normal internal loan review process. A loan is considered impaired when, based on current information and events, it is probable that we will be unable to collect the scheduled payments of principal or interest when due, according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Impairment is measured on a loan-by-loan basis by calculating either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less selling costs, if the loan is collateral dependent. If the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest, net of deferred loan fees or costs), an impairment is recognized by establishing or adjusting an existing allocation of the allowance, or by recording a partial charge-off of the loan to its fair value . Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Impaired consumer and residential loans are identified for impairment disclosures; however, it is policy to individually evaluate for impairment all loans with a credit grade of “special mention”, “substandard”, “doubtful”, and “loss.” Impaired loans are valued on a nonrecurring basis at the lower of cost or market value of the underlying collateral, less any selling costs, or based on the net present value of cash flows. For loans valued based on collateral, market values were obtained using independent appraisals, updated every 18 to 24 months, in accordance with our reappraisal policy, or other market data such as recent offers to the borrower. At March 31, 2017, the recorded investment in impaired loans was $19.9 million, compared to $21.6 million at December 31, 2016. The following chart details our impaired loans by category as of March 31, 2017 and December 31, 2016, respectively: March 31, 2017 ( Dollars in thousands Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 854 $ 910 $ — $ 867 $ 15 Commercial real estate 8,107 11,473 — 9,342 106 Residential 4,235 4,428 — 4,987 59 Consumer 45 45 — 46 1 Total: $ 13,241 $ 16,856 $ — $ 15,242 $ 181 With an allowance recorded: Commercial 802 802 21 810 8 Commercial real estate 2,871 2,871 236 2,883 40 Residential 2,936 2,936 329 2,942 30 Consumer 43 43 6 43 1 Total: $ 6,652 $ 6,652 $ 592 $ 6,678 $ 79 Total: Commercial 1,656 1,712 21 1,677 23 Commercial real estate 10,978 14,344 236 12,225 146 Residential 7,171 7,364 329 7,929 89 Consumer 88 88 6 89 2 Total: $ 19,893 $ 23,508 $ 592 $ 21,920 $ 260 December 31, 2016 ( Dollars in thousands Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 720 $ 720 $ — $ 732 $ 43 Commercial real estate 9,194 12,597 — 9,332 574 Residential 4,365 4,553 — 4,390 248 Consumer 33 33 — 34 3 Total: $ 14,312 $ 17,903 $ — $ 14,488 $ 868 With an allowance recorded: Commercial 947 947 25 956 37 Commercial real estate 3,422 3,422 291 3,433 178 Residential 2,889 2,889 320 2,895 120 Consumer 51 51 7 52 2 Total: $ 7,309 $ 7,309 $ 643 $ 7,336 $ 337 Total: Commercial 1,667 1,667 25 1,688 80 Commercial real estate 12,616 16,019 291 12,765 752 Residential 7,254 7,442 320 7,285 368 Consumer 84 84 7 86 5 Total: $ 21,621 $ 25,212 $ 643 $ 21,824 $ 1,205 TDRs are loans which have been restructured from their original contractual terms and include concessions that would not otherwise have been granted outside of the financial difficulty of the borrower. We only restructure loans for borrowers in financial difficulty that have designed a viable business plan to fully pay off all obligations, including outstanding debt, interest and fees, either by generating additional income from the business or through liquidation of assets. Generally, these loans are restructured to provide the borrower additional time to execute upon their plans. With respect to restructured loans, we grant concessions by (1) reduction of the stated interest rate for the remaining original life of the debt, or (2) extension of the maturity date at a stated interest rate lower than the current market rate for new debt with similar risk. We do not generally grant concessions through forgiveness of principal or accrued interest. Restructured loans where a concession has been granted through extension of the maturity date generally include extension of payments in an interest only period, extension of payments with capitalized interest and extension of payments through a forbearance agreement. These extended payment terms are also combined with a reduction of the stated interest rate in certain cases. Success in restructuring loans has been mixed but it has proven to be a useful tool in certain situations to protect collateral values and allow certain borrowers additional time to execute upon defined business plans. In situations where a TDR is unsuccessful and the borrower is unable to follow through with terms of the restructured agreement, the loan is placed on nonaccrual status and continues to be written down to the underlying collateral value. Our policy with respect to accrual of interest on loans restructured in a TDR follows relevant supervisory guidance. That is, if a borrower has demonstrated performance under the previous loan terms and shows capacity to perform under the restructured loan terms, continued accrual of interest at the restructured interest rate is likely. If a borrower was materially delinquent on payments prior to the restructuring but shows capacity to meet the restructured loan terms, the loan will likely continue as nonaccrual going forward. Lastly, if the borrower does not perform under the restructured terms, the loan is placed on nonaccrual status. We will continue to closely monitor these loans and will cease accruing interest on them if management believes that the borrowers may not continue performing based on the restructured note terms. If, after previously being classified as a TDR, a loan is restructured a second time, then that loan is automatically placed on nonaccrual status. Our policy with respect to nonperforming loans requires the borrower to make a minimum of six consecutive payments in accordance with the loan terms before that loan can be placed back on accrual status. Further, the borrower must show capacity to continue performing into the future prior to restoration of accrual status. In addition, there are times when a loan previously considered a TDR was restructured under a new agreement that does not qualify as a TDR. This includes restructurings whereby the customer is no longer in financial difficulty and the restructured terms offer no concessions from the original loan terms. During the quarter ended March 31, 2017, there were $1.5 million in TDRs that were restructured into new agreements that no longer qualified as TDRs. We believe that all of our modified loans meet the definition of a TDR. The following is a summary of information pertaining to our TDRs: March 31, December 31, (Dollars in thousands) 2017 2016 Nonperforming TDRs $ 1,179 $ 1,269 Performing TDRs: Commercial 1,562 1,635 Commercial real estate 8,860 10,554 Residential 6,257 6,133 Consumer 79 84 Total performing TDRs 16,758 18,406 Total TDRs $ 17,937 $ 19,675 The following tables summarize how loans that were considered TDRs were modified during the periods indicated: For the Three Months ended March 31, 2017 (Dollars in thousands) TDRs identified during the period TDRs identified in the last twelve months that subsequently defaulted (1) Number Pre- Post Number Pre- Post Commercial — $ — $ — 1 $ 30 $ 30 Residential 4 994 970 — — — Total 4 $ 994 $ 970 1 $ 30 $ 30 (1) During the quarter ended March 31, 2017, four loans were modified that were considered to be TDRs. Term concessions were granted for all four loans and payment deferrals were also granted for one of the loans. For the Three Months ended March 31, 2016 (Dollars in thousands) TDRs identified during the period TDRs identified in the last twelve months that subsequently defaulted (1) Number Pre- Post Number Pre- Post Commercial 2 $ 137 $ 137 1 $ 106 $ 25 Residential 2 135 135 3 413 373 Total 4 $ 272 $ 272 4 $ 519 $ 398 (1) During the quarter ended March 31, 2016, four loans were modified that were considered to be TDRs. Term concessions were granted for all four loans and payment deferrals were also granted for one of the loans. Portions of the allowance for loan losses may be allocated for specific loans or portfolio segments. However, the entire allowance for loan losses is available for any loan that, in management’s judgment, should be charged-off. While management utilizes the best judgment and information available to it, the ultimate adequacy of the allowance for loan losses depends on a variety of factors beyond our control, including the performance of our loan portfolio, the economy, changes in interest rates, and the view of the regulatory authorities toward loan classifications. If delinquencies and defaults increase, we may be required to increase our provision for loan losses, which would adversely affect our results of operations and financial condition. There can be no assurance that charge-offs of loans in future periods will not exceed the allowance for loan losses as estimated at any point in time or that provisions for loan losses will not be significant to a particular accounting period. The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loans to customers. The fair value of standby letters of credit is insignificant. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counter-party. Collateral held for commitments to extend credit and standby letters of credit varies but may include accounts receivable, inventory, property, plant, equipment, and income-producing commercial properties. The following table summarizes the Company’s off-balance sheet financial instruments whose contract amounts represent credit risk: March 31, December 31, (Dollars in thousands) 2017 2016 Commitments to extend credit $ 32,334 $ 33,155 Standby letters of credit 1,177 444

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2017
Other Real Estate [Abstract]
OTHER REAL ESTATE OWNED	NOTE 5 - OTHER REAL ESTATE OWNED Transactions in OREO for the periods ended March 31, 2017 and December 31, 2016: March 31, December 31, (Dollars in thousands) 2017 2016 Balance, beginning of period $ 2,887 $ 13,624 Additions — 796 Sales (268 ) (5,868 ) Write-downs (2 ) (5,665 ) Balance, end of period $ 2,617 $ 2,887 Increased write-downs were taken during 2016 in an effort to expedite sales to reduce nonperforming assets.

ADVANCES FROM THE FEDERAL HOME

ADVANCES FROM THE FEDERAL HOME LOAN BANK	3 Months Ended
	Mar. 31, 2017
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures [Abstract]
ADVANCES FROM THE FEDERAL HOME LOAN BANK	NOTE 6 - ADVANCES FROM THE FEDERAL HOME LOAN BANK Advances from the FHLB consisted of the following at March 31, 2017: (Dollars in thousands) Advance Advance Advance Maturing Type Amount Rate On Convertible Advance $ 2,000 3.60 % 9/4/18 Fixed Rate 7,000 1.05 % 10/29/18 Fixed Rate 5,000 3.86 % 8/20/19 Fixed Rate 5,000 2.51 % 11/18/20 Fixed Rate 5,000 2.74 % 11/18/20 $ 24,000 As of March 31, 2017, the Company had advances totaling $24.0 million with various interest rates and maturity dates. Interest on all advances is at a fixed rate and payable quarterly. Convertible advances are callable by the FHLB on their respective call dates. The Company has the option to either repay any advance that has been called or to refinance the advance as a convertible advance. At March 31, 2017, the Company had pledged as collateral for FHLB advances approximately $4.9 million of one-to-four family first mortgage loans, $3.4 million of commercial real estate loans, $4.6 million in home equity lines of credit, $218 thousand of multi-family loans, and $17.7 million of agency and private issue mortgage-backed securities. The Company has an investment in FHLB stock of $1.4 million. The Company has $70.0 million in excess borrowing capacity with the FHLB that is available if liquidity needs should arise. As a result of negative financial performance indicators, there is also a risk that the Bank’s ability to borrow from the FHLB could be curtailed or eliminated, although to date the Bank has not been denied advances from the FHLB or had to pledge additional collateral for its borrowings. As of March 31, 2017, scheduled principal reductions include $9.0 million in 2018, $5.0 million in 2019 and $10.0 million in 2020.

SHAREHOLDERS' EQUITY AND CAPITA

SHAREHOLDERS' EQUITY AND CAPITAL REQUIREMENTS	3 Months Ended
	Mar. 31, 2017
Stockholders' Equity Note [Abstract]
SHAREHOLDERS' EQUITY	NOTE 7 - SHAREHOLDERS’ EQUITY AND CAPITAL REQUIREMENTS Preferred Stock Series T . The Series T preferred stock and the CPP Warrant were sold to the U.S. Treasury for an aggregate purchase price of $12.9 million in cash. The purchase price was allocated between the Series T preferred stock and the CPP Warrant based upon the relative fair values of each to arrive at the amounts recorded by the Company. This resulted in the Series T preferred stock being issued at a discount which was amortized on a level yield basis as a charge to retained earnings over an assumed life of five years. As required under the CPP, dividend payments on and repurchases of the Company’s common stock were subject to certain restrictions. For as long as the Series T preferred stock was outstanding, no dividends could be declared or paid on the Company’s common stock until all accrued and unpaid dividends on the Series T preferred stock were fully paid. In addition, the U.S. Treasury’s consent was required for any increase in dividends on common stock before the third anniversary of issuance of the Series T preferred stock and for any repurchase of any common stock except for repurchases of common shares in connection with benefit plans. Beginning in February 2011, the Federal Reserve Bank of Richmond required the Company to defer dividend payments on the 12,895 shares of the Series T preferred stock. Therefore, for each quarterly period beginning in February 2011, the Company notified the U.S. Treasury of its deferral of quarterly dividend payments on the Series T preferred stock. The amount of each of the Company’s quarterly interest payments was approximately $161 thousand through March 2014 and then increased to $290 thousand. At the time the shares were repurchased on April 12, 2016, as described below, the Company had $5.1 million of deferred dividend payments due on the Series T preferred stock, $398 thousand of which had previously been shown as accrued preferred dividends on the Company’s statement of operations for 2016. On April 11, 2016, the Company repurchased all 12,895 shares of the outstanding Series T preferred stock from the U.S. Treasury for $129 thousand. The U.S. Treasury also canceled the CPP Warrant. The redemption gain realized on this settlement was approximately $13.8 million and was recorded in retained earnings and net income available to common shareholders. Series A Non-Voting Common Stock Restrictions on Dividends Regulatory Capital Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum ratios of Tier 1 and total capital as a percentage of assets and off-balance sheet exposures, adjusted for risk weights ranging from 0% to 1250%. Tier 1 capital consists of common shareholders’ equity, excluding the unrealized gain or loss on securities available-for-sale, minus certain intangible assets. Tier 2 capital consists of the allowance for loan losses subject to certain limitations. Total capital for purposes of computing the capital ratios consists of the sum of Tier 1 and Tier 2 capital. The Company and the Bank are also required to maintain capital at a minimum level based on quarterly average assets, which is known as the leverage ratio. Regulatory capital rules released in July 2013 to implement capital standards, referred to as Basel III and developed by an international body known as the Basel Committee on Banking Supervision, impose higher minimum capital requirements for bank holding companies and banks. The rules apply to all national and state banks and savings associations regardless of size and bank holding companies and savings and loan holding companies with more than $1 billion in total consolidated assets. More stringent requirements are imposed on “advanced approaches” banking organizations-those organizations with $250 billion or more in total consolidated assets, $10 billion or more in total foreign exposures, or that have opted in to the Basel II capital regime. The requirements in the rule began to phase in on January 1, 2015 for the Bank, and the requirements in the rule will be fully phased in by January 1, 2019. The approved rule includes a new minimum ratio of common equity Tier 1 capital to risk-weighted assets (“CET1”) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which when fully phased-in, effectively results in a minimum CET1 ratio of 7.0%. Basel III also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively results in a minimum Tier 1 capital ratio of 8.5% when fully phased-in), effectively results in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer fully phased-in), and requires a minimum leverage ratio of 4.0%. Basel III also makes changes to the risk weights for certain assets and off-balance sheet exposures. Finally, CET1 includes accumulated other comprehensive income (which includes all unrealized gains and losses on available-for-sale debt and equity securities), subject to a transition period and a one-time opt-out election. The Bank elected to opt-out of this provision. As such, accumulated comprehensive income is not included in the Bank’s Tier 1 capital. The new capital conservation buffer began its phase-in period on January 1, 2016 at 0.625% of risk-weighted assets and will increase each subsequent year by an additional 0.625% until reaching its final level of 2.5% on January 1, 2019, as discussed above. The Bank had sufficient capital to meet the new conservation buffer requirements (1.25% of risk-weighted assets) at March 31, 2017. To be considered “well-capitalized,” a bank must maintain total risk-based capital of at least 10%, Tier 1 capital of at least 6%, and a leverage ratio of at least 5%. To be considered “adequately capitalized” under these capital guidelines, a bank must maintain a minimum total risk-based capital of 8%, with at least 4% being Tier 1 capital. The Bank is subject to additional requirements to maintain Tier 1 capital at least equal to 8% and total risk-based capital at least equal to 10%. The following table summarizes the capital ratios and the regulatory minimum requirements for the Company and the Bank. Actual Minimum Capital Requirement Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio March 31, 2017 The Company Total Capital (to Risk-Weighted Assets) $ 42,266 16.27 % $ 20,788 8.00 % N/A N/A Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 39,018 15.02 % $ 11,693 4.50 % N/A N/A Tier 1 Capital (to Risk-Weighted Assets) $ 39,018 15.02 % $ 10,394 4.00 % N/A N/A Tier 1 Capital (to Average Assets) $ 39,018 10.29 % $ 15,178 4.00 % N/A N/A The Bank Total Capital (to Risk-Weighted Assets) (1) $ 41,429 15.94 % $ 20,787 8.00 % $ 25,984 10.00 % Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 38,175 14.69 % $ 11,693 4.50 % 16,889 6.50 % Tier 1 Capital (to Risk-Weighted Assets) $ 38,175 14.69 % $ 15,590 6.00 % 20,787 8.00 % Tier 1 Capital (to Average Assets) (1) $ 38,175 10.08 % $ 15,146 4.00 % $ 30,292 8.00 % December 31, 2016 The Company Total Capital (to Risk-Weighted Assets) $ 41,697 16.80 % $ 19,861 8.00 % N/A N/A Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 38,586 15.54 % $ 9,930 4.50 % N/A N/A Tier 1 Capital (to Risk-Weighted Assets) $ 38,586 15.54 % $ 9,930 4.00 % N/A N/A Tier 1 Capital (to Average Assets) $ 38,586 10.15 % $ 15,200 4.00 % N/A N/A The Bank Total Capital (to Risk-Weighted Assets) (1) $ 40,833 16.44 % $ 19,865 8.00 % $ 24,832 10.00 % Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 37,721 15.19 % $ 11,174 4.50 % 16,141 6.50 % Tier 1 Capital (to Risk-Weighted Assets) $ 37,721 15.19 % $ 14,899 6.00 % 19,865 8.00 % Tier 1 Capital (to Average Assets) (1) $ 37,721 9.95 % $ 15,162 4.00 % $ 30,324 8.00 % (1)

INCOME (LOSS) PER SHARE

INCOME (LOSS) PER SHARE	3 Months Ended
	Mar. 31, 2017
Earnings Per Share [Abstract]
INCOME (LOSS) PER SHARE	NOTE 8 - INCOME (LOSS) PER SHARE (Dollars in thousands, except per share amounts) Three Months ended March 31, 2017 2016 Basic income (loss) per common share: Net income (loss) available to common shareholders $ 293 $ (3,681 ) Weighted average common shares outstanding - basic 468,013,940 3,846,340 Basic income (loss) per common share $ 0.00 $ (0.96 ) Diluted income (loss) per common share: Net income (loss) available to common shareholders $ 293 $ (3,681 ) Weighted average common shares outstanding - basic 468,013,940 3,846,340 Incremental shares 1,040,625 — Weighted average common shares outstanding - diluted 469,054,565 3,846,340 Diluted income (loss) per common share $ 0.00 $ (0.96 ) For the three-month period ended March 31, 2016, there were 91,714 common stock equivalents outstanding which were not included in the diluted calculation because the effect would have been anti-dilutive. No common stock equivalents were excluded from the calculation for the three-month period ended March 31, 2017.

FAIR VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
FAIR VALUE	NOTE 9 - FAIR VALUE Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair value estimates are made at a specific point in time based on relevant market and other information about the financial instruments. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on current economic conditions, risk characteristics of various financial instruments, and such other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Accounting principles establish a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. There are three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as U.S. Treasuries and money market funds. Level 2 Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments, mortgage-backed securities, municipal bonds, corporate debt securities, and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain derivative contracts and impaired loans. Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. For example, this category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly-structured or long-term derivative contracts. Financial Instruments The following methods and assumptions were used to estimate the fair value of significant financial instruments: Cash and Cash Equivalents Securities Available-for-Sale Nonmarketable Equity Securities Loans Receivable Deposits Repurchase Agreements Advances from the Federal Home Loan Bank Off-Balance Sheet Financial Instruments The carrying values and estimated fair values of the Company’s financial instruments were as follows: March 31, 2017 Fair Value Measurements (Dollars in thousands) Carrying Amount Estimated Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial Assets: Cash and cash equivalents $ 22,190 $ 22,190 $ 22,190 $ — $ — Securities available-for-sale 104,341 104,341 — 104,341 — Nonmarketable equity securities 1,359 1,359 — — 1,359 Loans, net 225,316 225,227 — — 225,227 Financial Liabilities: Demand deposit, interest-bearing transaction, and savings accounts 195,776 195,776 195,776 — — Certificates of deposit 126,563 126,172 — 126,172 — Repurchase agreements 848 848 — 848 — Advances from the Federal Home Loan Bank 24,000 24,307 — 24,307 — Notional Estimated Amount Fair Value Off-Balance Sheet Financial Instruments: Commitments to extend credit $ 32,334 n/a Standby letters of credit 1,177 n/a December 31, 2016 Fair Value Measurements (Dollars in thousands) Carrying Amount Estimated Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial Assets: Cash and cash equivalents $ 25,429 $ 25,429 $ 25,429 $ — $ — Securities available-for-sale 106,529 106,529 — 106,529 — Nonmarketable equity securities 1,345 1,345 — — 1,345 Loans, net 211,362 211,278 — — 211,278 Financial Liabilities: Demand deposit, interest-bearing transaction, and savings accounts 167,038 167,038 167,038 — — Certificates of deposit 146,231 145,779 — 145,779 — Repurchase agreements 1,983 1,983 — 1,983 — Advances from the Federal Home Loan Bank 24,000 24,307 — 24,307 — Notional Estimated Amount Fair Value Off-Balance Sheet Financial Instruments: Commitments to extend credit $ 33,155 n/a Standby letters of credit 444 n/a Fair Value Measurements Following is a description of valuation methodologies used for assets and liabilities recorded at fair value. Securities Available-for-Sale Loans Other Real Estate Owned Assets and Liabilities Measured at Fair Value on a Recurring Basis The tables below present the balances of assets and liabilities measured at fair value on a recurring basis as of and for the periods ended March 31, 2017 and December 31, 2016, by level within the fair value hierarchy. Quoted prices in Significant active markets Other Significant for identical Observable Unobservable (Dollars in thousands) assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) March 31, 2017 Assets: Government-sponsored enterprises $ 8,243 $ — $ 8,243 $ — Mortgage-backed securities 82,050 — 82,050 — State and political subdivisions 14,048 — 14,048 — Total $ 104,341 $ — $ 104,341 $ — December 31, 2016 Assets: Government-sponsored enterprises $ 8,409 $ — $ 8,409 $ — Mortgage-backed securities 83,998 — 83,998 — State and political subdivisions 14,122 — 14,122 — Total $ 106,529 $ — $ 106,529 $ — The Company has no liabilities measured at fair value on a recurring basis. Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis Certain assets and liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following tables present the assets and liabilities carried on the balance sheet by caption and by level within the valuation hierarchy described above for which a nonrecurring change in fair value has been recorded. Quoted prices in Significant active markets Other Significant (Dollars in thousands) for identical Observable Unobservable assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) March 31, 2017 Assets: Impaired loans, net of valuation allowance $ 19,301 $ — $ — $ 19,301 Other real estate owned 2,617 — — 2,617 Total $ 21,918 $ — $ — $ 21,918 December 31, 2016 Assets: Impaired loans, net of valuation allowance $ 20,978 $ — $ — $ 20,978 Other real estate owned 2,887 — — 2,887 Total $ 23,865 $ — $ — $ 23,865 The Company has no liabilities measured at fair value on a nonrecurring basis. Level 3 Valuation Methodologies The fair value of impaired loans is estimated using one of several methods, including collateral value and discounted cash flows and, in rare cases, the market value of the note. Those impaired loans not requiring an allowance represent loans for which the net present value of the expected cash flows or fair value of the collateral less costs to sell exceed the recorded investments in such loans. When the fair value of the collateral is based on an executed sales contract with an independent third party, the Company records the impaired loan as nonrecurring Level 1. If the collateral is based on another observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or the Company determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. Impaired loans can be evaluated for impairment using the present value of expected future cash flows discounted at the loan’s effective interest rate. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly. Foreclosed real estate is carried at fair value less estimated selling costs. Fair value is generally based upon current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for selling costs. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the asset as nonrecurring Level 2. However, the Company also considers other factors or recent developments which could result in adjustments to the collateral value estimates indicated in the appraisals such as changes in absorption rates or market conditions from the time of valuation. In situations where management adjustments are significant to the fair value measurements in its entirety, such measurements are classified as Level 3 within the valuation hierarchy. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at March 31, 2017. Management believes the weighted average range of adjustments to be appropriate. As discussed previously, depressed real estate values in the areas we serve may cause larger adjustments from time to time. (Dollars in thousands) March 31, Valuation Unobservable Range 2017 Techniques Inputs (Weighted Avg) Impaired loans: Commercial $ 1,635 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (3.71 %) Commercial real estate 10,742 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (7.39 %) Residential 6,842 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (8.36 %) Consumer 82 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-25.14 % Flows Independent quotes (4.39 %) Other real estate owned 2,617 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (10.00 %) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2016. Management believes the weighted average range of adjustments to be appropriate. As discussed previously, depressed real estate values in the areas we serve may cause larger adjustments from time to time. (Dollars in thousands) December 31, Valuation Unobservable Range 2016 Techniques Inputs (Weighted Avg) Impaired loans: Commercial $ 1,642 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-23.50 % Flows Independent quotes (4.00 %) Commercial real estate 12,325 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (6.72 %) Residential 6,934 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (8.05 %) Consumer 77 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (1.25 %) Other real estate owned 2,887 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (10.00 %)

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 10 - COMMITMENTS AND CONTINGENCIES In the ordinary course of business, the Company may, from time to time, become a party to legal claims and disputes. In 2012, the Company and the Bank received subpoenas from the office of SIGTARP and has fully responded to all of the subpoenas and provided testimony. At March 31, 2017, The Company and the Bank believe that the investigation will not have a material adverse effect on the financial condition or operation of the Company. Management was not aware of any other pending or threatened litigation or unassisted claims that could result in losses, if any, that would be material to the financial statements. The details of the matter above is included in “Legal Proceedings” under Part II, Item 1 of this Form 10-Q.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2017
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 11 - SUBSEQUENT EVENTS Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Nonrecognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management has reviewed events occurring through the date the financial statements were issued and the following subsequent events occurred requiring accrual or disclosure that are not otherwise disclosed herein. On April 19, 2017, the Company entered into an Agreement and Plan of Merger (the “Merger Agreement”) with United Community Banks, Inc. (“United”), the holding company for United Community Bank, Blairsville, Georgia. Under the Merger Agreement, the Company will merge with and into United and Horry County State Bank will merge with and into United Community Bank. Under the terms and subject to the conditions of the Merger Agreement, at the effective time of the Merger (the “Effective Time”), outstanding shares of the Company’s voting common stock and non-voting common stock will be converted into the right to receive 0.0050 shares of United’s common stock, $1.00 per value per share, together with cash in lieu of any fractional shares. The Merger Agreement also includes provisions that address the treatment of the outstanding equity awards of the Company in the merger. The Merger Agreement has been unanimously approved by the boards of directors of each of the Company and United. The closing of the merger is subject to the required approval of the Company’s shareholders, requisite regulatory approvals, the effectiveness of the registration statement to be filed by United with respect to United’s common stock to be issued in the merger, and other customary closing conditions. The parties anticipate closing the merger during the third quarter of 2017.

ORGANIZATION AND SIGNIFICANT 19

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
Basis of Presentation and Consolidation	Basis of Presentation and Consolidation The accompanying consolidated financial statements have been prepared in accordance with the requirements for interim financial statements and, accordingly, they are condensed and omit disclosures, which would substantially duplicate those contained in the most recent annual report to shareholders. The financial statements as of March 31, 2017 and for the interim periods ended March 31, 2017 and 2016 are unaudited and, in our opinion, include all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation. Operating results for the three-month period ended March 31, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 2017. The financial information as of December 31, 2016 has been derived from the audited financial statements as of that date. For further information, refer to the financial statements and the notes included in HCSB Financial Corporation’s 2016 Annual Report on Form 10-K which was filed with the Securities and Exchange Commission (the “SEC”) on March 3, 2017, as amended on April 27, 2017.
Management's Estimates	Management’s Estimates Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, including valuation allowances for impaired loans, and the carrying amount of real estate acquired in connection with foreclosures or in satisfaction of loans. Management must also make estimates in determining the estimated useful lives and methods for depreciating premises and equipment. While management uses available information to recognize losses on loans and foreclosed real estate, future additions to the allowance may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowances for losses on loans and foreclosed real estate. Such agencies may require the Company to recognize additions to the allowances based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowances for losses on loans and foreclosed real estate may change materially in the near term.
Investment Securities	Investment Securities
Nonmarketable Equity Securities	Nonmarketable Equity Securities
Loans Receivable	Loans Receivable The accrual of interest income is generally discontinued when a loan becomes contractually 90 days past due as to principal or interest. Management may elect to continue the accrual of interest when the estimated net realizable value of collateral exceeds the principal balance and accrued interest. Loan origination and commitment fees and certain direct loan origination costs (principally salaries and employee benefits) are deferred and amortized to income over the contractual life of the related loans or commitments, adjusted for prepayments, using the straight-line method. For all classes of loans, loans are considered impaired when, based on current information and events, it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Impaired loans may include all classes of nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the interest rate implicit in the original agreement or at the fair value of collateral if repayment is expected solely from the collateral. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is probable, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Impairment of a loan is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral, if the loan is collateral dependent. When management determines that a loan is impaired, the difference between the Company’s investment in the related loan and the present value of the expected future cash flows, or the fair value of the collateral, is charged off with a corresponding entry to the allowance for loan losses or a specific reserve is set aside within the allowance for loan losses. The accrual of interest is discontinued on an impaired loan when management determines the borrower may be unable to meet payments as they become due.
Concentrations Of Credit Risk	Concentrations of Credit Risk The Company makes loans to individuals and small businesses for various personal and commercial purposes primarily throughout Horry County in South Carolina and Columbus and Brunswick counties of North Carolina. The Company’s loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers. However, the loan portfolio does include a concentration in loans secured by residential and commercial real estate and commercial and industrial non-real estate loans. These loans are especially susceptible to being adversely effected by unfavorable economic conditions. The recent economic recession resulted in increased loan delinquencies, defaults and foreclosures within our loan portfolio. The declined real estate market during this time had a significant impact on the performance of our loans secured by real estate. In some cases, this downturn resulted in a significant impairment to the value of our collateral and our ability to sell the collateral upon foreclosure. The real estate collateral in each case provides an alternate source of repayment in the event of default by the borrower and may deteriorate in value during the time the credit is extended. While economic conditions and real estate in our primary markets have improved since the end of the economic recession, there can be no assurance that this improvement will continue or that our local markets will not experience another economic decline. If real estate values in our market areas were to decline, it is also more likely that we would be required to increase our allowance for loan losses. In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices such as loans that subject borrowers to substantial payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Management has determined that there is no concentration of credit risk associated with its lending policies or practices. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan’s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). These loans are underwritten and monitored to manage the associated risks. Therefore, management believes that these particular practices do not subject the Company to unusual credit risk. The Company’s investment portfolio consists principally of obligations of the United States, its agencies or its corporations and general obligation municipal securities. In the opinion of management, there is no concentration of credit risk in its investment portfolio. The Company places its deposits and correspondent accounts with and sells its federal funds to high quality institutions. Management believes credit risk associated with correspondent accounts is not significant.
Allowance For Loan Losses	Allowance for Loan Losses The allowance is subject to examination by regulatory agencies, which may consider such factors as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions, and other adequacy tests. In addition, such regulatory agencies could require the Company to adjust its allowance based on information available to them at the time of their examination. The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to that used to determine the allowance for loan losses adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.
Premises, Furniture And Equipment	Premises, Furniture and Equipment Maintenance and repairs are charged to current expense as incurred, and the costs of major renewals and improvements are capitalized.
Other Real Estate Owned	Other Real Estate Owned Any write-downs at the dates of acquisition are charged to the allowance for loan losses. Subsequent write-downs are charged to a reserve for OREO losses. Expenses to maintain such assets, subsequent write-downs, and gains and losses on disposal are included in net cost (profit) of operations of other real estate owned on the statement of operations.
Income And Expense Recognition	Income and Expense Recognition
Income Taxes	Income Taxes Deferred income taxes are determined using the balance sheet method. Under this method, the net deferred tax asset or liability is based on the tax impacts of the differences between the book and tax bases of assets and liabilities and recognizes enacted changes in tax rates and laws in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized subject to the Company’s judgment that realization is more likely than not. A tax position that meets the more likely than not recognition threshold is measured to determine the amount of benefit to recognize. The tax position is measured at the largest amount of benefit that is greater than 50% likely of being realized upon settlement. Interest and penalties, if any, are recognized as a component of income tax expense. The Company reviews the deferred tax assets for recoverability based on history of earnings, expectations for future earnings and expected timing of reversals of temporary differences. Realization of a deferred tax asset ultimately depends on the existence of sufficient taxable income available under tax law, including future reversals of existing temporary differences, future taxable income exclusive of reversing differences, taxable income in prior carryback years, projections of future operating results, cumulative tax losses over the past three years, tax loss deductibility limitations, and available tax planning strategies. If, based on available information, it is more likely than not that the deferred income tax asset will not be realized, a valuation allowance against the deferred tax asset must be established with a corresponding charge to income tax expense. The deferred tax assets and valuation allowance are evaluated each quarter, and a portion of the valuation allowance may be reversed in future periods. The determination of how much of the valuation allowance that may be reversed and the timing is based on future results of operation and the amount and timing of actual loan charge-offs and asset write-downs. At March 31, 2017 and December 31, 2016, the Company’s deferred tax asset was offset in its entirety by a valuation allowance. The Company believes that its income tax filing positions taken or expected to be taken in its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded.
Net Income (Loss) Per Common Share	Net Income (Loss) Per Common Share
Comprehensive Income	Comprehensive Income
Statements of Cash Flows	Statements of Cash Flows
Off-Balance-Sheet Financial Instruments	Off-Balance Sheet Financial Instruments
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (“FASB”) issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. This guidance also includes expanded disclosure requirements that result in an entity providing users of financial statements with comprehensive information about the nature, amount, timing, and uncertainty of revenue and cash flows arising from the entity’s contracts with customers. In August 2015, the FASB deferred the effective date of Accounting Standards Update (“ASU”) 2014-09. As a result of the deferral, the guidance in ASU 2014-09 will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In January 2016, the FASB issued ASU 2016-01 updating the Financial Instruments topic of the Accounting Standards Codification to address certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. The amendments will be effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company will apply the guidance by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values will be applied prospectively to equity investments that exist as of the date of adoption of the amendments. The Company does not expect these amendments to have a material effect on its financial statements. In February 2016, the FASB amended the Leases topic of the ASC to require all leases with lease terms over 12 months to be capitalized as a right-of-use asset and lease liability on the balance sheet at the date of lease commencement. Leases will be classified as either finance leases or operating leases. This distinction will be relevant for the pattern of expense recognition in the income statement. The amendments will be effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently in the process of evaluating the impact of adoption of this guidance on the financial statements. In March 2016, the FASB amended the Revenue from Contracts with Customers topic of the ASC to clarify the implementation guidance on principal versus agent considerations and address how an entity should assess whether it is the principal or the agent in contracts that include three or more parties. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In March 2016, the FASB issued guidance to simplify several aspects of the accounting for share-based payment award transactions including the income tax consequences, the classification of awards as either equity or liabilities, and the classification on the statement of cash flows. Additionally, the guidance simplifies two areas specific to entities other than public business entities allowing them to apply a practical expedient to estimate the expected term for all awards with performance or service conditions that have certain characteristics and also allowing them to make a one-time election to switch from measuring all liability-classified awards at fair value to measuring them at intrinsic value. The amendments were effective for the Company on January 1, 2017 and did not have a material effect on its financial statements. In May 2016, the FASB amended the Revenue from Contracts with Customers topic of the ASC to clarify guidance related to collectability, noncash consideration, presentation of sales tax, and transition. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The guidance requires a financial asset (including trade receivables) measured at amortized cost basis to be presented at the net amount expected to be collected. Thus, the income statement will reflect the measurement of credit losses for newly-recognized financial assets as well as the expected increases or decreases of expected credit losses that have taken place during the period. The amendments will be effective for the Company for reporting periods beginning after December 15, 2019. The Company is currently in the process of evaluating the impact of adoption of this guidance on the financial statements. In August 2016, the FASB amended the Statement of Cash Flows topic of the ASC to clarify how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. The Company does not expect these amendments to have a material effect on its financial statements. In October 2016, the FASB amended the Income Taxes topic of the ASC to modify the accounting for intra-entity transfers of assets other than inventory. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In October 2016, the FASB amended the Consolidation topic of the ASC to revise the consolidation guidance on how a reporting entity that is the single decision maker of a variable interest entity (VIE) should treat indirect interests in the entity held through related parties that are under common control with the reporting entity when determining whether it is the primary beneficiary of that VIE. The amendments became effective for the Company on January 1, 2017 and did not have a material effect on the financial statements. In November 2016, the FASB amended the Statement of Cash Flows topic of the ASC to clarify how restricted cash is presented and classified in the statement of cash flows. The amendments will be effective for the Company for fiscal years beginning after December 15, 2017 including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In December 2016, the FASB issued technical corrections and improvements to the Revenue from Contracts with Customers Topic. These corrections make a limited number of revisions to several pieces of the revenue recognition standard issued in 2014. The effective date and transition requirements for the technical corrections will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In January 2017, the FASB issued guidance to clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The amendment to the Business Combinations Topic is intended to address concerns that the existing definition of a business has been applied too broadly and has resulted in many transactions being recorded as business acquisitions that in substance are more akin to asset acquisitions. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In January 2017, the FASB updated the Accounting Changes and Error Corrections and the Investments—Equity Method and Joint Ventures Topics of the ASC. The update incorporates into the ASC recent SEC guidance about disclosing, under SEC SAB Topic 11.M, the effect on financial statements of adopting the revenue, leases, and credit losses standards. The ASU was effective upon issuance. The Company is currently evaluating the impact on additional disclosure requirements as each of the standards is adopted, however it does not expect these amendments to have a material effect on its financial position, results of operations or cash flows. In February 2017, the FASB amended the Other Income Topic of the Accounting Standards Codification to clarify the scope of the guidance on nonfinancial asset derecognition as well as the accounting for partial sales of nonfinancial assets. The amendments conform the derecognition guidance on nonfinancial assets with the model for transactions in the new revenue standard. The amendments will be effective for the Company for reporting periods beginning after December 15, 2017. The Company does not expect these amendments to have a material effect on its financial statements. In March 2017, the FASB amended the requirements in the Receivables—Nonrefundable Fees and Other Costs Topic of the ASC related to the amortization period for certain purchased callable debt securities held at a premium. The amendments shorten the amortization period for the premium to the earliest call date. The amendments will be effective for the Company for interim and annual periods beginning after December 15, 2018. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.
Risks And Uncertainties	Risks and Uncertainties The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances and operating restrictions from the regulators’ judgments based on information available to them at the time of their examination.
Reclassifications	Reclassifications

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule Of Securities Available-For-Sale	Securities available-for-sale consisted of the following: (Dollars in thousands) Gross Unrealized Estimated March 31, 2017 Amortized Cost Gains Losses Fair Value Government-sponsored enterprises $ 8,315 $ — $ (72 ) $ 8,243 Mortgage-backed securities 84,039 239 (2,228 ) 82,050 State and political subdivisions 14,893 18 (863 ) 14,048 Total $ 107,247 $ 257 $ (3,163 ) $ 104,341 December 31, 2016 Government-sponsored enterprises $ 8,489 $ — $ (80 ) $ 8,409 Mortgage-backed securities 86,394 202 (2,598 ) 83,998 State and political subdivisions 14,905 14 (797 ) 14,122 Total $ 109,788 $ 216 $ (3,475 ) $ 106,529
Summary Of Maturities Of Securities Available-For-Sale	The following is a summary of maturities of securities available-for-sale as of March 31, 2017. The amortized cost and estimated fair values are based on the contractual maturity dates. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalty. Amortized Cost March 31, 2017 (in thousands) Due After One After Five After Total Market Investment securities Government-sponsored enterprises $ — $ 210 $ 2,000 $ 6,105 $ 8,315 $ 8,243 Mortgage-backed securities — — 19,761 64,278 84,039 82,050 State and political subdivisions — — 13,279 1,614 14,893 14,048 Total $ — $ 210 $ 35,040 $ 71,997 $ 107,247 $ 104,341
Schedule Of Gross Unrealized Losses And Fair Value Of Securities Available-For-Sale	The following table shows gross unrealized losses and fair value, aggregated by investment category, and length of time that individual securities have been in a continuous unrealized loss position, at: March 31, 2017 Less than twelve months Twelve months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses Government-sponsored enterprises $ 6,137 $ (52 ) $ 2,106 $ (20 ) $ 8,243 $ (72 ) Mortgage-backed securities 53,208 (1,769 ) 14,087 (489 ) 67,295 (2,228 ) State and political subdivisions 12,831 (863 ) — — 12,831 (863 ) Total $ 72,176 $ (2,654 ) $ 16,193 $ (509 ) $ 88,369 $ (3,163 ) December 31, 2016 Less than twelve months Twelve months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses Government-sponsored enterprises $ 8,161 $ (79 ) $ 249 $ (1 ) $ 8,410 $ (80 ) Mortgage-backed securities 56,319 (1,986 ) 19,069 (612 ) 75,388 (2,598 ) State and political subdivisions 12,904 (797 ) — — 12,904 (797 ) Total $ 77,384 $ (2,862 ) $ 19,318 $ (613 ) $ 96,702 $ (3,475 )
Schedule Of Gross Realized Gains And Losses On Sales Of Available-For-Sale Secutities	(Dollars in thousands) Three months ended March 31, 2017 2016 Gross realized gains $ — $ 17 Gross realized losses — — Net gain $ — $ 17

LOAN PORTFOLIO (Tables)

LOAN PORTFOLIO (Tables)	3 Months Ended
	Mar. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]
Components Of Loan Portfolio By Category	Loans consisted of the following: (Dollars in thousands) March 31, December 31, 2017 2016 Residential $ 73,908 $ 71,444 Commercial Real Estate 112,393 104,875 Commercial 37,041 33,800 Consumer 5,691 4,993 Total gross loans $ 229,033 $ 215,112
Schedule Of Allowance For Loan Losses	The following table details the activity within our allowance for loan losses as of and for the three-month periods ended March 31, 2017 and 2016 and as of and for the year ended December 31, 2016, by portfolio segment: March 31, 2017 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 400 $ 2,291 $ 103 $ 956 $ 3,750 Charge-offs (36 ) — (51 ) (12 ) (99 ) Recoveries 6 12 19 29 66 Provision 66 33 22 (121 ) — Ending balance $ 436 $ 2,336 $ 93 $ 852 $ 3,717 Ending balances: Individually evaluated for impairment $ 21 $ 236 $ 6 $ 329 $ 592 Collectively evaluated for impairment $ 415 $ 2,100 $ 87 $ 523 $ 3,125 Loans receivable: Ending balance, total $ 37,041 $ 112,393 $ 5,691 $ 73,908 $ 229,033 Ending balances: Individually evaluated for impairment $ 1,656 $ 10,978 $ 88 $ 7,171 $ 19,893 Collectively evaluated for impairment $ 35,385 $ 101,415 $ 5,603 $ 66,737 $ 209,140 March 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 952 $ 2,543 $ 80 $ 1,026 $ 4,601 Charge-offs (18 ) (2,322 ) (6 ) (33 ) (2,379 ) Recoveries 34 14 7 18 73 Provision (439 ) 1,750 29 84 1,424 Ending balance $ 529 $ 1,985 $ 110 $ 1,095 $ 3,719 Ending balances: Individually evaluated for impairment $ 95 $ 518 $ 10 $ 617 $ 1,240 Collectively evaluated for impairment $ 434 $ 1,467 $ 100 $ 478 $ 2,479 Loans receivable: Ending balance, total $ 29,842 $ 92,461 $ 4,729 $ 72,603 $ 199,635 Ending balances: Individually evaluated for impairment $ 2,466 $ 19,121 $ 118 $ 9,248 $ 30,953 Collectively evaluated for impairment $ 27,376 $ 73,340 $ 4,611 $ 63,355 $ 168,682 December 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Allowance for loan losses: Beginning balance $ 952 $ 2,543 $ 80 $ 1,026 $ 4,601 Charge-offs (1,132 ) (4,595 ) (72 ) (809 ) (6,608 ) Recoveries 1,382 202 79 171 1,834 Provision (802 ) 4,141 16 568 3,923 Ending balance $ 400 $ 2,291 $ 103 $ 956 $ 3,750 Ending balances: Individually evaluated for impairment $ 25 $ 291 $ 7 $ 320 $ 643 Collectively evaluated for impairment $ 375 $ 2,000 $ 96 $ 636 $ 3,107 Loans receivable: Ending balance, total $ 33,800 $ 104,875 $ 4,993 $ 71,444 $ 215,112 Ending balances: Individually evaluated for impairment $ 1,667 $ 12,616 $ 84 $ 7,254 $ 21,621 Collectively evaluated for impairment $ 32,133 $ 92,259 $ 4,909 $ 64,190 $ 193,491
Summary Of Delinquencies And Nonaccruals, By Portfolio Class	The following chart summarizes delinquencies and nonaccruals, by portfolio class, as of March 31, 2017 and December 31, 2016. March 31, 2017 (Dollars in thousands) 30-59 Days 60-89 Days 90+ Days Total Total Loans Non- Past Due Past Due Past Due Past Due Current Receivable accrual Commercial $ 83 $ 46 $ 16 $ 145 $ 36,896 $ 37,041 $ 16 Commercial real estate: Construction 23 — — 23 26,174 26,197 20 Other 50 — 1,219 1,269 84,927 86,196 1,407 Real Estate: Residential 150 — 251 401 73,507 73,908 464 Consumer: Other 24 3 — 27 5,124 5,151 8 Revolving credit — 3 — 3 537 540 — Total $ 330 $ 52 $ 1,486 $ 1,868 $ 227,165 $ 229,033 $ 1,915 December 31, 2016 (Dollars in thousands) 30-59 Days 60-89 Days 90+ Days Total Total Loans Non- Past Due Past Due Past Due Past Due Current Receivable accrual Commercial $ 82 $ — $ 16 $ 98 $ 33,702 $ 33,800 $ 32 Commercial real estate: Construction 96 — — 96 22,885 22,981 21 Other 782 — 1,219 2,001 79,893 81,894 1,413 Real Estate: Residential 86 133 411 630 70,814 71,444 559 Consumer: Other 34 17 — 51 4,403 4,454 — Revolving credit 2 — — 2 537 539 — Total $ 1,082 $ 150 $ 1,646 $ 2,878 $ 212,234 $ 215,112 $ 2,025
Summary Of Internal Credit Risk Grades, By Portfolio Class	There were no loans outstanding 90 days or more and still accruing interest at March 31, 2017 or December 31, 2016. The following table summarizes management’s internal credit risk grades, by portfolio class, as of March 31, 2017 and December 31, 2016. March 31, 2017 ( Dollars in thousands Commercial Commercial Consumer Residential Total Grade 1 - Minimal $ 1,755 $ — $ 400 $ — $ 2,155 Grade 2 - Modest 813 116 150 661 1,740 Grade 3 -Average 2,131 18,861 134 7,015 28,141 Grade 4 - Satisfactory 23,146 62,213 4,503 46,851 136,713 Grade 5 - Watch 7,081 22,560 310 12,916 42,867 Grade 6 - Special Mention 1,543 1,413 107 1,651 4,714 Grade 7- Substandard 572 7,230 87 4,814 12,703 Grade 8 - Doubtful — — — — — Grade 9- Loss — — — — — Total loans receivable $ 37,041 $ 112,393 $ 5,691 $ 73,908 $ 229,033 December 31, 2016 ( Dollars in thousands Commercial Commercial Real Estate Consumer Residential Total Grade 1 - Minimal $ 1,781 $ — $ 383 $ — $ 2,164 Grade 2 - Modest 934 122 112 573 1,741 Grade 3 - Average 2,226 13,877 84 6,588 22,775 Grade 4 - Satisfactory 19,973 58,149 3,971 45,208 127,301 Grade 5 - Watch 7,125 21,807 234 11,531 40,697 Grade 6 - Special Mention 1,484 900 140 1,517 4,041 Grade 7 - Substandard 277 10,020 69 6,027 16,393 Grade 8 - Doubtful — — — — — Grade 9 - Loss — — — — — Total loans receivable $ 33,800 $ 104,875 $ 4,993 $ 71,444 $ 215,112
Schedule Of Impaired Loans	The following chart details our impaired loans by category as of March 31, 2017 and December 31, 2016, respectively: March 31, 2017 ( Dollars in thousands Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 854 $ 910 $ — $ 867 $ 15 Commercial real estate 8,107 11,473 — 9,342 106 Residential 4,235 4,428 — 4,987 59 Consumer 45 45 — 46 1 Total: $ 13,241 $ 16,856 $ — $ 15,242 $ 181 With an allowance recorded: Commercial 802 802 21 810 8 Commercial real estate 2,871 2,871 236 2,883 40 Residential 2,936 2,936 329 2,942 30 Consumer 43 43 6 43 1 Total: $ 6,652 $ 6,652 $ 592 $ 6,678 $ 79 Total: Commercial 1,656 1,712 21 1,677 23 Commercial real estate 10,978 14,344 236 12,225 146 Residential 7,171 7,364 329 7,929 89 Consumer 88 88 6 89 2 Total: $ 19,893 $ 23,508 $ 592 $ 21,920 $ 260 December 31, 2016 ( Dollars in thousands Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no related allowance recorded: Commercial $ 720 $ 720 $ — $ 732 $ 43 Commercial real estate 9,194 12,597 — 9,332 574 Residential 4,365 4,553 — 4,390 248 Consumer 33 33 — 34 3 Total: $ 14,312 $ 17,903 $ — $ 14,488 $ 868 With an allowance recorded: Commercial 947 947 25 956 37 Commercial real estate 3,422 3,422 291 3,433 178 Residential 2,889 2,889 320 2,895 120 Consumer 51 51 7 52 2 Total: $ 7,309 $ 7,309 $ 643 $ 7,336 $ 337 Total: Commercial 1,667 1,667 25 1,688 80 Commercial real estate 12,616 16,019 291 12,765 752 Residential 7,254 7,442 320 7,285 368 Consumer 84 84 7 86 5 Total: $ 21,621 $ 25,212 $ 643 $ 21,824 $ 1,205
Summary Of Troubled Debt Restructurings	The following is a summary of information pertaining to our TDRs: March 31, December 31, (Dollars in thousands) 2017 2016 Nonperforming TDRs $ 1,179 $ 1,269 Performing TDRs: Commercial 1,562 1,635 Commercial real estate 8,860 10,554 Residential 6,257 6,133 Consumer 79 84 Total performing TDRs 16,758 18,406 Total TDRs $ 17,937 $ 19,675
Summary Of Loan Modifications	The following tables summarize how loans that were considered TDRs were modified during the periods indicated: For the Three Months ended March 31, 2017 (Dollars in thousands) TDRs identified during the period TDRs identified in the last twelve months that subsequently defaulted (1) Number Pre- Post Number Pre- Post Commercial — $ — $ — 1 $ 30 $ 30 Residential 4 994 970 — — — Total 4 $ 994 $ 970 1 $ 30 $ 30 (1) During the quarter ended March 31, 2017, four loans were modified that were considered to be TDRs. Term concessions were granted for all four loans and payment deferrals were also granted for one of the loans. For the Three Months ended March 31, 2016 (Dollars in thousands) TDRs identified during the period TDRs identified in the last twelve months that subsequently defaulted (1) Number Pre- Post Number Pre- Post Commercial 2 $ 137 $ 137 1 $ 106 $ 25 Residential 2 135 135 3 413 373 Total 4 $ 272 $ 272 4 $ 519 $ 398 (1)
Schedule Of Off-balance Sheet Financial Instruments	March 31, December 31, (Dollars in thousands) 2017 2016 Commitments to extend credit $ 32,334 $ 33,155 Standby letters of credit 1,177 444

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2017
Other Real Estate [Abstract]
Schedule Of Transactions In Other Real Estate Owned	Transactions in OREO for the periods ended March 31, 2017 and December 31, 2016: March 31, December 31, (Dollars in thousands) 2017 2016 Balance, beginning of period $ 2,887 $ 13,624 Additions — 796 Sales (268 ) (5,868 ) Write-downs (2 ) (5,665 ) Balance, end of period $ 2,617 $ 2,887

ADVANCES FROM THE FEDERAL HOM23

ADVANCES FROM THE FEDERAL HOME LOAN BANK (Tables)	3 Months Ended
	Mar. 31, 2017
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures [Abstract]
Schedule Of Advances From Federal Home Loan Bank	Advances from the FHLB consisted of the following at March 31, 2017: (Dollars in thousands) Advance Advance Advance Maturing Type Amount Rate On Convertible Advance $ 2,000 3.60 % 9/4/18 Fixed Rate 7,000 1.05 % 10/29/18 Fixed Rate 5,000 3.86 % 8/20/19 Fixed Rate 5,000 2.51 % 11/18/20 Fixed Rate 5,000 2.74 % 11/18/20 $ 24,000

SHAREHOLDERS' EQUITY AND CAPI24

SHAREHOLDERS' EQUITY AND CAPITAL REQUIREMENTS (Tables)	3 Months Ended
	Mar. 31, 2017
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Schedule of capital ratios and regulatory minimum requirements	The following table summarizes the capital ratios and the regulatory minimum requirements for the Company and the Bank. Actual Minimum Capital Requirement Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio March 31, 2017 The Company Total Capital (to Risk-Weighted Assets) $ 42,266 16.27 % $ 20,788 8.00 % N/A N/A Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 39,018 15.02 % $ 11,693 4.50 % N/A N/A Tier 1 Capital (to Risk-Weighted Assets) $ 39,018 15.02 % $ 10,394 4.00 % N/A N/A Tier 1 Capital (to Average Assets) $ 39,018 10.29 % $ 15,178 4.00 % N/A N/A The Bank Total Capital (to Risk-Weighted Assets) (1) $ 41,429 15.94 % $ 20,787 8.00 % $ 25,984 10.00 % Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 38,175 14.69 % $ 11,693 4.50 % 16,889 6.50 % Tier 1 Capital (to Risk-Weighted Assets) $ 38,175 14.69 % $ 15,590 6.00 % 20,787 8.00 % Tier 1 Capital (to Average Assets) (1) $ 38,175 10.08 % $ 15,146 4.00 % $ 30,292 8.00 % December 31, 2016 The Company Total Capital (to Risk-Weighted Assets) $ 41,697 16.80 % $ 19,861 8.00 % N/A N/A Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 38,586 15.54 % $ 9,930 4.50 % N/A N/A Tier 1 Capital (to Risk-Weighted Assets) $ 38,586 15.54 % $ 9,930 4.00 % N/A N/A Tier 1 Capital (to Average Assets) $ 38,586 10.15 % $ 15,200 4.00 % N/A N/A The Bank Total Capital (to Risk-Weighted Assets) (1) $ 40,833 16.44 % $ 19,865 8.00 % $ 24,832 10.00 % Common Equity Tier 1 Capital (to Risk-Weighted Assets) $ 37,721 15.19 % $ 11,174 4.50 % 16,141 6.50 % Tier 1 Capital (to Risk-Weighted Assets) $ 37,721 15.19 % $ 14,899 6.00 % 19,865 8.00 % Tier 1 Capital (to Average Assets) (1) $ 37,721 9.95 % $ 15,162 4.00 % $ 30,324 8.00 % (1)

INCOME (LOSS) PER SHARE (Tables

INCOME (LOSS) PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2017
Earnings Per Share [Abstract]
Reconciliation Of Numerators And Denominators Used To Calculate Basic And Diluted Earnings (Losses) Per Share	(Dollars in thousands, except per share amounts) Three Months ended March 31, 2017 2016 Basic income (loss) per common share: Net income (loss) available to common shareholders $ 293 $ (3,681 ) Weighted average common shares outstanding - basic 468,013,940 3,846,340 Basic income (loss) per common share $ 0.00 $ (0.96 ) Diluted income (loss) per common share: Net income (loss) available to common shareholders $ 293 $ (3,681 ) Weighted average common shares outstanding - basic 468,013,940 3,846,340 Incremental shares 1,040,625 — Weighted average common shares outstanding - diluted 469,054,565 3,846,340 Diluted income (loss) per common share $ 0.00 $ (0.96 )

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value Disclosures [Abstract]
Schedule Of Carrying Values And Estimated Fair Values Of Financial Instruments	The carrying values and estimated fair values of the Company’s financial instruments were as follows: March 31, 2017 Fair Value Measurements (Dollars in thousands) Carrying Amount Estimated Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial Assets: Cash and cash equivalents $ 22,190 $ 22,190 $ 22,190 $ — $ — Securities available-for-sale 104,341 104,341 — 104,341 — Nonmarketable equity securities 1,359 1,359 — — 1,359 Loans, net 225,316 225,227 — — 225,227 Financial Liabilities: Demand deposit, interest-bearing transaction, and savings accounts 195,776 195,776 195,776 — — Certificates of deposit 126,563 126,172 — 126,172 — Repurchase agreements 848 848 — 848 — Advances from the Federal Home Loan Bank 24,000 24,307 — 24,307 — December 31, 2016 Fair Value Measurements (Dollars in thousands) Carrying Amount Estimated Fair Value Quoted market price in active markets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial Assets: Cash and cash equivalents $ 25,429 $ 25,429 $ 25,429 $ — $ — Securities available-for-sale 106,529 106,529 — 106,529 — Nonmarketable equity securities 1,345 1,345 — — 1,345 Loans, net 211,362 211,278 — — 211,278 Financial Liabilities: Demand deposit, interest-bearing transaction, and savings accounts 167,038 167,038 167,038 — — Certificates of deposit 146,231 145,779 — 145,779 — Repurchase agreements 1,983 1,983 — 1,983 — Advances from the Federal Home Loan Bank 24,000 24,307 — 24,307 —
Schedule Of Carrying Values And Estimated Fair Values Of Off-Balance Sheet Financial Instruments	Notional Estimated Amount Fair Value Off-Balance Sheet Financial Instruments: Commitments to extend credit $ 32,334 n/a Standby letters of credit 1,177 n/a Notional Estimated Amount Fair Value Off-Balance Sheet Financial Instruments: Commitments to extend credit $ 33,155 n/a Standby letters of credit 444 n/a
Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring Basis	The tables below present the balances of assets and liabilities measured at fair value on a recurring basis as of and for the periods ended March 31, 2017 and December 31, 2016, by level within the fair value hierarchy. Quoted prices in Significant active markets Other Significant for identical Observable Unobservable (Dollars in thousands) assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) March 31, 2017 Assets: Government-sponsored enterprises $ 8,243 $ — $ 8,243 $ — Mortgage-backed securities 82,050 — 82,050 — State and political subdivisions 14,048 — 14,048 — Total $ 104,341 $ — $ 104,341 $ — December 31, 2016 Assets: Government-sponsored enterprises $ 8,409 $ — $ 8,409 $ — Mortgage-backed securities 83,998 — 83,998 — State and political subdivisions 14,122 — 14,122 — Total $ 106,529 $ — $ 106,529 $ —
Schedule Of Assets And Liabilities Recorded At Fair Value On A Non-Recurring Basis	The following tables present the assets and liabilities carried on the balance sheet by caption and by level within the valuation hierarchy described above for which a nonrecurring change in fair value has been recorded. Quoted prices in Significant active markets Other Significant (Dollars in thousands) for identical Observable Unobservable assets Inputs Inputs Total (Level 1) (Level 2) (Level 3) March 31, 2017 Assets: Impaired loans, net of valuation allowance $ 19,301 $ — $ — $ 19,301 Other real estate owned 2,617 — — 2,617 Total $ 21,918 $ — $ — $ 21,918 December 31, 2016 Assets: Impaired loans, net of valuation allowance $ 20,978 $ — $ — $ 20,978 Other real estate owned 2,887 — — 2,887 Total $ 23,865 $ — $ — $ 23,865
Schedule Of Quantitative Information About Level 3 Fair Value Measurements On A Non-Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at March 31, 2017. Management believes the weighted average range of adjustments to be appropriate. As discussed previously, depressed real estate values in the areas we serve may cause larger adjustments from time to time. (Dollars in thousands) March 31, Valuation Unobservable Range 2017 Techniques Inputs (Weighted Avg) Impaired loans: Commercial $ 1,635 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (3.71 %) Commercial real estate 10,742 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (7.39 %) Residential 6,842 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (8.36 %) Consumer 82 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-25.14 % Flows Independent quotes (4.39 %) Other real estate owned 2,617 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (10.00 %) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at December 31, 2016. Management believes the weighted average range of adjustments to be appropriate. As discussed previously, depressed real estate values in the areas we serve may cause larger adjustments from time to time. (Dollars in thousands) December 31, Valuation Unobservable Range 2016 Techniques Inputs (Weighted Avg) Impaired loans: Commercial $ 1,642 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-23.50 % Flows Independent quotes (4.00 %) Commercial real estate 12,325 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (6.72 %) Residential 6,934 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (8.05 %) Consumer 77 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (1.25 %) Other real estate owned 2,887 Appraised Value/ Discounted Cash Appraisals and/or sales of comparable properties/ 0.00%-10.00 % Flows Independent quotes (10.00 %)

ORGANIZATION AND SIGNIFICANT 27

ORGANIZATION AND SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)	3 Months Ended
	Mar. 31, 2017
Building [Member]
Estimated Useful Life of asset (in years)	40 years
Furniture and Fixtures [Member] | Minimum [Member]
Estimated Useful Life of asset (in years)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Estimated Useful Life of asset (in years)	10 years

ORGANIZATION, SIGNIFICANT ACCOU

ORGANIZATION, SIGNIFICANT ACCOUNTING POLICIES AND RECENT DEVELOPMENTS (Details Narrative 1) - USD ($) $ / shares in Units, $ in Thousands	Aug. 23, 2016	Apr. 11, 2016	Jun. 30, 2016	Mar. 31, 2017	Dec. 31, 2016	Mar. 06, 2009
Common stock, shares authorized				500,000,000	500,000,000
Private Placement [Member]
Common Stock issued		359,468,443
Stock Issued, Price per share		$ 0.10
Proceeds from issuance of private placement		$ 45,000
Proceeds from issuance of stock net of commissions and expenses		41,500
Capital contributed to Bank from Company		$ 38,000
Public Offering Member [Member]
Common Stock issued			14,167,600
Stock Issued, Price per share			$ 0.10
Proceeds from issuance of stock			$ 1,400,000
Nonvoting Common Stock [Member]
Common stock, shares authorized	150,000,000			150,000,000	150,000,000
Common Stock issued				90,531,557	90,531,557
Number of shares converted	90,531,557
Preferred Stock [Member]
Fixed rate cumulative perpetual preferred stock, series T, shares issued to U.S. Treasury						12,895
Series A Preferred Stock [Member]
Number of shares converted	905,316
Series A Preferred Stock [Member] | Private Placement [Member]
Stock Issued, Price per share		$ 10
Fixed rate cumulative perpetual preferred stock, series T, shares issued to U.S. Treasury		905,316
Series T Preferred Stock [Member]
Fixed rate cumulative perpetual preferred stock, series T, shares issued to U.S. Treasury						12,895

ORGANIZATION, SIGNIFICANT ACC29

ORGANIZATION, SIGNIFICANT ACCOUNTING POLICIES AND RECENT DEVELOPMENTS (Details Narrative 2) $ in Thousands	1 Months Ended
	Jul. 31, 2010USD ($)
Organization Significant Accounting Policies And Recent Developments Details Narrative 2
Subordinated debentures	$ 12,062
Subordinated borrowing terms and conditions	Interest at a rate equal to the current Prime Rate in effect, as published by the Wall Street Journal, plus 3%
Subordinated promissory note current Prime Rate margin	3.00%
Subordinated promissory note interest rate floor	8.00%
Subordinated promissory note interest rate ceiling	12.00%

REGULATORY MATTERS AND FUTURE30

REGULATORY MATTERS AND FUTURE OPERATIONS (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Feb. 10, 2011
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Nonperforming assets	$ 4,500	$ 4,900
Percentage of nonperforming assets	1.18%	1.31%
Percentage of net loan charge-offs of average loans	0.84%	0.94%
Consent Order Requirements [Member] | Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total risk based capital of risk-weighted assets (as a percentage)			10.00%
Tier 1 capital of total assets (as a percentage)			8.00%

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 107,247	$ 109,788
Gross Unrealized Gains	257	216
Gross Unrealized Losses	(3,163)	(3,475)
Estimated Fair Value	104,341	106,529
Government Sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8,315	8,489
Gross Unrealized Gains
Gross Unrealized Losses	(72)	(80)
Estimated Fair Value	8,243	8,409
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	84,039	86,394
Gross Unrealized Gains	239	202
Gross Unrealized Losses	(2,228)	(2,598)
Estimated Fair Value	82,050	83,998
Obligations Of State And Local Governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	14,893	14,905
Gross Unrealized Gains	18	14
Gross Unrealized Losses	(863)	(797)
Estimated Fair Value	$ 14,048	$ 14,122

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities Available-For-Sale Amortized Cost [Abstract]
Due within one year
Due after one year but within five years	210
Due after five years but within ten years	35,040
Due after ten years	71,997
Amortized Cost	107,247	$ 109,788
Estimated Fair Value	104,341	106,529
Government Sponsored Enterprises Debt Securities [Member]
Securities Available-For-Sale Amortized Cost [Abstract]
Due within one year
Due after one year but within five years	210
Due after five years but within ten years	2,000
Due after ten years	6,105
Amortized Cost	8,315	8,489
Estimated Fair Value	8,243	8,409
Mortgage Backed Securities [Member]
Securities Available-For-Sale Amortized Cost [Abstract]
Due within one year
Due after one year but within five years
Due after five years but within ten years	19,761
Due after ten years	64,278
Amortized Cost	84,039	86,394
Estimated Fair Value	82,050	83,998
Obligations Of State And Local Governments [Member]
Securities Available-For-Sale Amortized Cost [Abstract]
Due within one year
Due after one year but within five years
Due after five years but within ten years	13,279
Due after ten years	1,614
Amortized Cost	14,893	14,905
Estimated Fair Value	$ 14,048	$ 14,122

INVESTMENT SECURITIES (Detail33

INVESTMENT SECURITIES (Details 3) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Securities Available-for-Sale, Less than twelve months, Fair Value	$ 72,176	$ 77,384
Securities Available-for-Sale, Less than twelve months, Unrealized losses	(2,654)	(2,862)
Securities Available-for-Sale, Twelve months or more, Fair value	16,193	19,318
Securities Available-for-Sale, Twelve months or more, Unrealized losses	(509)	(613)
Securities Available-for-Sale, Total, Fair Value	88,369	96,702
Securities Available-for-Sale, Total, Unrealized losses	(3,163)	(3,475)
Government Sponsored Enterprises Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available-for-Sale, Less than twelve months, Fair Value	6,137	8,161
Securities Available-for-Sale, Less than twelve months, Unrealized losses	(52)	(79)
Securities Available-for-Sale, Twelve months or more, Fair value	2,106	249
Securities Available-for-Sale, Twelve months or more, Unrealized losses	(20)	(1)
Securities Available-for-Sale, Total, Fair Value	8,243	8,410
Securities Available-for-Sale, Total, Unrealized losses	(72)	(80)
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available-for-Sale, Less than twelve months, Fair Value	53,208	56,319
Securities Available-for-Sale, Less than twelve months, Unrealized losses	(1,769)	(1,986)
Securities Available-for-Sale, Twelve months or more, Fair value	14,087	19,069
Securities Available-for-Sale, Twelve months or more, Unrealized losses	(489)	(612)
Securities Available-for-Sale, Total, Fair Value	67,295	75,388
Securities Available-for-Sale, Total, Unrealized losses	(2,228)	(2,598)
Obligations Of State And Local Governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Securities Available-for-Sale, Less than twelve months, Fair Value	12,831	12,904
Securities Available-for-Sale, Less than twelve months, Unrealized losses	(863)	(797)
Securities Available-for-Sale, Twelve months or more, Fair value
Securities Available-for-Sale, Twelve months or more, Unrealized losses
Securities Available-for-Sale, Total, Fair Value	12,831	12,904
Securities Available-for-Sale, Total, Unrealized losses	$ (863)	$ (797)

INVESTMENT SECURITIES (Detail34

INVESTMENT SECURITIES (Details 4) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Gross realized gains		$ 17
Gross realized losses
Net gain		$ 17

INVESTMENT SECURITIES (Detail35

INVESTMENT SECURITIES (Details Narrative) $ in Thousands	Mar. 31, 2017USD ($)Number	Dec. 31, 2016USD ($)Number
Book value of investment securities pledged to secure deposits | $	$ 42,500	$ 43,800
Market value of investment securities pledged to secure deposits | $	$ 41,500	$ 42,600
Government Sponsored Enterprises Debt Securities [Member]
Number of individual securities in an unrealized loss position for more than twelve months | Number	2	1
Mortgage Backed Securities [Member]
Number of individual securities in an unrealized loss position for more than twelve months | Number	16	20

LOAN PORTFOLIO (Details)

LOAN PORTFOLIO (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Total Loans Receivable	$ 229,033	$ 215,112
Residential Portfolio Segment [Member]
Total Loans Receivable	73,908	71,444
Commercial Real Estate Portfolio Segment [Member]
Total Loans Receivable	112,393	104,875
Commercial Loan [Member]
Total Loans Receivable	37,041	33,800
Consumer Loan [Member]
Total Loans Receivable	$ 5,691	$ 4,993

LOAN PORTFOLIO (Details 2)

LOAN PORTFOLIO (Details 2) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Allowances for loan losses, Beginning balance	$ 3,750	$ 4,601	$ 4,601
Allowances for loan losses, Charge-offs	(99)	(2,379)	(6,608)
Allowances for loan losses, Recoveries	66	73	1,834
Allowances for loan losses, Provisions		1,424	3,923
Allowances for loan losses, Ending balance	3,717	3,719	3,750
Allowances for loan losses, Individually evaluated for impairment, Ending Balances	592	1,240	643
Allowances for loan losses, Collectively evaluated for impairment, Ending Balances	3,125	2,479	3,107
Loans receivable	229,033	199,635	215,112
Loans receivable, Individually evaluated for impairment	19,893	30,953	21,621
Loans receivable, Collectively evaluated for impairment	209,140	168,682	193,491
Commercial Loan [Member]
Allowances for loan losses, Beginning balance	400	952	952
Allowances for loan losses, Charge-offs	(36)	(18)	(1,132)
Allowances for loan losses, Recoveries	6	34	1,382
Allowances for loan losses, Provisions	66	(439)	(802)
Allowances for loan losses, Ending balance	436	529	400
Allowances for loan losses, Individually evaluated for impairment, Ending Balances	21	95	25
Allowances for loan losses, Collectively evaluated for impairment, Ending Balances	415	434	375
Loans receivable	37,041	29,842	33,800
Loans receivable, Individually evaluated for impairment	1,656	2,466	1,667
Loans receivable, Collectively evaluated for impairment	35,385	27,376	32,133
Commercial Real Estate Portfolio Segment [Member]
Allowances for loan losses, Beginning balance	2,291	2,543	2,543
Allowances for loan losses, Charge-offs		(2,322)	(4,595)
Allowances for loan losses, Recoveries	12	14	202
Allowances for loan losses, Provisions	33	1,750	4,141
Allowances for loan losses, Ending balance	2,336	1,985	2,291
Allowances for loan losses, Individually evaluated for impairment, Ending Balances	236	518	291
Allowances for loan losses, Collectively evaluated for impairment, Ending Balances	2,100	1,467	2,000
Loans receivable	112,393	92,461	104,875
Loans receivable, Individually evaluated for impairment	10,978	19,121	12,616
Loans receivable, Collectively evaluated for impairment	101,415	73,340	92,259
Consumer Loan [Member]
Allowances for loan losses, Beginning balance	103	80	80
Allowances for loan losses, Charge-offs	(51)	(6)	(72)
Allowances for loan losses, Recoveries	19	7	79
Allowances for loan losses, Provisions	22	29	16
Allowances for loan losses, Ending balance	93	110	103
Allowances for loan losses, Individually evaluated for impairment, Ending Balances	6	10	7
Allowances for loan losses, Collectively evaluated for impairment, Ending Balances	87	100	96
Loans receivable	5,691	4,729	4,993
Loans receivable, Individually evaluated for impairment	88	118	84
Loans receivable, Collectively evaluated for impairment	5,603	4,611	4,909
Residential Portfolio Segment [Member]
Allowances for loan losses, Beginning balance	956	1,026	1,026
Allowances for loan losses, Charge-offs	(12)	(33)	(809)
Allowances for loan losses, Recoveries	29	18	171
Allowances for loan losses, Provisions	(121)	84	568
Allowances for loan losses, Ending balance	852	1,095	956
Allowances for loan losses, Individually evaluated for impairment, Ending Balances	329	617	320
Allowances for loan losses, Collectively evaluated for impairment, Ending Balances	523	478	636
Loans receivable	73,908	72,603	71,444
Loans receivable, Individually evaluated for impairment	7,171	9,248	7,254
Loans receivable, Collectively evaluated for impairment	$ 66,737	$ 63,355	$ 64,190

LOAN PORTFOLIO (Details 3)

LOAN PORTFOLIO (Details 3) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 1,868	$ 2,878
Current	227,165	212,234
Total Loans Receivable	229,033	215,112	$ 199,635
Nonaccrual Loans	1,915	2,025
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	145	98
Current	36,896	33,702
Total Loans Receivable	37,041	33,800	29,842
Nonaccrual Loans	16	32
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	96
Current	26,174	22,885
Total Loans Receivable	26,197	22,981
Nonaccrual Loans	20	21
Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,269	2,001
Current	84,927	79,893
Total Loans Receivable	86,196	81,894
Nonaccrual Loans	1,407	1,413
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	401	630
Current	73,507	70,814
Total Loans Receivable	73,908	71,444	$ 72,603
Nonaccrual Loans	464	559
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	27	51
Current	5,124	4,403
Total Loans Receivable	5,151	4,454
Nonaccrual Loans	8
Revolving Credit Facilities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3	2
Current	537	537
Total Loans Receivable	540	539
Nonaccrual Loans
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	330	1,082
30-59 Days Past Due | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	83	82
30-59 Days Past Due | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	96
30-59 Days Past Due | Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	50	782
30-59 Days Past Due | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	150	86
30-59 Days Past Due | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	24	34
30-59 Days Past Due | Revolving Credit Facilities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	52	150
60-89 Days Past Due | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	46
60-89 Days Past Due | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due | Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60-89 Days Past Due | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		133
60-89 Days Past Due | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3	17
60-89 Days Past Due | Revolving Credit Facilities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3
90 + Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,486	1,646
90 + Days Past Due | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	16	16
90 + Days Past Due | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 + Days Past Due | Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,219	1,219
90 + Days Past Due | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	251	411
90 + Days Past Due | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
90 + Days Past Due | Revolving Credit Facilities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due

LOAN PORTFOLIO (Details 4)

LOAN PORTFOLIO (Details 4) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Total loans	$ 229,033	$ 215,112	$ 199,635
Grade 1 - Minimal [Member]
Total loans	2,155	2,164
Grade 2 - Modest [Member]
Total loans	1,740	1,741
Grade 3 - Average [Member]
Total loans	28,141	22,775
Grade 4 - Satisfactory [Member]
Total loans	136,713	127,301
Grade 5 - Watch [Member]
Total loans	42,867	40,697
Grade 6 - Special Mention [Member]
Total loans	4,714	4,041
Grade 7 - Substandard [Member]
Total loans	12,703	16,393
Grade 8 - Doubtful [Member]
Total loans
Grade 9 - Loss [Member]
Total loans
Commercial Loan [Member]
Total loans	37,041	33,800	29,842
Commercial Loan [Member] | Grade 1 - Minimal [Member]
Total loans	1,755	1,781
Commercial Loan [Member] | Grade 2 - Modest [Member]
Total loans	813	934
Commercial Loan [Member] | Grade 3 - Average [Member]
Total loans	2,131	2,226
Commercial Loan [Member] | Grade 4 - Satisfactory [Member]
Total loans	23,146	19,973
Commercial Loan [Member] | Grade 5 - Watch [Member]
Total loans	7,081	7,125
Commercial Loan [Member] | Grade 6 - Special Mention [Member]
Total loans	1,543	1,484
Commercial Loan [Member] | Grade 7 - Substandard [Member]
Total loans	572	277
Commercial Loan [Member] | Grade 8 - Doubtful [Member]
Total loans
Commercial Loan [Member] | Grade 9 - Loss [Member]
Total loans
Commercial Real Estate Portfolio Segment [Member]
Total loans	112,393	104,875	92,461
Commercial Real Estate Portfolio Segment [Member] | Grade 1 - Minimal [Member]
Total loans
Commercial Real Estate Portfolio Segment [Member] | Grade 2 - Modest [Member]
Total loans	116	122
Commercial Real Estate Portfolio Segment [Member] | Grade 3 - Average [Member]
Total loans	18,861	13,877
Commercial Real Estate Portfolio Segment [Member] | Grade 4 - Satisfactory [Member]
Total loans	62,213	58,149
Commercial Real Estate Portfolio Segment [Member] | Grade 5 - Watch [Member]
Total loans	22,560	21,807
Commercial Real Estate Portfolio Segment [Member] | Grade 6 - Special Mention [Member]
Total loans	1,413	900
Commercial Real Estate Portfolio Segment [Member] | Grade 7 - Substandard [Member]
Total loans	7,230	10,020
Commercial Real Estate Portfolio Segment [Member] | Grade 8 - Doubtful [Member]
Total loans
Commercial Real Estate Portfolio Segment [Member] | Grade 9 - Loss [Member]
Total loans
Consumer Loan [Member]
Total loans	5,691	4,993	4,729
Consumer Loan [Member] | Grade 1 - Minimal [Member]
Total loans	400	383
Consumer Loan [Member] | Grade 2 - Modest [Member]
Total loans	150	112
Consumer Loan [Member] | Grade 3 - Average [Member]
Total loans	134	84
Consumer Loan [Member] | Grade 4 - Satisfactory [Member]
Total loans	4,503	3,971
Consumer Loan [Member] | Grade 5 - Watch [Member]
Total loans	310	234
Consumer Loan [Member] | Grade 6 - Special Mention [Member]
Total loans	107	140
Consumer Loan [Member] | Grade 7 - Substandard [Member]
Total loans	87	69
Consumer Loan [Member] | Grade 8 - Doubtful [Member]
Total loans
Consumer Loan [Member] | Grade 9 - Loss [Member]
Total loans
Residential Portfolio Segment [Member]
Total loans	73,908	71,444	$ 72,603
Residential Portfolio Segment [Member] | Grade 1 - Minimal [Member]
Total loans
Residential Portfolio Segment [Member] | Grade 2 - Modest [Member]
Total loans	661	573
Residential Portfolio Segment [Member] | Grade 3 - Average [Member]
Total loans	7,015	6,588
Residential Portfolio Segment [Member] | Grade 4 - Satisfactory [Member]
Total loans	46,851	45,208
Residential Portfolio Segment [Member] | Grade 5 - Watch [Member]
Total loans	12,916	11,531
Residential Portfolio Segment [Member] | Grade 6 - Special Mention [Member]
Total loans	1,651	1,517
Residential Portfolio Segment [Member] | Grade 7 - Substandard [Member]
Total loans	4,814	6,027
Residential Portfolio Segment [Member] | Grade 8 - Doubtful [Member]
Total loans
Residential Portfolio Segment [Member] | Grade 9 - Loss [Member]
Total loans

LOAN PORTFOLIO (Details 5)

LOAN PORTFOLIO (Details 5) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Recorded-Investment	$ 13,241	$ 14,312
Unpaid Principal Balance	16,856	17,903
Average Recorded Investment	15,242	14,488
Interest Income Recognized	181	868
Recorded-Investment	6,652	7,309
Unpaid Principal Balance	6,652	7,309
Related Allowance	592	643
Average Recorded Investment	6,678	7,336
Interest Income Recognized	79	337
Recorded-Investment	19,893	21,621
Unpaid Principal Balance	23,508	25,212
Average Recorded Investment	21,920	21,824
Interest Income Recognized	260	1,205
Commercial Loan [Member]
Recorded-Investment	854	720
Unpaid Principal Balance	910	720
Average Recorded Investment	867	732
Interest Income Recognized	15	43
Recorded-Investment	802	947
Unpaid Principal Balance	802	947
Related Allowance	21	25
Average Recorded Investment	810	956
Interest Income Recognized	8	37
Recorded-Investment	1,656	1,667
Unpaid Principal Balance	1,712	1,667
Average Recorded Investment	1,677	1,688
Interest Income Recognized	23	80
Commercial Real Estate Portfolio Segment [Member]
Recorded-Investment	8,107	9,194
Unpaid Principal Balance	11,473	12,597
Average Recorded Investment	9,342	9,332
Interest Income Recognized	106	574
Recorded-Investment	2,871	3,422
Unpaid Principal Balance	2,871	3,422
Related Allowance	236	291
Average Recorded Investment	2,883	3,433
Interest Income Recognized	40	178
Recorded-Investment	10,978	12,616
Unpaid Principal Balance	14,344	16,019
Average Recorded Investment	12,225	12,765
Interest Income Recognized	146	752
Residential Portfolio Segment [Member]
Recorded-Investment	4,235	4,365
Unpaid Principal Balance	4,428	4,553
Average Recorded Investment	4,987	4,390
Interest Income Recognized	59	248
Recorded-Investment	2,936	2,889
Unpaid Principal Balance	2,936	2,889
Related Allowance	329	320
Average Recorded Investment	2,942	2,895
Interest Income Recognized	30	120
Recorded-Investment	7,171	7,254
Unpaid Principal Balance	7,364	7,442
Average Recorded Investment	7,929	7,285
Interest Income Recognized	89	368
Consumer Loan [Member]
Recorded-Investment	45	33
Unpaid Principal Balance	45	33
Average Recorded Investment	46	34
Interest Income Recognized	1	3
Recorded-Investment	43	51
Unpaid Principal Balance	43	51
Related Allowance	6	7
Average Recorded Investment	43	52
Interest Income Recognized	1	2
Recorded-Investment	88	84
Unpaid Principal Balance	88	84
Average Recorded Investment	89	86
Interest Income Recognized	$ 2	$ 5

LOAN PORTFOLIO (Details 6)

LOAN PORTFOLIO (Details 6) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
Restructured debt balances	$ 17,937	$ 19,675
Financial Receivable Modifications Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	1,179	1,269
Financial Receivable Modifications Performing [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	16,758	18,406
Financial Receivable Modifications Performing [Member] | Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	1,562	1,635
Financial Receivable Modifications Performing [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	8,860	10,554
Financial Receivable Modifications Performing [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	6,257	6,133
Financial Receivable Modifications Performing [Member] | Consumer Loan [Member]
Financing Receivable, Modifications [Line Items]
Restructured debt balances	$ 79	$ 84

LOAN PORTFOLIO (Details 7)

LOAN PORTFOLIO (Details 7) - Troubled Debt Restructuring [Member] $ in Thousands		3 Months Ended
		Mar. 31, 2017USD ($)Number	Mar. 31, 2016USD ($)Number
Tdrs That Are In Compliance With Terms Of Agreement [Member]
Number of contracts | Number		4	4
Pre- Modification Outstanding Recorded Investment		$ 994	$ 272
Post-Modification Outstanding Recorded Investment		$ 970	$ 272
Tdrs That Are In Compliance With Terms Of Agreement [Member] | Commercial Loan [Member]
Number of contracts | Number			2
Pre- Modification Outstanding Recorded Investment			$ 137
Post-Modification Outstanding Recorded Investment			$ 137
Tdrs That Are In Compliance With Terms Of Agreement [Member] | Residential Portfolio Segment [Member]
Number of contracts | Number		4	2
Pre- Modification Outstanding Recorded Investment		$ 994	$ 135
Post-Modification Outstanding Recorded Investment		$ 970	$ 135
Tdrs That Are Subsequently Defaulted [Member]
Number of contracts | Number	[1]	1	4
Pre- Modification Outstanding Recorded Investment	[1]	$ 30	$ 519
Post-Modification Outstanding Recorded Investment	[1]	$ 30	$ 398
Tdrs That Are Subsequently Defaulted [Member] | Commercial Loan [Member]
Number of contracts | Number	[1]	1	1
Pre- Modification Outstanding Recorded Investment	[1]	$ 30	$ 106
Post-Modification Outstanding Recorded Investment	[1]	$ 30	$ 25
Tdrs That Are Subsequently Defaulted [Member] | Residential Portfolio Segment [Member]
Number of contracts | Number	[1]		3
Pre- Modification Outstanding Recorded Investment	[1]		$ 413
Post-Modification Outstanding Recorded Investment	[1]		$ 373
[1]	Loans past due 90 days or more are considered to be in default.

LOAN PORTFOLIO (Details 8)

LOAN PORTFOLIO (Details 8) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Commitments To Extend Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	$ 32,334	$ 33,155
Standby Letters Of Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	$ 1,177	$ 444

LOAN PORTFOLIO (Details Narrati

LOAN PORTFOLIO (Details Narrative) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Total loans	$ 229,033	$ 215,112	$ 199,635
Classified loans	12,700
Classified loans collateralized by real estate	12,000
TDR impaired loans	17,937	19,675
Recorded investment in impaired loans	19,893	$ 21,621
Pass [Member]
Total loans	$ 168,700
Pass [Member] | Concentration of Loan Portfolio [Member]
Concentration of Loan (as a percentage)	73.70%
Watch And Special Mention [Member]
Total loans	$ 47,600

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Other Real Estate [Abstract]
Balance, beginning of year	$ 2,887	$ 13,624
Additions		796
Sales	(268)	(5,868)
Write-downs	(2)	(5,665)
Balance, end of period	$ 2,617	$ 2,887

ADVANCES FROM THE FEDERAL HOM46

ADVANCES FROM THE FEDERAL HOME LOAN BANK (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)
Loan Balance	$ 24,000
Convertible Advance 2018-09-04 [Member]
Interest Rate	3.60%
Maturity Date	Sep. 4, 2018
Loan Balance	$ 2,000
Fixed Rate 2018-10-29 [Member]
Interest Rate	1.05%
Maturity Date	Oct. 29, 2018
Loan Balance	$ 7,000
Convertible Advance 2019-08-20 [Member]
Interest Rate	3.86%
Maturity Date	Aug. 20, 2019
Loan Balance	$ 5,000
Fixed Rate 2020-11-18 [Member]
Interest Rate	2.51%
Maturity Date	Nov. 18, 2020
Loan Balance	$ 5,000
Fixed Rate 2020-11-18 [Member]
Interest Rate	2.74%
Maturity Date	Nov. 18, 2020
Loan Balance	$ 5,000

ADVANCES FROM THE FEDERAL HOM47

ADVANCES FROM THE FEDERAL HOME LOAN BANK (Details Narrative) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Mar. 31, 2017
Federal Home Loan Bank Stock				$ 1,400
Excess borrowing capacity with FHLB				70,000
Scheduled principal reductions	$ 10,000	$ 5,000	$ 9,000
Mortgage Backed Securities [Member]
First mortgage loans pledged as collateral				17,700
One To Four Family Residential Properties [Member]
First mortgage loans pledged as collateral				4,900
Commercial Real Estate [Member]
First mortgage loans pledged as collateral				3,400
Home Equity Lines Of Credit [Member]
First mortgage loans pledged as collateral				4,600
Multifamily [Member]
First mortgage loans pledged as collateral				$ 218

SHAREHOLDERS' EQUITY AND CAPI48

SHAREHOLDERS' EQUITY AND CAPITAL REQUIREMENTS (Details Narrative) - USD ($) $ / shares in Units, $ in Thousands	Aug. 23, 2016	Apr. 11, 2016	Sep. 30, 2014	Mar. 31, 2014	Dec. 30, 2016	Mar. 31, 2017	Dec. 31, 2016	Mar. 06, 2009
Approximate quarterly interest payments on trust preferred securities			$ 290	$ 161
Accrued dividend payments due on Series T Preferred Stock		$ 5,100
Common stock, shares authorized						500,000,000	500,000,000
Preferred Stock [Member]
Fixed Rate Cumulative Perpetual Preferred Stock, Series T, shares issued to U.S. Treasury								12,895
Fixed Rate Cumulative Perpetual Preferred Stock, Series T, Liquidation preference (per share)								$ 1,000
Maximum number of common stock shares purchased under ten-year warrant								91,714
Common stock, initial exercise price								$ 21.09
Aggregate purchase price of Fixed Rate Cumulative Perpetual Preferred Stock, Series T								$ 12,900
Nonvoting Common Stock [Member]
Common stock, shares authorized	150,000,000					150,000,000	150,000,000
Series T Preferred Stock [Member]
Fixed Rate Cumulative Perpetual Preferred Stock, Series T, shares issued to U.S. Treasury								12,895
Fixed Rate Cumulative Perpetual Preferred Stock, Series T, Liquidation preference (per share)								$ 1,000
Dividend Rate for first five years					5.00%
Dividend Rate after first five years					9.00%
Aggregate purchase price of Fixed Rate Cumulative Perpetual Preferred Stock, Series T								$ 12,900
Capital Purchase Program Warrant [Member]
Maximum number of common stock shares purchased under ten-year warrant							91,714
Common stock, initial exercise price							$ 21.09
Series A Preferred Stock [Member]
Common stock converted	905,316

SHAREHOLDERS' EQUITY AND CAPI49

SHAREHOLDERS' EQUITY AND CAPITAL REQUIREMENTS (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
The Company [Member]
Total capital (to risk weighted assets)
Actual Amount		$ 42,266	$ 41,697
Actual Ratio (as a percent)		16.27%	16.80%
For Capital Adequacy Purposes Amount		$ 20,788	$ 19,861
For Capital Adequacy Purposes Ratio (as a percent)		8.00%	8.00%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
CET1 capital to risk-weighted assets, Actual Amount		$ 39,018	$ 38,586
CET1 capital to risk-weighted assets, Actual Percent		15.02%	15.54%
CET1 capital to risk-weighted assets, Required to be Categorized Adequately Capitalized, Amount		$ 11,693	$ 9,930
CET1 capital to risk-weighted assets, Required to be Categorized Adequately Capitalized, Percent		4.50%	4.00%
Tier I capital (to risk weighted assets)
Actual Amount		$ 39,018	$ 38,586
Actual Ratio (as a percent)		15.02%	15.54%
For Capital Adequacy Purposes Amount		$ 10,394	$ 9,930
For Capital Adequacy Purposes Ratio (as a percent)		4.00%	4.00%
Tier I capital (to average assets)
Actual Amount		$ 39,018	$ 38,586
Actual Ratio (as a percent)		10.29%	10.15%
For Capital Adequacy Purposes Amount		$ 15,178	$ 15,200
For Capital Adequacy Purposes Ratio (as a percent)		4.00%	4.00%
The Bank [Member]
Total capital (to risk weighted assets)
Actual Amount	[1]	$ 41,429	$ 40,833
Actual Ratio (as a percent)	[1]	15.94%	16.44%
For Capital Adequacy Purposes Amount	[1]	$ 20,787	$ 19,865
For Capital Adequacy Purposes Ratio (as a percent)	[1]	8.00%	8.00%
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	[1]	$ 25,984	$ 24,832
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	[1]	10.00%	10.00%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
CET1 capital to risk-weighted assets, Actual Amount		$ 38,175	$ 37,721
CET1 capital to risk-weighted assets, Actual Percent		14.69%	15.19%
CET1 capital to risk-weighted assets, Required to be Categorized Adequately Capitalized, Amount		$ 11,693	$ 11,174
CET1 capital to risk-weighted assets, Required to be Categorized Adequately Capitalized, Percent		4.50%	4.50%
CET1 Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount		$ 16,889	$ 16,141
CET1 Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)		6.50%	6.50%
Tier I capital (to risk weighted assets)
Actual Amount		$ 38,175	$ 37,721
Actual Ratio (as a percent)		14.69%	15.19%
For Capital Adequacy Purposes Amount		$ 15,590	$ 14,899
For Capital Adequacy Purposes Ratio (as a percent)		6.00%	6.00%
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount		$ 20,787	$ 19,865
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)		8.00%	8.00%
Tier I capital (to average assets)
Actual Amount	[1]	$ 38,175	$ 37,721
Actual Ratio (as a percent)	[1]	10.08%	9.95%
For Capital Adequacy Purposes Amount	[1]	$ 15,146	$ 15,162
For Capital Adequacy Purposes Ratio (as a percent)	[1]	4.00%	4.00%
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	[1]	$ 30,292	$ 30,324
Minimum To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent)	[1]	8.00%	8.00%
[1]	Minimum capital amounts and ratios presented as of March 31, 2017 and December 31, 2016, are amounts to be well-capitalized under the various regulatory capital requirements administered by the FDIC which includes maintaining Tier 1 capital at least equal to 8% and total risk-based capital at least equal to 10%

INCOME (LOSS) PER SHARE (Detail

INCOME (LOSS) PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Basic income (loss) per common share:
Net income (loss) available to common shareholders	$ 293	$ (3,681)
Weighted average common shares outstanding - basic	468,013,940	3,846,340
Basic income (loss) per common share	$ 0	$ (0.96)
Diluted income (loss) per common share:
Net income (loss) available to common shareholders	$ 293	$ (3,681)
Weighted average common shares outstanding - basic	468,013,940	3,846,340
Incremental shares	$ 1,040,625
Average common shares outstanding - diluted	469,054,565	3,846,340
Diluted income (loss) per common share	$ 0	$ (0.96)
Antidilutive stock options excluded from computation of earnings per share (in shares)		91,714

FAIR VALUE (Details)

FAIR VALUE (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financial Assets:
Securities available-for-sale	$ 104,341	$ 106,529
Commitments To Extend Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	32,334	33,155
Standby Letters Of Credit [Member]
Off-Balance Sheet Financial Instruments:
Notional Amount	1,177	444
Fair Value Inputs Level1 [Member]
Financial Assets:
Cash and cash equivalents	22,190	25,429
Securities available-for-sale
Nonmarketable equity securities
Loans, net
Financial Liabilities:
Demand deposit, interest-bearing transaction, and savings accounts	195,776	167,038
Certificates of deposit
Repurchase agreements
Advances from the Federal Home Loan Bank
Fair Value Inputs Level2 [Member]
Financial Assets:
Cash and cash equivalents
Securities available-for-sale	104,341	106,529
Nonmarketable equity securities
Loans, net
Financial Liabilities:
Demand deposit, interest-bearing transaction, and savings accounts
Certificates of deposit	126,172	145,779
Repurchase agreements	848	1,983
Advances from the Federal Home Loan Bank	24,307	24,307
Fair Value Inputs Level3 [Member]
Financial Assets:
Cash and cash equivalents
Securities available-for-sale
Nonmarketable equity securities	1,359	1,345
Loans, net	225,227	211,278
Financial Liabilities:
Demand deposit, interest-bearing transaction, and savings accounts
Certificates of deposit
Repurchase agreements
Advances from the Federal Home Loan Bank
Carrying Reported Amount Fair Value Disclosure [Member]
Financial Assets:
Cash and cash equivalents	22,190	25,429
Securities available-for-sale	104,341	106,529
Nonmarketable equity securities	1,359	1,345
Loans, net	225,316	211,362
Financial Liabilities:
Demand deposit, interest-bearing transaction, and savings accounts	195,776	167,038
Certificates of deposit	126,563	146,231
Repurchase agreements	848	1,983
Advances from the Federal Home Loan Bank	24,000	24,000
Estimate Of Fair Value Fair Value Disclosure [Member]
Financial Assets:
Cash and cash equivalents	22,190	25,429
Securities available-for-sale	104,341	106,529
Nonmarketable equity securities	1,359	1,345
Loans, net	225,227	211,278
Financial Liabilities:
Demand deposit, interest-bearing transaction, and savings accounts	195,776	167,038
Certificates of deposit	126,172	145,779
Repurchase agreements	848	1,983
Advances from the Federal Home Loan Bank	$ 24,307	$ 24,307

FAIR VALUE (Details 2)

FAIR VALUE (Details 2) - Fair Value Measurements Recurring [Member] - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets and liabilities fair value disclosure	$ 104,341	$ 106,529
Fair Value Inputs Level1 [Member]
Assets and liabilities fair value disclosure
Fair Value Inputs Level2 [Member]
Assets and liabilities fair value disclosure	104,341	106,529
Fair Value Inputs Level3 [Member]
Assets and liabilities fair value disclosure
Government Sponsored Enterprises Debt Securities [Member]
Assets and liabilities fair value disclosure	8,243	8,409
Government Sponsored Enterprises Debt Securities [Member] | Fair Value Inputs Level1 [Member]
Assets and liabilities fair value disclosure
Government Sponsored Enterprises Debt Securities [Member] | Fair Value Inputs Level2 [Member]
Assets and liabilities fair value disclosure	8,243	8,409
Government Sponsored Enterprises Debt Securities [Member] | Fair Value Inputs Level3 [Member]
Assets and liabilities fair value disclosure
Mortgage Backed Securities [Member]
Assets and liabilities fair value disclosure	82,050	83,998
Mortgage Backed Securities [Member] | Fair Value Inputs Level1 [Member]
Assets and liabilities fair value disclosure
Mortgage Backed Securities [Member] | Fair Value Inputs Level2 [Member]
Assets and liabilities fair value disclosure	82,050	83,998
Mortgage Backed Securities [Member] | Fair Value Inputs Level3 [Member]
Assets and liabilities fair value disclosure
Obligations of state and local governments [Member]
Assets and liabilities fair value disclosure	14,048	14,122
Obligations of state and local governments [Member] | Fair Value Inputs Level1 [Member]
Assets and liabilities fair value disclosure
Obligations of state and local governments [Member] | Fair Value Inputs Level2 [Member]
Assets and liabilities fair value disclosure	14,048	14,122
Obligations of state and local governments [Member] | Fair Value Inputs Level3 [Member]
Assets and liabilities fair value disclosure

FAIR VALUE (Details 3)

FAIR VALUE (Details 3) - Fair Value Measurements Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair value of assets	$ 21,918	$ 23,865
Fair Value Inputs Level3 [Member]
Fair value of assets	21,918	23,865
Impaired Loans [Member]
Fair value of assets	19,301	20,978
Impaired Loans [Member] | Fair Value Inputs Level3 [Member]
Fair value of assets	19,301	20,978
Other Real Estate Owned [Member]
Fair value of assets	2,617	2,887
Other Real Estate Owned [Member] | Fair Value Inputs Level3 [Member]
Fair value of assets	$ 2,617	$ 2,887

FAIR VALUE (Details 4)

FAIR VALUE (Details 4) - Fair Value Inputs Level3 [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Impaired Loans [Member] | Commercial Loan [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Fair value on a non-recurring basis	$ 1,635	$ 1,642
Valuation Techniques	Appraised Value/ Discounted Cash Flows	Appraised Value/ Discounted Cash Flows
Unobservable Inputs	Appraisals and/or sales of comparable properties/ Independent quotes	Appraisals and/or sales of comparable properties/ Independent quotes
Range (Weighted Avg)	3.71%	4.00%
Impaired Loans [Member] | Commercial Loan [Member] | Minimum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Loan [Member] | Maximum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	10.00%	23.50%
Impaired Loans [Member] | Commercial Real Estate [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Fair value on a non-recurring basis	$ 10,742	$ 12,325
Valuation Techniques	Appraised Value/ Discounted Cash Flows	Appraised Value/ Discounted Cash Flows
Unobservable Inputs	Appraisals and/or sales of comparable properties/ Independent quotes	Appraisals and/or sales of comparable properties/ Independent quotes
Range (Weighted Avg)	7.39%	6.72%
Impaired Loans [Member] | Commercial Real Estate [Member] | Minimum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Real Estate [Member] | Maximum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	10.00%	10.00%
Impaired Loans [Member] | Residential Portfolio Segment [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Fair value on a non-recurring basis	$ 6,842	$ 6,934
Valuation Techniques	Appraised Value/ Discounted Cash Flows	Appraised Value/ Discounted Cash Flows
Unobservable Inputs	Appraisals and/or sales of comparable properties/ Independent quotes	Appraisals and/or sales of comparable properties/ Independent quotes
Range (Weighted Avg)	8.36%	8.05%
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Minimum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	0.00%	0.00%
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Maximum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	10.00%	10.00%
Impaired Loans [Member] | Consumer Loan [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Fair value on a non-recurring basis	$ 82	$ 77
Valuation Techniques	Appraised Value/ Discounted Cash Flows	Appraised Value/ Discounted Cash Flows
Unobservable Inputs	Appraisals and/or sales of comparable properties/ Independent quotes	Appraisals and/or sales of comparable properties/ Independent quotes
Range (Weighted Avg)	4.39%	1.25%
Impaired Loans [Member] | Consumer Loan [Member] | Minimum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	0.00%	0.00%
Impaired Loans [Member] | Consumer Loan [Member] | Maximum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	25.14%	10.00%
Other Real Estate Owned [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Valuation Techniques	Appraised Value/ Discounted Cash Flows	Appraised Value/ Discounted Cash Flows
Unobservable Inputs	Appraisals and/or sales of comparable properties/ Independent quotes	Appraisals and/or sales of comparable properties/ Independent quotes
Range (Weighted Avg)	10.00%	10.00%
Fair value on a non-recurring basis	$ 2,617	$ 2,887
Other Real Estate Owned [Member] | Minimum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	0.00%	0.00%
Other Real Estate Owned [Member] | Maximum [Member]
Quantitative Information For Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Line Items]
Range	10.00%	10.00%