Mutualfirst Financial (MFSF) 10-Q 8 Aug 18 2018 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2018	Aug. 08, 2018
Document Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q2
Trading Symbol	mfsf
Entity Registrant Name	MUTUALFIRST FINANCIAL INC
Entity Central Index Key	1,094,810
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		8,587,424

Consolidated Condensed Balance

Consolidated Condensed Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 12,225	$ 8,763
Interest-bearing demand deposits	20,780	18,578
Cash and cash equivalents	33,005	27,341
Interest-bearing time deposits	4,482	1,853
Investment securities available for sale (carried at fair value)	362,162	277,378
Loans held for sale	3,927	4,577
Loans, net of allowance for loan losses of $12,729 and $12,387, at June 30, 2018 and December 31, 2017, respectively	1,452,006	1,167,758
Premises and equipment, net	25,984	21,539
Federal Home Loan Bank stock	12,820	11,183
Deferred tax asset, net	11,492	7,530
Cash value of life insurance	59,531	52,707
Goodwill	22,479	1,800
Core deposit intangibles	4,134	127
Other real estate owned and repossessed assets	1,942	733
Other assets	17,388	14,406
Total assets	2,011,352	1,588,932
Deposits
Noninterest-bearing	280,790	194,134
Interest-bearing	1,239,444	1,007,900
Total deposits	1,520,234	1,202,034
Federal Home Loan Bank advances	263,367	217,163
Other borrowings	18,037	4,232
Other liabilities	17,026	15,221
Total liabilities	1,818,664	1,438,650
Commitments and Contingencies
Stockholders' Equity
Common stock, $.01 par value Authorized - 20,000,000 shares Issued and outstanding - 8,587,424 and 7,389,394 shares at June 30, 2018 and December 31, 2017, respectively	86	74
Additional paid-in capital	117,751	75,319
Retained earnings	79,592	74,508
Accumulated other comprehensive income (loss)	(4,741)	381
Total stockholders' equity	192,688	150,282
Total liabilities and stockholders' equity	$ 2,011,352	$ 1,588,932

Consolidated Condensed Balance3

Consolidated Condensed Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Statement Of Financial Position [Abstract]
Allowance for loan losses	$ 12,729	$ 12,387
Common stock, par value	$ 0.01	$ 0.01
Common stock, Authorized	20,000,000	20,000,000
Common stock, shares Issued	8,587,424	7,389,394
Common stock, shares outstanding	8,587,424	7,389,394

Consolidated Condensed Statemen

Consolidated Condensed Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Interest and Dividend Income
Loans receivable	$ 17,738	$ 12,753	$ 32,063	$ 25,002
Investment securities	2,693	1,745	4,859	3,466
Federal Home Loan Bank stock	127	117	317	231
Deposits with financial institutions	63	37	130	62
Total interest and dividend income	20,621	14,652	37,369	28,761
Interest Expense
Deposits	2,540	1,634	4,647	3,100
Federal Home Loan Bank advances	1,174	883	2,136	1,769
Other	299	48	394	92
Total interest expense	4,013	2,565	7,177	4,961
Net Interest Income	16,608	12,087	30,192	23,800
Provision for loan losses	500	300	950	500
Net Interest Income After Provision for Loan Losses	16,108	11,787	29,242	23,300
Non-interest Income
Service fee income	1,959	1,714	3,523	3,114
Net realized gain on sales of available for sale securities	106	279	260	408
Commissions	1,368	1,318	2,630	2,514
Net gains on sales of loans	736	945	1,371	1,715
Net servicing fees	154	96	304	197
Increase in cash value of life insurance	322	288	611	560
Gain (loss) on sale of other real estate and repossessed assets	11	(75)	(57)	(21)
Other income	148	105	597	307
Total non-interest income	4,804	4,670	9,239	8,794
Non-interest Expenses
Salaries and employee benefits	8,628	6,534	15,917	13,260
Net occupancy expenses	995	763	1,892	1,572
Equipment expenses	698	438	1,254	865
Data processing fees	676	541	1,269	1,095
ATM and debit card expenses	573	410	1,044	828
Deposit insurance	225	168	482	381
Professional fees	472	408	1,254	804
Advertising and promotion	499	303	859	614
Software subscriptions and maintenance	691	567	1,285	1,136
Other real estate and repossessed assets	44	33	89	80
Other expenses	2,662	1,052	3,795	1,988
Total non-interest expenses	16,163	11,217	29,140	22,623
Income Before Income Tax	4,749	5,240	9,341	9,471
Income tax expense	584	1,342	1,169	2,367
Net Income	$ 4,165	$ 3,898	$ 8,172	$ 7,104
Earnings Per Common Share
Basic	$ 0.49	$ 0.53	$ 1	$ 0.97
Diluted	0.48	0.52	0.98	0.95
Dividends Per Common Share	$ 0.18	$ 0.16	$ 0.36	$ 0.32

Consolidated Condensed Stateme5

Consolidated Condensed Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 4,165	$ 3,898	$ 8,172	$ 7,104
Other Comprehensive Income (Loss)
Net unrealized holding gain (loss) on securities available for sale	(1,312)	1,802	(6,243)	2,517
Reclassification adjustment for realized gains included in net income	(106)	(279)	(260)	(408)
Other comprehensive (loss) income, before tax, total	(1,418)	1,523	(6,503)	2,109
Income tax (benefit) expense related to other comprehensive income	302	(519)	1,381	(714)
Other comprehensive income (loss), net of tax	(1,116)	1,004	(5,122)	1,395
Comprehensive Income	$ 3,049	$ 4,902	$ 3,050	$ 8,499

Consolidated Condensed Stateme6

Consolidated Condensed Statement of Stockholders' Equity - 6 months ended Jun. 30, 2018 - USD ($) $ in Thousands	Common Stock	Additional paid-in capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
Beginning Balance at Dec. 31, 2017	$ 74	$ 75,319	$ 74,508	$ 381	$ 150,282
Net income			8,172		8,172
Other comprehensive income, net of taxes				(5,122)	(5,122)
Stock options, exercised		121			121
Cash dividends, common stock			(3,088)		(3,088)
Issuance of commons stock related to acquisition	12	42,311			42,323
Ending Balance at Jun. 30, 2018	$ 86	$ 117,751	$ 79,592	$ (4,741)	$ 192,688

Consolidated Condensed Stateme7

Consolidated Condensed Statement of Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Consolidated Condensed Statement of Stockholders' Equity [Abstract]
Cash dividends, common stock, per share	$ 0.18	$ 0.16	$ 0.36	$ 0.32

Consolidated Condensed Stateme8

Consolidated Condensed Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Operating Activities
Net income	$ 8,172	$ 7,104
Items not requiring cash
Provision for loan losses	950	500
Depreciation and amortization	2,715	2,132
Deferred income tax	267	524
Increase in cash value of life insurance	(611)	(560)
Net amortization (accretion) of purchase accounting adjustments	(219)	158
Loans originated for sale	(48,527)	(54,702)
Proceeds from sales of loans held for sale	50,380	51,538
Net gain on sale of loans	(1,371)	(1,715)
Net gain on sale of securities, available for sale	(260)	(408)
Gain on bank owned life insurance	(326)
Loss on sale of other real estate and repossessed assets	57	21
Change in
Interest receivable and other assets	816	1,009
Interest payable and other liabilities	614	(377)
Other adjustments	50	(8)
Net cash provided by operating activities	12,707	5,216
Investing Activities
Net change in interest-bearing time deposits	6,118	(1,053)
Purchases of securities
Available for sale	(61,843)	(34,401)
Proceeds from maturities and paydowns of securities
Available for sale	14,736	13,326
Proceeds from sales of securities, available for sale	43,284	18,365
Purchase of Federal Home Loan Bank stock		(258)
Net change in loans	(33,916)	(16,415)
Net cash and cash equivalents paid in acquisition	(7,673)
Purchases of premises and equipment	(715)	(415)
Proceeds from real estate owned sales	797	649
Proceeds from sale of real estate held for investment		502
Proceeds from bank owned life insurance	1,669
Proceeds from sale of premises and equipment	67
Net cash used in investing activities	(37,476)	(19,700)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	13,573	13,511
Certificates of deposit	(10,602)	6,092
Proceeds from FHLB advances	233,000	164,200
Repayments of FHLB advances	(212,335)	(168,800)
Proceeds from other borrowings	10,000
Repayments of other borrowings	(236)
Cash dividends	(3,088)	(2,350)
Stock options exercised	121	139
Net cash provided by (used in) financing activities	30,433	12,792
Net Change in Cash and Cash Equivalents	5,664	(1,692)
Cash and Cash Equivalents, Beginning of Period	27,341	26,860
Cash and Cash Equivalents, End of Period	33,005	25,168
Additional Cash Flows Information
Interest paid	6,926	4,802
Income tax paid	350	1,000
Transfers from loans to foreclosed assets	1,055	168
Mortgage servicing rights capitalized	167	146
Purchase of securities, due to broker		$ 1,970
Fair value of assets acquired	406,858
Cash paid in acquisition	(18,999)
Common common stock issued	(42,323)
Liabilities Assumed	$ 345,536

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2018
Basis of Presentation [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The consolidated condensed financial statements include the accounts of MutualFirst Financial, Inc. (MutualFirst or the “Company”), its wholly owned subsidiaries, MFBC Statutory Trust, MutualFirst Risk Management, Inc., Mutual Risk Advisors, Inc., and MutualBank, an Indiana commercial bank (“Mutual” or the “Bank”), Mutual’s wholly owned subsidiaries, First MFSB Corporation, Mishawaka Financial Services, Summit Service Corp. and the wholly owned subsidiary of Summit Service Corp., Summit Mortgage Inc. (“Summit”), Mutual Federal Investment Company (“MFIC”), and MFIC majority owned subsidiary, Mutual Federal REIT, Inc. All significant inter-company accounts and transactions have been eliminated in consolidation. These companies conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. The more significant of the policies are described below. Certain information and note disclosures normally included in the Company’s annual financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. These consolidated condensed financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, filed with the Securities and Exchange Commission on March 15, 2018. The interim consolidated condensed financial statements at and for the three and six months ended June 30, 2018 and 2017, have not been audited by independent accountants, but in the opinion of management, reflect all adjustments necessary to present fairly the financial position, results of operations and cash flows for such periods. The results of operations for the period are not necessarily indicative of the results to be expected for the full year.  The Consolidated Condensed Balance Sheet of the Company as of December 31, 2017 has been derived from the Audited Consolidated Balance Sheet of the Company as of that date.

Acquisitions

Acquisitions	6 Months Ended
	Jun. 30, 2018
Acquisitiions [Abstract]
Acquisitiions	Note 2: Acquisitions On February 28, 2018 , the Company completed the 100% acquisition of Universal Bancorp (“Universal”) . Universal and BloomBank, a wholly-owned subsidiary of Universal, merged with and into the Company and the Bank, respectively. BloomBank was headquartered in Bloomfield, Indiana and had 13 retail financial center offices serving counties in central and southern Indiana. Under terms of the merger agreement, shareholders of Universal received fixed consideration of 15.6 shares of MutualFirst common stock and $250.00 in cash for each share of Universal common stock. The Company issued approximately 1.2 million shares of common stock, which was valued at approximately $42.3 million. Based upon the February 28, 2018 closing price of $35.70 per share of MutualFirst common stock, the transaction has an implied valuation of approximately $61.3 million. The Company incurred approximately $2.0 million in pretax expenses related to the acquisition in the first six months of 2018. These expenses are classified in the non-interest expense section of the income statement, primarily in salaries and employee benefits, professional fees and other expenses. As a result of the acquisition, the Company was able to increase both its deposit and loan base and expects to reduce costs through economies of scale. Goodwill resulted from this transaction due to the expected synergies and economies of scale. Under the acquisition method of accounting, the total purchase price is allocated to net tangible and intangible assets based on their current estimated fair values on the date of the acquisition . Based on preliminary valuations of the fair value of tangible and intangible assets acquired, liabilities assumed and related deferred tax impacts, which are based on assumptions that are subject to change as management continues to evaluate, the purchase price for the Universal acquisition is detailed in the following table. If prior to the end of the one-year measurement period for finalizing the purchase price allocation, information becomes available which would indicate adjustments are required to the purchase price allocation, such adjustments will be recorded in the reporting period in which the adjustment amounts are determined. The measurement period adjustments will be calculated as if the accounting had been completed as of the acquisition date.     Assets Liabilities  Cash and cash equivalents $ 11,326 Deposits  Interest-bearing time deposits 8,747 Non-interest bearing $ 81,061  Investment securities, available for sale 87,817 NOW accounts 66,372  Savings and money market 85,690  Loans Certificated of deposits 82,107  Commercial 203,621 Total deposits 315,230  Residential mortgage 36,410  Consumer 12,532 Borrowings 25,463  Total loans 252,563 Interest payable 81  Subordinated debt 4,000  Premises and equipment, net 4,799 Other liabilities 762  Federal Home Loan Bank stock 1,637 Total liabilities assumed $ 345,536  Deferred tax asset, net 2,848  Cash value of life insurance 7,556  Goodwill 20,679  Core deposit intangible 4,545  Interest receivable 1,259  Other real estate owned and repossessed assets 1,009  Other assets 2,073  Total assets purchased $ 406,858   Common shares issued $ 42,323  Cash paid 18,999  Total purchase price $ 61,322  Of the total purchase price, $4.5 million has been allocated to a core deposit intangible that will be amortized over its estimated life of 15 years. Of the remaining purchase price, $20.7 million has been allocated to goodwill, which is not deductible for tax purposes. Loans acquired had a fair value of $252.6 million. The contractual principal at the acquisition date was $257.2 million and the estimate of the contractual cash flows not expected to be collected was $4.6 million. Pro Forma Financial Information The results of operations of Universal Bancorp have been included in the Corporation’s consolidated financial statements since the acquisition date. The following schedule includes pro forma results for the three and six months ended June 30, 2018 and 2017, as if the Universal acquisition occurred as of the beginning of the reporting periods presented.     Three Months Ended June 30,  2018 2017  Summary of Operations  Net interest income $ 16,608 $ 16,446  Provision for loan losses (500) (300)  Net interest income after provision $ 16,108 $ 16,146  Non-interest income 4,804 5,329  Non-interest expense (16,163) (14,952)  Income before income taxes $ 4,749 $ 6,523  Income tax benefit (expense) (584) (1,356)  Net income to common shareholders $ 4,165 $ 5,167  Basic earnings per share $ 0.49 $ 0.61  Diluted earnings per share $ 0.48 $ 0.60       Six Months Ended June 30,  2018 2017  Summary of Operations  Net interest income $ 32,483 $ 32,067  Provision for loan losses (950) (500)  Net interest income after provision $ 31,533 $ 31,567  Non-interest income 9,517 10,059  Non-interest expense (34,958) (29,922)  Income before income taxes $ 6,092 $ 11,704  Income tax benefit (expense) (376) (2,568)  Net income to common shareholders $ 5,716 $ 9,136  Basic earnings per share $ 0.67 $ 1.12  Diluted earnings per share $ 0.65 $ 1.10  The pro-forma information for June 30, 2018 includes operating revenue from Universal of $5.5 million since the date of acquisition. Earnings of Universal since the acquisition date, net of tax and non-recurring expenses related to the acquisition were $2.9 million as of June 30, 2018. The pro forma information is presented for information purposes only and is not indicative of the results of operations that actually would have been achieved had the acquisition been consummated as of that time, nor is it intended to be a projection of future results.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2018
Earnings Per Share [Abstract]
Earnings Per Share	Note 3: Earnings Per Share Earnings per share were computed as follows:      Three Months Ended June 30,  2018 2017  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 4,165 8,577,017 $ 0.49 $ 3,898 7,344,233 $ 0.53  Effect of Dilutive Securities  Stock options 154,594 143,256  Diluted Earnings Per Share  Net income available and assumed conversions $ 4,165 8,731,611 $ 0.48 $ 3,898 7,487,489 $ 0.52       Six Months Ended June 30,  2018 2017  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 8,172 8,196,083 $ 1.00 $ 7,104 7,338,377 $ 0.97  Effect of Dilutive Securities  Stock options 154,785 145,641  Diluted Earnings Per Share  Net income available and assumed conversions $ 8,172 8,350,868 $ 0.98 $ 7,104 7,484,018 $ 0.95  As of June 30, 2018 and 2017, the exercise price for all options was lower than the average market price of the common shares.

Impact of Accounting Pronouncem

Impact of Accounting Pronouncements	6 Months Ended
	Jun. 30, 2018
Impact of Accounting Pronouncements [Abstract]
Impact of Accounting Pronouncements	Note 4: Impact of Accounting Pronouncements In June 2018, the Financial Accounting Standards Board (“FASB”) issued Accounting St andards Update (“ASU”) 2018-07, Compensation – Stock Compensation (Topic 718) – Improvements to Nonemployee Share-Based Payment Accounting. This ASU expands the scope of Topic 718, Compensation – Stock Compensation to include share-based payments issued to nonemployees for goods and services. Topic 718 only includes share-based payments to employees in which the ASU will substantially align the accounting for share-based payments to nonemployees and employees will be substantially aligned. The ASU supersedes Subtopic 505-50, Equity – Equity-Based Payments to Non-Employees. The guidance is effective for public companies for fiscal year, and interim fiscal periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted, but no earlier than a company’s adoption date of Topic 606, Revenue from Contracts with Customers. The Company has assessed ASU 2018-07 and does not expect it to have a material impact on the Company’s accounting and disclosures.  In March 2018, the FASB issued Accounting Standards Update (“ASU”) 2018-05, Income Taxes (Topic 740) – Amendments to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin (“SAB”) No. 118. The ASU amends the Accounting Standards Codification to incorporate various SEC paragraphs pursuant to the issuance of SAB 118. SAB 118 addresses the application of generally accepted accounting principles in situations when a registrant does not have the necessary information available, prepared, or analyzed (including computations) in reasonable detail to complete the accounting for certain income tax effects of the Tax Cuts and Jobs Act. The Company has assessed ASU 2018-05 and does not expect it to have a material impact on the Company’s accounting and disclosures. In February 2018, the FASB issued Accounting Standards Update (“ASU”) 2018-02, Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income, which provides financial statement preparers with an option to reclassify stranded tax effects within AOCI to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. The Company has assessed ASU 2018-02 and does not expect it to have a material impact on the Company’s accounting and disclosures. In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350)-Simplifying the Test for Goodwill Impairment. These amendments eliminate Step 2 from the goodwill impairment test. The amendments also eliminate the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The guidance is effective for annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim goodwill impairment tests performed on testing dates after January 1, 2017. ASU 2017-04 should be adopted on a prospective basis. The Company has assessed ASU 2017-04 and does not expect it to have a material impact on its accounting and disclosures. In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805)-Clarifying the Definition of a Business. ASU 2017-01 provides amendments to clarify the definition of a business and affect all companies and other reporting organizations that must determine whether they have acquired or sold a business. The amendments are intended to help companies and other organizations evaluate whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The guidance is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years and should be applied prospectively as of the beginning of the period of adoption. The Company adopted this ASU in the first quarter of 2018. Adoption of this ASU did not have a significant effect on the Company’s consolidated financial statements. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. The ASU is intended to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows by specifically addressing eight specific areas. The amendments are effective for the Company for annual and interim periods beginning in the first quarter of 2018. The Company adopted this ASU in the first quarter of 2018. Adoption of this ASU did not have a significant effect on the Company’s consolidated financial statements. In June 2016, the Financial Accounting Standards Board (FASB) issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Statements. Topic 326 amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. The ASU is intended to provide financial statement users with useful information about the expected credit losses on financial instruments and other commitments to extend credit. · The ASU requires financial assets measured at amortized cost (primarily loans) be presented at the amount net of a valuation allowance for credit losses, and that the income statement include the measurement of credit losses for newly recognized financial assets as well as changes in expected losses on previously recognized financial assets. The provisions of this ASU do not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the credit loss estimate. The new model will be based on relevant information including past events, historical experience, current conditions, and reasonable and supportive forecasts that affect the collectability of the asset. The provisions of this ASU differ from current U.S. generally accepted accounting principles (“GAAP”) in that current U.S. GAAP generally delays recognition of the full amount of credit losses until the loss is probable of occurring. · This ASU requires that credit losses on available-for-sale debt securities be presented as an allowance rather than as a write-down. This ASU will be effective for the Company for interim and annual periods beginning in the first quarter of 2020. Earlier adoption is permitted beginning in the first quarter of 2019. The Company is in the evaluation stage for this ASU in order to determine the most appropriate method of implementation and all resources and data (both current and historical) needed. In February 2016, the FASB issued ASU 2016-02, Leases. The objective of the amendment is to establish the principles that lessees and lessors shall apply to report useful information to users of financial statements about the amount, timing, and uncertainty of cash flows arising from a lease. These changes will increase transparency among companies by recognizing lease assets and liabilities on the balance sheet and disclosing additional information about lease arrangements. The amendments in this update are effective for annual and interim periods beginning in the first quarter of 2019. The Company has operating leases in place for some locations as well as equipment and is in the early stages of evaluating the potential impact of adopting this amendment. In January 2016, the FASB issued ASU 2016-01, Financial Instruments-Overall: Recognition and Measurement of Financial Assets and Financial Liabilities. The amendments in this Update require: (1) all equity investments to be measured at fair value with changes in the fair value recognized through net income (other than those accounted for under equity method of accounting or those that result in consolidation of the investee); (2) an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; and (3) eliminates the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet for public business entities. The new guidance is effective for the Company for annual and interim periods beginning in the first quarter of 2018. The Company adopted ASU 2016-01 on January 1, 2018 and it did not have a material effect on the Company’s consolidated financial statements. In March 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers . This ASU states that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This ASU affects entities that enter into contracts with customers to transfer goods or services or enter into contracts for the transfer of nonfinancial assets, unless those contracts are within the scope of other standards. In August 2015, the FASB issued ASU 2015-14, "Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date," which deferred the effective date of ASU 2014-09 for public entities to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. The Company’s revenue is comprised of interest income on financial assets, which is explicitly excluded from the scope of ASU 2014-09, and non-interest income. We have completed our evaluation of the impact of ASU 2014-09 on components of our non-interest income including trust and investment management fees, insurance commissions and fees and have not found any significant changes to our methodology of recognizing revenue. As required by the ASU, the Company adopted the standard on January 1, 2018 and it did not have a material effect on the Company’s consolidated financial statements. Additional information related to revenue generated from contracts with customers is detailed on the following page.  Revenue Recognition. T he Company recognizes revenues as they are earned based on contractual terms, as transactions occur, or as services are provided and collect a bility is reasonably assured. The Company’s principal source of revenue is interest income from loans and leases and investment securities. The Company also earns noninterest income from various banking and financial services offered primarily through the Bank and its subsidiaries. Interest Income – The largest source of revenue for the Company is interest income which is primarily recognized on an accrual basis according to nondiscretionary formulas in written contracts, such as loan and lease agreements or investment securities contracts. Noninterest Income – The Company earns noninterest income through a variety of financial and transaction services provided to business and consumer clients such as trust and wealth advisory, deposit account, debit card, and mortgage banking. Revenue is recorded for noninterest income based on the contractual terms for the service or transaction performed. In certain circumstances, noninterest income is reported net of associated expenses.  

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2018
Investment Securities [Abstract]
Investment Securities	Note 5: Investment Securities The amortized costs and approximate fair values, together with gross unrealized gains and losses on securities, are in the tables below. All mortgage-backed securities and collateralized mortgage obligations held as of June 30, 2018 and December 31, 2017 were guaranteed by government sponsored entities, government corporations or federal agencies.      June 30, 2018  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 96,393 95 (2,411) $ 94,077  Collateralized mortgage obligations 113,636 30 (2,896) 110,770  Municipal obligations 145,142 1,950 (1,596) 145,496  Corporate obligations 12,965 57 (1,203) 11,819  Total investment securities $ 368,136 $ 2,132 $ (8,106) $ 362,162      December 31, 2017  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 68,335 $ 225 $ (762) $ 67,798  Collateralized mortgage obligations 88,488 58 (1,296) 87,250  Municipal obligations 107,060 3,709 (274) 110,495  Corporate obligations 12,966 69 (1,200) 11,835  Total investment securities $ 276,849 $ 4,061 $ (3,532) $ 277,378  The amortized cost and fair value of securities available for sale at June 30, 2018, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.      Available for Sale  Description of Securities Amortized Cost Fair Value  Security obligations due  Within one year $ 502 $ 510  One to five years 9,486 9,546  Five to ten years 28,477 29,128  After ten years 119,642 118,131  158,107 157,315  Mortgage-backed securities 96,393 94,077  Collateralized mortgage obligations 113,636 110,770  Totals $ 368,136 $ 362,162  Proceeds from sales of securities available for sale for the three and six months ended June 30, 2018 were $ 6 . 5 million and $ 43. 3 million, respectively. For the three and six months ended June 30, 2017, proceeds from sales of securities available for sale were $12.7 million and $18.4 million. Gross gains were recognized on the sales for the three and six months ended June 30, 2018 of $109,000 and $263,000 , respectively. Gross gains of $279,000 and $408,000 were recognized for the three and six months ended June 30, 2017. Gross losses of $3,000 for the three and six months ended June 30, 2018 were also recognized on the sales. There were no gross losses recognized on the sales of securities for the three and six months ended June 30, 2017. Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2018 and December 31, 2017 was $245.1 million and $142.9 million, respectively, which were approximately 67.7% and 51.5% , respectively, of the Company’s investment portfolio at those dates. Based on our evaluation of available evidence, including recent changes in market interest rates, management believes the fair value for the securities at less than historical cost for the periods presented are temporary. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. During the first six months of 2018 and 2017, the Bank determined that its security holdings had no other-than-temporary impairment. The following tables show the gross unrealized losses and fair value of the Company’s investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2018 and December 31, 2017:      June 30, 2018  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale Securities  Mortgage-backed securities $ 57,480 $ (1,070) $ 25,110 $ (1,341) $ 82,590 $ (2,411)  Collateralized mortgage obligations 79,397 (1,489) 26,461 (1,407) 105,858 (2,896)  Municipal obligations 44,378 (1,044) 9,513 (552) 53,891 (1,596)  Corporate obligations - - 2,721 (1,203) 2,721 (1,203)  Total temporarily impaired securities $ 181,255 $ (3,603) $ 63,805 $ (4,503) $ 245,060 $ (8,106)      December 31, 2017  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale Securities  Mortgage-backed securities $ 21,975 $ (127) $ 27,675 $ (635) $ 49,650 $ (762)  Collateralized mortgage obligations 47,153 (400) 28,887 (896) $ 76,040 $ (1,296)  Municipal obligations 4,479 (64) 10,041 (210) 14,520 (274)  Corporate obligations - - 2,722 (1,200) 2,722 (1,200)  Total temporarily impaired securities $ 73,607 $ (591) $ 69,325 $ (2,941) $ 142,932 $ (3,532)  Mortgage-Backed Securities (MBS) and Collateralized Mortgage Obligations (CMO) The unrealized losses on the Company’s investment in MBSs and CMOs were caused by interest rate changes and illiquidity. The Company expects to recover the amortized cost basis over the term of the securities. Because (1) the decline in market value is attributable to changes in interest rates and illiquidity and not credit quality, (2) the Company does not intend to sell the investments and (3) it is more likely than not the Company will not be required to sell the investments before recovery of their amortized cost bases, which may be at maturity, the Company does not consider any of these investments to be other-than-temporarily impaired at June 30, 2018. Municipal Obligations The unrealized losses on the Company’s investments in securities of state and political subdivisions were caused by changes in interest rates and illiquidity. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the par value of the investments. The Company does not intend to sell these investments and it is more likely than not that the Company will not be required to sell these investments. The Company does not consider any of these investment securities to be other-than-temporarily impaired at June 30, 2018. Corporate Obligations The Company’s unrealized losses on investments in corporate obligations primarily relates to two investments in pooled trust preferred securities. The unrealized losses were primarily due to illiquidity . Other-Than-Temporary Impairment (OTTI) Upon acquisition of a security, the Company decides whether it is within the scope of the accounting guidance for beneficial interests in securitized financial assets or whether it will be evaluated for impairment under the accounting guidance for investments in debt and equity securities. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. For securities that are a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. For securities that are not a beneficial interest in securitized financial assets, the Company uses debt and equity securities impairment accounting model. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. Economic models are used to determine whether an other-than-temporary impairment has occurred on these securities. While all securities are considered, the securities primarily impacted by other-than-temporary impairment testing are private-label mortgage-backed securities and trust preferred securities. The Bank’s trust preferred securities valuation was prepared by an independent third party. Their approach to determining fair value involved several steps including: · Detailed credit and structural evaluation of each piece of collateral in the trust preferred securities; · Collateral performance projections for each piece of collateral in the trust preferred security; · Terms of the trust preferred structure, as laid out in the indenture; and · Discounted cash flow modeling.  MutualFirst Financial uses market-based yield indicators as a baseline for determining appropriate discount rates, and then adjusts the resulting discount rates on the basis of its credit and structural analysis of specific trust preferred securities. The primary focus is on the returns a fixed income investor would require in order to allocate capital on a risk adjusted basis. There is currently little demand for pooled trust preferred securities; however, the Company looks principally to market yields for stand-alone trust preferred securities issued by banks, thrifts and insurance companies for which there is an active and liquid market. The next step is to make a series of adjustments to reflect the differences that exist between these products (both credit and structural) and, most importantly, to reflect idiosyncratic credit performance differences (both actual and projected) between these products and the underlying collateral in the specific trust preferred security. Importantly, as part of the analysis described above, MutualFirst considers the fact that structured instruments frequently exhibit leverage not present in stand-alone instruments, and makes adjustments as necessary to reflect this additional risk. Pooled Trust Preferred Securities . The Bank has invested in pooled trust preferred securities. At June 30, 2018, the current book value of our pooled trust preferred securities was $3.9 million. The original par value of these securities was $4.0 million. All pooled trust preferred securities owned were performing as agreed in the first six months of 2018. As of June 2018 , current Moody’s rat ings for these bonds were Aa3 for Alesco Preferred Funding IX and B 3 for U.S. Capital Funding I. All pooled trust preferred securities owned by the Bank are exempt from the Volcker Rule. The following table provides additional information related to the Bank’s investment in pooled trust preferred securities as of June 30, 2018:      Deal Name Class Original Par Book Value Fair Value Unrealized Loss Realized Losses 2018 Lowest Ratings Number of Banks / Insurance Cos. Currently Performing Total Number of Banks and Insurance Cos. In Issuance (Unique) Actual Deferrals/ Defaults (as a % of original collateral) Total Projected Defaults (as a % of performing collateral) (1) Excess subordination (after taking into account best estimate of future deferrals/ defaults) (2)  (Dollars in Thousands)  Alesco Preferred Funding IX A2A $ 1,000 $ 924 $ 599 $ (325) $ - CCC- 45 48 2.85 % 8.23 % 53.61 %  U.S. Capital Funding I B1 3,000 3,000 2,122 (878) - Caa1 26 30 7.95 % 5.92 % 12.29 %  $ 4,000 $ 3,924 $ 2,721 $ (1,203) $ -   (1) A 10% recovery is applied to all projected defaults by depository institutions. A 15% recovery is applied to all projected defaults by insurance companies.  No recovery is applied to current defaults.  (2) Excess subordination represents the additional defaults in excess of both current and projected defaults that the collateralized debt obligation can absorb  before the bond experiences any credit impairment. Excess subordinated percentage is calculated by (a) determining what percentage of defaults a pool  can experience before the bond has credit impairment, and (b) subtracting from this default breakage percentage both total current and expected future  default percentages.

Loans and Allowance

Loans and Allowance	6 Months Ended
	Jun. 30, 2018
Loans and Allowance [Abstract]
Loans and Allowance	Note 6: Loans and Allowance Classes of loans at June 30, 2018 and December 31, 2017 include:      June 30, December 31,  2018 2017  Real estate  Commercial $ 482,009 $ 318,684  Commercial construction and development 55,735 28,164  Consumer closed end first mortgage 474,977 444,243  Consumer open end and junior liens 76,340 69,477  Total real estate loans 1,089,061 860,568  Other loans  Consumer loans  Auto 26,574 19,640  Boat/RVs 197,548 169,238  Other 6,758 6,188  Commercial and industrial 147,805 131,079  Total other loans 378,685 326,145  Total loans 1,467,746 1,186,713  Undisbursed loans in process (10,279) (13,071)  Unamortized deferred loan costs, net 7,268 6,503  Allowance for loan losses (12,729) (12,387)  Net loans $ 1,452,006 $ 1,167,758  The risk characteristics of each loan portfolio segment are as follows: Commercial Real estate These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. Construction and Development Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analyses of absorption and lease rates and financial analyses of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing. Commercial and Industrial Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.  Consumer Real Estate and Other Consumer Loans With respect to residential loans that are secured by consumer closed end first mortgages and are primarily owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires Private Mortgage Insurance if that ratio is exceeded. Consumer open end and junior lien loans are typically secured by a subordinate interest in 1-4 family residences, and other consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Nonaccrual Loans and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are placed on non-accrual status when the loan is greater than 90 days past due, the borrower, in management’s opinion, may be unable to meet payment obligations as they become due or when required by regulatory provisions. All interest accrued but not collected for loans that are placed on nonaccrual status or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured and generally only after six months of satisfactory performance. Nonaccrual loans, segregated by class of loans, as of June 30, 2018 and December 31, 2017 are as follows:      June 30, December 31,  2018 2017  Real estate  Commercial $ 1,753 $ 1,107  Commercial construction and development - -  Consumer closed end first mortgage 2,661 3,409  Consumer open end and junior liens 251 309  Consumer loans  Auto 31 22  Boat/RVs 290 198  Other 91 16  Commercial and industrial 183 159  Total nonaccrual loans $ 5,260 $ 5,220  An age analysis of the Company’s past due loans, segregated by class of loans, as of June 30, 2018 and December 31, 2017 are as follows:      June 30, 2018  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 1,300 $ 2,582 $ 1,312 $ 5,194 $ 476,815 $ 482,009 $ -  Commercial construction and development - - - - 55,735 55,735 -  Consumer closed end first mortgage 5,678 1,105 2,186 8,969 466,008 474,977 15  Consumer open end and junior liens 163 113 204 480 75,860 76,340 -  Consumer loans  Auto 243 9 22 274 26,300 26,574 -  Boat/RVs 1,572 282 250 2,104 195,444 197,548 -  Other 119 30 65 214 6,544 6,758 -  Commercial and industrial 270 286 183 739 147,066 147,805 -  Total $ 9,345 $ 4,407 $ 4,222 $ 17,974 $ 1,449,772 $ 1,467,746 $ 15     December 31, 2017  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 2,171 $ 3,311 $ 998 $ 6,480 $ 312,204 $ 318,684 $ -  Commercial construction and development - - - - 28,164 28,164 -  Consumer closed end first mortgage 5,914 1,340 3,224 10,478 433,765 444,243 31  Consumer open end and junior liens 540 123 264 927 68,550 69,477 -  Consumer loans  Auto 114 24 1 139 19,501 19,640 -  Boat/RVs 1,613 338 103 2,054 167,184 169,238 -  Other 65 18 12 95 6,093 6,188 -  Commercial and industrial 276 10 159 445 130,634 131,079 -  Total $ 10,693 $ 5,164 $ 4,761 $ 20,618 $ 1,166,095 $ 1,186,713 $ 31  Impaired Loans Loans are considered impaired in accordance with the impairment accounting guidance (ASC 310-10-35-16), when, based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Interest on impaired loans is recorded based on the performance of the loan. All interest received on impaired loans that are on nonaccrual status is accounted for on the cash-basis method until qualifying for return to accrual status. Interest is accrued per the contract for impaired loans that are performing. The following tables present impaired loans as of and for the three and six month periods ended June 30, 2018 and 2017 and as of and for the year ended December 31, 2017.      June 30, 2018  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 705 $ 705 $ - $ 753 $ 794 $ - $ -  Commercial construction and development 639 639 - 653 669 7 14  Consumer closed end first mortgage 1,071 1,071 - 1,241 1,341 - 1  Commercial and industrial 144 144 - 148 190 2 2   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 919 $ 919 $ 100 $ 967 $ 1,008 $ - $ -  Commercial construction and development $ 639 $ 639 $ - $ 653 $ 669 $ 7 $ 14  Consumer closed end first mortgage $ 1,071 $ 1,071 $ - $ 1,241 $ 1,341 $ - $ 1  Commercial and industrial $ 144 $ 144 $ - $ 148 $ 190 $ 2 $ 2   Total $ 2,773 $ 2,773 $ 100 $ 3,009 $ 3,208 $ 9 $ 17      June 30, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 809 $ 809 $ - $ 811 $ 763 $ - $ -  Commercial construction and development 761 761 - 776 792 8 17  Consumer closed end first mortgage 781 781 - 1,315 1,499 - -  Commercial and industrial 172 172 - 176 179 1 3   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 1,023 $ 1,023 $ 100 $ 1,025 $ 977 $ - $ -  Commercial construction and development $ 761 $ 761 $ - $ 776 $ 792 $ 8 $ 17  Consumer closed end first mortgage $ 781 $ 781 $ - $ 1,315 $ 1,499 $ - $ -  Commercial and industrial $ 172 $ 172 $ - $ 176 $ 179 $ 1 $ 3   Total $ 2,737 $ 2,737 $ 100 $ 3,292 $ 3,447 $ 9 $ 20      December 31, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans Interest Income Recognized  Loans without a specific valuation allowance  Real estate  Commercial $ 878 $ 878 $ - $ 765 $ 1  Commercial construction and development 700 700 - 762 33  Consumer closed end first mortgage 1,543 1,543 - 1,451 1  Consumer open end and junior liens - - -  Commercial and industrial 272 342 - 216 5   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 -   Total  Real estate  Commercial $ 1,092 $ 1,092 $ 100 $ 979 $ 1  Commercial construction and development $ 700 $ 700 $ - $ 762 $ 33  Consumer closed end first mortgage $ 1,543 $ 1,543 $ - $ 1,451 $ 1  Consumer open end and junior liens $ - $ - $ - $ - $ -  Commercial and industrial $ 272 $ 342 $ - $ 216 $ 5   Total $ 3,607 $ 3,677 $ 100 $ 3,408 $ 40  The following information presents the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of June 30, 2018. Commercial Loan Grades Definition of Loan Grades . Loan grades are numbered 1 through 8. Grades 1-4 are "pass" credits, grade 5 [Special Mention] loans are "criticized" assets, and grades 6 [Substandard], 7 [Doubtful] and 8 [Loss] are "classified" assets. The use and application of these grades by the Bank conform to the Bank's policy and regulatory definitions. Pass . Pass credits are loans in grades prime through fair. These are at least considered to be credits with acceptable risks and would be granted in the normal course of lending operations. Special Mention. Special mention credits have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credits or in the Bank’s credit position at some future date. If weaknesses cannot be identified, classifying as special mention is not appropriate. Special mention credits are not adversely classified and do not expose the Bank to sufficient risk to warrant an adverse classification. No apparent loss of principal or interest is expected. Substandard. Substandard credits are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Credits so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful. A doubtful extension of credit has all the weaknesses inherent in a substandard asset with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors that may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans. Doubtful classification for an entire credit should be avoided when collection of a specific portion appears highly probable with the adequately secured portion graded Substandard. Retail Loan Grades Pass. Pass credits are loans that are currently performing as agreed and are not troubled debt restructurings. Special Mention . Special mention credits have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credits or in the Bank’s credit position at some future date. If weaknesses cannot be identified, classifying as special mention is not appropriate. Special mention credits are not adversely classified and do not expose the Bank to sufficient risk to warrant an adverse classification. No apparent loss of principal or interest is expected. Substandard. Substandard credits are loans that have reason to be considered to have a weakness and placed on non-accrual. This would include all retail loans over 90 days and troubled debt restructurings.      June 30, 2018  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 459,884 $ 15,951 $ 6,174 $ - $ 482,009  Commercial construction and development 54,558 539 638 - 55,735  Consumer closed end first mortgage $ 470,154 $ - $ 4,823 474,977  Consumer open end and junior liens 75,996 - 344 76,340   Other loans  Consumer loans  Auto 26,534 - 40 26,574  Boat/RVs 197,198 - 350 197,548  Other 6,659 - 99 6,758  Commercial and industrial 135,338 6,346 6,121 - 147,805  $ 649,780 $ 22,836 $ 12,933 $ - $ 776,541 $ - $ 5,656 $ 1,467,746     December 31, 2017  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 309,451 $ 4,219 $ 4,996 $ 18 $ 318,684  Commercial construction and development 27,464 - 700 - 28,164  Consumer closed end first mortgage $ 439,075 $ - $ 5,168 444,243  Consumer open end and junior liens 69,130 - 347 69,477   Other loans  Consumer loans  Auto 19,616 - 24 19,640  Boat/RVs 169,036 - 202 169,238  Other 6,133 - 55 6,188  Commercial and industrial 120,211 5,784 5,084 - 131,079  $ 457,126 $ 10,003 $ 10,780 $ 18 $ 702,990 $ - $ 5,796 $ 1,186,713  Allowance for Loan Losses . We maintain an allowance for loan losses to absorb losses inherent in the loan portfolio. The allowance is based on ongoing, quarterly assessments of the estimated losses inherent in the loan portfolio. Our methodology for assessing the appropriateness of the allowance consists of several key elements, including the general allowance and specific allowances for identified problem loans and portfolio segments. In addition, the allowance incorporates the results of measuring impaired loans as provided in FASB ASC 310, Receivables. These accounting standards prescribe the measurement methods, income recognition and disclosures related to impaired loans. The general allowance is calculated by applying loss factors to outstanding loans based on the internal risk evaluation of such loans or pools of loans. Changes in risk evaluations of both performing and nonperforming loans affect the amount of the general allowance. Loss factors are based on our historical loss experience as well as on significant factors that, in management’s judgment, affect the collectability of the portfolio as of the evaluation date. The appropriateness of the allowance is reviewed by management based upon its evaluation of then-existing economic and business conditions affecting our key lending areas and other conditions, such as credit quality trends (including trends in non-performing loans expected to result from existing conditions), collateral values, loan volumes and concentrations, specific industry conditions within portfolio segments and recent loss experience in particular segments of the portfolio that existed as of the balance sheet date and the impact that such conditions were believed to have had on the collectability of the loan. Senior management reviews these conditions quarterly in discussions with our senior credit officers. To the extent that any of these conditions is evidenced by a specifically identifiable problem credit or portfolio segment as of the evaluation date, management’s estimate of the effect of such condition may be reflected as a specific allowance applicable to such credit or portfolio segment. Where any of these conditions is not evidenced by a specifically identifiable problem credit or portfolio segment as of the evaluation date, management’s evaluation of the loss related to this condition is reflected in the general allowance for loan losses. The evaluation of the inherent loss with respect to these conditions is subject to a higher degree of uncertainty because they are not identified with specific problem credits or portfolio segments. The allowance for loan losses is based on estimates of losses inherent in the loan portfolio. Actual losses can vary significantly from the estimated amounts. Our methodology as described permits adjustments to any loss factor used in the computation of the general allowance in the event that, in management’s judgment, significant factors which affect the collectability of the portfolio as of the evaluation date are not reflected in the loss factors. By assessing the probable incurred losses inherent in the loan portfolio on a quarterly basis, we are able to adjust specific and inherent loss estimates based upon any more recent information that has become available. The following tables detail activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2018 and 2017, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other segments.      Three Months Ended June 30, 2018  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,974 $ 1,700 $ 2,863 $ 12,537  Provision charged (credited) to expense 59 (38) 479 500  Losses charged off (2) (57) (309) (368)  Recoveries 12 1 47 60  Balance, end of period $ 8,043 $ 1,606 $ 3,080 $ 12,729      Three Months Ended June 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,397 $ 2,279 $ 2,706 $ 12,382  Provision charged (credited) to expense 144 24 132 300  Losses charged off (12) (84) (206) (302)  Recoveries 6 4 36 46  Balance, end of period $ 7,535 $ 2,223 $ 2,668 $ 12,426      Six Months Ended June 30, 2018  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,704 $ 1,761 $ 2,922 $ 12,387  Provision charged (credited) to expense 467 (87) 570 950  Losses charged off (140) (77) (523) (740)  Recoveries 12 9 111 132  Balance, end of period $ 8,043 $ 1,606 $ 3,080 $ 12,729      Six Months Ended June 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,358 $ 2,303 $ 2,721 $ 12,382  Provision charged (credited) to expense 176 41 283 500  Losses charged off (12) (129) (410) (551)  Recoveries 13 8 74 95  Balance, end of period $ 7,535 $ 2,223 $ 2,668 $ 12,426  The following tables provide a breakdown of the allowance for loan losses and loan portfolio balances by segment as of June 30, 2018 and 2017, and December 31, 2017.      June 30, 2018  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,943 1,606 3,080 12,629  Loans acquired with deteriorated credit quality - - - -  Total allowance for loan losses $ 8,043 $ 1,606 $ 3,080 $ 12,729  Loan balances  Individually evaluated for impairment $ 1,702 $ 1,071 $ - $ 2,773  Collectively evaluated for impairment 683,847 473,906 307,220 1,464,973  Loans acquired with deteriorated credit quality - - - -  Gross loans $ 685,549 $ 474,977 $ 307,220 $ 1,467,746      June 30, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,435 2,223 2,668 12,326  Total allowance for loan losses $ 7,535 $ 2,223 $ 2,668 $ 12,426  Loan balances  Individually evaluated for impairment $ 1,956 $ 781 $ - $ 2,737  Collectively evaluated for impairment 464,998 467,021 253,408 1,185,427  Gross loans $ 466,954 $ 467,802 $ 253,408 $ 1,188,164      December 31, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,604 1,761 2,922 12,287  Total allowance for loan losses $ 7,704 $ 1,761 $ 2,922 $ 12,387  Loan balances  Individually evaluated for impairment $ 2,064 $ 1,543 $ - $ 3,607  Collectively evaluated for impairment 475,863 442,700 264,543 1,183,106  Gross loans $ 477,927 $ 444,243 $ 264,543 $ 1,186,713  Management’s general practice is to proactively charge down loans individually evaluated for impairment to the fair value of the underlying collateral. For all loan portfolio segments except consumer real estate and other consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral. The Company charges-off consumer real estate and other consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 180 days past due, charge-off of unsecured open-end loans when the loan is 180 days past due, and charge-down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged-off. Troubled Debt Restructurings Certain categories of impaired loans include loans that have been modified in a troubled debt restructuring, that involves granting economic concessions to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Modifications of terms for our loans and their inclusion as troubled debt restructurings are based on individual facts and circumstances. When we modify loans in a troubled debt restructuring, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, or we use the current fair value of the collateral, less selling costs for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific reserve or a charge-off to the allowance. Loans retain their accrual status at the time of their modification. As a result, if a loan is on nonaccrual at the time it is modified, it stays as nonaccrual until a period of satisfactory performance, generally six months, is obtained. If a loan is on accrual at the time of the modification, the loan is evaluated to determine if the collection of principal and interest is reasonably assured and generally stays on accrual. At June 30, 2018, the Company had loans that were modified in troubled debt restructurings. The modification of terms of such loans included one or a combination of the following: an extension of maturity or a reduction of the stated interest rate. The following tables describe troubled debts restructured during the three and six month periods ended June 30, 2018 and 2017:      Three Months Ended  June 30, 2018 June 30, 2017  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Consumer closed end first mortgage 1 $ 49 $ 47 3 $ 119 $ 121  Consumer open end and junior liens - - - 1 3 3   Other loans  Consumer loans  Auto 1 10 10 - - -  Boat/RVs 1 19 19 - - -      Six Months Ended  June 30, 2018 June 30, 2017  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Consumer closed end first mortgage 4 $ 187 $ 187 4 $ 184 $ 188  Consumer open end and junior liens 4 82 94 1 3 3   Other loans  Auto 1 10 10 - - -  Boat/RVs 1 19 19 - - -  Commercial and industrial 1 61 61 1 72 72  The impact on the allowance for loan losses was insignificant as a result of these modifications. Newly restructured loans by type for the three and six months ended June 30, 2018 and 2017 are as follows:      Three Months Ended June 30, 2018  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ - $ 47 $ 47   Other loans  Consumer loans  Auto - 10 - 10  Boat/RVs - 19 - 19      Three Months Ended June 30, 2017  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ - $ 121 $ 121  Consumer open end and junior liens - 3 - 3      Six Months Ended June 30, 2018  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ - $ 187 $ 187  Consumer open end and junior liens - 35 59 94   Other loans  Consumer loans  Auto - 10 - 10  Boat/RVs - 19 - 19  Commercial and industrial - 61 - 61      Six Months Ended June 30, 2017  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ - $ 188 $ 188  Consumer open end and junior liens - 3 - 3  Commercial and industrial - 72 - 72  There were no defaults on loans modified as troubled debt restructurings made in the three and six months ended June 30, 2018 and 2017. Defaults are defined as any loans that become 90 days past due. At June 30, 2018, the Company had residential real estate held for sale as a result of foreclosure totaling $1.6 million and real estate in the process of foreclosure of $711,000 . As of June 30, 2018, the Company also held $358,000 in other repossessed assets, such as autos, boats, RVs and horse trailers.

Goodwill

Goodwill	6 Months Ended
	Jun. 30, 2018
Goodwill [Abstract]
Goodwill	 Note 7: Goodwill  Goodwill is recorded on the acquisition date of an entity. During the measurement period, the Corporation may record subsequent adjustments to goodwill for provisional amounts recorded at the acquisition date. The Universal acquisition on February 28, 2018 resulted in $20.7 million of goodwill, which includes a reduction of $1.4 million. This reduction was recorded in the second quarter of 2018 as a measurement period adjustment. Details regarding the Universal acquisition are discussed in Note 2 Acquisitions of this Form 10-Q.      2018  Balance, January 1 $ 1,800  Goodwill acquired 22,069  Measurement period adjustment (1,390)  Balance, June 30 $ 22,479  

Accounting for Certain Loans Ac

Accounting for Certain Loans Acquired in a Transfer	6 Months Ended
	Jun. 30, 2018
Accounting for Certain Loans Acquired in a Transfer [Abstract]
Accounting for Certain Loans Acquired in a Transfer	 Note 8 : Accounting for Certain Loans Acquired in a Transfer The Company acquired loans in the acquisition of Universal and a few of the transferred loans had evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. The Company acquired two loans with evidence of credit deterioration recorded at a fair value of $313,000 . The following table presents the carrying amounts of the acquired loans included in the balance sheet amounts of loans receivable as of June 30, 2018 .      June 30, 2018  Outstanding balance  Real estate  Commercial $ 146,773  Commercial construction and development 14,364  Consumer closed end first mortgage 34,058  Consumer open end and junior liens 8,584  Total real estate loans 203,779  Other loans  Consumer loans  Auto 1,681  Boat/RVs 155  Other 764  Commercial and industrial 14,346  Total other loans 16,946  Total loans $ 220,725   Carrying amount $ 217,147  Allowance -  Carrying amount net of allowance $ 217,147  

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2018
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	Note 9 : Derivative Financial Instruments The Company has certain interest rate derivative positions that are not designated as hedging instruments. Derivative assets and liabilities are recorded at fair value on the Consolidated Balance Sheet and do not take into account the effects of master netting agreements. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis, and to offset net derivative positions with related collateral, where applicable. These derivative positions relate to transactions in which the Company enters into an interest rate swap with a client while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each transaction, the Company agrees to pay interest to the client on a notional amount at a variable interest rate and receive interest from the client on the same notional amount at a fixed interest rate. At the same time, the Company agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the client to effectively convert a variable rate loan to a fixed rate. Because the terms of the swaps with the customers and the other financial institution offset each other, with the only difference being counterparty credit risk, changes in the fair value of the underlying derivative contracts are not materially different and do not significantly impact the Company’s Consolidated Statements of Income. The notional amount of customer-facing swaps as of June 30, 2018 and December 31, 2017 was approximately $17.9 million and $17.3 million, respectively. The following table shows the amounts of derivative financial instruments at June 30, 2018 and December 31, 2017.      Asset Derivatives  Fair Value Fair Value  Balance Sheet June 30, December 31, Balance Sheet June 30, December 31,  Location 2018 2017 Location 2018 2017  Derivatives not designated as hedging instruments:  Interest rate contracts Other assets $ 873 $ 525 Other liabilities $ 873 $ 525 

Other Borrowings

Other Borrowings	6 Months Ended
	Jun. 30, 2018
Other Borrowings [Abstract]
Other Borrowings	Note 10 : Other Borrowings Other borrowings consisted of the following components:      June 30, December 31,  2018 2017  Notes payable $ 9,764 $ -  Subordinated debentures, net of discount 8,273 4,232  Total $ 18,037 $ 4,232  The Company acquired $5.0 million of issuer trust preferred securities in the 2008 acquisition of MFB Corp, which had a net balance of $4.3 million at June 30, 2018 due to the purchase accounting adjustment in that acquisition. These securities mature 30 years from the date of issuance, or September 15, 2035 . The securities bear a rate of interest of the prevailing three-month LIBOR rate plus 170 basis points , which was 4.04% at June 30, 2018 . The Company has the right to redeem the trust preferred securities, in whole or in part, without penalty. The Company acquired $5.0 million of issuer trust preferred securities in the acquisition of Universal, which had a net balance of $4.0 million at June 30, 2018 due to the purchase accounting adjustment in the acquisition. These securities mature 30 years from the date of issuance, or October 7, 2035 . The securities bear a rate of interest of the prevailing three-month LIBOR rate plus 169 basis points , which was 4.04% at June 30, 2018 . The Company has the right to redeem the trust preferred securities, in whole or in part, without penalty. The Company borrowed $10.0 million in two $5.0 million term notes from First Tennessee Bank, N.A. to use in the acquisition of Universal. These loans had a combined balance of $9. 8 million at June 30, 2018. The fixed rate term note had a balance of $4.8 million and matures 5 years from the date of issuance, or February 28, 2023 . This term note bears a fixed rate of interest of 4.99% per annum and requires quarterly principal payments of $98,000 , which began March 31, 2018 . The variable rate term note matures 5 years from the date of issuance, or February 28, 2023 . This term note bears a rate of interest of the prevailing three-month LIBOR rate plus 195 basis points , which was 4.26% at June 30, 2018 . The Company has the right to redeem either note at any time, in whole or in part, without penalty.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2018
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 1 1 : Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:      June 30, December 31,  2018 2017  Net unrealized gain (loss) on securities available for sale $ (5,974) $ 529  Net unrealized gain relating to defined benefit plan liability 10 10  (5,964) 539  Tax benefit (expense) 1,223 (158)  Net of tax amount $ (4,741) $ 381  The following table presents the reclassification adjustments out of accumulated other comprehensive income that were included in net income in the Consolidated Statements of Income for the three and six months ended June 30, 2018 and 2017.      Amount Reclassified from Accumulated Other Comprehensive Income For the Three Months Ended June 30,  Details about Accumulated Other Comprehensive Income Components 2018 2017 Affected Line Item in the Statements of Income  Realized gains on available for sale securities  Realized securities gains reclassified into income $ 106 $ 279 Total non-interest income - net realized gains on sale of available for sale securities  Related income tax expense (22) (95) Income tax expense   Total reclassifications for the period, net of tax $ 84 $ 184      Amount Reclassified from Accumulated Other Comprehensive Income For the Six Months Ended June 30,  Details about Accumulated Other Comprehensive Income Components 2018 2017 Affected Line Item in the Statements of Income  Realized gains on available for sale securities  Realized securities gains reclassified into income $ 260 $ 408 Total non-interest income - net realized gains on sale of available for sale securities  Related income tax expense (55) (139) Income tax expense   Total reclassifications for the period, net of tax $ 205 $ 269 

Fair Values of Financial Instru

Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2018
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	Note 1 2 : Fair Values of Financial Instruments Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:  Level 1 Quoted prices in active markets for identical assets or liabilities  Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities  Level 3 Unobservable inputs supported by little or no market activity and are significant to the fair value of the assets or liabilities Items Measured at Fair Value on a Recurring Basis Following is a description of the valuation methodologies and inputs used for instruments measured at fair value on a recurring basis and recognized in the accompanying comparative balance sheet, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-Sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. The Company uses a third-party provider to provide market prices on its securities. Pooled trust preferred securities prices are evaluated by a third party. Level 1 securities include marketable equity securities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include mortgage-backed, collateralized mortgage obligations, small business administration, marketable equity, municipal, federal agency and certain corporate obligation securities. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy and include certain corporate obligation securities. Third party vendors compile prices from various sources and may apply such techniques as matrix pricing to determine the value of identical or similar investment securities (Level 2). Matrix pricing is a mathematical technique widely used in the banking industry to value investment securities without relying exclusively on quoted prices for specific investment securities but rather relying on investment securities relationship to other benchmark quoted investment securities. Any investment security not valued based upon the methods above are considered Level 3. Interest Rate Derivative Agreements Interest rate swap positions, both assets and liabilities, are valued by a third-party pricing agent using an income approach and utilizing models that use as their basis readily observable market parameters. This valuation process considers various factors including interest rate yield curves, time value and volatility factors. The following table presents the fair value measurements of assets and liabilities measured on a recurring basis and level within the ASC 820 fair value hierarchy.     Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  June 30, 2018  Available for sale securities  Mortgage-backed securities $ 94,077 $ - $ 94,077 $ -  Collateralized mortgage obligations 110,770 - 110,770 -  Municipal obligations 145,496 - 145,496 -  Corporate obligations 11,819 - 9,098 2,721  Interest rate swap asset 873 - 873 -  Interest rate swap liability 873 - 873 -      Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  December 31, 2017  Available for sale securities  Mortgage-backed securities $ 67,798 $ - $ 67,798 $ -  Collateralized mortgage obligations 87,250 - 87,250 -  Municipal obligations 110,495 - 110,495 -  Corporate obligations 11,835 - 9,114 2,721  Interest rate swap asset 525 - 525 -  Interest rate swap liability 525 - 525 -  The following is a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2018 and 2017 of recurring fair value measurements recognized in the accompanying balance sheets using significant unobservable (Level 3) inputs:      Three Months Ended Six Months Ended  June 30, June 30,  2018 2017 2018 2017  Beginning balance $ 2,721 $ 2,588 $ 2,721 $ 2,588  Total realized and unrealized gains (losses)  Included in net income - - - -  Included in other comprehensive income (loss) - - - -  Purchases, issuances and settlements - - - -  Ending balance $ 2,721 $ 2,588 $ 2,721 $ 2,588  Total gains for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ - $ - $ - $ -  Items Measured at Fair Value on a Non-Recurring Basis From time to time, certain assets may be recorded at fair value on a non-recurring basis. These non-recurring fair value adjustments typically are a result of the application of lower of cost or fair value accounting or a write-down occurring during the period. The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements:      June 30, 2018 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,721 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 29.3 - 34.9 %  Impaired loans (collateral dependent) $ 402 Third party valuations Discount to reflect realizable value 11.6 %      December 31, 2017 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,721 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 29.3 - 34.9 %   The estimated fair values of the Company’s financial instruments not carried at fair value in the consolidated balance sheets as of the dates noted below are as follows:      Fair Value Measurements Using  June 30, 2018 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 33,005 $ 33,005 $ 33,005 $ - $ -  Interest-bearing time deposits 4,482 4,482 4,482 - -  Loans held for sale 3,927 3,950 - 3,950 -  Loans, net 1,452,006 1,426,160 - - 1,426,160  FHLB stock 12,820 12,820 - 12,820 -  Interest receivable 6,583 6,583 - 6,583 -  Liabilities  Deposits 1,520,234 1,514,706 1,077,572 - 437,134  FHLB advances 263,367 260,026 - 260,026 -  Other borrowings 18,037 18,000 - 18,000 -  Interest payable 707 707 - 707 -      Fair Value Measurements Using  December 31, 2017 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 27,341 $ 27,341 $ 27,341 $ - $ -  Interest-bearing time deposits 1,853 1,853 1,853 - -  Loans held for sale 4,577 4,584 - 4,584 -  Loans, net 1,167,758 1,150,005 - - 1,150,005  FHLB stock 11,183 11,183 - 11,183 -  Interest receivable 5,282 5,282 - 5,282 -  Liabilities  Deposits 1,202,034 1,199,781 830,877 - 368,904  FHLB advances 217,163 215,326 - 215,326 -  Other borrowings 4,232 4,300 - 4,300 -  Interest payable 456 456 - 456 - 

Acquisitions (Tables)

Acquisitions (Tables)	6 Months Ended
	Jun. 30, 2018
Acquisitiions [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	Based on preliminary valuations of the fair value of tangible and intangible assets acquired, liabilities assumed and related deferred tax impacts, which are based on assumptions that are subject to change as management continues to evaluate, the purchase price for the Universal acquisition is detailed in the following table. If prior to the end of the one-year measurement period for finalizing the purchase price allocation, information becomes available which would indicate adjustments are required to the purchase price allocation, such adjustments will be recorded in the reporting period in which the adjustment amounts are determined. The measurement period adjustments will be calculated as if the accounting had been completed as of the acquisition date.     Assets Liabilities  Cash and cash equivalents $ 11,326 Deposits  Interest-bearing time deposits 8,747 Non-interest bearing $ 81,061  Investment securities, available for sale 87,817 NOW accounts 66,372  Savings and money market 85,690  Loans Certificated of deposits 82,107  Commercial 203,621 Total deposits 315,230  Residential mortgage 36,410  Consumer 12,532 Borrowings 25,463  Total loans 252,563 Interest payable 81  Subordinated debt 4,000  Premises and equipment, net 4,799 Other liabilities 762  Federal Home Loan Bank stock 1,637 Total liabilities assumed $ 345,536  Deferred tax asset, net 2,848  Cash value of life insurance 7,556  Goodwill 20,679  Core deposit intangible 4,545  Interest receivable 1,259  Other real estate owned and repossessed assets 1,009  Other assets 2,073  Total assets purchased $ 406,858   Common shares issued $ 42,323  Cash paid 18,999  Total purchase price $ 61,322 
Business Acquisition, Pro Forma Information	The following schedule includes pro forma results for the three and six months ended June 30, 2018 and 2017, as if the Universal acquisition occurred as of the beginning of the reporting periods presented.     Three Months Ended June 30,  2018 2017  Summary of Operations  Net interest income $ 16,608 $ 16,446  Provision for loan losses (500) (300)  Net interest income after provision $ 16,108 $ 16,146  Non-interest income 4,804 5,329  Non-interest expense (16,163) (14,952)  Income before income taxes $ 4,749 $ 6,523  Income tax benefit (expense) (584) (1,356)  Net income to common shareholders $ 4,165 $ 5,167  Basic earnings per share $ 0.49 $ 0.61  Diluted earnings per share $ 0.48 $ 0.60       Six Months Ended June 30,  2018 2017  Summary of Operations  Net interest income $ 32,483 $ 32,067  Provision for loan losses (950) (500)  Net interest income after provision $ 31,533 $ 31,567  Non-interest income 9,517 10,059  Non-interest expense (34,958) (29,922)  Income before income taxes $ 6,092 $ 11,704  Income tax benefit (expense) (376) (2,568)  Net income to common shareholders $ 5,716 $ 9,136  Basic earnings per share $ 0.67 $ 1.12  Diluted earnings per share $ 0.65 $ 1.10 

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2018
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	Earnings per share were computed as follows:      Three Months Ended June 30,  2018 2017  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 4,165 8,577,017 $ 0.49 $ 3,898 7,344,233 $ 0.53  Effect of Dilutive Securities  Stock options 154,594 143,256  Diluted Earnings Per Share  Net income available and assumed conversions $ 4,165 8,731,611 $ 0.48 $ 3,898 7,487,489 $ 0.52       Six Months Ended June 30,  2018 2017  Net Income Weighted- Average Shares Per-Share Amount Net Income Weighted- Average Shares Per-Share Amount  Basic Earnings Per Share  Net income $ 8,172 8,196,083 $ 1.00 $ 7,104 7,338,377 $ 0.97  Effect of Dilutive Securities  Stock options 154,785 145,641  Diluted Earnings Per Share  Net income available and assumed conversions $ 8,172 8,350,868 $ 0.98 $ 7,104 7,484,018 $ 0.95 

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2018
Investment Securities [Abstract]
Amortized Cost and Fair Values of Securities	The amortized costs and approximate fair values, together with gross unrealized gains and losses on securities, are in the tables below. All mortgage-backed securities and collateralized mortgage obligations held as of June 30, 2018 and December 31, 2017 were guaranteed by government sponsored entities, government corporations or federal agencies.      June 30, 2018  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 96,393 95 (2,411) $ 94,077  Collateralized mortgage obligations 113,636 30 (2,896) 110,770  Municipal obligations 145,142 1,950 (1,596) 145,496  Corporate obligations 12,965 57 (1,203) 11,819  Total investment securities $ 368,136 $ 2,132 $ (8,106) $ 362,162      December 31, 2017  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  Available for Sale Securities  Mortgage-backed securities $ 68,335 $ 225 $ (762) $ 67,798  Collateralized mortgage obligations 88,488 58 (1,296) 87,250  Municipal obligations 107,060 3,709 (274) 110,495  Corporate obligations 12,966 69 (1,200) 11,835  Total investment securities $ 276,849 $ 4,061 $ (3,532) $ 277,378 
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity	   Available for Sale  Description of Securities Amortized Cost Fair Value  Security obligations due  Within one year $ 502 $ 510  One to five years 9,486 9,546  Five to ten years 28,477 29,128  After ten years 119,642 118,131  158,107 157,315  Mortgage-backed securities 96,393 94,077  Collateralized mortgage obligations 113,636 110,770  Totals $ 368,136 $ 362,162 
Investments Gross Unrealized Losses and Fair Value in Continuous Unrealized Loss Position	The following tables show the gross unrealized losses and fair value of the Company’s investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2018 and December 31, 2017:      June 30, 2018  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale Securities  Mortgage-backed securities $ 57,480 $ (1,070) $ 25,110 $ (1,341) $ 82,590 $ (2,411)  Collateralized mortgage obligations 79,397 (1,489) 26,461 (1,407) 105,858 (2,896)  Municipal obligations 44,378 (1,044) 9,513 (552) 53,891 (1,596)  Corporate obligations - - 2,721 (1,203) 2,721 (1,203)  Total temporarily impaired securities $ 181,255 $ (3,603) $ 63,805 $ (4,503) $ 245,060 $ (8,106)      December 31, 2017  Less than 12 Months 12 Months or More Total  Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses  Available for Sale Securities  Mortgage-backed securities $ 21,975 $ (127) $ 27,675 $ (635) $ 49,650 $ (762)  Collateralized mortgage obligations 47,153 (400) 28,887 (896) $ 76,040 $ (1,296)  Municipal obligations 4,479 (64) 10,041 (210) 14,520 (274)  Corporate obligations - - 2,722 (1,200) 2,722 (1,200)  Total temporarily impaired securities $ 73,607 $ (591) $ 69,325 $ (2,941) $ 142,932 $ (3,532) 
Pooled Trust Preferred Collateralized Debt Obligations	The following table provides additional information related to the Bank’s investment in pooled trust preferred securities as of June 30, 2018:      Deal Name Class Original Par Book Value Fair Value Unrealized Loss Realized Losses 2018 Lowest Ratings Number of Banks / Insurance Cos. Currently Performing Total Number of Banks and Insurance Cos. In Issuance (Unique) Actual Deferrals/ Defaults (as a % of original collateral) Total Projected Defaults (as a % of performing collateral) (1) Excess subordination (after taking into account best estimate of future deferrals/ defaults) (2)  (Dollars in Thousands)  Alesco Preferred Funding IX A2A $ 1,000 $ 924 $ 599 $ (325) $ - CCC- 45 48 2.85 % 8.23 % 53.61 %  U.S. Capital Funding I B1 3,000 3,000 2,122 (878) - Caa1 26 30 7.95 % 5.92 % 12.29 %  $ 4,000 $ 3,924 $ 2,721 $ (1,203) $ -   (1) A 10% recovery is applied to all projected defaults by depository institutions. A 15% recovery is applied to all projected defaults by insurance companies.  No recovery is applied to current defaults.  (2) Excess subordination represents the additional defaults in excess of both current and projected defaults that the collateralized debt obligation can absorb  before the bond experiences any credit impairment. Excess subordinated percentage is calculated by (a) determining what percentage of defaults a pool  can experience before the bond has credit impairment, and (b) subtracting from this default breakage percentage both total current and expected future  default percentages. 

Loans and Allowance (Tables)

Loans and Allowance (Tables)	6 Months Ended
	Jun. 30, 2018
Loans and Allowance [Abstract]
Schedule of Classes of Loans	Classes of loans at June 30, 2018 and December 31, 2017 include:      June 30, December 31,  2018 2017  Real estate  Commercial $ 482,009 $ 318,684  Commercial construction and development 55,735 28,164  Consumer closed end first mortgage 474,977 444,243  Consumer open end and junior liens 76,340 69,477  Total real estate loans 1,089,061 860,568  Other loans  Consumer loans  Auto 26,574 19,640  Boat/RVs 197,548 169,238  Other 6,758 6,188  Commercial and industrial 147,805 131,079  Total other loans 378,685 326,145  Total loans 1,467,746 1,186,713  Undisbursed loans in process (10,279) (13,071)  Unamortized deferred loan costs, net 7,268 6,503  Allowance for loan losses (12,729) (12,387)  Net loans $ 1,452,006 $ 1,167,758 
Non-Accrual Loans Segregated by Class of Loans	Nonaccrual loans, segregated by class of loans, as of June 30, 2018 and December 31, 2017 are as follows:      June 30, December 31,  2018 2017  Real estate  Commercial $ 1,753 $ 1,107  Commercial construction and development - -  Consumer closed end first mortgage 2,661 3,409  Consumer open end and junior liens 251 309  Consumer loans  Auto 31 22  Boat/RVs 290 198  Other 91 16  Commercial and industrial 183 159  Total nonaccrual loans $ 5,260 $ 5,220 
Age Analysis of Past Due Loans Segregated by Class of Loans	An age analysis of the Company’s past due loans, segregated by class of loans, as of June 30, 2018 and December 31, 2017 are as follows:      June 30, 2018  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 1,300 $ 2,582 $ 1,312 $ 5,194 $ 476,815 $ 482,009 $ -  Commercial construction and development - - - - 55,735 55,735 -  Consumer closed end first mortgage 5,678 1,105 2,186 8,969 466,008 474,977 15  Consumer open end and junior liens 163 113 204 480 75,860 76,340 -  Consumer loans  Auto 243 9 22 274 26,300 26,574 -  Boat/RVs 1,572 282 250 2,104 195,444 197,548 -  Other 119 30 65 214 6,544 6,758 -  Commercial and industrial 270 286 183 739 147,066 147,805 -  Total $ 9,345 $ 4,407 $ 4,222 $ 17,974 $ 1,449,772 $ 1,467,746 $ 15     December 31, 2017  30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Total Loans 90 Days Past Due and Accruing  Real estate  Commercial $ 2,171 $ 3,311 $ 998 $ 6,480 $ 312,204 $ 318,684 $ -  Commercial construction and development - - - - 28,164 28,164 -  Consumer closed end first mortgage 5,914 1,340 3,224 10,478 433,765 444,243 31  Consumer open end and junior liens 540 123 264 927 68,550 69,477 -  Consumer loans  Auto 114 24 1 139 19,501 19,640 -  Boat/RVs 1,613 338 103 2,054 167,184 169,238 -  Other 65 18 12 95 6,093 6,188 -  Commercial and industrial 276 10 159 445 130,634 131,079 -  Total $ 10,693 $ 5,164 $ 4,761 $ 20,618 $ 1,166,095 $ 1,186,713 $ 31 
Impaired Loans	The following tables present impaired loans as of and for the three and six month periods ended June 30, 2018 and 2017 and as of and for the year ended December 31, 2017.      June 30, 2018  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 705 $ 705 $ - $ 753 $ 794 $ - $ -  Commercial construction and development 639 639 - 653 669 7 14  Consumer closed end first mortgage 1,071 1,071 - 1,241 1,341 - 1  Commercial and industrial 144 144 - 148 190 2 2   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 919 $ 919 $ 100 $ 967 $ 1,008 $ - $ -  Commercial construction and development $ 639 $ 639 $ - $ 653 $ 669 $ 7 $ 14  Consumer closed end first mortgage $ 1,071 $ 1,071 $ - $ 1,241 $ 1,341 $ - $ 1  Commercial and industrial $ 144 $ 144 $ - $ 148 $ 190 $ 2 $ 2   Total $ 2,773 $ 2,773 $ 100 $ 3,009 $ 3,208 $ 9 $ 17      June 30, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans - QTD Average Investment in Impaired Loans - YTD Interest Income Recognized - QTD Interest Income Recognized - YTD  Loans without a specific valuation allowance  Real estate  Commercial $ 809 $ 809 $ - $ 811 $ 763 $ - $ -  Commercial construction and development 761 761 - 776 792 8 17  Consumer closed end first mortgage 781 781 - 1,315 1,499 - -  Commercial and industrial 172 172 - 176 179 1 3   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 214 - -   Total  Real estate  Commercial $ 1,023 $ 1,023 $ 100 $ 1,025 $ 977 $ - $ -  Commercial construction and development $ 761 $ 761 $ - $ 776 $ 792 $ 8 $ 17  Consumer closed end first mortgage $ 781 $ 781 $ - $ 1,315 $ 1,499 $ - $ -  Commercial and industrial $ 172 $ 172 $ - $ 176 $ 179 $ 1 $ 3   Total $ 2,737 $ 2,737 $ 100 $ 3,292 $ 3,447 $ 9 $ 20      December 31, 2017  Recorded Balance Unpaid Principal Balance Specific Allowance Average Investment in Impaired Loans Interest Income Recognized  Loans without a specific valuation allowance  Real estate  Commercial $ 878 $ 878 $ - $ 765 $ 1  Commercial construction and development 700 700 - 762 33  Consumer closed end first mortgage 1,543 1,543 - 1,451 1  Consumer open end and junior liens - - -  Commercial and industrial 272 342 - 216 5   Loans with a specific valuation allowance  Real estate  Commercial 214 214 100 214 -   Total  Real estate  Commercial $ 1,092 $ 1,092 $ 100 $ 979 $ 1  Commercial construction and development $ 700 $ 700 $ - $ 762 $ 33  Consumer closed end first mortgage $ 1,543 $ 1,543 $ - $ 1,451 $ 1  Consumer open end and junior liens $ - $ - $ - $ - $ -  Commercial and industrial $ 272 $ 342 $ - $ 216 $ 5   Total $ 3,607 $ 3,677 $ 100 $ 3,408 $ 40 
Commercial and Retail Credit Exposure Credit Risk Profile by Internal Rating	   June 30, 2018  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 459,884 $ 15,951 $ 6,174 $ - $ 482,009  Commercial construction and development 54,558 539 638 - 55,735  Consumer closed end first mortgage $ 470,154 $ - $ 4,823 474,977  Consumer open end and junior liens 75,996 - 344 76,340   Other loans  Consumer loans  Auto 26,534 - 40 26,574  Boat/RVs 197,198 - 350 197,548  Other 6,659 - 99 6,758  Commercial and industrial 135,338 6,346 6,121 - 147,805  $ 649,780 $ 22,836 $ 12,933 $ - $ 776,541 $ - $ 5,656 $ 1,467,746     December 31, 2017  Commercial Consumer  Pass Special Mention Substandard Doubtful Pass Special Mention Substandard Total  Real estate  Commercial $ 309,451 $ 4,219 $ 4,996 $ 18 $ 318,684  Commercial construction and development 27,464 - 700 - 28,164  Consumer closed end first mortgage $ 439,075 $ - $ 5,168 444,243  Consumer open end and junior liens 69,130 - 347 69,477   Other loans  Consumer loans  Auto 19,616 - 24 19,640  Boat/RVs 169,036 - 202 169,238  Other 6,133 - 55 6,188  Commercial and industrial 120,211 5,784 5,084 - 131,079  $ 457,126 $ 10,003 $ 10,780 $ 18 $ 702,990 $ - $ 5,796 $ 1,186,713 
Activity in Allowance for Loan Losses by Portfolio Segment	The following tables detail activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2018 and 2017, respectively. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other segments.      Three Months Ended June 30, 2018  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,974 $ 1,700 $ 2,863 $ 12,537  Provision charged (credited) to expense 59 (38) 479 500  Losses charged off (2) (57) (309) (368)  Recoveries 12 1 47 60  Balance, end of period $ 8,043 $ 1,606 $ 3,080 $ 12,729      Three Months Ended June 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,397 $ 2,279 $ 2,706 $ 12,382  Provision charged (credited) to expense 144 24 132 300  Losses charged off (12) (84) (206) (302)  Recoveries 6 4 36 46  Balance, end of period $ 7,535 $ 2,223 $ 2,668 $ 12,426      Six Months Ended June 30, 2018  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of year $ 7,704 $ 1,761 $ 2,922 $ 12,387  Provision charged (credited) to expense 467 (87) 570 950  Losses charged off (140) (77) (523) (740)  Recoveries 12 9 111 132  Balance, end of period $ 8,043 $ 1,606 $ 3,080 $ 12,729      Six Months Ended June 30, 2017  Commercial Mortgage Consumer Total  Allowance for loan losses:  Balance, beginning of period $ 7,358 $ 2,303 $ 2,721 $ 12,382  Provision charged (credited) to expense 176 41 283 500  Losses charged off (12) (129) (410) (551)  Recoveries 13 8 74 95  Balance, end of period $ 7,535 $ 2,223 $ 2,668 $ 12,426  The following tables provide a breakdown of the allowance for loan losses and loan portfolio balances by segment as of June 30, 2018 and 2017, and December 31, 2017.      June 30, 2018  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,943 1,606 3,080 12,629  Loans acquired with deteriorated credit quality - - - -  Total allowance for loan losses $ 8,043 $ 1,606 $ 3,080 $ 12,729  Loan balances  Individually evaluated for impairment $ 1,702 $ 1,071 $ - $ 2,773  Collectively evaluated for impairment 683,847 473,906 307,220 1,464,973  Loans acquired with deteriorated credit quality - - - -  Gross loans $ 685,549 $ 474,977 $ 307,220 $ 1,467,746      June 30, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,435 2,223 2,668 12,326  Total allowance for loan losses $ 7,535 $ 2,223 $ 2,668 $ 12,426  Loan balances  Individually evaluated for impairment $ 1,956 $ 781 $ - $ 2,737  Collectively evaluated for impairment 464,998 467,021 253,408 1,185,427  Gross loans $ 466,954 $ 467,802 $ 253,408 $ 1,188,164      December 31, 2017  Commercial Mortgage Consumer Total  Allowance balances  Individually evaluated for impairment $ 100 $ - $ - $ 100  Collectively evaluated for impairment 7,604 1,761 2,922 12,287  Total allowance for loan losses $ 7,704 $ 1,761 $ 2,922 $ 12,387  Loan balances  Individually evaluated for impairment $ 2,064 $ 1,543 $ - $ 3,607  Collectively evaluated for impairment 475,863 442,700 264,543 1,183,106  Gross loans $ 477,927 $ 444,243 $ 264,543 $ 1,186,713 
Troubled Debts Restructured	The following tables describe troubled debts restructured during the three and six month periods ended June 30, 2018 and 2017:      Three Months Ended  June 30, 2018 June 30, 2017  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Consumer closed end first mortgage 1 $ 49 $ 47 3 $ 119 $ 121  Consumer open end and junior liens - - - 1 3 3   Other loans  Consumer loans  Auto 1 10 10 - - -  Boat/RVs 1 19 19 - - -      Six Months Ended  June 30, 2018 June 30, 2017  No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance No. of Loans Pre-Modification Recorded Balance Post-Modification Recorded Balance  Real estate  Consumer closed end first mortgage 4 $ 187 $ 187 4 $ 184 $ 188  Consumer open end and junior liens 4 82 94 1 3 3   Other loans  Auto 1 10 10 - - -  Boat/RVs 1 19 19 - - -  Commercial and industrial 1 61 61 1 72 72 
Newly Restructured Loans by Types	Newly restructured loans by type for the three and six months ended June 30, 2018 and 2017 are as follows:      Three Months Ended June 30, 2018  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ - $ 47 $ 47   Other loans  Consumer loans  Auto - 10 - 10  Boat/RVs - 19 - 19      Three Months Ended June 30, 2017  Rate Term Combination Total Modification  Real estate  Consumer closed end first mortgage $ - $ - $ 121 $ 121  Consumer open end and junior liens - 3 - 3      Six Months Ended June 30, 2018  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ - $ 187 $ 187  Consumer open end and junior liens - 35 59 94   Other loans  Consumer loans  Auto - 10 - 10  Boat/RVs - 19 - 19  Commercial and industrial - 61 - 61      Six Months Ended June 30, 2017  Rate Term Combination Total Modification  Real Estate  Consumer closed end first mortgage $ - $ - $ 188 $ 188  Consumer open end and junior liens - 3 - 3  Commercial and industrial - 72 - 72 

Goodwill (Tables)

Goodwill (Tables)	6 Months Ended
	Jun. 30, 2018
Goodwill [Abstract]
Schedule of Goodwill	   2018  Balance, January 1 $ 1,800  Goodwill acquired 22,069  Measurement period adjustment (1,390)  Balance, June 30 $ 22,479  

Accounting for Certain Loans 26

Accounting for Certain Loans Acquired in a Transfer (Tables)	6 Months Ended
	Jun. 30, 2018
Accounting for Certain Loans Acquired in a Transfer [Abstract]
Schedule of Acquired Loans	The following table presents the carrying amounts of the acquired loans included in the balance sheet amounts of loans receivable as of June 30, 2018 .      June 30, 2018  Outstanding balance  Real estate  Commercial $ 146,773  Commercial construction and development 14,364  Consumer closed end first mortgage 34,058  Consumer open end and junior liens 8,584  Total real estate loans 203,779  Other loans  Consumer loans  Auto 1,681  Boat/RVs 155  Other 764  Commercial and industrial 14,346  Total other loans 16,946  Total loans $ 220,725   Carrying amount $ 217,147  Allowance -  Carrying amount net of allowance $ 217,147  

Derivative Financial Instrume27

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2018
Derivative Financial Instruments [Abstract]
Amounts of Derivative Financial Instruments	The following table shows the amounts of derivative financial instruments at June 30, 2018 and December 31, 2017.      Asset Derivatives  Fair Value Fair Value  Balance Sheet June 30, December 31, Balance Sheet June 30, December 31,  Location 2018 2017 Location 2018 2017  Derivatives not designated as hedging instruments:  Interest rate contracts Other assets $ 873 $ 525 Other liabilities $ 873 $ 525 

Other Borrowings (Tables)

Other Borrowings (Tables)	6 Months Ended
	Jun. 30, 2018
Other Borrowings [Abstract]
Components of Other Borrowings	Other borrowings consisted of the following components:      June 30, December 31,  2018 2017  Notes payable $ 9,764 $ -  Subordinated debentures, net of discount 8,273 4,232  Total $ 18,037 $ 4,232 

Accumulated Other Comprehensi29

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2018
Accumulated Other Comprehensive Income (Loss) [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The components of accumulated other comprehensive income (loss), included in stockholders’ equity, are as follows:      June 30, December 31,  2018 2017  Net unrealized gain (loss) on securities available for sale $ (5,974) $ 529  Net unrealized gain relating to defined benefit plan liability 10 10  (5,964) 539  Tax benefit (expense) 1,223 (158)  Net of tax amount $ (4,741) $ 381 
Reclassification out of Accumulated Other Comprehensive Income (Loss)	The following table presents the reclassification adjustments out of accumulated other comprehensive income that were included in net income in the Consolidated Statements of Income for the three and six months ended June 30, 2018 and 2017.      Amount Reclassified from Accumulated Other Comprehensive Income For the Three Months Ended June 30,  Details about Accumulated Other Comprehensive Income Components 2018 2017 Affected Line Item in the Statements of Income  Realized gains on available for sale securities  Realized securities gains reclassified into income $ 106 $ 279 Total non-interest income - net realized gains on sale of available for sale securities  Related income tax expense (22) (95) Income tax expense   Total reclassifications for the period, net of tax $ 84 $ 184      Amount Reclassified from Accumulated Other Comprehensive Income For the Six Months Ended June 30,  Details about Accumulated Other Comprehensive Income Components 2018 2017 Affected Line Item in the Statements of Income  Realized gains on available for sale securities  Realized securities gains reclassified into income $ 260 $ 408 Total non-interest income - net realized gains on sale of available for sale securities  Related income tax expense (55) (139) Income tax expense   Total reclassifications for the period, net of tax $ 205 $ 269 

Fair Values of Financial Inst30

Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2018
Fair Values of Financial Instruments [Abstract]
Fair Value Measurements of Assets Measured at Fair Value on Recurring Basis	The following table presents the fair value measurements of assets and liabilities measured on a recurring basis and level within the ASC 820 fair value hierarchy.     Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  June 30, 2018  Available for sale securities  Mortgage-backed securities $ 94,077 $ - $ 94,077 $ -  Collateralized mortgage obligations 110,770 - 110,770 -  Municipal obligations 145,496 - 145,496 -  Corporate obligations 11,819 - 9,098 2,721  Interest rate swap asset 873 - 873 -  Interest rate swap liability 873 - 873 -      Fair Value Measurements Using  Fair Value Level 1 Level 2 Level 3  December 31, 2017  Available for sale securities  Mortgage-backed securities $ 67,798 $ - $ 67,798 $ -  Collateralized mortgage obligations 87,250 - 87,250 -  Municipal obligations 110,495 - 110,495 -  Corporate obligations 11,835 - 9,114 2,721  Interest rate swap asset 525 - 525 -  Interest rate swap liability 525 - 525 - 
Reconciliation of Recurring Fair Value Measurements Recognized in Balance Sheet using Significant Unobservable (Level Three) Inputs	The following is a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2018 and 2017 of recurring fair value measurements recognized in the accompanying balance sheets using significant unobservable (Level 3) inputs:      Three Months Ended Six Months Ended  June 30, June 30,  2018 2017 2018 2017  Beginning balance $ 2,721 $ 2,588 $ 2,721 $ 2,588  Total realized and unrealized gains (losses)  Included in net income - - - -  Included in other comprehensive income (loss) - - - -  Purchases, issuances and settlements - - - -  Ending balance $ 2,721 $ 2,588 $ 2,721 $ 2,588  Total gains for the period included in net income attributable to the change in unrealized gains or losses related to assets still held at the reporting date $ - $ - $ - $ - 
Quantitative Information about Unobservable Inputs used in Recurring and Nonrecurring Level Three Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements:      June 30, 2018 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,721 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 29.3 - 34.9 %  Impaired loans (collateral dependent) $ 402 Third party valuations Discount to reflect realizable value 11.6 %      December 31, 2017 Fair Value Valuation Technique Unobservable Inputs Range  Trust Preferred Securities $ 2,721 Discounted cash flow Discount rate 7.0 - 8.0 %  Constant prepayment rate 2.0 %  Cumulative projected prepayments 40.0 %  Probability of default 1.7 - 2.2 %  Projected cures given deferral 0 - 15.0 %  Loss severity 29.3 - 34.9 % 
Estimated Fair Values of Financial Instruments	The estimated fair values of the Company’s financial instruments not carried at fair value in the consolidated balance sheets as of the dates noted below are as follows:      Fair Value Measurements Using  June 30, 2018 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 33,005 $ 33,005 $ 33,005 $ - $ -  Interest-bearing time deposits 4,482 4,482 4,482 - -  Loans held for sale 3,927 3,950 - 3,950 -  Loans, net 1,452,006 1,426,160 - - 1,426,160  FHLB stock 12,820 12,820 - 12,820 -  Interest receivable 6,583 6,583 - 6,583 -  Liabilities  Deposits 1,520,234 1,514,706 1,077,572 - 437,134  FHLB advances 263,367 260,026 - 260,026 -  Other borrowings 18,037 18,000 - 18,000 -  Interest payable 707 707 - 707 -      Fair Value Measurements Using  December 31, 2017 Carryi n g Amount Fair Value Level 1 Level 2 Level 3  Assets  Cash and cash equivalents $ 27,341 $ 27,341 $ 27,341 $ - $ -  Interest-bearing time deposits 1,853 1,853 1,853 - -  Loans held for sale 4,577 4,584 - 4,584 -  Loans, net 1,167,758 1,150,005 - - 1,150,005  FHLB stock 11,183 11,183 - 11,183 -  Interest receivable 5,282 5,282 - 5,282 -  Liabilities  Deposits 1,202,034 1,199,781 830,877 - 368,904  FHLB advances 217,163 215,326 - 215,326 -  Other borrowings 4,232 4,300 - 4,300 -  Interest payable 456 456 - 456 - 

Acquisitions (Narrative) (Detai

Acquisitions (Narrative) (Details) - USD ($)	Feb. 28, 2018	Jun. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Business Acquisition [Line Items]
Share price	$ 35.70
Goodwill		$ 22,479,000	$ 22,479,000	$ 1,800,000
Universal Bancorp [Member]
Business Acquisition [Line Items]
Business acquisition, percentage of voting interests acquired	100.00%
Business acquisition, effective date of acquisition			Feb. 28, 2018
Business acquisition, name of acquired entity			Universal Bancorp ("Universal")
Business combination acquirer's shares issued per acquiree's single share	15.6
Business combination acquirer cash given per acquiree's single share	$ 250
Business acquisition, equity interest issued or issuable, number of shares	1,200,000
Business combination, consideration transferred, equity interests issued and issuable	$ 42,323,000
Total Loans	252,563,000
Contractual principal amount	257,200,000
Business acquisition, transaction costs	2,000,000
Core deposit intangible	4,545,000
Goodwill	$ 20,679,000
Finite lived intangible asset useful life	15 years
Total purchase price	$ 61,322,000
Loans acquired		220,725,000	$ 220,725,000
Credit adjustment	$ 4,600,000
Revenue, pro forma		5,500,000
Earnings, pro forma		$ 2,900,000

Acquisitions (Schedule of Recog

Acquisitions (Schedule of Recognized Identified Assets Acquired and Liabilities Assumed) (Details) - USD ($) $ in Thousands	Feb. 28, 2018	Jun. 30, 2018	Dec. 31, 2017
Assets:
Goodwill		$ 22,479	$ 1,800
Liabilities:
Cash paid		$ 18,999
Universal Bancorp [Member]
Assets:
Cash and cash equivalents	$ 11,326
Interest-bearing time deposits	8,747
Investment securities, available for sale	87,817
Total Loans	252,563
Premises and equipment, net	4,799
Federal Home Loan Bank stock	1,637
Deferred tax asset, net	2,848
Cash value of life insurance	7,556
Goodwill	20,679
Core deposit intangible	4,545
Interest receivables	1,259
Other real estate owned and repossessed	1,009
Other assets	2,073
Total assets purchased	406,858
Liabilities:
Non-interest bearing	81,061
NOW accounts	66,372
Savings and money market	85,690
Certificate of deposits	82,107
Total deposits	315,230
Borrowings	25,463
Interest payable	81
Subordinated debt	4,000
Other liabilities	762
Total liabilities assumed	345,536
Common shares issued	42,323
Cash paid	18,999
Total purchase price	61,322
Universal Bancorp [Member] | Commercial Segment [Member]
Assets:
Total Loans	203,621
Universal Bancorp [Member] | Residential Mortgage [Member]
Assets:
Total Loans	36,410
Universal Bancorp [Member] | Consumer [Member]
Assets:
Total Loans	$ 12,532

Acquisitions (Business Acquisit

Acquisitions (Business Acquisition, Pro Forma Information) (Details) - Universal Bancorp [Member] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Net interest income	$ 16,608	$ 16,446	$ 32,483	$ 32,067
Provision for loan losses	(500)	(300)	(950)	(500)
Net interest income after provision	16,108	16,146	31,533	31,567
Non-interest income	4,804	5,329	9,517	10,059
Non-interest expense	(16,163)	(14,952)	(34,958)	(29,922)
Income before income taxes	4,749	6,523	6,092	11,704
Income tax expense	(584)	(1,356)	(376)	(2,568)
Net income to common shareholders	$ 4,165	$ 5,167	$ 5,716	$ 9,136
Basic earnings per share	$ 0.49	$ 0.61	$ 0.67	$ 1.12
Diluted earnings per share	$ 0.48	$ 0.60	$ 0.65	$ 1.10

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Basic Earnings Per Share
Net income	$ 4,165	$ 3,898	$ 8,172	$ 7,104
Weighted-Average Shares number of common shares, basic	8,577,017	7,344,233	8,196,083	7,338,377
Earnings per share, basic	$ 0.49	$ 0.53	$ 1	$ 0.97
Diluted Earnings Per Share
Net income available and assumed conversions	$ 4,165	$ 3,898	$ 8,172	$ 7,104
Weighted-Average Shares, effect of dilutive securities stock option	154,594	143,256	154,785	145,641
Weighted-Average Shares income available to common stockholders and assumed conversions, diluted	8,731,611	7,487,489	8,350,868	7,484,018
Earnings per share, diluted	$ 0.48	$ 0.52	$ 0.98	$ 0.95

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Investment [Line Items]
Fair value of investments reported at less than historical cost	$ 245,060,000		$ 245,060,000		$ 142,932,000
Percentage of Bank portfolio	67.70%		67.70%		51.50%
Proceeds from sales of securities, available for sale	$ 6,500,000	$ 12,700,000	$ 43,284,000	$ 18,365,000
Gross realized gain on sale of securities	109,000	279,000	263,000	408,000
Gross realized losses on sale of securities	3,000	$ 0	3,000	0
Other than temporary impairment losses investments available for sale securities			0	$ 0
Pooled Trust Preferred Securities [Member]
Investment [Line Items]
Current par balance	3,900,000		3,900,000
Original Par	$ 4,000,000		$ 4,000,000

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Values of Securities ) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 368,136	$ 276,849
Gross Unrealized Gains	2,132	4,061
Gross Unrealized Losses	(8,106)	(3,532)
Fair Value, available for sale	362,162	277,378
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	96,393	68,335
Gross Unrealized Gains	95	225
Gross Unrealized Losses	(2,411)	(762)
Fair Value, available for sale	94,077	67,798
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	113,636	88,488
Gross Unrealized Gains	30	58
Gross Unrealized Losses	(2,896)	(1,296)
Fair Value, available for sale	110,770	87,250
Municipals
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	145,142	107,060
Gross Unrealized Gains	1,950	3,709
Gross Unrealized Losses	(1,596)	(274)
Fair Value, available for sale	145,496	110,495
Corporate obligations
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	12,965	12,966
Gross Unrealized Gains	57	69
Gross Unrealized Losses	(1,203)	(1,200)
Fair Value, available for sale	$ 11,819	$ 11,835

Investment Securities (Amorti37

Investment Securities (Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Security obligations due, amortized cost, within one year	$ 502
Security obligations due, amortized cost, One to five years	9,486
Security obligations due, amortized cost, Five to ten years	28,477
Security obligations due, amortized cost, After ten years	119,642
Total security obligations due, amortized cost	158,107
Available for sale, amortized cost	368,136	$ 276,849
Security obligations due, Fair Value, within one year	510
Security obligations due, Fair value, One to five years	9,546
Security obligations due, Fair value, Five to ten years	29,128
Security obligations due, Fair value, After ten years	118,131
Total Security obligations due, Fair value	157,315
Investment securities available for sale (carried at fair value)	362,162	277,378
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Available for sale, amortized cost	96,393	68,335
Investment securities available for sale (carried at fair value)	94,077	67,798
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Available for sale, amortized cost	113,636	88,488
Investment securities available for sale (carried at fair value)	$ 110,770	$ 87,250

Investment Securities (Investme

Investment Securities (Investments Gross Unrealized Losses and Fair Value in Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	$ 181,255	$ 73,607
Less than 12 months, Unrealized Losses	(3,603)	(591)
12 months or more, Fair Value	63,805	69,325
12 months or more, Unrealized Losses	(4,503)	(2,941)
Total, Fair Value	245,060	142,932
Total, Unrealized Losses	(8,106)	(3,532)
Mortgage-backed securities, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	57,480	21,975
Less than 12 months, Unrealized Losses	(1,070)	(127)
12 months or more, Fair Value	25,110	27,675
12 months or more, Unrealized Losses	(1,341)	(635)
Total, Fair Value	82,590	49,650
Total, Unrealized Losses	(2,411)	(762)
Collateralized mortgage obligations, Government sponsored agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	79,397	47,153
Less than 12 months, Unrealized Losses	(1,489)	(400)
12 months or more, Fair Value	26,461	28,887
12 months or more, Unrealized Losses	(1,407)	(896)
Total, Fair Value	105,858	76,040
Total, Unrealized Losses	(2,896)	(1,296)
Municipals
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	44,378	4,479
Less than 12 months, Unrealized Losses	(1,044)	(64)
12 months or more, Fair Value	9,513	10,041
12 months or more, Unrealized Losses	(552)	(210)
Total, Fair Value	53,891	14,520
Total, Unrealized Losses	(1,596)	(274)
Corporate obligations
Schedule of Available-for-sale Securities [Line Items]
12 months or more, Fair Value	2,721	2,722
12 months or more, Unrealized Losses	(1,203)	(1,200)
Total, Fair Value	2,721	2,722
Total, Unrealized Losses	$ (1,203)	$ (1,200)

Investment Securities (Pooled T

Investment Securities (Pooled Trust Preferred Collateralized Debt Obligations) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2018USD ($)entity	Jun. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Fair Value, available for sale	$ 362,162		$ 277,378
Unrealized loss	(8,106)		$ (3,532)
Realized losses YTD	$ 260	$ 408
Percentage of recovery estimate depository institutions	10.00%
Percentage of recovery estimate insurance companies	15.00%
Pooled Trust Preferred Securities [Member]
Original Par	$ 4,000
Book Value	3,924
Fair Value, available for sale	2,721
Unrealized loss	(1,203)
Realized losses YTD
Pooled Trust Preferred Securities [Member] | Alesco Preferred Funding IX [Member]
Class	A2A
Original Par	$ 1,000
Book Value	924
Fair Value, available for sale	599
Unrealized loss	(325)
Realized losses YTD
Number of Banks / Insurance Cos. Currently Performing | entity	45
Total Number of Banks and Insurance Cos. In Issuance (Unique) | entity	48
Actual Deferrals/Defaults (as a % of original collateral)	2.85%
Total Projected Defaults (as a % of performing collateral)	8.23%
Excess subordination (after taking into account best estimate of future deferrals/defaults)	53.61%
Pooled Trust Preferred Securities [Member] | U.S. Capital Funding I [Member]
Class	B1
Original Par	$ 3,000
Book Value	3,000
Fair Value, available for sale	2,122
Unrealized loss	(878)
Realized losses YTD
Number of Banks / Insurance Cos. Currently Performing | entity	26
Total Number of Banks and Insurance Cos. In Issuance (Unique) | entity	30
Actual Deferrals/Defaults (as a % of original collateral)	7.95%
Total Projected Defaults (as a % of performing collateral)	5.92%
Excess subordination (after taking into account best estimate of future deferrals/defaults)	12.29%
Minimum | Pooled Trust Preferred Securities [Member] | Alesco Preferred Funding IX [Member]
Class	CCC-
Minimum | Pooled Trust Preferred Securities [Member] | U.S. Capital Funding I [Member]
Class	Caa1

Loans and Allowance (Narrative)

Loans and Allowance (Narrative) (Details)	Jun. 30, 2018USD ($)
Loans and Allowance [Abstract]
Mortgage loans in process of foreclosure, amount	$ 711,000
Other repossessed assets	358,000
Real estate held-for-sale	$ 1,600,000

Loans and Allowance (Categories

Loans and Allowance (Categories of Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,467,746		$ 1,186,713	$ 1,188,164
Undisbursed loans in process	(10,279)		(13,071)
Unamortized deferred loan costs, net	7,268		6,503
Allowance for loan losses	(12,729)	$ (12,537)	(12,387)	$ (12,426)	$ (12,382)	$ (12,382)
Net loans	1,452,006		1,167,758
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	482,009		318,684
Construction Loans [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	55,735		28,164
First Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	474,977		444,243
Second Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	76,340		69,477
Automobile Loan [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	26,574		19,640
Boat/RVs [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	197,548		169,238
Other [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	6,758		6,188
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	147,805
Commercial and Industrial [Member] | Commercial Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	147,805		131,079
Real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,089,061		860,568
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 378,685		$ 326,145

Loans and Allowance (Non-Accrua

Loans and Allowance (Non-Accrual Loan, Segregated by Class of Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 5,260	$ 5,220
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,753	1,107
First Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	2,661	3,409
Second Mortgage [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	251	309
Automobile Loan [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	31	22
Boat/RVs [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	290	198
Other [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	91	16
Commercial and Industrial [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 183	$ 159

Loans and Allowance (Age Analys

Loans and Allowance (Age Analysis of Past Due Loans Segregated by Class of Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 17,974	$ 20,618
Current	1,449,772	1,166,095
Total loans receivable	1,467,746	1,186,713	$ 1,188,164
Total Loans > 90 Days or More and Accruing	15	31
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9,345	10,693
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,407	5,164
90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,222	4,761
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	739
Current	147,066
Total loans receivable	147,805
Commercial and Industrial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	270
Commercial and Industrial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	286
Commercial and Industrial [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	183
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,194	6,480
Current	476,815	312,204
Total loans receivable	482,009	318,684
Commercial Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,300	2,171
Commercial Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,582	3,311
Commercial Real Estate [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,312	998
Commercial Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	55,735	28,164
Total loans receivable	55,735	28,164
Commercial Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		445
Current		130,634
Total loans receivable	147,805	131,079
Commercial Segment [Member] | Commercial and Industrial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		276
Commercial Segment [Member] | Commercial and Industrial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		10
Commercial Segment [Member] | Commercial and Industrial [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		159
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8,969	10,478
Current	466,008	433,765
Total loans receivable	474,977	444,243
Total Loans > 90 Days or More and Accruing	15	31
Consumer [Member] | First Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,678	5,914
Consumer [Member] | First Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,105	1,340
Consumer [Member] | First Mortgage [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,186	3,224
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	480	927
Current	75,860	68,550
Total loans receivable	76,340	69,477
Consumer [Member] | Second Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	163	540
Consumer [Member] | Second Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	113	123
Consumer [Member] | Second Mortgage [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	204	264
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	274	139
Current	26,300	19,501
Total loans receivable	26,574	19,640
Consumer [Member] | Automobile Loan [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	243	114
Consumer [Member] | Automobile Loan [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	24
Consumer [Member] | Automobile Loan [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	22	1
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,104	2,054
Current	195,444	167,184
Total loans receivable	197,548	169,238
Consumer [Member] | Boat/RVs [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,572	1,613
Consumer [Member] | Boat/RVs [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	282	338
Consumer [Member] | Boat/RVs [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	250	103
Consumer [Member] | Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	214	95
Current	6,544	6,093
Total loans receivable	6,758	6,188
Consumer [Member] | Other [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	119	65
Consumer [Member] | Other [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	30	18
Consumer [Member] | Other [Member] | 90 Days Past Due or More [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 65	$ 12

Loans and Allowance (Impaired L

Loans and Allowance (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Dec. 31, 2017
Impaired Financing Receivable With Related Allowance [Abstract]
Specific Allowance	$ 100	$ 100	$ 100	$ 100	$ 100
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	2,773	2,737	2,773	2,737	3,607
Unpaid principal balance, total	2,773	2,737	2,773	2,737	3,677
Average investment in impaired loans, total	3,009	3,292	3,208	3,447	3,408
Interest income recognized, total	9	9	17	20	40
Commercial Real Estate [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	705	809	705	809	878
Unpaid principal balance	705	809	705	809	878
Average investment in impaired loans	753	811	794	763	765
Interest income recognized					1
Impaired Financing Receivable With Related Allowance [Abstract]
Recorded balance	214	214	214	214	214
Unpaid principal balance	214	214	214	214	214
Specific Allowance	100	100	100	100	100
Average investment in impaired loans	214	214	214	214	214
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	919	1,023	919	1,023	1,092
Unpaid principal balance, total	919	1,023	919	1,023	1,092
Average investment in impaired loans, total	967	1,025	1,008	977	979
Interest income recognized, total					1
Commercial Segment [Member] | Construction Loans [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	639	761	639	761	700
Unpaid principal balance	639	761	639	761	700
Average investment in impaired loans	653	776	669	792	762
Interest income recognized	7	8	14	17	33
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	639	761	639	761	700
Unpaid principal balance, total	639	761	639	761	700
Average investment in impaired loans, total	653	776	669	792	762
Interest income recognized, total	7	8	14	17	33
Commercial Segment [Member] | Commercial and Industrial [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	144	172	144	172	272
Unpaid principal balance	144	172	144	172	342
Average investment in impaired loans	148	176	190	179	216
Interest income recognized	2	1	2	3	5
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	144	172	144	172	272
Unpaid principal balance, total	144	172	144	172	342
Average investment in impaired loans, total	148	176	190	179	216
Interest income recognized, total	2	1	2	3	5
Consumer [Member] | First Mortgage [Member]
Impaired Financing Receivable With No Related Allowance [Abstract]
Recorded balance	1,071	781	1,071	781	1,543
Unpaid principal balance	1,071	781	1,071	781	1,543
Average investment in impaired loans	1,241	1,315	1,341	1,499	1,451
Interest income recognized			1		1
Impaired Financing Receivables Total [Abstract]
Recorded balance, total	1,071	781	1,071	781	1,543
Unpaid principal balance, total	1,071	781	1,071	781	1,543
Average investment in impaired loans, total	$ 1,241	$ 1,315	1,341	$ 1,499	1,451
Interest income recognized, total			$ 1		$ 1

Loans and Allowance (Commercial

Loans and Allowance (Commercial and Retail Credit Exposure Credit Risk Profile by Internal Rating) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 1,467,746	$ 1,186,713	$ 1,188,164
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	147,805
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	482,009	318,684
Commercial Real Estate [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	459,884	309,451
Commercial Real Estate [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	15,951	4,219
Commercial Real Estate [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	6,174	4,996
Commercial Real Estate [Member] | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans		18
Commercial Segment [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	649,780	457,126
Commercial Segment [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	22,836	10,003
Commercial Segment [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	12,933	10,780
Commercial Segment [Member] | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans		18
Commercial Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	55,735	28,164
Commercial Segment [Member] | Construction Loans [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	54,558	27,464
Commercial Segment [Member] | Construction Loans [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	539
Commercial Segment [Member] | Construction Loans [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	638	700
Commercial Segment [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	147,805	131,079
Commercial Segment [Member] | Commercial and Industrial [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	135,338	120,211
Commercial Segment [Member] | Commercial and Industrial [Member] | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans	6,346	5,784
Commercial Segment [Member] | Commercial and Industrial [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	6,121	5,084
Consumer [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	776,541	702,990
Consumer [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	5,656	5,796
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	474,977	444,243
Consumer [Member] | First Mortgage [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	470,154	439,075
Consumer [Member] | First Mortgage [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	4,823	5,168
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	76,340	69,477
Consumer [Member] | Second Mortgage [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	75,996	69,130
Consumer [Member] | Second Mortgage [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	344	347
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	26,574	19,640
Consumer [Member] | Automobile Loan [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	26,534	19,616
Consumer [Member] | Automobile Loan [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	40	24
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	197,548	169,238
Consumer [Member] | Boat/RVs [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	197,198	169,036
Consumer [Member] | Boat/RVs [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	350	202
Consumer [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,758	6,188
Consumer [Member] | Other [Member] | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans	6,659	6,133
Consumer [Member] | Other [Member] | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 99	$ 55

Loans and Allowance (Activity i

Loans and Allowance (Activity in Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Dec. 31, 2017	Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	$ 12,537	$ 12,382	$ 12,387	$ 12,382
Provision charged (credited) to expense	500	300	950	500
Losses charged off	(368)	(302)	(740)	(551)
Recoveries	60	46	132	95
Allowance for loan losses, End of period	12,729	12,426	12,729	12,426
Allowance for loan losses, individually evaluated for impairment, Ending balance					$ 100	$ 100	$ 100
Allowance for loan losses, collectively evaluated for impairment, Ending balance					12,629	12,287	12,326
Total allowance for loan losses	12,537	12,382	12,387	12,382	12,729	12,387	12,426
Loans, individually evaluated for impairment, Ending balance					2,773	3,607	2,737
Loans, collectively evaluated for impairment, Ending balance					1,464,973	1,183,106	1,185,427
Total loans receivable					1,467,746	1,186,713	1,188,164
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	7,974	7,397	7,704	7,358
Provision charged (credited) to expense	59	144	467	176
Losses charged off	(2)	(12)	(140)	(12)
Recoveries	12	6	12	13
Allowance for loan losses, End of period	8,043	7,535	8,043	7,535
Allowance for loan losses, individually evaluated for impairment, Ending balance					100	100	100
Allowance for loan losses, collectively evaluated for impairment, Ending balance					7,943	7,604	7,435
Total allowance for loan losses	7,974	7,397	7,704	7,358	8,043	7,704	7,535
Loans, individually evaluated for impairment, Ending balance					1,702	2,064	1,956
Loans, collectively evaluated for impairment, Ending balance					683,847	475,863	464,998
Total loans receivable					685,549	477,927	466,954
Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	1,700	2,279	1,761	2,303
Provision charged (credited) to expense	(38)	24	(87)	41
Losses charged off	(57)	(84)	(77)	(129)
Recoveries	1	4	9	8
Allowance for loan losses, End of period	1,606	2,223	1,606	2,223
Allowance for loan losses, collectively evaluated for impairment, Ending balance					1,606	1,761	2,223
Total allowance for loan losses	1,700	2,279	1,761	2,303	1,606	1,761	2,223
Loans, individually evaluated for impairment, Ending balance					1,071	1,543	781
Loans, collectively evaluated for impairment, Ending balance					473,906	442,700	467,021
Total loans receivable					474,977	444,243	467,802
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of period	2,863	2,706	2,922	2,721
Provision charged (credited) to expense	479	132	570	283
Losses charged off	(309)	(206)	(523)	(410)
Recoveries	47	36	111	74
Allowance for loan losses, End of period	3,080	2,668	3,080	2,668
Allowance for loan losses, collectively evaluated for impairment, Ending balance					3,080	2,922	2,668
Total allowance for loan losses	$ 2,863	$ 2,706	$ 2,922	$ 2,721	3,080	2,922	2,668
Loans, collectively evaluated for impairment, Ending balance					307,220	264,543	253,408
Total loans receivable					$ 307,220	$ 264,543	$ 253,408

Loans and Allowance (Troubled D

Loans and Allowance (Troubled Debts Restructured) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018USD ($)loan	Jun. 30, 2017USD ($)loan	Jun. 30, 2018USD ($)loan	Jun. 30, 2017USD ($)loan
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan			1	1
Pre-Modification Outstanding Recorded Balance			$ 61	$ 72
Post-Modification Outstanding Recorded Balance			$ 61	$ 72
Consumer [Member] | First Mortgage [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan	1	3	4	4
Pre-Modification Outstanding Recorded Balance	$ 49	$ 119	$ 187	$ 184
Post-Modification Outstanding Recorded Balance	$ 47	$ 121	$ 187	$ 188
Consumer [Member] | Second Mortgage [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan		1	4	1
Pre-Modification Outstanding Recorded Balance		$ 3	$ 82	$ 3
Post-Modification Outstanding Recorded Balance		$ 3	$ 94	$ 3
Consumer [Member] | Automobile Loan [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan	1		1
Pre-Modification Outstanding Recorded Balance	$ 10		$ 10
Post-Modification Outstanding Recorded Balance	$ 10		$ 10
Consumer [Member] | Boat/RVs [Member]
Financing Receivable, Modifications [Line Items]
No. of Loans | loan	1		1
Pre-Modification Outstanding Recorded Balance	$ 19		$ 19
Post-Modification Outstanding Recorded Balance	$ 19		$ 19

Loans and Allowance (Newly Rest

Loans and Allowance (Newly Restructured Loans by Type) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term			$ 61	$ 72
Total modification			61	72
Consumer [Member] | First Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Combination	$ 47	$ 121	187	188
Total modification	47	121	187	188
Consumer [Member] | Second Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term		3	35	3
Combination			59
Total modification		$ 3	94	$ 3
Consumer [Member] | Automobile Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term	10		10
Total modification	10		10
Consumer [Member] | Boat/RVs [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term	19		19
Total modification	$ 19		$ 19

Goodwill (Narrative) (Details)

Goodwill (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Feb. 28, 2018	Dec. 31, 2017
Goodwill	$ 22,479		$ 1,800
Measurement period adjustment	$ (1,390)
Universal Bancorp [Member]
Goodwill		$ 20,679

Goodwill (Schedule of Goodwill)

Goodwill (Schedule of Goodwill) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2018USD ($)
Goodwill [Abstract]
Goodwill, Beginning Balance	$ 1,800
Goodwill acquired	22,069
Measurement period adjustment	(1,390)
Goodwill, Ending Balance	$ 22,479

Accounting for Certain Loans 51

Accounting for Certain Loans Acquired in a Transfer (Schedule of Acquired Loans) (Details) - USD ($)	Jun. 30, 2018	Feb. 28, 2018	Dec. 31, 2017	Jun. 30, 2017
Total loans receivable	$ 1,467,746,000		$ 1,186,713,000	$ 1,188,164,000
Acquired loans with evidence of deterioration, fair value		$ 313,000
Universal Bancorp [Member]
Loans acquired	220,725,000
Carrying amount, gross	217,147,000
Carrying amount net of allowance	217,147,000
Commercial Real Estate [Member]
Total loans receivable	482,009,000		318,684,000
Real estate
Total loans receivable	1,089,061,000		860,568,000
Real estate | Universal Bancorp [Member]
Loans acquired	203,779,000
Real estate | Commercial Real Estate [Member] | Universal Bancorp [Member]
Loans acquired	146,773,000
Other
Total loans receivable	378,685,000		326,145,000
Other | Universal Bancorp [Member]
Loans acquired	16,946,000
Construction Loans [Member] | Commercial Segment [Member]
Total loans receivable	55,735,000		28,164,000
Construction Loans [Member] | Real estate | Commercial Segment [Member] | Universal Bancorp [Member]
Loans acquired	14,364,000
First Mortgage [Member] | Consumer [Member]
Total loans receivable	474,977,000		444,243,000
First Mortgage [Member] | Real estate | Consumer [Member] | Universal Bancorp [Member]
Loans acquired	34,058,000
Second Mortgage [Member] | Consumer [Member]
Total loans receivable	76,340,000		69,477,000
Second Mortgage [Member] | Real estate | Consumer [Member] | Universal Bancorp [Member]
Loans acquired	8,584,000
Automobile Loan [Member] | Consumer [Member]
Total loans receivable	26,574,000		19,640,000
Automobile Loan [Member] | Other | Consumer [Member] | Universal Bancorp [Member]
Loans acquired	1,681,000
Boat/RVs [Member] | Consumer [Member]
Total loans receivable	197,548,000		169,238,000
Boat/RVs [Member] | Other | Consumer [Member] | Universal Bancorp [Member]
Loans acquired	155,000
Other [Member] | Consumer [Member]
Total loans receivable	6,758,000		6,188,000
Other [Member] | Other | Consumer [Member] | Universal Bancorp [Member]
Loans acquired	764,000
Commercial and Industrial [Member]
Total loans receivable	147,805,000
Commercial and Industrial [Member] | Commercial Segment [Member]
Total loans receivable	147,805,000		$ 131,079,000
Commercial and Industrial [Member] | Other | Commercial Segment [Member] | Universal Bancorp [Member]
Loans acquired	$ 14,346,000

Derivative Financial Instrume52

Derivative Financial Instruments (Narrative) (Details) - USD ($) $ in Millions	Jun. 30, 2018	Dec. 31, 2017
Derivative Financial Instruments [Abstract]
Notional amount of customer-facing swaps	$ 17.9	$ 17.3

Derivative Financial Instrume53

Derivative Financial Instruments (Amounts of Derivative Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derviative asset	$ 873	$ 525
Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative liability	$ 873	$ 525

Other Borrowings (Narrative) (D

Other Borrowings (Narrative) (Details) - USD ($)	6 Months Ended
	Jun. 30, 2018	Feb. 28, 2018	Dec. 31, 2017	Dec. 31, 2008
Debt Instrument [Line Items]
Note payable	$ 9,764,000
Subordinated debt	$ 8,273,000		$ 4,232,000
First Tennessee Bank NA Variable Rate [Member]
Debt Instrument [Line Items]
Debt instrument maturity date	Feb. 28, 2023
Debt instrument, face amount	$ 5,000,000
Debt instrument, term	5 years
First Tennessee Bank NA Fixed Rate [Member]
Debt Instrument [Line Items]
Debt instrument maturity date	Feb. 28, 2023
Debt instrument, face amount	$ 5,000,000
Note payable	$ 4,800,000
Debt instrument, term	5 years
Interest rate	4.99%
Debt instrument, frequency of periodic payment	quarterly principal payments
Debt instrument, periodic payment, principal	$ 98,000
Universal Bancorp [Member]
Debt Instrument [Line Items]
Assumed debentures upon acquisition		$ 345,536,000
Medium-term Notes [Member] | First Tennessee Bank NA [Member]
Debt Instrument [Line Items]
Debt instrument, face amount		10,000,000
Medium-term Notes [Member] | First Tennessee Bank NA Variable Rate [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate, effective percentage	4.26%
3-Month LIBOR [Member] | Medium-term Notes [Member] | First Tennessee Bank NA Variable Rate [Member]
Debt Instrument [Line Items]
Basis spread on variable rate	1.95%
Pooled Trust Preferred Securities [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate, effective percentage	4.04%
Pooled Trust Preferred Securities [Member] | MFB Corporation [Member]
Debt Instrument [Line Items]
Assumed debentures upon acquisition				$ 5,000,000
Subordinated debt	$ 4,300,000
Pooled Trust Preferred Securities [Member] | Universal Bancorp [Member]
Debt Instrument [Line Items]
Assumed debentures upon acquisition		$ 5,000,000
Debt instrument maturity date	Oct. 7, 2035
Subordinated debt	$ 4,000,000
Pooled Trust Preferred Securities [Member] | Junior Subordinated Debt [Member] | MFB Corporation [Member]
Debt Instrument [Line Items]
Debt instrument maturity date	Sep. 15, 2035
Pooled Trust Preferred Securities [Member] | 3-Month LIBOR [Member] | Universal Bancorp [Member]
Debt Instrument [Line Items]
Basis spread on variable rate	1.69%
Pooled Trust Preferred Securities [Member] | 3-Month LIBOR [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Debt instrument, interest rate, effective percentage	4.04%
Pooled Trust Preferred Securities [Member] | 3-Month LIBOR [Member] | Junior Subordinated Debt [Member] | MFB Corporation [Member]
Debt Instrument [Line Items]
Basis spread on variable rate	0.017%

Other Borrowings (Components of

Other Borrowings (Components of Other Borrowings) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Other Borrowings [Abstract]
Note payable	$ 9,764
Subordinated debentures	8,273	$ 4,232
Other borrowings	$ 18,037	$ 4,232

Accumulated Other Comprehensi56

Accumulated Other Comprehensive Income (Loss) (Components of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Abstract]
Net unrealized gain on securities available for sale	$ (5,974)	$ 529
Net unrealized gain relating to defined benefit plan liability	10	10
Accumulated other comprehensive income before tax	(5,964)	539
Tax benefit (expense)	1,223	(158)
Net of tax amount	$ (4,741)	$ 381

Accumulated Other Comprehensi57

Accumulated Other Comprehensive Income (Loss) (Reclassification out of Accumulated Other Comprehensive Income (Loss) Alternate) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Related income tax expense	$ (584)	$ (1,342)	$ (1,169)	$ (2,367)
Reclassification out of AOCI [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member]
Related income tax expense	(22)	(95)	(55)	(139)
Net Income	84	184	205	269
Reclassification out of AOCI [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member] | Other Income [Member]
Other Income	$ 106	$ 279	$ 260	$ 408

Fair Values of Financial Inst58

Fair Values of Financial Instruments (Fair Value Measurement of Assets Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	$ 362,162	$ 277,378
Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	873	525
Derivative liability	873	525
Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	94,077	67,798
Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	110,770	87,250
Municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	145,496	110,495
Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	11,819	11,835
Fair Value, Inputs, Level 1 | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset
Derivative liability
Fair Value, Inputs, Level 1 | Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 1 | Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 1 | Municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 1 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 2 | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset	873	525
Derivative liability	873	525
Fair Value, Inputs, Level 2 | Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	94,077	67,798
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	110,770	87,250
Fair Value, Inputs, Level 2 | Municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	145,496	110,495
Fair Value, Inputs, Level 2 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	9,098	9,114
Fair Value, Inputs, Level 3 | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative asset
Derivative liability
Fair Value, Inputs, Level 3 | Mortgage-backed securities, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 3 | Collateralized mortgage obligations, Government sponsored agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 3 | Municipals
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale
Fair Value, Inputs, Level 3 | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, available for sale	$ 2,721	$ 2,721

Fair Values of Financial Inst59

Fair Values of Financial Instruments (Reconciliation of Recurring Fair Value Measurements Recognized in Balance Sheet using Significant Unobservable (Level Three) Inputs) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Fair Values of Financial Instruments [Abstract]
Beginning balance	$ 2,721	$ 2,588	$ 2,721	$ 2,588
Total realized and unrealized gains (losses)
Included in net income
Included in other comprehensive income (loss)
Purchases, sales, issuances and settlements
Ending balance	$ 2,721	$ 2,588	$ 2,721	$ 2,588

Fair Values of Financial Inst60

Fair Values of Financial Instruments (Quantitative Information about Unobservable Inputs used in Recurring and Nonrecurring Level Three Fair Value Measurements) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to reflect realizable value	11.60%
Pooled Trust Preferred Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,721	$ 2,721
Valuation Technique	Discounted cash flow	Discounted cash flow
Constant prepayment rate	2.00%	2.00%
Cumulative projected prepayments	40.00%	40.00%
Pooled Trust Preferred Securities | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	7.00%	7.00%
Probability of default	1.70%	1.70%
Projected cures given deferral	0.00%	0.00%
Loss severity	29.30%	29.30%
Pooled Trust Preferred Securities | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	8.00%	8.00%
Probability of default	2.20%	2.20%
Projected cures given deferral	15.00%	15.00%
Loss severity	34.90%	34.90%
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 402
Valuation Technique	Third party valuations

Fair Values of Financial Inst61

Fair Values of Financial Instruments (Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and cash equivalents	$ 33,005	$ 27,341
Interest-bearing deposits	4,482	1,853
Loans held for sale	3,950	4,584
Loans	1,426,160	1,150,005
FHLB stock	12,820	11,183
Interest receivable	6,583	5,282
Liabilities
Deposits	1,514,706	1,199,781
FHLB advances	260,026	215,326
Other borrowings	18,000	4,300
Interest payable	707	456
Carrying Amount [Member]
Assets
Cash and cash equivalents	33,005	27,341
Interest-bearing deposits	4,482	1,853
Loans held for sale	3,927	4,577
Loans	1,452,006	1,167,758
FHLB stock	12,820	11,183
Interest receivable	6,583	5,282
Liabilities
Deposits	1,520,234	1,202,034
FHLB advances	263,367	217,163
Other borrowings	18,037	4,232
Interest payable	707	456
Fair Value, Inputs, Level 1
Assets
Cash and cash equivalents	33,005	27,341
Interest-bearing deposits	4,482	1,853
Liabilities
Deposits	1,077,572	830,877
Fair Value, Inputs, Level 2
Assets
Loans held for sale	3,950	4,584
FHLB stock	12,820	11,183
Interest receivable	6,583	5,282
Liabilities
FHLB advances	260,026	215,326
Other borrowings	18,000	4,300
Interest payable	707	456
Fair Value, Inputs, Level 3
Assets
Loans	1,426,160	1,150,005
Liabilities
Deposits	437,134	368,904
Interest Rate Swap [Member]
Assets
Interest rate swap asset	873	525
Liabilities
Interest rate swap liability	873	525
Interest Rate Swap [Member] | Fair Value, Inputs, Level 1
Assets
Interest rate swap asset
Liabilities
Interest rate swap liability
Interest Rate Swap [Member] | Fair Value, Inputs, Level 2
Assets
Interest rate swap asset	873	525
Liabilities
Interest rate swap liability	873	525
Interest Rate Swap [Member] | Fair Value, Inputs, Level 3
Assets
Interest rate swap asset
Liabilities
Interest rate swap liability