Mutualfirst Financial (MFSF) 10-Q 8 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 07, 2017
Document Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Trading Symbol	mfsf
Entity Registrant Name	MUTUALFIRST FINANCIAL INC
Entity Central Index Key	1,094,810
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		7,389,394

Consolidated Condensed Balance

Consolidated Condensed Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 8,118	$ 8,503
Interest-bearing demand deposits	17,633	18,357
Cash and cash equivalents	25,751	26,860
Interest-bearing time deposits	1,937	993
Investment securities available for sale (carried at fair value)	260,072	249,913
Loans held for sale	4,786	4,063
Loans, net of allowance for loan losses of $12,378 and $12,382, at September 30, 2017 and December 31, 2016, respectively	1,177,767	1,157,120
Premises and equipment, net	21,281	21,200
Federal Home Loan Bank stock	11,183	10,925
Deferred tax asset, net	10,487	12,037
Cash value of life insurance	52,430	51,594
Goodwill	1,800	1,800
Other real estate owned and repossessed assets	438	1,199
Other assets	13,882	15,429
Total assets	1,581,814	1,553,133
Deposits
Noninterest-bearing	191,599	178,046
Interest-bearing	1,007,363	975,336
Total deposits	1,198,962	1,153,382
Federal Home Loan Bank advances	212,563	240,591
Other borrowings	4,221	4,189
Other liabilities	15,843	14,933
Total liabilities	1,431,589	1,413,095
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value Authorized - 20,000,000 shares Issued and outstanding - 7,389,394 and 7,324,233 shares at September 30, 2017 and December 31, 2016, respectively	74	73
Additional paid-in capital	75,319	74,164
Retained earnings	74,378	67,055
Accumulated other comprehensive income (loss)	454	(1,254)
Total stockholders' equity	150,225	140,038
Total liabilities and stockholders' equity	$ 1,581,814	$ 1,553,133

Consolidated Condensed Balance3

Consolidated Condensed Balance Sheets (Parenthetical) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Statement Of Financial Position [Abstract]
Allowance for loan losses	$ 12,378,000	$ 12,382,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, Authorized	20,000,000	20,000,000
Common stock, shares Issued	7,389,394	7,324,233
Common stock, shares outstanding	7,389,394	7,324,233

Consolidated Condensed Statemen

Consolidated Condensed Statements of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest and Dividend Income
Loans receivable	$ 13,109,000	$ 11,866,000	$ 38,112,000	$ 34,601,000
Investment securities	1,771,000	1,572,000	5,237,000	4,871,000
Federal Home Loan Bank stock	118,000	111,000	349,000	327,000
Deposits with financial institutions	28,000	18,000	89,000	60,000
Total interest and dividend income	15,026,000	13,567,000	43,787,000	39,859,000
Interest Expense
Deposits	1,804,000	1,332,000	4,903,000	3,900,000
Federal Home Loan Bank advances	909,000	901,000	2,679,000	2,693,000
Other	49,000	97,000	141,000	280,000
Total interest expense	2,762,000	2,330,000	7,723,000	6,873,000
Net Interest Income	12,264,000	11,237,000	36,064,000	32,986,000
Provision for loan losses	370,000	250,000	870,000	600,000
Net Interest Income After Provision for Loan Losses	11,894,000	10,987,000	35,194,000	32,386,000
Non-interest Income
Service fee income	1,651,000	1,515,000	4,765,000	4,417,000
Net realized gain on sales of available for sale securities	45,000	92,000	453,000	862,000
Commissions	1,260,000	1,259,000	3,774,000	3,762,000
Net gains on sales of loans	1,010,000	1,548,000	2,725,000	3,895,000
Net servicing fees	109,000	91,000	306,000	239,000
Increase in cash value of life insurance	275,000	284,000	835,000	874,000
Gain (loss) on sale of other real estate and repossessed	(14,000)	72,000	(35,000)	(145,000)
Other income	98,000	205,000	405,000	1,052,000
Total non-interest income	4,434,000	5,066,000	13,228,000	14,956,000
Non-interest Expenses
Salaries and employee benefits	6,871,000	6,941,000	20,131,000	20,092,000
Net occupancy expenses	788,000	592,000	2,360,000	1,839,000
Equipment expenses	442,000	448,000	1,307,000	1,419,000
Data processing fees	604,000	486,000	1,699,000	1,467,000
ATM and debit card expenses	457,000	391,000	1,284,000	1,127,000
Deposit insurance	181,000	165,000	562,000	624,000
Professional fees	372,000	419,000	1,175,000	1,269,000
Advertising and promotion	290,000	350,000	905,000	1,046,000
Software subscriptions and maintenance	525,000	540,000	1,661,000	1,569,000
Other real estate and repossessed assets	39,000	(39,000)	120,000	47,000
Other expenses	876,000	1,070,000	2,864,000	3,520,000
Total non-interest expenses	11,445,000	11,363,000	34,068,000	34,019,000
Income Before Income Tax	4,883,000	4,690,000	14,354,000	13,323,000
Income tax expense	1,132,000	1,208,000	3,499,000	3,319,000
Net Income	$ 3,751,000	$ 3,482,000	$ 10,855,000	$ 10,004,000
Earnings Per Common Share
Basic	$ 0.51	$ 0.48	$ 1.48	$ 1.35
Diluted	0.50	0.47	1.45	1.32
Dividends Per Common Share	$ 0.16	$ 0.14	$ 0.48	$ 0.42

Consolidated Condensed Stateme5

Consolidated Condensed Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 3,751	$ 3,482	$ 10,855	$ 10,004
Other Comprehensive Income (Loss)
Net unrealized holding gain (loss) on securities available for sale	520	(1,260)	3,037	4,606
Reclassification adjustment for realized gains included in net income	(45)	(92)	(453)	(862)
Net unrealized gain (loss) on derivative used for cash flow hedges		19		(9)
Other comprehensive income, before tax, total	475	(1,333)	2,584	3,735
Income tax benefit (expense) related to other comprehensive income	(162)	481	(876)	(1,248)
Other comprehensive income (loss), net of tax	313	(852)	1,708	2,487
Comprehensive Income	$ 4,064	$ 2,630	$ 12,563	$ 12,491

Consolidated Condensed Stateme6

Consolidated Condensed Statement of Changes in Stockholders' Equity - 9 months ended Sep. 30, 2017 - USD ($) $ in Thousands	Common Stock [Member]	Additional paid-in capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
Beginning Balance at Dec. 31, 2016	$ 73	$ 74,164	$ 67,055	$ (1,254)	$ 140,038
Net income			10,855		10,855
Other comprehensive income, net of taxes				1,708	1,708
Stock options, exercised	1	1,155			1,156
Cash dividends, common stock			(3,532)		(3,532)
Ending Balance at Sep. 30, 2017	$ 74	$ 75,319	$ 74,378	$ 454	$ 150,225

Consolidated Condensed Stateme7

Consolidated Condensed Statement of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Consolidated Condensed Statement of Changes in Stockholders' Equity [Abstract]
Cash dividends, common stock, per share	$ 0.16	$ 0.14	$ 0.48	$ 0.42

Consolidated Condensed Stateme8

Consolidated Condensed Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Operating Activities
Net income	$ 10,855	$ 10,004
Items not requiring cash
Provision for loan losses	870	600
Depreciation and amortization	3,500	3,833
Deferred income tax	674	113
Increase in cash value of life insurance	(835)	(874)
Loans originated for sale	(85,986)	(113,087)
Proceeds from sales of loans held for sale	87,711	114,314
Net gain on sale of loans	(2,725)	(3,895)
Net gain on sale of securities, available for sale	(453)	(862)
Gain on bank owned life insurance		(346)
Loss on sale of other real estate and repossessed assets	35	145
Change in
Interest receivable and other assets	1,171	610
Interest payable and other liabilities	(152)	633
Other adjustments	27	107
Net cash provided by operating activities	14,692	11,295
Investing Activities
Net change in interest-bearing time deposits	(944)	(980)
Purchases of securities
Available for sale	(49,406)	(57,170)
Proceeds from maturities and paydowns of securities
Available for sale	20,243	27,707
Proceeds from sales of securities, available for sale	22,326	38,167
Purchase of Federal Home Loan Bank stock	(258)	(269)
Net change in loans	(23,236)	(56,934)
Purchases of premises and equipment	(1,177)	(1,914)
Proceeds from real estate owned sales	964	2,350
Proceeds from sale of real estate held for investment	511
Proceeds from bank owned life insurance		1,121
Proceeds from sale of premises and equipment		56
Net cash used in investing activities	(30,977)	(47,866)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	34,142	46,122
Certificates of deposit	11,438	(11,744)
Proceeds from FHLB advances	293,500	240,200
Repayments of FHLB advances	(321,528)	(226,726)
Net repayments other borrowings		(569)
Cash dividends	(3,532)	(3,106)
Stock options exercised	1,156	976
Stock repurchased		(4,354)
Net cash provided by financing activities	15,176	40,799
Net Change in Cash and Cash Equivalents	(1,109)	4,228
Cash and Cash Equivalents, Beginning of Period	26,860	20,915
Cash and Cash Equivalents, End of Period	25,751	25,143
Additional Cash Flows Information
Interest paid	7,583	6,781
Income tax paid	2,500	1,400
Transfers from loans to foreclosed assets	226	915
Mortgage servicing rights capitalized	277	348
Purchase of securities, due to broker	$ 984	$ 751

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2017
Basis of Presentation [Abstract]
Basis of Presentation	Note 1: Basis of Presentation  The consolidated condensed financial statements include the accounts of MutualFirst Financial, Inc. ( MutualFirst or the “Company”), its wholly owned subsidiaries, MFBC Statutory Trust, MutualFirst Risk Management, Inc., Mutual Risk Advisors, Inc., and MutualBank, an Indiana commercial bank (“Mutual” or the “Bank”), Mutual’s wholly owned subsidiaries, First MFSB Corporation, Mishawaka Financial Services, Summit Service Corp. and the wholly owned subsidiary of Summit Service Corp., Summit Mortgage Inc. (“Summit”), Mutual Federal Investment Company (“MFIC”), and MFIC majority owned subsidiary, Mutual Federal REIT, Inc. All significant inter-company accounts and transactions have been eliminated in consolidation. These companies conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. The more significant of the policies are described below.  Certain information and note disclosures normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. These consolidated condensed financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2016, filed with the Securities and Exchange Commission on March 16, 2017.  The interim consolidated condensed financial statements at and for the three and nine months ended September 30, 2017 and 2016, have not been audited by independent accountants, but in the opinion of management, reflect all adjustments (which include only normal recurring adjustments) necessary to present fairly the financial position, results of operations and cash flows for such periods. The results of operations for the period are not necessarily indicative of the results to be expected for the full year.  The Consolidated Condensed Balance Sheet of the Company as of December 31, 2016 has been derived from the Audited Consolidated Balance Sheet of the Company as of that date.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Earnings Per Share	Note 2: Earnings Per Share Earnings per share were computed as follows:    Three Months Ended September 30,  2017 2016  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 3,751 7,373,408 $ 0.51 $ 3,482 7,324,233 $ 0.48  Effect of Dilutive Securities  Stock options 139,670 146,344  Diluted Earnings Per Share  Net income available and assumed conversions $ 3,751 7,513,078 $ 0.50 $ 3,482 7,470,577 $ 0.47      Nine Months Ended September 30,  2017 2016  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 10,855 7,350,182 $ 1.48 $ 10,004 7,414,328 $ 1.35  Effect of Dilutive Securities  Stock options 143,649 146,255  Diluted Earnings Per Share  Net income available and assumed conversions $ 10,855 7,493,831 $ 1.45 $ 10,004 7,560,583 $ 1.32  As of September 30, 2017 and 2016, the exercise price for all options was lower than the average market price of the common shares.

Impact of Accounting Pronouncem

Impact of Accounting Pronouncements	9 Months Ended
	Sep. 30, 2017
Impact of Accounting Pronouncements [Abstract]
Impact of Accounting Pronouncements	Note 3: Impact of Accounting Pronouncements In March 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities. The ASU shortens the amortization period for certain callable debt securities held at a premium and requires the premium to be amortized to the earliest call date. However, the amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The amendments are effective for annual periods beginning after December 15, 2018, including interim periods within those annual periods. Early adoption is permitted. The Company early adopted this ASU in the first quarter of 2017 and it did not have a material impact on the Company’s consolidated financial statements.  In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350)-Simplifying the Test for Goodwill Impairment. These amendments eliminate Step 2 from the goodwill impairment test. The amendments also eliminate the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The guidance is effective for annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim goodwill impairment tests performed on testing dates after January 1, 2017. ASU 2017-04 should be adopted on a prospective basis. The Company has assessed ASU 2017-04 and does not expect it to have a material impact on its accounting and disclosures.  In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805)-Clarifying the Definition of a Business. ASU 2017-01 provides amendments to clarify the definition of a business and affect all companies and other reporting organizations that must determine whether they have acquired or sold a business. The amendments are intended to help companies and other organizations evaluate whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The guidance is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years and should be applied prospectively as of the beginning of the period of adoption. Early adoption is permitted under certain circumstances. The Company has assessed ASU 2017-01 and does not expect it to have a material impact on its accounting and disclosures.  In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. The ASU is intended to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows by specifically addressing eight specific areas. The amendments are effective for the Company for annual and interim periods beginning in the first quarter of 2018. Early adoption is permitted, including adoption in an interim period. The Company is currently evaluating the effects that this ASU will have on its financial statements, specifically the Statement of Cash Flows, and does not expect these effects to be material.  In June 2016, the Financial Accounting Standards Board (FASB) issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Statements. Topic 326 amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. The ASU is intended to provide financial statement users with useful information about the expected credit losses on financial instruments and other commitments to extend credit.  · The ASU requires financial assets measured at amortized cost (primarily loans) be presented at the amount net of a valuation allowance for credit losses, and that the income statement include the measurement of credit losses for newly recognized financial assets as well as changes in expected losses on previously recognized financial assets. The provisions of this ASU does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the credit loss estimate. The new model will be based on relevant information including past events, historical experience, current conditions, and reasonable and supportive forecasts that affect the collectability of the asset. The provisions of this ASU differ from current U.S. generally accepted accounting principles (“GAAP”) in that current U.S. GAAP generally delays recognition of the full amount of credit losses until the loss is probable of occurring. · This ASU requires that credit losses on available-for-sale debt securities be presented as an allowance rather than as a write-down.  This ASU will be effective for the Company for interim and annual periods beginning in the first quarter of 2020. Earlier adoption is permitted beginning in the first quarter of 2019. The Company is in the evaluation stage for this ASU in order to determine the most appropriate method of implementation and all resources and data (both current and historical) needed. In March 2016, the FASB issued ASU 2016-09, Compensation–Stock Compensation: Improvements to Employee Share-Based Payment Accounting. The amendments are intended to improve the accounting for employee share-based payments and affect all organizations that issue share-based payment awards to their employees. This Update includes amendments that currently apply, or may apply in the future, to the Company related to the following: (1) accounting for the difference between the deduction for tax purposes and the amount of compensation cost recognized for financial reporting purposes; (2) classification of excess tax benefits on the statement of cash flows; (3) accounting for forfeitures; (4) accounting for awards partially settled in cash in excess of the employer’s minimum statutory tax withholding requirements; and (5) classification of employee taxes paid on the statement of cash flows when an employer withholds shares for tax-withholding purposes. The amendments in this Update were effective for the Company for annual and interim periods beginning in the first quarter 2017. The ASU provides separate transition provisions for each of the amendments. Initial adoption of this ASU in 2017 did not have a material impact on the Company.  In February 2016, the FASB issued ASU 2016-02, Leases. The objective of the amendment is to establish the principles that lessees and lessors shall apply to report useful information to users of financial statements about the amount, timing, and uncertainty of cash flows arising from a lease. These changes will increase transparency among companies by recognizing lease assets and liabilities on the balance sheet and disclosing additional information about lease arrangements. The amendments in this update are effective for annual and interim periods beginning in the first quarter of 2019. The Company has operating leases in place for some locations as well as equipment and is in the early stages of evaluating the potential impact of adopting this amendment. In January 2016, the FASB issued ASU 2016-01, Financial Instruments-Overall: Recognition and Measurement of Financial Assets and Financial Liabilities. The amendments in this Update require: (1) all equity investments to be measured at fair value with changes in the fair value recognized through net income (other than those accounted for under equity method of accounting or those that result in consolidation of the investee); (2) an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; and (3) eliminates the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet for public business entities. The new guidance is effective for the Company for annual and interim periods beginning in the first quarter of 2018. Current evaluation would indicate that the primary area impacted by the amendments of this ASU will be our investment in Federal Home Loan Bank stock, which is an equity security and does not have a readily determinable fair value. See Note 1 - Significant Accounting Policies, “Federal Home Loan Bank Stock” in Item 8 of the Form 10-K for the year ended December 31,2016 for information regarding the Company’s investment. The adoption of ASU 2016-01 is not anticipated to have a material effect on the Company’s consolidated financial statements. 

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2017
Investment Securities [Abstract]
Investment Securities	  Note 4: Investment Securities The amortized costs and approximate fair values, together with gross unrealized gains and losses on securities, are in the tables below. All mortgage-backed securities and collateralized mortgage obligations held as of September 30, 2017 and December 31, 2016 were guaranteed by government sponsored entities, government corporations or federal agencies.     September 30, 2017  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale Securities Mortgage-backed securities $ 77,929 $ 534 $ (690) $ 77,773 Collateralized mortgage obligations 75,828 187 (656) 75,359 Municipal obligations 88,170 2,890 (397) 90,663 Corporate obligations 17,436 131 (1,290) 16,277 Total investment securities $ 259,363 $ 3,742 $ (3,033) $ 260,072      December 31, 2016  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale Securities Mortgage-backed securities $ 92,871 $ 802 $ (1,156) $ 92,517 Collateralized mortgage obligations 68,621 269 (843) 68,047 Municipal obligations 77,474 1,716 (1,508) 77,682 Corporate obligations 12,822 78 (1,233) 11,667 Total investment securities $ 251,788 $ 2,865 $ (4,740) $ 249,913  The amortized cost and fair value of securities available for sale at September 30, 2017 , by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.     Available for Sale Description Securities Amortized Cost Fair Value Security obligations due Within one year $ 160 $ 160 One to five years 5,002 5,028 Five to ten years 26,860 27,848 After ten years 73,584 73,904  105,606 106,940 Mortgage-backed securities 77,929 77,773 Collateralized mortgage obligations 75,828 75,359 Totals $ 259,363 $ 260,072  Proceeds from sales of securities available for sale for the three and nine months ended September 30, 2017 w ere $4.0 million and $22.3 million, respectively. For the three and nine months ended September 30, 2016, proceeds from sales of securities available for sale were $8.3 million and $38.2 million, respectively . Gross gains were recognized on the sales for the three and nine months ended September 30, 2017 of $45,000 and $453,000 , respectively. Gross gains of $92,000 and $911,000 were recognized , for the three and nine months ended September 30, 2016 . There were no gross losses recognized on the sales of securities for the three and nine months ended September 30, 2017. On the sales of securities recognized for the three months ended September 30, 2016, there were no gross losses. Gross losses of $49,000 were recognized on the sale of securities for the nine months ended September 30, 2016. Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2017 and December 31, 2016 was $ 114.0 million and $143.8 million, respectively, which were approximately 43.8% and 57.6% , respectively, of the Company’s investment portfolio at those dates. While the federal funds rate has increased fifty basis points in 2017, the longer end of the yield curve has remained relatively flat allowing for minimal change in the fair value of securities. Based on our evaluation of available evidence, including recent changes in market interest rates, management believes the fair value for the securities at less than historical cost for the periods presented, are temporary. Should the impairment of any of these securities become other than temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. During the first nine months of 201 7 and 2016, the Bank determined that its security holdings had no other-than-temporary impairment. The following tables show the gross unrealized losses and fair value of the Company’s investments , aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2017 and December 31, 2016:    September 30, 2017  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available for Sale Mortgage-backed securities $ 44,418 $ (654) $ 870 $ (36) $ 45,288 $ (690) Collateralized mortgage obligations 36,324 (444) 9,249 (212) 45,573 (656) Municipal obligations 14,321 (196) 6,205 (201) 20,526 (397) Corporate obligations - - 2,588 (1,290) 2,588 (1,290) Total temporarily impaired securities $ 95,063 $ (1,294) $ 18,912 $ (1,739) $ 113,975 $ (3,033)       December 31, 2016  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available for Sale Mortgage-backed securities $ 58,056 $ (1,156) $ - $ - $ 58,056 $ (1,156) Collateralized mortgage obligations 41,769 (683) 4,688 (160) $ 46,457 $ (843) Municipal obligations 31,907 (1,507) 337 (1) 32,244 (1,508) Corporate obligations - - 7,076 (1,233) 7,076 (1,233) Total temporarily impaired securities $ 131,732 $ (3,346) $ 12,101 $ (1,394) $ 143,833 $ (4,740)  Mortgage-Backed Securities (MBS) and Collateralized Mortgage Obligations (CMO) The unrealized losses on the Company’s investment in MBSs and CMOs were caused by interest rate changes. The Company expects to recover the amortized cost basis over the term of the securities. Because (1) the decline in market value is attributable to changes in interest rates and not credit quality, (2) the Company does not intend to sell the investments and (3) it is more likely than not the Company will not be required to sell the investments before recovery of their amortized cost bases, which may be at maturity, the Company does not consider any of these investments to be other-than-temporarily impaired at September 30, 2017 .  Municipal Obligations  The unrealized losses on the Company’s investments in securities of state and political subdivisions were caused by changes in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the par value of the investments. The Company does not intend to sell these investments and it is more likely than not that the Company will not be required to sell these investments. The Company does not consider any of these investment securities to be other-than-temporarily impaired at September 30, 2017.  Corporate Obligations The Company’s unrealized loss es on investments in corporate obligations primarily relates to two investment s in pooled trust preferred securit ies . The unrealized losses were primarily caused by ( 1 ) a decrease in performance and regulatory capital resulting from exposure to subprime mortgages and ( 2 ) a sector downgrade by industry analysts.  Other-Than-Temporary Impairment (OTTI) Upon acquisition of a security, the Company decides whether it is within the scope of the accounting guidance for beneficial interests in securitized financial assets or whether it will be evaluated for impairment under the accounting guidance for investments in debt and equity securities. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. For securities that are a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. For securities that are not a beneficial interest in securitized financial assets, the Company uses debt and equity securities impairment accounting model. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. Economic models are used to determine whether an other-than-temporary impairment has occurred on these securities. While all securities are considered, the securities primarily impacted by other-than-temporary impairment testing are private-label mortgage-backed securities and trust preferred securities . MutualFirst Financial uses market-based yield indicators as a baseline for determining appropriate discount rates, and then adjusts the resulting discount rates on the basis of its credit and structural analysis of specific trust preferred securities. The primary focus is on the returns a fixed income investor would require in order to allocate capital on a risk adjusted basis. There is currently little demand for pooled trust preferred securities; however, the Company looks principally to market yields for stand-alone trust preferred securities issued by banks, thrifts and insurance companies for which there is an active and liquid market. The next step is to make a series of adjustments to reflect the differences that exist between these products (both credit and structural) and, most importantly, to reflect idiosyncratic credit performance differences (both actual and projected) between these products and the underlying collateral in the specific trust preferred security. Importantly, as part of the analysis described above, MutualFirst considers the fac t that structured instruments frequently exhibit leverage not present in stand-alone instruments, and makes adjustments as necessary to reflect this additional risk .    Pooled Trust Preferred Securities . The Company has invested in pooled trust preferred securities. At September 30, 2017 , the current book balance of our pooled trust preferred securities was $3.9 million. The original par value of these securities was $4.0 million . All pooled trust preferred securities owned were performing as agreed in the first nine months of 201 7 . All pooled trust preferred securities owned by the Company are exempt from the Volcker Rule.  The following table provides additional information related to the Company’s investment in pooled trust preferred securities as of September 30, 2017 :   Deal Name Class Original Par Book Value Fair Value Unrealized loss Realized Losses YTD Lowest Current Rating Number of Banks / Insurance Cos. Currently Performing Total Number of Banks and Insurance Cos. In Issuance (Unique) Actual Deferrals/ Defaults (as a % of original collateral) Total Projected Defaults (as a % of performing collateral) (1) Excess subordination (after taking into account best estimate of future deferrals/ defaults) (2)  (Dollars in Thousands) Alesco Preferred Funding IX Aa3 $ 1,000 $ 921 $ 563 $ (358) $ - CCC- 44 49 4.20 % 9.55 % 54.52 % U.S. Capital Funding I B3 3,000 2,957 2,025 (932) - Caa1 29 33 7.95 % 6.19 % 12.69 %  $ 4,000 $ 3,878 $ 2,588 $ (1,290) $ -  (1) A 10% recovery is applied to all projected defaults by depository institutions. A 15% recovery is applied to all projected defaults by insurance companies. No recovery is applied to current defaults. (2) Excess subordination represents the additional defaults in excess of both current and projected defaults that the CDO can absorb before the bond experiences any credit impairment. Excess subordinated percentage is calculated by (a) determining what percentage of defaults a deal can experience before the bond has credit impairment, and (b) subtracting from this default breakage percentage both total current and expected future default percentages .    

Loans and Allowance

Loans and Allowance	9 Months Ended
	Sep. 30, 2017
Loans and Allowance [Abstract]
Loans and Allowance	Note 5: Loans and Allowance Classes of loans at September 30, 2017 and December 31, 2016 include:     September 30, December 31,  2017 2016  Real estate  Commercial $ 306,566 $ 302,577  Commercial construction and development 22,888 22,453  Consumer closed end first mortgage 466,759 478,848  Consumer open end and junior liens 70,395 71,222  Total real estate loans 866,608 875,100  Other loans  Consumer loans  Auto 19,360 18,939  Boat/RVs 167,484 141,602  Other 5,970 5,892  Commercial and industrial 137,407 131,103  Total other loans 330,221 297,536  Total loans 1,196,829 1,172,636  Undisbursed loans in process (13,079) (8,691)  Unamortized deferred loan costs, net 6,395 5,557  Allowance for loan losses (12,378) (12,382)  Net loans $ 1,177,767 $ 1,157,120  The risk characteristics of each loan portfolio segment are as follows: Commercial  Real estate These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Construction and Development Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analyses of absorption and lease rates and financial analyses of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing. Commercial and Industrial Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Consumer Real Estate and Other Consumer Loans With respect to residential loans that are secured by consumer closed end first mortgages and are primarily owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires PMI if that ratio is exceeded. Consumer open end and junior lien loans are typically secured by a subordinate interest in 1-4 family residences, and other consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.  Nonaccrual Loans and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are placed on non-accrual status when the loan is greater than 90 days past due, the borrower , in management’s opinion, may be unable to meet payment obligations as they become due or when required by regulatory provisions.  All interest accrued but not collected for loans that are placed on nonaccrual status or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status . Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and generally only after six months of satisfactory performance.  Nonaccrual loans, segregated by class of loans, as of September 30, 2017 and December 31, 2016 are as follows:     September 30, December 31,  2017 2016  Real estate  Commercial $ 929 $ 912  Commercial construction and development - -  Consumer closed end first mortgage 2,132 3,626  Consumer open end and junior liens 245 335  Consumer loans  Auto 13 5  Boat/RVs 288 224  Other 2 24  Commercial and industrial 76 18  Total nonaccrual loans $ 3,685 $ 5,144   An age analysis of the Company’s past due loans, segregated by class of loans, as of September 30, 2017 and December 31, 2016 are as follows:     September 30, 2017  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 559 $ 65 $ 815 $ 1,439 $ 305,127 $ 306,566 $ -  Commercial construction and development - - - - 22,888 22,888 -  Consumer closed end first mortgage 4,489 1,198 2,608 8,295 458,464 466,759 577  Consumer open end and junior liens 372 90 221 683 69,712 70,395 -  Consumer loans  Auto 158 41 5 204 19,156 19,360 -  Boat/RVs 1,437 251 253 1,941 165,543 167,484 -  Other 52 23 2 77 5,893 5,970  Commercial and industrial 503 90 76 669 136,738 137,407 -  Total $ 7,570 $ 1,758 $ 3,980 $ 13,308 $ 1,183,521 $ 1,196,829 $ 577       December 31, 2016  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 854 $ 142 $ 785 $ 1,781 $ 300,796 $ 302,577 $ -  Commercial construction and development - - - - 22,453 22,453 -  Consumer closed end first mortgage 6,789 1,554 3,675 12,018 466,830 478,848 237  Consumer open end and junior liens 512 166 304 982 70,240 71,222 -  Consumer loans  Auto 103 25 5 133 18,806 18,939 -  Boat/RVs 1,376 305 213 1,894 139,708 141,602 -  Other 89 26 13 128 5,764 5,892 -  Commercial and industrial 497 32 8 537 130,566 131,103 -  Total $ 10,220 $ 2,250 $ 5,003 $ 17,473 $ 1,155,163 $ 1,172,636 $ 237  Impaired Loans Loans are considered impaired in accordance with the impairment accounting guidance (ASC 310-10-35-16), when , based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Interest on impaired loans is recorded based on the performance of the loan. All interest received on impaired loans that are on nonaccrual status is accounted for on the cash-basis method until qualifying for return to accrual status . Interest is accrued per the contract for impaired loans that are performing. The following tables present impaired loans as of and for the three and nine month periods ended September 30, 2017 and 2016 and as of and for the year ended December 31, 2016 .    September 30, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 661 $ 661 $ - $ 735 $ 737 $ - $ -  Commercial construction and development 734 734 - 748 777 9 25  Consumer closed end first mortgage 1,212 1,212 - 996 1,428 - -  Commercial and industrial 272 342 - 222 203 1 4   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 875 $ 875 $ 100 $ 949 $ 951 $ - $ -  Commercial construction and development $ 734 $ 734 $ - $ 748 $ 777 $ 9 $ 25  Consumer closed end first mortgage $ 1,212 $ 1,212 $ - $ 996 $ 1,428 $ - $ -  Commercial and industrial $ 272 $ 342 $ - $ 222 $ 203 $ 1 $ 4   Total $ 3,093 $ 3,163 $ 100 $ 2,915 $ 3,359 $ 10 $ 29     September 30, 2016  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 1,143 $ 1,143 $ - $ 2,018 $ 2,596 $ 19 $ 67  Commercial construction and development 827 827 - 841 887 9 30  Consumer closed end first mortgage 1,396 1,396 - 1,262 1,194 - -  Consumer open end and junior liens - - - - 241 - -  Commercial and industrial 194 194 - 197 204 - -   Loans with a specific valuation allowance  Real estate  Commercial 284 284 123 359 491 - 1   Total  Real estate  Commercial $ 1,427 $ 1,427 $ 123 $ 2,377 $ 3,087 $ 19 $ 68  Commercial construction and development $ 827 $ 827 $ - $ 841 $ 887 $ 9 $ 30  Consumer closed end first mortgage $ 1,396 $ 1,396 $ - $ 1,262 $ 1,194 $ - $ -  Consumer open end and junior liens $ - $ - $ - $ - $ 241 $ - $ -  Commercial and industrial $ 194 $ 194 $ - $ 197 $ 204 $ - $ -   Total $ 3,844 $ 3,844 $ 123 $ 4,677 $ 5,613 $ 28 $ 98     December 31, 2016  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans Interest Income Recognized  Loans without a specific valuation allowance  Real estate  Commercial $ 665 $ 665 $ - $ 2,207 $ 68  Commercial construction and development 822 822 - 874 40  Consumer closed end first mortgage 1,869 1,869 - 1,328 -  Consumer open end and junior liens - - - 193 -  Commercial and industrial 187 187 - 204 1   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 416 -   Total  Real estate  Commercial $ 879 $ 879 $ 100 $ 2,623 $ 68  Commercial construction and development $ 822 $ 822 $ - $ 874 $ 40  Consumer closed end first mortgage $ 1,869 $ 1,869 $ - $ 1,328 $ -  Consumer open end and junior liens $ - $ - $ - $ 193 $ -  Commercial and industrial $ 187 $ 187 $ - $ 204 $ 1   Total $ 3,757 $ 3,757 $ 100 $ 5,222 $ 109  The following information presents the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of September 30, 2017 . Commercial Loan Grades Definition of Loan Grades . Loan grades are numbered 1 through 8. Grades 1-4 are "pass" credits, grade 5 [ Special Mention ] loans are "criticized" assets, and grades 6 [Substandard], 7 [Doubtful] and 8 [Loss] are "classified" assets. The use and application of these grades by the Bank conform to the B ank's policy and regulatory definitions. Pass . Pass credits are loans in grades prime through fair. These are at least considered to be credits with acceptable risks and would be granted in the normal course of lending operations. Special Mention. Special mention credits have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credits or in the Bank ’s credit position at some future date. If weaknesses cannot be identified, classifying as special mention is not appropriate. Special mention credits are not adversely classified and do not expose the Bank to sufficient risk to warrant an adverse classification. No apparent loss of principal or interest is expected. Substandard. Substandard credits are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Credits so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss i f the deficiencies are not corrected. Doubtful. A doubtful extension of credit has all the weaknesses inherent in a substandard asset with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors that may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans. Doubtful classification for an entire credit should be avoided when collection of a specific portion appears highly probable with the adequately secured portion graded Substandard. Retail Loan Grades Pass. Pass credits are loans that are currently performing as agreed and are not troubled debt restructurings. Special Mention . Special mention credits have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credits or in the Bank’s credit position at some future date. If weaknesses cannot be identified, classifying as special mention is not appropriate. Special mention credits are not adversely classified and do not expose the Bank to sufficient risk to warrant an adverse classification. No apparent loss of principal or interest is expected. Substandard. Substandard credits are loans that have reason to be considered to have a weakness and placed on non-accrual. This would include all retail loans over 90 days and troubled debt restructurings. As of September 30, 2017, special mention commercial loans increased as management determined that a few credits had potential weaknesses deserving management’s close attention. All of these credits were performing as agreed as of September 30, 2017.    September 30, 2017  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 296,922 $ 6,692 $ 2,931 $ 21 $ 306,566  Commercial construction and development 21,750 404 734 - 22,888  Consumer closed end first mortgage $ 461,949 $ - $ 4,810 466,759  Consumer open end and junior liens 70,107 - 288 70,395   Other loans  Consumer loans  Auto 19,345 - 15 19,360  Boat/RVs 167,181 - 303 167,484  Other 5,924 - 46 5,970  Commercial and industrial 125,763 11,449 195 - 137,407  $ 444,435 $ 18,545 $ 3,860 $ 21 $ 724,506 $ - $ 5,462 $ 1,196,829       December 31, 2016  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 295,548 $ 3,705 $ 3,297 $ 27 $ 302,577  Commercial construction and development 21,782 254 417 - 22,453  Consumer closed end first mortgage $ 473,329 $ - $ 5,519 478,848  Consumer open end and junior liens 70,769 - 453 71,222   Other loans  Consumer loans  Auto 18,931 - 8 18,939  Boat/RVs 141,294 - 308 141,602  Other 5,859 - 33 5,892  Commercial and industrial 128,436 2,513 154 - 131,103  $ 445,766 $ 6,472 $ 3,868 $ 27 $ 710,182 $ - $ 6,321 $ 1,172,636  Allowance for Loan Losses .  We maintain an allowance for loan losses to absorb losses inherent in the loan portfolio. The allowance is based on ongoing, quarterly assessments of the estimated losses inherent in the loan portfolio. Our methodology for assessing the appropriateness of the allowance consists of several key elements, including the general allowance and specific allowances for identified problem loans and portfolio segments. In addition, the allowance incorporates the results of measuring impaired loans as provided in FASB ASC 310, Receivables. These accounting standards prescribe the measurement methods, income recognition and disclosures related to impaired loans. The general allowance is calculated by applying loss factors to outstanding loans based on the internal risk evaluation of such loans or pools of loans. Changes in risk evaluations of both performing and nonperforming loans affect the amount of the general allowance. Loss factors are based on our historical loss experience as well as on significant factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. The appropriateness of the allowance is reviewed by management based upon its evaluation of then-existing economic and business conditions affecting our key lending areas and other conditions, such as credit quality trends (including trends in non-performing loans expected to result from existing conditions), collateral values, loan volumes and concentrations, specific industry conditions within portfolio segments and recent loss experience in particular segments of the portfolio that existed as of the balance sheet date and the impact that such conditions were believed to have had on the collectability of the loan. Senior management reviews these conditions quarterly in discussions with our senior credit officers. To the extent that any of these conditions is evidenced by a specifically identifiable problem credit or portfolio segment as of the evaluation date, management’s estimate of the effect of such condition may be reflected as a specific allowance applicable to such credit or portfolio segment. Where any of these conditions is not evidenced by a specifically identifiable problem credit or portfolio segment as of the evaluation date, management’s evaluation of the loss related to this condition is reflected in the general allowance for loan losses. The evaluation of the inherent loss with respect to these conditions is subject to a higher degree of uncertainty because they are not identified with specific problem credits or portfolio segments. The allowance for loan losses is based on estimates of losses inherent in the loan portfolio. Actual losses can vary significantly from the estimated amounts. Our methodology as described permits adjustments to any loss factor used in the computation of the general allowance in the event that, in management’s judgment, significant factors which affect the collectability of the portfolio as of the evaluation date are not reflected in the loss factors. By assessing the probable incurred losses inherent in the loan portfolio on a quarterly basis, we are able to adjust specific and inherent loss estimates based upon any more recent information that has become available. The following table details activity in the allowance for loan losses by portfolio segment for the three and nine month periods ended September 30, 2017 and 201 6, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other segments.    Three Months Ended September 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,535 $ 2,223 $ 2,668 $ 12,426  Provision charged (credited) to expense 13 (51) 408 370  Losses charged off (76) (128) (267) (471)  Recoveries 5 2 46 53  Balance, end of period $ 7,477 $ 2,046 $ 2,855 $ 12,378      Nine Months Ended September 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,358 $ 2,303 $ 2,721 $ 12,382  Provision charged (credited) to expense 189 (10) 691 870  Losses charged off (88) (257) (677) (1,022)  Recoveries 18 10 120 148  Balance, end of period $ 7,477 $ 2,046 $ 2,855 $ 12,378      Three Months Ended September 30, 2016  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,132 $ 2,589 $ 2,883 $ 12,604  Provision charged (credited) to expense 97 (47) 200 250  Losses charged off (55) (125) (225) (405)  Recoveries 75 4 59 138  Balance, end of period $ 7,249 $ 2,421 $ 2,917 $ 12,587       Nine Months Ended September 30, 2016  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,090 $ 2,683 $ 2,868 $ 12,641  Provision charged to expense 168 38 394 600  Losses charged off (88) (309) (563) (960)  Recoveries 79 9 218 306  Balance, end of period $ 7,249 $ 2,421 $ 2,917 $ 12,587   The following tables provide a breakdown of the allowance for loan losses and loan portfolio balances by segment as of September 30, 2017 and 2016, and December 31, 2016.     September 30, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,377 2,046 2,855 12,278  Total allowance for loan losses $ 7,477 $ 2,046 $ 2,855 $ 12,378  Loan balances  Individually evaluated for impairment $ 1,881 $ 1,212 $ - $ 3,093  Collectively evaluated for impairment 464,980 465,547 263,209 1,193,736  Gross loans $ 466,861 $ 466,759 $ 263,209 $ 1,196,829        September 30, 2016  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 123 $ - $ - $ 123  Collectively evaluated for impairment 7,126 2,421 2,917 12,464  Total allowance for loan losses $ 7,249 $ 2,421 $ 2,917 $ 12,587  Loan balances  Individually evaluated for impairment $ 2,448 $ 1,396 $ - $ 3,844  Collectively evaluated for impairment 423,154 475,990 236,959 1,136,103  Gross loans $ 425,602 $ 477,386 $ 236,959 $ 1,139,947      December 31, 2016  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,258 2,303 2,721 12,282  Total allowance for loan losses $ 7,358 $ 2,303 $ 2,721 $ 12,382  Loan balances  Individually evaluated for impairment $ 1,888 $ 1,869 $ - $ 3,757  Collectively evaluated for impairment 454,245 476,979 237,655 1,168,879  Gross loans $ 456,133 $ 478,848 $ 237,655 $ 1,172,636    Management’s general practice is to proactively charge down loans individually evaluated for impairment to the fair value of the underlying collateral.  For all loan portfolio segments except consumer real estate and other consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.  The Company charges-off consumer real estate and other consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 180 days past due, charge-off of unsecured open-end loans when the loan is 180 days past due, and charge-down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged-off.  Troubled Debt Restructurings Certain categories of impaired loans include loans that have been modified in a troubled debt restructuring ; that involves granting economic concessions to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Modifications of terms for our loans and their inclusion as troubled debt restructurings are based on individual facts and circumstances. When we modify loans in a troubled debt restructuring, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, or we use the current fair value of the collateral, less selling costs for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific reserve or a charge-off to the allowance. Loans retain their accrual status at the time of their modification. As a result, if a loan is on nonaccrual at the time it is modified, it stays as nonaccrual until a period of satisfactory performance, generally six months , is obtained. If a loan is on accrual at the time of the modification, the loan is evaluated to determine if the collection of principal and interest is reasonably assured and generally stays on accrual. At September 30, 2017 , the Company had loans that were modified in troubled debt restructurings. The modification of terms of such loans included one or a combination of the following: an extension of maturity or a reduction of the stated interest rate. The following tables describe troubled debts restructured during the three and nine month periods ended September 30, 2017 and 2016:     Three Months Ended  September 30, 2017 September 30, 2016  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Commercial - $ - $ - 1 $ 406 $ 406  Consumer closed end first mortgage 1 26 26 1 11 12  Consumer open end and junior liens - - - 1 39 39      Nine Months Ended  September 30, 2017 September 30, 2016  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Commercial - $ - $ - 1 $ 406 $ 406  Consumer closed end first mortgage 5 210 214 10 565 581  Consumer open end and junior liens 1 3 3 1 39 39   Other loans  Auto - - - 1 4 4  Boat/RVs - - - 3 56 56  Commercial and industrial 1 72 72 1 83 83  The impact on the allowance for loan losses was insignificant as a result of these modifications. Newly restructured loans by type for the three and nine months ended September 30, 2017 and 2016 are as follows:    Three Months Ended September 30, 2017  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ 26 $ - $ 26     Three Months Ended September 30, 2016  Rate Term Combination Total Modification  Real estate  Commercial $ - $ 406 $ - $ 406  Consumer closed end first mortgage - - 12 12  Consumer open end and junior liens - - 39 39       Nine Months Ended September 30, 2017  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ 26 $ 188 $ 214  Consumer open end and junior liens - 3 - 3  Commercial and industrial - 72 - 72      Nine Months Ended September 30, 2016  Rate Term Combination Total Modification  Real Estate  Commercial $ - $ 406 $ - $ 406  Consumer closed end first mortgage - 47 534 581  Consumer open end and junior liens - - 39 39   Other loans  Consumer loans  Auto - - 4 4  Boat/RVs - 48 8 56  Commercial and industrial - 83 - 83  The following tables des cribe troubled debt s restructur ed that defaulted during the three and nine months ended September 30, 2017 and 2016. Defaults are defined as any loans that become 90 days past due .     Three Months Ended  September 30, 2017 September 30, 2016  No. of Loans Post-Modification Outstanding Recorded Balance No. of Loans Post-Modification Outstanding Recorded Balance  Real Estate  Consumer closed end first mortgage 1 $ 79 4 $ 133  +    Nine Months Ended  September 30, 2017 September 30, 2016  No. of Loans Post-Modification Outstanding Recorded Balance No. of Loans Post-Modification Outstanding Recorded Balance  Real Estate  Consumer closed end first mortgage 1 $ 79 4 $ 133 +    At September 30, 2017 , the Company had residential real estate held for sale as a result of foreclosure totaling $96 ,000 and real estate in the process of foreclosure of $ 899,000 . As of September 30, 2017, the Company also held $342,000 in other repossessed assets, such as autos, boats, RVs and horse trailers.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2017
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	Note 6. Derivative Financial Instruments  The Company has certain interest rate derivative positions that are not designated as hedging instruments. Derivative assets and liabilities are recorded at fair value on the Consolidated Balance Sheet and do not take into account the effects of master netting agreements. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis, and to offset net derivative positions with related collateral, where applicable. These derivative positions relate to transactions in which the Company enters into an interest rate swap with a client while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each transaction, the Company agrees to pay interest to the client on a notional amount at a variable interest rate and receive interest from the client on the same notional amount at a fixed interest rate. At the same time, the Company agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the client to effectively convert a variable rate loan to a fixed rate. Because the terms of the swaps with the customers and the other financial institution offset each other, with the only difference being counterparty credit risk, changes in the fair value of the underlying derivative contracts are not materially different and do not significantly impact the Company’s Consolidated Statements of Income. The notional amount of customer-facing swaps as of September 30, 2017 and December 31, 2016 was approximately $17.5 million and $14.6 million, respectively. The following table shows the amounts of derivative financial instruments at September 30, 2017 and December 31, 2016.      Asset Derivatives  Fair Value Fair Value  Balance Sheet September 30, December 31, Balance Sheet September 30, December 31,  Location 2017 2016 Location 2017 2016  Derivatives not designated as hedging instruments:  Interest rate contracts Other assets $ 621 $ 553 Other liabilities $ 621 $ 553 

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	 Note 7: Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive income (loss) , included in stockholders’ equity, are as follows:     September 30, December 31,  2017 2016  Net unrealized gain (loss) on securities available-for-sale $ 709 $ (1,875)  Net unrealized gain relating to defined benefit plan liability 30 30  739 (1,845)  Tax benefit (expense) (285) 591  Net of tax amount $ 454 $ (1,254)   The following table presents the reclassification adjustments out of accumulated other comprehensive income that were included in net income in the Consolidated Statements of Income for the three and nine months ended September 30, 2017 and 2016.     Amount Reclassified from Accumulated Other Comprehensive Income For the Three Months Ended  September 30,  Details about Accumulated Other Comprehensive Income Components 2017 2016 Affected Line Item in the Statements of Income  Realized gains on available-for-sale securities  Realized securities gains reclassified into income $ 45 $ 92 Total non-interest income - net realized gains on sale of available-for-sale securities  Related income tax expense (15) (31) Income tax expense   Total reclassifications for the period, net of tax $ 30 $ 61       Amount Reclassified from Accumulated Other Comprehensive Income For the Nine Months Ended  September 30,  Details about Accumulated Other Comprehensive Income Components 2017 2016 Affected Line Item in the Statements of Income  Realized gains on available-for-sale securities  Realized securities gains reclassified into income $ 453 $ 862 Total non-interest income - net realized gains on sale of available-for-sale securities  Related income tax expense (154) (293) Income tax expense   Total reclassifications for the period, net of tax $ 299 $ 569 

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2017
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	Note 8: Fair Values of Financial Instruments Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs supported by little or no market activity and are significant to the fair value of the assets or liabilities Items Measured at Fair Value on a Recurring Basis Following is a description of the valuation methodologies and inputs used for instruments measured at fair value on a recurring basis and recognized in the accompanying comparative balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-Sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. The Company uses a third-party provider to provide market prices on its securities. Pooled trust preferred securities p rices are evaluated by a third party. Level 1 securities include marketable equity securities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include mortgage-backed, collateralized mortgage obligations, small business administration, marketable equity, municipal, federal agency and certain corporate obligation securities. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy and include certain corporate obligation securities. Third party vendors compile prices from various sources and may apply such techniques as matrix pricing to determine the value of identical or similar investment securities (Level 2). Matrix pricing is a mathematical technique widely used in the banking industry to value investment securities without relying exclusively on quoted prices for specific investment securities but rather relying on investment securities relationship to other benchmark quoted investment securities. Any investment security not valued based upon the methods above are considered Level 3. Interest Rate Derivative Agreements Interest rate swap positions, both assets and liabilities, are valued by a third-party pricing agent using an income approach and utilizing models that use as their basis readily observable market parameters. This valuation process considers various factors including interest rate yield curves, time value and volatility factors. The following table presents the fair value measurements of assets and liabilities measured on a recurring basis and level within the ASC 820 fair value hierarchy.     Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  September 30, 2017  Available-for-sale securities  Mortgage-backed securities $ 77,773 $ - $ 77,773 $ -  Collateralized mortgage obligations 75,359 - 75,359 -  Municipal obligations 90,663 - 90,663 -  Corporate obligations 16,277 - 13,689 2,588  Interest rate swap asset 621 - 621 -  Interest rate swap liability 621 - 621 -      Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  December 31, 2016  Available-for-sale securities  Mortgage-backed securities $ 92,517 $ - $ 92,517 $ -  Collateralized mortgage obligations 68,047 - 68,047 -  Municipal obligations 77,682 - 77,682 -  Corporate obligations 11,667 - 9,079 2,588  Interest rate swap asset 553 - 553 -  Interest rate swap liability 553 - 553 -  The following is a reconciliation of the beginning and ending balances for the three and nine months ended September 30, 2017 and 2016 of recurring fair value measurements recognized in the accompanying balance sheet s using significant unobservable (Level 3) inputs:    Three Months Ended Nine Months Ended  September 30, September 30,  2017 2016 2017 2016  Beginning balance $ 2,588 $ 2,534 $ 2,588 $ 2,534  Total realized and unrealized gains (losses)  Included in net income - - - -  Included in other comprehensive income (loss) - - - -  Purchases, issuances and settlements - - - -  Ending balance $ 2,588 $ 2,534 $ 2,588 $ 2,534  Total gains for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ - $ - $ - $ -  Items Measured at Fair Value on a Non-Recurring Basis From time to time, certain assets may be recorded at fair value on a non-recurring basis. These non-recurring fair value adjustments typically are a result of the application of lower of cost or fair value accounting or a write-down occurring during the period. The following is a description of the valuation methodologies used for certain assets that are recorded at fair value.  The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements :      September 30, 2017 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,588 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 32.5 - 38.7 %      December 31, 2016 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,588 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 32.5 - 38.7 %   The following methods and assumptions were used to estimate the fair value of all other financial instrument s recognized in the accompanying balance sheets at amounts other than fair value : Cash and Cash Equivalents - The fair value of cash and cash - equivalents approximates carrying value. Interest Bearing Time Deposits – The fair value of interest bearing time deposits approximates carrying value. Loans Held For Sale - Fair values are based on quoted market prices. Loans - The fair value for loans is estimated using discounted cash flow analyses using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. FHLB Stock - Fair value of FHLB stock is based on the price at which it may be resold to the FHLB. Interest Receivable/Payable - The fair values of interest receivable/payable approximate carrying values. Derivative Instruments - The fair values of interest rate swaps reflects the estimated amounts that would have been received to terminate these contracts at the reporting date based upon pricing or valuation models applied to current market information. Deposits - The fair values of noninterest-bearing, interest-bearing demand and savings accounts are equal to the amount payable on demand at the balance sheet date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on such time deposits. FHLB Advances - The fair value of these borrowings is estimated using a discounted cash flow calculation, based on current rates for similar debt for periods comparable to the remaining terms to maturity of these advances. Other Borrowings - The fair value of these borrowings is estimated using discounted cash flow analyses using interest rates for similar financial instruments. Off-Balance Sheet Commitments - Commitments include commitments to purchase and originate mortgage loans, commitments to sell mortgage loans, and standby letters of credit and are generally of a short-term nature. The fair values of such commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of these instruments is insignificant. The estimated fair values of the Company’s financial instruments not carried at fair value in the consolidated balance sheets as of the dates noted below are as follows:    Fair Value Measurements Using  September 30, 2017 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 25,751 $ 25,751 $ 25,751 $ - $ -  Interest-bearing time deposits 1,937 1,937 1,937 - -  Loans held for sale 4,786 4,827 - 4,827 -  Loans, net 1,177,767 1,165,781 - - 1,165,781  FHLB stock 11,183 11,183 - 11,183 -  Interest receivable 4,460 4,460 - 4,460 -  Interest rate swap asset 621 621 - 621 -  Liabilities  Deposits 1,198,962 1,198,758 814,784 - 383,974  FHLB advances 212,563 212,146 - 212,146 -  Other borrowings 4,221 4,373 - 4,373 -  Interest payable 490 490 - 490 -  Interest rate swap liability 621 621 - 621 -     Fair Value Measurements Using  December 31, 2016 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 26,860 $ 26,860 $ 26,860 $ - $ -  Interest-bearing time deposits 993 993 993 - -  Loans held for sale 4,063 4,094 - 4,094 -  Loans, net 1,157,120 1,139,450 - - 1,139,450  FHLB stock 10,925 10,925 - 10,925 -  Interest receivable 4,629 4,629 - 4,629 -  Interest rate swap asset 553 553 - 553 -  Liabilities  Deposits 1,153,382 1,152,030 779,577 - 372,453  FHLB advances 240,591 239,866 - 239,866 -  Other borrowings 4,189 4,189 - 4,189 -  Interest payable 350 350 - 350 -  Interest rate swap liability 553 553 - 553 - 

Subsequent Event

Subsequent Event	9 Months Ended
	Sep. 30, 2017
Subsequent Events [Abstract]
Subsequent Event	 Note 9: Subsequent Event  On October 4, 2017 , MutualFirst entered into an Agreement and Plan of Merger (the “Merger Agreement”) providing for MutualFirst’s acquisition of Universal Bancorp (“Universal”). Pursuant to the Merger Agreement, Universal would merge with and into MutualFirst, with MutualFirst surviving the merger (the “Merger”), and BloomBank, a wholly-owned subsidiary of Universal, would merge with and into a wholly-owned subsidiary of MutualFirst, MutualBank, with MutualBank as the surviving bank. The boards of directors of each of MutualFirst and Universal have approved the Merger Agreement. Subject to the approval of the Merger Agreement by Universal shareholders, regulatory approvals and other closing conditions, the parties anticipate completing the Merger during the first quarter of 2018. In connection with the Merger, shareholders of Universal will receive fixed consideration of 15.6 shares of MutualFirst common stock and $250.00 in cash for each share of Universal common stock. Based on the closing price of MutualFirst’s common stock on October 2 , 2017 of $39.30 per share, the transaction value for the shares of common stock is approximately $65.6 million. Subject to certain terms and conditions, the board of directors of Universal has agreed to recommend the approval and adoption of the Merger Agreement to the Universal shareholders and will solicit proxies voting in favor of the Merger from Universal’s shareholders. The Merger Agreement also provides for certain termination rights for both MutualFirst and Universal, and further provides that upon termination of the Merger Agreement under certain circumstances, Universal will be obligated to pay MutualFirst a termination fee. As of June 30, 2017, Universal had total assets of approximately $402.5 million , total deposits of approximately $323.4 million and total loans of approximately $26 6 .6 million.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	 Earnings per share were computed as follows:    Three Months Ended September 30,  2017 2016  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 3,751 7,373,408 $ 0.51 $ 3,482 7,324,233 $ 0.48  Effect of Dilutive Securities  Stock options 139,670 146,344  Diluted Earnings Per Share  Net income available and assumed conversions $ 3,751 7,513,078 $ 0.50 $ 3,482 7,470,577 $ 0.47      Nine Months Ended September 30,  2017 2016  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 10,855 7,350,182 $ 1.48 $ 10,004 7,414,328 $ 1.35  Effect of Dilutive Securities  Stock options 143,649 146,255  Diluted Earnings Per Share  Net income available and assumed conversions $ 10,855 7,493,831 $ 1.45 $ 10,004 7,560,583 $ 1.32 

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Investment Securities [Abstract]
Amortized Cost and Fair Values of Securities	The amortized costs and approximate fair values, together with gross unrealized gains and losses on securities, are in the tables below. All mortgage-backed securities and collateralized mortgage obligations held as of September 30, 2017 and December 31, 2016 were guaranteed by government sponsored entities, government corporations or federal agencies.     September 30, 2017  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 77,929 $ 534 $ (690) $ 77,773  Collateralized mortgage obligations 75,828 187 (656) 75,359  Municipal obligations 88,170 2,890 (397) 90,663  Corporate obligations 17,436 131 (1,290) 16,277  Total investment securities $ 259,363 $ 3,742 $ (3,033) $ 260,072      December 31, 2016  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 92,871 $ 802 $ (1,156) $ 92,517  Collateralized mortgage obligations 68,621 269 (843) 68,047  Municipal obligations 77,474 1,716 (1,508) 77,682  Corporate obligations 12,822 78 (1,233) 11,667  Total investment securities $ 251,788 $ 2,865 $ (4,740) $ 249,913 
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	   Available for Sale  Description Securities Amortized Cost Fair Value  Security obligations due  Within one year $ 160 $ 160  One to five years 5,002 5,028  Five to ten years 26,860 27,848  After ten years 73,584 73,904  105,606 106,940  Mortgage-backed securities 77,929 77,773  Collateralized mortgage obligations 75,828 75,359  Totals $ 259,363 $ 260,072 
Investments Gross Unrealized Losses and Fair Value in Continuous Unrealized Loss Position	The following tables show the gross unrealized losses and fair value of the Company’s investments , aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2017 and December 31, 2016:    September 30, 2017  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale  Mortgage-backed securities $ 44,418 $ (654) $ 870 $ (36) $ 45,288 $ (690)  Collateralized mortgage obligations 36,324 (444) 9,249 (212) 45,573 (656)  Municipal obligations 14,321 (196) 6,205 (201) 20,526 (397)  Corporate obligations - - 2,588 (1,290) 2,588 (1,290)  Total temporarily impaired securities $ 95,063 $ (1,294) $ 18,912 $ (1,739) $ 113,975 $ (3,033)       December 31, 2016  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale  Mortgage-backed securities $ 58,056 $ (1,156) $ - $ - $ 58,056 $ (1,156)  Collateralized mortgage obligations 41,769 (683) 4,688 (160) $ 46,457 $ (843)  Municipal obligations 31,907 (1,507) 337 (1) 32,244 (1,508)  Corporate obligations - - 7,076 (1,233) 7,076 (1,233)  Total temporarily impaired securities $ 131,732 $ (3,346) $ 12,101 $ (1,394) $ 143,833 $ (4,740) 
Pooled Trust Preferred Collateralized Debt Obligations	The following table provides additional information related to the Company’s investment in pooled trust preferred securities as of September 30, 2017 :    Deal Name Class Original Par Book Value Fair Value Unrealized loss Realized Losses YTD Lowest Current Rating Number of Banks / Insurance Cos. Currently Performing Total Number of Banks and Insurance Cos. In Issuance (Unique) Actual Deferrals/ Defaults (as a % of original collateral) Total Projected Defaults (as a % of performing collateral) (1) Excess subordination (after taking into account best estimate of future deferrals/ defaults) (2)  (Dollars in Thousands)  Alesco Preferred Funding IX Aa3 $ 1,000 $ 921 $ 563 $ (358) $ - CCC- 44 49 4.20 % 9.55 % 54.52 %  U.S. Capital Funding I B3 3,000 2,957 2,025 (932) - Caa1 29 33 7.95 % 6.19 % 12.69 %  $ 4,000 $ 3,878 $ 2,588 $ (1,290) $ -  (1) A 10% recovery is applied to all projected defaults by depository institutions. A 15% recovery is applied to all projected defaults by insurance companies. No recovery is applied to current defaults. (2) Excess subordination represents the additional defaults in excess of both current and projected defaults that the CDO can absorb before the bond experiences any credit impairment. Excess subordinated percentage is calculated by (a) determining what percentage of defaults a deal can experience before the bond has credit impairment, and (b) subtracting from this default breakage percentage both total current and expected future default percentages.

Loans and Allowance (Tables)

Loans and Allowance (Tables)	9 Months Ended
	Sep. 30, 2017
Loans and Allowance [Abstract]
Schedule of Classes of Loans	Classes of loans at September 30, 2017 and December 31, 2016 include:     September 30, December 31,  2017 2016  Real estate  Commercial $ 306,566 $ 302,577  Commercial construction and development 22,888 22,453  Consumer closed end first mortgage 466,759 478,848  Consumer open end and junior liens 70,395 71,222  Total real estate loans 866,608 875,100  Other loans  Consumer loans  Auto 19,360 18,939  Boat/RVs 167,484 141,602  Other 5,970 5,892  Commercial and industrial 137,407 131,103  Total other loans 330,221 297,536  Total loans 1,196,829 1,172,636  Undisbursed loans in process (13,079) (8,691)  Unamortized deferred loan costs, net 6,395 5,557  Allowance for loan losses (12,378) (12,382)  Net loans $ 1,177,767 $ 1,157,120 
Non-Accrual Loans Segregated by Class of Loans	 Nonaccrual loans, segregated by class of loans, as of September 30, 2017 and December 31, 2016 are as follows:     September 30, December 31,  2017 2016  Real estate  Commercial $ 929 $ 912  Commercial construction and development - -  Consumer closed end first mortgage 2,132 3,626  Consumer open end and junior liens 245 335  Consumer loans  Auto 13 5  Boat/RVs 288 224  Other 2 24  Commercial and industrial 76 18  Total nonaccrual loans $ 3,685 $ 5,144 
Age Analysis of Past Due Loans Segregated by Class of Loans	 An age analysis of the Company’s past due loans, segregated by class of loans, as of September 30, 2017 and December 31, 2016 are as follows:     September 30, 2017  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 559 $ 65 $ 815 $ 1,439 $ 305,127 $ 306,566 $ -  Commercial construction and development - - - - 22,888 22,888 -  Consumer closed end first mortgage 4,489 1,198 2,608 8,295 458,464 466,759 577  Consumer open end and junior liens 372 90 221 683 69,712 70,395 -  Consumer loans  Auto 158 41 5 204 19,156 19,360 -  Boat/RVs 1,437 251 253 1,941 165,543 167,484 -  Other 52 23 2 77 5,893 5,970  Commercial and industrial 503 90 76 669 136,738 137,407 -  Total $ 7,570 $ 1,758 $ 3,980 $ 13,308 $ 1,183,521 $ 1,196,829 $ 577       December 31, 2016  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 854 $ 142 $ 785 $ 1,781 $ 300,796 $ 302,577 $ -  Commercial construction and development - - - - 22,453 22,453 -  Consumer closed end first mortgage 6,789 1,554 3,675 12,018 466,830 478,848 237  Consumer open end and junior liens 512 166 304 982 70,240 71,222 -  Consumer loans  Auto 103 25 5 133 18,806 18,939 -  Boat/RVs 1,376 305 213 1,894 139,708 141,602 -  Other 89 26 13 128 5,764 5,892 -  Commercial and industrial 497 32 8 537 130,566 131,103 -  Total $ 10,220 $ 2,250 $ 5,003 $ 17,473 $ 1,155,163 $ 1,172,636 $ 237 
Impaired Loans	The following tables present impaired loans as of and for the three and nine month periods ended September 30, 2017 and 2016 and as of and for the year ended December 31, 2016 .    September 30, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 661 $ 661 $ - $ 735 $ 737 $ - $ -  Commercial construction and development 734 734 - 748 777 9 25  Consumer closed end first mortgage 1,212 1,212 - 996 1,428 - -  Commercial and industrial 272 342 - 222 203 1 4   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 875 $ 875 $ 100 $ 949 $ 951 $ - $ -  Commercial construction and development $ 734 $ 734 $ - $ 748 $ 777 $ 9 $ 25  Consumer closed end first mortgage $ 1,212 $ 1,212 $ - $ 996 $ 1,428 $ - $ -  Commercial and industrial $ 272 $ 342 $ - $ 222 $ 203 $ 1 $ 4   Total $ 3,093 $ 3,163 $ 100 $ 2,915 $ 3,359 $ 10 $ 29     September 30, 2016  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 1,143 $ 1,143 $ - $ 2,018 $ 2,596 $ 19 $ 67  Commercial construction and development 827 827 - 841 887 9 30  Consumer closed end first mortgage 1,396 1,396 - 1,262 1,194 - -  Consumer open end and junior liens - - - - 241 - -  Commercial and industrial 194 194 - 197 204 - -   Loans with a specific valuation allowance  Real estate  Commercial 284 284 123 359 491 - 1   Total  Real estate  Commercial $ 1,427 $ 1,427 $ 123 $ 2,377 $ 3,087 $ 19 $ 68  Commercial construction and development $ 827 $ 827 $ - $ 841 $ 887 $ 9 $ 30  Consumer closed end first mortgage $ 1,396 $ 1,396 $ - $ 1,262 $ 1,194 $ - $ -  Consumer open end and junior liens $ - $ - $ - $ - $ 241 $ - $ -  Commercial and industrial $ 194 $ 194 $ - $ 197 $ 204 $ - $ -   Total $ 3,844 $ 3,844 $ 123 $ 4,677 $ 5,613 $ 28 $ 98     December 31, 2016  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans Interest Income Recognized  Loans without a specific valuation allowance  Real estate  Commercial $ 665 $ 665 $ - $ 2,207 $ 68  Commercial construction and development 822 822 - 874 40  Consumer closed end first mortgage 1,869 1,869 - 1,328 -  Consumer open end and junior liens - - - 193 -  Commercial and industrial 187 187 - 204 1   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 416 -   Total  Real estate  Commercial $ 879 $ 879 $ 100 $ 2,623 $ 68  Commercial construction and development $ 822 $ 822 $ - $ 874 $ 40  Consumer closed end first mortgage $ 1,869 $ 1,869 $ - $ 1,328 $ -  Consumer open end and junior liens $ - $ - $ - $ 193 $ -  Commercial and industrial $ 187 $ 187 $ - $ 204 $ 1   Total $ 3,757 $ 3,757 $ 100 $ 5,222 $ 109 
Commercial and Retail Credit Exposure Credit Risk Profile by Internal Rating	   September 30, 2017  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 296,922 $ 6,692 $ 2,931 $ 21 $ 306,566  Commercial construction and development 21,750 404 734 - 22,888  Consumer closed end first mortgage $ 461,949 $ - $ 4,810 466,759  Consumer open end and junior liens 70,107 - 288 70,395   Other loans  Consumer loans  Auto 19,345 - 15 19,360  Boat/RVs 167,181 - 303 167,484  Other 5,924 - 46 5,970  Commercial and industrial 125,763 11,449 195 - 137,407  $ 444,435 $ 18,545 $ 3,860 $ 21 $ 724,506 $ - $ 5,462 $ 1,196,829       December 31, 2016  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 295,548 $ 3,705 $ 3,297 $ 27 $ 302,577  Commercial construction and development 21,782 254 417 - 22,453  Consumer closed end first mortgage $ 473,329 $ - $ 5,519 478,848  Consumer open end and junior liens 70,769 - 453 71,222   Other loans  Consumer loans  Auto 18,931 - 8 18,939  Boat/RVs 141,294 - 308 141,602  Other 5,859 - 33 5,892  Commercial and industrial 128,436 2,513 154 - 131,103  $ 445,766 $ 6,472 $ 3,868 $ 27 $ 710,182 $ - $ 6,321 $ 1,172,636 
Activity in Allowance for Loan Losses by Portfolio Segment	The following table details activity in the allowance for loan losses by portfolio segment for the three and nine month periods ended September 30, 2017 and 201 6, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other segments.    Three Months Ended September 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,535 $ 2,223 $ 2,668 $ 12,426  Provision charged (credited) to expense 13 (51) 408 370  Losses charged off (76) (128) (267) (471)  Recoveries 5 2 46 53  Balance, end of period $ 7,477 $ 2,046 $ 2,855 $ 12,378      Nine Months Ended September 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,358 $ 2,303 $ 2,721 $ 12,382  Provision charged (credited) to expense 189 (10) 691 870  Losses charged off (88) (257) (677) (1,022)  Recoveries 18 10 120 148  Balance, end of period $ 7,477 $ 2,046 $ 2,855 $ 12,378      Three Months Ended September 30, 2016  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,132 $ 2,589 $ 2,883 $ 12,604  Provision charged (credited) to expense 97 (47) 200 250  Losses charged off (55) (125) (225) (405)  Recoveries 75 4 59 138  Balance, end of period $ 7,249 $ 2,421 $ 2,917 $ 12,587       Nine Months Ended September 30, 2016  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,090 $ 2,683 $ 2,868 $ 12,641  Provision charged to expense 168 38 394 600  Losses charged off (88) (309) (563) (960)  Recoveries 79 9 218 306  Balance, end of period $ 7,249 $ 2,421 $ 2,917 $ 12,587   The following tables provide a breakdown of the allowance for loan losses and loan portfolio balances by segment as of September 30, 2017 and 2016, and December 31, 2016.     September 30, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,377 2,046 2,855 12,278  Total allowance for loan losses $ 7,477 $ 2,046 $ 2,855 $ 12,378  Loan balances  Individually evaluated for impairment $ 1,881 $ 1,212 $ - $ 3,093  Collectively evaluated for impairment 464,980 465,547 263,209 1,193,736  Gross loans $ 466,861 $ 466,759 $ 263,209 $ 1,196,829        September 30, 2016  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 123 $ - $ - $ 123  Collectively evaluated for impairment 7,126 2,421 2,917 12,464  Total allowance for loan losses $ 7,249 $ 2,421 $ 2,917 $ 12,587  Loan balances  Individually evaluated for impairment $ 2,448 $ 1,396 $ - $ 3,844  Collectively evaluated for impairment 423,154 475,990 236,959 1,136,103  Gross loans $ 425,602 $ 477,386 $ 236,959 $ 1,139,947      December 31, 2016  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,258 2,303 2,721 12,282  Total allowance for loan losses $ 7,358 $ 2,303 $ 2,721 $ 12,382  Loan balances  Individually evaluated for impairment $ 1,888 $ 1,869 $ - $ 3,757  Collectively evaluated for impairment 454,245 476,979 237,655 1,168,879  Gross loans $ 456,133 $ 478,848 $ 237,655 $ 1,172,636 
Troubled Debts Restructured	The following tables describe troubled debts restructured during the three and nine month periods ended September 30, 2017 and 2016:     Three Months Ended  September 30, 2017 September 30, 2016  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Commercial - $ - $ - 1 $ 406 $ 406  Consumer closed end first mortgage 1 26 26 1 11 12  Consumer open end and junior liens - - - 1 39 39      Nine Months Ended  September 30, 2017 September 30, 2016  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Commercial - $ - $ - 1 $ 406 $ 406  Consumer closed end first mortgage 5 210 214 10 565 581  Consumer open end and junior liens 1 3 3 1 39 39   Other loans  Auto - - - 1 4 4  Boat/RVs - - - 3 56 56  Commercial and industrial 1 72 72 1 83 83 
Newly Restructured Loans by Types	Newly restructured loans by type for the three and nine months ended September 30, 2017 and 2016 are as follows:    Three Months Ended September 30, 2017  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ 26 $ - $ 26     Three Months Ended September 30, 2016  Rate Term Combination Total Modification  Real estate  Commercial $ - $ 406 $ - $ 406  Consumer closed end first mortgage - - 12 12  Consumer open end and junior liens - - 39 39       Nine Months Ended September 30, 2017  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ 26 $ 188 $ 214  Consumer open end and junior liens - 3 - 3  Commercial and industrial - 72 - 72      Nine Months Ended September 30, 2016  Rate Term Combination Total Modification  Real Estate  Commercial $ - $ 406 $ - $ 406  Consumer closed end first mortgage - 47 534 581  Consumer open end and junior liens - - 39 39   Other loans  Consumer loans  Auto - - 4 4  Boat/RVs - 48 8 56  Commercial and industrial - 83 - 83 
Troubled Debts Restructured Defaulted	The following tables des cribe troubled debt s restructur ed that defaulted during the three and nine months ended September 30, 2017 and 2016. Defaults are defined as any loans that become 90 days past due .     Three Months Ended  September 30, 2017 September 30, 2016  No. of Loans Post-Modification Outstanding Recorded Balance No. of Loans Post-Modification Outstanding Recorded Balance  Real Estate  Consumer closed end first mortgage 1 $ 79 4 $ 133  +    Nine Months Ended  September 30, 2017 September 30, 2016  No. of Loans Post-Modification Outstanding Recorded Balance No. of Loans Post-Modification Outstanding Recorded Balance  Real Estate  Consumer closed end first mortgage 1 $ 79 4 $ 133 

Derivative Financial Instrume21

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Derivative Financial Instruments [Abstract]
Amounts of Derivative Financial Instruments	The following table shows the amounts of derivative financial instruments at September 30, 2017 and December 31, 2016.      Asset Derivatives  Fair Value Fair Value  Balance Sheet September 30, December 31, Balance Sheet September 30, December 31,  Location 2017 2016 Location 2017 2016  Derivatives not designated as hedging instruments:  Interest rate contracts Other assets $ 621 $ 553 Other liabilities $ 621 $ 553 

Accumulated Other Comprehensi22

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2017
Accumulated Other Comprehensive Income (Loss) [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The components of accumulated other comprehensive income (loss) , included in stockholders’ equity, are as follows:     September 30, December 31,  2017 2016  Net unrealized gain (loss) on securities available-for-sale $ 709 $ (1,875)  Net unrealized gain relating to defined benefit plan liability 30 30  739 (1,845)  Tax benefit (expense) (285) 591  Net of tax amount $ 454 $ (1,254) 
Reclassification out of Accumulated Other Comprehensive Income (Loss)	The following table presents the reclassification adjustments out of accumulated other comprehensive income that were included in net income in the Consolidated Statements of Income for the three and nine months ended September 30, 2017 and 2016.     Amount Reclassified from Accumulated Other Comprehensive Income For the Three Months Ended  September 30,  Details about Accumulated Other Comprehensive Income Components 2017 2016 Affected Line Item in the Statements of Income  Realized gains on available-for-sale securities  Realized securities gains reclassified into income $ 45 $ 92 Total non-interest income - net realized gains on sale of available-for-sale securities  Related income tax expense (15) (31) Income tax expense   Total reclassifications for the period, net of tax $ 30 $ 61       Amount Reclassified from Accumulated Other Comprehensive Income For the Nine Months Ended  September 30,  Details about Accumulated Other Comprehensive Income Components 2017 2016 Affected Line Item in the Statements of Income  Realized gains on available-for-sale securities  Realized securities gains reclassified into income $ 453 $ 862 Total non-interest income - net realized gains on sale of available-for-sale securities  Related income tax expense (154) (293) Income tax expense   Total reclassifications for the period, net of tax $ 299 $ 569 

Fair Values of Financial Inst23

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Values of Financial Instruments [Abstract]
Fair Value Measurements of Assets Measured at Fair Value on Recurring Basis	 The following table presents the fair value measurements of assets and liabilities measured on a recurring basis and level within the ASC 820 fair value hierarchy.     Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  September 30, 2017  Available-for-sale securities  Mortgage-backed securities $ 77,773 $ - $ 77,773 $ -  Collateralized mortgage obligations 75,359 - 75,359 -  Municipal obligations 90,663 - 90,663 -  Corporate obligations 16,277 - 13,689 2,588  Interest rate swap asset 621 - 621 -  Interest rate swap liability 621 - 621 -      Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  December 31, 2016  Available-for-sale securities  Mortgage-backed securities $ 92,517 $ - $ 92,517 $ -  Collateralized mortgage obligations 68,047 - 68,047 -  Municipal obligations 77,682 - 77,682 -  Corporate obligations 11,667 - 9,079 2,588  Interest rate swap asset 553 - 553 -  Interest rate swap liability 553 - 553 - 
Reconciliation of Recurring Fair Value Measurements Recognized in Balance Sheet using Significant Unobservable (Level Three) Inputs	The following is a reconciliation of the beginning and ending balances for the three and nine months ended September 30, 2017 and 2016 of recurring fair value measurements recognized in the accompanying balance sheet s using significant unobservable (Level 3) inputs:    Three Months Ended Nine Months Ended  September 30, September 30,  2017 2016 2017 2016  Beginning balance $ 2,588 $ 2,534 $ 2,588 $ 2,534  Total realized and unrealized gains (losses)  Included in net income - - - -  Included in other comprehensive income (loss) - - - -  Purchases, issuances and settlements - - - -  Ending balance $ 2,588 $ 2,534 $ 2,588 $ 2,534  Total gains for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ - $ - $ - $ - 
Quantitative Information about Unobservable Inputs used in Recurring and Nonrecurring Level Three Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements :      September 30, 2017 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,588 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 32.5 - 38.7 %      December 31, 2016 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,588 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 32.5 - 38.7 % 
Estimated Fair Values of Financial Instruments	The estimated fair values of the Company’s financial instruments not carried at fair value in the consolidated balance sheets as of the dates noted below are as follows:    Fair Value Measurements Using  September 30, 2017 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 25,751 $ 25,751 $ 25,751 $ - $ -  Interest-bearing time deposits 1,937 1,937 1,937 - -  Loans held for sale 4,786 4,827 - 4,827 -  Loans, net 1,177,767 1,165,781 - - 1,165,781  FHLB stock 11,183 11,183 - 11,183 -  Interest receivable 4,460 4,460 - 4,460 -  Interest rate swap asset 621 621 - 621 -  Liabilities  Deposits 1,198,962 1,198,758 814,784 - 383,974  FHLB advances 212,563 212,146 - 212,146 -  Other borrowings 4,221 4,373 - 4,373 -  Interest payable 490 490 - 490 -  Interest rate swap liability 621 621 - 621 -     Fair Value Measurements Using  December 31, 2016 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 26,860 $ 26,860 $ 26,860 $ - $ -  Interest-bearing time deposits 993 993 993 - -  Loans held for sale 4,063 4,094 - 4,094 -  Loans, net 1,157,120 1,139,450 - - 1,139,450  FHLB stock 10,925 10,925 - 10,925 -  Interest receivable 4,629 4,629 - 4,629 -  Interest rate swap asset 553 553 - 553 -  Liabilities  Deposits 1,153,382 1,152,030 779,577 - 372,453  FHLB advances 240,591 239,866 - 239,866 -  Other borrowings 4,189 4,189 - 4,189 -  Interest payable 350 350 - 350 -  Interest rate swap liability 553 553 - 553 - 

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Basic Earnings Per Share
Net income	$ 3,751	$ 3,482	$ 10,855	$ 10,004
Weighted-Average Shares number of common shares, basic	7,373,408	7,324,233	7,350,182	7,414,328
Earnings per share, basic	$ 0.51	$ 0.48	$ 1.48	$ 1.35
Diluted Earnings Per Share
Net income available and assumed conversions	$ 3,751	$ 3,482	$ 10,855	$ 10,004
Weighted-Average Shares, effect of dilutive securities stock option	139,670	146,344	143,649	146,255
Weighted-Average Shares income available to common stockholders and assumed conversions, diluted	7,513,078	7,470,577	7,493,831	7,560,583
Earnings per share, diluted	$ 0.50	$ 0.47	$ 1.45	$ 1.32

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016	Dec. 31, 2011
Investment [Line Items]
Fair value of investments reported at less than historical cost	$ 113,975,000		$ 113,975,000		$ 143,833,000
Percentage of Bank portfolio	43.80%		43.80%		57.60%
Proceeds from sales of securities, available for sale	$ 4,000,000	$ 8,300,000	$ 22,326,000	$ 38,167,000
Gross realized gain on sale of securities	45,000	92,000	453,000	911,000
Gross realized losses on sale of securities	0	$ 0	$ 0	49,000
Percentage of recovery estimate depository institutions			10.00%
Percentage of recovery estimate insurance companies			15.00%
Other than temporary impairment losses investments available for sale securities			$ 0	$ 0
Pooled Trust Preferred Securities [Member]
Investment [Line Items]
Current par balance	3,900,000		3,900,000
Original Par	$ 4,000,000		$ 4,000,000			$ 4,000,000

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Values of Securities ) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 259,363	$ 251,788
Gross Unrealized Gains	3,742	2,865
Gross Unrealized Losses	(3,033)	(4,740)
Fair Value, available-for-sale	260,072	249,913
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	77,929	92,871
Gross Unrealized Gains	534	802
Gross Unrealized Losses	(690)	(1,156)
Fair Value, available-for-sale	77,773	92,517
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	75,828	68,621
Gross Unrealized Gains	187	269
Gross Unrealized Losses	(656)	(843)
Fair Value, available-for-sale	75,359	68,047
Municipals Obligations
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	88,170	77,474
Gross Unrealized Gains	2,890	1,716
Gross Unrealized Losses	(397)	(1,508)
Fair Value, available-for-sale	90,663	77,682
Corporate obligations
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	17,436	12,822
Gross Unrealized Gains	131	78
Gross Unrealized Losses	(1,290)	(1,233)
Fair Value, available-for-sale	$ 16,277	$ 11,667

Investment Securities (Amorti27

Investment Securities (Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Security obligations due, amortized cost, within one year	$ 160
Security obligations due, amortized cost, One to five years	5,002
Security obligations due, amortized cost, Five to ten years	26,860
Security obligations due, amortized cost, After ten years	73,584
Total security obligations due, amortized cost	105,606
Available for sale, amortized cost	259,363	$ 251,788
Security obligations due, Fair Value, within one year	160
Security obligations due, Fair value, One to five years	5,028
Security obligations due, Fair value, Five to ten years	27,848
Security obligations due, Fair value, After ten years	73,904
Total Security obligations due, Fair value	106,940
Investment securities available for sale (carried at fair value)	260,072	249,913
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Available for sale, amortized cost	77,929	92,871
Investment securities available for sale (carried at fair value)	77,773	92,517
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Available for sale, amortized cost	75,828	68,621
Investment securities available for sale (carried at fair value)	$ 75,359	$ 68,047

Investment Securities (Investme

Investment Securities (Investments Gross Unrealized Losses and Fair Value in Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	$ 95,063	$ 131,732
Less than 12 months, Unrealized Losses	(1,294)	(3,346)
12 months or more, Fair Value	18,912	12,101
12 months or more, Unrealized Losses	(1,739)	(1,394)
Total, Fair Value	113,975	143,833
Total, Unrealized Losses	(3,033)	(4,740)
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	44,418	58,056
Less than 12 months, Unrealized Losses	(654)	(1,156)
12 months or more, Fair Value	870
12 months or more, Unrealized Losses	(36)
Total, Fair Value	45,288	58,056
Total, Unrealized Losses	(690)	(1,156)
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	36,324	41,769
Less than 12 months, Unrealized Losses	(444)	(683)
12 months or more, Fair Value	9,249	4,688
12 months or more, Unrealized Losses	(212)	(160)
Total, Fair Value	45,573	46,457
Total, Unrealized Losses	(656)	(843)
Municipals Obligations
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	14,321	31,907
Less than 12 months, Unrealized Losses	(196)	(1,507)
12 months or more, Fair Value	6,205	337
12 months or more, Unrealized Losses	(201)	(1)
Total, Fair Value	20,526	32,244
Total, Unrealized Losses	(397)	(1,508)
Corporate obligations
Schedule of Available-for-sale Securities [Line Items]
12 months or more, Fair Value	2,588	7,076
12 months or more, Unrealized Losses	(1,290)	(1,233)
Total, Fair Value	2,588	7,076
Total, Unrealized Losses	$ (1,290)	$ (1,233)

Investment Securities (Pooled T

Investment Securities (Pooled Trust Preferred Collateralized Debt Obligations) (Details) $ in Thousands		9 Months Ended
		Sep. 30, 2017USD ($)item	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2011USD ($)
Fair Value, available-for-sale		$ 260,072		$ 249,913
Unrealized loss		(3,033)		$ (4,740)
Realized losses YTD		453	$ 862
Pooled Trust Preferred Securities [Member]
Original Par		4,000			$ 4,000
Book Value		3,878
Fair Value, available-for-sale		2,588
Unrealized loss		$ (1,290)
Pooled Trust Preferred Securities [Member] | Alesco Preferred Funding IX [Member]
Class		Aa3
Original Par		$ 1,000
Book Value		921
Fair Value, available-for-sale		563
Unrealized loss		$ (358)
Number of Banks / Insurance Cos. Currently Performing | item		44
Total Number of Banks and Insurance Cos. In Issuance (Unique) | item		49
Actual Deferrals/Defaults (as a % of original collateral)		4.20%
Total Projected Defaults (as a % of performing collateral)	[1]	9.55%
Excess subordination (after taking into account best estimate of future deferrals/defaults)	[2]	54.52%
Pooled Trust Preferred Securities [Member] | U.S. Capital Funding I [Member]
Class		B3
Original Par		$ 3,000
Book Value		2,957
Fair Value, available-for-sale		2,025
Unrealized loss		$ (932)
Number of Banks / Insurance Cos. Currently Performing | item		29
Total Number of Banks and Insurance Cos. In Issuance (Unique) | item		33
Actual Deferrals/Defaults (as a % of original collateral)		7.95%
Total Projected Defaults (as a % of performing collateral)	[1]	6.19%
Excess subordination (after taking into account best estimate of future deferrals/defaults)	[2]	12.69%
Minimum | Pooled Trust Preferred Securities [Member] | Alesco Preferred Funding IX [Member]
Class		CCC-
Minimum | Pooled Trust Preferred Securities [Member] | U.S. Capital Funding I [Member]
Class		Caa1
[1]	A 10% recovery is applied to all projected defaults by depository institutions. A 15% recovery is applied to all projected defaults by insurance companies. No recovery is applied to current defaults.
[2]	Excess subordination represents the additional defaults in excess of both current and projected defaults that the CDO can absorb before the bond experiences any credit impairment. Excess subordinated percentage is calculated by (a) determining what percentage of defaults a deal can experience before the bond has credit impairment, and (b) subtracting from this default breakage percentage both total current and expected future default percentages.

Loans (Narrative) (Details)

Loans (Narrative) (Details)	Sep. 30, 2017USD ($)
Loans [Abstract]
Real estate held-for-sale	$ 96,000
Mortgage loans in process of foreclosure, amount	899,000
Other repossessed assets	$ 342,000

Loans (Categories of Loans) (De

Loans (Categories of Loans) (Details) - USD ($)	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,196,829,000		$ 1,172,636,000	$ 1,139,947,000
Undisbursed loans in process	(13,079,000)		(8,691,000)
Unamortized deferred loan costs, net	6,395,000		5,557,000
Allowance for loan losses	(12,378,000)	$ (12,426,000)	(12,382,000)	$ (12,587,000)	$ (12,604,000)	$ (12,641,000)
Net loans	1,177,767,000		1,157,120,000
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	306,566,000		302,577,000
Construction Loans [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	22,888,000		22,453,000
First Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	466,759,000		478,848,000
Second Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	70,395,000		71,222,000
Automobile Loan [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	19,360,000		18,939,000
Boat/RVs [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	167,484,000		141,602,000
Other [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,970,000		5,892,000
Commercial and Industrial [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	137,407,000		131,103,000
Real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	866,608,000		875,100,000
Real estate | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	306,566,000		302,577,000
Real estate | Construction Loans [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	22,888,000		22,453,000
Real estate | First Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	466,759,000		478,848,000
Real estate | Second Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	70,395,000		71,222,000
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	330,221,000		297,536,000
Other | Automobile Loan [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	19,360,000		18,939,000
Other | Boat/RVs [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	167,484,000		141,602,000
Other | Other [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,970,000		5,892,000
Other | Commercial and Industrial [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 137,407,000		$ 131,103,000

Loans (Non-Accrual Loan, Segreg

Loans (Non-Accrual Loan, Segregated by Class of Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 3,685	$ 5,144
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	929	912
First Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	2,132	3,626
Second Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	245	335
Automobile Loan [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	13	5
Boat/RVs [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	288	224
Other [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	2	24
Commercial and Industrial [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 76	$ 18

Loans (Age Analysis of Past Due

Loans (Age Analysis of Past Due Loans Segregated by Class of Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 13,308	$ 17,473
Current	1,183,521	1,155,163
Total loans receivable	1,196,829	1,172,636	$ 1,139,947
Total Loans > 90 Days or More and Accruing	577	237
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,570	10,220
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,758	2,250
90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,980	5,003
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,439	1,781
Current	305,127	300,796
Total loans receivable	306,566	302,577
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	559	854
Commercial Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	65	142
Commercial Real Estate [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	815	785
Commercial Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	22,888	22,453
Total loans receivable	22,888	22,453
Commercial Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	669	537
Current	136,738	130,566
Total loans receivable	137,407	131,103
Commercial Segment [Member] | Commercial and Industrial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	503	497
Commercial Segment [Member] | Commercial and Industrial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	90	32
Commercial Segment [Member] | Commercial and Industrial [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	76	8
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8,295	12,018
Current	458,464	466,830
Total loans receivable	466,759	478,848
Total Loans > 90 Days or More and Accruing	577	237
Consumer [Member] | First Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,489	6,789
Consumer [Member] | First Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,198	1,554
Consumer [Member] | First Mortgage [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,608	3,675
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	683	982
Current	69,712	70,240
Total loans receivable	70,395	71,222
Consumer [Member] | Second Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	372	512
Consumer [Member] | Second Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	90	166
Consumer [Member] | Second Mortgage [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	221	304
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	204	133
Current	19,156	18,806
Total loans receivable	19,360	18,939
Consumer [Member] | Automobile Loan [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	158	103
Consumer [Member] | Automobile Loan [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	41	25
Consumer [Member] | Automobile Loan [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5	5
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,941	1,894
Current	165,543	139,708
Total loans receivable	167,484	141,602
Consumer [Member] | Boat/RVs [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,437	1,376
Consumer [Member] | Boat/RVs [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	251	305
Consumer [Member] | Boat/RVs [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	253	213
Consumer [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	77	128
Current	5,893	5,764
Total loans receivable	5,970	5,892
Consumer [Member] | Other [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	52	89
Consumer [Member] | Other [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	26
Consumer [Member] | Other [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 2	$ 13

Loans (Impaired Loans) (Details

Loans (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Impaired Financing Receivable With Related Allowance [Abstract]
Specific Allowance	$ 100	$ 123	$ 100	$ 123	$ 100
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	3,093	3,844	3,093	3,844	3,757
Unpaid principal balance, total	3,163	3,844	3,163	3,844	3,757
Average investment in impaired loans, total	2,915	4,677	3,359	5,613	5,222
Interest income recognized, total	10	28	29	98	109
Commercial Real Estate [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	661	1,143	661	1,143	665
Unpaid principal balance	661	1,143	661	1,143	665
Average investment in impaired loans	735	2,018	737	2,596	2,207
Interest income recognized		19		67	68
Impaired Financing Receivable With Related Allowance [Abstract]
Recorded balance	214	284	214	284	214
Unpaid principal balance	214	284	214	284	214
Specific Allowance	100	123	100	123	100
Average investment in impaired loans	214	359	214	491	416
Interest income recognized				1
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	875	1,427	875	1,427	879
Unpaid principal balance, total	875	1,427	875	1,427	879
Average investment in impaired loans, total	949	2,377	951	3,087	2,623
Interest income recognized, total		19		68	68
Commercial Real Estate [Member] | Construction Loans [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance		827		827
Unpaid principal balance		827		827
Average investment in impaired loans		841		887
Interest income recognized		9		30
Impaired Financing Receivables Total [Abstract]
Recorded balance, total		827		827
Unpaid principal balance, total		827		827
Average investment in impaired loans, total		841		887
Interest income recognized, total		9		30
Commercial Segment [Member] | Construction Loans [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	734		734		822
Unpaid principal balance	734		734		822
Average investment in impaired loans	748		777		874
Interest income recognized	9		25		40
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	734		734		822
Unpaid principal balance, total	734		734		822
Average investment in impaired loans, total	748		777		874
Interest income recognized, total	9		25		40
Commercial Segment [Member] | Commercial and Industrial [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	272	194	272	194	187
Unpaid principal balance	342	194	342	194	187
Average investment in impaired loans	222	197	203	204	204
Interest income recognized	1		4		1
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	272	194	272	194	187
Unpaid principal balance, total	342	194	342	194	187
Average investment in impaired loans, total	222	197	203	204	204
Interest income recognized, total	1		4		1
Consumer [Member] | First Mortgage [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	1,212	1,396	1,212	1,396	1,869
Unpaid principal balance	1,212	1,396	1,212	1,396	1,869
Average investment in impaired loans	996	1,262	1,428	1,194	1,328
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	1,212	1,396	1,212	1,396	1,869
Unpaid principal balance, total	1,212	1,396	1,212	1,396	1,869
Average investment in impaired loans, total	$ 996	$ 1,262	$ 1,428	1,194	1,328
Consumer [Member] | Second Mortgage [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Average investment in impaired loans				241	193
Impaired Financing Receivables Total [Abstract]
Average investment in impaired loans, total				$ 241	$ 193

Loans (Commercial and Retail Cr

Loans (Commercial and Retail Credit Exposure Credit Risk Profile by Internal Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 1,196,829	$ 1,172,636	$ 1,139,947
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	306,566	302,577
Commercial Real Estate [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	296,922	295,548
Commercial Real Estate [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	6,692	3,705
Commercial Real Estate [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	2,931	3,297
Commercial Real Estate [Member] | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	21	27
Commercial Segment [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	444,435	445,766
Commercial Segment [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	18,545	6,472
Commercial Segment [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	3,860	3,868
Commercial Segment [Member] | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans	21	27
Commercial Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,888	22,453
Commercial Segment [Member] | Construction Loans [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	21,750	21,782
Commercial Segment [Member] | Construction Loans [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	404	254
Commercial Segment [Member] | Construction Loans [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	734	417
Commercial Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	137,407	131,103
Commercial Segment [Member] | Commercial and Industrial [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	125,763	128,436
Commercial Segment [Member] | Commercial and Industrial [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	11,449	2,513
Commercial Segment [Member] | Commercial and Industrial [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	195	154
Consumer [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	724,506	710,182
Consumer [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	5,462	6,321
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	466,759	478,848
Consumer [Member] | First Mortgage [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	461,949	473,329
Consumer [Member] | First Mortgage [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	4,810	5,519
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	70,395	71,222
Consumer [Member] | Second Mortgage [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	70,107	70,769
Consumer [Member] | Second Mortgage [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	288	453
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19,360	18,939
Consumer [Member] | Automobile Loan [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	19,345	18,931
Consumer [Member] | Automobile Loan [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	15	8
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	167,484	141,602
Consumer [Member] | Boat/RVs [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	167,181	141,294
Consumer [Member] | Boat/RVs [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	303	308
Consumer [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,970	5,892
Consumer [Member] | Other [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	5,924	5,859
Consumer [Member] | Other [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 46	$ 33

Loans (Activity in Allowance fo

Loans (Activity in Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	$ 12,426,000	$ 12,604,000	$ 12,382,000	$ 12,641,000
Provision charged (credited) to expense	370,000	250,000	870,000	600,000
Losses charged off	(471,000)	(405,000)	(1,022,000)	(960,000)
Recoveries	53,000	138,000	148,000	306,000
Allowance for loan losses, End of period	12,378,000	12,587,000	12,378,000	12,587,000
Allowance for loan losses, individually evaluated for impairment, Ending balance					$ 100,000	$ 100,000	$ 123,000
Allowance for loan losses, collectively evaluated for impairment, Ending balance					12,278,000	12,282,000	12,464,000
Total allowance for loan losses	12,426,000	12,604,000	12,382,000	12,641,000	12,378,000	12,382,000	12,587,000
Loans, individually evaluated for impairment, Ending balance					3,093,000	3,757,000	3,844,000
Loans, collectively evaluated for impairment, Ending balance					1,193,736,000	1,168,879,000	1,136,103,000
Total loans receivable					1,196,829,000	1,172,636,000	1,139,947,000
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	7,535,000	7,132,000	7,358,000	7,090,000
Provision charged (credited) to expense	13,000	97,000	189,000	168,000
Losses charged off	(76,000)	(55,000)	(88,000)	(88,000)
Recoveries	5,000	75,000	18,000	79,000
Allowance for loan losses, End of period	7,477,000	7,249,000	7,477,000	7,249,000
Allowance for loan losses, individually evaluated for impairment, Ending balance					100,000	100,000	123,000
Allowance for loan losses, collectively evaluated for impairment, Ending balance					7,377,000	7,258,000	7,126,000
Total allowance for loan losses	7,535,000	7,132,000	7,358,000	7,090,000	7,477,000	7,358,000	7,249,000
Loans, individually evaluated for impairment, Ending balance					1,881,000	1,888,000	2,448,000
Loans, collectively evaluated for impairment, Ending balance					464,980,000	454,245,000	423,154,000
Total loans receivable					466,861,000	456,133,000	425,602,000
Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	2,223,000	2,589,000	2,303,000	2,683,000
Provision charged (credited) to expense	(51,000)	(47,000)	(10,000)	38,000
Losses charged off	(128,000)	(125,000)	(257,000)	(309,000)
Recoveries	2,000	4,000	10,000	9,000
Allowance for loan losses, End of period	2,046,000	2,421,000	2,046,000	2,421,000
Allowance for loan losses, individually evaluated for impairment, Ending balance
Allowance for loan losses, collectively evaluated for impairment, Ending balance					2,046,000	2,303,000	2,421,000
Total allowance for loan losses	2,223,000	2,589,000	2,303,000	2,683,000	2,046,000	2,303,000	2,421,000
Loans, individually evaluated for impairment, Ending balance					1,212,000	1,869,000	1,396,000
Loans, collectively evaluated for impairment, Ending balance					465,547,000	476,979,000	475,990,000
Total loans receivable					466,759,000	478,848,000	477,386,000
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	2,668,000	2,883,000	2,721,000	2,868,000
Provision charged (credited) to expense	408,000	200,000	691,000	394,000
Losses charged off	(267,000)	(225,000)	(677,000)	(563,000)
Recoveries	46,000	59,000	120,000	218,000
Allowance for loan losses, End of period	2,855,000	2,917,000	2,855,000	2,917,000
Allowance for loan losses, individually evaluated for impairment, Ending balance
Allowance for loan losses, collectively evaluated for impairment, Ending balance					2,855,000	2,721,000	2,917,000
Total allowance for loan losses	$ 2,668,000	$ 2,883,000	$ 2,721,000	$ 2,868,000	2,855,000	2,721,000	2,917,000
Loans, collectively evaluated for impairment, Ending balance					263,209,000	237,655,000	236,959,000
Total loans receivable					$ 263,209,000	$ 237,655,000	$ 236,959,000

Loans (Troubled Debts Restructu

Loans (Troubled Debts Restructured) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)loan	Sep. 30, 2016USD ($)loan	Sep. 30, 2017USD ($)loan	Sep. 30, 2016USD ($)loan
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan		1		1
Pre-Modification Outstanding Recorded Balance		$ 406		$ 406
Post-Modification Outstanding Recorded Balance		$ 406		$ 406
Commercial Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan			1	1
Pre-Modification Outstanding Recorded Balance			$ 72	$ 83
Post-Modification Outstanding Recorded Balance			$ 72	$ 83
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan	1	1	5	10
Pre-Modification Outstanding Recorded Balance	$ 26	$ 11	$ 210	$ 565
Post-Modification Outstanding Recorded Balance	$ 26	$ 12	$ 214	$ 581
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan		1	1	1
Pre-Modification Outstanding Recorded Balance		$ 39	$ 3	$ 39
Post-Modification Outstanding Recorded Balance		$ 39	$ 3	$ 39
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan				1
Pre-Modification Outstanding Recorded Balance				$ 4
Post-Modification Outstanding Recorded Balance				$ 4
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan				3
Pre-Modification Outstanding Recorded Balance				$ 56
Post-Modification Outstanding Recorded Balance				$ 56

Loans (Newly Restructured Loans

Loans (Newly Restructured Loans by Type) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Term		406		406
Total modification		406		406
Commercial Segment [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Term			72	83
Total modification			72	83
Consumer [Member] | First Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Term	$ 26		26	47
Combination		12	188	534
Total modification	$ 26	12	214	581
Consumer [Member] | Second Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Term			3
Combination		39		39
Total modification		$ 39	$ 3	39
Consumer [Member] | Automobile Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Combination				4
Total modification				4
Consumer [Member] | Boat/RVs [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate
Term				48
Combination				8
Total modification				$ 56

Loans (Troubled Debts Restruc39

Loans (Troubled Debts Restructured Defaulted) (Details) - Consumer [Member] - First Mortgage [Member] $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)loan	Sep. 30, 2016USD ($)loan	Sep. 30, 2017USD ($)loan	Sep. 30, 2016USD ($)loan
Financing Receivable, Modifications [Line Items]
No. of Loans | loan	1	4	1	4
Post-Modification Outstanding Recorded Balance | $	$ 79	$ 133	$ 79	$ 133

Derivative Financial Instrume40

Derivative Financial Instruments (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2017	Dec. 31, 2016
Derivative Financial Instruments [Abstract]
Notional amount of customer-facing swaps	$ 17.5	$ 14.6

Derivative Financial Instrume41

Derivative Financial Instruments (Amounts of Derivative Financial Instruments) (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derviative asset	$ 621	$ 553
Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative liability	$ 621	$ 553

Accumulated Other Comprehensi42

Accumulated Other Comprehensive Income (Loss) (Components of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Abstract]
Net unrealized gain on securities available-for-sale	$ 709	$ (1,875)
Net unrealized gain relating to defined benefit plan liability	30	30
Accumulated other comprehensive income before tax	739	(1,845)
Tax benefit (expense)	(285)	591
Net of tax amount	$ 454	$ (1,254)

Accumulated Other Comprehensi43

Accumulated Other Comprehensive Income (Loss) (Reclassification out of Accumulated Other Comprehensive Income (Loss) Alternate) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Related income tax expense	$ (1,132)	$ (1,208)	$ (3,499)	$ (3,319)
Reclassification out of AOCI [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member]
Total Non-interest income	45	92	453	862
Related income tax expense	(15)	(31)	(154)	(293)
Net Income	$ 30	$ 61	$ 299	$ 569

Fair Values of Financial Inst44

Fair Values of Financial Instruments (Fair Value Measurement of Assets Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	$ 260,072	$ 249,913
Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	621	553
Derivative liability	621	553
Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	77,773	92,517
Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	75,359	68,047
Municipals Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	90,663	77,682
Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	16,277	11,667
Fair Value, Inputs, Level 1 | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset
Derivative liability
Fair Value, Inputs, Level 1 | Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale
Fair Value, Inputs, Level 1 | Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale
Fair Value, Inputs, Level 1 | Municipals Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale
Fair Value, Inputs, Level 1 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale
Fair Value, Inputs, Level 2 | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	621	553
Derivative liability	621	553
Fair Value, Inputs, Level 2 | Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	77,773	92,517
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	75,359	68,047
Fair Value, Inputs, Level 2 | Municipals Obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	90,663	77,682
Fair Value, Inputs, Level 2 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	13,689	9,079
Fair Value, Inputs, Level 3 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available-for-sale	$ 2,588	$ 2,588

Fair Values of Financial Inst45

Fair Values of Financial Instruments (Reconciliation of Recurring Fair Value Measurements Recognized in Balance Sheet using Significant Unobservable (Level Three) Inputs) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Fair Values of Financial Instruments [Abstract]
Beginning balance	$ 2,588	$ 2,534	$ 2,588	$ 2,534
Total realized and unrealized gains (losses)
Included in net income
Included in other comprehensive income (loss)
Purchases, sales, issuances and settlements
Ending balance	$ 2,588	$ 2,534	$ 2,588	$ 2,534

Fair Values of Financial Inst46

Fair Values of Financial Instruments (Quantitative Information about Unobservable Inputs used in Recurring and Nonrecurring Level Three Fair Value Measurements) (Details) - Pooled Trust Preferred Securities - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,588	$ 2,588
Valuation Technique	Discounted cash flow	Discounted cash flow
Constant prepayment rate	2.00%	2.00%
Cumulative projected prepayments	40.00%	40.00%
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	7.00%	7.00%
Probability of default	1.70%	1.70%
Projected cures given deferral	0.00%	0.00%
Loss severity	32.50%	32.50%
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	8.00%	8.00%
Probability of default	2.20%	2.20%
Projected cures given deferral	15.00%	15.00%
Loss severity	38.70%	38.70%

Fair Values of Financial Inst47

Fair Values of Financial Instruments (Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Carrying Amount [Member]
Assets
Cash and cash equivalents	$ 25,751	$ 26,860
Interest-bearing deposits	1,937	993
Loans held for sale	4,786	4,063
Loans	1,177,767	1,157,120
FHLB stock	11,183	10,925
Interest receivable	4,460	4,629
Interest rate swap asset	621	553
Liabilities
Deposits	1,198,962	1,153,382
FHLB advances	212,563	240,591
Other borrowings	4,221	4,189
Interest payable	490	350
Interest rate swap liability	621	553
Portion at Fair Value Measurement [Member]
Assets
Cash and cash equivalents	25,751	26,860
Interest-bearing deposits	1,937	993
Loans held for sale	4,827	4,094
Loans	1,165,781	1,139,450
FHLB stock	11,183	10,925
Interest receivable	4,460	4,629
Interest rate swap asset	621	553
Liabilities
Deposits	1,198,758	1,152,030
FHLB advances	212,146	239,866
Other borrowings	4,373	4,189
Interest payable	490	350
Interest rate swap liability	621	553
Fair Value, Inputs, Level 1 | Portion at Fair Value Measurement [Member]
Assets
Cash and cash equivalents	25,751	26,860
Interest-bearing deposits	1,937	993
Liabilities
Deposits	814,784	779,577
Fair Value, Inputs, Level 2 | Portion at Fair Value Measurement [Member]
Assets
Loans held for sale	4,827	4,094
FHLB stock	11,183	10,925
Interest receivable	4,460	4,629
Interest rate swap asset	621	553
Liabilities
FHLB advances	212,146	239,866
Other borrowings	4,373	4,189
Interest payable	490	350
Interest rate swap liability	621	553
Fair Value, Inputs, Level 3 | Portion at Fair Value Measurement [Member]
Assets
Loans	1,165,781	1,139,450
Liabilities
Deposits	383,974	372,453
Interest Rate Swap [Member]
Assets
Interest rate swap asset	621	553
Liabilities
Interest rate swap liability	621	553
Interest Rate Swap [Member] | Fair Value, Inputs, Level 1
Assets
Interest rate swap asset
Liabilities
Interest rate swap liability
Interest Rate Swap [Member] | Fair Value, Inputs, Level 2
Assets
Interest rate swap asset	621	553
Liabilities
Interest rate swap liability	$ 621	$ 553

Subsequent Event (Narrative) (D

Subsequent Event (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Oct. 04, 2017	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016
Subsequent event, date		Oct. 4, 2017
Subsequent event, description		On October 4, 2017, MutualFirst entered into an Agreement and Plan of Merger (the "Merger Agreement") providing for MutualFirst's acquisition of Universal Bancorp ("Universal"). Pursuant to the Merger Agreement, Universal would merge with and into MutualFirst, with MutualFirst surviving the merger (the "Merger"), and BloomBank, a wholly-owned subsidiary of Universal, would merge with and into a wholly-owned subsidiary of MutualFirst, MutualBank, with MutualBank as the surviving bank.
Assets		$ 1,581,814		$ 1,553,133
Loans net, carrying amount		$ 1,177,767		$ 1,157,120
Subsequent Event [Member] | Universal Bancorp [Member] | Scenario, Plan [Member]
Business acquisition, share price	$ 250
Subsequent Event [Member] | Universal Bancorp [Member] | Scenario, Plan [Member] | Common Stock [Member]
Acquirees number of shares of acquirers common stock per share of acquirees shares	15.6
Share price	$ 39.30
Transaction value for the shares of MutualFirst's common stock	$ 65,600
Universal Bancorp [Member]
Assets			$ 402,500
Core deposit			323,400
Loans net, carrying amount			$ 266,600