Patriot National Bancorp (PNBK) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Oct. 31, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'PATRIOT NATIONAL BANCORP INC	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	39,160,627
Amendment Flag	'false	'
Entity Central Index Key	'0001098146	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and due from banks:	'	'
Noninterest bearing deposits and cash	$1,530	$1,570
Interest bearing deposits	56,060	33,296
Total cash and cash equivalents	57,590	34,866
Securities:	'	'
Available for sale securities, at fair value (Note 2)	34,571	37,701
Other Investments	4,450	4,450
Federal Reserve Bank stock, at cost	1,541	1,444
Federal Home Loan Bank stock, at cost	6,428	4,143
Total securities	46,990	47,738
Loans receivable (net of allowance for loan losses: 2014: $4,913 2013: $5,681) (Note 3)	458,893	418,148
Accrued interest and dividends receivable	1,649	1,566
Premises and equipment, net	18,651	15,061
Cash surrender value of life insurance	22,378	22,025
Deferred tax asset (Note 6)	16,812	0
Other assets	1,292	1,844
Total assets	624,255	541,248
Deposits (Note 4):	'	'
Noninterest bearing deposits	62,657	55,358
Interest bearing deposits	358,458	374,846
Total deposits	421,115	430,204
Federal Home Loan Bank borrowings	132,000	57,000
Junior subordinated debt owed to unconsolidated trust	8,248	8,248
Accrued expenses and other liabilities	2,191	3,955
Total liabilities	563,554	499,407
Commitments and Contingencies (Note 9)	'	'
Shareholders' equity (Notes 5 and 10)	'	'
Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding	'	'
Common stock, $.01 par value, 100,000,000 shares authorized; 2014: 39,172,332 shares issued; 39,160,627 shares outstanding. 2013 :38,786,680 shares issued; 38,774,975 shares outstanding	392	388
Additional paid-in capital	105,683	105,484
Accumulated deficit	-44,579	-62,684
Less: Treasury stock, at cost: 2014 and 2013, 11,705 shares	-160	-160
Accumulated other comprehensive income	-635	-1,187
Total shareholders' equity	60,701	41,841
Total liabilities and shareholders' equity	$624,255	$541,248

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Net of allowance for loan losses (in Dollars)	$4,913	$5,681
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Preferred stock, par value (in Dollars per share)	$0	$0
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	39,172,332	38,786,680
Common stock, shares outstanding	39,160,627	38,774,975
Treasury stock, shares	11,705	11,705

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and Dividend Income	'	'	'	'
Interest and fees on loans	$4,792,000	$5,427,000	$14,150,000	$15,668,000
Interest on investment securities	132,000	148,000	400,000	622,000
Dividends on investment securities	39,000	29,000	122,000	87,000
Other interest income	14,000	10,000	40,000	47,000
Total interest and dividend income	4,977,000	5,614,000	14,712,000	16,424,000
Interest Expense	'	'	'	'
Interest on deposits	579,000	893,000	1,823,000	3,054,000
Interest on Federal Home Loan Bank borrowings	41,000	119,000	107,000	637,000
Interest on subordinated debt	71,000	71,000	353,000	213,000
Interest on other borrowings	'	'	'	82,000
Total interest expense	691,000	1,083,000	2,283,000	3,986,000
Net interest income	4,286,000	4,531,000	12,429,000	12,438,000
Provision for Loan Losses	'	1,000,000	'	970,000
Net interest income after provision for loan losses	4,286,000	3,531,000	12,429,000	11,468,000
Non-Interest Income	'	'	'	'
Mortgage banking activity	'	96,000	17,000	261,000
Loan application, inspection & processing fees	44,000	54,000	193,000	208,000
Fees and service charges	250,000	176,000	702,000	559,000
Gains on sale of loans	'	'	'	28,000
Gain on sale branch assets and deposits	'	'	'	51,000
Earnings on cash surrender value of life insurance	116,000	129,000	353,000	398,000
Other income	177,000	105,000	538,000	311,000
Total non-interest income	587,000	560,000	1,803,000	1,816,000
Non-Interest Expense	'	'	'	'
Salaries and benefits	2,090,000	2,158,000	6,037,000	7,740,000
Occupancy and equipment expense	840,000	981,000	2,627,000	2,956,000
Data processing expense	312,000	366,000	841,000	1,026,000
Advertising and promotional expenses	61,000	40,000	185,000	158,000
Professional and other outside services	422,000	740,000	1,350,000	2,399,000
Loan administration and processing expenses	29,000	41,000	65,000	192,000
Regulatory assessments	233,000	243,000	700,000	921,000
Insurance expense	88,000	89,000	263,000	251,000
Other real estate operations	'	34,000	12,000	91,000
Material and communications	97,000	94,000	274,000	302,000
Restructuring charges and asset disposals (Note 12)	'	54,000	0	448,000
Prepayment penalty on borrowings	'	1,405,000	'	4,116,000
Other operating expenses	252,000	216,000	585,000	944,000
Total non-interest expense	4,424,000	6,461,000	12,939,000	21,544,000
Income (loss) before income taxes	449,000	-2,370,000	1,293,000	-8,260,000
Benefit for Income Taxes	-16,812,000	0	-16,812,000	-21,000
Net income (loss)	$17,261,000	($2,370,000)	$18,105,000	($8,239,000)
Basic and diluted income (loss) per share (in Dollars per share)	$0.45	($0.06)	$0.47	($0.21)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income (loss)	$17,261,000	($2,370,000)	$18,105,000	($8,239,000)
Other comprehensive income:	'	'	'	'
Unrealized holding gains (losses) arising during the period	51,000	-265,000	552,000	-839,000
Total	51,000	-265,000	552,000	-839,000
Comprehensive income (loss)	$17,312,000	($2,635,000)	$18,657,000	($9,078,000)

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2012	$385,000	$105,356,000	($55,395,000)	($160,000)	($618,000)	$49,568,000
Balance (in Shares) at Dec. 31, 2012	38,480,114	'	'	'	'	'
Comprehensive income	'	'	'	'	'	'
Net income (loss)	'	'	-8,239,000	'	'	-8,239,000
Unrealized holding gain on available for sale securities	'	'	'	'	-839,000	-839,000
Total comprehensive income (loss)	'	'	'	'	'	-9,078,000
Share-based compensation expense	'	71,000	'	'	'	71,000
Issuance of restricted stock	2,000	-2,000	'	'	'	'
Issuance of restricted stock (in Shares)	189,092	'	'	'	'	'
Balance at Sep. 30, 2013	387,000	105,425,000	-63,634,000	-160,000	-1,457,000	40,561,000
Balance (in Shares) at Sep. 30, 2013	38,669,206	'	'	'	'	'
Balance at Dec. 31, 2013	388,000	105,484,000	-62,684,000	-160,000	-1,187,000	41,841,000
Balance (in Shares) at Dec. 31, 2013	38,774,975	'	'	'	'	'
Comprehensive income	'	'	'	'	'	'
Net income (loss)	'	'	18,105,000	'	'	18,105,000
Unrealized holding gain on available for sale securities	'	'	'	'	552,000	552,000
Total comprehensive income (loss)	'	'	'	'	'	18,657,000
Share-based compensation expense	'	203,000	'	'	'	203,000
Issuance of restricted stock	4,000	-4,000	'	'	'	'
Issuance of restricted stock (in Shares)	385,652	'	'	'	'	'
Balance at Sep. 30, 2014	$392,000	$105,683,000	($44,579,000)	($160,000)	($635,000)	$60,701,000
Balance (in Shares) at Sep. 30, 2014	39,160,627	'	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Net income (loss):	$18,105,000	($8,239,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:	'	'
Restructuring charges and asset disposals	'	-198,000
Amortization of investment premiums, net	186,000	139,000
Amortization and accretion of purchase loan premiums and discounts, net	16,000	17,000
Provision for loan losses	'	970,000
Gain on sale of loans	'	-28,000
Gain on sale of mortgage loans	'	-260,000
Originations of mortgage loans held for sale	'	-35,647,000
Proceeds from sales of mortgage loans held for sale	'	37,061,000
Earnings on cash surrender value of life insurance	-353,000	-398,000
Depreciation and amortization	835,000	869,000
Loss (gain) on sale of other real estate owned	4,000	-200,000
Proceeds from sale of branch assets and deposits	'	127,000
Gain on sale of branch assets and deposits	'	-51,000
Share-based compensation	203,000	71,000
Changes in assets and liabilities:	'	'
Increase in net deferred loan costs	-36,000	-198,000
(Increase) decrease in accrued interest and dividends receivable	-83,000	343,000
Increase in deferred tax asset	-16,812,000	'
Decrease in other assets	552,000	1,128,000
Decrease in accrued expenses and other liabilities	-1,764,000	-1,633,000
Net cash provided by (used in) operating activities	853,000	-6,127,000
Cash Flows from Investing Activities:	'	'
Principal repayments on available for sale securities	3,496,000	2,445,000
(Purchases) redemptions of Federal Reserve Bank stock	-97,000	212,000
(Purchases) redemptions of Federal Home Loan Bank stock	-2,285,000	201,000
Proceeds from sale of loans	'	10,655,000
(Increase) decrease in loans	-40,725,000	17,520,000
Purchase of other real estate owned	-264,000	'
Proceeds from sale of other real estate owned	260,000	1,310,000
Capital improvements of other real estate owned	'	-80,000
Purchase of bank premises and equipment, net	-4,425,000	-2,654,000
Net cash (used in) provided by investing activities	-44,040,000	29,609,000
Cash Flows from Financing Activities:	'	'
Net decrease in deposits	-9,089,000	-41,622,000
Decrease in deposits held for sale	'	-14,538,000
Increase (decrease) in FHLB borrowings	75,000,000	-8,000,000
Decrease in repurchase agreements	'	-7,000,000
Net cash provided by (used in) financing activities	65,911,000	-71,160,000
Net increase (decrease) in cash and cash equivalents	22,724,000	-47,678,000
Cash and Cash Equivalents:	'	'
Beginning	34,866,000	71,014,000
Ending	57,590,000	23,336,000
Supplemental Disclosures of Cash Flow Information	'	'
Interest paid	3,580,000	3,914,000
Income taxes paid	3,000	3,000
Supplemental disclosures of noncash operating, investing and financing activities:	'	'
Unrealized holding gain (loss) on available for sale securities arising during the period	552,000	-839,000
Reduction in deposits held for sale	'	10,167,000
Reduction in branch assets held for sale	'	$12,000

Note_1_Basis_of_Financial_Stat

Note 1 - Basis of Financial Statement Presentation	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Basis of Accounting [Text Block]	'
	Note 1:     Basis of Financial Statement Presentation
	The Consolidated Balance Sheet at December 31, 2013 has been derived from the audited financial statements of Patriot National Bancorp, Inc. (“Bancorp” or “the Company”) at that date, but does not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.
	The accompanying unaudited financial statements and related notes have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. The accompanying consolidated financial statements and related notes should be read in conjunction with the previously filed audited financial statements of Bancorp and notes thereto for the year ended December 31, 2013.
	The information furnished reflects, in the opinion of management, all normal recurring adjustments necessary for a fair presentation of the results for the interim periods presented. The results of operations for the three and nine months ended September 30, 2014 are not necessarily indicative of the results of operations that may be expected for the remainder of 2014.

Note_2_Investment_Securities

Note 2 - Investment Securities	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	Note 2:          Investment Securities
	The amortized cost, gross unrealized losses and approximate fair values of available-for-sale securities at September 30, 2014 and December 31, 2013 are as follows:
				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	September 30, 2014:
	U. S. Government agency bonds	$	7,500	$	(186	)	$	7,314
	U. S. Government agency mortgage-backed securities		18,706		(399	)		18,307
	Corporate bonds		9,000		(50	)		8,950
		$	35,206	$	(635	)	$	34,571
	December 31, 2013:
	U. S. Government agency bonds	$	7,500	$	(421	)	$	7,079
	U. S. Government agency mortgage-backed securities		22,388		(636	)		21,752
	Corporate bonds		9,000		(130	)		8,870
		$	38,888	$	(1,187	)	$	37,701
	There were no purchases or sales of available-for-sale securities during 2014 as of September 30, 2014.
	The following table presents the gross unrealized loss and fair value of Bancorp’s available-for-sale securities, aggregated by the length of time the individual securities have been in a continuous loss position, at September 30, 2014 and December 31, 2013:
		Less Than 12 Months					12 Months or More					Total
	(in thousands)	Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
		Value		Loss			Value		Loss			Value		Loss
	September 30, 2014:
	U. S. Government agency bonds	$	-	$	-		$	7,314	$	(186	)	$	7,314	$	(186	)
	U. S. Government agency mortgage - backed securities		-		-			18,307		(399	)		18,307		(399	)
	Corporate bonds		-		-			8,950		(50	)		8,950		(50	)
	Totals	$	-	$	-		$	34,571	$	(635	)	$	34,571	$	(635	)
	December 31, 2013:
	U. S. Government agency bonds	$	7,079	$	(421	)	$	-	$	-		$	7,079	$	(421	)
	U. S. Government agency mortgage - backed securities		8,871		(291	)		12,881		(345	)		21,752		(636	)
	Corporate bonds		-		-			8,870		(130	)		8,870		(130	)
	Totals	$	15,950	$	(712	)	$	21,751	$	(475	)	$	37,701	$	(1,187	)
	At September 30, 2014, all eleven available-for-sale securities had unrealized holding losses with aggregate depreciation of 1.8% from the amortized cost. At December 31, 2013, all eleven securities had unrealized losses with aggregate depreciation of 3.2% from the amortized cost.
	Bancorp performs a quarterly analysis of those securities that are in an unrealized loss position to determine if those losses qualify as other-than-temporary impairments. This analysis considers the following criteria in its determination: the ability of the issuer to meet its obligations when the loss position is due to a deterioration in credit quality, management’s plans and ability to maintain its investment in the security, the length of time and the amount by which the security has been in a loss position, the interest rate environment, the general economic environment and prospects or projections for improvement or deterioration.
	Management believes that none of the unrealized losses on available-for-sale securities noted above are other than temporary due to the fact that they relate to market interest rate changes on U.S. Government agency debt, corporate debt and mortgage-backed securities issued by U.S. Government agencies. Management considers the issuers of the securities to be financially sound, the corporate bonds are investment grade and the Company expects to receive all contractual principal and interest related to these investments. Because the Company does not intend to sell the investments, and it is not more-likely-than-not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2014.
	The amortized cost and fair value of available-for-sale debt securities at September 30, 2014 by contractual maturity are presented below. Actual maturities of mortgage-backed securities may differ from contractual maturities because the mortgages underlying the securities may be prepaid without any penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following summary:
	(in thousands)	Amortized Cost		Fair Value
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,950
	U.S. Government agency bonds < 5 years		2,500		2,484
	U.S. Government agency bonds 5 to 10 years		5,000		4,830
	U.S. Government agency mortgage-backed securities		18,706		18,307
	Total	$	35,206	$	34,571

Note_3_Loans_Receivable_and_Al

Note 3 - Loans Receivable and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	Note 3: Loans Receivable and Allowance for Loan Losses
	A summary of the Company’s loan portfolio at September 30, 2014 and December 31, 2013 is as follows:
	(in thousands)		September 30,			December 31,
			2014			2013
	Real Estate
	Commercial		$	255,556		$	222,772
	Residential			85,942			106,968
	Construction			8,622			260
	Construction to permanent			11,725			11,372
	Commercial			56,432			35,137
	Consumer home equity			41,228			44,315
	Consumer installment			4,301			3,005
	Total Loans			463,806			423,829
	Allowance for loan losses			(4,913	)		(5,681	)
	Loans receivable, net		$	458,893		$	418,148
	The changes in the allowance for loan losses for the periods shown are as follows:
			Three months ended						Nine months ended
			September 30,						September 30,
	(in thousands)		2014			2013			2014			2013
	Balance, beginning of period		$	5,214		$	5,322		$	5,681		$	6,016
	Provision for loan losses			-			1,000			-			970
	Loans charged-off			(326	)		(123	)		(828	)		(840	)
	Recoveries of loans previously charged-off			25			17			60			70
	Balance, end of period		$	4,913		$	6,216		$	4,913		$	6,216
	The Company's lending activities are conducted principally in Fairfield and New Haven Counties in Connecticut and Westchester County in New York. The Company originates commercial real estate loans, commercial business loans, and a variety of consumer loans. In addition, the Company previously had originated loans on residential real estate. All residential and commercial mortgage loans are collateralized primarily by first or second mortgages on real estate. The ability and willingness of borrowers to satisfy their loan obligations is dependent to some degree on the status of the regional economy as well as upon the regional real estate market. Accordingly, the ultimate collectability of a substantial portion of the loan portfolio and the recovery of a substantial portion of any resulting real estate acquired is susceptible to changes in market conditions.
	The Company has established credit policies applicable to each type of lending activity in which it engages, evaluates the creditworthiness of each customer and, in most cases, extends credit of up to 75% of the market value of the collateral for commercial real estate at the date of the credit extension depending on the Company's evaluation of the borrowers' creditworthiness and type of collateral and up to 80% for multi–family real estate. In the case of construction loans, the maximum loan-to-value is 65% of the “as completed” appraised value. The appraised value of collateral is monitored on an ongoing basis and additional collateral is requested when warranted. Real estate is the primary form of collateral. Other important forms of collateral are accounts receivable, inventory, other business assets, marketable securities and time deposits.
	Risk characteristics of the Company’s portfolio classes include the following:
	Commercial Real Estate Loans – In underwriting commercial real estate loans, the Company evaluates both the prospective borrower’s ability to make timely payments on the loan and the value of the property securing the loans. Repayment of such loans may be negatively impacted should the borrower default or should there be a substantial decline in the value of the property securing the loan or decline in general economic conditions. Where the owner occupies the property, the Company also evaluates the business ability to repay the loan on a timely basis. In addition, the Company may require personal guarantees, lease assignments and/or the guarantee of the operating company when the property is owner occupied.
	Commercial and Industrial Loans – The Company’s commercial and industrial loan portfolio consists primarily of commercial business loans and lines of credit to businesses and professionals. These loans are usually made to finance accounts receivable, the purchase of inventory or new or used equipment and for other short or long-term working capital purposes. These loans are generally secured by business assets, but are also occasionally offered on an unsecured basis. In granting this type of loan, the Company primarily looks to the borrower’s cash flow as the source of repayment with collateral and personal guarantees, where obtained, as a secondary source. Payments on such loans are often dependent upon the successful operation of the underlying business involved. Repayment of such loans may therefore be negatively impacted by adverse changes in economic conditions, management’s inability to effectively manage the business, claims of others against the borrower’s assets which may take priority over the Company’s claims against assets, death or disability of the borrower or loss of markets for the borrower’s products or services.
	Residential Real Estate Loans – Home equity loans secured by real estate properties are offered by the Company. The company no longer offers residential mortgages, having exited this business in 2013. Repayment of residential real estate loans may be negatively impacted should the borrower have financial difficulties, should there be a significant decline in the value of the property securing the loan or should there be decline in general economic conditions.
	Construction Loans – Construction loans are short-term loans (generally up to 18 months) secured by land for both residential and commercial development. The loans are generally made for acquisition and improvements. Funds are disbursed as phases of construction are completed. Included in this category are loans to construct single family homes where no contract of sale exists, based upon the experience and the financial strength of the builder, the type and location of the property and other factors. Construction loans are generally personally guaranteed by the principal(s). Repayment of such loans may be negatively impacted by the builders’ inability to complete construction, by a downturn in the new construction market, by a significant increase in interest rates or by a decline in general economic conditions.
	Other/Consumer Loans – The Company also offers installment loans, credit cards, consumer overdraft and reserve lines of credit to individuals.  Repayments of such loans are often dependent on the personal income of the borrower which may be negatively impacted by adverse changes in economic conditions. The Company does not place a high emphasis on originating these types of loans.
	The Company does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burdened ratios.
	The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended September 30, 2014. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Three months ended					Commercial						Construction to
	30-Sep-14		Commercial			Real Estate			Construction			Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance		$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Charge-offs			(25	)		(297	)		-			-			-			(4	)		-			(326	)
	Recoveries			-			15			10			-			-			-			-			25
	Provision			(263	)		261			66			(27	)		(76	)		-			39		$	-
	Ending Balance		$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Ending balance: individually evaluated for impairment		$	1,513		$	4		$	-		$	-		$	-		$	3		$	-		$	1,520
	Ending balance: collectively evaluated for impairment			677			1,100			76			122			554			687			177			3,393
	Total Allowance for Loan Losses		$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Total Loans ending balance		$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	-		$	463,806
	Ending balance: individually evaluated for impairment		$	5,827		$	8,404		$	-		$	-		$	4,978		$	558		$	-		$	19,767
	Ending balance: collectively evaluated for impairment		$	50,605		$	247,152		$	8,622		$	11,725		$	80,964		$	44,971		$	-		$	444,039
	The following table sets forth activity in our allowance for loan losses, by loan type, for the nine months ended September 30, 2014. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
	(in thousands)
	Nine months ended					Commercial						Construction
	30-Sep-14		Commercial			Real Estate			Construction			to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance		$	2,285		$	1,585		$	260		$	25		$	795		$	534		$	197		$	5,681
	Charge-offs			(37	)		(297	)		(260	)		-			(195	)		(39	)		-			(828	)
	Recoveries			4			45			10			-			-			1			-			60
	Provision			(62	)		(229	)		66			97			(46	)		194			(20	)		-
	Ending Balance		$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Ending balance: individually evaluated for impairment		$	1,513		$	4		$	-		$	-		$	-		$	3		$	-		$	1,520
	Ending balance: collectively evaluated for impairment			677			1,100			76			122			554			687			177			3,393
	Total Allowance for Loan Losses		$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Total Loans ending balance		$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	-		$	463,806
Ending balance: individually evaluated for impairment		$	5,827		$	8,404		$	-		$	-		$	4,978		$	558		$	-		$	19,767
Ending balance: collectively evaluated for impairment		$	50,605		$	247,152		$	8,622		$	11,725		$	80,964		$	44,971		$	-		$	444,039
The following table sets forth activity in our allowance for loan losses, by loan type, for the three months ended September 30, 2013. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
(in thousands)
Three months ended		Commercial			Commercial			Construction			Construction			Residential			Consumer			Unallocated			Total
30-Sep-13					Real Estate						to Permanent
Allowance for loan losses:
Beginning Balance		$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
Charge-offs			(14	)		-			(107	)		-			-			(2	)		-			(123	)
Recoveries			1			15			-			-			-			1			-			17
Provision			1,051			(167	)		(13	)		1			86			(14	)		56		$	1,000
Ending Balance		$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
Ending balance: individually evaluated for impairment		$	2,200		$	513		$	116		$	-		$	326		$	2		$	-		$	3,157
Ending balance: collectively evaluated for impairment			560			1,288			-			25			694			227			265			3,059
Total Allowance for Loan Losses		$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
Total Loans ending balance		$	40,142		$	223,459		$	335		$	10,296		$	114,153		$	47,687		$	-		$	436,072
Ending balance: individually evaluated for impairment		$	6,109		$	13,431		$	335		$	1,205		$	8,782		$	655		$	-		$	30,517
Ending balance: collectively evaluated for impairment		$	34,033		$	210,028		$	-		$	9,091		$	105,371		$	47,032		$	-		$	405,555
The following table sets forth activity in our allowance for loan losses, by loan type, for the nine months ended September 30, 2013. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment.
(in thousands)
Nine months ended		Commercial			Commercial			Construction			Construction			Residential			Consumer			Unallocated			Total
30-Sep-13					Real Estate						to Permanent
Allowance for loan losses:
Beginning Balance		$	942		$	3,509		$	311		$	19		$	897		$	217		$	121		$	6,016
Charge-offs			(15	)		(289	)		(130	)		-			(385	)		(21	)		-			(840	)
Recoveries			3			44			20			-			1			2			-			70
Provision			1,830			(1,463	)		(85	)		6			507			31			144			970
Ending Balance		$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
Ending balance: individually evaluated for impairment		$	2,200		$	513		$	116		$	-		$	326		$	2		$	-		$	3,157
Ending balance: collectively evaluated for impairment			560			1,288			-			25			694			227			265			3,059
Total Allowance for Loan Losses		$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
Total Loans ending balance		$	40,142		$	223,459		$	335		$	10,296		$	114,153		$	47,687		$	-		$	436,072
Ending balance: individually evaluated for impairment		$	6,109		$	13,431		$	335		$	1,205		$	8,782		$	655		$	-		$	30,517
Ending balance: collectively evaluated for impairment		$	34,033		$	210,028		$	-		$	9,091		$	105,371		$	47,032		$	-		$	405,555
The following table details for the year ended December 31, 2013 the amount of loans receivable that were evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that was allocated to each loan portfolio segment.
(in thousands)
					Commercial						Construction
2013		Commercial			Real Estate			Construction			to Permanent			Residential			Consumer			Unallocated			Total
Total Loans ending balance		$	35,137		$	222,772		$	260		$	11,372		$	106,968		$	47,320		$	-		$	423,829
Ending balance: individually evaluated for impairment			6,152			7,766			260			1,189			6,060			594			-			22,021
Ending balance: collectively evaluated for impairment		$	28,985		$	215,006		$	-		$	10,183		$	100,908		$	46,726		$	-		$	401,808
The Company monitors the credit quality of its loans receivable in an ongoing manner. Credit quality is monitored by reviewing certain credit quality indicators, including loan to value ratios, debt service coverage ratios and credit scores.
Appraisals on properties securing non-performing loans and Other Real Estate Owned (“OREO”) are updated annually. We update our impairment analysis monthly based on the most recent appraisal as well as other factors (such as senior lien positions, property taxes, etc.).
The majority of the Company’s impaired loans have been resolved through courses of action other than via bank liquidations of real estate collateral through OREO. These include normal loan payoffs, the traditional workout process, triggering personal guarantee obligations, and troubled debt restructurings. However, as loan workout efforts progress to a point where the bank’s liquidation of real estate collateral is the likely outcome, the impairment analysis is updated to reflect actual recent experience with bank sales of OREO properties.
A disposition discount is built into our impairment analysis and reflected in our allowance once a property is determined to be a likely OREO (e.g. foreclosure is probable). To determine the discount we compare the average sales prices of our prior OREO properties to the appraised value that was obtained as of the date when we took title to the property. The difference is the bank-owned disposition discount.
The Company has a risk rating system as part of the risk assessment of its loan portfolio. The Company’s lending officers are required to assign an Obligor and a Facility risk rating to each loan in their portfolio at origination, which is ratified or modified by the Committee to which the loan is submitted for approval. When the lender learns of important financial developments, the risk rating is reviewed accordingly, and adjusted if necessary. Similarly, the Loan Committee can adjust a risk rating. The Company employs a loan officer whose responsibility is to independently review the ratings annually for all commercial credits over $250,000.
In addition, the Company engages a third party independent loan reviewer that performs quarterly reviews of a sample of loans, validating the Bank’s risk ratings assigned to such loans. The risk ratings play an important role in the establishment of the loan loss provision and to confirm the adequacy of the allowance for loan losses. Any upgrades to classified loans must be approved by the Management Loan Committee.
When assigning a risk rating to a loan, management utilizes the Bank’s internal eleven-point risk rating system. An asset is considered “special mention” when it has a potential weakness based on objective evidence, but does not currently expose the Company to sufficient risk to warrant classification in one of the following categories:
	●	An asset is considered “substandard” if it is not adequately protected by the current net worth and paying capacity of the obligor or the collateral pledged, if any. Substandard assets have well defined weaknesses based on objective evidence, and are characterized by the “distinct possibility” that the Company will sustain “some loss” if the deficiencies are not corrected.
	●	Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”
Charge–off generally commences after the loan is classified “doubtful” to reduce the loan to its recoverable balance. If the account is classified as “loss”, the full balance is charged off regardless of the potential recovery from the sale of the collateral. That amount is recognized as a recovery after the collateral is sold.
In accordance with FFIEC (“Federal Financial Institutions Examination Council”) published policies establishing uniform criteria for the classification of retail credit based on delinquency status, “Open-end” credits are charged-off when 180 days delinquent and “Closed-end” credits are charged-off when 120 days delinquent.
The following table details the credit risk exposure of loans receivable, by loan type and credit quality indicator at September 30, 2014:
CREDIT RISK PROFILE BY CREDIT WORTHINESS CATEGORY
(Dollars in thousands)
								Commercial Real												Construction to						Residential Real
		Commercial						Estate						Construction						Permanent						Estate				Consumer
LTVs:		< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
Internal Risk Rating
Pass		$	47,027		$	3,296		$	241,743		$	6,614		$	8,622		$	-		$	9,971		$	1,754		$	65,540	$	18,489	$	43,109	$	1,738	$	679	$	448,582
Special Mention			128			-			2,721			2,005			-			-			-			-			-		-		-		-		-		4,854
Substandard			5,981			-			2,331			142			-			-			-			-			1,533		380		3		-		-		10,370
		$	53,136		$	3,296		$	246,795		$	8,761		$	8,622		$	-		$	9,971		$	1,754		$	67,073	$	18,869	$	43,112	$	1,738	$	679	$	463,806
CREDIT RISK PROFILE
(in thousands)
					Commercial Real						Construction to			Residential
		Commercial			Estate			Construction			Permanent			Real Estate			Consumer			Totals
Performing		$	50,604		$	255,414		$	8,622		$	11,725		$	84,029		$	45,526		$	455,920
Non Performing			5,828			142			-			-			1,913			3			7,886
Total		$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	463,806
The following table details the credit risk exposure of loans receivable, by loan type and credit quality indicator at December 31, 2013:
CREDIT RISK PROFILE BY CREDIT WORTHINESS CATEGORY
(in thousands)
								Commercial Real												Construction to						Residential Real
		Commercial						Estate						Construction						Permanent						Estate				Consumer
LTVs:		< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
Internal Risk Rating
Pass		$	23,672		$	3,868		$	198,787		$	7,940		$	-		$	-		$	10,183		$	-		$	83,253	$	20,778	$	42,780	$	3,849	$	650	$	395,760
Special Mention			170			-			6,551			2,496			-			-			-			-			-		-		-		-		-		9,217
Substandard			7,427			-			3,684			3,314			60			200			1,189			-			1,980		957		10		31		-		18,852
		$	31,269		$	3,868		$	209,022		$	13,750		$	60		$	200		$	11,372		$	-		$	85,233	$	21,735	$	42,790	$	3,880	$	650	$	423,829
CREDIT RISK PROFILE
(in thousands)
					Commercial Real						Construction			Residential
		Commercial			Estate			Construction			to Permanent			Real Estate			Consumer			Totals
Performing		$	28,985		$	221,007		$	-		$	10,183		$	104,030		$	47,287		$	411,492
Non Performing			6,152			1,765			260			1,189			2,938			33			12,337
Total		$	35,137		$	222,772		$	260		$	11,372		$	106,968		$	47,320		$	423,829
Included in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The unpaid principal balances of loans on nonaccrual status and considered impaired were $7.9 million at September 30, 2014 and $12.3 million at December 31, 2013. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $17,000 of additional income during the quarter ended September 30, 2014 and $257,000 during the quarter ended September 30, 2013. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $52,000 of additional income for the nine months ended September 30, 2014 and $754,000 for the nine month ended September 30, 2013.
The following table sets forth the detail, and delinquency status, of non-accrual loans and past due loans at September 30, 2014:
		Non-Accrual and Past Due Loans
(in thousands)		Non-Accrual Loans
2014
		31-60 Days			61-90 Days			Greater			Total Past			Current			>90 Days			Total Non-
		Past Due			Past Due			Than 90			Due						Past			Accrual
								Days									Due and			and Past
																	Accruing			Due
																				Loans
Commercial
Pass		$	-		$	-		$	-		$	-		$	-		$	942		$	942
Substandard			-			4			15			19			5,809			-			5,828
Total Commercial		$	-		$	4		$	15		$	19		$	5,809		$	942		$	6,770
Commercial Real Estate
Substandard		$	-		$	-		$	-		$	-		$	142		$	-		$	142
Total Commercial Real Estate		$	-		$	-		$	-		$	-		$	142		$	-		$	142
Residential Real Estate
Substandard		$	-		$	-		$	1,913		$	1,913		$	-		$	-		$	1,913
Total Residential Real Estate		$	-		$	-		$	1,913		$	1,913		$	-		$	-		$	1,913
Consumer
Substandard		$	-		$	3		$	-		$	3		$	-		$	-		$	3
Total Consumer		$	-		$	3		$	-		$	3		$	-		$	-		$	3
Total		$	-		$	7		$	1,928		$	1,935		$	5,951		$	942		$	8,828
Generally, loans are placed on non-accruing status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have at least six months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accruing status. Additionally, certain loans that cannot demonstrate sufficient global cash flow to continue loan payments in the future and certain troubled debt restructures (TDRs) are placed on non-accrual status.
At September 30, 2014, $6.0 million or 76% of the non-accruing loan balance of $7.9 million was current.
There were 5 loans totaling $942,000 that were past due ninety days or more and still accruing interest at September 30, 2014. All were mature lines of credit awaiting renewal. There were two such loans at December 31, 2013, totaling $866,000.
The following table sets forth the detail, and delinquency status, of non-accrual loans and past due loans at December 31, 2013:
		Non-Accrual and Past Due Loans
(in thousands)		Non-Accrual Loans
2013																	>90 Days			Total Non-
								Greater									Past Due			Accrual and
		31-60 Days			61-90 Days			Than			Total Past						and			Past Due
		Past Due			Past Due			90 Days			Due			Current			Accruing			Loans
Commercial
Pass		$	-		$	-		$	-		$	-		$	-		$	25		$	25
Substandard			-			-			2			2			6,150			-			6,152
Total Commercial		$	-		$	-		$	2		$	2		$	6,150		$	25		$	6,177
Commercial Real Estate
Substandard		$	-		$	-		$	1,765		$	1,765		$	-		$	841		$	2,606
Total Commercial Real Estate		$	-		$	-		$	1,765		$	1,765		$	-		$	841		$	2,606
Construction
Substandard		$	-		$	-		$	260		$	260		$	-		$	-		$	260
Total Construction		$	-		$	-		$	260		$	260		$	-		$	-		$	260
Construction to Permanent
Substandard		$	-		$	-		$	-		$	-		$	1,189		$	-		$	1,189
Total Construction to Permanent		$	-		$	-		$	-		$	-		$	1,189		$	-		$	1,189
Residential Real Estate
Substandard		$	-		$	-		$	2,553		$	2,553		$	385		$	-		$	2,938
Total Residential Real Estate		$	-		$	-		$	2,553		$	2,553		$	385		$	-		$	2,938
Consumer
Substandard		$	-		$	-		$	2		$	2		$	31		$	-		$	33
Total Consumer		$	-		$	-		$	2		$	2		$	31		$	-		$	33
Total		$	-		$	-		$	4,582		$	4,582		$	7,755		$	866		$	13,203
The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at September 30, 2014.
(in thousands)		Performing (Accruing) Loans
2014																	Total Non-
														Total			Accrual and
		31-60 Days			61-90 Days			Total Past						Performing			Past Due
		Past Due			Past Due			Due			Current			Loans			Loans			Total Loans
Commercial
Pass		$	93		$	-		$	93		$	49,288		$	49,381		$	942		$	50,323
Special Mention			-			-			-			128			128			-			128
Substandard			-			-			-			153			153			5,828			5,981
Total Commercial		$	93		$	-		$	93		$	49,569		$	49,662		$	6,770		$	56,432
Commercial Real Estate
Pass		$	583		$	-		$	583		$	247,774		$	248,357		$	-		$	248,357
Special Mention			1,050			-			1,050			3,676			4,726			-			4,726
Substandard			-			-			-			2,331			2,331			142			2,473
Total Commercial Real Estate		$	1,633		$	-		$	1,633		$	253,781		$	255,414		$	142		$	255,556
Construction
Pass		$	-		$	-		$	-		$	8,622		$	8,622		$	-		$	8,622
Total Construction		$	-		$	-		$	-		$	8,622		$	8,622		$	-		$	8,622
Construction to Permanent
Pass		$	-		$	-		$	-		$	11,725		$	11,725		$	-		$	11,725
Total Construction to Permanent		$	-		$	-		$	-		$	11,725		$	11,725		$	-		$	11,725
Residential Real Estate
Pass		$	502		$	-		$	502		$	83,527		$	84,029		$	-		$	84,029
Substandard			-			-			-			-			-			1,913			1,913
Total Residential Real Estate		$	502		$	-		$	502		$	83,527		$	84,029		$	1,913		$	85,942
Consumer
Pass		$	21		$	-		$	21		$	45,505		$	45,526		$	-		$	45,526
Substandard			-			-			-			-			-			3			3
Total Consumer		$	21		$	-		$	21		$	45,505		$	45,526		$	3		$	45,529
Total
Pass		$	1,199		$	-		$	1,199		$	446,441		$	447,640		$	942		$	448,582
Special Mention			1,050			-			1,050			3,804			4,854			-			4,854
Substandard			-			-			-			2,484			2,484			7,886			10,370
Grand Total		$	2,249		$	-		$	2,249		$	452,729		$	454,978		$	8,828		$	463,806
The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at December 31, 2013.
(in thousands)		Performing (Accruing) Loans
																	Total Non-
2013																	Accrual and
		31-60 Days			61-89 Days			Total Past						Total Loan			Past Due			Total Loans
		Past Due			Past Due			Due			Current			Balances			Loans			Receivable
Commercial
Pass		$	725		$	-		$	725		$	26,790		$	27,515		$	25		$	27,540
Special Mention			-			-			-			170			170			-			170
Substandard			-			-			-			1,275			1,275			6,152			7,427
Total Commercial		$	725		$	-		$	725		$	28,235		$	28,960		$	6,177		$	35,137
Commercial Real Estate
Pass		$	1,845		$	266		$	2,111		$	204,615		$	206,726		$	-		$	206,726
Special Mention			-			-			-			9,047			9,047			-			9,047
Substandard			-			-			-			4,394			4,394			2,605			6,999
Total Commercial Real Estate		$	1,845		$	266		$	2,111		$	218,056		$	220,167		$	2,605		$	222,772
Construction
Substandard		$	-		$	-		$	-		$	-		$	-		$	260		$	260
Total Construction		$	-		$	-		$	-		$	-		$	-		$	260		$	260
Construction to Permanent
Pass		$	-		$	-		$	-		$	10,183		$	10,183		$	-		$	10,183
Substandard			-			-			-			-			-			1,189			1,189
Total Construction to Permanent		$	-		$	-		$	-		$	10,183		$	10,183		$	1,189		$	11,372
Residential Real Estate
Pass		$	32		$	-		$	32		$	103,998		$	104,030		$	-		$	104,030
Substandard			-			-			-			-			-			2,938			2,938
Total Residential Real Estate		$	32		$	-		$	32		$	103,998		$	104,030		$	2,938		$	106,968
Consumer
Pass		$	350		$	561		$	911		$	46,368		$	47,279		$	-		$	47,279
Substandard			7			-			7			-			7			34			41
Total Consumer		$	357		$	561		$	918		$	46,368		$	47,286		$	34		$	47,320
Total
Pass		$	2,602		$	266		$	2,868		$	345,586		$	348,454		$	25		$	348,479
Special Mention			-			-			-			9,217			9,217			-			9,217
Substandard			-			-			-			5,669			5,669			13,144			18,813
Grand Total		$	2,959		$	827		$	3,786		$	406,840		$	410,626		$	13,203		$	423,829
Impaired loans consist of non-accrual loans, TDRs, and loans previously classified as TDRs that have been upgraded. The average recorded investment in impaired loans for the three and nine months ended September 30, 2014 was $21.5 million and $21.6 million respectively. For the three months ended September 30, 2014 and 2013, the interest collected and recognized as income on impaired loans, was approximately $204,000 and $124,000 respectively. For the nine months ended September 30, 2014 and 2013, the interest collected on impaired loans was approximately $589,000 and $344,000 respectively.
The recorded investment of impaired loans at September 30, 2014 and December 31, 2013 was $19.8 million and $22.0 million, with related allowances of $1.5 million and $1.9 million, respectively.
The following table summarizes impaired loans as of September 30, 2014:
		Recorded			Unpaid Principal
(in thousands)		Investment			Balance			Related Allowance
With no related allowance recorded:
Commercial		$	4		$	96		$	-
Commercial Real Estate			8,262			9,077			-
Construction			-			732			-
Residential			4,978			5,087			-
Consumer			555			635			-
Total:		$	13,799		$	15,627		$	-
With an allowance recorded:
Commercial		$	5,823		$	5,823		$	1,513
Commercial Real Estate			142			186			4
Consumer			3			3			3
Total:		$	5,968		$	6,012		$	1,520
Commercial		$	5,827		$	5,919		$	1,513
Commercial Real Estate			8,404			9,263			4
Construction			-			732			-
Residential			4,978			5,087			-
Consumer			558			638			3
Total:		$	19,767		$	21,639		$	1,520
The following table summarizes impaired loans as of December 31, 2013:
(in thousands)		Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
Commercial		$	2		$	151		$	-
Commercial Real Estate			7,596			8,316			-
Construction to Permanent			1,189			1,417			-
Residential			5,103			7,636			-
Consumer			592			671			-
Total:		$	14,482		$	18,191		$	-
With an allowance recorded:
Commercial		$	6,150		$	6,150		$	1,500
Commercial Real Estate			170			214			31
Construction			260			732			260
Residential			957			1,097			98
Consumer			2			2			2
Total:		$	7,539		$	8,195		$	1,891
Commercial		$	6,152		$	6,301		$	1,500
Commercial Real Estate			7,766			8,530			31
Construction			260			732			260
Construction to Permanent			1,189			1,417			-
Residential			6,060			8,733			98
Consumer			594			673			2
Total:		$	22,021		$	26,386		$	1,891
Included in the tables above at September 30, 2014 and December 31, 2013 are loans with carrying balances of $13.8 million and $14.5 million that required no specific reserves in our allowance for loan losses. Loans that did not require specific reserves have sufficient collateral values, less costs to sell, supporting the carrying balances of the loans. In some cases, there may be no specific reserves because the Company already charged-off the specific impairment. Once a borrower is in default, the Company is under no obligation to advance additional funds on unused commitments.
On a case-by-case basis, the Company may agree to modify the contractual terms of a borrower’s loan to assist customers who may be experiencing financial difficulty. If the borrower is experiencing financial difficulties and a concession has been made, the loan is classified as a troubled debt restructured loan.
At September 30, 2014, there were 2 loans totaling $2.1 million that were considered “TDRs”. Interest income was being accrued on both loans. At December 31, 2013 there were 2 loans totaling $2.2 million that were considered TDRs. One loan of $1.2 million was on non-accrual status.
The following table presents the total troubled debt restructured loans as of September 30, 2014:
		Accrual						Non-accrual						Total
(Dollars in thousands)		# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
Commercial Real Estate			2		$	2,091			-		$	-			2		$	2,091
Total Troubled Debt Restructurings			2		$	2,091			-		$	-			2		$	2,091
The following table presents the total troubled debt restructured loans as of December 31, 2013:
		Accrual						Non-accrual						Total
(Dollars in thousands)		# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
Commercial Real Estate			1		$	991			-		$	-			1		$	991
Construction to Permanent			-			-			1			1,197			1			1,197
Total Troubled Debt Restructurings			1		$	991			1		$	1,197			2		$	2,188
No loans were modified in troubled debt restructurings during the three months ended September 30, 2014. The following table summarizes loans that were modified in troubled debt restructurings during the nine months ended September 30, 2014.
		Nine months ended September 30, 2014
					Pre-Modification						Post-Modification
		Number of			Outstanding Recorded			Number of			Outstanding Recorded
(Dollars in thousands)		Relationships			Investment			Relationships			Investment
Commercial Real Estate			2		$	2,439			2		$	2,430
Total Troubled Debt Restructurings			2		$	2,439			2		$	2,430
Substantially all troubled debt restructured loan modifications involve lowering the monthly payments on such loans through either a reduction in interest rate, an extension of the term of the loan, or a combination of these two methods. These modifications rarely result in the forgiveness of principal or accrued interest. In addition, we often obtain additional collateral or guarantor support when modifying commercial loans. If the borrower had demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (at least six consecutive months of payments) and both principal and interest are deemed collectible. All troubled debt restructurings are impaired loans, which are individually evaluated for impairment.

Note_4_Deposits

Note 4 - Deposits	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Deposit Liabilities Disclosures [Text Block]	'
	Note 4:          Deposits
	The following table is a summary of the Company’s deposits at:
		September 30,		December 31,
	(in thousands)	2014		2013
	Non-interest bearing	$	62,657	$	55,358
	Interest bearing
	NOW		25,818		28,618
	Savings		85,831		80,983
	Money market		25,722		29,310
	Time certificates, less than $100,000		120,127		129,548
	Time certificates, $100,000 or more		94,975		106,387
	Brokered Deposits (CDARS)		5,985		-
	Total interest bearing		358,458		374,846
	Total Deposits	$	421,115	$	430,204

Note_5_ShareBased_Compensation

Note 5 - Share-Based Compensation	9 Months Ended
	Sep. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	Note 5:          Share-Based Compensation
	The Company maintains the Patriot National Bancorp, Inc. 2012 Stock Plan to provide an incentive to directors and employees of the Company by the grant of options, restricted stock awards or phantom stock units. The Plan provides for the issuance of up to 3,000,000 shares of the Company’s common stock subject to certain Plan limitations. As of September 30, 2014, 2,202,100 shares of stock remain available for issuance under the Plan. The vesting of restricted stock awards and options may be accelerated in accordance with terms of the plan. The Compensation Committee shall determine the vesting of restricted stock awards and stock options. Restricted stock grants are available to directors and employees and vest in quarterly or annual installments over a three, four or five year period from the date of grant. The Compensation Committee accelerated the vesting of the initial grant of restricted stock for directors in 2012, whereby the first year of the tranche vested immediately. The Company is expensing the grant date fair value of all share-based compensation over the requisite vesting periods on a straight-line basis.
	During the three months ended September 30, 2014 and September 30, 2013, the Company recorded $73,000 and $55,000 of total stock-based compensation, respectively. During the nine months ended September 30, 2014 and September 30, 2013, the Company recorded $203,000 and $71,000 of total stock-based compensation, respectively. During the nine months ended September 30, 2014, there were 385,652 shares granted under the 2012 Stock Plan.
	The following is a summary of the status of the Company’s restricted shares as of September 30, 2014, and changes therein during the period then ended.
		Number of			Weighted
		Shares			Average Grant
		Awarded			Date Fair Value
	Non-vested at December 31, 2013		281,835		$	1.26
	Granted		385,652			1.04
	Vested		(13,313	)		1.73
	Non-vested at September 30, 2014		654,174		$	1.12
	Expected future stock award expense related to the non-vested restricted awards as of September 30, 2014, is $555,000 over an average period of 2.56 years.
	The Company had no outstanding stock options at September 30, 2014.

Note_6_Income_Taxes

Note 6 - Income Taxes	9 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	Note 6:     Income Taxes
	For the three month and year-to-date periods ended September 30, 2014, the bank recorded an income tax benefit of approximately $16.8 million. This compares to no income tax benefit or expense for the three month period ended September 30, 2013, and a $21,000 benefit last September 30, year to date. The year over year variance is due to the company’s release of $16.8 million of its deferred tax asset valuation allowance.
	As measured under the rules of the Tax Reform Act of 1986, the Company had undergone a greater than 50% change of ownership in 2010. Consequently, use of the Company's net operating loss carry forward and certain built in deductions available against future taxable income in any one year are limited. The maximum amount of carry forwards available in a given year is limited to the product of the Company's fair market value on the date of ownership change and the federal long-term tax-exempt rate, plus any limited carry forward not utilized in prior years.
	The Company analyzed the impact of its ownership change in 2010 and calculated the annual limitation under IRC 382 to be $284,000.  Based on the analysis, the Company had determined that the pre-change net operating losses and net unrealized built-in deductions were approximately $36.2 million.  Based on a 20 year carry forward period, the Company could utilize approximately $5.6 million of the pre-change net operating losses and built-in deductions.  Therefore, the Company wrote-off approximately $10.4 million of deferred tax assets in 2011.  Accordingly, the write-off of the deferred tax asset did not affect the consolidated financial statements as there was a full valuation allowance against the deferred tax asset.
	Under US GAAP companies are required to assess whether a valuation allowance should be established against their deferred tax assets based on consideration of all available evidence using a “more likely than not” standard. The deferred tax position has been affected by several significant transactions in prior years.  These transactions include provision for loan losses, the levels of non-accrual loans and other-than-temporary impairment write-offs of certain investments, as well as a loss on the bulk sale of loans in 2011. As a result, the Company had concluded that it was not more-likely-than-not that the Company would be able to realize its deferred tax assets and, accordingly, had established a full valuation allowance totaling $14.4 million against the deferred tax asset balance remaining after the IRC 382 write-down (see below). As part of our ongoing evaluation of the reliability of our deferred tax assets it was determined that $16.8 million of the valuation allowance was now more likely than not to be realized as future tax benefits. The release of the valuation allowance in the current quarter reflects the impacts of various factors, such as: a strong positive trend in financial performance over the last four quarters, forecasted 2015 and future period taxable income, significant improvements in the quality of the loan portfolio and favorable changes in operations which permanently reduce operating expenses. These factors provided sufficient evidence as to the reliability of the deferred tax assets.

Note_7_Income_Loss_Per_Share

Note 7 - Income (Loss) Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	Note 7:          Income (loss) per share
	The Company is required to present basic income (loss) per share and diluted income (loss) per share in its consolidated statements of operations. Basic income (loss) per share amounts are computed by dividing net income (loss) by the weighted average number of common shares outstanding. Diluted income (loss) per share reflects additional common shares that would have been outstanding if potentially dilutive common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and would be determined using the treasury stock method. The Company is also required to provide a reconciliation of the numerator and denominator used in the computation of both basic and diluted income (loss) per share.
	Non-vested restricted stock awards did not have an impact on the diluted earnings per share. The Company had no outstanding stock options. The following is information about the computation of income (loss) per share for the three and nine months ended September 30, 2014 and 2013:
	Three months ended September 30, 2014
					Weighted Average
					Common Shares
		Net Income			O/S		Amount
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	17,261,000			38,502,062	$	0.45
	Three months ended September 30, 2013				Weighted Average
					Common Shares
		Net Loss			O/S		Amount
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(2,370,000	)		38,409,683	$	(0.06	)
	Nine months ended September 30, 2014				Weighted Average
					Common Shares
		Net Income			O/S		Amount
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	18,105,000			38,497,625	$	0.47
	Nine months ended September 30, 2013				Weighted Average
					Common Shares
		Net Loss			O/S		Amount
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(8,239,000	)		38,426,431	$	(0.21	)

Note_8_Other_Comprehensive_Inc

Note 8 - Other Comprehensive Income	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	Note 8:          Other Comprehensive Income
	Other comprehensive income, which is comprised solely of the change in unrealized gains and losses on available-for-sale securities, is as follows:
		Three Months Ended								Nine Months Ended
		30-Sep-14								30-Sep-14
		Before Tax					Net of Tax			Before Tax					Net of Tax
	( in thousands)	Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding gains	$	51		$	-	$	51		$	552		$	-	$	552
	arising during the period
		Three Months Ended								Nine Months Ended
		30-Sep-13								30-Sep-13
		Before Tax					Net of Tax			Before Tax					Net of Tax
		Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding (losses)	$	(265	)	$	-	$	(265	)	$	(839	)	$	-	$	(839	)
	arising during the period

Note_9_Financial_Instruments_w

Note 9 - Financial Instruments with Off-Balance Sheet Risk	9 Months Ended
	Sep. 30, 2014
Risks and Uncertainties [Abstract]	'
Concentration Risk Disclosure [Text Block]	'
	Note 9:          Financial Instruments with Off-Balance Sheet Risk
	In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
	The contractual amount of commitments to extend credit and standby letters of credit represent the total amount of potential accounting loss should: the contracts be fully drawn upon; the customers default; and the value of any existing collateral becomes worthless. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments and evaluates each customer’s creditworthiness on a case-by-case basis. Management believes that the Company controls the credit risk of these financial instruments through credit approvals, credit limits, monitoring procedures and the receipt of collateral as deemed necessary.
	Financial instruments whose contractual amounts represent credit risk at September 30, 2014 are as follows:
	Commitments to extend credit:	(in thousands)
	Future loan commitments	$	12,412
	Home equity lines of credit		25,277
	Unused lines of credit		33,727
	Undisbursed construction loans		8,381
	Financial standby letters of credit		1,118
		$	80,915
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to extend credit generally have fixed expiration dates, or other termination clauses, and may require payment of a fee by the borrower. Since these commitments could expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include residential and commercial property, deposits and securities. The bank has established a reserve of $12,000 as of September 30, 2014 for these commitments.
	Standby letters of credit are written commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Guarantees that are not derivative contracts are recorded on the Company’s consolidated balance sheet at their fair value at inception.

Note_10_Regulatory_and_Operati

Note 10 - Regulatory and Operational Matters	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	Note 10:     Regulatory and Operational Matters
	On September 29, 2014, Patriot National Bancorp, Inc. was notified by the Office of the Comptroller of the Currency (the "OCC") that the formal agreement between Patriot National Bank (the "Bank") and the OCC, dated February 9, 2009, had been terminated. This action was taken because the OCC no longer considers the Bank to be in "troubled condition". The decision to terminate the formal agreement was due to, among other things, the satisfactory ratings of the Bank's asset quality, liquidity, management and regulatory capital position following the Bank’s successful control recapitalization and turnaround plan.
	The Company’s and the Bank’s actual capital amounts and ratios at September 30, 2014 and December 31, 2013 were:
												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
	(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	30-Sep-14
	The Company:
	Total Capital (to Risk Weighted Assets)	$	62,689		13.84	%	$	36,234		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		57,777		12.76	%		18,117		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		57,777		10.6	%		21,808		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	62,582		13.83	%	$	36,208		8	%	$	54,312		12	%
	Tier 1 Capital (to Risk Weighted Assets)		57,669		12.74	%		18,104		4	%		47,523		10.5	%
	Tier 1 Capital (to Average Assets)		57,669		10.58	%		21,794		4	%		49,037		9	%
	31-Dec-13
	The Company:
	Total Capital (to Risk Weighted Assets)	$	56,060		13.95	%	$	32,153		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		51,027		12.7	%		16,076		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		51,027		9.33	%		21,888		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	55,758		13.86	%	$	32,187		8	%	$	48,280		12	%
	Tier 1 Capital (to Risk Weighted Assets)		50,730		12.61	%		16,093		4	%		42,245		10.5	%
	Tier 1 Capital (to Average Assets)		50,730		9.28	%		21,872		4	%		49,212		9	%

Note_11_Fair_Value_and_Interes

Note 11 - Fair Value and Interest Rate Risk	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	Note 11:      Fair Value and Interest Rate Risk
	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. A fair value hierarchy has been established that prioritizes the inputs used to measure fair value, requiring entities to maximize the use of observable inputs. Observable inputs reflect market data obtained from independent sources, while unobservable inputs generally require significant management judgment.
	The three levels within the fair value hierarchy are as follows:
		●	Level 1- Unadjusted quoted market prices for identical assets or liabilities in active markets that the entity has the ability to access at the measurement date (such as active exchange-traded equity securities and certain U.S. and government agency debt securities).
		●	Level 2- Observable inputs other than quoted prices included in Level 1, such as:
		■	quoted prices for similar assets or liabilities in active markets (such as U.S. agency and government sponsored mortgage-backed securities)
		■	quoted prices for identical or similar assets or liabilities in less active markets (such as certain U.S. and government agency debt securities, and corporate and municipal debt securities that trade infrequently)
		■	Other inputs that are observable for substantially the full term of the asset or liability (i.e. interest rates, yield curves, prepayment speeds, default rates, etc.)
		●	Level 3- Valuation techniques that require unobservable inputs that are supported by little or no market activity and are significant to the fair value measurement of the asset or liability (such as pricing and discounted cash flow models that typically reflect management’s estimates of the assumptions a market participant would use in pricing the asset or liability).
	A description of the valuation methodologies used for assets and liabilities recorded at fair value, and for estimating fair value for financial and non-financial instruments not recorded at fair value, is set forth below.
	Cash and due from banks, federal funds sold, short-term investments and accrued interest receivable and payable: The carrying amount is a reasonable estimate of fair value and accordingly these are classified as Level 1. These financial instruments are not recorded at fair value on a recurring basis.
	Available-for-Sale Securities: These financial instruments are recorded at fair value on a recurring basis in the financial statements. The prices for these instruments are obtained through an independent pricing service or dealer market participants with whom the Company has historically transacted both purchases and sales of investment securities. Management reviews the data and assumptions used in pricing the securities by its third party provider to ensure the highest level of significant inputs are derived from market observable data.
	Other Investments: The Bank’s investment portfolio includes the Solomon Hess SBA Loan Fund totaling $4.5 million. This investment is utilized for the purposes of the Bank satisfying its CRA lending requirements. As this fund operates as a private fund, shares in the Fund are not publicly traded and therefore have no readily determinable market value. An investment in the Fund is reported in the financial statements at cost, as adjusted for income, losses, and cash distributions attributable to the investment.
	Loans: For variable rate loans, which reprice frequently and have no significant change in credit risk, carrying values are a reasonable estimate of fair values, adjusted for credit losses inherent in the portfolios. The fair value of fixed rate loans is estimated by discounting the future cash flows using the period end rates, estimated by using local market data, at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, adjusted for credit losses inherent in the portfolios. As estimates are dependent on management’s observations, loans are classified as Level 3. The Company does not record loans at fair value on a recurring basis. However, from time to time, nonrecurring fair value adjustments to collateral-dependent impaired loans are recorded to reflect partial write-downs based on the observable market price or current appraised value of collateral. Fair values estimated in this manner do not fully incorporate an exit-price approach to fair value, but instead are based on a comparison to current market rates for comparable loans.
	Other Real Estate Owned: The fair value of OREO properties the Company may obtain is based on the estimated current property valuations less estimated selling costs. When the fair value is based on current observable appraised values, OREO is classified within Level 2. The Company classifies the OREO within Level 3 when unobservable adjustments are made to appraised values. The Company does not record other real estate owned at fair value on a recurring basis.
	Deposits: The fair value of demand deposits, regular savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit and other time deposits is estimated using a discounted cash flow calculation that applies interest rates currently being offered for deposits of similar remaining maturities, estimated using local market data, to a schedule of aggregated expected maturities on such deposits. The Company does not record deposits at fair value on a recurring basis.
	Junior Subordinated Debt: Junior subordinated debt reprices quarterly and as a result the carrying amount is considered a reasonable estimate of fair value. The Company does not record junior subordinated debt at fair value on a recurring basis.
	Federal Home Loan Bank Borrowings: The fair value of the advances is estimated using a discounted cash flow calculation that applies current Federal Home Loan Bank interest rates for advances of similar maturity to a schedule of maturities of such advances. The Company does not record these borrowings at fair value on a recurring basis.
	Off-balance sheet instruments: Fair values for the Company’s off-balance-sheet instruments (lending commitments) are based on interest rate changes and fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The Company does not record its off-balance-sheet instruments at fair value on a recurring basis.
	The following table details the financial assets measured at fair value on a recurring basis as of September 30, 2014 and December 31, 2013, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine fair value:
	(in thousands)
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	30-Sep-14		(Level 1)			(Level 2)			(Level 3)			30-Sep-14
	U.S. Government agency mortgage- backed securities		$	-		$	18,307		$	-		$	18,307
	U.S. Government agency bonds			-			7,314			-			7,314
	Corporate bonds			-			8,950			-			8,950
	Securities available for sale		$	-		$	34,571		$	-		$	34,571
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	31-Dec-13		(Level 1)			(Level 2)			(Level 3)			31-Dec-13
	U.S. Government agency mortgage- backed securities		$	-		$	21,752		$	-		$	21,752
	U.S. Government agency bonds			-			7,079			-			7,079
	Corporate bonds			-			8,870			-			8,870
							-			-
	Securities available for sale		$	-		$	37,701		$	-		$	37,701
	There were no transfers of assets between levels 1, 2 or 3 as of September 30, 2014 or December 31, 2013. Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).
	The following reflects financial assets measured at fair value on a non-recurring basis as of September 30, 2014 and December 31, 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized:
			Quoted Prices in			Significant			Significant
	(in thousands)		Active Markets			Observable			Unobservable
			for Identical Assets			Inputs			Inputs			Balance
			(Level 1)			(Level 2)			(Level 3)
	30-Sep-14
	Non-accrual loans		$	-		$	-		$	6,366		$	6,366
	31-Dec-13
	Non-accrual loans		$	-		$	-		$	11,312		$	11,312
	The Company discloses fair value information about financial instruments, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. Certain financial instruments are excluded from disclosure requirements and, accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
	The estimated fair value amounts have been measured as of September 30, 2014 and December 31, 2013 and have not been reevaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair value of these financial instruments subsequent to the respective reporting dates may be different than amounts reported on those dates.
	The information presented should not be interpreted as an estimate of the fair value of the Company since a fair value calculation is only required for a limited portion of the Company’s assets and liabilities. Due to the wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other bank holding companies may not be meaningful.
	The following is a summary of the carrying amounts and estimated fair values of the Company’s financial instruments not measured and not reported at fair value on the consolidated balance sheets at September 30, 2014 and December 31, 2013:
				30-Sep-14						31-Dec-13
	(in thousands)	Fair Value		Carrying			Estimated			Carrying			Estimated
		Hierarchy		Amount			Fair Value			Amount			Fair Value
	Financial Assets:
	Cash and noninterest bearing balances due from banks	Level 1		$	1,530		$	1,530		$	1,570		$	1,570
	Interest-bearing deposits due from banks	Level 1			56,060			56,060			33,295			33,295
	Other investments	Level 2			4,450			4,450			4,450			4,450
	Federal Reserve Bank stock	Level 2			1,541			1,541			1,444			1,444
	Federal Home Loan Bank stock	Level 2			6,428			6,428			4,143			4,143
	Loans receivable, net	Level 3			458,893			463,161			418,148			424,831
	Accrued interest receivable	Level 1			1,649			1,649			1,566			1,566
Financial Liabilities:
Demand deposits	Level 1		$	62,657		$	62,657		$	55,358		$	55,358
Savings deposits	Level 1			85,831			85,831			80,983			80,983
Money market deposits	Level 1			25,722			25,722			29,310			29,310
NOW accounts	Level 1			25,818			25,818			28,618			28,618
Time deposits	Level 2			221,087			221,256			235,935			236,602
FHLB Borrowings	Level 2			132,000			132,000			57,000			57,000
Subordinated debentures	Level 2			2,191			2,191			8,248			8,248
Accrued interest payable	Level 1			92			92			1,388			1,388
The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk.
Off-balance sheet instruments
Loan commitments on which the committed interest rate is less than the current market rate were insignificant at September 30, 2014 and December 31, 2013. The estimated fair value of fee income on letters of credit at September 30, 2014 and December 31, 2013 was also insignificant.

Note_12_Restructuring_Charges_

Note 12 - Restructuring Charges and Asset Disposals	9 Months Ended
	Sep. 30, 2014
Restructuring and Related Activities [Abstract]	'
Restructuring and Related Activities Disclosure [Text Block]	'
	Note 12:     Restructuring Charges and Asset Disposals
	The Company recorded no restructuring charges for the nine months ended September 30, 2014, compared to $448,000 in the same period as last year. These costs are included in restructuring charges and asset disposals in the Consolidated Statements of Operations. The $448,000 of restructuring charges for the nine months ended September 30, 2013 consisted of workforce reduction related charges of $569,000 partially offset by $121,000 reduction in existing restructuring reserves related to lease liability costs.
	On May 29, 2013, the Company purchased a branch location where the cost of the lease exceeded the cost to own. Purchase of this branch resulted in a reduction of $121,000 in future lease liability costs which had been included as part of a restructuring initiative in 2011.
	On June 13, 2013, the Company executed a workforce reduction of the residential lending group and retail operations to further reduce operating expenses. There were nineteen employees in total affected by this announcement. Restructuring charges for this initiative resulted in $515,000 in severance expenses. During July 2013, there was an additional workforce reduction, resulting in restructuring charges of $54,000 in severance expenses.
	There were no remaining restructuring reserves at September 30, 2014.

Note_13_Recent_Accounting_Pron

Note 13 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	Note 13:     Recent Accounting Pronouncements
	Recently Adopted Accounting Standards Updates
	ASU No. 2013-11 - Income Taxes (Topic 740) - "Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carry forward ,a Similar Tax Loss, or a Tax Credit Carry forward Exists (a consensus of the FASB Emerging Issues Task Force)."– The ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward, as applicable. To the extent a net operating loss carry forward, a similar tax loss, or a tax credit carry forward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit shall be presented in the financial statements as a liability and shall not be combined with deferred tax assets. This update was adopted effective January 1, 2014 and will be applied prospectively; however, its netting provisions are consistent with the Company’s previous presentation, as applicable, and as a result did not require additional disclosures
	Recently Issued Accounting Standards Updates
	ASU 2014-14, “Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40)” – Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure which will require creditors to derecognize certain foreclosed government-guaranteed mortgage loans and to recognize a separate other receivable that is measured at the amount the creditor expects to recover from the guarantor, and to treat the guarantee and the receivable as a single unit of account. ASU 2014-14 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the ASU is effective for annual periods ending after December 15, 2015, and interim periods beginning after December 15, 2015. An entity can elect a prospective or a modified retrospective transition method, but must use the same transition method that it elected under FASB ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Early adoption, including adoption in an interim period, is permitted if the entity already adopted ASU 2014-04. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force).”– The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” – which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure,” was issued to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)“- allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
New Accounting Pronouncements, Policy [Policy Text Block]	'
	Recently Adopted Accounting Standards Updates
	ASU No. 2013-11 - Income Taxes (Topic 740) - "Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carry forward ,a Similar Tax Loss, or a Tax Credit Carry forward Exists (a consensus of the FASB Emerging Issues Task Force)."– The ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward, as applicable. To the extent a net operating loss carry forward, a similar tax loss, or a tax credit carry forward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit shall be presented in the financial statements as a liability and shall not be combined with deferred tax assets. This update was adopted effective January 1, 2014 and will be applied prospectively; however, its netting provisions are consistent with the Company’s previous presentation, as applicable, and as a result did not require additional disclosures
	Recently Issued Accounting Standards Updates
	ASU 2014-14, “Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40)” – Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure which will require creditors to derecognize certain foreclosed government-guaranteed mortgage loans and to recognize a separate other receivable that is measured at the amount the creditor expects to recover from the guarantor, and to treat the guarantee and the receivable as a single unit of account. ASU 2014-14 is effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the ASU is effective for annual periods ending after December 15, 2015, and interim periods beginning after December 15, 2015. An entity can elect a prospective or a modified retrospective transition method, but must use the same transition method that it elected under FASB ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. Early adoption, including adoption in an interim period, is permitted if the entity already adopted ASU 2014-04. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-12, Compensation-Stock Compensation (Topic 718) “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force).”– The ASU provides explicit guidance to account for a performance target that could be achieved after the requisite service period as a performance condition. For awards within the scope of this Update, the Task Force decided that an entity should apply existing guidance in Topic 718 as it relates to share-based payments with performance conditions that affect vesting. Consistent with that guidance, performance conditions that affect vesting should not be reflected in estimating the fair value of an award at the grant date. Compensation cost should be recognized when it is probable that the performance target will be achieved and should represent the compensation cost attributable to the period for which the requisite service has already been rendered. If the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual and interim periods beginning after January 1, 2016. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” – which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective. The new standard is effective for the Company on January 1, 2017. Early application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. The Company is evaluating the effect that ASU 2014-09 will have on its consolidated financial statements and related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.
	ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure,” was issued to clarify that when an in substance repossession or foreclosure occurs, a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU 2014-04 is effective for annual reporting periods beginning after December 15, 2014. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.
	ASU No. 2014-01, “Accounting for Investments in Qualified Affordable Housing Projects (Topic 323)“- allows an entity that invests in low income housing projects and meets all the specified conditions to use the proportional amortization method to account for the costs of those investments. The effective date is for annual periods and interim periods within those annual periods beginning after December 15, 2014. The Company does not expect the application of this guidance to have a material impact on the Company's consolidated financial statements.

Note_2_Investment_Securities_T

Note 2 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
				Gross
	(in thousands)	Amortized		Unrealized			Fair
		Cost		Losses			Value
	September 30, 2014:
	U. S. Government agency bonds	$	7,500	$	(186	)	$	7,314
	U. S. Government agency mortgage-backed securities		18,706		(399	)		18,307
	Corporate bonds		9,000		(50	)		8,950
		$	35,206	$	(635	)	$	34,571
	December 31, 2013:
	U. S. Government agency bonds	$	7,500	$	(421	)	$	7,079
	U. S. Government agency mortgage-backed securities		22,388		(636	)		21,752
	Corporate bonds		9,000		(130	)		8,870
		$	38,888	$	(1,187	)	$	37,701
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Less Than 12 Months					12 Months or More					Total
	(in thousands)	Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
		Value		Loss			Value		Loss			Value		Loss
	September 30, 2014:
	U. S. Government agency bonds	$	-	$	-		$	7,314	$	(186	)	$	7,314	$	(186	)
	U. S. Government agency mortgage - backed securities		-		-			18,307		(399	)		18,307		(399	)
	Corporate bonds		-		-			8,950		(50	)		8,950		(50	)
	Totals	$	-	$	-		$	34,571	$	(635	)	$	34,571	$	(635	)
	December 31, 2013:
	U. S. Government agency bonds	$	7,079	$	(421	)	$	-	$	-		$	7,079	$	(421	)
	U. S. Government agency mortgage - backed securities		8,871		(291	)		12,881		(345	)		21,752		(636	)
	Corporate bonds		-		-			8,870		(130	)		8,870		(130	)
	Totals	$	15,950	$	(712	)	$	21,751	$	(475	)	$	37,701	$	(1,187	)
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	(in thousands)	Amortized Cost		Fair Value
	Maturity:
	Corporate bonds 5 to 10 years	$	9,000	$	8,950
	U.S. Government agency bonds < 5 years		2,500		2,484
	U.S. Government agency bonds 5 to 10 years		5,000		4,830
	U.S. Government agency mortgage-backed securities		18,706		18,307
	Total	$	35,206	$	34,571

Note_3_Loans_Receivable_and_Al1

Note 3 - Loans Receivable and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	(in thousands)	September 30,			December 31,
		2014			2013
	Real Estate
	Commercial	$	255,556		$	222,772
	Residential		85,942			106,968
	Construction		8,622			260
	Construction to permanent		11,725			11,372
	Commercial		56,432			35,137
	Consumer home equity		41,228			44,315
	Consumer installment		4,301			3,005
	Total Loans		463,806			423,829
	Allowance for loan losses		(4,913	)		(5,681	)
	Loans receivable, net	$	458,893		$	418,148
Schedule of Changes in Allowance for Loan Losses [Table Text Block]	'
		Three months ended						Nine months ended
		September 30,						September 30,
	(in thousands)	2014			2013			2014			2013
	Balance, beginning of period	$	5,214		$	5,322		$	5,681		$	6,016
	Provision for loan losses		-			1,000			-			970
	Loans charged-off		(326	)		(123	)		(828	)		(840	)
	Recoveries of loans previously charged-off		25			17			60			70
	Balance, end of period	$	4,913		$	6,216		$	4,913		$	6,216
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	Three months ended				Commercial						Construction to
	30-Sep-14	Commercial			Real Estate			Construction			Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,478		$	1,125		$	-		$	149		$	630		$	694		$	138		$	5,214
	Charge-offs		(25	)		(297	)		-			-			-			(4	)		-			(326	)
	Recoveries		-			15			10			-			-			-			-			25
	Provision		(263	)		261			66			(27	)		(76	)		-			39		$	-
	Ending Balance	$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Ending balance: individually evaluated for impairment	$	1,513		$	4		$	-		$	-		$	-		$	3		$	-		$	1,520
	Ending balance: collectively evaluated for impairment		677			1,100			76			122			554			687			177			3,393
	Total Allowance for Loan Losses	$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Total Loans ending balance	$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	-		$	463,806
	Ending balance: individually evaluated for impairment	$	5,827		$	8,404		$	-		$	-		$	4,978		$	558		$	-		$	19,767
	Ending balance: collectively evaluated for impairment	$	50,605		$	247,152		$	8,622		$	11,725		$	80,964		$	44,971		$	-		$	444,039
	Nine months ended				Commercial						Construction
	30-Sep-14	Commercial			Real Estate			Construction			to Permanent			Residential			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning Balance	$	2,285		$	1,585		$	260		$	25		$	795		$	534		$	197		$	5,681
	Charge-offs		(37	)		(297	)		(260	)		-			(195	)		(39	)		-			(828	)
	Recoveries		4			45			10			-			-			1			-			60
	Provision		(62	)		(229	)		66			97			(46	)		194			(20	)		-
	Ending Balance	$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Ending balance: individually evaluated for impairment	$	1,513		$	4		$	-		$	-		$	-		$	3		$	-		$	1,520
	Ending balance: collectively evaluated for impairment		677			1,100			76			122			554			687			177			3,393
	Total Allowance for Loan Losses	$	2,190		$	1,104		$	76		$	122		$	554		$	690		$	177		$	4,913
	Total Loans ending balance	$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	-		$	463,806
	Ending balance: individually evaluated for impairment	$	5,827		$	8,404		$	-		$	-		$	4,978		$	558		$	-		$	19,767
	Ending balance: collectively evaluated for impairment	$	50,605		$	247,152		$	8,622		$	11,725		$	80,964		$	44,971		$	-		$	444,039
	Three months ended	Commercial			Commercial			Construction			Construction			Residential			Consumer			Unallocated			Total
	30-Sep-13				Real Estate						to Permanent
	Allowance for loan losses:
	Beginning Balance	$	1,722		$	1,953		$	236		$	24		$	934		$	244		$	209		$	5,322
	Charge-offs		(14	)		-			(107	)		-			-			(2	)		-			(123	)
	Recoveries		1			15			-			-			-			1			-			17
	Provision		1,051			(167	)		(13	)		1			86			(14	)		56		$	1,000
	Ending Balance	$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
	Ending balance: individually evaluated for impairment	$	2,200		$	513		$	116		$	-		$	326		$	2		$	-		$	3,157
	Ending balance: collectively evaluated for impairment		560			1,288			-			25			694			227			265			3,059
	Total Allowance for Loan Losses	$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
	Total Loans ending balance	$	40,142		$	223,459		$	335		$	10,296		$	114,153		$	47,687		$	-		$	436,072
	Ending balance: individually evaluated for impairment	$	6,109		$	13,431		$	335		$	1,205		$	8,782		$	655		$	-		$	30,517
	Ending balance: collectively evaluated for impairment	$	34,033		$	210,028		$	-		$	9,091		$	105,371		$	47,032		$	-		$	405,555
	Nine months ended	Commercial			Commercial			Construction			Construction			Residential			Consumer			Unallocated			Total
	30-Sep-13				Real Estate						to Permanent
	Allowance for loan losses:
	Beginning Balance	$	942		$	3,509		$	311		$	19		$	897		$	217		$	121		$	6,016
	Charge-offs		(15	)		(289	)		(130	)		-			(385	)		(21	)		-			(840	)
	Recoveries		3			44			20			-			1			2			-			70
	Provision		1,830			(1,463	)		(85	)		6			507			31			144			970
	Ending Balance	$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
	Ending balance: individually evaluated for impairment	$	2,200		$	513		$	116		$	-		$	326		$	2		$	-		$	3,157
	Ending balance: collectively evaluated for impairment		560			1,288			-			25			694			227			265			3,059
	Total Allowance for Loan Losses	$	2,760		$	1,801		$	116		$	25		$	1,020		$	229		$	265		$	6,216
	Total Loans ending balance	$	40,142		$	223,459		$	335		$	10,296		$	114,153		$	47,687		$	-		$	436,072
	Ending balance: individually evaluated for impairment	$	6,109		$	13,431		$	335		$	1,205		$	8,782		$	655		$	-		$	30,517
	Ending balance: collectively evaluated for impairment	$	34,033		$	210,028		$	-		$	9,091		$	105,371		$	47,032		$	-		$	405,555
					Commercial						Construction
	2013	Commercial			Real Estate			Construction			to Permanent			Residential			Consumer			Unallocated			Total
	Total Loans ending balance	$	35,137		$	222,772		$	260		$	11,372		$	106,968		$	47,320		$	-		$	423,829
	Ending balance: individually evaluated for impairment		6,152			7,766			260			1,189			6,060			594			-			22,021
	Ending balance: collectively evaluated for impairment	$	28,985		$	215,006		$	-		$	10,183		$	100,908		$	46,726		$	-		$	401,808
Ceded Credit Risk [Table Text Block]	'
					Commercial Real						Construction to			Residential
		Commercial			Estate			Construction			Permanent			Real Estate			Consumer			Totals
	Performing	$	50,604		$	255,414		$	8,622		$	11,725		$	84,029		$	45,526		$	455,920
	Non Performing		5,828			142			-			-			1,913			3			7,886
	Total	$	56,432		$	255,556		$	8,622		$	11,725		$	85,942		$	45,529		$	463,806
					Commercial Real						Construction			Residential
		Commercial			Estate			Construction			to Permanent			Real Estate			Consumer			Totals
	Performing	$	28,985		$	221,007		$	-		$	10,183		$	104,030		$	47,287		$	411,492
	Non Performing		6,152			1,765			260			1,189			2,938			33			12,337
	Total	$	35,137		$	222,772		$	260		$	11,372		$	106,968		$	47,320		$	423,829
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
		Non-Accrual and Past Due Loans
	(in thousands)	Non-Accrual Loans
	2014
		31-60 Days			61-90 Days			Greater			Total Past			Current			>90 Days			Total Non-
		Past Due			Past Due			Than 90			Due						Past			Accrual
								Days									Due and			and Past
																	Accruing			Due
																				Loans
	Commercial
	Pass	$	-		$	-		$	-		$	-		$	-		$	942		$	942
	Substandard		-			4			15			19			5,809			-			5,828
	Total Commercial	$	-		$	4		$	15		$	19		$	5,809		$	942		$	6,770
	Commercial Real Estate
	Substandard	$	-		$	-		$	-		$	-		$	142		$	-		$	142
	Total Commercial Real Estate	$	-		$	-		$	-		$	-		$	142		$	-		$	142
	Residential Real Estate
	Substandard	$	-		$	-		$	1,913		$	1,913		$	-		$	-		$	1,913
	Total Residential Real Estate	$	-		$	-		$	1,913		$	1,913		$	-		$	-		$	1,913
	Consumer
	Substandard	$	-		$	3		$	-		$	3		$	-		$	-		$	3
	Total Consumer	$	-		$	3		$	-		$	3		$	-		$	-		$	3
	Total	$	-		$	7		$	1,928		$	1,935		$	5,951		$	942		$	8,828
		Non-Accrual and Past Due Loans
	(in thousands)	Non-Accrual Loans
	2013																>90 Days			Total Non-
								Greater									Past Due			Accrual and
		31-60 Days			61-90 Days			Than			Total Past						and			Past Due
		Past Due			Past Due			90 Days			Due			Current			Accruing			Loans
	Commercial
	Pass	$	-		$	-		$	-		$	-		$	-		$	25		$	25
	Substandard		-			-			2			2			6,150			-			6,152
	Total Commercial	$	-		$	-		$	2		$	2		$	6,150		$	25		$	6,177
	Commercial Real Estate
	Substandard	$	-		$	-		$	1,765		$	1,765		$	-		$	841		$	2,606
	Total Commercial Real Estate	$	-		$	-		$	1,765		$	1,765		$	-		$	841		$	2,606
	Construction
	Substandard	$	-		$	-		$	260		$	260		$	-		$	-		$	260
	Total Construction	$	-		$	-		$	260		$	260		$	-		$	-		$	260
	Construction to Permanent
	Substandard	$	-		$	-		$	-		$	-		$	1,189		$	-		$	1,189
	Total Construction to Permanent	$	-		$	-		$	-		$	-		$	1,189		$	-		$	1,189
	Residential Real Estate
	Substandard	$	-		$	-		$	2,553		$	2,553		$	385		$	-		$	2,938
	Total Residential Real Estate	$	-		$	-		$	2,553		$	2,553		$	385		$	-		$	2,938
	Consumer
	Substandard	$	-		$	-		$	2		$	2		$	31		$	-		$	33
	Total Consumer	$	-		$	-		$	2		$	2		$	31		$	-		$	33
	Total	$	-		$	-		$	4,582		$	4,582		$	7,755		$	866		$	13,203
Schedule of Financing Receivables Performing and Non-Accrual Status [Table Text Block]	'
	(in thousands)	Performing (Accruing) Loans
	2014																Total Non-
														Total			Accrual and
		31-60 Days			61-90 Days			Total Past						Performing			Past Due
		Past Due			Past Due			Due			Current			Loans			Loans			Total Loans
	Commercial
	Pass	$	93		$	-		$	93		$	49,288		$	49,381		$	942		$	50,323
	Special Mention		-			-			-			128			128			-			128
	Substandard		-			-			-			153			153			5,828			5,981
	Total Commercial	$	93		$	-		$	93		$	49,569		$	49,662		$	6,770		$	56,432
	Commercial Real Estate
	Pass	$	583		$	-		$	583		$	247,774		$	248,357		$	-		$	248,357
	Special Mention		1,050			-			1,050			3,676			4,726			-			4,726
	Substandard		-			-			-			2,331			2,331			142			2,473
	Total Commercial Real Estate	$	1,633		$	-		$	1,633		$	253,781		$	255,414		$	142		$	255,556
	Construction
	Pass	$	-		$	-		$	-		$	8,622		$	8,622		$	-		$	8,622
	Total Construction	$	-		$	-		$	-		$	8,622		$	8,622		$	-		$	8,622
	Construction to Permanent
	Pass	$	-		$	-		$	-		$	11,725		$	11,725		$	-		$	11,725
	Total Construction to Permanent	$	-		$	-		$	-		$	11,725		$	11,725		$	-		$	11,725
	Residential Real Estate
	Pass	$	502		$	-		$	502		$	83,527		$	84,029		$	-		$	84,029
	Substandard		-			-			-			-			-			1,913			1,913
	Total Residential Real Estate	$	502		$	-		$	502		$	83,527		$	84,029		$	1,913		$	85,942
	Consumer
	Pass	$	21		$	-		$	21		$	45,505		$	45,526		$	-		$	45,526
	Substandard		-			-			-			-			-			3			3
	Total Consumer	$	21		$	-		$	21		$	45,505		$	45,526		$	3		$	45,529
	Total
	Pass	$	1,199		$	-		$	1,199		$	446,441		$	447,640		$	942		$	448,582
	Special Mention		1,050			-			1,050			3,804			4,854			-			4,854
	Substandard		-			-			-			2,484			2,484			7,886			10,370
	Grand Total	$	2,249		$	-		$	2,249		$	452,729		$	454,978		$	8,828		$	463,806
	(in thousands)	Performing (Accruing) Loans
																	Total Non-
	2013																Accrual and
		31-60 Days			61-89 Days			Total Past						Total Loan			Past Due			Total Loans
		Past Due			Past Due			Due			Current			Balances			Loans			Receivable
	Commercial
	Pass	$	725		$	-		$	725		$	26,790		$	27,515		$	25		$	27,540
	Special Mention		-			-			-			170			170			-			170
	Substandard		-			-			-			1,275			1,275			6,152			7,427
	Total Commercial	$	725		$	-		$	725		$	28,235		$	28,960		$	6,177		$	35,137
	Commercial Real Estate
	Pass	$	1,845		$	266		$	2,111		$	204,615		$	206,726		$	-		$	206,726
	Special Mention		-			-			-			9,047			9,047			-			9,047
	Substandard		-			-			-			4,394			4,394			2,605			6,999
	Total Commercial Real Estate	$	1,845		$	266		$	2,111		$	218,056		$	220,167		$	2,605		$	222,772
	Construction
	Substandard	$	-		$	-		$	-		$	-		$	-		$	260		$	260
	Total Construction	$	-		$	-		$	-		$	-		$	-		$	260		$	260
	Construction to Permanent
	Pass	$	-		$	-		$	-		$	10,183		$	10,183		$	-		$	10,183
	Substandard		-			-			-			-			-			1,189			1,189
	Total Construction to Permanent	$	-		$	-		$	-		$	10,183		$	10,183		$	1,189		$	11,372
	Residential Real Estate
	Pass	$	32		$	-		$	32		$	103,998		$	104,030		$	-		$	104,030
	Substandard		-			-			-			-			-			2,938			2,938
	Total Residential Real Estate	$	32		$	-		$	32		$	103,998		$	104,030		$	2,938		$	106,968
	Consumer
	Pass	$	350		$	561		$	911		$	46,368		$	47,279		$	-		$	47,279
	Substandard		7			-			7			-			7			34			41
Total Consumer	$	357		$	561		$	918		$	46,368		$	47,286		$	34		$	47,320
Total
Pass	$	2,602		$	266		$	2,868		$	345,586		$	348,454		$	25		$	348,479
Special Mention		-			-			-			9,217			9,217			-			9,217
Substandard		-			-			-			5,669			5,669			13,144			18,813
Grand Total	$	2,959		$	827		$	3,786		$	406,840		$	410,626		$	13,203		$	423,829
Impaired Financing Receivables [Table Text Block]	'
		Recorded			Unpaid Principal
	(in thousands)	Investment			Balance			Related Allowance
	With no related allowance recorded:
	Commercial	$	4		$	96		$	-
	Commercial Real Estate		8,262			9,077			-
	Construction		-			732			-
	Residential		4,978			5,087			-
	Consumer		555			635			-
	Total:	$	13,799		$	15,627		$	-
	With an allowance recorded:
	Commercial	$	5,823		$	5,823		$	1,513
	Commercial Real Estate		142			186			4
	Consumer		3			3			3
	Total:	$	5,968		$	6,012		$	1,520
	Commercial	$	5,827		$	5,919		$	1,513
	Commercial Real Estate		8,404			9,263			4
	Construction		-			732			-
	Residential		4,978			5,087			-
	Consumer		558			638			3
	Total:	$	19,767		$	21,639		$	1,520
	(in thousands)	Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	Commercial	$	2		$	151		$	-
	Commercial Real Estate		7,596			8,316			-
	Construction to Permanent		1,189			1,417			-
	Residential		5,103			7,636			-
	Consumer		592			671			-
	Total:	$	14,482		$	18,191		$	-
	With an allowance recorded:
	Commercial	$	6,150		$	6,150		$	1,500
	Commercial Real Estate		170			214			31
	Construction		260			732			260
	Residential		957			1,097			98
	Consumer		2			2			2
	Total:	$	7,539		$	8,195		$	1,891
	Commercial	$	6,152		$	6,301		$	1,500
	Commercial Real Estate		7,766			8,530			31
	Construction		260			732			260
	Construction to Permanent		1,189			1,417			-
	Residential		6,060			8,733			98
	Consumer		594			673			2
	Total:	$	22,021		$	26,386		$	1,891
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		Accrual						Non-accrual						Total
	(Dollars in thousands)	# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
	Commercial Real Estate		2		$	2,091			-		$	-			2		$	2,091
	Total Troubled Debt Restructurings		2		$	2,091			-		$	-			2		$	2,091
		Accrual						Non-accrual						Total
	(Dollars in thousands)	# of						# of						# of
		Loans			Amount			Loans			Amount			Loans			Amount
	Commercial Real Estate		1		$	991			-		$	-			1		$	991
	Construction to Permanent		-			-			1			1,197			1			1,197
	Total Troubled Debt Restructurings		1		$	991			1		$	1,197			2		$	2,188
Modified Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		Nine months ended September 30, 2014
					Pre-Modification						Post-Modification
		Number of			Outstanding Recorded			Number of			Outstanding Recorded
	(Dollars in thousands)	Relationships			Investment			Relationships			Investment
	Commercial Real Estate		2		$	2,439			2		$	2,430
	Total Troubled Debt Restructurings		2		$	2,439			2		$	2,430
Credit Worthiness [Member]	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Tables) [Line Items]	'
Ceded Credit Risk [Table Text Block]	'
								Commercial Real												Construction to						Residential Real
		Commercial						Estate						Construction						Permanent						Estate				Consumer
	LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
	Internal Risk Rating
	Pass	$	47,027		$	3,296		$	241,743		$	6,614		$	8,622		$	-		$	9,971		$	1,754		$	65,540	$	18,489	$	43,109	$	1,738	$	679	$	448,582
	Special Mention		128			-			2,721			2,005			-			-			-			-			-		-		-		-		-		4,854
	Substandard		5,981			-			2,331			142			-			-			-			-			1,533		380		3		-		-		10,370
		$	53,136		$	3,296		$	246,795		$	8,761		$	8,622		$	-		$	9,971		$	1,754		$	67,073	$	18,869	$	43,112	$	1,738	$	679	$	463,806
								Commercial Real												Construction to						Residential Real
		Commercial						Estate						Construction						Permanent						Estate				Consumer
	LTVs:	< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%			>=5%			< 75%		>=5%		< 75%		>=5%		Other		Total
	Internal Risk Rating
	Pass	$	23,672		$	3,868		$	198,787		$	7,940		$	-		$	-		$	10,183		$	-		$	83,253	$	20,778	$	42,780	$	3,849	$	650	$	395,760
	Special Mention		170			-			6,551			2,496			-			-			-			-			-		-		-		-		-		9,217
	Substandard		7,427			-			3,684			3,314			60			200			1,189			-			1,980		957		10		31		-		18,852
		$	31,269		$	3,868		$	209,022		$	13,750		$	60		$	200		$	11,372		$	-		$	85,233	$	21,735	$	42,790	$	3,880	$	650	$	423,829

Note_4_Deposits_Tables

Note 4 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Deposits [Table Text Block]	'
		September 30,		December 31,
	(in thousands)	2014		2013
	Non-interest bearing	$	62,657	$	55,358
	Interest bearing
	NOW		25,818		28,618
	Savings		85,831		80,983
	Money market		25,722		29,310
	Time certificates, less than $100,000		120,127		129,548
	Time certificates, $100,000 or more		94,975		106,387
	Brokered Deposits (CDARS)		5,985		-
	Total interest bearing		358,458		374,846
	Total Deposits	$	421,115	$	430,204

Note_5_ShareBased_Compensation1

Note 5 - Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	'
		Number of			Weighted
		Shares			Average Grant
		Awarded			Date Fair Value
	Non-vested at December 31, 2013		281,835		$	1.26
	Granted		385,652			1.04
	Vested		(13,313	)		1.73
	Non-vested at September 30, 2014		654,174		$	1.12

Note_7_Income_Loss_Per_Share_T

Note 7 - Income (Loss) Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	Three months ended September 30, 2014
					Weighted Average
					Common Shares
		Net Income			O/S		Amount
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	17,261,000			38,502,062	$	0.45
	Three months ended September 30, 2013				Weighted Average
					Common Shares
		Net Loss			O/S		Amount
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(2,370,000	)		38,409,683	$	(0.06	)
	Nine months ended September 30, 2014				Weighted Average
					Common Shares
		Net Income			O/S		Amount
	Basic and Diluted Income Per Share
	Income attributable to common shareholders	$	18,105,000			38,497,625	$	0.47
	Nine months ended September 30, 2013				Weighted Average
					Common Shares
		Net Loss			O/S		Amount
	Basic and Diluted Loss Per Share
	Loss attributable to common shareholders	$	(8,239,000	)		38,426,431	$	(0.21	)

Note_8_Other_Comprehensive_Inc1

Note 8 - Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Other Comprehensive Income Change in Unrealized Gains and Losses on Available for Sale Securities [Table Text Block]	'
		Three Months Ended								Nine Months Ended
		30-Sep-14								30-Sep-14
		Before Tax					Net of Tax			Before Tax					Net of Tax
	( in thousands)	Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding gains	$	51		$	-	$	51		$	552		$	-	$	552
	arising during the period
		Three Months Ended								Nine Months Ended
		30-Sep-13								30-Sep-13
		Before Tax					Net of Tax			Before Tax					Net of Tax
		Amount			Tax Effect		Amount			Amount			Tax Effect		Amount
	Unrealized holding (losses)	$	(265	)	$	-	$	(265	)	$	(839	)	$	-	$	(839	)
	arising during the period

Note_9_Financial_Instruments_w1

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Tables)	9 Months Ended
	Sep. 30, 2014
Risks and Uncertainties [Abstract]	'
Schedule of Commitment to Extended Credit [Table Text Block]	'
	Commitments to extend credit:	(in thousands)
	Future loan commitments	$	12,412
	Home equity lines of credit		25,277
	Unused lines of credit		33,727
	Undisbursed construction loans		8,381
	Financial standby letters of credit		1,118
		$	80,915

Note_10_Regulatory_and_Operati1

Note 10 - Regulatory and Operational Matters (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
	(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
	30-Sep-14
	The Company:
	Total Capital (to Risk Weighted Assets)	$	62,689		13.84	%	$	36,234		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		57,777		12.76	%		18,117		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		57,777		10.6	%		21,808		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	62,582		13.83	%	$	36,208		8	%	$	54,312		12	%
	Tier 1 Capital (to Risk Weighted Assets)		57,669		12.74	%		18,104		4	%		47,523		10.5	%
	Tier 1 Capital (to Average Assets)		57,669		10.58	%		21,794		4	%		49,037		9	%
	31-Dec-13
	The Company:
	Total Capital (to Risk Weighted Assets)	$	56,060		13.95	%	$	32,153		8	%	N/A		N/A
	Tier 1 Capital (to Risk Weighted Assets)		51,027		12.7	%		16,076		4	%	N/A		N/A
	Tier 1 Capital (to Average Assets)		51,027		9.33	%		21,888		4	%	N/A		N/A
	The Bank:
	Total Capital (to Risk Weighted Assets)	$	55,758		13.86	%	$	32,187		8	%	$	48,280		12	%
	Tier 1 Capital (to Risk Weighted Assets)		50,730		12.61	%		16,093		4	%		42,245		10.5	%
	Tier 1 Capital (to Average Assets)		50,730		9.28	%		21,872		4	%		49,212		9	%

Note_11_Fair_Value_and_Interes1

Note 11 - Fair Value and Interest Rate Risk (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(in thousands)
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	30-Sep-14		(Level 1)			(Level 2)			(Level 3)			30-Sep-14
	U.S. Government agency mortgage- backed securities		$	-		$	18,307		$	-		$	18,307
	U.S. Government agency bonds			-			7,314			-			7,314
	Corporate bonds			-			8,950			-			8,950
	Securities available for sale		$	-		$	34,571		$	-		$	34,571
			Quoted Prices in			Significant			Significant
			Active Markets			Observable			Unobservable			Balance
			for Identical Assets			Inputs			Inputs			as of
	31-Dec-13		(Level 1)			(Level 2)			(Level 3)			31-Dec-13
	U.S. Government agency mortgage- backed securities		$	-		$	21,752		$	-		$	21,752
	U.S. Government agency bonds			-			7,079			-			7,079
	Corporate bonds			-			8,870			-			8,870
							-			-
	Securities available for sale		$	-		$	37,701		$	-		$	37,701
Fair Value Measurements, Nonrecurring [Table Text Block]	'
			Quoted Prices in			Significant			Significant
	(in thousands)		Active Markets			Observable			Unobservable
			for Identical Assets			Inputs			Inputs			Balance
			(Level 1)			(Level 2)			(Level 3)
	30-Sep-14
	Non-accrual loans		$	-		$	-		$	6,366		$	6,366
	31-Dec-13
	Non-accrual loans		$	-		$	-		$	11,312		$	11,312
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
				30-Sep-14						31-Dec-13
	(in thousands)	Fair Value		Carrying			Estimated			Carrying			Estimated
		Hierarchy		Amount			Fair Value			Amount			Fair Value
	Financial Assets:
	Cash and noninterest bearing balances due from banks	Level 1		$	1,530		$	1,530		$	1,570		$	1,570
	Interest-bearing deposits due from banks	Level 1			56,060			56,060			33,295			33,295
	Other investments	Level 2			4,450			4,450			4,450			4,450
	Federal Reserve Bank stock	Level 2			1,541			1,541			1,444			1,444
	Federal Home Loan Bank stock	Level 2			6,428			6,428			4,143			4,143
	Loans receivable, net	Level 3			458,893			463,161			418,148			424,831
	Accrued interest receivable	Level 1			1,649			1,649			1,566			1,566
	Financial Liabilities:
	Demand deposits	Level 1		$	62,657		$	62,657		$	55,358		$	55,358
	Savings deposits	Level 1			85,831			85,831			80,983			80,983
	Money market deposits	Level 1			25,722			25,722			29,310			29,310
	NOW accounts	Level 1			25,818			25,818			28,618			28,618
	Time deposits	Level 2			221,087			221,256			235,935			236,602
	FHLB Borrowings	Level 2			132,000			132,000			57,000			57,000
	Subordinated debentures	Level 2			2,191			2,191			8,248			8,248
	Accrued interest payable	Level 1			92			92			1,388			1,388

Note_2_Investment_Securities_D

Note 2 - Investment Securities (Details)	Sep. 30, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	11	11
Unrealized Holding Losses Depreciation Percentage from Amortized Cost	1.80%	3.20%

Note_2_Investment_Securities_D1

Note 2 - Investment Securities (Details) - Investment Securities (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-forsale securities, amortized cost	$35,206	$38,888
Available-forsale securities, fair value	34,571	37,701
Available-forsale securities, gross unrealized losses	-635	-1,187
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-forsale securities, amortized cost	7,500	7,500
Available-forsale securities, fair value	7,314	7,079
Available-forsale securities, gross unrealized losses	-186	-421
US Government Agencies Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-forsale securities, amortized cost	18,706	22,388
Available-forsale securities, fair value	18,307	21,752
Available-forsale securities, gross unrealized losses	-399	-636
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-forsale securities, amortized cost	9,000	9,000
Available-forsale securities, fair value	8,950	8,870
Available-forsale securities, gross unrealized losses	($50)	($130)

Note_2_Investment_Securities_D2

Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]	'	'
Available-for-sale securities in continuous loss position, less than 12 months, fair value	'	$15,950
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	'	-712
Available-for-sale securities in continuous loss position, 12 months or more, fair value	34,571	21,751
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-635	-475
Available-for-sale securities in continuous loss position, fair value	34,571	37,701
Available-for-sale securities in continuous loss position, unrealized loss	-635	-1,187
US Government Agencies Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]	'	'
Available-for-sale securities in continuous loss position, less than 12 months, fair value	'	7,079
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	'	-421
Available-for-sale securities in continuous loss position, 12 months or more, fair value	7,314	'
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-186	'
Available-for-sale securities in continuous loss position, fair value	7,314	7,079
Available-for-sale securities in continuous loss position, unrealized loss	-186	-421
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]	'	'
Available-for-sale securities in continuous loss position, less than 12 months, fair value	'	8,871
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	'	-291
Available-for-sale securities in continuous loss position, 12 months or more, fair value	18,307	12,881
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-399	-345
Available-for-sale securities in continuous loss position, fair value	18,307	21,752
Available-for-sale securities in continuous loss position, unrealized loss	-399	-636
Corporate Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]	'	'
Available-for-sale securities in continuous loss position, 12 months or more, fair value	8,950	8,870
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	-50	-130
Available-for-sale securities in continuous loss position, fair value	8,950	8,870
Available-for-sale securities in continuous loss position, unrealized loss	($50)	($130)

Note_2_Investment_Securities_D3

Note 2 - Investment Securities (Details) - Investment Debt Securities by Contractual Maturity (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Maturity:	'
Total	$35,206
Total	34,571
Corporate Debt Securities [Member]	'
Maturity:	'
Bonds 5 to 10 years, amortized cost	9,000
Bonds 5 to 10 years, fair value	8,950
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'
Maturity:	'
Bonds 5 to 10 years, amortized cost	5,000
Bonds 5 to 10 years, fair value	4,830
U.S. Government agency bonds 5 years	2,500
U.S. Government agency bonds 5 years	2,484
US Government Agencies Debt Securities [Member]	'
Maturity:	'
U.S. Government agency mortgage-backed securities	18,706
U.S. Government agency mortgage-backed securities	$18,307

Note_3_Loans_Receivable_and_Al2

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) (USD $)

0 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

9 Months Ended

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Non-Accrual Loans [Member]

Non-Accrual and Past Due Loans [Member]

Non-Accrual and Past Due Loans [Member]

Non-Accrual and Past Due Loans [Member]

Non-Accrual and Past Due Loans [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Multi-family Real Estate [Member]

Construction Loans [Member]

No Related Allowance Recorded [Member]

No Related Allowance Recorded [Member]

Past Due 90 Days or More and Still Accruing Interest [Member]

Past Due 90 Days or More and Still Accruing Interest [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maximum Percentage of Credit Extension Based on Market Value of Collateral

'

'

'

'

'

'

'

'

'

'

'

'

75.00%

'

80.00%

'

'

'

'

'

Percentage of Maximum Loan to Value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

65.00%

'

'

'

'

Maximum Period of Credit Extension of Construction Loans

'

'

'

'

'18 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period for Charged Off of Open-End Credits

'

'

'

'

'180 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period for Charged Off of Close-End Credits

'

'

'

'

'120 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Recorded Balance of Non-Accrual Loans

'

'

$7,900,000

'

$7,900,000

'

$12,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans

'

'

17,000

257,000

52,000

754,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maximum Period for Charged Off of Consumer Installment Loans

'

'

'

'

'90 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Performance Period Under Loan Terms

'

'

'

'

'6 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Recorded Investment, Current

'

'

'

'

'

'

'

'

142,000

'

5,951,000

7,755,000

'

'

'

'

'

'

'

'

Percent of Non-Accruing Loan Balance

'

'

76.00%

'

76.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of Accruing Loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

5

2

Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing

'

'

942,000

'

942,000

'

866,000

'

'

841,000

942,000

866,000

'

'

'

'

'

'

'

'

Impaired Financing Receivable, Average Recorded Investment

'

'

21,500,000

'

21,600,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired Financing Receivable, Interest Income, Cash Basis Method

'

'

204,000

124,000

589,000

344,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired Financing Receivable, Recorded Investment

'

'

19,767,000

'

19,767,000

'

22,021,000

'

'

'

'

'

8,404,000

7,766,000

'

'

13,800,000

14,500,000

'

'

Impaired Financing Receivable, Related Allowance

'

'

1,520,000

'

1,520,000

'

1,891,000

'

'

'

'

'

4,000

31,000

'

'

'

'

'

'

Financing Receivable Modifications Number of Contracts During Period

2

2

'

'

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Modifications, Recorded Investment

'

'

$2,091,000

'

$2,091,000

'

$2,188,000

$1,197,000

'

'

'

'

'

'

'

'

'

'

'

'

Note_3_Loans_Receivable_and_Al3

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Companybs Loan Portfolio (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Real Estate	'	'	'	'	'	'
Loans	$463,806	'	$423,829	$436,072	'	'
Allowance for loan losses	-4,913	-5,214	-5,681	-6,216	-5,322	-6,016
Loans receivable, net	458,893	'	418,148	'	'	'
Commercial Real Estate [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	255,556	'	222,772	'	'	'
Residential Mortgage [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	85,942	'	106,968	'	'	'
Real Estate Construction [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	8,622	'	260	'	'	'
Real Estate Construction to Permanent [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	11,725	'	11,372	'	'	'
Commercial Loan [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	56,432	'	35,137	'	'	'
Home Equity Line of Credit [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	41,228	'	44,315	'	'	'
Consumer Installment [Member]	'	'	'	'	'	'
Real Estate	'	'	'	'	'	'
Loans	$4,301	'	$3,005	'	'	'

Note_3_Loans_Receivable_and_Al4

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Changes in the Allowance for Loan Losses (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Changes in the Allowance for Loan Losses [Abstract]	'	'	'	'
Balance	$5,214	$5,322	$5,681	$6,016
Provision for loan losses	'	1,000	'	970
Loans charged-off	-326	-123	-828	-840
Recoveries of loans previously charged-off	25	17	60	70
Balance	$4,913	$6,216	$4,913	$6,216

Note_3_Loans_Receivable_and_Al5

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Allowance for Loan Losses to Loan Portfolio Segment (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	$5,214	$5,322	$5,681	$6,016	'
Balance	4,913	6,216	4,913	6,216	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	1,520	3,157	1,520	3,157	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	3,393	3,059	3,393	3,059	'
Total Allowance for Loan Losses	4,913	6,216	4,913	6,216	'
Total Loans ending balance	463,806	436,072	463,806	436,072	423,829
Loans Ending balance: individually evaluated for impairment	19,767	30,517	19,767	30,517	22,021
Loans Ending balance: collectively evaluated for impairment	444,039	405,555	444,039	405,555	401,808
Charge-offs	-326	-123	-828	-840	'
Recoveries	25	17	60	70	'
Provision	'	1,000	'	970	'
Commercial Portfolio Segment [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	2,478	1,722	2,285	942	'
Balance	2,190	2,760	2,190	2,760	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	1,513	2,200	1,513	2,200	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	677	560	677	560	'
Total Allowance for Loan Losses	2,190	2,760	2,190	2,760	'
Total Loans ending balance	56,432	40,142	56,432	40,142	35,137
Loans Ending balance: individually evaluated for impairment	5,827	6,109	5,827	6,109	6,152
Loans Ending balance: collectively evaluated for impairment	50,605	34,033	50,605	34,033	28,985
Charge-offs	-25	-14	-37	-15	'
Recoveries	'	1	4	3	'
Provision	-263	1,051	-62	1,830	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	1,125	1,953	1,585	3,509	'
Balance	1,104	1,801	1,104	1,801	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	4	513	4	513	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	1,100	1,288	1,100	1,288	'
Total Allowance for Loan Losses	1,104	1,801	1,104	1,801	'
Total Loans ending balance	255,556	223,459	255,556	223,459	222,772
Loans Ending balance: individually evaluated for impairment	8,404	13,431	8,404	13,431	7,766
Loans Ending balance: collectively evaluated for impairment	247,152	210,028	247,152	210,028	215,006
Charge-offs	-297	'	-297	-289	'
Recoveries	15	15	45	44	'
Provision	261	-167	-229	-1,463	'
Real Estate Construction [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	236	260	311	'
Balance	76	116	76	116	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	'	116	'	116	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	76	'	76	'	'
Total Allowance for Loan Losses	76	116	76	116	'
Total Loans ending balance	8,622	335	8,622	335	260
Loans Ending balance: individually evaluated for impairment	'	335	'	335	260
Loans Ending balance: collectively evaluated for impairment	8,622	'	8,622	'	'
Charge-offs	'	-107	-260	-130	'
Recoveries	10	'	10	20	'
Provision	66	-13	66	-85	'
Real Estate Construction to Permanent [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	149	24	25	19	'
Balance	122	25	122	25	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	122	25	122	25	'
Total Allowance for Loan Losses	122	25	122	25	'
Total Loans ending balance	11,725	10,296	11,725	10,296	11,372
Loans Ending balance: individually evaluated for impairment	'	1,205	'	1,205	1,189
Loans Ending balance: collectively evaluated for impairment	11,725	9,091	11,725	9,091	10,183
Provision	-27	1	97	6	'
Residential Portfolio Segment [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	630	934	795	897	'
Balance	554	1,020	554	1,020	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	'	326	'	326	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	554	694	554	694	'
Total Allowance for Loan Losses	554	1,020	554	1,020	'
Total Loans ending balance	85,942	114,153	85,942	114,153	106,968
Loans Ending balance: individually evaluated for impairment	4,978	8,782	4,978	8,782	6,060
Loans Ending balance: collectively evaluated for impairment	80,964	105,371	80,964	105,371	100,908
Charge-offs	'	'	-195	-385	'
Recoveries	'	'	'	1	'
Provision	-76	86	-46	507	'
Consumer Installment [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	694	244	534	217	'
Balance	690	229	690	229	'
Allowance for Loan Losses Ending balance: individually evaluated for impairment	3	2	3	2	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	687	227	687	227	'
Total Allowance for Loan Losses	690	229	690	229	'
Total Loans ending balance	45,529	47,687	45,529	47,687	47,320
Loans Ending balance: individually evaluated for impairment	558	655	558	655	594
Loans Ending balance: collectively evaluated for impairment	44,971	47,032	44,971	47,032	46,726
Charge-offs	-4	-2	-39	-21	'
Recoveries	'	1	1	2	'
Provision	'	-14	194	31	'
Unallocated Financing Receivables [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	138	209	197	121	'
Balance	177	265	177	265	'
Allowance for Loan Losses Ending balance: collectively evaluated for impairment	177	265	177	265	'
Total Allowance for Loan Losses	177	265	177	265	'
Provision	$39	$56	($20)	$144	'

Note_3_Loans_Receivable_and_Al6

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Credit Risk Exposure of Loans Receivable, by Loan Type and Credit Quality Indicator (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Internal Risk Rating	'	'	'
Loans recievable	$463,806	$423,829	$436,072
Commercial Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	47,027	23,672	'
Commercial Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	3,296	3,868	'
Commercial Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	128	170	'
Commercial Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	5,981	7,427	'
Commercial Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	53,136	31,269	'
Commercial Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	3,296	3,868	'
Commercial Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	56,432	35,137	40,142
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	241,743	198,787	'
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	6,614	7,940	'
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	2,721	6,551	'
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	2,005	2,496	'
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	2,331	3,684	'
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	142	3,314	'
Commercial Real Estate Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	246,795	209,022	'
Commercial Real Estate Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	8,761	13,750	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	255,556	222,772	223,459
Real Estate Construction [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	8,622	'	'
Real Estate Construction [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	'	60	'
Real Estate Construction [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	'	200	'
Real Estate Construction [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	8,622	60	'
Real Estate Construction [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	'	200	'
Real Estate Construction [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	8,622	260	335
Real Estate Construction to Permanent [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	9,971	10,183	'
Real Estate Construction to Permanent [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	1,754	'	'
Real Estate Construction to Permanent [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	'	1,189	'
Real Estate Construction to Permanent [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	9,971	11,372	'
Real Estate Construction to Permanent [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	1,754	'	'
Real Estate Construction to Permanent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	11,725	11,372	10,296
Residential Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	65,540	83,253	'
Residential Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	18,489	20,778	'
Residential Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	1,533	1,980	'
Residential Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	380	957	'
Residential Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	67,073	85,233	'
Residential Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	18,869	21,735	'
Residential Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	85,942	106,968	114,153
Consumer Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	43,109	42,780	'
Consumer Portfolio Segment [Member] | Pass [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	1,738	3,849	'
Consumer Portfolio Segment [Member] | Pass [Member] | Other LTV [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	679	650	'
Consumer Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	3	10	'
Consumer Portfolio Segment [Member] | Substandard [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	'	31	'
Consumer Portfolio Segment [Member] | Loan to Value Ratio Less than 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	43,112	42,790	'
Consumer Portfolio Segment [Member] | Loan to Value Ratio Greater than or Equal to 75 Percent [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	1,738	3,880	'
Consumer Portfolio Segment [Member] | Other LTV [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	679	650	'
Consumer Portfolio Segment [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	45,529	47,320	'
Pass [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	448,582	395,760	'
Special Mention [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	4,854	9,217	'
Substandard [Member]	'	'	'
Internal Risk Rating	'	'	'
Loans recievable	$10,370	$18,852	'

Note_3_Loans_Receivable_and_Al7

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Credit Risk Profile (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	$463,806	$423,829	$436,072
Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	50,604	28,985	'
Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	5,828	6,152	'
Commercial Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	56,432	35,137	40,142
Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	255,414	221,007	'
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	142	1,765	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	255,556	222,772	223,459
Real Estate Construction [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	8,622	'	'
Real Estate Construction [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	'	260	'
Real Estate Construction [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	8,622	260	335
Real Estate Construction to Permanent [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	11,725	10,183	'
Real Estate Construction to Permanent [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	'	1,189	'
Real Estate Construction to Permanent [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	11,725	11,372	10,296
Residential Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	84,029	104,030	'
Residential Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	1,913	2,938	'
Residential Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	85,942	106,968	114,153
Consumer Portfolio Segment [Member] | Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	45,526	47,287	'
Consumer Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	3	33	'
Consumer Portfolio Segment [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	45,529	47,320	'
Performing Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	455,920	411,492	'
Nonperforming Financing Receivable [Member]	'	'	'
Ceded Credit Risk [Line Items]	'	'	'
Loans receivable	$7,886	$12,337	'

Note_3_Loans_Receivable_and_Al8

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans (USD $)	Sep. 30, 2014	Dec. 31, 2013
Commercial	'	'
Loans greater than 90 days past due and accruing	$942,000	$866,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]	'	'
Commercial	'	'
Loans greater than 90 days past due and accruing	942,000	25,000
Total non-accrual and past due loans	942,000	25,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans 61-90 days past due	4,000	'
Non-accrual loans greater than 90 days past due	15,000	2,000
Non-accrual loans past due	19,000	2,000
Non-accrual loans current	5,809,000	6,150,000
Total non-accrual and past due loans	5,828,000	6,152,000
Non-Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member]	'	'
Commercial	'	'
Non-accrual loans 61-90 days past due	4,000	'
Non-accrual loans greater than 90 days past due	15,000	2,000
Non-accrual loans past due	19,000	2,000
Non-accrual loans current	5,809,000	6,150,000
Loans greater than 90 days past due and accruing	942,000	25,000
Total non-accrual and past due loans	6,770,000	6,177,000
Non-Accrual and Past Due Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	'	1,765,000
Non-accrual loans past due	'	1,765,000
Non-accrual loans current	142,000	'
Loans greater than 90 days past due and accruing	'	841,000
Total non-accrual and past due loans	142,000	2,606,000
Non-Accrual and Past Due Loans [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	'	1,765,000
Non-accrual loans past due	'	1,765,000
Non-accrual loans current	142,000	'
Loans greater than 90 days past due and accruing	'	841,000
Total non-accrual and past due loans	142,000	2,606,000
Non-Accrual and Past Due Loans [Member] | Residential Portfolio Segment [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	1,913,000	2,553,000
Non-accrual loans past due	1,913,000	2,553,000
Non-accrual loans current	'	385,000
Total non-accrual and past due loans	1,913,000	2,938,000
Non-Accrual and Past Due Loans [Member] | Residential Portfolio Segment [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	1,913,000	2,553,000
Non-accrual loans past due	1,913,000	2,553,000
Non-accrual loans current	'	385,000
Total non-accrual and past due loans	1,913,000	2,938,000
Non-Accrual and Past Due Loans [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans 61-90 days past due	3,000	'
Non-accrual loans greater than 90 days past due	'	2,000
Non-accrual loans past due	3,000	2,000
Non-accrual loans current	'	31,000
Total non-accrual and past due loans	3,000	33,000
Non-Accrual and Past Due Loans [Member] | Consumer Portfolio Segment [Member]	'	'
Commercial	'	'
Non-accrual loans 61-90 days past due	3,000	'
Non-accrual loans greater than 90 days past due	'	2,000
Non-accrual loans past due	3,000	2,000
Non-accrual loans current	'	31,000
Total non-accrual and past due loans	3,000	33,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	'	260,000
Non-accrual loans past due	'	260,000
Total non-accrual and past due loans	'	260,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction [Member]	'	'
Commercial	'	'
Non-accrual loans greater than 90 days past due	'	260,000
Non-accrual loans past due	'	260,000
Total non-accrual and past due loans	'	260,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction to Permanent [Member] | Substandard [Member]	'	'
Commercial	'	'
Non-accrual loans current	'	1,189,000
Total non-accrual and past due loans	'	1,189,000
Non-Accrual and Past Due Loans [Member] | Real Estate Construction to Permanent [Member]	'	'
Commercial	'	'
Non-accrual loans current	'	1,189,000
Total non-accrual and past due loans	'	1,189,000
Non-Accrual and Past Due Loans [Member]	'	'
Commercial	'	'
Non-accrual loans 61-90 days past due	7,000	'
Non-accrual loans greater than 90 days past due	1,928,000	4,582,000
Non-accrual loans past due	1,935,000	4,582,000
Non-accrual loans current	5,951,000	7,755,000
Loans greater than 90 days past due and accruing	942,000	866,000
Total non-accrual and past due loans	$8,828,000	$13,203,000

Note_3_Loans_Receivable_and_Al9

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Commercial	'	'	'
Total loans	$463,806	$423,829	$436,072
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	93	725	'
Performing (accruing) loans past due	93	725	'
Performing (accruing) loans current	49,288	26,790	'
Performing (accruing) loans	49,381	27,515	'
Total non-accrual and past due loans	942	25	'
Total loans	50,323	27,540	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	128	170	'
Performing (accruing) loans	128	170	'
Total loans	128	170	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	153	1,275	'
Performing (accruing) loans	153	1,275	'
Total non-accrual and past due loans	5,828	6,152	'
Total loans	5,981	7,427	'
Performing and Accruing Loans [Member] | Commercial Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	93	725	'
Performing (accruing) loans past due	93	725	'
Performing (accruing) loans current	49,569	28,235	'
Performing (accruing) loans	49,662	28,960	'
Total non-accrual and past due loans	6,770	6,177	'
Total loans	56,432	35,137	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	583	1,845	'
Performing (accruing) loans 61-90 days past due	'	266	'
Performing (accruing) loans past due	583	2,111	'
Performing (accruing) loans current	247,774	204,615	'
Performing (accruing) loans	248,357	206,726	'
Total loans	248,357	206,726	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	1,050	'	'
Performing (accruing) loans past due	1,050	'	'
Performing (accruing) loans current	3,676	9,047	'
Performing (accruing) loans	4,726	9,047	'
Total loans	4,726	9,047	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	2,331	4,394	'
Performing (accruing) loans	2,331	4,394	'
Total non-accrual and past due loans	142	2,605	'
Total loans	2,473	6,999	'
Performing and Accruing Loans [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	1,633	1,845	'
Performing (accruing) loans 61-90 days past due	'	266	'
Performing (accruing) loans past due	1,633	2,111	'
Performing (accruing) loans current	253,781	218,056	'
Performing (accruing) loans	255,414	220,167	'
Total non-accrual and past due loans	142	2,605	'
Total loans	255,556	222,772	'
Performing and Accruing Loans [Member] | Real Estate Construction [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	8,622	'	'
Performing (accruing) loans	8,622	'	'
Total loans	8,622	'	'
Performing and Accruing Loans [Member] | Real Estate Construction [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Total non-accrual and past due loans	'	260	'
Total loans	'	260	'
Performing and Accruing Loans [Member] | Real Estate Construction [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	8,622	'	'
Performing (accruing) loans	8,622	'	'
Total non-accrual and past due loans	'	260	'
Total loans	8,622	260	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	11,725	10,183	'
Performing (accruing) loans	11,725	10,183	'
Total loans	11,725	10,183	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Total non-accrual and past due loans	'	1,189	'
Total loans	'	1,189	'
Performing and Accruing Loans [Member] | Real Estate Construction to Permanent [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	11,725	10,183	'
Performing (accruing) loans	11,725	10,183	'
Total non-accrual and past due loans	'	1,189	'
Total loans	11,725	11,372	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	502	32	'
Performing (accruing) loans past due	502	32	'
Performing (accruing) loans current	83,527	103,998	'
Performing (accruing) loans	84,029	104,030	'
Total loans	84,029	104,030	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Total non-accrual and past due loans	1,913	2,938	'
Total loans	1,913	2,938	'
Performing and Accruing Loans [Member] | Residential Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	502	32	'
Performing (accruing) loans past due	502	32	'
Performing (accruing) loans current	83,527	103,998	'
Performing (accruing) loans	84,029	104,030	'
Total non-accrual and past due loans	1,913	2,938	'
Total loans	85,942	106,968	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	21	350	'
Performing (accruing) loans 61-90 days past due	'	561	'
Performing (accruing) loans past due	21	911	'
Performing (accruing) loans current	45,505	46,368	'
Performing (accruing) loans	45,526	47,279	'
Total loans	45,526	47,279	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	'	7	'
Performing (accruing) loans past due	'	7	'
Performing (accruing) loans	'	7	'
Total non-accrual and past due loans	3	34	'
Total loans	3	41	'
Performing and Accruing Loans [Member] | Consumer Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	21	357	'
Performing (accruing) loans 61-90 days past due	'	561	'
Performing (accruing) loans past due	21	918	'
Performing (accruing) loans current	45,505	46,368	'
Performing (accruing) loans	45,526	47,286	'
Total non-accrual and past due loans	3	34	'
Total loans	45,529	47,320	'
Performing and Accruing Loans [Member] | Pass [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	1,199	2,602	'
Performing (accruing) loans 61-90 days past due	'	266	'
Performing (accruing) loans past due	1,199	2,868	'
Performing (accruing) loans current	446,441	345,586	'
Performing (accruing) loans	447,640	348,454	'
Total non-accrual and past due loans	942	25	'
Total loans	448,582	348,479	'
Performing and Accruing Loans [Member] | Special Mention [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	1,050	'	'
Performing (accruing) loans past due	1,050	'	'
Performing (accruing) loans current	3,804	9,217	'
Performing (accruing) loans	4,854	9,217	'
Total loans	4,854	9,217	'
Performing and Accruing Loans [Member] | Substandard [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans current	2,484	5,669	'
Performing (accruing) loans	2,484	5,669	'
Total non-accrual and past due loans	7,886	13,144	'
Total loans	10,370	18,813	'
Performing and Accruing Loans [Member]	'	'	'
Commercial	'	'	'
Performing (accruing) loans 31-60 days past due	2,249	2,959	'
Performing (accruing) loans 61-90 days past due	'	827	'
Performing (accruing) loans past due	2,249	3,786	'
Performing (accruing) loans current	452,729	406,840	'
Performing (accruing) loans	454,978	410,626	'
Total non-accrual and past due loans	8,828	13,203	'
Total loans	463,806	423,829	'
Commercial Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Total loans	56,432	35,137	40,142
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Total loans	255,556	222,772	223,459
Real Estate Construction [Member]	'	'	'
Commercial	'	'	'
Total loans	8,622	260	335
Real Estate Construction to Permanent [Member]	'	'	'
Commercial	'	'	'
Total loans	11,725	11,372	10,296
Residential Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Total loans	85,942	106,968	114,153
Consumer Portfolio Segment [Member]	'	'	'
Commercial	'	'	'
Total loans	45,529	47,320	'
Pass [Member]	'	'	'
Commercial	'	'	'
Total loans	448,582	395,760	'
Special Mention [Member]	'	'	'
Commercial	'	'	'
Total loans	4,854	9,217	'
Substandard [Member]	'	'	'
Commercial	'	'	'
Total loans	$10,370	$18,852	'

Recovered_Sheet1

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Impaired Loans (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
With no related allowance recorded:	'	'
Loans with no related allowance recorded, recorded investment	$13,799	$14,482
Loans with no related allowance recorded, unpaid principal balance	15,627	18,191
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	5,968	7,539
Loans with an allowance recorded, unpaid principal balance	6,012	8,195
Loans, related allowance	1,520	1,891
Loans, recorded investment	19,767	22,021
Loans, unpaid principal balance	21,639	26,386
Commercial Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Loans with no related allowance recorded, recorded investment	4	2
Loans with no related allowance recorded, unpaid principal balance	96	151
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	5,823	6,150
Loans with an allowance recorded, unpaid principal balance	5,823	6,150
Loans, related allowance	1,513	1,500
Loans, recorded investment	5,827	6,152
Loans, unpaid principal balance	5,919	6,301
Commercial Real Estate Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Loans with no related allowance recorded, recorded investment	8,262	7,596
Loans with no related allowance recorded, unpaid principal balance	9,077	8,316
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	142	170
Loans with an allowance recorded, unpaid principal balance	186	214
Loans, related allowance	4	31
Loans, recorded investment	8,404	7,766
Loans, unpaid principal balance	9,263	8,530
Real Estate Construction [Member]	'	'
With no related allowance recorded:	'	'
Loans with no related allowance recorded, unpaid principal balance	732	'
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	'	260
Loans with an allowance recorded, unpaid principal balance	'	732
Loans, related allowance	'	260
Loans, recorded investment	'	260
Loans, unpaid principal balance	732	732
Residential Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Loans with no related allowance recorded, recorded investment	4,978	5,103
Loans with no related allowance recorded, unpaid principal balance	5,087	7,636
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	'	957
Loans with an allowance recorded, unpaid principal balance	'	1,097
Loans, related allowance	'	98
Loans, recorded investment	4,978	6,060
Loans, unpaid principal balance	5,087	8,733
Consumer Portfolio Segment [Member]	'	'
With no related allowance recorded:	'	'
Loans with no related allowance recorded, recorded investment	555	592
Loans with no related allowance recorded, unpaid principal balance	635	671
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	3	2
Loans with an allowance recorded, unpaid principal balance	3	2
Loans, related allowance	3	2
Loans, recorded investment	558	594
Loans, unpaid principal balance	638	673
Real Estate Construction to Permanent [Member]	'	'
With an allowance recorded:	'	'
Loans with an allowance recorded, recorded investment	'	1,189
Loans with an allowance recorded, unpaid principal balance	'	1,417
Loans, recorded investment	'	1,189
Loans, unpaid principal balance	'	$1,417

Recovered_Sheet2

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Troubled Debt Restructured Loans (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	2
Troubled debt restructured loan amount	$2,091	$2,188
Accrual and Past Due Loans [Member] | Commercial Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	1
Troubled debt restructured loan amount	2,091	991
Accrual and Past Due Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	1
Troubled debt restructured loan amount	2,091	991
Non-Accrual Loans [Member] | Real Estate Construction to Permanent [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	'	1
Troubled debt restructured loan amount	'	1,197
Non-Accrual Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	'	1
Troubled debt restructured loan amount	'	1,197
Commercial Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	2	1
Troubled debt restructured loan amount	2,091	991
Real Estate Construction to Permanent [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	'	1
Troubled debt restructured loan amount	'	$1,197

Recovered_Sheet3

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Loans Modified in a Troubled Debt Restructuring (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Loans Modified in a Troubled Debt Restructuring [Line Items]	'
Number of Relationships	2
Pre-Modification Outstanding Recorded Investment	$2,439
Number of Relationships	2
Post-Modification Outstanding Recorded Investment	2,430
Commercial Real Estate Portfolio Segment [Member]	'
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Loans Modified in a Troubled Debt Restructuring [Line Items]	'
Number of Relationships	2
Pre-Modification Outstanding Recorded Investment	2,439
Number of Relationships	2
Post-Modification Outstanding Recorded Investment	$2,430

Note_4_Deposits_Details_Summar

Note 4 - Deposits (Details) - Summary of the Companybs Deposits (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of the Companybs Deposits [Abstract]	'	'
Non-interest bearing	$62,657	$55,358
Interest bearing	'	'
NOW	25,818	28,618
Savings	85,831	80,983
Money market	25,722	29,310
Time certificates, less than $100,000	120,127	129,548
Time certificates, $100,000 or more	94,975	106,387
Brokered Deposits (CDARS)	5,985	'
Total interest bearing	358,458	374,846
Total Deposits	$421,115	$430,204

Note_5_ShareBased_Compensation2

Note 5 - Share-Based Compensation (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	3,000,000	'	3,000,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in Shares)	2,202,100	'	2,202,100	'
Allocated Share-based Compensation Expense	$73,000	$55,000	$203,000	$71,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)	'	'	385,652	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$555,000	'	$555,000	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'	'	'2 years 204 days	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number (in Shares)	0	'	0	'
Restricted Stock [Member] | Share-based Compensation Award, Tranche One [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'3 years	'
Restricted Stock [Member] | Share-based Compensation Award, Tranche Two [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'4 years	'
Restricted Stock [Member] | Share-based Compensation Award, Tranche Three [Member]	'	'	'	'
Note 5 - Share-Based Compensation (Details) [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'	'	'5 years	'

Note_5_ShareBased_Compensation3

Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares (Restricted Stock [Member], USD $)	9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014
Restricted Stock [Member]	'
Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares [Line Items]	'
Non-vested at December 31, 2013	281,835
Non-vested at December 31, 2013	$1.26
Non-vested at September 30, 2014	654,174
Non-vested at September 30, 2014	$1.12
Granted	385,652
Granted	$1.04
Vested	-13,313
Vested	$1.73

Note_6_Income_Taxes_Details

Note 6 - Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2011	Dec. 31, 2010
Income Tax Disclosure [Abstract]	'	'	'	'	'	'
Income Tax Expense (Benefit)	($16,812,000)	$0	($16,812,000)	($21,000)	'	'
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	'	'	-16,800,000	'	-10,400,000	'
Percentage of Change in Ownership for Operating Loss Carryforward	'	'	'	'	'	50.00%
Annual Limitation Due to Impact of Recent Ownership Change	'	'	'	'	'	284,000
Operating Loss Carryforwards	'	'	'	'	'	36,200,000
Net Operating Loss Carryforward Period	'	'	'	'	'20 years	'
Possible Utilization Amount of Pre-Change Net Operating Losses and Net Built in Deduction	'	'	'	'	5,600,000	'
Deferred Tax Assets, Valuation Allowance	$14,400,000	'	$14,400,000	'	'	'

Note_7_Income_Loss_Per_Share_D

Note 7 - Income (Loss) Per Share (Details)	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0

Note_7_Income_Loss_Per_Share_D1

Note 7 - Income (Loss) Per Share (Details) - Computation of Income (Loss) Per Share (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Computation of Income (Loss) Per Share [Abstract]	'	'	'	'
Net Income	$17,261,000	($2,370,000)	$18,105,000	($8,239,000)
Weighted Average Common Shares O/S	38,502,062	38,409,683	38,497,625	38,426,431
Amount	$0.45	($0.06)	$0.47	($0.21)

Note_8_Other_Comprehensive_Inc2

Note 8 - Other Comprehensive Income (Details) - Other Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Other Comprehensive Income [Abstract]	'	'	'	'
Unrealized holding gains arising during the period	$51	($265)	$552	($839)
Unrealized holding gains arising during the period	$51	($265)	$552	($839)

Note_9_Financial_Instruments_w2

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) (USD $)	Sep. 30, 2014
Risks and Uncertainties [Abstract]	'
Banks Reserve Based on Analysis in Unfunded Commitments	$12,000

Note_9_Financial_Instruments_w3

Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	$80,915
Future Loan Commitments [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	12,412
Home Equity Lines of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	25,277
Unused lines of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	33,727
Undisbursed Construction Loans [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	8,381
Financial Standby Letter of Credit [Member]	'
Note 9 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]	'
Commitments to extend credit	$1,118

Note_10_Regulatory_and_Operati2

Note 10 - Regulatory and Operational Matters (Details) - Companybs and Bankbs Actual Capital Amounts and Ratios (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Parent Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital (to Risk Weighted Assets) Actual Amount	$62,689	$56,060
Total Capital (to Risk Weighted Assets) Actual Ratio	13.84%	13.95%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	36,234	32,153
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	57,777	51,027
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	12.76%	12.70%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	18,117	16,076
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Tier 1 Capital (to Average Assets) Actual Amount	57,777	51,027
Tier 1 Capital (to Average Assets) Actual Ratio	10.60%	9.33%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	21,808	21,888
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	'	'
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	'	'
Bank [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Total Capital (to Risk Weighted Assets) Actual Amount	62,582	55,758
Total Capital (to Risk Weighted Assets) Actual Ratio	13.83%	13.86%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	36,208	32,187
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	54,312	48,280
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	12.00%	12.00%
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	57,669	50,730
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	12.74%	12.61%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	18,104	16,093
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	47,523	42,245
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.50%	10.50%
Tier 1 Capital (to Average Assets) Actual Amount	57,669	50,730
Tier 1 Capital (to Average Assets) Actual Ratio	10.58%	9.28%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	21,794	21,872
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$49,037	$49,212
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	9.00%	9.00%

Note_11_Fair_Value_and_Interes2

Note 11 - Fair Value and Interest Rate Risk (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value Disclosures [Abstract]	'	'
Other Investments	$4,450	$4,450

Note_11_Fair_Value_and_Interes3

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	$34,571	$37,701
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	18,307	21,752
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	18,307	21,752
US Government Agencies Debt Securities [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	18,307	21,752
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	7,314	7,079
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	7,314	7,079
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	7,314	7,079
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	8,950	8,870
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	8,950	8,870
Corporate Debt Securities [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	8,950	8,870
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	34,571	37,701
Fair Value, Measurements, Recurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	$34,571	$37,701

Note_11_Fair_Value_and_Interes4

Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	$19,767	$22,021
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	6,366	11,312
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 11 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Non-accrual loans	$6,366	$11,312

Note_11_Fair_Value_and_Interes5

Note 11 - Fair Value and Interest Rate Risk (Details) - Carrying Amounts and Estimated Fair Values of Financial Instruments (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets:	'	'
Cash and noninterest bearing balances due from banks	$1,530	$1,570
Interest-bearing deposits due from banks	56,060	33,296
Other investments	4,450	4,450
Federal Reserve Bank stock	1,541	1,444
Federal Home Loan Bank stock	6,428	4,143
Loans receivable, net	458,893	418,148
Accrued interest receivable	1,649	1,566
Financial Liabilities:	'	'
Savings deposits	85,831	80,983
Money market deposits	25,722	29,310
NOW accounts	25,818	28,618
Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Cash and noninterest bearing balances due from banks	1,530	1,570
Cash and noninterest bearing balances due from banks	1,530	1,570
Interest-bearing deposits due from banks	56,060	33,295
Interest-bearing deposits due from banks	56,060	33,295
Federal Reserve Bank stock	1,541	1,444
Federal Reserve Bank stock	1,541	1,444
Federal Home Loan Bank stock	6,428	4,143
Federal Home Loan Bank stock	6,428	4,143
Accrued interest receivable	1,649	1,566
Accrued interest receivable	1,649	1,566
Financial Liabilities:	'	'
Demand deposits	62,657	55,358
Demand deposits	62,657	55,358
Savings deposits	85,831	80,983
Savings deposits	85,831	80,983
Money market deposits	25,722	29,310
Money market deposits	25,722	29,310
NOW accounts	25,818	28,618
NOW accounts	25,818	28,618
Accrued interest payable	92	1,388
Accrued interest payable	92	1,388
Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Other investments	4,450	4,450
Other investments	4,450	4,450
Financial Liabilities:	'	'
Time deposits	221,087	235,935
Time deposits	221,256	236,602
FHLB Borrowings	132,000	57,000
FHLB Borrowings	132,000	57,000
Subordinated debentures	2,191	8,248
Subordinated debentures	2,191	8,248
Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Loans receivable, net	458,893	418,148
Loans receivable, net	$463,161	$424,831

Note_12_Restructuring_Charges_1

Note 12 - Restructuring Charges and Asset Disposals (Details) (USD $)	0 Months Ended	1 Months Ended	3 Months Ended	9 Months Ended
	Jun. 13, 2013	Jul. 31, 2013	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Restructuring and Related Activities [Abstract]	'	'	'	'	'
Restructuring Charges	'	'	$54,000	$0	$448,000
Severance Costs	515,000	54,000	'	'	569,000
Restructuring Reserve, Accrual Adjustment	'	'	'	'	121,000
Restructuring and Related Cost, Number of Positions Eliminated	19	'	'	'	'
Restructuring Reserve	'	'	'	$0	'