Riversource Mva Account POS AM Prospectus update (post-effective amendment)

April 22, 2014

RiverSource Life Insurance Company
829 Ameriprise Financial Center
Minneapolis, MN 55474

RE: RiverSource MVA Account

RiverSource(R) AccessChoice Select Variable Annuity	RiverSource(R) Signature Select Variable Annuity
RiverSource(R) Builder Select Variable	RiverSource(R) Signature One Variable Annuity
RiverSource(R) Endeavor Select Variable Annuity	RiverSource(R) Signature One Select Variable Annuity
RiverSource(R) FlexChoice Variable Annuity	Evergreen Essential(SM) Variable Annuity
RiverSource(R) FlexChoice Select Variable Annuity	Evergreen New Solutions Variable Annuity
RiverSource(R) Galaxy Premier Variable Annuity	Evergreen New Solutions Select Variable Annuity
RiverSource(R) Innovations Variable Annuity	Evergreen Pathways(SM) Variable Annuity
RiverSource(R) Innovations Select Variable Annuity	Evergreen Pathways(SM) Select Variable Annuity
RiverSource(R) Innovations Classic Variable Annuity	Evergreen Privilege(SM) Variable Annuity
RiverSource(R) Innovations Classic Select Variable Annuity	Wells Fargo Advantage(R) Variable Annuity
RiverSource(R) New Solutions Variable Annuity	Wells Fargo Advantage(R) Select Variable Annuity
RiverSource(R) Pinnacle Variable Annuity	Wells Fargo Advantage(R) Builder Variable Annuity
RiverSource(R) Signature Variable Annuity	Wells Fargo Advantage Choice(SM) Variable Annuity
	Wells Fargo Advantage Choice(SM) Select Variable Annuity

Post-Effective Amendment No. 3 to the Registration Statement on Form S-3
File No. 333-139776

Ladies and Gentlemen:

I am familiar with the above-referenced Registration Statement on Form S-3 filed by RiverSource Life Insurance Company (the “Company”) with the Securities and Exchange Commission in connection with RiverSource Guarantee Period Account Interests offered in connection with the above-referenced variable annuity contracts (“Guarantee Period Account Interests”).

I have made such examination of law and examined such documents and records as in my judgment are necessary and appropriate to enable me to give the following opinion:

1. The Company is duly incorporated, validly existing and in good standing under applicable state law and is duly licensed or qualified to do business in each jurisdiction where it transacts business. The Company has all corporate powers required to carry on its business and to issue the Guarantee Period Account Interests.

2. The Guarantee Period Account Interests issued by the Company, when offered and sold in accordance with the prospectus contained in the Registration Statement and in compliance with applicable law, will be legally issued and represent binding obligations of the Company in accordance with their terms.

I hereby consent to the filing of this opinion as an exhibit to the Registration Statement.

Sincerely,

/s/ Timothy D. Crawford

Timothy D. Crawford

Assistant General Counsel and

Assistant Secretary