Document And Entity Information
Document And Entity Information - shares | 3 Months Ended | |
Mar. 31, 2016 | Apr. 29, 2016 | |
Document And Entity Information [Abstract] | ||
Document Type | 10-Q | |
Amendment Flag | false | |
Document Period End Date | Mar. 31, 2016 | |
Document Fiscal Year Focus | 2,016 | |
Document Fiscal Period Focus | Q1 | |
Trading Symbol | zion | |
Entity Registrant Name | ZIONS BANCORPORATION /UT/ | |
Entity Central Index Key | 109,380 | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Large Accelerated Filer | |
Entity Common Stock, Shares Outstanding | 204,623,502 |
Consolidated Balance Sheets
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
ASSETS | ||
Cash and due from banks | $ 517,803 | $ 798,319 |
Money market investments: | ||
Interest-bearing deposits | 3,039,090 | 6,108,124 |
Federal funds sold and security resell agreements | 1,587,212 | 619,758 |
Investment securities: | ||
Available-for-sale, at fair value | 8,701,885 | 7,643,116 |
Trading account, at fair value | 65,838 | 48,168 |
Loans held for sale | 108,764 | 149,880 |
Marketable securities, total | 9,399,369 | 8,236,932 |
Loans and leases, net of unearned income and fees: | ||
Loans and leases receivable, net of unearned income and fees | 41,418,185 | 40,649,542 |
Less allowance for loan losses | 611,894 | 606,048 |
Loans, net of allowance | 40,806,291 | 40,043,494 |
Other noninterest-bearing investments | 855,813 | 848,144 |
Premises and equipment, net | 925,430 | 905,462 |
Goodwill | 1,014,129 | 1,014,129 |
Core deposit and other intangibles | 14,259 | 16,272 |
Other Real Estate, Foreclosed Assets, and Repossessed Assets | 10,411 | 7,092 |
Other assets | 901,342 | 916,937 |
Total assets | 59,179,913 | 59,664,543 |
LIABILITIES AND SHAREHOLDERS' EQUITY | ||
Noninterest-bearing demand | 21,872,274 | 22,276,664 |
Interest-bearing: | ||
Deposits, Savings Deposits | 25,723,996 | 25,672,356 |
Total deposits | 49,887,857 | 50,374,091 |
Federal funds and other short-term borrowings | 232,188 | 346,987 |
Long-term debt | 802,448 | 812,366 |
Reserve for unfunded lending commitments | 69,026 | 74,838 |
Other liabilities | 562,657 | 548,742 |
Total liabilities | 51,554,176 | 52,157,024 |
Shareholders' equity: | ||
Preferred stock, without par value, authorized 4,400,000 shares | 828,490 | 828,490 |
Common stock, without par value; authorized 350,000,000 shares; issued and outstanding 204,543,707 and 204,417,093 shares | 4,777,630 | 4,766,731 |
Retained earnings | 2,031,270 | 1,966,910 |
Accumulated other comprehensive income (loss) | (11,653) | (54,612) |
Total shareholders' equity | 7,625,737 | 7,507,519 |
Total liabilities and shareholders' equity | 59,179,913 | 59,664,543 |
Reported Value Measurement [Member] | ||
Investment securities: | ||
Held-to-maturity, at amortized cost (approximate fair value $636,484 and $552,088) | 631,646 | 545,648 |
Interest-bearing: | ||
Time | 2,071,688 | 2,130,680 |
Foreign | 219,899 | 294,391 |
Long-term debt | $ 802,448 | $ 812,366 |
Consolidated Balance Sheets (Pa
Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Preferred stock, authorized shares | 4,400,000 | 4,400,000 |
Common stock, authorized shares | 350,000,000 | 350,000,000 |
Common stock, issued shares | 204,543,707 | 204,417,093 |
Common stock, outstanding shares | 204,543,707 | 204,417,093 |
Estimate of Fair Value Measurement [Member] | ||
Held-to-maturity, fair value | $ 636,484 | $ 552,088 |
Consolidated Statements Of Inco
Consolidated Statements Of Income - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Interest income: | ||
Interest and fees on loans | $ 420,508 | $ 415,755 |
Interest on money market investments | 7,029 | 5,218 |
Interest on Securities | 47,364 | 27,473 |
Interest on securities: | ||
Interest and Dividend Income, Operating | 474,901 | 448,446 |
Interest expense: | ||
Interest on deposits | 11,845 | 12,104 |
Interest on short- and long-term borrowings | 10,214 | 18,996 |
Total interest expense | 22,059 | 31,100 |
Net interest income | 452,842 | 417,346 |
Provision for loan losses | 42,145 | (1,494) |
Net interest income after provision for loan losses | 410,697 | 418,840 |
Noninterest income: | ||
Service charges and fees on deposit accounts | 41,261 | 41,194 |
Other service charges, commissions and fees | 49,474 | 43,002 |
Wealth management income | 7,954 | 7,615 |
Loan sales and servicing income | 7,979 | 7,706 |
Capital markets and foreign exchange | 5,667 | 5,501 |
Dividends and other investment income | 4,639 | 9,372 |
Fair value and nonhedge derivative income (loss) | (2,585) | (1,088) |
Equity securities gains (losses), net | (550) | 3,353 |
Fixed income securities gains (losses), net | 28 | (239) |
Other | 2,894 | 922 |
Total noninterest income | 116,761 | 117,338 |
Noninterest expense: | ||
Salaries and employee benefits | 258,338 | 243,519 |
Occupancy, net | 29,779 | 29,339 |
Furniture, equipment and software | 32,015 | 29,713 |
Other real estate expense, net | (1,329) | 374 |
Credit-related expense | 5,934 | 5,939 |
Provision for Unfunded Lending Commitments | 5,812 | (1,211) |
Professional and legal services | 11,471 | 11,483 |
Advertising | 5,628 | 6,975 |
FDIC premiums | 7,154 | 8,119 |
Amortization of core deposit and other intangibles | 2,014 | 2,358 |
Debt extinguishment cost | 247 | 0 |
Other | 50,134 | 53,947 |
Total noninterest expense | 395,573 | 392,977 |
Income before income taxes | 131,885 | 143,201 |
Income taxes | 41,448 | 51,176 |
Net income | 90,437 | 92,025 |
Dividends on preferred stock | (11,660) | (16,746) |
Net earnings applicable to common shareholders | $ 78,777 | $ 75,279 |
Weighted average common shares outstanding during the period: | ||
Basic shares | 203,967 | 202,603 |
Diluted shares | 204,096 | 202,944 |
Net earnings per common share: | ||
Basic | $ 0.38 | $ 0.37 |
Diluted | $ 0.38 | $ 0.37 |
Consolidated Statements Of Comp
Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Net income for the period | $ 90,437 | $ 92,025 |
Other comprehensive income, net of tax: | ||
Unrealized holding gains on investment securities | 32,168 | 486 |
Reclassification of HTM securities to AFS Securities | 0 | 10,938 |
Reclassification to earnings for realized net fixed income securities losses (gains) | (17) | 148 |
Net unrealized gains (losses) on other noninterest-bearing investments | 430 | (364) |
Net unrealized holding gains on derivative instruments | 12,901 | 2,553 |
Reclassification adjustment for increase in interest income recognized in earnings on derivatives instruments | (1,858) | (629) |
Pension and Postretirement | 665 | 0 |
Other comprehensive income | 42,959 | 13,132 |
Comprehensive income | 133,396 | 105,157 |
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | ||
Other comprehensive income, net of tax: | ||
Other comprehensive income | $ (665) | $ 0 |
Consolidated Statements Of Chan
Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands | Total | Preferred Stock [Member] | Common Stock [Member] | Retained Earnings [Member] | Accumulated Other Comprehensive Income (Loss) [Member] |
Balance at Dec. 31, 2014 | $ 7,369,530 | $ 1,004,011 | $ 4,723,855 | $ 1,769,705 | $ (128,041) |
Balance (in shares) at Dec. 31, 2014 | 203,014,903 | ||||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Net income for the period | 92,025 | 92,025 | |||
Other comprehensive income, net of tax | 13,132 | 13,132 | |||
Subordinated debt converted to preferred stock | 15 | $ 21 | $ (6) | ||
Net activity under employee plans and related tax benefits | 4,707 | $ 4,707 | |||
Net activity under employee plans and related tax benefits, shares | 178,088 | ||||
Dividends on preferred stock | (16,746) | (16,746) | |||
Dividends on common stock | (8,176) | (8,176) | |||
Change in deferred compensation | (189) | (189) | |||
Balance at Mar. 31, 2015 | 7,454,298 | $ 1,004,032 | $ 4,728,556 | 1,836,619 | (114,909) |
Balance (in shares) at Mar. 31, 2015 | 203,192,991 | ||||
Balance at Dec. 31, 2015 | $ 7,507,519 | 828,490 | $ 4,766,731 | 1,966,910 | (54,612) |
Balance (in shares) at Dec. 31, 2015 | 204,417,093 | 204,417,093 | |||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Net income for the period | $ 90,437 | 90,437 | |||
Other comprehensive income, net of tax | 42,959 | 42,959 | |||
Net activity under employee plans and related tax benefits | 10,899 | $ 10,899 | |||
Net activity under employee plans and related tax benefits, shares | 126,614 | ||||
Dividends on preferred stock | (11,660) | (11,660) | |||
Dividends on common stock | (12,350) | (12,350) | |||
Change in deferred compensation | (2,067) | (2,067) | |||
Balance at Mar. 31, 2016 | $ 7,625,737 | $ 828,490 | $ 4,777,630 | $ 2,031,270 | $ (11,653) |
Balance (in shares) at Mar. 31, 2016 | 204,543,707 | 204,543,707 |
Consolidated Statements Of Cha7
Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Dividends on common stock, per share | $ 0.06 | $ 0.04 |
Consolidated Statements Of Cash
Consolidated Statements Of Cash Flows - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
CASH FLOWS FROM OPERATING ACTIVITIES | ||
Net income for the period | $ 90,437 | $ 92,025 |
Adjustments to reconcile net income to net cash provided by operating activities: | ||
Provision for credit losses | 36,333 | (283) |
Depreciation and amortization | 40,736 | 34,169 |
Fixed income securities losses (gains), net | (28) | 239 |
Deferred income tax expense (benefit) | (4,680) | 3,402 |
Net increase in trading securities | (17,670) | (1,021) |
Net decrease in loans held for sale | 38,566 | 3,517 |
Change in other liabilities | 17,770 | 25,566 |
Change in other assets | 7,301 | (65,248) |
Other, net | 13,997 | (3,549) |
Net cash provided by operating activities | 222,762 | 88,817 |
CASH FLOWS FROM INVESTING ACTIVITIES | ||
Net decrease in money market investments | 2,101,580 | 253,274 |
Proceeds from maturities and paydowns of investment securities held-to-maturity | 22,036 | 39,323 |
Purchases of investment securities held-to-maturity | (108,141) | (22,576) |
Proceeds from sales, maturities, and paydowns of investment securities available-for-sale | 2,098,526 | 228,894 |
Purchases of investment securities available-for-sale | (3,123,244) | (784,856) |
Net change in loans and leases | (808,358) | (100,442) |
Purchases of premises and equipment | (40,015) | (33,533) |
Proceeds from sales of other real estate owned | 4,304 | 3,401 |
Other, net | (10,565) | 3,351 |
Net cash provided by (used in) investing activities | 136,123 | (413,164) |
CASH FLOWS FROM FINANCING ACTIVITIES | ||
Net increase (decrease) in deposits | (486,234) | 275,285 |
Net change in short-term funds borrowed | (114,799) | (40,626) |
Repayments of long-term debt | (10,636) | (8,185) |
Proceeds from issuances of common stock | 538 | 962 |
Dividends paid on common and preferred stock | (27,421) | (23,234) |
Other, net | (849) | (939) |
Net cash provided by (used in) financing activities | (639,401) | 203,263 |
Net decrease in cash and due from banks | (280,516) | (121,084) |
Cash and due from banks at beginning of period | 798,319 | 841,942 |
Cash and due from banks at end of period | 517,803 | 720,858 |
Cash paid for interest | 18,430 | 22,119 |
Net refunds received for income taxes | $ (84) | $ (500) |
Basis of Presentaion
Basis of Presentaion | 3 Months Ended |
Mar. 31, 2016 | |
Basis Of Presentation [Abstract] | |
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] | BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements of Zions Bancorporation (“the Parent”) and its majority-owned subsidiaries (collectively “the Company,” “Zions,” “we,” “our,” “us”) have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. References to GAAP, including standards promulgated by the Financial Accounting Standards Board (“FASB”), are made according to sections of the Accounting Standards Codification (“ASC”). Changes to the ASC are made with Accounting Standards Updates (“ASU”) that include consensus issues of the Emerging Issues Task Force (“EITF”). In certain cases, ASUs are issued jointly with International Financial Reporting Standards (“IFRS”). Operating results for the three months ended March 31, 2016 and 2015 are not necessarily indicative of the results that may be expected in future periods. In preparing the consolidated financial statements, we are required to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. The consolidated balance sheet at December 31, 2015 is from the audited financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete financial statements. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s 2015 Annual Report on Form 10-K. Certain prior period amounts have been reclassified to conform with the current period presentation. These reclassifications did not affect net income or shareholders’ equity. Zions Bancorporation is a financial holding company headquartered in Salt Lake City, Utah, and with its subsidiaries, provides a full range of banking and related services. Following the close of business on December 31, 2015, the Company completed the merger of its subsidiary banks and other subsidiaries into a single bank, ZB, N.A. The Company continues to manage its banking operations through seven separately managed and branded segments in 11 Western and Southwestern states as follows: Zions Bank, in Utah, Idaho and Wyoming; Amegy Bank (“Amegy”), in Texas; California Bank & Trust (“CB&T”); National Bank of Arizona (“NBAZ”); Nevada State Bank (“NSB”); Vectra Bank Colorado (“Vectra”), in Colorado and New Mexico; and The Commerce Bank of Washington (“TCBW”), in Washington and Oregon. Pursuant to a Board resolution adopted November 21, 2014, The Commerce Bank of Oregon merged into TCBW following the close of business on March 31, 2015. |
Certain Recent Accounting Prono
Certain Recent Accounting Pronouncements (Notes) | 3 Months Ended |
Mar. 31, 2016 | |
Certain Recent Accounting Pronouncements [Abstract] | |
Certain Recent Accounting Pronouncements [Text Block] | RECENT ACCOUNTING PRONOUNCEMENTS Standard Description Date of adoption Effect on the financial statements or other significant matters Standards not yet adopted by the Company ASU 2016-09, Stock Compensation (Topic 718), Improvements to Share-Based Payment Accounting The standard requires entities to recognize the income tax effects of share-based payment awards in the income statement when the awards vest or are settled (i.e. the additional paid-in capital pools will be eliminated). The guidance on employers’ accounting for an employee’s use of shares to satisfy the employer’s statutory income tax withholding obligation and for forfeitures is changing. The standard also provides an entity to make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest or account for forfeitures when they occur. January 1, 2017 We are currently evaluating the potential impact of this new guidance on the Company’s financial statements. ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities The standard provides revised accounting guidance related to the accounting for and reporting of financial instruments. Some of the main provisions include: January 1, 2018 We do not currently expect this new guidance will have a material impact on the Company’s financial statements. ASU 2014-09, Revenue from Contracts with Customers (Topic 606) ASU 2016-08, Revenue from Contracts with Customers (Topic 606), Principal vs. Agent Considerations (Reporting Revenue Gross versus Net) The core principle of the new guidance is that a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. The banking industry does not expect significant changes because major sources of revenue are from financial instruments that have been excluded from the scope of the new standard, (including loans, derivatives, debt and equity securities, etc.). However, these new standards affect other fees charged by banks, such as asset management fees, credit card interchange fees, deposit account fees, etc. Adoption may be made on a full retrospective basis with practical expedients, or on a modified retrospective basis with a cumulative effect adjustment. Early adoption of the guidance is permitted as of January 1, 2017. January 1, 2018, as extended in August 2015 by ASU 2015-14 While we currently do not expect these standards will have a material impact on the Company’s financial statements, we are still in process of conducting our evaluation. ASU 2016-02, The standard requires that a lessee recognize assets and liabilities for leases with lease terms of more than 12 months. The recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its classification as a finance or operating lease. However, the standard will require both types of leases to be recognized on the balance sheet. It also requires disclosures to better understand the amount, timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements, providing additional information about the amounts recorded in the financial statements. January 1, 2019 We are currently evaluating the potential impact of this new guidance on the Company’s financial statements. Standard Description Date of adoption Effect on the financial statements or other significant matters Standards adopted by the Company ASU 2015-02, Amendments to the Consolidation Analysis (Topic 810) The new standard changes certain criteria in the variable interest model and the voting model to determine whether certain legal entities are variable interest entities (“VIEs”) and whether they should be consolidated. Additional disclosures are required for entities not currently considered VIEs, but may become VIEs under the new guidance and may be subject to consolidation. Adoption may be retrospective or modified retrospective with a cumulative effect adjustment. January 1, 2016 We currently do not consolidate any VIEs and our adoption of this standard did not have a material impact on the Company’s financial statements. ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs (Subtopic 835-30) The standard requires that debt issuance costs be presented in the balance sheet as a direct deduction from the carrying amount of the associated debt liability, consistent with debt discounts. Adoption is retrospective. January 1, 2016 Our adoption of this standard did not have a material impact on the accompanying financial statements. ASU 2015-05, Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement (Subtopic 350-40) The standard provides guidance to determine whether an arrangement includes a software license. If it does, the customer accounts for it the same way as for other software licenses. If no software license is included, the customer accounts for it as a service contract. Adoption may be retrospective or prospective. January 1, 2016 We adopted this standard on a prospective basis and it did not have a material impact on the accompanying financial statements. ASU 2015-07, Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share (or its Equivalent), (Topic 820) The guidance eliminates the current requirement to categorize within the fair value hierarchy investments whose fair values are measured at net asset value (“NAV”) using the practical expedient in ASC 820. Fair value disclosure of these investments will be made to facilitate reconciliation to amounts reported on the balance sheet. Other related disclosures will continue when the NAV practical expedient is used. Adoption is retrospective. January 1, 2016 Our adoption of this standard did not have a material impact on the accompanying financial statements. |
Supplemental Cash Flow Informat
Supplemental Cash Flow Information | 3 Months Ended |
Mar. 31, 2016 | |
Supplemental Cash Flow Information [Abstract] | |
Cash Flow, Supplemental Disclosures [Text Block] | . SUPPLEMENTAL CASH FLOW INFORMATION Noncash activities are summarized as follows: (In thousands) Three Months Ended 2016 2015 Loans and leases transferred to other real estate owned $ 5,998 $ 3,568 Loans held for sale reclassified as loans held for investment 1,976 13,138 Amortized cost of HTM securities reclassified as AFS securities — 79,276 |
Offsetting Assets and Liabiliti
Offsetting Assets and Liabilities (Notes) | 3 Months Ended |
Mar. 31, 2016 | |
Offsetting Assets and Liabilities [Abstract] | |
Cash, Cash Equivalents, and Short-term Investments [Text Block] | OFFSETTING ASSETS AND LIABILITIES Gross and net information for selected financial instruments in the balance sheet is as follows: March 31, 2016 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 1,587,212 $ — $ 1,587,212 $ — $ — $ 1,587,212 Derivatives (included in other assets) 125,363 — 125,363 (22,322 ) — 103,041 $ 1,712,575 $ — $ 1,712,575 $ (22,322 ) $ — $ 1,690,253 Liabilities: Federal funds and other short-term borrowings $ 232,188 $ — $ 232,188 $ — $ — $ 232,188 Derivatives (included in other liabilities) 104,469 — 104,469 (22,322 ) (71,149 ) 10,998 $ 336,657 $ — $ 336,657 $ (22,322 ) $ (71,149 ) $ 243,186 December 31, 2015 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 619,758 $ — $ 619,758 $ — $ — $ 619,758 Derivatives (included in other assets) 77,638 — 77,638 (5,916 ) 71,722 $ 697,396 $ — $ 697,396 $ (5,916 ) $ — $ 691,480 Liabilities: Federal funds and other short-term borrowings $ 346,987 $ — $ 346,987 $ — $ — $ 346,987 Derivatives (included in other liabilities) 72,568 — 72,568 (5,916 ) (61,134 ) 5,518 $ 419,555 $ — $ 419,555 $ (5,916 ) $ (61,134 ) $ 352,505 Security repurchase and reverse repurchase (“resell”) agreements are offset, when applicable, in the balance sheet according to master netting agreements. Security repurchase agreements are included with “Federal funds and other short-term borrowings.” Derivative instruments may be offset under their master netting agreements; however, for accounting purposes, we present these items on a gross basis in the Company’s balance sheet. See Note 7 for further information regarding derivative instruments. |
Investment Securities
Investment Securities | 3 Months Ended |
Mar. 31, 2016 | |
Investments [Abstract] | |
Investment Securities | INVESTMENTS Investment Securities Investment securities are summarized below. Note 10 discusses the process to estimate fair value for investment securities. March 31, 2016 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 631,646 $ 11,519 $ 6,681 $ 636,484 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,497,652 14,055 856 1,510,851 Agency guaranteed mortgage-backed securities 4,487,279 17,801 9,091 4,495,989 Small Business Administration loan-backed securities 2,019,668 14,480 13,321 2,020,827 Municipal securities 552,872 4,391 1,190 556,073 Other debt securities 25,434 147 3,672 21,909 8,582,905 50,874 28,130 8,605,649 Money market mutual funds and other 96,132 104 — 96,236 8,679,037 50,978 28,130 8,701,885 Total $ 9,310,683 $ 62,497 $ 34,811 $ 9,338,369 December 31, 2015 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair Held-to-maturity Municipal securities $ 545,648 $ 11,218 $ 4,778 $ 552,088 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,231,740 4,313 2,658 1,233,395 Agency guaranteed mortgage-backed securities 3,964,593 7,919 36,037 3,936,475 Small Business Administration loan-backed securities 1,932,817 12,602 14,445 1,930,974 Municipal securities 417,374 2,177 856 418,695 Other debt securities 25,454 152 2,665 22,941 7,571,978 27,163 56,661 7,542,480 Money market mutual funds and other 100,612 61 37 100,636 7,672,590 27,224 56,698 7,643,116 Total $ 8,218,238 $ 38,442 $ 61,476 $ 8,195,204 CDO Sales and Paydowns During the second quarter of 2015 , we sold the remaining portfolio of our collateralized debt obligation (“CDO”) securities, or $574 million at amortized cost, and realized net losses of approximately $137 million . During the first quarter of 2015 , we reclassified all of the remaining held-to-maturity (“HTM”) CDO securities, or approximately $79 million at amortized cost, to Available-for-Sale (“AFS”) securities. The reclassification resulted from increased risk weights for these securities under the new Basel III capital rules, and was made in accordance with applicable accounting guidance that allows for such reclassifications when increased risk weights of debt securities must be used for regulatory risk-based capital purposes. No gain or loss was recognized in the statement of income at the time of reclassification. Maturities The amortized cost and estimated fair value of investment debt securities are shown subsequently as of March 31, 2016 by expected timing of principal payments. Actual principal payments may differ from contractual or expected principal payments because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Held-to-maturity Available-for-sale (In thousands) Amortized cost Estimated fair value Amortized cost Estimated fair value Principal return in one year or less $ 69,225 $ 69,515 $ 1,187,108 $ 1,189,787 Principal return after one year through five years 238,605 242,328 3,483,268 3,491,732 Principal return after five years through ten years 203,989 207,198 2,769,584 2,781,632 Principal return after ten years 119,827 117,443 1,142,945 1,142,498 $ 631,646 $ 636,484 $ 8,582,905 $ 8,605,649 The following is a summary of the amount of gross unrealized losses for investment securities and the estimated fair value by length of time the securities have been in an unrealized loss position: March 31, 2016 Less than 12 months 12 months or more Total (In thousands) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 5,952 $ 193,737 $ 729 $ 12,480 $ 6,681 $ 206,217 Available-for-sale U.S. Government agencies and corporations: Agency securities 312 299,591 544 129,191 856 428,782 Agency guaranteed mortgage-backed securities 6,836 1,707,106 2,255 149,293 9,091 1,856,399 Small Business Administration loan-backed securities 4,549 539,651 8,772 528,850 13,321 1,068,501 Municipal securities 935 140,612 255 14,231 1,190 154,843 Other — — 3,672 11,331 3,672 11,331 12,632 2,686,960 15,498 832,896 28,130 3,519,856 Mutual funds and other — — — — — — 12,632 2,686,960 15,498 832,896 28,130 3,519,856 Total $ 18,584 $ 2,880,697 $ 16,227 $ 845,376 $ 34,811 $ 3,726,073 December 31, 2015 Less than 12 months 12 months or more Total (In thousands) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 4,521 $ 122,197 $ 257 $ 13,812 $ 4,778 $ 136,009 Available-for-sale U.S. Government agencies and corporations: Agency securities 2,176 559,196 482 131,615 2,658 690,811 Agency guaranteed mortgage-backed securities 34,583 3,639,824 1,454 65,071 36,037 3,704,895 Small Business Administration loan-backed securities 5,348 567,365 9,097 535,376 14,445 1,102,741 Municipal securities 735 102,901 121 5,733 856 108,634 Other — — 2,665 12,337 2,665 12,337 42,842 4,869,286 13,819 750,132 56,661 5,619,418 Mutual funds and other 37 35,488 — — 37 35,488 42,879 4,904,774 13,819 750,132 56,698 5,654,906 Total $ 47,400 $ 5,026,971 $ 14,076 $ 763,944 $ 61,476 $ 5,790,915 At March 31, 2016 and December 31, 2015 , respectively, 157 and 187 HTM and 684 and 709 AFS investment securities were in an unrealized loss position. Other-Than-Temporary Impairment Ongoing Policy We review investment securities on a quarterly basis for the presence of other-than-temporary impairment (“OTTI”). We assess whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the balance sheet date (the majority of the investment portfolio are debt securities). Under these circumstances, OTTI is considered to have occurred if (1) we have formed a documented intent to sell identified securities or initiated such sales; (2) it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. Noncredit-related OTTI in securities we intend to sell is recognized in earnings as is any credit-related OTTI in securities, regardless of our intent. Noncredit-related OTTI on AFS securities not expected to be sold is recognized in other comprehensive income (“OCI”). The amount of noncredit-related OTTI in a security is quantified as the difference in a security’s amortized cost after adjustment for credit impairment, and its lower fair value. Presentation of OTTI is made in the statement of income on a gross basis with an offset for the amount of OTTI recognized in OCI. OTTI Conclusions Our 2015 Annual Report on Form 10-K describes in more detail our OTTI evaluation process. The following summarizes the conclusions from our OTTI evaluation by each security type that has significant gross unrealized losses at March 31, 2016 : OTTI – U.S. Government Agencies and Corporations Agency Guaranteed Mortgage-Backed Securities: These pass-through securities are comprised largely of fixed and floating-rate residential mortgage-backed securities issued by the Government National Mortgage Association (“GNMA”), the Federal National Mortgage Association (“FNMA”), or the Federal Home Loan Mortgage Corporation (“FHLMC”). They were generally purchased at premiums with maturity dates from 10 to 15 years for fixed-rate securities and 30 years for floating-rate securities. These securities benefit from certain guarantee provisions or, in the case of GNMA, direct U.S. government guarantees. Unrealized losses relate to changes in interest rates subsequent to purchase and are not attributable to credit. At March 31, 2016 , we did not have an intent to sell identified securities with unrealized losses or initiate such sales, and we believe it is more likely than not we would not be required to sell such securities before recovery of their amortized cost basis. Therefore, we did not record OTTI for these securities during 2016 . Small Business Administration (“SBA”) Loan-Backed Securities: These securities were generally purchased at premiums with maturities from 5 to 25 years and have principal cash flows guaranteed by the SBA. Unrealized losses relate to changes in interest rates subsequent to purchase and are not attributable to credit. At March 31, 2016 , we did not have an intent to sell identified SBA securities with unrealized losses or initiate such sales, and we believe it is more likely than not we would not be required to sell such securities before recovery of their amortized cost basis. Therefore, we did not record OTTI for these securities during the first quarter of 2016 . The following is a tabular rollforward of the total amount of credit-related OTTI: (In thousands) Three Months Ended Three Months Ended HTM AFS Total HTM AFS Total Balance of credit-related OTTI at beginning of period $ — $ — $ — $ (9,079 ) $ (95,472 ) $ (104,551 ) Reductions for securities sold or paid off during the period — — — — 1,313 1,313 Reclassification of securities from HTM to AFS — — — 9,079 (9,079 ) — Balance of credit-related OTTI at end of period $ — $ — $ — $ — $ (103,238 ) $ (103,238 ) The following summarizes gains and losses, including OTTI, that were recognized in the statement of income: Three Months Ended March 31, 2016 March 31, 2015 (In thousands) Gross gains Gross losses Gross gains Gross losses Investment securities: Held-to-maturity $ — $ — $ 1 $ — Available-for-sale 30 2 958 1,198 Other noninterest-bearing investments 3,187 3,737 3,595 242 3,217 3,739 4,554 1,440 Net gains (losses) $ (522 ) $ 3,114 Statement of income information: Equity securities gains (losses), net $ (550 ) $ 3,353 Fixed income securities gains (losses), net 28 (239 ) Net gains (losses) $ (522 ) $ 3,114 Interest income by security type is as follows: (In thousands) Three Months Ended Three Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 2,604 $ 2,726 $ 5,330 $ 3,592 $ 2,862 $ 6,454 Available-for-sale 39,607 1,955 41,562 19,768 653 20,421 Trading 472 — 472 598 — 598 $ 42,683 $ 4,681 $ 47,364 $ 23,958 $ 3,515 $ 27,473 Investment securities with a carrying value of $2.0 billion at March 31, 2016 and $2.3 billion at December 31, 2015 were pledged to secure public and trust deposits, advances, and for other purposes as required by law. Securities are also pledged as collateral for security repurchase agreements. Private Equity Investments Effect of Volcker Rule The Volcker Rule (“VR”), as published pursuant to the Dodd-Frank Act in December 2013 and amended in January 2014, significantly restricted certain activities by covered bank holding companies, including restrictions on certain types of securities, proprietary trading, and private equity investing. The Company’s private equity investments (“PEIs”) consist of Small Business Investment Companies (“SBICs”) and non-SBICs. Following the sales of its CDO securities, the only prohibited investments under the VR requiring divestiture by the Company were certain of its PEIs. Of the recorded PEIs of $134 million at March 31, 2016 , approximately $16 million remain prohibited by the VR. For the first quarter of 2016 , we did not sell any PEIs. We sold a total of approximately $9 million of PEIs during 2015 . All of these sales related to prohibited PEIs. The 2015 sales resulted in insignificant amounts of realized gains or losses. We will dispose of the remaining $16 million of prohibited PEIs before the required deadline. However, the required deadline has been extended to July 21, 2016 from July 21, 2015 and the Federal Reserve has announced its intention to grant banking entities an additional one-year extension to July 21, 2017. See other discussions in Notes 10 and 11. As discussed in Note 11, we have $20 million at March 31, 2016 of unfunded commitments for PEIs, of which approximately $6 million relate to prohibited PEIs. Until we dispose of the prohibited PEIs, we expect to fund these commitments if and as the capital calls are made, as allowed under the VR. |
Loans And Allowance For Credit
Loans And Allowance For Credit Losses | 3 Months Ended |
Mar. 31, 2016 | |
Loans And Allowance For Credit Losses [Abstract] | |
Loans And Allowance For Credit Losses | LOANS AND ALLOWANCE FOR CREDIT LOSSES Loans and Loans Held for Sale Loans are summarized as follows according to major portfolio segment and specific loan class: (In thousands) March 31, December 31, Loans held for sale $ 108,764 $ 149,880 Commercial: Commercial and industrial $ 13,590,238 $ 13,211,481 Leasing 437,150 441,666 Owner occupied 7,022,429 7,150,028 Municipal 695,436 675,839 Total commercial 21,745,253 21,479,014 Commercial real estate: Construction and land development 1,967,702 1,841,502 Term 8,826,375 8,514,401 Total commercial real estate 10,794,077 10,355,903 Consumer: Home equity credit line 2,432,632 2,416,357 1-4 family residential 5,417,810 5,382,099 Construction and other consumer real estate 401,422 385,240 Bankcard and other revolving plans 438,540 443,780 Other 188,451 187,149 Total consumer 8,878,855 8,814,625 Total loans $ 41,418,185 $ 40,649,542 Loan balances are presented net of unearned income and fees, which amounted to $148.5 million at March 31, 2016 and $150.3 million at December 31, 2015 . Owner occupied and commercial real estate (“CRE”) loans include unamortized premiums of approximately $24.9 million at March 31, 2016 and $26.2 million at December 31, 2015 . Municipal loans generally include loans to municipalities with the debt service being repaid from general funds or pledged revenues of the municipal entity, or to private commercial entities or 501(c)(3) not-for-profit entities utilizing a pass-through municipal entity to achieve favorable tax treatment. Land development loans included in the construction and land development loan class were $286.8 million at March 31, 2016 and $288.0 million at December 31, 2015 . Loans with a carrying value of approximately $25.3 billion at March 31, 2016 and $19.4 billion at December 31, 2015 have been pledged at the Federal Reserve and various Federal Home Loan Banks (“FHLBs”) as collateral for potential borrowings. We sold loans totaling $273.2 million and $300.4 million for the three months ended March 31, 2016 and 2015 , respectively, that were classified as loans held for sale. The sold loans were derecognized from the balance sheet. Loans classified as loans held for sale primarily consist of conforming residential mortgages and the guaranteed portion of SBA loans. Amounts added to loans held for sale during these periods were $235.7 million and $309.7 million , respectively. The principal balance of sold loans for which we retain servicing was approximately $1.3 billion at both March 31, 2016 and December 31, 2015 . Income from loans sold, excluding servicing, for the three months ended March 31, 2016 and 2015 was $3.0 million and $4.6 million , respectively. Allowance for Credit Losses The allowance for credit losses (“ACL”) consists of the allowance for loan and lease losses (“ALLL”) (also referred to as the allowance for loan losses) and the reserve for unfunded lending commitments (“RULC”). Allowance for Loan and Lease Losses The ALLL represents our estimate of probable and estimable losses inherent in the loan and lease portfolio as of the balance sheet date. Losses are charged to the ALLL when recognized. Generally, commercial and CRE loans are charged off or charged down when they are determined to be uncollectible in whole or in part, or when 180 days past due unless the loan is well secured and in process of collection. Consumer loans are either charged off or charged down to net realizable value no later than the month in which they become 180 days past due. Closed-end consumer loans that are not secured by residential real estate are either charged off or charged down to net realizable value no later than the month in which they become 120 days past due. We establish the amount of the ALLL by analyzing the portfolio at least quarterly, and we adjust the provision for loan losses so the ALLL is at an appropriate level at the balance sheet date. We determine our ALLL as the best estimate within a range of estimated losses. The methodologies we use to estimate the ALLL depend upon the impairment status and loan portfolio. The methodology for impaired loans is discussed subsequently. For commercial and CRE loans with commitments equal to or greater than $750,000, we assign internal risk grades using a comprehensive loan grading system based on financial and statistical models, individual credit analysis, and loan officer experience and judgment. The credit quality indicators discussed subsequently are based on this grading system. Estimated losses for these commercial and CRE loans are derived from a statistical analysis of our historical default and loss given default (“LGD”) experience over the period of January 2008 through the most recent full quarter. For consumer and small commercial and CRE loans with commitments less than $750,000, we primarily use roll rate models to forecast probable inherent losses. Roll rate models measure the rate at which these loans migrate from one delinquency category to the next worse delinquency category, and eventually to loss. We estimate roll rates for these loans using recent delinquency and loss experience by segmenting our loan portfolios into separate pools based on common risk characteristics and separately calculating historical delinquency and loss experience for each pool. These roll rates are then applied to current delinquency levels to estimate probable inherent losses. The current status and historical changes in qualitative and environmental factors may not be reflected in our quantitative models. Thus, after applying historical loss experience, as described above, we review the quantitatively derived level of ALLL for each segment using qualitative criteria and use those criteria to determine our estimate within the range. We track various risk factors that influence our judgment regarding the level of the ALLL across the portfolio segments. These factors primarily include: • Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices • Changes in international, national, regional, and local economic and business conditions • Changes in the nature and volume of the portfolio and in the terms of loans • Changes in the experience, ability, and depth of lending management and other relevant staff • Changes in the volume and severity of past due loans, the volume of nonaccrual loans, and the volume and severity of adversely classified or graded loans • Changes in the quality of the loan review system • Changes in the value of underlying collateral for collateral-dependent loans • The existence and effect of any concentration of credit, and changes in the level of such concentrations • The effect of other external factors such as competition and legal and regulatory requirements The magnitude of the impact of these factors on our qualitative assessment of the ALLL changes from quarter to quarter according to changes made by management in its assessment of these factors, the extent these factors are already reflected in historic loss rates, and the extent changes in these factors diverge from one to another. We also consider the uncertainty inherent in the estimation process when evaluating the ALLL. Reserve for Unfunded Lending Commitments We also estimate a reserve for potential losses associated with off-balance sheet commitments, including standby letters of credit. We determine the RULC using the same procedures and methodologies that we use for the ALLL. The loss factors used in the RULC are the same as the loss factors used in the ALLL, and the qualitative adjustments used in the RULC are the same as the qualitative adjustments used in the ALLL. We adjust the Company’s unfunded lending commitments that are not unconditionally cancelable to an outstanding amount equivalent using credit conversion factors, and we apply the loss factors to the outstanding equivalents. Changes in ACL Assumptions During the first quarter of 2016, due to the consolidation of our separate banking charters, we enhanced our methodology to estimate the ACL on a Company-wide basis. As described previously, for large commercial and CRE loans, we began estimating historic loss factors by separately calculating historic default and LGD rates, instead of directly calculating loss rates for groupings of probability of default and LGD grades using a loss migration approach. For small commercial and CRE loans, we began using roll rate models to forecast probable inherent losses. For consumer loans, we began pooling loans by current loan-to-value, where applicable. The impact of these changes was largely neutral to the total ACL at March 31, 2016. Changes in the allowance for credit losses are summarized as follows: Three Months Ended March 31, 2016 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 454,277 $ 113,992 $ 37,779 $ 606,048 Additions: Provision for loan losses 45,875 1,701 (5,431 ) 42,145 Adjustment for FDIC-supported/PCI loans — — — — Deductions: Gross loan and lease charge-offs (43,230 ) (975 ) (3,905 ) (48,110 ) Recoveries 7,065 2,994 1,752 11,811 Net loan and lease charge-offs (36,165 ) 2,019 (2,153 ) (36,299 ) Balance at end of period $ 463,987 $ 117,712 $ 30,195 $ 611,894 Reserve for unfunded lending commitments Balance at beginning of period $ 57,696 $ 16,526 $ 616 $ 74,838 Provision credited to earnings (1,429 ) (3,767 ) (616 ) (5,812 ) Balance at end of period $ 56,267 $ 12,759 $ — $ 69,026 Total allowance for credit losses at end of period Allowance for loan losses $ 463,987 $ 117,712 $ 30,195 $ 611,894 Reserve for unfunded lending commitments 56,267 12,759 — 69,026 Total allowance for credit losses $ 520,254 $ 130,471 $ 30,195 $ 680,920 Three Months Ended March 31, 2015 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 412,514 $ 145,009 $ 47,140 $ 604,663 Additions: Provision for loan losses 24,934 (26,887 ) 459 (1,494 ) Adjustment for FDIC-supported/PCI loans (38 ) (38 ) Deductions: Gross loan and lease charge-offs (15,951 ) (626 ) (3,611 ) (20,188 ) Recoveries 20,613 14,119 2,338 37,070 Net loan and lease charge-offs 4,662 13,493 (1,273 ) 16,882 Balance at end of period $ 442,072 $ 131,615 $ 46,326 $ 620,013 Reserve for unfunded lending commitments Balance at beginning of period $ 58,931 $ 21,517 $ 628 $ 81,076 Provision charged (credited) to earnings 3,844 (2,580 ) (53 ) 1,211 Balance at end of period $ 62,775 $ 18,937 $ 575 $ 82,287 Total allowance for credit losses at end of period Allowance for loan losses $ 442,072 $ 131,615 $ 46,326 $ 620,013 Reserve for unfunded lending commitments 62,775 18,937 575 82,287 Total allowance for credit losses $ 504,847 $ 150,552 $ 46,901 $ 702,300 The ALLL and outstanding loan balances according to the Company’s impairment method are summarized as follows: March 31, 2016 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 76,987 $ 3,047 $ 7,230 $ 87,264 Collectively evaluated for impairment 386,943 114,448 22,882 524,273 Purchased loans with evidence of credit deterioration 57 217 83 357 Total $ 463,987 $ 117,712 $ 30,195 $ 611,894 Outstanding loan balances: Individually evaluated for impairment $ 477,363 $ 95,784 $ 86,957 $ 660,104 Collectively evaluated for impairment 21,219,580 10,649,342 8,782,839 40,651,761 Purchased loans with evidence of credit deterioration 48,310 48,951 9,059 106,320 Total $ 21,745,253 $ 10,794,077 $ 8,878,855 $ 41,418,185 December 31, 2015 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 36,909 $ 3,154 $ 9,462 $ 49,525 Collectively evaluated for impairment 417,295 110,417 27,866 555,578 Purchased loans with evidence of credit deterioration 73 421 451 945 Total $ 454,277 $ 113,992 $ 37,779 $ 606,048 Outstanding loan balances: Individually evaluated for impairment $ 289,629 $ 107,341 $ 92,605 $ 489,575 Collectively evaluated for impairment 21,129,125 10,193,840 8,712,079 40,035,044 Purchased loans with evidence of credit deterioration 60,260 54,722 9,941 124,923 Total $ 21,479,014 $ 10,355,903 $ 8,814,625 $ 40,649,542 Nonaccrual and Past Due Loans Loans are generally placed on nonaccrual status when payment in full of principal and interest is not expected, or the loan is 90 days or more past due as to principal or interest, unless the loan is both well secured and in the process of collection. Factors we consider in determining whether a loan is placed on nonaccrual include delinquency status, collateral value, borrower or guarantor financial statement information, bankruptcy status, and other information which would indicate that the full and timely collection of interest and principal is uncertain. A nonaccrual loan may be returned to accrual status when all delinquent interest and principal become current in accordance with the terms of the loan agreement; the loan, if secured, is well secured; the borrower has paid according to the contractual terms for a minimum of six months; and analysis of the borrower indicates a reasonable assurance of the ability and willingness to maintain payments. Payments received on nonaccrual loans are applied as a reduction to the principal outstanding. Closed-end loans with payments scheduled monthly are reported as past due when the borrower is in arrears for two or more monthly payments. Similarly, open-end credit such as charge-card plans and other revolving credit plans are reported as past due when the minimum payment has not been made for two or more billing cycles. Other multi-payment obligations (i.e., quarterly, semiannual, etc.), single payment, and demand notes are reported as past due when either principal or interest is due and unpaid for a period of 30 days or more. Nonaccrual loans are summarized as follows: (In thousands) March 31, December 31, Commercial: Commercial and industrial $ 356,034 $ 163,906 Leasing 14,107 3,829 Owner occupied 74,369 73,881 Municipal 926 951 Total commercial 445,436 242,567 Commercial real estate: Construction and land development 6,152 7,045 Term 33,051 40,253 Total commercial real estate 39,203 47,298 Consumer: Home equity credit line 10,700 8,270 1-4 family residential 43,791 50,254 Construction and other consumer real estate 645 748 Bankcard and other revolving plans 1,791 537 Other 202 186 Total consumer loans 57,129 59,995 Total $ 541,768 $ 349,860 Past due loans (accruing and nonaccruing) are summarized as follows: March 31, 2016 (In thousands) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Commercial: Commercial and industrial $ 13,464,106 $ 90,610 $ 35,522 $ 126,132 $ 13,590,238 $ 4,388 $ 287,662 Leasing 436,597 59 494 553 437,150 — 13,613 Owner occupied 6,965,082 21,987 35,360 57,347 7,022,429 13,350 46,289 Municipal 695,436 — — — 695,436 — 926 Total commercial 21,561,221 112,656 71,376 184,032 21,745,253 17,738 348,490 Commercial real estate: Construction and land development 1,960,562 2,573 4,567 7,140 1,967,702 — 1,533 Term 8,782,301 10,173 33,901 44,074 8,826,375 18,295 15,791 Total commercial real estate 10,742,863 12,746 38,468 51,214 10,794,077 18,295 17,324 Consumer: Home equity credit line 2,420,364 7,015 5,253 12,268 2,432,632 — 4,604 1-4 family residential 5,386,087 10,617 21,106 31,723 5,417,810 321 20,131 Construction and other consumer real estate 397,809 3,365 248 3,613 401,422 — 355 Bankcard and other revolving plans 435,092 2,241 1,207 3,448 438,540 848 1,340 Other 187,760 630 61 691 188,451 — 78 Total consumer loans 8,827,112 23,868 27,875 51,743 8,878,855 1,169 26,508 Total $ 41,131,196 $ 149,270 $ 137,719 $ 286,989 $ 41,418,185 $ 37,202 $ 392,322 December 31, 2015 (In thousands) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Commercial: Commercial and industrial $ 13,114,045 $ 60,523 $ 36,913 $ 97,436 $ 13,211,481 $ 3,065 $ 117,942 Leasing 440,963 183 520 703 441,666 — 3,309 Owner occupied 7,085,086 37,776 27,166 64,942 7,150,028 3,626 43,984 Municipal 668,207 7,586 46 7,632 675,839 46 951 Total commercial 21,308,301 106,068 64,645 170,713 21,479,014 6,737 166,186 Commercial real estate: Construction and land development 1,835,360 842 5,300 6,142 1,841,502 — 1,745 Term 8,469,390 10,424 34,587 45,011 8,514,401 21,697 24,867 Total commercial real estate 10,304,750 11,266 39,887 51,153 10,355,903 21,697 26,612 Consumer: Home equity credit line 2,407,972 4,717 3,668 8,385 2,416,357 — 3,053 1-4 family residential 5,340,549 14,828 26,722 41,550 5,382,099 1,036 20,939 Construction and other consumer real estate 374,987 8,593 1,660 10,253 385,240 1,337 408 Bankcard and other revolving plans 440,358 1,861 1,561 3,422 443,780 1,217 146 Other 186,436 647 66 713 187,149 — 83 Total consumer loans 8,750,302 30,646 33,677 64,323 8,814,625 3,590 24,629 Total $ 40,363,353 $ 147,980 $ 138,209 $ 286,189 $ 40,649,542 $ 32,024 $ 217,427 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. Credit Quality Indicators In addition to the past due and nonaccrual criteria, we also analyze loans using loan risk grading systems, which vary based on the size and type of credit risk exposure. The internal risk grades assigned to loans follow our definitions of Pass, Special Mention, Substandard, and Doubtful, which are consistent with published definitions of regulatory risk classifications. Definitions of Pass, Special Mention, Substandard, and Doubtful are summarized as follows: Pass – A Pass asset is higher quality and does not fit any of the other categories described below. The likelihood of loss is considered remote. Special Mention – A Special Mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date. Substandard – A Substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified have well-defined weaknesses and are characterized by the distinct possibility that the bank may sustain some loss if deficiencies are not corrected. Doubtful – A Doubtful asset has all the weaknesses inherent in a Substandard asset with the added characteristics that the weaknesses make collection or liquidation in full highly questionable and improbable. We generally assign internal risk grades to commercial and CRE loans with commitments equal to or greater than $750,000 based on financial and statistical models, individual credit analysis, and loan officer experience and judgment. For these larger loans, we assign one of multiple grades within the Pass classification or one of the following four grades: Special Mention, Substandard, Doubtful, and Loss. Loss indicates that the outstanding balance has been charged off. We confirm our internal risk grades quarterly, or as soon as we identify information that affects the credit risk of the loan. For consumer loans and certain small commercial and CRE loans with commitments less than $750,000 , we generally assign internal risk grades similar to those described previously based on automated rules that depend on refreshed credit scores, payment performance, and other risk indicators. These are generally assigned either a Pass or Substandard grade and are reviewed as we identify information that might warrant a grade change. Outstanding loan balances (accruing and nonaccruing) categorized by these credit quality indicators are summarized as follows: March 31, 2016 (In thousands) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,245,903 $ 390,768 $ 953,316 $ 251 $ 13,590,238 Leasing 402,160 7,106 27,884 — 437,150 Owner occupied 6,577,162 156,723 288,544 — 7,022,429 Municipal 678,377 7,888 9,171 — 695,436 Total commercial 19,903,602 562,485 1,278,915 251 21,745,253 $ 463,987 Commercial real estate: Construction and land development 1,921,338 14,540 31,824 — 1,967,702 Term 8,634,484 41,331 150,560 — 8,826,375 Total commercial real estate 10,555,822 55,871 182,384 — 10,794,077 117,712 Consumer: Home equity credit line 2,418,415 — 14,217 — 2,432,632 1-4 family residential 5,368,085 — 49,725 — 5,417,810 Construction and other consumer real estate 399,765 — 1,657 — 401,422 Bankcard and other revolving plans 433,989 — 4,551 — 438,540 Other 188,099 — 352 — 188,451 Total consumer loans 8,808,353 — 70,502 — 8,878,855 30,195 Total $ 39,267,777 $ 618,356 $ 1,531,801 $ 251 $ 41,418,185 $ 611,894 December 31, 2015 (In thousands) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,007,076 $ 399,847 $ 804,403 $ 155 $ 13,211,481 Leasing 411,131 5,166 25,369 — 441,666 Owner occupied 6,720,052 139,784 290,192 — 7,150,028 Municipal 663,903 — 11,936 — 675,839 Total commercial 19,802,162 544,797 1,131,900 155 21,479,014 $ 454,277 Commercial real estate: Construction and land development 1,786,610 42,348 12,544 — 1,841,502 Term 8,319,348 47,245 139,036 8,772 8,514,401 Total commercial real estate 10,105,958 89,593 151,580 8,772 10,355,903 113,992 Consumer: Home equity credit line 2,404,635 — 11,722 — 2,416,357 1-4 family residential 5,325,519 — 56,580 — 5,382,099 Construction and other consumer real estate 381,738 — 3,502 — 385,240 Bankcard and other revolving plans 440,282 — 3,498 — 443,780 Other 186,836 — 313 — 187,149 Total consumer loans 8,739,010 — 75,615 — 8,814,625 37,779 Total $ 38,647,130 $ 634,390 $ 1,359,095 $ 8,927 $ 40,649,542 $ 606,048 Impaired Loans Loans are considered impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the contractual terms of the loan agreement, including scheduled interest payments. For our non-purchased credit-impaired loans, if a nonaccrual loan has a balance greater than $1 million , or if a loan is a troubled debt restructuring (“TDR”), including TDRs that subsequently default, or if the loan is no longer reported as a TDR, we individually evaluate the loan for impairment and estimate a specific reserve for the loan for all portfolio segments under applicable accounting guidance. Smaller nonaccrual loans are pooled for ALLL estimation purposes. Purchase credit-impaired (“PCI”) loans are included in impaired loans and are accounted for under separate accounting guidance. See subsequent discussion under Purchased Loans. When a loan is impaired, we estimate a specific reserve for the loan based on the projected present value of the loan’s future cash flows discounted at the loan’s effective interest rate, the observable market price of the loan, or the fair value of the loan’s underlying collateral. The process of estimating future cash flows also incorporates the same determining factors discussed previously under nonaccrual loans. When we base the impairment amount on the fair value of the loan’s underlying collateral, we generally charge off the portion of the balance that is impaired, such that these loans do not have a specific reserve in the ALLL. Payments received on impaired loans that are accruing are recognized in interest income, according to the contractual loan agreement. Payments received on impaired loans that are on nonaccrual are not recognized in interest income, but are applied as a reduction to the principal outstanding. The amount of interest income recognized on a cash basis during the time the loans were impaired within the three months ended March 31, 2016 and 2015 was not significant. Information on impaired loans individually evaluated is summarized as follows, including the average recorded investment and interest income recognized for the three months ended March 31, 2016 and 2015 : March 31, 2016 (In thousands) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 457,773 $ 68,388 $ 329,801 $ 398,189 $ 71,962 Owner occupied 124,637 74,158 39,778 113,936 4,162 Municipal 1,405 926 — 926 — Total commercial 583,815 143,472 369,579 513,051 76,124 Commercial real estate: Construction and land development 22,202 4,806 9,319 14,125 883 Term 134,297 81,795 26,275 108,070 1,706 Total commercial real estate 156,499 86,601 35,594 122,195 2,589 Consumer: Home equity credit line 28,148 21,128 4,295 25,423 145 1-4 family residential 66,860 32,652 31,720 64,372 6,805 Construction and other consumer real estate 3,446 988 1,876 2,864 168 Other 2,565 35 1,900 1,935 53 Total consumer loans 101,019 54,803 39,791 94,594 7,171 Total $ 841,333 $ 284,876 $ 444,964 $ 729,840 $ 85,884 December 31, 2015 (In thousands) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 272,161 $ 44,190 $ 163,729 $ 207,919 $ 30,538 Owner occupied 141,526 83,024 43,243 126,267 5,486 Municipal 1,430 951 — 951 — Total commercial 415,117 128,165 206,972 335,137 36,024 Commercial real estate: Construction and land development 22,791 5,076 9,558 14,634 618 Term 142,239 82,864 34,361 117,225 2,604 Total commercial real estate 165,030 87,940 43,919 131,859 3,222 Consumer: Home equity credit line 27,064 18,980 5,319 24,299 243 1-4 family residential 74,009 29,540 41,155 70,695 8,736 Construction and other consumer real estate 2,741 989 1,014 2,003 173 Other 3,187 36 2,570 2,606 299 Total consumer loans 107,001 49,545 50,058 99,603 9,451 Total $ 687,148 $ 265,650 $ 300,949 $ 566,599 $ 48,697 Three Months Ended Three Months Ended (In thousands) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 281,841 $ 1,472 $ 160,013 $ 1,451 Owner occupied 122,241 2,431 177,568 4,092 Municipal 932 — 1,033 — Total commercial 405,014 3,903 338,614 5,543 Commercial real estate: Construction and land development 14,293 513 38,736 569 Term 106,236 3,458 143,496 5,008 Total commercial real estate 120,529 3,971 182,232 5,577 Consumer: Home equity credit line 24,730 386 25,386 413 1-4 family residential 63,166 477 66,711 510 Construction and other consumer real estate 2,917 48 2,560 42 Bankcard and other revolving plans — 16 2 100 Other 2,502 107 4,748 285 Total consumer loans 93,315 1,034 99,407 1,350 Total $ 618,858 $ 8,908 $ 620,253 $ 12,470 Modified and Restructured Loans Loans may be modified in the normal course of business for competitive reasons or to strengthen the Company’s position. Loan modifications and restructurings may also occur when the borrower experiences financial difficulty and needs temporary or permanent relief from the original contractual terms of the loan. These modifications are structured on a loan-by-loan basis and, depending on the circumstances, may include extended payment terms, a modified interest rate, forgiveness of principal, or other concessions. Loans that have been modified to accommodate a borrower who is experiencing financial difficulties, and for which the Company has granted a concession that it would not otherwise consider, are considered TDRs. We consider many factors in determining whether to agree to a loan modification involving concessions, and seek a solution that will both minimize potential loss to the Company and attempt to help the borrower. We evaluate borrowers’ current and forecasted future cash flows, their ability and willingness to make current contractual or proposed modified payments, the value of the underlying collateral (if applicable), the possibility of obtaining additional security or guarantees, and the potential costs related to a repossession or foreclosure and the subsequent sale of the collateral. TDRs are classified as either accrual or nonaccrual loans. A loan on nonaccrual and restructured as a TDR will remain on nonaccrual status until the borrower has proven the ability to perform under the modified structure for a minimum of six months, and there is evidence that such payments can and are likely to continue as agreed. Performance prior to the restructuring, or significant events that coincide with the restructuring, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual at the time of restructuring or after a shorter performance period. If the borrower’s ability to meet the revised payment schedule is uncertain, the loan remains classified as a nonaccrual loan. A TDR loan that specifies an interest rate that at the time of the restructuring is greater than or equal to the rate the bank is willing to accept for a new loan with comparable risk may not be reported as a TDR or an impaired loan in the calendar years subsequent to the restructuring if it is in compliance with its modified terms. Selected information on TDRs that includes the recorded investment on an accruing and nonaccruing basis by loan class and modification type is summarized in the following schedules: March 31, 2016 Recorded investment resulting from the following modification types: (In thousands) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 198 $ 26,309 $ 12 $ 91 $ 1,085 $ 33,894 $ 61,589 Owner occupied 2,227 1,458 920 — 7,882 16,318 28,805 Total commercial 2,425 27,767 932 91 8,967 50,212 90,394 Commercial real estate: Construction and land development 44 — — — — 9,316 9,360 Term 4,660 7,397 161 980 4,037 13,749 30,984 Total commercial real estate 4,704 7,397 161 980 4,037 23,065 40,344 Consumer: Home equity credit line 198 2,414 10,570 — 164 3,027 16,373 1-4 family residential 2,030 349 6,498 257 3,213 33,404 45,751 Construction and other consumer real estate 171 357 — 1,143 — 949 2,620 Total consumer loans 2,399 3,120 17,068 1,400 3,377 37,380 64,744 Total accruing 9,528 38,284 18,161 2,471 16,381 110,657 195,482 Nonaccruing Commercial: Commercial and industrial 26 396 — 1,116 18,551 63,047 83,136 Owner occupied 1,122 1,209 — 3,064 275 16,881 22,551 Municipal — 926 — — — — 926 Total commercial 1,148 2,531 — 4,180 18,826 79,928 106,613 Commercial real estate: Construction and land development — 312 — — 3,135 209 3,656 Term 1,797 1,163 — — 2,920 3,892 9,772 Total commercial real estate 1,797 1,475 — — 6,055 4,101 13,428 Consumer: Home equity credit line — 299 1,359 51 — 705 2,414 1-4 family residential — 325 1,944 302 829 6,452 9,852 Construction and other consumer real estate — 97 16 42 — 62 217 Total consumer loans — 721 3,319 395 829 7,219 12,483 Total nonaccruing 2,945 4,727 3,319 4,575 25,710 91,248 132,524 Total $ 12,473 $ 43,011 $ 21,480 $ 7,046 $ 42,091 $ 201,905 $ 328,006 December 31, 2015 Recorded investment resulting from the following modification types: (In thousands) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 202 $ 3,236 $ 13 $ 100 $ 23,207 $ 34,473 $ 61,231 Owner occupied 1,999 681 929 — 9,879 16,339 29,827 Total commercial 2,201 3,917 942 100 33,086 50,812 91,058 Commercial real estate: Construction and land development 94 — — — — 9,698 9,792 Term 4,696 638 166 976 2,249 20,833 29,558 Total commercial real estate 4,790 638 166 976 2,249 30,531 39,350 Consumer: Home equity credit line 192 2,147 9,763 — 164 3,155 15,421 1-4 family residential 2,669 353 6,747 433 3,440 32,903 46,545 Construction and other consumer real estate 174 384 — — — 1,152 1,710 Total consumer loans 3,035 2,884 16,510 433 3,604 37,210 63,676 Total accruing 10,026 7,439 17,618 1,509 38,939 118,553 194,084 Nonaccruing Commercial: Commercial and industrial 28 455 — 1,879 3,577 49,617 55,556 Owner occupied 685 1,669 — 724 34 16,335 19,447 Municipal — 951 — — — — 951 Total commercial 713 3,075 — 2,603 3,611 65,952 75,954 Commercial real estate: Construction and land development — 333 — — 3,156 208 3,697 Term 1,844 — — — 2,960 5,203 10,007 Total commercial real estate 1,844 333 — — 6,116 5,411 13,704 Consumer: Home equity credit line 7 500 1,400 54 — 233 2,194 1-4 family residential — 275 2,052 136 1,180 7,299 10,942 Constructio |
Derivative Instruments And Hedg
Derivative Instruments And Hedging Activities | 3 Months Ended |
Mar. 31, 2016 | |
Summary of Derivative Instruments [Abstract] | |
Derivative Instruments And Hedging Activities | DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES Objectives Our objectives in using derivatives are to add stability to interest income or expense, to modify the duration of specific assets or liabilities as we consider advisable, to manage exposure to interest rate movements or other identified risks, and/or to directly offset derivatives sold to our customers. We apply hedge accounting to certain derivatives executed for risk management purposes as described in more detail subsequently. However, we do not apply hedge accounting to all of the derivatives involved in our risk management activities. Derivatives not designated as accounting hedges are not speculative and are used to economically manage our exposure to interest rate movements and other identified risks, but do not meet the strict hedge accounting requirements. Accounting We record all derivatives on the balance sheet at fair value. Note 10 discusses the process to estimate fair value for derivatives. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative and the resulting designation. Derivatives used to hedge the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives used to hedge the exposure to variability in expected cash flows, or other types of forecasted transactions, are considered cash flow hedges. For derivatives designated as fair value hedges, changes in the fair value of the derivative are recognized in earnings together with changes in the fair value of the related hedged item. The net amount, if any, representing hedge ineffectiveness, is reflected in earnings. In previous years, we used fair value hedges to manage interest rate exposure to certain long-term debt. These hedges have been terminated and their remaining balances were completely amortized into earnings during 2015. For derivatives designated as cash flow hedges, the effective portion of changes in the fair value of the derivative are recorded in OCI and recognized in earnings when the hedged transaction affects earnings. The ineffective portion of changes in the fair value of cash flow hedges is recognized directly in earnings. We use interest rate swaps as part of our cash flow hedging strategy to hedge the variable cash flows associated with designated commercial loans. These interest rate swap agreements designated as cash flow hedges involve the receipt of fixed-rate amounts in exchange for variable-rate payments over the life of the agreements without exchange of the underlying notional amount. No derivatives have been designated as hedges of net investments in foreign operations. We assess the effectiveness of each hedging relationship by comparing the changes in fair value or cash flows on the derivative hedging instrument with the changes in fair value or cash flows on the designated hedged item or transaction. For derivatives not designated as accounting hedges, changes in fair value are recognized in earnings. The remaining balances of any derivative instruments terminated prior to maturity, including amounts in accumulated other comprehensive income (“AOCI”) for swap hedges, are accreted or amortized to interest income or expense over the period to their previously stated maturity dates. Amounts in AOCI are reclassified to interest income as interest is earned on related variable-rate loans and as amounts for terminated hedges are accreted or amortized to earnings. For the 12 months following March 31, 2016 , we estimate that an additional $7.7 million will be reclassified. Collateral and Credit Risk Exposure to credit risk arises from the possibility of nonperformance by counterparties. Financial institutions which are well capitalized and well established are the counterparties for those derivatives entered into for asset liability management and to offset derivatives sold to our customers. The Company reduces its counterparty exposure for derivative contracts by centrally clearing all eligible derivatives. For those derivatives that are not centrally cleared, the counterparties are typically financial institutions or customers of the Company. For those that are financial institutions, we manage our credit exposure through the use of a Credit Support Annex (“CSA”) to International Swaps and Derivative Association (“ISDA”) master agreements. Eligible collateral types are documented by the CSA and controlled under the Company’s general credit policies. They are typically monitored on a daily basis. A valuation haircut policy reflects the fact that collateral may fall in value between the date the collateral is called and the date of liquidation or enforcement. In practice, all of the Company’s collateral held as credit risk mitigation under a CSA is cash. We offer interest rate swaps to our customers to assist them in managing their exposure to changing interest rates. Upon issuance, all of these customer swaps are immediately offset through matching derivative contracts, such that the Company minimizes its interest rate risk exposure resulting from such transactions. Most of these customers do not have the capability for centralized clearing. Therefore we manage the credit risk through loan underwriting, which includes a credit risk exposure formula for the swap, the same collateral and guarantee protection applicable to the loan and credit approvals, limits, and monitoring procedures. Fee income from customer swaps is included in other service charges, commissions and fees. No significant losses on derivative instruments have occurred as a result of counterparty nonperformance. Nevertheless, the related credit risk is considered and measured when and where appropriate. See Note 6 for further discussion of our underwriting, collateral requirements, and other procedures used to address credit risk. Our derivative contracts require us to pledge collateral for derivatives that are in a net liability position at a given balance sheet date. Certain of these derivative contracts contain credit-risk-related contingent features that include the requirement to maintain a minimum debt credit rating. We may be required to pledge additional collateral if a credit-risk-related feature were triggered, such as a downgrade of our credit rating. However, in past situations, not all counterparties have demanded that additional collateral be pledged when provided for under their contracts. At March 31, 2016 , the fair value of our derivative liabilities was $104.5 million , for which we were required to pledge cash collateral of approximately $86.0 million in the normal course of business. If our credit rating were downgraded one notch by either Standard & Poor’s or Moody’s at March 31, 2016 , the additional amount of collateral we could be required to pledge is approximately $1.9 million . As a result of the Dodd-Frank Act, all newly eligible derivatives entered into are cleared through a central clearinghouse. Derivatives that are centrally cleared do not have credit-risk-related features that require additional collateral if our credit rating were downgraded. Derivative Amounts Selected information with respect to notional amounts and recorded gross fair values at March 31, 2016 and December 31, 2015 , and the related gain (loss) of derivative instruments for the three months ended March 31, 2016 and 2015 is summarized as follows: March 31, 2016 December 31, 2015 Notional amount Fair value Notional amount Fair value (In thousands) Other assets Other liabilities Other assets Other liabilities Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps $ 1,387,500 $ 22,218 $ — $ 1,387,500 $ 5,461 $ 956 Total derivatives designated as hedging instruments 1,387,500 22,218 — 1,387,500 5,461 956 Derivatives not designated as hedging instruments Interest rate swaps and forwards 103,989 740 250 40,314 — 8 Interest rate swaps for customers 1 3,449,818 84,684 89,771 3,256,190 51,353 53,843 Foreign exchange 349,891 17,721 14,448 463,064 20,824 17,761 Total derivatives not designated as hedging instruments 3,903,698 103,145 104,469 3,759,568 72,177 71,612 Total derivatives $ 5,291,198 $ 125,363 $ 104,469 $ 5,147,068 $ 77,638 $ 72,568 1 Notional amounts include both the customer swaps and the offsetting derivative contracts. Three Months Ended March 31, 2016 Amount of derivative gain (loss) recognized/reclassified (In thousands) OCI Reclassified from AOCI to interest income 2 Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments Cash flow hedges 1 : Interest rate swaps $ 20,696 $ 2,997 20,696 2,997 Fair value hedges: Terminated swaps on long-term debt $ — Total derivatives designated as hedging instruments 20,696 2,997 — Derivatives not designated as hedging instruments Interest rate swaps and forward contracts $ 235 Interest rate swaps for customers (509 ) Foreign exchange 2,236 Total derivatives not designated as hedging instruments 1,962 Total derivatives $ 20,696 $ 2,997 $ 1,962 $ — Three Months Ended March 31, 2015 Amount of derivative gain (loss) recognized/reclassified (In thousands) OCI Reclassified from AOCI to interest income 2 Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments Cash flow hedges 1 : Interest rate swaps $ 4,253 $ 1,016 4,253 1,016 Fair value hedges: Terminated swaps on long-term debt $ 468 Total derivatives designated as hedging instruments 4,253 1,016 468 Derivatives not designated as hedging instruments Interest rate swaps for customers $ 517 Futures contracts 1 Foreign exchange 2,735 Total derivatives not designated as hedging instruments 3,253 Total derivatives $ 4,253 $ 1,016 $ 3,253 $ 468 Note: These schedules are not intended to present at any given time the Company’s long/short position with respect to its derivative contracts. 1 Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the change in fair value of the derivative. 2 Amounts for the three months ended March 31 , of $3.0 million in 2016 , and $1.0 million in 2015 , respectively, are the amounts of reclassification to earnings from AOCI presented in Note 8. The fair value of derivative assets was reduced by a net credit valuation adjustment of $5.1 million and $3.3 million at March 31 , 2016 and 2015 , respectively. The adjustment for derivative liabilities was not significant at March 31 , 2016 and 2015 . These adjustments are required to reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk. |
Debt And Shareholders' Equity
Debt And Shareholders' Equity | 3 Months Ended |
Mar. 31, 2016 | |
Capitalization, Long-term Debt and Equity [Abstract] | |
Debt And Shareholders' Equity | DEBT AND SHAREHOLDERS’ EQUITY Long-term debt is summarized as follows: (In thousands) March 31, December 31, 2015 Junior subordinated debentures related to trust preferred securities $ 164,950 $ 164,950 Subordinated notes 246,262 246,170 Senior notes 390,367 400,334 Capital lease obligations 869 912 Total $ 802,448 $ 812,366 The preceding carrying values represent the par value of the debt adjusted for any unamortized premium or discount or unamortized debt issuance costs. The amount of long-term debt as of December 31, 2015 presented in the schedule differs from the amount in our 2015 10-K as a result of the reclassification of unamortized debt issuance costs to long-term debt in compliance with ASU 2015-03. Preferred Stock On April 25, 2016, the Company launched a tender offer to purchase up to $120 million par amount of certain outstanding preferred stock. The tender offer will expire on May 20, 2016 . Basel III Capital Framework Effective January 1, 2015, we adopted the new Basel III capital framework that was issued by the Federal Reserve for U.S. banking organizations. We adopted the new capital rules on a phase-in basis and will adopt the fully phased-in requirements effective January 1, 2019. Accumulated Other Comprehensive Income Changes in AOCI by component are as follows: (In thousands) Net unrealized gains (losses) on investment securities Net unrealized gains (losses) on derivatives and other Pension and post-retirement Total Three Months Ended March 31, 2016 Balance at December 31, 2015 $ (18,369 ) $ 1,546 $ (37,789 ) $ (54,612 ) Other comprehensive income (loss) before reclassifications, net of tax 32,168 13,331 (665 ) 44,834 Amounts reclassified from AOCI, net of tax (17 ) (1,858 ) — (1,875 ) Other comprehensive income (loss) 32,151 11,473 (665 ) 42,959 Balance at March 31, 2016 $ 13,782 $ 13,019 $ (38,454 ) $ (11,653 ) Income tax expense included in other comprehensive income (loss) $ 20,192 $ 6,920 $ 665 $ 27,777 Three Months Ended March 31, 2015 Balance at December 31, 2014 $ (91,921 ) $ 2,226 $ (38,346 ) $ (128,041 ) Other comprehensive income before reclassifications, net of tax 11,424 2,189 — 13,613 Amounts reclassified from AOCI, net of tax 148 (629 ) — (481 ) Other comprehensive income 11,572 1,560 — 13,132 Balance at March 31, 2015 $ (80,349 ) $ 3,786 $ (38,346 ) $ (114,909 ) Income tax expense included in other comprehensive income $ 6,957 $ 1,088 $ — $ 8,045 Amounts reclassified from AOCI 1 Statement of income (SI) Balance sheet (BS) (In thousands) Three Months Ended Details about AOCI components 2016 2015 Affected line item Net realized gains (losses) on investment securities $ 28 $ (239 ) SI Fixed income securities gains (losses), net Income tax expense (benefit) 11 (91 ) 17 (148 ) Net unrealized gains on derivative instruments $ 2,997 $ 1,016 SI Interest and fees on loans Income tax expense 1,139 387 $ 1,858 $ 629 1 Negative reclassification amounts indicate decreases to earnings in the statement of income and increases to balance sheet assets. The opposite applies to positive reclassification amounts. |
Income Taxes
Income Taxes | 3 Months Ended |
Mar. 31, 2016 | |
Income Tax Disclosure [Abstract] | |
Income Taxes | INCOME TAXES The effective income tax rate of 31.4% for the first quarter of 2016 was lower than the 2015 first quarter rate of 35.7% . The tax rates for both the first quarter of 2016 and 2015 were benefited primarily by the non-taxability of certain income items. However, the 2016 effective tax rate was further benefited by the release of various uncertain state tax positions. Net deferred tax assets were approximately $180 million at March 31, 2016 and $203 million at December 31, 2015 . We evaluate deferred tax assets on a regular basis to determine whether an additional valuation allowance is required. Based on this evaluation, and considering the weight of the positive evidence compared to the negative evidence, we have concluded that an additional valuation allowance is not required as of March 31, 2016 . |
Fair Value
Fair Value | 3 Months Ended |
Mar. 31, 2016 | |
Fair Value Disclosures [Abstract] | |
Fair Value | FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. To measure fair value, a hierarchy has been established that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows: Level 1 – Quoted prices in active markets for identical assets or liabilities in active markets that the Company has the ability to access; Level 2 – Observable inputs other than Level 1 including quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in less active markets, observable inputs other than quoted prices that are used in the valuation of an asset or liability, and inputs that are derived principally from or corroborated by observable market data by correlation or other means; and Level 3 – Unobservable inputs supported by little or no market activity for financial instruments whose value is determined by pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. The level in the fair value hierarchy within which the fair value measurement is classified is determined based on the lowest level input that is significant to the fair value measure in its entirety. Market activity is presumed to be orderly in the absence of evidence of forced or disorderly sales, although such sales may still be indicative of fair value. Applicable accounting guidance precludes the use of blockage factors or liquidity adjustments due to the quantity of securities held by an entity. We use fair value to measure certain assets and liabilities on a recurring basis when fair value is the primary measure for accounting. Fair value is used on a nonrecurring basis to measure certain assets when adjusting carrying values, such as the application of lower of cost or fair value accounting, including recognition of impairment on assets. Fair value is also used when providing required disclosures for certain financial instruments. Fair Value Policies and Procedures We have various policies, processes and controls in place to ensure that fair values are reasonably developed, reviewed and approved for use. These include a Securities Valuation Committee (“SVC”) comprised of executive management appointed by the Board of Directors. The SVC reviews and approves on a quarterly basis the key components of fair value estimation, including critical valuation assumptions for Level 3 modeling. A Model Risk Management Group conducts model validations, including internal models, and sets policies and procedures for revalidation, including the timing of revalidation. Third Party Service Providers We use a third party pricing service to fair value measurements for approximately 90% of our AFS Level 2 securities. Fair value measurements for other AFS Level 2 generally use certain inputs corroborated by market data and include standard form discounted cash flow modeling. For Level 2 securities, the third party pricing service provides documentation on an ongoing basis that presents market corroborative data, including detail pricing information and market reference data. The documentation includes benchmark yields, reported trades, broker-dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data, including information from the vendor trading platform. We review, test and validate this information as appropriate. Absent observable trade data, we do not adjust prices from our third party sources. The following describes the hierarchy designations, valuation methodologies, and key inputs to measure fair value on a recurring basis for designated financial instruments: Available-for-Sale U.S. Treasury, Agencies and Corporations U.S. Treasury securities are measured under Level 1 using quoted market prices when available. U.S. agencies and corporations are measured under Level 2 generally using the previously discussed third party pricing service. Municipal Securities Municipal securities are measured under Level 2 generally using the third party pricing service or an internal model. Valuation inputs include Baa municipal curves, as well as FHLB and London Interbank Offered Rate (“LIBOR”) swap curves. Our valuation methodology for non-rated municipal securities changed at year-end to utilize more observable inputs, primarily municipal market yield curves, compared to our previous valuation method. The resulting values were determined to be Level 2. Money Market Mutual Funds and Other Money market mutual funds and other securities are measured under Level 1 or Level 2. For Level 1, quoted market prices are used which may include NAVs or their equivalents. Level 2 valuations generally use quoted prices for similar securities. Trading Account Securities in the trading account are generally measured under Level 2 using third party pricing service providers as described previously. Bank-Owned Life Insurance Bank-owned life insurance (“BOLI”) is measured under Level 2 according to cash surrender values (“CSVs”) of the insurance policies that are provided by a third party service. Nearly all policies are general account policies with CSVs based on the Company’s claims on the assets of the insurance companies. The insurance companies’ investments include predominantly fixed income securities consisting of investment-grade corporate bonds and various types of mortgage instruments. Management regularly reviews its BOLI investment performance, including concentrations among insurance providers. Private Equity Investments Private equity investments are measured under Level 3. The Equity Investments Committee, consisting of executives familiar with the investments, reviews periodic financial information, including audited financial statements when available. Certain analytics may be employed that include current and projected financial performance, recent financing activities, economic and market conditions, market comparables, market liquidity, sales restrictions, and other factors. The amount of unfunded commitments to invest is disclosed in Note 11. Certain restrictions apply for the redemption of these investments and certain investments are prohibited by the VR. See discussions in Notes 5 and 11. Agriculture Loan Servicing This asset results from our servicing of agriculture loans approved and funded by Federal Agricultural Mortgage Corporation (“FAMC”). We provide this servicing under an agreement with FAMC for loans they own. The asset’s fair value represents our projection of the present value of future cash flows measured under Level 3 using discounted cash flow methodologies. Interest-Only Strips Interest-only strips are created as a by-product of the securitization process. When the guaranteed portions of SBA 7(a) loans are pooled, interest-only strips may be created in the pooling process. The asset’s fair value represents our projection of the present value of future cash flows measured under Level 3 using discounted cash flow methodologies. Deferred Compensation Plan Assets and Obligations Invested assets in the deferred compensation plan consist of shares of registered investment companies. These mutual funds are valued under Level 1 at quoted market prices, which represents the NAV of shares held by the plan at the end of the period. Derivatives Derivatives are measured according to their classification as either exchange-traded or over-the-counter (“OTC”). Exchange-traded derivatives consist of foreign currency exchange contracts measured under Level 1 because they are traded in active markets. OTC derivatives, including those for customers, consist of interest rate swaps and options. These derivatives are measured under Level 2 using third party services. Observable market inputs include yield curves (the LIBOR swap curve and relevant overnight index swap curves), foreign exchange rates, commodity prices, option volatilities, counterparty credit risk, and other related data. Credit valuation adjustments are required to reflect nonperformance risk for both the Company and the respective counterparty. These adjustments are determined generally by applying a credit spread to the total expected exposure of the derivative. Securities Sold, Not Yet Purchased Securities sold, not yet purchased, included in “Federal funds and other short-term borrowings” on the balance sheet, are measured under Level 1 using quoted market prices. If not available, quoted prices under Level 2 for similar securities are used. Quantitative Disclosure of Fair Value Measurements Assets and liabilities measured at fair value by class on a recurring basis are summarized as follows: (In thousands) March 31, 2016 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: U.S. Treasury, agencies and corporations $ — $ 8,027,667 $ — $ 8,027,667 Municipal securities 556,073 556,073 Other debt securities 21,909 21,909 Money market mutual funds and other 59,925 36,311 96,236 59,925 8,641,960 — 8,701,885 Trading account 65,838 65,838 Other noninterest-bearing investments: Bank-owned life insurance 489,297 489,297 Private equity investments 119,222 119,222 Other assets: Agriculture loan servicing and interest-only strips 17,067 17,067 Deferred compensation plan assets 82,179 82,179 Derivatives: Interest rate swaps and forwards 22,958 22,958 Interest rate swaps for customers 84,684 84,684 Foreign currency exchange contracts 17,721 17,721 17,721 107,642 — 125,363 $ 159,825 $ 9,304,737 $ 136,289 $ 9,600,851 LIABILITIES Securities sold, not yet purchased $ 6,515 $ — $ — $ 6,515 Other liabilities: Deferred compensation plan obligations 82,179 82,179 Derivatives: Interest rate swaps and forwards 250 250 Interest rate swaps for customers 89,771 89,771 Foreign currency exchange contracts 14,448 14,448 14,448 90,021 — 104,469 $ 103,142 $ 90,021 $ — $ 193,163 (In thousands) December 31, 2015 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: U.S. Treasury, agencies and corporations $ — $ 7,100,844 $ — $ 7,100,844 Municipal securities 418,695 418,695 Other debt securities 22,941 22,941 Money market mutual funds and other 61,807 38,829 100,636 61,807 7,581,309 — 7,643,116 Trading account 48,168 48,168 Other noninterest-bearing investments: Bank-owned life insurance 485,978 485,978 Private equity investments 120,027 120,027 Other assets: Agriculture loan servicing and interest-only strips 13,514 13,514 Deferred compensation plan assets 84,570 84,570 Derivatives: Interest rate swaps and forwards 5,966 5,966 Interest rate swaps for customers 51,353 51,353 Foreign currency exchange contracts 20,824 20,824 20,824 57,319 — 78,143 $ 167,201 $ 8,172,774 $ 133,541 $ 8,473,516 LIABILITIES Securities sold, not yet purchased $ 30,158 $ — $ — $ 30,158 Other liabilities: Deferred compensation plan obligations 84,570 84,570 Derivatives: Interest rate swaps and forwards 835 835 Interest rate swaps for customers 53,843 53,843 Foreign currency exchange contracts 17,761 17,761 17,761 54,678 — 72,439 $ 132,489 $ 54,678 $ — $ 187,167 Reconciliation of Level 3 Fair Value Measurements The following reconciles the beginning and ending balances of assets and liabilities that are measured at fair value by class on a recurring basis using Level 3 inputs: Level 3 Instruments Three Months Ended March 31, 2016 (In thousands) Municipal securities Trust preferred – banks and insurance Other Private equity investments Ag loan svcg and int-only strips Derivatives and other liabilities Balance at December 31, 2015 $ — $ — $ — $ 120,027 $ 13,514 $ — Net gains (losses) included in: Statement of income: Dividends and other investment losses (1,484 ) Equity securities losses, net (2,009 ) Other noninterest income 3,460 Purchases 2,801 368 Sales (36 ) Redemptions and paydowns (77 ) (275 ) Balance at March 31, 2016 $ — $ — $ — $ 119,222 $ 17,067 $ — Level 3 Instruments Three Months Ended March 31, 2015 (In thousands) Municipal securities Trust preferred – banks and insurance Other Private equity investments Ag loan svcg and int-only strips Derivatives and other liabilities Balance at December 31, 2014 $ 4,164 $ 393,007 $ 4,786 $ 99,865 $ 12,227 $ (13 ) Net gains (losses) included in: Statement of income: Accretion of purchase discount on securities available-for-sale 2 257 Dividends and other investment income 1,074 Equity securities gains, net 3,253 Fixed income securities gains (losses), net 31 (323 ) Other noninterest income 4 Other noninterest expense 13 Other comprehensive income (loss) 127 (6,949 ) 42 Fair value of HTM securities transferred to AFS 57,308 Purchases 5,052 171 Sales (2,613 ) (1,517 ) Redemptions and paydowns (1,859 ) (2,349 ) (2 ) (279 ) (401 ) Balance at March 31, 2015 $ 2,465 $ 438,338 $ 4,826 $ 107,448 $ 12,001 $ — No transfers of assets or liabilities occurred among Levels 1, 2 or 3 for the three months ended March 31, 2016 and 2015 . The preceding reconciling amounts using Level 3 inputs include the following realized amounts in the statement of income: (In thousands) Three Months Ended 2016 2015 Fixed income securities losses, net $ — $ (292 ) Nonrecurring Fair Value Measurements Included in the balance sheet amounts are the following amounts of assets that had fair value changes during the year-to-date period measured on a nonrecurring basis. (In thousands) Fair value at March 31, 2016 Fair value at December 31, 2015 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total ASSETS Private equity investments, carried at cost $ — $ — $ 1,477 $ 1,477 $ — $ — $ 10,707 $ 10,707 Impaired loans — 32,162 — 32,162 — 10,991 — 10,991 Other real estate owned — 1,695 — 1,695 — 2,388 — 2,388 $ — $ 33,857 $ 1,477 $ 35,334 $ — $ 13,379 $ 10,707 $ 24,086 The previous fair values may not be current as of the dates indicated, but rather as of the date the fair value change occurred, such as a charge for impairment. Accordingly, carrying values may not equal current fair value. Gains (losses) from fair value changes (In thousands) Three Months Ended 2016 2015 ASSETS Private equity investments, carried at cost $ (342 ) $ (1,153 ) Impaired loans (14,728 ) (2,924 ) Other real estate owned (37 ) (1,008 ) $ (15,107 ) $ (5,085 ) During the three months ended March 31, we recognized net gains of $1.8 million in 2016 and $0.7 million in 2015 from the sale of other real estate owned (“OREO”) properties that had a carrying value at the time of sale of approximately $2.1 million and $4.1 million , respectively. Previous to their sale in these periods, we recognized impairment on these properties of an insignificant amount in 2016 and 2015 . Private equity investments carried at cost were measured at fair value for impairment purposes according to the methodology previously discussed for these investments. Amounts of PEIs carried at cost were $23.2 million at March 31, 2016 and $25.3 million at December 31, 2015 . Amounts of other noninterest-bearing investments carried at cost were $196.6 million at March 31, 2016 and $191.5 million at December 31, 2015 , which were comprised of Federal Reserve and FHLB stock. Impaired (or nonperforming) loans that are collateral-dependent were measured at fair value based on the fair value of the collateral. OREO was measured initially at fair value based on property appraisals at the time of transfer and subsequently at the lower of cost or fair value. Measurement of fair value for collateral-dependent loans and OREO was based on third party appraisals that utilize one or more valuation techniques (income, market and/or cost approaches). Any adjustments to calculated fair value were made based on recently completed and validated third party appraisals, third party appraisal services, automated valuation services, or our informed judgment. Evaluations were made to determine that the appraisal process met the relevant concepts and requirements of applicable accounting guidance. Automated valuation services may be used primarily for residential properties when values from any of the previous methods were not available within 90 days of the balance sheet date. These services use models based on market, economic, and demographic values. The use of these models has only occurred in a very few instances and the related property valuations have not been sufficiently significant to consider disclosure under Level 3 rather than Level 2. Impaired loans that are not collateral-dependent were measured based on the present value of future cash flows discounted at the expected coupon rates over the lives of the loans. Because the loans were not discounted at market interest rates, the valuations do not represent fair value and have been excluded from the nonrecurring fair value balance in the preceding schedules. Fair Value of Certain Financial Instruments Following is a summary of the carrying values and estimated fair values of certain financial instruments: March 31, 2016 December 31, 2015 (In thousands) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 631,646 $ 636,484 2 $ 545,648 $ 552,088 2 Loans and leases (including loans held for sale), net of allowance 40,915,055 40,715,842 3 40,193,374 39,535,365 3 Financial liabilities: Time deposits 2,071,688 2,075,729 2 2,130,680 2,129,742 2 Foreign deposits 219,899 219,836 2 294,391 294,321 2 Long-term debt (less fair value hedges) 802,448 831,621 2 812,366 838,796 2 This summary excludes financial assets and liabilities for which carrying value approximates fair value and financial instruments that are recorded at fair value on a recurring basis. Financial instruments for which carrying values approximate fair value include cash and due from banks, money market investments, demand, savings and money market deposits, and federal funds purchased and security repurchase agreements. The estimated fair value of demand, savings and money market deposits is the amount payable on demand at the reporting date. Carrying value is used because the accounts have no stated maturity and the customer has the ability to withdraw funds immediately. HTM investment securities primarily consist of municipal securities. They were measured at fair value according to the methodology previously discussed. Loans are measured at fair value according to their status as nonimpaired or impaired. For nonimpaired loans, fair value is estimated by discounting future cash flows using the LIBOR yield curve adjusted by a factor which reflects the credit and interest rate risk inherent in the loan. These future cash flows are then reduced by the estimated “life-of-the-loan” aggregate credit losses in the loan portfolio. These adjustments for lifetime future credit losses are derived from the methods used to estimate the ALLL for our loan portfolio and are adjusted quarterly as necessary to reflect the most recent loss experience. Impaired loans that are collateral-dependent are already considered to be held at fair value. Impaired loans that are not collateral-dependent have future cash flows reduced by the estimated “life-of-the-loan” credit loss derived from methods used to estimate the ALLL for these loans. See Impaired Loans in Note 6 for details on the impairment measurement method for impaired loans. Loans, other than those held for sale, are not normally purchased and sold by the Company, and there are no active trading markets for most of this portfolio. At March 31, 2016 and December 31, 2015, oil and gas-related loan fair value measurements incorporated an illiquidity risk premium in addition to credit and interest rate risk adjustments. Time and foreign deposits, and any other short-term borrowings, are measured at fair value by discounting future cash flows using the LIBOR yield curve to the given maturity dates. Long-term debt is measured at fair value based on actual market trades (i.e., an asset value) when available, or discounting cash flows to maturity using the LIBOR yield curve adjusted for credit spreads. These fair value disclosures represent our best estimates based on relevant market information and information about the financial instruments. Fair value estimates are based on judgments regarding current economic conditions, future expected loss experience, risk characteristics of the various instruments, and other factors. These estimates are subjective in nature, involve uncertainties and matters of significant judgment, and cannot be determined with precision. Changes in these methodologies and assumptions could significantly affect the estimates. |
Commitments, Guarantees, And Co
Commitments, Guarantees, And Contingent Liabilities | 3 Months Ended |
Mar. 31, 2016 | |
Guarantees, Commitments And Contingencies [Abstract] | |
Guarantees, Commitments And Contingencies | COMMITMENTS, GUARANTEES AND CONTINGENT LIABILITIES Commitments and Guarantees Contractual amounts of off-balance sheet financial instruments used to meet the financing needs of our customers are as follows: (In thousands) March 31, December 31, Net unfunded commitments to extend credit 1 $ 17,310,427 $ 17,169,785 Standby letters of credit: Financial 643,514 661,554 Performance 203,657 216,843 Commercial letters of credit 58,567 18,447 Total unfunded lending commitments $ 18,216,165 $ 18,066,629 1 Net of participations The Company’s 2015 Annual Report on Form 10-K contains further information about these commitments and guarantees including their terms and collateral requirements. At March 31, 2016 , the Company had recorded approximately $5.1 million as a liability for the guarantees associated with the standby letters of credit, which consisted of $2.1 million attributable to the RULC and $3.0 million of deferred commitment fees. At March 31, 2016 , the Parent has guaranteed $165 million of debt of affiliated trusts issuing trust preferred securities. At March 31, 2016 , we had unfunded commitments for PEIs of approximately $20 million . These obligations have no stated maturity. Certain PEIs related to these commitments are prohibited by the Volcker Rule. See related discussions about these investments in Notes 5 and 10. Legal Matters We are subject to litigation in court and arbitral proceedings, as well as proceedings, investigations, examinations and other actions brought or considered by governmental and self-regulatory agencies. Litigation may relate to lending, deposit and other customer relationships, vendor and contractual issues, employee matters, intellectual property matters, personal injuries and torts, regulatory and legal compliance, and other matters. While most matters relate to individual claims, we are also subject to putative class action claims and similar broader claims. Proceedings, investigations, examinations and other actions brought or considered by governmental and self-regulatory agencies may relate to our banking, investment advisory, trust, securities, and other products and services; our customers’ involvement in money laundering, fraud, securities violations and other illicit activities or our policies and practices relating to such customer activities; and our compliance with the broad range of banking, securities and other laws and regulations applicable to us. At any given time, we may be in the process of responding to subpoenas, requests for documents, data and testimony relating to such matters and engaging in discussions to resolve the matters. As of March 31, 2016 , we were subject to the following material litigation and governmental inquiries: • a class action case, Reyes v. Zions First National Bank, et. al., which was brought in the United States District Court for the Eastern District of Pennsylvania in early 2010. This case relates to our banking relationships with customers that allegedly engaged in wrongful telemarketing practices. The plaintiff is seeking a trebled monetary award under the federal RICO Act. In the third quarter of 2013, the District Court denied the plaintiff’s motion for class certification in the Reyes case. The plaintiff appealed the District Court decision to the Third Circuit Court of Appeals. In the third quarter of 2015, the Third Circuit vacated the District Court’s decision denying class certification and remanded the matter to the District Court with instructions to reconsider the class certification determination in light of particular standards articulated by the Third Circuit in its opinion. A class certification hearing is currently scheduled for late May 2016. Following the Third Circuit’s decision, the parties participated in a number of mediation sessions, which could result in a settlement. Any such settlement would be subject to court approval. There can be no assurance, however, that the parties will be able to settle this matter. • a governmental inquiry into possible money laundering activities of one of our bank customers and our anti-money laundering practices relating to that customer (conducted by the United States Attorney’s Office for the Southern District of New York). Our first contact with the United States Attorney’s Office relating to this matter occurred in early 2012. We are unclear about the status of this inquiry. • a governmental inquiry into our payment processing practices relating primarily to certain allegedly fraudulent telemarketers and other customer types (conducted by the Department of Justice). Similar inquiries directed towards banks unrelated to us have resulted in a number of enforcement actions. Our first contact with the Department of Justice relating to this matter occurred in early 2013. We understand that the Department of Justice desires to pursue claims against us. We have engaged in preliminary settlement discussions with the Department of Justice. There can be no assurance, however, that the parties will be able to settle this matter. • a civil suit, Liu Aifang, et al. v. Velocity VIII, et al. , brought against us in the United States District Court for the Central District of California in April 2015. The case relates to our banking relationships with customers who were approved promoters of an EB-5 Visa Immigrant Investment Program that allegedly misappropriated investors’ funds. On September 30, 2015, the Court granted in part and denied in part our Motion to Dismiss Plaintiffs’ claims. The Plaintiffs’ remaining claims assert negligence and that the bank aided and abetted the promoter customers’ conversion of the investors’ funds deposited with us. Discovery is ongoing and trial is scheduled for September 2016. At least quarterly, we review outstanding and new legal matters, utilizing then available information. In accordance with applicable accounting guidance, if we determine that a loss from a matter is probable and the amount of the loss can be reasonably estimated, we establish an accrual for the loss. In the absence of such a determination, no accrual is made. Once established, accruals are adjusted to reflect developments relating to the matters. In our review, we also assess whether we can determine the range of reasonably possible losses for significant matters in which we are unable to determine that the likelihood of a loss is remote. Because of the difficulty of predicting the outcome of legal matters, discussed subsequently, we are able to meaningfully estimate such a range only for a limited number of matters. Based on information available as of March 31, 2016 , we estimated that the aggregate range of reasonably possible losses for those matters to be from $0 million to roughly $60 million in excess of amounts accrued. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from this estimate. Those matters for which a meaningful estimate is not possible are not included within this estimated range and, therefore, this estimated range does not represent our maximum loss exposure. Based on our current knowledge, we believe that our current estimated liability for litigation and other legal actions and claims, reflected in our accruals and determined in accordance with applicable accounting guidance, is adequate and that liabilities in excess of the amounts currently accrued, if any, arising from litigation and other legal actions and claims for which an estimate as previously described is possible, will not have a material impact on our financial condition, results of operations, or cash flows. However, in light of the significant uncertainties involved in these matters, and the very large or indeterminate damages sought in some of these matters, an adverse outcome in one or more of these matters could be material to our financial condition, results of operations, or cash flows for any given reporting period. Any estimate or determination relating to the future resolution of litigation, arbitration, governmental or self-regulatory examinations, investigations or actions or similar matters is inherently uncertain and involves significant judgment. This is particularly true in the early stages of a legal matter, when legal issues and facts have not been well articulated, reviewed, analyzed, and vetted through discovery, preparation for trial or hearings, substantive and productive mediation or settlement discussions, or other actions. It is also particularly true with respect to class action and similar claims involving multiple defendants, matters with complex procedural requirements or substantive issues or novel legal theories, and examinations, investigations and other actions conducted or brought by governmental and self-regulatory agencies, in which the normal adjudicative process is not applicable. Accordingly, we usually are unable to determine whether a favorable or unfavorable outcome is remote, reasonably likely, or probable, or to estimate the amount or range of a probable or reasonably likely loss, until relatively late in the course of a legal matter, sometimes not until a number of years have elapsed. Accordingly, our judgments and estimates relating to claims will change from time to time in light of developments and actual outcomes will differ from our estimates. These differences may be material. |
Retirement Plans
Retirement Plans | 3 Months Ended |
Mar. 31, 2016 | |
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract] | |
Retirement Plans | RETIREMENT PLANS The following discloses the net periodic benefit cost (credit) and its components for the Company’s pension and postretirement plans: Pension benefits Supplemental retirement benefits Postretirement benefits (In thousands) Three Months Ended March 31, 2016 2015 2016 2015 2016 2015 Service cost $ — $ — $ — $ — $ 5 $ 8 Interest cost 1,762 1,783 100 101 10 10 Expected return on plan assets (2,754 ) (3,090 ) — — — — Amortization of net actuarial (gain) loss 1,659 1,574 31 31 (17 ) (13 ) Net periodic benefit cost (credit) $ 667 $ 267 $ 131 $ 132 $ (2 ) $ 5 As disclosed in the Company’s 2015 Annual Report on Form 10-K, the Company has frozen its participation and benefit accruals for the pension plan and its contributions for individual benefit payments in the postretirement benefit plan. |
Operating Segment Information
Operating Segment Information | 3 Months Ended |
Mar. 31, 2016 | |
Operating Segment Information [Abstract] | |
Operating Segment Information | . OPERATING SEGMENT INFORMATION We manage our operations and prepare management reports and other information with a primary focus on geographical area. Following the close of business on December 31, 2015, we completed the merger of our subsidiary banks and certain non-banking subsidiaries, including Zions Management Services Company (“ZMSC”), with and into a single bank, ZB, N.A. We continue to manage our banking operations under our existing brand names, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. Performance assessment and resource allocation are based upon this geographical structure. Due to the charter consolidation, we have moved to an internal funds transfer pricing allocation system to report results of operations for business segments. Total average loans and deposits presented for the banking segments do not include intercompany amounts between banking segments, but may include deposits with the Other segment. Prior period amounts have been reclassified to reflect these changes. As of March 31, 2016 , Zions Bank operates 99 branches in Utah, 24 branches in Idaho, and one branch in Wyoming. Amegy operates 76 branches in Texas. CB&T operates 94 branches in California. NBAZ operates 65 branches in Arizona. NSB operates 49 branches in Nevada. Vectra operates 36 branches in Colorado and one branch in New Mexico. TCBW operates one branch in Washington and one branch in Oregon. Effective April 1, 2015, TCBO was merged into TCBW. The operating segment identified as “Other” includes the Parent, ZMSC, certain nonbank financial service subsidiaries, and eliminations of transactions between segments. The Parent’s operations are significant to the Other segment. The Company’s net interest income is substantially affected by the Parent’s interest expense on long-term debt. The condensed statement of income identifies the components of income and expense which affect the operating amounts presented in the Other segment. The accounting policies of the individual operating segments are the same as those of the Company. Transactions between operating segments are primarily conducted at fair value, resulting in profits that are eliminated for reporting consolidated results of operations. Operating segments pay for centrally provided services based upon estimated or actual usage of those services. The following schedule presents selected operating segment information for the three months ended March 31, 2016 and 2015 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 153.3 $ 152.0 $ 119.2 $ 117.8 $ 108.1 $ 103.8 $ 46.8 $ 44.2 $ 30.9 $ 31.1 Provision for loan losses (30.6 ) (4.6 ) 104.5 11.1 (3.1 ) (4.1 ) 1.9 0.8 (25.6 ) (8.7 ) Net interest income after provision for loan losses 183.9 156.6 14.7 106.7 111.2 107.9 44.9 43.4 56.5 39.8 Noninterest income 36.0 31.5 29.1 29.2 16.1 14.2 9.5 8.2 9.5 8.9 Noninterest expense 97.0 107.5 85.6 93.0 68.5 74.1 32.4 37.2 30.8 32.6 Net Income (loss) before taxes $ 122.9 $ 80.6 $ (41.8 ) $ 42.9 $ 58.8 $ 48.0 $ 22.0 $ 14.4 $ 35.2 $ 16.1 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,306 $ 12,101 $ 10,370 $ 10,276 $ 8,905 $ 8,502 $ 3,863 $ 3,764 $ 2,263 $ 2,384 Total deposits 15,700 15,787 11,274 11,524 10,479 9,701 4,445 4,178 4,005 3,755 Vectra TCBW Other Consolidated Company 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 30.5 $ 28.5 $ 9.4 $ 8.4 $ (45.4 ) $ (68.4 ) $ 452.8 $ 417.4 Provision for loan losses (3.2 ) 3.9 (1.8 ) 0.2 — (0.1 ) 42.1 (1.5 ) Net interest income after provision for loan losses 33.7 24.6 11.2 8.2 (45.4 ) (68.3 ) 410.7 418.9 Noninterest income 5.8 5.0 0.9 0.9 9.9 19.4 116.8 117.3 Noninterest expense 21.4 24.0 5.0 7.8 54.9 16.8 395.6 393.0 Net Income (loss) before taxes $ 18.1 $ 5.6 $ 7.1 $ 1.3 $ (90.4 ) $ (65.7 ) $ 131.9 $ 143.2 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,453 $ 2,358 $ 733 $ 713 $ 110 $ 81 $ 41,003 $ 40,179 Total deposits 2,759 2,456 953 830 (60 ) (747 ) 49,555 47,484 |
Basis of Presentaion Organizati
Basis of Presentaion Organization and Presentation (Policies) | 3 Months Ended |
Mar. 31, 2016 | |
Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] | BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements of Zions Bancorporation (“the Parent”) and its majority-owned subsidiaries (collectively “the Company,” “Zions,” “we,” “our,” “us”) have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. References to GAAP, including standards promulgated by the Financial Accounting Standards Board (“FASB”), are made according to sections of the Accounting Standards Codification (“ASC”). Changes to the ASC are made with Accounting Standards Updates (“ASU”) that include consensus issues of the Emerging Issues Task Force (“EITF”). In certain cases, ASUs are issued jointly with International Financial Reporting Standards (“IFRS”). Operating results for the three months ended March 31, 2016 and 2015 are not necessarily indicative of the results that may be expected in future periods. In preparing the consolidated financial statements, we are required to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. The consolidated balance sheet at December 31, 2015 is from the audited financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete financial statements. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s 2015 Annual Report on Form 10-K. Certain prior period amounts have been reclassified to conform with the current period presentation. These reclassifications did not affect net income or shareholders’ equity. Zions Bancorporation is a financial holding company headquartered in Salt Lake City, Utah, and with its subsidiaries, provides a full range of banking and related services. Following the close of business on December 31, 2015, the Company completed the merger of its subsidiary banks and other subsidiaries into a single bank, ZB, N.A. The Company continues to manage its banking operations through seven separately managed and branded segments in 11 Western and Southwestern states as follows: Zions Bank, in Utah, Idaho and Wyoming; Amegy Bank (“Amegy”), in Texas; California Bank & Trust (“CB&T”); National Bank of Arizona (“NBAZ”); Nevada State Bank (“NSB”); Vectra Bank Colorado (“Vectra”), in Colorado and New Mexico; and The Commerce Bank of Washington (“TCBW”), in Washington and Oregon. Pursuant to a Board resolution adopted November 21, 2014, The Commerce Bank of Oregon merged into TCBW following the close of business on March 31, 2015. |
Supplemental Cash Flow Inform23
Supplemental Cash Flow Information (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Supplemental Cash Flow Information [Abstract] | |
Schedule of Other Significant Noncash Transactions [Table Text Block] | (In thousands) Three Months Ended 2016 2015 Loans and leases transferred to other real estate owned $ 5,998 $ 3,568 Loans held for sale reclassified as loans held for investment 1,976 13,138 Amortized cost of HTM securities reclassified as AFS securities — 79,276 |
Offsetting Assets and Liabili24
Offsetting Assets and Liabilities (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Offsetting Assets and Liabilities [Abstract] | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | March 31, 2016 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 1,587,212 $ — $ 1,587,212 $ — $ — $ 1,587,212 Derivatives (included in other assets) 125,363 — 125,363 (22,322 ) — 103,041 $ 1,712,575 $ — $ 1,712,575 $ (22,322 ) $ — $ 1,690,253 Liabilities: Federal funds and other short-term borrowings $ 232,188 $ — $ 232,188 $ — $ — $ 232,188 Derivatives (included in other liabilities) 104,469 — 104,469 (22,322 ) (71,149 ) 10,998 $ 336,657 $ — $ 336,657 $ (22,322 ) $ (71,149 ) $ 243,186 December 31, 2015 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 619,758 $ — $ 619,758 $ — $ — $ 619,758 Derivatives (included in other assets) 77,638 — 77,638 (5,916 ) 71,722 $ 697,396 $ — $ 697,396 $ (5,916 ) $ — $ 691,480 Liabilities: Federal funds and other short-term borrowings $ 346,987 $ — $ 346,987 $ — $ — $ 346,987 Derivatives (included in other liabilities) 72,568 — 72,568 (5,916 ) (61,134 ) 5,518 $ 419,555 $ — $ 419,555 $ (5,916 ) $ (61,134 ) $ 352,505 March 31, 2016 December 31, 2015 (In thousands) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 631,646 $ 636,484 2 $ 545,648 $ 552,088 2 Loans and leases (including loans held for sale), net of allowance 40,915,055 40,715,842 3 40,193,374 39,535,365 3 Financial liabilities: Time deposits 2,071,688 2,075,729 2 2,130,680 2,129,742 2 Foreign deposits 219,899 219,836 2 294,391 294,321 2 Long-term debt (less fair value hedges) 802,448 831,621 2 812,366 838,796 2 |
Investment Securities (Tables)
Investment Securities (Tables) | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items] | ||
Summary Of Investment Securities | March 31, 2016 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 631,646 $ 11,519 $ 6,681 $ 636,484 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,497,652 14,055 856 1,510,851 Agency guaranteed mortgage-backed securities 4,487,279 17,801 9,091 4,495,989 Small Business Administration loan-backed securities 2,019,668 14,480 13,321 2,020,827 Municipal securities 552,872 4,391 1,190 556,073 Other debt securities 25,434 147 3,672 21,909 8,582,905 50,874 28,130 8,605,649 Money market mutual funds and other 96,132 104 — 96,236 8,679,037 50,978 28,130 8,701,885 Total $ 9,310,683 $ 62,497 $ 34,811 $ 9,338,369 December 31, 2015 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair Held-to-maturity Municipal securities $ 545,648 $ 11,218 $ 4,778 $ 552,088 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,231,740 4,313 2,658 1,233,395 Agency guaranteed mortgage-backed securities 3,964,593 7,919 36,037 3,936,475 Small Business Administration loan-backed securities 1,932,817 12,602 14,445 1,930,974 Municipal securities 417,374 2,177 856 418,695 Other debt securities 25,454 152 2,665 22,941 7,571,978 27,163 56,661 7,542,480 Money market mutual funds and other 100,612 61 37 100,636 7,672,590 27,224 56,698 7,643,116 Total $ 8,218,238 $ 38,442 $ 61,476 $ 8,195,204 | |
Contractual Maturities Debt Securities | Held-to-maturity Available-for-sale (In thousands) Amortized cost Estimated fair value Amortized cost Estimated fair value Principal return in one year or less $ 69,225 $ 69,515 $ 1,187,108 $ 1,189,787 Principal return after one year through five years 238,605 242,328 3,483,268 3,491,732 Principal return after five years through ten years 203,989 207,198 2,769,584 2,781,632 Principal return after ten years 119,827 117,443 1,142,945 1,142,498 $ 631,646 $ 636,484 $ 8,582,905 $ 8,605,649 | |
Summary Of Amount Of Gross Unrealized Losses For Debt Securities And Estimated Fair Value | March 31, 2016 Less than 12 months 12 months or more Total (In thousands) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 5,952 $ 193,737 $ 729 $ 12,480 $ 6,681 $ 206,217 Available-for-sale U.S. Government agencies and corporations: Agency securities 312 299,591 544 129,191 856 428,782 Agency guaranteed mortgage-backed securities 6,836 1,707,106 2,255 149,293 9,091 1,856,399 Small Business Administration loan-backed securities 4,549 539,651 8,772 528,850 13,321 1,068,501 Municipal securities 935 140,612 255 14,231 1,190 154,843 Other — — 3,672 11,331 3,672 11,331 12,632 2,686,960 15,498 832,896 28,130 3,519,856 Mutual funds and other — — — — — — 12,632 2,686,960 15,498 832,896 28,130 3,519,856 Total $ 18,584 $ 2,880,697 $ 16,227 $ 845,376 $ 34,811 $ 3,726,073 | December 31, 2015 Less than 12 months 12 months or more Total (In thousands) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 4,521 $ 122,197 $ 257 $ 13,812 $ 4,778 $ 136,009 Available-for-sale U.S. Government agencies and corporations: Agency securities 2,176 559,196 482 131,615 2,658 690,811 Agency guaranteed mortgage-backed securities 34,583 3,639,824 1,454 65,071 36,037 3,704,895 Small Business Administration loan-backed securities 5,348 567,365 9,097 535,376 14,445 1,102,741 Municipal securities 735 102,901 121 5,733 856 108,634 Other — — 2,665 12,337 2,665 12,337 42,842 4,869,286 13,819 750,132 56,661 5,619,418 Mutual funds and other 37 35,488 — — 37 35,488 42,879 4,904,774 13,819 750,132 56,698 5,654,906 Total $ 47,400 $ 5,026,971 $ 14,076 $ 763,944 $ 61,476 $ 5,790,915 |
Rollforward Of Total Amount Of Credit-Related OTTI | (In thousands) Three Months Ended Three Months Ended HTM AFS Total HTM AFS Total Balance of credit-related OTTI at beginning of period $ — $ — $ — $ (9,079 ) $ (95,472 ) $ (104,551 ) Reductions for securities sold or paid off during the period — — — — 1,313 1,313 Reclassification of securities from HTM to AFS — — — 9,079 (9,079 ) — Balance of credit-related OTTI at end of period $ — $ — $ — $ — $ (103,238 ) $ (103,238 ) | |
Gains And Losses, Including OTTI, Recognized In Statement Of Income | Three Months Ended March 31, 2016 March 31, 2015 (In thousands) Gross gains Gross losses Gross gains Gross losses Investment securities: Held-to-maturity $ — $ — $ 1 $ — Available-for-sale 30 2 958 1,198 Other noninterest-bearing investments 3,187 3,737 3,595 242 3,217 3,739 4,554 1,440 Net gains (losses) $ (522 ) $ 3,114 Statement of income information: Equity securities gains (losses), net $ (550 ) $ 3,353 Fixed income securities gains (losses), net 28 (239 ) Net gains (losses) $ (522 ) $ 3,114 | |
Tax and Nontaxable Interest Income by Investment Type [Table Text Block] | (In thousands) Three Months Ended Three Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 2,604 $ 2,726 $ 5,330 $ 3,592 $ 2,862 $ 6,454 Available-for-sale 39,607 1,955 41,562 19,768 653 20,421 Trading 472 — 472 598 — 598 $ 42,683 $ 4,681 $ 47,364 $ 23,958 $ 3,515 $ 27,473 |
Loans And Allowance For Credi26
Loans And Allowance For Credit Losses (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |
Investment of accuring and nonaccruing troubled debt restructuring [Text Block] | Three Months Ended Three Months Ended (In thousands) Accruing Nonaccruing Total Accruing Nonaccruing Total Commercial: Commercial and industrial $ — $ 2,992 $ 2,992 $ — $ 44 $ 44 Owner occupied 3,350 244 3,594 — 986 986 Total commercial 3,350 3,236 6,586 — 1,030 1,030 Commercial real estate: Construction and land development — — — — 1,284 1,284 Term — — — — — — Total commercial real estate — — — — 1,284 1,284 Consumer: Home equity credit line — — — — — — 1-4 family residential — 160 160 110 — 110 Construction and other consumer real estate — — — — — — Total consumer loans — 160 160 110 — 110 Total $ 3,350 $ 3,396 $ 6,746 $ 110 $ 2,314 $ 2,424 Note: Total loans modified as TDRs during the 12 months previous to March 31, 2016 and 2015 were $180.3 million and $74.5 million , respectively. |
Quantitative Information about Transferred Financial Assets that have been Derecognized and Other Financial Assets Managed Together [Table Text Block] | (In billions) March 31, December 31, Loan Servicing Assets $ 1.3 $ 1.3 |
allowance for loan losses by impairment [Table Text Block] | The ALLL and outstanding loan balances according to the Company’s impairment method are summarized as follows: March 31, 2016 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 76,987 $ 3,047 $ 7,230 $ 87,264 Collectively evaluated for impairment 386,943 114,448 22,882 524,273 Purchased loans with evidence of credit deterioration 57 217 83 357 Total $ 463,987 $ 117,712 $ 30,195 $ 611,894 Outstanding loan balances: Individually evaluated for impairment $ 477,363 $ 95,784 $ 86,957 $ 660,104 Collectively evaluated for impairment 21,219,580 10,649,342 8,782,839 40,651,761 Purchased loans with evidence of credit deterioration 48,310 48,951 9,059 106,320 Total $ 21,745,253 $ 10,794,077 $ 8,878,855 $ 41,418,185 December 31, 2015 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 36,909 $ 3,154 $ 9,462 $ 49,525 Collectively evaluated for impairment 417,295 110,417 27,866 555,578 Purchased loans with evidence of credit deterioration 73 421 451 945 Total $ 454,277 $ 113,992 $ 37,779 $ 606,048 Outstanding loan balances: Individually evaluated for impairment $ 289,629 $ 107,341 $ 92,605 $ 489,575 Collectively evaluated for impairment 21,129,125 10,193,840 8,712,079 40,035,044 Purchased loans with evidence of credit deterioration 60,260 54,722 9,941 124,923 Total $ 21,479,014 $ 10,355,903 $ 8,814,625 $ 40,649,542 |
Summary Of Major Portfolio Segment And Specific Loan Class | (In thousands) March 31, December 31, Loans held for sale $ 108,764 $ 149,880 Commercial: Commercial and industrial $ 13,590,238 $ 13,211,481 Leasing 437,150 441,666 Owner occupied 7,022,429 7,150,028 Municipal 695,436 675,839 Total commercial 21,745,253 21,479,014 Commercial real estate: Construction and land development 1,967,702 1,841,502 Term 8,826,375 8,514,401 Total commercial real estate 10,794,077 10,355,903 Consumer: Home equity credit line 2,432,632 2,416,357 1-4 family residential 5,417,810 5,382,099 Construction and other consumer real estate 401,422 385,240 Bankcard and other revolving plans 438,540 443,780 Other 188,451 187,149 Total consumer 8,878,855 8,814,625 Total loans $ 41,418,185 $ 40,649,542 |
Summary Of Changes in The Allowance For Credit Losses | Changes in the allowance for credit losses are summarized as follows: Three Months Ended March 31, 2016 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 454,277 $ 113,992 $ 37,779 $ 606,048 Additions: Provision for loan losses 45,875 1,701 (5,431 ) 42,145 Adjustment for FDIC-supported/PCI loans — — — — Deductions: Gross loan and lease charge-offs (43,230 ) (975 ) (3,905 ) (48,110 ) Recoveries 7,065 2,994 1,752 11,811 Net loan and lease charge-offs (36,165 ) 2,019 (2,153 ) (36,299 ) Balance at end of period $ 463,987 $ 117,712 $ 30,195 $ 611,894 Reserve for unfunded lending commitments Balance at beginning of period $ 57,696 $ 16,526 $ 616 $ 74,838 Provision credited to earnings (1,429 ) (3,767 ) (616 ) (5,812 ) Balance at end of period $ 56,267 $ 12,759 $ — $ 69,026 Total allowance for credit losses at end of period Allowance for loan losses $ 463,987 $ 117,712 $ 30,195 $ 611,894 Reserve for unfunded lending commitments 56,267 12,759 — 69,026 Total allowance for credit losses $ 520,254 $ 130,471 $ 30,195 $ 680,920 Three Months Ended March 31, 2015 (In thousands) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 412,514 $ 145,009 $ 47,140 $ 604,663 Additions: Provision for loan losses 24,934 (26,887 ) 459 (1,494 ) Adjustment for FDIC-supported/PCI loans (38 ) (38 ) Deductions: Gross loan and lease charge-offs (15,951 ) (626 ) (3,611 ) (20,188 ) Recoveries 20,613 14,119 2,338 37,070 Net loan and lease charge-offs 4,662 13,493 (1,273 ) 16,882 Balance at end of period $ 442,072 $ 131,615 $ 46,326 $ 620,013 Reserve for unfunded lending commitments Balance at beginning of period $ 58,931 $ 21,517 $ 628 $ 81,076 Provision charged (credited) to earnings 3,844 (2,580 ) (53 ) 1,211 Balance at end of period $ 62,775 $ 18,937 $ 575 $ 82,287 Total allowance for credit losses at end of period Allowance for loan losses $ 442,072 $ 131,615 $ 46,326 $ 620,013 Reserve for unfunded lending commitments 62,775 18,937 575 82,287 Total allowance for credit losses $ 504,847 $ 150,552 $ 46,901 $ 702,300 |
Summary Of Nonaccrual Loans | Nonaccrual loans are summarized as follows: (In thousands) March 31, December 31, Commercial: Commercial and industrial $ 356,034 $ 163,906 Leasing 14,107 3,829 Owner occupied 74,369 73,881 Municipal 926 951 Total commercial 445,436 242,567 Commercial real estate: Construction and land development 6,152 7,045 Term 33,051 40,253 Total commercial real estate 39,203 47,298 Consumer: Home equity credit line 10,700 8,270 1-4 family residential 43,791 50,254 Construction and other consumer real estate 645 748 Bankcard and other revolving plans 1,791 537 Other 202 186 Total consumer loans 57,129 59,995 Total $ 541,768 $ 349,860 |
Summary Of Past Due Loans (Accruing And Nonaccruing) | Past due loans (accruing and nonaccruing) are summarized as follows: March 31, 2016 (In thousands) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Commercial: Commercial and industrial $ 13,464,106 $ 90,610 $ 35,522 $ 126,132 $ 13,590,238 $ 4,388 $ 287,662 Leasing 436,597 59 494 553 437,150 — 13,613 Owner occupied 6,965,082 21,987 35,360 57,347 7,022,429 13,350 46,289 Municipal 695,436 — — — 695,436 — 926 Total commercial 21,561,221 112,656 71,376 184,032 21,745,253 17,738 348,490 Commercial real estate: Construction and land development 1,960,562 2,573 4,567 7,140 1,967,702 — 1,533 Term 8,782,301 10,173 33,901 44,074 8,826,375 18,295 15,791 Total commercial real estate 10,742,863 12,746 38,468 51,214 10,794,077 18,295 17,324 Consumer: Home equity credit line 2,420,364 7,015 5,253 12,268 2,432,632 — 4,604 1-4 family residential 5,386,087 10,617 21,106 31,723 5,417,810 321 20,131 Construction and other consumer real estate 397,809 3,365 248 3,613 401,422 — 355 Bankcard and other revolving plans 435,092 2,241 1,207 3,448 438,540 848 1,340 Other 187,760 630 61 691 188,451 — 78 Total consumer loans 8,827,112 23,868 27,875 51,743 8,878,855 1,169 26,508 Total $ 41,131,196 $ 149,270 $ 137,719 $ 286,989 $ 41,418,185 $ 37,202 $ 392,322 December 31, 2015 (In thousands) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Commercial: Commercial and industrial $ 13,114,045 $ 60,523 $ 36,913 $ 97,436 $ 13,211,481 $ 3,065 $ 117,942 Leasing 440,963 183 520 703 441,666 — 3,309 Owner occupied 7,085,086 37,776 27,166 64,942 7,150,028 3,626 43,984 Municipal 668,207 7,586 46 7,632 675,839 46 951 Total commercial 21,308,301 106,068 64,645 170,713 21,479,014 6,737 166,186 Commercial real estate: Construction and land development 1,835,360 842 5,300 6,142 1,841,502 — 1,745 Term 8,469,390 10,424 34,587 45,011 8,514,401 21,697 24,867 Total commercial real estate 10,304,750 11,266 39,887 51,153 10,355,903 21,697 26,612 Consumer: Home equity credit line 2,407,972 4,717 3,668 8,385 2,416,357 — 3,053 1-4 family residential 5,340,549 14,828 26,722 41,550 5,382,099 1,036 20,939 Construction and other consumer real estate 374,987 8,593 1,660 10,253 385,240 1,337 408 Bankcard and other revolving plans 440,358 1,861 1,561 3,422 443,780 1,217 146 Other 186,436 647 66 713 187,149 — 83 Total consumer loans 8,750,302 30,646 33,677 64,323 8,814,625 3,590 24,629 Total $ 40,363,353 $ 147,980 $ 138,209 $ 286,189 $ 40,649,542 $ 32,024 $ 217,427 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Summary Of Outstanding Loan Balances (Accruing And Nonaccruing) Categorized By Credit Quality Indicators | March 31, 2016 (In thousands) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,245,903 $ 390,768 $ 953,316 $ 251 $ 13,590,238 Leasing 402,160 7,106 27,884 — 437,150 Owner occupied 6,577,162 156,723 288,544 — 7,022,429 Municipal 678,377 7,888 9,171 — 695,436 Total commercial 19,903,602 562,485 1,278,915 251 21,745,253 $ 463,987 Commercial real estate: Construction and land development 1,921,338 14,540 31,824 — 1,967,702 Term 8,634,484 41,331 150,560 — 8,826,375 Total commercial real estate 10,555,822 55,871 182,384 — 10,794,077 117,712 Consumer: Home equity credit line 2,418,415 — 14,217 — 2,432,632 1-4 family residential 5,368,085 — 49,725 — 5,417,810 Construction and other consumer real estate 399,765 — 1,657 — 401,422 Bankcard and other revolving plans 433,989 — 4,551 — 438,540 Other 188,099 — 352 — 188,451 Total consumer loans 8,808,353 — 70,502 — 8,878,855 30,195 Total $ 39,267,777 $ 618,356 $ 1,531,801 $ 251 $ 41,418,185 $ 611,894 December 31, 2015 (In thousands) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,007,076 $ 399,847 $ 804,403 $ 155 $ 13,211,481 Leasing 411,131 5,166 25,369 — 441,666 Owner occupied 6,720,052 139,784 290,192 — 7,150,028 Municipal 663,903 — 11,936 — 675,839 Total commercial 19,802,162 544,797 1,131,900 155 21,479,014 $ 454,277 Commercial real estate: Construction and land development 1,786,610 42,348 12,544 — 1,841,502 Term 8,319,348 47,245 139,036 8,772 8,514,401 Total commercial real estate 10,105,958 89,593 151,580 8,772 10,355,903 113,992 Consumer: Home equity credit line 2,404,635 — 11,722 — 2,416,357 1-4 family residential 5,325,519 — 56,580 — 5,382,099 Construction and other consumer real estate 381,738 — 3,502 — 385,240 Bankcard and other revolving plans 440,282 — 3,498 — 443,780 Other 186,836 — 313 — 187,149 Total consumer loans 8,739,010 — 75,615 — 8,814,625 37,779 Total $ 38,647,130 $ 634,390 $ 1,359,095 $ 8,927 $ 40,649,542 $ 606,048 |
Summary Of Information On Impaired Loans | March 31, 2016 (In thousands) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 457,773 $ 68,388 $ 329,801 $ 398,189 $ 71,962 Owner occupied 124,637 74,158 39,778 113,936 4,162 Municipal 1,405 926 — 926 — Total commercial 583,815 143,472 369,579 513,051 76,124 Commercial real estate: Construction and land development 22,202 4,806 9,319 14,125 883 Term 134,297 81,795 26,275 108,070 1,706 Total commercial real estate 156,499 86,601 35,594 122,195 2,589 Consumer: Home equity credit line 28,148 21,128 4,295 25,423 145 1-4 family residential 66,860 32,652 31,720 64,372 6,805 Construction and other consumer real estate 3,446 988 1,876 2,864 168 Other 2,565 35 1,900 1,935 53 Total consumer loans 101,019 54,803 39,791 94,594 7,171 Total $ 841,333 $ 284,876 $ 444,964 $ 729,840 $ 85,884 December 31, 2015 (In thousands) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 272,161 $ 44,190 $ 163,729 $ 207,919 $ 30,538 Owner occupied 141,526 83,024 43,243 126,267 5,486 Municipal 1,430 951 — 951 — Total commercial 415,117 128,165 206,972 335,137 36,024 Commercial real estate: Construction and land development 22,791 5,076 9,558 14,634 618 Term 142,239 82,864 34,361 117,225 2,604 Total commercial real estate 165,030 87,940 43,919 131,859 3,222 Consumer: Home equity credit line 27,064 18,980 5,319 24,299 243 1-4 family residential 74,009 29,540 41,155 70,695 8,736 Construction and other consumer real estate 2,741 989 1,014 2,003 173 Other 3,187 36 2,570 2,606 299 Total consumer loans 107,001 49,545 50,058 99,603 9,451 Total $ 687,148 $ 265,650 $ 300,949 $ 566,599 $ 48,697 Three Months Ended Three Months Ended (In thousands) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 281,841 $ 1,472 $ 160,013 $ 1,451 Owner occupied 122,241 2,431 177,568 4,092 Municipal 932 — 1,033 — Total commercial 405,014 3,903 338,614 5,543 Commercial real estate: Construction and land development 14,293 513 38,736 569 Term 106,236 3,458 143,496 5,008 Total commercial real estate 120,529 3,971 182,232 5,577 Consumer: Home equity credit line 24,730 386 25,386 413 1-4 family residential 63,166 477 66,711 510 Construction and other consumer real estate 2,917 48 2,560 42 Bankcard and other revolving plans — 16 2 100 Other 2,502 107 4,748 285 Total consumer loans 93,315 1,034 99,407 1,350 Total $ 618,858 $ 8,908 $ 620,253 $ 12,470 |
Summary Of Selected Information On TDRs That Includes Recorded Investment On An Accruing And Nonaccruing Basis By Loan Class And Modification Type | March 31, 2016 Recorded investment resulting from the following modification types: (In thousands) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 198 $ 26,309 $ 12 $ 91 $ 1,085 $ 33,894 $ 61,589 Owner occupied 2,227 1,458 920 — 7,882 16,318 28,805 Total commercial 2,425 27,767 932 91 8,967 50,212 90,394 Commercial real estate: Construction and land development 44 — — — — 9,316 9,360 Term 4,660 7,397 161 980 4,037 13,749 30,984 Total commercial real estate 4,704 7,397 161 980 4,037 23,065 40,344 Consumer: Home equity credit line 198 2,414 10,570 — 164 3,027 16,373 1-4 family residential 2,030 349 6,498 257 3,213 33,404 45,751 Construction and other consumer real estate 171 357 — 1,143 — 949 2,620 Total consumer loans 2,399 3,120 17,068 1,400 3,377 37,380 64,744 Total accruing 9,528 38,284 18,161 2,471 16,381 110,657 195,482 Nonaccruing Commercial: Commercial and industrial 26 396 — 1,116 18,551 63,047 83,136 Owner occupied 1,122 1,209 — 3,064 275 16,881 22,551 Municipal — 926 — — — — 926 Total commercial 1,148 2,531 — 4,180 18,826 79,928 106,613 Commercial real estate: Construction and land development — 312 — — 3,135 209 3,656 Term 1,797 1,163 — — 2,920 3,892 9,772 Total commercial real estate 1,797 1,475 — — 6,055 4,101 13,428 Consumer: Home equity credit line — 299 1,359 51 — 705 2,414 1-4 family residential — 325 1,944 302 829 6,452 9,852 Construction and other consumer real estate — 97 16 42 — 62 217 Total consumer loans — 721 3,319 395 829 7,219 12,483 Total nonaccruing 2,945 4,727 3,319 4,575 25,710 91,248 132,524 Total $ 12,473 $ 43,011 $ 21,480 $ 7,046 $ 42,091 $ 201,905 $ 328,006 December 31, 2015 Recorded investment resulting from the following modification types: (In thousands) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 202 $ 3,236 $ 13 $ 100 $ 23,207 $ 34,473 $ 61,231 Owner occupied 1,999 681 929 — 9,879 16,339 29,827 Total commercial 2,201 3,917 942 100 33,086 50,812 91,058 Commercial real estate: Construction and land development 94 — — — — 9,698 9,792 Term 4,696 638 166 976 2,249 20,833 29,558 Total commercial real estate 4,790 638 166 976 2,249 30,531 39,350 Consumer: Home equity credit line 192 2,147 9,763 — 164 3,155 15,421 1-4 family residential 2,669 353 6,747 433 3,440 32,903 46,545 Construction and other consumer real estate 174 384 — — — 1,152 1,710 Total consumer loans 3,035 2,884 16,510 433 3,604 37,210 63,676 Total accruing 10,026 7,439 17,618 1,509 38,939 118,553 194,084 Nonaccruing Commercial: Commercial and industrial 28 455 — 1,879 3,577 49,617 55,556 Owner occupied 685 1,669 — 724 34 16,335 19,447 Municipal — 951 — — — — 951 Total commercial 713 3,075 — 2,603 3,611 65,952 75,954 Commercial real estate: Construction and land development — 333 — — 3,156 208 3,697 Term 1,844 — — — 2,960 5,203 10,007 Total commercial real estate 1,844 333 — — 6,116 5,411 13,704 Consumer: Home equity credit line 7 500 1,400 54 — 233 2,194 1-4 family residential — 275 2,052 136 1,180 7,299 10,942 Construction and other consumer real estate — 101 17 48 — 44 210 Total consumer loans 7 876 3,469 238 1,180 7,576 13,346 Total nonaccruing 2,564 4,284 3,469 2,841 10,907 78,939 103,004 Total $ 12,590 $ 11,723 $ 21,087 $ 4,350 $ 49,846 $ 197,492 $ 297,088 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. 2 Includes TDRs that resulted from a combination of any of the previous modification types. |
Schedule Of Net Financial Impact On Interest Income Due To Interest Rate Modifications Below Market For Accruing TDR Loans | Three Months Ended (In thousands) 2016 2015 Commercial: Commercial and industrial $ (73 ) $ (57 ) Owner occupied (49 ) (112 ) Total commercial (122 ) (169 ) Commercial real estate: Construction and land development (1 ) (37 ) Term (79 ) (109 ) Total commercial real estate (80 ) (146 ) Consumer: Home equity credit line (1 ) (1 ) 1-4 family residential (230 ) (271 ) Construction and other consumer real estate (5 ) (7 ) Total consumer loans (236 ) (279 ) Total decrease to interest income 1 $ (438 ) $ (594 ) 1 Calculated based on the difference between the modified rate and the premodified rate applied to the recorded investment. |
Schedule Of Outstanding Balances Of All Required Payments And The Related Carrying Amounts For PCI Loans | (In thousands) March 31, 2016 December 31, 2015 Commercial $ 55,997 $ 72,440 Commercial real estate 60,456 65,167 Consumer 9,961 11,082 Outstanding balance $ 126,414 $ 148,689 Carrying amount $ 106,320 $ 125,029 Less ALLL 357 945 Carrying amount, net $ 105,963 $ 124,084 |
Schedule Of Changes In The Accretable Yield For PCI Loans | (In thousands) Three Months Ended 2016 2015 Balance at beginning of period $ 39,803 $ 45,055 Accretion (6,138 ) (9,583 ) Reclassification from nonaccretable difference 8,430 13,281 Disposals and other 1,010 2,178 Balance at end of period $ 43,105 $ 50,931 Note: Amounts have been adjusted based on refinements to the original estimates of the accretable yield. |
Derivative Instruments And He27
Derivative Instruments And Hedging Activities Derivative Instruments and Hedging Activities (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Summary of Derivative Instruments [Abstract] | |
Schedule of Derivative Instruments | March 31, 2016 December 31, 2015 Notional amount Fair value Notional amount Fair value (In thousands) Other assets Other liabilities Other assets Other liabilities Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps $ 1,387,500 $ 22,218 $ — $ 1,387,500 $ 5,461 $ 956 Total derivatives designated as hedging instruments 1,387,500 22,218 — 1,387,500 5,461 956 Derivatives not designated as hedging instruments Interest rate swaps and forwards 103,989 740 250 40,314 — 8 Interest rate swaps for customers 1 3,449,818 84,684 89,771 3,256,190 51,353 53,843 Foreign exchange 349,891 17,721 14,448 463,064 20,824 17,761 Total derivatives not designated as hedging instruments 3,903,698 103,145 104,469 3,759,568 72,177 71,612 Total derivatives $ 5,291,198 $ 125,363 $ 104,469 $ 5,147,068 $ 77,638 $ 72,568 1 Notional amounts include both the customer swaps and the offsetting derivative contracts. |
Schedule Of Gain (Loss) Of Derivative Instruments | Three Months Ended March 31, 2016 Amount of derivative gain (loss) recognized/reclassified (In thousands) OCI Reclassified from AOCI to interest income 2 Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments Cash flow hedges 1 : Interest rate swaps $ 20,696 $ 2,997 20,696 2,997 Fair value hedges: Terminated swaps on long-term debt $ — Total derivatives designated as hedging instruments 20,696 2,997 — Derivatives not designated as hedging instruments Interest rate swaps and forward contracts $ 235 Interest rate swaps for customers (509 ) Foreign exchange 2,236 Total derivatives not designated as hedging instruments 1,962 Total derivatives $ 20,696 $ 2,997 $ 1,962 $ — Three Months Ended March 31, 2015 Amount of derivative gain (loss) recognized/reclassified (In thousands) OCI Reclassified from AOCI to interest income 2 Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments Cash flow hedges 1 : Interest rate swaps $ 4,253 $ 1,016 4,253 1,016 Fair value hedges: Terminated swaps on long-term debt $ 468 Total derivatives designated as hedging instruments 4,253 1,016 468 Derivatives not designated as hedging instruments Interest rate swaps for customers $ 517 Futures contracts 1 Foreign exchange 2,735 Total derivatives not designated as hedging instruments 3,253 Total derivatives $ 4,253 $ 1,016 $ 3,253 $ 468 Note: These schedules are not intended to present at any given time the Company’s long/short position with respect to its derivative contracts. 1 Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the change in fair value of the derivative. 2 Amounts for the three months ended March 31 , of $3.0 million in 2016 , and $1.0 million in 2015 , respectively, are the amounts of reclassification to earnings from AOCI presented in Note 8. |
Debt And Shareholders' Equity (
Debt And Shareholders' Equity (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |
Minimum and Maximum Interest Rate on debt repayment [Table Text Block] | Interest rate Minimum interest rate Maximum interest rate Minimum and maximum Interest rates on long-term senior debt redemptions during 1st and 2nd quarters |
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In thousands) March 31, December 31, 2015 Junior subordinated debentures related to trust preferred securities $ 164,950 $ 164,950 Subordinated notes 246,262 246,170 Senior notes 390,367 400,334 Capital lease obligations 869 912 Total $ 802,448 $ 812,366 |
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block] | Amounts reclassified from AOCI 1 Statement of income (SI) Balance sheet (BS) (In thousands) Three Months Ended Details about AOCI components 2016 2015 Affected line item Net realized gains (losses) on investment securities $ 28 $ (239 ) SI Fixed income securities gains (losses), net Income tax expense (benefit) 11 (91 ) 17 (148 ) Net unrealized gains on derivative instruments $ 2,997 $ 1,016 SI Interest and fees on loans Income tax expense 1,139 387 $ 1,858 $ 629 1 Negative reclassification amounts indicate decreases to earnings in the statement of income and increases to balance sheet assets. The opposite applies to positive reclassification amounts. |
Schedule Of Changes In Accumulated Other Comprehensive Income (Loss) | (In thousands) Net unrealized gains (losses) on investment securities Net unrealized gains (losses) on derivatives and other Pension and post-retirement Total Three Months Ended March 31, 2016 Balance at December 31, 2015 $ (18,369 ) $ 1,546 $ (37,789 ) $ (54,612 ) Other comprehensive income (loss) before reclassifications, net of tax 32,168 13,331 (665 ) 44,834 Amounts reclassified from AOCI, net of tax (17 ) (1,858 ) — (1,875 ) Other comprehensive income (loss) 32,151 11,473 (665 ) 42,959 Balance at March 31, 2016 $ 13,782 $ 13,019 $ (38,454 ) $ (11,653 ) Income tax expense included in other comprehensive income (loss) $ 20,192 $ 6,920 $ 665 $ 27,777 Three Months Ended March 31, 2015 Balance at December 31, 2014 $ (91,921 ) $ 2,226 $ (38,346 ) $ (128,041 ) Other comprehensive income before reclassifications, net of tax 11,424 2,189 — 13,613 Amounts reclassified from AOCI, net of tax 148 (629 ) — (481 ) Other comprehensive income 11,572 1,560 — 13,132 Balance at March 31, 2015 $ (80,349 ) $ 3,786 $ (38,346 ) $ (114,909 ) Income tax expense included in other comprehensive income $ 6,957 $ 1,088 $ — $ 8,045 |
Debt And Shareholders' Equity S
Debt And Shareholders' Equity Schedule of Long-term Debt Instruments (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Debt Instrument [Line Items] | |
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In thousands) March 31, December 31, 2015 Junior subordinated debentures related to trust preferred securities $ 164,950 $ 164,950 Subordinated notes 246,262 246,170 Senior notes 390,367 400,334 Capital lease obligations 869 912 Total $ 802,448 $ 812,366 |
Fair Value (Tables)
Fair Value (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Fair Value Disclosures [Abstract] | |
Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis | (In thousands) March 31, 2016 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: U.S. Treasury, agencies and corporations $ — $ 8,027,667 $ — $ 8,027,667 Municipal securities 556,073 556,073 Other debt securities 21,909 21,909 Money market mutual funds and other 59,925 36,311 96,236 59,925 8,641,960 — 8,701,885 Trading account 65,838 65,838 Other noninterest-bearing investments: Bank-owned life insurance 489,297 489,297 Private equity investments 119,222 119,222 Other assets: Agriculture loan servicing and interest-only strips 17,067 17,067 Deferred compensation plan assets 82,179 82,179 Derivatives: Interest rate swaps and forwards 22,958 22,958 Interest rate swaps for customers 84,684 84,684 Foreign currency exchange contracts 17,721 17,721 17,721 107,642 — 125,363 $ 159,825 $ 9,304,737 $ 136,289 $ 9,600,851 LIABILITIES Securities sold, not yet purchased $ 6,515 $ — $ — $ 6,515 Other liabilities: Deferred compensation plan obligations 82,179 82,179 Derivatives: Interest rate swaps and forwards 250 250 Interest rate swaps for customers 89,771 89,771 Foreign currency exchange contracts 14,448 14,448 14,448 90,021 — 104,469 $ 103,142 $ 90,021 $ — $ 193,163 (In thousands) December 31, 2015 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: U.S. Treasury, agencies and corporations $ — $ 7,100,844 $ — $ 7,100,844 Municipal securities 418,695 418,695 Other debt securities 22,941 22,941 Money market mutual funds and other 61,807 38,829 100,636 61,807 7,581,309 — 7,643,116 Trading account 48,168 48,168 Other noninterest-bearing investments: Bank-owned life insurance 485,978 485,978 Private equity investments 120,027 120,027 Other assets: Agriculture loan servicing and interest-only strips 13,514 13,514 Deferred compensation plan assets 84,570 84,570 Derivatives: Interest rate swaps and forwards 5,966 5,966 Interest rate swaps for customers 51,353 51,353 Foreign currency exchange contracts 20,824 20,824 20,824 57,319 — 78,143 $ 167,201 $ 8,172,774 $ 133,541 $ 8,473,516 LIABILITIES Securities sold, not yet purchased $ 30,158 $ — $ — $ 30,158 Other liabilities: Deferred compensation plan obligations 84,570 84,570 Derivatives: Interest rate swaps and forwards 835 835 Interest rate swaps for customers 53,843 53,843 Foreign currency exchange contracts 17,761 17,761 17,761 54,678 — 72,439 $ 132,489 $ 54,678 $ — $ 187,167 |
Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis Using Level 3 Inputs | Level 3 Instruments Three Months Ended March 31, 2016 (In thousands) Municipal securities Trust preferred – banks and insurance Other Private equity investments Ag loan svcg and int-only strips Derivatives and other liabilities Balance at December 31, 2015 $ — $ — $ — $ 120,027 $ 13,514 $ — Net gains (losses) included in: Statement of income: Dividends and other investment losses (1,484 ) Equity securities losses, net (2,009 ) Other noninterest income 3,460 Purchases 2,801 368 Sales (36 ) Redemptions and paydowns (77 ) (275 ) Balance at March 31, 2016 $ — $ — $ — $ 119,222 $ 17,067 $ — Level 3 Instruments Three Months Ended March 31, 2015 (In thousands) Municipal securities Trust preferred – banks and insurance Other Private equity investments Ag loan svcg and int-only strips Derivatives and other liabilities Balance at December 31, 2014 $ 4,164 $ 393,007 $ 4,786 $ 99,865 $ 12,227 $ (13 ) Net gains (losses) included in: Statement of income: Accretion of purchase discount on securities available-for-sale 2 257 Dividends and other investment income 1,074 Equity securities gains, net 3,253 Fixed income securities gains (losses), net 31 (323 ) Other noninterest income 4 Other noninterest expense 13 Other comprehensive income (loss) 127 (6,949 ) 42 Fair value of HTM securities transferred to AFS 57,308 Purchases 5,052 171 Sales (2,613 ) (1,517 ) Redemptions and paydowns (1,859 ) (2,349 ) (2 ) (279 ) (401 ) Balance at March 31, 2015 $ 2,465 $ 438,338 $ 4,826 $ 107,448 $ 12,001 $ — |
Schedule Of Realized Gains (Losses) Using Level 3 Inputs | (In thousands) Three Months Ended 2016 2015 Fixed income securities losses, net $ — $ (292 ) |
Schedule Of Assets With Fair Value Changes On Nonrecurring Basis | (In thousands) Fair value at March 31, 2016 Fair value at December 31, 2015 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total ASSETS Private equity investments, carried at cost $ — $ — $ 1,477 $ 1,477 $ — $ — $ 10,707 $ 10,707 Impaired loans — 32,162 — 32,162 — 10,991 — 10,991 Other real estate owned — 1,695 — 1,695 — 2,388 — 2,388 $ — $ 33,857 $ 1,477 $ 35,334 $ — $ 13,379 $ 10,707 $ 24,086 The previous fair values may not be current as of the dates indicated, but rather as of the date the fair value change occurred, such as a charge for impairment. Accordingly, carrying values may not equal current fair value. Gains (losses) from fair value changes (In thousands) Three Months Ended 2016 2015 ASSETS Private equity investments, carried at cost $ (342 ) $ (1,153 ) Impaired loans (14,728 ) (2,924 ) Other real estate owned (37 ) (1,008 ) $ (15,107 ) $ (5,085 ) |
Fair Value, by Balance Sheet Grouping [Table Text Block] | March 31, 2016 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 1,587,212 $ — $ 1,587,212 $ — $ — $ 1,587,212 Derivatives (included in other assets) 125,363 — 125,363 (22,322 ) — 103,041 $ 1,712,575 $ — $ 1,712,575 $ (22,322 ) $ — $ 1,690,253 Liabilities: Federal funds and other short-term borrowings $ 232,188 $ — $ 232,188 $ — $ — $ 232,188 Derivatives (included in other liabilities) 104,469 — 104,469 (22,322 ) (71,149 ) 10,998 $ 336,657 $ — $ 336,657 $ (22,322 ) $ (71,149 ) $ 243,186 December 31, 2015 (In thousands) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 619,758 $ — $ 619,758 $ — $ — $ 619,758 Derivatives (included in other assets) 77,638 — 77,638 (5,916 ) 71,722 $ 697,396 $ — $ 697,396 $ (5,916 ) $ — $ 691,480 Liabilities: Federal funds and other short-term borrowings $ 346,987 $ — $ 346,987 $ — $ — $ 346,987 Derivatives (included in other liabilities) 72,568 — 72,568 (5,916 ) (61,134 ) 5,518 $ 419,555 $ — $ 419,555 $ (5,916 ) $ (61,134 ) $ 352,505 March 31, 2016 December 31, 2015 (In thousands) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 631,646 $ 636,484 2 $ 545,648 $ 552,088 2 Loans and leases (including loans held for sale), net of allowance 40,915,055 40,715,842 3 40,193,374 39,535,365 3 Financial liabilities: Time deposits 2,071,688 2,075,729 2 2,130,680 2,129,742 2 Foreign deposits 219,899 219,836 2 294,391 294,321 2 Long-term debt (less fair value hedges) 802,448 831,621 2 812,366 838,796 2 |
Commitments, Guarantees, And 31
Commitments, Guarantees, And Contingent Liabilities (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Guarantees, Commitments And Contingencies [Abstract] | |
Schedule Of Guarantees Issued | (In thousands) March 31, December 31, Net unfunded commitments to extend credit 1 $ 17,310,427 $ 17,169,785 Standby letters of credit: Financial 643,514 661,554 Performance 203,657 216,843 Commercial letters of credit 58,567 18,447 Total unfunded lending commitments $ 18,216,165 $ 18,066,629 |
Retirement Plans (Tables)
Retirement Plans (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract] | |
Schedule Of Net Periodic Benefit Cost (Credit) For Pension And Postretirement Plans | Pension benefits Supplemental retirement benefits Postretirement benefits (In thousands) Three Months Ended March 31, 2016 2015 2016 2015 2016 2015 Service cost $ — $ — $ — $ — $ 5 $ 8 Interest cost 1,762 1,783 100 101 10 10 Expected return on plan assets (2,754 ) (3,090 ) — — — — Amortization of net actuarial (gain) loss 1,659 1,574 31 31 (17 ) (13 ) Net periodic benefit cost (credit) $ 667 $ 267 $ 131 $ 132 $ (2 ) $ 5 |
Operating Segment Information (
Operating Segment Information (Tables) | 3 Months Ended |
Mar. 31, 2016 | |
Segment Reporting Information [Line Items] | |
Operating Segment Information | . OPERATING SEGMENT INFORMATION We manage our operations and prepare management reports and other information with a primary focus on geographical area. Following the close of business on December 31, 2015, we completed the merger of our subsidiary banks and certain non-banking subsidiaries, including Zions Management Services Company (“ZMSC”), with and into a single bank, ZB, N.A. We continue to manage our banking operations under our existing brand names, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. Performance assessment and resource allocation are based upon this geographical structure. Due to the charter consolidation, we have moved to an internal funds transfer pricing allocation system to report results of operations for business segments. Total average loans and deposits presented for the banking segments do not include intercompany amounts between banking segments, but may include deposits with the Other segment. Prior period amounts have been reclassified to reflect these changes. As of March 31, 2016 , Zions Bank operates 99 branches in Utah, 24 branches in Idaho, and one branch in Wyoming. Amegy operates 76 branches in Texas. CB&T operates 94 branches in California. NBAZ operates 65 branches in Arizona. NSB operates 49 branches in Nevada. Vectra operates 36 branches in Colorado and one branch in New Mexico. TCBW operates one branch in Washington and one branch in Oregon. Effective April 1, 2015, TCBO was merged into TCBW. The operating segment identified as “Other” includes the Parent, ZMSC, certain nonbank financial service subsidiaries, and eliminations of transactions between segments. The Parent’s operations are significant to the Other segment. The Company’s net interest income is substantially affected by the Parent’s interest expense on long-term debt. The condensed statement of income identifies the components of income and expense which affect the operating amounts presented in the Other segment. The accounting policies of the individual operating segments are the same as those of the Company. Transactions between operating segments are primarily conducted at fair value, resulting in profits that are eliminated for reporting consolidated results of operations. Operating segments pay for centrally provided services based upon estimated or actual usage of those services. The following schedule presents selected operating segment information for the three months ended March 31, 2016 and 2015 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 153.3 $ 152.0 $ 119.2 $ 117.8 $ 108.1 $ 103.8 $ 46.8 $ 44.2 $ 30.9 $ 31.1 Provision for loan losses (30.6 ) (4.6 ) 104.5 11.1 (3.1 ) (4.1 ) 1.9 0.8 (25.6 ) (8.7 ) Net interest income after provision for loan losses 183.9 156.6 14.7 106.7 111.2 107.9 44.9 43.4 56.5 39.8 Noninterest income 36.0 31.5 29.1 29.2 16.1 14.2 9.5 8.2 9.5 8.9 Noninterest expense 97.0 107.5 85.6 93.0 68.5 74.1 32.4 37.2 30.8 32.6 Net Income (loss) before taxes $ 122.9 $ 80.6 $ (41.8 ) $ 42.9 $ 58.8 $ 48.0 $ 22.0 $ 14.4 $ 35.2 $ 16.1 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,306 $ 12,101 $ 10,370 $ 10,276 $ 8,905 $ 8,502 $ 3,863 $ 3,764 $ 2,263 $ 2,384 Total deposits 15,700 15,787 11,274 11,524 10,479 9,701 4,445 4,178 4,005 3,755 Vectra TCBW Other Consolidated Company 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 30.5 $ 28.5 $ 9.4 $ 8.4 $ (45.4 ) $ (68.4 ) $ 452.8 $ 417.4 Provision for loan losses (3.2 ) 3.9 (1.8 ) 0.2 — (0.1 ) 42.1 (1.5 ) Net interest income after provision for loan losses 33.7 24.6 11.2 8.2 (45.4 ) (68.3 ) 410.7 418.9 Noninterest income 5.8 5.0 0.9 0.9 9.9 19.4 116.8 117.3 Noninterest expense 21.4 24.0 5.0 7.8 54.9 16.8 395.6 393.0 Net Income (loss) before taxes $ 18.1 $ 5.6 $ 7.1 $ 1.3 $ (90.4 ) $ (65.7 ) $ 131.9 $ 143.2 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,453 $ 2,358 $ 733 $ 713 $ 110 $ 81 $ 41,003 $ 40,179 Total deposits 2,759 2,456 953 830 (60 ) (747 ) 49,555 47,484 |
Schedule of Segment Reporting Information, by Segment | (In millions) Zions Bank Amegy CB&T NBAZ NSB 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 153.3 $ 152.0 $ 119.2 $ 117.8 $ 108.1 $ 103.8 $ 46.8 $ 44.2 $ 30.9 $ 31.1 Provision for loan losses (30.6 ) (4.6 ) 104.5 11.1 (3.1 ) (4.1 ) 1.9 0.8 (25.6 ) (8.7 ) Net interest income after provision for loan losses 183.9 156.6 14.7 106.7 111.2 107.9 44.9 43.4 56.5 39.8 Noninterest income 36.0 31.5 29.1 29.2 16.1 14.2 9.5 8.2 9.5 8.9 Noninterest expense 97.0 107.5 85.6 93.0 68.5 74.1 32.4 37.2 30.8 32.6 Net Income (loss) before taxes $ 122.9 $ 80.6 $ (41.8 ) $ 42.9 $ 58.8 $ 48.0 $ 22.0 $ 14.4 $ 35.2 $ 16.1 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,306 $ 12,101 $ 10,370 $ 10,276 $ 8,905 $ 8,502 $ 3,863 $ 3,764 $ 2,263 $ 2,384 Total deposits 15,700 15,787 11,274 11,524 10,479 9,701 4,445 4,178 4,005 3,755 Vectra TCBW Other Consolidated Company 2016 2015 2016 2015 2016 2015 2016 2015 SELECTED INCOME STATEMENT DATA Net interest income $ 30.5 $ 28.5 $ 9.4 $ 8.4 $ (45.4 ) $ (68.4 ) $ 452.8 $ 417.4 Provision for loan losses (3.2 ) 3.9 (1.8 ) 0.2 — (0.1 ) 42.1 (1.5 ) Net interest income after provision for loan losses 33.7 24.6 11.2 8.2 (45.4 ) (68.3 ) 410.7 418.9 Noninterest income 5.8 5.0 0.9 0.9 9.9 19.4 116.8 117.3 Noninterest expense 21.4 24.0 5.0 7.8 54.9 16.8 395.6 393.0 Net Income (loss) before taxes $ 18.1 $ 5.6 $ 7.1 $ 1.3 $ (90.4 ) $ (65.7 ) $ 131.9 $ 143.2 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,453 $ 2,358 $ 733 $ 713 $ 110 $ 81 $ 41,003 $ 40,179 Total deposits 2,759 2,456 953 830 (60 ) (747 ) 49,555 47,484 |
Basis of Presentaion (Details)
Basis of Presentaion (Details) | Mar. 31, 2016States |
Basis Of Presentation [Abstract] | |
Number of States in which Entity Operates | 11 |
Supplemental Cash Flow Inform35
Supplemental Cash Flow Information (Schedule Of Noncash Activities) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Other Significant Noncash Transactions [Line Items] | ||
Loans and Leases Transfered to Other Real Estate Owned | $ 5,998 | $ 3,568 |
Loans Held for Sale Reclassified as Loans Held For Investment | 1,976 | 13,138 |
Amortized Cost of HTM Securities Reclassified as AFS Securities | $ 0 | $ 79,276 |
Offsetting Assets and Liabili36
Offsetting Assets and Liabilities (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | $ 1,587,212 | $ 619,758 |
Gross amounts recognized | 1,587,212 | 619,758 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 1,587,212 | 619,758 |
Gross amounts not offset in the balance sheet | 0 | 0 |
Cash Collateral Received/Pledged | 0 | 0 |
Derivative Financial Instruments, Assets [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 103,041 | 71,722 |
Gross amounts recognized | 125,363 | 77,638 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 125,363 | 77,638 |
Gross amounts not offset in the balance sheet | (22,322) | $ (5,916) |
Cash Collateral Received/Pledged | 0 | |
Assets, Total [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 1,690,253 | $ 691,480 |
Gross amounts recognized | 1,712,575 | 697,396 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 1,712,575 | 697,396 |
Gross amounts not offset in the balance sheet | (22,322) | (5,916) |
Cash Collateral Received/Pledged | 0 | 0 |
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 232,188 | 346,987 |
Gross amounts recognized | 232,188 | 346,987 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 232,188 | 346,987 |
Gross amounts not offset in the balance sheet | 0 | 0 |
Cash Collateral Received/Pledged | 0 | 0 |
Derivative Financial Instruments, Liabilities [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 10,998 | 5,518 |
Gross amounts recognized | 104,469 | 72,568 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 104,469 | 72,568 |
Gross amounts not offset in the balance sheet | (22,322) | (5,916) |
Cash Collateral Received/Pledged | (71,149) | (61,134) |
Liabilities, Total [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 243,186 | 352,505 |
Gross amounts recognized | 336,657 | 419,555 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 336,657 | 419,555 |
Gross amounts not offset in the balance sheet | (22,322) | (5,916) |
Cash Collateral Received/Pledged | $ (71,149) | $ (61,134) |
Investment Securities (Narrativ
Investment Securities (Narrative) (Details) $ in Thousands | Mar. 31, 2016USD ($)Securitiesyr | Dec. 31, 2015USD ($)Securities | Jun. 30, 2015USD ($) | Dec. 31, 2015USD ($)Securities |
Investment [Line Items] | ||||
Sale of CDO, Amortized Cost | $ 574,000 | |||
Held-to-maturity, Amortized cost | $ 631,646 | |||
Private equity investments prohibited by Volker rule | $ 16,000 | |||
Number of HTM investment securities in an unrealized loss position | Securities | 157 | 187 | 187 | |
Number of AFS investment securities in an unrealized loss position | Securities | 684 | 709 | 709 | |
Carrying value of pledged securities | $ 2,000,000 | $ 2,300,000 | $ 2,300,000 | |
Private Equity Investments | 134,000 | |||
Realized Losses on Sales of CDOs | (137,000) | |||
Private Equity Investments Sold Prohibited by Volcker Rule | 9,000 | |||
Commitments for Private Equity and Other Noninterest-bearing Investments | 20,000 | |||
Commitments for Private Equity or Other Non-Interest Bearing Investments Prohibited by the Volcker Rule | $ 6,000 | |||
Small Business Administration Loan-Backed Securities [Member] | Minimum [Member] | ||||
Investment [Line Items] | ||||
Investment term of maturity | yr | 5 | |||
Small Business Administration Loan-Backed Securities [Member] | Maximum [Member] | ||||
Investment [Line Items] | ||||
Investment term of maturity | yr | 25 | |||
Municipal Securities [Member] | ||||
Investment [Line Items] | ||||
Held-to-maturity, Amortized cost | $ 631,646 | 545,648 | $ 545,648 | |
Held To Maturity Securities Gross Unrealized Losses | $ 6,681 | $ 4,778 | ||
Asset-backed Securities [Member] | Trust Preferred Securities - Banks And Insurance [Member] | ||||
Investment [Line Items] | ||||
Held-to-maturity, Amortized cost | $ 79,000 |
Investment Securities (Summary
Investment Securities (Summary Of Investment Securities) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 | Jun. 30, 2015 |
Investment [Line Items] | |||
Held-to-maturity, Amortized cost | $ 631,646 | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 8,582,905 | $ 7,571,978 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 50,874 | 27,163 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 28,130 | 56,661 | |
Available-for-sale debt securities, Estimated fair value | 8,605,649 | 7,542,480 | |
Available-for-sale Securities, Gross Unrealized Gain | 50,978 | 27,224 | |
Available-for-sale, Amortized cost | 8,679,037 | 7,672,590 | |
Available-for-sale, Gross unrealized losses, Recognized in OCI | 28,130 | 56,698 | |
Available-for-sale securities, Estimated fair value | 8,701,885 | 7,643,116 | |
amortized cost of investment securities | 9,310,683 | 8,218,238 | |
Gross Unrealized Gains of Investment Securities Recognized in OCI | 62,497 | 38,442 | |
Gross Unrealized Losses of Investment Securities Recognized in OCI | 34,811 | 61,476 | |
Estimated Fair Value of Investment Securities | 9,338,369 | 8,195,204 | |
Mutual Funds And Stock [Member] | |||
Investment [Line Items] | |||
Available-for-sale Securities, Gross Unrealized Gain | 104 | 61 | |
Available-for-sale, Amortized cost | 96,132 | 100,612 | |
Available-for-sale, Gross unrealized losses, Recognized in OCI | 0 | 37 | |
Available-for-sale securities, Estimated fair value | 96,236 | 100,636 | |
Municipal Securities [Member] | |||
Investment [Line Items] | |||
Held-to-maturity, fair value | 636,484 | 552,088 | |
Held-to-maturity, Amortized cost | 631,646 | 545,648 | |
Available-for-sale Debt Securities, Amortized Cost Basis | 552,872 | 417,374 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 4,391 | 2,177 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 1,190 | 856 | |
Available-for-sale debt securities, Estimated fair value | 556,073 | 418,695 | |
Held-to-maturity Securities, Unrecognized Holding Gain | 11,519 | 11,218 | |
Held-to-maturity Securities, Unrecognized Holding Loss | 6,681 | 4,778 | |
Available-for-sale Securities [Member] | |||
Investment [Line Items] | |||
Available-for-sale Debt Securities, Amortized Cost Basis | 25,434 | 25,454 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 3,672 | 2,665 | |
Available-for-sale, Other debt securities [Member] | |||
Investment [Line Items] | |||
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 147 | 152 | |
Available-for-sale debt securities, Estimated fair value | 21,909 | 22,941 | |
Trust Preferred Securities - Banks And Insurance [Member] | Asset-backed Securities [Member] | |||
Investment [Line Items] | |||
Held-to-maturity, Amortized cost | $ 79,000 | ||
Agency Securities [Member] | |||
Investment [Line Items] | |||
Available-for-sale Debt Securities, Amortized Cost Basis | 1,497,652 | 1,231,740 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 14,055 | 4,313 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 856 | 2,658 | |
Available-for-sale debt securities, Estimated fair value | 1,510,851 | 1,233,395 | |
Agency Guaranteed Mortgage-Backed Securities [Member] | |||
Investment [Line Items] | |||
Available-for-sale Debt Securities, Amortized Cost Basis | 4,487,279 | 3,964,593 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 17,801 | 7,919 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 9,091 | 36,037 | |
Available-for-sale debt securities, Estimated fair value | 4,495,989 | 3,936,475 | |
Small Business Administration Loan-Backed Securities [Member] | |||
Investment [Line Items] | |||
Available-for-sale Debt Securities, Amortized Cost Basis | 2,019,668 | 1,932,817 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 14,480 | 12,602 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 13,321 | 14,445 | |
Available-for-sale debt securities, Estimated fair value | $ 2,020,827 | $ 1,930,974 |
Investment Securities (Contract
Investment Securities (Contractual Maturities Debt Securities) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Investments [Abstract] | ||
Held-to-maturity Securities, Debt Maturities, Next Rolling Twelve Months, Amortized Cost | $ 69,225 | |
Held-to-maturity, Due in one year or less, Estimated fair value | 69,515 | |
Held-to-maturity, Due after one year through five years, Amortized cost | 238,605 | |
Held-to-maturity, Due after one year through five years, Estimated fair value | 242,328 | |
Held-to-maturity, Due after five years through ten years, Amortized cost | 203,989 | |
Held-to-maturity, Due after five years through ten years, Estimated fair value | 207,198 | |
Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Amortized Cost | 119,827 | |
Held-to-maturity, Due after ten years, Estimated fair value | 117,443 | |
Held-to-maturity, Amortized cost | 631,646 | |
Held-to-maturity, fair value | 636,484 | |
Available-for-sale, Due in one year or less, Amortized cost | 1,187,108 | |
Available-for-sale, Due in one year or less, Estimated fair value | 1,189,787 | |
Available-for-sale, Due after one year through five years, Amortized cost | 3,483,268 | |
Available-for-sale, Due after one year through five years, Estimated fair value | 3,491,732 | |
Available-for-sale, Due after five years through ten years, Amortized cost | 2,769,584 | |
Available-for-sale, Due after five years through ten years, Estimated fair value | 2,781,632 | |
Available-for-sale, Due after ten years, Amortized cost | 1,142,945 | |
Available-for-sale, Due after ten years, Estimated fair value | 1,142,498 | |
Available-for-sale, Amortized cost | 8,582,905 | $ 7,571,978 |
Available-for-sale, Estimated fair value | $ 8,605,649 | $ 7,542,480 |
Investment Securities (Summar40
Investment Securities (Summary Of Amount Of Gross Unrealized Losses For Debt Securities And Estimated Fair Value) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2016 | Dec. 31, 2015 | |
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | $ 12,632 | $ 42,879 |
Available-for-sale, Less than 12 months - Estimated fair value | 2,686,960 | 4,904,774 |
Available-for-sale, 12 months or more - Gross unrealized losses | 15,498 | 13,819 |
Available-for-sale, 12 months or more - Estimated fair value | 832,896 | 750,132 |
Available-for-sale, Total - Gross unrealized losses | 28,130 | 56,698 |
Available-for-sale, Total - Estimated fair value | 3,519,856 | 5,654,906 |
Investment Securities Gross Unrealized Losses Less Than 12 Months | 18,584 | 47,400 |
Investment Securities Estimated Fair Value Less Than 12 Months | 2,880,697 | 5,026,971 |
Investment Securities Gross Unrealized Losses 12 Months or More | 16,227 | 14,076 |
Investment Securities Estimated Fair Value 12 Months or More | 845,376 | 763,944 |
Investment Securities Gross Unrealized Losses Total | 34,811 | 61,476 |
Investment Securities Estimated Fair Value Total | 3,726,073 | 5,790,915 |
Municipal Securities [Member] | ||
Investment [Line Items] | ||
Held-to-maturity, Less than 12 months - Gross unrealized losses | 5,952 | 4,521 |
Held-to-maturity, Less than 12 months - Estimated fair value | 193,737 | 122,197 |
Held-to-maturity, 12 months or more - Gross unrealized losses | 729 | 257 |
Held-to-maturity, 12 months or more - Estimated fair value | 12,480 | 13,812 |
Held-to-maturity, Total - Gross unrealized losses | 6,681 | 4,778 |
Held-to-maturity, Total - Estimated fair value | 206,217 | 136,009 |
Available-for-sale, Less than 12 months - Gross unrealized losses | 935 | 735 |
Available-for-sale, Less than 12 months - Estimated fair value | 140,612 | 102,901 |
Available-for-sale, 12 months or more - Gross unrealized losses | 255 | 121 |
Available-for-sale, 12 months or more - Estimated fair value | 14,231 | 5,733 |
Available-for-sale, Total - Gross unrealized losses | 1,190 | 856 |
Available-for-sale, Total - Estimated fair value | 154,843 | 108,634 |
Available-for-sale Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 0 | |
Available-for-sale, Less than 12 months - Estimated fair value | 0 | |
Agency Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 312 | 2,176 |
Available-for-sale, Less than 12 months - Estimated fair value | 299,591 | 559,196 |
Available-for-sale, 12 months or more - Gross unrealized losses | 544 | 482 |
Available-for-sale, 12 months or more - Estimated fair value | 129,191 | 131,615 |
Available-for-sale, Total - Gross unrealized losses | 856 | 2,658 |
Available-for-sale, Total - Estimated fair value | 428,782 | 690,811 |
Agency Guaranteed Mortgage-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 6,836 | 34,583 |
Available-for-sale, Less than 12 months - Estimated fair value | 1,707,106 | 3,639,824 |
Available-for-sale, 12 months or more - Gross unrealized losses | 2,255 | 1,454 |
Available-for-sale, 12 months or more - Estimated fair value | 149,293 | 65,071 |
Available-for-sale, Total - Gross unrealized losses | 9,091 | 36,037 |
Available-for-sale, Total - Estimated fair value | 1,856,399 | 3,704,895 |
Small Business Administration Loan-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 4,549 | 5,348 |
Available-for-sale, Less than 12 months - Estimated fair value | 539,651 | 567,365 |
Available-for-sale, 12 months or more - Gross unrealized losses | 8,772 | 9,097 |
Available-for-sale, 12 months or more - Estimated fair value | 528,850 | 535,376 |
Available-for-sale, Total - Gross unrealized losses | 13,321 | 14,445 |
Available-for-sale, Total - Estimated fair value | 1,068,501 | 1,102,741 |
Mutual Funds And Other [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 0 | 37 |
Available-for-sale, Less than 12 months - Estimated fair value | 0 | 35,488 |
Available-for-sale, 12 months or more - Gross unrealized losses | 0 | 0 |
Available-for-sale, 12 months or more - Estimated fair value | 0 | 0 |
Available-for-sale, Total - Gross unrealized losses | 0 | 37 |
Available-for-sale, Total - Estimated fair value | 0 | 35,488 |
Available-for-sale Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 12,632 | 42,842 |
Available-for-sale, Less than 12 months - Estimated fair value | 2,686,960 | 4,869,286 |
Available-for-sale, 12 months or more - Gross unrealized losses | 15,498 | 13,819 |
Available-for-sale, 12 months or more - Estimated fair value | 832,896 | 750,132 |
Available-for-sale, Total - Gross unrealized losses | 28,130 | 56,661 |
Available-for-sale, Total - Estimated fair value | 3,519,856 | 5,619,418 |
Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, 12 months or more - Gross unrealized losses | 3,672 | |
Available-for-sale, 12 months or more - Estimated fair value | 11,331 | |
Available-for-sale, Total - Gross unrealized losses | 3,672 | 2,665 |
Available-for-sale, Total - Estimated fair value | $ 11,331 | 12,337 |
Asset-backed Securities [Member] | Other Credit Derivatives [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 0 | |
Available-for-sale, Less than 12 months - Estimated fair value | 0 | |
Available-for-sale, 12 months or more - Gross unrealized losses | 2,665 | |
Available-for-sale, 12 months or more - Estimated fair value | $ 12,337 |
Investment Securities (Rollforw
Investment Securities (Rollforward Of Total Amount Of Credit-Related OTTI) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Investment [Line Items] | ||
Balance of credit-related OTTI at beginning of period | $ 0 | $ 104,551 |
Reductions for securities sold during the period | 0 | 1,313 |
Balance of credit-related OTTI at end of period | 0 | (103,238) |
Transfer of Securities from HTM to AFS | 0 | 0 |
Held-to-maturity Securities [Member] | ||
Investment [Line Items] | ||
Balance of credit-related OTTI at beginning of period | 0 | 9,079 |
Reductions for securities sold during the period | 0 | 0 |
Balance of credit-related OTTI at end of period | 0 | 0 |
Transfer of Securities from HTM to AFS | 0 | 9,079 |
Available-for-sale Securities [Member] | ||
Investment [Line Items] | ||
Balance of credit-related OTTI at beginning of period | 0 | 95,472 |
Reductions for securities sold during the period | 0 | 1,313 |
Balance of credit-related OTTI at end of period | 0 | (103,238) |
Transfer of Securities from HTM to AFS | $ 0 | $ (9,079) |
Investment Securities (Gains An
Investment Securities (Gains And Losses, Including OTTI, Recognized In Statement Of Income) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Investments [Abstract] | ||
Investment securities, Held-to-maturity, Gross gains | $ 0 | $ 1 |
Other than Temporary Impairment Losses, Investments, Held-to-maturity Securities | 0 | 0 |
Investment securities, Available-for-sale, Gross gains | 30 | 958 |
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Available-for-sale Securities | 2 | 1,198 |
Other noninterest-bearing investments, Nonmarketable equity securities, Gross gains | 3,187 | 3,595 |
Other noninterest-bearing investments, Nonmarketable equity securities, Gross losses | 3,737 | 242 |
Total investment securities and other noninterest-bearing investments, Gross gains | 3,217 | 4,554 |
Total investment securities and other noninterest-bearing investments, Gross losses | 3,739 | 1,440 |
Net losses | (522) | 3,114 |
Equity securities gains (losses) | (550) | 3,353 |
Fixed income securities gains (losses), net | $ 28 | $ (239) |
Investment Securities Taxable a
Investment Securities Taxable and Nontaxable Interest Income by Investment Type (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Noninterest Income | $ 47,364 | $ 27,473 |
Taxable [Member] | ||
Noninterest Income | 42,683 | 23,958 |
Nontaxable [Member] | ||
Noninterest Income | 4,681 | 3,515 |
Held-to-maturity Securities [Member] | ||
Noninterest Income | 5,330 | 6,454 |
Held-to-maturity Securities [Member] | Taxable [Member] | ||
Noninterest Income | 2,604 | 3,592 |
Held-to-maturity Securities [Member] | Nontaxable [Member] | ||
Noninterest Income | 2,726 | 2,862 |
Available-for-sale Securities [Member] | ||
Noninterest Income | 41,562 | 20,421 |
Available-for-sale Securities [Member] | Taxable [Member] | ||
Noninterest Income | 39,607 | 19,768 |
Available-for-sale Securities [Member] | Nontaxable [Member] | ||
Noninterest Income | 1,955 | 653 |
Trading Securities [Member] | ||
Noninterest Income | 472 | 598 |
Trading Securities [Member] | Taxable [Member] | ||
Noninterest Income | 472 | 598 |
Trading Securities [Member] | Nontaxable [Member] | ||
Noninterest Income | $ 0 | $ 0 |
Loans And Allowance For Credi44
Loans And Allowance For Credit Losses (Narrative) (Details) | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016USD ($)moBilling_CyclesdPayments | Mar. 31, 2015USD ($) | Mar. 31, 2016USD ($) | Mar. 31, 2015USD ($) | Dec. 31, 2015USD ($) | ||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Unfunded Lending Commitments on Troubled Debt Restructuring | $ 1,600,000 | $ 1,600,000 | $ 7,500,000 | |||
Loans and Leases Receivable, Gross | 41,418,185,000 | 41,418,185,000 | 40,649,542,000 | |||
Financing Receivable, Recorded Investment, Current | 41,131,196,000 | 41,131,196,000 | 40,363,353,000 | |||
Threshold for Internal risk grades assigned to commercial and commercial real estate loans | 750,000 | 750,000 | ||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | (400,000) | $ (800,000) | ||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 6,746,000 | 2,424,000 | 180,300,000 | $ 74,500,000 | ||
Unearned income and fees, net of related costs | 148,500,000 | 148,500,000 | 150,300,000 | |||
Owner occupied and commercial real estate loans, unamortized premiums | 24,900,000 | 24,900,000 | 26,200,000 | |||
Land Development Loans | 286,800,000 | 286,800,000 | 288,000,000 | |||
Loans at carrying value pledged as collateral for current and potential borrowings | 25,300,000,000 | 25,300,000,000 | 19,400,000,000 | |||
Payments for Origination and Purchases of Loans Held-for-sale | 235,700,000 | 309,700,000 | ||||
Loans and Leases Receivable, Gain (Loss) on Sales, Net | 3,000,000 | 4,600,000 | ||||
Principle amount of loans held for sale sold | 273,200,000 | 300,400,000 | ||||
Servicing Asset at Amortized Cost | $ 0 | 0 | 0 | |||
Number of days for consumer loans to be charged off | d | 180 | |||||
Number of days for closed-end loans to be charged off | d | 120 | |||||
Minimum number of days past due for nonaccrual status | d | 90 | |||||
Minimum number of monthly payments in arrears when reporting past due | Payments | 2 | |||||
Minimum number of billing cycles in arrears when reported as past due | Billing_Cycles | 2 | |||||
Minimum number of days unpaid when reported as past due | d | 30 | |||||
Threshold for nonaccrual loans for evaluation of impairment | $ 1,000,000 | |||||
Minimum number of months for borrower to meet terms For TDR status | mo | 6 | |||||
Recorded investment in TDR loans modified with interest rates below market | $ 174,500,000 | 174,500,000 | 188,000,000 | |||
Total reversal amount to ALLL | 400,000 | 1,400,000 | ||||
Additional interest income due to increased cash flows from acquired loans | 4,500,000 | 7,400,000 | ||||
Provision for Loan and Lease Losses | 42,145,000 | (1,494,000) | ||||
Provision for Unfunded Lending Commitments | 5,812,000 | (1,211,000) | ||||
Other Real Estate, Foreclosed Assets, and Repossessed Assets | 3,400,000 | 3,400,000 | 500,000 | |||
Other Real Estate, In Process of Forecloseing Assets | 11,300,000 | 11,300,000 | 12,500,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 149,270,000 | 149,270,000 | 147,980,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 137,719,000 | 137,719,000 | 138,209,000 | |||
Financing Receivable, Recorded Investment, Past Due | 286,989,000 | 286,989,000 | 286,189,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 37,202,000 | 37,202,000 | 32,024,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 392,322,000 | 392,322,000 | 217,427,000 | ||
Commercial [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | $ 21,745,253,000 | 21,745,253,000 | 21,479,014,000 | |||
Subsequent payment default period, number of days | d | 90 | |||||
Provision for Loan and Lease Losses | $ 45,875,000 | 24,934,000 | ||||
Provision for Unfunded Lending Commitments | 1,429,000 | (3,844,000) | ||||
Consumer Portfolio Segment [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | $ 8,878,855,000 | 8,878,855,000 | 8,814,625,000 | |||
Subsequent payment default period, number of days | d | 60 | |||||
Provision for Loan and Lease Losses | $ (5,431,000) | 459,000 | ||||
Provision for Unfunded Lending Commitments | 616,000 | 53,000 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 202,000 | 202,000 | 186,000 | |||
Consumer Loan [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 8,878,855,000 | 8,878,855,000 | 8,814,625,000 | |||
Financing Receivable, Recorded Investment, Current | 8,827,112,000 | 8,827,112,000 | 8,750,302,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 23,868,000 | 23,868,000 | 30,646,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 27,875,000 | 27,875,000 | 33,677,000 | |||
Financing Receivable, Recorded Investment, Past Due | 51,743,000 | 51,743,000 | 64,323,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 1,169,000 | 1,169,000 | 3,590,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 26,508,000 | 26,508,000 | 24,629,000 | ||
Consumer Portfolio Segment [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 188,451,000 | 188,451,000 | 187,149,000 | |||
Financing Receivable, Recorded Investment, Current | 187,760,000 | 187,760,000 | 186,436,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 630,000 | 630,000 | 647,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 61,000 | 61,000 | 66,000 | |||
Financing Receivable, Recorded Investment, Past Due | 691,000 | 691,000 | 713,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 78,000 | 78,000 | 83,000 | ||
Commercial and Industrial Sector [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 13,590,238,000 | 13,590,238,000 | 13,211,481,000 | |||
Financing Receivable, Recorded Investment, Current | 13,464,106,000 | 13,464,106,000 | 13,114,045,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 90,610,000 | 90,610,000 | 60,523,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,522,000 | 35,522,000 | 36,913,000 | |||
Financing Receivable, Recorded Investment, Past Due | 126,132,000 | 126,132,000 | 97,436,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 4,388,000 | 4,388,000 | 3,065,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 287,662,000 | 287,662,000 | 117,942,000 | ||
Finance Leases Portfolio Segment [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 437,150,000 | 437,150,000 | 441,666,000 | |||
Financing Receivable, Recorded Investment, Current | 436,597,000 | 436,597,000 | 440,963,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 59,000 | 59,000 | 183,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 494,000 | 494,000 | 520,000 | |||
Financing Receivable, Recorded Investment, Past Due | 553,000 | 553,000 | 703,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 13,613,000 | 13,613,000 | 3,309,000 | ||
Owner Occupied [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 7,022,429,000 | 7,022,429,000 | 7,150,028,000 | |||
Financing Receivable, Recorded Investment, Current | 6,965,082,000 | 6,965,082,000 | 7,085,086,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 21,987,000 | 21,987,000 | 37,776,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,360,000 | 35,360,000 | 27,166,000 | |||
Financing Receivable, Recorded Investment, Past Due | 57,347,000 | 57,347,000 | 64,942,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13,350,000 | 13,350,000 | 3,626,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 46,289,000 | 46,289,000 | 43,984,000 | ||
Municipal [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 695,436,000 | 695,436,000 | 675,839,000 | |||
Financing Receivable, Recorded Investment, Current | 695,436,000 | 695,436,000 | 668,207,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 7,586,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 46,000 | |||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 7,632,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 46,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 926,000 | 926,000 | 951,000 | ||
Commercial Loan [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 21,745,253,000 | 21,745,253,000 | 21,479,014,000 | |||
Financing Receivable, Recorded Investment, Current | 21,561,221,000 | 21,561,221,000 | 21,308,301,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 112,656,000 | 112,656,000 | 106,068,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 71,376,000 | 71,376,000 | 64,645,000 | |||
Financing Receivable, Recorded Investment, Past Due | 184,032,000 | 184,032,000 | 170,713,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 17,738,000 | 17,738,000 | 6,737,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 348,490,000 | 348,490,000 | 166,186,000 | ||
Commercial Real Estate [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 1,967,702,000 | 1,967,702,000 | 1,841,502,000 | |||
Financing Receivable, Recorded Investment, Current | 1,960,562,000 | 1,960,562,000 | 1,835,360,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 2,573,000 | 2,573,000 | 842,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 4,567,000 | 4,567,000 | 5,300,000 | |||
Financing Receivable, Recorded Investment, Past Due | 7,140,000 | 7,140,000 | 6,142,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1,533,000 | 1,533,000 | 1,745,000 | ||
Term [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 8,826,375,000 | 8,826,375,000 | 8,514,401,000 | |||
Financing Receivable, Recorded Investment, Current | 8,782,301,000 | 8,782,301,000 | 8,469,390,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,173,000 | 10,173,000 | 10,424,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 33,901,000 | 33,901,000 | 34,587,000 | |||
Financing Receivable, Recorded Investment, Past Due | 44,074,000 | 44,074,000 | 45,011,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295,000 | 18,295,000 | 21,697,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 15,791,000 | 15,791,000 | 24,867,000 | ||
Commercial Real Estate [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 10,794,077,000 | 10,794,077,000 | 10,355,903,000 | |||
Financing Receivable, Recorded Investment, Current | 10,742,863,000 | 10,742,863,000 | 10,304,750,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12,746,000 | 12,746,000 | 11,266,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 38,468,000 | 38,468,000 | 39,887,000 | |||
Financing Receivable, Recorded Investment, Past Due | 51,214,000 | 51,214,000 | 51,153,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295,000 | 18,295,000 | 21,697,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17,324,000 | 17,324,000 | 26,612,000 | ||
Home Equity Line of Credit [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 2,432,632,000 | 2,432,632,000 | 2,416,357,000 | |||
Financing Receivable, Recorded Investment, Current | 2,420,364,000 | 2,420,364,000 | 2,407,972,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 7,015,000 | 7,015,000 | 4,717,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5,253,000 | 5,253,000 | 3,668,000 | |||
Financing Receivable, Recorded Investment, Past Due | 12,268,000 | 12,268,000 | 8,385,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4,604,000 | 4,604,000 | 3,053,000 | ||
One Through Four Family Residential [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 5,417,810,000 | 5,417,810,000 | 5,382,099,000 | |||
Financing Receivable, Recorded Investment, Current | 5,386,087,000 | 5,386,087,000 | 5,340,549,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,617,000 | 10,617,000 | 14,828,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21,106,000 | 21,106,000 | 26,722,000 | |||
Financing Receivable, Recorded Investment, Past Due | 31,723,000 | 31,723,000 | 41,550,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 321,000 | 321,000 | 1,036,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 20,131,000 | 20,131,000 | 20,939,000 | ||
Construction And Other Consumer Real Estate [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 401,422,000 | 401,422,000 | 385,240,000 | |||
Financing Receivable, Recorded Investment, Current | 397,809,000 | 397,809,000 | 374,987,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 3,365,000 | 3,365,000 | 8,593,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 248,000 | 248,000 | 1,660,000 | |||
Financing Receivable, Recorded Investment, Past Due | 3,613,000 | 3,613,000 | 10,253,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 1,337,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 355,000 | 355,000 | 408,000 | ||
Revolving Credit Facility [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross | 438,540,000 | 438,540,000 | 443,780,000 | |||
Financing Receivable, Recorded Investment, Current | 435,092,000 | 435,092,000 | 440,358,000 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 2,241,000 | 2,241,000 | 1,861,000 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 1,207,000 | 1,207,000 | 1,561,000 | |||
Financing Receivable, Recorded Investment, Past Due | 3,448,000 | 3,448,000 | 3,422,000 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 848,000 | 848,000 | 1,217,000 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1,340,000 | 1,340,000 | 146,000 | ||
Accruing [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 195,482,000 | 195,482,000 | 194,084,000 | |||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350,000 | 110,000 | ||||
Nonaccruing [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 328,006,000 | 328,006,000 | 297,088,000 | |||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,396,000 | $ 2,314,000 | ||||
Nonaccruing [Member] | Consumer Portfolio Segment [Member] | ||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | $ 12,483,000 | $ 12,483,000 | $ 13,346,000 | |||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi45
Loans And Allowance For Credit Losses (Summary Of Major Portfolio Segment And Specific Loan Class) (Details) - USD ($) $ in Thousands | 3 Months Ended | |||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | Dec. 31, 2014 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | $ (400) | $ (800) | ||
Balance at end of period | 611,894 | 620,013 | ||
Loans held for sale | 108,764 | $ 149,880 | ||
Commercial and industrial | 13,590,238 | 13,211,481 | ||
Leasing | 437,150 | 441,666 | ||
Owner occupied | 7,022,429 | 7,150,028 | ||
Municipal | 695,436 | 675,839 | ||
Construction and land development | 1,967,702 | 1,841,502 | ||
Term | 8,826,375 | 8,514,401 | ||
Provision for loan losses | (42,145) | 1,494 | ||
Change In Allowance Covered By F D I C Indemnification | 0 | 38 | ||
Allowance for Loan and Lease Losses, Write-offs | (48,110) | (20,188) | ||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 11,811 | 37,070 | ||
Net loan and lease charge-offs | (36,299) | 16,882 | ||
Reserve for unfunded lending commitments | 69,026 | 82,287 | 74,838 | $ 81,076 |
Provision for Unfunded Lending Commitments | 5,812 | (1,211) | ||
Total allowance for credit losses | 680,920 | 702,300 | ||
Consumer Portfolio Segment [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Balance at end of period | 30,195 | 46,326 | ||
Provision for loan losses | 5,431 | $ (459) | ||
Change In Allowance Covered By F D I C Indemnification | 0 | |||
Allowance for Loan and Lease Losses, Write-offs | (3,905) | $ (3,611) | ||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 1,752 | 2,338 | ||
Net loan and lease charge-offs | (2,153) | (1,273) | ||
Reserve for unfunded lending commitments | 0 | 575 | 616 | 628 |
Provision for Unfunded Lending Commitments | 616 | 53 | ||
Total allowance for credit losses | 30,195 | 46,901 | ||
Commercial Real Estate [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Balance at end of period | 117,712 | 131,615 | ||
Construction and land development | 1,967,702 | 1,841,502 | ||
Term | 8,826,375 | 8,514,401 | ||
Provision for loan losses | (1,701) | $ 26,887 | ||
Change In Allowance Covered By F D I C Indemnification | 0 | |||
Allowance for Loan and Lease Losses, Write-offs | (975) | $ (626) | ||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 2,994 | 14,119 | ||
Net loan and lease charge-offs | 2,019 | 13,493 | ||
Reserve for unfunded lending commitments | 12,759 | 18,937 | 16,526 | 21,517 |
Provision for Unfunded Lending Commitments | 3,767 | 2,580 | ||
Total allowance for credit losses | 130,471 | 150,552 | ||
Commercial [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Balance at end of period | 463,987 | 442,072 | ||
Commercial and industrial | 13,590,238 | 13,211,481 | ||
Leasing | 437,150 | 441,666 | ||
Owner occupied | 7,022,429 | 7,150,028 | ||
Municipal | 695,436 | 675,839 | ||
Provision for loan losses | (45,875) | (24,934) | ||
Change In Allowance Covered By F D I C Indemnification | 0 | 38 | ||
Allowance for Loan and Lease Losses, Write-offs | (43,230) | (15,951) | ||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 7,065 | 20,613 | ||
Net loan and lease charge-offs | (36,165) | 4,662 | ||
Reserve for unfunded lending commitments | 56,267 | 62,775 | $ 57,696 | $ 58,931 |
Provision for Unfunded Lending Commitments | 1,429 | (3,844) | ||
Total allowance for credit losses | $ 520,254 | $ 504,847 |
Loans And Allowance For Credi46
Loans And Allowance For Credit Losses (Summary Of Changes In The Allowance For Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | |||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Dec. 31, 2015 | Mar. 31, 2015 | Dec. 31, 2014 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | $ (42,145) | $ 1,494 | ||||
Change In Allowance Covered By F D I C Indemnification | 0 | (38) | ||||
Allowance for Loan and Lease Losses, Write-offs | (48,110) | (20,188) | ||||
Allowance for Credit Losses [Roll Forward] | ||||||
Balance at beginning of period | 606,048 | 604,663 | ||||
Net loan and lease charge-offs | (36,299) | 16,882 | ||||
Balance at end of period | 69,026 | 82,287 | ||||
Allowance for loan losses | 606,048 | 604,663 | $ 611,894 | $ 606,048 | $ 620,013 | $ 604,663 |
Reserve for unfunded lending commitments | 69,026 | 82,287 | 69,026 | 74,838 | 82,287 | 81,076 |
Total allowance for credit losses | 680,920 | 702,300 | ||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 11,811 | 37,070 | ||||
Provision for Unfunded Lending Commitments | (5,812) | 1,211 | ||||
Balance at end of period | 611,894 | 620,013 | ||||
Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | (45,875) | (24,934) | ||||
Change In Allowance Covered By F D I C Indemnification | 0 | (38) | ||||
Allowance for Loan and Lease Losses, Write-offs | (43,230) | (15,951) | ||||
Allowance for Credit Losses [Roll Forward] | ||||||
Balance at beginning of period | 454,277 | 412,514 | ||||
Net loan and lease charge-offs | (36,165) | 4,662 | ||||
Balance at end of period | 56,267 | 62,775 | ||||
Allowance for loan losses | 454,277 | 412,514 | 463,987 | 454,277 | 442,072 | 412,514 |
Reserve for unfunded lending commitments | 56,267 | 62,775 | 56,267 | 57,696 | 62,775 | 58,931 |
Total allowance for credit losses | 520,254 | 504,847 | ||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 7,065 | 20,613 | ||||
Provision for Unfunded Lending Commitments | (1,429) | 3,844 | ||||
Balance at end of period | 463,987 | 442,072 | ||||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | (1,701) | $ 26,887 | ||||
Change In Allowance Covered By F D I C Indemnification | 0 | |||||
Allowance for Loan and Lease Losses, Write-offs | (975) | $ (626) | ||||
Allowance for Credit Losses [Roll Forward] | ||||||
Balance at beginning of period | 113,992 | 145,009 | ||||
Net loan and lease charge-offs | 2,019 | 13,493 | ||||
Balance at end of period | 12,759 | 18,937 | ||||
Allowance for loan losses | 113,992 | 145,009 | 117,712 | 113,992 | 131,615 | 145,009 |
Reserve for unfunded lending commitments | 12,759 | 18,937 | 12,759 | 16,526 | 18,937 | 21,517 |
Total allowance for credit losses | 130,471 | 150,552 | ||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 2,994 | 14,119 | ||||
Provision for Unfunded Lending Commitments | (3,767) | (2,580) | ||||
Balance at end of period | 117,712 | 131,615 | ||||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | 5,431 | $ (459) | ||||
Change In Allowance Covered By F D I C Indemnification | 0 | |||||
Allowance for Loan and Lease Losses, Write-offs | (3,905) | $ (3,611) | ||||
Allowance for Credit Losses [Roll Forward] | ||||||
Balance at beginning of period | 37,779 | 47,140 | ||||
Net loan and lease charge-offs | (2,153) | (1,273) | ||||
Balance at end of period | 0 | 575 | ||||
Allowance for loan losses | 37,779 | 47,140 | 30,195 | 37,779 | 46,326 | 47,140 |
Reserve for unfunded lending commitments | 0 | 575 | 0 | $ 616 | 575 | $ 628 |
Total allowance for credit losses | $ 30,195 | $ 46,901 | ||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 1,752 | 2,338 | ||||
Provision for Unfunded Lending Commitments | (616) | (53) | ||||
Balance at end of period | $ 30,195 | $ 46,326 |
Loans And Allowance For Credi47
Loans And Allowance For Credit Losses (Summary Of ALLL And Outstanding Loan Balances According To The Company's Impairment Method) (Details) - USD ($) $ in Thousands | 3 Months Ended | |||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | Dec. 31, 2014 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | $ 618,858 | $ 620,253 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 8,908 | 12,470 | ||
Allowance for loan losses: Individually evaluated for impairment | (87,264) | $ (49,525) | ||
Allowance for loan losses: Collectively evaluated for impairment | 524,273 | 555,578 | ||
Allowance for loan losses: Purchased loans with evidence of credit deterioration | 357 | 945 | ||
Allowance for loan losses: Total | 611,894 | 620,013 | 606,048 | $ 604,663 |
Outstanding loan balances: Individually evaluated for impairment | 660,104 | 489,575 | ||
Outstanding loan balances: Collectively evaluated for impairment | 40,651,761 | 40,035,044 | ||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 106,320 | 124,923 | ||
Total loans | 41,418,185 | 40,649,542 | ||
Commercial and Industrial Sector [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 281,841 | 160,013 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 1,472 | 1,451 | ||
Owner Occupied [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 122,241 | 177,568 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 2,431 | 4,092 | ||
Commercial [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Allowance for loan losses: Individually evaluated for impairment | (76,987) | (36,909) | ||
Allowance for loan losses: Collectively evaluated for impairment | 386,943 | 417,295 | ||
Allowance for loan losses: Purchased loans with evidence of credit deterioration | 57 | 73 | ||
Allowance for loan losses: Total | 463,987 | 442,072 | 454,277 | 412,514 |
Outstanding loan balances: Individually evaluated for impairment | 477,363 | 289,629 | ||
Outstanding loan balances: Collectively evaluated for impairment | 21,219,580 | 21,129,125 | ||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 48,310 | 60,260 | ||
Total loans | 21,745,253 | 21,479,014 | ||
Commercial Real Estate [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 14,293 | 38,736 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 513 | 569 | ||
Allowance for loan losses: Total | 117,712 | 131,615 | 113,992 | 145,009 |
Consumer Portfolio Segment [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 2,502 | 4,748 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 107 | 285 | ||
Allowance for loan losses: Individually evaluated for impairment | (7,230) | (9,462) | ||
Allowance for loan losses: Collectively evaluated for impairment | 22,882 | 27,866 | ||
Allowance for loan losses: Purchased loans with evidence of credit deterioration | 83 | 451 | ||
Allowance for loan losses: Total | 30,195 | 46,326 | 37,779 | $ 47,140 |
Outstanding loan balances: Individually evaluated for impairment | 86,957 | 92,605 | ||
Outstanding loan balances: Collectively evaluated for impairment | 8,782,839 | 8,712,079 | ||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 9,059 | 9,941 | ||
Total loans | 8,878,855 | 8,814,625 | ||
Commercial Loan [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 405,014 | 338,614 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 3,903 | 5,543 | ||
Term [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 106,236 | 143,496 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 3,458 | 5,008 | ||
Commercial Real Estate [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 120,529 | 182,232 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 3,971 | 5,577 | ||
Allowance for loan losses: Individually evaluated for impairment | (3,047) | (3,154) | ||
Allowance for loan losses: Collectively evaluated for impairment | 114,448 | 110,417 | ||
Allowance for loan losses: Purchased loans with evidence of credit deterioration | 217 | 421 | ||
Allowance for loan losses: Total | 117,712 | 113,992 | ||
Outstanding loan balances: Individually evaluated for impairment | 95,784 | 107,341 | ||
Outstanding loan balances: Collectively evaluated for impairment | 10,649,342 | 10,193,840 | ||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 48,951 | 54,722 | ||
Total loans | 10,794,077 | $ 10,355,903 | ||
Home Equity Line of Credit [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 24,730 | 25,386 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 386 | 413 | ||
One Through Four Family Residential [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 63,166 | 66,711 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 477 | 510 | ||
Construction And Other Consumer Real Estate [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 2,917 | 2,560 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 48 | 42 | ||
Revolving Credit Facility [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 0 | 2 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 16 | 100 | ||
Consumer Loan [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 93,315 | 99,407 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | 1,034 | 1,350 | ||
Municipal [Member] | ||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||
Impaired Financing Receivable, Average Recorded Investment | 932 | 1,033 | ||
Impaired Financing Receivable, Interest Income, Accrual Method | $ 0 | $ 0 |
Loans And Allowance For Credi48
Loans And Allowance For Credit Losses (Summary Of Nonaccrual Loans) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | [1] | $ 392,322 | $ 217,427 |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 6,152 | 7,045 | |
Consumer Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 202 | 186 | |
Commercial and Industrial Sector [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 356,034 | 163,906 | |
Finance Leases Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 14,107 | 3,829 | |
Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 74,369 | 73,881 | |
Municipal [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 926 | 951 | |
Commercial Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 445,436 | 242,567 | |
Term [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 33,051 | 40,253 | |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 39,203 | 47,298 | |
Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 10,700 | 8,270 | |
One Through Four Family Residential [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 43,791 | 50,254 | |
Construction And Other Consumer Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 645 | 748 | |
Revolving Credit Facility [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 1,791 | 537 | |
Consumer Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 57,129 | 59,995 | |
Financing Receivables, Total [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | $ 541,768 | $ 349,860 | |
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi49
Loans And Allowance For Credit Losses (Summary Of Past Due Loans (Accruing And Nonaccruing)) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 6,746 | $ 2,424 | $ 180,300 | $ 74,500 | ||
Financing Receivable, Recorded Investment, Current | 41,131,196 | 41,131,196 | $ 40,363,353 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 149,270 | 149,270 | 147,980 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 137,719 | 137,719 | 138,209 | |||
Total past due | 286,989 | 286,989 | 286,189 | |||
Total loans | 41,418,185 | 41,418,185 | 40,649,542 | |||
Accruing loans 90+ days past due | 37,202 | 37,202 | 32,024 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 392,322 | 392,322 | 217,427 | ||
Commercial And Industrial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 21,745,253 | 21,745,253 | 21,479,014 | |||
Commercial Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 6,586 | 1,030 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 445,436 | 445,436 | 242,567 | |||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 6,152 | 6,152 | 7,045 | |||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 8,878,855 | 8,878,855 | 8,814,625 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | 202 | 202 | 186 | |||
Consumer Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 57,129 | 57,129 | 59,995 | |||
Commercial and Industrial Sector [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 356,034 | 356,034 | 163,906 | |||
Finance Leases Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 14,107 | 14,107 | 3,829 | |||
Owner Occupied [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,594 | 986 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 74,369 | 74,369 | 73,881 | |||
Municipal [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 926 | 926 | 951 | |||
Term [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 33,051 | 33,051 | 40,253 | |||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Total loans | 10,794,077 | 10,794,077 | 10,355,903 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | 39,203 | 39,203 | 47,298 | |||
Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 10,700 | 10,700 | 8,270 | |||
One Through Four Family Residential [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 43,791 | 43,791 | 50,254 | |||
Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 645 | 645 | 748 | |||
Revolving Credit Facility [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1,791 | $ 1,791 | $ 537 | |||
Accruing [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 110 | ||||
Accruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Accruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Accruing [Member] | Term [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Accruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,396 | 2,314 | ||||
Nonaccruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,236 | 1,030 | ||||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Nonaccruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 244 | 986 | ||||
Nonaccruing [Member] | Term [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Nonaccruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
Nonaccruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 0 | $ 0 | ||||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi50
Loans And Allowance For Credit Losses (Summary Of Outstanding Loan Balances (Accruing And Nonaccruing) Categorized By Credit Quality Indicators) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 6,746 | $ 2,424 | $ 180,300 | $ 74,500 | ||
Financing Receivable, Recorded Investment, Current | 41,131,196 | 41,131,196 | $ 40,363,353 | |||
Loans held for sale | 108,764 | 108,764 | 149,880 | |||
Commercial and industrial | 13,590,238 | 13,590,238 | 13,211,481 | |||
Leasing | 437,150 | 437,150 | 441,666 | |||
Owner occupied | 7,022,429 | 7,022,429 | 7,150,028 | |||
Municipal | 695,436 | 695,436 | 675,839 | |||
Total commercial | 21,745,253 | 21,745,253 | 21,479,014 | |||
Construction and land development | 1,967,702 | 1,967,702 | 1,841,502 | |||
Term | 8,826,375 | 8,826,375 | 8,514,401 | |||
Loans Receivable, Gross, Commercial, Real Estate | 10,794,077 | 10,794,077 | 10,355,903 | |||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | 2,416,357 | |||
1-4 family residential | 5,417,810 | 5,417,810 | 5,382,099 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 401,422 | 401,422 | 385,240 | |||
Bankcard and other revolving plans | 438,540 | 438,540 | 443,780 | |||
Other | 188,451 | 188,451 | 187,149 | |||
Total consumer | 8,878,855 | 8,878,855 | 8,814,625 | |||
Total loans | 41,418,185 | 41,418,185 | 40,649,542 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 149,270 | 149,270 | 147,980 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 137,719 | 137,719 | 138,209 | |||
Financing Receivable, Recorded Investment, Past Due | 286,989 | 286,989 | 286,189 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 37,202 | 37,202 | 32,024 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 392,322 | 392,322 | 217,427 | ||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | 2,416,357 | |||
1-4 family residential | 5,417,810 | 5,417,810 | 5,382,099 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 401,422 | 401,422 | 385,240 | |||
Bankcard and other revolving plans | 438,540 | 438,540 | 443,780 | |||
Other | 188,451 | 188,451 | 187,149 | |||
Total consumer | 8,878,855 | 8,878,855 | 8,814,625 | |||
Total loans | 8,878,855 | 8,878,855 | 8,814,625 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | 202 | 202 | 186 | |||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | $ 1,284 | ||||
Construction and land development | 1,967,702 | 1,967,702 | 1,841,502 | |||
Term | 8,826,375 | 8,826,375 | 8,514,401 | |||
Loans Receivable, Gross, Commercial, Real Estate | 10,794,077 | 10,794,077 | 10,355,903 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | 6,152 | 6,152 | 7,045 | |||
Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Commercial and industrial | 13,590,238 | 13,590,238 | 13,211,481 | |||
Leasing | 437,150 | 437,150 | 441,666 | |||
Owner occupied | 7,022,429 | 7,022,429 | 7,150,028 | |||
Municipal | 695,436 | 695,436 | 675,839 | |||
Total commercial | 21,745,253 | 21,745,253 | 21,479,014 | |||
Total loans | 21,745,253 | 21,745,253 | 21,479,014 | |||
Pass [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 39,267,777 | 39,267,777 | 38,647,130 | |||
Pass [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,418,415 | 2,418,415 | 2,404,635 | |||
1-4 family residential | 5,368,085 | 5,368,085 | 5,325,519 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 399,765 | 399,765 | 381,738 | |||
Bankcard and other revolving plans | 433,989 | 433,989 | 440,282 | |||
Other | 188,099 | 188,099 | 186,836 | |||
Total consumer | 8,808,353 | 8,808,353 | 8,739,010 | |||
Pass [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Construction and land development | 1,921,338 | 1,921,338 | 1,786,610 | |||
Term | 8,634,484 | 8,634,484 | 8,319,348 | |||
Loans Receivable, Gross, Commercial, Real Estate | 10,555,822 | 10,555,822 | 10,105,958 | |||
Pass [Member] | Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Commercial and industrial | 12,245,903 | 12,245,903 | 12,007,076 | |||
Leasing | 402,160 | 402,160 | 411,131 | |||
Owner occupied | 6,577,162 | 6,577,162 | 6,720,052 | |||
Municipal | 678,377 | 678,377 | 663,903 | |||
Total commercial | 19,903,602 | 19,903,602 | 19,802,162 | |||
Special Mention [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 618,356 | 618,356 | 634,390 | |||
Special Mention [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | |||
1-4 family residential | 0 | 0 | 0 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | |||
Bankcard and other revolving plans | 0 | 0 | 0 | |||
Other | 0 | 0 | 0 | |||
Total consumer | 0 | 0 | 0 | |||
Special Mention [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Construction and land development | 14,540 | 14,540 | 42,348 | |||
Term | 41,331 | 41,331 | 47,245 | |||
Loans Receivable, Gross, Commercial, Real Estate | 55,871 | 55,871 | 89,593 | |||
Special Mention [Member] | Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Commercial and industrial | 390,768 | 390,768 | 399,847 | |||
Leasing | 7,106 | 7,106 | 5,166 | |||
Owner occupied | 156,723 | 156,723 | 139,784 | |||
Municipal | 7,888 | 7,888 | 0 | |||
Total commercial | 562,485 | 562,485 | 544,797 | |||
Total Allowance [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 611,894 | 611,894 | 606,048 | |||
Total Allowance [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total consumer | 30,195 | 30,195 | 37,779 | |||
Total Allowance [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans Receivable, Gross, Commercial, Real Estate | 117,712 | 117,712 | 113,992 | |||
Total Allowance [Member] | Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total commercial | 463,987 | 463,987 | 454,277 | |||
Doubtful [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 251 | 251 | 8,927 | |||
Doubtful [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | |||
1-4 family residential | 0 | 0 | 0 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | |||
Bankcard and other revolving plans | 0 | 0 | 0 | |||
Other | 0 | 0 | 0 | |||
Total consumer | 0 | 0 | 0 | |||
Doubtful [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Construction and land development | 0 | 0 | 0 | |||
Term | 0 | 0 | 8,772 | |||
Loans Receivable, Gross, Commercial, Real Estate | 0 | 0 | 8,772 | |||
Doubtful [Member] | Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Commercial and industrial | 251 | 251 | 155 | |||
Leasing | 0 | 0 | 0 | |||
Owner occupied | 0 | 0 | 0 | |||
Municipal | 0 | 0 | 0 | |||
Total commercial | 251 | 251 | 155 | |||
Substandard [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Total loans | 1,531,801 | 1,531,801 | 1,359,095 | |||
Substandard [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 14,217 | 14,217 | 11,722 | |||
1-4 family residential | 49,725 | 49,725 | 56,580 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 1,657 | 1,657 | 3,502 | |||
Bankcard and other revolving plans | 4,551 | 4,551 | 3,498 | |||
Other | 352 | 352 | 313 | |||
Total consumer | 70,502 | 70,502 | 75,615 | |||
Substandard [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Construction and land development | 31,824 | 31,824 | 12,544 | |||
Term | 150,560 | 150,560 | 139,036 | |||
Loans Receivable, Gross, Commercial, Real Estate | 182,384 | 182,384 | 151,580 | |||
Substandard [Member] | Commercial [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Commercial and industrial | 953,316 | 953,316 | 804,403 | |||
Leasing | 27,884 | 27,884 | 25,369 | |||
Owner occupied | 288,544 | 288,544 | 290,192 | |||
Municipal | 9,171 | 9,171 | 11,936 | |||
Total commercial | 1,278,915 | 1,278,915 | 1,131,900 | |||
Consumer Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 8,827,112 | 8,827,112 | 8,750,302 | |||
Total loans | 8,878,855 | 8,878,855 | 8,814,625 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 23,868 | 23,868 | 30,646 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 27,875 | 27,875 | 33,677 | |||
Financing Receivable, Recorded Investment, Past Due | 51,743 | 51,743 | 64,323 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 1,169 | 1,169 | 3,590 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 26,508 | 26,508 | 24,629 | ||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 187,760 | 187,760 | 186,436 | |||
Total loans | 188,451 | 188,451 | 187,149 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 630 | 630 | 647 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 61 | 61 | 66 | |||
Financing Receivable, Recorded Investment, Past Due | 691 | 691 | 713 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 78 | 78 | 83 | ||
Term [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 8,782,301 | 8,782,301 | 8,469,390 | |||
Total loans | 8,826,375 | 8,826,375 | 8,514,401 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,173 | 10,173 | 10,424 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 33,901 | 33,901 | 34,587 | |||
Financing Receivable, Recorded Investment, Past Due | 44,074 | 44,074 | 45,011 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295 | 18,295 | 21,697 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 15,791 | 15,791 | 24,867 | ||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 1,960,562 | 1,960,562 | 1,835,360 | |||
Total loans | 1,967,702 | 1,967,702 | 1,841,502 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 2,573 | 2,573 | 842 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 4,567 | 4,567 | 5,300 | |||
Financing Receivable, Recorded Investment, Past Due | 7,140 | 7,140 | 6,142 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1,533 | 1,533 | 1,745 | ||
Commercial and Industrial Sector [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 13,464,106 | 13,464,106 | 13,114,045 | |||
Total loans | 13,590,238 | 13,590,238 | 13,211,481 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 90,610 | 90,610 | 60,523 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,522 | 35,522 | 36,913 | |||
Financing Receivable, Recorded Investment, Past Due | 126,132 | 126,132 | 97,436 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 4,388 | 4,388 | 3,065 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 287,662 | 287,662 | 117,942 | ||
Finance Leases Portfolio Segment [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 436,597 | 436,597 | 440,963 | |||
Total loans | 437,150 | 437,150 | 441,666 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 59 | 59 | 183 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 494 | 494 | 520 | |||
Financing Receivable, Recorded Investment, Past Due | 553 | 553 | 703 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 13,613 | 13,613 | 3,309 | ||
Owner Occupied [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 6,965,082 | 6,965,082 | 7,085,086 | |||
Total loans | 7,022,429 | 7,022,429 | 7,150,028 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 21,987 | 21,987 | 37,776 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,360 | 35,360 | 27,166 | |||
Financing Receivable, Recorded Investment, Past Due | 57,347 | 57,347 | 64,942 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13,350 | 13,350 | 3,626 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 46,289 | 46,289 | 43,984 | ||
Municipal [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 695,436 | 695,436 | 668,207 | |||
Total loans | 695,436 | 695,436 | 675,839 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 7,586 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 46 | |||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 7,632 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 46 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 926 | 926 | 951 | ||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 10,742,863 | 10,742,863 | 10,304,750 | |||
Total loans | 10,794,077 | 10,794,077 | 10,355,903 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12,746 | 12,746 | 11,266 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 38,468 | 38,468 | 39,887 | |||
Financing Receivable, Recorded Investment, Past Due | 51,214 | 51,214 | 51,153 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295 | 18,295 | 21,697 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17,324 | 17,324 | 26,612 | ||
Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 2,420,364 | 2,420,364 | 2,407,972 | |||
Total loans | 2,432,632 | 2,432,632 | 2,416,357 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 7,015 | 7,015 | 4,717 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5,253 | 5,253 | 3,668 | |||
Financing Receivable, Recorded Investment, Past Due | 12,268 | 12,268 | 8,385 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4,604 | 4,604 | 3,053 | ||
Commercial Loan [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 21,561,221 | 21,561,221 | 21,308,301 | |||
Total loans | 21,745,253 | 21,745,253 | 21,479,014 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 112,656 | 112,656 | 106,068 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 71,376 | 71,376 | 64,645 | |||
Financing Receivable, Recorded Investment, Past Due | 184,032 | 184,032 | 170,713 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 17,738 | 17,738 | 6,737 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 348,490 | 348,490 | 166,186 | ||
One Through Four Family Residential [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 5,386,087 | 5,386,087 | 5,340,549 | |||
Total loans | 5,417,810 | 5,417,810 | 5,382,099 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,617 | 10,617 | 14,828 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21,106 | 21,106 | 26,722 | |||
Financing Receivable, Recorded Investment, Past Due | 31,723 | 31,723 | 41,550 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 321 | 321 | 1,036 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 20,131 | 20,131 | 20,939 | ||
Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||
Financing Receivable, Recorded Investment, Current | 397,809 | 397,809 | 374,987 | |||
Total loans | 401,422 | 401,422 | 385,240 | |||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 3,365 | 3,365 | 8,593 | |||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 248 | 248 | 1,660 | |||
Financing Receivable, Recorded Investment, Past Due | 3,613 | 3,613 | 10,253 | |||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 1,337 | |||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | $ 355 | $ 355 | $ 408 | ||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi51
Loans And Allowance For Credit Losses (Summary Of Information On Impaired Loans) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans and Leases Receivable, Gross, Consumer, Home Equity | $ 2,432,632 | $ 2,416,357 | |
Unpaid principal balance | 841,333 | 687,148 | |
Recorded investment | 729,840 | 566,599 | |
Impaired Financing Receivable, Related Allowance | 85,884 | 48,697 | |
Average recorded investment | 618,858 | $ 620,253 | |
Interest income recognized | 8,908 | 12,470 | |
Commercial and Industrial Sector [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 457,773 | 272,161 | |
Recorded investment | 398,189 | 207,919 | |
Impaired Financing Receivable, Related Allowance | 71,962 | 30,538 | |
Average recorded investment | 281,841 | 160,013 | |
Interest income recognized | 1,472 | 1,451 | |
Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 124,637 | 141,526 | |
Recorded investment | 113,936 | 126,267 | |
Impaired Financing Receivable, Related Allowance | 4,162 | 5,486 | |
Average recorded investment | 122,241 | 177,568 | |
Interest income recognized | 2,431 | 4,092 | |
Municipal [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 1,405 | 1,430 | |
Recorded investment | 926 | 951 | |
Impaired Financing Receivable, Related Allowance | 0 | 0 | |
Average recorded investment | 932 | 1,033 | |
Interest income recognized | 0 | 0 | |
Commercial Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 583,815 | 415,117 | |
Recorded investment | 513,051 | 335,137 | |
Impaired Financing Receivable, Related Allowance | 76,124 | 36,024 | |
Average recorded investment | 405,014 | 338,614 | |
Interest income recognized | 3,903 | 5,543 | |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 22,202 | 22,791 | |
Recorded investment | 14,125 | 14,634 | |
Impaired Financing Receivable, Related Allowance | 883 | 618 | |
Average recorded investment | 14,293 | 38,736 | |
Interest income recognized | 513 | 569 | |
Term [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 134,297 | 142,239 | |
Recorded investment | 108,070 | 117,225 | |
Impaired Financing Receivable, Related Allowance | 1,706 | 2,604 | |
Average recorded investment | 106,236 | 143,496 | |
Interest income recognized | 3,458 | 5,008 | |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 156,499 | 165,030 | |
Recorded investment | 122,195 | 131,859 | |
Impaired Financing Receivable, Related Allowance | 2,589 | 3,222 | |
Average recorded investment | 120,529 | 182,232 | |
Interest income recognized | 3,971 | 5,577 | |
Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 28,148 | 27,064 | |
Recorded investment | 25,423 | 24,299 | |
Impaired Financing Receivable, Related Allowance | 145 | 243 | |
Average recorded investment | 24,730 | 25,386 | |
Interest income recognized | 386 | 413 | |
Consumer Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,416,357 | |
Unpaid principal balance | 2,565 | 3,187 | |
Recorded investment | 1,935 | 2,606 | |
Impaired Financing Receivable, Related Allowance | 53 | 299 | |
Average recorded investment | 2,502 | 4,748 | |
Interest income recognized | 107 | 285 | |
One Through Four Family Residential [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 66,860 | 74,009 | |
Recorded investment | 64,372 | 70,695 | |
Impaired Financing Receivable, Related Allowance | 6,805 | 8,736 | |
Average recorded investment | 63,166 | 66,711 | |
Interest income recognized | 477 | 510 | |
Construction And Other Consumer Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 3,446 | 2,741 | |
Recorded investment | 2,864 | 2,003 | |
Impaired Financing Receivable, Related Allowance | 168 | 173 | |
Average recorded investment | 2,917 | 2,560 | |
Interest income recognized | 48 | 42 | |
Revolving Credit Facility [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Average recorded investment | 0 | 2 | |
Interest income recognized | 16 | 100 | |
Consumer Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Unpaid principal balance | 101,019 | 107,001 | |
Recorded investment | 94,594 | 99,603 | |
Impaired Financing Receivable, Related Allowance | 7,171 | 9,451 | |
Average recorded investment | 93,315 | 99,407 | |
Interest income recognized | 1,034 | $ 1,350 | |
Impaired Financing Receivable Related Allowance [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 444,964 | 300,949 | |
Impaired Financing Receivable Related Allowance [Member] | Commercial and Industrial Sector [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 329,801 | 163,729 | |
Impaired Financing Receivable Related Allowance [Member] | Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 39,778 | 43,243 | |
Impaired Financing Receivable Related Allowance [Member] | Municipal [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 0 | 0 | |
Impaired Financing Receivable Related Allowance [Member] | Commercial Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 369,579 | 206,972 | |
Impaired Financing Receivable Related Allowance [Member] | Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 9,319 | 9,558 | |
Impaired Financing Receivable Related Allowance [Member] | Term [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 26,275 | 34,361 | |
Impaired Financing Receivable Related Allowance [Member] | Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 35,594 | 43,919 | |
Impaired Financing Receivable Related Allowance [Member] | Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 4,295 | 5,319 | |
Impaired Financing Receivable Related Allowance [Member] | Consumer Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 1,900 | 2,570 | |
Impaired Financing Receivable Related Allowance [Member] | One Through Four Family Residential [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 31,720 | 41,155 | |
Impaired Financing Receivable Related Allowance [Member] | Construction And Other Consumer Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 1,876 | 1,014 | |
Impaired Financing Receivable Related Allowance [Member] | Consumer Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 39,791 | 50,058 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 284,876 | 265,650 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial and Industrial Sector [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 68,388 | 44,190 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 74,158 | 83,024 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Municipal [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 926 | 951 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 143,472 | 128,165 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 4,806 | 5,076 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Term [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 81,795 | 82,864 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 86,601 | 87,940 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 21,128 | 18,980 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Consumer Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 35 | 36 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | One Through Four Family Residential [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 32,652 | 29,540 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Construction And Other Consumer Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | 988 | 989 | |
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Consumer Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Recorded investment | $ 54,803 | $ 49,545 |
Loans And Allowance For Credi52
Loans And Allowance For Credit Losses (Summary Of Selected Information On TDRs That Includes Recorded Investment On An Accruing And Nonaccruing Basis By Loan Class And Modification Type) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 6,746 | $ 2,424 | $ 180,300 | $ 74,500 | ||
1-4 family residential | 5,417,810 | 5,417,810 | $ 5,382,099 | |||
Construction and other consumer real estate | 401,422 | 401,422 | 385,240 | |||
Commercial and industrial | 13,590,238 | 13,590,238 | 13,211,481 | |||
Home equity credit line | 2,432,632 | 2,432,632 | 2,416,357 | |||
Bankcard and other revolving plans | 438,540 | 438,540 | 443,780 | |||
Commercial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 13,590,238 | 13,590,238 | 13,211,481 | |||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 5,417,810 | 5,417,810 | 5,382,099 | |||
Construction and other consumer real estate | 401,422 | 401,422 | 385,240 | |||
Home equity credit line | 2,432,632 | 2,432,632 | 2,416,357 | |||
Bankcard and other revolving plans | 438,540 | 438,540 | 443,780 | |||
Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,594 | 986 | ||||
Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 6,586 | 1,030 | ||||
Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 110 | ||||
Recorded investment resulting from the following modification types | 195,482 | 195,482 | 194,084 | |||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 9,360 | 9,360 | 9,792 | |||
Accruing [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 2,620 | 2,620 | 1,710 | |||
Accruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Commercial and industrial | 61,589 | 61,589 | 61,231 | |||
Accruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Recorded investment resulting from the following modification types | 28,805 | 28,805 | 29,827 | |||
Accruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Recorded investment resulting from the following modification types | 90,394 | 90,394 | 91,058 | |||
Accruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 30,984 | 30,984 | 29,558 | |||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 40,344 | 40,344 | 39,350 | |||
Accruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Home equity credit line | 16,373 | 16,373 | 15,421 | |||
Accruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
1-4 family residential | 45,751 | 45,751 | 46,545 | |||
Accruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Recorded investment resulting from the following modification types | 64,744 | 64,744 | 63,676 | |||
Accruing [Member] | Interest Rate Below Market [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 9,528 | 9,528 | 10,026 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 44 | 44 | 94 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 171 | 171 | 174 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 198 | 198 | 202 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,227 | 2,227 | 1,999 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,425 | 2,425 | 2,201 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 4,660 | 4,660 | 4,696 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 4,704 | 4,704 | 4,790 | |||
Accruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 198 | 198 | 192 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 2,030 | 2,030 | 2,669 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,399 | 2,399 | 3,035 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 38,284 | 38,284 | 7,439 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 357 | 357 | 384 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 26,309 | 26,309 | 3,236 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,458 | 1,458 | 681 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 27,767 | 27,767 | 3,917 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 7,397 | 7,397 | 638 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 7,397 | 7,397 | 638 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 2,414 | 2,414 | 2,147 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 349 | 349 | 353 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 3,120 | 3,120 | 2,884 | |||
Accruing [Member] | Principal Forgiveness [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 18,161 | 18,161 | 17,618 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Accruing [Member] | Principal Forgiveness [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 0 | 0 | 0 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 12 | 12 | 13 | |||
Accruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 920 | 920 | 929 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 932 | 932 | 942 | |||
Accruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 161 | 161 | 166 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 161 | 161 | 166 | |||
Accruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 10,570 | 10,570 | 9,763 | |||
Accruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 6,498 | 6,498 | 6,747 | |||
Accruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 17,068 | 17,068 | 16,510 | |||
Accruing [Member] | Payment Deferral [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,471 | 2,471 | 1,509 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 1,143 | 1,143 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 91 | 91 | 100 | |||
Accruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 91 | 91 | 100 | |||
Accruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 980 | 980 | 976 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 980 | 980 | 976 | |||
Accruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 257 | 257 | 433 | |||
Accruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,400 | 1,400 | 433 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 16,381 | 16,381 | 38,939 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 0 | 0 | 0 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | [1] | 0 | 0 | 0 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | [1] | 1,085 | 1,085 | 23,207 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 7,882 | 7,882 | 9,879 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 8,967 | 8,967 | 33,086 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 4,037 | 4,037 | 2,249 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 4,037 | 4,037 | 2,249 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | [1] | 164 | 164 | 164 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | [1] | 3,213 | 3,213 | 3,440 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 3,377 | 3,377 | 3,604 | ||
Accruing [Member] | Multiple Modification Types [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 110,657 | 110,657 | 118,553 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 9,316 | 9,316 | 9,698 | ||
Accruing [Member] | Multiple Modification Types [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | [2] | 949 | 949 | 1,152 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | [2] | 33,894 | 33,894 | 34,473 | ||
Accruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 16,318 | 16,318 | 16,339 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 50,212 | 50,212 | 50,812 | ||
Accruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 13,749 | 13,749 | 20,833 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 23,065 | 23,065 | 30,531 | ||
Accruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | [2] | 3,027 | 3,027 | 3,155 | ||
Accruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | [2] | 33,404 | 33,404 | 32,903 | ||
Accruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 37,380 | 37,380 | 37,210 | ||
Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,396 | 2,314 | ||||
Recorded investment resulting from the following modification types | 328,006 | 328,006 | 297,088 | |||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Recorded investment resulting from the following modification types | 3,656 | 3,656 | 3,697 | |||
Nonaccruing [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 12,483 | 12,483 | 13,346 | |||
Nonaccruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Commercial and industrial | 83,136 | 83,136 | 55,556 | |||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 244 | 986 | ||||
Recorded investment resulting from the following modification types | 22,551 | 22,551 | 19,447 | |||
Nonaccruing [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 926 | 926 | 951 | |||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,236 | 1,030 | ||||
Recorded investment resulting from the following modification types | 106,613 | 106,613 | 75,954 | |||
Nonaccruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 9,772 | 9,772 | 10,007 | |||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Recorded investment resulting from the following modification types | 13,428 | 13,428 | 13,704 | |||
Nonaccruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 2,414 | 2,414 | 2,194 | |||
Nonaccruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
1-4 family residential | 9,852 | 9,852 | 10,942 | |||
Nonaccruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Construction and other consumer real estate | 217 | 217 | 210 | |||
Nonaccruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | $ 0 | ||||
Recorded investment resulting from the following modification types | 132,524 | 132,524 | 103,004 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 12,473 | 12,473 | 12,590 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 7 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 26 | 26 | 28 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,122 | 1,122 | 685 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,148 | 1,148 | 713 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,797 | 1,797 | 1,844 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,797 | 1,797 | 1,844 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 0 | 0 | 7 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,945 | 2,945 | 2,564 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 43,011 | 43,011 | 11,723 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 312 | 312 | 333 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 721 | 721 | 876 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 396 | 396 | 455 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,209 | 1,209 | 1,669 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 926 | 926 | 951 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 2,531 | 2,531 | 3,075 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,163 | 1,163 | 0 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 1,475 | 1,475 | 333 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 299 | 299 | 500 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 325 | 325 | 275 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 97 | 97 | 101 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 4,727 | 4,727 | 4,284 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 21,480 | 21,480 | 21,087 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 3,319 | 3,319 | 3,469 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 1,359 | 1,359 | 1,400 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 1,944 | 1,944 | 2,052 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 16 | 16 | 17 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 3,319 | 3,319 | 3,469 | |||
Nonaccruing [Member] | Payment Deferral [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 7,046 | 7,046 | 4,350 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 395 | 395 | 238 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | 1,116 | 1,116 | 1,879 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 3,064 | 3,064 | 724 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 4,180 | 4,180 | 2,603 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | 51 | 51 | 54 | |||
Nonaccruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | 302 | 302 | 136 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | 42 | 42 | 48 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 4,575 | 4,575 | 2,841 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 42,091 | 42,091 | 49,846 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 3,135 | 3,135 | 3,156 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 829 | 829 | 1,180 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | [1] | 18,551 | 18,551 | 3,577 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 275 | 275 | 34 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 18,826 | 18,826 | 3,611 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 2,920 | 2,920 | 2,960 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 6,055 | 6,055 | 6,116 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | [1] | 0 | 0 | 0 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | [1] | 829 | 829 | 1,180 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | [1] | 0 | 0 | 0 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [1] | 25,710 | 25,710 | 10,907 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 201,905 | 201,905 | 197,492 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 209 | 209 | 208 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 7,219 | 7,219 | 7,576 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Commercial and industrial | [2] | 63,047 | 63,047 | 49,617 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 16,881 | 16,881 | 16,335 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 79,928 | 79,928 | 65,952 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 3,892 | 3,892 | 5,203 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | 4,101 | 4,101 | 5,411 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Home equity credit line | [2] | 705 | 705 | 233 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
1-4 family residential | [2] | 6,452 | 6,452 | 7,299 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Construction and other consumer real estate | [2] | 62 | 62 | 44 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Recorded investment resulting from the following modification types | [2] | $ 91,248 | $ 91,248 | $ 78,939 | ||
[1] | 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. | |||||
[2] | 2 Includes TDRs that resulted from a combination of any of the previous modification types. |
Loans And Allowance For Credi53
Loans And Allowance For Credit Losses (Summary Of Net Financial Impact On Interest Income Due To Interest Rate Modifications Below Market For Accruing TDR Loans) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 6,746 | $ 2,424 | $ 180,300 | $ 74,500 | ||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | $ 2,416,357 | |||
Net financial impact on interest income | 438 | 594 | ||||
Commercial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Net financial impact on interest income | 122 | 169 | ||||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Net financial impact on interest income | (1) | (37) | ||||
Consumer Portfolio Segment [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | 2,416,357 | |||
Net financial impact on interest income | 236 | 279 | ||||
Commercial and Industrial Sector [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Net financial impact on interest income | (73) | (57) | ||||
Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,594 | 986 | ||||
Net financial impact on interest income | (49) | (112) | ||||
Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 6,586 | 1,030 | ||||
Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Net financial impact on interest income | (79) | (109) | ||||
One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Net financial impact on interest income | (230) | (271) | ||||
Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Net financial impact on interest income | (5) | (7) | ||||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Net financial impact on interest income | 80 | 146 | ||||
Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Net financial impact on interest income | (1) | (1) | ||||
Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,396 | 2,314 | ||||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 244 | 986 | ||||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,236 | 1,030 | ||||
Nonaccruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
Nonaccruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Nonaccruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 110 | ||||
Accruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Accruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Accruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 16,373 | 16,373 | 15,421 | |||
Accruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | $ 110 | ||||
Accruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 10,570 | 10,570 | 9,763 | |||
Accruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 198 | 198 | 192 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,414 | 2,414 | 2,147 | |||
Accruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [1] | 164 | 164 | 164 | ||
Accruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [2] | $ 3,027 | $ 3,027 | $ 3,155 | ||
[1] | 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. | |||||
[2] | 2 Includes TDRs that resulted from a combination of any of the previous modification types. |
Loans And Allowance For Credi54
Loans And Allowance For Credit Losses (Schedule Of Investment Of Accruing And Nonaccruing Loans Modified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | ||||
Mar. 31, 2016 | Mar. 31, 2015 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 6,746 | $ 2,424 | $ 180,300 | $ 74,500 | ||
Loans Receivable, Gross, Commercial and Industrial | 13,590,238 | 13,590,238 | $ 13,211,481 | |||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | 2,416,357 | |||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 5,417,810 | 5,417,810 | 5,382,099 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 401,422 | 401,422 | 385,240 | |||
Loans and Leases Receivable, Gross, Consumer, Revolving, Credit Card | 438,540 | 438,540 | 443,780 | |||
Commercial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 13,590,238 | 13,590,238 | 13,211,481 | |||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,594 | 986 | ||||
Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 6,586 | 1,030 | ||||
Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,432,632 | 2,432,632 | 2,416,357 | |||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 5,417,810 | 5,417,810 | 5,382,099 | |||
Loans and Leases Receivable, Gross, Consumer, Construction | 401,422 | 401,422 | 385,240 | |||
Loans and Leases Receivable, Gross, Consumer, Revolving, Credit Card | 438,540 | 438,540 | 443,780 | |||
Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 110 | ||||
Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 110 | ||||
Financing Receivable, Modifications, Recorded Investment | 195,482 | 195,482 | 194,084 | |||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 9,360 | 9,360 | 9,792 | |||
Accruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Loans Receivable, Gross, Commercial and Industrial | 61,589 | 61,589 | 61,231 | |||
Accruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 28,805 | 28,805 | 29,827 | |||
Accruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,350 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 90,394 | 90,394 | 91,058 | |||
Accruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 30,984 | 30,984 | 29,558 | |||
Accruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 40,344 | 40,344 | 39,350 | |||
Accruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Accruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 16,373 | 16,373 | 15,421 | |||
Accruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 45,751 | 45,751 | 46,545 | |||
Accruing [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 2,620 | 2,620 | 1,710 | |||
Accruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 110 | ||||
Financing Receivable, Modifications, Recorded Investment | 64,744 | 64,744 | 63,676 | |||
Accruing [Member] | Interest Rate Below Market [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 9,528 | 9,528 | 10,026 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 44 | 44 | 94 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 198 | 198 | 202 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,227 | 2,227 | 1,999 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,425 | 2,425 | 2,201 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 4,660 | 4,660 | 4,696 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 4,704 | 4,704 | 4,790 | |||
Accruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 198 | 198 | 192 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 2,030 | 2,030 | 2,669 | |||
Accruing [Member] | Interest Rate Below Market [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 171 | 171 | 174 | |||
Accruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,399 | 2,399 | 3,035 | |||
Accruing [Member] | Multiple Modification Types [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 110,657 | 110,657 | 118,553 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 9,316 | 9,316 | 9,698 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | [1] | 33,894 | 33,894 | 34,473 | ||
Accruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 16,318 | 16,318 | 16,339 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 50,212 | 50,212 | 50,812 | ||
Accruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 13,749 | 13,749 | 20,833 | ||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 23,065 | 23,065 | 30,531 | ||
Accruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [1] | 3,027 | 3,027 | 3,155 | ||
Accruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | [1] | 33,404 | 33,404 | 32,903 | ||
Accruing [Member] | Multiple Modification Types [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | [1] | 949 | 949 | 1,152 | ||
Accruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 37,380 | 37,380 | 37,210 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 16,381 | 16,381 | 38,939 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 0 | 0 | 0 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | [2] | 1,085 | 1,085 | 23,207 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 7,882 | 7,882 | 9,879 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 8,967 | 8,967 | 33,086 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 4,037 | 4,037 | 2,249 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 4,037 | 4,037 | 2,249 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [2] | 164 | 164 | 164 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | [2] | 3,213 | 3,213 | 3,440 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | [2] | 0 | 0 | 0 | ||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 3,377 | 3,377 | 3,604 | ||
Accruing [Member] | Payment Deferral [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,471 | 2,471 | 1,509 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 91 | 91 | 100 | |||
Accruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 91 | 91 | 100 | |||
Accruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 980 | 980 | 976 | |||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 980 | 980 | 976 | |||
Accruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 257 | 257 | 433 | |||
Accruing [Member] | Payment Deferral [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 1,143 | 1,143 | 0 | |||
Accruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,400 | 1,400 | 433 | |||
Accruing [Member] | Principal Forgiveness [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 18,161 | 18,161 | 17,618 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 12 | 12 | 13 | |||
Accruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 920 | 920 | 929 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 932 | 932 | 942 | |||
Accruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 161 | 161 | 166 | |||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 161 | 161 | 166 | |||
Accruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 10,570 | 10,570 | 9,763 | |||
Accruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 6,498 | 6,498 | 6,747 | |||
Accruing [Member] | Principal Forgiveness [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | |||
Accruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 17,068 | 17,068 | 16,510 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 38,284 | 38,284 | 7,439 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 26,309 | 26,309 | 3,236 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,458 | 1,458 | 681 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 27,767 | 27,767 | 3,917 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 7,397 | 7,397 | 638 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 7,397 | 7,397 | 638 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,414 | 2,414 | 2,147 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 349 | 349 | 353 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 357 | 357 | 384 | |||
Accruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 3,120 | 3,120 | 2,884 | |||
Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,396 | 2,314 | ||||
Financing Receivable, Modifications, Recorded Investment | 328,006 | 328,006 | 297,088 | |||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Financing Receivable, Modifications, Recorded Investment | 3,656 | 3,656 | 3,697 | |||
Nonaccruing [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 2,992 | 44 | ||||
Loans Receivable, Gross, Commercial and Industrial | 83,136 | 83,136 | 55,556 | |||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 244 | 986 | ||||
Financing Receivable, Modifications, Recorded Investment | 22,551 | 22,551 | 19,447 | |||
Nonaccruing [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 926 | 926 | 951 | |||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3,236 | 1,030 | ||||
Financing Receivable, Modifications, Recorded Investment | 106,613 | 106,613 | 75,954 | |||
Nonaccruing [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 9,772 | 9,772 | 10,007 | |||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 1,284 | ||||
Financing Receivable, Modifications, Recorded Investment | 13,428 | 13,428 | 13,704 | |||
Nonaccruing [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,414 | 2,414 | 2,194 | |||
Nonaccruing [Member] | Home Equity Line of Credit [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Nonaccruing [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 9,852 | 9,852 | 10,942 | |||
Nonaccruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 217 | 217 | 210 | |||
Nonaccruing [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 12,483 | 12,483 | 13,346 | |||
Nonaccruing [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 160 | $ 0 | ||||
Financing Receivable, Modifications, Recorded Investment | 132,524 | 132,524 | 103,004 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 12,473 | 12,473 | 12,590 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 26 | 26 | 28 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,122 | 1,122 | 685 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,148 | 1,148 | 713 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,797 | 1,797 | 1,844 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,797 | 1,797 | 1,844 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 7 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 7 | |||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,945 | 2,945 | 2,564 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 201,905 | 201,905 | 197,492 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 209 | 209 | 208 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | [1] | 63,047 | 63,047 | 49,617 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 16,881 | 16,881 | 16,335 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 79,928 | 79,928 | 65,952 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 3,892 | 3,892 | 5,203 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 4,101 | 4,101 | 5,411 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [1] | 705 | 705 | 233 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | [1] | 6,452 | 6,452 | 7,299 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | [1] | 62 | 62 | 44 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 7,219 | 7,219 | 7,576 | ||
Nonaccruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [1] | 91,248 | 91,248 | 78,939 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 42,091 | 42,091 | 49,846 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 3,135 | 3,135 | 3,156 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | [2] | 18,551 | 18,551 | 3,577 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 275 | 275 | 34 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 18,826 | 18,826 | 3,611 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 2,920 | 2,920 | 2,960 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 6,055 | 6,055 | 6,116 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | [2] | 0 | 0 | 0 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | [2] | 829 | 829 | 1,180 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | [2] | 0 | 0 | 0 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 829 | 829 | 1,180 | ||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | [2] | 25,710 | 25,710 | 10,907 | ||
Nonaccruing [Member] | Payment Deferral [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 7,046 | 7,046 | 4,350 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 1,116 | 1,116 | 1,879 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 3,064 | 3,064 | 724 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 4,180 | 4,180 | 2,603 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 51 | 51 | 54 | |||
Nonaccruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 302 | 302 | 136 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 42 | 42 | 48 | |||
Nonaccruing [Member] | Payment Deferral [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 395 | 395 | 238 | |||
Nonaccruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 4,575 | 4,575 | 2,841 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 21,480 | 21,480 | 21,087 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 0 | 0 | 0 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 1,359 | 1,359 | 1,400 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 1,944 | 1,944 | 2,052 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 16 | 16 | 17 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 3,319 | 3,319 | 3,469 | |||
Nonaccruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 3,319 | 3,319 | 3,469 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 43,011 | 43,011 | 11,723 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 312 | 312 | 333 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans Receivable, Gross, Commercial and Industrial | 396 | 396 | 455 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,209 | 1,209 | 1,669 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Municipal [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 926 | 926 | 951 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 2,531 | 2,531 | 3,075 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,163 | 1,163 | 0 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 1,475 | 1,475 | 333 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Home Equity Credit Line [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 299 | 299 | 500 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 325 | 325 | 275 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Loans and Leases Receivable, Gross, Consumer, Construction | 97 | 97 | 101 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | ERROR in label resolution. | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | 721 | 721 | 876 | |||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Recorded Investment | $ 4,727 | $ 4,727 | $ 4,284 | |||
[1] | 2 Includes TDRs that resulted from a combination of any of the previous modification types. | |||||
[2] | 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. |
Loans And Allowance For Credi55
Loans And Allowance For Credit Losses (Schedule Of Outstanding Balances Of All Required Payments And The Related Carrying Amounts For PCI Loans) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 | |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | $ 286,989 | $ 286,189 | |
Financing Receivable, Recorded Investment, Current | 41,131,196 | 40,363,353 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 149,270 | 147,980 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 137,719 | 138,209 | |
Loans and Leases Receivable, Gross | 41,418,185 | 40,649,542 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 37,202 | 32,024 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 392,322 | 217,427 |
Commercial | 55,997 | 72,440 | |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Commercial Real Estate | 60,456 | 65,167 | |
Consumer | 9,961 | 11,082 | |
Outstanding balance | 126,414 | 148,689 | |
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Carrying Amount, Net | 106,320 | 125,029 | |
ALLL | 357 | 945 | |
Carrying amount, net | 105,963 | 124,084 | |
Commercial and Industrial Sector [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 126,132 | 97,436 | |
Financing Receivable, Recorded Investment, Current | 13,464,106 | 13,114,045 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 90,610 | 60,523 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,522 | 36,913 | |
Loans and Leases Receivable, Gross | 13,590,238 | 13,211,481 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 4,388 | 3,065 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 287,662 | 117,942 |
Finance Leases Portfolio Segment [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 553 | 703 | |
Financing Receivable, Recorded Investment, Current | 436,597 | 440,963 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 59 | 183 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 494 | 520 | |
Loans and Leases Receivable, Gross | 437,150 | 441,666 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 13,613 | 3,309 |
Owner Occupied [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 57,347 | 64,942 | |
Financing Receivable, Recorded Investment, Current | 6,965,082 | 7,085,086 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 21,987 | 37,776 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 35,360 | 27,166 | |
Loans and Leases Receivable, Gross | 7,022,429 | 7,150,028 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13,350 | 3,626 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 46,289 | 43,984 |
Municipal [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 0 | 7,632 | |
Financing Receivable, Recorded Investment, Current | 695,436 | 668,207 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 7,586 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 46 | |
Loans and Leases Receivable, Gross | 695,436 | 675,839 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 46 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 926 | 951 |
Commercial Loan [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 184,032 | 170,713 | |
Financing Receivable, Recorded Investment, Current | 21,561,221 | 21,308,301 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 112,656 | 106,068 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 71,376 | 64,645 | |
Loans and Leases Receivable, Gross | 21,745,253 | 21,479,014 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 17,738 | 6,737 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 348,490 | 166,186 |
Commercial Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 7,140 | 6,142 | |
Financing Receivable, Recorded Investment, Current | 1,960,562 | 1,835,360 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 2,573 | 842 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 4,567 | 5,300 | |
Loans and Leases Receivable, Gross | 1,967,702 | 1,841,502 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1,533 | 1,745 |
Term [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 44,074 | 45,011 | |
Financing Receivable, Recorded Investment, Current | 8,782,301 | 8,469,390 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,173 | 10,424 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 33,901 | 34,587 | |
Loans and Leases Receivable, Gross | 8,826,375 | 8,514,401 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295 | 21,697 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 15,791 | 24,867 |
Commercial Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 51,214 | 51,153 | |
Financing Receivable, Recorded Investment, Current | 10,742,863 | 10,304,750 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12,746 | 11,266 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 38,468 | 39,887 | |
Loans and Leases Receivable, Gross | 10,794,077 | 10,355,903 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 18,295 | 21,697 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17,324 | 26,612 |
Home Equity Line of Credit [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 12,268 | 8,385 | |
Financing Receivable, Recorded Investment, Current | 2,420,364 | 2,407,972 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 7,015 | 4,717 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5,253 | 3,668 | |
Loans and Leases Receivable, Gross | 2,432,632 | 2,416,357 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4,604 | 3,053 |
One Through Four Family Residential [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 31,723 | 41,550 | |
Financing Receivable, Recorded Investment, Current | 5,386,087 | 5,340,549 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10,617 | 14,828 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21,106 | 26,722 | |
Loans and Leases Receivable, Gross | 5,417,810 | 5,382,099 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 321 | 1,036 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 20,131 | 20,939 |
Construction And Other Consumer Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 3,613 | 10,253 | |
Financing Receivable, Recorded Investment, Current | 397,809 | 374,987 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 3,365 | 8,593 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 248 | 1,660 | |
Loans and Leases Receivable, Gross | 401,422 | 385,240 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 1,337 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 355 | 408 |
Revolving Credit Facility [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 3,448 | 3,422 | |
Financing Receivable, Recorded Investment, Current | 435,092 | 440,358 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 2,241 | 1,861 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 1,207 | 1,561 | |
Loans and Leases Receivable, Gross | 438,540 | 443,780 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 848 | 1,217 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1,340 | 146 |
Consumer Portfolio Segment [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 691 | 713 | |
Financing Receivable, Recorded Investment, Current | 187,760 | 186,436 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 630 | 647 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 61 | 66 | |
Loans and Leases Receivable, Gross | 188,451 | 187,149 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 78 | 83 |
Consumer Loan [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 51,743 | 64,323 | |
Financing Receivable, Recorded Investment, Current | 8,827,112 | 8,750,302 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 23,868 | 30,646 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 27,875 | 33,677 | |
Loans and Leases Receivable, Gross | 8,878,855 | 8,814,625 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 1,169 | 3,590 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | $ 26,508 | $ 24,629 |
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi56
Loans And Allowance For Credit Losses (Schedule Of Changes In The Accretable Yield For PCI Loans) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Loans And Allowance For Credit Losses [Abstract] | ||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion | $ (6,138) | $ (9,583) |
Changes in Accretable Yield [Roll Forward] | ||
Balance at beginning of period | 39,803 | 45,055 |
Disposals and other | 1,010 | 2,178 |
Balance at end of period | 43,105 | 50,931 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference | $ 8,430 | $ 13,281 |
Derivative Instruments And He57
Derivative Instruments And Hedging Activities (Narrative) (Details) - USD ($) | 3 Months Ended | |||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Derivative [Line Items] | ||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | $ 20,696,000 | $ 4,253,000 | ||
Derivative Instruments in Hedges, Net Investment in Foreign Operations, Assets, Fair Value | 0 | |||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | 2,997,000 | 1,016,000 | ||
Fair values of derivative assets reduced (increased) by net credit valuation adjustments | 5,100,000 | 3,300,000 | ||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Future Expected | 7,700,000 | |||
Total derivatives, Notional amount | 5,291,198,000 | $ 5,147,068,000 | ||
Cash collateral pledged for derivative liabilities | 86,000,000 | |||
Additional collateral that would be required to be pledge if credit rating was downgraded by one notch | 1,900,000 | |||
Derivative Instrument, Noninterest Income (Expense) | 1,962,000 | 3,253,000 | ||
Derivatives Designated As Hedging Instrument Offset To Interest Expense | $ 0 | 468,000 | ||
Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Derivative Instrument, Noninterest Income (Expense) | [1] | |||
Derivatives Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | $ 20,696,000 | 4,253,000 | ||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | 2,997,000 | 1,016,000 | ||
Total derivatives, Notional amount | $ 1,387,500,000 | 1,387,500,000 | ||
Derivative Instrument, Noninterest Income (Expense) | ||||
Derivatives Designated As Hedging Instrument Offset To Interest Expense | $ 0 | 468,000 | ||
Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | [1] | 20,696,000 | 4,253,000 | |
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | [1] | 2,997,000 | 1,016,000 | |
Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Rate Swaps [Member] | ||||
Derivative [Line Items] | ||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | 20,696,000 | 4,253,000 | ||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | [1] | 2,997,000 | 1,016,000 | |
Total derivatives, Notional amount | 1,387,500,000 | 1,387,500,000 | ||
Derivatives Designated As Hedging Instruments [Member] | Fair Value Hedging [Member] | Terminated Swaps On Long Term Debt [Member] | ||||
Derivative [Line Items] | ||||
Derivatives Designated As Hedging Instrument Offset To Interest Expense | 0 | 468,000 | ||
Derivatives Not Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 3,903,698,000 | 3,759,568,000 | ||
Derivative Instrument, Noninterest Income (Expense) | 1,962,000 | 3,253,000 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 103,989,000 | 40,314,000 | ||
Derivative Instrument, Noninterest Income (Expense) | 235,000 | |||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 3,449,818,000 | 3,256,190,000 | ||
Derivative Instrument, Noninterest Income (Expense) | (509,000) | 517,000 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Future [Member] | ||||
Derivative [Line Items] | ||||
Derivative Instrument, Noninterest Income (Expense) | 0 | 1,000 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 349,891,000 | 463,064,000 | ||
Derivative Instrument, Noninterest Income (Expense) | 2,236,000 | $ 2,735,000 | ||
Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 104,469,000 | 72,568,000 | ||
Other Liabilities [Member] | Derivatives Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 0 | 956,000 | ||
Other Liabilities [Member] | Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Rate Swaps [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 0 | 956,000 | ||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 104,469,000 | 71,612,000 | ||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 250,000 | 8,000 | ||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 89,771,000 | 53,843,000 | ||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||
Derivative [Line Items] | ||||
Derivative Liability, Fair Value, Gross Liability | 14,448,000 | 17,761,000 | ||
Other Liabilities [Member] | Derivative Financial Instruments, Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Gross amounts recognized | $ 104,469,000 | $ 72,568,000 | ||
[1] | Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the change in fair value of the derivative. |
Derivative Instruments And He58
Derivative Instruments And Hedging Activities (Schedule Of Notional Amounts And Recorded Gross Fair Values And Related Gain (Loss) Of Derivative Instruments) (Details) - USD ($) $ in Thousands | 3 Months Ended | |||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | ||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | $ 5,291,198 | $ 5,147,068 | ||
Amount of derivative gain (loss), recognized in OCI | 20,696 | $ 4,253 | ||
Amount of derivative gain (loss), Reclassified from AOCI to interest income | 2,997 | 1,016 | ||
Derivatives instruments, Noninterest income (expense) | 1,962 | 3,253 | ||
Derivatives designated as hedging instruments, Offset to interest expense | $ 0 | 468 | ||
Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Derivatives instruments, Noninterest income (expense) | [1] | |||
Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | $ 125,363 | 77,638 | ||
Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 104,469 | 72,568 | ||
Derivatives Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 1,387,500 | 1,387,500 | ||
Amount of derivative gain (loss), recognized in OCI | 20,696 | 4,253 | ||
Amount of derivative gain (loss), Reclassified from AOCI to interest income | $ 2,997 | 1,016 | ||
Derivatives instruments, Noninterest income (expense) | ||||
Derivatives designated as hedging instruments, Offset to interest expense | $ 0 | 468 | ||
Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Amount of derivative gain (loss), recognized in OCI | [1] | 20,696 | 4,253 | |
Amount of derivative gain (loss), Reclassified from AOCI to interest income | [1] | 2,997 | 1,016 | |
Derivatives Designated As Hedging Instruments [Member] | Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 22,218 | 5,461 | ||
Derivatives Designated As Hedging Instruments [Member] | Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 0 | 956 | ||
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 1,387,500 | 1,387,500 | ||
Amount of derivative gain (loss), recognized in OCI | 20,696 | 4,253 | ||
Amount of derivative gain (loss), Reclassified from AOCI to interest income | [1] | 2,997 | 1,016 | |
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Assets [Member] | Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 22,218 | 5,461 | ||
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Liabilities [Member] | Cash Flow Hedging [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 0 | 956 | ||
Derivatives Designated As Hedging Instruments [Member] | Terminated Swaps On Long-Term Debt [Member] | Fair Value Hedges [Member] | ||||
Derivative [Line Items] | ||||
Derivatives designated as hedging instruments, Offset to interest expense | 0 | 468 | ||
Derivatives Not Designated As Hedging Instruments [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 3,903,698 | 3,759,568 | ||
Derivatives instruments, Noninterest income (expense) | 1,962 | 3,253 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 103,145 | 72,177 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 104,469 | 71,612 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 349,891 | 463,064 | ||
Derivatives instruments, Noninterest income (expense) | 2,236 | 2,735 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 17,721 | 20,824 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 14,448 | 17,761 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 103,989 | 40,314 | ||
Derivatives instruments, Noninterest income (expense) | 235 | |||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 740 | 0 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 250 | 8 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||
Derivative [Line Items] | ||||
Total derivatives, Notional amount | 3,449,818 | 3,256,190 | ||
Derivatives instruments, Noninterest income (expense) | (509) | 517 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | Other Assets [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, assets | 84,684 | 51,353 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | Other Liabilities [Member] | ||||
Derivative [Line Items] | ||||
Derivatives hedging instruments, liabilities | 89,771 | $ 53,843 | ||
Derivatives Not Designated As Hedging Instruments [Member] | Future [Member] | ||||
Derivative [Line Items] | ||||
Derivatives instruments, Noninterest income (expense) | $ 0 | $ 1 | ||
[1] | Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the change in fair value of the derivative. |
Debt And Shareholders' Equity59
Debt And Shareholders' Equity (Narrative) (Details) - USD ($) $ in Thousands | Apr. 25, 2016 | Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 |
Debt And Shareholders' Equity [Line Items] | ||||
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In thousands) March 31, December 31, 2015 Junior subordinated debentures related to trust preferred securities $ 164,950 $ 164,950 Subordinated notes 246,262 246,170 Senior notes 390,367 400,334 Capital lease obligations 869 912 Total $ 802,448 $ 812,366 | |||
Junior Subordinated Notes | $ 164,950 | $ 164,950 | ||
Subordinated Debt | 246,262 | 246,170 | ||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 44,834 | $ 13,613 | ||
Stockholders' Equity [Abstract] | ||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (1,875) | $ (481) | ||
Senior Notes | 390,367 | 400,334 | ||
Capital Lease Obligations | 869 | 912 | ||
Long-term Debt, Gross | $ 802,448 | $ 812,366 | ||
Preferred Stock, Tender Offer | $ 120,000 |
Debt And Shareholders' Equity60
Debt And Shareholders' Equity (Schedule Of Changes In Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Debt And Shareholders' Equity [Line Items] | ||
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax | $ 20,192 | $ 6,957 |
Interest income expense, net, after tax | 78,777 | 75,279 |
Income Tax Expense (Benefit) | 41,448 | 51,176 |
Interest Income (Expense), Net | 452,842 | 417,346 |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 44,834 | 13,613 |
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (1,875) | (481) |
Beginning balance | (54,612) | (128,041) |
Other comprehensive income (loss) | 42,959 | 13,132 |
Ending balance | (11,653) | (114,909) |
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax | 6,920 | 1,088 |
Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Tax | 665 | 0 |
Other Comprehensive Income (Loss), Tax | 27,777 | 8,045 |
Accumulated Net Unrealized Investment Gain (Loss) [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 32,168 | 11,424 |
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (17) | 148 |
Beginning balance | (18,369) | (91,921) |
Other comprehensive income (loss) | 32,151 | 11,572 |
Ending balance | 13,782 | (80,349) |
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 13,331 | 2,189 |
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (1,858) | (629) |
Beginning balance | 1,546 | 2,226 |
Other comprehensive income (loss) | 11,473 | 1,560 |
Ending balance | 13,019 | 3,786 |
Accumulated Defined Benefit Plans Adjustment [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | (665) | 0 |
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 |
Beginning balance | (37,789) | (38,346) |
Other comprehensive income (loss) | (665) | 0 |
Ending balance | (38,454) | (38,346) |
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Gain (Loss) on Investments, Excluding Other than Temporary Impairments | 28 | (239) |
Interest Rate Contract [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Interest income expense, net, after tax | 1,858 | 629 |
Income Tax Expense (Benefit) | 1,139 | 387 |
Interest Income (Expense), Net | 2,997 | 1,016 |
Fixed income securities gain loss [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member] | ||
Debt And Shareholders' Equity [Line Items] | ||
Interest income expense, net, after tax | 17 | (148) |
Income Tax Expense (Benefit) | $ 11 | $ (91) |
Debt And Shareholders' Equity61
Debt And Shareholders' Equity Schedule of Long-Term Debt Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Debt Instrument [Line Items] | ||
Junior Subordinated Notes | $ 164,950 | $ 164,950 |
Subordinated Debt | 246,262 | 246,170 |
Senior Notes | 390,367 | 400,334 |
Capital Lease Obligations | 869 | 912 |
Long-term Debt, Gross | $ 802,448 | $ 812,366 |
Income Taxes (Details)
Income Taxes (Details) - USD ($) $ in Millions | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Income Tax Disclosure [Abstract] | |||
Effective Income Tax Rate Reconciliation, Percent | 31.40% | 35.70% | |
Deferred Tax Assets, Net | $ 180 | $ 203 |
Fair Value (Narrative) (Details
Fair Value (Narrative) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Derivatives, Fair Value [Line Items] | |||
Other noninterest-bearing investments valued under the cost method | $ 23,200 | $ 25,300 | |
Federal Home Loan Bank Stock and Federal Reserve Bank Stock | 196,600 | 191,500 | |
Net gains on sale of OREO properties | 1,329 | $ (374) | |
Principal amount of other real estate owned property sold | 2,100 | 4,100 | |
OREO Properties [Member] | |||
Derivatives, Fair Value [Line Items] | |||
Net gains on sale of OREO properties | 1,800 | $ 700 | |
Level 2 [Member] | |||
Derivatives, Fair Value [Line Items] | |||
Fair value of AFS securities | 8,641,960 | 7,581,309 | |
Level 3 [Member] | |||
Derivatives, Fair Value [Line Items] | |||
Fair value of AFS securities | 0 | $ 0 | |
Third Party Pricing Service [Member] | Level 2 [Member] | |||
Derivatives, Fair Value [Line Items] | |||
Fair value of AFS securities | $ 0 |
Fair Value (Schedule Of Assets
Fair Value (Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Trading account | $ 65,838 | $ 48,168 |
Level 2 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 8,641,960 | 7,581,309 |
Trading account | 65,838 | 48,168 |
Total assets | 9,304,737 | 8,172,774 |
Securities sold, not yet purchased | 0 | 0 |
Total liabilities | 90,021 | 54,678 |
Level 2 [Member] | Mutual Funds And Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 36,311 | 38,829 |
Level 2 [Member] | Bank-owned life insurance [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other noninterest-bearing investments | $ 489,297 | $ 485,978 |
Level 2 [Member] | Private Equity [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other noninterest-bearing investments | ||
Level 2 [Member] | Available-for-sale Securities [Member] | U.S. Treasury, Agencies And Corporations [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | $ 8,027,667 | $ 7,100,844 |
Level 2 [Member] | Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 556,073 | 418,695 |
Level 2 [Member] | Available-for-sale Securities [Member] | Debt Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 21,909 | |
Level 2 [Member] | Asset-Backed Securities [Member] | Other (Including ABS CDOs) [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 22,941 | |
Level 2 [Member] | Derivatives [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 107,642 | 57,319 |
Other Liabilities, Fair Value Disclosure | 90,021 | 54,678 |
Level 2 [Member] | Derivatives [Member] | Interest Rate Related And Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 22,958 | 5,966 |
Other Liabilities, Fair Value Disclosure | 250 | 835 |
Level 2 [Member] | Derivatives [Member] | Interest Rate Swaps [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 84,684 | 51,353 |
Other Liabilities, Fair Value Disclosure | 89,771 | 53,843 |
Level 3 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Total assets | 136,289 | 133,541 |
Securities sold, not yet purchased | 0 | 0 |
Total liabilities | 0 | 0 |
Level 3 [Member] | Private Equity [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other noninterest-bearing investments | 119,222 | 120,027 |
Level 3 [Member] | Interest-Only-Strip [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 17,067 | 13,514 |
Level 3 [Member] | Available-for-sale Securities [Member] | U.S. Treasury, Agencies And Corporations [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | $ 0 | $ 0 |
Level 3 [Member] | Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | ||
Level 3 [Member] | Asset-Backed Securities [Member] | Other (Including ABS CDOs) [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | ||
Level 3 [Member] | Derivatives [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | $ 0 | $ 0 |
Other Liabilities, Fair Value Disclosure | 0 | 0 |
Estimate of Fair Value Measurement [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 8,701,885 | 7,643,116 |
Trading account | 65,838 | 48,168 |
Total assets | 9,600,851 | 8,473,516 |
Securities sold, not yet purchased | 6,515 | 30,158 |
Total liabilities | 193,163 | 187,167 |
Estimate of Fair Value Measurement [Member] | Mutual Funds And Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 96,236 | 100,636 |
Estimate of Fair Value Measurement [Member] | Bank-owned life insurance [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other noninterest-bearing investments | 489,297 | 485,978 |
Estimate of Fair Value Measurement [Member] | Private Equity [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other noninterest-bearing investments | 119,222 | 120,027 |
Estimate of Fair Value Measurement [Member] | Interest-Only-Strip [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 17,067 | 13,514 |
Estimate of Fair Value Measurement [Member] | Available-for-sale Securities [Member] | U.S. Treasury, Agencies And Corporations [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 8,027,667 | 7,100,844 |
Estimate of Fair Value Measurement [Member] | Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 556,073 | 418,695 |
Estimate of Fair Value Measurement [Member] | Available-for-sale Securities [Member] | Debt Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 21,909 | |
Estimate of Fair Value Measurement [Member] | Asset-Backed Securities [Member] | Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 22,941 | |
Estimate of Fair Value Measurement [Member] | Derivatives [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 125,363 | 78,143 |
Other Liabilities, Fair Value Disclosure | 104,469 | 72,439 |
Estimate of Fair Value Measurement [Member] | Derivatives [Member] | Interest Rate Related And Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 22,958 | 5,966 |
Other Liabilities, Fair Value Disclosure | 250 | 835 |
Estimate of Fair Value Measurement [Member] | Derivatives [Member] | Interest Rate Swaps [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 84,684 | 51,353 |
Other Liabilities, Fair Value Disclosure | 89,771 | 53,843 |
Estimate of Fair Value Measurement [Member] | Derivatives [Member] | Foreign Currency Exchange Contracts [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 17,721 | 20,824 |
Other Liabilities, Fair Value Disclosure | 14,448 | 17,761 |
Fair Value, Inputs, Level 1 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 59,925 | 61,807 |
Total assets | 159,825 | 167,201 |
Securities sold, not yet purchased | 6,515 | 30,158 |
Total liabilities | 103,142 | 132,489 |
Fair Value, Inputs, Level 1 [Member] | Mutual Funds And Other [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 59,925 | 61,807 |
Fair Value, Inputs, Level 1 [Member] | Available-for-sale Securities [Member] | U.S. Treasury, Agencies And Corporations [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Derivatives [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 17,721 | 20,824 |
Other Liabilities, Fair Value Disclosure | 14,448 | 17,761 |
Fair Value, Inputs, Level 1 [Member] | Derivatives [Member] | Foreign Currency Exchange Contracts [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 17,721 | 20,824 |
Other Liabilities, Fair Value Disclosure | $ 14,448 | $ 17,761 |
Fair Value (Schedule Of Asset65
Fair Value (Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis Using Level 3 Inputs) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Total net gains (losses) included in, Other noninterest expense | $ 50,134 | $ 53,947 | |
Municipal Securities [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets, Beginning balance | $ 0 | 4,164 | |
Total net gains (losses) included in, Accretion of purchase discount on securities available-for-sale | 2 | ||
Total net gains (losses) included in, Fixed income securities gains (losses), net | 31 | ||
Total net gains (losses) included in, Other comprehensive income (loss) | 127 | ||
Total net gains (losses) included in, Sales | |||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | (1,859) | ||
Fair value of assets, Ending balance | $ 0 | 2,465 | |
Banks, Trust and Insurance, Equities [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets, Beginning balance | $ 0 | 393,007 | |
Total net gains (losses) included in, Accretion of purchase discount on securities available-for-sale | 257 | ||
Total net gains (losses) included in, Fixed income securities gains (losses), net | (323) | ||
Total net gains (losses) included in, Other comprehensive income (loss) | (6,949) | ||
Fair Value of Securities Reclassified from HTM to AFS | 57,308 | ||
Total net gains (losses) included in, Sales | 2,613 | ||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | (2,349) | ||
Fair value of assets, Ending balance | $ 0 | 438,338 | |
Other Asset-Backed [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets, Beginning balance | $ 0 | $ 4,786 | |
Total net gains (losses) included in, Accretion of purchase discount on securities available-for-sale | |||
Total net gains (losses) included in, Fixed income securities gains (losses), net | |||
Total net gains (losses) included in, Other comprehensive income (loss) | $ 42 | ||
Total net gains (losses) included in, Sales | |||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | $ (2) | ||
Fair value of assets, Ending balance | $ 0 | 4,826 | |
Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets, Beginning balance | 120,027 | 99,865 | |
Total net gains (losses) included in, Dividends and other investment income | (1,484) | 1,074 | |
Total net gains (losses) included in, Equity securities gains, net | (2,009) | 3,253 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 2,801 | 5,052 | |
Total net gains (losses) included in, Sales | (36) | (1,517) | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | (77) | (279) | |
Fair value of assets, Ending balance | 119,222 | 107,448 | |
Servicing Contracts [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of liabilities, Beginning balance | 13,514 | 12,227 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Noninterest Income | 3,460 | 4 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 368 | 171 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | (275) | (401) | |
Fair value of liabilities, Ending balance | 17,067 | 12,001 | |
Derivatives [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of liabilities, Beginning balance | $ 0 | (13) | |
Total net gains (losses) included in, Other noninterest expense | $ 13 | ||
Total net gains (losses) included in, Purchases | |||
Fair value of liabilities, Ending balance | $ 0 | $ 0 | |
Other Postretirement Benefits, Individual Contracts, Type of Deferred Compensation [Domain] | Fair Value, Inputs, Level 1 [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Other Assets, Fair Value Disclosure | 82,179 | $ 84,570 | |
Other Liabilities, Fair Value Disclosure | 82,179 | 84,570 | |
Other Postretirement Benefits, Individual Contracts, Type of Deferred Compensation [Domain] | Estimate of Fair Value Measurement [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Other Assets, Fair Value Disclosure | 82,179 | 84,570 | |
Other Liabilities, Fair Value Disclosure | $ 82,179 | $ 84,570 |
Fair Value (Schedule Of Realize
Fair Value (Schedule Of Realized Gains (Losses) Using Level 3 Inputs) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Fixed Income Securities Gains (Losses), Net [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Realized gains (losses) from Level 3 inputs | $ 0 | $ (292) | |
US States and Political Subdivisions Debt Securities [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair Value Assets Measured On Recurring Basis And Gain Loss Included In Fixed Income Securities Gains (Losses), Net | 31 | ||
Fair Value, Assets Measured On Recurring Basis, And Gain (Loss) Included In Accretion Of Purchase Discount On Securities Available-For-Sale | $ 2 | ||
Estimate of Fair Value Measurement [Member] | Other Postretirement Benefits, Individual Contracts, Type of Deferred Compensation [Domain] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Other Assets, Fair Value Disclosure | 82,179 | $ 84,570 | |
Other Liabilities, Fair Value Disclosure | $ 82,179 | $ 84,570 |
Fair Value Fair Value (Summary
Fair Value Fair Value (Summary of Quantitative Information Relating to the Principal Valuation Techniques and Significant Unobservable Inputs for Level 3) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Level 3 [Member] | ||
Summary of Quantitative Information Relating to the Principal Valuation Techniques and Significant Unobservable Inputs for Level 3 [Line Items] | ||
Investments, Fair Value Disclosure | $ 0 | $ 0 |
Fair Value (Schedule Of Asset68
Fair Value (Schedule Of Assets With Fair Value Changes On Nonrecurring Basis) (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2016 | Mar. 31, 2015 | Dec. 31, 2015 | |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Principal amount of other real estate owned property sold | $ 2,100 | $ 4,100 | |
Gains (losses) from fair value changes | (15,107) | (5,085) | |
Impaired Loans [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Gains (losses) from fair value changes | (14,728) | (2,924) | |
Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Gains (losses) from fair value changes | (342) | (1,153) | |
Other Real Estate Owned [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Gains (losses) from fair value changes | (37) | $ (1,008) | |
Fair Value, Inputs, Level 1 [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | $ 0 | |
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Fair Value, Inputs, Level 1 [Member] | Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Level 2 [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 33,857 | 13,379 | |
Level 2 [Member] | Impaired Loans [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 32,162 | 10,991 | |
Level 2 [Member] | Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Level 2 [Member] | Other Real Estate Owned [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 1,695 | 2,388 | |
Level 3 [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 1,477 | 10,707 | |
Level 3 [Member] | Impaired Loans [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Level 3 [Member] | Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 1,477 | 10,707 | |
Level 3 [Member] | Other Real Estate Owned [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 0 | 0 | |
Estimate of Fair Value Measurement [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 35,334 | 24,086 | |
Estimate of Fair Value Measurement [Member] | Impaired Loans [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 32,162 | 10,991 | |
Estimate of Fair Value Measurement [Member] | Private Equity Investments [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | 1,477 | 10,707 | |
Estimate of Fair Value Measurement [Member] | Other Real Estate Owned [Member] | |||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||
Fair value of assets measured on nonrecurring basis | $ 1,695 | $ 2,388 |
Fair Value (Schedule Of Carryin
Fair Value (Schedule Of Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Long-term debt (less fair value hedges) | $ 802,448 | $ 812,366 |
Carrying Value [Member] | ||
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Loans and leases (including loans held for sale), net of allowance | 40,915,055 | 40,193,374 |
Time deposits | 2,071,688 | 2,130,680 |
Interest-bearing Deposit Liabilities, Foreign | 219,899 | 294,391 |
Long-term debt (less fair value hedges) | 802,448 | 812,366 |
Estimate of Fair Value Measurement [Member] | ||
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Held-to-maturity, fair value | 636,484 | 552,088 |
Loans and leases (including loans held for sale), net of allowance | 40,715,842 | 39,535,365 |
Time deposits | 2,075,729 | 2,129,742 |
Foreign deposits | 219,836 | 294,321 |
Long-term debt (less fair value hedges) | $ 831,621 | $ 838,796 |
Commitments, Guarantees, And 70
Commitments, Guarantees, And Contingent Liabilities (Narrative) (Details) $ in Millions | Mar. 31, 2016USD ($) |
Guarantor Obligations [Line Items] | |
Letters of credit, accrued liability | $ 5.1 |
Reserve for unfunded lending commitments | 2.1 |
Deferred commitment fees | 3 |
Guarantee of trust preferred securities issued by affiliated trusts | 165 |
Commitments for Private Equity and Other Noninterest-bearing Investments | 20 |
Range of possible loss, minimum | 0 |
Range of possible loss, maximum | $ 60 |
Commitments, Guarantees, And 71
Commitments, Guarantees, And Contingent Liabilities (Schedule Of Guarantees Issued) (Details) - USD ($) $ in Thousands | Mar. 31, 2016 | Dec. 31, 2015 |
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Unused Commitments to Extend Credit | $ 17,310,427 | $ 17,169,785 |
Commercial Letters Of Credit | 58,567 | 18,447 |
Total Unfunded Lending Commitments | 18,216,165 | 18,066,629 |
Financial [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Standby letters of credit | 643,514 | 661,554 |
Performance [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Standby letters of credit | $ 203,657 | $ 216,843 |
Retirement Plans (Schedule Of N
Retirement Plans (Schedule Of Net Periodic Benefit Cost (Credit) For Pension And Postretirement Plans) (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2016 | Mar. 31, 2015 | |
Pension Benefits [Member] | ||
Defined Benefit Plan Disclosure [Line Items] | ||
Service cost | $ 0 | $ 0 |
Interest cost | 1,762 | 1,783 |
Expected return on plan assets | (2,754) | (3,090) |
Amortization of net actuarial (gain) loss | 1,659 | 1,574 |
Net periodic benefit cost (credit) | 667 | 267 |
Supplemental Retirement Benefits [Member] | ||
Defined Benefit Plan Disclosure [Line Items] | ||
Service cost | 0 | 0 |
Interest cost | 100 | 101 |
Amortization of prior service cost (credit) | 0 | 0 |
Amortization of net actuarial (gain) loss | 31 | 31 |
Net periodic benefit cost (credit) | 131 | 132 |
Postretirement Benefits [Member] | ||
Defined Benefit Plan Disclosure [Line Items] | ||
Service cost | 5 | 8 |
Interest cost | 10 | 10 |
Amortization of prior service cost (credit) | 0 | 0 |
Amortization of net actuarial (gain) loss | (17) | (13) |
Net periodic benefit cost (credit) | $ (2) | $ 5 |
Operating Segment Information73
Operating Segment Information (Details) $ in Thousands | 3 Months Ended | 6 Months Ended | |
Mar. 31, 2016USD ($)Branches | Mar. 31, 2015USD ($) | Jun. 30, 2015USD ($) | |
Segment Reporting Information [Line Items] | |||
Realized Losses on Sales of CDOs | $ 137,000 | ||
Net interest income | $ 452,842 | $ 417,346 | |
Provision for loan losses | 42,145 | (1,494) | |
Net interest income after provision for loan losses | 410,697 | 418,840 | |
Other noninterest income | 2,894 | 922 | |
Noninterest expense | 395,573 | 392,977 | |
Income before income taxes | 131,885 | 143,201 | |
Income Tax Expense (Benefit) | 41,448 | 51,176 | |
Net income | 90,437 | 92,025 | |
Zions Bank [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | 153,300 | 152,000 | |
Provision for loan losses | (30,600) | (4,600) | |
Net interest income after provision for loan losses | 183,900 | 156,600 | |
Other noninterest income | 36,000 | 31,500 | |
Noninterest expense | 97,000 | 107,500 | |
Net income | 122,900 | 80,600 | |
Total loans | 12,306,000 | 12,101,000 | |
Total deposits | 15,700,000 | 15,787,000 | |
Amegy [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | 119,200 | 117,800 | |
Provision for loan losses | 104,500 | 11,100 | |
Net interest income after provision for loan losses | 14,700 | 106,700 | |
Other noninterest income | 29,100 | 29,200 | |
Noninterest expense | 85,600 | 93,000 | |
Net income | (41,800) | 42,900 | |
Total loans | 10,370,000 | 10,276,000 | |
Total deposits | $ 11,274,000 | 11,524,000 | |
Number of branches | Branches | 76 | ||
California Bank Trust [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | $ 108,100 | 103,800 | |
Provision for loan losses | (3,100) | (4,100) | |
Net interest income after provision for loan losses | 111,200 | 107,900 | |
Other noninterest income | 16,100 | 14,200 | |
Noninterest expense | 68,500 | 74,100 | |
Net income | 58,800 | 48,000 | |
Total loans | 8,905,000 | 8,502,000 | |
Total deposits | $ 10,479,000 | 9,701,000 | |
Number of branches | Branches | 94 | ||
NBA [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | $ 46,800 | 44,200 | |
Provision for loan losses | 1,900 | 800 | |
Net interest income after provision for loan losses | 44,900 | 43,400 | |
Other noninterest income | 9,500 | 8,200 | |
Noninterest expense | 32,400 | 37,200 | |
Net income | 22,000 | 14,400 | |
Total loans | 3,863,000 | 3,764,000 | |
Total deposits | $ 4,445,000 | 4,178,000 | |
Number of branches | Branches | 65 | ||
Nevada State Bank [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | $ 30,900 | 31,100 | |
Provision for loan losses | (25,600) | (8,700) | |
Net interest income after provision for loan losses | 56,500 | 39,800 | |
Other noninterest income | 9,500 | 8,900 | |
Noninterest expense | 30,800 | 32,600 | |
Net income | 35,200 | 16,100 | |
Total loans | 2,263,000 | 2,384,000 | |
Total deposits | $ 4,005,000 | 3,755,000 | |
Number of branches | Branches | 49 | ||
Vectra Bank Colorado [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | $ 30,500 | 28,500 | |
Provision for loan losses | (3,200) | 3,900 | |
Net interest income after provision for loan losses | 33,700 | 24,600 | |
Other noninterest income | 5,800 | 5,000 | |
Noninterest expense | 21,400 | 24,000 | |
Net income | 18,100 | 5,600 | |
Total loans | 2,453,000 | 2,358,000 | |
Total deposits | 2,759,000 | 2,456,000 | |
TCBW [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | 9,400 | 8,400 | |
Provision for loan losses | (1,800) | 200 | |
Net interest income after provision for loan losses | 11,200 | 8,200 | |
Other noninterest income | 900 | 900 | |
Noninterest expense | 5,000 | 7,800 | |
Net income | 7,100 | 1,300 | |
Total loans | 733,000 | 713,000 | |
Total deposits | 953,000 | 830,000 | |
Other Segment [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | (45,400) | (68,400) | |
Provision for loan losses | 0 | (100) | |
Net interest income after provision for loan losses | (45,400) | (68,300) | |
Other noninterest income | 9,900 | 19,400 | |
Noninterest expense | 54,900 | 16,800 | |
Net income | (90,400) | (65,700) | |
Total loans | 110,000 | 81,000 | |
Total deposits | (60,000) | (747,000) | |
Consolidated Entities [Member] | |||
Segment Reporting Information [Line Items] | |||
Net interest income | 452,800 | 417,400 | |
Provision for loan losses | 42,100 | (1,500) | |
Net interest income after provision for loan losses | 410,700 | 418,900 | |
Other noninterest income | 116,800 | 117,300 | |
Noninterest expense | 395,600 | 393,000 | |
Net income | 131,900 | 143,200 | |
Total loans | 41,003,000 | 40,179,000 | |
Total deposits | $ 49,555,000 | $ 47,484,000 | |
Utah [Member] | Zions Bank [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 99 | ||
Idaho [Member] | Zions Bank [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 24 | ||
WYOMING | Zions Bank [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 1 | ||
Colorado [Member] | Vectra Bank Colorado [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 36 | ||
New Mexico [Member] | Vectra Bank Colorado [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 1 | ||
WASHINGTON | TCBW [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 1 | ||
OREGON | TCBW [Member] | |||
Segment Reporting Information [Line Items] | |||
Number of branches | Branches | 1 |