Patriot National Bancorp (PNBK) 10-Q 8 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Jul. 31, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'PATRIOT NATIONAL BANCORP INC	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	39,160,627
Amendment Flag	'false	'
Entity Central Index Key	'0001098146	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and due from banks:	'	'
Noninterest bearing deposits and cash	$1,584	$1,570
Interest bearing deposits	58,345	33,296
Total cash and cash equivalents	59,929	34,866
Securities:	'	'
Available for sale securities, at fair value (Note 2)	35,686	37,701
Other Investments	4,450	4,450
Federal Reserve Bank stock, at cost	1,517	1,444
Federal Home Loan Bank stock, at cost	4,143	4,143
Total securities	45,796	47,738
Loans receivable (net of allowance for loan losses: 2014: $5,214 2013: $5,681) (Note 3)	402,786	418,148
Accrued interest and dividends receivable	1,555	1,566
Premises and equipment, net	18,227	15,061
Cash surrender value of life insurance	22,262	22,025
Deferred tax asset (Note 6)	0	0
Other assets	1,498	1,844
Total assets	552,053	541,248
Deposits (Note 4):	'	'
Noninterest bearing deposits	61,685	55,358
Interest bearing deposits	364,747	374,846
Total deposits	426,432	430,204
Federal Home Loan Bank borrowings	72,000	57,000
Junior subordinated debt owed to unconsolidated trust	8,248	8,248
Accrued expenses and other liabilities	2,057	3,955
Total liabilities	508,737	499,407
Commitments and Contingencies (Note 9)	'	'
Shareholders' equity (Notes 5 and 10)	'	'
Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding	0	0
Common stock, $.01 par value, 100,000,000 shares authorized; 2014: 39,172,332 shares issued; 39,160,627 shares outstanding. 2013 :38,786,680 shares issued; 38,774,975 shares outstanding	392	388
Additional paid-in capital	105,610	105,484
Accumulated deficit	-61,840	-62,684
Less: Treasury stock, at cost: 2014 and 2013, 11,705 shares	-160	-160
Accumulated other comprehensive income	-686	-1,187
Total shareholders' equity	43,316	41,841
Total liabilities and shareholders' equity	$552,053	$541,248

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Net of allowance for loan losses (in Dollars)	$5,214	$5,681
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Preferred stock, par value (in Dollars per share)	$0	$0
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	39,172,332	38,786,680
Common stock, shares outstanding	39,160,627	38,774,975
Treasury stock, shares	11,705	11,705

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and Dividend Income	'	'	'	'
Interest and fees on loans	$4,667,000	$5,045,000	$9,358,000	$10,241,000
Interest on investment securities	133,000	226,000	268,000	474,000
Dividends on investment securities	42,000	29,000	83,000	58,000
Other interest income	14,000	9,000	26,000	37,000
Total interest and dividend income	4,856,000	5,309,000	9,735,000	10,810,000
Interest Expense	'	'	'	'
Interest on deposits	607,000	1,032,000	1,244,000	2,161,000
Interest on Federal Home Loan Bank borrowings	33,000	167,000	66,000	518,000
Interest on subordinated debt	82,000	71,000	282,000	142,000
Interest on other borrowings	'	6,000	'	82,000
Total interest expense	722,000	1,276,000	1,592,000	2,903,000
Net interest income	4,134,000	4,033,000	8,143,000	7,907,000
Provision for Loan Losses	'	'	'	-30,000
Net interest income after provision for loan losses	4,134,000	4,033,000	8,143,000	7,937,000
Non-Interest Income	'	'	'	'
Mortgage banking activity	17,000	119,000	17,000	165,000
Loan application, inspection & processing fees	83,000	116,000	149,000	154,000
Fees and service charges	233,000	212,000	452,000	383,000
Gains on sale of loans	'	28,000	'	28,000
Gain on sale branch assets and deposits	'	51,000	'	51,000
Earnings on cash surrender value of life insurance	116,000	142,000	237,000	269,000
Other income	174,000	101,000	361,000	206,000
Total non-interest income	623,000	769,000	1,216,000	1,256,000
Non-Interest Expense	'	'	'	'
Salaries and benefits	1,976,000	2,577,000	3,947,000	5,582,000
Occupancy and equipment expense	865,000	936,000	1,787,000	1,975,000
Data processing expense	279,000	289,000	529,000	660,000
Advertising and promotional expenses	73,000	76,000	124,000	118,000
Professional and other outside services	457,000	770,000	928,000	1,659,000
Loan administration and processing expenses	19,000	74,000	36,000	151,000
Regulatory assessments	237,000	304,000	467,000	678,000
Insurance expense	78,000	83,000	175,000	162,000
Other real estate operations	-4,000	55,000	12,000	57,000
Material and communications	84,000	102,000	177,000	208,000
Restructuring charges and asset disposals (Note 12)	'	394,000	0	394,000
Prepayment penalty on borrowings	'	2,711,000	'	2,711,000
Other operating expenses	168,000	343,000	333,000	728,000
Total non-interest expense	4,232,000	8,714,000	8,515,000	15,083,000
Income (loss) before income taxes	525,000	-3,912,000	844,000	-5,890,000
Benefit for Income Taxes	'	'	'	-21,000
Net income (loss)	$525,000	($3,912,000)	$844,000	($5,869,000)
Basic and diluted income (loss) per share (in Dollars per share)	$0.01	($0.10)	$0.02	($0.15)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net income (loss)	$525,000	($3,912,000)	$844,000	($5,869,000)
Other comprehensive income:	'	'	'	'
Unrealized holding gains (losses) arising during the period	108,000	-629,000	501,000	-574,000
Total	108,000	-629,000	501,000	-574,000
Comprehensive income (loss)	$633,000	($4,541,000)	$1,345,000	($6,443,000)

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2012	$385,000	$105,356,000	($55,395,000)	($160,000)	($618,000)	$49,568,000
Balance (in Shares) at Dec. 31, 2012	38,480,114	'	'	'	'	'
Comprehensive income	'	'	'	'	'	'
Net income (loss)	'	'	-5,869,000	'	'	-5,869,000
Unrealized holding gain (loss) on available for sale securities	'	'	'	'	-574,000	-574,000
Total comprehensive income (loss)	'	'	'	'	'	-6,443,000
Share-based compensation expense	'	15,000	'	'	'	15,000
Redemption of restricted stock (in Shares)	-34,788	'	'	'	'	'
Balance at Jun. 30, 2013	385,000	105,371,000	-61,264,000	-160,000	-1,192,000	43,140,000
Balance (in Shares) at Jun. 30, 2013	38,445,326	'	'	'	'	'
Balance at Dec. 31, 2013	388,000	105,484,000	-62,684,000	-160,000	-1,187,000	41,841,000
Balance (in Shares) at Dec. 31, 2013	38,774,975	'	'	'	'	'
Comprehensive income	'	'	'	'	'	'
Net income (loss)	'	'	844,000	'	'	844,000
Unrealized holding gain (loss) on available for sale securities	'	'	'	'	501,000	501,000
Total comprehensive income (loss)	'	'	'	'	'	1,345,000
Share-based compensation expense	'	130,000	'	'	'	130,000
Issuance of restricted stock	4,000	-4,000	'	'	'	'
Issuance of restricted stock (in Shares)	385,652	'	'	'	'	'
Balance at Jun. 30, 2014	$392,000	$105,610,000	($61,840,000)	($160,000)	($686,000)	$43,316,000
Balance (in Shares) at Jun. 30, 2014	39,160,627	'	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash Flows from Operating Activities:	'	'
Net income (loss):	$844,000	($5,869,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:	'	'
Restructuring charges and asset disposals	'	303,000
Amortization of investment premiums, net	128,000	87,000
Amortization and accretion of purchase loan premiums and discounts, net	40,000	16,000
Provision for loan losses	'	-30,000
Gain on sale of loans	'	-28,000
Gain on sale of mortgage loans	'	-161,000
Originations of mortgage loans held for sale	'	-28,975,000
Proceeds from sales of mortgage loans held for sale	'	19,111,000
Earnings on cash surrender value of life insurance	-237,000	-269,000
Depreciation and amortization	573,000	588,000
Loss (gain) on sale of other real estate owned	4,000	-200,000
Proceeds from sale of branch assets and deposits	'	127,000
Gain on sale of branch assets and deposits	'	-51,000
Share-based compensation	130,000	15,000
Changes in assets and liabilities:	'	'
Decrease (Increase) in net deferred loan costs	76,000	-110,000
Decrease in accrued interest and dividends receivable	11,000	184,000
Decrease in other assets	346,000	795,000
Decrease in accrued expenses and other liabilities	-1,898,000	-1,286,000
Net cash provided by (used in) operating activities	17,000	-15,753,000
Cash Flows from Investing Activities:	'	'
Principal repayments on available for sale securities	2,388,000	1,514,000
Purchases of Federal Reserve Bank stock	-73,000	'
Proceeds from repurchase of excess stock by Federal Reserve Bank	'	96,000
Proceeds from repurchase of excess stock by Federal Home Loan Bank	'	201,000
Proceeds from sale of loans	'	10,655,000
Net decrease in loans	15,246,000	477,000
Purchase of other real estate owned	-264,000	'
Proceeds from sale of other real estate owned	260,000	1,310,000
Capital improvements of other real estate owned	'	-80,000
Purchase of bank premises and equipment, net	-3,739,000	-2,708,000
Net cash provided by investing activities	13,818,000	11,465,000
Cash Flows from Financing Activities:	'	'
Net increase in demand, savings and money market deposits	9,640,000	17,103,000
Net decrease in time certificates of deposits	-13,412,000	-22,205,000
Decrease in deposits held for sale	'	-14,538,000
Increase (decrease) in FHLB borrowings	15,000,000	-15,000,000
Decrease in repurchase agreements	'	-7,000,000
Net cash provided by (used in) financing activities	11,228,000	-41,640,000
Net increase (decrease) in cash and cash equivalents	25,063,000	-45,928,000
Cash and Cash Equivalents:	'	'
Beginning	34,866,000	71,014,000
Ending	59,929,000	25,086,000
Supplemental Disclosures of Cash Flow Information	'	'
Interest paid	2,965,000	2,866,000
Income taxes paid	3,000	3,000
Supplemental disclosures of noncash operating, investing and financing activities:	'	'
Unrealized holding gain (loss) on available for sale securities arising during the period	501,000	-574,000
Reduction in deposits held for sale	'	10,167,000
Reduction in branch assets held for sale	'	$12,000

Note_1_Basis_of_Financial_Stat

Note 1 - Basis of Financial Statement Presentation	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Basis of Accounting [Text Block]	'
	Note 1:                 Basis of Financial Statement Presentation
	The Consolidated Balance Sheet at December 31, 2013 has been derived from the audited financial statements of Patriot National Bancorp, Inc. (“Bancorp” or “the Company”) at that date, but does not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.
	The accompanying unaudited financial statements and related notes have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. The accompanying consolidated financial statements and related notes should be read in conjunction with the previously filed audited financial statements of Bancorp and notes thereto for the year ended December 31, 2013.
	The information furnished reflects, in the opinion of management, all normal recurring adjustments necessary for a fair presentation of the results for the interim periods presented. The results of operations for the six months ended June 30, 2014 are not necessarily indicative of the results of operations that may be expected for the remainder of 2014.

Note_2_Investment_Securities

Note 2 - Investment Securities	6 Months Ended
	Jun. 30, 2014
Investment In Available For Sale Securities Disclosure [Abstract]	'
Investment In Available For Sale Securities Disclosure [Text Block]	'
	Note 2:          Investment Securities
	The amortized cost, gross unrealized losses and approximate fair values of available-for-sale securities at June 30, 2014 and December 31, 2013 are as follows:
				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	June 30, 2014:
	U. S. Government agency bonds	$	7,500	$	(156	)	$	7,344
	U. S. Government agency mortgage-backed securities		19,872		(374	)		19,498
	Corporate bonds		9,000		(156	)		8,844
		$	36,372	$	(686	)	$	35,686
	December 31, 2013:
	U. S. Government agency bonds	$	7,500	$	(421	)	$	7,079
	U. S. Government agency mortgage-backed securities		22,388		(636	)		21,752
	Corporate bonds		9,000		(130	)		8,870
		$	38,888	$	(1,187	)	$	37,701
	The following table presents the gross unrealized loss and fair value of Bancorp’s available-for-sale securities, aggregated by the length of time the individual securities have been in a continuous loss position, at June 30, 2014 and December 31, 2013:
		Less Than 12 Months						12 Months or More					Total
	(in thousands)	Fair		Unrealized				Fair		Unrealized			Fair		Unrealized
		Value		Loss				Value		Loss			Value		Loss
	June 30, 2014:
	U. S. Government agency bonds	$	-	$	-			$	7,344	$	(156	)	$	7,344	$	(156	)
	U. S. Government agency mortgage -backed securities		-		-				19,484		(374	)		19,484		(374	)
	Corporate bonds		-		-				8,844		(156	)		8,844		(156	)
	Totals	$	-	$	-			$	35,672	$	(686	)	$	35,672	$	(686	)
	December 31, 2013:
	U. S. Government agency bonds	$	7,079	$	(421	)		$	-	$	-		$	7,079	$	(421	)
	U. S. Government agency mortgage -backed securities		8,871		(291	)			12,856		(345	)		21,727		(636	)
	Corporate bonds		-		-				8,870		(130	)		8,870		(130	)
	Totals	$	15,950	$	(712	)		$	21,726	$	(475	)	$	37,676	$	(1,187	)
	At June 30, 2014, all eleven available-for-sale securities had unrealized holding losses with aggregate depreciation of 1.9% from the amortized cost. At December 31, 2013, eleven securities had unrealized losses with aggregate depreciation of 3.2% from the amortized cost.
	Bancorp performs a quarterly analysis of those securities that are in an unrealized loss position to determine if those losses qualify as other-than-temporary impairments. This analysis considers the following criteria in its determination: the ability of the issuer to meet its obligations, when the loss position is due to a deterioration in credit quality, management’s plans and ability to maintain its investment in the security, the length of time and the amount by which the security has been in a loss position, the interest rate environment, the general economic environment and prospects or projections for improvement or deterioration.
	Management believes that none of the unrealized losses on available-for-sale securities noted above are other than temporary due to the fact that they relate to market interest rate changes on U.S. Government agency debt, corporate debt and mortgage-backed securities issued by U.S. Government agencies. Management considers the issuers of the securities to be financially sound, the corporate bonds are investment grade and the Company expects to receive all contractual principal and interest related to these investments. Because the Company does not intend to sell the investments, and it is not more-likely-than-not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2014.
	The amortized cost and fair value of available-for-sale debt securities at June 30, 2014 by contractual maturity are presented below. Actual maturities of mortgage-backed securities may differ from contractual maturities because the mortgages underlying the securities may be prepaid without any penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following summary:
	(in thousands)	Amortized Cost		Fair Value
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,844
	U.S. Government agency bonds < 5 years		2,500		2,491
	U.S. Government agency bonds 5 to 10 years		5,000		4,853
	U.S. Government agency mortgage-backed securities		19,872		19,498
	Total	$	36,372	$	35,686

Note_3_Loans_Receivable_and_Al

Note 3 - Loans Receivable and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	Note 3:          Loans Receivable and Allowance for Loan Losses
	A summary of the Company’s loan portfolio at June 30, 2014 and December 31, 2013 is as follows:
	(in thousands)	June 30,			December 31,
		2014			2013
	Real Estate
	Commercial	$	219,762		$	223,165
	Residential		89,517			106,198
	Construction		-			260
	Construction to permanent		14,436			11,303
	Commercial		37,849			35,061
	Consumer home equity		42,384			44,081
	Consumer installment		3,397			2,990
	Total Loans		407,345			423,058
	Premiums on purchased loans		160			200
	Net deferred costs		495			571
	Allowance for loan losses		(5,214	)		(5,681	)
	Loans receivable, net	$	402,786		$	418,148
	The changes in the allowance for loan losses for the periods shown are as follows:
		Three months ended						Six months ended
		June 30,						June 30,
	(in thousands)	2014			2013			2014			2013
	Balance, beginning of period	$	5,480		$	5,717		$	5,681		$	6,016
	Provision for loan losses		-			-			-			(30	)
	Loans charged-off		(285	)		(412	)		(502	)		(717	)
	Recoveries of loans previously charged-off		19			17			35			53
	Balance, end of period	$	5,214		$	5,322		$	5,214		$	5,322
	The unpaid principal balances of loans on nonaccrual status and considered impaired were $13.9 million at June 30, 2014 and $12.3 million at December 31, 2013. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $51,000 of additional income during the quarter ended June 30, 2014 and $373,000 during the quarter ended June 30, 2013. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $84,000 of additional income for the six months ended June 30, 2014 and $679,000 for the six month ended June 30, 2013.
	For the three months ended June 30, 2014 and 2013, the interest collected and recognized as income on impaired loans, which includes non-accrual loans, trouble debt restructurings ('TDRs') and loans that were previously classified as TDRs that have been upgraded, was approximately $184,000 and $96,000 respectively. For the six months ended June 30, 2014 and 2013, the interest collected on impaired loans was approximately $419,000 and $220,000 respectively. The average recorded investment in impaired loans for the three and six months ended June 30, 2014 was $22.1 million and $21.7 million respectively.
	At June 30, 2014, there were 3 loans totaling $3.4 million that were considered "TDRs", as compared to December 31, 2013 when there were 2 loans totaling $2.2 million, all of which were included in impaired loans. At June 30, 2014, 2 of the 3 loans aggregating $2.1 million were accruing loans and 1 loan of $1.3 million was a non-accruing loan. The non-accruing loan was an existing TDR at December 31, 2013 which was restructured again in the quarter ended March 31, 2014.
	The Company's lending activities are conducted principally in Fairfield and New Haven Counties in Connecticut and Westchester County in New York. The Company originates commercial real estate loans, commercial business loans, and a variety of other consumer loans. In addition, the Company previously had originated loans for residential real estate, the construction of residential homes, residential developments and for land development projects. A moratorium on all new speculative construction loans was instituted by management in July 2008. All residential and commercial mortgage loans are collateralized primarily by first or second mortgages on real estate. The ability and willingness of borrowers to satisfy their loan obligations is dependent to some degree on the status of the regional economy as well as upon the regional real estate market. Accordingly, the ultimate collectability of a substantial portion of the loan portfolio and the recovery of a substantial portion of any resulting real estate acquired is susceptible to changes in market conditions.
	The Company has established credit policies applicable to each type of lending activity in which it engages, evaluates the creditworthiness of each customer and, in most cases, extends credit of up to 75% of the market value of the collateral for commercial real estate at the date of the credit extension depending on the Company's evaluation of the borrowers' creditworthiness and type of collateral. In the case of construction loans, the maximum loan-to-value was 65% of the “as completed” market value. The market value of collateral is monitored on an ongoing basis and additional collateral is obtained when deemed necessary. Real estate is the primary form of collateral. Other important forms of collateral are accounts receivable, inventory, other business assets, marketable securities and time deposits. While collateral provides assurance as a secondary source of repayment, the Company ordinarily requires the primary source of repayment to be based on the borrower’s ability to generate continuing cash flows on all loans not related to construction.
	Risk characteristics of the Company’s portfolio classes include the following:
	Commercial Real Estate Loans – In underwriting commercial real estate loans, the Company evaluates both the prospective borrower’s ability to make timely payments on the loan and the value of the property securing the loans. Repayment of such loans may be negatively impacted should the borrower default or should there be a substantial decline in the value of the property securing the loan or a decline in the general economic conditions. Where the owner occupies the property, the Company also evaluates the business’s ability to repay the loan on a timely basis. In addition, the Company may require personal guarantees, lease assignments and/or the guarantee of the operating company when the property is owner occupied.
	Commercial and Industrial Loans – The Company’s commercial and industrial loan portfolio consists primarily of commercial business loans and lines of credit to businesses and professionals. These loans are usually made to finance the purchase of inventory or new or used equipment and for other short or long-term working capital purposes. These loans are generally secured by business assets, but are also occasionally offered on an unsecured basis. In granting this type of loan, the Company primarily looks to the borrower’s cash flow as the source of repayment with collateral and personal guarantees as a secondary source. Payments on such loans are often dependent upon the successful operation of the underlying business involved. Repayment of such loans may therefore be negatively impacted by adverse changes in economic conditions, management’s inability to effectively manage the business, claims of others against the borrower’s assets which may take priority over the Company’s claims against assets, death or disability of the borrower or loss of market for the borrower’s products or services.
	Residential Real Estate Loans – Home equity loans secured by residential real estate properties are offered by the Company. The company no longer offers residential loans, having exited this business in 2013. Repayment of residential real estate loans may be negatively impacted should the borrower have financial difficulties, should there be a significant decline in the value of the property securing the loan or should there be decline in general economic conditions.
	Construction Loans – Construction loans are short-term loans (generally up to 18 months) secured by land for either residential or commercial development. The loans are generally made for acquisition and improvements. Funds are disbursed as phases of construction are completed. Included in this category are loans to construct single family homes where no contract of sale exists, based upon the experience and the financial strength of the builder, the type and location of the property and other factors. Construction loans are generally personally guaranteed by the principal(s). Repayment of such loans may be negatively impacted by the builders’ inability to complete construction, by a downturn in the new construction market, by a significant increase in interest rates or by a decline in general economic condition.
	Other Loans – The Company also offers installments loans and reserve lines of credit to individuals. Repayments of such loans are often dependent on the personal income of the borrower which may be negatively impacted by adverse changes in economic conditions. The Company does not place an emphasis on originating these types of loans.
	The Company does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burdened ratios.
	The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended June 30, 2014. The following table also details the amount of loans receivable, net, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Three months ended June 30, 2014	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,371		$	1,320		$	260		$	34		$	704		$	539		$	252		$	5,480
	Charge-offs		(2	)		-			(260	)		-			(18	)		(5	)					(285	)
	Recoveries		4			15			-			-			-			-			-			19
	Provision		105			(210	)		-			115			(56	)		160			(114	)		-
	Ending Balance	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Ending balance: individually evaluated for impairment	$	1,750		$	307		$	-		$	-		$	-		$	5		$	-		$	2,062
	Ending balance: collectively evaluated for impairment		728			818			-			149			630			689			138			3,152
	Total Allowance for Loan Losses	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Total Loans ending balance	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	-		$	407,345
	Ending balance: individually evaluated for impairment	$	7,291		$	11,610		$	-		$	-		$	5,115		$	588		$	-		$	24,604
	Ending balance: collectively evaluated for impairment	$	30,558		$	208,152		$	-		$	14,436		$	84,402		$	45,193		$	-		$	382,741
	The following table sets forth activity in our allowance for loan losses, by loan type, for the six months ended June 30, 2014. The following table also details the amount of loans receivable, net, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Six months ended June 30, 2014	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,285		$	1,585		$	260		$	25		$	795		$	534		$	197		$	5,681
	Charge-offs		(11	)		-			(260	)		-			(195	)		(36	)		-			(502	)
	Recoveries		4			30			-			-			-			1			-			35
	Provision		200			(490	)		-			124			30			195			(59	)		-
	Ending Balance	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Ending balance: individually evaluated for impairment	$	1,750		$	307		$	-		$	-		$	-		$	5		$	-		$	2,062
Ending balance: collectively evaluated for impairment		728			818			-			149			630			689			138			3,152
Total Allowance for Loan Losses	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
Total Loans ending balance	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	-		$	407,345
Ending balance: individually evaluated for impairment	$	7,291		$	11,610		$	-		$	-		$	5,115		$	588		$	-		$	24,604
Ending balance: collectively evaluated for impairment	$	30,558		$	208,152		$	-		$	14,436		$	84,402		$	45,193		$	-		$	382,741
The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended June 39, 2013. The following table also details the amount of loans receivable, net, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
(in thousands)
Three months ended June 30, 2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Beginning Balance	$	1,847		$	2,492		$	307		$	31		$	746		$	118		$	176		$	5,717
Charge-offs		-			(275	)		(23	)		-			(95	)		(19	)					(412	)
Recoveries		1			15			-			-			1			-			-			17
Provision		(126	)		(279	)		(48	)		(7	)		282			145			33			-
Ending Balance	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
Ending balance: individually
evaluated for impairment	$	1,251		$	539		$	236		$	-		$	158		$	2		$	-		$	2,186
Ending balance: collectively
evaluated for impairment		471			1,414			-			24			776			242			209			3,136
Total Allowance for Loan Losses	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
Total Loans ending balance	$	36,278		$	236,224		$	3,471		$	9,904		$	117,416		$	49,090		$	-		$	452,383
Ending balance: individually evaluated for impairment	$	6,349		$	15,615		$	3,471		$	1,228		$	8,754		$	600		$	-		$	36,017
Ending balance: collectively evaluated for impairment	$	29,929		$	220,609		$	-		$	8,676		$	108,662		$	48,490		$	-		$	416,366
The following table sets forth activity in our allowance for loan losses, by loan type, for the six months ended June 30, 2013. The following table also details the amount of loans receivable, net, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
(in thousands)
Six months ended June 30, 2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
Allowance for loan losses:
Beginning Balance	$	942		$	3,509		$	311		$	19		$	897		$	217		$	121		$	6,016
Charge-offs		-			(290	)		(23	)		-			(385	)		(19	)		-			(717	)
Recoveries		2			30			20			-			1			-			-			53
Provision		778			(1,296	)		(72	)		5			421			46			88			(30	)
Ending Balance	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
Ending balance: individually
evaluated for impairment	$	1,251		$	539		$	236		$	-		$	158		$	2		$	-		$	2,186
Ending balance: collectively
evaluated for impairment		471			1,414			-			24			776			242			209			3,136
Total Allowance for Loan Losses	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
Total Loans ending balance	$	36,278		$	236,224		$	3,471		$	9,904		$	117,416		$	49,090		$	-		$	452,383
Ending balance: individually evaluated for impairment	$	6,349		$	15,615		$	3,471		$	1,228		$	8,754		$	600		$	-		$	36,017
Ending balance: collectively evaluated for impairment	$	29,929		$	220,609		$	-		$	8,676		$	108,662		$	48,490		$	-		$	416,366
The following table details for the year ended December 31, 2013 the amount of loans receivable, net, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
(in thousands)
2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
Total Loans ending balance	$	35,061		$	223,165		$	260		$	11,303		$	106,198		$	47,071		$	-		$	423,058
Ending balance:
individually evaluated for
impairment		6,152			7,767			260			1,197			6,024			593			-			21,993
Ending balance:
collectively evaluated for
impairment	$	28,909		$	215,398		$	-		$	10,106		$	100,174		$	46,478		$	-		$	401,065
The Company monitors the credit quality of its loans receivable on an ongoing manner. Credit quality is monitored by reviewing certain credit quality indicators. Management has determined that internally assigned risk ratings and loan-to-value ratios (LTVs), at period end, are the key credit quality indicators that best help management monitor the credit quality of the Company’s loans receivable. Loan-to-value ratios used by management in monitoring credit quality are based on current period loan balances and original values at time of origination (unless a current appraisal has been obtained as a result of the loan being deemed impaired or the loan is a maturing construction loan).
Appraisals on properties securing non-performing loans and Other Real Estate Owned (“OREO”) are updated annually. We update our impairment analysis monthly based on the most recent appraisal as well as other factors (such as senior lien positions, i.e. property taxes).
The majority of the Company’s impaired loans have been resolved through courses of action other than through foreclosure. These include normal loan payoffs, the traditional workout process, triggering personal guarantee obligations, and troubled debt restructurings. However, as loan workout efforts progress to a point where the bank’s liquidation of real estate collateral is the likely outcome, the impairment analysis is updated to reflect actual recent experience with bank sales of OREO properties.
Included in the allowance for loan losses are disposition discount adjustments made to real estate appraisals on collateral dependent impaired loans anticipated to become OREO in the coming quarter. The appraisal adjustments percentage is reviewed quarterly and modified based on an analysis of actual variances between appraised values as of the date prior loans were transferred into OREO and the actual average sales prices of these loans. The difference is the disposition discount.
The Company has a risk rating system as part of the risk assessment of its loan portfolio. The Company’s lending officers are required to assign an Obligor and a Facility risk rating to each loan in their portfolio at origination, which is ratified or modified by the Committee to which the loan is submitted for approval. When the lender learns of important financial developments, the risk rating is reviewed accordingly, and adjusted if necessary. Similarly, the Loan Committee can adjust a risk rating.
In addition, the Company engages a third party independent loan reviewer that performs quarterly reviews of a sample of loans, validating the Bank’s risk ratings assigned to such loans. The risk ratings play an important role in the establishment of the loan loss provision and to confirm the adequacy of the allowance for loan losses. Any upgrades to classified loans must be approved by the Board Loan Committee.
When assigning a risk rating to a loan, management utilizes the Bank’s internal ten-point risk rating system. An asset is considered “special mention” when it has a potential weakness based on objective evidence, but does not currently expose the Company to sufficient risk to warrant classification as in one of the following categories: An asset is considered “substandard” if it is not adequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard assets have well defined weaknesses based on objective evidence, and are characterized by the “distinct possibility” that the Company will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”
Charge–off generally commences after the loan is classified “doubtful” to reduce the loan to its recoverable balance. If the account is classified as “loss”, the full balance is charged off regardless of the potential recovery from the sale of the collateral. This amount is recognized as a recovery once the collateral is sold.
In accordance with FFIEC (“Federal Financial Institutions Examination Council”) published policies establishing uniform criteria for the classification of retail credit based on delinquency status, “Open-end” credits are charged-off when 180 days delinquent and “Closed-end” credits are charged-off when 120 days delinquent. In lieu of charging off the entire loan balance, loans with collateral may be written down to the value of the collateral less the cost to sell.
The following table details the credit risk exposure of loans receivable, by loan type and credit quality indicator at June 30, 2014:
CREDIT RISK PROFILE BY CREDIT WORTHINESS CATEGORY
(in thousands)	Commercial						Commercial						Construction						Construction to						Residential				Consumer
							Real Estate												Permanent						Real Estate
LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
Internal Risk Rating
Pass	$	26,290		$	3,944		$	199,352		$	6,471		$	-		$	-		$	12,674		$	1,762		$	67,516	$	19,970	$	43,547	$	1,543	$	659	$	383,728
Special Mention		150			-			3,926			3,096			-			-			-			-			-		-		-		-		-		7,172
Substandard		7,465			-			3,634			3,283			-			-			-			-			1,549		482		32		-		-		16,445
	$	33,905		$	3,944		$	206,912		$	12,850		$	-		$	-		$	12,674		$	1,762		$	69,065	$	20,452	$	43,579	$	1,543	$	659	$	407,345
CREDIT RISK PROFILE
(in thousands)		Commercial			Commercial Real Estate			Construction			Construction to Permanent		Residential			Consumer			Totals
													Real Estate
Performing	$	30,558		$	215,205		$	-		$	14,436		$	87,486		$	45,749		$	393,434
Non Performing		7,291			4,557			-			-			2,031			32			13,911
Total	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	407,345
The following table details the credit risk exposure of loans receivable, by loan type and credit quality indicator at December 31, 2013:
CREDIT RISK PROFILE BY CREDIT WORTHINESS CATEGORY
(in thousands)
	Commercial						Commercial Real Estate						Construction							Construction to Permanent					Residential Real Estate				Consumer
LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
Internal Risk Rating
Pass	$	23,493		$	3,898		$	199,118		$	7,951		$	-		$	-		$	10,106		$	-		$	82,704	$	20,592	$	42,542	$	3,839	$	650	$	394,893
Special Mention		167			-			6,573			2,502			-			-			-			-			-		-		-		-		-		9,242
Substandard		7,503			-			3,690			3,331			60			200			1,197			-			1,976		926		9		31		-		18,923
	$	31,163		$	3,898		$	209,381		$	13,784		$	60		$	200		$	11,303		$	-		$	84,680	$	21,518	$	42,551	$	3,870	$	650	$	423,058
CREDIT RISK PROFILE
(in thousands)		Commercial			Commercial Real Estate			Construction			Construction to Permanent		Residential			Consumer			Totals
													Real Estate
Performing	$	28,909		$	221,401		$	-		$	10,106		$	103,296		$	47,038		$	410,750
Non Performing		6,152			1,764			260			1,197			2,902			33			12,308
Total	$	35,061		$	223,165		$	260		$	11,303		$	106,198		$	47,071		$	423,058
The following table sets forth the detail, and delinquency status, of non-accrual loans and past due loans at June 30, 2014:
	Non-Accrual and Past Due Loans
(in thousands)	Non-Accrual Loans
2014	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days			Total Past Due			Current			>90 Days Past Due and Accruing			Total Non-Accrual and Past Due Loans
Commercial
Substandard	$	1,300		$	3		$	5		$	1,308		$	5,983		$	-		$	7,291
Total Commercial	$	1,300		$	3		$	5		$	1,308		$	5,983		$	-		$	7,291
Commercial Real Estate
Substandard	$	-		$	-		$	313		$	313		$	4,244		$	-		$	4,557
Total Commercial Real Estate	$	-		$	-		$	313		$	313		$	4,244		$	-		$	4,557
Residential Real Estate
Substandard	$	-		$	-		$	2,031		$	2,031		$	-		$	-		$	2,031
Total Residential Real Estate	$	-		$	-		$	2,031		$	2,031		$	-		$	-		$	2,031
Consumer
Substandard	$	-		$	-		$	5		$	5		$	27		$	-		$	32
Total Consumer	$	-		$	-		$	5		$	5		$	27		$	-		$	32
Total	$	1,300		$	3		$	2,354		$	3,657		$	10,254		$	-		$	13,911
Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The recorded balance of these non-accrual loans was $13.9 million and $12.3 million at June 30, 2014, and December 31, 2013 respectively. Generally, loans are placed on non-accruing status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have six months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accruing status.
At June 30, 2014, $10.3 million or 74% of the non-accruing loan balance of $13.9 million was current.
There were no loans past due ninety days or more, and still accruing interest at June 30, 2014. There were two such loans at December 31, 2013, totaling $866,000. One loan had a balance of $841,000 and was current and a second loan for $25,000 was current within 60 days as to interest payments.  Both were past the loan’s maturity date and in the process of being renewed at December 31, 2013.
The following table sets forth the detail, and delinquency status, of non-accrual loans and past due loans at December 31, 2013:
	Non-Accrual and Past Due Loans
(in thousands)	Non-Accrual Loans
2013	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days			Total Past Due			Current			>90 Days Past Due and Accruing			Total Non-Accrual and Past Due Loans
Commercial
Pass	$	-		$	-		$	-		$	-		$	-		$	25		$	25
Substandard	$	-		$	-		$	2		$	2		$	6,150		$	-		$	6,152
Total Commercial	$	-		$	-		$	2		$	2		$	6,150		$	25		$	6,177
Commercial Real Estate
Substandard	$	-		$	-		$	1,764		$	1,764		$	-		$	841		$	2,605
Total Commercial Real Estate	$	-		$	-		$	1,764		$	1,764		$	-		$	841		$	2,605
Construction
Substandard	$	-		$	-		$	260		$	260		$	-		$	-		$	260
Total Construction	$	-		$	-		$	260		$	260		$	-		$	-		$	260
Construction to Permanent
Substandard	$	-		$	-		$	-		$	-		$	1,197		$	-		$	1,197
Total Construction to Permanent	$	-		$	-		$	-		$	-		$	1,197		$	-		$	1,197
Residential Real Estate
Substandard	$	-		$	-		$	2,523		$	2,523		$	379		$	-		$	2,902
Total Residential Real Estate	$	-		$	-		$	2,523		$	2,523		$	379		$	-		$	2,902
Consumer
Substandard	$	-		$	-		$	2		$	2		$	31		$	-		$	33
Total Consumer	$	-		$	-		$	2		$	2		$	31		$	-		$	33
Total	$	-		$	-		$	4,551		$	4,551		$	7,757		$	866		$	13,174
The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at June 30, 2014.
(in thousands)	Performing (Accruing) Loans
2014	31-60 Days Past Due			61-90 Days Past Due			Total Past Due			Current			Total Performing Loans			Total Non-Accrual and Past Due Loans			Total Loans
Commercial
Pass	$	1,002		$	-		$	1,002		$	29,231		$	30,233		$	-		$	30,233
Special Mention		-			15			15			135			150			-			150
Substandard		-			25			25			150			175			7,291			7,466
Total Commercial	$	1,002		$	40		$	1,042		$	29,516		$	30,558		$	7,291		$	37,849
Commercial Real Estate
Pass	$	-		$	-		$	-		$	205,823		$	205,823		$	-		$	205,823
Special Mention		1,816			-			1,816			5,206			7,022			-			7,022
Substandard		-			-			-			2,360			2,360			4,557			6,917
Total Commercial Real Estate	$	1,816		$	-		$	1,816		$	213,389		$	215,205		$	4,557		$	219,762
Construction to Permanent
Pass	$	-		$	-		$	-		$	14,436		$	14,436		$	-		$	14,436
Total Construction to Permanent	$	-		$	-		$	-		$	14,436		$	14,436		$	-		$	14,436
Residential Real Estate
Pass	$	155		$	-		$	155		$	87,331		$	87,486		$	-		$	87,486
Substandard		-			-			-			-			-			2,031			2,031
Total Residential Real Estate	$	155		$	-		$	155		$	87,331		$	87,486		$	2,031		$	89,517
Consumer
Pass	$	11		$	100		$	111		$	45,638		$	45,749		$	-		$	45,749
Substandard		-			-			-			-			-			32			32
Total Consumer	$	11		$	100		$	111		$	45,638		$	45,749		$	32		$	45,781
Total
Pass	$	1,168		$	100		$	1,268		$	382,459		$	383,727		$	-		$	383,727
Special Mention		1,816			15			1,831			5,341			7,172			-			7,172
Substandard		-			25			25			2,510			2,535			13,911			16,446
Grand Total	$	2,984		$	140		$	3,124		$	390,310		$	393,434		$	13,911		$	407,345
The following table sets forth the detail and delinquency status of loans receivable by performing and non-performing loans at December 31, 2013.
(in thousands)	Performing (Accruing) Loans
2013	31-60 Days Past Due			61-89 Days Past Due			Total Past Due			Current			Total Loan Balances			Total Non-Accrual and Past Due Loans			Total Loans Receivable
Commercial
Pass	$	725		$	-		$	725		$	26,641		$	27,366		$	25		$	27,391
Special Mention		-			-			-			167			167			-			167
Substandard		-			-			-			1,351			1,351			6,152			7,503
Total Commercial	$	725		$	-		$	725		$	28,159		$	28,884		$	6,177		$	35,061
Commercial Real Estate
Pass	$	1,858		$	266		$	2,124		$	204,944		$	207,068		$	-		$	207,068
Special Mention		-			-			-			9,075			9,075			-			9,075
Substandard		-			-			-			4,417			4,417			2,605			7,022
Total Commercial Real Estate	$	1,858		$	266		$	2,124		$	218,436		$	220,560		$	2,605		$	223,165
Construction
Substandard		-			-			-			-			-			260			260
Total Construction	$	-		$	-		$	-		$	-		$	-		$	260		$	260
Construction to Permanent
Pass	$	-		$	-		$	-		$	10,106		$	10,106		$	-		$	10,106
Substandard		-			-			-			-			-			1,197			1,197
Total Construction to Permanent	$	-		$	-		$	-		$	10,106		$	10,106		$	1,197		$	11,303
Residential Real Estate
Pass	$	32		$	-		$	32		$	103,264		$	103,296		$	-		$	103,296
Substandard		-			-			-			-			-			2,902			2,902
Total Residential Real Estate	$	32		$	-		$	32		$	103,264		$	103,296		$	2,902		$	106,198
Consumer
Pass	$	350		$	560		$	910		$	46,121		$	47,031		$	-		$	47,031
Substandard		7			-			7			-			7			33			40
Total Consumer	$	357		$	560		$	917		$	46,121		$	47,038		$	33		$	47,071
Total
Pass	$	2,965		$	826		$	3,791		$	391,076		$	394,867		$	25		$	394,892
Special Mention		-			-			-			9,242			9,242			-			9,242
Substandard		7			-			7			5,768			5,775			13,149			18,924
Grand Total	$	2,972		$	826		$	3,798		$	406,086		$	409,884		$	13,174		$	423,058
The following table summarizes impaired loans as of June 30, 2014:
(in thousands)	Recorded			Unpaid Principal			Related
	Investment			Balance			Allowance
With no related allowance recorded:
Commercial	$	1,308		$	1,374		$	-
Commercial Real Estate		8,640			9,467			-
Construction		-			510			-
Construction to Permanent		-			-			-
Residential		4,746			7,316			-
Consumer		583			662			-
Total:	$	15,277		$	19,329		$	-
With an allowance recorded:
Commercial	$	5,983		$	5,983		$	1,750
Commercial Real Estate		2,970			3,013			307
Construction		-			-			-
Construction to Permanent		-			-			-
Residential		369			397			-
Consumer		5			5			5
Total:	$	9,327		$	9,398		$	2,062
Commercial	$	7,291		$	7,357		$	1,750
Commercial Real Estate		11,610			12,480			307
Construction		-			510			-
Construction to Permanent		-			-			-
Residential		5,115			7,713			-
Consumer		588			667			5
Total:	$	24,604		$	28,727		$	2,062
Impaired loans consist of non-accrual loans, TDRs and loans that were previously classified as TDRs that have been upgraded from non-accrual.
The following table summarizes impaired loans as of December 31, 2013:
(in thousands)	Recorded			Unpaid Principal			Related
	Investment			Balance			Allowance
With no related allowance recorded:
Commercial	$	2		$	151		$	-
Commercial Real Estate		7,597			8,316			-
Construction		-			-			-
Construction to Permanent		1,197			1,425			-
Residential		5,098			7,632			-
Consumer		591			670			-
Total:	$	14,485		$	18,194		$	-
With an allowance recorded:
Commercial	$	6,150		$	6,150		$	1,500
Commercial Real Estate		170			215			31
Construction		260			487			260
Construction to Permanent		-			-			-
Residential		926			1,066			98
Consumer		2			2			2
Total:	$	7,508		$	7,920		$	1,891
Commercial	$	6,152		$	6,301		$	1,500
Commercial Real Estate		7,767			8,531			31
Construction		260			487			260
Construction to Permanent		1,197			1,425			-
Residential		6,024			8,698			98
Consumer		593			672			2
Total:	$	21,993		$	26,114		$	1,891
The recorded investment of impaired loans at June 30, 2014 and December 31, 2013 was $24.6 million and $22.0 million, with related allowances of $2.1 million and $1.9 million, respectively.
Included in the tables above at June 30, 2014 and December 31, 2013 are loans with carrying balances of $15.2 million and $14.5 million that required no specific reserves in our allowance for loan losses. Loans that did not require specific reserves have sufficient collateral values, less costs to sell, supporting the carrying balances of the loans. In some cases, there may be no specific reserves because the Company already charged-off the specific impairment. Once a borrower is in default, the Company is under no obligation to advance additional funds on unused commitments.
On a case-by-case basis, the Company may agree to modify the contractual terms of a borrower’s loan to remain competitive and assist customers who may be experiencing financial difficulty, as well as to preserve the Company’s position in the loan. If the borrower is experiencing financial difficulties and a concession has been made, the loan is classified as a troubled debt restructured loan.
The following table presents the total troubled debt restructured loans as of June 30, 2014:
	Accrual						Non-accrual						Total
(Dollars in thousands)	# of						# of						# of
	Loans			Amount			Loans			Amount			Loans			Amount
Commercial Real Estate		2		$	2,109			1		$	1,274			3		$	3,383
Total Troubled Debt Restructurings		2		$	2,109			1		$	1,274			3		$	3,383
The following table presents the total troubled debt restructured loans as of December 31, 2013:
	Accrual						Non-accrual						Total
(Dollars in thousands)	# of						# of						# of
	Loans			Amount			Loans			Amount			Loans			Amount
Commercial Real Estate		1		$	991			-		$	-			1		$	991
Construction to Permanent		-			-			1			1,197			1			1,197
Total Troubled Debt Restructurings		1		$	991			1		$	1,197			2		$	2,188
No loans were modified in a troubled debt restructuring during the three months ended June 30, 2014. The following table summarizes loans that were modified in a troubled debt restructuring during the six months ended June 30, 2014.
	Six months ended June 30, 2014
				Pre-Modification						Post-Modification
	Number of			Outstanding Recorded			Number of			Outstanding Recorded
(Dollars in thousands)	Relationships			Investment			Relationships			Investment
Commercial Real Estate		2		$	2,439			2		$	2,430
Total Troubled Debt Restructurings		2		$	2,439			2		$	2,430
Substantially all of our troubled debt restructured loan modifications involve lowering the monthly payments on such loans through either a reduction in interest rate, an extension of the term of the loan, or a combination of these two methods. These modifications rarely result in the forgiveness of principal or accrued interest. In addition, we frequently obtain additional collateral or guarantor support when modifying commercial loans. If the borrower had demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. All troubled debt restructurings are impaired loans, which are individually evaluated for impairment.

Note_4_Deposits

Note 4 - Deposits	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Deposit Liabilities Disclosures [Text Block]	'
	Note 4:          Deposits
	The following table is a summary of the Company’s deposits at:
		June 30,		December 31,
	(in thousands)	2014		2013
	Non-interest bearing	$	61,685	$	55,358
	Interest bearing
	NOW		30,133		28,618
	Savings		85,218		80,983
	Money market		26,873		29,310
	Time certificates, less than $100,000		117,513		129,548
	Time certificates, $100,000 or more		105,010		106,387
	Total interest bearing		364,747		374,846
	Total Deposits	$	426,432	$	430,204

Note_5_ShareBased_Compensation

Note 5 - Share-Based Compensation	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	Note 5:          Share-Based Compensation
	The Company maintains the Patriot National Bancorp, Inc. 2012 Stock Plan to provide an incentive to directors and employees of the Company by the grant of options, restricted stock awards or phantom stock units. The Plan provides for the issuance of up to 3,000,000 shares of the Company’s common stock subject to certain Plan limitations. As of June 30, 2014, 2,202,100 shares of stock remain available for issuance under the Plan. The vesting of restricted stock awards and options may be accelerated in accordance with terms of the plan. The Compensation Committee shall make terms and conditions applicable to the vesting of restricted stock awards and stock options. Restricted stock grants are available to directors and employees and generally vest in quarterly or annual installments over a three, four or five year period from the date of grant. The Compensation Committee accelerated the vesting of the initial grant of restricted stock in 2012, whereby the first year of the tranche vested immediately. The Company is expensing the grant date fair value of all share-based compensation over the requisite vesting periods on a straight-line basis.
	During the three months ended June 30, 2014 and June 30, 2013, the Company recorded $72,000 and $8,000 of total stock-based compensation, respectively. During the six months ended June 30, 2014 and June 30, 2013, the Company recorded $130,000 and $15,000 of total stock-based compensation, respectively. During the six months ended June 30, 2014, there were 385,652 awards granted under the 2012 Stock Plan.
	The following is a summary of the status of the Company’s restricted shares as of June 30, 2014, and changes therein during the period then ended.
		Number of			Weighted
		Shares			Average Grant
		Awarded			Date Fair Value
	Non-vested at December 31, 2013		281,835		$	1.26
	Granted		385,652			1.04
	Vested		(8,874	)		1.73
	Non-vested at June 30, 2014		658,613		$	1.12
	Expected future stock award expense related to the non-vested restricted awards as of June 30, 2014, is $627,000 over an average period of 2.75 years.
	The Company had no outstanding stock options at June 30, 2014.

Note_6_Income_Taxes

Note 6 - Income Taxes	6 Months Ended
	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	Note 6:     Income Taxes
	The determination of the amount of deferred income tax assets which are more likely than not to be realized is primarily dependent on projections of future earnings, which are subject to uncertainty and estimates that may change given economic conditions and other factors. A valuation allowance related to deferred tax assets is required when it is considered more likely than not that all or part of the benefit related to such assets will not be realized. The deferred tax position has been affected by several significant transactions in prior years. These transactions include provision for loan losses, the levels of non-accrual loans and other-than-temporary impairment write-offs of certain investments, as well as a loss on the bulk sale of loans in 2011. As a result, the Company was in a cumulative net loss position in 2011 and under the applicable accounting guidance, had concluded that it was not more-likely-than-not that the Company would be able to realize its deferred tax assets and, accordingly, had established a full valuation allowance totaling $14.4 million against the deferred tax asset balance remaining after the IRC 382 write-down (see below).
	As measured under the rules of the Tax Reform Act of 1986, the Company has undergone a greater than 50% change of ownership in 2010. Consequently, use of the Company's net operating loss carry forward and certain built in deductions available against future taxable income in any one year are limited. The maximum amount of carry forwards available in a given year is limited to the product of the Company's fair market value on the date of ownership change and the federal long-term tax-exempt rate, plus any limited carry forward not utilized in prior years.
	The Company analyzed the impact of its ownership change in 2010 and calculated the annual limitation under IRC 382 to be $284,000. Based on the analysis, the Company had determined that the pre-change net operating losses and net unrealized built-in deductions were approximately $36.2 million. Based on a 20 year carry forward period, the Company could utilize approximately $5.6 million of the pre-change net operating losses and built-in deductions. Therefore, the Company wrote-off approximately $10.4 million of deferred tax assets in 2011. Accordingly, the write-off of the deferred tax asset did not affect the consolidated financial statements as there was a full valuation allowance against the deferred tax asset.
	Management has reviewed the deferred tax position of the Company at June 30, 2014. The valuation allowance is analyzed quarterly for changes affecting the deferred tax asset.  At June 30, 2014, the Company reported taxable income for the third consecutive quarter and is anticipating earnings to be positive in the future.  Based on current accounting guidance the Company has not generated taxable income for a sufficient length of time in order to reverse the DTA valuation allowance at June 30, 2014 and, accordingly, had an allowance totaling $17.6 million. In the future, as the Company continues to generate taxable income on a more sustained basis, the need for a valuation allowance could change, resulting in the reversal of all or a portion of the deferred tax asset valuation allowance.

Note_7_Income_Loss_Per_Share

Note 7 - Income (Loss) Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	Note 7:          Income (loss) per share
	The Company is required to present basic income (loss) per share and diluted income (loss) per share in its consolidated statements of operations. Basic income (loss) per share amounts are computed by dividing net income (loss) by the weighted average number of common shares outstanding. Diluted income (loss) per share reflects additional common shares that would have been outstanding if potentially dilutive common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and would be determined using the treasury stock method. The Company is also required to provide a reconciliation of the numerator and denominator used in the computation of both basic and diluted income (loss) per share.
	Non-vested restricted stock awards did not have an impact on the diluted earnings per share. The Company had no outstanding stock options. The following is information about the computation of income (loss) per share for the three and six months ended June 30, 2014 and 2013:
	Three months ended June 30, 2014	Net Income			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	525,000		38,497,624	$	0.01
	Three months ended June 30, 2013	Net Loss			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(3,912,000	)	38,434,298	$	(0.10	)
	Six months ended June 30, 2014	Net Income			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	844,000		38,495,394	$	0.02
	Six months ended June 30, 2013	Net Loss			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(5,869,000	)	38,434,919	$	(0.15	)

Note_8_Other_Comprehensive_Inc

Note 8 - Other Comprehensive Income	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	Note 8:          Other Comprehensive Income
	Other comprehensive income, which is comprised solely of the change in unrealized gains and losses on available-for-sale securities, is as follows:
		Three Months Ended								Six Months Ended
		30-Jun-14								30-Jun-14
		Before Tax					Net of Tax			Before Tax					Net of Tax
	( in thousands)	Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding gains arising during the period	$	108		$	-	$	108		$	501		$	-	$	501
		Three Months Ended								Six Months Ended
		30-Jun-13								30-Jun-13
		Before Tax					Net of Tax			Before Tax					Net of Tax
		Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding (losses) arising during the period	$	(629	)	$	-	$	(629	)	$	(574	)	$	-	$	(574	)

Note_9_Financial_Instruments_w

Note 9 - Financial Instruments with Off-Balance Sheet Risk	6 Months Ended
	Jun. 30, 2014
Risks and Uncertainties [Abstract]	'
Concentration Risk Disclosure [Text Block]	'
	Note 9:          Financial Instruments with Off-Balance Sheet Risk
	In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
	The contractual amount of commitments to extend credit and standby letters of credit represent the total amount of potential accounting loss should: the contracts be fully drawn upon; the customers default; and the value of any existing collateral becomes worthless. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments and evaluates each customer’s creditworthiness on a case-by-case basis. Management believes that the Company controls the credit risk of these financial instruments through credit approvals, credit limits, monitoring procedures and the receipt of collateral as deemed necessary.
	Financial instruments whose contractual amounts represent credit risk at June 30, 2014 are as follows:
		(in thousands)
	Commitments to extend credit:
	Future loan commitments	$	12,577
	Home equity lines of credit		23,461
	Unused lines of credit		42,331
	Undisbursed construction loans		5,888
	Financial standby letters of credit		1,118
		$	85,375
	Standby letters of credit are written commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Guarantees that are not derivative contracts are recorded on the Company’s consolidated balance sheet at their fair value at inception.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to extend credit generally have fixed expiration dates, or other termination clauses, and may require payment of a fee by the borrower. Since these commitments could expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include residential and commercial property, deposits and securities. The bank has established a reserve of $12,000 as of June 30, 2014.

Note_10_Regulatory_and_Operati

Note 10 - Regulatory and Operational Matters	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	Note 10:     Regulatory and Operational Matters
	The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken, could have a direct material effect on the Company's financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of the Company's and the Bank's assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices.  The Company's and the Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). The Bank’s capital plan pursuant to the Agreement described below targets a minimum 9% Tier 1 leverage capital ratio.
	In February 2009 the Bank entered into a formal written agreement (the “Agreement”) with the Office of the Comptroller of the Currency. Under the terms of the Agreement, the Bank has appointed a Compliance Committee of outside directors and the Chief Executive Officer. The Committee must report quarterly to the Board of Directors and to the OCC on the Bank’s progress in complying with the Agreement. The Agreement requires the Bank to review, adopt and implement a number of policies and programs related to credit and operational issues. The Agreement further provides for limitations on the acceptance of certain brokered deposits and the extension of credit to borrowers whose loans are criticized. The Bank may pay dividends during the term of the Agreement only with prior written permission from the OCC. The Agreement also requires that the Bank develop and implement a three-year capital plan. The Bank has taken or put into process all of the steps required by the Agreement, and does not anticipate that the restrictions included within the Agreement will impair its current business plan.
	In June 2010 the Company entered into a formal written agreement (the “Reserve Bank Agreement”) with the Federal Reserve Bank of New York (the “Reserve Bank”). Under the terms of the Reserve Bank Agreement, the Board of Directors of the Company are required to take appropriate steps to fully utilize the Company’s financial and managerial resources to serve as a source of strength to the Bank including taking steps to insure that the Bank complies with the Agreement with the OCC. The Reserve Bank Agreement requires the Company to submit, adopt and implement a capital plan that is acceptable to the Reserve Bank. The Company must also report to the Reserve Bank quarterly on the Company’s progress in complying with the Reserve Bank Agreement. The Agreement further provides for certain restrictions on the payment or receipt of dividends, distributions of interest or principal on subordinate debentures or trust preferred securities and the Company’s ability to incur debt or to purchase or redeem its stock without the prior written approval of the Reserve Bank. The Company has taken or put into process all of the steps required by the Reserve Bank Agreement, and does not anticipate that the restrictions included within the Reserve Bank Agreement will impair its current business plan.
	The Company’s and the Bank’s actual capital amounts and ratios at June 30, 2014 and December 31, 2013 were:
		Actual					For Capital Adequacy Purposes					To Be Well
												Capitalized Under
												Prompt Corrective
												Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	30-Jun-14
	The Company:
	Total Capital (to Risk Weighted Assets)	$	57,020		14.21	%	$	32,098		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		52,002		12.96	%		16,049		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		52,002		9.61	%		21,636		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	57,081		14.24	%	$	32,069		8	%	$	48,103		12	%
	Tier 1 Capital (to Risk Weighted Assets)		52,068		12.99	%		16,034		4	%		42,090		10.5	%
	Tier 1 Capital (to Average Assets)		52,068		9.63	%		21,620		4	%		48,646		9	%
	31-Dec-13
	The Company:
	Total Capital (to Risk Weighted Assets)	$	56,060		13.95	%	$	32,153		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		51,027		12.7	%		16,076		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		51,027		9.33	%		21,888		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	55,758		13.86	%	$	32,187		8	%	$	48,280		12	%
	Tier 1 Capital (to Risk Weighted Assets)		50,730		12.61	%		16,093		4	%		42,245		10.5	%
	Tier 1 Capital (to Average Assets)		50,730		9.28	%		21,872		4	%		49,212		9	%
	Restrictions on dividends, loans and advances
	The Company’s ability to pay dividends is dependent on the Bank’s ability to pay dividends to the Company. Pursuant to the February 9, 2009 Agreement between the Bank and the OCC, the Bank can pay dividends to the Company only pursuant to a dividend policy requiring compliance with the Bank's OCC-approved capital program, in compliance with applicable law and with the prior written determination of no supervisory objection by the Assistant Deputy Comptroller. In addition to the Agreement, certain other restrictions exist regarding the ability of the Bank to transfer funds to the Company in the form of cash dividends, loans or advances.  The approval of the OCC is required to pay dividends in excess of the Bank’s earnings retained in the current year plus retained net earnings for the preceding two years.  As of June 30, 2014, the Bank had an accumulated deficit; therefore, dividends may not be paid to the Company. The Bank is also prohibited from paying dividends that would reduce its capital ratios below minimum regulatory requirements.
	The Company’s ability to pay dividends and incur debt is also restricted by the Reserve Bank Agreement. Under the terms of the Reserve Bank Agreement, the Company has agreed that it shall not declare or pay any dividends or incur, increase or guarantee any debt without the prior written approval of the Reserve Bank and the Director of the Division of Banking Supervision and Regulation (the “Director”) of the Board of Governors.
	Loans or advances to the Company from the Bank are limited to 10% of the Bank's capital stock and surplus on a secured basis.
	Recent Legislative Developments
	The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Act”) was signed into law on July 21, 2010. The Act is a significant piece of legislation that continues to have a major impact on the financial services industry, including the organization, financial condition and operations of banks and bank holding companies. Management continues to evaluate the impact of the Act; however, uncertainty remains as to its operational impact, which could have a material adverse impact on the Company’s business, results of operations and financial condition. Many of the provisions of the Act are aimed at financial institutions that are significantly larger than the Company and the Bank. Notwithstanding this, there are many other provisions that the Company and the Bank are subject to and will have to comply with, including any new rules applicable to the Company and the Bank promulgated by the Bureau of Consumer Financial Protection, a new regulatory body dedicated to consumer protection. As rules and regulations are promulgated by the agencies responsible for implementing and enforcing the Act, the Company and the Bank will have to address each to ensure compliance with applicable provisions of the Act and compliance costs are expected to increase.
	The Dodd-Frank Act broadens the base for Federal Deposit Insurance Corporation insurance assessments. Under rules issued by the FDIC in February 2011, the base for insurance assessments changed from domestic deposits to consolidated assets less tangible equity. Assessment rates are calculated using formulas that take into account the risks of the institution being assessed. The rule was effective beginning April 1, 2011. This did not have a material impact on the Company.
	On June 28, 2011, the Federal Reserve Board approved a final debit-card interchange rule. This primarily impacts larger banks and has not had a material impact on the Company.
	It is difficult to predict at this time what specific impact the Dodd-Frank Act and the yet to be written implementing rules and regulations will have on the Company. The financial reform legislation and any implementing rules that are ultimately issued could have adverse implications on the financial industry, the competitive environment, and our ability to conduct business. Management will have to apply resources to ensure compliance with all applicable provisions of the Dodd-Frank Act and any implementing rules, which may increase our costs of operations and adversely impact our earnings.

Note_11_Fair_Value_and_Interes

Note 11 - Fair Value and Interest Rate Risk	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	Note 11:      Fair Value and Interest Rate Risk
	The Company used fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. A description of the valuation methodologies used for assets and liabilities recorded at fair value, and for estimating fair value for financial and non-financial instruments not recorded at fair value, is set forth below.
	Cash and due from banks, federal funds sold, short-term investments and accrued interest receivable and payable: The carrying amount is a reasonable estimate of fair value. These financial instruments are not recorded at fair value on a recurring basis.
	Available-for-Sale Securities: These financial instruments are recorded at fair value in the financial statements. Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted prices are not available, then fair values are estimated by using pricing models (i.e., matrix pricing) or quoted prices of securities with similar characteristics and are classified within Level 2 of the valuation hierarchy. Examples of such instruments include U.S. government agency bonds and mortgage-backed securities, corporate bonds and money market preferred equity securities. The prices for these instruments are obtained through an independent pricing service or dealer market participants with whom the Company has historically transacted both purchases and sales of investment securities. Prices obtained from these sources include prices derived from market quotations and matrix pricings. The fair value measurements considered observable data may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Management reviews the data and assumptions used in pricing the securities by its third party provider to ensure the highest level of significant inputs are derived from market observable data. Level 3 securities are instruments for which significant unobservable input are utilized. Available-for-sale securities are recorded at fair value on a recurring basis.
	Other Investments:The Bank’s investment portfolio includes the Solomon Hess SBA Loan Fund totaling $4.5 million. This investment is utilized for the purposes of the Bank satisfying its CRA lending requirements. As this fund operates as a private fund, shares in the Fund are not publicly traded and therefore have no readily determinable market value. An investment in the Fund is reported in the financial statements at cost, as adjusted for income, losses, and cash distributions attributable to the investment.
	Loans: For variable rate loans, which reprice frequently and have no significant change in credit risk, carrying values are a reasonable estimate of fair values, adjusted for credit losses inherent in the portfolios. The fair value of fixed rate loans is estimated by discounting the future cash flows using the period end rates, estimated by using local market data, at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, adjusted for credit losses inherent in the portfolios. The Company does not record loans at fair value on a recurring basis. However, from time to time, nonrecurring fair value adjustments to collateral-dependent impaired loans are recorded to reflect partial write-downs based on the observable market price or current appraised value of collateral. Fair values estimated in this manner do not fully incorporate an exit-price approach to fair value, but instead are based on a comparison to current market rates for comparable loans.
	Other Real Estate Owned: The fair value of the Company’s OREO properties is based on the estimated current property valuations less estimated selling costs. When the fair value is based on current observable appraised values, OREO is classified within Level 2. The Company classifies the OREO within Level 3 when unobservable adjustments are made to appraised values. The Company does not record other real estate owned at fair value on a recurring basis.
	Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities, estimated using local market data, to a schedule of aggregated expected maturities on such deposits. The Company does not record deposits at fair value on a recurring basis.
	Short-term borrowings: The carrying amounts of borrowings under short-term repurchase agreements and other short-term borrowings maturing within 90 days approximate their fair values. The Company does not record short-term borrowings at fair value on a recurring basis.
	Junior Subordinated Debt: Junior subordinated debt reprices quarterly and as a result the carrying amount is considered a reasonable estimate of fair value. The Company does not record junior subordinated debt at fair value on a recurring basis.
	Federal Home Loan Bank Borrowings: The fair value of the advances is estimated using a discounted cash flow calculation that applies current Federal Home Loan Bank interest rates for advances of similar maturity to a schedule of maturities of such advances. The Company does not record these borrowings at fair value on a recurring basis.
	Other Borrowings: The fair values of longer term borrowings are estimated using a discounted cash flow calculation that applies current interest rates for transactions of similar maturity to a schedule of maturities of such transactions. The Company does not record these borrowings at fair value on a recurring basis.
	Off-balance sheet instruments: Fair values for the Company’s off-balance-sheet instruments (lending commitments) are based on interest rate changes and fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The Company does not record its off-balance-sheet instruments at fair value on a recurring basis.
	The following table details the financial assets measured at fair value on a recurring basis as of June 30, 2014 and December 31, 2013, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine fair value:
	(in thousands)
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	30-Jun-14		(Level 1)			(Level 2)			(Level 3)			30-Jun-14
	U.S. Government agency mortgage-backed securities		$	-		$	19,498		$	-		$	19,498
	U.S. Government agency bonds			-			7,344			-			7,344
	Corporate bonds			-			8,844			-			8,844
	Securities available for sale		$	-		$	35,686		$	-		$	35,686
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	31-Dec-13		(Level 1)			(Level 2)			(Level 3)			31-Dec-13
	U.S. Government agency mortgage-backed securities		$	-		$	21,752		$	-		$	21,752
	U.S. Government agency bonds			-			7,079			-			7,079
	Corporate bonds			-			8,870			-			8,870
							-			-
	Securities available for sale		$	-		$	37,701		$	-		$	37,701
	There were no transfers of assets between levels 1, 2 or 3 as of June 30, 2014 or December 31, 2013. Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).
	The following tables reflect financial assets measured at fair value on a non-recurring basis as of June 30, 2014 and December 31, 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value:
			Quoted Prices in			Significant			Significant
	(in thousands)		Active Markets			Observable			Unobservable
			for Identical Assets			Inputs			Inputs			Balance
			(Level 1)			(Level 2)			(Level 3)
	30-Jun-14
	Non-accrual loans		$	-		$	-		$	11,849		$	11,849
	31-Dec-13
	Non-accrual loans		$	-		$	-		$	11,283		$	11,283
	The Company discloses fair value information about financial instruments, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. Certain financial instruments are excluded from disclosure requirements and, accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
	The estimated fair value amounts have been measured as of June 30, 2014 and December 31, 2013 and have not been reevaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair value of these financial instruments subsequent to the respective reporting dates may be different than amounts reported on those dates.
	The information presented should not be interpreted as an estimate of the fair value of the Company since a fair value calculation is only required for a limited portion of the Company’s assets and liabilities. Due to the wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other bank holding companies may not be meaningful.
	The following is a summary of the carrying amounts and estimated fair values of the Company’s financial instruments not measured and not reported at fair value on the consolidated balance sheets at June 30, 2014 and December 31, 2013:
				30-Jun-14						31-Dec-13
	(in thousands)	Fair Value		Carrying			Estimated			Carrying			Estimated
		Hierarchy		Amount			Fair Value			Amount			Fair Value
	Financial Assets:
	Cash and noninterest bearing balances due from banks	Level 1		$	1,584		$	1,584		$	1,570		$	1,570
	Interest-bearing deposits due from banks	Level 1			58,345			58,345			33,295			33,295
	Other investments	Level 2			4,450			4,450			4,450			4,450
	Federal Reserve Bank stock	Level 1			1,517			1,517			1,444			1,444
	Federal Home Loan Bank stock	Level 1			4,143			4,143			4,143			4,143
	Loans receivable, net	Level 3			402,786			407,430			418,148			424,831
	Accrued interest receivable	Level 1			1,555			1,555			1,566			1,566
	Financial Liabilities:
	Demand deposits	Level 1		$	61,685		$	61,685		$	55,358		$	55,358
	Savings deposits	Level 1			85,218			85,218			80,983			80,983
	Money market deposits	Level 1			26,873			26,873			29,310			29,310
	NOW accounts	Level 1			30,133			30,133			28,618			28,618
	Time deposits	Level 2			222,523			223,029			235,935			236,602
FHLB Borrowings	Level 2			72,000			72,000			57,000			57,000
Subordinated debentures	Level 2			8,248			8,248			8,248			8,248
Accrued interest payable	Level 1			15			15			1,388			1,388
The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.
Off-balance sheet instruments
Loan commitments on which the committed interest rate is less than the current market rate were insignificant at June 30, 2014 and December 31, 2013. The estimated fair value of fee income on letters of credit at June 30, 2014 and December 31, 2013 was insignificant.

Note_12_Restructuring_Charges_

Note 12 - Restructuring Charges and Asset Disposals	6 Months Ended
	Jun. 30, 2014
Restructuring and Related Activities [Abstract]	'
Restructuring and Related Activities Disclosure [Text Block]	'
	Note 12:     Restructuring Charges and Asset Disposals
	The Company recorded no restructuring charges for the six months ended June 30, 2014, compared to $394,000 in the same period as last year. These costs are included in restructuring charges and asset disposals in the Consolidated Statements of Operations. The $394,000 of restructuring charges for the six months ended June 2013 consisted of a workforce reduction related charge of $515,000, partially offset by $121,000 reduction in existing restructuring reserves related to lease liability costs.
	On June 13, 2013, the Company executed a workforce reduction of the residential lending group and retail operations to further reduce operating expenses. There were nineteen employees in total affected by this announcement. Restructuring charges for this initiative resulted in $515,000 in severance expenses.
	On May 29, 2013, the Company purchased a branch location where the cost of the lease exceeded the cost to own. This branch was part of a restructuring initiative in 2011, resulting in a reduction of $121,000 in lease liability costs.
	Restructuring reserves at June 30, 2014 for the restructuring activities taken in connection with prior year initiatives were $29,000.

Note_13_Recent_Accounting_Pron

Note 13 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	Note 13:     Recent Accounting Pronouncements
	On May 28, 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers”, which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2013-02, “Comprehensive Income (Topic 220) – Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income,” requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. ASU No. 2013-12 is effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted this guidance on January 1, 2013 and it did not have a material impact on the consolidated financial statements.
	Accounting Standards Update (“ASU”) No. 2011-04, “Fair Value Measurements (Topic 820) – Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs,” was issued as a result of the effort to develop common fair value measurement and disclosure requirements in U.S. GAAP and International Financial Reporting Standards (“IFRS”). While ASU No. 2011-04 is largely consistent with existing fair value measurement principles in U.S. GAAP, it expands the existing disclosure requirements for fair value measurements and clarifies the existing guidance or wording changes to align with IFRS No. 13. Many of the requirements for the amendments in ASU No. 2011-04 do not result in a change in the application of the requirements in Topic 820. The Company adopted ASU No. 2011-04 on January 1, 2012 and it did not have a material impact on the consolidated financial statements.
	ASU No. 2011-05, “Comprehensive Income (Topic 220) – Presentation of Comprehensive Income,” requires an entity to present components of comprehensive income either in a single continuous statement of comprehensive income or in two separate consecutive statements. These amendments made the financial statement presentation of other comprehensive income more prominent by eliminating the alternative to present comprehensive income within the statement of equity. As originally issued, ASU No. 2011-05 required entities to present reclassification adjustments out of accumulated other comprehensive income by component in the statement in which net income is presented and the statement in which other comprehensive income is presented (for both interim and annual financial statements). This requirement was deferred by ASU No.2011-12, “Comprehensive Income (Topic 220) – Deferral of the Effective Date for Amendments to the Presentation of Reclassification of Items Out of Accumulated Other Comprehensive Income in Accounting Standards”. ASU No. 2011-05 is effective for all interim and annual periods beginning on or after December 15, 2011. The Company adopted this guidance in the first quarter of 2012 and elected to present comprehensive income in a separate consolidated statement of comprehensive income.
	ASU No. 2014-01 “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)” allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The Company is in the process of evaluating the impact of ASU 2014-01 on its financial statement and processes.
	In January 2014, the FASB issued ASU No. 2014-04, “ Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure, “to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The Company is in the process of evaluating the impact of ASU 2014-04 on its financial statements and processes.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
New Accounting Pronouncements, Policy [Policy Text Block]	'
	On May 28, 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers”, which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2013-02, “Comprehensive Income (Topic 220) – Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income,” requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. ASU No. 2013-12 is effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted this guidance on January 1, 2013 and it did not have a material impact on the consolidated financial statements.
	Accounting Standards Update (“ASU”) No. 2011-04, “Fair Value Measurements (Topic 820) – Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs,” was issued as a result of the effort to develop common fair value measurement and disclosure requirements in U.S. GAAP and International Financial Reporting Standards (“IFRS”). While ASU No. 2011-04 is largely consistent with existing fair value measurement principles in U.S. GAAP, it expands the existing disclosure requirements for fair value measurements and clarifies the existing guidance or wording changes to align with IFRS No. 13. Many of the requirements for the amendments in ASU No. 2011-04 do not result in a change in the application of the requirements in Topic 820. The Company adopted ASU No. 2011-04 on January 1, 2012 and it did not have a material impact on the consolidated financial statements.
	ASU No. 2011-05, “Comprehensive Income (Topic 220) – Presentation of Comprehensive Income,” requires an entity to present components of comprehensive income either in a single continuous statement of comprehensive income or in two separate consecutive statements. These amendments made the financial statement presentation of other comprehensive income more prominent by eliminating the alternative to present comprehensive income within the statement of equity. As originally issued, ASU No. 2011-05 required entities to present reclassification adjustments out of accumulated other comprehensive income by component in the statement in which net income is presented and the statement in which other comprehensive income is presented (for both interim and annual financial statements). This requirement was deferred by ASU No.2011-12, “Comprehensive Income (Topic 220) – Deferral of the Effective Date for Amendments to the Presentation of Reclassification of Items Out of Accumulated Other Comprehensive Income in Accounting Standards”. ASU No. 2011-05 is effective for all interim and annual periods beginning on or after December 15, 2011. The Company adopted this guidance in the first quarter of 2012 and elected to present comprehensive income in a separate consolidated statement of comprehensive income.
	ASU No. 2014-01 “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)” allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The Company is in the process of evaluating the impact of ASU 2014-01 on its financial statement and processes.
	In January 2014, the FASB issued ASU No. 2014-04, “ Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure, “to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The Company is in the process of evaluating the impact of ASU 2014-04 on its financial statements and processes.

Note_2_Investment_Securities_T

Note 2 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Investment In Available For Sale Securities Disclosure [Abstract]	'
Schedule of Amortized Cost Unrealized Gains Losses and Fair Value of Available for Sale Securities [Table Text Block]	'
				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	June 30, 2014:
	U. S. Government agency bonds	$	7,500	$	(156	)	$	7,344
	U. S. Government agency mortgage-backed securities		19,872		(374	)		19,498
	Corporate bonds		9,000		(156	)		8,844
		$	36,372	$	(686	)	$	35,686
	December 31, 2013:
	U. S. Government agency bonds	$	7,500	$	(421	)	$	7,079
	U. S. Government agency mortgage-backed securities		22,388		(636	)		21,752
	Corporate bonds		9,000		(130	)		8,870
		$	38,888	$	(1,187	)	$	37,701
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Less Than 12 Months						12 Months or More					Total
	(in thousands)	Fair		Unrealized				Fair		Unrealized			Fair		Unrealized
		Value		Loss				Value		Loss			Value		Loss
	June 30, 2014:
	U. S. Government agency bonds	$	-	$	-			$	7,344	$	(156	)	$	7,344	$	(156	)
	U. S. Government agency mortgage -backed securities		-		-				19,484		(374	)		19,484		(374	)
	Corporate bonds		-		-				8,844		(156	)		8,844		(156	)
	Totals	$	-	$	-			$	35,672	$	(686	)	$	35,672	$	(686	)
	December 31, 2013:
	U. S. Government agency bonds	$	7,079	$	(421	)		$	-	$	-		$	7,079	$	(421	)
	U. S. Government agency mortgage -backed securities		8,871		(291	)			12,856		(345	)		21,727		(636	)
	Corporate bonds		-		-				8,870		(130	)		8,870		(130	)
	Totals	$	15,950	$	(712	)		$	21,726	$	(475	)	$	37,676	$	(1,187	)
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	(in thousands)	Amortized Cost		Fair Value
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,844
	U.S. Government agency bonds < 5 years		2,500		2,491
	U.S. Government agency bonds 5 to 10 years		5,000		4,853
	U.S. Government agency mortgage-backed securities		19,872		19,498
	Total	$	36,372	$	35,686

Note_3_Loans_Receivable_and_Al1

Note 3 - Loans Receivable and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	(in thousands)	June 30,			December 31,
		2014			2013
	Real Estate
	Commercial	$	219,762		$	223,165
	Residential		89,517			106,198
	Construction		-			260
	Construction to permanent		14,436			11,303
	Commercial		37,849			35,061
	Consumer home equity		42,384			44,081
	Consumer installment		3,397			2,990
	Total Loans		407,345			423,058
	Premiums on purchased loans		160			200
	Net deferred costs		495			571
	Allowance for loan losses		(5,214	)		(5,681	)
	Loans receivable, net	$	402,786		$	418,148
Schedule of Changes in Allowance for Loan Losses [Table Text Block]	'
		Three months ended						Six months ended
		June 30,						June 30,
	(in thousands)	2014			2013			2014			2013
	Balance, beginning of period	$	5,480		$	5,717		$	5,681		$	6,016
	Provision for loan losses		-			-			-			(30	)
	Loans charged-off		(285	)		(412	)		(502	)		(717	)
	Recoveries of loans previously charged-off		19			17			35			53
	Balance, end of period	$	5,214		$	5,322		$	5,214		$	5,322
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	(in thousands)
	Three months ended June 30, 2014	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,371		$	1,320		$	260		$	34		$	704		$	539		$	252		$	5,480
	Charge-offs		(2	)		-			(260	)		-			(18	)		(5	)					(285	)
	Recoveries		4			15			-			-			-			-			-			19
	Provision		105			(210	)		-			115			(56	)		160			(114	)		-
	Ending Balance	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Ending balance: individually evaluated for impairment	$	1,750		$	307		$	-		$	-		$	-		$	5		$	-		$	2,062
	Ending balance: collectively evaluated for impairment		728			818			-			149			630			689			138			3,152
	Total Allowance for Loan Losses	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Total Loans ending balance	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	-		$	407,345
	Ending balance: individually evaluated for impairment	$	7,291		$	11,610		$	-		$	-		$	5,115		$	588		$	-		$	24,604
	Ending balance: collectively evaluated for impairment	$	30,558		$	208,152		$	-		$	14,436		$	84,402		$	45,193		$	-		$	382,741
	(in thousands)
	Six months ended June 30, 2014	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,285		$	1,585		$	260		$	25		$	795		$	534		$	197		$	5,681
	Charge-offs		(11	)		-			(260	)		-			(195	)		(36	)		-			(502	)
	Recoveries		4			30			-			-			-			1			-			35
	Provision		200			(490	)		-			124			30			195			(59	)		-
	Ending Balance	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Ending balance: individually evaluated for impairment	$	1,750		$	307		$	-		$	-		$	-		$	5		$	-		$	2,062
	Ending balance: collectively evaluated for impairment		728			818			-			149			630			689			138			3,152
	Total Allowance for Loan Losses	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Total Loans ending balance	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	-		$	407,345
	Ending balance: individually evaluated for impairment	$	7,291		$	11,610		$	-		$	-		$	5,115		$	588		$	-		$	24,604
	Ending balance: collectively evaluated for impairment	$	30,558		$	208,152		$	-		$	14,436		$	84,402		$	45,193		$	-		$	382,741
	Three months ended June 30, 2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	1,847		$	2,492		$	307		$	31		$	746		$	118		$	176		$	5,717
	Charge-offs		-			(275	)		(23	)		-			(95	)		(19	)					(412	)
	Recoveries		1			15			-			-			1			-			-			17
	Provision		(126	)		(279	)		(48	)		(7	)		282			145			33			-
	Ending Balance	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
	Ending balance: individually
	evaluated for impairment	$	1,251		$	539		$	236		$	-		$	158		$	2		$	-		$	2,186
	Ending balance: collectively
	evaluated for impairment		471			1,414			-			24			776			242			209			3,136
	Total Allowance for Loan Losses	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
	Total Loans ending balance	$	36,278		$	236,224		$	3,471		$	9,904		$	117,416		$	49,090		$	-		$	452,383
	Ending balance: individually evaluated for impairment	$	6,349		$	15,615		$	3,471		$	1,228		$	8,754		$	600		$	-		$	36,017
	Ending balance: collectively evaluated for impairment	$	29,929		$	220,609		$	-		$	8,676		$	108,662		$	48,490		$	-		$	416,366
	Six months ended June 30, 2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	942		$	3,509		$	311		$	19		$	897		$	217		$	121		$	6,016
	Charge-offs		-			(290	)		(23	)		-			(385	)		(19	)		-			(717	)
	Recoveries		2			30			20			-			1			-			-			53
	Provision		778			(1,296	)		(72	)		5			421			46			88			(30	)
	Ending Balance	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
	Ending balance: individually
	evaluated for impairment	$	1,251		$	539		$	236		$	-		$	158		$	2		$	-		$	2,186
	Ending balance: collectively
	evaluated for impairment		471			1,414			-			24			776			242			209			3,136
	Total Allowance for Loan Losses	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
	Total Loans ending balance	$	36,278		$	236,224		$	3,471		$	9,904		$	117,416		$	49,090		$	-		$	452,383
	Ending balance: individually evaluated for impairment	$	6,349		$	15,615		$	3,471		$	1,228		$	8,754		$	600		$	-		$	36,017
	Ending balance: collectively evaluated for impairment	$	29,929		$	220,609		$	-		$	8,676		$	108,662		$	48,490		$	-		$	416,366
	2013	Commercial			Commercial Real Estate			Construction			Construction to Permanent			Residential			Consumer			Unallocated			Total
	Total Loans ending balance	$	35,061		$	223,165		$	260		$	11,303		$	106,198		$	47,071		$	-		$	423,058
	Ending balance:
	individually evaluated for
	impairment		6,152			7,767			260			1,197			6,024			593			-			21,993
Ending balance:
collectively evaluated for
impairment	$	28,909		$	215,398		$	-		$	10,106		$	100,174		$	46,478		$	-		$	401,065
Ceded Credit Risk [Table Text Block]	'
	(in thousands)		Commercial			Commercial Real Estate			Construction			Construction to Permanent		Residential			Consumer			Totals
														Real Estate
	Performing	$	30,558		$	215,205		$	-		$	14,436		$	87,486		$	45,749		$	393,434
	Non Performing		7,291			4,557			-			-			2,031			32			13,911
	Total	$	37,849		$	219,762		$	-		$	14,436		$	89,517		$	45,781		$	407,345
	(in thousands)		Commercial			Commercial Real Estate			Construction			Construction to Permanent		Residential			Consumer			Totals
														Real Estate
	Performing	$	28,909		$	221,401		$	-		$	10,106		$	103,296		$	47,038		$	410,750
	Non Performing		6,152			1,764			260			1,197			2,902			33			12,308
	Total	$	35,061		$	223,165		$	260		$	11,303		$	106,198		$	47,071		$	423,058
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
		Non-Accrual and Past Due Loans
	(in thousands)	Non-Accrual Loans
	2014	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days			Total Past Due			Current			>90 Days Past Due and Accruing			Total Non-Accrual and Past Due Loans
	Commercial
	Substandard	$	1,300		$	3		$	5		$	1,308		$	5,983		$	-		$	7,291
	Total Commercial	$	1,300		$	3		$	5		$	1,308		$	5,983		$	-		$	7,291
	Commercial Real Estate
	Substandard	$	-		$	-		$	313		$	313		$	4,244		$	-		$	4,557
	Total Commercial Real Estate	$	-		$	-		$	313		$	313		$	4,244		$	-		$	4,557
	Residential Real Estate
	Substandard	$	-		$	-		$	2,031		$	2,031		$	-		$	-		$	2,031
	Total Residential Real Estate	$	-		$	-		$	2,031		$	2,031		$	-		$	-		$	2,031
	Consumer
	Substandard	$	-		$	-		$	5		$	5		$	27		$	-		$	32
	Total Consumer	$	-		$	-		$	5		$	5		$	27		$	-		$	32
	Total	$	1,300		$	3		$	2,354		$	3,657		$	10,254		$	-		$	13,911
		Non-Accrual and Past Due Loans
	(in thousands)	Non-Accrual Loans
	2013	31-60 Days Past Due			61-90 Days Past Due			Greater Than 90 Days			Total Past Due			Current			>90 Days Past Due and Accruing			Total Non-Accrual and Past Due Loans
	Commercial
	Pass	$	-		$	-		$	-		$	-		$	-		$	25		$	25
	Substandard	$	-		$	-		$	2		$	2		$	6,150		$	-		$	6,152
	Total Commercial	$	-		$	-		$	2		$	2		$	6,150		$	25		$	6,177
	Commercial Real Estate
	Substandard	$	-		$	-		$	1,764		$	1,764		$	-		$	841		$	2,605
	Total Commercial Real Estate	$	-		$	-		$	1,764		$	1,764		$	-		$	841		$	2,605
	Construction
	Substandard	$	-		$	-		$	260		$	260		$	-		$	-		$	260
	Total Construction	$	-		$	-		$	260		$	260		$	-		$	-		$	260
	Construction to Permanent
	Substandard	$	-		$	-		$	-		$	-		$	1,197		$	-		$	1,197
	Total Construction to Permanent	$	-		$	-		$	-		$	-		$	1,197		$	-		$	1,197
	Residential Real Estate
	Substandard	$	-		$	-		$	2,523		$	2,523		$	379		$	-		$	2,902
	Total Residential Real Estate	$	-		$	-		$	2,523		$	2,523		$	379		$	-		$	2,902
	Consumer
	Substandard	$	-		$	-		$	2		$	2		$	31		$	-		$	33
	Total Consumer	$	-		$	-		$	2		$	2		$	31		$	-		$	33
	Total	$	-		$	-		$	4,551		$	4,551		$	7,757		$	866		$	13,174
Schedule of Financing Receivables Performing and Non-Accrual Status [Table Text Block]	'
	(in thousands)	Performing (Accruing) Loans
	2014	31-60 Days Past Due			61-90 Days Past Due			Total Past Due			Current			Total Performing Loans			Total Non-Accrual and Past Due Loans			Total Loans
	Commercial
	Pass	$	1,002		$	-		$	1,002		$	29,231		$	30,233		$	-		$	30,233
	Special Mention		-			15			15			135			150			-			150
	Substandard		-			25			25			150			175			7,291			7,466
	Total Commercial	$	1,002		$	40		$	1,042		$	29,516		$	30,558		$	7,291		$	37,849
	Commercial Real Estate
	Pass	$	-		$	-		$	-		$	205,823		$	205,823		$	-		$	205,823
	Special Mention		1,816			-			1,816			5,206			7,022			-			7,022
	Substandard		-			-			-			2,360			2,360			4,557			6,917
	Total Commercial Real Estate	$	1,816		$	-		$	1,816		$	213,389		$	215,205		$	4,557		$	219,762
	Construction to Permanent
	Pass	$	-		$	-		$	-		$	14,436		$	14,436		$	-		$	14,436
	Total Construction to Permanent	$	-		$	-		$	-		$	14,436		$	14,436		$	-		$	14,436
	Residential Real Estate
	Pass	$	155		$	-		$	155		$	87,331		$	87,486		$	-		$	87,486
	Substandard		-			-			-			-			-			2,031			2,031
	Total Residential Real Estate	$	155		$	-		$	155		$	87,331		$	87,486		$	2,031		$	89,517
	Consumer
	Pass	$	11		$	100		$	111		$	45,638		$	45,749		$	-		$	45,749
	Substandard		-			-			-			-			-			32			32
	Total Consumer	$	11		$	100		$	111		$	45,638		$	45,749		$	32		$	45,781
	Total
	Pass	$	1,168		$	100		$	1,268		$	382,459		$	383,727		$	-		$	383,727
	Special Mention		1,816			15			1,831			5,341			7,172			-			7,172
	Substandard		-			25			25			2,510			2,535			13,911			16,446
	Grand Total	$	2,984		$	140		$	3,124		$	390,310		$	393,434		$	13,911		$	407,345
	(in thousands)	Performing (Accruing) Loans
	2013	31-60 Days Past Due			61-89 Days Past Due			Total Past Due			Current			Total Loan Balances			Total Non-Accrual and Past Due Loans			Total Loans Receivable
	Commercial
	Pass	$	725		$	-		$	725		$	26,641		$	27,366		$	25		$	27,391
	Special Mention		-			-			-			167			167			-			167
	Substandard		-			-			-			1,351			1,351			6,152			7,503
	Total Commercial	$	725		$	-		$	725		$	28,159		$	28,884		$	6,177		$	35,061
	Commercial Real Estate
	Pass	$	1,858		$	266		$	2,124		$	204,944		$	207,068		$	-		$	207,068
	Special Mention		-			-			-			9,075			9,075			-			9,075
	Substandard		-			-			-			4,417			4,417			2,605			7,022
	Total Commercial Real Estate	$	1,858		$	266		$	2,124		$	218,436		$	220,560		$	2,605		$	223,165
	Construction
	Substandard		-			-			-			-			-			260			260
	Total Construction	$	-		$	-		$	-		$	-		$	-		$	260		$	260
	Construction to Permanent
	Pass	$	-		$	-		$	-		$	10,106		$	10,106		$	-		$	10,106
	Substandard		-			-			-			-			-			1,197			1,197
	Total Construction to Permanent	$	-		$	-		$	-		$	10,106		$	10,106		$	1,197		$	11,303
	Residential Real Estate
	Pass	$	32		$	-		$	32		$	103,264		$	103,296		$	-		$	103,296
	Substandard		-			-			-			-			-			2,902			2,902
	Total Residential Real Estate	$	32		$	-		$	32		$	103,264		$	103,296		$	2,902		$	106,198
	Consumer
	Pass	$	350		$	560		$	910		$	46,121		$	47,031		$	-		$	47,031
	Substandard		7			-			7			-			7			33			40
	Total Consumer	$	357		$	560		$	917		$	46,121		$	47,038		$	33		$	47,071
	Total
	Pass	$	2,965		$	826		$	3,791		$	391,076		$	394,867		$	25		$	394,892
	Special Mention		-			-			-			9,242			9,242			-			9,242
	Substandard		7			-			7			5,768			5,775			13,149			18,924
	Grand Total	$	2,972		$	826		$	3,798		$	406,086		$	409,884		$	13,174		$	423,058
Impaired Financing Receivables [Table Text Block]	'
	(in thousands)	Recorded			Unpaid Principal			Related
		Investment			Balance			Allowance
	With no related allowance recorded:
	Commercial	$	1,308		$	1,374		$	-
	Commercial Real Estate		8,640			9,467			-
	Construction		-			510			-
	Construction to Permanent		-			-			-
	Residential		4,746			7,316			-
	Consumer		583			662			-
	Total:	$	15,277		$	19,329		$	-
	With an allowance recorded:
	Commercial	$	5,983		$	5,983		$	1,750
	Commercial Real Estate		2,970			3,013			307
	Construction		-			-			-
	Construction to Permanent		-			-			-
	Residential		369			397			-
	Consumer		5			5			5
	Total:	$	9,327		$	9,398		$	2,062
	Commercial	$	7,291		$	7,357		$	1,750
	Commercial Real Estate		11,610			12,480			307
	Construction		-			510			-
	Construction to Permanent		-			-			-
	Residential		5,115			7,713			-
	Consumer		588			667			5
	Total:	$	24,604		$	28,727		$	2,062
	(in thousands)	Recorded			Unpaid Principal			Related
		Investment			Balance			Allowance
	With no related allowance recorded:
	Commercial	$	2		$	151		$	-
	Commercial Real Estate		7,597			8,316			-
	Construction		-			-			-
	Construction to Permanent		1,197			1,425			-
	Residential		5,098			7,632			-
	Consumer		591			670			-
	Total:	$	14,485		$	18,194		$	-
	With an allowance recorded:
	Commercial	$	6,150		$	6,150		$	1,500
	Commercial Real Estate		170			215			31
	Construction		260			487			260
	Construction to Permanent		-			-			-
	Residential		926			1,066			98
	Consumer		2			2			2
	Total:	$	7,508		$	7,920		$	1,891
	Commercial	$	6,152		$	6,301		$	1,500
	Commercial Real Estate		7,767			8,531			31
	Construction		260			487			260
	Construction to Permanent		1,197			1,425			-
	Residential		6,024			8,698			98
	Consumer		593			672			2
	Total:	$	21,993		$	26,114		$	1,891
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		Accrual						Non-accrual						Total
	(Dollars in thousands)	# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
	Commercial Real Estate		2		$	2,109			1		$	1,274			3		$	3,383
	Total Troubled Debt Restructurings		2		$	2,109			1		$	1,274			3		$	3,383
		Accrual						Non-accrual						Total
	(Dollars in thousands)	# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
	Commercial Real Estate		1		$	991			-		$	-			1		$	991
	Construction to Permanent		-			-			1			1,197			1			1,197
	Total Troubled Debt Restructurings		1		$	991			1		$	1,197			2		$	2,188
Modified Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		Six months ended June 30, 2014
					Pre-Modification						Post-Modification
		Number of			Outstanding Recorded			Number of			Outstanding Recorded
	(Dollars in thousands)	Relationships			Investment			Relationships			Investment
	Commercial Real Estate		2		$	2,439			2		$	2,430
	Total Troubled Debt Restructurings		2		$	2,439			2		$	2,430
Credit Worthiness [Member]	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Tables) [Line Items]	'
Ceded Credit Risk [Table Text Block]	'
	(in thousands)	Commercial						Commercial						Construction						Construction to						Residential				Consumer
								Real Estate												Permanent						Real Estate
	LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
	Internal Risk Rating
	Pass	$	26,290		$	3,944		$	199,352		$	6,471		$	-		$	-		$	12,674		$	1,762		$	67,516	$	19,970	$	43,547	$	1,543	$	659	$	383,728
	Special Mention		150			-			3,926			3,096			-			-			-			-			-		-		-		-		-		7,172
	Substandard		7,465			-			3,634			3,283			-			-			-			-			1,549		482		32		-		-		16,445
		$	33,905		$	3,944		$	206,912		$	12,850		$	-		$	-		$	12,674		$	1,762		$	69,065	$	20,452	$	43,579	$	1,543	$	659	$	407,345
	(in thousands)
		Commercial						Commercial Real Estate						Construction							Construction to Permanent					Residential Real Estate				Consumer
	LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
	Internal Risk Rating
	Pass	$	23,493		$	3,898		$	199,118		$	7,951		$	-		$	-		$	10,106		$	-		$	82,704	$	20,592	$	42,542	$	3,839	$	650	$	394,893
	Special Mention		167			-			6,573			2,502			-			-			-			-			-		-		-		-		-		9,242
	Substandard		7,503			-			3,690			3,331			60			200			1,197			-			1,976		926		9		31		-		18,923
		$	31,163		$	3,898		$	209,381		$	13,784		$	60		$	200		$	11,303		$	-		$	84,680	$	21,518	$	42,551	$	3,870	$	650	$	423,058

Note_4_Deposits_Tables

Note 4 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Deposits [Table Text Block]	'
		June 30,		December 31,
	(in thousands)	2014		2013
	Non-interest bearing	$	61,685	$	55,358
	Interest bearing
	NOW		30,133		28,618
	Savings		85,218		80,983
	Money market		26,873		29,310
	Time certificates, less than $100,000		117,513		129,548
	Time certificates, $100,000 or more		105,010		106,387
	Total interest bearing		364,747		374,846
	Total Deposits	$	426,432	$	430,204

Note_5_ShareBased_Compensation1

Note 5 - Share-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	'
		Number of			Weighted
		Shares			Average Grant
		Awarded			Date Fair Value
	Non-vested at December 31, 2013		281,835		$	1.26
	Granted		385,652			1.04
	Vested		(8,874	)		1.73
	Non-vested at June 30, 2014		658,613		$	1.12

Note_7_Income_Loss_Per_Share_T

Note 7 - Income (Loss) Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	Three months ended June 30, 2014	Net Income			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	525,000		38,497,624	$	0.01
	Three months ended June 30, 2013	Net Loss			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(3,912,000	)	38,434,298	$	(0.10	)
	Six months ended June 30, 2014	Net Income			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	844,000		38,495,394	$	0.02
	Six months ended June 30, 2013	Net Loss			Weighted Average	Amount
					Common Shares
					O/S
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(5,869,000	)	38,434,919	$	(0.15	)

Note_8_Other_Comprehensive_Inc1

Note 8 - Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Other Comprehensive Income Change in Unrealized Gains and Losses on Available for Sale Securities [Table Text Block]	'
		Three Months Ended								Six Months Ended
		30-Jun-14								30-Jun-14
		Before Tax					Net of Tax			Before Tax					Net of Tax
	( in thousands)	Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding gains arising during the period	$	108		$	-	$	108		$	501		$	-	$	501
		Three Months Ended								Six Months Ended
		30-Jun-13								30-Jun-13
		Before Tax					Net of Tax			Before Tax					Net of Tax
		Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding (losses) arising during the period	$	(629	)	$	-	$	(629	)	$	(574	)	$	-	$	(574	)

Note_9_Financial_Instruments_w1

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Tables)	6 Months Ended
	Jun. 30, 2014
Risks and Uncertainties [Abstract]	'
Schedule of Commitment to Extended Credit [Table Text Block]	'
		(in thousands)
	Commitments to extend credit:
	Future loan commitments	$	12,577
	Home equity lines of credit		23,461
	Unused lines of credit		42,331
	Undisbursed construction loans		5,888
	Financial standby letters of credit		1,118
		$	85,375

Note_10_Regulatory_and_Operati1

Note 10 - Regulatory and Operational Matters (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
		Actual					For Capital Adequacy Purposes					To Be Well
												Capitalized Under
												Prompt Corrective
												Action Provisions
	(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	30-Jun-14
	The Company:
	Total Capital (to Risk Weighted Assets)	$	57,020		14.21	%	$	32,098		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		52,002		12.96	%		16,049		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		52,002		9.61	%		21,636		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	57,081		14.24	%	$	32,069		8	%	$	48,103		12	%
	Tier 1 Capital (to Risk Weighted Assets)		52,068		12.99	%		16,034		4	%		42,090		10.5	%
	Tier 1 Capital (to Average Assets)		52,068		9.63	%		21,620		4	%		48,646		9	%
	31-Dec-13
	The Company:
	Total Capital (to Risk Weighted Assets)	$	56,060		13.95	%	$	32,153		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		51,027		12.7	%		16,076		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		51,027		9.33	%		21,888		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	55,758		13.86	%	$	32,187		8	%	$	48,280		12	%
	Tier 1 Capital (to Risk Weighted Assets)		50,730		12.61	%		16,093		4	%		42,245		10.5	%
	Tier 1 Capital (to Average Assets)		50,730		9.28	%		21,872		4	%		49,212		9	%

Note_11_Fair_Value_and_Interes1

Note 11 - Fair Value and Interest Rate Risk (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(in thousands)
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	30-Jun-14		(Level 1)			(Level 2)			(Level 3)			30-Jun-14
	U.S. Government agency mortgage-backed securities		$	-		$	19,498		$	-		$	19,498
	U.S. Government agency bonds			-			7,344			-			7,344
	Corporate bonds			-			8,844			-			8,844
	Securities available for sale		$	-		$	35,686		$	-		$	35,686
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	31-Dec-13		(Level 1)			(Level 2)			(Level 3)			31-Dec-13
	U.S. Government agency mortgage-backed securities		$	-		$	21,752		$	-		$	21,752
	U.S. Government agency bonds			-			7,079			-			7,079
	Corporate bonds			-			8,870			-			8,870
							-			-
	Securities available for sale		$	-		$	37,701		$	-		$	37,701
Fair Value Assets Measured on Non-Recurring Basis [Table Text Block]	'
			Quoted Prices in			Significant			Significant
	(in thousands)		Active Markets			Observable			Unobservable
			for Identical Assets			Inputs			Inputs			Balance
			(Level 1)			(Level 2)			(Level 3)
	30-Jun-14
	Non-accrual loans		$	-		$	-		$	11,849		$	11,849
	31-Dec-13
	Non-accrual loans		$	-		$	-		$	11,283		$	11,283
Carrying Amounts and Estimated Fair Values of Financial Instruments [Table Text Block]	'
				30-Jun-14						31-Dec-13
	(in thousands)	Fair Value		Carrying			Estimated			Carrying			Estimated
		Hierarchy		Amount			Fair Value			Amount			Fair Value
	Financial Assets:
	Cash and noninterest bearing balances due from banks	Level 1		$	1,584		$	1,584		$	1,570		$	1,570
	Interest-bearing deposits due from banks	Level 1			58,345			58,345			33,295			33,295
	Other investments	Level 2			4,450			4,450			4,450			4,450
	Federal Reserve Bank stock	Level 1			1,517			1,517			1,444			1,444
	Federal Home Loan Bank stock	Level 1			4,143			4,143			4,143			4,143
	Loans receivable, net	Level 3			402,786			407,430			418,148			424,831
	Accrued interest receivable	Level 1			1,555			1,555			1,566			1,566
	Financial Liabilities:
	Demand deposits	Level 1		$	61,685		$	61,685		$	55,358		$	55,358
	Savings deposits	Level 1			85,218			85,218			80,983			80,983
	Money market deposits	Level 1			26,873			26,873			29,310			29,310
	NOW accounts	Level 1			30,133			30,133			28,618			28,618
	Time deposits	Level 2			222,523			223,029			235,935			236,602
	FHLB Borrowings	Level 2			72,000			72,000			57,000			57,000
	Subordinated debentures	Level 2			8,248			8,248			8,248			8,248
	Accrued interest payable	Level 1			15			15			1,388			1,388

Note_2_Investment_Securities_D

Note 2 - Investment Securities (Details)	Jun. 30, 2014	Dec. 31, 2013
Investment In Available For Sale Securities Disclosure [Abstract]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	11	11
Unrealized Holding Losses Depreciation Percentage from Amortized Cost	1.90%	3.20%

Note_2_Investment_Securities_D1

Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Gains and Losses and Approximate Fair Values of Available-for-Sale Securities (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Gains and Losses and Approximate Fair Values of Available-for-Sale Securities [Line Items]	'	'
Amortized Cost	$36,372	$38,888
Gross Unrealized Losses	35,686	37,701
Gross Unrealized Gains	-686	-1,187
US Government Agency Bonds [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Gains and Losses and Approximate Fair Values of Available-for-Sale Securities [Line Items]	'	'
Amortized Cost	7,500	7,500
Gross Unrealized Losses	7,344	7,079
Gross Unrealized Gains	-156	-421
US Government Agency Mortgage-Backed Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Gains and Losses and Approximate Fair Values of Available-for-Sale Securities [Line Items]	'	'
Amortized Cost	19,872	22,388
Gross Unrealized Losses	19,498	21,752
Gross Unrealized Gains	-374	-636
Corporate Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Gains and Losses and Approximate Fair Values of Available-for-Sale Securities [Line Items]	'	'
Amortized Cost	9,000	9,000
Gross Unrealized Losses	8,844	8,870
Gross Unrealized Gains	($156)	($130)

Note_2_Investment_Securities_D2

Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Loss and Fair Value of Available-for-Sale Securities, Aggregated by Length of Time (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
US Government Agency Bonds [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Loss and Fair Value of Available-for-Sale Securities, Aggregated by Length of Time [Line Items]	'	'
Less Than 12 Months, Fair Value	'	$7,079
Less Than 12 Months, Unrealized Loss	'	-421
12 Months or More, Fair Value	7,344	'
12 Months or More, Unrealized Loss	-156	'
Total, Fair Value	7,344	7,079
Total, Unrealized Loss	-156	-421
US Government Agency Mortgage-Backed Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Loss and Fair Value of Available-for-Sale Securities, Aggregated by Length of Time [Line Items]	'	'
Less Than 12 Months, Fair Value	'	8,871
Less Than 12 Months, Unrealized Loss	'	-291
12 Months or More, Fair Value	19,484	12,856
12 Months or More, Unrealized Loss	-374	-345
Total, Fair Value	19,484	21,727
Total, Unrealized Loss	-374	-636
Corporate Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Loss and Fair Value of Available-for-Sale Securities, Aggregated by Length of Time [Line Items]	'	'
12 Months or More, Fair Value	8,844	8,870
12 Months or More, Unrealized Loss	-156	-130
Total, Fair Value	8,844	8,870
Total, Unrealized Loss	-156	-130
All Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities - Gross Unrealized Loss and Fair Value of Available-for-Sale Securities, Aggregated by Length of Time [Line Items]	'	'
Less Than 12 Months, Fair Value	'	15,950
Less Than 12 Months, Unrealized Loss	'	-712
12 Months or More, Fair Value	35,672	21,726
12 Months or More, Unrealized Loss	-686	-475
Total, Fair Value	35,672	37,676
Total, Unrealized Loss	($686)	($1,187)

Note_2_Investment_Securities_D3

Note 2 - Investment Securities (Details) - Amortized Cost and Fair Value of Available-for-Sale Debt Securities by Contractual Maturity (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Maturity:	'
Total	$36,372
Total	35,686
Corporate Debt Securities [Member]	'
Maturity:	'
Bonds 5 to 10 years, amortized cost	9,000
Bonds 5 to 10 years, fair value	8,844
US Government Agency Bonds [Member]	'
Maturity:	'
Bonds 5 to 10 years, amortized cost	5,000
Bonds 5 to 10 years, fair value	4,853
U.S. Government agency bonds 5 years	2,500
U.S. Government agency bonds 5 years	2,491
US Government Agency Mortgage-Backed Securities [Member]	'
Maturity:	'
U.S. Government agency mortgage-backed securities	19,872
U.S. Government agency mortgage-backed securities	$19,498

Note_3_Loans_Receivable_and_Al2

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Recorded Balance of Non-Accrual Loans	$13,900,000	'	$13,900,000	'	$12,300,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	51,000	373,000	84,000	679,000	'
Impaired Financing Receivable, Interest Income, Cash Basis Method	184,000	96,000	419,000	220,000	'
Impaired Financing Receivable, Average Recorded Investment	22,100,000	'	21,700,000	'	'
Financing Receivable Modifications Number of Contracts During Period	'	'	3	'	2
Financing Receivable, Modifications, Recorded Investment	3,383,000	'	3,383,000	'	2,188,000
Number of Accruing Loans	2	'	2	'	'
Financing Receivable Recorded Investment Accrual Status	2,100,000	'	2,100,000	'	'
Number of Non Accruing Loans	1	'	1	'	'
Financing Receivable Recorded Investments Non Accrual Status	1,300,000	'	1,300,000	'	'
Maximum Period of Credit Extension of Construction Loans	'	'	'18 months	'	'
Period for Charged Off of Open-End Credits	'	'	'180 days	'	'
Period for Charged Off of Close-End Credits	'	'	'120 days	'	'
Maximum Period for Charged Off of Consumer Installment Loans	'	'	'90 days	'	'
Performance Period Under Loan Terms	'	'	'6 months	'	'
Percent of Non-Accruing Loan Balance	74.00%	'	74.00%	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	'	0	'	866,000
Impaired Financing Receivable, Recorded Investment	24,604,000	'	24,604,000	'	21,993,000
Impaired Financing Receivable, Related Allowance	2,062,000	'	2,062,000	'	1,891,000
Non-Accrual and Past Due Loans [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Financing Receivable, Recorded Investment, Current	10,254,000	'	10,254,000	'	7,757,000
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	'	'	'	'	866,000
Commercial Real Estate [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Maximum Percentage of Credit Extension Based on Market Value of Collateral	'	'	75.00%	'	'
Construction Loans [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Percentage of Maximum Loan to Value	'	'	65.00%	'	'
No Related Allowance Recorded [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	15,200,000	'	15,200,000	'	14,500,000
Past Due 90 Days or More and Still Accruing Interest [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Number of Accruing Loans	'	'	'	'	2
Current [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Number of Accruing Loans	'	'	'	'	1
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	'	'	'	'	841,000
Current Within 60 Days as to Interest Payments [Member]	'	'	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]	'	'	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	'	'	'	'	$25,000

Note_3_Loans_Receivable_and_Al3

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Companybs Loan Portfolio (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Real Estate	'	'	'	'	'	'
Loans	$407,345	'	$423,058	$452,383	'	'
Premiums on purchased loans	160	'	200	'	'	'
Net deferred costs	495	'	571	'	'	'
Allowance for loan losses	-5,214	-5,480	-5,681	-5,322	-5,717	-6,016
Loans receivable, net	402,786	'	418,148	'	'	'
Commercial Real Estate [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	219,762	'	223,165	'	'	'
Residential Mortgage [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	89,517	'	106,198	'	'	'
Real Estate Construction [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	'	'	260	'	'	'
Real Estate Construction to Permanent [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	14,436	'	11,303	'	'	'
Commercial Loan [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	37,849	'	35,061	'	'	'
Home Equity Line of Credit [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	42,384	'	44,081	'	'	'
Consumer Installment [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	$3,397	'	$2,990	'	'	'

Note_3_Loans_Receivable_and_Al4

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Changes in the Allowance for Loan Losses for the Periods (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Changes in the Allowance for Loan Losses for the Periods [Abstract]	'	'	'	'
Balance, beginning of period	$5,480	$5,717	$5,681	$6,016
Provision for loan losses	'	'	'	-30
Loans charged-off	-285	-412	-502	-717
Recoveries of loans previously charged-off	19	17	35	53
Balance, end of period	$5,214	$5,322	$5,214	$5,322

Note_3_Loans_Receivable_and_Al5

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Allowance for Loan Losses to Loan Portfolio Segment (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	$5,214	$5,322	$5,214	$5,322	$5,480	$5,681	$5,717	$6,016
Charge-offs	-285	-412	-502	-717	'	'	'	'
Recoveries	19	17	35	53	'	'	'	'
Provision	'	'	'	-30	'	'	'	'
Ending balance: individually evaluated for impairment	2,062	2,186	2,062	2,186	'	'	'	'
Ending balance: collectively evaluated for impairment	3,152	3,136	3,152	3,136	'	'	'	'
Total Allowance for Loan Losses	5,214	5,322	5,214	5,322	5,480	5,681	5,717	6,016
Charge-offs	-285	-412	-502	-717	'	'	'	'
Recoveries	19	17	35	53	'	'	'	'
Provision	'	'	'	-30	'	'	'	'
Total Loans ending balance	407,345	452,383	407,345	452,383	'	423,058	'	'
Ending balance: individually evaluated for impairment	24,604	36,017	24,604	36,017	'	21,993	'	'
Ending balance: collectively evaluated for impairment	382,741	416,366	382,741	416,366	'	401,065	'	'
Commercial Portfolio Segment [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	2,478	1,722	2,478	1,722	2,371	2,285	1,847	942
Charge-offs	-2	'	-11	'	'	'	'	'
Recoveries	4	1	4	2	'	'	'	'
Provision	105	-126	200	778	'	'	'	'
Ending balance: individually evaluated for impairment	1,750	1,251	1,750	1,251	'	'	'	'
Ending balance: collectively evaluated for impairment	728	471	728	471	'	'	'	'
Total Allowance for Loan Losses	2,478	1,722	2,478	1,722	2,371	2,285	1,847	942
Charge-offs	-2	'	-11	'	'	'	'	'
Recoveries	4	1	4	2	'	'	'	'
Provision	105	-126	200	778	'	'	'	'
Total Loans ending balance	37,849	36,278	37,849	36,278	'	35,061	'	'
Ending balance: individually evaluated for impairment	7,291	6,349	7,291	6,349	'	6,152	'	'
Ending balance: collectively evaluated for impairment	30,558	29,929	30,558	29,929	'	28,909	'	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	1,125	1,953	1,125	1,953	1,320	1,585	2,492	3,509
Charge-offs	'	-275	'	-290	'	'	'	'
Recoveries	15	15	30	30	'	'	'	'
Provision	-210	-279	-490	-1,296	'	'	'	'
Ending balance: individually evaluated for impairment	307	539	307	539	'	'	'	'
Ending balance: collectively evaluated for impairment	818	1,414	818	1,414	'	'	'	'
Total Allowance for Loan Losses	1,125	1,953	1,125	1,953	1,320	1,585	2,492	3,509
Charge-offs	'	-275	'	-290	'	'	'	'
Recoveries	15	15	30	30	'	'	'	'
Provision	-210	-279	-490	-1,296	'	'	'	'
Total Loans ending balance	219,762	236,224	219,762	236,224	'	223,165	'	'
Ending balance: individually evaluated for impairment	11,610	15,615	11,610	15,615	'	7,767	'	'
Ending balance: collectively evaluated for impairment	208,152	220,609	208,152	220,609	'	215,398	'	'
Real Estate Construction [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	'	236	'	236	260	260	307	311
Charge-offs	-260	-23	-260	-23	'	'	'	'
Recoveries	'	'	'	20	'	'	'	'
Provision	'	-48	'	-72	'	'	'	'
Ending balance: individually evaluated for impairment	'	236	'	236	'	'	'	'
Total Allowance for Loan Losses	'	236	'	236	260	260	307	311
Charge-offs	-260	-23	-260	-23	'	'	'	'
Recoveries	'	'	'	20	'	'	'	'
Provision	'	-48	'	-72	'	'	'	'
Total Loans ending balance	'	3,471	'	3,471	'	260	'	'
Ending balance: individually evaluated for impairment	'	3,471	'	3,471	'	260	'	'
Real Estate Construction to Permanent [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	149	24	149	24	34	25	31	19
Provision	115	-7	124	5	'	'	'	'
Ending balance: collectively evaluated for impairment	149	24	149	24	'	'	'	'
Total Allowance for Loan Losses	149	24	149	24	34	25	31	19
Provision	115	-7	124	5	'	'	'	'
Total Loans ending balance	14,436	9,904	14,436	9,904	'	11,303	'	'
Ending balance: individually evaluated for impairment	'	1,228	'	1,228	'	1,197	'	'
Ending balance: collectively evaluated for impairment	14,436	8,676	14,436	8,676	'	10,106	'	'
Residential Portfolio Segment [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	630	934	630	934	704	795	746	897
Charge-offs	-18	-95	-195	-385	'	'	'	'
Recoveries	'	1	'	1	'	'	'	'
Provision	-56	282	30	421	'	'	'	'
Ending balance: individually evaluated for impairment	'	158	'	158	'	'	'	'
Ending balance: collectively evaluated for impairment	630	776	630	776	'	'	'	'
Total Allowance for Loan Losses	630	934	630	934	704	795	746	897
Charge-offs	-18	-95	-195	-385	'	'	'	'
Recoveries	'	1	'	1	'	'	'	'
Provision	-56	282	30	421	'	'	'	'
Total Loans ending balance	89,517	117,416	89,517	117,416	'	106,198	'	'
Ending balance: individually evaluated for impairment	5,115	8,754	5,115	8,754	'	6,024	'	'
Ending balance: collectively evaluated for impairment	84,402	108,662	84,402	108,662	'	100,174	'	'
Consumer Installment [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	694	244	694	244	539	534	118	217
Charge-offs	-5	-19	-36	-19	'	'	'	'
Recoveries	'	'	1	'	'	'	'	'
Provision	160	145	195	46	'	'	'	'
Ending balance: individually evaluated for impairment	5	2	5	2	'	'	'	'
Ending balance: collectively evaluated for impairment	689	242	689	242	'	'	'	'
Total Allowance for Loan Losses	694	244	694	244	539	534	118	217
Charge-offs	-5	-19	-36	-19	'	'	'	'
Recoveries	'	'	1	'	'	'	'	'
Provision	160	145	195	46	'	'	'	'
Total Loans ending balance	45,781	49,090	45,781	49,090	'	47,071	'	'
Ending balance: individually evaluated for impairment	588	600	588	600	'	593	'	'
Ending balance: collectively evaluated for impairment	45,193	48,490	45,193	48,490	'	46,478	'	'
Unallocated Financing Receivables [Member]	'	'	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'
Balance	138	209	138	209	252	197	176	121
Provision	-114	33	-59	88	'	'	'	'
Ending balance: collectively evaluated for impairment	138	209	138	209	'	'	'	'
Total Allowance for Loan Losses	138	209	138	209	252	197	176	121
Provision	($114)	$33	($59)	$88	'	'	'	'

Note_3_Loans_Receivable_and_Al6

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Credit Risk Exposure of Loans Receivable, by Loan Type and Credit Quality Indicator (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Internal Risk Rating	'	'	'
Total	$407,345	$423,058	$452,383
Commercial Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	26,290	23,493	'
Commercial Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,944	3,898	'
Commercial Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	150	167	'
Commercial Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	7,465	7,503	'
Commercial Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	37,849	35,061	36,278
Commercial Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	33,905	31,163	'
Commercial Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,944	3,898	'
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	199,352	199,118	'
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	6,471	7,951	'
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,926	6,573	'
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,096	2,502	'
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,634	3,690	'
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	3,283	3,331	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	219,762	223,165	236,224
Commercial Real Estate Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	206,912	209,381	'
Commercial Real Estate Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	12,850	13,784	'
Real Estate Construction [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	60	'
Real Estate Construction [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	200	'
Real Estate Construction [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	260	3,471
Real Estate Construction [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	60	'
Real Estate Construction [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	200	'
Real Estate Construction to Permanent [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	12,674	10,106	'
Real Estate Construction to Permanent [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	1,762	'	'
Real Estate Construction to Permanent [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	1,197	'
Real Estate Construction to Permanent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	14,436	11,303	9,904
Real Estate Construction to Permanent [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	12,674	11,303	'
Real Estate Construction to Permanent [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	1,762	'	'
Residential Real Estate [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	67,516	82,704	'
Residential Real Estate [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	19,970	20,592	'
Residential Real Estate [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	1,549	1,976	'
Residential Real Estate [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	482	926	'
Residential Real Estate [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	69,065	84,680	'
Residential Real Estate [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	20,452	21,518	'
Consumer Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	43,547	42,542	'
Consumer Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	1,543	3,839	'
Consumer Portfolio Segment [Member] | Pass [Member] | Other LTV [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	659	650	'
Consumer Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	32	9	'
Consumer Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	'	31	'
Consumer Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	45,781	47,071	'
Consumer Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	43,579	42,551	'
Consumer Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	1,543	3,870	'
Consumer Portfolio Segment [Member] | Other LTV [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	659	650	'
Pass [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	383,728	394,893	'
Special Mention [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	7,172	9,242	'
Substandard [Member]	'	'	'
Internal Risk Rating	'	'	'
Total	$16,445	$18,923	'

Note_3_Loans_Receivable_and_Al7

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Credit Risk Profile (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	$407,345	$423,058	$452,383
Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	30,558	28,909	'
Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	7,291	6,152	'
Commercial Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	37,849	35,061	36,278
Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	215,205	221,401	'
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	4,557	1,764	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	219,762	223,165	236,224
Real Estate Construction [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	'	260	'
Real Estate Construction [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	'	260	3,471
Real Estate Construction to Permanent [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	14,436	10,106	'
Real Estate Construction to Permanent [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	'	1,197	'
Real Estate Construction to Permanent [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	14,436	11,303	9,904
Residential Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	87,486	103,296	'
Residential Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	2,031	2,902	'
Residential Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	89,517	106,198	117,416
Consumer Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	45,749	47,038	'
Consumer Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	32	33	'
Consumer Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	45,781	47,071	'
Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	393,434	410,750	'
Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	$13,911	$12,308	'

Note_3_Loans_Receivable_and_Al8

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans (USD $)	Jun. 30, 2014	Dec. 31, 2013
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater than 90 Days Past Due and Accruing	$0	$866,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
31-60 Days Past Due	1,300,000	'
61-90 Days Past Due	3,000	'
Greater Than 90 Days	5,000	2,000
Total Past Due	1,308,000	2,000
Current	5,983,000	6,150,000
Total Non-Accrual and Past Due Loans	7,291,000	6,152,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater than 90 Days Past Due and Accruing	'	25,000
Total Non-Accrual and Past Due Loans	'	25,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
31-60 Days Past Due	1,300,000	'
61-90 Days Past Due	3,000	'
Greater Than 90 Days	5,000	2,000
Total Past Due	1,308,000	2,000
Current	5,983,000	6,150,000
Greater than 90 Days Past Due and Accruing	'	25,000
Total Non-Accrual and Past Due Loans	7,291,000	6,177,000
Non-Accrual and Past Due Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	313,000	1,764,000
Total Past Due	313,000	1,764,000
Current	4,244,000	'
Greater than 90 Days Past Due and Accruing	'	841,000
Total Non-Accrual and Past Due Loans	4,557,000	2,605,000
Non-Accrual and Past Due Loans [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	313,000	1,764,000
Total Past Due	313,000	1,764,000
Current	4,244,000	'
Greater than 90 Days Past Due and Accruing	'	841,000
Total Non-Accrual and Past Due Loans	4,557,000	2,605,000
Non-Accrual and Past Due Loans [Member] | Residential Portfolio Segment [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	2,031,000	2,523,000
Total Past Due	2,031,000	2,523,000
Current	'	379,000
Total Non-Accrual and Past Due Loans	2,031,000	2,902,000
Non-Accrual and Past Due Loans [Member] | Residential Portfolio Segment [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	2,031,000	2,523,000
Total Past Due	2,031,000	2,523,000
Current	'	379,000
Total Non-Accrual and Past Due Loans	2,031,000	2,902,000
Non-Accrual and Past Due Loans [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	5,000	2,000
Total Past Due	5,000	2,000
Current	27,000	31,000
Total Non-Accrual and Past Due Loans	32,000	33,000
Non-Accrual and Past Due Loans [Member] | Consumer Portfolio Segment [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	5,000	2,000
Total Past Due	5,000	2,000
Current	27,000	31,000
Total Non-Accrual and Past Due Loans	32,000	33,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	'	260,000
Total Past Due	'	260,000
Total Non-Accrual and Past Due Loans	'	260,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Greater Than 90 Days	'	260,000
Total Past Due	'	260,000
Total Non-Accrual and Past Due Loans	'	260,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction to Permanent [Member] | Substandard [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Current	'	1,197,000
Total Non-Accrual and Past Due Loans	'	1,197,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction to Permanent [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
Current	'	1,197,000
Total Non-Accrual and Past Due Loans	'	1,197,000
Non-Accrual and Past Due Loans [Member]	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans [Line Items]	'	'
31-60 Days Past Due	1,300,000	'
61-90 Days Past Due	3,000	'
Greater Than 90 Days	2,354,000	4,551,000
Total Past Due	3,657,000	4,551,000
Current	10,254,000	7,757,000
Greater than 90 Days Past Due and Accruing	'	866,000
Total Non-Accrual and Past Due Loans	$13,911,000	$13,174,000

Note_3_Loans_Receivable_and_Al9

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	$407,345	$423,058	$452,383
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,002	725	'
Total Past Due	1,002	725	'
Current	29,231	26,641	'
Total Performing Loans	30,233	27,366	'
Total Non-Accrual and Past Due Loans	'	25	'
Total Loans	30,233	27,391	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
61-90 Days Past Due	15	'	'
Total Past Due	15	'	'
Current	135	167	'
Total Performing Loans	150	167	'
Total Loans	150	167	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
61-90 Days Past Due	25	'	'
Total Past Due	25	'	'
Current	150	1,351	'
Total Performing Loans	175	1,351	'
Total Non-Accrual and Past Due Loans	7,291	6,152	'
Total Loans	7,466	7,503	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,002	725	'
61-90 Days Past Due	40	'	'
Total Past Due	1,042	725	'
Current	29,516	28,159	'
Total Performing Loans	30,558	28,884	'
Total Non-Accrual and Past Due Loans	7,291	6,177	'
Total Loans	37,849	35,061	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	'	1,858	'
61-90 Days Past Due	'	266	'
Total Past Due	'	2,124	'
Current	205,823	204,944	'
Total Performing Loans	205,823	207,068	'
Total Loans	205,823	207,068	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,816	'	'
Total Past Due	1,816	'	'
Current	5,206	9,075	'
Total Performing Loans	7,022	9,075	'
Total Loans	7,022	9,075	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Current	2,360	4,417	'
Total Performing Loans	2,360	4,417	'
Total Non-Accrual and Past Due Loans	4,557	2,605	'
Total Loans	6,917	7,022	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,816	1,858	'
61-90 Days Past Due	'	266	'
Total Past Due	1,816	2,124	'
Current	213,389	218,436	'
Total Performing Loans	215,205	220,560	'
Total Non-Accrual and Past Due Loans	4,557	2,605	'
Total Loans	219,762	223,165	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Current	14,436	10,106	'
Total Performing Loans	14,436	10,106	'
Total Loans	14,436	10,106	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Non-Accrual and Past Due Loans	'	1,197	'
Total Loans	'	1,197	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Current	14,436	10,106	'
Total Performing Loans	14,436	10,106	'
Total Non-Accrual and Past Due Loans	'	1,197	'
Total Loans	14,436	11,303	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	155	32	'
Total Past Due	155	32	'
Current	87,331	103,264	'
Total Performing Loans	87,486	103,296	'
Total Loans	87,486	103,296	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Non-Accrual and Past Due Loans	2,031	2,902	'
Total Loans	2,031	2,902	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	155	32	'
Total Past Due	155	32	'
Current	87,331	103,264	'
Total Performing Loans	87,486	103,296	'
Total Non-Accrual and Past Due Loans	2,031	2,902	'
Total Loans	89,517	106,198	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	11	350	'
61-90 Days Past Due	100	560	'
Total Past Due	111	910	'
Current	45,638	46,121	'
Total Performing Loans	45,749	47,031	'
Total Loans	45,749	47,031	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	'	7	'
Total Past Due	'	7	'
Total Performing Loans	'	7	'
Total Non-Accrual and Past Due Loans	32	33	'
Total Loans	32	40	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	11	357	'
61-90 Days Past Due	100	560	'
Total Past Due	111	917	'
Current	45,638	46,121	'
Total Performing Loans	45,749	47,038	'
Total Non-Accrual and Past Due Loans	32	33	'
Total Loans	45,781	47,071	'
Performing and Accruing Loans [Member] | Real Estate Construction [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Non-Accrual and Past Due Loans	'	260	'
Total Loans	'	260	'
Performing and Accruing Loans [Member] | Real Estate Construction [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Non-Accrual and Past Due Loans	'	260	'
Total Loans	'	260	'
Performing and Accruing Loans [Member] | Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,168	2,965	'
61-90 Days Past Due	100	826	'
Total Past Due	1,268	3,791	'
Current	382,459	391,076	'
Total Performing Loans	383,727	394,867	'
Total Non-Accrual and Past Due Loans	'	25	'
Total Loans	383,727	394,892	'
Performing and Accruing Loans [Member] | Special Mention [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	1,816	'	'
61-90 Days Past Due	15	'	'
Total Past Due	1,831	'	'
Current	5,341	9,242	'
Total Performing Loans	7,172	9,242	'
Total Loans	7,172	9,242	'
Performing and Accruing Loans [Member] | Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	'	7	'
61-90 Days Past Due	25	'	'
Total Past Due	25	7	'
Current	2,510	5,768	'
Total Performing Loans	2,535	5,775	'
Total Non-Accrual and Past Due Loans	13,911	13,149	'
Total Loans	16,446	18,924	'
Performing and Accruing Loans [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
31-60 Days Past Due	2,984	2,972	'
61-90 Days Past Due	140	826	'
Total Past Due	3,124	3,798	'
Current	390,310	406,086	'
Total Performing Loans	393,434	409,884	'
Total Non-Accrual and Past Due Loans	13,911	13,174	'
Total Loans	407,345	423,058	'
Commercial Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	37,849	35,061	36,278
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	219,762	223,165	236,224
Real Estate Construction to Permanent [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	14,436	11,303	9,904
Residential Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	89,517	106,198	117,416
Consumer Portfolio Segment [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	45,781	47,071	'
Real Estate Construction [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	'	260	3,471
Pass [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	383,728	394,893	'
Special Mention [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	7,172	9,242	'
Substandard [Member]	'	'	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]	'	'	'
Total Loans	$16,445	$18,923	'

Recovered_Sheet1

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Summarizes Impaired Loans (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
With no related allowance recorded:	'	'
Recorded Investment	$15,277	$14,485
Unpaid Principal Balance	19,329	18,194
With an allowance recorded:	'	'
Recorded Investment	9,327	7,508
Unpaid Principal Balance	9,398	7,920
Related Allowance	2,062	1,891
Recorded Investment	24,604	21,993
Unpaid Principal Balance	28,727	26,114
Related Allowance	2,062	1,891
Commercial Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Recorded Investment	1,308	2
Unpaid Principal Balance	1,374	151
With an allowance recorded:	'	'
Recorded Investment	5,983	6,150
Unpaid Principal Balance	5,983	6,150
Related Allowance	1,750	1,500
Recorded Investment	7,291	6,152
Unpaid Principal Balance	7,357	6,301
Related Allowance	1,750	1,500
Commercial Real Estate Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Recorded Investment	8,640	7,597
Unpaid Principal Balance	9,467	8,316
With an allowance recorded:	'	'
Recorded Investment	2,970	170
Unpaid Principal Balance	3,013	215
Related Allowance	307	31
Recorded Investment	11,610	7,767
Unpaid Principal Balance	12,480	8,531
Related Allowance	307	31
Real Estate Construction [Member]	'	'
With no related allowance recorded:	'	'
Unpaid Principal Balance	510	'
With an allowance recorded:	'	'
Recorded Investment	'	260
Unpaid Principal Balance	'	487
Related Allowance	'	260
Recorded Investment	'	260
Unpaid Principal Balance	510	487
Related Allowance	'	260
Real Estate Construction to Permanent [Member]	'	'
With no related allowance recorded:	'	'
Recorded Investment	'	1,197
Unpaid Principal Balance	'	1,425
With an allowance recorded:	'	'
Recorded Investment	'	1,197
Unpaid Principal Balance	'	1,425
Residential Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Recorded Investment	4,746	5,098
Unpaid Principal Balance	7,316	7,632
With an allowance recorded:	'	'
Recorded Investment	369	926
Unpaid Principal Balance	397	1,066
Related Allowance	'	98
Recorded Investment	5,115	6,024
Unpaid Principal Balance	7,713	8,698
Related Allowance	'	98
Consumer Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Recorded Investment	583	591
Unpaid Principal Balance	662	670
With an allowance recorded:	'	'
Recorded Investment	5	2
Unpaid Principal Balance	5	2
Related Allowance	5	2
Recorded Investment	588	593
Unpaid Principal Balance	667	672
Related Allowance	$5	$2

Recovered_Sheet2

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Total Troubled Debt Restructured Loans Included in Impaired Loans (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	3	2
Troubled debt restructured loan amount	$3,383	$2,188
Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	1
Troubled debt restructured loan amount	2,109	991
Accrual and Past Due Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	1
Troubled debt restructured loan amount	2,109	991
Non-Accrual Loans [Member] | Commercial Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	1	'
Troubled debt restructured loan amount	1,274	'
Non-Accrual Loans [Member] | Real Estate Construction to Permanent [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	'	1
Troubled debt restructured loan amount	'	1,197
Non-Accrual Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	1	1
Troubled debt restructured loan amount	1,274	1,197
Commercial Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	3	1
Troubled debt restructured loan amount	3,383	991
Real Estate Construction to Permanent [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	'	1
Troubled debt restructured loan amount	'	$1,197

Recovered_Sheet3

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Summarizes Loans that were Modified in a Troubled Debt Restructuring (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Summarizes Loans that were Modified in a Troubled Debt Restructuring [Line Items]	'
Number of Relationships	2
Pre-Modification Outstanding Recorded Investment	$2,439
Number of Relationships	2
Post-Modification Outstanding Recorded Investment	2,430
Commercial Real Estate Portfolio Segment [Member]	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Summarizes Loans that were Modified in a Troubled Debt Restructuring [Line Items]	'
Number of Relationships	2
Pre-Modification Outstanding Recorded Investment	2,439
Number of Relationships	2
Post-Modification Outstanding Recorded Investment	$2,430

Note_4_Deposits_Details_Summar

Note 4 - Deposits (Details) - Summary of the Companybs Deposits (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of the Companybs Deposits [Abstract]	'	'
Non-interest bearing	$61,685	$55,358
Interest bearing	'	'
NOW	30,133	28,618
Savings	85,218	80,983
Money market	26,873	29,310
Time certificates, less than $100,000	117,513	129,548
Time certificates, $100,000 or more	105,010	106,387
Total interest bearing	364,747	374,846
Total Deposits	$426,432	$430,204

Note_5_ShareBased_Compensation2

Note 5 - Share-Based Compensation (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	3,000,000	'	3,000,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in Shares)	2,202,100	'	2,202,100	'
Share-based Compensation	$72,000	$8,000	$130,000	$15,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)	'	'	385,652	'
Expected Future Stock Award Expense Related to Non-Vested Restricted Awards	$627,000	'	$627,000	'
Expected Future Stock Award Expense Average Period	'	'	'2 years 9 months	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number (in Shares)	0	'	0	'
Restricted Stock [Member] | Vesting Period One [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'3 years	'
Restricted Stock [Member] | Vesting Period Two [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'4 years	'
Restricted Stock [Member] | Vesting Period Three [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'5 years	'

Note_5_ShareBased_Compensation3

Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares (USD $)	6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014
Summary of Restricted Shares [Abstract]	'
Non-vested at December 31, 2013	281,835
Non-vested at December 31, 2013	$1.26
Non-vested at June 30, 2014	658,613
Non-vested at June 30, 2014	$1.12
Granted	385,652
Granted	$1.04
Vested	-8,874
Vested	$1.73

Note_6_Income_Taxes_Details

Note 6 - Income Taxes (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'	'	'
Deferred Tax Assets, Valuation Allowance	$14,400,000	'	$17,600,000
Percentage of Change in Ownership for Operating Loss Carryforward	'	50.00%	'
Annual Limitation Due to Impact of Recent Ownership Change	'	284,000	'
Operating Loss Carryforwards	'	'	36,200,000
Net Operating Loss Carryforward Period	'20 years	'	'
Possible Utilization Amount of Pre-Change Net Operating Losses and Net Built in Deduction	5,600,000	'	'
Deferred Tax Assets Net Operating Loss Write Off	$10,400,000	'	'

Note_7_Income_Loss_Per_Share_D

Note 7 - Income (Loss) Per Share (Details)	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0

Note_7_Income_Loss_Per_Share_D1

Note 7 - Income (Loss) Per Share (Details) - Computation of Income (Loss) Per Share (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Computation of Income (Loss) Per Share [Abstract]	'	'	'	'
Net Income	$525,000	($3,912,000)	$844,000	($5,869,000)
Weighted Average Common Shares O/S	38,497,624	38,434,298	38,495,394	38,434,919
Amount	$0.01	($0.10)	$0.02	($0.15)

Note_8_Other_Comprehensive_Inc2

Note 8 - Other Comprehensive Income (Details) - Change in Unrealized Gains and Losses on Available-for-Sale Securities (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Change in Unrealized Gains and Losses on Available-for-Sale Securities [Abstract]	'	'	'	'
Unrealized holding gains arising during the period	$108	($629)	$501	($574)
Unrealized holding gains arising during the period	$108	($629)	$501	($574)

Note_9_Financial_Instruments_w2

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) (USD $)	Jun. 30, 2014
Risks and Uncertainties [Abstract]	'
Banks Reserve Based on Analysis in Unfunded Commitments	$12,000

Note_9_Financial_Instruments_w3

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	$85,375
Future Loan Commitments [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	12,577
Home Equity Lines of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	23,461
Unused lines of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	42,331
Undisbursed Construction Loans [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	5,888
Financial Standby Letter of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	$1,118

Note_10_Regulatory_and_Operati2

Note 10 - Regulatory and Operational Matters (Details)	6 Months Ended
	Jun. 30, 2014
Note 10 - Regulatory and Operational Matters (Details) [Line Items]	'
Restriction on Loan and Advances to be given up to Maximum Percentage of Capital Stock and Surplus	10.00%
Minimum [Member]	'
Note 10 - Regulatory and Operational Matters (Details) [Line Items]	'
Tier One Leverage Capital to Average Assets	9.00%

Note_10_Regulatory_and_Operati3

Note 10 - Regulatory and Operational Matters (Details) - Companybs and Bankbs Actual Capital Amounts and Ratios (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Parent Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Actual Amount	$57,020	$56,060
Actual Ratio	14.21%	13.95%
For Capital Adequacy Purposes Amount	32,098	32,153
For Capital Adequacy Purposes Ratio	8.00%	8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Actual Amount	52,002	51,027
Actual Ratio	12.96%	12.70%
For Capital Adequacy Purposes Amount	16,049	16,076
For Capital Adequacy Purposes Ratio	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Actual Amount	52,002	51,027
Actual Ratio	9.61%	9.33%
For Capital Adequacy Purposes Amount	21,636	21,888
For Capital Adequacy Purposes Ratio	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Bank [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Actual Amount	57,081	55,758
Actual Ratio	14.24%	13.86%
For Capital Adequacy Purposes Amount	32,069	32,187
For Capital Adequacy Purposes Ratio	8.00%	8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	48,103	48,280
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	12.00%	12.00%
Actual Amount	52,068	50,730
Actual Ratio	12.99%	12.61%
For Capital Adequacy Purposes Amount	16,034	16,093
For Capital Adequacy Purposes Ratio	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	42,090	42,245
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.50%	10.50%
Actual Amount	52,068	50,730
Actual Ratio	9.63%	9.28%
For Capital Adequacy Purposes Amount	21,620	21,872
For Capital Adequacy Purposes Ratio	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$48,646	$49,212
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	9.00%	9.00%

Note_11_Fair_Value_and_Interes2

Note 11 - Fair Value and Interest Rate Risk (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'	'
Other Investments	$4,450,000	$4,450,000
Maturing Period of Borrowings Under Short Term Repurchase Agreements and Other Short Term Borrowings	'90 days	'
Fair Value Assets Level One to Level Three Transfers Amount	$0	$0

Note_11_Fair_Value_and_Interes3

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	$35,686	$37,701
US Government Agency Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
US Government Agency Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	19,498	21,752
US Government Agency Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
US Government Agency Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	19,498	21,752
US Government Agency Mortgage-Backed Securities [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	19,498	21,752
US Government Agency Bonds [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
US Government Agency Bonds [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	7,344	7,079
US Government Agency Bonds [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
US Government Agency Bonds [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	7,344	7,079
US Government Agency Bonds [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	7,344	7,079
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	8,844	8,870
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	8,844	8,870
Corporate Debt Securities [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	8,844	8,870
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	35,686	37,701
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	0	0
Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities available for sale	$35,686	$37,701

Note_11_Fair_Value_and_Interes4

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	$24,604	$21,993
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	11,849	11,283
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	$11,849	$11,283

Note_11_Fair_Value_and_Interes5

Note 11 - Fair Value and Interest Rate Risk (Details) - Carrying Amounts and Estimated Fair Values of Financial Instruments (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets:	'	'
Cash and noninterest bearing balances due from banks	$1,584	$1,570
Interest-bearing deposits due from banks	58,345	33,296
Other investments	4,450	4,450
Federal Reserve Bank stock	1,517	1,444
Federal Home Loan Bank stock	4,143	4,143
Loans receivable, net	402,786	418,148
Accrued interest receivable	1,555	1,566
Financial Liabilities:	'	'
Savings deposits	85,218	80,983
Money market deposits	26,873	29,310
NOW accounts	30,133	28,618
Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Cash and noninterest bearing balances due from banks	1,584	1,570
Cash and noninterest bearing balances due from banks	1,584	1,570
Interest-bearing deposits due from banks	58,345	33,295
Interest-bearing deposits due from banks	58,345	33,295
Federal Reserve Bank stock	1,517	1,444
Federal Reserve Bank stock	1,517	1,444
Federal Home Loan Bank stock	4,143	4,143
Federal Home Loan Bank stock	4,143	4,143
Accrued interest receivable	1,555	1,566
Accrued interest receivable	1,555	1,566
Financial Liabilities:	'	'
Demand deposits	61,685	55,358
Demand deposits	61,685	55,358
Savings deposits	85,218	80,983
Savings deposits	85,218	80,983
Money market deposits	26,873	29,310
Money market deposits	26,873	29,310
NOW accounts	30,133	28,618
NOW accounts	30,133	28,618
Accrued interest payable	15	1,388
Accrued interest payable	15	1,388
Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Other investments	4,450	4,450
Other investments	4,450	4,450
Financial Liabilities:	'	'
Time deposits	222,523	235,935
Time deposits	223,029	236,602
FHLB Borrowings	72,000	57,000
FHLB Borrowings	72,000	57,000
Subordinated debentures	8,248	8,248
Subordinated debentures	8,248	8,248
Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Loans receivable, net	402,786	418,148
Loans receivable, net	$407,430	$424,831

Note_12_Restructuring_Charges_1

Note 12 - Restructuring Charges and Asset Disposals (Details) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Restructuring and Related Activities [Abstract]	'	'	'
Restructuring Charges	$394,000	$0	$394,000
Severance Costs	'	'	515,000
Reduction in Operating Expenses	'	'	121,000
Restructuring and Related Cost, Number of Positions Eliminated	'	'	19
Restructuring Reserve	'	$29,000	'