Pacific Financial (PFLC) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 07, 2014
Document Information [Line Items]	'	'
Entity Registrant Name	'PACIFIC FINANCIAL CORP	'
Entity Central Index Key	'0001093728	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'PFLC	'
Entity Common Stock, Shares Outstanding	'	10,367,460
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'

CONDENSED_CONSOLIDATED_BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and cash equivalents:	'	'
Cash and due from banks	$15,284	$12,214
Interest-bearing deposits in banks	25,497	23,734
Total cash and cash equivalents	40,781	35,948
Interest-bearing certificates of deposit (original maturities greater than 90 days)	2,727	2,727
Federal Home Loan Bank stock, at cost	2,926	3,013
Pacific Coast Bankers' Bank stock, at cost	1,000	0
Investment securities:	'	'
Investment securities available-for-sale, at fair market value	89,328	96,144
Investment securities held-to-maturity, at amortized cost (fair value of $1,873 and $2,158)	1,857	2,132
Total investment securities	91,185	98,276
Loans held-for-sale	8,161	7,765
Loans, net of deferred loan fees	552,140	504,666
Allowance for loan losses	-8,255	-8,359
Loans, net	543,885	496,307
Premises and equipment, net of accumulated depreciation and amortization	16,460	16,790
Other real estate owned and foreclosed assets	1,210	2,771
Accrued interest receivable	2,337	2,307
Cash surrender value of life insurance	18,615	18,237
Goodwill	12,168	12,168
Other intangible assets	1,449	1,481
Other assets	6,143	7,249
TOTAL ASSETS	749,047	705,039
Deposits:	'	'
Demand	182,259	145,028
Interest-bearing demand and savings	343,524	336,260
Time deposits	118,221	126,059
Total deposits	644,004	607,347
Accrued interest payable	141	167
Short-term borrowings	0	0
Long-term borrowings	11,491	10,000
Junior subordinated debentures	13,403	13,403
Other liabilities	6,751	6,985
Total liabilities	675,790	637,902
COMMITMENTS AND CONTINGENCIES (Note 7)	'	'
SHAREHOLDERS' EQUITY	'	'
Common Stock, par value $1 25,000,000 shares authorized, 10,185,755 shares issued and outstanding at 06/30/2014 and 10,182,083 at 12/31/2013	10,367	10,182
Additional paid-in-capital	42,940	41,817
Retained earnings	20,312	16,507
Accumulated other comprehensive income/(loss)	-362	-1,369
Total shareholders' equity	73,257	67,137
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$749,047	$705,039

CONDENSED_CONSOLIDATED_BALANCE1

CONDENSED CONSOLIDATED BALANCE SHEETS [Parenthetical] (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Fair value of Investment securities held-to-maturity (in dollars)	$1,873	$2,158
Preferred Stock, No Par Value (in dollars per share)	$0	$0
Preferred Stock, Shares Authorized	5,000,000	5,000,000
Preferred Stock, Shares Outstanding	0	0
Common stock , par value (in dollars per share)	$1	$1
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	10,367,460	10,182,083
Common stock, shares outstanding	10,367,460	10,182,083

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST AND DIVIDEND INCOME	'	'	'	'
Loans	$6,894	$6,116	$20,132	$18,158
Deposits in banks and federal funds sold	24	34	62	85
Investment securities:	'	'	'	'
Taxable	298	220	980	471
Tax-exempt	183	234	645	761
FHLB dividends	1	1	2	1
Total interest and dividend income	7,400	6,605	21,821	19,476
Deposits:	'	'	'	'
Interest-bearing demand and savings	134	167	415	547
Time	269	307	835	1,026
Long-term borrowings	54	54	158	168
Junior subordinated debentures	61	62	181	186
Total interest expense	518	590	1,589	1,927
Net interest income	6,882	6,015	20,232	17,549
LOAN LOSS PROVISION	100	0	200	-450
Net interest income after loan loss provision	6,782	6,015	20,032	17,999
NON-INTEREST INCOME	'	'	'	'
Service charges on deposit accounts	450	440	1,359	1,281
Net gains (loss) on sale of other real estate owned	-85	18	-179	43
Net gains from sales of loans	1,120	1,128	2,717	4,306
Net gains (loss) on sales of securities available for sale	38	14	88	401
Net other-than-temporary impairment (net of $0, $7, $15, $2 respectively recognized in other comprehensive income before taxes)	0	-4	-48	-38
Earnings on bank owned life insurance	127	105	378	342
Other operating income	624	531	1,743	1,698
Total non-interest income	2,274	2,232	6,058	8,033
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	4,286	4,098	12,624	12,983
Occupancy	483	473	1,494	1,338
Equipment	261	233	775	619
Data processing	492	449	1,387	1,688
Professional services	220	198	606	696
Other real estate owned write-downs	1	176	67	636
Other real estate owned operating costs	100	67	191	276
State taxes	110	110	314	360
FDIC and state assessments	119	129	381	395
Other non-interest expense	1,061	1,156	3,189	3,389
Total non-interest expense	7,133	7,089	21,028	22,380
INCOME BEFORE PROVISION FOR INCOME TAXES	1,923	1,158	5,062	3,652
PROVISION FOR INCOME TAXES	549	249	1,257	710
NET INCOME APPLICABLE TO COMMON SHAREHOLDERS	$1,374	$909	$3,805	$2,942
EARNINGS PER COMMON SHARE:	'	'	'	'
BASIC (in dollars per share)	$0.13	$0.09	$0.37	$0.29
DILUTED (in dollars per share)	$0.13	$0.09	$0.37	$0.29
WEIGHTED AVERAGE SHARES OUTANDING:	'	'	'	'
BASIC (in shares)	10,281,745	10,121,853	10,218,103	10,121,853
DILUTED (in shares)	10,379,166	10,194,826	10,309,436	10,179,928

CONSOLIDATED_STATEMENTS_OF_INC1

CONSOLIDATED STATEMENTS OF INCOME [Parenthetical] (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
OTTI Losses Recognized In Other Comprehensive Income Before Taxes	$0	$7	$15	$2

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
NET INCOME	$1,374	$909	$3,805	$2,942
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:	'	'	'	'
Change in fair value of securities available-for-sale	-42	509	920	-1,494
Amortization of unrecognized prior service costs and net actuarial gains/losses, Net of Tax	29	28	87	84
Total other comprehensive income (loss), net of tax	-13	537	1,007	-1,410
COMPREHENSIVE INCOME	$1,361	$1,446	$4,812	$1,532

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income/(Loss) [Member]
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2012	$66,721	$10,122	$41,366	$14,812	$421
Balance (in shares) at Dec. 31, 2012	'	10,121,853	'	'	'
Net income	2,942	0	'	2,942	0
Other comprehensive income, net of tax	'	'	'	'	'
Unrealized holding loss on securities less reclassification adjustments for net gains included in net income	-1,494	0	0	0	-1,494
Amortization of unrecognized prior service costs and net gains	84	0	0	0	84
Stock-based compensation expense	83	0	83	0	0
Balance at Sep. 30, 2013	68,336	10,122	41,449	17,754	-989
Balance (in shares) at Sep. 30, 2013	'	10,121,853	'	'	'
Balance at Dec. 31, 2013	67,137	10,182	41,817	16,507	-1,369
Balance (in shares) at Dec. 31, 2013	'	10,182,083	'	'	'
Net income	3,805	0	'	3,805	0
Other comprehensive income, net of tax	'	'	'	'	'
Unrealized holding loss on securities less reclassification adjustments for net gains included in net income	920	0	0	0	920
Amortization of unrecognized prior service costs and net gains	87	0	0	0	87
Stock repurchased (RSU)	-3	0	-3	0	0
Issuance of common stock	1,205	185	1,020	0	0
Issuance of common stock (in shares)	'	185,377	'	'	'
Stock-based compensation expense	106	0	106	0	0
Balance at Sep. 30, 2014	$73,257	$10,367	$42,940	$20,312	($362)
Balance (in shares) at Sep. 30, 2014	'	10,367,460	'	'	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net Income	$3,805	$2,942
Adjustments to reconcile net income to net cash from operating activities	'	'
Provision for credit losses	200	-450
Depreciation and amortization	1,981	1,710
Originations of loans held for sale	-112,797	-201,278
Proceeds from sales of loans held for sale	115,117	211,204
Net (gain) on sales of loans	-2,717	-4,306
Net gain on sales of securities available for sale	-88	-401
Net OTTI recognized in earnings	48	38
(Gain) loss on sales of other real estate owned	179	-43
(Gain) loss on sale of premises and equipment	6	18
Earnings on bank owned life insurance	-378	-342
Increase in accrued interest receivable	-30	-241
Decrease in accrued interest payable	-26	-33
Other real estate owned write-downs	67	636
(Increase) decrease in prepaid expenses	-39	2,127
Other - net	2,524	1,192
Net cash provided by operating activities	7,853	12,773
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net increase in interest bearing balances with banks	-1,763	-11,476
Purchase of certificates of deposits held for investment, net	0	1,250
Activity in securities available for sale:	'	'
Sales	17,755	7,237
Maturities, prepayments and calls	5,552	8,467
Purchases	-16,779	-48,892
Activity in securities held to maturity:	'	'
Maturities, prepayments and calls	275	4,549
(Increase) decrease in loans made to customers, net of principal collections	-47,925	-36,395
Purchases of premises and equipment	-683	-2,012
Proceeds from sales of other real estate owned	1,463	1,343
Proceeds from sales of premises and equipment	8	0
Cash received in acquisition, net of cash paid	0	31,941
Net cash used in investing activities	-42,097	-43,988
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net increase in deposits	36,657	33,041
Net decrease in short-term borrowings	0	-3,000
Proceeds from issuance of long-term debt	1,500	2,500
Repayments of long-term debt	-9	0
Warrants exercised	1,205	0
Repurchase of stock (RSU)	-3	0
Cash dividends paid	-2,036	0
Net cash provided by financing activities	37,314	32,541
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	3,070	1,326
CASH AND DUE FROM BANKS - BEGINNING OF THE PERIOD	12,214	14,168
CASH AND DUE FROM BANKS - END OF THE PERIOD	15,284	15,494
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION	'	'
Cash paid for interest	1,615	1,958
Cash paid for taxes	0	440
SUPPLEMENTAL SCHEDULE OF NON CASH INVESTING AND FINANCING ACTIVITIES	'	'
Change in fair value of securities available-for-sale, net of tax	920	-1,494
Transfer of loans held for sale to loans held for investment	0	64
Other real estate owned acquired in settlement of loans	-842	-1,591
Financed sale of other real estate owned	$694	$0

ORGANIZATION_AND_SUMMARY_OF_SI

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1 – ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization – Pacific Financial Corporation (the “Company” or “Pacific”) is a bank holding company headquartered in Aberdeen, Washington. The Company owns one banking subsidiary, Bank of the Pacific (the “Bank”), which is also located in Washington. The Company was incorporated in the State of Washington in February, 1997, pursuant to a holding company reorganization of the Bank.
	The Company conducts its banking business through the Bank, which operates 17 branches located in communities in Grays Harbor, Pacific, Whatcom, Clark, Skagit and Wahkiakum counties in the state of Washington and three in Clatsop County, Oregon. In addition, the Bank operates two loan production offices in Burlington and Dupont, Washington and has a residential real estate mortgage department. During second quarter 2013, the Bank completed the acquisition of three branches from Sterling Savings Bank. Total deposits assumed were $37.6 million and loans acquired totaled $4.0 million. Of the three branches purchased, two were consolidated into existing Pacific branches to maximize branch efficiencies resulting in one new branch in Astoria, Oregon. Separately, the Company opened a full-service branch in Warrenton, Oregon in October 2013 that further expands operations on the northern Oregon coast.
	The accompanying unaudited condensed consolidated financial statements have been prepared by the Company in accordance with accounting principles generally accepted in the United States of America ("GAAP") for interim financial information and with instructions to Form 10-Q. Accordingly, these financial statements do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of Management, adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the nine months ended September 30, 2014, are not necessarily indicative of the results anticipated for the year ending December 31, 2014. Certain information and footnote disclosures included in the Company's consolidated financial statements for the year ended December 31, 2013, have been condensed or omitted from this report. Accordingly, these statements should be read in conjunction with the financial statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2013 (the “2013 Annual Report”).
	Basis of presentation – The consolidated financial statements include the accounts of Pacific Financial Corporation and its wholly-owned subsidiary. All intercompany accounts and transactions have been eliminated in consolidation.
	The interim consolidated financial statements are not audited, but include all adjustments that Management considers necessary for a fair presentation of consolidated financial condition and results of operations for the interim periods presented.
	Method of accounting and use of estimates – The Company prepares its consolidated financial statements in conformity with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. This requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting periods. Actual results could differ from those estimates. Significant estimates made by Management involve the calculation of the allowance for loan losses, impaired loans, the fair value of available-for-sale investment securities, deferred tax assets, and the value of other real estate owned and foreclosed assets.
	The Company utilizes the accrual method of accounting, which recognizes income when earned and expenses when incurred.
	In preparing these financial statements, the Company has evaluated events and transactions subsequent to September 30, 2014, for potential recognition or disclosure in the financial statements. In Management’s opinion, all accounting adjustments necessary to accurately reflect the financial position and results of operations on the accompanying financial statements have been made. These adjustments include normal and recurring accruals considered necessary for a fair and accurate presentation.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 2 – EARNINGS PER SHARE
	The Company’s basic earnings per common share is computed by dividing net income available to common shareholders (net income less dividends declared by the weighted average number of common shares outstanding during the period). The Company’s diluted earnings per common share is computed similar to basic earnings per common share except that the numerator is equal to net income available to common shareholders and the denominator is increased to include the number of additional common shares that would have been outstanding if dilutive potential common shares had been issued. Included in the denominator are the dilutive effects of stock options computed under the treasury stock method and outstanding warrants as if converted to common stock.
	The following table illustrates the computation of basic and diluted earnings per share.
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2014		2013		2014		2013
	Basic:
	Net income	$	1,374	$	909	$	3,805	$	2,942
	Weighted average shares outstanding		10,281,745		10,121,853		10,218,103		10,121,853
	Basic earnings per share	$	0.13	$	0.09	$	0.37	$	0.29
	Diluted:
	Net income	$	1,374	$	909	$	3,805	$	2,942
	Weighted average shares outstanding		10,281,745		10,121,853		10,218,103		10,121,853
	Effect of dilutive stock options		97,421		72,973		91,333		58,075
	Weighted average shares outstanding assuming dilution		10,379,166		10,194,826		10,309,436		10,179,928
	Diluted earnings per share	$	0.13	$	0.09	$	0.37	$	0.29
			September 30,	September 30,
			2014	2013
	Shares subject to outstanding options		367,595	433,995
	Shares subject to outstanding warrants		-	699,642
	As of September 30, 2014 and 2013, the shares subject to outstanding options and for September 30, 2013, the shares subject to outstanding warrants, had exercise prices in excess of the current market value. All of these shares are not included in the table above, as exercise of these options and warrants would not be dilutive to shareholders.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Marketable Securities [Text Block]	'
	NOTE 3 – INVESTMENT SECURITIES
	Investment securities consist principally of short and intermediate term debt instruments issued by the U.S. Treasury, other U.S. government agencies, state and local government units, other corporations, and mortgage backed securities (MBS).
		September 30, 2014
	At September 30, 2014	Amortized Cost		Gross unrealized gains		Gross unrealized losses		Fair value
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	40,562	$	209	$	732	$	40,039
	Collateralized mortgage obligations: non agency		592		-		13		579
	Mortgage-backed securities: agency issued		12,710		24		235		12,499
	U.S. Government agency securities		8,637		64		46		8,655
	State and municipal securities		26,825		834		103		27,556
	Total available-for-sale	$	89,326	$	1,131	$	1,129	$	89,328
	Held-to-maturity:
	Mortgage-backed securities: agency issued	$	131	$	13	$	-	$	144
	State and municipal securities		1,726		4		-		1,730
	Total held-to-maturity	$	1,857	$	17	$	-	$	1,874
		December 31, 2013
	At September 30, 2014	Amortized Cost		Gross unrealized gains		Gross unrealized losses		Fair value
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	39,791	$	246	$	1,246	$	38,791
	Collateralized mortgage obligations: non agency		2,251		3		243		2,011
	Mortgage-backed securities: agency issued		13,671		21		303		13,389
	U.S. Government agency securities		8,859		34		82		8,811
	State and municipal securities		31,973		774		587		32,160
	Corporate bonds		991		-		9		982
	Total available-for-sale	$	97,536	$	1,078	$	2,470	$	96,144
	Held-to-maturity:
	Mortgage-backed securities: agency issued	$	159	$	13	$	-	$	172
	State and municipal securities		1,973		13		-		1,986
	Total held-to-maturity	$	2,132	$	26	$	-	$	2,158
	Unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, as of September 30, 2014, and December 31, 2013, are summarized as follows:
	(Dollars in  Thousands)
		Less than 12 months				12 months or more				Total
				Unrealized				Unrealized				Unrealized
	At September 30, 2014	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	10,548	$	75	$	18,934	$	657	$	29,482	$	732
	Collateralized mortgage obligations: non agency		361		2		217		11		578		13
	Mortgage-backed securities: agency issued		3,442		103		7,576		132		11,018		235
	U.S. Government agency securities		-		-		3,607		46		3,607		46
	State and municipal securities		1,752		16		6,795		87		8,547		103
	Corporate bonds		-		-		-		-		-		-
	Total	$	16,103	$	196	$	37,129	$	933	$	53,232	$	1,129
		Less than 12 months				12 months or more				Total
				Unrealized				Unrealized				Unrealized
	At December 31, 2013	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	21,043	$	778	$	6,265	$	468	$	27,308	$	1,246
	Collateralized mortgage obligations: non agency		389		27		1,619		216		2,008		243
	Mortgage-backed securities: agency issued		7,752		218		2,643		85		10,395		303
	U.S. Government agency securities		5,550		82		-		-		5,550		82
	State and municipal securities		11,551		485		1,821		102		13,372		587
	Corporate bonds		982		9		-		-		982		9
	Total	$	47,267	$	1,599	$	12,348	$	871	$	59,615	$	2,470
	At September 30, 2014, there were 66 investment securities in an unrealized loss position, of which 46 were in a continuous loss position for 12 months or more. The unrealized losses on these securities were caused by changes in interest rates, widening pricing spreads and market illiquidity, leading to a decline in the fair value subsequent to their purchase. The Company has evaluated the securities shown above and anticipates full recovery of amortized cost with respect to these securities at maturity or sooner in the event of a more favorable market environment. Based on management’s evaluation, and because the Company does not have the intent to sell these securities and it is not more likely than not that it will have to sell the securities before recovery of cost basis, the Company does not consider these investments to be other-than-temporarily impaired at September 30, 2014.
	For non-agency mortgage-backed securities (MBS) the Company estimates expected future cash flows of the underlying collateral, together with any credit enhancements. The expected future cash flows of the underlying collateral are determined using the remaining contractual cash flows adjusted for future expected credit losses (which considers current delinquencies, future expected default rates and collateral value by vintage) and prepayments. The expected cash flows of the security are then discounted to arrive at a present value amount. For the nine months ended September 30, 2014, no non-agency MBS was determined to be other-than-temporarily-impaired. For the nine months ended September 30, 2013, one non-agency MBS was determined to be other-than-temporarily-impaired. This security was sold in second quarter 2014, incurring a loss of $69,000. The Company recorded $48,000 and $38,000 in impairments related to credit losses through earnings for the nine months ended September 30, 2014 and 2013, respectively.
	The following table presents the cash proceeds from the sales of securities and their associated gross realized gains and gross realized losses that are included in earnings for the nine months ended September 30, 2014 and 2013:
	Investment securities gross gains and losses
	(Dollars in Thousands)
		For the Three Months Ended				For the Nine Months Ended
		September 30,		September 30,		September 30,		September 30,
		2014		2013		2014		2013
	Gross realized gain on sale of securities	$	94	$	57	$	315	$	444
	Gross realized loss on sale of securities		-56		-43		-227		-43
Net realized gain on sale of securities	$	38	$	14	$	88	$	401
Proceeds from sale of securities	$	3,928	$	308	$	17,755	$	7,237
The Company did not engage in originating subprime mortgage loans, and it does not believe that it has material exposure to subprime mortgage loans or subprime mortgage backed securities. Additionally, the Company does not own any sovereign debt of Eurozone nations or structured financial products, such as collateralized debt obligations or structured investment vehicles, which are known by the Company to have elevated risk characteristics.
The amortized cost and estimated fair value of investment securities at September 30, 2014, by maturity are shown below.  The amortized cost and fair value of collateralized mortgage obligations and mortgage-backed securities are presented by expected average life, rather than contractual maturity.  Expected maturities may differ from contractual maturities because borrowers may have the right to prepay underlying loans without prepayment penalties.
(Dollars in Thousands)
	Held-to-maturity				Available-for-sale
	Amortized				Amortized
	Cost		Fair Value		Cost		Fair Value
Due in one year or less	$	-	$	-	$	1,079	$	1,080
Due after one year through five years		-		-		7,120		7,108
Due after five years through ten years		1,124		1,127		14,334		14,594
Due after ten years		602		603		12,928		13,429
Mortgage-backed securities		131		144		53,865		53,117
Total investment securities	$	1,857	$	1,874	$	89,326	$	89,328
At September 30, 2014, investment securities with an estimated fair value of $49.2 million were pledged to secure public deposits, certain nonpublic deposits and borrowings.
As required of all members of the Federal Home Loan Bank (“FHLB”) system, the Company maintains an investment in the capital stock of the FHLB in an amount equal to the greater of $500,000 or 0.5% of home mortgage loans and pass-through securities plus 5.0% of the outstanding balance of mortgage home loans sold to FHLB under the Mortgage Purchase Program. The FHLB system, the largest government sponsored entity in the United States, is made up of 12 regional banks, including the FHLB of Seattle. Participating banks record the value of FHLB stock equal to its par value at $100 per share. At September 30, 2014, the Company held approximately $2.9 million in FHLB stock.
The Company is required to hold FHLB’s stock in order to receive advances and views this investment as long-term. Thus, when evaluating it for impairment, the value is determined based on the recovery of the par value through redemption by the FHLB or from the sale to another member, rather than by recognizing temporary declines in value. The FHLB of Seattle disclosed that it reported net income for the three and nine month periods ended September 30, 2014, at which time it declared a cash dividend. On November 22, 2013, the FHLB of Seattle entered into an amended Stipulation and Consent to the Issuance of a Consent Order with the Federal Housing Finance Agency (“Finance Agency”), modifying the previous order issued on October 25, 2010. The Finance Agency now deems the FHLB of Seattle to be “adequately capitalized” under the Finance Agency’s Prompt Corrective Action rule. The Company has concluded that its investment in FHLB is not impaired as of September 30, 2014, and believes that it will ultimately recover the par value of its investment in this stock.
The Company owns $1.0 million in common stock in Pacific Coast Bankers’ Bancshares (PCBB), from which the Company receives a variety of corresponding banking services through its banking subsidiary Pacific Coast Bankers Bank. An investment by the Company in such an entity is permissible under 12 CFR 362.3(a)(2)(iv). When evaluating this investment for impairment, the value is determined based on the recovery of the par value through any redemption by PCBB or from the sale to another eligible purchaser, rather than by recognizing temporary declines in value. PCBB disclosed that it reported net income for the three and nine month periods ended September 30, 2014 and maintains capital ratios that exceed “well capitalized” standards for regulatory purposes.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans Notes Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY
	Loans
	Loans held in the portfolio at September 30, 2014 and December 31, 2013, are as follows:
	(Dollars in Thousands)		September 30,		December 31,
			2014		2013
	Commercial and agricultural		$	112,873	$	104,111
	Real estate:
	Construction and development			25,419		29,096
	Residential 1-4 family			94,101		87,762
	Multi-family			20,554		17,520
	Commercial real estate — owner occupied			122,090		105,594
	Commercial real estate — non owner occupied			120,569		117,294
	Farmland			22,926		23,698
	Consumer/Finance			34,787		20,728
	Gross loans			553,319		505,803
	Less: deferred fees			-1,179		-1,137
	Portfolio Loans		$	552,140	$	504,666
	Allowance for loan losses and credit quality
	The allowance for loan losses represents the Company’s estimate as to the probable credit losses inherent in its loan portfolio. The allowance for loan losses is increased through periodic charges to earnings through provision for loan losses and represents the aggregate amount, net of loans charged-off and recoveries on previously charged-off loans, that is needed to establish an appropriate reserve for credit losses. The allowance is estimated based on a variety of factors and using a methodology as described below:
		⋅	The Company classifies loans into relatively homogeneous pools by loan type in accordance with regulatory guidelines for regulatory reporting purposes. The Company regularly reviews all loans within each loan category to establish risk ratings for them that include Pass, Watch, Special Mention, Substandard, Doubtful and Loss. Pursuant to ASC 310 “Accounting by Creditors for Impairment of a Loan”, the impaired portion of collateral dependent loans is charged-off. Other risk-related loans not considered impaired have loss factors applied to the various loan pool balances to establish loss potential for provisioning purposes.
		⋅	Analyses are performed to establish the loss factors based on historical experience, as well as expected losses based on qualitative evaluations of such factors as the economic trends and conditions, industry conditions, levels and trends in delinquencies and impaired loans, levels and trends in charge-offs and recoveries, among others. The loss factors are applied to loan category pools segregated by risk classification to estimate the loss inherent in the Company’s loan portfolio pursuant to ASC 450 “Accounting for Contingencies.”
		⋅	Additionally, impaired loans are evaluated for loss potential on an individual basis in accordance with ASC 310 “Accounting by Creditors for Impairment of a Loan,” and specific reserves are established based on thorough analysis of collateral values where loss potential exists. When an impaired loan is collateral dependent and a deficiency exists in the fair value of collateral securing the loan in comparison to the associated loan balance, the deficiency is charged-off at that time or a specific reserve is established. Impaired loans are reviewed no less frequently than quarterly.
		⋅	In the event that a current appraisal to support the fair value of the real estate collateral underlying an impaired loan has not yet been received, but the Company believes that the collateral value is insufficient to support the loan amount, an impairment reserve is recorded. In these instances, the receipt of a current appraisal triggers an updated review of the collateral support for the loan and any deficiency is charged-off or reserved at that time. In those instances where a current appraisal is not available in a timely manner in relation to a financial reporting cut-off date, the Company discounts the most recent third-party appraisal depending on a number of factors including, but not limited to, property location, local price volatility, local economic conditions, and recent comparable sales. In all cases, the costs to sell the subject property are deducted in arriving at the fair value of the collateral.
	Changes in the allowance for credit losses for the three and nine months ended September 30, 2014 and 2013 were as follows:
	Allowance for Credit Losses
	Dollars in Thousands				Commercial Real		Residential
			Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	For the three months ended September 30, 2014
	Beginning balance		$	904	$	3,807	$	702	$	882	$	2,020	$	8,315
	Charge-offs and concessions			-		-127		-61		-12		-		-200
	Recoveries			7		29		4		-		-		40
	Provision / (recapture)			78		-96		102		41		-25		100
	Ending balance		$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	For the nine months ended September 30, 2014
	Beginning balance		$	775	$	3,506	$	675	$	744	$	2,659	$	8,359
	Charge-offs and concessions			-26		-523		-105		-59		-		-713
	Recoveries			9		381		17		2		-		409
	Provision / (recapture)			231		249		160		224		-664		200
	Ending balance		$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	Allowance for Credit Losses
	Dollars in Thousands				Commercial Real		Residential
			Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	For the three months ended September 30, 2013
	Beginning balance		$	809	$	3,414	$	813	$	638	$	3,288	$	8,962
	Charge-offs and concessions			-40		-37		-29		-79		-		-185
	Recoveries			20		5		3		1		-		29
	Provision / (recapture)			45		164		-16		149		-342		-
	Ending balance		$	834	$	3,546	$	771	$	709	$	2,946	$	8,806
	For the nine months ended September 30, 2013
	Beginning balance		$	923	$	4,098	$	829	$	531	$	2,977	$	9,358
	Charge-offs and concessions			-40		-83		-95		-145		-		-363
	Recoveries			35		220		4		2		-		261
	Provision / (recapture)			-84		-689		33		321		-31		-450
	Ending balance		$	834	$	3,546	$	771	$	709	$	2,946	$	8,806
	Recorded investment in loans as of September 30, 2014 and 2013 are as follows:
	Recorded Investment in Financing Receivables
	Dollars in Thousands				Commercial Real		Residential
			Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	As of September 30, 2014
	Allowance for Credit Losses:
	Ending balance: individually evaluated for impairment		$	-	$	-	$	-	$	-	$	-	$	-
	Ending balance: collectively evaluated for impairment		$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	Loans:
Ending balance		$	112,873	$	291,004	$	114,655	$	34,787	$	-	$	553,319
Ending balance: individually evaluated for impairment		$	402	$	5,938	$	1,089	$	-	$	-	$	7,429
Ending balance: collectively evaluated for impairment		$	112,471	$	285,066	$	113,566	$	34,787	$	-	$	545,890
Less deferred fees												$	-1,179
Ending balance total loans												$	552,140
Recorded Investment in Financing Receivables
Dollars in Thousands				Commercial Real		Residential
		Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
As of December 31, 2013
Allowance for Credit Losses:
Ending balance: individually evaluated for impairment		$	-	$	-	$	-	$	-	$	-	$	-
Ending balance: collectively evaluated for impairment		$	775	$	3,506	$	675	$	744	$	2,659	$	8,359
Loans:
Ending balance		$	104,111	$	275,682	$	105,282	$	20,728	$	-	$	505,803
Ending balance: individually evaluated for impairment		$	587	$	8,656	$	626	$	53	$	-	$	9,922
Ending balance: collectively evaluated for impairment		$	103,524	$	267,026	$	104,656	$	20,675	$	-	$	495,881
Less deferred fees												$	-1,137
Ending balance total loans												$	504,666
Credit Quality Indicators
Federal regulations require that the Bank periodically evaluate the risks inherent in its loan portfolios. In addition, the Washington Division of Banks and the Federal Deposit Insurance Corporation (“FDIC”) have authority to identify problem loans and, if appropriate, require them to be reclassified. There are three classifications for problem loans: Substandard, Doubtful, and Loss. These terms are used as follows:
	⋅	“Substandard” loans have one or more defined weaknesses and are characterized by the distinct possibility some loss will be sustained if the deficiencies are not corrected.
	⋅	“Doubtful” loans have the weaknesses of loans classified as "Substandard," with additional characteristics that suggest the weaknesses make collection or recovery in full after liquidation of collateral questionable on the basis of currently existing facts, conditions, and values. There is a high possibility of loss in loans classified as "Doubtful."
	⋅	“Loss” loans are considered uncollectible and of such little value that continued classification of the credit as a loan is not warranted. If a loan or a portion thereof is classified as "Loss," it must be charged-off; meaning the amount of the loss is charged against the allowance for credit losses, thereby reducing that reserve.
The Bank also classifies some loans as “Pass” or Other Loans Especially Mentioned (“OLEM”). Within the Pass classification certain loans are “Watch” rated because they have elements of risk that require more monitoring than other performing loans. Pass grade loans include a range of loans from very high credit quality to acceptable credit quality. These borrowers generally have strong to acceptable capital levels and consistent earnings and debt service capacity. Loans with higher grades within the Pass category may include borrowers who are experiencing unusual operating difficulties, but have acceptable payment performance to date. Overall, loans with a Pass grade show no immediate loss exposure. Loans classified as OLEM continue to perform but have shown deterioration in credit quality and require close monitoring.
Credit quality indicators as of September 30, 2014 and December 31, 2013 were as follows:
(Dollars in Thousands)
September 30, 2014				Other Loans
				Especially
		Pass		Mentioned		Substandard		Doubtful		Total
Commercial and agricultural		$	104,073	$	6,648	$	2,152	$	-	$	112,873
Real estate:
Construction and development			24,288		50		1,081		-		25,419
Residential 1-4 family			90,387		448		3,266		-		94,101
Multi-family			20,285		269		-		-		20,554
Commercial real estate — owner occupied			114,120		1,675		6,295		-		122,090
Commercial real estate — non owner occupied			97,102		17,880		5,587		-		120,569
Farmland			21,001		1,878		47		-		22,926
Total real estate			367,183		22,200		16,276		-		405,659
Consumer/Finance			34,692		74		21		-		34,787
Less deferred fees			-		-		-		-		-1,179
Total loans		$	505,948	$	28,922	$	18,449	$	-	$	552,140
December 31, 2013				Other Loans
				Especially
		Pass		Mentioned		Substandard		Doubtful		Total
Commercial and agricultural		$	100,262	$	2,858	$	991	$	-	$	104,111
Real estate:
Construction and development			26,587		1,101		1,408		-		29,096
Residential 1-4 family			84,407		554		2,801		-		87,762
Multi-family			17,520		0		0		-		17,520
Commercial real estate — owner occupied			100,612		1,019		3,963		-		105,594
Commercial real estate — non owner occupied			98,044		16,752		2,498		-		117,294
Farmland			20,228		2,464		1,006		-		23,698
Total real estate			347,398		21,890		11,676		-		380,964
Consumer/Finance			20,570		62		96		-		20,728
Less deferred fees			-		-		-		-		-1,137
Total loans		$	468,230	$	24,810	$	12,763	$	-	$	504,666
Impaired Loans
Impaired loans by type as of September 30, 2014, and interest income recognized for the three and nine months ended September 30, 2014, were as follows:
(Dollars in Thousands)								3 Month		9 Month		3 Month		9 Month
		Unpaid						Average		Average		Interest		Interest
		Principal		Recorded		Related		Recorded		Recorded		Income		Income
		Balance		Investment		Allowance		Investment		Investment		Recognized		Recognized
30-Sep-14
With no Related Allowance:
Commercial		$	440	$	402	$	-	$	407	$	455	$	4	$	15
Consumer							-		26		53		-		-
Residential real estate			1,425		1,089		-		932		815		18		43
Commercial real estate:
CRE — owner occupied			1,640		1,640		-		1,650		1,732		-		-
CRE — non owner occupied			3,589		3,217		-		3,557		4,064		17		28
Farmland							-		478		716		-		225
Construction and development			3,139		1,081		-		1,177		1,260		15		48
Total		$	10,233	$	7,429	$	-	$	8,227	$	9,095	$	54	$	359
With a Related Allowance:
Consumer/Finance		$	-	$	-	$	-	$	-	$	-	$	-	$	-
Residential real estate			-		-		-		-		-		-		-
Total		$	-	$	-	$	-	$	-	$	-	$	-	$	-
Total Impaired Loans:
Commercial		$	440	$	402	$	-	$	407	$	455	$	4	$	15
Consumer							-		26		53		-		-
Residential real estate			1,425		1,089		-		932		815		18		43
Commercial real estate:
CRE — owner occupied			1,640		1,640		-		1,650		1,732		-		-
CRE — non owner occupied			3,589		3,217		-		3,557		4,064		17		28
Farmland							-		478		716		-		225
Construction and development			3,139		1,081		-		1,177		1,260		15		48
Total Impaired Loans		$	10,233	$	7,429	$	-	$	8,227	$	9,095	$	54	$	359
Impaired loans by type as of September 30, 2013, and interest income recognized for the three and nine months ended September 30, 2013, were as follows:
(Dollars in Thousands)								3 Month		9 Month		3 Month		9 Month
		Unpaid						Average		Average		Interest		Interest
		Principal		Recorded		Related		Recorded		Recorded		Income		Income
		Balance		Investment		Allowance		Investment		Investment		Recognized		Recognized
30-Sep-13
With no Related Allowance:
Commercial		$	766	$	766	$	-	$	984	$	1,440	$	1	$	6
Consumer			-		-		-		-		-		-		-
Residential real estate			1,102		871		-		1,233		1,150		9		19
Commercial real estate:
CRE — owner occupied			1,787		1,787		-		2,327		2,674		-		24
CRE — non owner occupied			6,791		4,591		-		4,584		5,349		9		32
Farmland			955		955		-		955		960		20		60
Construction and development			3,685		1,413		-		1,435		1,626		-		-
Total		$	15,086	$	10,383	$	-	$	11,518	$	13,199	$	39	$	141
With a Related Allowance:
Consumer		$	-	$	-	$	-	$	5	$	2	$	-	$	-
Residential real estate			-		-		-		100		50		-		1
Total		$		$		$		$	105	$	52	$		$	1
Total Impaired Loans:
Commercial		$	766	$	766	$	-	$	984	$	1,440	$	1	$	6
Consumer									5		2		-		-
Residential real estate			1,102		871				1,333		1,200		9		20
Commercial real estate:
CRE — owner occupied			1,787		1,787		-		2,327		2,674				24
CRE — non owner occupied			6,791		4,591		-		4,584		5,349		9		32
Farmland			955		955		-		955		960		20		60
Construction and development			3,685		1,413		-		1,435		1,626		-		-
Total Impaired Loans		$	15,086	$	10,383	$	-	$	11,623	$	13,251	$	39	$	142
Aging Analysis
The following tables summarize the Company’s loans past due, both accruing and nonaccruing, by type as of September 30, 2014 and December 31, 2013:
(Dollars in Thousands)
						Greater
		30-59 Days		60-89 Days		Than		Total Past		Non-accrual				Total
		Past Due		Past Due		90 Days		Due		Loans		Current		Loans
September 30, 2014:
Commercial and agricultural		$	7	$	-	$	-	$	7	$	113	$	112,753	$	112,873
Real estate:
Construction and development			-		-		-		-		1,081		24,338		25,419
Residential 1-4 family			251		-		-		251		714		93,136		94,101
Multi-family			-		-		-				-		20,554		20,554
Commercial real estate — owner occupied			-		-		409		409		1,586		120,095		122,090
Commercial real estate — non owner occupied			2,612		-		-		2,612		1,163		116,794		120,569
Farmland			-		-		-		-		-		22,926		22,926
Total real estate			2,863				409		3,272		4,544		397,843		405,659
Consumer/Finance			2		-		-		2		154		34,631		34,787
Less deferred fees			-		-		-		-		-		-1,179		-1,179
Total		$	2,872			$	409	$	3,281	$	4,811	$	544,048	$	552,140
December 31, 2013:
Commercial and agricultural		$	14	$	-	$	-	$	14	$	286	$	103,811	$	104,111
Real estate:
Construction and development			-		-		-		-		1,408		27,688		29,096
Residential 1-4 family			333		-		-		333		400		87,029		87,762
Multi-family			-		-		-		-		-		17,520		17,520
Commercial real estate — owner occupied			-		-		-		-		1,659		103,935		105,594
Commercial real estate — non owner occupied			-		-		-		-		2,482		114,812		117,294
Farmland			875		-		-		875		955		21,868		23,698
Total real estate			1,208		-		-		1,208		6,904		372,852		380,964
Consumer/Finance			165		3		-		168		53		20,507		20,728
Less deferred fees			-		-		-		-		-		-1,137		-1,137
Total		$	1,387	$	3	$	-	$	1,390	$	7,243	$	496,033	$	504,666
Modifications
A modification of a loan constitutes a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession.  There are various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted by the Company.  Commercial and industrial loans modified in a TDR may involve term extensions, below market interest rates and/or interest-only payments wherein the delay in the repayment of principal is determined to be significant when all elements of the loan and circumstances are considered.  Additional collateral, a co-borrower, or a guarantor is often required. Commercial mortgage and construction loans modified in a TDR often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor.  Construction loans modified in a TDR may also involve extending the interest-only payment period.  Residential mortgage loans modified in a TDR are primarily comprised of loans where monthly payments are lowered to accommodate the borrowers’ financial needs. Land loans are typically structured as interest-only monthly payments with a balloon payment due at maturity.  Land loans modified in a TDR typically involve extending the balloon payment by one to three years, and providing an interest rate concession. Home equity modifications are made infrequently and are uniquely designed to meet the specific needs of each borrower.
Loans modified in a TDR are considered impaired loans and typically already on non-accrual status. Partial charge-offs have in some cases already been taken against the outstanding loan balance.  Loans modified in a TDR for the Company may have the financial effect of increasing the specific allowance associated with the loan.  An allowance for impaired loans that have been modified in a TDR is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price, or the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent.  The Company’s practice is to re-appraise collateral dependent loans every six to nine months. During the nine months ended September 30, 2014, there was no impact on the allowance from TDRs during the period, as the loans classified as TDRs during the period did not have a specific reserve and were already considered impaired loans at the time of modification and no further impairment was required upon modification. The Company had no commitments to lend additional funds for loans classified as TDRs at September 30, 2014.
The Company closely monitors the performance of modified loans for delinquency, as delinquency is considered an early indicator of possible future default. The allowance may be increased, adjustments may be made in the allocation of the allowance, or partial charge-offs may be taken to further write-down the carrying value of the loan.
The following table presents TDRs for the nine months ended September 30, 2014 and 2013, all of which were modified due to financial stress of the borrower.
Restructured loans by type current and subsequently defaulted
(Dollars in Thousands)
		September 30, 2014
		Current Restructured Loans						Subsequently Defaulted Restructured Loans
				Pre-TDR		Post-TDR				Pre-TDR		Post-TDR
				Outstanding		Outstanding				Outstanding		Outstanding
				Recorded		Recorded				Recorded		Recorded
		Number of Loans		Investment		Investment		Number of Loans		Investment		Investment
Commercial and agriculture			1	$	335	$	288		-	$	-	$	-
Construction and development			2		2,764		1,081		-		-		-
Residential real estate			2		272		221		-		-		-
CRE — owner occupied			1		59		54		-		-		-
CRE — non owner occupied			1		2,180		2,054		-		-		-
Total restructured loans (1)			7	$	5,610	$	3,698		-	$	-	$	-
		September 30, 2013
		Current Restructured Loans						Subsequently Defaulted Restructured Loans
				Pre-TDR		Post-TDR				Pre-TDR		Post-TDR
				Outstanding		Outstanding				Outstanding		Outstanding
				Recorded		Recorded				Recorded		Recorded
		Number of Loans		Investment		Investment		Number of Loans		Investment		Investment
Commercial and agriculture			1	$	335	$	306		-	$	-	$	-
Construction and development			3		2,972		1,413		-		-		-
Residential real estate			2		272		227		-		-		-
CRE — owner occupied			1		59		56		-		-		-
CRE — non owner occupied			1		2,180		2,110		-		-		-
Total restructured loans (1)			8	$	5,818	$	4,112		-	$	-	$	-
(1) The period end balances are inclusive of all partial paydowns and charge-offs since the modification date.
The following table summarizes the Company’s troubled debt restructured loans by type and geographic region as of September 30, 2014:
Restructured loans by type and geographic region
(Dollars in Thousands)
		September 30, 2014
		Restructured Loans
		Central Western		Southwestern		Northern						Number of
		Washington		Washington		Washington		Oregon		Totals		Loans
Commercial and agriculture		$	-	$	-	$	288	$	-	$	288		1
Construction and development							841		240		1,081		2
Residential real estate			-		-		-		221		221		2
CRE — owner occupied			54		-		-		-		54		1
CRE — non owner occupied			-		-		2,054		-		2,054		1
Total restructured loans		$	54	$	-	$	3,183	$	461	$	3,698		7
The following table presents troubled debt restructurings by accrual or nonaccrual status as of September 30, 2014 and 2013:
Restructured loans by accrual or nonaccrual status
(Dollars in Thousands)
		September 30, 2014
		Restructured loans
				Non-accrual		Total
		Accrual Status		Status		Modifications
Commercial and agriculture		$	288	$	-	$	288
Construction and development			-		1,081		1,081
Residential real estate			221		-		221
CRE — owner occupied			54		-		54
CRE — non owner occupied			2,054		-		2,054
Total restructured loans		$	2,617	$	1,081	$	3,698
		September 30, 2013
		Restructured loans
				Non-accrual		Total
		Accrual Status		Status		Modifications
Commercial and agriculture		$	306	$	-	$	306
Construction and development			-		1,413		1,413
Residential real estate			227		-		227
CRE — owner occupied			56		-		56
CRE — non owner occupied			2,110		-		2,110
Total restructured loans		$	2,699	$	1,413	$	4,112

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS)	9 Months Ended
	Sep. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	NOTE 5 – ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS)
	The following table presents the changes in each component of accumulated other comprehensive income/(loss), net of tax, for the nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)	Net Unrealized
		Gains and Losses
		On Investment		Defined Benefit
		Securities		Plans		Total
	Balance, January 1, 2014	$	-919	$	-450	$	-1,369
	Other comprehensive gain before reclassifications		946		87		1,033
	Amounts reclassified from AOCI		-26		-		-26
	Net Current period other comprehensive income (loss)		920		87		1,007
	Balance, September 30, 2014	$	1	$	-363	$	-362
		Net Unrealized
		Gains and Losses
		On Investment		Defined Benefit
		Securities		Plans		Total
	Balance, January 1, 2013	$	956	$	-535	$	421
	Other comprehensive gain before reclassifications		-1,254		84		-1,170
	Amounts reclassified from AOCI		-240		-		-240
	Net Current period other comprehensive income (loss)		-1,494		84		-1,410
	Balance, September 30, 2013	$	-538	$	-451	$	-989
	The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (“AOCI”) for the three and nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)
	Details about Accumulated Other					Affected Line Item in the Statement Where Net
	Comprehensive Income Components	Amounts Reclassified from AOCI				Income is Presented
		Three Months		Nine Months
		Ended September		Ended September
		30, 2014		30, 2014
	Net Unrealized Gains and Losses	$	-38	$	-88	(Gain)/loss on sales of investments available for sale
	on Investment Securities		-		48	Net OTTI losses
			13		14	Income tax expense
		$	-25	$	-26	Unrealized gain on investment securities net of tax
	(Dollars in Thousands)
	Details about Accumulated Other					Affected Line Item in the Statement Where Net
	Comprehensive Income Components	Amounts Reclassified from AOCI				Income is Presented
		Three Months		Nine Months
		Ended September		Ended September
		30, 2013		30, 2013
	Net Unrealized Gains and Losses	$	-14	$	-401	(Gain) on sales of investments available for sale
	on Investment Securities		4		38	Net OTTI losses
			3		123	Income tax expense
		$	-7	$	-240	Unrealized gain on investment securities net of tax
	The following table presents the components of other comprehensive income (loss) for the three and nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)
		Before Tax		Tax Effect		Net of Tax
	Three months ended September 30, 2014
	Net unrealized losses on investment securities:
	Net unrealized gains arising during the period	$	-26	$	-9	$	-17
	Less: reclassification adjustments for net gains realized in net income		-38	$	-13		-25
	Net unrealized losses on investment securities	$	-64	$	-22	$	-42
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net  actuarial gains/losses	$	44	$	15	$	29
	Other Comprehensive Income (Loss)	$	-20	$	-7	$	-13
	Nine months ended September 30, 2014
	Net unrealized losses on investment securities:
	Net unrealized gains arising during the period	$	1,433	$	487	$	946
	Less: reclassification adjustments for net gains realized in net income		-40	$	-14		-26
	Net unrealized losses on investment securities	$	1,393	$	473	$	920
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net actuarial gains/losses	$	132	$	45	$	87
	Other Comprehensive Income (Loss)	$	1,525	$	518	$	1,007
	(Dollars in Thousands)
		Before Tax		Tax Effect		Net of Tax
	Three months ended September 30, 2013
Net unrealized losses on investment securities:
Net unrealized losses arising during the period	$	781	$	265	$	516
Less: reclassification adjustments for net gains realized in net income		-10	$	-3		-7
Net unrealized losses on investment securities	$	771	$	262	$	509
Net unrealized losses on investment securities:
Amortization of unrecognized prior service costs and net  actuarial gains/losses	$	43	$	15	$	28
Other Comprehensive Income (Loss)	$	814	$	277	$	537
Nine months ended September 30, 2013
Net unrealized losses on investment securities:
Net unrealized losses arising during the period	$	-1,901	$	-647	$	-1,254
Less: reclassification adjustments for net gains realized in net income		-363		-123		-240
Net unrealized losses on investment securities	$	-2,264	$	-770	$	-1,494
Net unrealized losses on investment securities:
Amortization of unrecognized prior service costs and net actuarial gains/losses	$	128	$	44	$	84
Other Comprehensive Income (Loss)	$	-2,136	$	-726	$	-1,410

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	9 Months Ended
	Sep. 30, 2014
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
Disclosure of Compensation Related Costs Share Based Payments [Text Block]	'
	NOTE 6 – STOCK BASED COMPENSATION
	The Company’s 2011 Equity Incentive Plan, as amended (the “2011 Plan”), provides for the issuance of up to 900,000 shares in connection with incentive and nonqualified stock options, restricted stock, restricted stock units and other equity-based awards. Prior to adoption of the 2011 Plan, the Company made equity-based awards under the Company’s 2000 Stock Incentive Plan, which expired January 1, 2011.
	Stock Options
	The 2011 Plan authorizes the issuance of incentive and non-qualified stock options, as defined under current tax laws, to key personnel. Options granted under the 2011 Plan either become exercisable ratably over five years or in a single installment five years from the date of grant.
	The Company uses the Black-Scholes option pricing model to calculate the fair value of stock option awards based on assumptions in the following table. Expected volatility is based on historical volatility of the Company’s common stock. The expected term of stock options granted is based on the simplified method, which is the simple average between contractual term and vesting period. The risk-free rate is based on the expected term of stock options and the applicable U.S. Treasury yield in effect at the time of grant.
		Expected		Risk Free			Expected				Dividend			Average
	Grant period ended	Life		Interest Rate			Volatility				Yield			Fair Value
	30-Sep-14	6.5 years			2.11	%		23.24	%			3.27	%	$	1.02
	30-Sep-13	6.5 years			1.35	%		23.04	%			4.14	%	$	0.57
	A summary of stock option activity as of September 30, 2014 and 2013, and changes during the nine months then ended are presented below:
							Weighted
							Average
					Weighted		Remaining
					Average		Contractual			Aggregate
					Exercise		Term			Intrinsic
		Shares			Price		(Years)			Value
	30-Sep-14
	Outstanding beginning of period		625,495		$	9.53
	Granted		22,500			6.13
	Exercised		-			-
	Forfeited		-			-
	Expired		-70,400			15.17
	Outstanding end of period		577,595		$	8.71		5.2		$	227,900
	Exercisable end of period		295,495		$	11.43		3.3		$	42,875
							Weighted
							Average
					Weighted		Remaining
					Average		Contractual			Aggregate
					Exercise		Term			Intrinsic
		Shares			Price		(Years)			Value
	30-Sep-13
	Outstanding beginning of period		537,107		$	11.28
	Granted		183,500			5.03
	Exercised		-			-
	Forfeited		-33,275			9.25
	Expired		-64,337			11.36
	Outstanding end of period		622,995		$	9.54		5.4		$	114,450
	Exercisable end of period		313,245		$	13.25		2.7		$	4,443
	A summary of the status of the Company’s non-vested options as of September 30, 2014 and 2013 and changes during the nine months then ended, are presented below:
		September 30, 2014					September 30, 2013
					Weighted					Weighted
					Average					Average
		Shares			Fair Value		Shares			Fair Value
	Non-vested beginning of period		296,650		$	0.47		147,280		$	0.31
	Granted		22,500			1.02		183,500			0.57
	Vested		-37,050			0.59		-2,275			0.65
	Forfeited		-			-		-18,755			0.4
	Non-vested end of period		282,100		$	0.5		309,750		$	0.45
	The Company accounts for stock based compensation in accordance with GAAP, which requires measurement of compensation cost for all stock-based awards based on grant date fair value and recognition of compensation cost over the service period of each award.
	Stock-based compensation expense
	(Unaudited)
	(Dollars in Thousands)
	Nine months ended September 30, 2014	Before Tax			Tax Effect		Net of Tax
	Recognized compensation expense	$	32		$	11	$	21
	Nine months ended September 30, 2013	Before Tax			Tax Effect		Net of Tax
	Recognized compensation expense	$	38		$	13	$	25
		September			September
		30, 2014			30, 2013
	Future compensation expense  (1)	$	70		$	90
	Weighted Average Remaining Contractual Term (Years)		1.7			1.8
	(1) related to non-vested stock options
	Restricted Stock Units
	The Company grants restricted stock units (“RSU”) to employees qualifying for awards under the Company’s Annual Incentive Compensation Plan. Recipients of RSUs will be issued a specified number of shares of common stock under the 2011 Plan upon the lapse of applicable restrictions. Outstanding RSUs are subject to forfeiture if the recipient’s employment terminates prior to the expiration of three years from the date of grant.
The following table summarizes RSU activity during the nine months ended September 30, 2014 and 2013:
	September 30, 2014
						Weighted
						Average
				Weighted		Remaining
				Average		Contractual
	Shares			Grant Price		terms (in years)
Outstanding, January 1, 2014		50,024
Granted		11,673		$	6.45
Exercised		-476			-
Forfeited		-944		$	5.27
Non-vested end of period		60,277					1.7
	September 30, 2013
						Weighted
				Weighted		Average
				Average		Remaining
				Grant		Contractual
	Shares			Price		terms (in years)
Outstanding, January 1, 2013		16,059
Granted		35,476		$	4.93
Exercised		-
Forfeited		-1,511		$	-
Non-vested end of period		50,024					2.2
The following table summarizes RSU compensation expense during the nine months ended September 30, 2014 and 2013:
RSU compensation expense
(Unaudited)
(Dollars in Thousands)
Nine months ended September 30, 2014	Before Tax			Tax Effect		Net of Tax
RSU recognized compensation expense	$	74		$	25	$	49
Nine months ended September 30, 2013	Before Tax			Tax Effect		Net of Tax
RSU recognized compensation expense	$	46		$	16	$	30
	September			September
	30, 2014			30, 2013
Future compensation expense  (1)	$	174		$	193
(1) related to non-vested RSU's

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies Disclosure [Text Block]	'
	NOTE 7 – COMMITMENTS AND CONTINGENCIES
	The Bank is party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit, and involve, to varying degrees, elements of credit risk in excess of the amount recognized on the consolidated balance sheets.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as they do for on-balance-sheet instruments. A summary of the Bank’s off-balance sheet commitments at September 30, 2014 and December 31, 2013 is as follows:
	(Dollars in Thousands)
		September 30,		December 31,
		2014		2013
	Commitments to extend credit	$	96,817	$	106,017
	Standby letters of credit	$	1,351	$	1,733
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Many of the commitments expire without being drawn upon; therefore total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties.
	Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers.
	In connection with certain loans held for sale, the Bank typically makes representations and warranties that the underlying loans conform to specified guidelines. If the underlying loans do not conform to the specifications, the Bank may have an obligation to repurchase the loans or indemnify the purchaser against loss. The Bank believes that the potential for loss under these arrangements is remote. Accordingly, no contingent liability is recorded in the condensed consolidated financial statements.
	The Company is currently not party to any material pending litigation. However, because of the nature of its activities, the Company may be subject to or threatened with legal actions in the ordinary course of business. In the opinion of management, liabilities arising from these claims, if any, will not have a material effect on the results of operations or financial condition of the Company.

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 8 – FAIR VALUE MEASUREMENTS
	Fair Value Hierarchy
	The Company uses an established hierarchy for measuring fair value that is intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows:
	Level 1 – Valuations based on quoted prices in active exchange markets for identical assets or liabilities; also includes certain corporate debt securities actively traded in over-the-counter markets.
	Level 2 – Valuations of assets and liabilities traded in less active dealer or broker markets. Valuations include quoted prices for similar assets and liabilities traded in the same market; quoted prices for identical or similar instruments in markets that are not active; and model–derived valuations whose inputs are observable or whose significant value drivers are observable. Valuations may be obtained from, or corroborated by, third-party pricing services. This category generally includes certain U.S. Government, agency and non-agency securities, state and municipal securities, mortgage-backed securities, corporate securities, and residential mortgage loans held for sale.
	Level 3 – Valuation based on unobservable inputs supported by little or no market activity for financial instruments whose value is determined using pricing models, discounted cash flow methodologies, yield curves and similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Level 3 valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets or liabilities, but in all cases are corroborated by external data, which may include third-party pricing services.
	Investment Securities Available-for-Sale
	The Company uses an independent pricing service to assist management in determining fair values of investment securities available-for-sale. This service provides pricing information by utilizing evaluated pricing models supported with market based information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, credit ratings, bids and offers, relative credit information and reference data from market research publications. Investment securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs.
	The pricing service provides quoted market prices when available. Quoted prices are not always available due to bond market inactivity. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows. Discounted cash flows are calculated using spread to swap and LIBOR curves that are updated to incorporate loss severities, volatility, credit spread and optionality. Additionally, the pricing service may obtain a broker quote when sufficient information is not available to produce a valuation. Valuations and broker quotes are non-binding and do not represent quotes on which one may execute the disposition of the assets.
	The Company generally obtains one value from its primary external third-party pricing service. The Company’s third-party pricing service has established processes for us to submit inquiries regarding quoted prices. The Company’s third-party pricing service will review the inputs to the evaluation in light of any new market data presented by us. The Company’s third-party pricing service may then affirm the original quoted price or may update the evaluation on a going forward basis.
	On a quarterly basis, management reviews the pricing information received from the third party-pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analyses of the prices against statistics and trends and maintenance of an investment watch list. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or through performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to ensure prices represent a reasonable estimate of fair value. Although the Company does identify differences from time to time as a result of these validation procedures, the Company did not make any significant adjustments as of September 30, 2014 or December 31, 2013.
	The following table presents the balances of assets measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013.
	(Dollars in Thousands)	Fair Value Measurements
		At September 30, 2014
				Quoted Prices in Active					Significant
		Fair Value		Markets for Identical			Other Observable Inputs		Unobservable Inputs
	Description	9/30/14		Assets (Level 1)			(Level 2)		(Level 3)
	Available-for-sale securities:
	Collateralized mortgage obligations: agency issued	$	40,039	$	-		$	40,039	$	-
	Collateralized mortgage obligations: non agency		579		-			579		-
	Mortgage-backed securities: agency issued		12,499		-			12,499		-
	U.S. Government agency securities		8,655		-			8,655		-
	State and municipal securities		27,556		-			26,198		1,358
	Total assets measured at fair value	$	89,328	$			$	87,970	$	1,358
		Fair Value Measurements
		At December 31, 2013
				Quoted Prices in Active					Significant
		Fair Value		Markets for Identical			Other Observable Inputs		Unobservable Inputs
	Description	12/31/13		Assets (Level 1)			(Level 2)		(Level 3)
	Available-for-sale securities:
	Collateralized mortgage obligations: agency issued	$	38,791	$	-		$	38,791	$	-
	Collateralized mortgage obligations: non agency		2,011		-			2,011		-
	Mortgage-backed securities: agency issued		13,389		-			13,389		-
	U.S. Government agency securities		8,811		-			8,811		-
	State and municipal securities		32,160		-			30,741		1,419
	Corporate bonds		982		-			982		-
	Total assets measured at fair value	$	96,144	$			$	94,725	$	1,419
	As of September 30, 2014 and December 31, 2013, the Company had three investments classified as Level 3 investments which consist of local non-rated municipal bonds for which the Company is the sole owner of the entire bond issue. The valuation of these securities is supported by analysis prepared by an independent third party. Their approach to determining fair value involves using recently executed transactions and market quotations for similar securities. As these securities are not rated by the rating agencies and there is no trading volume, management determined that these securities should be classified as Level 3 within the fair value hierarchy. Additionally, these securities are considered sensitive to changes in credit given the unobserved assumed credit ratings.
	The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the three and nine months ended September 30, 2014 and 2013, respectively. There were no transfers of assets into or out of Level 1, 2 or 3 for the three and nine months ended September 30, 2014.
	(Dollars in Thousands)	Three months ended September 30,					Nine months ended September 30,
		2014		2013			2014		2013
	Balance beginning of period	$	1,394	$	1,491			1,419	$	1,614
	Principal paydowns		-61		-61			-92		-90
	Change in FV (included in other comprehensive income)		25		-3			31		-97
	Balance end of period	$	1,358	$	1,427			1,358	$	1,427
	Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis
	Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans measured for impairment and other real estate owned (“OREO”). The following methods were used to estimate the fair value of each such class of financial instrument:
	Impaired loans – A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. Impaired loans are classified as Level 3 in the fair value hierarchy and are measured based on the present value of expected future cash flows or by the net realizable value of the collateral if the loan is collateral dependent. In determining the net realizable value of the underlying collateral, we consider third party appraisals by qualified licensed appraisers, less estimated costs to sell. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.
	Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. The income approach commonly utilizes a discount or cap rate to determine the present value of expected future cash flows. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management’s historical knowledge, changes in business factors and changes in market conditions. Such discounts are typically significant, and may range from 10% to 30%.
	Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, we consider the fair value of impaired loans to be highly sensitive to changes in market conditions.
	Other real estate owned – OREO is initially recorded at the fair value of the property less estimated costs to sell. This amount becomes the property’s new basis. Management considers third party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.
	Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company based on management’s historical knowledge, changes in business factors and changes in market conditions. Such adjustments are typically downward, and may range from 10% to 25%.
	Any write-downs based on the property fair value less estimated costs to sell at the date of acquisition are charged to the allowance for credit losses. Management periodically reviews OREO to ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on re-evaluation of the property fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of OREO and because of the relationship between fair value and general economic conditions, we consider the fair value of OREO to be highly sensitive to changes in market conditions.
	The following table presents the Company’s assets that were held at the end of each period that were measured at fair value on a nonrecurring basis during the nine months ended September 30, 2014 and year ended December 31, 2013:
	(Dollars in Thousands)	Fair Value Measurements
		As of September 30, 2014
				Quoted Prices in
				Active Markets					Significant
		Fair Value		for Identical			Other Observable		Unobservable
	Description	9/30/14		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)
	Other real estate owned and foreclosed assets	$	291	$			$		$	291
	Loans measured for impairment, net of specific reserves		441							441
	Total impaired assets measured at fair value	$	732	$			$		$	732
	Fair Value Measurements
	As of December 31, 2013
			Quoted Prices in
			Active Markets					Significant
	Fair Value		for Identical			Other Observable		Unobservable
Description	12/31/13		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)
Other real estate owned and foreclosed assets	$	1,960	$			$		$	1,960
Loans measured for impairment, net of specific reserves		162							162
Total impaired assets measured at fair value	$	2,122	$			$		$	2,122
Other real estate owned with a pre-foreclosure loan balance of $652,000 was acquired during the nine months ended September 30, 2014. Upon foreclosure, write downs totaling $127,000 were applied to the allowance for credit losses during the period related to these assets.
The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at September 30, 2014:
(Dollars in Thousands)
					Significant		Range
	Fair Value		Valuation		Unobservable		(Weighted)
Description	9/30/14		Technique		Inputs		Average)
Other real estate owned and foreclosed assets	$	291	Appraised value		Adjustment for		0-10% (1.6%)
					market conditions
Loans measured for impairment, net of specific reserves	$	441	Appraised value		Adjustment for  market conditions		0-20% (2.8%)
Fair Value of Financial Instruments
The following methods and assumptions were used by the Company in estimating the fair values of financial instruments disclosed in these consolidated financial statements:
Cash and due from banks, interest bearing deposits in banks, and certificates held for investment
The carrying amounts of cash, interest bearing deposits at other financial institutions approximate their fair value.
Investment securities available-for-sale and held-to-maturity
The fair value of all investment securities are based upon the assumptions market participants would use in pricing the security. Such assumptions include observable and unobservable inputs such as quoted market prices, dealer quotes and analysis of discounted cash flows.
Federal Home Loan Bank Stock
FHLB stock is carried at cost which approximates fair value and equals its par value because the shares can only be redeemed with the FHLB at par.
Pacific Coast Bankers’ Bancshares Stock
PCBB stock is carried at cost which approximates fair value and equals its par value based on the price per share paid at the capital offering concluded during the current quarter.
Loans, net and loans held for sale
The fair value of loans is estimated based on comparable market statistics for loans with similar credit ratings. An additional liquidity discount is also incorporated to more closely align the fair value with observed market prices. Fair values of loans held for sale are based on a discounted cash flow calculation using interest rates currently available on similar loans. The fair value was based on an aggregate loan basis.
Deposits
The fair value of deposits with no stated maturity date is included at the amount payable on demand. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flow calculation based on interest rates currently offered on similar certificates.
Borrowings
The fair values of the Company’s long-term borrowings is estimated using discounted cash flow analysis based on the Company’s incremental borrowing rates for similar types of borrowing arrangements.
Junior subordinated debentures
The fair value of the junior subordinated debentures and trust preferred securities is estimated using discounted cash flow analysis based on interest rates currently available for junior subordinated debentures.
Off-Balance-Sheet Instruments
The fair value of commitments to extend credit and standby letters of credit was estimated using the rates currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the customers. Since the majority of the Company’s off-balance-sheet instruments consist of non-fee producing, variable-rate commitments, the Company has determined they do not have a material fair value.
The estimated fair value of the Company’s financial instruments at September 30, 2014 and December 31, 2013 is as follows:
(Dollars in Thousands)
	As of September 30, 2014
			Quoted Prices in
			Active Markets			Other		Significant
			for Identical			Observable		Unobservable		Total Fair
	Carrying Value		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)		Value
Financial assets:
Cash and cash equivalents	$	40,781	$	40,781		$	-	$	-	$	40,781
Interest-bearing certificates of deposit (original maturities greater than 90 days)		2,727		2,727			-		-		2,727
Investment securities available-for-sale		89,328		-			87,970		1,358		89,328
Investment securities held-to-maturity		1,857		-			1,874		-		1,874
Federal Home Loan Bank stock		2,926		-			2,926		-		2,926
Loans held-for-sale		8,161		-			8,161		-		8,161
Loans		543,885		-			-		517,498		517,498
Financial liabilities:
Deposits	$	644,004	$			$	644,518	$	-	$	644,518
Short-term borrowings		-		-			-		-		-
Long-term borrowings		11,491		-			10,145		-		10,145
Junior subordinated debentures		13,403		-			-		7,541		7,541
	As of December 31, 2013
			Quoted Prices in
			Active Markets			Other		Significant
			for Identical			Observable		Unobservable		Total Fair
	Carrying Value		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)		Value
Financial assets:
Cash and cash equivalents	$	35,948	$	35,948		$	-	$	-	$	35,948
Interest-bearing certificates of deposit (original maturities greater than 90 days)		2,727		2,727			-		-		2,727
Investment securities available-for-sale		96,144		-			94,725		1,419		96,144
Investment securities held-to-maturity		2,132		-			2,158		-		2,158
Federal Home Loan Bank stock		3,013		-			3,013		-		3,013
Loans held-for-sale		7,765		-			7,765		-		7,765
Loans		496,307		-			-		473,224		473,224
Financial liabilities:
Deposits	$	607,347	$			$	606,654	$	-	$	606,654
Short-term borrowings		-		-			-		-		-
Long-term borrowings		10,000		-			10,195		-		10,195
Junior subordinated debentures		13,403		-			-		7,646		7,646

JUNIOR_SUBORDINATED_DEBENTURES

JUNIOR SUBORDINATED DEBENTURES	9 Months Ended
	Sep. 30, 2014
Junior Subordinated Debentures [Abstract]	'
Junior Subordinated Debentures Disclosure [Text Block]	'
	NOTE 9 – JUNIOR SUBORDINATED DEBENTURES
	At September 30, 2014, two wholly-owned subsidiary grantor trusts established by the Company had outstanding $13.0 million of Trust Preferred Securities (“trust preferred securities”). Trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in the indentures. The trusts used the net proceeds from the offering of trust preferred securities to purchase a like amount of Junior Subordinated Debentures (the “Debentures”) of the Company. The Debentures are the sole assets of the trusts. The Company’s obligations under the Debentures and the related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon the maturity of the Debentures, or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part, at a redemption price specified in the indentures plus any accrued but unpaid interest to the redemption date.
	The Debentures issued by the Company to the grantor trusts totaling $13.0 million are reflected in the consolidated balance sheet in the liabilities section under the caption “junior subordinated debentures.” The Company records interest expense on the corresponding junior subordinated debentures in the consolidated statements of income. The Company recorded $403,000 in the consolidated balance sheet at September 30, 2014 for the common capital securities issued by the issuer trusts.
	As of September 30, 2014, regular accrued interest on junior subordinated debentures totaled $40,000 and is included in accrued interest payable on the balance sheet. Following are the terms of the junior subordinated debentures as of September 30, 2014.
	(Dollars in Thousands)
			Issued			Maturity
	Trust Name	Issue Date	Amount		Rate	Date
	Pacific Financial Corporation	December				March
	Statutory Trust I	2005	$	5,000	LIBOR + 1.45% (1)	2036
	Pacific Financial Corporation	June				July
	Statutory Trust II	2006		8,000	LIBOR + 1.60% (2)	2036
			$	13,000
	(1)     Pacific Financial Corporation Statutory Trust I securities incurred interest at the fixed rate of 6.39% until mid March 2011, at which the rate changed to a variable rate of 3-month LIBOR (0.234% at September 11, 2014) plus 1.45% or 1.68%, adjusted quarterly, through the final maturity date in March 2036.
	(2)     Pacific Financial Corporation Statutory Trust II securities incur interest at a variable rate of 3-month LIBOR (0.234% at July 11, 2014) plus 1.60% or 1.83%, adjusted quarterly, through the final maturity date in July 2036.

RECENTLY_ISSUED_ACCOUNTING_STA

RECENTLY ISSUED ACCOUNTING STANDARDS	9 Months Ended
	Sep. 30, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	NOTE 10 – RECENTLY ISSUED ACCOUNTING STANDARDS
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. ASU 2014-11 changes the accounting for repurchase-to-maturity transactions and repurchase financing arrangements. It also requires additional disclosures about repurchase agreements and other similar transactions. The new guidance aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The ASU also requires new and expanded disclosures. This ASU is effective for the first interim or annual period beginning after December 15, 2014. The adoption of ASU No. 2014-11 is not expected to have a material impact on the Company's consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-12, Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. A reporting entity should apply existing guidance in Topic 718, Compensation - Stock Compensation, as it relates to awards with performance conditions that affect vesting to account for such awards. The performance target should not be reflected in estimating the grant-date fair value of the award. Compensation cost should be recognized in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the period(s) for which the requisite service has already been rendered. The amendments in this ASU can be applied prospectively or retrospectively and are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company is currently reviewing the requirements of ASU No. 2014-12, but does not expect the ASU to have a material impact on the Company's consolidated financial statements.
	In May 2014, the FASB issued Accounting Standards Update No. 2014-09, Revenue from Contracts with Customers (ASU 2014-09), which supersedes nearly all existing revenue recognition guidance under U.S. GAAP. The core principle of ASU 2014-09 is to recognize revenues when promised goods or services are transferred to customers in an amount that reflects the consideration to which an entity expects to be entitled for those goods or services. ASU 2014-09 defines a five step process to achieve this core principle and, in doing so, more judgment and estimates may be required within the revenue recognition process than are required under existing U.S. GAAP. The standard is effective for annual periods beginning after December 15, 2016, and interim periods therein, using either of the following transition methods: (i) a full retrospective approach reflecting the application of the standard in each prior reporting period with the option to elect certain practical expedients, or (ii) a retrospective approach with the cumulative effect of initially adopting ASU 2014-09 recognized at the date of adoption (which includes additional footnote disclosures). We are currently evaluating the impact of our pending adoption of ASU 2014-09 on our consolidated financial statements and have not yet determined the method by which we will adopt the standard in 2017.
	In July 2013, FASB issued ASU No. 2013-11, "Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists." The provisions of ASU No. 2013-11 require an entity to present an unrecognized tax benefit, or portion thereof, in the statement of financial position as a reduction to a deferred tax asset for a net operating loss carryforward or a tax credit carryforward, with certain exceptions related to availability. ASU No. 2013-11 is effective for interim and annual reporting periods beginning after December 15, 2013. The adoption of ASU No. 2013-11 has not had a material impact on the Company's Consolidated Financial Statements.

BUSINESS_COMBINATION

BUSINESS COMBINATION	9 Months Ended
	Sep. 30, 2014
Business Combinations [Abstract]	'
Business Combination Disclosure [Text Block]	'
	NOTE 11 – BUSINESS COMBINATION
	On January 28, 2013, the Bank and Sterling Savings Bank, a Washington state-chartered bank (“Sterling”), entered into a Purchase and Assumption Agreement (the “Agreement”) pursuant to which the Bank agreed to purchase from Sterling three branches located in Aberdeen, Washington; Astoria, Oregon; and Seaside, Oregon; including certain deposit liabilities, loans and other assets and liabilities associated with such branch locations.  The actual amount of loans and deposits, the value of other assets and liabilities transferred to the Bank and the actual price paid were determined at the time of the closing of the transaction on September 1, 2013, in accordance with the terms of the Agreement.  The purchase price was $976,000 and exceeded the estimated fair value of tangible net assets acquired by approximately $1.1 million, which was recorded as goodwill and intangible assets.
	Cash flow information relative to the agreement is as follows (in thousands):
	Fair value of tangible net assets acquired	$	37,533
	Cash paid for deposit premium		-976
	Liabilities assumed		-37,684
	Goodwill and intangible assets recorded	$	1,127
	The primary purposes of the acquisition are to expand the Company’s market share in the northern Oregon coast, to provide existing customers with added convenience and service, and to provide our new customers with the opportunity to enjoy the outstanding personalized service and commitment of our community-based bank.
	Fair value adjustments and related goodwill were recorded in the statement of financial condition of the Company.   The following is a condensed balance sheet disclosing the estimated fair value amounts of the acquired branches of Sterling assigned to the major consolidated asset and liability captions at the acquisition date (in thousands):
	Cash and cash equivalents	$	31,941
	Loans receivable		3,989
	Premises and equipment		604
	Goodwill and intangible assets		1,127
	Other assets		23
	Total assets	$	37,684
	Deposits and accrued interest payable	$	37,636
	Deferred tax liability		47
	Other liabilities		1
	Total liabilities and shareholders’ equity	$	37,684
	The core deposit intangible asset that was recognized as part of the business combination was $242,000 and will be amortized over its estimated useful life of approximately ten years utilizing an accelerated method. The goodwill of $885,000 will not be amortized for financial statement purposes; instead, it will be reviewed annually for impairment.
	The fair value of savings and transaction deposit accounts acquired from Sterling was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand.  Certificates of deposit were valued by comparing the contractual cost of the portfolio to an identical portfolio bearing current market rates.  The projected cash flows from maturing certificates were calculated based on contractual rates.  The fair value of certificates of deposit was calculated by discounting their contractual cash flows at a market rate for a certificate of deposit with a corresponding maturity.
	Direct costs related to the Sterling acquisition were expensed as incurred in the year ended December 31, 2013.  These acquisition and integration expenses included salaries and benefits, technology and communications, occupancy and equipment, professional services and other noninterest expenses.  For the year ended December 31, 2013, the Company incurred $615,000 of expenses related to acquisition costs.

GOODWILL

GOODWILL	9 Months Ended
	Sep. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Goodwill and Intangible Assets Disclosure [Text Block]	'
	NOTE 12 – GOODWILL
	The majority of goodwill and intangibles generally arise from business combinations accounted for under the purchase method.  Goodwill and other intangibles deemed to have indefinite lives generated from purchase business combinations are not subject to amortization and are instead tested for impairment no less than annually.
	During the second quarter of 2014, the Company initiated its annual goodwill impairment test to determine whether an impairment of its goodwill asset exists. The test was completed during the current quarter. The goodwill impairment test involves a two-step process.  The first step is a comparison of the reporting unit’s fair value to its carrying value. If the reporting unit’s fair value is less than its carrying value, the Company is required to progress to the second step. In the second step the Company calculates the implied fair value of its reporting unit and, in accordance with applicable GAAP standards, compares the implied fair value of goodwill to the carrying amount of goodwill on the Company’s balance sheet.  If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess.  The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination.  The estimated fair value of the Company is allocated to all of the Company’s individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining whether a goodwill impairment exists and the amount of any such impairment. No assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process.
	The Company estimates fair value using the best information available, including market information and a discounted cash flow analysis, which is also referred to as the income approach. The income approach uses a reporting unit’s projection of estimated operating results and cash flows that is discounted using a rate that reflects current market conditions. The projection uses management’s best estimates of economic and market conditions over the projected period including growth rates in loans and deposits, estimates of future expected changes in net interest margins and cash expenditures. The market approach estimates fair value by applying cash flow multiples to the reporting unit’s operating performance. The multiples are derived from comparable publicly traded companies with similar operating and investment characteristics of the reporting unit. We validate our estimated fair value by comparing the fair value estimates using the income approach to the fair value estimates using the market approach.
	As part of our process for performing the step one impairment test of goodwill, the Company estimated the fair value of the reporting unit utilizing the income approach and the market approach in order to derive an enterprise value of the Company. In determining the discount rate for the discounted cash flow model, the Company used a modified capital asset pricing model that develops a rate of return utilizing a risk-free rate and equity risk premium resulting in a discount rate of 12.0%. This approach also includes adjustments for the industry the Company operates in and size of the Company. In addition, assumptions used by the Company in its discounted cash flow model (income approach) included an average annual revenue growth rate that approximated 23%; an asset growth of 4.4% in years one through five; net interest margin ranging from 4.02% in the base year to 4.24% in year five; and a return on assets that ranged from 0.62% to 1.24%.
	In applying the market approach method, the Company considered all banks that announced a sale between January 1, 2013 and September 30, 2014, with total assets under $5 billion and a return on assets greater than zero. This resulted in selecting 24 institutions which fit these criteria.  After selecting these institutions, the Company derived the fair value of the reporting unit by completing a comparative analysis of the relationship between their financial metrics listed above and their market values utilizing various market multiples.  Focus was placed on the price to tangible book value of equity multiple as this multiple generally reflects returns on the capital employed within the industry and is generally correlated with the profitability of each individual company.
	The Company concluded its reporting unit had a fair value of $8.50 per share, or $86.6 million, after giving similar consideration to the values derived from 1) the market approach of $8.20 per share weighted at 80%, and 2) the income approach of $9.67 per share million weighted at 20%. This estimate compares to a carrying value of its reporting unit of $70.9 million. Accordingly, following step one of the Company’s goodwill impairment test, the Company concluded that its reporting unit’s fair value exceeded its carrying value and no goodwill impairment existed.
	Even though the Company determined that there was no goodwill impairment, a future impairment charge may be necessary if our stock price declines, market values of others in the financial industry decrease, the Bank’s revenue falls, or there are significant adverse changes in the operating environment for the financial industry. It is also possible that changes in circumstances existing now or in the future, or in the numerous estimates, judgments, and assumptions made by management in assessing the fair value of our goodwill, could result in a future goodwill impairment. If the Company records an impairment charge, its financial position and results of operations would be adversely affected; however, such an impairment charge would have no impact on liquidity, day-to-day operations or regulatory capital.

INCOME_TAXES

INCOME TAXES	9 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	NOTE 13 – INCOME TAXES
	The Company recorded an income tax provision for the three months ended September 30, 2014, June 31, 2014 and September 30, 2013. The amount of the provision for each period was commensurate with the estimated tax liability associated with the net income earned during the period. As of September 30, 2014, the Company maintained a deferred tax asset balance of $4.1 million. The Company believes it will be fully utilized in the normal course of business, thus no valuation allowance is maintained against this asset.
	The Company's provision for income taxes includes both federal and state income taxes and reflects the application of federal and state statutory rates to the Company's income before taxes. The principal difference between statutory tax rates and the Company's effective tax rate is the benefit derived from investing in tax-exempt securities and bank owned life insurance.
	Income taxes are accounted for using the asset and liability method. Under this method a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized.
	The Company applies the provisions of FASB ASC 740, Income Taxes, relating to the accounting for uncertainty in income taxes. The Company periodically reviews its income tax positions based on tax laws and regulations, and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions, if any, and the overall tax environment. The Company’s uncertain tax positions were nominal in amount as of September 30, 2014.

ORGANIZATION_AND_SUMMARY_OF_SI1

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	Basis of presentation – The consolidated financial statements include the accounts of Pacific Financial Corporation and its wholly-owned subsidiary. All intercompany accounts and transactions have been eliminated in consolidation.
	The interim consolidated financial statements are not audited, but include all adjustments that Management considers necessary for a fair presentation of consolidated financial condition and results of operations for the interim periods presented.
Use of Estimates, Policy [Policy Text Block]	'
	Method of accounting and use of estimates – The Company prepares its consolidated financial statements in conformity with accounting principles generally accepted in the United States of America and prevailing practices within the banking industry. This requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting periods. Actual results could differ from those estimates. Significant estimates made by Management involve the calculation of the allowance for loan losses, impaired loans, the fair value of available-for-sale investment securities, deferred tax assets, and the value of other real estate owned and foreclosed assets.
	The Company utilizes the accrual method of accounting, which recognizes income when earned and expenses when incurred.
	In preparing these financial statements, the Company has evaluated events and transactions subsequent to September 30, 2014, for potential recognition or disclosure in the financial statements. In Management’s opinion, all accounting adjustments necessary to accurately reflect the financial position and results of operations on the accompanying financial statements have been made. These adjustments include normal and recurring accruals considered necessary for a fair and accurate presentation.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The following table illustrates the computation of basic and diluted earnings per share.
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2014		2013		2014		2013
	Basic:
	Net income	$	1,374	$	909	$	3,805	$	2,942
	Weighted average shares outstanding		10,281,745		10,121,853		10,218,103		10,121,853
	Basic earnings per share	$	0.13	$	0.09	$	0.37	$	0.29
	Diluted:
	Net income	$	1,374	$	909	$	3,805	$	2,942
	Weighted average shares outstanding		10,281,745		10,121,853		10,218,103		10,121,853
	Effect of dilutive stock options		97,421		72,973		91,333		58,075
	Weighted average shares outstanding assuming dilution		10,379,166		10,194,826		10,309,436		10,179,928
	Diluted earnings per share	$	0.13	$	0.09	$	0.37	$	0.29
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	'
			September 30,	September 30,
			2014	2013
	Shares subject to outstanding options		367,595	433,995
	Shares subject to outstanding warrants		-	699,642

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
	Investment securities consist principally of short and intermediate term debt instruments issued by the U.S. Treasury, other U.S. government agencies, state and local government units, other corporations, and mortgage backed securities (MBS).
		September 30, 2014
	At September 30, 2014	Amortized Cost		Gross unrealized gains		Gross unrealized losses		Fair value
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	40,562	$	209	$	732	$	40,039
	Collateralized mortgage obligations: non agency		592		-		13		579
	Mortgage-backed securities: agency issued		12,710		24		235		12,499
	U.S. Government agency securities		8,637		64		46		8,655
	State and municipal securities		26,825		834		103		27,556
	Total available-for-sale	$	89,326	$	1,131	$	1,129	$	89,328
	Held-to-maturity:
	Mortgage-backed securities: agency issued	$	131	$	13	$	-	$	144
	State and municipal securities		1,726		4		-		1,730
	Total held-to-maturity	$	1,857	$	17	$	-	$	1,874
		December 31, 2013
	At September 30, 2014	Amortized Cost		Gross unrealized gains		Gross unrealized losses		Fair value
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	39,791	$	246	$	1,246	$	38,791
	Collateralized mortgage obligations: non agency		2,251		3		243		2,011
	Mortgage-backed securities: agency issued		13,671		21		303		13,389
	U.S. Government agency securities		8,859		34		82		8,811
	State and municipal securities		31,973		774		587		32,160
	Corporate bonds		991		-		9		982
	Total available-for-sale	$	97,536	$	1,078	$	2,470	$	96,144
	Held-to-maturity:
	Mortgage-backed securities: agency issued	$	159	$	13	$	-	$	172
	State and municipal securities		1,973		13		-		1,986
	Total held-to-maturity	$	2,132	$	26	$	-	$	2,158
Held-to-maturity Securities [Table Text Block]	'
	Unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, as of September 30, 2014, and December 31, 2013, are summarized as follows:
	(Dollars in  Thousands)
		Less than 12 months				12 months or more				Total
				Unrealized				Unrealized				Unrealized
	At September 30, 2014	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	10,548	$	75	$	18,934	$	657	$	29,482	$	732
	Collateralized mortgage obligations: non agency		361		2		217		11		578		13
	Mortgage-backed securities: agency issued		3,442		103		7,576		132		11,018		235
	U.S. Government agency securities		-		-		3,607		46		3,607		46
	State and municipal securities		1,752		16		6,795		87		8,547		103
	Corporate bonds		-		-		-		-		-		-
	Total	$	16,103	$	196	$	37,129	$	933	$	53,232	$	1,129
		Less than 12 months				12 months or more				Total
				Unrealized				Unrealized				Unrealized
	At December 31, 2013	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Available-for-sale:
	Collateralized mortgage obligations: agency issued	$	21,043	$	778	$	6,265	$	468	$	27,308	$	1,246
	Collateralized mortgage obligations: non agency		389		27		1,619		216		2,008		243
	Mortgage-backed securities: agency issued		7,752		218		2,643		85		10,395		303
	U.S. Government agency securities		5,550		82		-		-		5,550		82
	State and municipal securities		11,551		485		1,821		102		13,372		587
	Corporate bonds		982		9		-		-		982		9
	Total	$	47,267	$	1,599	$	12,348	$	871	$	59,615	$	2,470
Schedule of Realized Gain (Loss) [Table Text Block]	'
	Investment securities gross gains and losses
	(Dollars in Thousands)
		For the Three Months Ended				For the Nine Months Ended
		September 30,		September 30,		September 30,		September 30,
		2014		2013		2014		2013
	Gross realized gain on sale of securities	$	94	$	57	$	315	$	444
	Gross realized loss on sale of securities		-56		-43		-227		-43
	Net realized gain on sale of securities	$	38	$	14	$	88	$	401
	Proceeds from sale of securities	$	3,928	$	308	$	17,755	$	7,237
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	(Dollars in Thousands)
		Held-to-maturity				Available-for-sale
		Amortized				Amortized
		Cost		Fair Value		Cost		Fair Value
	Due in one year or less	$	-	$	-	$	1,079	$	1,080
	Due after one year through five years		-		-		7,120		7,108
	Due after five years through ten years		1,124		1,127		14,334		14,594
	Due after ten years		602		603		12,928		13,429
	Mortgage-backed securities		131		144		53,865		53,117
	Total investment securities	$	1,857	$	1,874	$	89,326	$	89,328

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Schedule Of Classification Of Loans Receivable [Table Text Block]	'
	Loans held in the portfolio at September 30, 2014 and December 31, 2013, are as follows:
	(Dollars in Thousands)	September 30,		December 31,
		2014		2013
	Commercial and agricultural	$	112,873	$	104,111
	Real estate:
	Construction and development		25,419		29,096
	Residential 1-4 family		94,101		87,762
	Multi-family		20,554		17,520
	Commercial real estate — owner occupied		122,090		105,594
	Commercial real estate — non owner occupied		120,569		117,294
	Farmland		22,926		23,698
	Consumer/Finance		34,787		20,728
	Gross loans		553,319		505,803
	Less: deferred fees		-1,179		-1,137
	Portfolio Loans	$	552,140	$	504,666
Allowance For Credit Losses On Financing Receivables [Table Text Block]	'
	Changes in the allowance for credit losses for the three and nine months ended September 30, 2014 and 2013 were as follows:
	Allowance for Credit Losses
	Dollars in Thousands			Commercial Real		Residential
		Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	For the three months ended September 30, 2014
	Beginning balance	$	904	$	3,807	$	702	$	882	$	2,020	$	8,315
	Charge-offs and concessions		-		-127		-61		-12		-		-200
	Recoveries		7		29		4		-		-		40
	Provision / (recapture)		78		-96		102		41		-25		100
	Ending balance	$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	For the nine months ended September 30, 2014
	Beginning balance	$	775	$	3,506	$	675	$	744	$	2,659	$	8,359
	Charge-offs and concessions		-26		-523		-105		-59		-		-713
	Recoveries		9		381		17		2		-		409
	Provision / (recapture)		231		249		160		224		-664		200
	Ending balance	$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	Allowance for Credit Losses
	Dollars in Thousands			Commercial Real		Residential
		Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	For the three months ended September 30, 2013
	Beginning balance	$	809	$	3,414	$	813	$	638	$	3,288	$	8,962
	Charge-offs and concessions		-40		-37		-29		-79		-		-185
	Recoveries		20		5		3		1		-		29
	Provision / (recapture)		45		164		-16		149		-342		-
	Ending balance	$	834	$	3,546	$	771	$	709	$	2,946	$	8,806
	For the nine months ended September 30, 2013
	Beginning balance	$	923	$	4,098	$	829	$	531	$	2,977	$	9,358
	Charge-offs and concessions		-40		-83		-95		-145		-		-363
	Recoveries		35		220		4		2		-		261
	Provision / (recapture)		-84		-689		33		321		-31		-450
	Ending balance	$	834	$	3,546	$	771	$	709	$	2,946	$	8,806
Recorded Investment In Financing Receivables [Table Text Block]	'
	Recorded investment in loans as of September 30, 2014 and 2013 are as follows:
	Recorded Investment in Financing Receivables
	Dollars in Thousands			Commercial Real		Residential
		Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	As of September 30, 2014
	Allowance for Credit Losses:
	Ending balance: individually evaluated for impairment	$	-	$	-	$	-	$	-	$	-	$	-
	Ending balance: collectively evaluated for impairment	$	989	$	3,613	$	747	$	911	$	1,995	$	8,255
	Loans:
	Ending balance	$	112,873	$	291,004	$	114,655	$	34,787	$	-	$	553,319
	Ending balance: individually evaluated for impairment	$	402	$	5,938	$	1,089	$	-	$	-	$	7,429
	Ending balance: collectively evaluated for impairment	$	112,471	$	285,066	$	113,566	$	34,787	$	-	$	545,890
	Less deferred fees											$	-1,179
	Ending balance total loans											$	552,140
	Recorded Investment in Financing Receivables
	Dollars in Thousands			Commercial Real		Residential
		Commercial		Estate ("CRE")		Real Estate		Consumer		Unallocated		Total
	As of December 31, 2013
	Allowance for Credit Losses:
	Ending balance: individually evaluated for impairment	$	-	$	-	$	-	$	-	$	-	$	-
	Ending balance: collectively evaluated for impairment	$	775	$	3,506	$	675	$	744	$	2,659	$	8,359
	Loans:
	Ending balance	$	104,111	$	275,682	$	105,282	$	20,728	$	-	$	505,803
	Ending balance: individually evaluated for impairment	$	587	$	8,656	$	626	$	53	$	-	$	9,922
	Ending balance: collectively evaluated for impairment	$	103,524	$	267,026	$	104,656	$	20,675	$	-	$	495,881
	Less deferred fees											$	-1,137
	Ending balance total loans											$	504,666
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	Credit quality indicators as of September 30, 2014 and December 31, 2013 were as follows:
	(Dollars in Thousands)
	September 30, 2014			Other Loans
				Especially
		Pass		Mentioned		Substandard		Doubtful		Total
	Commercial and agricultural	$	104,073	$	6,648	$	2,152	$	-	$	112,873
	Real estate:
	Construction and development		24,288		50		1,081		-		25,419
	Residential 1-4 family		90,387		448		3,266		-		94,101
	Multi-family		20,285		269		-		-		20,554
	Commercial real estate — owner occupied		114,120		1,675		6,295		-		122,090
	Commercial real estate — non owner occupied		97,102		17,880		5,587		-		120,569
	Farmland		21,001		1,878		47		-		22,926
	Total real estate		367,183		22,200		16,276		-		405,659
	Consumer/Finance		34,692		74		21		-		34,787
	Less deferred fees		-		-		-		-		-1,179
	Total loans	$	505,948	$	28,922	$	18,449	$	-	$	552,140
	December 31, 2013			Other Loans
				Especially
		Pass		Mentioned		Substandard		Doubtful		Total
	Commercial and agricultural	$	100,262	$	2,858	$	991	$	-	$	104,111
	Real estate:
	Construction and development		26,587		1,101		1,408		-		29,096
	Residential 1-4 family		84,407		554		2,801		-		87,762
	Multi-family		17,520		0		0		-		17,520
	Commercial real estate — owner occupied		100,612		1,019		3,963		-		105,594
	Commercial real estate — non owner occupied		98,044		16,752		2,498		-		117,294
	Farmland		20,228		2,464		1,006		-		23,698
	Total real estate		347,398		21,890		11,676		-		380,964
	Consumer/Finance		20,570		62		96		-		20,728
	Less deferred fees		-		-		-		-		-1,137
	Total loans	$	468,230	$	24,810	$	12,763	$	-	$	504,666
Impaired Financing Receivables [Table Text Block]	'
	Impaired loans by type as of September 30, 2014, and interest income recognized for the three and nine months ended September 30, 2014, were as follows:
	(Dollars in Thousands)							3 Month		9 Month		3 Month		9 Month
		Unpaid						Average		Average		Interest		Interest
		Principal		Recorded		Related		Recorded		Recorded		Income		Income
		Balance		Investment		Allowance		Investment		Investment		Recognized		Recognized
	30-Sep-14
	With no Related Allowance:
	Commercial	$	440	$	402	$	-	$	407	$	455	$	4	$	15
	Consumer						-		26		53		-		-
	Residential real estate		1,425		1,089		-		932		815		18		43
	Commercial real estate:
	CRE — owner occupied		1,640		1,640		-		1,650		1,732		-		-
	CRE — non owner occupied		3,589		3,217		-		3,557		4,064		17		28
	Farmland						-		478		716		-		225
	Construction and development		3,139		1,081		-		1,177		1,260		15		48
	Total	$	10,233	$	7,429	$	-	$	8,227	$	9,095	$	54	$	359
	With a Related Allowance:
	Consumer/Finance	$	-	$	-	$	-	$	-	$	-	$	-	$	-
	Residential real estate		-		-		-		-		-		-		-
	Total	$	-	$	-	$	-	$	-	$	-	$	-	$	-
	Total Impaired Loans:
	Commercial	$	440	$	402	$	-	$	407	$	455	$	4	$	15
	Consumer						-		26		53		-		-
	Residential real estate		1,425		1,089		-		932		815		18		43
	Commercial real estate:
	CRE — owner occupied		1,640		1,640		-		1,650		1,732		-		-
	CRE — non owner occupied		3,589		3,217		-		3,557		4,064		17		28
	Farmland						-		478		716		-		225
	Construction and development		3,139		1,081		-		1,177		1,260		15		48
	Total Impaired Loans	$	10,233	$	7,429	$	-	$	8,227	$	9,095	$	54	$	359
	Impaired loans by type as of September 30, 2013, and interest income recognized for the three and nine months ended September 30, 2013, were as follows:
	(Dollars in Thousands)							3 Month		9 Month		3 Month		9 Month
		Unpaid						Average		Average		Interest		Interest
		Principal		Recorded		Related		Recorded		Recorded		Income		Income
		Balance		Investment		Allowance		Investment		Investment		Recognized		Recognized
	30-Sep-13
	With no Related Allowance:
	Commercial	$	766	$	766	$	-	$	984	$	1,440	$	1	$	6
	Consumer		-		-		-		-		-		-		-
	Residential real estate		1,102		871		-		1,233		1,150		9		19
	Commercial real estate:
	CRE — owner occupied		1,787		1,787		-		2,327		2,674		-		24
	CRE — non owner occupied		6,791		4,591		-		4,584		5,349		9		32
	Farmland		955		955		-		955		960		20		60
	Construction and development		3,685		1,413		-		1,435		1,626		-		-
	Total	$	15,086	$	10,383	$	-	$	11,518	$	13,199	$	39	$	141
	With a Related Allowance:
	Consumer	$	-	$	-	$	-	$	5	$	2	$	-	$	-
	Residential real estate		-		-		-		100		50		-		1
	Total	$		$		$		$	105	$	52	$		$	1
	Total Impaired Loans:
	Commercial	$	766	$	766	$	-	$	984	$	1,440	$	1	$	6
	Consumer								5		2		-		-
	Residential real estate		1,102		871				1,333		1,200		9		20
	Commercial real estate:
	CRE — owner occupied		1,787		1,787		-		2,327		2,674				24
	CRE — non owner occupied		6,791		4,591		-		4,584		5,349		9		32
	Farmland		955		955		-		955		960		20		60
	Construction and development		3,685		1,413		-		1,435		1,626		-		-
	Total Impaired Loans	$	15,086	$	10,383	$	-	$	11,623	$	13,251	$	39	$	142
Past Due Financing Receivables [Table Text Block]	'
	The following tables summarize the Company’s loans past due, both accruing and nonaccruing, by type as of September 30, 2014 and December 31, 2013:
	(Dollars in Thousands)
						Greater
		30-59 Days		60-89 Days		Than		Total Past		Non-accrual				Total
		Past Due		Past Due		90 Days		Due		Loans		Current		Loans
	September 30, 2014:
	Commercial and agricultural	$	7	$	-	$	-	$	7	$	113	$	112,753	$	112,873
	Real estate:
	Construction and development		-		-		-		-		1,081		24,338		25,419
	Residential 1-4 family		251		-		-		251		714		93,136		94,101
	Multi-family		-		-		-				-		20,554		20,554
	Commercial real estate — owner occupied		-		-		409		409		1,586		120,095		122,090
	Commercial real estate — non owner occupied		2,612		-		-		2,612		1,163		116,794		120,569
	Farmland		-		-		-		-		-		22,926		22,926
	Total real estate		2,863				409		3,272		4,544		397,843		405,659
	Consumer/Finance		2		-		-		2		154		34,631		34,787
	Less deferred fees		-		-		-		-		-		-1,179		-1,179
	Total	$	2,872			$	409	$	3,281	$	4,811	$	544,048	$	552,140
	December 31, 2013:
	Commercial and agricultural	$	14	$	-	$	-	$	14	$	286	$	103,811	$	104,111
	Real estate:
	Construction and development		-		-		-		-		1,408		27,688		29,096
	Residential 1-4 family		333		-		-		333		400		87,029		87,762
	Multi-family		-		-		-		-		-		17,520		17,520
	Commercial real estate — owner occupied		-		-		-		-		1,659		103,935		105,594
	Commercial real estate — non owner occupied		-		-		-		-		2,482		114,812		117,294
	Farmland		875		-		-		875		955		21,868		23,698
	Total real estate		1,208		-		-		1,208		6,904		372,852		380,964
	Consumer/Finance		165		3		-		168		53		20,507		20,728
	Less deferred fees		-		-		-		-		-		-1,137		-1,137
	Total	$	1,387	$	3	$	-	$	1,390	$	7,243	$	496,033	$	504,666
Troubled Debt Restructurings On Financing Receivables [Table Text Block]	'
	The following table presents TDRs for the nine months ended September 30, 2014 and 2013, all of which were modified due to financial stress of the borrower.
	Restructured loans by type current and subsequently defaulted
	(Dollars in Thousands)
		September 30, 2014
		Current Restructured Loans						Subsequently Defaulted Restructured Loans
				Pre-TDR		Post-TDR				Pre-TDR		Post-TDR
				Outstanding		Outstanding				Outstanding		Outstanding
				Recorded		Recorded				Recorded		Recorded
		Number of Loans		Investment		Investment		Number of Loans		Investment		Investment
	Commercial and agriculture		1	$	335	$	288		-	$	-	$	-
	Construction and development		2		2,764		1,081		-		-		-
	Residential real estate		2		272		221		-		-		-
	CRE — owner occupied		1		59		54		-		-		-
	CRE — non owner occupied		1		2,180		2,054		-		-		-
	Total restructured loans (1)		7	$	5,610	$	3,698		-	$	-	$	-
		September 30, 2013
		Current Restructured Loans						Subsequently Defaulted Restructured Loans
				Pre-TDR		Post-TDR				Pre-TDR		Post-TDR
				Outstanding		Outstanding				Outstanding		Outstanding
				Recorded		Recorded				Recorded		Recorded
		Number of Loans		Investment		Investment		Number of Loans		Investment		Investment
	Commercial and agriculture		1	$	335	$	306		-	$	-	$	-
	Construction and development		3		2,972		1,413		-		-		-
	Residential real estate		2		272		227		-		-		-
	CRE — owner occupied		1		59		56		-		-		-
	CRE — non owner occupied		1		2,180		2,110		-		-		-
	Total restructured loans (1)		8	$	5,818	$	4,112		-	$	-	$	-
	(1) The period end balances are inclusive of all partial paydowns and charge-offs since the modification date.
Troubled Debt Restructurings on Financing Receivables by Geographic Region [Table Text Block]	'
	The following table summarizes the Company’s troubled debt restructured loans by type and geographic region as of September 30, 2014:
	Restructured loans by type and geographic region
	(Dollars in Thousands)
		September 30, 2014
		Restructured Loans
		Central Western		Southwestern		Northern						Number of
		Washington		Washington		Washington		Oregon		Totals		Loans
	Commercial and agriculture	$	-	$	-	$	288	$	-	$	288		1
	Construction and development						841		240		1,081		2
	Residential real estate		-		-		-		221		221		2
	CRE — owner occupied		54		-		-		-		54		1
	CRE — non owner occupied		-		-		2,054		-		2,054		1
	Total restructured loans	$	54	$	-	$	3,183	$	461	$	3,698		7
Troubled Debt Restructurings on Financing Receivables by Accrual or Nonaccrual Status [Table Text Block]	'
	The following table presents troubled debt restructurings by accrual or nonaccrual status as of September 30, 2014 and 2013:
	Restructured loans by accrual or nonaccrual status
	(Dollars in Thousands)
		September 30, 2014
		Restructured loans
				Non-accrual		Total
		Accrual Status		Status		Modifications
	Commercial and agriculture	$	288	$	-	$	288
	Construction and development		-		1,081		1,081
	Residential real estate		221		-		221
	CRE — owner occupied		54		-		54
	CRE — non owner occupied		2,054		-		2,054
	Total restructured loans	$	2,617	$	1,081	$	3,698
		September 30, 2013
		Restructured loans
				Non-accrual		Total
		Accrual Status		Status		Modifications
	Commercial and agriculture	$	306	$	-	$	306
	Construction and development		-		1,413		1,413
	Residential real estate		227		-		227
	CRE — owner occupied		56		-		56
	CRE — non owner occupied		2,110		-		2,110
	Total restructured loans	$	2,699	$	1,413	$	4,112

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS) (Tables)	9 Months Ended
	Sep. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	'
	The following table presents the changes in each component of accumulated other comprehensive income/(loss), net of tax, for the nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)	Net Unrealized
		Gains and Losses
		On Investment		Defined Benefit
		Securities		Plans		Total
	Balance, January 1, 2014	$	-919	$	-450	$	-1,369
	Other comprehensive gain before reclassifications		946		87		1,033
	Amounts reclassified from AOCI		-26		-		-26
	Net Current period other comprehensive income (loss)		920		87		1,007
	Balance, September 30, 2014	$	1	$	-363	$	-362
		Net Unrealized
		Gains and Losses
		On Investment		Defined Benefit
		Securities		Plans		Total
	Balance, January 1, 2013	$	956	$	-535	$	421
	Other comprehensive gain before reclassifications		-1,254		84		-1,170
	Amounts reclassified from AOCI		-240		-		-240
	Net Current period other comprehensive income (loss)		-1,494		84		-1,410
	Balance, September 30, 2013	$	-538	$	-451	$	-989
Schedule Of Components In Reclassification Adjustment For Sale Of Securities Included In Net Income [Table Text Block]	'
	The following table presents the amounts reclassified out of each component of accumulated other comprehensive income (“AOCI”) for the three and nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)
	Details about Accumulated Other					Affected Line Item in the Statement Where Net
	Comprehensive Income Components	Amounts Reclassified from AOCI				Income is Presented
		Three Months		Nine Months
		Ended September		Ended September
		30, 2014		30, 2014
	Net Unrealized Gains and Losses	$	-38	$	-88	(Gain)/loss on sales of investments available for sale
	on Investment Securities		-		48	Net OTTI losses
			13		14	Income tax expense
		$	-25	$	-26	Unrealized gain on investment securities net of tax
	(Dollars in Thousands)
	Details about Accumulated Other					Affected Line Item in the Statement Where Net
	Comprehensive Income Components	Amounts Reclassified from AOCI				Income is Presented
		Three Months		Nine Months
		Ended September		Ended September
		30, 2013		30, 2013
	Net Unrealized Gains and Losses	$	-14	$	-401	(Gain) on sales of investments available for sale
	on Investment Securities		4		38	Net OTTI losses
			3		123	Income tax expense
		$	-7	$	-240	Unrealized gain on investment securities net of tax
Comprehensive Income (Loss) [Table Text Block]	'
	The following table presents the components of other comprehensive income (loss) for the three and nine months ended September 30, 2014 and 2013:
	(Dollars in Thousands)
		Before Tax		Tax Effect		Net of Tax
	Three months ended September 30, 2014
	Net unrealized losses on investment securities:
	Net unrealized gains arising during the period	$	-26	$	-9	$	-17
	Less: reclassification adjustments for net gains realized in net income		-38	$	-13		-25
	Net unrealized losses on investment securities	$	-64	$	-22	$	-42
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net  actuarial gains/losses	$	44	$	15	$	29
	Other Comprehensive Income (Loss)	$	-20	$	-7	$	-13
	Nine months ended September 30, 2014
	Net unrealized losses on investment securities:
	Net unrealized gains arising during the period	$	1,433	$	487	$	946
	Less: reclassification adjustments for net gains realized in net income		-40	$	-14		-26
	Net unrealized losses on investment securities	$	1,393	$	473	$	920
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net actuarial gains/losses	$	132	$	45	$	87
	Other Comprehensive Income (Loss)	$	1,525	$	518	$	1,007
	(Dollars in Thousands)
		Before Tax		Tax Effect		Net of Tax
	Three months ended September 30, 2013
	Net unrealized losses on investment securities:
	Net unrealized losses arising during the period	$	781	$	265	$	516
	Less: reclassification adjustments for net gains realized in net income		-10	$	-3		-7
	Net unrealized losses on investment securities	$	771	$	262	$	509
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net  actuarial gains/losses	$	43	$	15	$	28
	Other Comprehensive Income (Loss)	$	814	$	277	$	537
	Nine months ended September 30, 2013
	Net unrealized losses on investment securities:
	Net unrealized losses arising during the period	$	-1,901	$	-647	$	-1,254
	Less: reclassification adjustments for net gains realized in net income		-363		-123		-240
	Net unrealized losses on investment securities	$	-2,264	$	-770	$	-1,494
	Net unrealized losses on investment securities:
	Amortization of unrecognized prior service costs and net actuarial gains/losses	$	128	$	44	$	84
	Other Comprehensive Income (Loss)	$	-2,136	$	-726	$	-1,410

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	'
	The risk-free rate is based on the expected term of stock options and the applicable U.S. Treasury yield in effect at the time of grant.
		Expected		Risk Free			Expected				Dividend			Average
	Grant period ended	Life		Interest Rate			Volatility				Yield			Fair Value
	30-Sep-14	6.5 years			2.11	%		23.24	%			3.27	%	$	1.02
	30-Sep-13	6.5 years			1.35	%		23.04	%			4.14	%	$	0.57
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	'
	A summary of stock option activity as of September 30, 2014 and 2013, and changes during the nine months then ended are presented below:
							Weighted
							Average
					Weighted		Remaining
					Average		Contractual			Aggregate
					Exercise		Term			Intrinsic
		Shares			Price		(Years)			Value
	30-Sep-14
	Outstanding beginning of period		625,495		$	9.53
	Granted		22,500			6.13
	Exercised		-			-
	Forfeited		-			-
	Expired		-70,400			15.17
	Outstanding end of period		577,595		$	8.71		5.2		$	227,900
	Exercisable end of period		295,495		$	11.43		3.3		$	42,875
							Weighted
							Average
					Weighted		Remaining
					Average		Contractual			Aggregate
					Exercise		Term			Intrinsic
		Shares			Price		(Years)			Value
	30-Sep-13
	Outstanding beginning of period		537,107		$	11.28
	Granted		183,500			5.03
	Exercised		-			-
	Forfeited		-33,275			9.25
	Expired		-64,337			11.36
	Outstanding end of period		622,995		$	9.54		5.4		$	114,450
	Exercisable end of period		313,245		$	13.25		2.7		$	4,443
Schedule of Nonvested Share Activity [Table Text Block]	'
	A summary of the status of the Company’s non-vested options as of September 30, 2014 and 2013 and changes during the nine months then ended, are presented below:
		September 30, 2014					September 30, 2013
					Weighted					Weighted
					Average					Average
		Shares			Fair Value		Shares			Fair Value
	Non-vested beginning of period		296,650		$	0.47		147,280		$	0.31
	Granted		22,500			1.02		183,500			0.57
	Vested		-37,050			0.59		-2,275			0.65
	Forfeited		-			-		-18,755			0.4
	Non-vested end of period		282,100		$	0.5		309,750		$	0.45
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	'
	The following table summarizes RSU activity during the nine months ended September 30, 2014 and 2013:
		September 30, 2014
							Weighted
							Average
					Weighted		Remaining
					Average		Contractual
		Shares			Grant Price		terms (in years)
	Outstanding, January 1, 2014		50,024
	Granted		11,673		$	6.45
	Exercised		-476			-
	Forfeited		-944		$	5.27
	Non-vested end of period		60,277					1.7
		September 30, 2013
							Weighted
					Weighted		Average
					Average		Remaining
					Grant		Contractual
		Shares			Price		terms (in years)
	Outstanding, January 1, 2013		16,059
	Granted		35,476		$	4.93
	Exercised		-
	Forfeited		-1,511		$	-
	Non-vested end of period		50,024					2.2
Employee Stock Option [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Table Text Block]	'
	The Company accounts for stock based compensation in accordance with GAAP, which requires measurement of compensation cost for all stock-based awards based on grant date fair value and recognition of compensation cost over the service period of each award.
	Stock-based compensation expense
	(Unaudited)
	(Dollars in Thousands)
	Nine months ended September 30, 2014	Before Tax			Tax Effect		Net of Tax
	Recognized compensation expense	$	32		$	11	$	21
	Nine months ended September 30, 2013	Before Tax			Tax Effect		Net of Tax
	Recognized compensation expense	$	38		$	13	$	25
Schedule of Unrecognized Compensation Cost, Nonvested Awards [Table Text Block]	'
		September			September
		30, 2014			30, 2013
	Future compensation expense  (1)	$	70		$	90
	Weighted Average Remaining Contractual Term (Years)		1.7			1.8
Restricted Stock Units (Rsus) [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Table Text Block]	'
	The following table summarizes RSU compensation expense during the nine months ended September 30, 2014 and 2013:
	RSU compensation expense
	(Unaudited)
	(Dollars in Thousands)
	Nine months ended September 30, 2014	Before Tax			Tax Effect		Net of Tax
	RSU recognized compensation expense	$	74		$	25	$	49
	Nine months ended September 30, 2013	Before Tax			Tax Effect		Net of Tax
	RSU recognized compensation expense	$	46		$	16	$	30
Schedule of Unrecognized Compensation Cost, Nonvested Awards [Table Text Block]	'
		September			September
		30, 2014			30, 2013
	Future compensation expense  (1)	$	174		$	193
	(1) related to non-vested RSU's

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Off-Balance-Sheet Commitment Disclosure [Table Text Block]	'
	A summary of the Bank’s off-balance sheet commitments at September 30, 2014 and December 31, 2013 is as follows:
	(Dollars in Thousands)
		September 30,		December 31,
		2014		2013
	Commitments to extend credit	$	96,817	$	106,017
	Standby letters of credit	$	1,351	$	1,733

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	The following table presents the balances of assets measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013.
	(Dollars in Thousands)	Fair Value Measurements
		At September 30, 2014
				Quoted Prices in Active					Significant
		Fair Value		Markets for Identical			Other Observable Inputs		Unobservable Inputs
	Description	9/30/14		Assets (Level 1)			(Level 2)		(Level 3)
	Available-for-sale securities:
	Collateralized mortgage obligations: agency issued	$	40,039	$	-		$	40,039	$	-
	Collateralized mortgage obligations: non agency		579		-			579		-
	Mortgage-backed securities: agency issued		12,499		-			12,499		-
	U.S. Government agency securities		8,655		-			8,655		-
	State and municipal securities		27,556		-			26,198		1,358
	Total assets measured at fair value	$	89,328	$			$	87,970	$	1,358
		Fair Value Measurements
		At December 31, 2013
				Quoted Prices in Active					Significant
		Fair Value		Markets for Identical			Other Observable Inputs		Unobservable Inputs
	Description	12/31/13		Assets (Level 1)			(Level 2)		(Level 3)
	Available-for-sale securities:
	Collateralized mortgage obligations: agency issued	$	38,791	$	-		$	38,791	$	-
	Collateralized mortgage obligations: non agency		2,011		-			2,011		-
	Mortgage-backed securities: agency issued		13,389		-			13,389		-
	U.S. Government agency securities		8,811		-			8,811		-
	State and municipal securities		32,160		-			30,741		1,419
	Corporate bonds		982		-			982		-
	Total assets measured at fair value	$	96,144	$			$	94,725	$	1,419
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
	The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the three and nine months ended September 30, 2014 and 2013, respectively. There were no transfers of assets into or out of Level 1, 2 or 3 for the three and nine months ended September 30, 2014.
	(Dollars in Thousands)	Three months ended September 30,					Nine months ended September 30,
		2014		2013			2014		2013
	Balance beginning of period	$	1,394	$	1,491			1,419	$	1,614
	Principal paydowns		-61		-61			-92		-90
	Change in FV (included in other comprehensive income)		25		-3			31		-97
	Balance end of period	$	1,358	$	1,427			1,358	$	1,427
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	'
	The following table presents the Company’s assets that were held at the end of each period that were measured at fair value on a nonrecurring basis during the nine months ended September 30, 2014 and year ended December 31, 2013:
	(Dollars in Thousands)	Fair Value Measurements
		As of September 30, 2014
				Quoted Prices in
				Active Markets					Significant
		Fair Value		for Identical			Other Observable		Unobservable
	Description	9/30/14		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)
	Other real estate owned and foreclosed assets	$	291	$			$		$	291
	Loans measured for impairment, net of specific reserves		441							441
	Total impaired assets measured at fair value	$	732	$			$		$	732
		Fair Value Measurements
		As of December 31, 2013
				Quoted Prices in
				Active Markets					Significant
		Fair Value		for Identical			Other Observable		Unobservable
	Description	12/31/13		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)
	Other real estate owned and foreclosed assets	$	1,960	$			$		$	1,960
	Loans measured for impairment, net of specific reserves		162							162
	Total impaired assets measured at fair value	$	2,122	$			$		$	2,122
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	'
	The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at September 30, 2014:
	(Dollars in Thousands)
						Significant		Range
		Fair Value		Valuation		Unobservable		(Weighted)
	Description	9/30/14		Technique		Inputs		Average)
	Other real estate owned and foreclosed assets	$	291	Appraised value		Adjustment for		0-10% (1.6%)
						market conditions
	Loans measured for impairment, net of specific reserves	$	441	Appraised value		Adjustment for  market conditions		0-20% (2.8%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The estimated fair value of the Company’s financial instruments at September 30, 2014 and December 31, 2013 is as follows:
	(Dollars in Thousands)
		As of September 30, 2014
				Quoted Prices in
				Active Markets			Other		Significant
				for Identical			Observable		Unobservable		Total Fair
		Carrying Value		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)		Value
	Financial assets:
	Cash and cash equivalents	$	40,781	$	40,781		$	-	$	-	$	40,781
	Interest-bearing certificates of deposit (original maturities greater than 90 days)		2,727		2,727			-		-		2,727
	Investment securities available-for-sale		89,328		-			87,970		1,358		89,328
	Investment securities held-to-maturity		1,857		-			1,874		-		1,874
	Federal Home Loan Bank stock		2,926		-			2,926		-		2,926
	Loans held-for-sale		8,161		-			8,161		-		8,161
	Loans		543,885		-			-		517,498		517,498
	Financial liabilities:
	Deposits	$	644,004	$			$	644,518	$	-	$	644,518
	Short-term borrowings		-		-			-		-		-
	Long-term borrowings		11,491		-			10,145		-		10,145
	Junior subordinated debentures		13,403		-			-		7,541		7,541
		As of December 31, 2013
				Quoted Prices in
				Active Markets			Other		Significant
				for Identical			Observable		Unobservable		Total Fair
		Carrying Value		Assets (Level 1)			Inputs (Level 2)		Inputs (Level 3)		Value
	Financial assets:
	Cash and cash equivalents	$	35,948	$	35,948		$	-	$	-	$	35,948
	Interest-bearing certificates of deposit (original maturities greater than 90 days)		2,727		2,727			-		-		2,727
	Investment securities available-for-sale		96,144		-			94,725		1,419		96,144
	Investment securities held-to-maturity		2,132		-			2,158		-		2,158
	Federal Home Loan Bank stock		3,013		-			3,013		-		3,013
	Loans held-for-sale		7,765		-			7,765		-		7,765
	Loans		496,307		-			-		473,224		473,224
	Financial liabilities:
	Deposits	$	607,347	$			$	606,654	$	-	$	606,654
	Short-term borrowings		-		-			-		-		-
	Long-term borrowings		10,000		-			10,195		-		10,195
	Junior subordinated debentures		13,403		-			-		7,646		7,646

JUNIOR_SUBORDINATED_DEBENTURES1

JUNIOR SUBORDINATED DEBENTURES (Tables)	9 Months Ended
	Sep. 30, 2014
Junior Subordinated Debentures [Abstract]	'
Financial Instruments Subject to Mandatory Redemption Disclosure [Table Text Block]	'
	Following are the terms of the junior subordinated debentures as of September 30, 2014.
	(Dollars in Thousands)
			Issued			Maturity
	Trust Name	Issue Date	Amount		Rate	Date
	Pacific Financial Corporation	December				March
	Statutory Trust I	2005	$	5,000	LIBOR + 1.45% (1)	2036
	Pacific Financial Corporation	June				July
	Statutory Trust II	2006		8,000	LIBOR + 1.60% (2)	2036
			$	13,000
	(1)     Pacific Financial Corporation Statutory Trust I securities incurred interest at the fixed rate of 6.39% until mid March 2011, at which the rate changed to a variable rate of 3-month LIBOR (0.234% at September 11, 2014) plus 1.45% or 1.68%, adjusted quarterly, through the final maturity date in March 2036.
	(2)     Pacific Financial Corporation Statutory Trust II securities incur interest at a variable rate of 3-month LIBOR (0.234% at July 11, 2014) plus 1.60% or 1.83%, adjusted quarterly, through the final maturity date in July 2036.

BUSINESS_COMBINATION_Tables

BUSINESS COMBINATION (Tables)	9 Months Ended
	Sep. 30, 2014
Business Combinations [Abstract]	'
Finite-Lived and Indefinite-Lived Intangible Assets Acquired as Part of Business Combination [Table Text Block]	'
	Cash flow information relative to the agreement is as follows (in thousands):
	Fair value of tangible net assets acquired	$	37,533
	Cash paid for deposit premium		-976
	Liabilities assumed		-37,684
	Goodwill and intangible assets recorded	$	1,127
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	'
	The following is a condensed balance sheet disclosing the estimated fair value amounts of the acquired branches of Sterling assigned to the major consolidated asset and liability captions at the acquisition date (in thousands):
	Cash and cash equivalents	$	31,941
	Loans receivable		3,989
	Premises and equipment		604
	Goodwill and intangible assets		1,127
	Other assets		23
	Total assets	$	37,684
	Deposits and accrued interest payable	$	37,636
	Deferred tax liability		47
	Other liabilities		1
	Total liabilities and shareholders’ equity	$	37,684

ORGANIZATION_AND_SUMMARY_OF_SI2

ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) (USD $)	Sep. 30, 2014
Significant Accounting Policies [Line Items]	'
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets	$37,600,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Liabilities	4,000,000
Dividends Payable	$0

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Basic:	'	'	'	'
Net income	$1,374	$909	$3,805	$2,942
Weighted average shares outstanding (in shares)	10,281,745	10,121,853	10,218,103	10,121,853
Basic earnings per share (in dollars per share)	$0.13	$0.09	$0.37	$0.29
Diluted:	'	'	'	'
Net income	$1,374	$909	$3,805	$2,942
Weighted average shares outstanding (in shares)	10,281,745	10,121,853	10,218,103	10,121,853
Effect of dilutive stock options (in shares)	97,421	72,973	91,333	58,075
Weighted average shares outstanding assuming dilution (in shares)	10,379,166	10,194,826	10,309,436	10,179,928
Diluted earnings per share (in dollars per share)	$0.13	$0.09	$0.37	$0.29

EARNINGS_PER_SHARE_Details_1

EARNINGS PER SHARE (Details 1)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Employee Stock Option [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	367,595	433,995
Warrant [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	699,642

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	$89,326	$97,536
Securities Available-for-Sale, Gross Unrealized Gains	1,131	1,078
Securities Available-for-Sale, Gross Unrealized Losses	1,129	2,470
Securities available-for sale, Fair Value	89,328	96,144
Securities Held-to-maturity, Amortized Cost	1,857	2,132
Securities Held-to-maturity, Gross Unrealized Gains	17	26
Securities Held-to-maturity, Gross Unrealized Losses	0	0
Securities Held-to-maturity, Fair Value	1,873	2,158
Collateralized mortgage obligations: agency issued [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	40,562	39,791
Securities Available-for-Sale, Gross Unrealized Gains	209	246
Securities Available-for-Sale, Gross Unrealized Losses	732	1,246
Securities available-for sale, Fair Value	40,039	38,791
Collateralized mortgage obligations: non-agency [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	592	2,251
Securities Available-for-Sale, Gross Unrealized Gains	0	3
Securities Available-for-Sale, Gross Unrealized Losses	13	243
Securities available-for sale, Fair Value	579	2,011
Mortgage-backed securities: agency issued [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	12,710	13,671
Securities Available-for-Sale, Gross Unrealized Gains	24	21
Securities Available-for-Sale, Gross Unrealized Losses	235	303
Securities available-for sale, Fair Value	12,499	13,389
Securities Held-to-maturity, Amortized Cost	131	159
Securities Held-to-maturity, Gross Unrealized Gains	13	13
Securities Held-to-maturity, Gross Unrealized Losses	0	0
Securities Held-to-maturity, Fair Value	144	172
U.S. Government and agency securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	8,637	8,859
Securities Available-for-Sale, Gross Unrealized Gains	64	34
Securities Available-for-Sale, Gross Unrealized Losses	46	82
Securities available-for sale, Fair Value	8,655	8,811
State and municipal securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	26,825	31,973
Securities Available-for-Sale, Gross Unrealized Gains	834	774
Securities Available-for-Sale, Gross Unrealized Losses	103	587
Securities available-for sale, Fair Value	27,556	32,160
Securities Held-to-maturity, Amortized Cost	1,726	1,973
Securities Held-to-maturity, Gross Unrealized Gains	4	13
Securities Held-to-maturity, Gross Unrealized Losses	0	0
Securities Held-to-maturity, Fair Value	1,730	1,986
Corporate bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities Available-for-Sale, Amortized Cost	'	991
Securities Available-for-Sale, Gross Unrealized Gains	'	0
Securities Available-for-Sale, Gross Unrealized Losses	'	9
Securities available-for sale, Fair Value	'	$982

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	$16,103	$47,267
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	196	1,599
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	37,129	12,348
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	933	871
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	53,232	59,615
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	1,129	2,470
Collateralized mortgage obligations: agency issued [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	10,548	21,043
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	75	778
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	18,934	6,265
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	657	468
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	29,482	27,308
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	732	1,246
Collateralized mortgage obligations:non agency [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	361	389
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	2	27
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	217	1,619
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	11	216
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	578	2,008
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	13	243
Mortgage-backed securities: agency issued [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	3,442	7,752
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	103	218
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	7,576	2,643
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	132	85
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	11,018	10,395
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	235	303
U.S. Government agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	5,550
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	82
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	3,607	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	46	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	3,607	5,550
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	46	82
Corporate bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	0	982
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	0	9
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	0	982
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	0	9
State and municipal securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value	1,752	11,551
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	16	485
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or More, Fair Value	6,795	1,821
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	87	102
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	8,547	13,372
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total	$103	$587

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Gross realized gain on sale of securities	$94	$57	$315	$444
Gross realized loss on sale of securities	-56	-43	-227	-43
Net realized gain on sale of securities	38	14	88	401
Proceeds from sale of securities	$3,928	$308	$17,755	$7,237

INVESTMENT_SECURITIES_Details_2

INVESTMENT SECURITIES (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Marketable Securities [Line Items]	'	'
Due in one year or less, Held-to-maturity, Amortized Cost	$0	'
Due after one year through five years, Held-to-maturity, Amortized Cost	0	'
Due after five years through ten years, Held-to-maturity, Amortized Cost	1,124	'
Due after ten years, Held-to-maturity, Amortized Cost	602	'
Mortgage-backed securities, Held-to-maturity, Amortized Cost	131	'
Total investment securities, Held-to-maturity, Amortized Cost	1,857	2,132
Due in one year or less, Held-to-maturity, Fair Value	0	'
Due after one year through five years, Held-to-maturity, Fair Value	0	'
Due after five years through ten years, Held-to-maturity, Fair Value	1,127	'
Due after ten years, Held-to-maturity, Fair Value	603	'
Mortgage-backed securities, Held-to-maturity, Fair Value	144	'
Total investment securities, Held-to-maturity, Fair Value	1,873	2,158
Due in one year or less, Available for Sale, Amortized Cost	1,079	'
Due after one year through five years, Available for Sale, Amortized Cost	7,120	'
Due after five years through ten years, Available for Sale, Amortized Cost	14,334	'
Due after ten years, Available for Sale, Amortized Cost	12,928	'
Mortgage-backed securities, Available for Sale, Amortized Cost	53,865	'
Total investment securities, Available for Sale, Amortized Cost	89,326	'
Due in one year or less, Available for Sale, Fair Value	1,080	'
Due after one year through five years, Available for Sale, Fair Value	7,108	'
Due after five years through ten years, Available for Sale, Fair Value	14,594	'
Due after ten years, Available for Sale, Fair Value	13,429	'
Mortgage-backed securities, Available for Sale, Fair Value	53,117	'
Total investment securities, Available for Sale, Fair Value	$89,328	'

INVESTMENT_SECURITIES_Details_3

INVESTMENT SECURITIES (Details Textual) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Marketable Securities [Line Items]	'	'	'	'	'
Other than Temporary Impairment Losses, Investments	$0	$4,000	$48,000	$38,000	'
Securities Held as Collateral, at Fair Value	49,200,000	'	49,200,000	'	'
Federal Home Loan Bank Stock, Par Value, Per Share	$100	'	$100	'	'
Investment in the Capital Stock of the FHLB, Description	'	'	'the Company maintains an investment in the capital stock of the FHLB in an amount equal to the greater of $500,000 or 0.5% of home mortgage loans and pass-through securities plus 5.0% of the outstanding balance of mortgage home loans sold to FHLB under the Mortgage Purchase Program.	'	'
Federal Home Loan Bank Stock	2,926,000	'	2,926,000	'	3,013,000
Gain (Loss) on Sale of Securities, Net	'	'	69,000	'	'
Pacific Coast Bankers' Bancshares [Member]	'	'	'	'	'
Marketable Securities [Line Items]	'	'	'	'	'
Investments	$1,000,000	'	$1,000,000	'	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial and agricultural	$112,873	$104,111
Real estate:	'	'
Construction and development	25,419	29,096
Commercial real estate:	'	'
Commercial real estate -- owner occupied	122,090	105,594
Commercial real estate -- non owner occupied	120,569	117,294
Farmland	22,926	23,698
Consumer/Finance	34,787	20,728
Gross loans	553,319	505,803
Less: deferred fees	-1,179	-1,137
Portfolio Loans	552,140	504,666
Residential Real Estate One To Four Family [Member]	'	'
Real estate:	'	'
Residential 1-4 family/Multi-family	94,101	87,762
Residential Real Estate Multi Family [Member]	'	'
Real estate:	'	'
Residential 1-4 family/Multi-family	$20,554	$17,520

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 1) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	$8,315	$8,962	$8,359	$9,358
Allowance for Credit Losses, Charge-offs and concessions	-200	-185	-713	-363
Allowance for Credit Losses, Recoveries	40	29	409	261
Allowance for Credit Losses, Provision / (recapture)	100	0	200	-450
Allowance for Credit Losses, Ending balance	8,255	8,806	8,255	8,806
Commercial [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	904	809	775	923
Allowance for Credit Losses, Charge-offs and concessions	0	-40	-26	-40
Allowance for Credit Losses, Recoveries	7	20	9	35
Allowance for Credit Losses, Provision / (recapture)	78	45	231	-84
Allowance for Credit Losses, Ending balance	989	834	989	834
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	3,807	3,414	3,506	4,098
Allowance for Credit Losses, Charge-offs and concessions	-127	-37	-523	-83
Allowance for Credit Losses, Recoveries	29	5	381	220
Allowance for Credit Losses, Provision / (recapture)	-96	164	249	-689
Allowance for Credit Losses, Ending balance	3,613	3,546	3,613	3,546
Consumer [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	882	638	744	531
Allowance for Credit Losses, Charge-offs and concessions	-12	-79	-59	-145
Allowance for Credit Losses, Recoveries	0	1	2	2
Allowance for Credit Losses, Provision / (recapture)	41	149	224	321
Allowance for Credit Losses, Ending balance	911	709	911	709
Unallocated [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	2,020	3,288	2,659	2,977
Allowance for Credit Losses, Charge-offs and concessions	0	0	0	0
Allowance for Credit Losses, Recoveries	0	0	0	0
Allowance for Credit Losses, Provision / (recapture)	-25	-342	-664	-31
Allowance for Credit Losses, Ending balance	1,995	2,946	1,995	2,946
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Allowance for Credit Losses, Beginning balance	702	813	675	829
Allowance for Credit Losses, Charge-offs and concessions	-61	-29	-105	-95
Allowance for Credit Losses, Recoveries	4	3	17	4
Allowance for Credit Losses, Provision / (recapture)	102	-16	160	33
Allowance for Credit Losses, Ending balance	$747	$771	$747	$771

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	$0	$0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	8,255	8,359
Loans:	'	'
Loans, Ending balance	553,319	505,803
Ending balance: individually evaluated for impairment	7,429	9,922
Ending balance: collectively evaluated for impairment	545,890	495,881
Less deferred fees	-1,179	-1,137
Ending balance total loans	552,140	504,666
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	0	0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	989	775
Loans:	'	'
Loans, Ending balance	112,873	104,111
Ending balance: individually evaluated for impairment	402	587
Ending balance: collectively evaluated for impairment	112,471	103,524
Commercial Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	0	0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	3,613	3,506
Loans:	'	'
Loans, Ending balance	291,004	275,682
Ending balance: individually evaluated for impairment	5,938	8,656
Ending balance: collectively evaluated for impairment	285,066	267,026
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	0	0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	911	744
Loans:	'	'
Loans, Ending balance	34,787	20,728
Ending balance: individually evaluated for impairment	0	53
Ending balance: collectively evaluated for impairment	34,787	20,675
Unallocated [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	0	0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	1,995	2,659
Loans:	'	'
Loans, Ending balance	0	0
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	0	0
Residential Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Allowance for Credit Losses, Ending balance: individually evaluated for impairment	0	0
Allowance for Credit Losses, Ending balance: collectively evaluated for impairment	747	675
Loans:	'	'
Loans, Ending balance	114,655	105,282
Ending balance: individually evaluated for impairment	1,089	626
Ending balance: collectively evaluated for impairment	$113,566	$104,656

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and agricultural	$112,873	$104,111
Loans Receivable Residential Real Estate [Abstract]	'	'
Construction and development	25,419	29,096
Commercial real estate -- owner occupied	122,090	105,594
Commercial real estate B non owner occupied	120,569	117,294
Farmland	22,926	23,698
Total real estate	405,659	380,964
Consumer/Finance	34,787	20,728
Less deferred fees	-1,179	-1,137
Total loans	552,140	504,666
Residential Real Estate One To Four Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	94,101	87,762
Residential Real Estate Multi Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	20,554	17,520
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and agricultural	104,073	100,262
Loans Receivable Residential Real Estate [Abstract]	'	'
Construction and development	24,288	26,587
Commercial real estate -- owner occupied	114,120	100,612
Commercial real estate B non owner occupied	97,102	98,044
Farmland	21,001	20,228
Total real estate	367,183	347,398
Consumer/Finance	34,692	20,570
Less deferred fees	0	0
Total loans	505,948	468,230
Pass [Member] | Residential Real Estate One To Four Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	90,387	84,407
Pass [Member] | Residential Real Estate Multi Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	20,285	17,520
Other Loans Especially Mentioned [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and agricultural	6,648	2,858
Loans Receivable Residential Real Estate [Abstract]	'	'
Construction and development	50	1,101
Commercial real estate -- owner occupied	1,675	1,019
Commercial real estate B non owner occupied	17,880	16,752
Farmland	1,878	2,464
Total real estate	22,200	21,890
Consumer/Finance	74	62
Less deferred fees	0	0
Total loans	28,922	24,810
Other Loans Especially Mentioned [Member] | Residential Real Estate One To Four Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	448	554
Other Loans Especially Mentioned [Member] | Residential Real Estate Multi Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	269	0
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and agricultural	2,152	991
Loans Receivable Residential Real Estate [Abstract]	'	'
Construction and development	1,081	1,408
Commercial real estate -- owner occupied	6,295	3,963
Commercial real estate B non owner occupied	5,587	2,498
Farmland	47	1,006
Total real estate	16,276	11,676
Consumer/Finance	21	96
Less deferred fees	0	0
Total loans	18,449	12,763
Substandard [Member] | Residential Real Estate One To Four Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	3,266	2,801
Substandard [Member] | Residential Real Estate Multi Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	0	0
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial and agricultural	0	0
Loans Receivable Residential Real Estate [Abstract]	'	'
Construction and development	0	0
Commercial real estate -- owner occupied	0	0
Commercial real estate B non owner occupied	0	0
Farmland	0	0
Total real estate	0	0
Consumer/Finance	0	0
Less deferred fees	0	0
Total loans	0	0
Doubtful [Member] | Residential Real Estate One To Four Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	0	0
Doubtful [Member] | Residential Real Estate Multi Family [Member]	'	'
Loans Receivable Residential Real Estate [Abstract]	'	'
Residential 1-4 family/Multi-family	$0	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	$10,233	$15,086	$10,233	$15,086
Impaired Loans, Recorded Investment	7,429	10,383	7,429	10,383
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	8,227	11,623	9,095	13,251
Impaired Loans, Interest Income Recognized	54	39	359	142
Impaired Loan Receivable With Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	0	'	0	'
Impaired Loans, Recorded Investment	0	'	0	'
Impaired Loans, Related Allowance	0	'	0	'
Impaired Loans, Average Recorded Investment	0	105	0	52
Impaired Loans, Interest Income Recognized	0	'	0	1
Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	10,233	15,086	10,233	15,086
Impaired Loans, Recorded Investment	7,429	10,383	7,429	10,383
Impaired Loans, Average Recorded Investment	8,227	11,518	9,095	13,199
Impaired Loans, Interest Income Recognized	54	39	359	141
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	1,425	1,102	1,425	1,102
Impaired Loans, Recorded Investment	1,089	871	1,089	871
Impaired Loans, Related Allowance	0	'	0	'
Impaired Loans, Average Recorded Investment	932	1,333	815	1,200
Impaired Loans, Interest Income Recognized	18	9	43	20
Residential Real Estate [Member] | Impaired Loan Receivable With Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	0	0	0	0
Impaired Loans, Recorded Investment	0	0	0	0
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	0	100	0	50
Impaired Loans, Interest Income Recognized	0	0	0	1
Residential Real Estate [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	1,425	1,102	1,425	1,102
Impaired Loans, Recorded Investment	1,089	871	1,089	871
Impaired Loans, Average Recorded Investment	932	1,233	815	1,150
Impaired Loans, Interest Income Recognized	18	9	43	19
Commercial Real Estate Owner Occupied [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	1,640	1,787	1,640	1,787
Impaired Loans, Recorded Investment	1,640	1,787	1,640	1,787
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	1,650	2,327	1,732	2,674
Impaired Loans, Interest Income Recognized	0	'	0	24
Commercial Real Estate Owner Occupied [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	1,640	1,787	1,640	1,787
Impaired Loans, Recorded Investment	1,640	1,787	1,640	1,787
Impaired Loans, Average Recorded Investment	1,650	2,327	1,732	2,674
Impaired Loans, Interest Income Recognized	0	0	0	24
Commercial Real Estate Non Owner Occupied [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	3,589	6,791	3,589	6,791
Impaired Loans, Recorded Investment	3,217	4,591	3,217	4,591
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	3,557	4,584	4,064	5,349
Impaired Loans, Interest Income Recognized	17	9	28	32
Commercial Real Estate Non Owner Occupied [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	3,589	6,791	3,589	6,791
Impaired Loans, Recorded Investment	3,217	4,591	3,217	4,591
Impaired Loans, Average Recorded Investment	3,557	4,584	4,064	5,349
Impaired Loans, Interest Income Recognized	17	9	28	32
Construction and Development [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	3,139	3,685	3,139	3,685
Impaired Loans, Recorded Investment	1,081	1,413	1,081	1,413
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	1,177	1,435	1,260	1,626
Impaired Loans, Interest Income Recognized	15	0	48	0
Construction and Development [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	3,139	3,685	3,139	3,685
Impaired Loans, Recorded Investment	1,081	1,413	1,081	1,413
Impaired Loans, Average Recorded Investment	1,177	1,435	1,260	1,626
Impaired Loans, Interest Income Recognized	15	0	48	0
Commercial [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	440	766	440	766
Impaired Loans, Recorded Investment	402	766	402	766
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	407	984	455	1,440
Impaired Loans, Interest Income Recognized	4	1	15	6
Commercial [Member] | Impaired Loan Receivable With Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	0	0	0	0
Impaired Loans, Recorded Investment	0	0	0	0
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	0	5	0	2
Impaired Loans, Interest Income Recognized	0	0	0	0
Commercial [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	440	766	440	766
Impaired Loans, Recorded Investment	402	766	402	766
Impaired Loans, Average Recorded Investment	407	984	455	1,440
Impaired Loans, Interest Income Recognized	4	1	15	6
Consumer [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Related Allowance	0	'	0	'
Impaired Loans, Average Recorded Investment	26	5	53	2
Impaired Loans, Interest Income Recognized	0	0	0	0
Consumer [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	'	0	'	0
Impaired Loans, Recorded Investment	'	0	'	0
Impaired Loans, Average Recorded Investment	26	0	53	0
Impaired Loans, Interest Income Recognized	0	0	0	0
Farm Land [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	'	955	'	955
Impaired Loans, Recorded Investment	'	955	'	955
Impaired Loans, Related Allowance	0	0	0	0
Impaired Loans, Average Recorded Investment	478	955	716	960
Impaired Loans, Interest Income Recognized	0	20	225	60
Farm Land [Member] | Impaired Loan Receivable With No Related Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Impaired Loans, Unpaid Principal Balance	'	955	'	955
Impaired Loans, Recorded Investment	'	955	'	955
Impaired Loans, Average Recorded Investment	478	955	716	960
Impaired Loans, Interest Income Recognized	$0	$20	$225	$60

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 5) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	$2,872	$1,387
Loans, Recorded Investment, 60 - 89 Days Past Due	'	3
Loans, Recorded Investment, Greater Than 90 Days Past Due	409	0
Loans, Recorded Investment, Total Past Due	3,281	1,390
Loans, Recorded Investment, Non-accrual loans	4,811	7,243
Loans, Recorded Investment, Current	544,048	496,033
Total Loans	553,319	505,803
Less deferred fees	-1,179	-1,137
Commercial and agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	7	14
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	7	14
Loans, Recorded Investment, Non-accrual loans	113	286
Loans, Recorded Investment, Current	112,753	103,811
Total Loans	112,873	104,111
Consumer and Finance [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	2	165
Loans, Recorded Investment, 60 - 89 Days Past Due	0	3
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	2	168
Loans, Recorded Investment, Non-accrual loans	154	53
Loans, Recorded Investment, Current	34,631	20,507
Total Loans	34,787	20,728
Construction and Development [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	0	0
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	0	0
Loans, Recorded Investment, Non-accrual loans	1,081	1,408
Loans, Recorded Investment, Current	24,338	27,688
Total Loans	25,419	29,096
Commercial Real Estate Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	0	0
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	409	0
Loans, Recorded Investment, Total Past Due	409	0
Loans, Recorded Investment, Non-accrual loans	1,586	1,659
Loans, Recorded Investment, Current	120,095	103,935
Total Loans	122,090	105,594
Commercial Real Estate Non Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	2,612	0
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	2,612	0
Loans, Recorded Investment, Non-accrual loans	1,163	2,482
Loans, Recorded Investment, Current	116,794	114,812
Total Loans	120,569	117,294
Total Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	2,863	1,208
Loans, Recorded Investment, 60 - 89 Days Past Due	'	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	409	0
Loans, Recorded Investment, Total Past Due	3,272	1,208
Loans, Recorded Investment, Non-accrual loans	4,544	6,904
Loans, Recorded Investment, Current	397,843	372,852
Total Loans	405,659	380,964
Residential One To Four Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	251	333
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	251	333
Loans, Recorded Investment, Non-accrual loans	714	400
Loans, Recorded Investment, Current	93,136	87,029
Total Loans	94,101	87,762
Residential Multi Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	0	0
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	'	0
Loans, Recorded Investment, Non-accrual loans	0	0
Loans, Recorded Investment, Current	20,554	17,520
Total Loans	20,554	17,520
Farm Land [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, Recorded Investment, 30 - 59 Days Past Due	0	875
Loans, Recorded Investment, 60 - 89 Days Past Due	0	0
Loans, Recorded Investment, Greater Than 90 Days Past Due	0	0
Loans, Recorded Investment, Total Past Due	0	875
Loans, Recorded Investment, Non-accrual loans	0	955
Loans, Recorded Investment, Current	22,926	21,868
Total Loans	$22,926	$23,698

LOANS_AND_ALLOWANCE_FOR_LOAN_L8

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 6) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013
Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	7	[1]	8	[1]
Pre-TDR Outstanding Recorded Investment	$5,610	[1]	$5,818	[1]
Post-TDR Outstanding Recorded Investment	3,698	[1]	4,112	[1]
Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0	[1]	0	[1]
Pre-TDR Outstanding Recorded Investment	0	[1]	0	[1]
Post-TDR Outstanding Recorded Investment	0	[1]	0	[1]
Commercial and agriculture [Member] | Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	1		1
Pre-TDR Outstanding Recorded Investment	335		335
Post-TDR Outstanding Recorded Investment	288		306
Commercial and agriculture [Member] | Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0		0
Pre-TDR Outstanding Recorded Investment	0		0
Post-TDR Outstanding Recorded Investment	0		0
Construction and development [Member] | Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	2		3
Pre-TDR Outstanding Recorded Investment	2,764		2,972
Post-TDR Outstanding Recorded Investment	1,081		1,413
Construction and development [Member] | Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0		0
Pre-TDR Outstanding Recorded Investment	0		0
Post-TDR Outstanding Recorded Investment	0		0
Commercial Real Estate Owner Occupied [Member] | Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	1		1
Pre-TDR Outstanding Recorded Investment	59		59
Post-TDR Outstanding Recorded Investment	54		56
Commercial Real Estate Owner Occupied [Member] | Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0		0
Pre-TDR Outstanding Recorded Investment	0		0
Post-TDR Outstanding Recorded Investment	0		0
Commercial Real Estate Non Owner Occupied [Member] | Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	1		1
Pre-TDR Outstanding Recorded Investment	2,180		2,180
Post-TDR Outstanding Recorded Investment	2,054		2,110
Commercial Real Estate Non Owner Occupied [Member] | Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0		0
Pre-TDR Outstanding Recorded Investment	0		0
Post-TDR Outstanding Recorded Investment	0		0
Residential real estate [Member] | Financing Receivable Troubled Debt Current Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	2		2
Pre-TDR Outstanding Recorded Investment	272		272
Post-TDR Outstanding Recorded Investment	221		227
Residential real estate [Member] | Financing Receivable, Troubled Debt Subsequently Defaulted Restructured Loans [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans	0		0
Pre-TDR Outstanding Recorded Investment	0		0
Post-TDR Outstanding Recorded Investment	$0		$0
[1]	The period end balances are inclusive of all partial paydowns and charge-offs since the modification date.

LOANS_AND_ALLOWANCE_FOR_LOAN_L9

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 7) (Financing Receivable Troubled Debt Restructurings [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	$3,698		$4,112
Financing Receivable, Modifications, Number of Loans	7	[1]	8	[1]
Central Western Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	54		'
Southwestern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	3,183		'
Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	461		'
Commercial and agriculture [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	288		306
Financing Receivable, Modifications, Number of Loans	1		1
Commercial and agriculture [Member] | Central Western Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial and agriculture [Member] | Southwestern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial and agriculture [Member] | Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	288		'
Commercial and agriculture [Member] | Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Owner Occupied [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	54		56
Financing Receivable, Modifications, Number of Loans	1		1
Commercial Real Estate Owner Occupied [Member] | Central Western Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	54		'
Commercial Real Estate Owner Occupied [Member] | Southwestern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Owner Occupied [Member] | Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Owner Occupied [Member] | Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Non Owner Occupied [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	2,054		2,110
Financing Receivable, Modifications, Number of Loans	1		1
Commercial Real Estate Non Owner Occupied [Member] | Central Western Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Non Owner Occupied [Member] | Southwestern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Commercial Real Estate Non Owner Occupied [Member] | Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	2,054		'
Commercial Real Estate Non Owner Occupied [Member] | Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Residential Real Estate [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	221		227
Financing Receivable, Modifications, Number of Loans	2		2
Residential Real Estate [Member] | Central Western Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Residential Real Estate [Member] | Southwestern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Residential Real Estate [Member] | Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	0		'
Residential Real Estate [Member] | Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	221		'
Construction and Development [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	1,081		1,413
Financing Receivable, Modifications, Number of Loans	2		'
Construction and Development [Member] | Northern Washington [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	841		'
Construction and Development [Member] | Oregon [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Financing Receivable, Modifications, Recorded Investment	$240		'
[1]	The period end balances are inclusive of all partial paydowns and charge-offs since the modification date.

Recovered_Sheet1

LOANS AND ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details 8) (USD $)

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

In Thousands, unless otherwise specified

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Commercial Real Estate Owner Occupied [Member]

Commercial Real Estate Owner Occupied [Member]

Commercial Real Estate Non Owner Occupied [Member]

Commercial Real Estate Non Owner Occupied [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Construction and Development [Member]

Construction and Development [Member]

Construction and Development [Member]

Construction and Development [Member]

Commercial and agriculture [Member]

Commercial and agriculture [Member]

Commercial and agriculture [Member]

Commercial and agriculture [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable Troubled Debt Restructurings [Member]

Financing Receivable, Modifications [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing

'

'

$2,617

$2,699

$54

$56

$2,054

$2,110

$221

$227

'

'

$0

$0

'

'

$288

$306

Financing Receivable, Recorded Investment, Nonaccrual Status

4,811

7,243

1,081

1,413

0

0

0

0

0

0

1,081

1,408

1,081

1,413

113

286

0

0

Financing Receivable, Modifications, Recorded Investment

'

'

$3,698

$4,112

$54

$56

$2,054

$2,110

$221

$227

'

'

$1,081

$1,413

'

'

$288

$306

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance	'	'	($1,369)	$421
Other comprehensive gain before reclassifications	'	'	1,033	-1,170
Amounts reclassified from AOCI	-25	-7	-26	-240
Net Current period other comprehensive income (loss)	-13	537	1,007	-1,410
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance	-362	-989	-362	-989
Accumulated Net Unrealized Gains and Losses On Investment Securities [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance	'	'	-919	956
Other comprehensive gain before reclassifications	'	'	946	-1,254
Amounts reclassified from AOCI	'	'	-26	-240
Net Current period other comprehensive income (loss)	'	'	920	-1,494
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance	1	-538	1	-538
Accumulated Defined Benefit Plans Adjustment [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance	'	'	-450	-535
Other comprehensive gain before reclassifications	'	'	87	84
Amounts reclassified from AOCI	'	'	0	0
Net Current period other comprehensive income (loss)	'	'	87	84
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance	($363)	($451)	($363)	($451)

ACCUMULATED_OTHER_COMPREHENSIV3

ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS) (Details 1) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Amount Reclassified from AOCI, Net Unrealized Gains and Losses on Investment Securities	'	'	'	'
(Gain)/loss on sales of investments available for sale	($38)	($14)	($88)	($401)
Net OTTI losses	0	4	48	38
Income tax expense	13	3	14	123
Unrealized gain on investment securities net of tax	($25)	($7)	($26)	($240)

ACCUMULATED_OTHER_COMPREHENSIV4

ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS) (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Amount Reclassified from AOCI, Net Unrealized Gains and Losses on Investment Securities	'	'	'	'
Net unrealized gains/losses arising during the period, Before Tax	($26)	$781	$1,433	($1,901)
Less: reclassification adjustment for net gains realized in net income, Before Tax	-38	-10	-40	-363
Net unrealized losses on investment securities, Before Tax	-64	771	1,393	-2,264
Net unrealized gains/losses arising during the period, Tax Effect	-9	265	487	-647
Less: reclassification adjustment for net gains realized in net income, Tax Effect	-13	-3	-14	-123
Net unrealized losses on investment securities, Tax Effect	-22	262	473	-770
Net unrealized gains/losses arising during the period, Net of Tax	-17	516	946	-1,254
Less: reclassification adjustments for net gains realized in net income, Net of Tax	-25	-7	-26	-240
Net unrealized losses on investment securities, Net of Tax	-42	509	920	-1,494
Defined Benefit Plans Net unrealized losses on investment securities:	'	'	'	'
Amortization of unrecognized prior service costs and net actuarial gains/losses, Before Tax	44	43	132	128
Other Comprehensive Income (Loss), Before Tax	-20	814	1,525	-2,136
Amortization of unrecognized prior service costs and net actuarial gains/losses, Tax Effect	15	15	45	44
Other Comprehensive Income (Loss), Tax Effect	-7	277	518	-726
Amortization of unrecognized prior service costs and net actuarial gains/losses, Net of Tax	29	28	87	84
Total other comprehensive income (loss), net of tax	($13)	$537	$1,007	($1,410)

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Expected Life (years)	'6 years 6 months	'6 years 6 months
Risk Free Interest Rate	2.11%	1.35%
Expected Volatility	23.24%	23.04%
Dividend Yield	3.27%	4.14%
Average Fair Value (in dollars per share)	$1.02	$0.57

STOCK_BASED_COMPENSATION_Detai1

STOCK BASED COMPENSATION (Details 1) (Employee Stock Option [Member], USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Employee Stock Option [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Options, Outstanding beginning of period (in shares)	625,495	537,107
Options, Granted (in shares)	22,500	183,500
Options, Exercised (in shares)	0	0
Options, Forfeited (in shares)	0	-33,275
Options, Expired (in shares)	-70,400	-64,337
Options, Outstanding end of period (in shares)	577,595	622,995
Options, Exercisable ending of period (in shares)	295,495	313,245
Options, Outstanding, Weighted Average Exercise Price, beginning of period (in dollars per share)	$9.53	$11.28
Options, Weighted Average Exercise Price, Granted (in dollars per share)	$6.13	$5.03
Options, Weighted Average Exercise Price, Exercised (in dollars per share)	$0	$0
Options, Weighted Average Exercise Price, Forfeited (in dollars per share)	$0	$9.25
Options, Weighted Average Exercise Price, Expired (in dollars per share)	$15.17	$11.36
Options, Outstanding, Weighted Average Exercise Price, end of period (in dollars per share)	$8.71	$9.54
Options, Weighted Average Exercise Price, Exercisable end of period (in dollars per share)	$11.43	$13.25
Weighted Average Remaining Contractual Term (Years), Outstanding end of period	'5 years 2 months 12 days	'5 years 4 months 24 days
Weighted Average Remaining Contractual Term (Years), Exercisable end of period	'3 years 3 months 18 days	'2 years 8 months 12 days
Intrinsic Value, Outstanding end of period (in dollars)	$227,900	$114,450
Intrinsic Value, Exercisable end of period (in dollars)	$42,875	$4,443

STOCK_BASED_COMPENSATION_Detai2

STOCK BASED COMPENSATION (Details 2) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares, Non-vested beginning of period (in shares)	296,650	147,280
Shares, Granted (in shares)	22,500	183,500
Shares, Vested (in shares)	-37,050	-2,275
Shares, Forfeited (in shares)	0	-18,755
Shares, Non-vested end of period (in shares)	282,100	309,750
Weighted Average Fair Value, Non-vested beginning of period (in dollars per share)	$0.47	$0.31
Weighted Average Fair Value, Granted (in dollars per share)	$1.02	$0.57
Weighted Average Fair Value, Vested (in dollars per share)	$0.59	$0.65
Weighted Average Fair Value, Forfeited (in dollars per share)	$0	$0.40
Weighted Average Fair Value, Non-vested end of period (in dollars per share)	$0.50	$0.45

STOCK_BASED_COMPENSATION_Detai3

STOCK BASED COMPENSATION (Details 3) (Employee Stock Option [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Employee Stock Option [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Recognized compensation expense, Before Tax	$32	$38
Recognized compensation expense, Tax Effect	11	13
Recognized compensation expense, Net of Tax	$21	$25

STOCK_BASED_COMPENSATION_Detai4

STOCK BASED COMPENSATION (Details 4) (Employee Stock Option [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013
Employee Stock Option [Member]	'		'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'		'
Future compensation expense	$70	[1]	$90	[1]
Weighted Average Remaining Contractual Term ( in years)	'1 year 8 months 12 days		'1 year 9 months 18 days
[1]	related to non-vested stock options

STOCK_BASED_COMPENSATION_Detai5

STOCK BASED COMPENSATION (Details 5) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares, Non-vested beginning of period (in shares)	296,650	147,280
Shares, Granted (in shares)	22,500	183,500
Exercised, Exercised (in shares)	37,050	2,275
Shares, Forfeited (in shares)	0	-18,755
Shares, Non-vested end of period (in shares)	282,100	309,750
Weighted Average Grant Price, Granted (in dollars per share)	$1.02	$0.57
Weighted Average Grant Price, Exercised (in dollers per shares)	$0.59	$0.65
Weighted Average Grant Price, Forfeited (in dollars per share)	$0	$0.40
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares, Non-vested beginning of period (in shares)	50,024	16,059
Shares, Granted (in shares)	11,673	35,476
Exercised, Exercised (in shares)	-476	0
Shares, Forfeited (in shares)	-944	-1,511
Shares, Non-vested end of period (in shares)	60,277	50,024
Weighted Average Grant Price, Granted (in dollars per share)	$6.45	$4.93
Weighted Average Grant Price, Exercised (in dollers per shares)	$0	'
Weighted Average Grant Price, Forfeited (in dollars per share)	$5.27	$0
Weighted Average Remaining Contractual terms, Non-vested end of period (in years)	'1 year 8 months 12 days	'2 years 2 months 12 days

STOCK_BASED_COMPENSATION_Detai6

STOCK BASED COMPENSATION (Details 6) (Restricted Stock Units (Rsus) [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Restricted Stock Units (Rsus) [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Recognized compensation expense, Before Tax	$74	$46
Recognized compensation expense, Tax Effect	25	16
Recognized compensation expense, Net of Tax	$49	$30

STOCK_BASED_COMPENSATION_Detai7

STOCK BASED COMPENSATION (Details 7) (Restricted Stock Units (Rsus) [Member], USD $)	Sep. 30, 2014		Sep. 30, 2013
In Thousands, unless otherwise specified
Restricted Stock Units (Rsus) [Member]	'		'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'		'
Future compensation expense	$174	[1]	$193	[1]
[1]	related to non-vested RSU's

STOCK_BASED_COMPENSATION_Detai8

STOCK BASED COMPENSATION (Details Textual) (Equity Incentive Plan 2011 [Member])	Sep. 30, 2014
Equity Incentive Plan 2011 [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	900,000

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitments To Extend Credit [Member]	'	'
Commitments and Contingencies [Line Items]	'	'
Bank's off-balance sheet commitments	$96,817	$106,017
Standby Letters Of Credit [Member]	'	'
Commitments and Contingencies [Line Items]	'	'
Bank's off-balance sheet commitments	$1,351	$1,733

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	$89,328	$96,144
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	87,970	94,725
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	1,358	1,419
Collateralized mortgage obligations: agency issued [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	40,039	38,791
Collateralized mortgage obligations: agency issued [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Collateralized mortgage obligations: agency issued [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	40,039	38,791
Collateralized mortgage obligations: agency issued [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Collateralized mortgage obligations: non agency [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	579	2,011
Collateralized mortgage obligations: non agency [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Collateralized mortgage obligations: non agency [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	579	2,011
Collateralized mortgage obligations: non agency [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Mortgage-backed securities: agency issued [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	12,499	13,389
Mortgage-backed securities: agency issued [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
Mortgage-backed securities: agency issued [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	12,499	13,389
Mortgage-backed securities: agency issued [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
U.S. Government agency securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	8,655	8,811
U.S. Government agency securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
U.S. Government agency securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	8,655	8,811
U.S. Government agency securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
State and municipal securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	27,556	32,160
State and municipal securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	0	0
State and municipal securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	26,198	30,741
State and municipal securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	1,358	1,419
Corporate bonds [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	'	982
Corporate bonds [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	'	0
Corporate bonds [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	'	982
Corporate bonds [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-For-Sale Securities	'	$0

FAIR_VALUE_MEASUREMENTS_Detail1

FAIR VALUE MEASUREMENTS (Details 1) (Available-For-Sale Securities [Member], USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Available-For-Sale Securities [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Balance beginning of period	$1,394	$1,491	$1,419	$1,614
Principal paydowns	-61	-61	-92	-90
Change in FV (included in other comprehensive income)	25	-3	31	-97
Balance end of period	$1,358	$1,427	$1,358	$1,427

FAIR_VALUE_MEASUREMENTS_Detail2

FAIR VALUE MEASUREMENTS (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned and foreclosed assets	$291	$1,960
Loans measured for impairment, net of specific reserves	441	162
Total impaired assets measured at fair value	732	2,122
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned and foreclosed assets	'	'
Loans measured for impairment, net of specific reserves	'	'
Total impaired assets measured at fair value	'	'
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned and foreclosed assets	'	'
Loans measured for impairment, net of specific reserves	'	'
Total impaired assets measured at fair value	'	'
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Other real estate owned and foreclosed assets	291	1,960
Loans measured for impairment, net of specific reserves	441	162
Total impaired assets measured at fair value	$732	$2,122

FAIR_VALUE_MEASUREMENTS_Detail3

FAIR VALUE MEASUREMENTS (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Other real estate owned and foreclosed assets [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$291
Fair Value Measurements, Valuation Technique	'Appraised value
Other real estate owned and foreclosed assets [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	1.60%
Other real estate owned and foreclosed assets [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	0.00%
Other real estate owned and foreclosed assets [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	10.00%
Loans measured for impairment, net of specific reserves [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$441
Fair Value Measurements, Valuation Technique	'Appraised value
Loans measured for impairment, net of specific reserves [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	2.80%
Loans measured for impairment, net of specific reserves [Member] | Minimum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	0.00%
Loans measured for impairment, net of specific reserves [Member] | Maximum [Member] | Market Approach Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Measurements Non Recurring Basis , Weighted Average Rate	20.00%

FAIR_VALUE_MEASUREMENTS_Detail4

FAIR VALUE MEASUREMENTS (Details 4) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets, Carrying Value:	'	'
Cash and cash equivalents, Carrying Amount	$40,781	$35,948
Interest-bearing certificates of deposit (original maturities greater than 90 days), Carrying Amount	2,727	2,727
Investment securities available-for-sale, Carrying Amount	89,328	96,144
Investment securities held-to-maturity, Carrying Amount	1,857	2,132
Federal Home Loan Bank stock, Carrying Amount	2,926	3,013
Loans held-for-sale, Carrying Amount	8,161	7,765
Loans, Carrying Amount	543,885	496,307
Financial Liabilities, Carrying Value:	'	'
Deposits, Carrying Amount	644,004	607,347
Short-term borrowings, Carrying Amount	0	0
Long-term borrowings, Carrying Amount	11,491	10,000
Junior subordinated debentures, Carrying Amount	13,403	13,403
Financial Assets, Fair Value:	'	'
Cash and cash equivalents, Fair Value	40,781	35,948
Interest-bearing certificates of deposit (original maturities greater than 90 days), Fair Value	2,727	2,727
Investment securities available-for-sale, Fair Value	89,328	96,144
Investment securities held-to-maturity, Fair Value	1,873	2,158
Federal Home Loan Bank stock, Fair Value	2,926	3,013
Loans held-for-sale, Fair Value	8,161	7,765
Loans, Fair Value	517,498	473,224
Financial Liabilities, Fair Value:	'	'
Deposits, Fair Value	644,518	606,654
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	10,145	10,195
Junior subordinated debentures, Fair Value	7,541	7,646
Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets, Carrying Value:	'	'
Investment securities available-for-sale, Carrying Amount	0	0
Financial Assets, Fair Value:	'	'
Cash and cash equivalents, Fair Value	40,781	35,948
Interest-bearing certificates of deposit (original maturities greater than 90 days), Fair Value	2,727	2,727
Investment securities available-for-sale, Fair Value	0	0
Investment securities held-to-maturity, Fair Value	0	0
Federal Home Loan Bank stock, Fair Value	0	0
Loans held-for-sale, Fair Value	0	0
Loans, Fair Value	0	0
Financial Liabilities, Fair Value:	'	'
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Junior subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets, Carrying Value:	'	'
Investment securities available-for-sale, Carrying Amount	87,970	94,725
Financial Assets, Fair Value:	'	'
Cash and cash equivalents, Fair Value	0	0
Interest-bearing certificates of deposit (original maturities greater than 90 days), Fair Value	0	0
Investment securities available-for-sale, Fair Value	87,970	94,725
Investment securities held-to-maturity, Fair Value	1,874	2,158
Federal Home Loan Bank stock, Fair Value	2,926	3,013
Loans held-for-sale, Fair Value	8,161	7,765
Loans, Fair Value	0	0
Financial Liabilities, Fair Value:	'	'
Deposits, Fair Value	644,518	606,654
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	10,145	10,195
Junior subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets, Carrying Value:	'	'
Investment securities available-for-sale, Carrying Amount	1,358	1,419
Financial Assets, Fair Value:	'	'
Cash and cash equivalents, Fair Value	0	0
Interest-bearing certificates of deposit (original maturities greater than 90 days), Fair Value	0	0
Investment securities available-for-sale, Fair Value	1,358	1,419
Investment securities held-to-maturity, Fair Value	0	0
Federal Home Loan Bank stock, Fair Value	0	0
Loans held-for-sale, Fair Value	0	0
Loans, Fair Value	517,498	473,224
Financial Liabilities, Fair Value:	'	'
Deposits, Fair Value	0	0
Short-term borrowings, Fair Value	0	0
Long-term borrowings, Fair Value	0	0
Junior subordinated debentures, Fair Value	$7,541	$7,646

FAIR_VALUE_MEASUREMENTS_Detail5

FAIR VALUE MEASUREMENTS (Details Textual) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Allowance for Loan and Lease Losses, Write-offs	$200,000	$185,000	$713,000	$363,000
Impaired Loans [Member] | Maximum [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Fair Value Measurements Valuation Techniques Discount Rate	'	'	30.00%	'
Impaired Loans [Member] | Minimum [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Fair Value Measurements Valuation Techniques Discount Rate	'	'	10.00%	'
Other Real Estate Owned Financial Instruments [Member] | Maximum [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Fair Value Measurements Valuation Techniques Discount Rate	'	'	25.00%	'
Other Real Estate Owned Financial Instruments [Member] | Minimum [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Fair Value Measurements Valuation Techniques Discount Rate	'	'	10.00%	'
Real Estate Forclosure [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Payments For Real Estate Acquired Through Foreclosure	'	'	652,000	'
Allowance for Loan and Lease Losses, Write-offs	'	'	$127,000	'

JUNIOR_SUBORDINATED_DEBENTURES2

JUNIOR SUBORDINATED DEBENTURES (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014		Sep. 30, 2014
In Thousands, unless otherwise specified			Pacific Financial Corporation Statutory Trust I [Member]		Pacific Financial Corporation Statutory Trust II [Member]
			Trust Preferred Securities Subject To Mandatory Redemption [Member]		Trust Preferred Securities Subject To Mandatory Redemption [Member]
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]	'	'	'		'
Issuance Date, Issuance Trust	'	'	31-Dec-05		30-Jun-06
Preferred Security, Issuance Trust	$13,403	$13,403	$5,000		$8,000
Initial Rate, Issuance Trust	'	'	'LIBOR + 1.45%	[1]	'LIBOR + 1.60%	[2]
Maturity Date, Issuance Trust	'	'	31-Mar-36		31-Jul-36
[1]	Pacific Financial Corporation Statutory Trust I securities incurred interest at the fixed rate of 6.39% until mid March 2011, at which the rate changed to a variable rate of 3-month LIBOR (0.234% at September 11, 2014) plus 1.45% or 1.68%, adjusted quarterly, through the final maturity date in March 2036.
[2]	Pacific Financial Corporation Statutory Trust II securities incur interest at a variable rate of 3-month LIBOR (0.234% at July 11, 2014) plus 1.60% or 1.83%, adjusted quarterly, through the final maturity date in July 2036.

JUNIOR_SUBORDINATED_DEBENTURES3

JUNIOR SUBORDINATED DEBENTURES (Details Textual) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Sep. 11, 2014	Sep. 30, 2014	Sep. 30, 2014	Jul. 11, 2014	Sep. 30, 2014	Sep. 30, 2014
			Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]	Trust Preferred Securities Subject To Mandatory Redemption [Member]
					Minimum [Member]	Maximum [Member]	PremierWest Statutory Trust II [Member]	PremierWest Statutory Trust II [Member]	PremierWest Statutory Trust II [Member]
								Minimum [Member]	Maximum [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'	'
Common Stock Issued Trust Preferred Securities	'	'	$403,000	'	'	'	'	'	'
Accrued interest payable	$141,000	$167,000	$40,000	'	'	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage	'	'	6.39%	'	'	'	'	'	'
Debt Instrument, Basis Spread on Variable Rate	'	'	'	'	1.45%	1.68%	'	1.60%	1.83%
Debt Instrument, London Interbank Offered Rate	'	'	'	0.23%	'	'	0.23%	'	'

BUSINESS_COMBINATION_Details

BUSINESS COMBINATION (Details) (Asset Purchase Agreement [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Asset Purchase Agreement [Member]	'
Business Acquisition [Line Items]	'
Fair value of tangible net assets acquired	$37,533
Cash paid for deposit premium	-976
Liabilities assumed	-37,684
Goodwill and intangible assets recorded	$1,127

BUSINESS_COMBINATION_Details_1

BUSINESS COMBINATION (Details 1) (Branches Of Sterling [Member], USD $)	Sep. 01, 2013
In Thousands, unless otherwise specified
Branches Of Sterling [Member]	'
Business Acquisition [Line Items]	'
Cash and cash equivalents	$31,941
Loans receivable	3,989
Premises and equipment	604
Goodwill and intangible assets	1,127
Other assets	23
Total assets	37,684
Deposits and accrued interest payable	37,636
Deferred tax liability	47
Other liabilities	1
Total liabilities and shareholders' equity	$37,684

BUSINESS_COMBINATION_Details_T

BUSINESS COMBINATION (Details Textual) (Asset Purchase Agreement [Member], USD $)	12 Months Ended
	Dec. 31, 2013
Asset Purchase Agreement [Member]	'
Business Acquisition [Line Items]	'
Payments to Acquire Businesses, Gross	$976,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	242,000
Business Combination, Separately Recognized Transactions, Additional Disclosures, Acquisition Costs	615,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Goodwill	885,000
Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Goodwill And Intangible Assets	$1,100,000
Finite-Lived Intangible Asset, Useful Life	'10 years

GOODWILL_Details_Textual

GOODWILL (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Goodwill [Line Items]	'	'
Discounted Cash Flow Model Discount Rate Percent	12.00%	'
Average Annual Revenue Growth Rate Percentage	23.00%	'
Average Annual Asset Growth Rate Percentage Year One To Five	4.40%	'
Average Annual Asset Growth Rate Net Interest Base Year Margin Percentage	4.02%	'
Average Annual Asset Growth Rate Net Interest Margin Percentage Year Five	4.24%	'
Banking Assets Acquired Through Business Combination	'	$5,000,000,000
Reporting Unit Carrying Value Disclosure	$70,900,000	'
Fair Value of Reporting Unit, Per Share	$8.50	'
Minimum [Member]	'	'
Goodwill [Line Items]	'	'
Percentage On Return On Assets	0.62%	'
Maximum [Member]	'	'
Goodwill [Line Items]	'	'
Percentage On Return On Assets	1.24%	'
Market Approach Valuation Technique [Member]	'	'
Goodwill [Line Items]	'	'
Reporting Uni tFair Value Proportion	80.00%	'
Fair Value of Reporting Unit, Per Share	$8.20	'
Income Approach Valuation Technique [Member]	'	'
Goodwill [Line Items]	'	'
Reporting Uni tFair Value Proportion	20.00%	'
Fair Value of Reporting Unit, Per Share	$9.67	'

INCOME_TAXES_Details_Textual

INCOME TAXES (Details Textual) (USD $)	Sep. 30, 2014
In Millions, unless otherwise specified
Income Tax Disclosure [Line Items]	'
Deferred Tax Assets, Net	$4.10