Intrepid Capital Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
EZCORP INC	CONV BONDS	302301AF3	956,521	933,000	PRN		SOLE	0	933,000	0	0
ProSomnus Warrant	COM	50535E116	2,374	33,919	SH		SOLE	0	33,919	0	0
LIBERTY LATIN AMERICA LTD	CONV BONDS	53069QAB5	984,685	1,038,000	PRN		SOLE	0	1,038,000	0	0
PDD HOLDINGS INC	CONV BONDS	722304AC6	6,951,238	7,000,000	PRN		SOLE	0	7,000,000	0	0
APPLE INC COM	COM	037833100	1,508,970	8,814	SH		SOLE	0	8,814	0	0
ABBVIE INC COM	COM	00287Y109	127,148	853	SH		SOLE	0	853	0	0
ACCENTURE PLC IRELAND SHS CLASS A	COM	G1151C101	1,355,891	4,415	SH		SOLE	0	4,415	0	0
AUTOMATIC DATA PROCESSING INC	COM	053015103	65,438	272	SH		SOLE	0	272	0	0
AFLAC INC COM	COM	001055102	50,502	658	SH		SOLE	0	658	0	0
ALLSTATE CORP COM	COM	020002101	77,764	698	SH		SOLE	0	698	0	0
ADVANCED MICRO DEVICES	COM	007903107	110,532	1,075	SH		SOLE	0	1,075	0	0
AMGEN INC COM	COM	031162100	98,635	367	SH		SOLE	0	367	0	0
AMERIPRISE FINANCIAL INC	COM	03076C106	11,209	34	SH		SOLE	0	34	0	0
AMERICAN TOWER CORP NEW COM	COM	03027X100	6,907	42	SH		SOLE	0	42	0	0
AMAZON COM INC COM	COM	023135106	564,159	4,438	SH		SOLE	0	4,438	0	0
AIR PRODS & CHEMS INC COM	COM	009158106	24,656	87	SH		SOLE	0	87	0	0
ASML HOLDING NV-NY REG SHS	COM	N07059210	48,859	83	SH		SOLE	0	83	0	0
ACTIVISION BLIZZARD INC COM	COM	00507V109	519,085	5,544	SH		SOLE	0	5,544	0	0
BROADCOM INC	COM	11135F101	175,252	211	SH		SOLE	0	211	0	0
ARMSTRONG WORLD INDUSTRIES	COM	04247X102	2,110,536	29,313	SH		SOLE	0	29,313	0	0
ACUITY BRANDS INC COM	COM	00508Y102	3,489,141	20,487	SH		SOLE	0	20,487	0	0
BK OF AMERICA CORP COM	COM	060505104	67,492	2,465	SH		SOLE	0	2,465	0	0
BRUNSWICK CORP	COM	117043109	67,387	853	SH		SOLE	0	853	0	0
BROWN FORMAN CORP CL B	COM	115637209	25,787	447	SH		SOLE	0	447	0	0
BGC PARTNERS INC-CL A	COM	088929104	254,251	57,393	SH		SOLE	0	57,393	0	0
BJ`S WHOLESALE CLUB HOLDINGS	COM	05550J101	885,345	12,405	SH		SOLE	0	12,405	0	0
BANK OF NEW YORK MELLON CORP	COM	064058100	461,729	10,826	SH		SOLE	0	10,826	0	0
BLACKROCK INC COM	COM	09247X101	67,235	104	SH		SOLE	0	104	0	0
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	7,197	124	SH		SOLE	0	124	0	0
BP PLC SPONSORED ADR	COM	055622104	31,053	802	SH		SOLE	0	802	0	0
BERKSHIRE HATHAWAY CLASS B	COM	084670702	3,728,593	10,644	SH		SOLE	0	10,644	0	0
BRP GROUP INC COM CL A	COM	05589G102	16,261	700	SH		SOLE	0	700	0	0
CATERPILLAR INC DEL COM	COM	149123101	190,281	697	SH		SOLE	0	697	0	0
CHUBB LIMITED COM	COM	H1467J104	6,037	29	SH		SOLE	0	29	0	0
CBOE GLOBAL MKTS INC COM	COM	12503M108	1,728,307	11,064	SH		SOLE	0	11,064	0	0
SPROTT PHYSICAL GOLD & SILVER TR UNIT	COM	85208R101	3,630,999	209,642	SH		SOLE	0	209,642	0	0
CONSTELLATION ENERGY	COM	21037T109	13,962	128	SH		SOLE	0	128	0	0
CF INDUSTRIES HOLDINGS INC	COM	125269100	75,023	875	SH		SOLE	0	875	0	0
CARLYLE GROUP INC/THE	COM	14316J108	355,828	11,798	SH		SOLE	0	11,798	0	0
CANOPY GROWTH CORP	COM	138035100	16	20	SH		SOLE	0	20	0	0
CHAMPIONX CORPORATION COM	COM	15872M104	2,636	74	SH		SOLE	0	74	0	0
CIGNA CORP NEW COM	COM	125523100	4,291	15	SH		SOLE	0	15	0	0
CIVITAS RESOURCES INC	COM	17888H103	4,586,461	56,714	SH		SOLE	0	56,714	0	0
COLGATE PALMOLIVE CO COM	COM	194162103	7,111	100	SH		SOLE	0	100	0	0
COMCAST CORP NEW CL A	COM	20030N101	164,102	3,701	SH		SOLE	0	3,701	0	0
CME GROUP INC COM	COM	12572Q105	437,080	2,183	SH		SOLE	0	2,183	0	0
CONDUENT INC	COM	206787103	1,577,585	453,329	SH		SOLE	0	453,329	0	0
CONOCOPHILLIPS	COM	20825C104	8,027	67	SH		SOLE	0	67	0	0
COSTCO WHSL CORP NEW COM	COM	22160K105	100,563	178	SH		SOLE	0	178	0	0
COPART INC COM	COM	217204106	2,780,081	64,518	SH		SOLE	0	64,518	0	0
CARTER`S INC	COM	146229109	1,884,614	27,254	SH		SOLE	0	27,254	0	0
SALESFORCE INC	COM	79466L302	47,856	236	SH		SOLE	0	236	0	0
CISCO SYS INC COM	COM	17275R102	55,427	1,031	SH		SOLE	0	1,031	0	0
CSX CORP COM	COM	126408103	641,076	20,848	SH		SOLE	0	20,848	0	0
CVS HEALTH CORP COM	COM	126650100	1,365,260	19,554	SH		SOLE	0	19,554	0	0
CHEVRON CORP NEW COM	COM	166764100	251,581	1,492	SH		SOLE	0	1,492	0	0
DROPBOX INC CL A	COM	26210C104	4,481,078	164,564	SH		SOLE	0	164,564	0	0
DATADOG INC - CLASS A	COM	23804L103	19,858	218	SH		SOLE	0	218	0	0
DEERE & CO	COM	244199105	132,083	350	SH		SOLE	0	350	0	0
DIAGEO PLC-SPONSORED ADR	COM	25243Q205	8,951	60	SH		SOLE	0	60	0	0
DIMENSIONAL US SMALL CAP ETF	COM	25434V500	76,845	1,464	SH		SOLE	0	1,464	0	0
DOLLAR GEN CORP NEW COM	COM	256677105	1,151,845	10,887	SH		SOLE	0	10,887	0	0
DANAHER CORP DEL COM	COM	235851102	8,187	33	SH		SOLE	0	33	0	0
DIMENSIONAL INTERNATIONAL HI	COM	25434V765	298,998	12,893	SH		SOLE	0	12,893	0	0
DISNEY WALT CO COM DISNEY	COM	254687106	64,111	791	SH		SOLE	0	791	0	0
DOLLAR TREE INC COM	COM	256746108	581,962	5,467	SH		SOLE	0	5,467	0	0
DIMENSIONAL US HIGH PROFI ET	COM	25434V831	7,360,487	286,512	SH		SOLE	0	286,512	0	0
DUKE ENERGY CORP	COM	26441C204	10,591	120	SH		SOLE	0	120	0	0
ECOLAB INC COM	COM	278865100	31,678	187	SH		SOLE	0	187	0	0
ISHARES MSCI EAFE MIN VOL FACTOR ETF	COM	46429B689	7,566	116	SH		SOLE	0	116	0	0
LAUDER ESTEE COS INC CL A	COM	518439104	5,782	40	SH		SOLE	0	40	0	0
FIRST TRUST NORTH AMERICAN E	COM	33738D101	8,745	331	SH		SOLE	0	331	0	0
ENBRIDGE INC	COM	29250N105	20,113	606	SH		SOLE	0	606	0	0
EOG RES INC COM	COM	26875P101	8,113	64	SH		SOLE	0	64	0	0
ENTERPRISE PRODUCTS PARTNERS	COM	293792107	36,238	1,324	SH		SOLE	0	1,324	0	0
ETSY INC COM	COM	29786A106	5,554	86	SH		SOLE	0	86	0	0
EXELON CORP COM	COM	30161N101	14,511	384	SH		SOLE	0	384	0	0
FORD MOTOR CO	COM	345370860	30,181	2,430	SH		SOLE	0	2,430	0	0
FORTUNE BRANDS HOME & SEC INC COM	COM	34964C106	21,632	348	SH		SOLE	0	348	0	0
FRANKLIN COVEY CO COM	COM	353469109	3,088,437	71,958	SH		SOLE	0	71,958	0	0
FREEPORT-MCMORAN INC	COM	35671D857	270,986	7,267	SH		SOLE	0	7,267	0	0
FEDEX CORP	COM	31428X106	4,239	16	SH		SOLE	0	16	0	0
FIRST TRUST DJ GL SEL DVD	COM	33734X200	43,693	2,120	SH		SOLE	0	2,120	0	0
FABRINET SHS	COM	G3323L100	2,195,052	13,174	SH		SOLE	0	13,174	0	0
FRP HLDGS INC COM	COM	30292L107	5,364,348	99,395	SH		SOLE	0	99,395	0	0
FIRST TRUST ENH SHORT MAT FD	CONV BONDS	33739Q408	22,580	380	PRN		SOLE	0	380	0	0
FIRST TRUST DW FOCUS 5 FUND	COM	33738R605	158,993	3,589	SH		SOLE	0	3,589	0	0
FIRST TRUST VALUE LINE DVD	COM	33734H106	161,450	4,318	SH		SOLE	0	4,318	0	0
GENERAL MLS INC COM	COM	370334104	23,484	367	SH		SOLE	0	367	0	0
SPDR GOLD TR GOLD SHS	COM	78463V107	25,718	150	SH		SOLE	0	150	0	0
GLOBUS MED INC CL A	COM	379577208	1,415,472	28,509	SH		SOLE	0	28,509	0	0
ALPHABET INC CAP STK CL C	COM	02079K107	34,281	260	SH		SOLE	0	260	0	0
ALPHABET INC CAP STK CL A	COM	02079K305	2,207,739	16,871	SH		SOLE	0	16,871	0	0
GARMIN LTD	COM	H2906T109	1,894,231	18,006	SH		SOLE	0	18,006	0	0
SPDR S&P INTL SMALL CAP	COM	78463X871	1,020	35	SH		SOLE	0	35	0	0
HOME DEPOT INC COM	COM	437076102	87,022	288	SH		SOLE	0	288	0	0
HOWARD HUGHES CORP/THE	COM	44267D107	472,291	6,348	SH		SOLE	0	6,348	0	0
HONEYWELL INTL INC COM	COM	438516106	65,028	352	SH		SOLE	0	352	0	0
IAC INTERACTIVECORP NEW COM	COM	44891N208	2,113,256	41,938	SH		SOLE	0	41,938	0	0
ISHARES GOLD TRUST ISHARES	COM	464285204	2,239,780	64,012	SH		SOLE	0	64,012	0	0
INTERNATIONAL BUSINESS MACHS COM	COM	459200101	192,772	1,374	SH		SOLE	0	1,374	0	0
ISHARES TR CORE S&P SCP ETF	COM	464287804	43,958	466	SH		SOLE	0	466	0	0
ISHARES MORNINGSTAR SMALL-CA	COM	464288703	63,378	1,224	SH		SOLE	0	1,224	0	0
ISHARES CORE S&P 500 ETF	COM	464287200	249,499	581	SH		SOLE	0	581	0	0
ISHARES RUSSELL 1000 VALUE E	COM	464287598	1,518	10	SH		SOLE	0	10	0	0
ISHARES RUSSELL MID-CAP ETF	COM	464287499	33,933	490	SH		SOLE	0	490	0	0
ISHARES RUSSELL TOP 200 GROW	COM	464289438	349,348	2,271	SH		SOLE	0	2,271	0	0
JABIL INC COM	COM	466313103	28,550	225	SH		SOLE	0	225	0	0
JEFFERIES FINL GROUP INC COM	COM	47233W109	3,964,978	108,244	SH		SOLE	0	108,244	0	0
JOHNSON & JOHNSON COM	COM	478160104	213,503	1,371	SH		SOLE	0	1,371	0	0
GEE GROUP INC COM	COM	36165A102	42,265	71,429	SH		SOLE	0	71,429	0	0
JPMORGAN CHASE & CO COM	COM	46625H100	162,132	1,118	SH		SOLE	0	1,118	0	0
APTUS ENHANCED YIELD ETF	CONV BONDS	26922B642	10,302,268	425,362	PRN		SOLE	0	425,362	0	0
KELLOGG CO COM	COM	487836108	15,711	264	SH		SOLE	0	264	0	0
KYNDRYL HOLDINGS INC	COM	50155Q100	2,733	181	SH		SOLE	0	181	0	0
KINDER MORGAN INC	COM	49456B101	36,294	2,189	SH		SOLE	0	2,189	0	0
COCA COLA CO COM	COM	191216100	17,410	311	SH		SOLE	0	311	0	0
KONTOOR BRANDS INC COM	COM	50050N103	1,625	37	SH		SOLE	0	37	0	0
KEYWORDS STUDIOS PLC	COM	G5254U108	23,430	1,241	SH		SOLE	0	1,241	0	0
LEVI STRAUSS & CO- CLASS A	COM	52736R102	648,051	47,721	SH		SOLE	0	47,721	0	0
LGI HOMES INC COM	COM	50187T106	921,576	9,263	SH		SOLE	0	9,263	0	0
L3HARRIS TECHNOLOGIES INC COM	COM	502431109	33,953	195	SH		SOLE	0	195	0	0
LINDE PLC	COM	G5494J103	32,494	87	SH		SOLE	0	87	0	0
FIRST TRUST LOW DURATION OPP	COM	33739Q200	78,560	1,663	SH		SOLE	0	1,663	0	0
LOCKHEED MARTIN CORP COM	COM	539830109	128,004	313	SH		SOLE	0	313	0	0
LOWES COS INC COM	COM	548661107	57,780	278	SH		SOLE	0	278	0	0
LYONDELLBASELL INDU-CL A	COM	N53745100	27,652	292	SH		SOLE	0	292	0	0
LLOYDS BANKING GROUP PLC-ADR	COM	539439109	72	34	SH		SOLE	0	34	0	0
LIVE NATION ENTERTAINMENT IN	COM	538034109	1,827,378	22,006	SH		SOLE	0	22,006	0	0
MASTERCARD INCORPORATED CL A	COM	57636Q104	117,585	297	SH		SOLE	0	297	0	0
MASTERBRAND INC	COM	57638P104	4,228	348	SH		SOLE	0	348	0	0
MCDONALDS CORP COM	COM	580135101	104,322	396	SH		SOLE	0	396	0	0
MEDTRONIC PLC SHS	COM	G5960L103	6,582	84	SH		SOLE	0	84	0	0
META PLATFORMS INC-CLASS A	COM	30303M102	186,130	620	SH		SOLE	0	620	0	0
MARKEL CORP	COM	570535104	1,544,642	1,049	SH		SOLE	0	1,049	0	0
3M CO	COM	88579Y101	46,997	502	SH		SOLE	0	502	0	0
MERCK & CO. INC COM	COM	58933Y105	116,642	1,133	SH		SOLE	0	1,133	0	0
MARVELL TECHNOLOGY INC	COM	573874104	103,659	1,915	SH		SOLE	0	1,915	0	0
MICROSOFT CORP COM	COM	594918104	1,069,445	3,387	SH		SOLE	0	3,387	0	0
ADVISORSHARES TR PURE US CANNABIS	COM	00768Y453	63,520	8,000	SH		SOLE	0	8,000	0	0
NCR CORPORATION	COM	62886E108	2,697	100	SH		SOLE	0	100	0	0
NEXTERA ENERGY INC COM	COM	65339F101	460,898	8,045	SH		SOLE	0	8,045	0	0
NEW JERSEY RES COM	COM	646025106	36,811	906	SH		SOLE	0	906	0	0
NIKE INC CL B	COM	654106103	69,229	724	SH		SOLE	0	724	0	0
NAUTILUS INC	COM	63910B102	12,752	15,000	SH		SOLE	0	15,000	0	0
NEWMARK GROUP INC-CLASS A	COM	65158N102	171,199	26,625	SH		SOLE	0	26,625	0	0
NVIDIA CORP COM	COM	67066G104	535,038	1,230	SH		SOLE	0	1,230	0	0
NOVO-NORDISK A/S-SPONS ADR	COM	670100205	20,007	220	SH		SOLE	0	220	0	0
OSI ETF TR OSHARES EUR QLT	COM	00162Q379	10,266	400	SH		SOLE	0	400	0	0
OPKO HEALTH INC	COM	68375N103	160,000	100,000	SH		SOLE	0	100,000	0	0
ORACLE CORP COM	COM	68389X105	3,178	30	SH		SOLE	0	30	0	0
OTIS WORLDWIDE CORP COM	COM	68902V107	1,606	20	SH		SOLE	0	20	0	0
PAGSEGURO DIGITAL LTD-CL A	COM	G68707101	1,994,877	231,693	SH		SOLE	0	231,693	0	0
PAYCHEX INC COM	COM	704326107	47,055	408	SH		SOLE	0	408	0	0
POTLATCHDELTIC CORPORATION COM	COM	737630103	25,509	562	SH		SOLE	0	562	0	0
PIMCO CORPORATE & INCOME STR	CONV BONDS	72200U100	18,511	1,521	PRN		SOLE	0	1,521	0	0
PEPSICO INC COM	COM	713448108	33,719	199	SH		SOLE	0	199	0	0
PETMED EXPRESS INC COM	COM	716382106	5,125	500	SH		SOLE	0	500	0	0
PFIZER INC COM	COM	717081103	4,577	138	SH		SOLE	0	138	0	0
PROCTER AND GAMBLE CO COM	COM	742718109	136,233	934	SH		SOLE	0	934	0	0
PARKER HANNIFIN CORP	COM	701094104	3,895	10	SH		SOLE	0	10	0	0
PARK AEROSPACE CORP	COM	70014A104	2,906,936	187,182	SH		SOLE	0	187,182	0	0
PROLOGIS INC. COM	COM	74340W103	33,663	300	SH		SOLE	0	300	0	0
PHILIP MORRIS INTL INC COM	COM	718172109	2,500	27	SH		SOLE	0	27	0	0
PPG INDS INC COM	COM	693506107	25,960	200	SH		SOLE	0	200	0	0
PROASSURANCE CORP	COM	74267C106	39,518	2,092	SH		SOLE	0	2,092	0	0
PUBMATIC INC-CLASS A	COM	74467Q103	121,000	10,000	SH		SOLE	0	10,000	0	0
QUALCOMM INC	COM	747525103	21,657	195	SH		SOLE	0	195	0	0
INVESCO QQQ TR UNIT SER 1	COM	46090E103	765,625	2,137	SH		SOLE	0	2,137	0	0
RITCHIE BROS AUCTIONEERS	COM	74935Q107	13,438	215	SH		SOLE	0	215	0	0
INVESCO S&P ULTRA DIVIDEND	COM	46138G656	139,007	3,737	SH		SOLE	0	3,737	0	0
CHICAGO ATLANTIC REAL ESTATE	COM	167239102	2,546,575	173,001	SH		SOLE	0	173,001	0	0
REGENCY CTRS CORP COM	COM	758849103	611,638	10,290	SH		SOLE	0	10,290	0	0
ROCHE HOLDINGS LTD-SPONS ADR	COM	771195104	4,343	128	SH		SOLE	0	128	0	0
RAYTHEON TECHNOLOGIES CORP COM	COM	75513E101	7,269	101	SH		SOLE	0	101	0	0
STARBUCKS CORP COM	COM	855244109	31,671	347	SH		SOLE	0	347	0	0
SCHWAB STRATEGIC TR US LRG CAP ETF	COM	808524201	1,084,864	21,440	SH		SOLE	0	21,440	0	0
SERVICE CORP INTL COM	COM	817565104	2,457	43	SH		SOLE	0	43	0	0
SILICOM LTD ORD	COM	M84116108	2,769,967	106,129	SH		SOLE	0	106,129	0	0
SIRIUS XM HOLDINGS INC COM	COM	82968B103	1,469	325	SH		SOLE	0	325	0	0
SMUCKER J M CO COM NEW	COM	832696405	21,755	177	SH		SOLE	0	177	0	0
SKECHERS U S A INC CL A	COM	830566105	3,235,252	66,093	SH		SOLE	0	66,093	0	0
ISHARES SILVER TRUST ISHARES	COM	46428Q109	1,017	50	SH		SOLE	0	50	0	0
SNOWFLAKE INC-CLASS A	COM	833445109	15,124	99	SH		SOLE	0	99	0	0
SOUTHERN CO COM	COM	842587107	27,700	428	SH		SOLE	0	428	0	0
SPDR S&P 500 ETF TR TR UNIT	COM	78462F103	167,145	391	SH		SOLE	0	391	0	0
SEMPRA ENERGY	COM	816851109	7,211	106	SH		SOLE	0	106	0	0
SYSCO CORP COM	COM	871829107	31,572	478	SH		SOLE	0	478	0	0
AT&T INC COM	COM	00206R102	116,991	7,789	SH		SOLE	0	7,789	0	0
TARGET CORP COM	COM	87612E106	44,117	399	SH		SOLE	0	399	0	0
TJX COS INC NEW COM	COM	872540109	1,989,046	22,379	SH		SOLE	0	22,379	0	0
ISHARES 20 YEAR TREASURY BO	CONV BONDS	464287432	1,279,797	14,430	PRN		SOLE	0	14,430	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	13,160	26	SH		SOLE	0	26	0	0
T-MOBILE US INC	COM	872590104	45,936	328	SH		SOLE	0	328	0	0
TOAST INC-CLASS A	COM	888787108	85,559	4,568	SH		SOLE	0	4,568	0	0
TOOTSIE ROLL INDS INC COM	COM	890516107	11,227	376	SH		SOLE	0	376	0	0
PRICE T ROWE GROUP INC COM	COM	74144T108	31,671	302	SH		SOLE	0	302	0	0
TAIWAN SEMICONDUCTOR-SP ADR	COM	874039100	20,508	236	SH		SOLE	0	236	0	0
TRANE TECHNOLOGIES PLC SHS	COM	G8994E103	115,862	571	SH		SOLE	0	571	0	0
TAKE-TWO INTERACTIVE SOFTWARE COM	COM	874054109	1,640,878	11,688	SH		SOLE	0	11,688	0	0
TEXAS INSTRUMENTS INC	COM	882508104	33,074	208	SH		SOLE	0	208	0	0
UNITEDHEALTH GROUP INC COM	COM	91324P102	208,735	414	SH		SOLE	0	414	0	0
UNION PACIFIC CORP	COM	907818108	5,702	28	SH		SOLE	0	28	0	0
UNITED PARCEL SERVICE INC CL B	COM	911312106	2,624,695	16,839	SH		SOLE	0	16,839	0	0
VISA INC COM CL A	COM	92826C839	126,506	550	SH		SOLE	0	550	0	0
VANGUARD SMALL-CAP ETF	COM	922908751	6,617	35	SH		SOLE	0	35	0	0
VANGUARD SMALL-CAP VALUE ETF	COM	922908611	8,931	56	SH		SOLE	0	56	0	0
VANGUARD FTSE DEVELOPED ETF	COM	921943858	4,416	101	SH		SOLE	0	101	0	0
V F CORP COM	COM	918204108	4,683	265	SH		SOLE	0	265	0	0
VECTOR GROUP LTD	COM	92240M108	1,238,985	116,446	SH		SOLE	0	116,446	0	0
VERALTO CORP	COM	92338C103	848	11	SH		SOLE	0	11	0	0
JANUS HENDERSON SHORT DURATI	CONV BONDS	47103U886	157,390	3,281	PRN		SOLE	0	3,281	0	0
VANGUARD REAL ESTATE ETF	COM	922908553	908	12	SH		SOLE	0	12	0	0
VANGUARD MID-CAP ETF	COM	922908629	3,957	19	SH		SOLE	0	19	0	0
VANGUARD MID-CAP VALUE ETF	COM	922908512	134,496	1,027	SH		SOLE	0	1,027	0	0
VANGUARD INDEX FDS S&P 500 ETF SHS	COM	922908363	18,850	48	SH		SOLE	0	48	0	0
VISTRA CORP COM	COM	92840M102	7,101	214	SH		SOLE	0	214	0	0
VITESSE ENERGY INC	COM	92852X103	4,166	182	SH		SOLE	0	182	0	0
VALVOLINE INC	COM	92047W101	3,019,598	93,660	SH		SOLE	0	93,660	0	0
VANGUARD FTSE EMERGING MARKE	COM	922042858	7,058	180	SH		SOLE	0	180	0	0
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	14,981	145	SH		SOLE	0	145	0	0
VERIZON COMMUNICATIONS INC COM	COM	92343V104	133,821	4,129	SH		SOLE	0	4,129	0	0
WARNER BROS DISCOVERY INC	COM	934423104	13,401	1,234	SH		SOLE	0	1,234	0	0
WALMART INC COM	COM	931142103	58,055	363	SH		SOLE	0	363	0	0
WNS HLDGS LTD SPON ADR	COM	92932M101	4,296,139	62,754	SH		SOLE	0	62,754	0	0
WR BERKLEY CORP	COM	084423102	1,561,537	24,595	SH		SOLE	0	24,595	0	0
WATSCO INC	COM	942622200	1,394,165	3,691	SH		SOLE	0	3,691	0	0
SELECT SECTOR SPDR TR ENERGY	COM	81369Y506	144,262	1,596	SH		SOLE	0	1,596	0	0
TECHNOLOGY SELECT SECT SPDR	COM	81369Y803	492,446	3,004	SH		SOLE	0	3,004	0	0
HEALTH CARE SELECT SECTOR	COM	81369Y209	312,195	2,425	SH		SOLE	0	2,425	0	0
EXXON MOBIL CORP COM	COM	30231G102	918,065	7,808	SH		SOLE	0	7,808	0	0