Document And Entity Information
Document And Entity Information - shares | 6 Months Ended | |
Jun. 30, 2017 | Jul. 31, 2017 | |
Document And Entity Information [Abstract] | ||
Document Type | 10-Q | |
Amendment Flag | false | |
Document Period End Date | Jun. 30, 2017 | |
Document Fiscal Year Focus | 2,017 | |
Document Fiscal Period Focus | Q2 | |
Trading Symbol | zion | |
Entity Registrant Name | ZIONS BANCORPORATION /UT/ | |
Entity Central Index Key | 109,380 | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Large Accelerated Filer | |
Entity Common Stock, Shares Outstanding | 202,172,188 |
Consolidated Balance Sheets
Consolidated Balance Sheets - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Held-to-maturity, fair value | $ 774 | $ 850 |
ASSETS | ||
Cash and due from banks | 481 | 737 |
Money market investments: | ||
Interest-bearing deposits | 1,167 | 1,411 |
Federal funds sold and security resell agreements | 427 | 568 |
Investment securities: | ||
Held-to-maturity, at amortized cost | 775 | 868 |
Available-for-sale, at fair value | 15,341 | 13,372 |
Trading account, at fair value | 61 | 115 |
Marketable securities, total | 16,177 | 14,355 |
Loans held for sale | 53 | 172 |
Loans held for investment, net allowance | ||
Loans and leases, net of unearned income and fees | 43,683 | 42,649 |
Less allowance for loan losses | 544 | 567 |
Loans held for investment, net of allowance | 43,139 | 42,082 |
Other noninterest-bearing investments | 1,012 | 884 |
Premises, equipment and software, net | 1,069 | 1,020 |
Goodwill | 1,014 | 1,014 |
Core deposit and other intangibles | 5 | 8 |
Other real estate owned | 4 | 4 |
Other assets | 898 | 984 |
Total assets | 65,446 | 63,239 |
LIABILITIES AND SHAREHOLDERS' EQUITY | ||
Noninterest-bearing demand | 24,172 | 24,115 |
Interest-bearing: | ||
Savings and money market | 25,165 | 26,364 |
Time | 3,041 | 2,757 |
Total deposits | 52,378 | 53,236 |
Federal funds and other short-term borrowings | 4,342 | 827 |
Long-term debt | 383 | 535 |
Reserve for unfunded lending commitments | 63 | 65 |
Other liabilities | 531 | 942 |
Total liabilities | 57,697 | 55,605 |
Shareholders' equity: | ||
Preferred stock, without par value | 566 | 710 |
Common stock, without par value | 4,660 | 4,725 |
Retained earnings | 2,572 | 2,321 |
Accumulated other comprehensive income (loss) | (49) | (122) |
Stockholders' Equity | 7,749 | 7,634 |
Total liabilities and shareholders' equity | $ 65,446 | $ 63,239 |
Consolidated Balance Sheets (Pa
Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Held-to-maturity, fair value | $ 774 | $ 850 |
Preferred stock, authorized shares | 4,400,000 | 4,400,000 |
Common stock, authorized shares | 350,000,000 | 350,000,000 |
Common stock, issued shares | 202,131,000 | 203,085,000 |
Common stock, outstanding shares | 202,131,000 | 203,085,000 |
Consolidated Statements Of Inco
Consolidated Statements Of Income - USD ($) shares in Thousands, $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Interest and Fee Income, Loans and Leases | $ 469 | $ 434 | $ 902 | $ 854 |
Interest Income, Money Market Deposits | 5 | 5 | 9 | 13 |
Interest income: | ||||
Investment Income, Interest | 84 | 48 | 162 | 95 |
Interest expense: | ||||
Interest Income (Expense), Net | 528 | 465 | 1,017 | 918 |
Provision for loan losses | 7 | 35 | 30 | 77 |
Net interest income after provision for loan losses | 521 | 430 | 987 | 841 |
Noninterest income: | ||||
Other | (1) | (1) | (1) | (1) |
Noninterest expense: | ||||
Other real estate expense, net | 0 | (1) | 0 | (2) |
Credit And Collection Services | 8 | 6 | 16 | 12 |
Provision for unfunded lending commitments | (3) | 4 | 2 | 10 |
Noninterest Expense | 405 | 382 | 819 | 777 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 248 | 174 | 432 | 306 |
Income taxes | 80 | 60 | 124 | 102 |
Net income | 168 | 114 | 308 | 204 |
Preferred Stock Redemption | (2) | (10) | (2) | (10) |
Net Income (Loss) Available to Common Stockholders, Basic | 154 | 91 | 283 | 169 |
Net earnings per common share: | ||||
Interest and Dividend Income, Operating | 558 | 487 | 1,073 | 962 |
Interest Expense, Deposits | 14 | 12 | 28 | 24 |
Interest Expense, Debt | 16 | 10 | 28 | 20 |
Interest Expense | 30 | 22 | 56 | 44 |
Fees and Commissions, Depositor Accounts | 43 | 42 | 85 | 83 |
Fees and Commissions, Other | 56 | 52 | 105 | 101 |
Fees and Commissions, Fiduciary and Trust Activities | 10 | 9 | 20 | 17 |
Gain Loss On Sales Of Loans And Servicing Income | 6 | 10 | 13 | 18 |
Brokerage Commissions Revenue | 6 | 5 | 13 | 11 |
Noninterest income, Customer-related Fees | 121 | 118 | 236 | 230 |
Investment Income, Nonoperating | 10 | 6 | 22 | 11 |
Gain (Loss) on Sale of Securities, Net | 2 | 3 | 7 | 2 |
Noninterest Income | 132 | 126 | 264 | 242 |
Labor and Related Expense | 242 | 241 | 503 | 500 |
Occupancy, Net | 32 | 30 | 66 | 59 |
Equipment Expense | 32 | 31 | 64 | 62 |
Professional Fees | 13 | 12 | 27 | 24 |
Advertising Expense | 6 | 5 | 11 | 11 |
Federal Deposit Insurance Corporation Premium Expense | 13 | 10 | 25 | 17 |
Amortization of Intangible Assets | 2 | 2 | 4 | 4 |
Other Noninterest Expense | 54 | 50 | 105 | 100 |
Preferred Stock Dividends, Income Statement Impact | $ 12 | $ 13 | $ 23 | $ 25 |
Weighted Average Number of Shares Outstanding, Basic | 201,822 | 204,236 | 202,083 | 204,113 |
Weighted Average Number of Shares Outstanding, Diluted | 208,183 | 204,536 | 209,353 | 204,317 |
Earnings Per Share, Basic | $ 0.76 | $ 0.44 | $ 1.39 | $ 0.82 |
Earnings Per Share, Diluted | $ 0.73 | $ 0.44 | $ 1.34 | $ 0.82 |
Consolidated Statements Of Comp
Consolidated Statements Of Comprehensive Income - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Net income for the period | $ 168 | $ 114 | $ 308 | $ 204 |
Other comprehensive income, net of tax: | ||||
Unrealized holding gains on investment securities | 61 | 33 | 73 | 65 |
Net unrealized gains (losses) on other noninterest-bearing investments | 1 | (1) | 2 | 0 |
Net unrealized holding gains on derivative instruments | 1 | 4 | 0 | 17 |
Reclassification adjustment for increase in interest income recognized in earnings on derivatives instruments | (1) | (1) | (2) | (3) |
Pension and Postretirement | 0 | 0 | 0 | (1) |
Other comprehensive income | 62 | 35 | 73 | 78 |
Comprehensive income | $ 230 | $ 149 | $ 381 | $ 282 |
Consolidated Statements Of Chan
Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Millions | Total | Preferred Stock [Member] | Common Stock [Member] | Retained Earnings [Member] | Accumulated Other Comprehensive Income (Loss) [Member] |
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Stockholders' Equity | $ 7,507 | $ 828 | $ 4,767 | $ 1,967 | $ (55) |
Balance (in shares) at Dec. 31, 2015 | 204,417,000 | ||||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Net income for the period | 204 | 204 | |||
Other comprehensive income, net of tax | 78 | 78 | |||
Preferred Stock Redemption In Period | (126) | (118) | $ 2 | (10) | |
Net activity under employee plans and related tax benefits | 14 | $ 14 | |||
Net activity under employee plans and related tax benefits, shares | 687,000 | ||||
Dividends on preferred stock | (25) | (25) | |||
Dividends on common stock | (24) | (24) | |||
Change in deferred compensation | (2) | (2) | |||
Balance (in shares) at Jun. 30, 2016 | 205,104,000 | ||||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Stockholders' Equity | 7,626 | 710 | $ 4,783 | 2,110 | 23 |
Stockholders' Equity | $ 7,634 | 710 | $ 4,725 | 2,321 | (122) |
Balance (in shares) at Dec. 31, 2016 | 203,085,000 | 203,085,000 | |||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Net income for the period | $ 308 | 308 | |||
Other comprehensive income, net of tax | 73 | 73 | |||
Preferred Stock Redemption In Period | (144) | (144) | $ 2 | (2) | |
Stock Repurchased and Retired During Period, Value | $ (90) | $ (90) | |||
Stock Repurchased During Period, Shares | 2,000,000 | (2,158,000) | |||
Net activity under employee plans and related tax benefits | $ 23 | $ 23 | |||
Net activity under employee plans and related tax benefits, shares | 1,204,000 | ||||
Dividends on preferred stock | (23) | (23) | |||
Dividends on common stock | $ (32) | (32) | |||
Balance (in shares) at Jun. 30, 2017 | 202,131,000 | 202,131,000 | |||
Increase (Decrease) in Stockholders' Equity [Roll Forward] | |||||
Stockholders' Equity | $ 7,749 | $ 566 | $ 4,660 | $ 2,572 | $ (49) |
Consolidated Statements Of Cha7
Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) | 6 Months Ended |
Jun. 30, 2017$ / shares | |
Common Stock, Dividends, Per Share, Cash Paid | $ 0.16 |
Consolidated Statements Of Cash
Consolidated Statements Of Cash Flows - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Real Estate Owned, Transfer to Real Estate Owned | $ 2 | $ 1 | $ 4 | $ 7 |
Transfer of Portfolio Loans and Leases to Held-for-sale | 12 | 2 | 23 | 4 |
Available for sale securities purchased, not settled | 0 | 0 | 56 | 0 |
Held to Maturity Securities Purchased, Not Settled | 0 | 0 | 31 | 0 |
CASH FLOWS FROM OPERATING ACTIVITIES | ||||
Net income for the period | 168 | 114 | 308 | 204 |
Adjustments to reconcile net income to net cash provided by (used in) operating activities: | ||||
Provision for credit losses | 10 | 31 | 28 | 67 |
Depreciation and amortization | 47 | 29 | 84 | 54 |
Share-based Compensation | 5 | 5 | 17 | 16 |
Deferred income tax expense (benefit) | (5) | (6) | 8 | (11) |
Net decrease (increase) in trading securities | (22) | (53) | 54 | (71) |
Net decrease (increase) in loans held for sale | 53 | (36) | 89 | 3 |
Change in other liabilities | (63) | 145 | (21) | 163 |
Change in other assets | 12 | (225) | 33 | (218) |
Other, net | (10) | (8) | (24) | (5) |
Net cash provided by (used in) operating activities | 195 | (4) | 576 | 202 |
CASH FLOWS FROM INVESTING ACTIVITIES | ||||
Net decrease in money market investments | 530 | 1,850 | 385 | 3,952 |
Proceeds from maturities and paydowns of investment securities held-to-maturity | 75 | 10 | 166 | 32 |
Purchases of investment securities held-to-maturity | (66) | (92) | (73) | (200) |
Proceeds from sales, maturities, and paydowns of investment securities available-for-sale | 630 | 476 | 1,160 | 2,574 |
Purchases of investment securities available-for-sale | (353) | (1,244) | (3,466) | (4,367) |
Net change in loans and leases | (919) | (1,105) | (1,036) | (1,898) |
Net change in other noninterest-bearing investments | (29) | 9 | (103) | (3) |
Purchases of premises and equipment | (44) | (52) | (94) | (92) |
Proceeds from sales of other real estate owned | 1 | 5 | 4 | 9 |
Other, net | 2 | 1 | 4 | 3 |
Net cash provided by (used in) investing activities | (173) | (142) | (3,053) | 10 |
CASH FLOWS FROM FINANCING ACTIVITIES | ||||
Net increase (decrease) in deposits | (1,099) | 407 | (858) | (79) |
Net change in short-term funds borrowed | 205 | 38 | 2,015 | (77) |
Proceeds from debt over 90 days and up to one year | 1,250 | 0 | 1,750 | 0 |
Repayments of debt over 90 days and up to one year | (250) | 0 | (250) | 0 |
Cash paid for preferred stock redemption | (144) | (126) | (144) | (126) |
Repayments of long-term debt | 0 | (104) | (153) | (115) |
Proceeds from Issuance of Common Stock | 9 | 2 | 18 | 3 |
Dividends paid on common and preferred stock | (26) | (23) | (55) | (50) |
Company common stock repurchased and retired | (52) | (5) | (102) | (6) |
Net cash provided by (used in) financing activities | (107) | 189 | 2,221 | (450) |
Net increase (decrease) in cash and due from banks | (85) | 43 | (256) | (238) |
Cash and due from banks at beginning of period | 566 | 517 | 737 | 798 |
Cash and due from banks at end of period | 481 | 560 | 481 | 560 |
Cash paid for interest | 30 | 25 | 52 | 43 |
Net cash paid for income taxes | $ 128 | $ 102 | $ 122 | $ 101 |
Basis of Presentaion
Basis of Presentaion | 6 Months Ended |
Jun. 30, 2017 | |
Basis Of Presentation [Abstract] | |
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] | BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements of Zions Bancorporation (“the Parent”) and its majority-owned subsidiaries (collectively “the Company,” “Zions,” “we,” “our,” “us”) have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. References to GAAP, including standards promulgated by the Financial Accounting Standards Board (“FASB”), are made according to sections of the Accounting Standards Codification (“ASC”). Changes to the ASC are made with Accounting Standards Updates (“ASU”) that include consensus issues of the Emerging Issues Task Force (“EITF”). In certain cases, ASUs are issued jointly with International Financial Reporting Standards (“IFRS”). Operating results for the six months ended June 30, 2017 and 2016 are not necessarily indicative of the results that may be expected in future periods. In preparing the consolidated financial statements, we are required to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. The consolidated balance sheet at December 31, 2016 is from the audited financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete financial statements. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s 2016 Annual Report on Form 10-K. Certain prior period amounts have been reclassified to conform with the current period presentation. These reclassifications did not affect net income or shareholders’ equity. Zions Bancorporation (“the Parent”) is a financial holding company headquartered in Salt Lake City, Utah, which owns and operates a commercial bank. The Parent and its subsidiaries (collectively “the Company”) provide a full range of banking and related services in 11 Western and Southwestern states through seven separately managed and branded units as follows: Zions Bank, in Utah, Idaho and Wyoming; California Bank & Trust (“CB&T”); Amegy Bank (“Amegy”), in Texas; National Bank of Arizona (“NBAZ”); Nevada State Bank (“NSB”); Vectra Bank Colorado (“Vectra”), in Colorado and New Mexico; and The Commerce Bank of Washington (“TCBW”) which operates under that name in Washington and under the name The Commerce Bank of Oregon (“TCBO”) in Oregon. The Parent also owns and operates certain nonbank subsidiaries that engage in financial services. |
Certain Recent Accounting Prono
Certain Recent Accounting Pronouncements (Notes) | 6 Months Ended |
Jun. 30, 2017 | |
Certain Recent Accounting Pronouncements [Abstract] | |
Certain Recent Accounting Pronouncements [Text Block] | RECENT ACCOUNTING PRONOUNCEMENTS Standard Description Date of adoption Effect on the financial statements or other significant matters Standards not yet adopted by the Company ASU 2014-09, Revenue from Contracts with Customers (Topic 606) and subsequent related ASUs The core principle of the new guidance is that a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. The banking industry does not expect significant changes because major sources of revenue are from financial instruments that have been excluded from the scope of the new standard, (including loans, derivatives, debt and equity securities, etc.). However, these new standards affect other fees charged by banks, such as asset management fees, credit card interchange fees, deposit account fees, etc. Adoption may be made on a full retrospective basis with practical expedients, or on a modified retrospective basis with a cumulative effect adjustment. January 1, 2018 Approximately 85% of our revenue, including all of our interest income and a portion of our noninterest income, is out of scope of the guidance. The contracts that are in scope of the guidance are primarily related to service charges and fees on deposit accounts, wealth management income, and other service charges, commissions and fees. We have completed our review of these contracts and have not identified any material changes in the timing of revenue recognition. We plan to adopt this guidance using the modified retrospective transition method, and we expect to expand our qualitative disclosures of revenue recognition upon adoption. ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities The standard provides revised accounting guidance related to the accounting for and reporting of financial instruments. Some of the main provisions include: – Changes in instrument-specific credit risk for financial liabilities that are measured under the fair value option would be recognized in other comprehensive income (“OCI”). January 1, 2018 We do not have a significant amount of equity securities classified as available-for-sale (“AFS”). Additionally, we do not have any financial liabilities accounted for under the fair value option. Therefore, the transition adjustment upon adoption of this guidance is not expected to be material. We have formed a working group to evaluate the fair value measurements of financial instruments for disclosure purposes. ASU 2016-02, Leases (Topic 842) The standard requires that a lessee recognize assets and liabilities for leases with lease terms of more than 12 months. For leases with a term of 12 months or less, a lessee is permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and lease liabilities. The recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its classification as a finance or operating lease. However, the standard will require both types of leases to be recognized on the balance sheet. It also requires disclosures to better understand the amount, timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements, providing additional information about the amounts recorded in the financial statements. January 1, 2019 We are currently evaluating the potential impact of this guidance on the Company’s financial statements. As of December 31, 2016, the Company had minimum noncancelable net operating lease payments of $275 million that are being evaluated. The implementation team is working on gathering all key lease data elements to meet the requirements of the new guidance. Additionally, we are implementing new lease software that will accommodate the new accounting requirements. Standard Description Date of adoption Effect on the financial statements or other significant matters Standards not yet adopted by the Company (continued) ASU 2017-08, Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities The amendments in this ASU shorten the amortization period for certain callable debt securities held at a premium. The standard requires the premium to be amortized to the earliest call date. The update does not change the accounting for securities held at a discount. January 1, 2019 Our initial analysis suggests this guidance will not have a material impact on the Company’s financial statements, but we will continue to monitor its impact as we move closer to implementation. ASU 2016-13, Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments The standard significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. The standard replaces today’s “incurred loss” approach with an “expected loss” model for instruments such as loans and held-to-maturity (“HTM”) securities that are measured at amortized cost. The standard requires credit losses relating to AFS debt securities to be recorded through an allowance for credit losses (“ACL”) rather than a reduction of the carrying amount. It also changes the accounting for purchased credit-impaired debt securities and loans. The standard retains many of the current disclosure requirements in current GAAP and expands certain disclosure requirements. Early adoption of the guidance is permitted as of January 1, 2019. January 1, 2020 We have formed an implementation team led jointly by Credit and the Corporate Controller’s group, that also includes other lines of business and functions within the Company. The implementation team is working on developing models that can meet the requirements of the new guidance. While we expect this standard will have a material impact on the Company’s financial statements, we are still in process of conducting our evaluation. ASU 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment The standard eliminates the requirement to calculate the implied fair value of goodwill (i.e. Step 2 of the current goodwill impairment test) to measure a goodwill impairment charge. Instead, entities would record an impairment charge based on the excess of a reporting unit’s carrying amount over its fair value (i.e., measure the charge based on Step 1 of the current guidance). The standard does not change the guidance on completing Step 1 of the goodwill impairment test. The standard also continues to allow entities to perform the optional qualitative goodwill impairment assessment before determining whether to proceed to Step 1. The standard is effective for the Company as of January 1, 2020. Early adoption is allowed for any goodwill impairment test performed after January 1, 2017. January 1, 2020 We do not currently expect this guidance will have a material impact on the Company’s financial statements since the fair values of our reporting units were not lower than their respective carrying amounts at the time of our goodwill impairment analysis for 2016. Standards adopted by the Company ASU 2016-09, Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting The standard requires entities to recognize the income tax effects of share-based awards in the income statement when the awards vest or are settled (i.e. the additional paid-in capital pools will be eliminated). The standard provides an entity the option to make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest or account for forfeitures when they occur. The standard also requires that excess tax benefits be reflected in the operating section of the statement of cash flows rather than the investing section and to make an election to adopt this requirement either on a retrospective or prospective basis. January 1, 2017 Upon adoption of this ASU, there was no material impact from the cumulative effect adjustment to retained earnings. In the first and second quarters of 2017 the application of the guidance resulted in a net tax benefit of $4 million and $3 million, respectively. We have elected to account for forfeitures when they occur and to reflect excess tax benefits in the operating section of the statement of cash flows on a prospective basis. |
Fair Value
Fair Value | 6 Months Ended |
Jun. 30, 2017 | |
Fair Value Disclosures [Abstract] | |
Fair Value | FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. For a discussion of the Company’s valuation methodologies for assets and liabilities measured at fair value and the fair value hierarchy, see Note 20 of our 2016 Annual Report on Form 10-K. Quantitative Disclosure by Fair Value Hierarchy Assets and liabilities measured at fair value by class on a recurring basis are summarized as follows: (In millions) June 30, 2017 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: 1 U.S. Treasury, agencies and corporations $ 25 $ 13,919 $ — $ 13,944 Municipal securities 1,317 1,317 Other debt securities 25 25 Money market mutual funds and other 54 1 55 79 15,262 — 15,341 Trading account 61 61 Other noninterest-bearing investments: Bank-owned life insurance 502 502 Private equity investments 2 9 82 91 Other assets: Agriculture loan servicing and interest-only strips 19 19 Deferred compensation plan assets 95 95 Derivatives: Interest rate swaps and forwards 1 1 Interest rate swaps for customers 37 37 Foreign currency exchange contracts 8 8 8 38 — 46 $ 191 $ 15,863 $ 101 $ 16,155 LIABILITIES Securities sold, not yet purchased $ 118 $ — $ — $ 118 Other liabilities: Deferred compensation plan obligations 95 95 Derivatives: Interest rate swaps for customers 32 32 Foreign currency exchange contracts 6 6 6 32 — 38 $ 219 $ 32 $ — $ 251 1 We used a third-party pricing service to measure fair value for approximately 92% of our AFS Level 2 securities. 2 The Level 1 private equity investments amount relates to the portion of our SBIC investments that are now publicly traded. (In millions) December 31, 2016 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: 1 U.S. Treasury, agencies and corporations $ — $ 12,009 $ — $ 12,009 Municipal securities 1,154 1,154 Other debt securities 24 24 Money market mutual funds and other 184 1 185 184 13,188 — 13,372 Trading account 115 115 Other noninterest-bearing investments: Bank-owned life insurance 497 497 Private equity investments 1 18 73 91 Other assets: Agriculture loan servicing and interest-only strips 20 20 Deferred compensation plan assets 91 91 Derivatives: Interest rate swaps and forwards 4 4 Interest rate swaps for customers 49 49 Foreign currency exchange contracts 11 11 11 53 — 64 $ 304 $ 13,853 $ 93 $ 14,250 LIABILITIES Securities sold, not yet purchased $ 25 $ — $ — $ 25 Other liabilities: Deferred compensation plan obligations 91 91 Derivatives: Interest rate swaps and forwards 1 1 Interest rate swaps for customers 49 49 Foreign currency exchange contracts 9 9 9 50 — 59 $ 125 $ 50 $ — $ 175 1 We used a third-party pricing service to measure fair value for approximately 91% of our AFS Level 2 securities. 2 The Level 1 private equity investments amount relates to the portion of our SBIC investments that are now publicly traded. Level 3 Valuations Private Equity Investments Private equity investments are generally measured under Level 3. Certain investments that have converted to being publicly traded are measured under Level 1. The majority of these private equity investments (“PEIs”) are held in Zions’ Small Business Investment Company (“SBIC”) and are early stage venture investments. The fair value measurements of these investments are updated at least on a quarterly basis, including whenever a new round of financing occurs. Certain of these investments are measured using multiples of operating performance. The fair value measurements of PEIs are reviewed on a quarterly basis by the Securities Valuation Committee. The Equity Investments Committee, consisting of executives familiar with the investments, reviews periodic financial information, including audited financial statements when available. Certain valuation analytics may be employed that include current and projected financial performance, recent financing activities, economic and market conditions, market comparables, market liquidity, sales restrictions, and other factors. A significant change in the expected performance of the individual investment would result in a change in the fair value measurement of the investment. The amount of unfunded commitments to invest is disclosed in Note 5 . Certain restrictions apply for the redemption of these investments and certain investments are prohibited by the Volcker Rule. See discussions in Note 5 . Agriculture Loan Servicing This asset results from our servicing of agriculture loans approved and funded by Federal Agricultural Mortgage Corporation (“FAMC”). We provide this servicing under an agreement with FAMC for loans they own. The asset’s fair value represents our projection of the present value of future cash flows measured under Level 3 using discounted cash flow methodologies. Interest-Only Strips Interest-only strips are created as a by-product of the securitization process. When the guaranteed portions of Small Business Administration (“SBA”) 7(a) loans are pooled, interest-only strips may be created in the pooling process. The asset’s fair value represents our projection of the present value of future cash flows measured under Level 3 using discounted cash flow methodologies. Reconciliation of Level 3 Fair Value Measurements The following reconciles the beginning and ending balances of assets and liabilities that are measured at fair value by class on a recurring basis using Level 3 inputs: Level 3 Instruments Three Months Ended Six Months Ended June 30, 2017 June 30, 2016 June 30, 2017 June 30, 2016 (In millions) Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Balance at beginning of period $ 78 $ 20 $ 61 $ 17 $ 73 $ 20 $ 58 $ 14 Securities gains (losses), net (1 ) — 1 — 2 — 2 — Other noninterest income — (1 ) — 1 — (1 ) — 4 Purchases 5 — 2 — 12 — 4 — Redemptions and paydowns — — — — (5 ) — — — Balance at end of period $ 82 $ 19 $ 64 $ 18 $ 82 $ 19 $ 64 $ 18 No transfers of assets or liabilities occurred among Levels 1, 2 or 3 for the three and six months ended June 30, 2017 and 2016 . The reconciliation of Level 3 instruments includes the following realized gains in the statement of income: (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 Securities gains, net $ — $ — $ 3 $ — Nonrecurring Fair Value Measurements Included in the balance sheet amounts are the following amounts of assets that had fair value changes measured on a nonrecurring basis. (In millions) Fair value at June 30, 2017 Fair value at December 31, 2016 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total ASSETS Private equity investments $ — $ — $ 1 $ 1 $ — $ — $ 1 $ 1 Impaired loans — 15 — 15 — 52 — 52 Other real estate owned — — — — — 1 — 1 $ — $ 15 $ 1 $ 16 $ — $ 53 $ 1 $ 54 The previous fair values may not be current as of the dates indicated, but rather as of the date the fair value change occurred, such as a charge for impairment. Accordingly, carrying values may not equal current fair value. Gains (losses) from fair value changes (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 ASSETS Private equity investments $ — $ — $ (1 ) $ — Impaired loans (6 ) (14 ) (7 ) (29 ) Other real estate owned — (1 ) — (1 ) $ (6 ) $ (15 ) $ (8 ) $ (30 ) During the three and six months ended June 30, we recognized an insignificant amount of net gains in 2017 and $1 million and $3 million in 2016 from the sale of other real estate owned (“OREO”) properties that had a carrying value at the time of sale of approximately $3 million and $5 million during the six months ended June 30, 2017 and 2016 , respectively. Previous to their sale in these periods, we recognized impairment on these properties of an insignificant amount in 2017 and 2016 . Private equity investments carried at cost were measured at fair value for impairment purposes according to the methodology previously discussed for these investments. Amounts of PEIs carried at cost were $10 million at June 30, 2017 and $13 million at December 31, 2016 . Amounts of other noninterest-bearing investments carried at cost were $330 million at June 30, 2017 and $211 million at December 31, 2016 , which were comprised of Federal Reserve and Federal Home Loan Bank (“FHLB”) stock. Private equity investments accounted for using the equity method were $38 million at June 30, 2017 and $35 million at December 31, 2016 . Impaired (or nonperforming) loans that are collateral dependent were measured at fair value based on the fair value of the collateral. OREO was measured initially at fair value based on collateral appraisals at the time of transfer and subsequently at the lower of cost or fair value. For additional information regarding the measurement of fair value for impaired loans, collateral-dependent loans, and OREO, see Note 20 of our 2016 Annual Report on Form 10-K. Fair Value of Certain Financial Instruments Following is a summary of the carrying values and estimated fair values of certain financial instruments: June 30, 2017 December 31, 2016 (In millions) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 775 $ 774 2 $ 868 $ 850 2 Loans and leases (including loans held for sale), net of allowance 43,192 42,723 3 42,254 42,111 3 Financial liabilities: Time deposits 3,041 3,021 2 2,757 2,744 2 Other short-term borrowings 3,400 3,400 2 500 500 2 Long-term debt 383 406 2 535 552 2 This summary excludes financial assets and liabilities for which carrying value approximates fair value and financial instruments that are recorded at fair value on a recurring basis. For additional information regarding the financial instruments within the scope of this disclosure, and the methods and significant assumptions used to estimate their fair value, see Note 20 of our 2016 Annual Report on Form 10-K. |
Offsetting Assets and Liabiliti
Offsetting Assets and Liabilities (Notes) | 6 Months Ended |
Jun. 30, 2017 | |
Offsetting Assets and Liabilities [Abstract] | |
Cash, Cash Equivalents, and Short-term Investments [Text Block] | OFFSETTING ASSETS AND LIABILITIES Gross and net information for selected financial instruments in the balance sheet is as follows: June 30, 2017 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 427 $ — $ 427 $ — $ — $ 427 Derivatives (included in other assets) 46 — 46 (15 ) — 31 $ 473 $ — $ 473 $ (15 ) $ — $ 458 Liabilities: Federal funds and other short-term borrowings $ 4,342 $ — $ 4,342 $ — $ — $ 4,342 Derivatives (included in other liabilities) 38 — 38 (15 ) (15 ) 8 $ 4,380 $ — $ 4,380 $ (15 ) $ (15 ) $ 4,350 December 31, 2016 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 568 $ — $ 568 $ — $ — $ 568 Derivatives (included in other assets) 64 — 64 (17 ) — 47 $ 632 $ — $ 632 $ (17 ) $ — $ 615 Liabilities: Federal funds and other short-term borrowings $ 827 $ — $ 827 $ — $ — $ 827 Derivatives (included in other liabilities) 59 — 59 (17 ) (17 ) 25 $ 886 $ — $ 886 $ (17 ) $ (17 ) $ 852 Security repurchase and reverse repurchase (“resell”) agreements are offset, when applicable, in the balance sheet according to master netting agreements. Security repurchase agreements are included with “Federal funds and other short-term borrowings.” Derivative instruments may be offset under their master netting agreements; however, for accounting purposes, we present these items on a gross basis in the Company’s balance sheet. See Note 7 for further information regarding derivative instruments. |
Investment Securities
Investment Securities | 6 Months Ended |
Jun. 30, 2017 | |
Investments [Abstract] | |
Investment Securities | INVESTMENTS Investment Securities Securities are classified as HTM, AFS or trading. HTM securities, which management has the intent and ability to hold until maturity, are carried at amortized cost. AFS securities are carried at fair value and unrealized gains and losses are reported as net increases or decreases to accumulated other comprehensive income (“AOCI”). Trading securities are carried at fair value with gains and losses recognized in current period earnings. The purchase premiums and discounts for both HTM and AFS securities are amortized and accreted at a constant effective yield to the contractual maturity date and no assumption is made concerning prepayments. As principal prepayments occur, the portion of the unamortized premium or discount associated with the principal reduction is recognized as interest income in the period the principal is reduced. Note 20 of our 2016 Annual Report on Form 10-K discusses the process to estimate fair value for investment securities. June 30, 2017 (In millions) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 775 $ 8 $ 9 $ 774 Available-for-sale U.S. Treasury securities 25 — — 25 U.S. Government agencies and corporations: Agency securities 1,828 5 6 1,827 Agency guaranteed mortgage-backed securities 9,772 27 78 9,721 Small Business Administration loan-backed securities 2,361 20 10 2,371 Municipal securities 1,306 15 4 1,317 Other debt securities 25 — — 25 15,317 67 98 15,286 Money market mutual funds and other 55 — — 55 15,372 67 98 15,341 Total $ 16,147 $ 75 $ 107 $ 16,115 December 31, 2016 (In millions) Amortized Gross unrealized gains Gross unrealized losses Estimated Held-to-maturity Municipal securities $ 868 $ 5 $ 23 $ 850 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,846 2 9 1,839 Agency guaranteed mortgage-backed securities 7,986 7 110 7,883 Small Business Administration loan-backed securities 2,298 8 18 2,288 Municipal securities 1,182 1 29 1,154 Other debt securities 25 — 1 24 13,337 18 167 13,188 Money market mutual funds and other 184 — — 184 13,521 18 167 13,372 Total $ 14,389 $ 23 $ 190 $ 14,222 Maturities The amortized cost and estimated fair value of investment debt securities are shown subsequently as of June 30, 2017 by expected timing of principal payments. Actual principal payments may differ from contractual or expected principal payments because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. June 30, 2017 Held-to-maturity Available-for-sale (In millions) Amortized cost Estimated fair value Amortized cost Estimated fair value Principal return in one year or less $ 108 $ 108 $ 1,990 $ 1,983 Principal return after one year through five years 276 278 5,771 5,752 Principal return after five years through ten years 207 210 4,787 4,784 Principal return after ten years 184 178 2,769 2,767 $ 775 $ 774 $ 15,317 $ 15,286 The following is a summary of the amount of gross unrealized losses for investment securities and the estimated fair value by length of time the securities have been in an unrealized loss position: June 30, 2017 Less than 12 months 12 months or more Total (In millions) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 3 $ 241 $ 6 $ 132 $ 9 $ 373 Available-for-sale U.S. Government agencies and corporations: Agency securities 5 928 1 122 6 1,050 Agency guaranteed mortgage-backed securities 71 5,693 7 391 78 6,084 Small Business Administration loan-backed securities 1 132 9 786 10 918 Municipal securities 4 466 — 15 4 481 Other — — — 14 — 14 81 7,219 17 1,328 98 8,547 Total $ 84 $ 7,460 $ 23 $ 1,460 $ 107 $ 8,920 December 31, 2016 Less than 12 months 12 months or more Total (In millions) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 15 $ 467 $ 8 $ 61 $ 23 $ 528 Available-for-sale U.S. Government agencies and corporations: Agency securities 9 950 — 127 9 1,077 Agency guaranteed mortgage-backed securities 102 6,649 7 326 109 6,975 Small Business Administration loan-backed securities 3 527 16 841 19 1,368 Municipal securities 28 992 — 9 28 1,001 Other — — 2 14 2 14 142 9,118 25 1,317 167 10,435 Total $ 157 $ 9,585 $ 33 $ 1,378 $ 190 $ 10,963 At June 30, 2017 and December 31, 2016 , respectively, 336 and 642 HTM and 1,529 and 2,398 AFS investment securities were in an unrealized loss position. Other-Than-Temporary Impairment Ongoing Policy We review investment securities on a quarterly basis for the presence of other-than-temporary impairment (“OTTI”). For additional information on our policy and evaluation process relating to OTTI, see Note 5 of our 2016 Annual Report on Form 10-K. OTTI Conclusions The following summarizes the conclusions from our OTTI evaluation by each security type that has significant gross unrealized losses at June 30, 2017 : Agency Guaranteed Mortgage-Backed Securities: These pass-through securities are comprised largely of fixed and floating-rate residential mortgage-backed securities issued by the Government National Mortgage Association (“GNMA”), the Federal National Mortgage Association, or the Federal Home Loan Mortgage Corporation. They were generally purchased at premiums with maturity dates from 10 to 15 years for fixed-rate securities and 30 years for floating-rate securities. These securities benefit from certain guarantee provisions or, in the case of GNMA, direct U.S. government guarantees. Unrealized losses relate to changes in interest rates subsequent to purchase and are not attributable to credit. At June 30, 2017 , we did not have an intent to sell identified securities with unrealized losses or initiate such sales, and we believe it is not more likely than not we would be required to sell such securities before recovery of their amortized cost basis. Therefore, these securities did not have any OTTI recognized during the second quarter of 2017 . Small Business Administration Loan-Backed Securities: These securities were generally purchased at premiums with maturities from 5 to 25 years and have principal cash flows guaranteed by the SBA. Unrealized losses relate to changes in interest rates subsequent to purchase and are not attributable to credit. At June 30, 2017 , we did not have an intent to sell identified SBA securities with unrealized losses or initiate such sales, and we believe it is not more likely than not that we would be required to sell such securities before recovery of their amortized cost basis. Therefore, these securities did not have any OTTI recognized during the second quarter of 2017 . The following summarizes gains and losses, including OTTI, of which there was none, that were recognized in the statement of income: Three Months Ended Six Months Ended June 30, 2017 June 30, 2016 June 30, 2017 June 30, 2016 (In millions) Gross gains Gross losses Gross gains Gross losses Gross gains Gross losses Gross gains Gross losses Investment securities: Other noninterest-bearing investments 4 2 3 — 14 7 6 4 Net gains 1 $ 2 $ 3 $ 7 $ 2 1 Net gains were recognized in securities gains, net in the statement of income. Interest income by security type is as follows: (In millions) Three Months Ended Six Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 2 $ 3 $ 5 $ 5 $ 7 $ 12 Available-for-sale 71 7 78 137 12 149 Trading 1 — 1 1 — 1 $ 74 $ 10 $ 84 $ 143 $ 19 $ 162 (In millions) Three Months Ended Six Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 3 $ 3 $ 6 $ 5 $ 6 $ 11 Available-for-sale 38 3 41 78 5 83 Trading 1 — 1 1 — 1 $ 42 $ 6 $ 48 $ 84 $ 11 $ 95 Investment securities with a carrying value of $2.2 billion at June 30, 2017 and $1.4 billion at December 31, 2016 were pledged to secure public and trust deposits, advances, and for other purposes as required by law. Securities are also pledged as collateral for security repurchase agreements. Private Equity Investments Effect of Volcker Rule The Company’s PEIs are subject to the provisions of the Dodd-Frank Act. The Volcker Rule of the Dodd-Frank Act prohibits banks and bank holding companies from holding PEIs, except for SBIC funds and certain other permitted exclusions, beyond a required deadline. The Federal Reserve Board announced in December 2016 that it would allow banks to apply for an additional five-year extension beyond the July 21, 2017 deadline to comply with the Dodd-Frank Act requirement for these investments. The Company applied for and was granted an extension for its eligible PEIs. All positions in the remaining portfolio of PEIs are subject to the extended deadline or other applicable exclusions. Of the recorded PEIs of $140 million at June 30, 2017 , approximately $4 million remain prohibited by the Volcker Rule. At June 30, 2017 , we have $27 million of unfunded commitments for PEIs, of which approximately $4 million relate to prohibited PEIs. We currently do not believe that this divestiture requirement will ultimately have a material impact on our financial statements. See other discussions related to private equity investments in Note 3 . |
Loans And Allowance For Credit
Loans And Allowance For Credit Losses | 6 Months Ended |
Jun. 30, 2017 | |
Loans And Allowance For Credit Losses [Abstract] | |
Loans And Allowance For Credit Losses | LOANS AND ALLOWANCE FOR CREDIT LOSSES Loans and Loans Held for Sale Loans are summarized as follows according to major portfolio segment and specific loan class: (In millions) June 30, December 31, Loans held for sale $ 53 $ 172 Commercial: Commercial and industrial $ 13,850 $ 13,452 Leasing 387 423 Owner-occupied 7,095 6,962 Municipal 871 778 Total commercial 22,203 21,615 Commercial real estate: Construction and land development 2,186 2,019 Term 9,012 9,322 Total commercial real estate 11,198 11,341 Consumer: Home equity credit line 2,697 2,645 1-4 family residential 6,359 5,891 Construction and other consumer real estate 560 486 Bankcard and other revolving plans 478 481 Other 188 190 Total consumer 10,282 9,693 Total loans $ 43,683 $ 42,649 Loan balances are presented net of unearned income and fees, which amounted to $71 million at June 30, 2017 and $77 million at December 31, 2016 . Owner-occupied and commercial real estate (“CRE”) loans include unamortized premiums of approximately $17 million at June 30, 2017 and $20 million at December 31, 2016 . Municipal loans generally include loans to municipalities with the debt service being repaid from general funds or pledged revenues of the municipal entity, or to private commercial entities or 501(c)(3) not-for-profit entities utilizing a pass-through municipal entity to achieve favorable tax treatment. Land development loans included in the construction and land development loan class were $241 million at June 30, 2017 and $290 million at December 31, 2016 . Loans with a carrying value of approximately $24.6 billion at June 30, 2017 and $24.0 billion at December 31, 2016 have been pledged at the Federal Reserve and the FHLB of Des Moines as collateral for current and potential borrowings. We sold loans totaling $234 million and $550 million for the three and six months ended June 30, 2017 , and $318 million and $591 million for the three and six months ended June 30, 2016 , respectively, that were classified as loans held for sale. The sold loans were derecognized from the balance sheet. Loans classified as loans held for sale primarily consist of conforming residential mortgages and the guaranteed portion of SBA loans. The loans are mainly sold to U.S. government agencies or participated to third parties. We generally have continuing involvement with the transferred loans, typically in the form of servicing rights or securities that are backed by the transferred loans in addition to a guarantee from the respective agency. The securities we receive in a loan transfer are not restricted from being pledged or exchanged. Amounts added to loans held for sale during these same periods were $176 million and $479 million for the three and six months ended June 30, 2017 , and $357 million and $593 million for the three and six months ended June 30, 2016 , respectively. The principal balance of sold loans for which we retain servicing was approximately $2.1 billion at June 30, 2017 , and $2.0 billion at December 31, 2016 . Income from loans sold, excluding servicing, was $4 million and $8 million for the three and six months ended June 30, 2017 , and $6 million and $9 million for the three and six months ended June 30, 2016 , respectively. Allowance for Credit Losses The ACL consists of the allowance for loan and lease losses (“ALLL”) and the reserve for unfunded lending commitments (“RULC”). The ALLL represents our estimate of probable and estimable losses inherent in the loan and lease portfolio as of the balance sheet date. We also estimate a reserve for potential losses associated with off-balance sheet commitments, including standby letters of credit. We determine the RULC using the same procedures and methodologies that we use for the ALLL. For additional information regarding our policies and methodologies used to estimate the allowance for credit losses, see Note 6 of our 2016 Annual Report on Form 10-K. Changes in the allowance for credit losses are summarized as follows: Three Months Ended June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 397 $ 114 $ 33 $ 544 Additions: Provision for loan losses 9 (5 ) 3 7 Deductions: Gross loan and lease charge-offs (31 ) (1 ) (3 ) (35 ) Recoveries 18 8 2 28 Net loan and lease (charge-offs) recoveries (13 ) 7 (1 ) (7 ) Balance at end of period $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments Balance at beginning of period $ 51 $ 9 $ — $ 60 Provision charged to earnings 3 — — 3 Balance at end of period $ 54 $ 9 $ — $ 63 Total allowance for credit losses at end of period Allowance for loan losses $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments 54 9 — 63 Total allowance for credit losses $ 447 $ 125 $ 35 $ 607 Six Months Ended June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 420 $ 116 $ 31 $ 567 Additions: Provision for loan losses 32 (9 ) 7 30 Deductions: Gross loan and lease charge-offs (82 ) (2 ) (8 ) (92 ) Recoveries 23 11 5 39 Net loan and lease (charge-offs) recoveries (59 ) 9 (3 ) (53 ) Balance at end of period $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments Balance at beginning of period $ 54 $ 11 $ — $ 65 Provision credited to earnings — (2 ) — (2 ) Balance at end of period $ 54 $ 9 $ — $ 63 Total allowance for credit losses at end of period Allowance for loan losses $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments 54 9 — 63 Total allowance for credit losses $ 447 $ 125 $ 35 $ 607 Three Months Ended June 30, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 464 $ 118 $ 30 $ 612 Additions: Provision for loan losses 25 10 — 35 Deductions: Gross loan and lease charge-offs (47 ) (8 ) (3 ) (58 ) Recoveries 14 2 3 19 Net loan and lease charge-offs (33 ) (6 ) — (39 ) Balance at end of period $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments Balance at beginning of period $ 56 $ 13 $ — $ 69 Provision credited to earnings (2 ) (2 ) — (4 ) Balance at end of period $ 54 $ 11 $ — $ 65 Total allowance for credit losses at end of period Allowance for loan losses $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments 54 11 — 65 Total allowance for credit losses $ 510 $ 133 $ 30 $ 673 Six Months Ended June 30, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 454 $ 114 $ 38 $ 606 Additions: Provision for loan losses 71 12 (6 ) 77 Deductions: Gross loan and lease charge-offs (90 ) (9 ) (7 ) (106 ) Recoveries 21 5 5 31 Net loan and lease charge-offs (69 ) (4 ) (2 ) (75 ) Balance at end of period $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments Balance at beginning of period $ 58 $ 16 $ 1 $ 75 Provision credited to earnings (4 ) (5 ) (1 ) (10 ) Balance at end of period $ 54 $ 11 $ — $ 65 Total allowance for credit losses at end of period Allowance for loan losses $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments 54 11 — 65 Total allowance for credit losses $ 510 $ 133 $ 30 $ 673 The ALLL and outstanding loan balances according to the Company’s impairment method are summarized as follows: June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 40 $ 1 $ 5 $ 46 Collectively evaluated for impairment 353 115 30 498 Purchased loans with evidence of credit deterioration — — — — Total $ 393 $ 116 $ 35 $ 544 Outstanding loan balances: Individually evaluated for impairment $ 411 $ 75 $ 77 $ 563 Collectively evaluated for impairment 21,765 11,113 10,199 43,077 Purchased loans with evidence of credit deterioration 27 10 6 43 Total $ 22,203 $ 11,198 $ 10,282 $ 43,683 December 31, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 56 $ 3 $ 6 $ 65 Collectively evaluated for impairment 364 113 25 502 Purchased loans with evidence of credit deterioration — — — — Total $ 420 $ 116 $ 31 $ 567 Outstanding loan balances: Individually evaluated for impairment $ 466 $ 78 $ 75 $ 619 Collectively evaluated for impairment 21,111 11,231 9,611 41,953 Purchased loans with evidence of credit deterioration 38 32 7 77 Total $ 21,615 $ 11,341 $ 9,693 $ 42,649 Nonaccrual and Past Due Loans Loans are generally placed on nonaccrual status when payment in full of principal and interest is not expected, or the loan is 90 days or more past due as to principal or interest, unless the loan is both well secured and in the process of collection. For further discussion of our policies and processes regarding nonaccrual and past due loans, see Note 6 of our 2016 Annual Report on Form 10-K. Nonaccrual loans are summarized as follows: (In millions) June 30, December 31, Loans held for sale $ 12 $ 40 Commercial: Commercial and industrial $ 278 $ 354 Leasing 10 14 Owner-occupied 86 74 Municipal 1 1 Total commercial 375 443 Commercial real estate: Construction and land development 6 7 Term 37 29 Total commercial real estate 43 36 Consumer: Home equity credit line 11 11 1-4 family residential 43 36 Construction and other consumer real estate 1 2 Bankcard and other revolving plans — 1 Other 1 — Total consumer loans 56 50 Total $ 474 $ 529 Past due loans (accruing and nonaccruing) are summarized as follows: June 30, 2017 (In millions) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Loans held for sale $ 50 $ — $ 3 $ 3 $ 53 $ — $ 9 Commercial: Commercial and industrial $ 13,735 $ 54 $ 61 $ 115 $ 13,850 $ 10 $ 216 Leasing 387 — — — 387 — 10 Owner-occupied 7,035 26 34 60 7,095 3 52 Municipal 871 — — — 871 — 1 Total commercial 22,028 80 95 175 22,203 13 279 Commercial real estate: Construction and land development 2,175 6 5 11 2,186 — 1 Term 8,990 12 10 22 9,012 3 24 Total commercial real estate 11,165 18 15 33 11,198 3 25 Consumer: Home equity credit line 2,684 6 7 13 2,697 2 4 1-4 family residential 6,328 10 21 31 6,359 — 17 Construction and other consumer real estate 553 6 1 7 560 — — Bankcard and other revolving plans 473 3 2 5 478 1 — Other 187 1 — 1 188 — — Total consumer loans 10,225 26 31 57 10,282 3 21 Total $ 43,418 $ 124 $ 141 $ 265 $ 43,683 $ 19 $ 325 December 31, 2016 (In millions) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Loans held for sale $ 172 $ — $ — $ — $ 172 $ — $ 40 Commercial: Commercial and industrial $ 13,306 $ 72 $ 74 $ 146 $ 13,452 $ 10 $ 287 Leasing 423 — — — 423 — 14 Owner-occupied 6,894 40 28 68 6,962 8 43 Municipal 778 — — — 778 — 1 Total commercial 21,401 112 102 214 21,615 18 345 Commercial real estate: Construction and land development 2,010 7 2 9 2,019 1 1 Term 9,291 9 22 31 9,322 12 18 Total commercial real estate 11,301 16 24 40 11,341 13 19 Consumer: Home equity credit line 2,635 4 6 10 2,645 1 5 1-4 family residential 5,857 12 22 34 5,891 — 11 Construction and other consumer real estate 479 3 4 7 486 3 — Bankcard and other revolving plans 478 2 1 3 481 1 1 Other 189 1 — 1 190 — — Total consumer loans 9,638 22 33 55 9,693 5 17 Total $ 42,340 $ 150 $ 159 $ 309 $ 42,649 $ 36 $ 381 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. Credit Quality Indicators In addition to the past due and nonaccrual criteria, we also analyze loans using loan risk-grading systems, which vary based on the size and type of credit risk exposure. The internal risk grades assigned to loans follow our definitions of Pass, Special Mention, Substandard, and Doubtful, which are consistent with published definitions of regulatory risk classifications. For further discussion of our policies and processes regarding credit quality indicators and internal loan risk grading, see Note 6 of our 2016 Annual Report on Form 10-K. Outstanding loan balances (accruing and nonaccruing) categorized by these credit quality classifications are summarized as follows: June 30, 2017 (In millions) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,760 $ 336 $ 754 $ — $ 13,850 Leasing 364 1 22 — 387 Owner-occupied 6,715 113 267 — 7,095 Municipal 865 — 6 — 871 Total commercial 20,704 450 1,049 — 22,203 $ 393 Commercial real estate: Construction and land development 2,101 28 57 — 2,186 Term 8,763 111 138 — 9,012 Total commercial real estate 10,864 139 195 — 11,198 116 Consumer: Home equity credit line 2,679 — 18 — 2,697 1-4 family residential 6,309 — 50 — 6,359 Construction and other consumer real estate 559 — 1 — 560 Bankcard and other revolving plans 475 — 3 — 478 Other 187 — 1 — 188 Total consumer loans 10,209 — 73 — 10,282 35 Total $ 41,777 $ 589 $ 1,317 $ — $ 43,683 $ 544 December 31, 2016 (In millions) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,185 $ 266 $ 998 $ 3 $ 13,452 Leasing 387 5 30 1 423 Owner-occupied 6,560 96 306 — 6,962 Municipal 765 7 6 — 778 Total commercial 19,897 374 1,340 4 21,615 $ 420 Commercial real estate: Construction and land development 1,942 52 25 — 2,019 Term 9,096 82 144 — 9,322 Total commercial real estate 11,038 134 169 — 11,341 116 Consumer: Home equity credit line 2,629 — 16 — 2,645 1-4 family residential 5,851 — 40 — 5,891 Construction and other consumer real estate 482 — 4 — 486 Bankcard and other revolving plans 478 — 3 — 481 Other 189 — 1 — 190 Total consumer loans 9,629 — 64 — 9,693 31 Total $ 40,564 $ 508 $ 1,573 $ 4 $ 42,649 $ 567 Impaired Loans Loans are considered impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the contractual terms of the loan agreement, including scheduled interest payments. Payments received on impaired loans that are accruing are recognized in interest income, according to the contractual loan agreement. Payments received on impaired loans that are on nonaccrual are not recognized in interest income, but are applied as a reduction to the principal outstanding. The amount of interest income recognized on a cash basis during the time the loans were impaired within the three and six months ended June 30, 2017 and 2016 was not significant. For additional information regarding our policies and methodologies used to evaluate impaired loans, see Note 6 of our 2016 Annual Report on Form 10-K. Information on impaired loans individually evaluated is summarized as follows, including the average recorded investment and interest income recognized for the three months ended June 30, 2017 and 2016 : June 30, 2017 (In millions) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 375 $ 80 $ 249 $ 329 $ 36 Owner-occupied 121 65 40 105 4 Municipal 1 1 — 1 — Total commercial 497 146 289 435 40 Commercial real estate: Construction and land development 11 5 5 10 — Term 59 38 15 53 1 Total commercial real estate 70 43 20 63 1 Consumer: Home equity credit line 24 15 7 22 1 1-4 family residential 60 31 27 58 4 Construction and other consumer real estate 3 1 1 2 — Other 1 1 — 1 — Total consumer loans 88 48 35 83 5 Total $ 655 $ 237 $ 344 $ 581 $ 46 December 31, 2016 (In millions) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 470 $ 82 $ 311 $ 393 $ 52 Owner-occupied 115 71 30 101 3 Municipal 1 1 — 1 — Total commercial 586 154 341 495 55 Commercial real estate: Construction and land development 22 7 6 13 — Term 92 53 17 70 2 Total commercial real estate 114 60 23 83 2 Consumer: Home equity credit line 24 16 7 23 — 1-4 family residential 59 27 28 55 6 Construction and other consumer real estate 3 1 2 3 — Other 2 1 — 1 — Total consumer loans 88 45 37 82 6 Total $ 788 $ 259 $ 401 $ 660 $ 63 Three Months Ended Six Months Ended (In millions) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 398 $ 4 $ 356 $ 4 Owner-occupied 109 1 102 4 Municipal 1 — 1 — Total commercial 508 5 459 8 Commercial real estate: Construction and land development 11 — 11 — Term 59 7 60 9 Total commercial real estate 70 7 71 9 Consumer: Home equity credit line 21 — 21 — 1-4 family residential 58 1 56 1 Construction and other consumer real estate 2 — 3 — Other 1 — 1 — Total consumer loans 82 1 81 1 Total $ 660 $ 13 $ 611 $ 18 Three Months Ended Six Months Ended (In millions) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 430 $ 1 $ 317 $ 2 Owner-occupied 111 3 113 6 Municipal 1 — 1 — Total commercial 542 4 431 8 Commercial real estate: Construction and land development 12 1 12 1 Term 98 3 97 7 Total commercial real estate 110 4 109 8 Consumer: Home equity credit line 25 — 24 1 1-4 family residential 61 1 61 1 Construction and other consumer real estate 3 — 3 — Other 2 — 2 — Total consumer loans 91 1 90 2 Total $ 743 $ 9 $ 630 $ 18 Modified and Restructured Loans Loans may be modified in the normal course of business for competitive reasons or to strengthen the Company’s position. Loan modifications and restructurings may also occur when the borrower experiences financial difficulty and needs temporary or permanent relief from the original contractual terms of the loan. Loans that have been modified to accommodate a borrower who is experiencing financial difficulties, and for which the Company has granted a concession that it would not otherwise consider, are considered troubled debt restructurings (“TDRs”). For further discussion of our policies and processes regarding TDRs, see Note 6 of our 2016 Annual Report on Form 10-K. Selected information on TDRs that includes the recorded investment on an accruing and nonaccruing basis by loan class and modification type is summarized in the following schedules: June 30, 2017 Recorded investment resulting from the following modification types: (In millions) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 1 $ 12 $ — $ 1 $ 11 $ 43 $ 68 Owner-occupied 1 — 1 1 8 13 24 Total commercial 2 12 1 2 19 56 92 Commercial real estate: Construction and land development — 2 — — — 3 5 Term 4 — — 1 2 8 15 Total commercial real estate 4 2 — 1 2 11 20 Consumer: Home equity credit line — 2 10 — — 3 15 1-4 family residential 1 — 7 1 2 27 38 Construction and other consumer real estate — 1 — — — 1 2 Total consumer loans 1 3 17 1 2 31 55 Total accruing 7 17 18 4 23 98 167 Nonaccruing Commercial: Commercial and industrial 1 — 18 4 65 14 102 Owner-occupied 1 2 — 1 1 10 15 Municipal — 1 — — — — 1 Total commercial 2 3 18 5 66 24 118 Commercial real estate: Construction and land development — — — — — — — Term 2 1 — — 1 4 8 Total commercial real estate 2 1 — — 1 4 8 Consumer: Home equity credit line — — 1 — — — 1 1-4 family residential — 1 1 — 2 6 10 Construction and other consumer real estate — — — — — — — Total consumer loans — 1 2 — 2 6 11 Total nonaccruing 4 5 20 5 69 34 137 Total $ 11 $ 22 $ 38 $ 9 $ 92 $ 132 $ 304 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. 2 Includes TDRs that resulted from a combination of any of the previous modification types. December 31, 2016 Recorded investment resulting from the following modification types: (In millions) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ — $ 19 $ — $ — $ — $ 28 $ 47 Owner-occupied 3 — 1 — 8 10 22 Total commercial 3 19 1 — 8 38 69 Commercial real estate: Construction and land development — 4 — — — 4 8 Term 4 — — 1 2 10 17 Total commercial real estate 4 4 — 1 2 14 25 Consumer: Home equity credit line — 1 10 — — 3 14 1-4 family residential 3 1 6 — 2 30 42 Construction and other consumer real estate — — — — — 1 1 Total consumer loans 3 2 16 — 2 34 57 Total accruing 10 25 17 1 12 86 151 Nonaccruing Commercial: Commercial and industrial 1 — — 1 33 25 60 Owner-occupied — 1 — 3 1 12 17 Municipal — 1 — — — — 1 Total commercial 1 2 — 4 34 37 78 Commercial real estate: Construction and land development — — — — 2 — 2 Term 2 1 — — 2 3 8 Total commercial real estate 2 1 — — 4 3 10 Consumer: Home equity credit line — — 1 — — 1 2 1-4 family residential — — 2 — 1 5 8 Construction and other consumer real estate — — — 2 — — 2 Total consumer loans — — 3 2 1 6 12 Total nonaccruing 3 3 3 6 39 46 100 Total $ 13 $ 28 $ 20 $ 7 $ 51 $ 132 $ 251 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. 2 Includes TDRs that resulted from a combination of any of the previous modification types. Unfunded lending commitments on TDRs amounted to approximately $21 million at June 30, 2017 and $14 million at December 31, 2016 . The total recorded investment of all TDRs in which interest rates were modified below market was $129 million at June 30, 2017 and $128 million at December 31, 2016 . These loans are included in the previous schedule in the columns for interest rate below market and multiple modification types. The net financial impact on interest income due to interest rate modifications below market for accruing TDRs for the three and six months ended June 30, 2017 and 2016 was not significant. On an ongoing basis, we monitor the performance of all TDRs according to their restructured terms. Subsequent payment default is defined in terms of delinquency, when principal or interest payments are past due 90 days or more for commercial loans, or 60 days or more for consumer loans. The recorded investment of accruing and nonaccruing TDRs that had a payment default during the period listed below (and are still in default at period end) and are within 12 months or less of being modified as TDRs is as follows: Three Months Ended Six Months Ended (In millions) Accruing Nonaccruing Total Accruing Nonaccruing Total Commercial: Commercial and industrial $ — $ — $ — $ — $ — 1,291 $ — Owner-occupied — 3 3 — 3 5,405 3 Total commercial — 3 3 — 3 3 Total $ — $ 3 $ 3 $ — $ 3 $ 3 Three Months Ended Six Months Ended (In millions) Accruing Nonaccruing Total Accruing Nonaccruing Total Commercial: Commercial and industrial $ — $ 15 $ 15 $ — $ 17 $ 17 Owner-occupied — 4 4 — 4 4 Total commercial — 19 19 — 21 21 Total $ — $ 19 $ 19 $ — $ 21 $ 21 Note: Total loans modified as TDRs during the 12 months previous to June 30, 2017 and 2016 were $123 million and $162 million , respectively. At June 30, 2017 and December 31, 2016 , the amount of foreclosed residential real estate property held by the Company was approximately $1 million and $2 million , and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure was approximately $9 million and $10 million , respectively. Concentrations of Credit Risk Credit risk is the possibility of loss from the failure of a borrower, guarantor, or another obligor to fully perform under the terms of a credit-related contract. We perform an ongoing analysis of our loan portfolio to evaluate whether there is any significant exposure to any concentrations of credit risk. See Note 6 of our 2016 Annual Report on Form 10-K for further discussion of our evaluation of credit risk concentrations. See also Note 7 of our 2016 Annual Report on Form 10-K for a discussion of counterparty risk associated with the Company’s derivative transactions. Purchased Loans Background and Accounting We purchase loans in the ordinary course of business and account for them and the related interest income based on their performing status at the time of acquisition. Purchased credit-impaired (“PCI”) loans have evidence of credit deterioration at the time of acquisition and it is probable that not all contractual payments will be collected. Interest income for PCI loans is accounted for on an expected cash flow basis. Upon acquisition, in accordance with applicable accounting guidance, the acquired loans were recorded at their fair value without a corresponding ALLL. Certain acquired loans with similar characteristics such as risk exposure, type, size, etc., are grouped and accounted for in loan pools. Outstanding Balances and Accretable Yield The outstanding balances of all required payments and the related carrying amounts for PCI loans are as follows: (In millions) June 30, 2017 December 31, 2016 Commercial $ 40 $ 49 Commercial real estate 15 51 Consumer 7 9 Outstanding balance $ 62 $ 109 Carrying amount $ 43 $ 77 Less ALLL — 1 Carrying amount, net $ 43 $ 76 At the time of acquisition of PCI loans, we determine the loan’s contractually required payments in excess of all cash flows expected to be collected as an amount that should not be accreted (nonaccretable difference). With respect to the cash flows expected to be collected, the portion representing the excess of the loan’s expected cash flows over our initial investment (accretable yield) is accreted into interest income on a level yield basis over the remaining expected life of the loan or pool of loans. The effects of estimated prepayments are considered in estimating the expected cash flows. Certain PCI loans are not accounted for as previously described because the estimation of cash flows to be collected involves a high degree of uncertainty. Under these circumstances, the accounting guidance provides that interest income is recognized on a cash basis similar to the cost recovery methodology for nonaccrual loans. The net carrying amounts in the preceding schedule also include the amounts for these loans. There were no loans of this type at June 30, 2017 and December 31, 2016 . Changes in the accretable yield for PCI loans were as follows: (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 Balance at beginning of period $ 32 $ 43 $ 33 $ 40 Accretion (11 ) (7 ) (15 ) (13 ) Reclassification from nonaccretable difference (3 ) 1 (1 ) 9 Disposals and other 3 1 4 2 Balance at end of period $ 21 $ 38 $ 21 $ 38 Note: Amounts have been adjusted based on refinements to the original estimates of the accretable yield. The primary drivers of reclassification to accretable yield from nonaccretable difference and increases in disposals and other resulted primarily from (1) changes in estimated cash flows, (2) unexpected payments on nonaccrual loans, and (3) recoveries on zero balance loans pools. See subsequent discussion under changes in cash flow estimates. ALLL Determination For all acquired loans, the ALLL is only established for credit deterioration subsequent to the date of acquisition and represents our estimate of the inherent losses in excess of the book value of acquired loans. The ALLL for acquired loans is included in the overall ALLL in the balance sheet. During the three and six months ended June 30, we adjusted the ALLL for acquired loans by recording a provision for loan losses of an insignificant amount in 2017 , and $1 million for both periods in 2016 , respectively. The provision is net of the ALLL reversals resulting from changes in cash flow estimates, which are discussed subsequently. Changes in the provision for loan losses and related ALLL are driven in large part by the same factors that affect the changes in reclassification from nonaccretable difference to accretable yield, as discussed under changes in cash flow estimates. Changes in Cash Flow Estimates Over the life of the loan or loan pool, we continue to estimate cash flows expected to be collected. We evaluate quarterly at the balance sheet date whether the estimated present values of these loans using the effective interest rates have decreased below their carrying values. If so, we record a provision for loan losses. For increases in carrying values that resulted from better-than-expected cash flows, we use such increases first to reverse any existing ALLL. During the three and six months ended June 30, 2017 and 2016 , total reversals to the ALLL, including the impact of increases in estimated cash flows, were insignificant. When there is no current ALLL, we increase the amount of accretable yield on a prospective basis over the remaining life of the loan and recognize this increase in interest income. For the three and six months ended June 30, the impact of increased cash flow estimates recognized in the statement of income for acquired loans with no ALLL was approximately $10 million and $13 million in 2017 , and $6 million and $10 million in 2016 , respectively, of additional interest income. |
Derivative Instruments And Hedg
Derivative Instruments And Hedging Activities | 6 Months Ended |
Jun. 30, 2017 | |
Summary of Derivative Instruments [Abstract] | |
Derivative Instruments And Hedging Activities | DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES Objectives and Accounting Our objectives in using derivatives are to add stability to interest income or expense, to modify the duration of specific assets or liabilities as we consider advisable, to manage exposure to interest rate movements or other identified risks, and/or to directly offset derivatives sold to our customers. For a detailed discussion of the use of and accounting policies regarding derivative instruments, see Note 7 of our 2016 Annual Report on Form 10-K Collateral and Credit Risk Exposure to credit risk arises from the possibility of nonperformance by counterparties. No significant losses on derivative instruments have occurred as a result of counterparty nonperformance. For a more detailed discussion of collateral and credit risk related to our derivative contracts see Note 7 of our 2016 Annual Report on Form 10-K. Our derivative contracts require us to pledge collateral for derivatives that are in a net liability position at a given balance sheet date. Certain of these derivative contracts contain credit-risk-related contingent features that include the requirement to maintain a minimum debt credit rating. We may be required to pledge additional collateral if a credit-risk-related feature were triggered, such as a downgrade of our credit rating. However, in past situations, not all counterparties have demanded that additional collateral be pledged when provided for under their contracts. At June 30, 2017 , the fair value of our derivative liabilities was $38 million , for which we were required to pledge cash collateral of approximately $45 million in the normal course of business. If our credit rating were downgraded one notch by either Standard & Poor’s or Moody’s at June 30, 2017 , the additional amount of collateral we could be required to pledge is approximately $1 million . As a result of the Dodd-Frank Act, all newly eligible derivatives entered into are cleared through a central clearinghouse. Derivatives that are centrally cleared do not have credit-risk-related features that require additional collateral if our credit rating were downgraded. Derivative Amounts Selected information with respect to notional amounts and recorded gross fair values at June 30, 2017 and December 31, 2016 , and the related gain (loss) of derivative instruments for the three and six months ended June 30, 2017 and 2016 is summarized as follows: June 30, 2017 December 31, 2016 Notional amount Fair value Notional amount Fair value (In millions) Other assets Other liabilities Other assets Other liabilities Derivatives designated as hedging instruments: Cash flow hedges: Interest rate swaps $ 1,388 $ — $ — $ 1,388 $ 2 $ 1 Derivatives not designated as hedging instruments: Interest rate swaps and forwards 196 1 — 235 2 — Interest rate swaps for customers 1 4,412 37 32 4,162 49 49 Foreign exchange 318 8 6 424 11 9 Total derivatives not designated as hedging instruments 4,926 46 38 4,821 62 58 Total derivatives $ 6,314 $ 46 $ 38 $ 6,209 $ 64 $ 59 1 Notional amounts include both the customer swaps and the offsetting derivative contracts. Amount of derivative gain (loss) recognized/reclassified Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 (In millions) OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense OCI Reclassified from AOCI to interest income Noninterest Offset to Derivatives designated as hedging instruments: Cash flow hedges 1 : Interest rate swaps $ 2 $ 1 $ — $ 3 Derivatives not designated as hedging instruments: Interest rate swaps and forward contracts $ — $ — Interest rate swaps for customers 3 4 Foreign exchange 4 7 Total derivatives $ 2 $ 1 $ 7 $ — $ — $ 3 $ 11 $ — Amount of derivative gain (loss) recognized/reclassified Three Months Ended June 30, 2016 Six Months Ended June 30, 2016 (In millions) OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments: Cash flow hedges 1 : Interest rate swaps $ 8 $ 3 $ 28 $ 6 Derivatives not designated as hedging instruments: Interest rate swaps and forward contracts $ 2 $ 2 Interest rate swaps for customers 1 1 Foreign exchange 3 5 Total derivatives $ 8 $ 3 $ 6 $ — $ 28 $ 6 $ 8 $ — Note: These schedules are not intended to present at any given time the Company’s long/short position with respect to its derivative contracts. 1 Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the derivative gain (loss). For the 12 months following June 30, 2017 , we estimate that no significant amount will be reclassified from AOCI into interest income. The fair value of derivative assets was reduced by a net credit valuation adjustment of $2 million and $7 million at June 30 , 2017 and 2016 , respectively. The adjustment for derivative liabilities was a $1 million decrease and not significant at June 30 , 2017 and 2016 , respectively. These adjustments are required to reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk. |
Debt And Shareholders' Equity
Debt And Shareholders' Equity | 6 Months Ended |
Jun. 30, 2017 | |
Capitalization, Long-term Debt and Equity [Abstract] | |
Debt And Shareholders' Equity | DEBT AND SHAREHOLDERS’ EQUITY Long-term debt is summarized as follows: (In millions) June 30, December 31, 2016 Subordinated notes $ 247 $ 247 Senior notes 135 287 Capital lease obligations 1 1 Total $ 383 $ 535 The preceding carrying values represent the par value of the debt adjusted for any unamortized premium or discount or unamortized debt issuance costs. Debt Redemptions and Maturities During the first quarter of 2017 , $153 million of our 4.5% senior notes matured. Shareholders’ Equity During the second quarter of 2017 , the Company continued its common stock buyback program and repurchased 1 million shares of common stock outstanding with a fair value of $45 million at an average price of $40.99 per share, and has repurchased 2 million shares of common stock outstanding with a fair value $90 million at an average price of $41.70 per share during the first six months of 2017 . There were no purchases during the first six months of 2016 under the common stock buyback program. During the second quarter of 2017, we redeemed all outstanding shares of our 7.9% Series F preferred stock for a cash payment of approximately $144 million . Dividends paid to these redeemed shares amounted to $0.49375 per depositary share for a total amount of $3 million . The total one-time reduction to net earnings applicable to common shareholders associated with the preferred stock redemption was $2 million due to the accelerated recognition of preferred stock issuance costs. Accumulated Other Comprehensive Income Accumulated other comprehensive income (loss) was $(49) million at June 30, 2017 compared to $(122) million at December 31, 2016 . Changes in AOCI by component are as follows: (In millions) Net unrealized gains (losses) on investment securities Net unrealized gains (losses) on derivatives and other Pension and post-retirement Total Six Months Ended June 30, 2017 Balance at December 31, 2016 $ (93 ) $ 2 $ (31 ) $ (122 ) OCI before reclassifications, net of tax 73 2 — 75 Amounts reclassified from AOCI, net of tax — (2 ) — (2 ) OCI 73 — — 73 Balance at June 30, 2017 $ (20 ) $ 2 $ (31 ) $ (49 ) Income tax expense included in OCI $ 45 $ — $ — $ 45 Six Months Ended June 30, 2016 Balance at December 31, 2016 $ (18 ) $ 1 $ (38 ) $ (55 ) OCI (loss) before reclassifications, net of tax 65 17 (1 ) 81 Amounts reclassified from AOCI, net of tax — (3 ) — (3 ) OCI (loss) 65 14 (1 ) 78 Balance at June 30, 2016 $ 47 $ 15 $ (39 ) $ 23 Income tax expense included in OCI $ 40 $ 8 $ 1 $ 49 Amounts reclassified from AOCI 1 Amounts reclassified from AOCI 1 Statement of income (SI) Balance sheet (BS) (In millions) Three Months Ended Six Months Ended Details about AOCI components 2017 2016 2017 2016 Affected line item Net unrealized gains on derivative instruments $ 1 $ 3 $ 3 $ 6 SI Interest and fees on loans Income tax expense — 1 1 3 Amounts Reclassified from AOCI $ 1 $ 2 $ 2 $ 3 1 Negative reclassification amounts indicate decreases to earnings in the statement of income and increases to balance sheet assets. The opposite applies to positive reclassification amounts. |
Commitments, Guarantees, And Co
Commitments, Guarantees, And Contingent Liabilities | 6 Months Ended |
Jun. 30, 2017 | |
Guarantees, Commitments And Contingencies [Abstract] | |
Guarantees, Commitments And Contingencies | COMMITMENTS, GUARANTEES AND CONTINGENT LIABILITIES Commitments and Guarantees Contractual amounts of off-balance sheet financial instruments used to meet the financing needs of our customers are as follows: (In millions) June 30, December 31, Net unfunded commitments to extend credit 1 $ 18,409 $ 18,274 Standby letters of credit: Financial 672 771 Performance 194 196 Commercial letters of credit 46 60 Total unfunded lending commitments $ 19,321 $ 19,301 1 Net of participations The Company’s 2016 Annual Report on Form 10-K contains further information about these commitments and guarantees including their terms and collateral requirements. At June 30, 2017 , the Company had recorded approximately $5 million as a liability for the guarantees associated with the standby letters of credit, which consisted of $1 million attributable to the RULC and $4 million of deferred commitment fees. At June 30, 2017 , we had unfunded commitments for PEIs of approximately $27 million . These obligations have no stated maturity. PEIs related to these commitments that are prohibited by the Volcker Rule were $4 million at June 30, 2017 . See related discussions about these investments in Notes 3 and 5 . Legal Matters We are subject to litigation in court and arbitral proceedings, as well as proceedings, investigations, examinations and other actions brought or considered by governmental and self-regulatory agencies. Litigation may relate to lending, deposit and other customer relationships, vendor and contractual issues, employee matters, intellectual property matters, personal injuries and torts, regulatory and legal compliance, and other matters. While most matters relate to individual claims, we are also subject to putative class action claims and similar broader claims. Proceedings, investigations, examinations and other actions brought or considered by governmental and self-regulatory agencies may relate to our banking, investment advisory, trust, securities, and other products and services; our customers’ involvement in money laundering, fraud, securities violations and other illicit activities or our policies and practices relating to such customer activities; and our compliance with the broad range of banking, securities and other laws and regulations applicable to us. At any given time, we may be in the process of responding to subpoenas, requests for documents, data and testimony relating to such matters and engaging in discussions to resolve the matters. As of June 30, 2017 , we were subject to the following material litigation and governmental inquiries: • a governmental inquiry conducted by the Department of Justice into our payment processing practices relating to certain telemarketing customers alleged to have engaged in fraudulent marketing practices. The factual issues related to this case are the same as those involved in the Reyes v. Zions First National Bank, et. al. matter which was previously disclosed and settled in December 2016. We commenced substantive settlement discussion with the U.S. Attorney’s Office for the Eastern District of Pennsylvania in the third quarter of 2016. There can be no assurance, however, that the parties will be able to settle this matter. • a civil suit, Shou-En Wang v. CB&T, brought against us in the Superior Court for Los Angeles County, Central District in April 2016. The case relates to our depositor relationships with customers who were promoters of an investment program that allegedly misappropriated investors’ funds. This case is in an early phase, with initial motion practice having been completed. • a civil suit, McFarland as Trustee for International Manufacturing Group v. CB&T, et. al. , brought against us in the United States Bankruptcy Court for the Eastern District of California in May 2016. The Trustee seeks to recover loan payments previously repaid to us by our customer, International Manufacturing Group (“IMG”), alleging that IMG, along with its principal, obtained loans and made loan repayments in furtherance of an alleged Ponzi scheme. This case is in an early phase with initial motion practice having been completed. • a civil suit, JTS Communities, Inc. et. al v. CB&T, Jun Enkoji and Dawn Satow , brought against us in the Superior Court of California, Sacramento County, California in June 2017. In this case four investors in IMG seek to hold us liable for losses arising from their investments in that company, alleging that we conspired with and knowingly assisted IMG and its principal in furtherance of an alleged Ponzi Scheme. • a civil class action lawsuit, Evans v. CB&T , brought against us in the Eastern District of California in May 2017. This case was filed on behalf of a class of up to 50 investors in IMG and seeks to hold us liable for losses of class members arising from their investments in IMG, alleging that we conspired with and knowingly assisted IMG and its principal in furtherance of an alleged Ponzi Scheme. At least quarterly, we review outstanding and new legal matters, utilizing then available information. In accordance with applicable accounting guidance, if we determine that a loss from a matter is probable and the amount of the loss can be reasonably estimated, we establish an accrual for the loss. In the absence of such a determination, no accrual is made. Once established, accruals are adjusted to reflect developments relating to the matters. In our review, we also assess whether we can determine the range of reasonably possible losses for significant matters in which we are unable to determine that the likelihood of a loss is remote. Because of the difficulty of predicting the outcome of legal matters, discussed subsequently, we are able to meaningfully estimate such a range only for a limited number of matters. Based on information available as of June 30, 2017 , we estimated that the aggregate range of reasonably possible losses for those matters to be from $0 million to roughly $20 million in excess of amounts accrued. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from this estimate. Those matters for which a meaningful estimate is not possible are not included within this estimated range and, therefore, this estimated range does not represent our maximum loss exposure. Based on our current knowledge, we believe that our current estimated liability for litigation and other legal actions and claims, reflected in our accruals and determined in accordance with applicable accounting guidance, is adequate and that liabilities in excess of the amounts currently accrued, if any, arising from litigation and other legal actions and claims for which an estimate as previously described is possible, will not have a material impact on our financial condition, results of operations, or cash flows. However, in light of the significant uncertainties involved in these matters, and the very large or indeterminate damages sought in some of these matters, an adverse outcome in one or more of these matters could be material to our financial condition, results of operations, or cash flows for any given reporting period. Any estimate or determination relating to the future resolution of litigation, arbitration, governmental or self-regulatory examinations, investigations or actions or similar matters is inherently uncertain and involves significant judgment. This is particularly true in the early stages of a legal matter, when legal issues and facts have not been well articulated, reviewed, analyzed, and vetted through discovery, preparation for trial or hearings, substantive and productive mediation or settlement discussions, or other actions. It is also particularly true with respect to class action and similar claims involving multiple defendants, matters with complex procedural requirements or substantive issues or novel legal theories, and examinations, investigations and other actions conducted or brought by governmental and self-regulatory agencies, in which the normal adjudicative process is not applicable. Accordingly, we usually are unable to determine whether a favorable or unfavorable outcome is remote, reasonably likely, or probable, or to estimate the amount or range of a probable or reasonably likely loss, until relatively late in the course of a legal matter, sometimes not until a number of years have elapsed. Accordingly, our judgments and estimates relating to claims will change from time to time in light of developments and actual outcomes will differ from our estimates. These differences may be material. |
Retirement Plans
Retirement Plans | 6 Months Ended |
Jun. 30, 2017 | |
Defined Benefit Plan [Abstract] | |
Retirement Plans | RETIREMENT PLANS The following discloses the net periodic benefit cost (credit) and its components for the Company’s pension and other retirement plans: Pension and Other Retirement Plans Pension and Other Retirement Plans (In millions) Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Interest cost $ 2 $ 2 $ 4 $ 4 Expected return on plan assets (3 ) (3 ) (6 ) (6 ) Partial settlement loss 1 — 1 — Amortization of net actuarial loss 1 2 2 4 Net periodic benefit cost $ 1 $ 1 $ 1 $ 2 As disclosed in our 2016 Annual Report on Form 10-K, the Company has frozen its participation and benefit accruals for the pension plan and its contributions for individual benefit payments in the postretirement benefit plan. |
Income Taxes
Income Taxes | 6 Months Ended |
Jun. 30, 2017 | |
Income Tax Disclosure [Abstract] | |
Income Taxes | INCOME TAXES The effective income tax rate of 32.3% for the second quarter of 2017 was lower than the 2016 second quarter rate of 34.5% . The effective tax rates for the first six months of 2017 and 2016 were 28.7% and 33.3% , respectively. The tax rates for both 2017 and 2016 generally benefited from the non-taxability of certain income items. The 2017 effective tax rate was further impacted by the following factors: • We reevaluated our state tax positions in the first quarter of 2017 which resulted in a one-time $14 million benefit to income tax expense. • We reduced expense by $4 million in the second quarter of 2017 due to changes in the carrying value of various state deferred tax items. • We also recorded a $4 million benefit in the first quarter of 2017, and a $3 million benefit in the second quarter of 2017, from the implementation of new accounting guidance related to stock-based compensation. We had a net deferred tax asset (“DTA”) balance of $198 million at June 30, 2017 , compared with $250 million at December 31, 2016 , which included a $4 million valuation allowance at each respective reporting date for certain acquired net operating loss carryforwards included in our acquisition of the remaining interests in a less significant subsidiary. We evaluate deferred tax assets on a regular basis to determine whether an additional valuation allowance is required. Based on this evaluation, and considering the weight of the positive evidence compared to the negative evidence, we have concluded that an additional valuation allowance is not required as of June 30, 2017 . |
Operating Segment Information
Operating Segment Information | 6 Months Ended |
Jun. 30, 2017 | |
Operating Segment Information [Abstract] | |
Operating Segment Information | . OPERATING SEGMENT INFORMATION We manage our operations and prepare management reports and other information with a primary focus on geographical area. Our banking operations are managed under their own individual brand names, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. Performance assessment and resource allocation are based upon this geographical structure. We use an internal funds transfer pricing (“FTP”) allocation system to report results of operations for business segments. This process continues to be refined. Total average loans and deposits presented for the banking segments do not include intercompany amounts between banking segments, but may include deposits with the Other segment. Prior period amounts have been reclassified to reflect these changes. As of June 30, 2017 , Zions Bank operates 99 branches in Utah, 23 branches in Idaho, and one branch in Wyoming. Amegy operates 73 branches in Texas. CB&T operates 92 branches in California. NBAZ operates 58 branches in Arizona. NSB operates 50 branches in Nevada. Vectra operates 36 branches in Colorado and one branch in New Mexico. TCBW operates one branch in Washington and one branch in Oregon. The operating segment identified as “Other” includes the Parent, Zions Management Services Company, certain nonbank financial service subsidiaries, centralized back-office functions, and eliminations of transactions between segments. The major components of net interest income at the Bank’s back office include the revenue associated with the investments securities portfolio and the offset of the FTP costs and benefits provided to the business segments. Throughout 2016 consolidation efforts continued, which resulted in transitioning full-time equivalents from the business segments to the Company’s back-office units. Due to the continuing nature and timing of this change, the Company’s back-office units retained more direct expenses in 2016 than in prior years. In the first quarter of 2017 we made changes to the FTP process and internal allocation of central expenses to better reflect the performance of business segments. Prior period amounts have been revised to reflect the impact of these changes had they been instituted in 2016. The following schedule does not present total assets or income tax expense for each operating segment, but instead presents average loans, average deposits and income before income taxes because these are the metrics that management uses when evaluating performance and making decisions pertaining to the operating segments. The Parent’s net interest income includes interest expense on other borrowed funds. The condensed statement of income identifies the components of income and expense which affect the operating amounts presented in the Other segment. The accounting policies of the individual operating segments are the same as those of the Company. Transactions between operating segments are primarily conducted at fair value, resulting in profits that are eliminated for reporting consolidated results of operations. The following schedule presents selected operating segment information for the three months ended June 30, 2017 and 2016 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 164 $ 154 $ 124 $ 117 $ 123 $ 110 $ 51 $ 47 $ 33 $ 30 Provision for loan losses (2 ) — 7 31 (1 ) 4 (1 ) — — 1 Net interest income after provision for loan losses 166 154 117 86 124 106 52 47 33 29 Noninterest income 37 37 30 28 19 16 10 10 10 10 Noninterest expense 111 115 89 83 76 73 36 38 35 36 Income (loss) before income taxes $ 92 $ 76 $ 58 $ 31 $ 67 $ 49 $ 26 $ 19 $ 8 $ 3 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,483 $ 12,600 $ 10,856 $ 10,761 $ 9,476 $ 9,260 $ 4,246 $ 4,008 $ 2,372 $ 2,274 Total deposits 15,987 15,977 11,218 10,959 10,917 10,882 4,762 4,582 4,233 4,103 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 32 $ 29 $ 11 $ 9 $ (10 ) $ (31 ) $ 528 $ 465 Provision for loan losses 3 (3 ) — 1 1 1 7 35 Net interest income after provision for loan losses 29 32 11 8 (11 ) (32 ) 521 430 Noninterest income 7 6 1 1 18 18 132 126 Noninterest expense 25 25 5 5 28 7 405 382 Income (loss) before income taxes $ 11 $ 13 $ 7 $ 4 $ (21 ) $ (21 ) $ 248 $ 174 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,603 $ 2,415 $ 911 $ 777 $ 296 $ 13 $ 43,243 $ 42,108 Total deposits 2,728 2,667 1,094 947 1,395 (167 ) 52,334 49,950 The following schedule presents selected operating segment information for the six months ended June 30, 2017 and 2016 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 319 $ 304 $ 238 $ 230 $ 233 $ 213 $ 100 $ 92 $ 65 $ 60 Provision for loan losses 33 (30 ) 8 135 (6 ) 1 1 2 (5 ) (25 ) Net interest income after provision for loan losses 286 334 230 95 239 212 99 90 70 85 Noninterest income 72 73 59 57 36 32 20 20 20 19 Noninterest expense 224 221 173 168 151 145 73 72 70 69 Income (loss) before income taxes $ 134 $ 186 $ 116 $ (16 ) $ 124 $ 99 $ 46 $ 38 $ 20 $ 35 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,486 $ 12,453 $ 10,747 $ 10,566 $ 9,391 $ 9,083 $ 4,254 $ 3,936 $ 2,355 $ 2,269 Total deposits 16,127 15,839 11,268 11,116 10,919 10,681 4,712 4,513 4,222 4,057 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 61 $ 59 $ 22 $ 18 $ (21 ) $ (58 ) $ 1,017 $ 918 Provision for loan losses — (6 ) (1 ) — — — 30 77 Net interest income after provision for loan losses 61 65 23 18 (21 ) (58 ) 987 841 Noninterest income 12 11 2 2 43 28 264 242 Noninterest expense 50 48 10 10 68 44 819 777 Income (loss) before income taxes $ 23 $ 28 $ 15 $ 10 $ (46 ) $ (74 ) $ 432 $ 306 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,569 $ 2,434 $ 894 $ 755 $ 210 $ 60 $ 42,906 $ 41,556 Total deposits 2,759 2,725 1,097 950 1,170 (129 ) 52,274 49,752 |
Basis of Presentaion Organizati
Basis of Presentaion Organization and Presentation (Policies) | 6 Months Ended |
Jun. 30, 2017 | |
Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] | BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements of Zions Bancorporation (“the Parent”) and its majority-owned subsidiaries (collectively “the Company,” “Zions,” “we,” “our,” “us”) have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. References to GAAP, including standards promulgated by the Financial Accounting Standards Board (“FASB”), are made according to sections of the Accounting Standards Codification (“ASC”). Changes to the ASC are made with Accounting Standards Updates (“ASU”) that include consensus issues of the Emerging Issues Task Force (“EITF”). In certain cases, ASUs are issued jointly with International Financial Reporting Standards (“IFRS”). Operating results for the six months ended June 30, 2017 and 2016 are not necessarily indicative of the results that may be expected in future periods. In preparing the consolidated financial statements, we are required to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. The consolidated balance sheet at December 31, 2016 is from the audited financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete financial statements. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s 2016 Annual Report on Form 10-K. Certain prior period amounts have been reclassified to conform with the current period presentation. These reclassifications did not affect net income or shareholders’ equity. Zions Bancorporation (“the Parent”) is a financial holding company headquartered in Salt Lake City, Utah, which owns and operates a commercial bank. The Parent and its subsidiaries (collectively “the Company”) provide a full range of banking and related services in 11 Western and Southwestern states through seven separately managed and branded units as follows: Zions Bank, in Utah, Idaho and Wyoming; California Bank & Trust (“CB&T”); Amegy Bank (“Amegy”), in Texas; National Bank of Arizona (“NBAZ”); Nevada State Bank (“NSB”); Vectra Bank Colorado (“Vectra”), in Colorado and New Mexico; and The Commerce Bank of Washington (“TCBW”) which operates under that name in Washington and under the name The Commerce Bank of Oregon (“TCBO”) in Oregon. The Parent also owns and operates certain nonbank subsidiaries that engage in financial services. |
Fair Value (Tables)
Fair Value (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Fair Value Disclosures [Abstract] | |
Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis | (In millions) June 30, 2017 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: 1 U.S. Treasury, agencies and corporations $ 25 $ 13,919 $ — $ 13,944 Municipal securities 1,317 1,317 Other debt securities 25 25 Money market mutual funds and other 54 1 55 79 15,262 — 15,341 Trading account 61 61 Other noninterest-bearing investments: Bank-owned life insurance 502 502 Private equity investments 2 9 82 91 Other assets: Agriculture loan servicing and interest-only strips 19 19 Deferred compensation plan assets 95 95 Derivatives: Interest rate swaps and forwards 1 1 Interest rate swaps for customers 37 37 Foreign currency exchange contracts 8 8 8 38 — 46 $ 191 $ 15,863 $ 101 $ 16,155 LIABILITIES Securities sold, not yet purchased $ 118 $ — $ — $ 118 Other liabilities: Deferred compensation plan obligations 95 95 Derivatives: Interest rate swaps for customers 32 32 Foreign currency exchange contracts 6 6 6 32 — 38 $ 219 $ 32 $ — $ 251 1 We used a third-party pricing service to measure fair value for approximately 92% of our AFS Level 2 securities. 2 The Level 1 private equity investments amount relates to the portion of our SBIC investments that are now publicly traded. (In millions) December 31, 2016 Level 1 Level 2 Level 3 Total ASSETS Investment securities: Available-for-sale: 1 U.S. Treasury, agencies and corporations $ — $ 12,009 $ — $ 12,009 Municipal securities 1,154 1,154 Other debt securities 24 24 Money market mutual funds and other 184 1 185 184 13,188 — 13,372 Trading account 115 115 Other noninterest-bearing investments: Bank-owned life insurance 497 497 Private equity investments 1 18 73 91 Other assets: Agriculture loan servicing and interest-only strips 20 20 Deferred compensation plan assets 91 91 Derivatives: Interest rate swaps and forwards 4 4 Interest rate swaps for customers 49 49 Foreign currency exchange contracts 11 11 11 53 — 64 $ 304 $ 13,853 $ 93 $ 14,250 LIABILITIES Securities sold, not yet purchased $ 25 $ — $ — $ 25 Other liabilities: Deferred compensation plan obligations 91 91 Derivatives: Interest rate swaps and forwards 1 1 Interest rate swaps for customers 49 49 Foreign currency exchange contracts 9 9 9 50 — 59 $ 125 $ 50 $ — $ 175 1 We used a third-party pricing service to measure fair value for approximately 91% of our AFS Level 2 securities. 2 The Level 1 private equity investments amount relates to the portion of our SBIC investments that are now publicly traded. |
Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis Using Level 3 Inputs | Level 3 Instruments Three Months Ended Six Months Ended June 30, 2017 June 30, 2016 June 30, 2017 June 30, 2016 (In millions) Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Private Ag loan svcg and int-only strips Balance at beginning of period $ 78 $ 20 $ 61 $ 17 $ 73 $ 20 $ 58 $ 14 Securities gains (losses), net (1 ) — 1 — 2 — 2 — Other noninterest income — (1 ) — 1 — (1 ) — 4 Purchases 5 — 2 — 12 — 4 — Redemptions and paydowns — — — — (5 ) — — — Balance at end of period $ 82 $ 19 $ 64 $ 18 $ 82 $ 19 $ 64 $ 18 |
Schedule Of Realized Gains (Losses) Using Level 3 Inputs | (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 Securities gains, net $ — $ — $ 3 $ — |
Schedule Of Assets With Fair Value Changes On Nonrecurring Basis | (In millions) Fair value at June 30, 2017 Fair value at December 31, 2016 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total ASSETS Private equity investments $ — $ — $ 1 $ 1 $ — $ — $ 1 $ 1 Impaired loans — 15 — 15 — 52 — 52 Other real estate owned — — — — — 1 — 1 $ — $ 15 $ 1 $ 16 $ — $ 53 $ 1 $ 54 The previous fair values may not be current as of the dates indicated, but rather as of the date the fair value change occurred, such as a charge for impairment. Accordingly, carrying values may not equal current fair value. Gains (losses) from fair value changes (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 ASSETS Private equity investments $ — $ — $ (1 ) $ — Impaired loans (6 ) (14 ) (7 ) (29 ) Other real estate owned — (1 ) — (1 ) $ (6 ) $ (15 ) $ (8 ) $ (30 ) |
Fair Value, by Balance Sheet Grouping [Table Text Block] | June 30, 2017 December 31, 2016 (In millions) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 775 $ 774 2 $ 868 $ 850 2 Loans and leases (including loans held for sale), net of allowance 43,192 42,723 3 42,254 42,111 3 Financial liabilities: Time deposits 3,041 3,021 2 2,757 2,744 2 Other short-term borrowings 3,400 3,400 2 500 500 2 Long-term debt 383 406 2 535 552 2 June 30, 2017 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 427 $ — $ 427 $ — $ — $ 427 Derivatives (included in other assets) 46 — 46 (15 ) — 31 $ 473 $ — $ 473 $ (15 ) $ — $ 458 Liabilities: Federal funds and other short-term borrowings $ 4,342 $ — $ 4,342 $ — $ — $ 4,342 Derivatives (included in other liabilities) 38 — 38 (15 ) (15 ) 8 $ 4,380 $ — $ 4,380 $ (15 ) $ (15 ) $ 4,350 December 31, 2016 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 568 $ — $ 568 $ — $ — $ 568 Derivatives (included in other assets) 64 — 64 (17 ) — 47 $ 632 $ — $ 632 $ (17 ) $ — $ 615 Liabilities: Federal funds and other short-term borrowings $ 827 $ — $ 827 $ — $ — $ 827 Derivatives (included in other liabilities) 59 — 59 (17 ) (17 ) 25 $ 886 $ — $ 886 $ (17 ) $ (17 ) $ 852 |
Offsetting Assets and Liabili23
Offsetting Assets and Liabilities (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Offsetting Assets and Liabilities [Abstract] | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | June 30, 2017 December 31, 2016 (In millions) Carrying value Estimated fair value Level Carrying value Estimated fair value Level Financial assets: HTM investment securities $ 775 $ 774 2 $ 868 $ 850 2 Loans and leases (including loans held for sale), net of allowance 43,192 42,723 3 42,254 42,111 3 Financial liabilities: Time deposits 3,041 3,021 2 2,757 2,744 2 Other short-term borrowings 3,400 3,400 2 500 500 2 Long-term debt 383 406 2 535 552 2 June 30, 2017 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 427 $ — $ 427 $ — $ — $ 427 Derivatives (included in other assets) 46 — 46 (15 ) — 31 $ 473 $ — $ 473 $ (15 ) $ — $ 458 Liabilities: Federal funds and other short-term borrowings $ 4,342 $ — $ 4,342 $ — $ — $ 4,342 Derivatives (included in other liabilities) 38 — 38 (15 ) (15 ) 8 $ 4,380 $ — $ 4,380 $ (15 ) $ (15 ) $ 4,350 December 31, 2016 (In millions) Gross amounts not offset in the balance sheet Description Gross amounts recognized Gross amounts offset in the balance sheet Net amounts presented in the balance sheet Financial instruments Cash collateral received/pledged Net amount Assets: Federal funds sold and security resell agreements $ 568 $ — $ 568 $ — $ — $ 568 Derivatives (included in other assets) 64 — 64 (17 ) — 47 $ 632 $ — $ 632 $ (17 ) $ — $ 615 Liabilities: Federal funds and other short-term borrowings $ 827 $ — $ 827 $ — $ — $ 827 Derivatives (included in other liabilities) 59 — 59 (17 ) (17 ) 25 $ 886 $ — $ 886 $ (17 ) $ (17 ) $ 852 |
Investment Securities (Tables)
Investment Securities (Tables) | 6 Months Ended | |
Jun. 30, 2017 | Jun. 30, 2016 | |
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items] | ||
Summary Of Investment Securities | June 30, 2017 (In millions) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 775 $ 8 $ 9 $ 774 Available-for-sale U.S. Treasury securities 25 — — 25 U.S. Government agencies and corporations: Agency securities 1,828 5 6 1,827 Agency guaranteed mortgage-backed securities 9,772 27 78 9,721 Small Business Administration loan-backed securities 2,361 20 10 2,371 Municipal securities 1,306 15 4 1,317 Other debt securities 25 — — 25 15,317 67 98 15,286 Money market mutual funds and other 55 — — 55 15,372 67 98 15,341 Total $ 16,147 $ 75 $ 107 $ 16,115 December 31, 2016 (In millions) Amortized Gross unrealized gains Gross unrealized losses Estimated Held-to-maturity Municipal securities $ 868 $ 5 $ 23 $ 850 Available-for-sale U.S. Government agencies and corporations: Agency securities 1,846 2 9 1,839 Agency guaranteed mortgage-backed securities 7,986 7 110 7,883 Small Business Administration loan-backed securities 2,298 8 18 2,288 Municipal securities 1,182 1 29 1,154 Other debt securities 25 — 1 24 13,337 18 167 13,188 Money market mutual funds and other 184 — — 184 13,521 18 167 13,372 Total $ 14,389 $ 23 $ 190 $ 14,222 | |
Contractual Maturities Debt Securities | June 30, 2017 Held-to-maturity Available-for-sale (In millions) Amortized cost Estimated fair value Amortized cost Estimated fair value Principal return in one year or less $ 108 $ 108 $ 1,990 $ 1,983 Principal return after one year through five years 276 278 5,771 5,752 Principal return after five years through ten years 207 210 4,787 4,784 Principal return after ten years 184 178 2,769 2,767 $ 775 $ 774 $ 15,317 $ 15,286 | |
Summary Of Amount Of Gross Unrealized Losses For Debt Securities And Estimated Fair Value | June 30, 2017 Less than 12 months 12 months or more Total (In millions) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 3 $ 241 $ 6 $ 132 $ 9 $ 373 Available-for-sale U.S. Government agencies and corporations: Agency securities 5 928 1 122 6 1,050 Agency guaranteed mortgage-backed securities 71 5,693 7 391 78 6,084 Small Business Administration loan-backed securities 1 132 9 786 10 918 Municipal securities 4 466 — 15 4 481 Other — — — 14 — 14 81 7,219 17 1,328 98 8,547 Total $ 84 $ 7,460 $ 23 $ 1,460 $ 107 $ 8,920 | December 31, 2016 Less than 12 months 12 months or more Total (In millions) Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Held-to-maturity Municipal securities $ 15 $ 467 $ 8 $ 61 $ 23 $ 528 Available-for-sale U.S. Government agencies and corporations: Agency securities 9 950 — 127 9 1,077 Agency guaranteed mortgage-backed securities 102 6,649 7 326 109 6,975 Small Business Administration loan-backed securities 3 527 16 841 19 1,368 Municipal securities 28 992 — 9 28 1,001 Other — — 2 14 2 14 142 9,118 25 1,317 167 10,435 Total $ 157 $ 9,585 $ 33 $ 1,378 $ 190 $ 10,963 |
Gains And Losses, Including OTTI, Recognized In Statement Of Income | Three Months Ended Six Months Ended June 30, 2017 June 30, 2016 June 30, 2017 June 30, 2016 (In millions) Gross gains Gross losses Gross gains Gross losses Gross gains Gross losses Gross gains Gross losses Investment securities: Other noninterest-bearing investments 4 2 3 — 14 7 6 4 Net gains 1 $ 2 $ 3 $ 7 $ 2 | |
Tax and Nontaxable Interest Income by Investment Type [Table Text Block] | (In millions) Three Months Ended Six Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 2 $ 3 $ 5 $ 5 $ 7 $ 12 Available-for-sale 71 7 78 137 12 149 Trading 1 — 1 1 — 1 $ 74 $ 10 $ 84 $ 143 $ 19 $ 162 (In millions) Three Months Ended Six Months Ended Taxable Nontaxable Total Taxable Nontaxable Total Investment securities: Held-to-maturity $ 3 $ 3 $ 6 $ 5 $ 6 $ 11 Available-for-sale 38 3 41 78 5 83 Trading 1 — 1 1 — 1 $ 42 $ 6 $ 48 $ 84 $ 11 $ 95 |
Loans And Allowance For Credi25
Loans And Allowance For Credit Losses (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Accounts, Notes, Loans and Financing Receivable [Line Items] | |
Investment of accuring and nonaccruing troubled debt restructuring [Text Block] | Three Months Ended Six Months Ended (In millions) Accruing Nonaccruing Total Accruing Nonaccruing Total Commercial: Commercial and industrial $ — $ — $ — $ — $ — 1,291 $ — Owner-occupied — 3 3 — 3 5,405 3 Total commercial — 3 3 — 3 3 Total $ — $ 3 $ 3 $ — $ 3 $ 3 Three Months Ended Six Months Ended (In millions) Accruing Nonaccruing Total Accruing Nonaccruing Total Commercial: Commercial and industrial $ — $ 15 $ 15 $ — $ 17 $ 17 Owner-occupied — 4 4 — 4 4 Total commercial — 19 19 — 21 21 Total $ — $ 19 $ 19 $ — $ 21 $ 21 Note: Total loans modified as TDRs during the 12 months previous to June 30, 2017 and 2016 were $123 million and $162 million , respectively. |
allowance for loan losses by impairment [Table Text Block] | The ALLL and outstanding loan balances according to the Company’s impairment method are summarized as follows: June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 40 $ 1 $ 5 $ 46 Collectively evaluated for impairment 353 115 30 498 Purchased loans with evidence of credit deterioration — — — — Total $ 393 $ 116 $ 35 $ 544 Outstanding loan balances: Individually evaluated for impairment $ 411 $ 75 $ 77 $ 563 Collectively evaluated for impairment 21,765 11,113 10,199 43,077 Purchased loans with evidence of credit deterioration 27 10 6 43 Total $ 22,203 $ 11,198 $ 10,282 $ 43,683 December 31, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 56 $ 3 $ 6 $ 65 Collectively evaluated for impairment 364 113 25 502 Purchased loans with evidence of credit deterioration — — — — Total $ 420 $ 116 $ 31 $ 567 Outstanding loan balances: Individually evaluated for impairment $ 466 $ 78 $ 75 $ 619 Collectively evaluated for impairment 21,111 11,231 9,611 41,953 Purchased loans with evidence of credit deterioration 38 32 7 77 Total $ 21,615 $ 11,341 $ 9,693 $ 42,649 |
Summary Of Major Portfolio Segment And Specific Loan Class | (In millions) June 30, December 31, Loans held for sale $ 53 $ 172 Commercial: Commercial and industrial $ 13,850 $ 13,452 Leasing 387 423 Owner-occupied 7,095 6,962 Municipal 871 778 Total commercial 22,203 21,615 Commercial real estate: Construction and land development 2,186 2,019 Term 9,012 9,322 Total commercial real estate 11,198 11,341 Consumer: Home equity credit line 2,697 2,645 1-4 family residential 6,359 5,891 Construction and other consumer real estate 560 486 Bankcard and other revolving plans 478 481 Other 188 190 Total consumer 10,282 9,693 Total loans $ 43,683 $ 42,649 |
Summary Of Changes in The Allowance For Credit Losses | Changes in the allowance for credit losses are summarized as follows: Three Months Ended June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 397 $ 114 $ 33 $ 544 Additions: Provision for loan losses 9 (5 ) 3 7 Deductions: Gross loan and lease charge-offs (31 ) (1 ) (3 ) (35 ) Recoveries 18 8 2 28 Net loan and lease (charge-offs) recoveries (13 ) 7 (1 ) (7 ) Balance at end of period $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments Balance at beginning of period $ 51 $ 9 $ — $ 60 Provision charged to earnings 3 — — 3 Balance at end of period $ 54 $ 9 $ — $ 63 Total allowance for credit losses at end of period Allowance for loan losses $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments 54 9 — 63 Total allowance for credit losses $ 447 $ 125 $ 35 $ 607 Six Months Ended June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 420 $ 116 $ 31 $ 567 Additions: Provision for loan losses 32 (9 ) 7 30 Deductions: Gross loan and lease charge-offs (82 ) (2 ) (8 ) (92 ) Recoveries 23 11 5 39 Net loan and lease (charge-offs) recoveries (59 ) 9 (3 ) (53 ) Balance at end of period $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments Balance at beginning of period $ 54 $ 11 $ — $ 65 Provision credited to earnings — (2 ) — (2 ) Balance at end of period $ 54 $ 9 $ — $ 63 Total allowance for credit losses at end of period Allowance for loan losses $ 393 $ 116 $ 35 $ 544 Reserve for unfunded lending commitments 54 9 — 63 Total allowance for credit losses $ 447 $ 125 $ 35 $ 607 Three Months Ended June 30, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 464 $ 118 $ 30 $ 612 Additions: Provision for loan losses 25 10 — 35 Deductions: Gross loan and lease charge-offs (47 ) (8 ) (3 ) (58 ) Recoveries 14 2 3 19 Net loan and lease charge-offs (33 ) (6 ) — (39 ) Balance at end of period $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments Balance at beginning of period $ 56 $ 13 $ — $ 69 Provision credited to earnings (2 ) (2 ) — (4 ) Balance at end of period $ 54 $ 11 $ — $ 65 Total allowance for credit losses at end of period Allowance for loan losses $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments 54 11 — 65 Total allowance for credit losses $ 510 $ 133 $ 30 $ 673 Six Months Ended June 30, 2016 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses Balance at beginning of period $ 454 $ 114 $ 38 $ 606 Additions: Provision for loan losses 71 12 (6 ) 77 Deductions: Gross loan and lease charge-offs (90 ) (9 ) (7 ) (106 ) Recoveries 21 5 5 31 Net loan and lease charge-offs (69 ) (4 ) (2 ) (75 ) Balance at end of period $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments Balance at beginning of period $ 58 $ 16 $ 1 $ 75 Provision credited to earnings (4 ) (5 ) (1 ) (10 ) Balance at end of period $ 54 $ 11 $ — $ 65 Total allowance for credit losses at end of period Allowance for loan losses $ 456 $ 122 $ 30 $ 608 Reserve for unfunded lending commitments 54 11 — 65 Total allowance for credit losses $ 510 $ 133 $ 30 $ 673 The ALLL and outstanding loan balances according to the Company’s impairment method are summarized as follows: June 30, 2017 (In millions) Commercial Commercial real estate Consumer Total Allowance for loan losses: Individually evaluated for impairment $ 40 $ 1 $ 5 $ 46 Collectively evaluated for impairment 353 115 30 498 Purchased loans with evidence of credit deterioration — — — — Total $ 393 $ 116 $ 35 $ 544 Outstanding loan balances: Individually evaluated for impairment $ 411 $ 75 $ 77 $ 563 Collectively evaluated for impairment 21,765 11,113 10,199 43,077 Purchased loans with evidence of credit deterioration 27 10 6 43 Total $ 22,203 $ 11,198 $ 10,282 $ 43,683 |
Summary Of Nonaccrual Loans | Nonaccrual loans are summarized as follows: (In millions) June 30, December 31, Loans held for sale $ 12 $ 40 Commercial: Commercial and industrial $ 278 $ 354 Leasing 10 14 Owner-occupied 86 74 Municipal 1 1 Total commercial 375 443 Commercial real estate: Construction and land development 6 7 Term 37 29 Total commercial real estate 43 36 Consumer: Home equity credit line 11 11 1-4 family residential 43 36 Construction and other consumer real estate 1 2 Bankcard and other revolving plans — 1 Other 1 — Total consumer loans 56 50 Total $ 474 $ 529 |
Summary Of Past Due Loans (Accruing And Nonaccruing) | Past due loans (accruing and nonaccruing) are summarized as follows: June 30, 2017 (In millions) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Loans held for sale $ 50 $ — $ 3 $ 3 $ 53 $ — $ 9 Commercial: Commercial and industrial $ 13,735 $ 54 $ 61 $ 115 $ 13,850 $ 10 $ 216 Leasing 387 — — — 387 — 10 Owner-occupied 7,035 26 34 60 7,095 3 52 Municipal 871 — — — 871 — 1 Total commercial 22,028 80 95 175 22,203 13 279 Commercial real estate: Construction and land development 2,175 6 5 11 2,186 — 1 Term 8,990 12 10 22 9,012 3 24 Total commercial real estate 11,165 18 15 33 11,198 3 25 Consumer: Home equity credit line 2,684 6 7 13 2,697 2 4 1-4 family residential 6,328 10 21 31 6,359 — 17 Construction and other consumer real estate 553 6 1 7 560 — — Bankcard and other revolving plans 473 3 2 5 478 1 — Other 187 1 — 1 188 — — Total consumer loans 10,225 26 31 57 10,282 3 21 Total $ 43,418 $ 124 $ 141 $ 265 $ 43,683 $ 19 $ 325 December 31, 2016 (In millions) Current 30-89 days past due 90+ days past due Total past due Total loans Accruing loans 90+ days past due Nonaccrual loans that are current 1 Loans held for sale $ 172 $ — $ — $ — $ 172 $ — $ 40 Commercial: Commercial and industrial $ 13,306 $ 72 $ 74 $ 146 $ 13,452 $ 10 $ 287 Leasing 423 — — — 423 — 14 Owner-occupied 6,894 40 28 68 6,962 8 43 Municipal 778 — — — 778 — 1 Total commercial 21,401 112 102 214 21,615 18 345 Commercial real estate: Construction and land development 2,010 7 2 9 2,019 1 1 Term 9,291 9 22 31 9,322 12 18 Total commercial real estate 11,301 16 24 40 11,341 13 19 Consumer: Home equity credit line 2,635 4 6 10 2,645 1 5 1-4 family residential 5,857 12 22 34 5,891 — 11 Construction and other consumer real estate 479 3 4 7 486 3 — Bankcard and other revolving plans 478 2 1 3 481 1 1 Other 189 1 — 1 190 — — Total consumer loans 9,638 22 33 55 9,693 5 17 Total $ 42,340 $ 150 $ 159 $ 309 $ 42,649 $ 36 $ 381 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Summary Of Outstanding Loan Balances (Accruing And Nonaccruing) Categorized By Credit Quality Indicators | June 30, 2017 (In millions) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,760 $ 336 $ 754 $ — $ 13,850 Leasing 364 1 22 — 387 Owner-occupied 6,715 113 267 — 7,095 Municipal 865 — 6 — 871 Total commercial 20,704 450 1,049 — 22,203 $ 393 Commercial real estate: Construction and land development 2,101 28 57 — 2,186 Term 8,763 111 138 — 9,012 Total commercial real estate 10,864 139 195 — 11,198 116 Consumer: Home equity credit line 2,679 — 18 — 2,697 1-4 family residential 6,309 — 50 — 6,359 Construction and other consumer real estate 559 — 1 — 560 Bankcard and other revolving plans 475 — 3 — 478 Other 187 — 1 — 188 Total consumer loans 10,209 — 73 — 10,282 35 Total $ 41,777 $ 589 $ 1,317 $ — $ 43,683 $ 544 December 31, 2016 (In millions) Pass Special Mention Sub- standard Doubtful Total loans Total allowance Commercial: Commercial and industrial $ 12,185 $ 266 $ 998 $ 3 $ 13,452 Leasing 387 5 30 1 423 Owner-occupied 6,560 96 306 — 6,962 Municipal 765 7 6 — 778 Total commercial 19,897 374 1,340 4 21,615 $ 420 Commercial real estate: Construction and land development 1,942 52 25 — 2,019 Term 9,096 82 144 — 9,322 Total commercial real estate 11,038 134 169 — 11,341 116 Consumer: Home equity credit line 2,629 — 16 — 2,645 1-4 family residential 5,851 — 40 — 5,891 Construction and other consumer real estate 482 — 4 — 486 Bankcard and other revolving plans 478 — 3 — 481 Other 189 — 1 — 190 Total consumer loans 9,629 — 64 — 9,693 31 Total $ 40,564 $ 508 $ 1,573 $ 4 $ 42,649 $ 567 |
Summary Of Information On Impaired Loans | June 30, 2017 (In millions) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 375 $ 80 $ 249 $ 329 $ 36 Owner-occupied 121 65 40 105 4 Municipal 1 1 — 1 — Total commercial 497 146 289 435 40 Commercial real estate: Construction and land development 11 5 5 10 — Term 59 38 15 53 1 Total commercial real estate 70 43 20 63 1 Consumer: Home equity credit line 24 15 7 22 1 1-4 family residential 60 31 27 58 4 Construction and other consumer real estate 3 1 1 2 — Other 1 1 — 1 — Total consumer loans 88 48 35 83 5 Total $ 655 $ 237 $ 344 $ 581 $ 46 December 31, 2016 (In millions) Unpaid principal balance Recorded investment Total recorded investment Related allowance with no allowance with allowance Commercial: Commercial and industrial $ 470 $ 82 $ 311 $ 393 $ 52 Owner-occupied 115 71 30 101 3 Municipal 1 1 — 1 — Total commercial 586 154 341 495 55 Commercial real estate: Construction and land development 22 7 6 13 — Term 92 53 17 70 2 Total commercial real estate 114 60 23 83 2 Consumer: Home equity credit line 24 16 7 23 — 1-4 family residential 59 27 28 55 6 Construction and other consumer real estate 3 1 2 3 — Other 2 1 — 1 — Total consumer loans 88 45 37 82 6 Total $ 788 $ 259 $ 401 $ 660 $ 63 Three Months Ended Six Months Ended (In millions) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 398 $ 4 $ 356 $ 4 Owner-occupied 109 1 102 4 Municipal 1 — 1 — Total commercial 508 5 459 8 Commercial real estate: Construction and land development 11 — 11 — Term 59 7 60 9 Total commercial real estate 70 7 71 9 Consumer: Home equity credit line 21 — 21 — 1-4 family residential 58 1 56 1 Construction and other consumer real estate 2 — 3 — Other 1 — 1 — Total consumer loans 82 1 81 1 Total $ 660 $ 13 $ 611 $ 18 Three Months Ended Six Months Ended (In millions) Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 430 $ 1 $ 317 $ 2 Owner-occupied 111 3 113 6 Municipal 1 — 1 — Total commercial 542 4 431 8 Commercial real estate: Construction and land development 12 1 12 1 Term 98 3 97 7 Total commercial real estate 110 4 109 8 Consumer: Home equity credit line 25 — 24 1 1-4 family residential 61 1 61 1 Construction and other consumer real estate 3 — 3 — Other 2 — 2 — Total consumer loans 91 1 90 2 Total $ 743 $ 9 $ 630 $ 18 |
Summary Of Selected Information On TDRs That Includes Recorded Investment On An Accruing And Nonaccruing Basis By Loan Class And Modification Type | June 30, 2017 Recorded investment resulting from the following modification types: (In millions) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ 1 $ 12 $ — $ 1 $ 11 $ 43 $ 68 Owner-occupied 1 — 1 1 8 13 24 Total commercial 2 12 1 2 19 56 92 Commercial real estate: Construction and land development — 2 — — — 3 5 Term 4 — — 1 2 8 15 Total commercial real estate 4 2 — 1 2 11 20 Consumer: Home equity credit line — 2 10 — — 3 15 1-4 family residential 1 — 7 1 2 27 38 Construction and other consumer real estate — 1 — — — 1 2 Total consumer loans 1 3 17 1 2 31 55 Total accruing 7 17 18 4 23 98 167 Nonaccruing Commercial: Commercial and industrial 1 — 18 4 65 14 102 Owner-occupied 1 2 — 1 1 10 15 Municipal — 1 — — — — 1 Total commercial 2 3 18 5 66 24 118 Commercial real estate: Construction and land development — — — — — — — Term 2 1 — — 1 4 8 Total commercial real estate 2 1 — — 1 4 8 Consumer: Home equity credit line — — 1 — — — 1 1-4 family residential — 1 1 — 2 6 10 Construction and other consumer real estate — — — — — — — Total consumer loans — 1 2 — 2 6 11 Total nonaccruing 4 5 20 5 69 34 137 Total $ 11 $ 22 $ 38 $ 9 $ 92 $ 132 $ 304 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. 2 Includes TDRs that resulted from a combination of any of the previous modification types. December 31, 2016 Recorded investment resulting from the following modification types: (In millions) Interest rate below market Maturity or term extension Principal forgiveness Payment deferral Other 1 Multiple modification types 2 Total Accruing Commercial: Commercial and industrial $ — $ 19 $ — $ — $ — $ 28 $ 47 Owner-occupied 3 — 1 — 8 10 22 Total commercial 3 19 1 — 8 38 69 Commercial real estate: Construction and land development — 4 — — — 4 8 Term 4 — — 1 2 10 17 Total commercial real estate 4 4 — 1 2 14 25 Consumer: Home equity credit line — 1 10 — — 3 14 1-4 family residential 3 1 6 — 2 30 42 Construction and other consumer real estate — — — — — 1 1 Total consumer loans 3 2 16 — 2 34 57 Total accruing 10 25 17 1 12 86 151 Nonaccruing Commercial: Commercial and industrial 1 — — 1 33 25 60 Owner-occupied — 1 — 3 1 12 17 Municipal — 1 — — — — 1 Total commercial 1 2 — 4 34 37 78 Commercial real estate: Construction and land development — — — — 2 — 2 Term 2 1 — — 2 3 8 Total commercial real estate 2 1 — — 4 3 10 Consumer: Home equity credit line — — 1 — — 1 2 1-4 family residential — — 2 — 1 5 8 Construction and other consumer real estate — — — 2 — — 2 Total consumer loans — — 3 2 1 6 12 Total nonaccruing 3 3 3 6 39 46 100 Total $ 13 $ 28 $ 20 $ 7 $ 51 $ 132 $ 251 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. 2 Includes TDRs that resulted from a combination of any of the previous modification types. |
Schedule Of Outstanding Balances Of All Required Payments And The Related Carrying Amounts For PCI Loans | (In millions) June 30, 2017 December 31, 2016 Commercial $ 40 $ 49 Commercial real estate 15 51 Consumer 7 9 Outstanding balance $ 62 $ 109 Carrying amount $ 43 $ 77 Less ALLL — 1 Carrying amount, net $ 43 $ 76 |
Schedule Of Changes In The Accretable Yield For PCI Loans | (In millions) Three Months Ended Six Months Ended 2017 2016 2017 2016 Balance at beginning of period $ 32 $ 43 $ 33 $ 40 Accretion (11 ) (7 ) (15 ) (13 ) Reclassification from nonaccretable difference (3 ) 1 (1 ) 9 Disposals and other 3 1 4 2 Balance at end of period $ 21 $ 38 $ 21 $ 38 Note: Amounts have been adjusted based on refinements to the original estimates of the accretable yield. |
Derivative Instruments And He26
Derivative Instruments And Hedging Activities Derivative Instruments and Hedging Activities (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Summary of Derivative Instruments [Abstract] | |
Schedule of Derivative Instruments | June 30, 2017 December 31, 2016 Notional amount Fair value Notional amount Fair value (In millions) Other assets Other liabilities Other assets Other liabilities Derivatives designated as hedging instruments: Cash flow hedges: Interest rate swaps $ 1,388 $ — $ — $ 1,388 $ 2 $ 1 Derivatives not designated as hedging instruments: Interest rate swaps and forwards 196 1 — 235 2 — Interest rate swaps for customers 1 4,412 37 32 4,162 49 49 Foreign exchange 318 8 6 424 11 9 Total derivatives not designated as hedging instruments 4,926 46 38 4,821 62 58 Total derivatives $ 6,314 $ 46 $ 38 $ 6,209 $ 64 $ 59 1 Notional amounts include both the customer swaps and the offsetting derivative contracts. |
Schedule Of Gain (Loss) Of Derivative Instruments | Amount of derivative gain (loss) recognized/reclassified Three Months Ended June 30, 2017 Six Months Ended June 30, 2017 (In millions) OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense OCI Reclassified from AOCI to interest income Noninterest Offset to Derivatives designated as hedging instruments: Cash flow hedges 1 : Interest rate swaps $ 2 $ 1 $ — $ 3 Derivatives not designated as hedging instruments: Interest rate swaps and forward contracts $ — $ — Interest rate swaps for customers 3 4 Foreign exchange 4 7 Total derivatives $ 2 $ 1 $ 7 $ — $ — $ 3 $ 11 $ — Amount of derivative gain (loss) recognized/reclassified Three Months Ended June 30, 2016 Six Months Ended June 30, 2016 (In millions) OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense OCI Reclassified from AOCI to interest income Noninterest income (expense) Offset to interest expense Derivatives designated as hedging instruments: Cash flow hedges 1 : Interest rate swaps $ 8 $ 3 $ 28 $ 6 Derivatives not designated as hedging instruments: Interest rate swaps and forward contracts $ 2 $ 2 Interest rate swaps for customers 1 1 Foreign exchange 3 5 Total derivatives $ 8 $ 3 $ 6 $ — $ 28 $ 6 $ 8 $ — Note: These schedules are not intended to present at any given time the Company’s long/short position with respect to its derivative contracts. 1 Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the derivative gain (loss). For the 12 months following June 30, 2017 , we estimate that no significant amount will be reclassified from AOCI into interest income. |
Debt And Shareholders' Equity (
Debt And Shareholders' Equity (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items] | |
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In millions) June 30, December 31, 2016 Subordinated notes $ 247 $ 247 Senior notes 135 287 Capital lease obligations 1 1 Total $ 383 $ 535 |
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block] | Amounts reclassified from AOCI 1 Amounts reclassified from AOCI 1 Statement of income (SI) Balance sheet (BS) (In millions) Three Months Ended Six Months Ended Details about AOCI components 2017 2016 2017 2016 Affected line item Net unrealized gains on derivative instruments $ 1 $ 3 $ 3 $ 6 SI Interest and fees on loans Income tax expense — 1 1 3 Amounts Reclassified from AOCI $ 1 $ 2 $ 2 $ 3 1 Negative reclassification amounts indicate decreases to earnings in the statement of income and increases to balance sheet assets. The opposite applies to positive reclassification amounts. |
Schedule Of Changes In Accumulated Other Comprehensive Income (Loss) | (In millions) Net unrealized gains (losses) on investment securities Net unrealized gains (losses) on derivatives and other Pension and post-retirement Total Six Months Ended June 30, 2017 Balance at December 31, 2016 $ (93 ) $ 2 $ (31 ) $ (122 ) OCI before reclassifications, net of tax 73 2 — 75 Amounts reclassified from AOCI, net of tax — (2 ) — (2 ) OCI 73 — — 73 Balance at June 30, 2017 $ (20 ) $ 2 $ (31 ) $ (49 ) Income tax expense included in OCI $ 45 $ — $ — $ 45 Six Months Ended June 30, 2016 Balance at December 31, 2016 $ (18 ) $ 1 $ (38 ) $ (55 ) OCI (loss) before reclassifications, net of tax 65 17 (1 ) 81 Amounts reclassified from AOCI, net of tax — (3 ) — (3 ) OCI (loss) 65 14 (1 ) 78 Balance at June 30, 2016 $ 47 $ 15 $ (39 ) $ 23 Income tax expense included in OCI $ 40 $ 8 $ 1 $ 49 |
Debt And Shareholders' Equity S
Debt And Shareholders' Equity Schedule of Long-term Debt Instruments (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Debt Instrument [Line Items] | |
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In millions) June 30, December 31, 2016 Subordinated notes $ 247 $ 247 Senior notes 135 287 Capital lease obligations 1 1 Total $ 383 $ 535 |
Commitments, Guarantees, And 29
Commitments, Guarantees, And Contingent Liabilities (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Guarantees, Commitments And Contingencies [Abstract] | |
Schedule Of Guarantees Issued | (In millions) June 30, December 31, Net unfunded commitments to extend credit 1 $ 18,409 $ 18,274 Standby letters of credit: Financial 672 771 Performance 194 196 Commercial letters of credit 46 60 Total unfunded lending commitments $ 19,321 $ 19,301 1 Net of participations |
Retirement Plans (Tables)
Retirement Plans (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Defined Benefit Plan [Abstract] | |
Schedule Of Net Periodic Benefit Cost (Credit) For Pension And Postretirement Plans | Pension and Other Retirement Plans Pension and Other Retirement Plans (In millions) Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Interest cost $ 2 $ 2 $ 4 $ 4 Expected return on plan assets (3 ) (3 ) (6 ) (6 ) Partial settlement loss 1 — 1 — Amortization of net actuarial loss 1 2 2 4 Net periodic benefit cost $ 1 $ 1 $ 1 $ 2 |
Operating Segment Information (
Operating Segment Information (Tables) | 6 Months Ended |
Jun. 30, 2017 | |
Segment Reporting Information [Line Items] | |
Operating Segment Information | . OPERATING SEGMENT INFORMATION We manage our operations and prepare management reports and other information with a primary focus on geographical area. Our banking operations are managed under their own individual brand names, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. Performance assessment and resource allocation are based upon this geographical structure. We use an internal funds transfer pricing (“FTP”) allocation system to report results of operations for business segments. This process continues to be refined. Total average loans and deposits presented for the banking segments do not include intercompany amounts between banking segments, but may include deposits with the Other segment. Prior period amounts have been reclassified to reflect these changes. As of June 30, 2017 , Zions Bank operates 99 branches in Utah, 23 branches in Idaho, and one branch in Wyoming. Amegy operates 73 branches in Texas. CB&T operates 92 branches in California. NBAZ operates 58 branches in Arizona. NSB operates 50 branches in Nevada. Vectra operates 36 branches in Colorado and one branch in New Mexico. TCBW operates one branch in Washington and one branch in Oregon. The operating segment identified as “Other” includes the Parent, Zions Management Services Company, certain nonbank financial service subsidiaries, centralized back-office functions, and eliminations of transactions between segments. The major components of net interest income at the Bank’s back office include the revenue associated with the investments securities portfolio and the offset of the FTP costs and benefits provided to the business segments. Throughout 2016 consolidation efforts continued, which resulted in transitioning full-time equivalents from the business segments to the Company’s back-office units. Due to the continuing nature and timing of this change, the Company’s back-office units retained more direct expenses in 2016 than in prior years. In the first quarter of 2017 we made changes to the FTP process and internal allocation of central expenses to better reflect the performance of business segments. Prior period amounts have been revised to reflect the impact of these changes had they been instituted in 2016. The following schedule does not present total assets or income tax expense for each operating segment, but instead presents average loans, average deposits and income before income taxes because these are the metrics that management uses when evaluating performance and making decisions pertaining to the operating segments. The Parent’s net interest income includes interest expense on other borrowed funds. The condensed statement of income identifies the components of income and expense which affect the operating amounts presented in the Other segment. The accounting policies of the individual operating segments are the same as those of the Company. Transactions between operating segments are primarily conducted at fair value, resulting in profits that are eliminated for reporting consolidated results of operations. The following schedule presents selected operating segment information for the three months ended June 30, 2017 and 2016 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 164 $ 154 $ 124 $ 117 $ 123 $ 110 $ 51 $ 47 $ 33 $ 30 Provision for loan losses (2 ) — 7 31 (1 ) 4 (1 ) — — 1 Net interest income after provision for loan losses 166 154 117 86 124 106 52 47 33 29 Noninterest income 37 37 30 28 19 16 10 10 10 10 Noninterest expense 111 115 89 83 76 73 36 38 35 36 Income (loss) before income taxes $ 92 $ 76 $ 58 $ 31 $ 67 $ 49 $ 26 $ 19 $ 8 $ 3 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,483 $ 12,600 $ 10,856 $ 10,761 $ 9,476 $ 9,260 $ 4,246 $ 4,008 $ 2,372 $ 2,274 Total deposits 15,987 15,977 11,218 10,959 10,917 10,882 4,762 4,582 4,233 4,103 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 32 $ 29 $ 11 $ 9 $ (10 ) $ (31 ) $ 528 $ 465 Provision for loan losses 3 (3 ) — 1 1 1 7 35 Net interest income after provision for loan losses 29 32 11 8 (11 ) (32 ) 521 430 Noninterest income 7 6 1 1 18 18 132 126 Noninterest expense 25 25 5 5 28 7 405 382 Income (loss) before income taxes $ 11 $ 13 $ 7 $ 4 $ (21 ) $ (21 ) $ 248 $ 174 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,603 $ 2,415 $ 911 $ 777 $ 296 $ 13 $ 43,243 $ 42,108 Total deposits 2,728 2,667 1,094 947 1,395 (167 ) 52,334 49,950 The following schedule presents selected operating segment information for the six months ended June 30, 2017 and 2016 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 319 $ 304 $ 238 $ 230 $ 233 $ 213 $ 100 $ 92 $ 65 $ 60 Provision for loan losses 33 (30 ) 8 135 (6 ) 1 1 2 (5 ) (25 ) Net interest income after provision for loan losses 286 334 230 95 239 212 99 90 70 85 Noninterest income 72 73 59 57 36 32 20 20 20 19 Noninterest expense 224 221 173 168 151 145 73 72 70 69 Income (loss) before income taxes $ 134 $ 186 $ 116 $ (16 ) $ 124 $ 99 $ 46 $ 38 $ 20 $ 35 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,486 $ 12,453 $ 10,747 $ 10,566 $ 9,391 $ 9,083 $ 4,254 $ 3,936 $ 2,355 $ 2,269 Total deposits 16,127 15,839 11,268 11,116 10,919 10,681 4,712 4,513 4,222 4,057 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 61 $ 59 $ 22 $ 18 $ (21 ) $ (58 ) $ 1,017 $ 918 Provision for loan losses — (6 ) (1 ) — — — 30 77 Net interest income after provision for loan losses 61 65 23 18 (21 ) (58 ) 987 841 Noninterest income 12 11 2 2 43 28 264 242 Noninterest expense 50 48 10 10 68 44 819 777 Income (loss) before income taxes $ 23 $ 28 $ 15 $ 10 $ (46 ) $ (74 ) $ 432 $ 306 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,569 $ 2,434 $ 894 $ 755 $ 210 $ 60 $ 42,906 $ 41,556 Total deposits 2,759 2,725 1,097 950 1,170 (129 ) 52,274 49,752 |
Schedule of Segment Reporting Information, by Segment | (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 164 $ 154 $ 124 $ 117 $ 123 $ 110 $ 51 $ 47 $ 33 $ 30 Provision for loan losses (2 ) — 7 31 (1 ) 4 (1 ) — — 1 Net interest income after provision for loan losses 166 154 117 86 124 106 52 47 33 29 Noninterest income 37 37 30 28 19 16 10 10 10 10 Noninterest expense 111 115 89 83 76 73 36 38 35 36 Income (loss) before income taxes $ 92 $ 76 $ 58 $ 31 $ 67 $ 49 $ 26 $ 19 $ 8 $ 3 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,483 $ 12,600 $ 10,856 $ 10,761 $ 9,476 $ 9,260 $ 4,246 $ 4,008 $ 2,372 $ 2,274 Total deposits 15,987 15,977 11,218 10,959 10,917 10,882 4,762 4,582 4,233 4,103 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 32 $ 29 $ 11 $ 9 $ (10 ) $ (31 ) $ 528 $ 465 Provision for loan losses 3 (3 ) — 1 1 1 7 35 Net interest income after provision for loan losses 29 32 11 8 (11 ) (32 ) 521 430 Noninterest income 7 6 1 1 18 18 132 126 Noninterest expense 25 25 5 5 28 7 405 382 Income (loss) before income taxes $ 11 $ 13 $ 7 $ 4 $ (21 ) $ (21 ) $ 248 $ 174 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,603 $ 2,415 $ 911 $ 777 $ 296 $ 13 $ 43,243 $ 42,108 Total deposits 2,728 2,667 1,094 947 1,395 (167 ) 52,334 49,950 The following schedule presents selected operating segment information for the six months ended June 30, 2017 and 2016 : (In millions) Zions Bank Amegy CB&T NBAZ NSB 2017 2016 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 319 $ 304 $ 238 $ 230 $ 233 $ 213 $ 100 $ 92 $ 65 $ 60 Provision for loan losses 33 (30 ) 8 135 (6 ) 1 1 2 (5 ) (25 ) Net interest income after provision for loan losses 286 334 230 95 239 212 99 90 70 85 Noninterest income 72 73 59 57 36 32 20 20 20 19 Noninterest expense 224 221 173 168 151 145 73 72 70 69 Income (loss) before income taxes $ 134 $ 186 $ 116 $ (16 ) $ 124 $ 99 $ 46 $ 38 $ 20 $ 35 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 12,486 $ 12,453 $ 10,747 $ 10,566 $ 9,391 $ 9,083 $ 4,254 $ 3,936 $ 2,355 $ 2,269 Total deposits 16,127 15,839 11,268 11,116 10,919 10,681 4,712 4,513 4,222 4,057 (In millions) Vectra TCBW Other Consolidated Company 2017 2016 2017 2016 2017 2016 2017 2016 SELECTED INCOME STATEMENT DATA Net interest income $ 61 $ 59 $ 22 $ 18 $ (21 ) $ (58 ) $ 1,017 $ 918 Provision for loan losses — (6 ) (1 ) — — — 30 77 Net interest income after provision for loan losses 61 65 23 18 (21 ) (58 ) 987 841 Noninterest income 12 11 2 2 43 28 264 242 Noninterest expense 50 48 10 10 68 44 819 777 Income (loss) before income taxes $ 23 $ 28 $ 15 $ 10 $ (46 ) $ (74 ) $ 432 $ 306 SELECTED AVERAGE BALANCE SHEET DATA Total loans $ 2,569 $ 2,434 $ 894 $ 755 $ 210 $ 60 $ 42,906 $ 41,556 Total deposits 2,759 2,725 1,097 950 1,170 (129 ) 52,274 49,752 |
Basis of Presentaion (Details)
Basis of Presentaion (Details) | Jun. 30, 2017States |
Basis Of Presentation [Abstract] | |
Number of States in which Entity Operates | 11 |
Certain Recent Accounting Pro33
Certain Recent Accounting Pronouncements Certain Recent Accounting Pronouncements (Details) - USD ($) $ in Millions | 3 Months Ended | ||
Jun. 30, 2017 | Mar. 31, 2017 | Dec. 31, 2016 | |
Accounting Policies [Abstract] | |||
Operating Leases, Future Minimum Payments Due | $ 275 | ||
New Accounting Pronouncement or Change in Accounting Principle, Effect of Adoption, Quantification | $ 3 | $ 4 |
Fair Value (Narrative) (Details
Fair Value (Narrative) (Details) - USD ($) | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Derivatives, Fair Value [Line Items] | |||||
Other noninterest-bearing investments valued under the cost method | $ 10,000,000 | $ 10,000,000 | $ 13,000,000 | ||
Federal Home Loan Bank Stock and Federal Reserve Bank Stock | 330,000,000 | 330,000,000 | 211,000,000 | ||
Net gains on sale of OREO properties | 0 | $ 1,000,000 | 0 | $ 2,000,000 | |
Principal amount of other real estate owned property sold | 3,000,000 | 5,000,000 | |||
Equity Method Investments, Fair Value Disclosure | 38,000,000 | 38,000,000 | 35,000,000 | ||
OREO Properties [Member] | |||||
Derivatives, Fair Value [Line Items] | |||||
Net gains on sale of OREO properties | 0 | $ 1,000,000 | 0 | $ 3,000,000 | |
Fair Value, Inputs, Level 2 [Member] | |||||
Derivatives, Fair Value [Line Items] | |||||
Fair value of AFS securities | 15,262,000,000 | 15,262,000,000 | 13,188,000,000 | ||
Fair Value, Inputs, Level 3 [Member] | |||||
Derivatives, Fair Value [Line Items] | |||||
Fair value of AFS securities | 0 | 0 | 0 | ||
Third Party Pricing Service [Member] | Fair Value, Inputs, Level 2 [Member] | |||||
Derivatives, Fair Value [Line Items] | |||||
Fair value of AFS securities | $ 0.92 | $ 0.92 | $ 0.91 |
Fair Value (Schedule Of Assets
Fair Value (Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Trading Securities | $ 61 | $ 115 |
Other Assets, Fair Value Disclosure | 95 | 91 |
Other Liabilities, Fair Value Disclosure | 95 | 91 |
Fair Value, Inputs, Level 3 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Assets, Fair Value Disclosure | 101 | 93 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Assets, Fair Value Disclosure | 15,863 | 13,853 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 32 | 50 |
Fair Value, Inputs, Level 1 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Assets, Fair Value Disclosure | 191 | 304 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 219 | 125 |
Mutual Funds And Stock Equity Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 55 | 185 |
Bank-owned life insurance [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 502 | 497 |
Private Equity Funds [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 91 | 91 |
Interest-Only-Strip [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 19 | 20 |
Available-for-sale Securities [Member] | US Government Corporations and Agencies Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 13,944 | 12,009 |
Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 1,317 | 1,154 |
Available-for-sale Securities [Member] | Debt Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 25 | |
Asset-Backed Securities [Member] | Other Credit Derivatives [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 24 | |
Derivative [Member] | Interest Rate Contract [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 1 | 4 |
Other Liabilities, Fair Value Disclosure | 1 | |
Derivative [Member] | Interest Rate Swaps [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 37 | 49 |
Other Liabilities, Fair Value Disclosure | 32 | 49 |
Derivative [Member] | Foreign Exchange Contract [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | 6 | 9 |
Fair Value, Inputs, Level 2 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 15,262 | 13,188 |
Trading Securities | 61 | 115 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | Mutual Funds And Stock Equity Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 1 | 1 |
Fair Value, Inputs, Level 2 [Member] | Bank-owned life insurance [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 502 | 497 |
Fair Value, Inputs, Level 2 [Member] | Private Equity Funds [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | ||
Fair Value, Inputs, Level 2 [Member] | Available-for-sale Securities [Member] | US Government Corporations and Agencies Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 13,919 | 12,009 |
Fair Value, Inputs, Level 2 [Member] | Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 1,317 | 1,154 |
Fair Value, Inputs, Level 2 [Member] | Available-for-sale Securities [Member] | Debt Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 25 | |
Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member] | Other (Including ABS CDOs) [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 24 | |
Fair Value, Inputs, Level 2 [Member] | Derivative [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 38 | 53 |
Other Liabilities, Fair Value Disclosure | 32 | 50 |
Fair Value, Inputs, Level 2 [Member] | Derivative [Member] | Interest Rate Contract [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 1 | 4 |
Other Liabilities, Fair Value Disclosure | 1 | |
Fair Value, Inputs, Level 2 [Member] | Derivative [Member] | Interest Rate Swaps [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 37 | 49 |
Other Liabilities, Fair Value Disclosure | 32 | 49 |
Fair Value, Inputs, Level 3 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Private Equity Funds [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 82 | 73 |
Fair Value, Inputs, Level 3 [Member] | Interest-Only-Strip [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 19 | 20 |
Fair Value, Inputs, Level 3 [Member] | Available-for-sale Securities [Member] | US Government Corporations and Agencies Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Available-for-sale Securities [Member] | Municipal Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | ||
Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member] | Other (Including ABS CDOs) [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | ||
Fair Value, Inputs, Level 3 [Member] | Derivative [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 0 | 0 |
Other Liabilities, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 79 | 184 |
Other Assets, Fair Value Disclosure | 95 | 91 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 118 | 25 |
Other Liabilities, Fair Value Disclosure | 95 | 91 |
Fair Value, Inputs, Level 1 [Member] | Mutual Funds And Stock Equity Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 54 | 184 |
Fair Value, Inputs, Level 1 [Member] | Private Equity Funds [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 9 | 18 |
Fair Value, Inputs, Level 1 [Member] | Available-for-sale Securities [Member] | US Government Corporations and Agencies Securities [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Investments, Fair Value Disclosure | 25 | 0 |
Fair Value, Inputs, Level 1 [Member] | Derivative [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | 6 | 9 |
Fair Value, Inputs, Level 1 [Member] | Derivative [Member] | Foreign Exchange Contract [Member] | ||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | $ 6 | $ 9 |
Fair Value (Schedule Of Key Mod
Fair Value (Schedule Of Key Model Inputs And Assumptions Used To Fair Value Certain Asset-Backed Securities) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Trading Securities | $ 61 | $ 115 |
Other Assets, Fair Value Disclosure | 95 | 91 |
Other Liabilities, Fair Value Disclosure | 95 | 91 |
Estimate of Fair Value Measurement [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 15,341 | 13,372 |
Trading Securities | 61 | 115 |
Assets, Fair Value Disclosure | 16,155 | 14,250 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 118 | 25 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 251 | 175 |
Estimate of Fair Value Measurement [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 46 | 64 |
Other Liabilities, Fair Value Disclosure | 38 | 59 |
Interest Rate Contract [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 1 | 4 |
Other Liabilities, Fair Value Disclosure | 1 | |
Fair Value, Inputs, Level 3 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Assets, Fair Value Disclosure | 101 | 93 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Assets, Fair Value Disclosure | 15,863 | 13,853 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 32 | 50 |
Fair Value, Inputs, Level 1 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Assets, Fair Value Disclosure | 191 | 304 |
Financial and Nonfinancial Liabilities, Fair Value Disclosure | 219 | 125 |
Foreign Exchange Contract [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | 6 | 9 |
Interest Rate Swap [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 37 | 49 |
Other Liabilities, Fair Value Disclosure | 32 | 49 |
Interest-Only-Strip [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 19 | 20 |
Private Equity Funds [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 91 | 91 |
Bank-owned life insurance [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 502 | 497 |
Mutual Funds And Stock Equity Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 55 | 185 |
Debt Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 25 | |
Other Credit Derivatives [Member] | Asset-Backed Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 24 | |
US States and Political Subdivisions Debt Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 1,317 | 1,154 |
US Government Corporations and Agencies Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 13,944 | 12,009 |
Fair Value, Inputs, Level 2 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 15,262 | 13,188 |
Trading Securities | 61 | 115 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 38 | 53 |
Other Liabilities, Fair Value Disclosure | 32 | 50 |
Fair Value, Inputs, Level 2 [Member] | Interest Rate Contract [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 1 | 4 |
Other Liabilities, Fair Value Disclosure | 1 | |
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 37 | 49 |
Other Liabilities, Fair Value Disclosure | 32 | 49 |
Fair Value, Inputs, Level 2 [Member] | Private Equity Funds [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | ||
Fair Value, Inputs, Level 2 [Member] | Bank-owned life insurance [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 502 | 497 |
Fair Value, Inputs, Level 2 [Member] | Mutual Funds And Stock Equity Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 1 | 1 |
Fair Value, Inputs, Level 2 [Member] | Debt Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 25 | |
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 1,317 | 1,154 |
Fair Value, Inputs, Level 2 [Member] | US Government Corporations and Agencies Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 13,919 | 12,009 |
Fair Value, Inputs, Level 2 [Member] | Other (Including ABS CDOs) [Member] | Asset-Backed Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 24 | |
Fair Value, Inputs, Level 3 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 0 | 0 |
Other Liabilities, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Interest-Only-Strip [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 19 | 20 |
Fair Value, Inputs, Level 3 [Member] | Private Equity Funds [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 82 | 73 |
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | ||
Fair Value, Inputs, Level 3 [Member] | US Government Corporations and Agencies Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Other (Including ABS CDOs) [Member] | Asset-Backed Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | ||
Fair Value, Inputs, Level 1 [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 79 | 184 |
Other Assets, Fair Value Disclosure | 95 | 91 |
Financial Instruments Sold, Not yet Purchased, at Fair Value | 118 | 25 |
Other Liabilities, Fair Value Disclosure | 95 | 91 |
Fair Value, Inputs, Level 1 [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | 6 | 9 |
Fair Value, Inputs, Level 1 [Member] | Foreign Exchange Contract [Member] | Derivative [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Assets, Fair Value Disclosure | 8 | 11 |
Other Liabilities, Fair Value Disclosure | 6 | 9 |
Fair Value, Inputs, Level 1 [Member] | Private Equity Funds [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Other Noninterest Bearing Investments Fair Value Disclosure | 9 | 18 |
Fair Value, Inputs, Level 1 [Member] | Mutual Funds And Stock Equity Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | 54 | 184 |
Fair Value, Inputs, Level 1 [Member] | US Government Corporations and Agencies Securities [Member] | Available-for-sale Securities [Member] | ||
Assumption for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Line Items] | ||
Investments, Fair Value Disclosure | $ 25 | $ 0 |
Fair Value (Schedule Of Asset37
Fair Value (Schedule Of Assets And Liabilities Measured At Fair Value By Class On A Recurring Basis Using Level 3 Inputs) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Other Assets, Fair Value Disclosure | $ 95 | $ 95 | $ 91 | ||
Other Liabilities, Fair Value Disclosure | 95 | 95 | 91 | ||
Private Equity Investments [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets, Beginning balance | 78 | $ 61 | 73 | $ 58 | |
Fair Value, Assets Measured On Recurring Basis, And Gain (Loss) Included In Equity Securities Gains (Losses), Net | (1) | 1 | 2 | 2 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Noninterest Income | 0 | 0 | 0 | 0 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 5 | 2 | 12 | 4 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | 0 | 0 | 5 | 0 | |
Fair value of assets, Ending balance | 82 | 64 | 82 | 64 | |
Servicing Contracts [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets, Beginning balance | 20 | 17 | 20 | 14 | |
Fair Value, Assets Measured On Recurring Basis, And Gain (Loss) Included In Equity Securities Gains (Losses), Net | 0 | 0 | 0 | 0 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Noninterest Income | (1) | 1 | (1) | 4 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 0 | 0 | 0 | 0 | |
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | 0 | 0 | 0 | 0 | |
Fair value of assets, Ending balance | 19 | $ 18 | 19 | $ 18 | |
Fair Value, Inputs, Level 1 [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Other Assets, Fair Value Disclosure | 95 | 95 | 91 | ||
Other Liabilities, Fair Value Disclosure | $ 95 | $ 95 | $ 91 |
Fair Value (Schedule Of Realize
Fair Value (Schedule Of Realized Gains (Losses) Using Level 3 Inputs) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Mar. 31, 2017 | Dec. 31, 2016 | Mar. 31, 2016 | Dec. 31, 2015 | |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||||||||
Other Assets, Fair Value Disclosure | $ 95 | $ 95 | $ 91 | |||||
Other Liabilities, Fair Value Disclosure | 95 | 95 | 91 | |||||
Level 3 Equity Securities Gains (Losses), Net [Member] | ||||||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||||||||
Realized gains (losses) from Level 3 inputs | 0 | $ 0 | 3 | $ 0 | ||||
Private Equity Funds [Member] | ||||||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||||||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value | 82 | 64 | 82 | 64 | $ 78 | 73 | $ 61 | $ 58 |
Fair Value, Assets Measured On Recurring Basis, And Gain (Loss) Included In Equity Securities Gains (Losses), Net | (1) | 1 | 2 | 2 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Noninterest Income | 0 | 0 | 0 | 0 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 5 | 2 | 12 | 4 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | 0 | 0 | (5) | 0 | ||||
Servicing Contracts [Member] | ||||||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | ||||||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value | 19 | 18 | 19 | 18 | $ 20 | $ 20 | $ 17 | $ 14 |
Fair Value, Assets Measured On Recurring Basis, And Gain (Loss) Included In Equity Securities Gains (Losses), Net | 0 | 0 | 0 | 0 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Noninterest Income | (1) | 1 | (1) | 4 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases | 0 | 0 | 0 | 0 | ||||
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements | $ 0 | $ 0 | $ 0 | $ 0 |
Fair Value Fair Value (Summary
Fair Value Fair Value (Summary of Quantitative Information Relating to the Principal Valuation Techniques and Significant Unobservable Inputs for Level 3) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Other Credit Derivatives [Member] | Asset-Backed Securities [Member] | ||
Summary of Quantitative Information Relating to the Principal Valuation Techniques and Significant Unobservable Inputs for Level 3 [Line Items] | ||
Investments, Fair Value Disclosure | $ 24 | |
Fair Value, Inputs, Level 3 [Member] | ||
Summary of Quantitative Information Relating to the Principal Valuation Techniques and Significant Unobservable Inputs for Level 3 [Line Items] | ||
Investments, Fair Value Disclosure | $ 0 | $ 0 |
Fair Value (Schedule Of Asset40
Fair Value (Schedule Of Assets With Fair Value Changes On Nonrecurring Basis) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Principal amount of other real estate owned property sold | $ 3 | $ 5 | |||
Fair value of assets measured on nonrecurring basis | $ 16 | 16 | $ 54 | ||
Gains (losses) from fair value changes | (6) | $ (15) | (8) | (30) | |
Impaired Loans [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 15 | 15 | 52 | ||
Gains (losses) from fair value changes | (6) | (14) | (7) | (29) | |
Private Equity Investments [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 1 | 1 | 1 | ||
Gains (losses) from fair value changes | 0 | 0 | (1) | 0 | |
Other Real Estate Owned [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 1 | ||
Gains (losses) from fair value changes | 0 | $ (1) | 0 | $ (1) | |
Fair Value, Inputs, Level 1 [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 1 [Member] | Private Equity Investments [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 2 [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 15 | 15 | 53 | ||
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 15 | 15 | 52 | ||
Fair Value, Inputs, Level 2 [Member] | Private Equity Investments [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 1 | ||
Fair Value, Inputs, Level 3 [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 1 | 1 | 1 | ||
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 0 | 0 | 0 | ||
Fair Value, Inputs, Level 3 [Member] | Private Equity Investments [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | 1 | 1 | 1 | ||
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | |||||
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] | |||||
Fair value of assets measured on nonrecurring basis | $ 0 | $ 0 | $ 0 |
Fair Value (Schedule Of Carryin
Fair Value (Schedule Of Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Held-to-maturity Securities | $ 775 | $ 868 |
Held-to-maturity, fair value | 774 | 850 |
Time deposits | 3,041 | 2,757 |
Long-term debt (less fair value hedges) | 383 | 535 |
Reported Value Measurement [Member] | ||
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Loans and leases (including loans held for sale), net of allowance | 43,192 | 42,254 |
Other Short-term Borrowings | 3,400 | 500 |
Long-term debt (less fair value hedges) | 383 | 535 |
Estimate of Fair Value Measurement [Member] | ||
Fair Value, Estimate Not Practicable, Financial Statement Captions [Line Items] | ||
Loans and leases (including loans held for sale), net of allowance | 42,723 | 42,111 |
Time deposits | 3,021 | 2,744 |
Other Short-term Borrowings | 3,400 | 500 |
Long-term debt (less fair value hedges) | $ 406 | $ 552 |
Offsetting Assets and Liabili42
Offsetting Assets and Liabilities (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | $ 427 | $ 568 |
Gross amounts recognized | 427 | 568 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 427 | 568 |
Gross amounts not offset in the balance sheet | 0 | 0 |
Cash Collateral Received/Pledged | 0 | 0 |
Derivative Financial Instruments, Assets [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 31 | 47 |
Gross amounts recognized | 46 | 64 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 46 | 64 |
Gross amounts not offset in the balance sheet | (15) | (17) |
Cash Collateral Received/Pledged | 0 | 0 |
Assets, Total [Member] | Assets [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 458 | 615 |
Gross amounts recognized | 473 | 632 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 473 | 632 |
Gross amounts not offset in the balance sheet | (15) | (17) |
Cash Collateral Received/Pledged | 0 | 0 |
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 4,342 | 827 |
Gross amounts recognized | 4,342 | 827 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 4,342 | 827 |
Gross amounts not offset in the balance sheet | 0 | 0 |
Cash Collateral Received/Pledged | 0 | 0 |
Derivative Financial Instruments, Liabilities [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 8 | 25 |
Gross amounts recognized | 38 | 59 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 38 | 59 |
Gross amounts not offset in the balance sheet | (15) | (17) |
Cash Collateral Received/Pledged | (15) | (17) |
Liabilities, Total [Member] | Other Liabilities [Member] | ||
Offsetting Assets [Line Items] | ||
Net amount | 4,350 | 852 |
Gross amounts recognized | 4,380 | 886 |
Gross amounts offset in the balance sheet | 0 | 0 |
Net amounts presented in the balance sheet | 4,380 | 886 |
Gross amounts not offset in the balance sheet | (15) | (17) |
Cash Collateral Received/Pledged | $ (15) | $ (17) |
Investment Securities (Narrativ
Investment Securities (Narrative) (Details) $ in Millions | Jun. 30, 2017USD ($)Securitiesyr | Dec. 31, 2016USD ($)Securities |
Investment [Line Items] | ||
Private equity investments prohibited by Volker rule | $ 4 | |
Number of HTM investment securities in an unrealized loss position | Securities | 336 | 642 |
Number of AFS investment securities in an unrealized loss position | Securities | 1,529 | 2,398 |
Carrying value of pledged securities | $ 2,200 | $ 1,400 |
Private Equity Investments | 140 | |
Commitments for Private Equity and Other Noninterest-bearing Investments | 27 | |
Commitments for Private Equity or Other Non-Interest Bearing Investments Prohibited by the Volcker Rule | $ 4 | |
Small Business Administration Loan-Backed Securities [Member] | Minimum [Member] | ||
Investment [Line Items] | ||
Investment term of maturity | yr | 5 | |
Small Business Administration Loan-Backed Securities [Member] | Maximum [Member] | ||
Investment [Line Items] | ||
Investment term of maturity | yr | 25 | |
US States and Political Subdivisions Debt Securities [Member] | ||
Investment [Line Items] | ||
Held-to-maturity, Amortized cost | $ 775 | $ 868 |
Investment Securities (Summary
Investment Securities (Summary Of Investment Securities) (Details) - USD ($) $ in Millions | 6 Months Ended | 12 Months Ended |
Jun. 30, 2017 | Dec. 31, 2016 | |
Investment [Line Items] | ||
Held-to-maturity, fair value | $ 774 | $ 850 |
Available-for-sale Debt Securities, Amortized Cost Basis | 15,317 | 13,337 |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 67 | 18 |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 98 | 167 |
Available-for-sale debt securities, Estimated fair value | 15,286 | 13,188 |
Available-for-sale Securities, Gross Unrealized Gain | 67 | 18 |
Available-for-sale, Amortized cost | 15,372 | 13,521 |
Available-for-sale, Gross unrealized losses, Recognized in OCI | 98 | 167 |
Available-for-sale securities, Estimated fair value | 15,341 | 13,372 |
amortized cost of investment securities | 16,147 | 14,389 |
Gross Unrealized Gains of Investment Securities Recognized in OCI | 75 | 23 |
Gross Unrealized Losses of Investment Securities Recognized in OCI | 107 | 190 |
Estimated Fair Value of Investment Securities | 16,115 | 14,222 |
Mutual Funds And Stock [Member] | ||
Investment [Line Items] | ||
Available-for-sale Securities, Gross Unrealized Gain | 0 | |
Available-for-sale, Amortized cost | 55 | |
Available-for-sale, Gross unrealized losses, Recognized in OCI | 0 | |
Available-for-sale securities, Estimated fair value | 55 | 184 |
US States and Political Subdivisions Debt Securities [Member] | ||
Investment [Line Items] | ||
Held-to-maturity, fair value | 774 | 850 |
Held-to-maturity, Amortized cost | 775 | 868 |
Available-for-sale Debt Securities, Amortized Cost Basis | 1,306 | 1,182 |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 15 | 1 |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 4 | 29 |
Available-for-sale debt securities, Estimated fair value | 1,317 | 1,154 |
Held-to-maturity Securities, Unrecognized Holding Gain | 8 | 5 |
Held-to-maturity Securities, Unrecognized Holding Loss | 9 | 23 |
Available-for-sale, Other debt securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 25 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 0 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 0 | |
Other Credit Derivatives [Member] | Asset-backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 25 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 0 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 1 | |
US Treasury Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 25 | |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 0 | |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 0 | |
Available-for-sale debt securities, Estimated fair value | 25 | |
Available-for-sale Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale debt securities, Estimated fair value | 25 | 24 |
Mutual Funds And Stock Equity Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Securities, Gross Unrealized Gain | 0 | |
Available-for-sale, Amortized cost | 184 | |
Available-for-sale, Gross unrealized losses, Recognized in OCI | 0 | |
Agency Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 1,828 | 1,846 |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 5 | 2 |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 6 | 9 |
Available-for-sale debt securities, Estimated fair value | 1,827 | 1,839 |
Agency Guaranteed Mortgage-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 9,772 | 7,986 |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 27 | 7 |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 78 | 110 |
Available-for-sale debt securities, Estimated fair value | 9,721 | 7,883 |
Small Business Administration Loan-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale Debt Securities, Amortized Cost Basis | 2,361 | 2,298 |
Available-For-Sale Debt Securities, Gross Unrealized Gains, Recognized In O C I | 20 | 8 |
Available-For-Sale Debt Securities, Gross Unrealized Losses, Recognized In O C I | 10 | 18 |
Available-for-sale debt securities, Estimated fair value | $ 2,371 | $ 2,288 |
Investment Securities (Contract
Investment Securities (Contractual Maturities Debt Securities) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Investments [Abstract] | ||
Held-to-maturity Securities, Debt Maturities, Next Rolling Twelve Months, Amortized Cost | $ 108 | |
Held-to-maturity, Due in one year or less, Estimated fair value | 108 | |
Held-to-maturity, Due after one year through five years, Amortized cost | 276 | |
Held-to-maturity, Due after one year through five years, Estimated fair value | 278 | |
Held-to-maturity, Due after five years through ten years, Amortized cost | 207 | |
Held-to-maturity, Due after five years through ten years, Estimated fair value | 210 | |
Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Amortized Cost | 184 | |
Held-to-maturity, Due after ten years, Estimated fair value | 178 | |
Held-to-maturity, Amortized cost | 775 | |
Held-to-maturity, fair value | 774 | $ 850 |
Available-for-sale, Due in one year or less, Amortized cost | 1,990 | |
Available-for-sale, Due in one year or less, Estimated fair value | 1,983 | |
Available-for-sale, Due after one year through five years, Amortized cost | 5,771 | |
Available-for-sale, Due after one year through five years, Estimated fair value | 5,752 | |
Available-for-sale, Due after five years through ten years, Amortized cost | 4,787 | |
Available-for-sale, Due after five years through ten years, Estimated fair value | 4,784 | |
Available-for-sale, Due after ten years, Amortized cost | 2,769 | |
Available-for-sale, Due after ten years, Estimated fair value | 2,767 | |
Available-for-sale, Amortized cost | 15,317 | 13,337 |
Available-for-sale, Estimated fair value | $ 15,286 | $ 13,188 |
Investment Securities (Summar46
Investment Securities (Summary Of Amount Of Gross Unrealized Losses For Debt Securities And Estimated Fair Value) (Details) - USD ($) $ in Millions | 6 Months Ended | 12 Months Ended |
Jun. 30, 2017 | Dec. 31, 2016 | |
Investment [Line Items] | ||
Investment Securities Gross Unrealized Losses Less Than 12 Months | $ 84 | $ 157 |
Investment Securities Estimated Fair Value Less Than 12 Months | 7,460 | 9,585 |
Investment Securities Gross Unrealized Losses 12 Months or More | 23 | 33 |
Investment Securities Estimated Fair Value 12 Months or More | 1,460 | 1,378 |
Investment Securities Gross Unrealized Losses Total | 107 | 190 |
Investment Securities Estimated Fair Value Total | 8,920 | 10,963 |
US States and Political Subdivisions Debt Securities [Member] | ||
Investment [Line Items] | ||
Held-to-maturity, Less than 12 months - Gross unrealized losses | 3 | 15 |
Held-to-maturity, Less than 12 months - Estimated fair value | 241 | 467 |
Held-to-maturity, 12 months or more - Gross unrealized losses | 6 | 8 |
Held-to-maturity, 12 months or more - Estimated fair value | 132 | 61 |
Held-to-maturity, Total - Gross unrealized losses | 9 | 23 |
Held-to-maturity, Total - Estimated fair value | 373 | 528 |
Available-for-sale, Less than 12 months - Gross unrealized losses | 4 | 28 |
Available-for-sale, Less than 12 months - Estimated fair value | 466 | 992 |
Available-for-sale, 12 months or more - Gross unrealized losses | 0 | 0 |
Available-for-sale, 12 months or more - Estimated fair value | 15 | 9 |
Available-for-sale, Total - Gross unrealized losses | 4 | 28 |
Available-for-sale, Total - Estimated fair value | 481 | 1,001 |
Agency Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 5 | 9 |
Available-for-sale, Less than 12 months - Estimated fair value | 928 | 950 |
Available-for-sale, 12 months or more - Gross unrealized losses | 1 | 0 |
Available-for-sale, 12 months or more - Estimated fair value | 122 | 127 |
Available-for-sale, Total - Gross unrealized losses | 6 | 9 |
Available-for-sale, Total - Estimated fair value | 1,050 | 1,077 |
Agency Guaranteed Mortgage-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 71 | 102 |
Available-for-sale, Less than 12 months - Estimated fair value | 5,693 | 6,649 |
Available-for-sale, 12 months or more - Gross unrealized losses | 7 | 7 |
Available-for-sale, 12 months or more - Estimated fair value | 391 | 326 |
Available-for-sale, Total - Gross unrealized losses | 78 | 109 |
Available-for-sale, Total - Estimated fair value | 6,084 | 6,975 |
Small Business Administration Loan-Backed Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 1 | 3 |
Available-for-sale, Less than 12 months - Estimated fair value | 132 | 527 |
Available-for-sale, 12 months or more - Gross unrealized losses | 9 | 16 |
Available-for-sale, 12 months or more - Estimated fair value | 786 | 841 |
Available-for-sale, Total - Gross unrealized losses | 10 | 19 |
Available-for-sale, Total - Estimated fair value | 918 | 1,368 |
Available-for-sale, Unrealized losses, Other [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 0 | 0 |
Available-for-sale, Less than 12 months - Estimated fair value | 0 | 0 |
Available-for-sale, 12 months or more - Gross unrealized losses | 0 | 2 |
Available-for-sale, 12 months or more - Estimated fair value | 14 | 14 |
Available-for-sale, Total - Gross unrealized losses | 0 | 2 |
Available-for-sale, Total - Estimated fair value | 14 | 14 |
Available-for-sale Securities [Member] | ||
Investment [Line Items] | ||
Available-for-sale, Less than 12 months - Gross unrealized losses | 81 | 142 |
Available-for-sale, Less than 12 months - Estimated fair value | 7,219 | 9,118 |
Available-for-sale, 12 months or more - Gross unrealized losses | 17 | 25 |
Available-for-sale, 12 months or more - Estimated fair value | 1,328 | 1,317 |
Available-for-sale, Total - Gross unrealized losses | 98 | 167 |
Available-for-sale, Total - Estimated fair value | $ 8,547 | $ 10,435 |
Investment Securities (Gains An
Investment Securities (Gains And Losses, Including OTTI, Recognized In Statement Of Income) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Investments [Abstract] | ||||
Other noninterest-bearing investments, Nonmarketable equity securities, Gross gains | $ 4 | $ 3 | $ 14 | $ 6 |
Other noninterest-bearing investments, Nonmarketable equity securities, Gross losses | 2 | 0 | 7 | 4 |
Net losses | $ 2 | $ 3 | $ 7 | $ 2 |
Investment Securities Taxable a
Investment Securities Taxable and Nontaxable Interest Income by Investment Type (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Noninterest Income | $ 84 | $ 48 | $ 162 | $ 95 |
Taxable [Member] | ||||
Noninterest Income | 74 | 42 | 143 | 84 |
Nontaxable [Member] | ||||
Noninterest Income | 10 | 6 | 19 | 11 |
Held-to-maturity Securities [Member] | ||||
Noninterest Income | 5 | 6 | 12 | 11 |
Held-to-maturity Securities [Member] | Taxable [Member] | ||||
Noninterest Income | 2 | 3 | 5 | 5 |
Held-to-maturity Securities [Member] | Nontaxable [Member] | ||||
Noninterest Income | 3 | 3 | 7 | 6 |
Available-for-sale Securities [Member] | ||||
Noninterest Income | 78 | 41 | 149 | 83 |
Available-for-sale Securities [Member] | Taxable [Member] | ||||
Noninterest Income | 71 | 38 | 137 | 78 |
Available-for-sale Securities [Member] | Nontaxable [Member] | ||||
Noninterest Income | 7 | 3 | 12 | 5 |
Trading Securities [Member] | ||||
Noninterest Income | 1 | 1 | 1 | 1 |
Trading Securities [Member] | Taxable [Member] | ||||
Noninterest Income | 1 | 1 | 1 | 1 |
Trading Securities [Member] | Nontaxable [Member] | ||||
Noninterest Income | $ 0 | $ 0 | $ 0 | $ 0 |
Investment Securities Noncredit
Investment Securities Noncredit impairment recognized in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | $ 84 | $ 48 | $ 162 | $ 95 |
Trading Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 1 | 1 | 1 | 1 |
Available-for-sale Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 78 | 41 | 149 | 83 |
Held-to-maturity Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 5 | 6 | 12 | 11 |
Taxable [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 74 | 42 | 143 | 84 |
Taxable [Member] | Trading Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 1 | 1 | 1 | 1 |
Taxable [Member] | Available-for-sale Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 71 | 38 | 137 | 78 |
Taxable [Member] | Held-to-maturity Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 2 | 3 | 5 | 5 |
Nontaxable [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 10 | 6 | 19 | 11 |
Nontaxable [Member] | Trading Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 0 | 0 | 0 | 0 |
Nontaxable [Member] | Available-for-sale Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | 7 | 3 | 12 | 5 |
Nontaxable [Member] | Held-to-maturity Securities [Member] | ||||
Noncredit related impairment losses [Line Items] | ||||
Investment Income, Interest | $ 3 | $ 3 | $ 7 | $ 6 |
Loans And Allowance For Credi50
Loans And Allowance For Credit Losses (Narrative) (Details) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||||
Jun. 30, 2017USD ($) | Jun. 30, 2016USD ($) | Jun. 30, 2017USD ($)d | Jun. 30, 2016USD ($) | Jun. 30, 2017USD ($) | Dec. 31, 2016USD ($) | Jun. 30, 2016USD ($) | ||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | $ 0 | $ 1 | $ 0 | $ 1 | ||||
Unfunded Lending Commitments on Troubled Debt Restructuring | 21 | 21 | $ 21 | $ 14 | ||||
Loans and Leases Receivable, Gross | 43,683 | 43,683 | 43,683 | 42,649 | ||||
Financing Receivable, Recorded Investment, Current | 43,418 | 43,418 | 43,418 | 42,340 | ||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | 123 | $ 162 | ||
Unearned income and fees, net of related costs | 71 | 71 | 71 | 77 | ||||
Owner occupied and commercial real estate loans, unamortized premiums | 17 | 17 | 17 | 20 | ||||
Land Development Loans | 241 | 241 | 241 | 290 | ||||
Loans at carrying value pledged as collateral for current and potential borrowings | 24,600 | 24,600 | 24,600 | 24,000 | ||||
Payments for Origination and Purchases of Loans Held-for-sale | 176 | 357 | 479 | 593 | ||||
Principal Balance of Loans Sold, Serviced Loans | 2,100 | 2,000 | ||||||
Loans and Leases Receivable, Gain (Loss) on Sales, Net | 4 | 6 | 8 | 9 | ||||
Principle amount of loans held for sale sold | 234 | 318 | 550 | 591 | ||||
Servicing Asset at Amortized Cost | 0 | 0 | $ 0 | 0 | ||||
Minimum number of days past due for nonaccrual status | d | 90 | |||||||
Recorded investment in TDR loans modified with interest rates below market | 129 | $ 129 | 129 | 128 | ||||
Additional interest income due to increased cash flows from acquired loans | 10 | 6 | 13 | 10 | ||||
Provision for Loan and Lease Losses | 7 | 35 | 30 | 77 | ||||
Provision for Unfunded Lending Commitments | (3) | 4 | 2 | 10 | ||||
Other Real Estate, Foreclosed Assets, and Repossessed Assets | 1 | 1 | 1 | 2 | ||||
Other Real Estate, In Process of Forecloseing Assets | 9 | 9 | 9 | 10 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 124 | 124 | 124 | 150 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 141 | 141 | 141 | 159 | ||||
Financing Receivable, Recorded Investment, Past Due | 265 | 265 | 265 | 309 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 19 | 19 | 19 | 36 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 325 | 325 | 325 | 381 | |||
Total reversal amount to allowance for loan and lease losses due to an increased cash flows from acquired loans | 0 | 0 | 0 | |||||
Commercial [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 22,203 | $ 22,203 | 22,203 | 21,615 | ||||
Subsequent payment default period, number of days | d | 90 | |||||||
Provision for Loan and Lease Losses | 9 | 25 | $ 32 | 71 | ||||
Provision for Unfunded Lending Commitments | (3) | 2 | 0 | 4 | ||||
Consumer Portfolio Segment [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 10,282 | $ 10,282 | 10,282 | 9,693 | ||||
Subsequent payment default period, number of days | d | 60 | |||||||
Provision for Loan and Lease Losses | 3 | 0 | $ 7 | (6) | ||||
Provision for Unfunded Lending Commitments | 0 | 0 | 0 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1 | 1 | 1 | 0 | ||||
Consumer Loan [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 10,282 | 10,282 | 10,282 | 9,693 | ||||
Financing Receivable, Recorded Investment, Current | 10,225 | 10,225 | 10,225 | 9,638 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 26 | 26 | 22 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 31 | 31 | 31 | 33 | ||||
Financing Receivable, Recorded Investment, Past Due | 57 | 57 | 57 | 55 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 5 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 21 | 21 | 21 | 17 | |||
Consumer Portfolio Segment [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 188 | 188 | 188 | 190 | ||||
Financing Receivable, Recorded Investment, Current | 187 | 187 | 187 | 189 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 1 | 1 | 1 | 1 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 1 | 1 | 1 | 1 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 | 0 | 0 | |||
Finance Leases Portfolio Segment [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 387 | 387 | 387 | 423 | ||||
Financing Receivable, Recorded Investment, Current | 387 | 387 | 387 | 423 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 10 | 10 | 10 | 14 | |||
Owner Occupied [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 7,095 | 7,095 | 7,095 | 6,962 | ||||
Financing Receivable, Recorded Investment, Current | 7,035 | 7,035 | 7,035 | 6,894 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 26 | 26 | 40 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 34 | 34 | 34 | 28 | ||||
Financing Receivable, Recorded Investment, Past Due | 60 | 60 | 60 | 68 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 8 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 52 | 52 | 52 | 43 | |||
Municipal [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 871 | 871 | 871 | 778 | ||||
Financing Receivable, Recorded Investment, Current | 871 | 871 | 871 | 778 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 | 1 | 1 | |||
Commercial Loan [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 22,203 | 22,203 | 22,203 | 21,615 | ||||
Financing Receivable, Recorded Investment, Current | 22,028 | 22,028 | 22,028 | 21,401 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 80 | 80 | 80 | 112 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 95 | 95 | 95 | 102 | ||||
Financing Receivable, Recorded Investment, Past Due | 175 | 175 | 175 | 214 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13 | 13 | 13 | 18 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 279 | 279 | 279 | 345 | |||
Commercial Real Estate Portfolio Segment [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 2,186 | 2,186 | 2,186 | 2,019 | ||||
Financing Receivable, Recorded Investment, Current | 2,175 | 2,175 | 2,175 | 2,010 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 7 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5 | 5 | 5 | 2 | ||||
Financing Receivable, Recorded Investment, Past Due | 11 | 11 | 11 | 9 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 | 1 | 1 | |||
Term [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 9,012 | 9,012 | 9,012 | 9,322 | ||||
Financing Receivable, Recorded Investment, Current | 8,990 | 8,990 | 8,990 | 9,291 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12 | 12 | 12 | 9 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 10 | 10 | 10 | 22 | ||||
Financing Receivable, Recorded Investment, Past Due | 22 | 22 | 22 | 31 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 12 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 24 | 24 | 24 | 18 | |||
Commercial Real Estate [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 11,198 | 11,198 | 11,198 | 11,341 | ||||
Financing Receivable, Recorded Investment, Current | 11,165 | 11,165 | 11,165 | 11,301 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 18 | 18 | 18 | 16 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 15 | 15 | 15 | 24 | ||||
Financing Receivable, Recorded Investment, Past Due | 33 | 33 | 33 | 40 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 13 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 25 | 25 | 25 | 19 | |||
Home Equity Line of Credit [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 2,697 | 2,697 | 2,697 | 2,645 | ||||
Financing Receivable, Recorded Investment, Current | 2,684 | 2,684 | 2,684 | 2,635 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 4 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 7 | 7 | 7 | 6 | ||||
Financing Receivable, Recorded Investment, Past Due | 13 | 13 | 13 | 10 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 2 | 2 | 2 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4 | 4 | 4 | 5 | |||
One Through Four Family Residential [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 6,359 | 6,359 | 6,359 | 5,891 | ||||
Financing Receivable, Recorded Investment, Current | 6,328 | 6,328 | 6,328 | 5,857 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10 | 10 | 10 | 12 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21 | 21 | 21 | 22 | ||||
Financing Receivable, Recorded Investment, Past Due | 31 | 31 | 31 | 34 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17 | 17 | 17 | 11 | |||
Construction And Other Consumer Real Estate [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 560 | 560 | 560 | 486 | ||||
Financing Receivable, Recorded Investment, Current | 553 | 553 | 553 | 479 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 3 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 1 | 1 | 1 | 4 | ||||
Financing Receivable, Recorded Investment, Past Due | 7 | 7 | 7 | 7 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 3 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 | 0 | 0 | |||
Revolving Credit Facility [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 478 | 478 | 478 | 481 | ||||
Financing Receivable, Recorded Investment, Current | 473 | 473 | 473 | 478 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 3 | 3 | 3 | 2 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 2 | 2 | 2 | 1 | ||||
Financing Receivable, Recorded Investment, Past Due | 5 | 5 | 5 | 3 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 1 | 1 | 1 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 | 0 | 1 | |||
Accruing [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Recorded Investment | 167 | 167 | 167 | 151 | ||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Recorded Investment | 304 | 304 | 304 | 251 | ||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | $ 19 | 3 | $ 21 | ||||
Nonaccruing [Member] | Consumer Portfolio Segment [Member] | ||||||||
Loans And Allowance For Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Recorded Investment | $ 11 | $ 11 | $ 11 | $ 12 | ||||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi51
Loans And Allowance For Credit Losses (Summary Of Major Portfolio Segment And Specific Loan Class) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Mar. 31, 2017 | Dec. 31, 2016 | Mar. 31, 2016 | Dec. 31, 2015 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Balance at end of period | $ 544 | $ 608 | $ 544 | $ 608 | ||||
Loans held for sale | 53 | 53 | $ 172 | |||||
Commercial and industrial | 13,850 | 13,850 | 13,452 | |||||
Leasing | 387 | 387 | 423 | |||||
Owner occupied | 7,095 | 7,095 | 6,962 | |||||
Municipal | 871 | 871 | 778 | |||||
Construction and land development | 2,186 | 2,186 | 2,019 | |||||
Term | 9,012 | 9,012 | 9,322 | |||||
Provision for loan losses | (7) | (35) | (30) | (77) | ||||
Allowance for Loan and Lease Losses, Write-offs | (35) | (58) | (92) | (106) | ||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 28 | 19 | 39 | 31 | ||||
Net loan and lease charge-offs | (7) | (39) | (53) | (75) | ||||
Reserve for unfunded lending commitments | 63 | 65 | 63 | 65 | $ 60 | 65 | $ 69 | $ 75 |
Provision for Unfunded Lending Commitments | (3) | 4 | 2 | 10 | ||||
Total allowance for credit losses | 607 | $ 673 | 607 | $ 673 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 11,198 | 11,198 | 11,341 | |||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | 2,645 | |||||
Loans and Leases Receivable, Gross, Consumer, Mortgage | 6,359 | 6,359 | 5,891 | |||||
Loans and Leases Receivable, Gross, Consumer, Construction | 560 | 560 | 486 | |||||
Loans and Leases Receivable, Gross, Consumer, Revolving, Credit Card | 478 | 478 | 481 | |||||
Loans and Leases Receivable, Gross, Consumer, Other | 188 | 188 | 190 | |||||
Loans and Leases Receivable, Gross | 43,683 | 43,683 | 42,649 | |||||
Commercial Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 22,203 | 22,203 | 21,615 | |||||
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | $ 10,282 | $ 10,282 | $ 9,693 |
Loans And Allowance For Credi52
Loans And Allowance For Credit Losses (Summary Of Changes In The Allowance For Credit Losses) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Mar. 31, 2017 | Dec. 31, 2016 | Jun. 30, 2016 | Mar. 31, 2016 | Dec. 31, 2015 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | $ (7) | $ (35) | $ (30) | $ (77) | ||||||
Allowance for Loan and Lease Losses, Write-offs | (35) | (58) | (92) | (106) | ||||||
Allowance for Credit Losses [Roll Forward] | ||||||||||
Balance at beginning of period | 544 | 612 | 567 | 606 | ||||||
Allowance for Loan and Lease Losses, Adjustments, Other | (7) | (39) | (53) | (75) | ||||||
Balance at end of period | 63 | 65 | 63 | 65 | ||||||
Allowance for loan losses | 544 | 612 | 567 | 606 | $ 544 | $ 544 | $ 567 | $ 608 | $ 612 | $ 606 |
Reserve for unfunded lending commitments | 63 | 65 | 63 | 65 | 63 | 60 | 65 | 65 | 69 | 75 |
Total allowance for credit losses | 607 | 673 | ||||||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 28 | 19 | 39 | 31 | ||||||
Provision for Unfunded Lending Commitments | 3 | (4) | (2) | (10) | ||||||
Balance at end of period | 544 | 608 | 544 | 608 | ||||||
Commercial [Member] | ||||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | (9) | (25) | (32) | (71) | ||||||
Allowance for Loan and Lease Losses, Write-offs | (31) | (47) | (82) | (90) | ||||||
Allowance for Credit Losses [Roll Forward] | ||||||||||
Balance at beginning of period | 397 | 464 | 420 | 454 | ||||||
Allowance for Loan and Lease Losses, Adjustments, Other | (13) | (33) | (59) | (69) | ||||||
Balance at end of period | 54 | 54 | 54 | 54 | ||||||
Allowance for loan losses | 397 | 464 | 420 | 454 | 393 | 397 | 420 | 456 | 464 | 454 |
Reserve for unfunded lending commitments | 54 | 54 | 54 | 54 | 54 | 51 | 54 | 54 | 56 | 58 |
Total allowance for credit losses | 447 | 510 | ||||||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 18 | 14 | 23 | 21 | ||||||
Provision for Unfunded Lending Commitments | 3 | (2) | 0 | (4) | ||||||
Balance at end of period | 393 | 456 | 393 | 456 | ||||||
Commercial Real Estate Portfolio Segment [Member] | ||||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | 5 | (10) | 9 | (12) | ||||||
Allowance for Loan and Lease Losses, Write-offs | (1) | (8) | (2) | (9) | ||||||
Allowance for Credit Losses [Roll Forward] | ||||||||||
Balance at beginning of period | 114 | 118 | 116 | 114 | ||||||
Allowance for Loan and Lease Losses, Adjustments, Other | 7 | (6) | 9 | (4) | ||||||
Balance at end of period | 9 | 11 | 9 | 11 | ||||||
Allowance for loan losses | 114 | 118 | 116 | 114 | 116 | 114 | 116 | 122 | 118 | 114 |
Reserve for unfunded lending commitments | 9 | 11 | 9 | 11 | 9 | 9 | 11 | 11 | 13 | 16 |
Total allowance for credit losses | 125 | 133 | ||||||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 8 | 2 | 11 | 5 | ||||||
Provision for Unfunded Lending Commitments | 0 | (2) | (2) | (5) | ||||||
Balance at end of period | 116 | 122 | 116 | 122 | ||||||
Consumer Portfolio Segment [Member] | ||||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||||
Allowance for Loan and Lease Losses, Provision for Loss, Gross | (3) | 0 | (7) | 6 | ||||||
Allowance for Loan and Lease Losses, Write-offs | (3) | (3) | (8) | (7) | ||||||
Allowance for Credit Losses [Roll Forward] | ||||||||||
Balance at beginning of period | 33 | 30 | 31 | 38 | ||||||
Allowance for Loan and Lease Losses, Adjustments, Other | (1) | 0 | (3) | (2) | ||||||
Balance at end of period | 0 | 0 | 0 | 0 | ||||||
Allowance for loan losses | 33 | 30 | 31 | 38 | 35 | 33 | 31 | 30 | 30 | 38 |
Reserve for unfunded lending commitments | 0 | 0 | 0 | 0 | 0 | $ 0 | $ 0 | 0 | $ 0 | $ 1 |
Total allowance for credit losses | $ 35 | $ 30 | ||||||||
Allowance for Loan and Lease Losses, Recoveries of Bad Debts | 2 | 3 | 5 | 5 | ||||||
Provision for Unfunded Lending Commitments | 0 | 0 | 0 | (1) | ||||||
Balance at end of period | $ 35 | $ 30 | $ 35 | $ 30 |
Loans And Allowance For Credi53
Loans And Allowance For Credit Losses (Summary Of ALLL And Outstanding Loan Balances According To The Company's Impairment Method) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Mar. 31, 2017 | Dec. 31, 2016 | Mar. 31, 2016 | Dec. 31, 2015 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | $ 660 | $ 743 | $ 611 | $ 630 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 13 | 9 | 18 | 18 | ||||
Allowance for loan losses: Individually evaluated for impairment | (46) | (46) | $ (65) | |||||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 498 | 498 | 502 | |||||
Outstanding loan balances: Individually evaluated for impairment | 563 | 563 | 619 | |||||
Outstanding loan balances: Collectively evaluated for impairment | 43,077 | 43,077 | 41,953 | |||||
Certain Loans and Debt Securities Acquired in Transfer, with Related Allowance for Credit Losses Due to Subsequent Impairment | 43 | 43 | 77 | |||||
Loans and Leases Receivable, Gross | 43,683 | 43,683 | 42,649 | |||||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 0 | 0 | 0 | |||||
Loans and Leases Receivable, Allowance | 544 | 608 | 544 | 608 | $ 544 | 567 | $ 612 | $ 606 |
Owner Occupied [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 109 | 111 | 102 | 113 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 1 | 3 | 4 | 6 | ||||
Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Allowance for loan losses: Individually evaluated for impairment | (40) | (40) | (56) | |||||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 353 | 353 | 364 | |||||
Outstanding loan balances: Individually evaluated for impairment | 411 | 411 | 466 | |||||
Outstanding loan balances: Collectively evaluated for impairment | 21,765 | 21,765 | 21,111 | |||||
Certain Loans and Debt Securities Acquired in Transfer, with Related Allowance for Credit Losses Due to Subsequent Impairment | 27 | 27 | 38 | |||||
Loans and Leases Receivable, Gross | 22,203 | 22,203 | 21,615 | |||||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 0 | 0 | 0 | |||||
Loans and Leases Receivable, Allowance | 393 | 456 | 393 | 456 | 397 | 420 | 464 | 454 |
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 11 | 12 | 11 | 12 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 1 | 0 | 1 | ||||
Loans and Leases Receivable, Allowance | 116 | 122 | 116 | 122 | 114 | 116 | 118 | 114 |
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 1 | 2 | 1 | 2 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 | ||||
Allowance for loan losses: Individually evaluated for impairment | (5) | (5) | (6) | |||||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 30 | 30 | 25 | |||||
Outstanding loan balances: Individually evaluated for impairment | 77 | 77 | 75 | |||||
Outstanding loan balances: Collectively evaluated for impairment | 10,199 | 10,199 | 9,611 | |||||
Certain Loans and Debt Securities Acquired in Transfer, with Related Allowance for Credit Losses Due to Subsequent Impairment | 6 | 6 | 7 | |||||
Loans and Leases Receivable, Gross | 10,282 | 10,282 | 9,693 | |||||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 0 | 0 | 0 | |||||
Loans and Leases Receivable, Allowance | 35 | 30 | 35 | 30 | $ 33 | 31 | $ 30 | $ 38 |
Commercial Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 508 | 542 | 459 | 431 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 5 | 4 | 8 | 8 | ||||
Term [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 59 | 98 | 60 | 97 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 7 | 3 | 9 | 7 | ||||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 70 | 110 | 71 | 109 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 7 | 4 | 9 | 8 | ||||
Allowance for loan losses: Individually evaluated for impairment | (1) | (1) | (3) | |||||
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 115 | 115 | 113 | |||||
Outstanding loan balances: Individually evaluated for impairment | 75 | 75 | 78 | |||||
Outstanding loan balances: Collectively evaluated for impairment | 11,113 | 11,113 | 11,231 | |||||
Certain Loans and Debt Securities Acquired in Transfer, with Related Allowance for Credit Losses Due to Subsequent Impairment | 10 | 10 | 32 | |||||
Loans and Leases Receivable, Gross | 11,198 | 11,198 | 11,341 | |||||
Financing Receivable Allowance For Credit Losses and Receivables Acquired With Deteriorated Credit Quality | 0 | 0 | 0 | |||||
Loans and Leases Receivable, Allowance | 116 | 116 | $ 116 | |||||
Home Equity Line of Credit [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 21 | 25 | 21 | 24 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 1 | ||||
One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 58 | 61 | 56 | 61 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 1 | 1 | 1 | 1 | ||||
Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 2 | 3 | 3 | 3 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 0 | 0 | 0 | 0 | ||||
Consumer Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 82 | 91 | 81 | 90 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | 1 | 1 | 1 | 2 | ||||
Municipal [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Impaired Financing Receivable, Average Recorded Investment | 1 | 1 | 1 | 1 | ||||
Impaired Financing Receivable, Interest Income, Accrual Method | $ 0 | $ 0 | $ 0 | $ 0 |
Loans And Allowance For Credi54
Loans And Allowance For Credit Losses (Summary Of Nonaccrual Loans) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | [1] | $ 325 | $ 381 |
loans held for sale [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 12 | 40 | |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 6 | 7 | |
Consumer Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 1 | 0 | |
Finance Leases Portfolio Segment [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 10 | 14 | |
Owner Occupied [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 86 | 74 | |
Municipal [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 1 | 1 | |
Commercial Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 375 | 443 | |
Term [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 37 | 29 | |
Commercial Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 43 | 36 | |
Home Equity Line of Credit [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 11 | 11 | |
One Through Four Family Residential [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 43 | 36 | |
Construction And Other Consumer Real Estate [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 1 | 2 | |
Revolving Credit Facility [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 0 | 1 | |
Consumer Loan [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 56 | 50 | |
Financing Receivables, Total [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | 474 | 529 | |
Commercial and Industrial Sector [Member] | |||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||
Total | $ 278 | $ 354 | |
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi55
Loans And Allowance For Credit Losses (Summary Of Past Due Loans (Accruing And Nonaccruing)) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | ||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 | $ 123 | $ 162 | ||
Financing Receivable, Recorded Investment, Current | 43,418 | 43,418 | 43,418 | $ 42,340 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 124 | 124 | 124 | 150 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 141 | 141 | 141 | 159 | ||||
Total past due | 265 | 265 | 265 | 309 | ||||
Loans and Leases Receivable, Gross | 43,683 | 43,683 | 43,683 | 42,649 | ||||
Accruing loans 90+ days past due | 19 | 19 | 19 | 36 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 325 | 325 | 325 | 381 | |||
Commercial And Industrial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||||
Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 22,203 | 22,203 | 22,203 | 21,615 | ||||
Commercial Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 375 | 375 | 375 | 443 | ||||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 6 | 6 | 6 | 7 | ||||
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 10,282 | 10,282 | 10,282 | 9,693 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1 | 1 | 1 | 0 | ||||
Consumer Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 56 | 56 | 56 | 50 | ||||
Finance Leases Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 10 | 10 | 10 | 14 | ||||
Owner Occupied [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 86 | 86 | 86 | 74 | ||||
Municipal [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1 | 1 | 1 | 1 | ||||
Term [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 37 | 37 | 37 | 29 | ||||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 11,198 | 11,198 | 11,198 | 11,341 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 43 | 43 | 43 | 36 | ||||
Home Equity Line of Credit [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 11 | 11 | 11 | 11 | ||||
One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 43 | 43 | 43 | 36 | ||||
Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1 | 1 | 1 | 2 | ||||
Revolving Credit Facility [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 0 | 0 | $ 0 | $ 1 | ||||
Accruing [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||||
Nonaccruing [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 4 | $ 3 | $ 4 | ||||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi56
Loans And Allowance For Credit Losses (Summary Of Outstanding Loan Balances (Accruing And Nonaccruing) Categorized By Credit Quality Indicators) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | ||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 | $ 123 | $ 162 | ||
Financing Receivable, Recorded Investment, Current | 43,418 | 43,418 | 43,418 | $ 42,340 | ||||
Loans held for sale | 53 | 53 | 53 | 172 | ||||
Commercial and industrial | 13,850 | 13,850 | 13,850 | 13,452 | ||||
Leasing | 387 | 387 | 387 | 423 | ||||
Owner occupied | 7,095 | 7,095 | 7,095 | 6,962 | ||||
Municipal | 871 | 871 | 871 | 778 | ||||
Construction and land development | 2,186 | 2,186 | 2,186 | 2,019 | ||||
Term | 9,012 | 9,012 | 9,012 | 9,322 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 11,198 | 11,198 | 11,198 | 11,341 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | 2,697 | 2,645 | ||||
1-4 family residential | 6,359 | 6,359 | 6,359 | 5,891 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 560 | 560 | 560 | 486 | ||||
Bankcard and other revolving plans | 478 | 478 | 478 | 481 | ||||
Other | 188 | 188 | 188 | 190 | ||||
Loans and Leases Receivable, Gross | 43,683 | 43,683 | 43,683 | 42,649 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 124 | 124 | 124 | 150 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 141 | 141 | 141 | 159 | ||||
Financing Receivable, Recorded Investment, Past Due | 265 | 265 | 265 | 309 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 19 | 19 | 19 | 36 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 325 | 325 | 325 | 381 | |||
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 10,282 | 10,282 | 10,282 | 9,693 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | 2,697 | 2,645 | ||||
1-4 family residential | 6,359 | 6,359 | 6,359 | 5,891 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 560 | 560 | 560 | 486 | ||||
Bankcard and other revolving plans | 478 | 478 | 478 | 481 | ||||
Other | 188 | 188 | 188 | 190 | ||||
Loans and Leases Receivable, Gross | 10,282 | 10,282 | 10,282 | 9,693 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 1 | 1 | 1 | 0 | ||||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Construction and land development | 2,186 | 2,186 | 2,186 | 2,019 | ||||
Term | 9,012 | 9,012 | 9,012 | 9,322 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 11,198 | 11,198 | 11,198 | 11,341 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | 6 | 6 | 6 | 7 | ||||
Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Commercial and industrial | 13,850 | 13,850 | 13,850 | 13,452 | ||||
Leasing | 387 | 387 | 387 | 423 | ||||
Owner occupied | 7,095 | 7,095 | 7,095 | 6,962 | ||||
Municipal | 871 | 871 | 871 | 778 | ||||
Loans and Leases Receivable, before Fees, Gross | 22,203 | 22,203 | 22,203 | 21,615 | ||||
Loans and Leases Receivable, Gross | 22,203 | 22,203 | 22,203 | 21,615 | ||||
Pass [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 41,777 | 41,777 | 41,777 | 40,564 | ||||
Pass [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 10,209 | 10,209 | 10,209 | 9,629 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,679 | 2,679 | 2,679 | 2,629 | ||||
1-4 family residential | 6,309 | 6,309 | 6,309 | 5,851 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 559 | 559 | 559 | 482 | ||||
Bankcard and other revolving plans | 475 | 475 | 475 | 478 | ||||
Other | 187 | 187 | 187 | 189 | ||||
Pass [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Construction and land development | 2,101 | 2,101 | 2,101 | 1,942 | ||||
Term | 8,763 | 8,763 | 8,763 | 9,096 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 10,864 | 10,864 | 10,864 | 11,038 | ||||
Pass [Member] | Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Commercial and industrial | 12,760 | 12,760 | 12,760 | 12,185 | ||||
Leasing | 364 | 364 | 364 | 387 | ||||
Owner occupied | 6,715 | 6,715 | 6,715 | 6,560 | ||||
Municipal | 865 | 865 | 865 | 765 | ||||
Loans and Leases Receivable, before Fees, Gross | 20,704 | 20,704 | 20,704 | 19,897 | ||||
Special Mention [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 589 | 589 | 589 | 508 | ||||
Special Mention [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 0 | 0 | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | 0 | ||||
1-4 family residential | 0 | 0 | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | 0 | ||||
Bankcard and other revolving plans | 0 | 0 | 0 | 0 | ||||
Other | 0 | 0 | 0 | 0 | ||||
Special Mention [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Construction and land development | 28 | 28 | 28 | 52 | ||||
Term | 111 | 111 | 111 | 82 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 139 | 139 | 139 | 134 | ||||
Special Mention [Member] | Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Commercial and industrial | 336 | 336 | 336 | 266 | ||||
Leasing | 1 | 1 | 1 | 5 | ||||
Owner occupied | 113 | 113 | 113 | 96 | ||||
Municipal | 0 | 0 | 0 | 7 | ||||
Loans and Leases Receivable, before Fees, Gross | 450 | 450 | 450 | 374 | ||||
Total Allowance [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 544 | 544 | 544 | 567 | ||||
Total Allowance [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 35 | 35 | 35 | 31 | ||||
Total Allowance [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans Receivable, Gross, Commercial, Real Estate | 116 | 116 | 116 | 116 | ||||
Total Allowance [Member] | Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 393 | 393 | 393 | 420 | ||||
Doubtful [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 0 | 0 | 0 | 4 | ||||
Doubtful [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 0 | 0 | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 0 | 0 | 0 | 0 | ||||
1-4 family residential | 0 | 0 | 0 | 0 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 0 | 0 | 0 | 0 | ||||
Bankcard and other revolving plans | 0 | 0 | 0 | 0 | ||||
Other | 0 | 0 | 0 | 0 | ||||
Doubtful [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Construction and land development | 0 | 0 | 0 | 0 | ||||
Term | 0 | 0 | 0 | 0 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 0 | 0 | 0 | 0 | ||||
Doubtful [Member] | Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Commercial and industrial | 0 | 0 | 0 | 3 | ||||
Leasing | 0 | 0 | 0 | 1 | ||||
Owner occupied | 0 | 0 | 0 | 0 | ||||
Municipal | 0 | 0 | 0 | 0 | ||||
Loans and Leases Receivable, before Fees, Gross | 0 | 0 | 0 | 4 | ||||
Substandard [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, Gross | 1,317 | 1,317 | 1,317 | 1,573 | ||||
Substandard [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Loans and Leases Receivable, before Fees, Gross | 73 | 73 | 73 | 64 | ||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 18 | 18 | 18 | 16 | ||||
1-4 family residential | 50 | 50 | 50 | 40 | ||||
Loans and Leases Receivable, Gross, Consumer, Construction | 1 | 1 | 1 | 4 | ||||
Bankcard and other revolving plans | 3 | 3 | 3 | 3 | ||||
Other | 1 | 1 | 1 | 1 | ||||
Substandard [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Construction and land development | 57 | 57 | 57 | 25 | ||||
Term | 138 | 138 | 138 | 144 | ||||
Loans Receivable, Gross, Commercial, Real Estate | 195 | 195 | 195 | 169 | ||||
Substandard [Member] | Commercial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Commercial and industrial | 754 | 754 | 754 | 998 | ||||
Leasing | 22 | 22 | 22 | 30 | ||||
Owner occupied | 267 | 267 | 267 | 306 | ||||
Municipal | 6 | 6 | 6 | 6 | ||||
Loans and Leases Receivable, before Fees, Gross | 1,049 | 1,049 | 1,049 | 1,340 | ||||
loans held for sale [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 50 | 50 | 50 | 172 | ||||
Loans and Leases Receivable, Gross | 53 | 53 | 53 | 172 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 3 | 3 | 3 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 3 | 3 | 3 | 0 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 9 | 9 | 9 | 40 | |||
Commercial And Industrial [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 13,735 | 13,735 | 13,735 | 13,306 | ||||
Loans and Leases Receivable, Gross | 13,850 | 13,850 | 13,850 | 13,452 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 54 | 54 | 54 | 72 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 61 | 61 | 61 | 74 | ||||
Financing Receivable, Recorded Investment, Past Due | 115 | 115 | 115 | 146 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 10 | 10 | 10 | 10 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 216 | 216 | 216 | 287 | |||
Consumer Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 10,225 | 10,225 | 10,225 | 9,638 | ||||
Loans and Leases Receivable, Gross | 10,282 | 10,282 | 10,282 | 9,693 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 26 | 26 | 22 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 31 | 31 | 31 | 33 | ||||
Financing Receivable, Recorded Investment, Past Due | 57 | 57 | 57 | 55 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 5 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 21 | 21 | 21 | 17 | |||
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 187 | 187 | 187 | 189 | ||||
Loans and Leases Receivable, Gross | 188 | 188 | 188 | 190 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 1 | 1 | 1 | 1 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 1 | 1 | 1 | 1 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 | 0 | 0 | |||
Term [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 8,990 | 8,990 | 8,990 | 9,291 | ||||
Loans and Leases Receivable, Gross | 9,012 | 9,012 | 9,012 | 9,322 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12 | 12 | 12 | 9 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 10 | 10 | 10 | 22 | ||||
Financing Receivable, Recorded Investment, Past Due | 22 | 22 | 22 | 31 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 12 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 24 | 24 | 24 | 18 | |||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 2,175 | 2,175 | 2,175 | 2,010 | ||||
Loans and Leases Receivable, Gross | 2,186 | 2,186 | 2,186 | 2,019 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 7 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5 | 5 | 5 | 2 | ||||
Financing Receivable, Recorded Investment, Past Due | 11 | 11 | 11 | 9 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 | 1 | 1 | |||
Finance Leases Portfolio Segment [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 387 | 387 | 387 | 423 | ||||
Loans and Leases Receivable, Gross | 387 | 387 | 387 | 423 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 10 | 10 | 10 | 14 | |||
Owner Occupied [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 7,035 | 7,035 | 7,035 | 6,894 | ||||
Loans and Leases Receivable, Gross | 7,095 | 7,095 | 7,095 | 6,962 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 26 | 26 | 40 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 34 | 34 | 34 | 28 | ||||
Financing Receivable, Recorded Investment, Past Due | 60 | 60 | 60 | 68 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 8 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 52 | 52 | 52 | 43 | |||
Municipal [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 871 | 871 | 871 | 778 | ||||
Loans and Leases Receivable, Gross | 871 | 871 | 871 | 778 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 | 1 | 1 | |||
Commercial Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 11,165 | 11,165 | 11,165 | 11,301 | ||||
Loans and Leases Receivable, Gross | 11,198 | 11,198 | 11,198 | 11,341 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 18 | 18 | 18 | 16 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 15 | 15 | 15 | 24 | ||||
Financing Receivable, Recorded Investment, Past Due | 33 | 33 | 33 | 40 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 3 | 3 | 13 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 25 | 25 | 25 | 19 | |||
Home Equity Line of Credit [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 2,684 | 2,684 | 2,684 | 2,635 | ||||
Loans and Leases Receivable, Gross | 2,697 | 2,697 | 2,697 | 2,645 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 4 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 7 | 7 | 7 | 6 | ||||
Financing Receivable, Recorded Investment, Past Due | 13 | 13 | 13 | 10 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 2 | 2 | 2 | 1 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4 | 4 | 4 | 5 | |||
Commercial Loan [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 22,028 | 22,028 | 22,028 | 21,401 | ||||
Loans and Leases Receivable, Gross | 22,203 | 22,203 | 22,203 | 21,615 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 80 | 80 | 80 | 112 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 95 | 95 | 95 | 102 | ||||
Financing Receivable, Recorded Investment, Past Due | 175 | 175 | 175 | 214 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13 | 13 | 13 | 18 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 279 | 279 | 279 | 345 | |||
One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 6,328 | 6,328 | 6,328 | 5,857 | ||||
Loans and Leases Receivable, Gross | 6,359 | 6,359 | 6,359 | 5,891 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10 | 10 | 10 | 12 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21 | 21 | 21 | 22 | ||||
Financing Receivable, Recorded Investment, Past Due | 31 | 31 | 31 | 34 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 0 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17 | 17 | 17 | 11 | |||
Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Current | 553 | 553 | 553 | 479 | ||||
Loans and Leases Receivable, Gross | 560 | 560 | 560 | 486 | ||||
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 6 | 6 | 3 | ||||
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 1 | 1 | 1 | 4 | ||||
Financing Receivable, Recorded Investment, Past Due | 7 | 7 | 7 | 7 | ||||
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | 0 | 3 | ||||
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 | 0 | 0 | |||
Commercial and Industrial Sector [Member] | ||||||||
Financing Receivable, Allowance for Credit Losses [Line Items] | ||||||||
Financing Receivable, Recorded Investment, Nonaccrual Status | $ 278 | $ 278 | $ 278 | $ 354 | ||||
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi57
Loans And Allowance For Credit Losses (Summary Of Information On Impaired Loans) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | |||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | $ 2,697 | $ 2,697 | $ 2,645 | ||
Unpaid principal balance | 655 | 655 | 788 | ||
Recorded investment | 581 | 581 | 660 | ||
Impaired Financing Receivable, Related Allowance | 46 | 46 | 63 | ||
Average recorded investment | 660 | $ 743 | 611 | $ 630 | |
Interest income recognized | 13 | 9 | 18 | 18 | |
Owner Occupied [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 121 | 121 | 115 | ||
Recorded investment | 105 | 105 | 101 | ||
Impaired Financing Receivable, Related Allowance | 4 | 4 | 3 | ||
Average recorded investment | 109 | 111 | 102 | 113 | |
Interest income recognized | 1 | 3 | 4 | 6 | |
Municipal [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 1 | 1 | 1 | ||
Recorded investment | 1 | 1 | 1 | ||
Impaired Financing Receivable, Related Allowance | 0 | 0 | 0 | ||
Average recorded investment | 1 | 1 | 1 | 1 | |
Interest income recognized | 0 | 0 | 0 | 0 | |
Commercial Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 497 | 497 | 586 | ||
Recorded investment | 435 | 435 | 495 | ||
Impaired Financing Receivable, Related Allowance | 40 | 40 | 55 | ||
Average recorded investment | 508 | 542 | 459 | 431 | |
Interest income recognized | 5 | 4 | 8 | 8 | |
Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 11 | 11 | 22 | ||
Recorded investment | 10 | 10 | 13 | ||
Impaired Financing Receivable, Related Allowance | 0 | 0 | 0 | ||
Average recorded investment | 11 | 12 | 11 | 12 | |
Interest income recognized | 0 | 1 | 0 | 1 | |
Term [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 59 | 59 | 92 | ||
Recorded investment | 53 | 53 | 70 | ||
Impaired Financing Receivable, Related Allowance | 1 | 1 | 2 | ||
Average recorded investment | 59 | 98 | 60 | 97 | |
Interest income recognized | 7 | 3 | 9 | 7 | |
Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 70 | 70 | 114 | ||
Recorded investment | 63 | 63 | 83 | ||
Impaired Financing Receivable, Related Allowance | 1 | 1 | 2 | ||
Average recorded investment | 70 | 110 | 71 | 109 | |
Interest income recognized | 7 | 4 | 9 | 8 | |
Home Equity Line of Credit [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 24 | 24 | 24 | ||
Recorded investment | 22 | 22 | 23 | ||
Impaired Financing Receivable, Related Allowance | 1 | 1 | 0 | ||
Average recorded investment | 21 | 25 | 21 | 24 | |
Interest income recognized | 0 | 0 | 0 | 1 | |
Consumer Portfolio Segment [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | 2,645 | ||
Unpaid principal balance | 1 | 1 | 2 | ||
Recorded investment | 1 | 1 | 1 | ||
Impaired Financing Receivable, Related Allowance | 0 | 0 | 0 | ||
Average recorded investment | 1 | 2 | 1 | 2 | |
Interest income recognized | 0 | 0 | 0 | 0 | |
One Through Four Family Residential [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 60 | 60 | 59 | ||
Recorded investment | 58 | 58 | 55 | ||
Impaired Financing Receivable, Related Allowance | 4 | 4 | 6 | ||
Average recorded investment | 58 | 61 | 56 | 61 | |
Interest income recognized | 1 | 1 | 1 | 1 | |
Construction And Other Consumer Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 3 | 3 | 3 | ||
Recorded investment | 2 | 2 | 3 | ||
Impaired Financing Receivable, Related Allowance | 0 | 0 | 0 | ||
Average recorded investment | 2 | 3 | 3 | 3 | |
Interest income recognized | 0 | 0 | 0 | 0 | |
Consumer Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 88 | 88 | 88 | ||
Recorded investment | 83 | 83 | 82 | ||
Impaired Financing Receivable, Related Allowance | 5 | 5 | 6 | ||
Average recorded investment | 82 | 91 | 81 | 90 | |
Interest income recognized | 1 | 1 | 1 | 2 | |
Impaired Financing Receivable Related Allowance [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 344 | 344 | 401 | ||
Impaired Financing Receivable Related Allowance [Member] | Owner Occupied [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 40 | 40 | 30 | ||
Impaired Financing Receivable Related Allowance [Member] | Municipal [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 0 | 0 | 0 | ||
Impaired Financing Receivable Related Allowance [Member] | Commercial Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 289 | 289 | 341 | ||
Impaired Financing Receivable Related Allowance [Member] | Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 5 | 5 | 6 | ||
Impaired Financing Receivable Related Allowance [Member] | Term [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 15 | 15 | 17 | ||
Impaired Financing Receivable Related Allowance [Member] | Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 20 | 20 | 23 | ||
Impaired Financing Receivable Related Allowance [Member] | Home Equity Line of Credit [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 7 | 7 | 7 | ||
Impaired Financing Receivable Related Allowance [Member] | Consumer Portfolio Segment [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 0 | 0 | 0 | ||
Impaired Financing Receivable Related Allowance [Member] | One Through Four Family Residential [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 27 | 27 | 28 | ||
Impaired Financing Receivable Related Allowance [Member] | Construction And Other Consumer Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 1 | 1 | 2 | ||
Impaired Financing Receivable Related Allowance [Member] | Consumer Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 35 | 35 | 37 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 237 | 237 | 259 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Owner Occupied [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 65 | 65 | 71 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Municipal [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 1 | 1 | 1 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 146 | 146 | 154 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 5 | 5 | 7 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Term [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 38 | 38 | 53 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Commercial Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 43 | 43 | 60 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Home Equity Line of Credit [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 15 | 15 | 16 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Consumer Portfolio Segment [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 1 | 1 | 1 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | One Through Four Family Residential [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 31 | 31 | 27 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Construction And Other Consumer Real Estate [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 1 | 1 | 1 | ||
Impaired Financing Receivable Recorded Investment With No Allowance [Member] | Consumer Loan [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 48 | 48 | 45 | ||
Commercial and Industrial Sector [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Unpaid principal balance | 375 | 375 | 470 | ||
Recorded investment | 329 | 329 | 393 | ||
Impaired Financing Receivable, Related Allowance | 36 | 36 | 52 | ||
Average recorded investment | 398 | 430 | 356 | 317 | |
Interest income recognized | 4 | $ 1 | 4 | $ 2 | |
Commercial and Industrial Sector [Member] | Impaired Financing Receivable Related Allowance [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | 249 | 249 | 311 | ||
Commercial and Industrial Sector [Member] | Impaired Financing Receivable Recorded Investment With No Allowance [Member] | |||||
Financing Receivable, Allowance for Credit Losses [Line Items] | |||||
Recorded investment | $ 80 | $ 80 | $ 82 |
Loans And Allowance For Credi58
Loans And Allowance For Credit Losses (Summary Of Selected Information On TDRs That Includes Recorded Investment On An Accruing And Nonaccruing Basis By Loan Class And Modification Type) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | ||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 | $ 123 | $ 162 | ||
1-4 family residential | 6,359 | 6,359 | 6,359 | $ 5,891 | ||||
Construction and other consumer real estate | 560 | 560 | 560 | 486 | ||||
Commercial and industrial | 13,850 | 13,850 | 13,850 | 13,452 | ||||
Home equity credit line | 2,697 | 2,697 | 2,697 | 2,645 | ||||
Bankcard and other revolving plans | 478 | 478 | 478 | 481 | ||||
Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||||
Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | ||||
Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||||
Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 6,359 | 6,359 | 6,359 | 5,891 | ||||
Construction and other consumer real estate | 560 | 560 | 560 | 486 | ||||
Home equity credit line | 2,697 | 2,697 | 2,697 | 2,645 | ||||
Bankcard and other revolving plans | 478 | 478 | 478 | 481 | ||||
Accruing [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 167 | 167 | 167 | 151 | ||||
Accruing [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Commercial and industrial | 68 | 68 | 68 | 47 | ||||
Accruing [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 24 | 24 | 24 | 22 | ||||
Accruing [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||||
Recorded investment resulting from the following modification types | 92 | 92 | 92 | 69 | ||||
Accruing [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 5 | 5 | 5 | 8 | ||||
Accruing [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 15 | 15 | 15 | 17 | ||||
Accruing [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 20 | 20 | 20 | 25 | ||||
Accruing [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 15 | 15 | 15 | 14 | ||||
Accruing [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 38 | 38 | 38 | 42 | ||||
Accruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 2 | 2 | 2 | 1 | ||||
Accruing [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 55 | 55 | 55 | 57 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 7 | 7 | 7 | 10 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 3 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 3 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 4 | 4 | 4 | 4 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 4 | 4 | 4 | 4 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 1 | 1 | 1 | 3 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 3 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 17 | 17 | 17 | 25 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 12 | 12 | 12 | 19 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 12 | 12 | 12 | 19 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 4 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 4 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 2 | 2 | 2 | 1 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 0 | 0 | 0 | 1 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 3 | 3 | 3 | 2 | ||||
Accruing [Member] | Principal Forgiveness [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 18 | 18 | 18 | 17 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 10 | 10 | 10 | 10 | ||||
Accruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 7 | 7 | 7 | 6 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 17 | 17 | 17 | 16 | ||||
Accruing [Member] | Payment Deferral [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 4 | 4 | 4 | 1 | ||||
Accruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Accruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Accruing [Member] | Payment Deferral [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Accruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 0 | ||||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 23 | 23 | 23 | 12 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | [1] | 11 | 11 | 11 | 0 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 8 | 8 | 8 | 8 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 19 | 19 | 19 | 8 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 0 | 0 | 0 | 0 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 2 | 2 | 2 | 2 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 2 | 2 | 2 | 2 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | [1] | 0 | 0 | 0 | 0 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | [1] | 2 | 2 | 2 | 2 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | [1] | 0 | 0 | 0 | 0 | |||
Accruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 2 | 2 | 2 | 2 | |||
Accruing [Member] | Multiple Modification Types [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 98 | 98 | 98 | 86 | |||
Accruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | [2] | 43 | 43 | 43 | 28 | |||
Accruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 13 | 13 | 13 | 10 | |||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 56 | 56 | 56 | 38 | |||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 3 | 3 | 3 | 4 | |||
Accruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 8 | 8 | 8 | 10 | |||
Accruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 11 | 11 | 11 | 14 | |||
Accruing [Member] | Multiple Modification Types [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | [2] | 3 | 3 | 3 | 3 | |||
Accruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | [2] | 27 | 27 | 27 | 30 | |||
Accruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | [2] | 1 | 1 | 1 | 1 | |||
Accruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 31 | 31 | 31 | 34 | |||
Nonaccruing [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||||
Recorded investment resulting from the following modification types | 304 | 304 | 304 | 251 | ||||
Nonaccruing [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||||
Commercial and industrial | 102 | 102 | 102 | 60 | ||||
Nonaccruing [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | ||||
Recorded investment resulting from the following modification types | 15 | 15 | 15 | 17 | ||||
Nonaccruing [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | $ 19 | 3 | $ 21 | ||||
Recorded investment resulting from the following modification types | 118 | 118 | 118 | 78 | ||||
Nonaccruing [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 2 | ||||
Nonaccruing [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 8 | 8 | 8 | 8 | ||||
Nonaccruing [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 8 | 8 | 8 | 10 | ||||
Nonaccruing [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 1 | 1 | 1 | 2 | ||||
Nonaccruing [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 10 | 10 | 10 | 8 | ||||
Nonaccruing [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 2 | ||||
Nonaccruing [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 11 | 11 | 11 | 12 | ||||
Nonaccruing [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 137 | 137 | 137 | 100 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 11 | 11 | 11 | 13 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 1 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 2 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 2 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Interest Rate Below Market [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 4 | 4 | 4 | 3 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 22 | 22 | 22 | 28 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 1 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 3 | 3 | 3 | 2 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 1 | 1 | 1 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 0 | ||||
Nonaccruing [Member] | Maturity Or Team Extension [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 5 | 5 | 5 | 3 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 38 | 38 | 38 | 20 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 18 | 18 | 18 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 18 | 18 | 18 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 1 | 1 | 1 | 1 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 1 | 1 | 1 | 2 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 2 | 2 | 2 | 3 | ||||
Nonaccruing [Member] | Principal Forgiveness [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 20 | 20 | 20 | 3 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 9 | 9 | 9 | 7 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | 4 | 4 | 4 | 1 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 1 | 1 | 1 | 3 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 5 | 5 | 5 | 4 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | 0 | 0 | 0 | 2 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 2 | ||||
Nonaccruing [Member] | Payment Deferral [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 5 | 5 | 5 | 6 | ||||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 92 | 92 | 92 | 51 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | [1] | 65 | 65 | 65 | 33 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 1 | 1 | 1 | 1 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 66 | 66 | 66 | 34 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 0 | 0 | 0 | 2 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 1 | 1 | 1 | 2 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 1 | 1 | 1 | 4 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | [1] | 0 | 0 | 0 | 0 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | [1] | 2 | 2 | 2 | 1 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | [1] | 0 | 0 | 0 | 0 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 2 | 2 | 2 | 1 | |||
Nonaccruing [Member] | Other Recorded Investment Resulting From Following Modification [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [1] | 69 | 69 | 69 | 39 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 132 | 132 | 132 | 132 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial And Industrial [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Commercial and industrial | [2] | 14 | 14 | 14 | 25 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Owner Occupied [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 10 | 10 | 10 | 12 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Municipal [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | 0 | 0 | 0 | 0 | ||||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 24 | 24 | 24 | 37 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 0 | 0 | 0 | 0 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Term [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 4 | 4 | 4 | 3 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Commercial Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 4 | 4 | 4 | 3 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Home Equity Credit Line [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Home equity credit line | [2] | 0 | 0 | 0 | 1 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | One Through Four Family Residential [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
1-4 family residential | [2] | 6 | 6 | 6 | 5 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Construction And Other Consumer Real Estate [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Construction and other consumer real estate | [2] | 0 | 0 | 0 | 0 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Consumer Portfolio Segment [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | 6 | 6 | 6 | 6 | |||
Nonaccruing [Member] | Multiple Modification Types [Member] | Consumer Loan [Member] | ||||||||
Financing Receivable, Modifications [Line Items] | ||||||||
Recorded investment resulting from the following modification types | [2] | $ 34 | $ 34 | $ 34 | $ 46 | |||
[1] | 1 Includes TDRs that resulted from other modification types including, but not limited to, a legal judgment awarded on different terms, a bankruptcy plan confirmed on different terms, a settlement that includes the delivery of collateral in exchange for debt reduction, etc. | |||||||
[2] | 2 Includes TDRs that resulted from a combination of any of the previous modification types. |
Loans And Allowance For Credi59
Loans And Allowance For Credit Losses (Summary Of Net Financial Impact On Interest Income Due To Interest Rate Modifications Below Market For Accruing TDR Loans) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | ||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 | $ 123 | $ 162 | |
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | 2,697 | $ 2,645 | |||
Consumer Portfolio Segment [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Loans and Leases Receivable, Gross, Consumer, Home Equity | 2,697 | 2,697 | $ 2,697 | $ 2,645 | |||
Owner Occupied [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | |||
Commercial Loan [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | |||
Nonaccruing [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | |||
Nonaccruing [Member] | Owner Occupied [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | |||
Nonaccruing [Member] | Commercial Loan [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | |||
Accruing [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | |||
Accruing [Member] | Owner Occupied [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | |||
Accruing [Member] | Commercial Loan [Member] | |||||||
Financing Receivable, Modifications [Line Items] | |||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 0 | $ 0 | $ 0 | $ 0 |
Loans And Allowance For Credi60
Loans And Allowance For Credit Losses (Schedule Of Investment Of Accruing And Nonaccruing Loans Modified As Troubled Debt Restructurings) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended | |||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 | $ 123 | $ 162 |
Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||
Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||
Commercial And Industrial [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||
Commercial And Industrial [Member] | Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||
Commercial And Industrial [Member] | Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 15 | 0 | 17 | ||
Owner Occupied [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | ||
Owner Occupied [Member] | Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||
Owner Occupied [Member] | Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 4 | 3 | 4 | ||
Commercial Loan [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 3 | 19 | 3 | 21 | ||
Commercial Loan [Member] | Accruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | 0 | 0 | 0 | 0 | ||
Commercial Loan [Member] | Nonaccruing [Member] | ||||||
Financing Receivable, Modifications [Line Items] | ||||||
Financing Receivable, Modifications, Subsequent Default, Recorded Investment | $ 3 | $ 19 | $ 3 | $ 21 |
Loans And Allowance For Credi61
Loans And Allowance For Credit Losses (Schedule Of Outstanding Balances Of All Required Payments And The Related Carrying Amounts For PCI Loans) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 | |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | $ 265 | $ 309 | |
Financing Receivable, Recorded Investment, Current | 43,418 | 42,340 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 124 | 150 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 141 | 159 | |
Loans and Leases Receivable, Gross | 43,683 | 42,649 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 19 | 36 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 325 | 381 |
Commercial | 40 | 49 | |
Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Commercial Real Estate | 15 | 51 | |
Consumer | 7 | 9 | |
Outstanding balance | 62 | 109 | |
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Carrying Amount, Net | 43 | 77 | |
ALLL | 0 | 1 | |
Carrying amount, net | 43 | 76 | |
loans held for sale [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 3 | 0 | |
Financing Receivable, Recorded Investment, Current | 50 | 172 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 3 | 0 | |
Loans and Leases Receivable, Gross | 53 | 172 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 9 | 40 |
Commercial And Industrial [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 115 | 146 | |
Financing Receivable, Recorded Investment, Current | 13,735 | 13,306 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 54 | 72 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 61 | 74 | |
Loans and Leases Receivable, Gross | 13,850 | 13,452 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 10 | 10 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 216 | 287 |
Finance Leases Portfolio Segment [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | |
Financing Receivable, Recorded Investment, Current | 387 | 423 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | |
Loans and Leases Receivable, Gross | 387 | 423 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 10 | 14 |
Owner Occupied [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 60 | 68 | |
Financing Receivable, Recorded Investment, Current | 7,035 | 6,894 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 40 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 34 | 28 | |
Loans and Leases Receivable, Gross | 7,095 | 6,962 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 8 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 52 | 43 |
Municipal [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 0 | 0 | |
Financing Receivable, Recorded Investment, Current | 871 | 778 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 0 | 0 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | |
Loans and Leases Receivable, Gross | 871 | 778 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 |
Commercial Loan [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 175 | 214 | |
Financing Receivable, Recorded Investment, Current | 22,028 | 21,401 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 80 | 112 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 95 | 102 | |
Loans and Leases Receivable, Gross | 22,203 | 21,615 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 13 | 18 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 279 | 345 |
Commercial Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 11 | 9 | |
Financing Receivable, Recorded Investment, Current | 2,175 | 2,010 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 7 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 5 | 2 | |
Loans and Leases Receivable, Gross | 2,186 | 2,019 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 1 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 1 | 1 |
Term [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 22 | 31 | |
Financing Receivable, Recorded Investment, Current | 8,990 | 9,291 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 12 | 9 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 10 | 22 | |
Loans and Leases Receivable, Gross | 9,012 | 9,322 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 12 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 24 | 18 |
Commercial Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 33 | 40 | |
Financing Receivable, Recorded Investment, Current | 11,165 | 11,301 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 18 | 16 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 15 | 24 | |
Loans and Leases Receivable, Gross | 11,198 | 11,341 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 13 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 25 | 19 |
Home Equity Line of Credit [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 13 | 10 | |
Financing Receivable, Recorded Investment, Current | 2,684 | 2,635 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 4 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 7 | 6 | |
Loans and Leases Receivable, Gross | 2,697 | 2,645 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 2 | 1 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 4 | 5 |
One Through Four Family Residential [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 31 | 34 | |
Financing Receivable, Recorded Investment, Current | 6,328 | 5,857 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 10 | 12 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 21 | 22 | |
Loans and Leases Receivable, Gross | 6,359 | 5,891 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 17 | 11 |
Construction And Other Consumer Real Estate [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 7 | 7 | |
Financing Receivable, Recorded Investment, Current | 553 | 479 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 6 | 3 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 1 | 4 | |
Loans and Leases Receivable, Gross | 560 | 486 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 3 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 |
Revolving Credit Facility [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 5 | 3 | |
Financing Receivable, Recorded Investment, Current | 473 | 478 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 3 | 2 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 2 | 1 | |
Loans and Leases Receivable, Gross | 478 | 481 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 1 | 1 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 1 |
Consumer Portfolio Segment [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 1 | 1 | |
Financing Receivable, Recorded Investment, Current | 187 | 189 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 1 | 1 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 0 | 0 | |
Loans and Leases Receivable, Gross | 188 | 190 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 0 | 0 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | 0 | 0 |
Consumer Loan [Member] | |||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items] | |||
Financing Receivable, Recorded Investment, Past Due | 57 | 55 | |
Financing Receivable, Recorded Investment, Current | 10,225 | 9,638 | |
Financing Receivable Recorded Investment Thirty To Eighty Nine Days Past Due | 26 | 22 | |
Financing Receivable Recorded Investments, Equal To and Greater Than 90 Days Past Due | 31 | 33 | |
Loans and Leases Receivable, Gross | 10,282 | 9,693 | |
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing | 3 | 5 | |
Financing Receivable, Recorded Investment, Nonaccrual Status | [1] | $ 21 | $ 17 |
[1] | 1 Represents nonaccrual loans that are not past due more than 30 days; however, full payment of principal and interest is still not expected. |
Loans And Allowance For Credi62
Loans And Allowance For Credit Losses (Schedule Of Changes In The Accretable Yield For PCI Loans) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Mar. 31, 2017 | Dec. 31, 2016 | Mar. 31, 2016 | Dec. 31, 2015 | |
Loans And Allowance For Credit Losses [Abstract] | ||||||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion | $ (11) | $ (7) | $ (15) | $ (13) | ||||
Changes in Accretable Yield [Roll Forward] | ||||||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield | 21 | 38 | 21 | 38 | $ 32 | $ 33 | $ 43 | $ 40 |
Disposals and other | 3 | 1 | 4 | 2 | ||||
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference | $ (3) | $ 1 | $ (1) | $ 9 |
Derivative Instruments And He63
Derivative Instruments And Hedging Activities (Narrative) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | ||||
Derivative [Line Items] | ||||||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | $ 2 | $ 8 | $ 0 | $ 28 | ||||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | 1 | 3 | 3 | 6 | ||||
Fair values of derivative assets reduced (increased) by net credit valuation adjustments | 2 | 7 | 2 | 7 | ||||
Total derivatives, Notional amount | 6,314 | 6,314 | $ 6,209 | |||||
Cash collateral pledged for derivative liabilities | 45 | 45 | ||||||
Additional collateral that would be required to be pledge if credit rating was downgraded by one notch | 1 | 1 | ||||||
Derivative Instrument, Noninterest Income (Expense) | 7 | 6 | 11 | 8 | ||||
Derivatives Designated As Hedging Instrument Offset To Interest Expense | 0 | 0 | 0 | 0 | ||||
Derivative Credit Risk Valuation Adjustment, Derivative Liabilities | 1 | 1 | 0 | |||||
Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Rate Swap [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net | 2 | 8 | 0 | 28 | ||||
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net | 1 | [1] | 3 | [1] | 3 | [1] | 6 | |
Total derivatives, Notional amount | 1,388 | 1,388 | 1,388 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 4,926 | 4,926 | 4,821 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swap [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 196 | 196 | 235 | |||||
Derivative Instrument, Noninterest Income (Expense) | 0 | 2 | 0 | 2 | ||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 4,412 | 4,412 | 4,162 | |||||
Derivative Instrument, Noninterest Income (Expense) | 3 | 1 | 4 | 1 | ||||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 318 | 318 | 424 | |||||
Derivative Instrument, Noninterest Income (Expense) | 4 | $ 3 | 7 | $ 5 | ||||
Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 38 | 38 | 59 | |||||
Other Liabilities [Member] | Derivatives Designated As Hedging Instruments [Member] | Cash Flow Hedging [Member] | Interest Rate Swap [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 0 | 0 | 1 | |||||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 38 | 38 | 58 | |||||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swap [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 0 | 0 | 0 | |||||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 32 | 32 | 49 | |||||
Other Liabilities [Member] | Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivative Liability, Fair Value, Gross Liability | 6 | 6 | 9 | |||||
Other Liabilities [Member] | Derivative Financial Instruments, Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Gross amounts recognized | $ 38 | $ 38 | $ 59 | |||||
[1] | Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the derivative gain (loss). For the 12 months following June 30, 2017, we estimate that no significant amount will be reclassified from AOCI into interest income. |
Derivative Instruments And He64
Derivative Instruments And Hedging Activities (Schedule Of Notional Amounts And Recorded Gross Fair Values And Related Gain (Loss) Of Derivative Instruments) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | ||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | $ 6,314 | $ 6,314 | $ 6,209 | |||||
Amount of derivative gain (loss), recognized in OCI | 2 | $ 8 | 0 | $ 28 | ||||
Amount of derivative gain (loss), Reclassified from AOCI to interest income | 1 | 3 | 3 | 6 | ||||
Derivatives instruments, Noninterest income (expense) | 7 | 6 | 11 | 8 | ||||
Derivatives designated as hedging instruments, Offset to interest expense | 0 | 0 | 0 | 0 | ||||
Other Assets [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 46 | 46 | 64 | |||||
Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | 38 | 38 | 59 | |||||
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Cash Flow Hedging [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 1,388 | 1,388 | 1,388 | |||||
Amount of derivative gain (loss), recognized in OCI | 2 | 8 | 0 | 28 | ||||
Amount of derivative gain (loss), Reclassified from AOCI to interest income | 1 | [1] | 3 | [1] | 3 | [1] | 6 | |
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Assets [Member] | Cash Flow Hedging [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 0 | 0 | 2 | |||||
Derivatives Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Liabilities [Member] | Cash Flow Hedging [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | 0 | 0 | 1 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 4,926 | 4,926 | 4,821 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Other Assets [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 46 | 46 | 62 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | 38 | 38 | 58 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 318 | 318 | 424 | |||||
Derivatives instruments, Noninterest income (expense) | 4 | 3 | 7 | 5 | ||||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | Other Assets [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 8 | 8 | 11 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Foreign Exchange [Member] | Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | 6 | 6 | 9 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 196 | 196 | 235 | |||||
Derivatives instruments, Noninterest income (expense) | 0 | 2 | 0 | 2 | ||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Assets [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 1 | 1 | 2 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps [Member] | Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | 0 | 0 | 0 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | ||||||||
Derivative [Line Items] | ||||||||
Total derivatives, Notional amount | 4,412 | 4,412 | 4,162 | |||||
Derivatives instruments, Noninterest income (expense) | 3 | $ 1 | 4 | $ 1 | ||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | Other Assets [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, assets | 37 | 37 | 49 | |||||
Derivatives Not Designated As Hedging Instruments [Member] | Interest Rate Swaps For Customers [Member] | Other Liabilities [Member] | ||||||||
Derivative [Line Items] | ||||||||
Derivatives hedging instruments, liabilities | $ 32 | $ 32 | $ 49 | |||||
[1] | Amounts recognized in OCI and reclassified from AOCI represent the effective portion of the derivative gain (loss). For the 12 months following June 30, 2017, we estimate that no significant amount will be reclassified from AOCI into interest income. |
Debt And Shareholders' Equity65
Debt And Shareholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, shares in Millions | 3 Months Ended | 6 Months Ended | ||||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | Dec. 31, 2015 | |
Debt And Shareholders' Equity [Line Items] | ||||||
Schedule of Long-term Debt Instruments [Table Text Block] | Long-term debt is summarized as follows: (In millions) June 30, December 31, 2016 Subordinated notes $ 247 $ 247 Senior notes 135 287 Capital lease obligations 1 1 Total $ 383 $ 535 | |||||
Subordinated Debt | $ 247,000,000 | $ 247,000,000 | $ 247,000,000 | |||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 75,000,000 | $ 81,000,000 | ||||
Stockholders' Equity [Abstract] | ||||||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 2,000,000 | 3,000,000 | ||||
Senior Notes | 135,000,000 | 135,000,000 | 287,000,000 | |||
Capital Lease Obligations | 1,000,000 | 1,000,000 | 1,000,000 | |||
Long-term Debt, Gross | 383,000,000 | 383,000,000 | 535,000,000 | |||
Preferred Stock, Tender Offer | 144,000,000 | 144,000,000 | ||||
Dividends, Preferred Stock, Cash | 0.49375 | |||||
Dividends, Preferred Stock, Cash | 3,000,000 | |||||
Preferred Stock Redemption | $ 2,000,000 | $ 10,000,000 | $ 2,000,000 | 10,000,000 | ||
Stock Repurchased During Period, Shares | 1 | 2 | ||||
Stock Repurchased and Retired During Period, Value | $ 45,000,000 | $ 90,000,000 | ||||
Treasury Stock Acquired, Average Cost Per Share | $ 40.99 | $ 41.70 | ||||
Accumulated Other Comprehensive Income (Loss), Net of Tax | $ (49,000,000) | 23,000,000 | $ (49,000,000) | 23,000,000 | $ (122,000,000) | $ (55,000,000) |
Repayments of Long-term Debt | $ 0 | $ 104,000,000 | 153,000,000 | $ 115,000,000 | ||
Senior Notes [Member] | ||||||
Stockholders' Equity [Abstract] | ||||||
Repayments of Long-term Debt | $ 153,000,000 |
Debt And Shareholders' Equity66
Debt And Shareholders' Equity (Schedule Of Changes In Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Debt And Shareholders' Equity [Line Items] | ||||
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax | $ 45 | $ 40 | ||
Interest income expense, net, after tax | $ 154 | $ 91 | 283 | 169 |
Income Tax Expense (Benefit) | 80 | 60 | 124 | 102 |
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 75 | 81 | ||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (2) | (3) | ||
Beginning balance | (122) | (55) | ||
Other comprehensive income (loss) | 62 | 35 | 73 | 78 |
Ending balance | (49) | 23 | (49) | 23 |
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax | 0 | 8 | ||
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, Tax | 0 | 1 | ||
Other Comprehensive Income (Loss), Tax | 45 | 49 | ||
Accumulated Net Unrealized Investment Gain (Loss) [Member] | ||||
Debt And Shareholders' Equity [Line Items] | ||||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 73 | 65 | ||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | ||
Beginning balance | (93) | (18) | ||
Other comprehensive income (loss) | 73 | 65 | ||
Ending balance | (20) | 47 | (20) | 47 |
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member] | ||||
Debt And Shareholders' Equity [Line Items] | ||||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 2 | 17 | ||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | (2) | (3) | ||
Beginning balance | 2 | 1 | ||
Other comprehensive income (loss) | 0 | 14 | ||
Ending balance | 2 | 15 | 2 | 15 |
Accumulated Defined Benefit Plans Adjustment [Member] | ||||
Debt And Shareholders' Equity [Line Items] | ||||
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax | 0 | (1) | ||
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax | 0 | 0 | ||
Beginning balance | (31) | (38) | ||
Other comprehensive income (loss) | 0 | (1) | ||
Ending balance | (31) | (39) | (31) | (39) |
Interest Rate Contract [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member] | ||||
Debt And Shareholders' Equity [Line Items] | ||||
Gain (Loss) on Derivative Instruments, Net, Pretax | 1 | 3 | 3 | 6 |
Interest income expense, net, after tax | 1 | 2 | 2 | 3 |
Income Tax Expense (Benefit) | $ 0 | $ 1 | $ 1 | $ 3 |
Debt And Shareholders' Equity67
Debt And Shareholders' Equity Schedule of Long-Term Debt Instruments (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Debt Instrument [Line Items] | ||
Subordinated Debt | $ 247 | $ 247 |
Senior Notes | 135 | 287 |
Capital Lease Obligations | 1 | 1 |
Long-term Debt, Gross | $ 383 | $ 535 |
Commitments, Guarantees, And 68
Commitments, Guarantees, And Contingent Liabilities (Narrative) (Details) $ in Millions | Jun. 30, 2017USD ($) |
Guarantor Obligations [Line Items] | |
Letters of credit, accrued liability | $ 5 |
Reserve for unfunded lending commitments | 1 |
Deferred commitment fees | 4 |
Commitments for Private Equity and Other Noninterest-bearing Investments | 27 |
Commitments for Private Equity or Other Non-Interest Bearing Investments Prohibited by the Volcker Rule | 4 |
Minimum [Member] | |
Guarantor Obligations [Line Items] | |
Loss Contingency, Estimate of Possible Loss | 0 |
Maximum [Member] | |
Guarantor Obligations [Line Items] | |
Loss Contingency, Estimate of Possible Loss | $ 20 |
Commitments, Guarantees, And 69
Commitments, Guarantees, And Contingent Liabilities (Schedule Of Guarantees Issued) (Details) - USD ($) $ in Millions | Jun. 30, 2017 | Dec. 31, 2016 |
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Unused Commitments to Extend Credit | $ 18,409 | $ 18,274 |
Commercial Letters Of Credit | 46 | 60 |
Total Unfunded Lending Commitments | 19,321 | 19,301 |
Financial [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Standby letters of credit | 672 | 771 |
Performance [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Standby letters of credit | 194 | $ 196 |
Minimum [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Loss Contingency, Estimate of Possible Loss | 0 | |
Maximum [Member] | ||
Liabilities for Guarantees on Long-Duration Contracts [Line Items] | ||
Loss Contingency, Estimate of Possible Loss | $ 20 |
Retirement Plans (Schedule Of N
Retirement Plans (Schedule Of Net Periodic Benefit Cost (Credit) For Pension And Postretirement Plans) (Details) - Pension Plan [Member] - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | |
Defined Benefit Plan Disclosure [Line Items] | ||||
Interest cost | $ 2 | $ 2 | $ 4 | $ 4 |
Expected return on plan assets | (3) | (3) | (6) | (6) |
Amortization of net actuarial (gain) loss | 1 | 2 | 2 | 4 |
Net periodic benefit cost (credit) | 1 | 1 | 1 | 2 |
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | $ 1 | $ 0 | $ 1 | $ 0 |
Income Taxes (Details)
Income Taxes (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||||
Jun. 30, 2017 | Mar. 31, 2017 | Jun. 30, 2016 | Jun. 30, 2017 | Jun. 30, 2016 | Dec. 31, 2016 | |
Income Tax Disclosure [Abstract] | ||||||
Effective Income Tax Rate Reconciliation, Percent | 32.30% | 34.50% | 28.70% | 33.30% | ||
Current State and Local Tax Expense (Benefit) | $ 4 | $ 14 | ||||
New Accounting Pronouncement or Change in Accounting Principle, Effect of Adoption, Quantification | 3 | $ 4 | ||||
Deferred Tax Assets, Net | 198 | $ 198 | $ 250 | |||
Operating Loss Carryforwards, Valuation Allowance | $ 4 | $ 4 |
Operating Segment Information72
Operating Segment Information (Details) $ in Millions | 3 Months Ended | 6 Months Ended | ||
Jun. 30, 2017USD ($)Branches | Jun. 30, 2016USD ($) | Jun. 30, 2017USD ($)Branches | Jun. 30, 2016USD ($) | |
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 528 | $ 465 | $ 1,017 | $ 918 |
Provision for Loan and Lease Losses | 7 | 35 | 30 | 77 |
Interest Income (Expense), after Provision for Loan Loss | 521 | 430 | 987 | 841 |
Noninterest Income, Other Operating Income | (1) | (1) | (1) | (1) |
Noninterest Expense | 405 | 382 | 819 | 777 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 248 | 174 | 432 | 306 |
Zions Bank [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | 164 | 154 | 319 | 304 |
Provision for Loan and Lease Losses | (2) | 0 | 33 | (30) |
Interest Income (Expense), after Provision for Loan Loss | 166 | 154 | 286 | 334 |
Noninterest Income, Other Operating Income | 37 | 37 | 72 | 73 |
Noninterest Expense | 111 | 115 | 224 | 221 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 92 | 76 | 134 | 186 |
Average Loans And Leases | 12,483 | 12,600 | 12,486 | 12,453 |
Average Deposits | 15,987 | 15,977 | 16,127 | 15,839 |
Amegy [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | 124 | 117 | 238 | 230 |
Provision for Loan and Lease Losses | 7 | 31 | 8 | 135 |
Interest Income (Expense), after Provision for Loan Loss | 117 | 86 | 230 | 95 |
Noninterest Income, Other Operating Income | 30 | 28 | 59 | 57 |
Noninterest Expense | 89 | 83 | 173 | 168 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 58 | 31 | 116 | (16) |
Average Loans And Leases | 10,856 | 10,761 | 10,747 | 10,566 |
Average Deposits | $ 11,218 | 10,959 | $ 11,268 | 11,116 |
Number of Branches | Branches | 73 | 73 | ||
California Bank Trust [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 123 | 110 | $ 233 | 213 |
Provision for Loan and Lease Losses | (1) | 4 | (6) | 1 |
Interest Income (Expense), after Provision for Loan Loss | 124 | 106 | 239 | 212 |
Noninterest Income, Other Operating Income | 19 | 16 | 36 | 32 |
Noninterest Expense | 76 | 73 | 151 | 145 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 67 | 49 | 124 | 99 |
Average Loans And Leases | 9,476 | 9,260 | 9,391 | 9,083 |
Average Deposits | $ 10,917 | 10,882 | $ 10,919 | 10,681 |
Number of Branches | Branches | 92 | 92 | ||
NBA [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 51 | 47 | $ 100 | 92 |
Provision for Loan and Lease Losses | (1) | 0 | 1 | 2 |
Interest Income (Expense), after Provision for Loan Loss | 52 | 47 | 99 | 90 |
Noninterest Income, Other Operating Income | 10 | 10 | 20 | 20 |
Noninterest Expense | 36 | 38 | 73 | 72 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 26 | 19 | 46 | 38 |
Average Loans And Leases | 4,246 | 4,008 | 4,254 | 3,936 |
Average Deposits | $ 4,762 | 4,582 | $ 4,712 | 4,513 |
Number of Branches | Branches | 58 | 58 | ||
Nevada State Bank [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 33 | 30 | $ 65 | 60 |
Provision for Loan and Lease Losses | 0 | 1 | (5) | (25) |
Interest Income (Expense), after Provision for Loan Loss | 33 | 29 | 70 | 85 |
Noninterest Income, Other Operating Income | 10 | 10 | 20 | 19 |
Noninterest Expense | 35 | 36 | 70 | 69 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 8 | 3 | 20 | 35 |
Average Loans And Leases | 2,372 | 2,274 | 2,355 | 2,269 |
Average Deposits | $ 4,233 | 4,103 | $ 4,222 | 4,057 |
Number of Branches | Branches | 50 | 50 | ||
Vectra Bank Colorado [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 32 | 29 | $ 61 | 59 |
Provision for Loan and Lease Losses | 3 | (3) | 0 | (6) |
Interest Income (Expense), after Provision for Loan Loss | 29 | 32 | 61 | 65 |
Noninterest Income, Other Operating Income | 7 | 6 | 12 | 11 |
Noninterest Expense | 25 | 25 | 50 | 48 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 11 | 13 | 23 | 28 |
Average Loans And Leases | 2,603 | 2,415 | 2,569 | 2,434 |
Average Deposits | 2,728 | 2,667 | 2,759 | 2,725 |
TCBW [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | 11 | 9 | 22 | 18 |
Provision for Loan and Lease Losses | 0 | 1 | (1) | 0 |
Interest Income (Expense), after Provision for Loan Loss | 11 | 8 | 23 | 18 |
Noninterest Income, Other Operating Income | 1 | 1 | 2 | 2 |
Noninterest Expense | 5 | 5 | 10 | 10 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 7 | 4 | 15 | 10 |
Average Loans And Leases | 911 | 777 | 894 | 755 |
Average Deposits | 1,094 | 947 | 1,097 | 950 |
Other Segment [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | (10) | (31) | (21) | (58) |
Provision for Loan and Lease Losses | 1 | 1 | 0 | 0 |
Interest Income (Expense), after Provision for Loan Loss | (11) | (32) | (21) | (58) |
Noninterest Income, Other Operating Income | 18 | 18 | 43 | 28 |
Noninterest Expense | 28 | 7 | 68 | 44 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | (21) | (21) | (46) | (74) |
Average Loans And Leases | 296 | 13 | 210 | 60 |
Average Deposits | $ 1,395 | (167) | $ 1,170 | (129) |
Utah [Member] | Zions Bank [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 99 | 99 | ||
Idaho [Member] | Zions Bank [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 23 | 23 | ||
WYOMING | Zions Bank [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 1 | 1 | ||
Colorado [Member] | Vectra Bank Colorado [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 36 | 36 | ||
New Mexico [Member] | Vectra Bank Colorado [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 1 | 1 | ||
WASHINGTON | TCBW [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 1 | 1 | ||
OREGON | TCBW [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Number of Branches | Branches | 1 | 1 | ||
Consolidated Entities [Member] | ||||
Segment Reporting Information [Line Items] | ||||
Interest Income (Expense), Net | $ 528 | 465 | $ 1,017 | 918 |
Provision for Loan and Lease Losses | 7 | 35 | 30 | 77 |
Interest Income (Expense), after Provision for Loan Loss | 521 | 430 | 987 | 841 |
Noninterest Income, Other Operating Income | 132 | 126 | 264 | 242 |
Noninterest Expense | 405 | 382 | 819 | 777 |
Income (Loss) from Continuing Operations before Income Taxes, Domestic | 248 | 174 | 432 | 306 |
Average Loans And Leases | 43,243 | 42,108 | 42,906 | 41,556 |
Average Deposits | $ 52,334 | $ 49,950 | $ 52,274 | $ 49,752 |