Patriot National Bancorp (PNBK) 10-Q 13 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 31, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	PATRIOT NATIONAL BANCORP INC
Trading Symbol	pnbk
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,962,170
Amendment Flag	false
Entity Central Index Key	1,098,146
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Cash and due from banks:
Noninterest bearing deposits and cash		$ 2,429	$ 2,095
Interest bearing deposits		56,909	71,163
Total cash and cash equivalents		59,338	73,258
Securities:
Available for sale securities, at fair value (Note 2)		30,719	33,682
Other investments		4,450	4,450
Federal Reserve Bank stock, at cost		2,048	2,058
Federal Home Loan Bank stock, at cost		6,628	6,628
Total securities		43,845	46,818
Loans receivable (net of allowance for loan losses: 2015: $5,240, 2014: $4,924) (Note 3)		491,074	471,984
Accrued interest and dividends receivable		2,107	1,918
Premises and equipment, net		29,193	22,357
Deferred tax asset (Note 6)		13,905	14,926
Other assets		1,263	1,363
Total assets		640,725	632,624
Deposits (Note 4):
Noninterest bearing deposits		75,011	63,398
Interest bearing deposits		371,429	379,635
Total deposits		446,440	443,033
Federal Home Loan Bank borrowings (Note 8)		120,000	120,000
Junior subordinated debt owed to unconsolidated trust (Note 8)		8,248	8,248
Note Payable (Note 8)		1,985
Accrued expenses and other liabilities		3,156	2,608
Total liabilities		$ 579,829	$ 573,889
Commitments and Contingencies (Note 10)
Shareholders' equity (1) (Note 7)
Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding	[1]
Common stock, $.01 par value, 100,000,000 shares authorized; 2015 : 3,963,340 shares issued; 3,962,170 shares outstanding. 2014 : 3,952,177 shares issued; 3,951,007 shares outstanding		$ 396	$ 395
Additional paid-in capital (Note 5)	[1]	106,091	105,752
Accumulated deficit	[1]	(45,364)	(46,975)
Less: Treasury stock, at cost: 2015 and 2014, 1,170 shares	[1]	(160)	(160)
Accumulated other comprehensive loss (Note 9)	[1]	(67)	(277)
Total shareholders' equity	[1]	60,896	58,735
Total liabilities and shareholders' equity	[1]	$ 640,725	$ 632,624
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Net of allowance for loan losses (in Dollars)	$ 5,240	$ 4,924
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Preferred stock, par value (in Dollars per share)	$ 0	$ 0
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	3,963,340	3,952,177
Common stock, shares outstanding	3,962,170	3,951,007
Treasury stock, shares	1,170	1,170

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and Dividend Income
Interest and fees on loans		$ 5,879,000	$ 4,792,000	$ 17,349,000	$ 14,150,000
Interest on investment securities		115,000	130,000	350,000	398,000
Dividends on investment securities		85,000	39,000	202,000	122,000
Other interest income		30,000	16,000	76,000	42,000
Total interest and dividend income		6,109,000	4,977,000	17,977,000	14,712,000
Interest Expense
Interest on deposits		498,000	579,000	1,540,000	1,823,000
Interest on Federal Home Loan Bank borrowings		90,000	41,000	246,000	107,000
Interest on subordinated debt		74,000	71,000	218,000	353,000
Interest on other borrowings		3,000		3,000
Total interest expense		665,000	691,000	2,007,000	2,283,000
Net interest income		5,444,000	4,286,000	15,970,000	12,429,000
Provision for Loan Losses				250,000
Net interest income after provision for loan losses		5,444,000	4,286,000	15,720,000	12,429,000
Non-Interest Income
Loan application, inspection & processing fees		16,000	44,000	171,000	210,000
Deposit fees and service charges		148,000	250,000	469,000	702,000
Earnings on cash surrender value of life insurance			116,000		353,000
Rental Income		107,000	88,000	305,000	267,000
Other income		91,000	89,000	262,000	271,000
Total non-interest income		362,000	587,000	1,207,000	1,803,000
Non-Interest Expense
Salaries and benefits		2,245,000	2,090,000	6,984,000	6,037,000
Occupancy and equipment expense		814,000	840,000	2,678,000	2,627,000
Data processing expense		298,000	312,000	803,000	841,000
Professional and other outside services		322,000	422,000	1,282,000	1,350,000
Advertising and promotional expenses		329,000	61,000	516,000	185,000
Loan administration and processing expenses		8,000	29,000	37,000	65,000
Regulatory assessments		140,000	233,000	451,000	700,000
Insurance expense		79,000	88,000	243,000	263,000
Other real estate operations, net					12,000
Material and communications		95,000	97,000	282,000	274,000
Other operating expenses		423,000	252,000	967,000	585,000
Total non-interest expense		4,753,000	4,424,000	14,243,000	12,939,000
Income before income taxes		1,053,000	449,000	2,684,000	1,293,000
Provision for income taxes		420,000	(16,812,000)	1,073,000	(16,812,000)
Net income		$ 633,000	$ 17,261,000	$ 1,611,000	$ 18,105,000
Basic income per share (1) (in Dollars per share)	[1],[2]	$ 0.16	$ 4.48	$ 0.42	$ 4.70
Diluted income per share (1) (in Dollars per share)	[1],[2]	$ 0.16	$ 4.45	$ 0.41	$ 4.66
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015
[2]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net income	$ 633,000	$ 17,261,000	$ 1,611,000	$ 18,105,000
Other comprehensive income:
Unrealized holding gains on available for sale securities arising during the period, net of taxes	74,000	51,000	210,000	552,000
Total comprehensive income	$ 707,000	$ 17,312,000	$ 1,821,000	$ 18,657,000

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	AOCI Attributable to Parent [Member]	Total
Beginning balance at Dec. 31, 2013	$ 388,000	$ 105,484,000	$ (62,684,000)	$ (160,000)	$ (1,187,000)	$ 41,841,000
Net income			18,105,000			18,105,000
Other comprehensive income					552,000	552,000
Share-based compensation expense		203,000				203,000
Issuance of restricted stock	4,000	(4,000)
Ending balance at Sep. 30, 2014	392,000	105,683,000	(44,579,000)	(160,000)	(635,000)	60,701,000
Beginning balance at Dec. 31, 2014	395,000	105,752,000	(46,975,000)	(160,000)	(277,000)	58,735,000	[1]
Net income			1,611,000			1,611,000
Other comprehensive income					210,000	210,000
Share-based compensation expense		340,000				340,000
Issuance of restricted stock	1,000	(1,000)
Ending balance at Sep. 30, 2015	$ 396,000	$ 106,091,000	$ (45,364,000)	$ (160,000)	$ (67,000)	$ 60,896,000	[1]
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows from Operating Activities:
Net income	$ 1,611,000	$ 18,105,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of investment premiums	155,000	186,000
Amortization and accretion of purchase loan premiums and discounts, net	190,000	16,000
Provision for loan losses	250,000
Earnings on cash surrender value of life insurance		(353,000)
Depreciation and amortization	776,000	835,000
Loss on disposal of fixed assets	133,000
Loss on sale of other real estate owned		4,000
Share-based compensation	340,000	203,000
Deferred income taxes	888,000	(16,812,000)
Changes in assets and liabilities:
Decrease (increase) in net deferred loan costs	216,000	(36,000)
Increase in accrued interest and dividends receivable	(189,000)	(83,000)
Decrease in other assets	100,000	552,000
Increase (decrease) in accrued expenses and other liabilities	548,000	(1,764,000)
Net cash provided by operating activities	5,018,000	853,000
Cash Flows from Investing Activities:
Principal repayments on available for sale securities	3,151,000	3,496,000
Redemptions (purchases) of Federal Reserve Bank stock	10,000	(97,000)
Purchases of Federal Home Loan Bank stock		(2,285,000)
Increase in loans	(19,746,000)	(40,725,000)
Purchase of other real estate owned		(264,000)
Proceeds from sale of other real estate owned		260,000
Purchase of bank premises and equipment, net	(7,745,000)	(4,425,000)
Net cash used in investing activities	(24,330,000)	(44,040,000)
Cash Flows from Financing Activities:
Net increase (decrease) in deposits	3,407,000	(9,089,000)
Increase in FHLB borrowings		75,000,000
Note payable	2,000,000
Repayment of Note payable	(15,000)
Net cash provided by financing activities	5,392,000	65,911,000
Net (decrease) increase in cash and cash equivalents	(13,920,000)	22,724,000
Cash and Cash Equivalents:
Beginning	73,258,000	34,866,000
Ending	59,338,000	57,590,000
Supplemental Disclosures of Cash Flow Information
Interest paid	1,717,000	3,580,000
Income taxes paid	$ 3,000	$ 3,000

Note 1 - Basis of Financial Sta

Note 1 - Basis of Financial Statement Presentation	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Basis of Accounting [Text Block]	Note 1: Basis of Financial Statement Presentation The Consolidated Balance Sheet at December 31, 2014 has been derived from the audited financial statements of Patriot National Bancorp, Inc. (the “Company”) at that date, but does not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. The accompanying unaudited financial statements and related notes have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. The accompanying consolidated financial statements and related notes should be read in conjunction with the previously filed audited financial statements of the Company and notes thereto for the year ended December 31, 2014. The information furnished reflects, in the opinion of management, all normal recurring adjustments necessary for a fair presentation of the results for the interim periods presented. The results of operations for the nine months ended September 30, 2015 are not necessarily indicative of the results of operations that may be expected for the remainder of 2015.

Note 2 - Investment Securities

Note 2 - Investment Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2: Investment Securities The amortized cost, gross unrealized gains and losses and approximate fair values of available-for-sale securities at September 30, 2015 and December 31, 2014 are as follows: Gross Gross (in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value September 30, 2015: U.S. Government agency bonds $ 7,500 $ 1 $ - $ 7,501 U. S. Government agency mortgage-backed securities 14,329 - (127 ) 14,202 Corporate bonds 9,000 77 (61 ) 9,016 $ 30,829 $ 78 $ (188 ) $ 30,719 December 31, 2014: U. S. Government agency bonds $ 7,500 $ - $ (91 ) $ 7,409 U. S. Government agency mortgage-backed securities 17,635 - (298 ) 17,337 Corporate bonds 9,000 - (64 ) 8,936 $ 34,135 $ - $ (453 ) $ 33,682 There were no purchases or sales of available-for-sale securities in 2015 and 2014. The following table presents the gross unrealized loss and fair value of the Company’s available-for-sale securities, aggregated by the length of time the individual securities have been in a continuous loss position, at September 30, 2015 and December 31, 2014: Less Than 12 Months 12 Months or More Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss September 30, 2015: U.S. Government agency bonds $ - $ - $ - $ - $ - $ - U. S. Government agency mortgage - backed securities 3,070 (16 ) 11,132 (111 ) 14,202 (127 ) Corporate bonds - - 5,939 (61 ) 5,939 (61 ) Totals $ 3,070 $ (16 ) $ 17,071 $ (172 ) $ 20,141 $ (188 ) December 31, 2014: U. S. Government agency bonds $ - $ - $ 7,409 $ (91 ) $ 7,409 $ (91 ) U. S. Government agency mortgage - backed securities - - 17,337 (298 ) 17,337 (298 ) Corporate bonds - - 8,936 (64 ) 8,936 (64 ) Totals $ - $ - $ 33,682 $ (453 ) $ 33,682 $ (453 ) At September 30, 2015, eight of eleven available-for-sale securities had unrealized holding losses with aggregate depreciation of 0.9% from the amortized cost. At December 31, 2014, all eleven securities had unrealized losses with aggregate depreciation of 1.3% from the amortized cost. The Company performs a quarterly analysis of those securities that are in an unrealized loss position to determine if those losses qualify as other-than-temporary impairments. This analysis considers the following criteria in its determination: the ability of the issuer to meet its obligations, management’s plans and ability to maintain its investment in the security, the length of time and the amount by which the security has been in a loss position, the interest rate environment, the general economic environment and prospects or projections for improvement or deterioration. Management believes that none of the unrealized losses on available-for-sale securities noted above are other than temporary due to the fact that they relate to market interest rate changes on U.S. Government agency debt, corporate debt and mortgage-backed securities issued by U.S. Government agencies. Management considers the issuers of the securities to be financially sound, the corporate bonds are investment grade and the Company expects to receive all contractual principal and interest related to these investments. Because the Company does not intend to sell the investments, and it will not be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2015. The amortized cost and fair value of available-for-sale debt securities at September 30, 2015 by contractual maturity are presented below. Actual maturities of mortgage-backed securities may differ from contractual maturities because the mortgages underlying the securities may be prepaid without any penalties. Because mortgage-backed securities are not due at a single maturity date, they are not included in the maturity categories in the following summary: (in thousands) Unrealized Amortized Cost Fair Value Gain/ (Losses) Maturity: Corporate bonds 5 to 10 years $ 9,000 $ 9,016 $ 16 U.S. Government agency bonds < 5 years 2,500 2,500 - U.S. Government agency bonds 5 to 10 years 5,000 5,001 1 U.S. Government agency mortgage-backed securities 14,329 14,202 (127 ) Total $ 30,829 $ 30,719 $ (110 ) At September 30, 2015 and December 31, 2014, securities of $5.8 million and $7.4 million respectively, were pledged with the Federal Reserve Bank of New York primarily to secure municipal deposits.

Note 3 - Loans Receivable and A

Note 3 - Loans Receivable and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3: Loans Receivable and Allowance for Loan Losses A summary of the Company’s loan portfolio at September 30, 2015 and December 31, 2014 is as follows: (in thousands) September 30, December 31, 2015 2014 Commercial $ 61,184 $ 53,973 Commercial Real Estate 273,715 254,505 Construction 12,386 3,096 Construction to permanent 10,669 10,627 Residential 91,378 108,543 Consumer 46,982 46,164 Total Loans 496,314 476,908 Allowance for loan losses (5,240 ) (4,924 ) Loans receivable, net $ 491,074 $ 471,984 The Company's lending activities are conducted principally in Fairfield and New Haven Counties in Connecticut, Westchester County in New York, and the five Boroughs of New York City. The Company originates commercial real estate loans, commercial business loans, construction loans and a variety of consumer loans. In addition, the Company previously had originated loans on residential real estate. All residential and commercial mortgage loans are collateralized primarily by first or second mortgages on real estate. The ability and willingness of borrowers to satisfy their loan obligations is dependent to some degree on the status of the regional economy as well as upon the regional real estate market. Accordingly, the ultimate collectability of a substantial portion of the loan portfolio and the recovery of a substantial portion of any resulting real estate acquired is susceptible to changes in market conditions. The Company has established credit policies applicable to each type of lending activity in which it engages, evaluates the creditworthiness of each customer and, in most cases, extends credit of up to 75% of the market value of the collateral for commercial real estate at the date of the credit extension depending on the Company's evaluation of the borrowers' creditworthiness and type of collateral and up to 80% for multi–family real estate. In the case of construction loans, the maximum loan-to-value is 75% of the “as completed” appraised value. The appraised value of collateral is monitored on an ongoing basis and additional collateral is requested when warranted. Real estate is the primary form of collateral. Other important forms of collateral are accounts receivable, inventory, other business assets, marketable securities and time deposits. Risk characteristics of the Company’s portfolio classes include the following: Commercial Real Estate Loans – Commercial and Industrial Loans Residential Real Estate Loans Construction Loans Other/Consumer Loans The Company does not have any lending programs commonly referred to as subprime lending. Subprime lending generally targets borrowers with weakened credit histories typically characterized by payment delinquencies, previous charge-offs, judgments, bankruptcies, or borrowers with questionable repayment capacity as evidenced by low credit scores or high debt-burdened ratios. The following table sets forth activity in our allowance for loan losses, by loan type, for the three months and nine months ended September 30, 2015. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment. (in thousands) Three months ended September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 982 $ 2,317 $ 275 $ 150 $ 660 $ 726 $ 98 $ 5,208 Charge-offs - - - - (7 ) (4 ) - (11 ) Recoveries 7 35 - - - 1 - 43 Provision (219 ) 32 119 38 (26 ) (25 ) 81 - Ending Balance $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 Nine months ended September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,918 $ 1,419 $ 63 $ 215 $ 831 $ 478 $ - $ 4,924 Charge-offs - - - - (10 ) (11 ) - (21 ) Recoveries 37 35 - 5 - 10 - 87 Provision (1,185 ) 930 331 (32 ) (194 ) 221 179 250 Ending Balance $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Ending balance: individually evaluated for impairment $ - $ - $ - $ - $ - $ 3 $ - $ 3 Ending balance: collectively evaluated for impairment 770 2,384 394 188 627 695 179 5,237 Total Allowance for Loan Losses $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 Total Loans ending balance $ 61,184 $ 273,715 $ 12,386 $ 10,669 $ 91,378 $ 46,982 $ - $ 496,314 Ending balance: individually evaluated for impairment $ - $ 7,809 $ - $ - $ 3,366 $ 552 $ - $ 11,727 Ending balance: collectively evaluated for impairment $ 61,184 $ 265,906 $ 12,386 $ 10,669 $ 88,012 $ 46,430 $ - $ 484,587 The following table sets forth activity in our allowance for loan losses, by loan type, for the three months and nine months ended September 30, 2014. The following table also details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan portfolio segment. (in thousands) Three months ended September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2,478 $ 1,125 $ - $ 149 $ 630 $ 694 $ 138 $ 5,214 Charge-offs (25 ) (297 ) - - - (4 ) - (326 ) Recoveries - 15 10 - - - - 25 Provision (263 ) 261 66 (27 ) (76 ) - 39 - Ending Balance $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 Nine months ended September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2,285 $ 1,585 $ 260 $ 25 $ 795 $ 534 $ 197 $ 5,681 Charge-offs (37 ) (297 ) (260 ) - (195 ) (39 ) - (828 ) Recoveries 4 45 10 - - 1 - 60 Provision (62 ) (229 ) 66 97 (46 ) 194 (20 ) - Ending Balance $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Ending balance: individually evaluated for impairment $ 1,513 $ 4 $ - $ - $ - $ 3 $ - $ 1,520 Ending balance: collectively evaluated for impairment 677 1,100 76 122 554 687 177 3,393 Total Allowance for Loan Losses $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 Total Loans ending balance $ 56,432 $ 255,556 $ 8,622 $ 11,725 $ 85,942 $ 45,529 $ - $ 463,806 Ending balance: individually evaluated for impairment $ 5,827 $ 8,404 $ - $ - $ 4,978 $ 558 $ - $ 19,767 Ending balance: collectively evaluated for impairment $ 50,605 $ 247,152 $ 8,622 $ 11,725 $ 80,964 $ 44,971 $ - $ 444,039 The following table details for the year ended December 31, 2014 the amount of loans receivable that were evaluated individually, and collectively, for impairment, and the related portion of the allowance for the loans losses that was allocated to each loan portfolio segment: (in thousands) December 31, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Total Ending balance: individually evaluated for impairment $ - $ - $ - $ - $ - $ 7 $ 7 Ending balance: collectively evaluated for impairment 1,918 1,419 63 215 831 471 4,917 Total Allowance for Loan Losses $ 1,918 $ 1,419 $ 63 $ 215 $ 831 $ 478 $ 4,924 Total Loans ending balance $ 53,973 $ 254,505 $ 3,096 $ 10,627 $ 108,543 $ 46,164 $ 476,908 Ending balance: individually evaluated for impairment 2 7,398 - - 3,764 560 11,724 Ending balance: collectively evaluated for impairment $ 53,971 $ 247,107 $ 3,096 $ 10,627 $ 104,779 $ 45,604 $ 465,184 The Company monitors the credit quality of its loans receivable in an ongoing manner. Credit quality is monitored by reviewing certain credit quality indicators and trends, including but not limited to, loan to value ratios, debt service coverage ratios, debt to worth ratios, profitability ratios, cash flows and credit scores. Appraisals on properties securing non-performing loans and Other Real Estate Owned (“OREO”) are updated annually. We update our impairment analysis monthly based on the most recent appraisal as well as other factors (such as senior lien positions, property taxes, etc.). The majority of the Company’s impaired loans have been resolved through courses of action other than via liquidations of real estate collateral through OREO. These include normal loan payoffs, the traditional workout process, triggering personal guarantee obligations, and troubled debt restructurings. However, as loan workout efforts progress to a point where the Company's liquidation of real estate collateral is the likely outcome, the impairment analysis is updated to reflect actual recent experience with the Company's sales of OREO properties. A disposition discount is built into our impairment analysis and reflected in our allowance once a property is determined to be a likely OREO (e.g. foreclosure is probable). To determine the discount we compare the average sales prices of our prior OREO properties to the appraised value that was obtained as of the date when we took title to the property. The difference is the Company owned disposition discount. The Company has a risk rating system as part of the risk assessment of its loan portfolio. The Company’s lending officers are required to assign a risk rating to each loan in their portfolio at origination, which is ratified or modified by the Committee to which the loan is submitted for approval. When the lender learns of important financial developments, the risk rating is reviewed and adjusted if necessary. Similarly, the Loan Committee can adjust a risk rating. The Company employs a system to ensure an independent review of the ratings annually for commercial credits over $250,000. The Company uses an independent third party loan reviewer who performs quarterly reviews of a sample of loans, validating the Company's risk ratings assigned to such loans. Any upgrades to classified loans must be approved by the Management Loan Committee. When assigning a risk rating to a loan, management utilizes the Company's internal eleven-point risk rating system. An asset is considered “special mention” when it has a potential weakness based on objective evidence, but does not currently expose the Company to sufficient risk to warrant classification in one of the following categories: ● An asset is considered “substandard” if it is not adequately protected by the current net worth and paying capacity of the obligor or the collateral pledged, if any. Substandard assets have well defined weaknesses based on objective evidence, and are characterized by the “distinct possibility” that the Company will sustain “some loss” if the deficiencies are not corrected. ● Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.” Charge–off generally commences after the loan is classified “doubtful” to reduce the loan to its recoverable balance. If the account is classified as “loss”, the full balance is charged off regardless of the potential recovery from the sale of the collateral. That amount is recognized as a recovery after the collateral is sold. In accordance with FFIEC (“Federal Financial Institutions Examination Council”) published policies establishing uniform criteria for the classification of retail credit based on delinquency status, “Open-end” credits are charged-off when 180 days delinquent and “Closed-end” credits are charged-off when 120 days delinquent. I ncluded in loans receivable are loans for which the accrual of interest income has been discontinued due to deterioration in the financial condition of the borrowers. The unpaid principal balances of loans on nonaccrual status and considered impaired were $383,000 at September 30, 2015 and $866,000 at December 31, 2014. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $3,000 of additional income during the quarter ended September 30, 2015 and $17,000 during the quarter ended September 30, 2014. If non-accrual loans had been performing in accordance with their contractual terms, the Company would have recorded approximately $8,000 of additional income during the nine months ended September 30, 2015 and $52,000 during the nine months ended September 30, 2014. The following table sets forth the detail, and delinquency status, of non-accrual loans at September 30, 2015 : (in thousands) Non-Accrual Loans 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Non-Accrual Loans Commercial Real Estate Substandard $ - $ - $ - $ - $ - $ - Total Commercial Real Estate $ - $ - $ - $ - $ - $ - Residential Real Estate Substandard $ - $ - $ 380 $ 380 $ - $ 380 Total Residential Real Estate $ - $ - $ 380 $ 380 $ - $ 380 Consumer Substandard $ - $ - $ 3 $ 3 $ - $ 3 Total Consumer $ - $ - $ 3 $ 3 $ - $ 3 Total $ - $ - $ 383 $ 383 $ - $ 383 Generally, loans are placed on non-accruing status when they become 90 days or more delinquent, and remain on non-accrual status until they are brought current, have at least nine months of performance under the loan terms, and factors indicating reasonable doubt about the timely collection of payments no longer exist. Therefore, loans may be current in accordance with their loan terms, or may be less than 90 days delinquent and still be on a non-accruing status. At September 30, 2015, 2 loans were on non-accrual status totaling $383,000. One of them is a residential real estate loan for $380, 000 and the other one is a $3,000 consumer auto loan. The following table sets forth the detail, and delinquency status, of non-accrual loans at December 31, 2014: (in thousands) Non-Accrual Loans 2014 31-60 Days Past Due 61-90 Days Past Due Greater Than 90 Days Total Past Due Current Total Non-Accrual Loans Commercial Substandard $ - $ - $ 2 $ 2 $ - $ 2 Total Commercial $ - $ - $ 2 $ 2 $ - $ 2 Commercial Real Estate Substandard $ - $ - $ - $ - $ 138 $ 138 Total Commercial Real Estate $ - $ - $ - $ - $ 138 $ 138 Residential Real Estate Substandard $ - $ - $ 719 $ 719 $ - $ 719 Total Residential Real Estate $ - $ - $ 719 $ 719 $ - $ 719 Consumer Substandard $ - $ - $ 7 $ 7 $ - $ 7 Total Consumer $ - $ - $ 7 $ 7 $ - $ 7 Total $ - $ - $ 728 $ 728 $ 138 $ 866 The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at September 30, 2015. (in thousands) Performing (Accruing) Loans 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Performing Loans Total Non- Accrual Loans Total Loans Commercial Pass $ - $ 3,061 $ 74 $ 3,135 $ 52,849 $ 55,984 $ - $ 55,984 Special Mention - - - - 101 101 - $ 101 Substandard - - - - 5,099 5,099 - $ 5,099 Total Commercial $ - $ 3,061 $ 74 $ 3,135 $ 58,049 $ 61,184 $ - $ 61,184 Commercial Real Estate Pass $ - $ 3,310 $ 1,624 $ 4,934 $ 260,186 $ 265,120 $ - $ 265,120 Special Mention - 1,014 - 1,014 5,887 6,901 - 6,901 Substandard - - - - 1,694 1,694 - 1,694 Total Commercial Real Estate $ - $ 4,324 $ 1,624 $ 5,948 $ 267,767 $ 273,715 $ - $ 273,715 Construction Pass $ - $ - $ - $ - $ 12,386 $ 12,386 $ - $ 12,386 Total Construction $ - $ - $ - $ - $ 12,386 $ 12,386 $ - $ 12,386 Construction to Permanent Pass $ - $ - $ - $ - $ 10,669 $ 10,669 $ - $ 10,669 Total Construction to Permanent $ - $ - $ - $ - $ 10,669 $ 10,669 $ - $ 10,669 Residential Real Estate Pass $ - $ 1,342 $ 1,594 $ 2,936 $ 88,062 $ 90,998 $ - $ 90,998 Substandard - - - - - - 380 380 Total Residential Real Estate $ - $ 1,342 $ 1,594 $ 2,936 $ 88,062 $ 90,998 $ 380 $ 91,378 Consumer Pass $ 12 $ 348 $ 8 $ 368 $ 46,611 $ 46,979 $ - $ 46,979 Substandard - - - - - - 3 3 Total Consumer $ 12 $ 348 $ 8 $ 368 $ 46,611 $ 46,979 $ 3 $ 46,982 Total Pass $ 12 $ 8,061 $ 3,300 $ 11,373 $ 470,763 $ 482,136 $ - $ 482,136 Special Mention - 1,014 - 1,014 5,988 7,002 - 7,002 Substandard - - - - 6,793 6,793 383 7,176 Grand Total $ 12 $ 9,075 $ 3,300 $ 12,387 $ 483,544 $ 495,931 $ 383 $ 496,314 The following table sets forth the detail and delinquency status of loans receivable, by performing and non-performing loans at December 31, 2014. (in thousands) Performing (Accruing) Loans 2014 31-60 Days Past Due 61-90 Days Past Due Greater Than 90 Days Total Past Due Current Total Performing Loans Total Non- Accrual Loans Total Loans Commercial Pass $ 1,520 $ - $ 279 $ 1,799 $ 46,279 $ 48,078 $ - $ 48,078 Special Mention - - - - 121 121 - 121 Substandard - - - - 5,772 5,772 2 5,774 Total Commercial $ 1,520 $ - $ 279 $ 1,799 $ 52,172 $ 53,971 $ 2 $ 53,973 Commercial Real Estate Pass $ - $ - $ - $ - $ 248,132 $ 248,132 $ - $ 248,132 Special Mention 1,041 - - 1,041 2,887 3,928 - 3,928 Substandard - 815 - 815 1,492 2,307 138 2,445 Total Commercial Real Estate $ 1,041 $ 815 $ - $ 1,856 $ 252,511 $ 254,367 $ 138 $ 254,505 Construction Pass $ - $ - $ - $ - $ 3,096 $ 3,096 $ - $ 3,096 Total Construction $ - $ - $ - $ - $ 3,096 $ 3,096 $ - $ 3,096 Construction to Permanent Pass $ - $ - $ - $ - $ 10,627 $ 10,627 $ - $ 10,627 Total Construction to Permanent $ - $ - $ - $ - $ 10,627 $ 10,627 $ - $ 10,627 Residential Real Estate Pass $ 172 $ 87 $ 1,553 $ 1,812 $ 106,012 $ 107,824 $ - $ 107,824 Substandard - - - - - - 719 719 Total Residential Real Estate $ 172 $ 87 $ 1,553 $ 1,812 $ 106,012 $ 107,824 $ 719 $ 108,543 Consumer Pass $ - $ 2 $ - $ 2 $ 46,155 $ 46,157 $ - $ 46,157 Subsandard - - - - - - 7 7 Total Consumer $ - $ 2 $ - $ 2 $ 46,155 $ 46,157 $ 7 $ 46,164 Total Pass $ 1,692 $ 89 $ 1,832 $ 3,613 $ 460,301 $ 463,914 $ - $ 463,914 Special Mention 1,041 - - 1,041 3,008 4,049 - 4,049 Substandard - 815 - 815 7,264 8,079 866 8,945 Grand Total $ 2,733 $ 904 $ 1,832 $ 5,469 $ 470,573 $ 476,042 $ 866 $ 476,908 The following table summarizes impaired loans by loan portfolio class as of September 30, 2015 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial $ - $ 97 $ - Commercial Real Estate 7,809 8,332 - Construction - 287 - Residential 3,366 3,394 - Consumer 549 635 - Total: $ 11,724 $ 12,745 $ - With an allowance recorded: Commercial $ - $ - $ - Commercial Real Estate - - - Construction - - - Residential - - - Consumer 3 3 3 Total: $ 3 $ 3 $ 3 Commercial $ - $ 97 $ - Commercial Real Estate 7,809 8,332 - Construction - 287 - Residential 3,366 3,394 - Consumer 552 638 3 Total: $ 11,727 $ 12,748 $ 3 Impaired loans consist of non-accrual loans, troubled debt restructurings (“TDRs”), and loans previously classified as TDRs that have been upgraded. The recorded investment of impaired loans at September 30, 2015 and December 31, 2014 was $11.7 million, with related allowances of $3,000 and $7,000 respectively. The following table summarizes impaired loans by loan portfolio class as of December 31, 2014 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial $ 2 $ 104 $ - Commercial Real Estate 7,398 8,249 - Construction - 732 - Residential 3,764 3,793 - Consumer 553 633 - Total: $ 11,717 $ 13,511 $ - With an allowance recorded: Commercial $ - $ - $ - Commercial Real Estate - - - Construction - - - Residential - - - Consumer 7 7 7 Total: $ 7 $ 7 $ 7 Commercial $ 2 $ 104 $ - Commercial Real Estate 7,398 8,249 - Construction - 732 - Residential 3,764 3,793 - Consumer 560 640 7 Total: $ 11,724 $ 13,518 $ 7 Included in the tables above at September 30, 2015 and December 31, 2014 are loans with carrying balances of $11.7 million for which a specific reserve of $3,000 and $7,000 respectively has been established . Loans that did not require specific reserves have sufficient collateral values, less costs to sell, supporting the carrying balances of the loans. In some cases, there may be no specific reserves because the Company already charged-off the specific impairment. Once a borrower is in default, the Company is under no obligation to advance additional funds on unused commitments. The following tables summarize additional information regarding impaired loans for the three months and nine months ended September 30, 2015 and 2014. Three Months Ended September 30 2015 2014 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ - $ - $ 434 $ - Commercial Real Estate 7,916 94 8,493 104 Construction - - - - Residential 3,373 31 4,810 32 Consumer 549 4 573 5 Total: $ 11,838 $ 129 $ 14,310 $ 141 With an allowance recorded: Commercial $ - $ - $ 5,872 $ - Commercial Real Estate - - 1,073 - Construction - - - - Residential - - 253 - Consumer 1 - 4 - Total: $ 1 $ - $ 7,202 Commercial $ - $ - $ 6,306 $ - Commercial Real Estate 7,916 94 9,566 104 Construction - - - - Residential 3,373 31 5,063 32 Consumer 550 4 577 5 Total: $ 11,839 $ 129 $ 21,512 $ 141 Nine Months Ended September 30 2015 2014 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ - $ - $ 286 $ - Commercial Real Estate 8,079 281 8,365 261 Construction - - 263 - Residential 3,430 95 4,798 97 Consumer 551 13 582 19 Total: $ 12,060 $ 389 $ 14,294 $ 377 With an allowance recorded: Commercial $ - $ - $ 5,989 $ - Commercial Real Estate - - 772 - Construction - - 144 - Residential - - 436 - Consumer 1 - 3 - Total: $ 1 $ - $ 7,344 $ - Commercial $ - $ - $ 6,275 $ - Commercial Real Estate 8,079 281 9,137 261 Construction - - 407 - Residential 3,430 95 5,234 97 Consumer 552 13 585 19 Total: $ 12,061 $ 389 $ 21,638 $ 377 On a case-by-case basis, the Company may agree to modify the contractual terms of a borrower’s loan to assist customers who may be experiencing financial difficulty. If the borrower is experiencing financial difficulties and a concession has been made, the loan is classified as a troubled debt restructured loan. No loans were modified in troubled debt restructurings during the twelve months ended September 30, 2015. During the twelve months ended December 31, 2014, the Company modified one loan as a troubled debt restructured loan. The loan was a commercial real estate loan with a pre-modification balance of $1.3 million. Modification was made to the term of the loan and to the interest rate on the note. Post-modification, the loan balance was $1.2 million as the result of a principal pay-down required as part of the terms of the modification. Since the modification, the loan has been current and paying in accordance with the terms of the restructuring. Substantially all of our troubled debt restructured loan modifications involve lowering the monthly payments on such loans through either a reduction in interest rate below market rate, an extension of the term of the loan, or a combination of these two methods. These modifications rarely result in the forgiveness of principal or accrued interest. In addition, we frequently obtain additional collateral or guarantor support when modifying commercial loans. If the borrower had demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally nine consecutive months of payments) and both principal and interest are deemed collectible. All troubled debt restructurings are classified as impaired loans, which are individually evaluated for impairment.

Note 4 - Deposits

Note 4 - Deposits	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	Note 4: Deposits The following table is a summary of the Company’s deposits at: September 30, December 31, (in thousands) 2015 2014 Non-interest bearing $ 75,011 $ 63,398 Interest bearing NOW 30,771 26,269 Savings 101,061 93,790 Money market 22,029 24,650 Time certificates, less than $100,000 86,992 106,340 Time certificates, $100,000 or more 82,449 97,876 Brokered Deposits 48,127 30,710 Total interest bearing 371,429 379,635 Total Deposits $ 446,440 $ 443,033

Note 5 - Share-Based Compensati

Note 5 - Share-Based Compensation	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 5: Share-Based Compensation The Company maintains the Patriot National Bancorp, Inc. 2012 Stock Plan to provide an incentive to directors and employees of the Company by the grant of options, restricted stock awards or phantom stock units. The Plan provides for the issuance of up to 3,000,000 shares of the Company’s common stock subject to certain Plan limitations. As of September 30, 2015, 2,870,584 shares of stock remain available for issuance under the Plan. The vesting of restricted stock awards and options may be accelerated in accordance with terms of the Plan. The Compensation Committee shall determine the vesting of restricted stock awards and stock options. Restricted stock grants are available to directors and employees and generally vest in annual installments over a three, four or five year period from the date of grant. The Company is expensing the grant date fair value of all share-based compensation over the requisite vesting periods on a prorated straight-line basis. During the three months ended September 30, 2015 and September 30, 2014, the Company recorded $112,000 and $73,000 of total stock-based compensation, respectively. During the nine months ended September 30, 2015 and September 30, 2014, the Company recorded $340,000 and $203,000 of total stock-based compensation, respectively. During the nine months ended September 30, 2015, the Company issued 12,700 shares of restricted stock to directors and employees under the 2012 Stock Plan. In accordance with the terms of the Plan, 1,539 shares were forfeited during the same period. The following is a summary of the status of the Company’s restricted shares as of September 30, 2015, and changes therein during the period then ended. Number of Shares Awarded (1) Weighted Average Grant Date Fair Non-vested at December 31, 2014 79,208 $ 12.79 Granted 12,700 16.85 Vested (675 ) 17.25 Forfeited (1,539 ) 10.40 Non-vested at September 30, 2015 89,694 $ 13.37 (1) All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015 . Expected future stock award expense related to the non-vested restricted awards as of September 30, 2015, is $911,000 over an average period of 2.68 years. The Company had no outstanding stock options at September 30, 2015.

Note 6 - Income Taxes

Note 6 - Income Taxes	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	Note 6: Income Taxes For the three month and nine month periods ended September 30, 2015, the Company’s recorded income tax expense of $420,000 and $1.1 million respectively. This compares to income tax benefit of approximately $16.8 million for the three month and nine month periods ended September 30, 2014. The Company began to recognize income tax expense in the quarter ended December 31, 2014 after the reversal of its deferred tax asset valuation allowance. In the third quarter of fiscal year 2014, the Company released 96.7% of its valuation allowance previously recorded on its net deferred tax assets which resulted in a $16.8 million credit to income tax expense, partially offset by the current income tax expense for the year. The Company maintains a valuation allowance of $572,000 related to a capital loss carry forward of $1.5 million which it may not be able to utilize prior to the expiration date of the tax benefit. Deferred tax assets decreased $1.0 million from $14.9 million at December 31, 2014 to $13.9 million at September 30, 2015. This decrease was primarily due to deferred taxes being applied to the tax liability on current year taxable income. The Company will continue to evaluate its ability to realize its net deferred tax asset. If future evidence suggests that it is more likely than not that a portion of the deferred tax asset will not be realized, the valuation allowance may be increased .

Note 7 - Income Per Share

Note 7 - Income Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note 7: Income per share The Company is required to present basic income per share and diluted income per share in its consolidated statements of operations. Basic income per share amounts are computed by dividing net income by the weighted average number of common shares outstanding. Diluted income per share reflects additional common shares that would have been outstanding if potentially dilutive common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential dilutive common shares that may be issued by the Company relate to restricted stock grants and outstanding stock options. The Company is also required to provide a reconciliation of the numerator and denominator used in the computation of both basic and diluted income per share. The Company had no outstanding stock options in 2015 and 2014. The following is information about the computation of income per share for the three months and nine months ended September 30, 2015 and 2014: Three months ended September 30, 2015 Weighted Average Net Income Common Shares Outstanding (1) Amount (1) Basic Earnings Per Share $ 633,000 3,872,298 $ 0.16 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 34,622 N/A Diluted Earnings Per Share $ 633,000 3,906,920 $ 0.16 Three months ended September 30, 2014 Weighted Average Net Income Common Shares Amount (1) Basic Earnings Per Share $ 17,261,000 3,850,206 $ 4.48 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 28,012 N/A Diluted Earnings Per Share $ 17,261,000 3,878,218 $ 4.45 Nine months ended September 30, 2015 Weighted Average Net Income Common Shares Amount (1) Basic Earnings Per Share $ 1,611,000 3,872,074 $ 0.42 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 30,699 N/A Diluted Earnings Per Share $ 1,611,000 3,902,773 $ 0.41 Nine months ended September 30, 2014 Weighted Average Net Income Common Shares Outstanding (1) Amount (1) Basic Earnings Per Share $ 18,105,000 3,849,762 $ 4.70 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 32,647 N/A Diluted Earnings Per Share $ 18,105,000 3,882,409 $ 4.66 (1) All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015

Note 8 - Borrowings

Note 8 - Borrowings	9 Months Ended
	Sep. 30, 2015
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	Note 8 : Borrowings The Company is a member of the Federal Home Loan Bank of Boston ("FHLB"). The Company has the ability to borrow from the FHLB based on a certain percentage of the value of the Company's qualified collateral, as defined in the FHLB Statement of Products Policy, comprised mainly of mortgage-backed securities and loans segregated as collateral for the FHLB. At September 30, 2015 and December 31, 2014, outstanding advances from the FHLB aggregated $120.0 million. The advances outstanding at September 30, 2015 had maturities ranging from one day to six months with rates ranging from 30 basis points to 50 basis points. Advances are typically entered into at discounted rates during the FHLB “loan sales” and are structured with terms to meet balance sheet management needs. The subordinated debentures of $8.2 million are unsecured obligations of the Company and are subordinate and junior in right of payment to all present and future senior indebtedness of the Company. These obligations qualify as Tier 1 capital. The subordinated debentures, which bear interest at three-month LIBOR plus 3.15% (3.46% at September 30, 2015), mature on March 26, 2033. Beginning in the second quarter of 2009, the Company deferred quarterly interest payments on the subordinated debentures for 20 consecutive quarters as permitted under the terms of the debentures. Interest was still being accrued and charged to operations. The Company made a payment of approximately $1.6 million in June 2014, and brought the debt current as of that date. Interest payments have subsequently been deferred at the Company’s option, however, interest expense continued to be recorded. At September 30, 2015 interest owed was $356,000. In September 2015 the Company executed a $2.0 million Note Payable for the purchase of its Fairfield branch, which had formerly been leased. The note has a ten-year term and bears interest at a fixed rate of 1.75%.

Note 9 - Other Comprehensive In

Note 9 - Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Comprehensive Income (Loss) Note [Text Block]	Note 9: Other Comprehensive Income Other comprehensive income, which is comprised solely of the change in unrealized gains and losses on available-for-sale securities, is as follows: Three Months Ended Nine Months Ended September 30, 2015 September 30, 2015 Before Tax Net of Tax Before Tax Net of Tax (in thousands) Amount Tax Effect Amount Amount Tax Effect Amount Unrealized holding gains arising during the period $ 122 $ (48 ) $ 74 $ 343 $ (133 ) $ 210 Three Months Ended Nine Months Ended September 30, 2014 September 30, 2014 Before Tax Net of Tax Before Tax Net of Tax Amount Tax Effect Amount Amount Tax Effect Amount Unrealized holding gains arising during the period $ 51 $ - $ 51 $ 552 $ - $ 552

Note 10 - Financial Instruments

Note 10 - Financial Instruments with Off-Balance Sheet Risk	9 Months Ended
	Sep. 30, 2015
Risks and Uncertainties [Abstract]
Concentration Risk Disclosure [Text Block]	Note 10: Financial Instruments with Off-Balance Sheet Risk In the normal course of business, the Company is a party to financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit and involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The contractual amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The contractual amount of commitments to extend credit and standby letters of credit represent the total amount of potential accounting loss should: the contracts be fully drawn upon; the customers default; and the value of any existing collateral becomes worthless. The Company uses the same credit policies in approving commitments and conditional obligations as it does for on-balance-sheet instruments and evaluates each customer’s creditworthiness on a case-by-case basis. Management believes that the Company controls the credit risk of these financial instruments through credit approvals, credit limits, monitoring procedures and the receipt of collateral as deemed necessary. Financial instruments whose contractual amounts represent credit risk at September 30, 2015 are as follows: Commitments to extend credit: (in thousands) Future loan commitments $ 8,055 Home equity lines of credit 23,476 Unused lines of credit 25,629 Undisbursed construction loans 22,064 Financial standby letters of credit 1,750 $ 80,974 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to extend credit generally have fixed expiration dates, or other termination clauses, and may require payment of a fee by the borrower. Since these commitments could expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include residential and commercial property, deposits and securities. The Company has established a reserve of $5,000 as of September 30, 2015 for these commitments which are included in accrued expenses and other liabilities. Standby letters of credit are written commitments issued by the Company to guarantee the performance of a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Guarantees that are not derivative contracts are recorded on the Company’s consolidated balance sheet at their fair value at inception. Any instruments deemed to be derivatives would be accounted for as a fair value or cash flow hedge as appropriate.

Note 11 - Regulatory and Operat

Note 11 - Regulatory and Operational Matters	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 11: Regulatory and Operational Matters The Company’s and the Bank’s capital and capital ratios at September 30, 2015 and December 31, 2014 were: Capital Requirements Actual Minimum Well Capitalized (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio September 30, 2015 The Company: Tier 1 Leverage Capital (to Average Assets) $ 58,572 9.47 % $ 24,745 4.00 % $ 30,931 5.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 50,572 9.83 % 23,146 4.50 % 33,433 6.50 % Tier 1 Capital (to Risk Weighted Assets) 58,572 11.39 % 30,861 6.00 % 41,148 8.00 % Total Capital (to Risk Weighted Assets) 63,820 12.41 % 41,148 8.00 % 51,435 10.00 % The Bank: Tier 1 Leverage Capital (to Average Assets) $ 58,844 9.52 % $ 24,736 4.00 % $ 30,920 5.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 58,844 11.48 % 23,057 4.50 % 33,305 6.50 % Tier 1 Capital (to Risk Weighted Assets) 58,844 11.48 % 30,743 6.00 % 40,991 8.00 % Total Capital (to Risk Weighted Assets) 64,093 12.51 % 40,991 8.00 % 51,238 10.00 % December 31, 2014 The Company: Tier 1 Leverage Capital (to Average Assets) $ 58,218 9.62 % $ 24,210 4.00 % $ 30,262 5.00 % Tier 1 Capital (to Risk Weighted Assets) 58,218 12.98 % 17,942 4.00 % 26,913 6.00 % Total Capital (to Risk Weighted Assets) 63,142 14.08 % 35,884 8.00 % 44,855 10.00 % The Bank: Tier 1 Leverage Capital (to Average Assets) $ 58,227 9.63 % $ 24,198 4.00 % $ 30,247 5.00 % Tier 1 Capital (to Risk Weighted Assets) 58,227 12.98 % 17,946 4.00 % 26,918 6.00 % Total Capital (to Risk Weighted Assets) 63,151 14.08 % 35,891 8.00 % 44,864 10.00 %

Note 12 - Fair Value and Intere

Note 12 - Fair Value and Interest Rate Risk	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note 12: Fair Value and Interest Rate Risk The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. A fair value hierarchy has been established that prioritizes the inputs used to measure fair value, requiring entities to maximize the use of observable inputs. Observable inputs reflect market data obtained from independent sources, while unobservable inputs generally require significant management judgment. The three levels within the fair value hierarchy are as follows: ● Level 1- Unadjusted quoted market prices for identical assets or liabilities in active markets that the entity has the ability to access at the measurement date (such as active exchange-traded equity securities and certain U.S. and government agency debt securities). ● Level 2- Observable inputs other than quoted prices included in Level 1, such as: ■ quoted prices for similar assets or liabilities in active markets (such as U.S. agency and government sponsored mortgage-backed securities) ■ quoted prices for identical or similar assets or liabilities in less active markets (such as certain U.S. and government agency debt securities, and corporate and municipal debt securities that trade infrequently) ■ Other inputs that are observable for substantially the full term of the asset or liability (i.e. interest rates, yield curves, prepayment speeds, default rates, etc.) ● Level 3- Valuation techniques that require unobservable inputs that are supported by little or no market activity and are significant to the fair value measurement of the asset or liability (such as pricing and discounted cash flow models that typically reflect management’s estimates of the assumptions a market participant would use in pricing the asset or liability). A description of the valuation methodologies used for assets and liabilities recorded at fair value, and for estimating fair value for financial and non-financial instruments not recorded at fair value, is set forth below. Cash and due from banks, federal funds sold, short-term investments and accrued interest receivable and payable: Available-for-Sale Securities: Other Investments : Loans: Other Real Estate Owned: Deposits: Junior Subordinated Debt: Federal Home Loan Bank Borrowings: Off-balance sheet instruments: The following table details the financial assets measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine fair value: Quoted Prices in Active Significant Significant (in thousands) Markets for Observable Unobservable Balance Identical Assets Inputs Inputs as of September 30, 2015 (Level 1) (Level 2) (Level 3) September 30, 2015 U.S. Government agency mortgage-backed securities $ - $ 14,202 $ - $ 14,202 U.S. Government agency bonds - 7,501 - 7,501 Corporate bonds - 9,016 - 9,016 Securities available for sale $ - $ 30,719 $ - $ 30,719 Quoted Prices in Active Significant Significant Markets for Observable Unobservable Balance Identical Assets Inputs Inputs as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 U.S. Government agency mortgage-backed securities $ - $ 17,337 $ - $ 17,337 U.S. Government agency bonds - 7,409 - 7,409 Corporate bonds - 8,936 - 8,936 Securities available for sale $ - $ 33,682 $ - $ 33,682 There were no transfers of assets between levels 1, 2 or 3 as of September 30, 2015 or December 31, 2014. Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following reflects financial assets measured at fair value on a non-recurring basis as of September 30, 2015 and December 31, 2014, segregated by the level of the valuation inputs within the fair value hierarchy utilized: Quoted Prices in Significant Significant (in thousands) Active Markets Observable Unobservable for Identical Assets Inputs Inputs Balance Asset Description (Level 1) (Level 2) (Level 3) September 30, 2015 Impaired loans $ - $ - $ 380 $ 380 December 31, 2014 Impaired loans $ - $ - $ 859 $ 859 (dollars in thousands) Quantitative Information about Level 3 Fair Value Measurements Asset Description Fair Value Valuation Technique Unobservable Input Range (Weighted Average ) September 30, 2015 Impaired loans $ 380 Fair Value of Collateral (1) Appraised Value (2) 8% - 14% (14%)(3) December 31, 2014 Impaired loans $ 859 Fair Value of Collateral (1) Appraised Value (2) 8% - 22% (13%)(3) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which include Level 3 inputs that are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. (3) The range and weighted average of qualitative factors such as economic conditions and estimated liquidation expenses are presented as a percent of the appraised value. The Company discloses fair value information about financial instruments, whether or not recognized in the consolidated balance sheet, for which it is practicable to estimate that value. Certain financial instruments are excluded from disclosure requirements and, accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The estimated fair value amounts have been measured as of September 30, 2015 and December 31, 2014 and have not been reevaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair value of these financial instruments subsequent to the respective reporting dates may be different than amounts reported on those dates. The information presented should not be interpreted as an estimate of the fair value of the Company since a fair value calculation is only required for a limited portion of the Company’s assets and liabilities. Due to the wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other bank holding companies may not be meaningful. The following is a summary of the carrying amounts and estimated fair values of the Company’s financial instruments not measured and not reported at fair value on the consolidated balance sheets at September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 (in thousands) Value Carrying Estimated Carrying Estimated Hierarchy Amount Fair Value Amount Fair Value Financial Assets: Cash and noninterest bearing balances due from banks Level 1 $ 2,429 $ 2,429 $ 2,095 $ 2,095 Interest-bearing deposits due from banks Level 1 56,909 56,909 71,163 71,163 Other investments Level 2 4,450 4,450 4,450 4,450 Federal Reserve Bank stock Level 2 2,048 2,048 2,058 2,058 Federal Home Loan Bank stock Level 2 6,628 6,628 6,628 6,628 Loans receivable, net Level 3 491,074 493,933 471,984 476,631 Accrued interest receivable Level 1 2,107 2,107 1,918 1,918 Financial Liabilities: Demand deposits Level 2 $ 75,011 $ 75,011 $ 63,398 $ 63,398 Savings deposits Level 2 101,061 101,061 93,790 93,790 Money market deposits Level 2 22,029 22,029 24,650 24,650 NOW accounts Level 2 30,771 30,771 26,269 26,269 Time deposits Level 2 169,441 169,281 204,216 204,262 Brokered Deposits Level 1 48,127 48,127 30,710 30,710 FHLB Borrowings Level 2 120,000 120,000 120,000 120,000 Subordinated debentures Level 2 8,248 8,248 8,248 8,248 Note Payable Level 3 1,985 1,985 - - Accrued interest payable Level 1 457 457 167 167 The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent possible to mitigate interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk. Off-balance sheet instruments Loan commitments on which the committed interest rate is less than the current market rate were insignificant at September 30, 2015 and December 31, 2014. The estimated fair value of fee income on letters of credit at September 30, 2015 and December 31, 2014 was also insignificant.

Note 13 - Recent Accounting Pro

Note 13 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 13 : Recent Accounting Pronouncements Recently Issued Accounting Standards Updates ASU 2014-14, “ Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40) – Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure ASU No. 2014-12 , Compensation-Stock Compensation (Topic 718) “ Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force). ” – ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Standards Updates ASU 2014-14, “ Receivables - Troubled Debt Restructuring by Creditors (Subtopic 310-40) – Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure ASU No. 2014-12 , Compensation-Stock Compensation (Topic 718) “ Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period (a consensus of the FASB Emerging Issues Task Force). ” – ASU No. 2014-04, “Receivables – Troubled Debt Restructuring by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities [Table Text Block]	Gross Gross (in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value September 30, 2015: U.S. Government agency bonds $ 7,500 $ 1 $ - $ 7,501 U. S. Government agency mortgage-backed securities 14,329 - (127 ) 14,202 Corporate bonds 9,000 77 (61 ) 9,016 $ 30,829 $ 78 $ (188 ) $ 30,719 December 31, 2014: U. S. Government agency bonds $ 7,500 $ - $ (91 ) $ 7,409 U. S. Government agency mortgage-backed securities 17,635 - (298 ) 17,337 Corporate bonds 9,000 - (64 ) 8,936 $ 34,135 $ - $ (453 ) $ 33,682
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss September 30, 2015: U.S. Government agency bonds $ - $ - $ - $ - $ - $ - U. S. Government agency mortgage - backed securities 3,070 (16 ) 11,132 (111 ) 14,202 (127 ) Corporate bonds - - 5,939 (61 ) 5,939 (61 ) Totals $ 3,070 $ (16 ) $ 17,071 $ (172 ) $ 20,141 $ (188 ) December 31, 2014: U. S. Government agency bonds $ - $ - $ 7,409 $ (91 ) $ 7,409 $ (91 ) U. S. Government agency mortgage - backed securities - - 17,337 (298 ) 17,337 (298 ) Corporate bonds - - 8,936 (64 ) 8,936 (64 ) Totals $ - $ - $ 33,682 $ (453 ) $ 33,682 $ (453 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(in thousands) Unrealized Amortized Cost Fair Value Gain/ (Losses) Maturity: Corporate bonds 5 to 10 years $ 9,000 $ 9,016 $ 16 U.S. Government agency bonds < 5 years 2,500 2,500 - U.S. Government agency bonds 5 to 10 years 5,000 5,001 1 U.S. Government agency mortgage-backed securities 14,329 14,202 (127 ) Total $ 30,829 $ 30,719 $ (110 )

Note 3 - Loans Receivable and23

Note 3 - Loans Receivable and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) September 30, December 31, 2015 2014 Commercial $ 61,184 $ 53,973 Commercial Real Estate 273,715 254,505 Construction 12,386 3,096 Construction to permanent 10,669 10,627 Residential 91,378 108,543 Consumer 46,982 46,164 Total Loans 496,314 476,908 Allowance for loan losses (5,240 ) (4,924 ) Loans receivable, net $ 491,074 $ 471,984
Allowance for Credit Losses on Financing Receivables [Table Text Block]	(in thousands) Three months ended September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 982 $ 2,317 $ 275 $ 150 $ 660 $ 726 $ 98 $ 5,208 Charge-offs - - - - (7 ) (4 ) - (11 ) Recoveries 7 35 - - - 1 - 43 Provision (219 ) 32 119 38 (26 ) (25 ) 81 - Ending Balance $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 Nine months ended September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1,918 $ 1,419 $ 63 $ 215 $ 831 $ 478 $ - $ 4,924 Charge-offs - - - - (10 ) (11 ) - (21 ) Recoveries 37 35 - 5 - 10 - 87 Provision (1,185 ) 930 331 (32 ) (194 ) 221 179 250 Ending Balance $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 September 30, 2015 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Ending balance: individually evaluated for impairment $ - $ - $ - $ - $ - $ 3 $ - $ 3 Ending balance: collectively evaluated for impairment 770 2,384 394 188 627 695 179 5,237 Total Allowance for Loan Losses $ 770 $ 2,384 $ 394 $ 188 $ 627 $ 698 $ 179 $ 5,240 Total Loans ending balance $ 61,184 $ 273,715 $ 12,386 $ 10,669 $ 91,378 $ 46,982 $ - $ 496,314 Ending balance: individually evaluated for impairment $ - $ 7,809 $ - $ - $ 3,366 $ 552 $ - $ 11,727 Ending balance: collectively evaluated for impairment $ 61,184 $ 265,906 $ 12,386 $ 10,669 $ 88,012 $ 46,430 $ - $ 484,587 (in thousands) Three months ended September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2,478 $ 1,125 $ - $ 149 $ 630 $ 694 $ 138 $ 5,214 Charge-offs (25 ) (297 ) - - - (4 ) - (326 ) Recoveries - 15 10 - - - - 25 Provision (263 ) 261 66 (27 ) (76 ) - 39 - Ending Balance $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 Nine months ended September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2,285 $ 1,585 $ 260 $ 25 $ 795 $ 534 $ 197 $ 5,681 Charge-offs (37 ) (297 ) (260 ) - (195 ) (39 ) - (828 ) Recoveries 4 45 10 - - 1 - 60 Provision (62 ) (229 ) 66 97 (46 ) 194 (20 ) - Ending Balance $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 September 30, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Unallocated Total Ending balance: individually evaluated for impairment $ 1,513 $ 4 $ - $ - $ - $ 3 $ - $ 1,520 Ending balance: collectively evaluated for impairment 677 1,100 76 122 554 687 177 3,393 Total Allowance for Loan Losses $ 2,190 $ 1,104 $ 76 $ 122 $ 554 $ 690 $ 177 $ 4,913 Total Loans ending balance $ 56,432 $ 255,556 $ 8,622 $ 11,725 $ 85,942 $ 45,529 $ - $ 463,806 Ending balance: individually evaluated for impairment $ 5,827 $ 8,404 $ - $ - $ 4,978 $ 558 $ - $ 19,767 Ending balance: collectively evaluated for impairment $ 50,605 $ 247,152 $ 8,622 $ 11,725 $ 80,964 $ 44,971 $ - $ 444,039 (in thousands) December 31, 2014 Commercial Commercial Real Estate Construction Construction to Permanent Residential Consumer Total Ending balance: individually evaluated for impairment $ - $ - $ - $ - $ - $ 7 $ 7 Ending balance: collectively evaluated for impairment 1,918 1,419 63 215 831 471 4,917 Total Allowance for Loan Losses $ 1,918 $ 1,419 $ 63 $ 215 $ 831 $ 478 $ 4,924 Total Loans ending balance $ 53,973 $ 254,505 $ 3,096 $ 10,627 $ 108,543 $ 46,164 $ 476,908 Ending balance: individually evaluated for impairment 2 7,398 - - 3,764 560 11,724 Ending balance: collectively evaluated for impairment $ 53,971 $ 247,107 $ 3,096 $ 10,627 $ 104,779 $ 45,604 $ 465,184
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(in thousands) Non-Accrual Loans 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Non-Accrual Loans Commercial Real Estate Substandard $ - $ - $ - $ - $ - $ - Total Commercial Real Estate $ - $ - $ - $ - $ - $ - Residential Real Estate Substandard $ - $ - $ 380 $ 380 $ - $ 380 Total Residential Real Estate $ - $ - $ 380 $ 380 $ - $ 380 Consumer Substandard $ - $ - $ 3 $ 3 $ - $ 3 Total Consumer $ - $ - $ 3 $ 3 $ - $ 3 Total $ - $ - $ 383 $ 383 $ - $ 383 (in thousands) Non-Accrual Loans 2014 31-60 Days Past Due 61-90 Days Past Due Greater Than 90 Days Total Past Due Current Total Non-Accrual Loans Commercial Substandard $ - $ - $ 2 $ 2 $ - $ 2 Total Commercial $ - $ - $ 2 $ 2 $ - $ 2 Commercial Real Estate Substandard $ - $ - $ - $ - $ 138 $ 138 Total Commercial Real Estate $ - $ - $ - $ - $ 138 $ 138 Residential Real Estate Substandard $ - $ - $ 719 $ 719 $ - $ 719 Total Residential Real Estate $ - $ - $ 719 $ 719 $ - $ 719 Consumer Substandard $ - $ - $ 7 $ 7 $ - $ 7 Total Consumer $ - $ - $ 7 $ 7 $ - $ 7 Total $ - $ - $ 728 $ 728 $ 138 $ 866
Schedule of Financing Receivables Performing and Non-Accrual Status [Table Text Block]	(in thousands) Performing (Accruing) Loans 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Performing Loans Total Non- Accrual Loans Total Loans Commercial Pass $ - $ 3,061 $ 74 $ 3,135 $ 52,849 $ 55,984 $ - $ 55,984 Special Mention - - - - 101 101 - $ 101 Substandard - - - - 5,099 5,099 - $ 5,099 Total Commercial $ - $ 3,061 $ 74 $ 3,135 $ 58,049 $ 61,184 $ - $ 61,184 Commercial Real Estate Pass $ - $ 3,310 $ 1,624 $ 4,934 $ 260,186 $ 265,120 $ - $ 265,120 Special Mention - 1,014 - 1,014 5,887 6,901 - 6,901 Substandard - - - - 1,694 1,694 - 1,694 Total Commercial Real Estate $ - $ 4,324 $ 1,624 $ 5,948 $ 267,767 $ 273,715 $ - $ 273,715 Construction Pass $ - $ - $ - $ - $ 12,386 $ 12,386 $ - $ 12,386 Total Construction $ - $ - $ - $ - $ 12,386 $ 12,386 $ - $ 12,386 Construction to Permanent Pass $ - $ - $ - $ - $ 10,669 $ 10,669 $ - $ 10,669 Total Construction to Permanent $ - $ - $ - $ - $ 10,669 $ 10,669 $ - $ 10,669 Residential Real Estate Pass $ - $ 1,342 $ 1,594 $ 2,936 $ 88,062 $ 90,998 $ - $ 90,998 Substandard - - - - - - 380 380 Total Residential Real Estate $ - $ 1,342 $ 1,594 $ 2,936 $ 88,062 $ 90,998 $ 380 $ 91,378 Consumer Pass $ 12 $ 348 $ 8 $ 368 $ 46,611 $ 46,979 $ - $ 46,979 Substandard - - - - - - 3 3 Total Consumer $ 12 $ 348 $ 8 $ 368 $ 46,611 $ 46,979 $ 3 $ 46,982 Total Pass $ 12 $ 8,061 $ 3,300 $ 11,373 $ 470,763 $ 482,136 $ - $ 482,136 Special Mention - 1,014 - 1,014 5,988 7,002 - 7,002 Substandard - - - - 6,793 6,793 383 7,176 Grand Total $ 12 $ 9,075 $ 3,300 $ 12,387 $ 483,544 $ 495,931 $ 383 $ 496,314 (in thousands) Performing (Accruing) Loans 2014 31-60 Days Past Due 61-90 Days Past Due Greater Than 90 Days Total Past Due Current Total Performing Loans Total Non- Accrual Loans Total Loans Commercial Pass $ 1,520 $ - $ 279 $ 1,799 $ 46,279 $ 48,078 $ - $ 48,078 Special Mention - - - - 121 121 - 121 Substandard - - - - 5,772 5,772 2 5,774 Total Commercial $ 1,520 $ - $ 279 $ 1,799 $ 52,172 $ 53,971 $ 2 $ 53,973 Commercial Real Estate Pass $ - $ - $ - $ - $ 248,132 $ 248,132 $ - $ 248,132 Special Mention 1,041 - - 1,041 2,887 3,928 - 3,928 Substandard - 815 - 815 1,492 2,307 138 2,445 Total Commercial Real Estate $ 1,041 $ 815 $ - $ 1,856 $ 252,511 $ 254,367 $ 138 $ 254,505 Construction Pass $ - $ - $ - $ - $ 3,096 $ 3,096 $ - $ 3,096 Total Construction $ - $ - $ - $ - $ 3,096 $ 3,096 $ - $ 3,096 Construction to Permanent Pass $ - $ - $ - $ - $ 10,627 $ 10,627 $ - $ 10,627 Total Construction to Permanent $ - $ - $ - $ - $ 10,627 $ 10,627 $ - $ 10,627 Residential Real Estate Pass $ 172 $ 87 $ 1,553 $ 1,812 $ 106,012 $ 107,824 $ - $ 107,824 Substandard - - - - - - 719 719 Total Residential Real Estate $ 172 $ 87 $ 1,553 $ 1,812 $ 106,012 $ 107,824 $ 719 $ 108,543 Consumer Pass $ - $ 2 $ - $ 2 $ 46,155 $ 46,157 $ - $ 46,157 Subsandard - - - - - - 7 7 Total Consumer $ - $ 2 $ - $ 2 $ 46,155 $ 46,157 $ 7 $ 46,164 Total Pass $ 1,692 $ 89 $ 1,832 $ 3,613 $ 460,301 $ 463,914 $ - $ 463,914 Special Mention 1,041 - - 1,041 3,008 4,049 - 4,049 Substandard - 815 - 815 7,264 8,079 866 8,945 Grand Total $ 2,733 $ 904 $ 1,832 $ 5,469 $ 470,573 $ 476,042 $ 866 $ 476,908
Impaired Financing Receivables [Table Text Block]	(in thousands) Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial $ - $ 97 $ - Commercial Real Estate 7,809 8,332 - Construction - 287 - Residential 3,366 3,394 - Consumer 549 635 - Total: $ 11,724 $ 12,745 $ - With an allowance recorded: Commercial $ - $ - $ - Commercial Real Estate - - - Construction - - - Residential - - - Consumer 3 3 3 Total: $ 3 $ 3 $ 3 Commercial $ - $ 97 $ - Commercial Real Estate 7,809 8,332 - Construction - 287 - Residential 3,366 3,394 - Consumer 552 638 3 Total: $ 11,727 $ 12,748 $ 3 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial $ 2 $ 104 $ - Commercial Real Estate 7,398 8,249 - Construction - 732 - Residential 3,764 3,793 - Consumer 553 633 - Total: $ 11,717 $ 13,511 $ - With an allowance recorded: Commercial $ - $ - $ - Commercial Real Estate - - - Construction - - - Residential - - - Consumer 7 7 7 Total: $ 7 $ 7 $ 7 Commercial $ 2 $ 104 $ - Commercial Real Estate 7,398 8,249 - Construction - 732 - Residential 3,764 3,793 - Consumer 560 640 7 Total: $ 11,724 $ 13,518 $ 7 Three Months Ended September 30 2015 2014 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ - $ - $ 434 $ - Commercial Real Estate 7,916 94 8,493 104 Construction - - - - Residential 3,373 31 4,810 32 Consumer 549 4 573 5 Total: $ 11,838 $ 129 $ 14,310 $ 141 With an allowance recorded: Commercial $ - $ - $ 5,872 $ - Commercial Real Estate - - 1,073 - Construction - - - - Residential - - 253 - Consumer 1 - 4 - Total: $ 1 $ - $ 7,202 Commercial $ - $ - $ 6,306 $ - Commercial Real Estate 7,916 94 9,566 104 Construction - - - - Residential 3,373 31 5,063 32 Consumer 550 4 577 5 Total: $ 11,839 $ 129 $ 21,512 $ 141 Nine Months Ended September 30 2015 2014 (in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial $ - $ - $ 286 $ - Commercial Real Estate 8,079 281 8,365 261 Construction - - 263 - Residential 3,430 95 4,798 97 Consumer 551 13 582 19 Total: $ 12,060 $ 389 $ 14,294 $ 377 With an allowance recorded: Commercial $ - $ - $ 5,989 $ - Commercial Real Estate - - 772 - Construction - - 144 - Residential - - 436 - Consumer 1 - 3 - Total: $ 1 $ - $ 7,344 $ - Commercial $ - $ - $ 6,275 $ - Commercial Real Estate 8,079 281 9,137 261 Construction - - 407 - Residential 3,430 95 5,234 97 Consumer 552 13 585 19 Total: $ 12,061 $ 389 $ 21,638 $ 377

Note 4 - Deposits (Tables)

Note 4 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Deposits [Table Text Block]	September 30, December 31, (in thousands) 2015 2014 Non-interest bearing $ 75,011 $ 63,398 Interest bearing NOW 30,771 26,269 Savings 101,061 93,790 Money market 22,029 24,650 Time certificates, less than $100,000 86,992 106,340 Time certificates, $100,000 or more 82,449 97,876 Brokered Deposits 48,127 30,710 Total interest bearing 371,429 379,635 Total Deposits $ 446,440 $ 443,033

Note 5 - Share-Based Compensa25

Note 5 - Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Number of Shares Awarded (1) Weighted Average Grant Date Fair Non-vested at December 31, 2014 79,208 $ 12.79 Granted 12,700 16.85 Vested (675 ) 17.25 Forfeited (1,539 ) 10.40 Non-vested at September 30, 2015 89,694 $ 13.37

Note 7 - Income Per Share (Tabl

Note 7 - Income Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended September 30, 2015 Weighted Average Net Income Common Shares Outstanding (1) Amount (1) Basic Earnings Per Share $ 633,000 3,872,298 $ 0.16 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 34,622 N/A Diluted Earnings Per Share $ 633,000 3,906,920 $ 0.16 Three months ended September 30, 2014 Weighted Average Net Income Common Shares Amount (1) Basic Earnings Per Share $ 17,261,000 3,850,206 $ 4.48 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 28,012 N/A Diluted Earnings Per Share $ 17,261,000 3,878,218 $ 4.45 Nine months ended September 30, 2015 Weighted Average Net Income Common Shares Amount (1) Basic Earnings Per Share $ 1,611,000 3,872,074 $ 0.42 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 30,699 N/A Diluted Earnings Per Share $ 1,611,000 3,902,773 $ 0.41 Nine months ended September 30, 2014 Weighted Average Net Income Common Shares Outstanding (1) Amount (1) Basic Earnings Per Share $ 18,105,000 3,849,762 $ 4.70 Effect of Dilutive Securities Non-vested Restricted Stock Grants N/A 32,647 N/A Diluted Earnings Per Share $ 18,105,000 3,882,409 $ 4.66

Note 9 - Other Comprehensive 27

Note 9 - Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Other Comprehensive Income Change in Unrealized Gains and Losses on Available for Sale Securities [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2015 September 30, 2015 Before Tax Net of Tax Before Tax Net of Tax (in thousands) Amount Tax Effect Amount Amount Tax Effect Amount Unrealized holding gains arising during the period $ 122 $ (48 ) $ 74 $ 343 $ (133 ) $ 210 Three Months Ended Nine Months Ended September 30, 2014 September 30, 2014 Before Tax Net of Tax Before Tax Net of Tax Amount Tax Effect Amount Amount Tax Effect Amount Unrealized holding gains arising during the period $ 51 $ - $ 51 $ 552 $ - $ 552

Note 10 - Financial Instrumen28

Note 10 - Financial Instruments with Off-Balance Sheet Risk (Tables)	9 Months Ended
	Sep. 30, 2015
Risks and Uncertainties [Abstract]
Schedule of Commitment to Extended Credit [Table Text Block]	Commitments to extend credit: (in thousands) Future loan commitments $ 8,055 Home equity lines of credit 23,476 Unused lines of credit 25,629 Undisbursed construction loans 22,064 Financial standby letters of credit 1,750 $ 80,974

Note 11 - Regulatory and Oper29

Note 11 - Regulatory and Operational Matters (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Capital Requirements Actual Minimum Well Capitalized (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio September 30, 2015 The Company: Tier 1 Leverage Capital (to Average Assets) $ 58,572 9.47 % $ 24,745 4.00 % $ 30,931 5.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 50,572 9.83 % 23,146 4.50 % 33,433 6.50 % Tier 1 Capital (to Risk Weighted Assets) 58,572 11.39 % 30,861 6.00 % 41,148 8.00 % Total Capital (to Risk Weighted Assets) 63,820 12.41 % 41,148 8.00 % 51,435 10.00 % The Bank: Tier 1 Leverage Capital (to Average Assets) $ 58,844 9.52 % $ 24,736 4.00 % $ 30,920 5.00 % Common Equity Tier 1 Capital (to Risk Weighted Assets) 58,844 11.48 % 23,057 4.50 % 33,305 6.50 % Tier 1 Capital (to Risk Weighted Assets) 58,844 11.48 % 30,743 6.00 % 40,991 8.00 % Total Capital (to Risk Weighted Assets) 64,093 12.51 % 40,991 8.00 % 51,238 10.00 % December 31, 2014 The Company: Tier 1 Leverage Capital (to Average Assets) $ 58,218 9.62 % $ 24,210 4.00 % $ 30,262 5.00 % Tier 1 Capital (to Risk Weighted Assets) 58,218 12.98 % 17,942 4.00 % 26,913 6.00 % Total Capital (to Risk Weighted Assets) 63,142 14.08 % 35,884 8.00 % 44,855 10.00 % The Bank: Tier 1 Leverage Capital (to Average Assets) $ 58,227 9.63 % $ 24,198 4.00 % $ 30,247 5.00 % Tier 1 Capital (to Risk Weighted Assets) 58,227 12.98 % 17,946 4.00 % 26,918 6.00 % Total Capital (to Risk Weighted Assets) 63,151 14.08 % 35,891 8.00 % 44,864 10.00 %

Note 12 - Fair Value and Inte30

Note 12 - Fair Value and Interest Rate Risk (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Quoted Prices in Active Significant Significant (in thousands) Markets for Observable Unobservable Balance Identical Assets Inputs Inputs as of September 30, 2015 (Level 1) (Level 2) (Level 3) September 30, 2015 U.S. Government agency mortgage-backed securities $ - $ 14,202 $ - $ 14,202 U.S. Government agency bonds - 7,501 - 7,501 Corporate bonds - 9,016 - 9,016 Securities available for sale $ - $ 30,719 $ - $ 30,719 Quoted Prices in Active Significant Significant Markets for Observable Unobservable Balance Identical Assets Inputs Inputs as of December 31, 2014 (Level 1) (Level 2) (Level 3) December 31, 2014 U.S. Government agency mortgage-backed securities $ - $ 17,337 $ - $ 17,337 U.S. Government agency bonds - 7,409 - 7,409 Corporate bonds - 8,936 - 8,936 Securities available for sale $ - $ 33,682 $ - $ 33,682
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices in Significant Significant (in thousands) Active Markets Observable Unobservable for Identical Assets Inputs Inputs Balance Asset Description (Level 1) (Level 2) (Level 3) September 30, 2015 Impaired loans $ - $ - $ 380 $ 380 December 31, 2014 Impaired loans $ - $ - $ 859 $ 859
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	(dollars in thousands) Quantitative Information about Level 3 Fair Value Measurements Asset Description Fair Value Valuation Technique Unobservable Input Range (Weighted Average ) September 30, 2015 Impaired loans $ 380 Fair Value of Collateral (1) Appraised Value (2) 8% - 14% (14%)(3) December 31, 2014 Impaired loans $ 859 Fair Value of Collateral (1) Appraised Value (2) 8% - 22% (13%)(3)
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2015 December 31, 2014 (in thousands) Value Carrying Estimated Carrying Estimated Hierarchy Amount Fair Value Amount Fair Value Financial Assets: Cash and noninterest bearing balances due from banks Level 1 $ 2,429 $ 2,429 $ 2,095 $ 2,095 Interest-bearing deposits due from banks Level 1 56,909 56,909 71,163 71,163 Other investments Level 2 4,450 4,450 4,450 4,450 Federal Reserve Bank stock Level 2 2,048 2,048 2,058 2,058 Federal Home Loan Bank stock Level 2 6,628 6,628 6,628 6,628 Loans receivable, net Level 3 491,074 493,933 471,984 476,631 Accrued interest receivable Level 1 2,107 2,107 1,918 1,918 Financial Liabilities: Demand deposits Level 2 $ 75,011 $ 75,011 $ 63,398 $ 63,398 Savings deposits Level 2 101,061 101,061 93,790 93,790 Money market deposits Level 2 22,029 22,029 24,650 24,650 NOW accounts Level 2 30,771 30,771 26,269 26,269 Time deposits Level 2 169,441 169,281 204,216 204,262 Brokered Deposits Level 1 48,127 48,127 30,710 30,710 FHLB Borrowings Level 2 120,000 120,000 120,000 120,000 Subordinated debentures Level 2 8,248 8,248 8,248 8,248 Note Payable Level 3 1,985 1,985 - - Accrued interest payable Level 1 457 457 167 167

Note 2 - Investment Securitie31

Note 2 - Investment Securities (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Note 2 - Investment Securities (Details) [Line Items]
Payments to Acquire Available-for-sale Securities	$ 0	$ 0
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	8	11
Unrealized Holding Losses Depreciation Percentage from Amortized Cost	0.90%	1.30%
Municipal Deposits Securities [Member]
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 5,800,000	$ 7,400,000

Note 2 - Investment Securitie32

Note 2 - Investment Securities (Details) - Investment Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	$ 30,829	$ 34,135
Available-for-sale securities, gross unrealized losses	(188)	(453)
Available-for-sale securities, gross unrealized gains	78
Available-for-sale securities	30,719	33,682
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	7,500	7,500
Available-for-sale securities, gross unrealized losses		(91)
Available-for-sale securities, gross unrealized gains	1
Available-for-sale securities	7,501	7,409
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	14,329	17,635
Available-for-sale securities, gross unrealized losses	(127)	(298)
Available-for-sale securities	14,202	17,337
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, amortized cost	9,000	9,000
Available-for-sale securities, gross unrealized losses	(61)	(64)
Available-for-sale securities, gross unrealized gains	77
Available-for-sale securities	$ 9,016	$ 8,936

Note 2 - Investment Securitie33

Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, less than 12 months, fair value	$ 3,070
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	(16)
Available-for-sale securities in continuous loss position, 12 months or more, fair value	17,071	$ 33,682
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	(172)	(453)
Available-for-sale securities in continuous loss position, fair value	20,141	33,682
Available-for-sale securities in continuous loss position, unrealized loss	(188)	(453)
US Government Agencies Debt Securities [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, 12 months or more, fair value		7,409
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss		(91)
Available-for-sale securities in continuous loss position, fair value		7,409
Available-for-sale securities in continuous loss position, unrealized loss		(91)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, less than 12 months, fair value	3,070
Available-for-sale securities in continuous loss position, less than 12 months, unrealized loss	(16)
Available-for-sale securities in continuous loss position, 12 months or more, fair value	11,132	17,337
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	(111)	(298)
Available-for-sale securities in continuous loss position, fair value	14,202	17,337
Available-for-sale securities in continuous loss position, unrealized loss	(127)	(298)
Corporate Debt Securities [Member]
Note 2 - Investment Securities (Details) - Investment Securities in a Continuous Loss Position [Line Items]
Available-for-sale securities in continuous loss position, 12 months or more, fair value	5,939	8,936
Available-for-sale securities in continuous loss position, 12 months or more, unrealized loss	(61)	(64)
Available-for-sale securities in continuous loss position, fair value	5,939	8,936
Available-for-sale securities in continuous loss position, unrealized loss	$ (61)	$ (64)

Note 2 - Investment Securitie34

Note 2 - Investment Securities (Details) - Investment Debt Securities by Contractual Maturity - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Maturity:
U.S. Government agency bonds 5 to 10 years	$ 110
U.S. Government agency mortgage-backed securities	(110)
Total	30,829	$ 34,135
Total	30,719	33,682
Total	(110)
Corporate Bonds 5 to 10 Years [Member]
Maturity:
Corporate bonds 5 to 10 years	9,000
Corporate bonds 5 to 10 years	9,016
Corporate bonds 5 to 10 years	16
U.S. Government agency bonds 5 to 10 years	9,000
U.S. Government agency bonds 5 to 10 years	9,016
US Government Agencies Debt Securities 5 Years [Member]
Maturity:
U.S. Government agency bonds 5 years	2,500
U.S. Government agency bonds 5 years	2,500
US Government Agencies Debt Securities 5 to 10 Years [Member]
Maturity:
Corporate bonds 5 to 10 years	5,000
Corporate bonds 5 to 10 years	5,001
U.S. Government agency bonds 5 to 10 years	5,000
U.S. Government agency bonds 5 to 10 years	5,001
U.S. Government agency bonds 5 to 10 years	1
U.S. Government agency mortgage-backed securities	(1)
Total	(1)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Maturity:
U.S. Government agency bonds 5 to 10 years	127
U.S. Government agency mortgage-backed securities	14,329
U.S. Government agency mortgage-backed securities	14,202
U.S. Government agency mortgage-backed securities	(127)
Total	14,329	17,635
Total	14,202	$ 17,337
Total	$ (127)

Note 3 - Loans Receivable and35

Note 3 - Loans Receivable and Allowance for Loan Losses (Details)	3 Months Ended		6 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Jun. 30, 2015	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Period of Credit Extension of Construction Loans				18 months
Period for Charged Off of Open-End Credits			180 days
Period for Charged Off of Close-End Credits				120 days
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 383,000			$ 383,000		$ 383,000	$ 866,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 3,000	$ 17,000		$ 8,000	$ 52,000
Maximum Period for Charged Off of Consumer Installment Loans				90 days
Number of Non-Accruing Loans	2			2		2
Impaired Financing Receivable, Recorded Investment	$ 11,727,000			$ 11,727,000		$ 11,727,000	11,724,000
Impaired Financing Receivable, Related Allowance	3,000			3,000		3,000	7,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	11,724,000			$ 11,724,000		$ 11,724,000	11,717,000
Financing Receivable, Modifications, Number of Contracts						0
Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Percentage of Credit Extension Based on Market Value of Collateral				75.00%
Financing Receivable, Recorded Investment, Nonaccrual Status							138,000
Impaired Financing Receivable, Recorded Investment	7,809,000			$ 7,809,000		$ 7,809,000	7,398,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	7,809,000			$ 7,809,000		7,809,000	$ 7,398,000
Financing Receivable, Modifications, Number of Contracts							1
Financing Receivable, Modifications, Pre-Modification Recorded Investment							$ 1,300,000
Financing Receivable, Modifications, Post-Modification Recorded Investment							1,200,000
Multi-family Real Estate [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Maximum Percentage of Credit Extension Based on Market Value of Collateral				80.00%
Construction Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Percentage of Maximum Loan to Value				75.00%
Residential Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 380,000			$ 380,000		$ 380,000	719,000
Number of Non-Accruing Loans	1			1		1
Impaired Financing Receivable, Recorded Investment	$ 3,366,000			$ 3,366,000		$ 3,366,000	3,764,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,366,000			3,366,000		3,366,000	3,764,000
Consumer Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,000			$ 3,000		$ 3,000	7,000
Number of Non-Accruing Loans	1			1		1
Impaired Financing Receivable, Recorded Investment	$ 552,000			$ 552,000		$ 552,000	560,000
Impaired Financing Receivable, Related Allowance	3,000			3,000		3,000	7,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	549,000			549,000		549,000	553,000
Non-Accrual Loans [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Current	383,000			383,000		383,000	138,000
Non-Accrual Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Current							$ 138,000
Non-Accrual Loans [Member] | Residential Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Current	380,000			380,000		380,000
Non-Accrual Loans [Member] | Consumer Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Recorded Investment, Current	$ 3,000			$ 3,000		$ 3,000

Note 3 - Loans Receivable and36

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Company’s Loan Portfolio - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 496,314		$ 476,908	$ 463,806
Allowance for loan losses	(5,240)	$ (5,208)	(4,924)	(4,913)	$ (5,214)	$ (5,681)
Loans receivable, net	491,074		471,984
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	61,184		53,973	56,432
Allowance for loan losses	(770)	(982)	(1,918)	(2,190)	(2,478)	(2,285)
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	273,715		254,505	255,556
Allowance for loan losses	(2,384)	(2,317)	(1,419)	(1,104)	(1,125)	(1,585)
Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12,386		3,096	8,622
Allowance for loan losses	(394)	(275)	(63)	(76)		(260)
Construction to Permanent Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	10,669		10,627	11,725
Allowance for loan losses	(188)	(150)	(215)	(122)	(149)	(25)
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	91,378		108,543	85,942
Allowance for loan losses	(627)	(660)	(831)	(554)	(630)	(795)
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	46,982		46,164	45,529
Allowance for loan losses	$ (698)	$ (726)	$ (478)	$ (690)	$ (694)	$ (534)

Note 3 - Loans Receivable and37

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Allowance for Loan Losses to Loan Portfolio Segment - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Allowance for loan losses:
Beginning Balance	$ 5,208	$ 5,214	$ 4,924	$ 5,681
Charge-offs	(11)	(326)	(21)	(828)
Recoveries	43	25	87	60
Provision	0	0	250	0
Ending Balance	5,240	4,913	5,240	4,913
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					$ 3	$ 7	$ 1,520
Allowance for Loan Losses: collectively evaluated for impairment					5,237	4,917	3,393
Total Allowance for Loan Losses	5,240	5,214	5,240	4,913	5,240	4,924	4,913
Total Loans ending balance					496,314	476,908	463,806
Loans: individually evaluated for impairment					11,727	11,724	19,767
Loans: collectively evaluated for impairment					484,587	465,184	444,039
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	982	2,478	1,918	2,285
Charge-offs	0	(25)	0	(37)
Recoveries	7	0	37	4
Provision	(219)	(263)	(1,185)	(62)
Ending Balance	770	2,190	770	2,190
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	0	1,513
Allowance for Loan Losses: collectively evaluated for impairment					770	1,918	677
Total Allowance for Loan Losses	982	2,478	770	2,190	770	1,918	2,190
Total Loans ending balance					61,184	53,973	56,432
Loans: individually evaluated for impairment					0	2	5,827
Loans: collectively evaluated for impairment					61,184	53,971	50,605
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	2,317	1,125	1,419	1,585
Charge-offs	0	(297)	0	(297)
Recoveries	35	15	35	45
Provision	32	261	930	(229)
Ending Balance	2,384	1,104	2,384	1,104
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	0	4
Allowance for Loan Losses: collectively evaluated for impairment					2,384	1,419	1,100
Total Allowance for Loan Losses	2,317	1,125	2,384	1,104	2,384	1,419	1,104
Total Loans ending balance					273,715	254,505	255,556
Loans: individually evaluated for impairment					7,809	7,398	8,404
Loans: collectively evaluated for impairment					265,906	247,107	247,152
Construction Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	275		63	260
Charge-offs	0	0	0	(260)
Recoveries	0	10	0	10
Provision	119	66	331	66
Ending Balance	394	76	394	76
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	0	0
Allowance for Loan Losses: collectively evaluated for impairment					394	63	76
Total Allowance for Loan Losses	275	76	394	76	394	63	76
Total Loans ending balance					12,386	3,096	8,622
Loans: individually evaluated for impairment					0	0	0
Loans: collectively evaluated for impairment					12,386	3,096	8,622
Construction to Permanent Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	150	149	215	25
Charge-offs	0	0	0	0
Recoveries	0	0	5	0
Provision	38	(27)	(32)	97
Ending Balance	188	122	188	122
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	0	0
Allowance for Loan Losses: collectively evaluated for impairment					188	215	122
Total Allowance for Loan Losses	150	149	188	122	188	215	122
Total Loans ending balance					10,669	10,627	11,725
Loans: individually evaluated for impairment					0	0	0
Loans: collectively evaluated for impairment					10,669	10,627	11,725
Residential Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	660	630	831	795
Charge-offs	(7)	0	(10)	(195)
Recoveries	0	0	0	0
Provision	(26)	(76)	(194)	(46)
Ending Balance	627	554	627	554
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	0	0
Allowance for Loan Losses: collectively evaluated for impairment					627	831	554
Total Allowance for Loan Losses	660	630	627	554	627	831	554
Total Loans ending balance					91,378	108,543	85,942
Loans: individually evaluated for impairment					3,366	3,764	4,978
Loans: collectively evaluated for impairment					88,012	104,779	80,964
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance	726	694	478	534
Charge-offs	(4)	(4)	(11)	(39)
Recoveries	1	0	10	1
Provision	(25)	0	221	194
Ending Balance	698	690	698	690
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					3		3
Allowance for Loan Losses: collectively evaluated for impairment					695		687
Total Allowance for Loan Losses	726	694	698	690	698	478	690
Total Loans ending balance					46,982	46,164	45,529
Loans: individually evaluated for impairment					552		558
Loans: collectively evaluated for impairment					46,430		44,971
Unallocated Financing Receivables [Member]
Allowance for loan losses:
Beginning Balance	98	138	478	197
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	81	39	179	(20)
Ending Balance	179	177	179	177
Allowance for loan losses:
Allowance for Loan Losses: individually evaluated for impairment					0	7	0
Allowance for Loan Losses: collectively evaluated for impairment					179	471	177
Total Allowance for Loan Losses	$ 98	$ 138	$ 179	$ 177	179	478	177
Total Loans ending balance					0	46,164	0
Loans: individually evaluated for impairment					0	560	0
Loans: collectively evaluated for impairment					$ 0	$ 45,604	$ 0

Note 3 - Loans Receivable and38

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Non-Accrual Loans and Past Due Matured Loans - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Commercial Real Estate
Non accrual loans	$ 383,000	$ 866,000
Substandard [Member]
Commercial Real Estate
Non accrual loans	383,000	866,000
Non-Accrual Loans [Member]
Commercial Real Estate
Non accrual loans past due	383,000	728,000
Non accrual loans current	383,000	138,000
Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Commercial Real Estate
Non accrual loans past due	383,000	728,000
Commercial Real Estate Portfolio Segment [Member]
Commercial Real Estate
Non accrual loans		138,000
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans		138,000
Commercial Real Estate Portfolio Segment [Member] | Non-Accrual Loans [Member]
Commercial Real Estate
Non accrual loans current		138,000
Commercial Real Estate Portfolio Segment [Member] | Non-Accrual Loans [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans current		138,000
Residential Portfolio Segment [Member]
Commercial Real Estate
Non accrual loans	380,000	719,000
Residential Portfolio Segment [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans	380,000	719,000
Residential Portfolio Segment [Member] | Non-Accrual Loans [Member]
Commercial Real Estate
Non accrual loans past due	380,000	719,000
Non accrual loans current	380,000
Residential Portfolio Segment [Member] | Non-Accrual Loans [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due	380,000	719,000
Residential Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Commercial Real Estate
Non accrual loans past due	380,000	719,000
Residential Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due	380,000	719,000
Consumer Portfolio Segment [Member]
Commercial Real Estate
Non accrual loans	3,000	7,000
Consumer Portfolio Segment [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans	3,000	7,000
Consumer Portfolio Segment [Member] | Non-Accrual Loans [Member]
Commercial Real Estate
Non accrual loans past due	3,000	7,000
Non accrual loans current	3,000
Consumer Portfolio Segment [Member] | Non-Accrual Loans [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due	3,000	7,000
Consumer Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Commercial Real Estate
Non accrual loans past due	3,000	7,000
Consumer Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due	$ 3,000	7,000
Consumer Portfolio Segment [Member] | Non-Accrual and Past Due Loans [Member]
Commercial Real Estate
Non accrual loans		7,000
Commercial Portfolio Segment [Member]
Commercial Real Estate
Non accrual loans		2,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans		2,000
Commercial Portfolio Segment [Member] | Non-Accrual Loans [Member]
Commercial Real Estate
Non accrual loans past due		2,000
Commercial Portfolio Segment [Member] | Non-Accrual Loans [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due		2,000
Commercial Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Commercial Real Estate
Non accrual loans past due		2,000
Commercial Portfolio Segment [Member] | Non-Accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Substandard [Member]
Commercial Real Estate
Non accrual loans past due		$ 2,000

Note 3 - Loans Receivable and39

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans - USD ($)	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	$ 496,314,000	$ 476,908,000	$ 463,806,000
Non-accrual loans	496,314,000	476,908,000	463,806,000
Loans	383,000	866,000
Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	482,136,000	463,914,000
Non-accrual loans	482,136,000	463,914,000
Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	7,002,000	4,049,000
Non-accrual loans	7,002,000	4,049,000
Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	7,176,000	8,945,000
Non-accrual loans	7,176,000	8,945,000
Loans	383,000	866,000
Construction Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	12,386,000	3,096,000
Non-accrual loans	12,386,000	3,096,000
Construction to Permanent Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current		10,627,000
Non-accrual loans		10,627,000
Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	12,387,000	5,469,000
Performing (accruing) loans current	495,931,000	476,042,000
Performing (accruing) loans	483,544,000	470,573,000
Non-accrual loans	495,931,000	476,042,000
Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	11,373,000	3,613,000
Performing (accruing) loans current	482,136,000	463,914,000
Performing (accruing) loans	470,763,000	460,301,000
Non-accrual loans	482,136,000	463,914,000
Performing Financial Instruments [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,014,000	1,041,000
Performing (accruing) loans current	7,002,000	4,049,000
Performing (accruing) loans	5,988,000	3,008,000
Non-accrual loans	7,002,000	4,049,000
Performing Financial Instruments [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		815,000
Performing (accruing) loans current	6,793,000	8,079,000
Performing (accruing) loans	6,793,000	7,264,000
Non-accrual loans	6,793,000	8,079,000
Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	12,000	2,733,000
Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	12,000	1,692,000
Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		1,041,000
Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	9,075,000	904,000
Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	8,061,000	89,000
Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,014,000
Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		815,000
Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,300,000	1,832,000
Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,300,000	1,832,000
Performing Financial Instruments [Member] | Construction Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	12,386,000	3,096,000
Performing (accruing) loans	12,386,000	3,096,000
Non-accrual loans	12,386,000	3,096,000
Performing Financial Instruments [Member] | Construction to Permanent Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current		10,627,000
Performing (accruing) loans		10,627,000
Non-accrual loans		10,627,000
Commercial Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	61,184,000	53,973,000	56,432,000
Non-accrual loans	61,184,000	53,973,000	56,432,000
Loans		2,000
Commercial Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	55,984,000	48,078,000
Non-accrual loans	55,984,000	48,078,000
Commercial Portfolio Segment [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	101,000	121,000
Non-accrual loans	101,000	121,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	5,099,000	5,774,000
Non-accrual loans	5,099,000	5,774,000
Loans		2,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,135,000	1,799,000
Performing (accruing) loans current	61,184,000	53,971,000
Performing (accruing) loans	58,049,000	52,172,000
Non-accrual loans	61,184,000	53,971,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,135,000	1,799,000
Performing (accruing) loans current	55,984,000	48,078,000
Performing (accruing) loans	52,849,000	46,279,000
Non-accrual loans	55,984,000	48,078,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	101,000	121,000
Performing (accruing) loans	101,000	121,000
Non-accrual loans	101,000	121,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	5,099,000	5,772,000
Performing (accruing) loans	5,099,000	5,772,000
Non-accrual loans	5,099,000	5,772,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		1,520,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		1,520,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,061,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,061,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	74,000	279,000
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	74,000	279,000
Commercial Real Estate Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	273,715,000	254,505,000	255,556,000
Non-accrual loans	273,715,000	254,505,000	255,556,000
Loans		138,000
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	265,120,000	248,132,000
Non-accrual loans	265,120,000	248,132,000
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	6,901,000	3,928,000
Non-accrual loans	6,901,000	3,928,000
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	1,694,000	2,445,000
Non-accrual loans	1,694,000	2,445,000
Loans		138,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	5,948,000	1,856,000
Performing (accruing) loans current	273,715,000	254,367,000
Performing (accruing) loans	267,767,000	252,511,000
Non-accrual loans	273,715,000	254,367,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	4,934,000
Performing (accruing) loans current	265,120,000	248,132,000
Performing (accruing) loans	260,186,000	248,132,000
Non-accrual loans	265,120,000	248,132,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,014,000	1,041,000
Performing (accruing) loans current	6,901,000	3,928,000
Performing (accruing) loans	5,887,000	2,887,000
Non-accrual loans	6,901,000	3,928,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		815,000
Performing (accruing) loans current	1,694,000	2,307,000
Performing (accruing) loans	1,694,000	1,492,000
Non-accrual loans	1,694,000	2,307,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		1,041,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		1,041,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	4,324,000	815,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	3,310,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Special Mention [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,014,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		815,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,624,000
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,624,000
Construction Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	12,386,000	3,096,000	8,622,000
Non-accrual loans	12,386,000	3,096,000	8,622,000
Construction Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	12,386,000	3,096,000
Performing (accruing) loans	12,386,000	3,096,000
Non-accrual loans	12,386,000	3,096,000
Construction to Permanent Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	10,669,000	10,627,000	11,725,000
Non-accrual loans	10,669,000	10,627,000	11,725,000
Construction to Permanent Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	10,669,000
Non-accrual loans	10,669,000
Construction to Permanent Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	10,669,000	10,627,000
Performing (accruing) loans	10,669,000	10,627,000
Non-accrual loans	10,669,000	10,627,000
Construction to Permanent Portfolio Segment [Member] | Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	10,669,000
Performing (accruing) loans	10,669,000
Non-accrual loans	10,669,000
Residential Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	91,378,000	108,543,000	85,942,000
Non-accrual loans	91,378,000	108,543,000	85,942,000
Loans	380,000	719,000
Residential Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	90,998,000	107,824,000
Non-accrual loans	90,998,000	107,824,000
Residential Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	380,000	719,000
Non-accrual loans	380,000	719,000
Loans	380,000	719,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	2,936,000	1,812,000
Performing (accruing) loans current	90,998,000	107,824,000
Performing (accruing) loans	88,062,000	106,012,000
Non-accrual loans	90,998,000	107,824,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	2,936,000	1,812,000
Performing (accruing) loans current	90,998,000	107,824,000
Performing (accruing) loans	88,062,000	106,012,000
Non-accrual loans	90,998,000	107,824,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		172,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due		172,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,342,000	87,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,342,000	87,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,594,000	1,553,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	1,594,000	1,553,000
Consumer Portfolio Segment [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	46,982,000	46,164,000	45,529,000
Non-accrual loans	46,982,000	46,164,000	$ 45,529,000
Loans	3,000	7,000
Consumer Portfolio Segment [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	46,979,000	46,157,000
Non-accrual loans	46,979,000	46,157,000
Consumer Portfolio Segment [Member] | Substandard [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans current	3,000	7,000
Non-accrual loans	3,000	7,000
Loans	3,000	7,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	368,000	2,000
Performing (accruing) loans current	46,979,000	46,157,000
Performing (accruing) loans	46,611,000	46,155,000
Non-accrual loans	46,979,000	46,157,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	368,000	2,000
Performing (accruing) loans current	46,979,000	46,157,000
Performing (accruing) loans	46,611,000	46,155,000
Non-accrual loans	46,979,000	46,157,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	12,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	12,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	348,000	2,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	348,000	$ 2,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	8,000
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Pass [Member]
Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Delinquency Status of Performing (Accruing) Loans [Line Items]
Performing (accruing) loans past due	$ 8,000

Note 3 - Loans Receivable and40

Note 3 - Loans Receivable and Allowance for Loan Losses (Details) - Impaired Loans - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
With no related allowance recorded:
With no related allowance recorded - recorded investment	$ 11,724,000		$ 11,724,000		$ 11,717,000
With no related allowance recorded - unpaid principal balance	12,745,000		12,745,000		13,511,000
With no related allowance recorded - average recorded investment	11,838,000	$ 14,310,000	12,060,000	$ 14,294,000
With no related allowance recorded - interest income recognized	129,000	141,000	389,000	377,000
With an allowance recorded:
With related allowance recorded - recorded investment	3,000		3,000		7,000
With related allowance recorded - unpaid principal balance	3,000		3,000		7,000
With related allowance recorded - Related allowance	3,000		3,000		7,000
With related allowance recorded - average recorded investment	1,000	7,202,000	1,000	7,344,000
Impaired loans	11,727,000		11,727,000		11,724,000
Unpaid principal balance	12,748,000		12,748,000		13,518,000
Related allowance	3,000		3,000		7,000
Average recorded investment	11,839,000	21,512,000	12,061,000	21,638,000
Interest income recognized	129,000	141,000	389,000	377,000
Commercial Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded - recorded investment					2,000
With no related allowance recorded - unpaid principal balance	97,000		97,000		104,000
With no related allowance recorded - average recorded investment		434,000		286,000
With an allowance recorded:
With related allowance recorded - average recorded investment		5,872,000		5,989,000
Impaired loans					2,000
Unpaid principal balance	97,000		97,000		104,000
Average recorded investment		6,306,000		6,275,000
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded - recorded investment	7,809,000		7,809,000		7,398,000
With no related allowance recorded - unpaid principal balance	8,332,000		8,332,000		8,249,000
With no related allowance recorded - average recorded investment	7,916,000	8,493,000	8,079,000	8,365,000
With no related allowance recorded - interest income recognized	94,000	104,000	281,000	261,000
With an allowance recorded:
With related allowance recorded - average recorded investment		1,073,000		772,000
Impaired loans	7,809,000		7,809,000		7,398,000
Unpaid principal balance	8,332,000		8,332,000		8,249,000
Average recorded investment	7,916,000	9,566,000	8,079,000	9,137,000
Interest income recognized	94,000	104,000	281,000	261,000
Construction Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded - unpaid principal balance	287,000		287,000		732,000
With no related allowance recorded - average recorded investment				263,000
With an allowance recorded:
With related allowance recorded - average recorded investment				144,000
Unpaid principal balance	287,000		287,000		732,000
Average recorded investment				407,000
Residential Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded - recorded investment	3,366,000		3,366,000		3,764,000
With no related allowance recorded - unpaid principal balance	3,394,000		3,394,000		3,793,000
With no related allowance recorded - average recorded investment	3,373,000	4,810,000	3,430,000	4,798,000
With no related allowance recorded - interest income recognized	31,000	32,000	95,000	97,000
With an allowance recorded:
With related allowance recorded - average recorded investment		253,000		436,000
Impaired loans	3,366,000		3,366,000		3,764,000
Unpaid principal balance	3,394,000		3,394,000		3,793,000
Average recorded investment	3,373,000	5,063,000	3,430,000	5,234,000
Interest income recognized	31,000	32,000	95,000	97,000
Consumer Portfolio Segment [Member]
With no related allowance recorded:
With no related allowance recorded - recorded investment	549,000		549,000		553,000
With no related allowance recorded - unpaid principal balance	635,000		635,000		633,000
With no related allowance recorded - average recorded investment	549,000	573,000	551,000	582,000
With no related allowance recorded - interest income recognized	4,000	5,000	13,000	19,000
With an allowance recorded:
With related allowance recorded - recorded investment	3,000		3,000		7,000
With related allowance recorded - unpaid principal balance	3,000		3,000		7,000
With related allowance recorded - Related allowance	3,000		3,000		7,000
With related allowance recorded - average recorded investment	1,000	4,000	1,000	3,000
Impaired loans	552,000		552,000		560,000
Unpaid principal balance	638,000		638,000		640,000
Related allowance	3,000		3,000		$ 7,000
Average recorded investment	550,000	577,000	552,000	585,000
Interest income recognized	$ 4,000	$ 5,000	$ 13,000	$ 19,000

Note 4 - Deposits (Details) - S

Note 4 - Deposits (Details) - Summary of the Company’s Deposits - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Summary of the Company’s Deposits [Abstract]
Non-interest bearing	$ 75,011	$ 63,398
Interest bearing
NOW	30,771	26,269
Savings	101,061	93,790
Money market	22,029	24,650
Time certificates, less than $100,000	86,992	106,340
Time certificates, $100,000 or more	82,449	97,876
Brokered Deposits	48,127	30,710
Total interest bearing	371,429	379,635
Total Deposits	$ 446,440	$ 443,033

Note 5 - Share-Based Compensa42

Note 5 - Share-Based Compensation (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		3,000,000		3,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		2,870,584		2,870,584
Allocated Share-based Compensation Expense		$ 112,000	$ 73,000	$ 340,000	$ 203,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number		0		0		0
Restricted Stock [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	[1]			12,700
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period	[1]			1,539
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 911,000		$ 911,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				2 years 248 days
Restricted Stock [Member] | Share-based Compensation Award, Tranche One [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period				3 years
Restricted Stock [Member] | Share-based Compensation Award, Tranche Two [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period				4 years
Restricted Stock [Member] | Share-based Compensation Award, Tranche Three [Member]
Note 5 - Share-Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period				5 years
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note 5 - Share-Based Compensa43

Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares	[1]
Note 5 - Share-Based Compensation (Details) - Summary of Restricted Shares [Line Items]
Non-vested at December 31, 2014	79,208
Non-vested at December 31, 2014 | $ / shares	$ 12.79
Non-vested at September 30, 2015	89,694
Non-vested at September 30, 2015 | $ / shares	$ 13.37
Granted	12,700
Granted | $ / shares	$ 16.85
Vested	(675)
Vested | $ / shares	$ 17.25
Forfeited	(1,539)
Forfeited | $ / shares	$ 10.40
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note 6 - Income Taxes (Details)

Note 6 - Income Taxes (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Income Tax Expense (Benefit)	$ 420,000	$ (16,812,000)	$ 1,073,000	$ (16,812,000)
Valuation Allowance Percentage Released		96.70%
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount		$ (16,800,000)
Deferred Tax Assets, Valuation Allowance	572,000,000,000		572,000,000,000
Deferred Tax Assets, Capital Loss Carryforwards	1,500,000		1,500,000
Increase (Decrease) in Deferred Income Taxes			(1,000,000)
Deferred Tax Assets, Net	$ 13,900,000		$ 13,900,000		$ 14,900,000

Note 7 - Income Per Share (Deta

Note 7 - Income Per Share (Details) - shares	Sep. 30, 2015	Dec. 31, 2014
Earnings Per Share [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0	0

Note 7 - Income Per Share (De46

Note 7 - Income Per Share (Details) - Computation of Income (Loss) Per Share - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Note 7 - Income Per Share (Details) - Computation of Income (Loss) Per Share [Line Items]
Basic Earnings Per Share-net income (in Dollars)		$ 633,000	$ 17,261,000	$ 1,611,000	$ 18,105,000
Basic Earnings Per Share-common shares outstanding	[1]	3,872,298	3,850,206	3,872,074	3,849,762
Basic Earnings Per Share-Amount (in Dollars per share)	[1],[2]	$ 0.16	$ 4.48	$ 0.42	$ 4.70
Effect of Dilutive Securities
Diluted Earnings Per Share-net incom (in Dollars)		$ 633,000	$ 17,261,000	$ 1,611,000	$ 18,105,000
Diluted Earnings Per Share-common shares outstanding	[1]	3,906,920	3,878,218	3,902,773	3,882,409
Diluted Earnings Per Share-Amount (in Dollars per share)	[1],[2]	$ 0.16	$ 4.45	$ 0.41	$ 4.66
Restricted Stock [Member]
Effect of Dilutive Securities
Non-vested Restricted Stock Grants-common shares outstanding	[1]	34,622	28,012	30,699	32,647
[1]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015
[2]	All common stock data has been restated for a 1-for-10 reverse stock split which took effect on March 4, 2015.

Note 8 - Borrowings (Details)

Note 8 - Borrowings (Details) - USD ($)	1 Months Ended	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Note 8 - Borrowings (Details) [Line Items]
Advances from Federal Home Loan Banks	$ 120,000,000	$ 120,000,000	$ 120,000,000
Derivative, Variable Interest Rate	3.46%	3.46%
Number of Consecutive Quarters for Interest Deferment		20
Interest Payable	$ 356,000	$ 356,000		$ 1,600,000
Proceeds from Notes Payable	2,000,000	$ 2,000,000
London Interbank Offered Rate (LIBOR) [Member]
Note 8 - Borrowings (Details) [Line Items]
Debt Instrument, Basis Spread on Variable Rate		3.15%
Unsecured Debt [Member] | Trust [Member]
Note 8 - Borrowings (Details) [Line Items]
Subordinated Debt	$ 8,200,000	$ 8,200,000
Notes Payable, Other Payables [Member]
Note 8 - Borrowings (Details) [Line Items]
Debt Instrument, Term	10 years
Debt Instrument, Interest Rate, Stated Percentage	1.75%	1.75%
Minimum [Member]
Note 8 - Borrowings (Details) [Line Items]
Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate		1 day
Federal Home Loan Bank, Advances, Interest Rate	0.30%	0.30%
Maximum [Member]
Note 8 - Borrowings (Details) [Line Items]
Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate		6 months
Federal Home Loan Bank, Advances, Interest Rate	0.50%	0.50%

Note 9 - Other Comprehensive 48

Note 9 - Other Comprehensive Income (Details) - Other Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other Comprehensive Income [Abstract]
Unrealized holding gains arising during the period	$ 122	$ 51	$ 343	$ 552
Unrealized holding gains arising during the period	(48)		(133)
Unrealized holding gains arising during the period	$ 74	$ 51	$ 210	$ 552

Note 10 - Financial Instrumen49

Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details)	Sep. 30, 2015USD ($)
Risks and Uncertainties [Abstract]
Banks Reserve Based on Analysis in Unfunded Commitments	$ 5,000

Note 10 - Financial Instrumen50

Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk $ in Thousands	Sep. 30, 2015USD ($)
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	$ 80,974
Future Loan Commitments [Member]
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	8,055
Home Equity Lines of Credit [Member]
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	23,476
Unused Line of Credit [Member]
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	25,629
Undisbursed Construction Loans [Member]
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	22,064
Financial Standy Letter of Credit [Member]
Note 10 - Financial Instruments with Off-Balance Sheet Risk (Details) - Contractual Amounts Represent Credit Risk [Line Items]
Commitments to extend credit	$ 1,750

Note 11 - Regulatory and Oper51

Note 11 - Regulatory and Operational Matters (Details) - Company’s and Bank’s Actual Capital Amounts and Ratios - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Parent Company [Member]
The Company:
Tier 1 Capital (to Average Assets) Actual Amount	$ 58,572	$ 58,218
Tier 1 Capital (to Average Assets) Actual Ratio	9.47%	9.62%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	$ 24,745	$ 24,210
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 30,931	$ 30,262
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Amount	$ 50,572
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	9.83%
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 23,146
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.50%
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 33,433
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	$ 58,572	$ 58,218
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.39%	12.98%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 30,861	$ 17,942
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	6.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 41,148	$ 26,913
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total Capital (to Risk Weighted Assets) Actual Amount	$ 63,820	$ 63,142
Total Capital (to Risk Weighted Assets) Actual Ratio	12.41%	14.08%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 41,148	$ 35,884
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 51,435	$ 44,855
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Bank [Member]
The Company:
Tier 1 Capital (to Average Assets) Actual Amount	$ 58,844	$ 58,227
Tier 1 Capital (to Average Assets) Actual Ratio	9.52%	9.63%
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Amount	$ 24,736	$ 24,198
Tier 1 Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 30,920	$ 30,247
Tier 1 Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Amount	$ 58,844
Common Equity Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.48%
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 23,057
Common Equity Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	4.50%
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 33,305
Common Equity Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier 1 Capital (to Risk Weighted Assets) Actual Amount	$ 58,844	$ 58,227
Tier 1 Capital (to Risk Weighted Assets) Actual Ratio	11.48%	12.98%
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 30,743	$ 17,946
Tier 1 Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	6.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 40,991	$ 26,918
Tier 1 Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total Capital (to Risk Weighted Assets) Actual Amount	$ 64,093	$ 63,151
Total Capital (to Risk Weighted Assets) Actual Ratio	12.51%	14.08%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 40,991	$ 35,891
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 51,238	$ 44,864
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Note 12 - Fair Value and Inte52

Note 12 - Fair Value and Interest Rate Risk (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 12 - Fair Value and Interest Rate Risk (Details) [Line Items]
Other Investments	$ 4,450	$ 4,450
Solomon Hess SBA Loan Fund [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) [Line Items]
Other Investments	$ 4,500

Note 12 - Fair Value and Inte53

Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	$ 30,719	$ 33,682
Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	30,719	33,682
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	14,202	17,337
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	14,202	17,337
US Government Agencies Debt Securities [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	7,501	7,409
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	7,501	7,409
Corporate Debt Securities [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	9,016	8,936
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	9,016	8,936
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	30,719	33,682
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	14,202	17,337
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	7,501	7,409
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Recurring Basis [Line Items]
Available-for-sale securities	$ 9,016	$ 8,936

Note 12 - Fair Value and Inte54

Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	$ 11,727	$ 11,724
Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	380	859
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 12 - Fair Value and Interest Rate Risk (Details) - Financial Assets Measured at Fair Value on a Non-Recurring Basis [Line Items]
Impaired loans	$ 380	$ 859

Note 12 - Fair Value and Inte55

Note 12 - Fair Value and Interest Rate Risk (Details) - Quantitative Information About Level 3 Fair Value Measurements - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2015	Dec. 31, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans (in Dollars)		$ 11,727	$ 11,724
Fair Value, Inputs, Level 3 [Member] | Fair Value of Collateral Approach [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans (in Dollars)		$ 380	$ 859
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Fair Value of Collateral Approach [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	[1]	8.00%	8.00%
Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Fair Value of Collateral Approach [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	[2]	14.00%	22.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Fair Value of Collateral Approach [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range, percent	[2]	(14.00%)	(13.00%)
[1]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
[2]	The range and weighted average of qualitative factors such as economic conditions and estimated liquidation expenses are presented as a percent of the appraised value.

Note 12 - Fair Value and Inte56

Note 12 - Fair Value and Interest Rate Risk (Details) - Carrying Amounts and Estimated Fair Values of Financial Instruments - USD ($)	Sep. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Financial Assets:
Cash and noninterest bearing balances due from banks	$ 2,429,000	$ 2,095,000
Interest-bearing deposits due from banks	56,909,000	71,163,000
Other investments	4,450,000	4,450,000
Federal Reserve Bank stock	2,048,000	2,058,000
Federal Home Loan Bank stock	6,628,000	6,628,000
Loans receivable, net	491,074,000	471,984,000
Accrued interest receivable	2,107,000	1,918,000
Financial Liabilities:
Savings deposits	101,061,000	93,790,000
Money market deposits	22,029,000	24,650,000
NOW accounts	30,771,000	26,269,000
Brokered Deposits	48,127,000	30,710,000
FHLB Borrowings	120,000,000	120,000,000
Note Payable	1,985,000
Accrued interest payable	356,000		$ 1,600,000
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and noninterest bearing balances due from banks	2,429,000	2,095,000
Cash and noninterest bearing balances due from banks	2,429,000	2,095,000
Interest-bearing deposits due from banks	56,909,000	71,163,000
Interest-bearing deposits due from banks	56,909,000	71,163,000
Accrued interest receivable	2,107,000	1,918,000
Accrued interest receivable	2,107,000	1,918,000
Financial Liabilities:
Demand deposits	75,011,000	63,398,000
Demand deposits	75,011,000	63,398,000
Savings deposits	101,061,000	93,790,000
Savings deposits	101,061,000	93,790,000
Money market deposits	22,029,000	24,650,000
Money market deposits	22,029,000	24,650,000
NOW accounts	30,771,000	26,269,000
NOW accounts	30,771,000	26,269,000
Brokered Deposits	48,127,000	30,710,000
Brokered Deposits	48,127,000	30,710,000
Accrued interest payable	457,000	167,000
Accrued interest payable	457,000	167,000
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Other investments	4,450,000	4,450,000
Other investments	4,450,000	4,450,000
Federal Reserve Bank stock	2,048,000	2,058,000
Federal Reserve Bank stock	2,048,000	2,058,000
Federal Home Loan Bank stock	6,628,000	6,628,000
Federal Home Loan Bank stock	6,628,000	6,628,000
Financial Liabilities:
Time deposits	169,441,000	204,216,000
Time deposits	169,281,000	204,262,000
FHLB Borrowings	120,000,000	120,000,000
FHLB Borrowings	120,000,000	120,000,000
Subordinated debentures	8,248,000	8,248,000
Subordinated debentures	8,248,000	8,248,000
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Loans receivable, net	491,074,000	471,984,000
Loans receivable, net	493,933,000	$ 476,631,000
Financial Liabilities:
Note Payable	1,985,000
Note Payable	$ 1,985,000