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EXHIBIT 21
LIST OF SUBSIDIARIES
ZIONS BANCORPORATION
AT DECEMBER 31, 2001
SUBSIDIARY |
| STATE |
|
|
|
Zions First National Bank |
| Federally chartered doing business in Utah and Idaho |
|
|
|
California Bank & Trust |
| California |
|
|
|
Nevada State Bank |
| Nevada |
|
|
|
National Bank of Arizona |
| Federally chartered doing business in Arizona |
|
|
|
Vectra Bank Colorado |
| Federally chartered doing business in Colorado and New Mexico |
|
|
|
The Commerce Bank of Washington |
| Federally chartered doing business in Washington |
|
|
|
Cash Access, Inc. |
| Utah |
|
|
|
CSBI Capital Trust I |
| Delaware |
|
|
|
GB Capital Trust |
| Delaware |
|
|
|
Great Western Financial Corporation |
| Utah |
|
|
|
Lexign, Inc. |
| Delaware |
|
|
|
Lockhart Realty Company |
| Utah |
|
|
|
Phaos Technology Corp. |
| New York |
|
|
|
VBC Capital I |
| Delaware |
|
|
|
Zions Financial Corp. |
| Delaware |
|
|
|
Zions Insurance Agency, Inc. |
| Utah |
|
|
|
Zions Life Insurance Company |
| Arizona |
|
|
|
Zions Management Services Company |
| Utah |
|
|
|