Fidelity D & D Bancorp (FDBC) 10-Q 8 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 31, 2013
Document and Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Registrant Name	'FIDELITY D & D BANCORP INC	'
Entity Central Index Key	'0001098151	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	2,371,171

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets:	'	'
Cash and due from banks	$13,951	$12,657
Interest-bearing deposits with financial institutions	21,934	9,189
Total cash and cash equivalents	35,885	21,846
Available-for-sale securities	102,921	100,441
Held-to-maturity securities	190	289
Federal Home Loan Bank stock	2,160	2,624
Loans and leases, net (allowance for loan losses of $8,405 in 2013; $8,972 in 2012)	454,700	424,584
Loans held-for-sale (fair value $920 in 2013, $10,824 in 2012)	903	10,545
Foreclosed assets held-for-sale	2,966	1,607
Bank premises and equipment, net	13,709	14,127
Cash surrender value of bank owned life insurance	10,316	10,065
Accrued interest receivable	1,973	1,985
Other assets	14,571	13,412
Total assets	640,294	601,525
Liabilities:	'	'
Deposits: Interest-bearing	410,716	388,625
Deposits: Non-interest-bearing	134,114	126,035
Total deposits	544,830	514,660
Accrued interest payable and other liabilities	3,471	3,863
Short-term borrowings	14,197	8,056
Long-term debt	16,000	16,000
Total liabilities	578,498	542,579
Shareholders' Equity:	'	'
Preferred stock authorized 5,000,000 shares with no par value; none issued	0	0
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 2,371,171 in 2013 and 2,323,248 in 2012)	24,805	23,711
Retained earnings	37,644	34,999
Accumulated other comprehensive (loss) income	-653	236
Total shareholders' equity	61,796	58,946
Total liabilities and shareholders' equity	$640,294	$601,525

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Loans, Allowance for Loan Losses	$8,405	$8,972
Loans Held-for-sale, Fair Value Disclosure	$920	$10,824
Preferred Stock, Shares Authorized	5,000,000	5,000,000
Preferred Stock, No Par Value	$0	$0
Preferred Stock, Shares Issued	0	0
Common Stock, No Par Value	$0	$0
Common Stock, Shares Authorized	10,000,000	10,000,000
Common Stock, Shares, Issued	2,371,171	2,323,248
Common Stock, Shares, Outstanding	2,371,171	2,323,248

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:	'	'	'	'
Loans and leases: Taxable	$5,329	$5,313	$16,034	$15,885
Loans and leases: Nontaxable	126	107	346	359
Interest-bearing deposits with financial institutions	5	12	19	55
Investment securities:	'	'	'	'
U.S. government agency and corporations	167	226	483	747
States and political subdivisions (nontaxable)	303	298	893	917
Other securities	24	18	59	54
Total interest income	5,954	5,974	17,834	18,017
Interest expense:	'	'	'	'
Deposits	525	585	1,551	1,886
Securities sold under repurchase agreements	5	4	18	27
Other short-term borrowings and other	3	'	8	'
Long-term debt	215	215	638	667
Total interest expense	748	804	2,215	2,580
Net interest income	5,206	5,170	15,619	15,437
Provision for loan losses	450	700	1,600	2,000
Net interest income after provision for loan losses	4,756	4,470	14,019	13,437
Other income:	'	'	'	'
Service charges on deposit accounts	492	470	1,403	1,313
Interchange fees	319	276	899	798
Fees from trust fiduciary activities	139	140	480	447
Fees from financial services	148	155	444	441
Service charges on loans	162	195	744	846
Fees and other revenue	122	88	343	257
Earnings on bank-owned life insurance	85	83	251	244
Gain (loss) on sale, recovery, or disposal of:	'	'	'	'
Loans	313	500	1,207	1,329
Investment securities	138	3	266	264
Premises and equipment	-10	-16	-10	-17
Impairment losses on investment securities:	'	'	'	'
Other-than-temporary impairment on investment securities	'	-1	-61	-242
Non-credit-related losses on investment securities not expected to be sold (recognized in other comprehensive income(loss))	'	1	61	106
Net impairment losses on investment securities	'	'	'	-136
Total other income	1,908	1,894	6,027	5,786
Other expenses:	'	'	'	'
Salaries and employee benefits	2,248	2,116	7,145	6,767
Premises and equipment	837	889	2,496	2,593
Advertising and marketing	513	552	980	947
Professional services	314	292	891	963
FDIC assessment	105	130	353	379
Loan collection	84	197	447	498
Other real estate owned	40	67	224	226
Office supplies and postage	116	103	332	315
Automated transaction processing	186	105	426	286
Other	201	28	837	965
Total other expenses	4,644	4,479	14,131	13,939
Income before income taxes	2,020	1,885	5,915	5,284
Provision for income taxes	515	486	1,503	1,311
Net income	$1,505	$1,399	$4,412	$3,973
Per share data:	'	'	'	'
Net income - basic	$0.64	$0.61	$1.88	$1.74
Net income - diluted	$0.64	$0.61	$1.88	$1.74
Dividends	$0.25	$0.25	$0.75	$0.75

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Comprehensive Income [Abstract]	'	'	'	'
Net income	$1,505	$1,399	$4,412	$3,973
Other comprehensive income (loss), before tax:	'	'	'	'
Unrealized holding gain (loss) on available-for-sale securities	925	1,182	-1,302	2,195
Reclassification adjustment for net gains realized in income	-138	-3	-266	-264
Net impairment losses on investment securities	'	'	'	136
Net unrealized gain (loss)	787	1,179	-1,568	2,067
Tax effect	-268	-401	533	-703
Unrealized gain (loss), net of tax	519	778	-1,035	1,364
Non-credit-related impairment gain on investment securities not expected to be sold	168	76	221	358
Tax effect	-57	-26	-75	-122
Net non-credit-related impairment gain on investment securities	111	50	146	236
Other comprehensive income (loss), net of tax	630	828	-889	1,600
Total comprehensive income, net of tax	$2,135	$2,227	$3,523	$5,573

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (USD $)	Capital Units [Member]	Capital stock [Member]	Retained earnings [Member]	Accumulated other comprehensive income (loss) [Member]	Total
In Thousands, except Share data		USD ($)	USD ($)	USD ($)	USD ($)
Balance (value) at Dec. 31, 2011	'	$22,354	$32,380	($1,110)	$53,624
Balance (shares) at Dec. 31, 2011	2,254,542	'	'	'	'
Net income	'	'	3,973	'	3,973
Other comprehensive income (loss)	'	'	'	1,600	1,600
Issuance of common stock through Employee Stock Purchase Plan	'	67	'	'	67
Issuance of common stock, shares, through Employee Stock Purchase Plan	3,874	'	'	'	'
Issuance of common stock through Dividend Reinvestment Plan	'	980	'	'	980
Issuance of common stock, shares, through Dividend Reinvestment Plan	49,190	'	'	'	'
Stock-based compensation expense	'	15	'	'	15
Cash dividends declared	'	'	-1,706	'	-1,706
Balance (value) at Sep. 30, 2012	'	23,416	34,647	490	58,553
Balance (shares) at Sep. 30, 2012	2,307,606	'	'	'	'
Balance (value) at Dec. 31, 2012	'	23,711	34,999	236	58,946
Balance (shares) at Dec. 31, 2012	2,323,248	'	'	'	'
Net income	'	'	4,412	'	4,412
Other comprehensive income (loss)	'	'	'	-889	-889
Issuance of common stock through Employee Stock Purchase Plan	'	78	'	'	78
Issuance of common stock, shares, through Employee Stock Purchase Plan	4,256	'	'	'	'
Issuance of common stock through Dividend Reinvestment Plan	'	928	'	'	928
Issuance of common stock, shares, through Dividend Reinvestment Plan	43,533	'	'	'	'
Issuance of common stock from vested restricted share grants through stock compensation plans	134	'	'	'	'
Stock-based compensation expense	'	88	'	'	88
Cash dividends declared	'	'	-1,767	'	-1,767
Balance (value) at Sep. 30, 2013	'	$24,805	$37,644	($653)	$61,796
Balance (shares) at Sep. 30, 2013	2,371,171	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$4,412	$3,973
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation, amortization, and accretion	2,546	2,612
Provision for loan losses	1,600	2,000
Deferred income tax expense (benefit)	598	-253
Stock-based compensation expense	88	15
Proceeds from sale of loans held-for-sale	72,449	64,605
Originations of loans held-for-sale	-59,848	-58,395
Earnings on bank-owned life insurance	-251	-244
Net gain from sales of loans	-1,207	-1,329
Net gain from sales of investment securities	-104	-251
Net loss on sale and write-down of foreclosed assets held-for-sale	97	107
Loss on disposal of equipment	10	17
Other-than-temporary impairment on securities	'	136
Change in:	'	'
Accrued interest receivable	7	90
Other assets	-731	-249
Accrued interest payable and other liabilities	-351	-4,086
Net cash provided by operating activities	19,315	8,748
Cash flows from investing activities:	'	'
Held-to-maturity securities: Proceeds from maturities, calls, and principal pay-downs	100	88
Available-for-sale securities: Proceeds from sales	8,461	3,571
Available-for-sale securities: Proceeds from maturities, calls and principal pay-downs	21,771	24,029
Available-for-sale securities: Purchases	-35,098	-20,891
Decrease in FHLB stock	464	680
Net increase in loans and leases	-36,430	-28,898
Acquisition of bank premises and equipment	-810	-1,809
Proceeds from sale of foreclosed assets held-for-sale	716	719
Net cash used by investing activities	-40,826	-22,511
Cash flows from financing activities:	'	'
Net increase in deposits	30,170	8,318
Net increase in short-term borrowings	6,141	4,561
Repayments of long-term debt	'	-5,000
Proceeds from employee stock purchase plan participants	78	67
Dividends paid, net of dividends reinvested	-1,090	-1,124
Proceeds from dividend reinvestment plan participants	251	398
Net cash provided by financing activities	35,550	7,220
Net increase (decrease) in cash and cash equivalents	14,039	-6,543
Cash and cash equivalents, beginning	21,846	52,165
Cash and cash equivalents, ending	$35,885	$45,622

Nature_Of_Operations_And_Criti

Nature Of Operations And Critical Accounting Policies	9 Months Ended
	Sep. 30, 2013
Nature Of Operations And Critical Accounting Policies [Abstract]	'
Nature of operations and summary of critical accounting policies	'
	1.   Nature of operations and critical accounting policies
	Nature of operations
	Fidelity Deposit and Discount Bank (the Bank) is a commercial bank chartered in the Commonwealth of Pennsylvania and a wholly-owned subsidiary of Fidelity D & D Bancorp, Inc. (the Company or collectively, the Company).  Having commenced operations in 1903, the Bank is committed to provide superior customer service, while offering a full range of banking products and financial and trust services to both our consumer and commercial customers from our main office located in Dunmore and other branches located throughout Lackawanna and Luzerne counties.
	Principles of consolidation
	The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X.  Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements.  In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included.  All significant inter-company balances and transactions have been eliminated in consolidation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods.  Actual results could differ from those estimates.  For additional information and disclosures required under GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.
	Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report.  Management prepared the unaudited financial statements in accordance with GAAP.  In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls.  These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company.
	In the opinion of management, the consolidated balance sheets as of September 30, 2013 and December 31, 2012 and the related consolidated statements of income and consolidated statements of comprehensive income for the three- and nine-months ended September 30, 2013 and 2012, and consolidated statements of changes in shareholders’ equity and consolidated statements of cash flows for the nine months ended September 30, 2013 and 2012 present fairly the financial condition and results of operations of the Company.  All material adjustments required for a fair presentation have been made.  These adjustments are of a normal recurring nature.  Certain reclassifications have been made to the 2012 financial statements to conform to the 2013 presentation.
	In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after September 30, 2013 through the date these consolidated financials statements were issued.
	This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31, 2012, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K.
	Critical accounting policies
	The presentation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect many of the reported amounts and disclosures.  Actual results could differ from these estimates.
	A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses.  Management believes that the allowance for loan losses at September 30, 2013 is adequate and reasonable.  Given the subjective nature of identifying and valuing loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance value.  While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses.  Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination.
	Another material estimate is the calculation of fair values of the Company’s investment securities.  Except for the Company’s investment in corporate bonds, consisting of pooled trust preferred securities, fair values of the other investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions.  For the Company’s investment in pooled trust preferred securities, management is unable to obtain readily attainable and realistic pricing from market traders due to a lack of active market participants and therefore management has determined the market for these securities to be inactive.  In order to determine the fair value of the pooled trust preferred securities, management relied on the use of an income valuation approach (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs, the results of which are more representative of fair value than the market approach valuation technique used for the other investment securities.
	Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services.  Accordingly, when selling investment securities, price quotes may be obtained from more than one source.  The majority of the Company’s investment securities are classified as available-for-sale (AFS).  AFS securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (loss) (OCI).
	The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB).  Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained.  On occasion, the Company may transfer loans from the loan portfolio to loans HFS.  Under these circumstances, pricing may be obtained from other entities and the loans are transferred at the lower of cost or market value and simultaneously sold.  As of September 30, 2013 and December 31, 2012, loans classified as HFS consisted of residential mortgage loans.
	During the first quarter of 2013, the Company commenced its automobile leasing operations, a component of auto loans and leases in the consumer segment of the loan portfolio.  Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases.  Interest on automobile direct finance leasing is determined using the interest method.  Generally, the interest method is used to arrive at a level effective yield over the life of the lease.
	Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles.  ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell.  Any write-downs at the date of foreclosure or within a reasonable period of time after foreclosure are charged to the allowance for loan losses.  Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income.
	For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.  For the nine months ended September 30, 2013 and 2012, the Company paid interest of $2.2 million and $2.6 million, respectively.  The Company was required to pay income taxes of $1.1 million and $1.8 million during the first nine months of 2013 and 2012, respectively.  Transfers from loans to foreclosed assets held-for-sale amounted to $2.2 million and $1.4 million during the nine months ended September 30, 2013 and 2012.  During the same respective periods, transfers from loans to loans HFS amounted to $2.9 million and $2.8 million.  Expenditures for construction in process, a component of other assets in the consolidated balance sheets, are included in acquisition of bank premises and equipment.

New_Accounting_Pronouncements

New Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
New Accounting Pronouncements [Abstract]	'
New Accounting Pronouncements	'
	2.  New Accounting Pronouncements
	In February 2013, the Financial Accounting Standards Board (FASB) issued the accounting update related to; Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  The update requires entities to present information about reclassification adjustments from accumulated other comprehensive income in their annual financial statements in a single note or on the face of the financial statements. The new requirement is effective prospectively for interim and annual reporting periods beginning after December 15, 2012.  The provisions of this accounting update require expanded financial reporting disclosures.

Accumulated_other_comprehensiv

Accumulated other comprehensive income (loss)	9 Months Ended
	Sep. 30, 2013
Accumulated other comprehensive income (loss) [Abstract]	'
Accumulated other comprehensive income (loss)	'
	3.  Accumulated other comprehensive income (loss)
	The following tables illustrate the changes in accumulated other comprehensive income (loss) by component and the details about the components of accumulated comprehensive income (loss) as of and for the periods indicated:
	As of and for the nine months ended September 30, 2013
					Non-credit-related
		Unrealized gains			impairment losses
		on available-for-			on investment
	(dollars in thousands)	sale securities			securities		Total
	Beginning balance	$	1,905		$	-1,669	$	236
	Other comprehensive (loss) income before reclassifications		-859			146		-713
	Amounts reclassified from accumulated other
	comprehensive income		-176			-		-176
	Net current-period other comprehensive (loss) income		-1,035			146		-889
	Ending balance	$	870		$	-1,523	$	-653
	As of and for the three months ended September 30, 2013
					Non-credit-related
		Unrealized gains			impairment losses
		on available-for-			on investment
	(dollars in thousands)	sale securities			securities		Total
	Beginning balance	$	351		$	-1,634	$	-1,283
	Other comprehensive income before reclassifications		610			111		721
	Amounts reclassified from accumulated other
	comprehensive income		-91			-		-91
	Net current-period other comprehensive income		519			111		630
	Ending balance	$	870		$	-1,523	$	-653
	In the tables above, all amounts are net of tax at 34%. Amounts in parentheses indicate debits.
	Details about accumulated other		Amount reclassified from
	comprehensive income components		accumulated other			Affected line item in the statement
	(dollars in thousands)		comprehensive income			where net income is presented
	For the nine months ended September 30, 2013
	Unrealized gains on AFS securities		$	266		Gain on sale, recovery, or disposal of investment securities
				-		Net impairment losses on investment securities
				266		Income before income taxes
				-90		Provision for income taxes
	Total reclassifications for the period		$	176		Net income
	For the three months ended September 30, 2013
	Unrealized gains on AFS securities		$	138		Gain on sale, recovery, or disposal of investment securities
				-		Net impairment losses on investment securities
				138		Income before income taxes
				-47		Provision for income taxes
	Total reclassifications for the period		$	91		Net income

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	4. Investment securities
	The amortized cost and fair value of investment securities at September 30, 2013 and December 31, 2012 are summarized as follows:
						Gross			Gross
			Amortized			unrealized			unrealized			Fair
	(dollars in thousands)		cost			gains			losses			value
	30-Sep-13
	Held-to-maturity securities:
	MBS - GSE residential		$	190		$	17		$	-		$	207
	Available-for-sale securities:
	Agency - GSE		$	15,715		$	34		$	40		$	15,709
	Obligations of states and
	political subdivisions			30,531			1,086			455			31,162
	Corporate bonds:
	Pooled trust preferred securities			6,115			267			3,439			2,943
	MBS - GSE residential			51,254			1,471			137			52,588
	Total debt securities			103,615			2,858			4,071			102,402
	Equity securities - financial services			295			224			-			519
	Total available-for-sale securities		$	103,910		$	3,082		$	4,071		$	102,921
						Gross			Gross
			Amortized			unrealized			unrealized			Fair
	(dollars in thousands)		cost			gains			losses			value
	31-Dec-12
	Held-to-maturity securities:
	MBS - GSE residential		$	289		$	31		$	-		$	320
	Available-for-sale securities:
	Agency - GSE		$	17,651		$	102		$	13		$	17,740
	Obligations of states and
	political subdivisions			26,979			2,879			1			29,857
	Corporate bonds:
	Pooled trust preferred securities			6,323			185			4,683			1,825
	MBS - GSE residential			48,836			1,761			44			50,553
	Total debt securities			99,789			4,927			4,741			99,975
	Equity securities - financial services			295			171			-			466
	Total available-for-sale securities		$	100,084		$	5,098		$	4,741		$	100,441
	The amortized cost and fair value of debt securities at September 30, 2013 by contractual maturity are summarized below:
			Amortized			Fair
	(dollars in thousands)		cost			value
	Held-to-maturity securities:
	MBS - GSE residential		$	190		$	207
	Available-for-sale securities:
	Debt securities:
	Due in one year or less		$	3,007		$	3,020
	Due after one year through five years			5,127			5,111
	Due after five years through ten years			9,579			9,683
	Due after ten years			34,648			32,000
	Total debt securities			52,361			49,814
	MBS - GSE residential			51,254			52,588
	Total available-for-sale debt securities		$	103,615		$	102,402
	Actual maturities will differ from contractual maturities because issuers and borrowers may have the right to call or repay obligations with or without call or prepayment penalty.     Agency – GSE and municipal securities are included based on their original stated maturity.  MBS – GSE residential, which are based on weighted-average lives and subject to monthly principal pay-downs, are listed in total.  Most of the securities have fixed rates or have predetermined scheduled rate changes, and many have call features that allow the issuer to call the security at par before its stated maturity, without penalty.
	The following table presents the fair value and gross unrealized losses of investment securities aggregated by investment type, the length of time and the number of securities that have been in a continuous unrealized loss position as of September 30, 2013 and December 31, 2012:
			Less than 12 months						More than 12 months						Total
			Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	(dollars in thousands)		value			losses			value			losses			value			losses
	30-Sep-13
	Agency - GSE		$	8,643		$	40		$	-		$	-		$	8,643		$	40
	Obligations of states and political subdivisions			7,761			455			-			-			7,761			455
	Corporate bonds:
	Pooled trust preferred securities			-			-			2,264			3,439			2,264			3,439
	MBS - GSE residential			12,253			137			-			-			12,253			137
	Total temporarily impaired securities		$	28,657		$	632		$	2,264		$	3,439		$	30,921		$	4,071
	Number of securities			31						7						38
	31-Dec-12
	Agency - GSE		$	1,017		$	13		$	-		$	-		$	1,017		$	13
Obligations of states and political subdivisions			281			1			-			-			281			1
Corporate bonds:
Pooled trust preferred securities			-			-			1,639			4,683			1,639			4,683
MBS - GSE residential			6,214			44			-			-			6,214			44
Total temporarily impaired securities		$	7,512		$	58		$	1,639		$	4,683		$	9,151		$	4,741
Number of securities			5						8						13
Management believes the cause of the unrealized losses is related to changes in interest rates, instability in the capital markets or the limited trading activity due to illiquid conditions in the debt market and is not directly related to credit quality.  Quarterly, management conducts a formal review of investment securities for the presence of other-than-temporary impairment (OTTI).  The accounting guidance related to OTTI requires the Company to assess whether OTTI is present when the fair value of a debt security is less than its amortized cost as of the balance sheet date.  Under those circumstances, OTTI is considered to have occurred if: (1) the entity has intent to sell the security; (2) more likely than not the entity will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost.
The accounting guidance requires that credit-related OTTI be recognized in earnings while non-credit-related OTTI on securities not expected to be sold be recognized in other comprehensive income (loss) (OCI).  Non-credit-related OTTI is based on other factors affecting market value, including illiquidity.  Presentation of OTTI is made in the consolidated statements of income on a gross basis with an offset for the amount of non-credit-related OTTI recognized in OCI.
The Company’s OTTI evaluation process also follows the guidance set forth in topics related to debt and equity securities.  The guidance set forth in the pronouncements require the Company to take into consideration current market conditions, fair value in relationship to cost, extent and nature of changes in fair value, issuer rating changes and trends, volatility of earnings, current analysts’ evaluations, all available information relevant to the collectability of debt securities, the ability and intent to hold investments until a recovery of fair value which may be to maturity and other factors when evaluating for the existence of OTTI.  The guidance requires that credit-related OTTI be recognized as a realized loss through earnings when there has been an adverse change in the holder’s expected cash flows such that the full amount (principal and interest) will probably not be received.  This requirement is consistent with the impairment model in the guidance for accounting for debt and equity securities.
For all security types, as of September 30, 2013, the Company applied the criteria provided in the recognition and presentation guidance related to OTTI.  That is, management has no intent to sell the securities and no conditions were identified by management that more likely than not would require the Company to sell the securities before recovery of their amortized cost basis.  The results indicated there was no presence of OTTI in the Company’s portfolios of Agency – Government Sponsored Enterprise (GSE), Mortgage-backed securities (MBS) – GSE residential and Obligations of states and political subdivisions.  Following is a description of the security types within the Company’s investment portfolio.
Agency - GSE and MBS - GSE residential
Agency – GSE and MBS – GSE residential securities consist of short- and medium-term notes issued by Federal Home Loan Mortgage Corporation (FHLMC), Federal National Mortgage Association (FNMA), Federal Home Loan Bank (FHLB), Federal Farm Credit Bank (FFCB) and Government National Mortgage Association (GNMA).  These securities have interest rates that are fixed and adjustable, have varying short- to mid-term maturity dates and have contractual cash flows guaranteed by the U.S. government or agencies of the U.S. government.
Obligations of states and political subdivisions
The municipal securities are bank qualified or bank eligible, general obligation and revenue bonds rated as investment grade by various credit rating agencies and have fixed rates of interest with mid- to long-term maturities.  Fair values of these securities are highly driven by interest rates.  Management performs ongoing credit quality reviews on these issues.
In the above security types, management believes the change in fair value is attributable to changes in interest rates and those instruments with unrealized losses were not caused by deterioration of credit quality.  Accordingly, as of September 30, 2013, recognition of OTTI on these securities was unnecessary.  Interest rates along the intermediate and long end of the treasury yield curve have increased from year-end 2012 and while the intermediate term rates have ebbed slightly from the prior quarter, until rates stabilize, values of banks’ investment securities will be somewhat volatile.
Pooled trust preferred securities
A Pooled Trust Preferred Collateralized Debt Obligation (CDO) is a type of investment security collateralized by trust preferred securities (TPS) issued by banks, insurance companies and real estate investment trusts.  The primary collateral type is a TPS issued by a bank.  A TPS is a hybrid security that consists of both debt and equity characteristics which includes the ability of the issuer to voluntarily defer interest payments for up to 20 consecutive quarters.  A TPS is considered a junior security in the capital structure of the issuer.
There are various investment classes or tranches issued by the CDO.  The most senior tranche has the lowest yield but the most protection from credit losses.  Conversely, the most junior tranche has the highest yield but the most exposure to risk of credit losses.  Junior tranches are subordinate to senior tranches and losses are generally allocated from the lowest tranche with the equity component holding the most risk of credit loss and then subordinate tranches in reverse order up to the most senior tranche.  The allocation of losses is defined in the indenture when the CDO was formed.
Unrealized losses in the pooled trust preferred securities (PreTSLs) are caused mainly by: (1) collateral deterioration due to bank failures and credit concerns across the banking sector; (2) widening of credit spreads and (3) illiquidity in the market.  The Company’s review of its portfolio of pooled trust preferred securities determined that in 2012 credit-related OTTI be recorded on two holdings, both of which are contained in the Company’s AFS securities portfolio.  The losses were caused by credit quality downgrades on the underlying collateral, including the collateral of four banks deferring interest payments within these two securities and one bank fully redeeming which removes all future earnings cash flow.  There was no credit related OTTI required to be recognized during the three- or nine-months ended September 30, 2013.
The following table summarizes the amount of OTTI recognized in earnings, by security during the periods indicated:
	Three months ended						Nine months ended
	September 30,						September 30,
(dollars in thousands)	2013			2012			2013			2012
Pooled trust preferred securities:
PreTSL IX, B1, B3	$	-		$	-		$	-		$	18
PreTSL XVIII, C		-			-			-			118
Total	$	-		$	-		$	-		$	136
The following is a tabular roll-forward of the cumulative amount of credit-related OTTI recognized in earnings:
	Nine months ended
	30-Sep-13
(dollars in thousands)	HTM			AFS			Total
Beginning balance of credit-related OTTI	$	-		$	-15,416		$	-15,416
Additions for credit-related OTTI
not previously recognized		-			-			-
Additional credit-related OTTI
previously recognized when there
is no intent to sell before recovery
of amortized cost basis		-			-			-
Ending balance of credit-related OTTI	$	-		$	-15,416		$	-15,416
To determine credit-related OTTI, the Company analyzes the collateral of each individual tranche within each of the individual pools in the Company’s portfolio of PreTSLs that has a remaining book value.  The Company engaged a third party structured finance firm to: review the underlying collateral of each PreTSL; research trustee reports to update relevant data and credit ratings of the underlying collateral; project default rates and cash flows of the collateral and simulate 10,000 Monte Carlo time-to-default scenarios to arrive at the single best estimate of future cash flow for each tranche.  This analysis is performed quarterly.
The sub-topics of the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 320 provide the scope, steps and accounting guidance for impairment: 1) determine whether an investment is impaired; 2) evaluate whether impairment is other-than-temporary; then 3) recognition of OTTI.  The guidance in ASC 320 retains and emphasizes the objective of OTTI assessment and the related disclosure requirements by aligning the OTTI methodology for certain securitizations.  ASC 325 provides a scope exception for investments that were considered of high credit quality (i.e. rated “AA” or higher) at the time of acquisition.  The application of the guidance contained in ASC 320 is used for two investments considered of high credit quality and ASC 325 is used for the remaining securities.  In summary, the quarterly evaluations indicated there was no significant adverse change in cash flows in the securities. As a result, there was no credit related OTTI recorded during the three- and nine- months ended September 30, 2013.
The guidance prescribed in ASC 320 is used for investments that, upon purchase, were rated of high credit quality, “AA” or higher, by a nationally recognized statistical rating organization.  The Company has two PreTSLs (XXIV and XXVII) that were of high credit quality, “AA” rated, upon acquisition.  PreTSL XXVII evaluation proved a high probability that the Company will be able to collect all amounts due, both principal and interest, by maturity and thus, determined the impairment is temporary.  PreTSL XXIV was evaluated under ASC 320 to determine if the Company expects to recover the remaining amortized cost basis and whether OTTI is deemed to have occurred.  An adverse change or short-fall in the expected cash flows compared to the amortized cost would be recorded as credit-related OTTI.  To assess the likelihood of recoverability, the present value of the best estimate of future cash flows is compared to the amortized cost.  In this situation, the discount rate used was the interest rate implicit in the security at the date of acquisition.  The application of the guidance on this security did not result in an adverse change in cash flows when compared to the previous measurement date and therefore, no credit related OTTI has been recorded during 2013.
The remaining six PreTSLs were rated “A” by a nationally recognized statistical rating organization at the date of acquisition and as such are considered beneficial interests of securitized financial assets.  For these securities, the Company applies the guidance of ASC 325.  Under this and other relevant guidance, if the fair value is below amortized cost and the present value of the best estimate of future cash flows declines significantly, evidencing a probable material adverse change in cash flows since the previous measurement date, credit-related OTTI is deemed to exist and written down to the determined present value through a charge to current earnings.  The discount rate used under ASC 325 is the yield to accrete beneficial interest, which is representative of the resulting interest from the total gross estimated future cash flows less the current amortized cost.  In applying this guidance to the remaining securities, none of the securities measured an adverse change in cash flows and therefore no credit related OTTI has been recorded during 2013.
The following table is the composition of the Company’s non-accrual PreTSL securities as of the period indicated:
(dollars in thousands)			30-Sep-13						31-Dec-12
			Book			Fair			Book			Fair
Deal	Class		value			value			value			value
Pre TSL V	Mezzanine		$	-		$	23		$	-		$	27
Pre TSL VII	Mezzanine			-			59			-			125
Pre TSL IX	B-1,B-3			1,450			616			1,507			630
Pre TSL XI	B-3			974			390			1,053			305
Pre TSL XV	B-1			-			52			-			33
Pre TSL XVIII	C			167			-			167			-
Pre TSL XIX	C			316			6			316			-
Pre TSL XXIV	B-1			407			20			407			12
			$	3,314		$	1,166		$	3,450		$	1,132
Non-accrual securities have experienced impairment of principal, and interest was “paid-in-kind”.  When these two conditions exist, the security is placed on non-accrual status.  Quarterly, each of the other PreTSL issues is evaluated for the presence of these two conditions and if necessary placed on non-accrual status. For the nine months ended September 30, 2013, the Company recovered $0.1 million of previously charged off PreTSLs compared to $13 thousand for the same period in 2012 which are included in the consolidated statements of income as a component of gain (loss) on sale, recovery, or disposal of investment securities .
The following table provides additional information with respect to the Company’s pooled trust preferred securities as of September 30, 2013:
(dollars in thousands)
											Current			Actual			Excess	Effective
											number			deferrals			subordination (2)	subordination (3)
											of			and defaults			as a % of	as a % of
										Moody's /	banks /	Actual		as a % of			current	current
		Book			Fair			Unrealized		Fitch	insurance	deferrals		current	Excess		performing	performing
Deal	Class	value			value			gain (loss)		ratings (1)	companies	and defaults		collateral	subordination		collateral	collateral
Pre TSL IV	Mezzanine	$	412		$	545		$	133	Caa2 / B	6 / -	$	12,000	18	$	16,467	28.4	38.7
Pre TSL V	Mezzanine		-			23			23	C / D	3 / -		28,950	100		None	N/A	N/A
Pre TSL VII	Mezzanine		-			59			59	Ca / C	14 / -		85,000	54.1		None	N/A	N/A
Pre TSL IX	B-1,B-3		1,450			616			-834	Caa1 / C	45 / -		101,280	27.5		None	N/A	3.6
Pre TSL XI	B-3		974			390			-584	Caa3 / C	60 / -		180,250	32.1		None	N/A	N/A
Pre TSL XV	B-1		-			52			52	C / C	62 / 7		185,200	32.9		None	N/A	N/A
Pre TSL XVI	C		-			-			-	C / C	48 / 7		217,390	39		None	N/A	N/A
Pre TSL XVII	C		-			-			-	C / C	49 / 6		149,890	33.3		None	N/A	N/A
Pre TSL XVIII	C		167			-			-167	Ca / C	63 / 14		186,320	29.2		None	N/A	N/A
Pre TSL XIX	C		316			6			-310	C / C	51 / 14		137,650	22.6		None	N/A	1.7
Pre TSL XXIV	B-1		407			20			-387	Ca /  CC	77 / 11		347,500	34.8		None	N/A	14.2
Pre TSL XXV	C-1		-			-			-	C / C	61 / 7		257,000	33.5		None	N/A	0.1
Pre TSL XXVII	B		2,389			1,232			-1,157	Caa3 / CCC	40 / 7		81,800	26.1		10,519	4.5	29.5
		$	6,115		$	2,943		$	-3,172
(1)  All ratings have been updated through September 30, 2013.
(2)   Excess subordination represents the excess (if any) of the amount of performing collateral over the given class of bonds.
(3)   Effective subordination represents the estimated percentage of the performing collateral that would need to defer or default at the next payment in order to trigger a loss of principal or interest.  This differs from excess subordination in that it considers the effect of excess interest earned on the performing collateral.
For a further discussion on the fair value determination of the Company’s investment in PreTSLs and other financial instruments, see Note 8, “Fair value measurements”.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loans	'
	5.  Loans and leases
	The classifications of loans and leases at September 30, 2013 and December 31, 2012 are summarized as follows:
	(dollars in thousands)	30-Sep-13		31-Dec-12
	Commercial and industrial	$	66,557	$	65,110
	Commercial real estate:
	Non-owner occupied		89,268		81,998
	Owner occupied		84,411		80,509
	Construction		10,776		10,679
	Consumer:
	Home equity installment		33,666		32,828
	Home equity line of credit		35,305		34,169
	Auto loans and leases		20,838		17,411
	Other		5,587		6,139
	Residential:
	Real estate		108,919		96,765
	Construction		7,833		7,948
	Total		463,160		433,556
	Less:
	Allowance for loan losses		-8,405		-8,972
	Unearned lease revenue		-55		-
	Loans and leases, net	$	454,700	$	424,584
	Net deferred loan costs of $1.1 million and $1.0 million have been added to the carrying values of loans at September 30, 2013 and December 31, 2012, respectively.
	The Company services real estate loans for investors in the secondary mortgage market which are not included in the accompanying consolidated balance sheets.  The approximate amount of mortgages serviced amounted to $245.2 million as of September 30, 2013 and $214.7 million as of December 31, 2012.
	The Company utilizes an external independent loan review firm that reviews and validates the credit risk program on at least an annual basis. Results of these reviews are presented to management and the board of directors. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures.
	Non-accrual loans
	The decision to place loans on non-accrual status is made on an individual basis after considering factors pertaining to each specific loan.  Commercial and industrial and commercial real estate loans are placed on non-accrual status when management has determined that payment of all contractual principal and interest is in doubt or the loan is past due 90 days or more as to principal and interest, unless well-secured and in the process of collection.  Consumer loans secured by real estate and residential mortgage loans are placed on non-accrual status at 120 days past due as to principal and interest and unsecured consumer loans are charged off when the loan is 90 days or more past due as to principal and interest.  The Company considers all non-accrual loans to be impaired loans.
	Non-accrual loans, segregated by class, at September 30, 2013 and December 31, 2012, were as follows:
	(dollars in thousands)	30-Sep-13		31-Dec-12
	Commercial and industrial	$	99	$	18
	Commercial real estate:
	Non-owner occupied		1,498		1,884
	Owner occupied		1,630		5,031
	Construction		779		1,123
	Consumer:
	Home equity installment		299		1,306
	Home equity line of credit		393		381
	Auto loans and leases		12		-
	Other		-		48
	Residential:
	Real estate		1,438		2,330
	Total	$	6,148	$	12,121
	Troubled Debt Restructuring
	A modification of a loan constitutes a troubled debt restructuring (TDR) when a borrower is experiencing financial difficulty and the modification constitutes a concession.  The Company considers all TDRs to be impaired loans.  The Company offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted.  Commercial and industrial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans.  Additional collateral, a co-borrower, or a guarantor is often requested.  Commercial real estate loans modified in a TDR often involve reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, or substituting or adding a new borrower or guarantor.  Commercial real estate construction loans modified in a TDR may also involve extending the interest-only payment period.  Residential mortgage loans modified in a TDR are primarily comprised of loans where monthly payments are lowered to accommodate the borrowers’ financial needs for an extended period of time.  After the lowered monthly payment period ends, the borrower would revert back to paying principal and interest pursuant to the original terms with the maturity date adjusted accordingly.  Consumer loan modifications are typically not granted and therefore standard modification terms do not exist for loans of this type.
	Loans modified in a TDR may or may not be placed on non-accrual status.  As of September 30, 2013, total TDRs amounted to $2.0 million, of which $1.0 million were on non-accrual status.  This was a slight reduction from the December 31, 2012 total of $2.2 million of which $1.1 million were on non-accrual status.
	Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default.  If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment.  There were no loans modified in a TDR during the three- or nine- months ended September 30, 2013 and 2012.  There were no loans modified in a TDR during the twelve months ended September 30, 2013 that subsequently defaulted during the three or nine months ended September 30, 2013.
	The allowance for loan loss (allowance) may be increased, adjustments may be made in the allocation of the allowance or partial charge offs may be taken to further write-down the carrying value of the loan.  An allowance for impaired loans that have been modified in a TDR is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s observable market price.  If the loan is collateral dependent, the estimated fair value of the collateral, less any selling costs, is used to establish the allowance.
	Past due loans
	Loans are considered past due when the contractual principal and/or interest are not received by the due date.  An aging analysis of past due loans, segregated by class of loans, as of the period indicated is as follows (dollars in thousands):
														Recorded
						Past due						Total		investment  past
		30 - 59 Days		60 - 89 Days		90 days		Total				loans		due ≥ 90 days
	30-Sep-13	past due		past due		or more *		past due		Current		receivables		and accruing
	Commercial and industrial	$	160	$	220	$	106	$	486	$	66,071	$	66,557	$	7
	Commercial real estate:
	Non-owner occupied		908		-		1,631		2,539		86,729		89,268		133
	Owner occupied		238		408		1,630		2,276		82,135		84,411		-
	Construction		-		-		779		779		9,997		10,776		-
	Consumer:
	Home equity installment		143		9		299		451		33,215		33,666		-
	Home equity line of credit		-		4		415		419		34,886		35,305		22
	Auto loans and leases		292		38		18		348		20,435		20,783		6
	Other		20		33		-		53		5,534		5,587		-
	Residential:
Real estate		257		546		1,615		2,418		106,501		108,919		177
Construction		-		-		-		-		7,833		7,833		-
Total	$	2,018	$	1,258	$	6,493	$	9,769	$	453,336	$	463,105	$	345
* Includes $6.1 million of non-accrual loans.
													Recorded
					Past due						Total		investment  past
	30 - 59 Days		60 - 89 Days		90 days		Total				loans		due ≥ 90 days
31-Dec-12	past due		past due		or more *		past due		Current		receivables		and accruing
Commercial and industrial	$	676	$	15	$	254	$	945	$	64,165	$	65,110	$	236
Commercial real estate:
Non-owner occupied		-		141		1,884		2,025		79,973		81,998		-
Owner occupied		208		282		5,439		5,929		74,580		80,509		408
Construction		-		-		1,123		1,123		9,556		10,679		-
Consumer:
Home equity installment		216		132		1,325		1,673		31,155		32,828		19
Home equity line of credit		-		66		381		447		33,722		34,169		-
Auto		459		30		16		505		16,906		17,411		16
Other		48		4		65		117		6,022		6,139		17
Residential:
Real estate		99		544		3,357		4,000		92,765		96,765		1,027
Construction		-		-		-		-		7,948		7,948		-
Total	$	1,706	$	1,214	$	13,844	$	16,764	$	416,792	$	433,556	$	1,723
*  Includes $12.1 million of non-accrual loans.
Impaired loans
A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the scheduled payments in accordance with the contractual terms of the loan.  Factors considered in determining impairment include payment status, collateral value and the probability of collecting payments when due.  The significance of payment delays and/or shortfalls is determined on a case-by-case basis.  All circumstances surrounding the loan are taken into account.  Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record.  Impairment is measured on these loans on a loan-by-loan basis.  Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors.  As of September 30, 2013 and December 31, 2012, impaired loans consisted of non-accrual loans and TDRs.
At September 30, 2013, impaired loans consisted of accruing TDRs totaling $1.1 million and $6.1 million of non-accrual loans.  At December 31, 2012, impaired loans consisted of accruing TDRs totaling $1.1 million and $12.1 million of non-accrual loans.  As of September 30, 2013 and December 31, 2012, the non-accrual loans included non-accruing TDRs of $1.0 million and $1.1 million, respectively.   Payments received from impaired loans are first applied against the outstanding principal balance, then to the recovery of any charged-off amounts.  Any excess is treated as a recovery of interest income.
Impaired loans, segregated by class, as of the period indicated are detailed below:
			Recorded		Recorded										Cash basis
	Unpaid		investment		investment		Total				Average		Interest		interest
	principal		with		with no		recorded		Related		recorded		income		income
(dollars in thousands)	balance		allowance		allowance		investment		allowance		investment		recognized		recognized
30-Sep-13
Commercial & industrial	$	136	$	102	$	34	$	136	$	40	$	81	$	2	$	-
Commercial real estate:
Non-owner occupied		1,962		410		1,572		1,982		37		2,319		25		59
Owner occupied		2,328		802		1,366		2,168		155		3,969		30		-
Construction		1,073		210		569		779		62		1,002		-		-
Consumer:
Home equity installment		370		99		200		299		14		825		37		-
Home equity line of credit		528		103		290		393		14		381		-		-
Auto loans and leases		12		12		-		12		1		3		-		-
Other		-		-		-		-		-		43		-		-
Residential:
Real Estate		1,593		582		856		1,438		73		1,903		54		-
Construction		-		-		-		-		-		-		-		-
Total	$	8,002	$	2,320	$	4,887	$	7,207	$	396	$	10,526	$	148	$	59
			Recorded		Recorded										Cash basis
	Unpaid		investment		investment		Total				Average		Interest		interest
	principal		with		with no		recorded		Related		recorded		income		income
(dollars in thousands)	balance		allowance		allowance		investment		allowance		investment		recognized		recognized
31-Dec-12
Commercial & industrial	$	52	$	8	$	52	$	60	$	4	$	275	$	4	$	-
Commercial real estate:
Non-owner occupied		2,431		957		1,420		2,377		233		4,172		152		20
Owner occupied		5,940		4,500		1,099		5,599		1,230		7,292		121		-
Construction		1,123		210		913		1,123		194		941		-		-
Consumer:
Home equity installment		1,480		524		782		1,306		38		1,023		-		-
Home equity line of credit		435		144		237		381		31		482		-		-
Auto		-		-		-		-		-		1		-		-
Other		102		16		32		48		8		36		-		-
Residential:
Real Estate		2,688		564		1,766		2,330		76		2,342		17		-
Construction		-		-		-		-		-		44		-		-
Total	$	14,251	$	6,923	$	6,301	$	13,224	$	1,814	$	16,608	$	294	$	20
Credit Quality Indicators
Commercial and industrial and commercial real estate
The Company utilizes a loan grading system and assigns a credit risk grade to its loans in the commercial and industrial and commercial real estate portfolios.  The grading system provides a means to measure portfolio quality and aids in the monitoring of the credit quality of the overall loan portfolio.  The credit risk grades are arrived at using a risk rating matrix to assign a grade to each of the loans in the commercial and industrial and commercial real estate portfolios.
The following is a description of each risk rating category the Company uses to classify each of its commercial and industrial and commercial real estate loans:
Pass
Loans in this category have an acceptable level of risk and are graded in a range of one to five.  Secured loans generally have good collateral coverage.  Current financial statements reflect acceptable balance sheet ratios, sales and earnings trends.  Management is considered to be good, and there is some depth existing.  Payment experience on the loans has been good with minor or no delinquency experience.  Loans with a grade of one are of the highest quality in the range.  Those graded five are of marginally acceptable quality.
Special Mention
Loans in this category are graded a six and may be protected but are potentially weak.  They constitute a credit risk to the Company, but have not yet reached the point of adverse classification.  Some of the following conditions may exist: little or no collateral coverage; lack of current financial information; delinquency problems; highly leveraged; available financial information reflects poor balance sheet ratios and profit and loss statements reflect uncertain trends; and document exceptions.  Cash flow may not be sufficient to support total debt service requirements.  Loans in this category should not remain on the list for an inordinate period of time (no more than one year) and then the loan should be passed or classified appropriately.
Substandard
Loans in this category are graded a seven and have a well-defined weakness which may jeopardize the ultimate collectability of the debt.  The collateral pledged may be lacking in quality or quantity.  Financial statements may indicate insufficient cash flow to service the debt; and/or do not reflect a sound net worth.  The payment history indicates chronic delinquency problems.  Management is considered to be weak.  There is a distinct possibility that the Company may sustain a loss.  All loans on non-accrual are rated substandard.  Other loans that are included in the substandard category can be accruing, as well as loans that are current or past due.  Some borrowers may also have claimed bankruptcy or plan to claim bankruptcy some-time in the near future.
Doubtful
Loans in this category are graded an eight and have a better than 50% possibility of the Company sustaining a loss, but the loss cannot be determined because of specific reasonable factors which may strengthen credit in the near-term.  Many of the weaknesses present in a substandard loan exist.  Liquidation of collateral, if any, is likely.  Any loan graded lower than an eight is considered to be uncollectible and charged-off.
Consumer and Residential
The consumer and residential loan segments are regarded as homogeneous loan pools and as such are not risk rated.  For these portfolios, the Company utilizes payment activity, history and recency of payment.  Non-performing loans are considered to be loans past due 90 days or more and accruing and non-accrual loans.  All loans not classified as non-performing are considered performing.
The following table presents loans, segregated by class, categorized into the appropriate credit quality indicator category as of the period indicated:
Commercial credit exposure
Credit risk profile by creditworthiness category
					Commercial real estate -				Commercial real estate -				Commercial real estate -
	Commercial and industrial				non-owner occupied				owner occupied				construction
(dollars in thousands)	9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12
Pass	$	63,568	$	61,821	$	80,246	$	72,738	$	80,900	$	73,922	$	8,361	$	8,094
Special mention		2,322		2,221		4,071		3,520		200		222		1,575		1,422
Substandard		667		1,068		4,951		5,740		3,311		6,365		840		1,163
Doubtful		-		-		-		-		-		-		-		-
Total	$	66,557	$	65,110	$	89,268	$	81,998	$	84,411	$	80,509	$	10,776	$	10,679
Consumer credit exposure
Credit risk profile based on payment activity
	Home equity installment				Home equity line of credit				Auto loans and leases				Other
(dollars in thousands)	9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12
Performing	$	33,367	$	31,503	$	34,890	$	33,788	$	20,765	$	17,395	$	5,587	$	6,074
Non-performing		299		1,325		415		381		18		16		-		65
Total	$	33,666	$	32,828	$	35,305	$	34,169	$	20,783	$	17,411	$	5,587	$	6,139
Mortgage lending credit exposure
Credit risk profile based on payment activity
	Residential real estate				Residential construction
(dollars in thousands)	9/30/13		12/31/12		9/30/13		12/31/12
Performing	$	107,304	$	93,408	$	7,833	$	7,948
Non-performing		1,615		3,357		-		-
Total	$	108,919	$	96,765	$	7,833	$	7,948
Allowance for loan losses
Management continually evaluates the credit quality of the Company’s loan portfolio and performs a formal review of the adequacy of the allowance for loan losses (the allowance) on a quarterly basis.  The allowance reflects management’s best estimate of the amount of credit losses in the loan portfolio.  Management’s judgment is based on the evaluation of individual loans, past experience, the assessment of current economic conditions and other relevant factors including the amounts and timing of cash flows expected to be received on impaired loans.  Those estimates may be susceptible to significant change.  Loan losses are charged directly against the allowance when loans are deemed to be uncollectible.  Recoveries from previously charged-off loans are added to the allowance when received.
Management applies two primary components during the loan review process to determine proper allowance levels.  The two components are a specific loan loss allocation for loans that are deemed impaired and a general loan loss allocation for those loans not specifically allocated.  The methodology to analyze the adequacy of the allowance for loan losses is as follows:
§	identification of specific impaired loans by loan category;
§	specific loans that are not impaired, but have an identified potential for loss;
§	calculation of specific allowances where required for the impaired loans based on collateral and other objective and quantifiable evidence;
§	determination of loans with similar credit characteristics within each class of the loan portfolio segment and eliminating the impaired loans;
§	application of historical loss percentages (two-year average) to pools to determine the allowance allocation;
§	application of qualitative factor adjustment percentages to historical losses for trends or changes in the loan portfolio.
§	Qualitative factor adjustments include:
o	levels of and trends in delinquencies and non-accrual loans;
o	levels of and trends in charge-offs and recoveries;
o	trends in volume and terms of loans;
o	changes in risk selection and underwriting standards;
o	changes in lending policies, procedures and practices;
o	experience, ability and depth of lending management;
o	national and local economic trends and conditions; and
o	changes in credit concentrations.
Allocation of the allowance for different categories of loans is based on the methodology as explained above.  A key element of the methodology to determine the allowance is the Company’s credit risk evaluation process, which includes credit risk grading of individual commercial and industrial and commercial real estate loans.  Commercial and industrial and commercial real estate loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement.  That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower.  Upon review, the commercial loan credit risk grade is revised or reaffirmed as the case may be.  The credit risk grades may be changed at any time management feels an upgrade or downgrade may be warranted.  The credit risk grades for the commercial and industrial and commercial real estate loan portfolios are taken into account in the reserve methodology and loss factors are applied based upon the credit risk grades.  The loss factors applied are based upon the Company’s historical experience as well as what we believe to be best practices and common industry standards.  Historical experience reveals there is a direct correlation between the credit risk grades and loan charge-offs.  The changes in allocations in the commercial and industrial and commercial real estate loan portfolio from period to period are based upon the credit risk grading system and from periodic reviews of the loan portfolio.
Each quarter, management performs an assessment of the allowance for loan losses.  The Company’s Special Assets Committee meets quarterly and the applicable lenders discuss each relationship under review and reach a consensus on the appropriate estimated loss amount based on current accounting guidance.  The Special Assets Committee’s focus is on ensuring the pertinent facts are considered and the reserve amounts pursuant to the accounting principles are reasonable.  The assessment process includes the review of all loans on a non-accruing basis as well as a review of certain loans to which the lenders or the Company’s Credit Administration function have assigned a criticized or classified risk rating.  In 2013, the Company did not change its policy or methodology in calculating the allowance for loan losses from the policy or methodology used in 2012.
The Company’s policy is to charge off unsecured consumer loans when they become 90 days or more past due as to principal and interest.  In the other portfolio segments, amounts are charged off at the point in time when the Company deems the balance, or a portion thereof, to be uncollectible.
Information related to the change in the allowance for loan losses and the Company’s recorded investment in loans by portfolio segment as of the period indicated is as follows:
As of and for the nine months ended September 30, 2013
	Commercial &		Commercial				Residential
(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
Allowance for Loan Losses:
Beginning balance	$	922	$	4,908	$	1,639	$	1,503	$	-	$	8,972
Charge-offs		56		1,815		274		158		-		2,303
Recoveries		8		28		99		1		-		136
Provision		32		702		189		335		342		1,600
Ending balance	$	906	$	3,823	$	1,653	$	1,681	$	342	$	8,405
Ending balance: individually
evaluated for impairment	$	40	$	254	$	29	$	73			$	396
Ending balance: collectively
evaluated for impairment	$	866	$	3,569	$	1,624	$	1,608			$	7,667
Loans Receivables:
Ending balance	$	66,557	$	184,455	$	95,341	$	116,752			$	463,105
Ending balance: individually
evaluated for impairment	$	136	$	4,929	$	704	$	1,438			$	7,207
Ending balance: collectively
evaluated for impairment	$	66,421	$	179,526	$	94,637	$	115,314			$	455,898
As of and for the three months ended September 30, 2013
	Commercial &		Commercial				Residential
(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
Allowance for Loan Losses:
Beginning balance	$	919	$	3,521	$	1,647	$	1,718	$	491	$	8,296
Charge-offs		8		188		94		94		-		384
Recoveries		2		16		24		1		-		43
Provision		-7		474		76		56		-149		450
Ending balance	$	906	$	3,823	$	1,653	$	1,681	$	342	$	8,405
As of and for the year ended December 31, 2012
	Commercial &		Commercial				Residential
(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
Allowance for Loan Losses:
Beginning balance	$	1,221	$	3,979	$	1,435	$	1,051	$	422	$	8,108
Charge-offs		185		1,335		737		231		-		2,488
Recoveries		26		46		30		-		-		102
Provision		-140		2,218		911		683		-422		3,250
Ending balance	$	922	$	4,908	$	1,639	$	1,503	$	-	$	8,972
Ending balance: individually
evaluated for impairment	$	4	$	1,657	$	77	$	76			$	1,814
Ending balance: collectively
evaluated for impairment	$	918	$	3,251	$	1,562	$	1,427			$	7,158
Loans Receivables:
Ending balance	$	65,110	$	173,186	$	90,547	$	104,713			$	433,556
Ending balance: individually
evaluated for impairment	$	60	$	9,099	$	1,735	$	2,330			$	13,224
Ending balance: collectively
evaluated for impairment	$	65,050	$	164,087	$	88,812	$	102,383			$	420,332
Information related to the change in the allowance for loan losses as of and for the three- and nine- months ended September 30, 2012 is a follows:
As of and for the nine months ended September 30, 2012
	Commercial &		Commercial				Residential
(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
Allowance for Loan Losses:
Beginning balance	$	1,221	$	3,979	$	1,435	$	1,051	$	422	$	8,108
Charge-offs		135		1,258		491		121		-		2,005
Recoveries		23		-		16		-		-		39
Provision		55		1,083		457		579		-174		2,000
Ending balance	$	1,164	$	3,804	$	1,417	$	1,509	$	248	$	8,142
As of and for the three months ended September 30, 2012
	Commercial &		Commercial				Residential
(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
Allowance for Loan Losses:
Beginning balance	$	1,195	$	4,143	$	1,425	$	1,333	$	55	$	8,151
Charge-offs		70		518		57		76		-		721
Recoveries		11		-		1		-		-		12
Provision		28		179		48		252		193		700
Ending balance	$	1,164	$	3,804	$	1,417	$	1,509	$	248	$	8,142

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings per share	'
	6.  Earnings per share
	Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period.  Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards.  The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares.  For granted and unexercised stock options, dilution would occur if Company-issued stock options were exercised and converted into common stock.  Since the average share market prices of the Company’s common stock, during the three- and nine- months ended September 30, 2013 and 2012, were below the strike prices of all unexercised outstanding options, there were no potentially dilutive shares outstanding in any of the reportable periods related to stock options.  For restricted stock, dilution would occur from the Company’s unvested shares.  There were 14,000 and 151 unvested restricted share grants outstanding as of September 30, 2013 and 2012, respectively.
	In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and unvested restricted stock.  Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock.  Proceeds include: amounts received from the exercise of outstanding stock options; compensation cost for future service that the Company has not yet recognized in earnings; and any windfall tax benefits that would be credited directly to shareholders’ equity when the grant generates a tax deduction (or a reduction in proceeds if there is a charge to equity).  The Company does not consider awards from share-based grants in the computation of basic EPS.
	The following table illustrates the data used in computing basic and diluted EPS for the periods indicated:
			Three months ended September 30,				Nine months ended September 30,
			2013		2012		2013		2012
	(dollars in thousands except per share data)
	Basic EPS:
	Net income available to common shareholders	$	1,505	$	1,399	$	4,412	$	3,973
	Weighted-average common shares outstanding		2,359,947		2,294,416		2,345,453		2,277,801
	Basic EPS	$	0.64	$	0.61	$	1.88	$	1.74
	Diluted EPS:
	Net income available to common shareholders	$	1,505	$	1,399	$	4,412	$	3,973
	Weighted-average common shares outstanding		2,359,947		2,294,416		2,345,453		2,277,801
	Potentially dilutive common shares		4,632		151		4,407		151
	Weighted-average common and potentially
	dilutive shares outstanding		2,364,579		2,294,567		2,349,860		2,277,952
	Diluted EPS	$	0.64	$	0.61	$	1.88	$	1.74

Stock_Plans

Stock Plans	9 Months Ended
	Sep. 30, 2013
Stock Plans [Abstract]	'
Stock plans	'
	7.  Stock plans
	The Company has two stock-based compensation plans (the stock compensation plans) from which it can grant stock-based compensation awards, and applies the fair value method of accounting for stock-based compensation provided under current accounting guidance.  The guidelines require the cost of share-based payment transactions (including those with employees and non-employees) be recognized in the financial statements.  The Company’s stock compensation plans were shareholder-approved and permit the grant of share-based compensation awards to its employees and directors.  The Company believes that the stock-based compensation plans will advance the development, growth and financial condition of the Company by providing incentives through participation in the appreciation in the value of the common stock of the Company to secure, retain and motivate the Company’s employees and directors who are responsible for the operation and the management of the affairs of the Company, thereby aligning the interest of its employees and directors with the interest of its shareholders.  In the stock compensation plans, employees and directors are eligible to be awarded stock-based compensation grants which can consist of stock options (qualified and non-qualified), stock appreciation rights (SARs) and restricted stock.
	At the annual shareholders’ meeting held on May 1, 2012, the shareholders of the Company approved and the Company adopted the 2012 Omnibus Stock Incentive Plan and the 2012 Director Stock Incentive Plan (collectively, the 2012 stock incentive plans).  The 2012 stock incentive plans replaced the 2000 Independent Directors Stock Option Plan and the 2000 Stock Incentive Plan (collectively, the 2000 stock incentive plans), both of which expired in 2011.  Unless terminated by the Company’s board of directors, the 2012 stock incentive plans will expire on, and no options shall be granted after the tenth anniversary – or in the year 2022.  Previously issued and currently outstanding options under the 2000 stock incentive plans may be exercised pursuant to the terms of the stock option plans existing at the time of grant.  However, the outstanding options under the 2000 stock incentive plans may be cancelled and replaced with grants under the 2012 stock incentive plans.
	In the 2012 Omnibus Stock Incentive Plan, the Company has reserved 500,000 shares of its no-par common stock for future issuance.  In the Omnibus Stock Incentive Plan, 6,000 and 151 restricted stock awards were granted to employees during the first quarter of 2013 and the second quarter of 2012, respectively.  In the 2012 grant, 134 of the 151 shares became fully vested during the second quarter of 2013 with the remaining 17 grants forfeited.  The 2013 stock grants will vest over a period of four years.  The Company recognizes share-based compensation expense over the requisite service or vesting period.  Due to immateriality however, the entire expense, or $2 thousand, from the 2012 grant was recognized on the date of grant.
	In the 2012 Director Stock Incentive Plan, the Company has reserved 500,000 shares of its no-par common stock for issuance under the plan.  In the Director Stock Incentive Plan, 8,000 restricted stock awards were granted to the members of the board of directors during the first quarter of 2013.  The grants will vest over a period of two years.  Share-based compensation expense is included as a component of salaries and employee benefits in the consolidated statements of income.
	The following table summarizes the weighted-average fair value and vesting of restricted stock grants awarded during 2013 and 2012 under the 2012 stock incentive plans:
		2013							2012
				Weighted-						Weighted-
		Shares		average grant			Vesting		Shares	average grant		Vesting
		granted		date fair value			period		granted	date fair value		period
	Director plan	8,000		$	21.20		2 yrs - 50% per year		-	$	-
	Omnibus plan	6,000			21.20		4 yrs - 25% per year		151		21.50	1 year
	Total	14,000		$	21.20				151	$	21.50
	The following tables illustrate stock-based compensation expense recognized during the three- and nine- months ended September 30, 2013 and 2012 and the unrecognized stock-based compensation expense as of September 30, 2013.  There was no unrecognized stock-based compensation expense as of December 31, 2012:
			Three months ended						Nine months ended
			September 30,						September 30,
	(dollars in thousands)	2013			2012			2013		2012
	Stock-based compensation expense:
	Director plan	$	22		$	-		$	57	$	-
	Omnibus plan		7			2			21		2
	Total stock-based compensation expense	$	29		$	2		$	78	$	2
						As of
	(dollars in thousands)			30-Sep-13
	Unrecognized stock-based compensation expense:
	Director plan				$	113
	Omnibus plan					106
	Total unrecognized stock-based compensation expense				$	219
	The unrecognized stock-based compensation expense as of September 30, 2013 will be recognized ratably over the periods ended January 2015 and January 2017 for the Director Plan and the Omnibus Plan, respectively.
	For restricted stock, intrinsic value represents the closing price of the underlying stock at the end of the period.  As of September 30, 2013, the intrinsic value of the Company’s restricted stock under the Director and Omnibus plans was $27.00 per share.
	In addition to the 2012 stock incentive plans, the Company established the 2002 Employee Stock Purchase Plan (the ESPP) and reserved 110,000 shares of its un-issued capital stock for issuance under the plan.  The ESPP was designed to promote broad-based employee ownership of the Company’s stock and to motivate employees to improve job performance and enhance the financial results of the Company.  Under the ESPP, participation is voluntary whereby employees use automatic payroll withholdings to purchase the Company’s capital stock at a discounted price based on the fair market value of the capital stock as measured on either the commencement or termination dates, as defined.  As of September 30, 2013, 29,956 shares have been issued under the ESPP.  The ESPP is considered a compensatory plan and is required to comply with the provisions of current accounting guidance.  Therefore, the Company recognizes compensation expense on its ESPP on the date the shares are purchased.  For the nine months ended September 30, 2013 and 2012, compensation expense related to the ESPP approximated $10 thousand and $12 thousand, respectively, and is included as a component of salaries and employee benefits in the consolidated statements of income.  There was no compensation expense related to the ESPP for the three months ended September 30, 2013 and 2012.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair value measurements	'
	8.  Fair value measurements
	The accounting guidelines establish a framework for measuring and disclosing information about fair value measurements.  The guidelines of fair value reporting instituted a valuation hierarchy for disclosure of the inputs used to measure fair value.  This hierarchy prioritizes the inputs into three broad levels as follows:
	Level 1 - inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities;
	Level 2 - inputs are quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs that are observable for the asset or liability, either directly or indirectly through market corroboration, for substantially the full term of the financial instrument;
	Level 3 - inputs are unobservable and are based on the Company’s own assumptions to measure assets and liabilities at fair value.  Level 3 pricing for securities may also include unobservable inputs based upon broker-traded transactions.
	A financial asset or liability’s classification within the hierarchy is determined based on the lowest level input that is significant to the fair value measurement.
	The Company uses fair value to measure certain assets and, if necessary, liabilities on a recurring basis when fair value is the primary measure for accounting.  Thus, the Company uses fair value for AFS securities.  Fair value is used on a non-recurring basis to measure certain assets when adjusting carrying values to market values, such as impaired loans and other real estate owned.
	The following table represents the carrying amount and estimated fair value of the Company’s financial instruments as of the periods indicated:
	30-Sep-13
								Quoted prices			Significant			Significant
								in active			other			other
		Carrying			Estimated			markets			observable inputs			unobservable inputs
	(dollars in thousands)	amount			fair value			(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	35,885		$	35,885		$	35,885		$	-		$	-
	Held-to-maturity securities		190			207			-			207			-
	Available-for-sale securities		102,921			102,921			519			99,459			2,943
	FHLB Stock		2,160			2,160			-			2,160			-
	Loans and leases, net		454,700			455,351			-			-			455,351
	Loans held-for-sale		903			920			-			920			-
	Financial liabilities:
	Deposit liabilities		544,830			545,242			-			545,242			-
	Short-term borrowings		14,197			14,197			-			14,197			-
	Long-term debt		16,000			18,092			-			18,092			-
	31-Dec-12
								Quoted prices			Significant			Significant
								in active			other			other
		Carrying			Estimated			markets			observable inputs			unobservable inputs
	(dollars in thousands)	amount			fair value			(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	21,846		$	21,846		$	21,846		$	-		$	-
	Held-to-maturity securities		289			320			-			320			-
	Available-for-sale securities		100,441			100,441			466			98,150			1,825
	FHLB Stock		2,624			2,624			-			2,624			-
	Loans, net		424,584			430,861			-			-			430,861
	Loans held-for-sale		10,545			10,824			-			10,824			-
	Financial liabilities:
	Deposit liabilities		514,660			515,869			-			515,869			-
	Short-term borrowings		8,056			8,056			-			8,056			-
	Long-term debt		16,000			18,691			-			18,691			-
	The carrying value of short-term financial instruments, as listed below, approximates their fair value.  These instruments generally have limited credit exposure, no stated or short-term maturities, carry interest rates that approximate market and generally are recorded at amounts that are payable on demand :
	·	Cash and cash equivalents;
	·	Non-interest bearing deposit accounts;
	·	Savings, NOW and money market accounts and
	·	Short-term borrowings.
	Securities:  With the exception of pooled trust preferred securities, fair values on investment securities are determined by prices provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions.  The fair values of pooled trust preferred securities are determined based on a present value technique (income valuation).
	FHLB stock:  The Company considers the fair value of FHLB stock is equal to its carrying value or cost since there is no market value available and investments in and transactions for the stock are restricted and limited to the FHLB and its member-banks.
	Loans:  The fair value of loans is estimated by the net present value of the future expected cash flows discounted at current offering rates for similar loans.  Current offering rates consider, among other things, credit risk.  The carrying value that fair value is compared to is net of the allowance for loan losses and since there is significant judgment included in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy.
	Loans held-for-sale:  The fair value of loans held-for-sale is estimated using rates currently offered for similar loans and is typically obtained from FNMA or the FHLB.
	Certificates of deposit:  The fair value of certificates of deposit is based on discounted cash flows using rates which approximate market rates for deposits of similar maturities.
	Long-term debt:  Fair value is estimated using the rates currently offered for similar borrowings.
	The following tables illustrate the financial instruments measured at fair value on a recurring basis segregated by hierarchy fair value levels as of the period indicated:
					Quoted prices
					in active			Significant other			Significant other
		Total carrying value			markets			observable inputs			unobservable inputs
	(dollars in thousands)	30-Sep-13			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Agency - GSE	$	15,709		$	-		$	15,709		$	-
	Obligations of states and political
	subdivisions		31,162			-			31,162			-
	Corporate bonds:
	Pooled trust preferred securities		2,943			-			-			2,943
	MBS - GSE residential		52,588			-			52,588			-
Equity securities - financial services		519			519			-			-
Total available-for-sale securities	$	102,921		$	519		$	99,459		$	2,943
				Quoted prices
				in active			Significant other			Significant other
	Total carrying value			markets			observable inputs			unobservable inputs
(dollars in thousands)	31-Dec-12			(Level 1)			(Level 2)			(Level 3)
Available-for-sale securities:
Agency - GSE	$	17,740		$	-		$	17,740		$	-
Obligations of states and political
subdivisions		29,857			-			29,857			-
Corporate bonds:
Pooled trust preferred securities		1,825			-			-			1,825
MBS - GSE residential		50,553			-			50,553			-
Equity securities - financial services		466			466			-			-
Total available-for-sale securities	$	100,441		$	466		$	98,150		$	1,825
Equity securities in the AFS portfolio are measured at fair value using quoted market prices for identical assets and are classified within Level 1 of the valuation hierarchy.  Other than the Company’s investment in corporate bonds, consisting of pooled trust preferred securities, other debt securities in the AFS portfolio are measured at fair value using market quotations provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions.  Assets classified as Level 2 use valuation techniques that are common to bond valuations.  That is, in active markets whereby bonds of similar characteristics frequently trade, quotes for similar assets are obtained.  For the nine months ended September 30, 2013, there were no transfers to or from Level 1 and Level 2 fair value measurements for financial assets measured on a recurring basis.
The Company’s pooled trust preferred securities include both observable and unobservable inputs to determine fair value and, therefore, are considered Level 3 inputs.  The accounting pronouncement related to fair value measurement provides guidance on estimating fair value when the volume and level of activity for an asset or liability have significantly decreased in relation to normal market activity such as is the case with the Company’s investment in pooled trust preferred securities.
The following table presents and summarizes quantitative information about assets measured at fair value on a recurring basis whereby the Company uses Level 3 inputs to determine fair value:
Quantitative information about Level 3 fair value measurements as of the periods indicated:
		30-Sep-13			31-Dec-12					30-Sep-13		31-Dec-12
	Valuation	Fair			Fair				Unobservable	Input		Input
(dollars in thousands)	technique	value			value				input	utilized		utilized
Available-for-sale securities:
Pooled trust preferred securities
	discounted	$	2,943		$	1,825		-	structural behavior	issuer specific		issuer specific
	cash flow							-	estimated probability of default	2.19% - 2.76%		4.11% - 4.17%
								-	correlation analysis among issuers	50% - 30%		50% - 30%
								-	loss given default rate	100%		100%
								-	prepayment rate	0%		0%
								-	recovery rate	0%		0%
								-	credit adjusted cash flow discount rate	0% - 75.0%		0% - 36.3%
The Company owns 13 issues of $22.3 million, original par value, pooled trust preferred securities.  As of September 30, 2013, the amortized cost and fair values amounted to $6.1 million and $2.9 million, respectively.  The market for these securities is inactive – no new issues since 2007, financial institutions with less than $10 billion in assets qualify for new issue Tier 1 capital treatment which further limits the already low probability of a new issue coming to market, trading is sparse and consummated mostly by speculative hedge funds.  Observable pricing market inputs such as broker models, S&P pricing based on interpolated available market activity and Bloomberg fair value models for corporate issues are available, however, such inputs to be used as indicators of fair value would require significant adjustments.  Therefore, management has determined that a fair value modeled income approach (discounted cash flow) is more representative of fair value than the market approach.  This technique strives to maximize the use of observable inputs and minimizes the use of unobservable inputs.  The Company uses the Moody’s Wall Street Analytics methodology of valuation and analysis of collateralized “TruPS”, and their proprietary software to help analyze and value the Company’s pooled trust preferred securities portfolio.  The major unobservable input assumptions used in the cash flow analysis include:
·	Credit quality estimated using issuer specific probability of default;
·	Correlation analysis or the potential for the tendency of companies to default once other companies in the same industry default: 50% for same industry and 30% for across industries;
·	Loss given default or cash lost to investor.  Assumed to be 100% with no recovery;
·	Cash flows were forecast for the underlying collateral and applied to each tranche to determine the resulting distribution among securities, capturing the credit risk element of the collateral, and to determine the estimated fundamental value of the security.  No prepayments are assumed and the tranche coupon rate is used as the discount rate; and
·	Finally, the orderly liquid exit values (OLEV) are calculated for valuation purposes.  The OLEV estimates a new issuance spread as if the market was both liquid and active utilizing the current risk profile of the security and regression analysis across a large sample of tranches based on historical data.  The discount rates determined on an overall basis ranged from 0% to 75% as of September 30, 2013 and are applied to the fundamental cash flow value (as determined above) of the security to determine fair value.
The following table illustrates the changes in Level 3 financial instruments, consisting of the Company’s investment in pooled trust preferred securities, measured at fair value on a recurring basis for the periods indicated:
	As of and for the nine months ended September 30,
(dollars in thousands)	2013			2012
Balance at beginning of period	$	1,825		$	1,466
Realized losses in earnings		-			-136
Unrealized gains (losses) in OCI:
Gains		1,519			518
Losses		-193			-113
Pay down / settlement		-216			-96
Interest paid-in-kind		6			21
Accretion		2			3
Balance at end of period	$	2,943		$	1,663
The following table illustrates the financial instruments measured at fair value on a non-recurring basis segregated by hierarchy fair value levels as of the periods indicated:
				Quoted prices in			Significant other			Significant other
	Total carrying value			active markets			observable inputs			unobservable inputs
(dollars in thousands)	at September 30, 2013			(Level 1)			(Level 2)			(Level 3)
Impaired loans	$	1,924		$	-		$	-		$	1,924
Other real estate owned		1,987			-			-			1,987
Total	$	3,911		$	-		$	-		$	3,911
				Quoted prices in			Significant other			Significant other
	Total carrying value			active markets			observable inputs			unobservable inputs
(dollars in thousands)	at December 31, 2012			(Level 1)			(Level 2)			(Level 3)
Impaired loans	$	5,109		$	-		$	-		$	5,109
Other real estate owned		1,448			-			-			1,448
Other repossessed assets		6			-			-			6
Total	$	6,563		$	-		$	-		$	6,563
From time-to-time, the Company may be required to record at fair value financial instruments on a non-recurring basis, such as impaired loans and other real estate owned (ORE) and other repossessed assets. These non-recurring fair value adjustments involve the application of lower-of-cost-or-market accounting on write downs of individual assets.  The following describes valuation methodologies used for financial instruments measured at fair value on a non-recurring basis.
A loan is considered impaired when, based upon current information and events; it is probable that the Company will be unable to collect all scheduled payments in accordance with the contractual terms of the loan.  Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves, a component of the allowance for loan losses, and as such are carried at the lower of net recorded investment or the estimated fair value.
Estimates of fair value of the collateral are determined based on a variety of information, including available valuations from certified appraisers for similar assets, present value of discounted cash flows and inputs that are estimated based on commonly used and generally accepted industry liquidation advance rates and other estimates and assumptions developed by management.
Valuation techniques for impaired loans are typically determined through independent appraisals of the underlying collateral or may be determined through present value of discounted cash flows.  Both techniques include various Level 3 inputs which are not identifiable.  The valuation technique may be adjusted by management for estimated liquidation expenses and qualitative factors such as economic conditions.  If real estate is not the primary source of repayment, present value of discounted cash flows and estimates using generally accepted industry liquidation advance rates and other factors may be utilized to determine fair value.  For example, from time-to-time, the Company may refer to the National Automobile Dealers Association (NADA) guide to estimate vehicle’s fair value for an impaired auto loan.  At September 30, 2013, the range of liquidation expenses and other valuation adjustments applied to impaired loans ranged from -16.00% to -95.37% (weighted-average -39.48%).  Due to the multitude of assumptions, many of which are subjective in nature, and the varying inputs and techniques used to determine fair value, the Company recognizes that valuations could differ across a wide spectrum of techniques employed.  Accordingly, fair value estimates for impaired loans are classified as Level 3.
For other real estate owned, fair value is generally determined through independent appraisals of the underlying properties which generally include various Level 3 inputs which are not identifiable.  The appraisals may be adjusted by management for qualitative reasons and estimated liquidation expenses.  Management’s assumptions may include consideration of the location and occupancy of the property, along with current economic conditions.  Subsequently, as these properties are actively marketed, the estimated fair values may be periodically adjusted through incremental subsequent write-downs.  These write-downs usually reflect decreases in estimated values resulting from sales price observations as well as changing economic and market conditions.  At September 30, 2013, adjustments to the appraisal values for other real estate owned ranged from -1.72% to -60.90% (weighted average -26.76%).
For repossessed assets, consisting of one automobile as of December 31, 2012, the Company refers to the NADA guide to determine a vehicle’s fair value. There were no other repossessed assets at September 30, 2013.

Nature_Of_Operations_And_Criti1

Nature Of Operations And Critical Accounting Policies (Policy)	9 Months Ended
	Sep. 30, 2013
Nature Of Operations And Critical Accounting Policies [Abstract]	'
Principles of Consolidation [Policy Text Block]	'
	The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X.  Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements.  In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included.  All significant inter-company balances and transactions have been eliminated in consolidation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods.  Actual results could differ from those estimates.  For additional information and disclosures required under GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.
	Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report.  Management prepared the unaudited financial statements in accordance with GAAP.  In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls.  These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company.
	In the opinion of management, the consolidated balance sheets as of September 30, 2013 and December 31, 2012 and the related consolidated statements of income and consolidated statements of comprehensive income for the three- and nine-months ended September 30, 2013 and 2012, and consolidated statements of changes in shareholders’ equity and consolidated statements of cash flows for the nine months ended September 30, 2013 and 2012 present fairly the financial condition and results of operations of the Company.  All material adjustments required for a fair presentation have been made.  These adjustments are of a normal recurring nature.  Certain reclassifications have been made to the 2012 financial statements to conform to the 2013 presentation.
	In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after September 30, 2013 through the date these consolidated financials statements were issued.
	This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31, 2012, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K.
Use Of Estimates [Policy Text Block]	'
	The presentation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect many of the reported amounts and disclosures.  Actual results could differ from these estimates.
	A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses.  Management believes that the allowance for loan losses at September 30, 2013 is adequate and reasonable.  Given the subjective nature of identifying and valuing loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance value.  While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses.  Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination.
	Another material estimate is the calculation of fair values of the Company’s investment securities.  Except for the Company’s investment in corporate bonds, consisting of pooled trust preferred securities, fair values of the other investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions.  For the Company’s investment in pooled trust preferred securities, management is unable to obtain readily attainable and realistic pricing from market traders due to a lack of active market participants and therefore management has determined the market for these securities to be inactive.  In order to determine the fair value of the pooled trust preferred securities, management relied on the use of an income valuation approach (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs, the results of which are more representative of fair value than the market approach valuation technique used for the other investment securities.
Investment Securities [Pollicy Text Block]	'
	Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services.  Accordingly, when selling investment securities, price quotes may be obtained from more than one source.  The majority of the Company’s investment securities are classified as available-for-sale (AFS).  AFS securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (loss) (OCI).
Loans [Policy Text Block]	'
	During the first quarter of 2013, the Company commenced its automobile leasing operations, a component of auto loans and leases in the consumer segment of the loan portfolio.  Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases.  Interest on automobile direct finance leasing is determined using the interest method.  Generally, the interest method is used to arrive at a level effective yield over the life of the lease.
Loans Held-For-Sale [Policy Text Block]	'
	The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB).  Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained.  On occasion, the Company may transfer loans from the loan portfolio to loans HFS.  Under these circumstances, pricing may be obtained from other entities and the loans are transferred at the lower of cost or market value and simultaneously sold.  As of September 30, 2013 and December 31, 2012, loans classified as HFS consisted of residential mortgage loans.
Foreclosed Assets Held-For-Sale [Policy Text Block]	'
	Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles.  ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell.  Any write-downs at the date of foreclosure or within a reasonable period of time after foreclosure are charged to the allowance for loan losses.  Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income.
Cash Flows [Policy Text Block]	'
	For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.  For the nine months ended September 30, 2013 and 2012, the Company paid interest of $2.2 million and $2.6 million, respectively.  The Company was required to pay income taxes of $1.1 million and $1.8 million during the first nine months of 2013 and 2012, respectively.  Transfers from loans to foreclosed assets held-for-sale amounted to $2.2 million and $1.4 million during the nine months ended September 30, 2013 and 2012.  During the same respective periods, transfers from loans to loans HFS amounted to $2.9 million and $2.8 million.  Expenditures for construction in process, a component of other assets in the consolidated balance sheets, are included in acquisition of bank premises and equipment.

Earnings_Per_Share_Policy

Earnings Per Share (Policy)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share, Policy [Policy Text Block]	'
	Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period.  Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards.  The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares.  For granted and unexercised stock options, dilution would occur if Company-issued stock options were exercised and converted into common stock.  Since the average share market prices of the Company’s common stock, during the three- and nine- months ended September 30, 2013 and 2012, were below the strike prices of all unexercised outstanding options, there were no potentially dilutive shares outstanding in any of the reportable periods related to stock options.  For restricted stock, dilution would occur from the Company’s unvested shares.  There were 14,000 and 151 unvested restricted share grants outstanding as of September 30, 2013 and 2012, respectively.
	In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and unvested restricted stock.  Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock.  Proceeds include: amounts received from the exercise of outstanding stock options; compensation cost for future service that the Company has not yet recognized in earnings; and any windfall tax benefits that would be credited directly to shareholders’ equity when the grant generates a tax deduction (or a reduction in proceeds if there is a charge to equity).  The Company does not consider awards from share-based grants in the computation of basic EPS.

Stock_Plans_Policy

Stock Plans (Policy)	9 Months Ended
	Sep. 30, 2013
Stock Plans [Abstract]	'
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	'
	The Company has two stock-based compensation plans (the stock compensation plans) from which it can grant stock-based compensation awards, and applies the fair value method of accounting for stock-based compensation provided under current accounting guidance.  The guidelines require the cost of share-based payment transactions (including those with employees and non-employees) be recognized in the financial statements.  The Company’s stock compensation plans were shareholder-approved and permit the grant of share-based compensation awards to its employees and directors.  The Company believes that the stock-based compensation plans will advance the development, growth and financial condition of the Company by providing incentives through participation in the appreciation in the value of the common stock of the Company to secure, retain and motivate the Company’s employees and directors who are responsible for the operation and the management of the affairs of the Company, thereby aligning the interest of its employees and directors with the interest of its shareholders.  In the stock compensation plans, employees and directors are eligible to be awarded stock-based compensation grants which can consist of stock options (qualified and non-qualified), stock appreciation rights (SARs) and restricted stock.

Accumulated_other_comprehensiv1

Accumulated other comprehensive income (loss) (Tables)	9 Months Ended
	Sep. 30, 2013
Accumulated other comprehensive income (loss) [Abstract]	'
Schedule Of Accumulated Other Comprehensive Income Loss [Table Text Block]	'
	As of and for the nine months ended September 30, 2013
					Non-credit-related
		Unrealized gains			impairment losses
		on available-for-			on investment
	(dollars in thousands)	sale securities			securities		Total
	Beginning balance	$	1,905		$	-1,669	$	236
	Other comprehensive (loss) income before reclassifications		-859			146		-713
	Amounts reclassified from accumulated other
	comprehensive income		-176			-		-176
	Net current-period other comprehensive (loss) income		-1,035			146		-889
	Ending balance	$	870		$	-1,523	$	-653
	As of and for the three months ended September 30, 2013
					Non-credit-related
		Unrealized gains			impairment losses
		on available-for-			on investment
	(dollars in thousands)	sale securities			securities		Total
	Beginning balance	$	351		$	-1,634	$	-1,283
	Other comprehensive income before reclassifications		610			111		721
	Amounts reclassified from accumulated other
	comprehensive income		-91			-		-91
	Net current-period other comprehensive income		519			111		630
	Ending balance	$	870		$	-1,523	$	-653
	In the tables above, all amounts are net of tax at 34%. Amounts in parentheses indicate debits.
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	'
	Details about accumulated other		Amount reclassified from
	comprehensive income components		accumulated other			Affected line item in the statement
	(dollars in thousands)		comprehensive income			where net income is presented
	For the nine months ended September 30, 2013
	Unrealized gains on AFS securities		$	266		Gain on sale, recovery, or disposal of investment securities
				-		Net impairment losses on investment securities
				266		Income before income taxes
				-90		Provision for income taxes
	Total reclassifications for the period		$	176		Net income
	For the three months ended September 30, 2013
	Unrealized gains on AFS securities		$	138		Gain on sale, recovery, or disposal of investment securities
				-		Net impairment losses on investment securities
				138		Income before income taxes
				-47		Provision for income taxes
	Total reclassifications for the period		$	91		Net income

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities [Abstract]	'
Unrealized Gain (Loss) on Investments [Table Text Block]	'
	The amortized cost and fair value of investment securities at September 30, 2013 and December 31, 2012 are summarized as follows:
						Gross			Gross
			Amortized			unrealized			unrealized			Fair
	(dollars in thousands)		cost			gains			losses			value
	30-Sep-13
	Held-to-maturity securities:
	MBS - GSE residential		$	190		$	17		$	-		$	207
	Available-for-sale securities:
	Agency - GSE		$	15,715		$	34		$	40		$	15,709
	Obligations of states and
	political subdivisions			30,531			1,086			455			31,162
	Corporate bonds:
	Pooled trust preferred securities			6,115			267			3,439			2,943
	MBS - GSE residential			51,254			1,471			137			52,588
	Total debt securities			103,615			2,858			4,071			102,402
	Equity securities - financial services			295			224			-			519
	Total available-for-sale securities		$	103,910		$	3,082		$	4,071		$	102,921
						Gross			Gross
			Amortized			unrealized			unrealized			Fair
	(dollars in thousands)		cost			gains			losses			value
	31-Dec-12
	Held-to-maturity securities:
	MBS - GSE residential		$	289		$	31		$	-		$	320
	Available-for-sale securities:
	Agency - GSE		$	17,651		$	102		$	13		$	17,740
	Obligations of states and
	political subdivisions			26,979			2,879			1			29,857
	Corporate bonds:
	Pooled trust preferred securities			6,323			185			4,683			1,825
	MBS - GSE residential			48,836			1,761			44			50,553
	Total debt securities			99,789			4,927			4,741			99,975
	Equity securities - financial services			295			171			-			466
	Total available-for-sale securities		$	100,084		$	5,098		$	4,741		$	100,441
Investments Classified by Contractual Maturity Date [Table Text Block]	'
			Amortized			Fair
	(dollars in thousands)		cost			value
	Held-to-maturity securities:
	MBS - GSE residential		$	190		$	207
	Available-for-sale securities:
	Debt securities:
	Due in one year or less		$	3,007		$	3,020
	Due after one year through five years			5,127			5,111
	Due after five years through ten years			9,579			9,683
	Due after ten years			34,648			32,000
	Total debt securities			52,361			49,814
	MBS - GSE residential			51,254			52,588
	Total available-for-sale debt securities		$	103,615		$	102,402
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	'
			Less than 12 months						More than 12 months						Total
			Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	(dollars in thousands)		value			losses			value			losses			value			losses
	30-Sep-13
	Agency - GSE		$	8,643		$	40		$	-		$	-		$	8,643		$	40
	Obligations of states and political subdivisions			7,761			455			-			-			7,761			455
	Corporate bonds:
	Pooled trust preferred securities			-			-			2,264			3,439			2,264			3,439
	MBS - GSE residential			12,253			137			-			-			12,253			137
	Total temporarily impaired securities		$	28,657		$	632		$	2,264		$	3,439		$	30,921		$	4,071
	Number of securities			31						7						38
	31-Dec-12
	Agency - GSE		$	1,017		$	13		$	-		$	-		$	1,017		$	13
	Obligations of states and political subdivisions			281			1			-			-			281			1
	Corporate bonds:
	Pooled trust preferred securities			-			-			1,639			4,683			1,639			4,683
	MBS - GSE residential			6,214			44			-			-			6,214			44
	Total temporarily impaired securities		$	7,512		$	58		$	1,639		$	4,683		$	9,151		$	4,741
	Number of securities			5						8						13
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	'
	The following table summarizes the amount of OTTI recognized in earnings, by security during the periods indicated:
		Three months ended						Nine months ended
		September 30,						September 30,
	(dollars in thousands)	2013			2012			2013			2012
	Pooled trust preferred securities:
	PreTSL IX, B1, B3	$	-		$	-		$	-		$	18
	PreTSL XVIII, C		-			-			-			118
	Total	$	-		$	-		$	-		$	136
Roll-Forward Of Credit-Related OTTI [Table Text Block]	'
	The following is a tabular roll-forward of the cumulative amount of credit-related OTTI recognized in earnings:
		Nine months ended
		30-Sep-13
	(dollars in thousands)	HTM			AFS			Total
	Beginning balance of credit-related OTTI	$	-		$	-15,416		$	-15,416
	Additions for credit-related OTTI
	not previously recognized		-			-			-
	Additional credit-related OTTI
	previously recognized when there
	is no intent to sell before recovery
	of amortized cost basis		-			-			-
	Ending balance of credit-related OTTI	$	-		$	-15,416		$	-15,416
Non-Accrual Pooled Trust Preferred Securities [Table Text Block]	'
	The following table is the composition of the Company’s non-accrual PreTSL securities as of the period indicated:
Pooled Trust Preferred Securities [Table Text Block]	'
	The following table provides additional information with respect to the Company’s pooled trust preferred securities as of September 30, 2013:
	(dollars in thousands)
												Current			Actual			Excess	Effective
												number			deferrals			subordination (2)	subordination (3)
												of			and defaults			as a % of	as a % of
											Moody's /	banks /	Actual		as a % of			current	current
			Book			Fair			Unrealized		Fitch	insurance	deferrals		current	Excess		performing	performing
	Deal	Class	value			value			gain (loss)		ratings (1)	companies	and defaults		collateral	subordination		collateral	collateral
	Pre TSL IV	Mezzanine	$	412		$	545		$	133	Caa2 / B	6 / -	$	12,000	18	$	16,467	28.4	38.7
	Pre TSL V	Mezzanine		-			23			23	C / D	3 / -		28,950	100		None	N/A	N/A
	Pre TSL VII	Mezzanine		-			59			59	Ca / C	14 / -		85,000	54.1		None	N/A	N/A
	Pre TSL IX	B-1,B-3		1,450			616			-834	Caa1 / C	45 / -		101,280	27.5		None	N/A	3.6
	Pre TSL XI	B-3		974			390			-584	Caa3 / C	60 / -		180,250	32.1		None	N/A	N/A
	Pre TSL XV	B-1		-			52			52	C / C	62 / 7		185,200	32.9		None	N/A	N/A
	Pre TSL XVI	C		-			-			-	C / C	48 / 7		217,390	39		None	N/A	N/A
	Pre TSL XVII	C		-			-			-	C / C	49 / 6		149,890	33.3		None	N/A	N/A
	Pre TSL XVIII	C		167			-			-167	Ca / C	63 / 14		186,320	29.2		None	N/A	N/A
	Pre TSL XIX	C		316			6			-310	C / C	51 / 14		137,650	22.6		None	N/A	1.7
	Pre TSL XXIV	B-1		407			20			-387	Ca /  CC	77 / 11		347,500	34.8		None	N/A	14.2
	Pre TSL XXV	C-1		-			-			-	C / C	61 / 7		257,000	33.5		None	N/A	0.1
	Pre TSL XXVII	B		2,389			1,232			-1,157	Caa3 / CCC	40 / 7		81,800	26.1		10,519	4.5	29.5
			$	6,115		$	2,943		$	-3,172
	(1)  All ratings have been updated through September 30, 2013.
	(2)   Excess subordination represents the excess (if any) of the amount of performing collateral over the given class of bonds.
	(3)   Effective subordination represents the estimated percentage of the performing collateral that would need to defer or default at the next payment in order to trigger a loss of principal or interest.  This differs from excess subordination in that it considers the effect of excess interest earned on the performing collateral.

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loan Classifications [Table Text Block]	'
	The classifications of loans and leases at September 30, 2013 and December 31, 2012 are summarized as follows:
Non-Accrual Loans [Table Text Block]	'
	Non-accrual loans, segregated by class, at September 30, 2013 and December 31, 2012, were as follows:
	(dollars in thousands)	30-Sep-13		31-Dec-12
	Commercial and industrial	$	99	$	18
	Commercial real estate:
	Non-owner occupied		1,498		1,884
	Owner occupied		1,630		5,031
	Construction		779		1,123
	Consumer:
	Home equity installment		299		1,306
	Home equity line of credit		393		381
	Auto loans and leases		12		-
	Other		-		48
	Residential:
	Real estate		1,438		2,330
	Total	$	6,148	$	12,121
Past Due Loans [Table Text Block]	'
														Recorded
						Past due						Total		investment  past
		30 - 59 Days		60 - 89 Days		90 days		Total				loans		due ≥ 90 days
	30-Sep-13	past due		past due		or more *		past due		Current		receivables		and accruing
	Commercial and industrial	$	160	$	220	$	106	$	486	$	66,071	$	66,557	$	7
	Commercial real estate:
	Non-owner occupied		908		-		1,631		2,539		86,729		89,268		133
	Owner occupied		238		408		1,630		2,276		82,135		84,411		-
	Construction		-		-		779		779		9,997		10,776		-
	Consumer:
	Home equity installment		143		9		299		451		33,215		33,666		-
	Home equity line of credit		-		4		415		419		34,886		35,305		22
	Auto loans and leases		292		38		18		348		20,435		20,783		6
	Other		20		33		-		53		5,534		5,587		-
	Residential:
	Real estate		257		546		1,615		2,418		106,501		108,919		177
	Construction		-		-		-		-		7,833		7,833		-
	Total	$	2,018	$	1,258	$	6,493	$	9,769	$	453,336	$	463,105	$	345
	* Includes $6.1 million of non-accrual loans.
														Recorded
						Past due						Total		investment  past
		30 - 59 Days		60 - 89 Days		90 days		Total				loans		due ≥ 90 days
	31-Dec-12	past due		past due		or more *		past due		Current		receivables		and accruing
	Commercial and industrial	$	676	$	15	$	254	$	945	$	64,165	$	65,110	$	236
	Commercial real estate:
	Non-owner occupied		-		141		1,884		2,025		79,973		81,998		-
	Owner occupied		208		282		5,439		5,929		74,580		80,509		408
	Construction		-		-		1,123		1,123		9,556		10,679		-
	Consumer:
	Home equity installment		216		132		1,325		1,673		31,155		32,828		19
	Home equity line of credit		-		66		381		447		33,722		34,169		-
	Auto		459		30		16		505		16,906		17,411		16
	Other		48		4		65		117		6,022		6,139		17
	Residential:
	Real estate		99		544		3,357		4,000		92,765		96,765		1,027
	Construction		-		-		-		-		7,948		7,948		-
	Total	$	1,706	$	1,214	$	13,844	$	16,764	$	416,792	$	433,556	$	1,723
	*  Includes $12.1 million of non-accrual loans.
Impaired Loans [Table Text Block]	'
	Impaired loans, segregated by class, as of the period indicated are detailed below:
				Recorded		Recorded										Cash basis
		Unpaid		investment		investment		Total				Average		Interest		interest
		principal		with		with no		recorded		Related		recorded		income		income
	(dollars in thousands)	balance		allowance		allowance		investment		allowance		investment		recognized		recognized
	30-Sep-13
	Commercial & industrial	$	136	$	102	$	34	$	136	$	40	$	81	$	2	$	-
	Commercial real estate:
	Non-owner occupied		1,962		410		1,572		1,982		37		2,319		25		59
	Owner occupied		2,328		802		1,366		2,168		155		3,969		30		-
	Construction		1,073		210		569		779		62		1,002		-		-
	Consumer:
	Home equity installment		370		99		200		299		14		825		37		-
	Home equity line of credit		528		103		290		393		14		381		-		-
	Auto loans and leases		12		12		-		12		1		3		-		-
	Other		-		-		-		-		-		43		-		-
	Residential:
	Real Estate		1,593		582		856		1,438		73		1,903		54		-
	Construction		-		-		-		-		-		-		-		-
	Total	$	8,002	$	2,320	$	4,887	$	7,207	$	396	$	10,526	$	148	$	59
				Recorded		Recorded										Cash basis
		Unpaid		investment		investment		Total				Average		Interest		interest
		principal		with		with no		recorded		Related		recorded		income		income
	(dollars in thousands)	balance		allowance		allowance		investment		allowance		investment		recognized		recognized
	31-Dec-12
	Commercial & industrial	$	52	$	8	$	52	$	60	$	4	$	275	$	4	$	-
	Commercial real estate:
	Non-owner occupied		2,431		957		1,420		2,377		233		4,172		152		20
	Owner occupied		5,940		4,500		1,099		5,599		1,230		7,292		121		-
	Construction		1,123		210		913		1,123		194		941		-		-
	Consumer:
	Home equity installment		1,480		524		782		1,306		38		1,023		-		-
	Home equity line of credit		435		144		237		381		31		482		-		-
	Auto		-		-		-		-		-		1		-		-
	Other		102		16		32		48		8		36		-		-
	Residential:
	Real Estate		2,688		564		1,766		2,330		76		2,342		17		-
	Construction		-		-		-		-		-		44		-		-
	Total	$	14,251	$	6,923	$	6,301	$	13,224	$	1,814	$	16,608	$	294	$	20
Credit Quality Indicator Loan Categories [Table Text Block]	'
	Commercial credit exposure
	Credit risk profile by creditworthiness category
						Commercial real estate -				Commercial real estate -				Commercial real estate -
		Commercial and industrial				non-owner occupied				owner occupied				construction
	(dollars in thousands)	9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12
	Pass	$	63,568	$	61,821	$	80,246	$	72,738	$	80,900	$	73,922	$	8,361	$	8,094
	Special mention		2,322		2,221		4,071		3,520		200		222		1,575		1,422
	Substandard		667		1,068		4,951		5,740		3,311		6,365		840		1,163
	Doubtful		-		-		-		-		-		-		-		-
	Total	$	66,557	$	65,110	$	89,268	$	81,998	$	84,411	$	80,509	$	10,776	$	10,679
	Consumer credit exposure
	Credit risk profile based on payment activity
		Home equity installment				Home equity line of credit				Auto loans and leases				Other
	(dollars in thousands)	9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12		9/30/13		12/31/12
	Performing	$	33,367	$	31,503	$	34,890	$	33,788	$	20,765	$	17,395	$	5,587	$	6,074
	Non-performing		299		1,325		415		381		18		16		-		65
	Total	$	33,666	$	32,828	$	35,305	$	34,169	$	20,783	$	17,411	$	5,587	$	6,139
	Mortgage lending credit exposure
	Credit risk profile based on payment activity
Allowance For Loan Losses [Table Text Block]	'
	Information related to the change in the allowance for loan losses and the Company’s recorded investment in loans by portfolio segment as of the period indicated is as follows:
	As of and for the nine months ended September 30, 2013
		Commercial &		Commercial				Residential
	(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
	Allowance for Loan Losses:
	Beginning balance	$	922	$	4,908	$	1,639	$	1,503	$	-	$	8,972
	Charge-offs		56		1,815		274		158		-		2,303
	Recoveries		8		28		99		1		-		136
	Provision		32		702		189		335		342		1,600
	Ending balance	$	906	$	3,823	$	1,653	$	1,681	$	342	$	8,405
	Ending balance: individually
	evaluated for impairment	$	40	$	254	$	29	$	73			$	396
	Ending balance: collectively
	evaluated for impairment	$	866	$	3,569	$	1,624	$	1,608			$	7,667
	Loans Receivables:
	Ending balance	$	66,557	$	184,455	$	95,341	$	116,752			$	463,105
	Ending balance: individually
	evaluated for impairment	$	136	$	4,929	$	704	$	1,438			$	7,207
	Ending balance: collectively
	evaluated for impairment	$	66,421	$	179,526	$	94,637	$	115,314			$	455,898
	As of and for the three months ended September 30, 2013
		Commercial &		Commercial				Residential
	(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
	Allowance for Loan Losses:
	Beginning balance	$	919	$	3,521	$	1,647	$	1,718	$	491	$	8,296
	Charge-offs		8		188		94		94		-		384
	Recoveries		2		16		24		1		-		43
	Provision		-7		474		76		56		-149		450
	Ending balance	$	906	$	3,823	$	1,653	$	1,681	$	342	$	8,405
	As of and for the year ended December 31, 2012
		Commercial &		Commercial				Residential
	(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
	Allowance for Loan Losses:
	Beginning balance	$	1,221	$	3,979	$	1,435	$	1,051	$	422	$	8,108
	Charge-offs		185		1,335		737		231		-		2,488
	Recoveries		26		46		30		-		-		102
	Provision		-140		2,218		911		683		-422		3,250
	Ending balance	$	922	$	4,908	$	1,639	$	1,503	$	-	$	8,972
	Ending balance: individually
	evaluated for impairment	$	4	$	1,657	$	77	$	76			$	1,814
	Ending balance: collectively
	evaluated for impairment	$	918	$	3,251	$	1,562	$	1,427			$	7,158
	Loans Receivables:
	Ending balance	$	65,110	$	173,186	$	90,547	$	104,713			$	433,556
	Ending balance: individually
	evaluated for impairment	$	60	$	9,099	$	1,735	$	2,330			$	13,224
	Ending balance: collectively
	evaluated for impairment	$	65,050	$	164,087	$	88,812	$	102,383			$	420,332
	Information related to the change in the allowance for loan losses as of and for the three- and nine- months ended September 30, 2012 is a follows:
	As of and for the nine months ended September 30, 2012
		Commercial &		Commercial				Residential
	(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
	Allowance for Loan Losses:
	Beginning balance	$	1,221	$	3,979	$	1,435	$	1,051	$	422	$	8,108
	Charge-offs		135		1,258		491		121		-		2,005
	Recoveries		23		-		16		-		-		39
	Provision		55		1,083		457		579		-174		2,000
	Ending balance	$	1,164	$	3,804	$	1,417	$	1,509	$	248	$	8,142
	As of and for the three months ended September 30, 2012
		Commercial &		Commercial				Residential
	(dollars in thousands)	industrial		real estate		Consumer		real estate		Unallocated		Total
	Allowance for Loan Losses:
	Beginning balance	$	1,195	$	4,143	$	1,425	$	1,333	$	55	$	8,151
Charge-offs		70		518		57		76		-		721
Recoveries		11		-		1		-		-		12
Provision		28		179		48		252		193		700
Ending balance	$	1,164	$	3,804	$	1,417	$	1,509	$	248	$	8,142

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
			Three months ended September 30,				Nine months ended September 30,
			2013		2012		2013		2012
	(dollars in thousands except per share data)
	Basic EPS:
	Net income available to common shareholders	$	1,505	$	1,399	$	4,412	$	3,973
	Weighted-average common shares outstanding		2,359,947		2,294,416		2,345,453		2,277,801
	Basic EPS	$	0.64	$	0.61	$	1.88	$	1.74
	Diluted EPS:
	Net income available to common shareholders	$	1,505	$	1,399	$	4,412	$	3,973
	Weighted-average common shares outstanding		2,359,947		2,294,416		2,345,453		2,277,801
	Potentially dilutive common shares		4,632		151		4,407		151
	Weighted-average common and potentially
	dilutive shares outstanding		2,364,579		2,294,567		2,349,860		2,277,952
	Diluted EPS	$	0.64	$	0.61	$	1.88	$	1.74

Stock_Plans_Tables

Stock Plans (Tables)	9 Months Ended
	Sep. 30, 2013
Stock Plans [Abstract]	'
Disclosure of Share-based Compensation Arrangements by Share-based Payment Award [Table Text Block]	'
		2013							2012
				Weighted-						Weighted-
		Shares		average grant			Vesting		Shares	average grant		Vesting
		granted		date fair value			period		granted	date fair value		period
	Director plan	8,000		$	21.20		2 yrs - 50% per year		-	$	-
	Omnibus plan	6,000			21.20		4 yrs - 25% per year		151		21.50	1 year
	Total	14,000		$	21.20				151	$	21.50
Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]	'
			Three months ended						Nine months ended
			September 30,						September 30,
	(dollars in thousands)	2013			2012			2013		2012
	Stock-based compensation expense:
	Director plan	$	22		$	-		$	57	$	-
	Omnibus plan		7			2			21		2
	Total stock-based compensation expense	$	29		$	2		$	78	$	2
						As of
	(dollars in thousands)			30-Sep-13
	Unrecognized stock-based compensation expense:
	Director plan				$	113
	Omnibus plan					106
	Total unrecognized stock-based compensation expense				$	219
	The unrecognized stock-based compensation expense as of September 30, 2013 will be recognized ratably over the periods ended January 2015 and January 2017 for the Director Plan and the Omnibus Plan, respectively.

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Carrying Amount and Estimated Fair Value by Balance Sheet Grouping [Table Text Block]	'
	The following table represents the carrying amount and estimated fair value of the Company’s financial instruments as of the periods indicated:
	30-Sep-13
								Quoted prices			Significant			Significant
								in active			other			other
		Carrying			Estimated			markets			observable inputs			unobservable inputs
	(dollars in thousands)	amount			fair value			(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	35,885		$	35,885		$	35,885		$	-		$	-
	Held-to-maturity securities		190			207			-			207			-
	Available-for-sale securities		102,921			102,921			519			99,459			2,943
	FHLB Stock		2,160			2,160			-			2,160			-
	Loans and leases, net		454,700			455,351			-			-			455,351
	Loans held-for-sale		903			920			-			920			-
	Financial liabilities:
	Deposit liabilities		544,830			545,242			-			545,242			-
	Short-term borrowings		14,197			14,197			-			14,197			-
	Long-term debt		16,000			18,092			-			18,092			-
Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
	The following tables illustrate the financial instruments measured at fair value on a recurring basis segregated by hierarchy fair value levels as of the period indicated:
					Quoted prices
					in active			Significant other			Significant other
		Total carrying value			markets			observable inputs			unobservable inputs
	(dollars in thousands)	30-Sep-13			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Agency - GSE	$	15,709		$	-		$	15,709		$	-
	Obligations of states and political
	subdivisions		31,162			-			31,162			-
	Corporate bonds:
	Pooled trust preferred securities		2,943			-			-			2,943
	MBS - GSE residential		52,588			-			52,588			-
	Equity securities - financial services		519			519			-			-
	Total available-for-sale securities	$	102,921		$	519		$	99,459		$	2,943
					Quoted prices
					in active			Significant other			Significant other
		Total carrying value			markets			observable inputs			unobservable inputs
	(dollars in thousands)	31-Dec-12			(Level 1)			(Level 2)			(Level 3)
	Available-for-sale securities:
	Agency - GSE	$	17,740		$	-		$	17,740		$	-
	Obligations of states and political
	subdivisions		29,857			-			29,857			-
	Corporate bonds:
	Pooled trust preferred securities		1,825			-			-			1,825
	MBS - GSE residential		50,553			-			50,553			-
	Equity securities - financial services		466			466			-			-
	Total available-for-sale securities	$	100,441		$	466		$	98,150		$	1,825
Assets Measured at Fair Value On a Recurring Basis Using Level 3 Inputs [Table Text Block]	'
	Quantitative information about Level 3 fair value measurements as of the periods indicated:
			30-Sep-13			31-Dec-12					30-Sep-13		31-Dec-12
		Valuation	Fair			Fair				Unobservable	Input		Input
	(dollars in thousands)	technique	value			value				input	utilized		utilized
	Available-for-sale securities:
	Pooled trust preferred securities
		discounted	$	2,943		$	1,825		-	structural behavior	issuer specific		issuer specific
		cash flow							-	estimated probability of default	2.19% - 2.76%		4.11% - 4.17%
									-	correlation analysis among issuers	50% - 30%		50% - 30%
									-	loss given default rate	100%		100%
									-	prepayment rate	0%		0%
									-	recovery rate	0%		0%
									-	credit adjusted cash flow discount rate	0% - 75.0%		0% - 36.3%
Changes in Level 3 Financial Instruments [Table Text Block]	'
		As of and for the nine months ended September 30,
	(dollars in thousands)	2013			2012
	Balance at beginning of period	$	1,825		$	1,466
	Realized losses in earnings		-			-136
	Unrealized gains (losses) in OCI:
	Gains		1,519			518
	Losses		-193			-113
	Pay down / settlement		-216			-96
	Interest paid-in-kind		6			21
	Accretion		2			3
	Balance at end of period	$	2,943		$	1,663
Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels [Table Text Block]	'
	The following table illustrates the financial instruments measured at fair value on a non-recurring basis segregated by hierarchy fair value levels as of the periods indicated:
					Quoted prices in			Significant other			Significant other
		Total carrying value			active markets			observable inputs			unobservable inputs
	(dollars in thousands)	at September 30, 2013			(Level 1)			(Level 2)			(Level 3)
	Impaired loans	$	1,924		$	-		$	-		$	1,924
	Other real estate owned		1,987			-			-			1,987
	Total	$	3,911		$	-		$	-		$	3,911
					Quoted prices in			Significant other			Significant other
		Total carrying value			active markets			observable inputs			unobservable inputs
	(dollars in thousands)	at December 31, 2012			(Level 1)			(Level 2)			(Level 3)
	Impaired loans	$	5,109		$	-		$	-		$	5,109
	Other real estate owned		1,448			-			-			1,448
	Other repossessed assets		6			-			-			6
	Total	$	6,563		$	-		$	-		$	6,563

Nature_Of_Operations_And_Criti2

Nature Of Operations And Critical Accounting Policies (Narrative) (Details) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Nature Of Operations And Critical Accounting Policies [Abstract]	'	'
Year Founded	'1903	'
Interest Paid	$2.20	$2.60
Income Taxes Paid, Net	1.1	1.8
Real Estate Owned, Transfer to Real Estate Owned	2.2	1.4
Transfer of Portfolio Loans and Leases to Held-for-sale	$2.90	$2.80

Accumulated_other_comprehensiv2

Accumulated other comprehensive income (loss) (Schedule of Accumulated Other Comprehensive Income (Loss) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning balance	($1,283)	'	$236	'
Other comprehensive (loss) income before reclassifications	721	'	-713	'
Amounts reclassified from accumulated other comprehensive income	-91	'	-176	'
Other comprehensive income (loss)	630	828	-889	1,600
Ending balance	-653	'	-653	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	'	'	34.00%	'
Accumulated Net Unrealized Investment Gain (Loss) [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning balance	351	'	1,905	'
Other comprehensive (loss) income before reclassifications	610	'	-859	'
Amounts reclassified from accumulated other comprehensive income	-91	'	-176	'
Other comprehensive income (loss)	519	'	-1,035	'
Ending balance	870	'	870	'
Accumulated Other-than-Temporary Impairment [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning balance	-1,634	'	-1,669	'
Other comprehensive (loss) income before reclassifications	111	'	146	'
Other comprehensive income (loss)	111	'	146	'
Ending balance	($1,523)	'	($1,523)	'

Accumulated_other_comprehensiv3

Accumulated other comprehensive income (loss) (Schedule of Reclassifications from Accumulated other Comprehensive Income) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Gain (Loss) on Sale of Securities, Net	$138	$3	$266	$264
Net impairment	'	'	'	136
Income before income taxes	2,020	1,885	5,915	5,284
(Provision) credit for income taxes	-515	-486	-1,503	-1,311
Net Income (Loss) Attributable to Parent	1,505	1,399	4,412	3,973
Accumulated Net Unrealized Investment Gain (Loss) [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Gain (Loss) on Sale of Securities, Net	138	'	266	'
Income before income taxes	138	'	266	'
(Provision) credit for income taxes	-47	'	-90	'
Net Income (Loss) Attributable to Parent	$91	'	$176	'

Investment_Securities_Narrativ

Investment Securities (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Schedule of Investments [Line Items]	'	'	'	'
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities, Portion Recognized in Earnings, Net, Qualitative Disclosures, Methodology	'	'	'To determine credit-related OTTI, the Company analyzes the collateral of each individual tranche within each of the individual pools in the Company's portfolio of PreTSLs that has a remaining book value. The Company engaged a third party structured finance firm to: review the underlying collateral of each PreTSL; research trustee reports to update relevant data and credit ratings of the underlying collateral; project default rates and cash flows of the collateral and simulate 10,000 Monte Carlo time-to-default scenarios to arrive at the single best estimate of future cash flow for each tranche. This analysis is performed quarterly.The sub-topics of the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 320 provide the scope, steps and accounting guidance for impairment: 1) determine whether an investment is impaired; 2) evaluate whether impairment is other-than-temporary; then 3) recognition of OTTI. The guidance in ASC 320 retains and emphasizes the objective of OTTI assessment and the related disclosure requirements by aligning the OTTI methodology for certain securitizations. ASC 325 provides a scope exception for investments that were considered of high credit quality (i.e. rated "AA" or higher) at the time of acquisition. The application of the guidance contained in ASC 320 is used for two investments considered of high credit quality and ASC 325 is used for the remaining securities. In summary, the quarterly evaluations indicated there was no significant adverse change in cash flows in the securities. As a result, there was no credit related OTTI recorded during the three- and nine- months ended September 30, 2013. The guidance prescribed in ASC 320 is used for investments that, upon purchase, were rated of high credit quality, "AA" or higher, by a nationally recognized statistical rating organization. The Company has two PreTSLs (XXIV and XXVII) that were of high credit quality, "AA" rated, upon acquisition. PreTSL XXVII evaluation proved a high probability that the Company will be able to collect all amounts due, both principal and interest, by maturity and thus, determined the impairment is temporary. PreTSL XXIV was evaluated under ASC 320 to determine if the Company expects to recover the remaining amortized cost basis and whether OTTI is deemed to have occurred. An adverse change or short-fall in the expected cash flows compared to the amortized cost would be recorded as credit-related OTTI. To assess the likelihood of recoverability, the present value of the best estimate of future cash flows is compared to the amortized cost. In this situation, the discount rate used was the interest rate implicit in the security at the date of acquisition. The application of the guidance on this security did not result in an adverse change in cash flows when compared to the previous measurement date and therefore, no credit related OTTI has been recorded during 2013. The remaining six PreTSLs were rated "A" by a nationally recognized statistical rating organization at the date of acquisition and as such are considered beneficial interests of securitized financial assets. For these securities, the Company applies the guidance of ASC 325. Under this and other relevant guidance, if the fair value is below amortized cost and the present value of the best estimate of future cash flows declines significantly, evidencing a probable material adverse change in cash flows since the previous measurement date, credit-related OTTI is deemed to exist and written down to the determined present value through a charge to current earnings. The discount rate used under ASC 325 is the yield to accrete beneficial interest, which is representative of the resulting interest from the total gross estimated future cash flows less the current amortized cost. In applying this guidance to the remaining securities, none of the securities measured an adverse change in cash flows and therefore no credit related OTTI has been recorded during 2013.	'
Credit-related OTTI recognized in earnings	'	'	'	$136
Gain (Loss) on Sale of Securities, Net	138	3	266	264
Agency - GSE [Member]	'	'	'	'
Schedule of Investments [Line Items]	'	'	'	'
Available-for-sale securities, Qualitative Disclosure, Nature	'	'	'Agency - GSE and MBS - GSE residential Agency b GSE and MBS b GSE residential securities consist of short- and medium-term notes issued by Federal Home Loan Mortgage Corporation (FHLMC), Federal National Mortgage Association (FNMA), Federal Home Loan Bank (FHLB), Federal Farm Credit Bank (FFCB) and Government National Mortgage Association (GNMA). These securities have interest rates that are fixed and adjustable, have varying short- to mid-term maturity dates and have contractual cash flows guaranteed by the U.S. government or agencies of the U.S. government.	'
Obligations of states and political subdivisions [Member]	'	'	'	'
Schedule of Investments [Line Items]	'	'	'	'
Available-for-sale securities, Qualitative Disclosure, Nature	'	'	'Obligations of states and political subdivisions The municipal securities are bank qualified or bank eligible, general obligation and revenue bonds rated as investment grade by various credit rating agencies and have fixed rates of interest with mid- to long-term maturities. Fair values of these securities are highly driven by interest rates. Management performs ongoing credit quality reviews on these issues.In the above security types, management believes the change in fair value is attributable to changes in interest rates and those instruments with unrealized losses were not caused by deterioration of credit quality. Accordingly, as of September 30, 2013, recognition of OTTI on these securities was unnecessary. Interest rates along the intermediate and long end of the treasury yield curve have increased from year-end 2012 and while the intermediate term rates have ebbed slightly from the prior quarter, until rates stabilize, values of banks' investment securities will be somewhat volatile.	'
Pooled trust preferred securities [Member]	'	'	'	'
Schedule of Investments [Line Items]	'	'	'	'
Available-for-sale securities, Qualitative Disclosure, Nature	'	'	'Pooled trust preferred securitiesA Pooled Trust Preferred Collateralized Debt Obligation (CDO) is a type of investment security collateralized by trust preferred securities (TPS) issued by banks, insurance companies and real estate investment trusts. The primary collateral type is a TPS issued by a bank. A TPSB is a hybrid security that consists of both debt and equity characteristics which includes the ability of the issuer to voluntarily defer interest payments for up to 20 consecutive quarters. A TPSB is considered a junior security in the capital structure of the issuer.There are variousB investment classes or tranches issued by theB CDO. The most senior tranche has the lowestB yield but the mostB protection fromB credit losses. Conversely, the most junior tranche has the highest yield but the most exposure to risk of credit losses. Junior tranches are subordinate to senior tranches and losses are generally allocatedB from the lowest tranche with the equity component holding the most risk of credit loss and then subordinate tranches in reverse order up to the most senior tranche. The allocation of losses is defined in the indenture when the CDO was formed.Unrealized losses in the pooled trust preferred securities (PreTSLs) are caused mainly by: (1)B collateral deterioration due to bank failures and credit concerns across the banking sector; (2)B widening of credit spreads and (3)B illiquidity in the market. The Company's review of its portfolio of pooled trust preferred securities determined that in 2012 credit-related OTTI be recorded on two holdings, both of which are contained in the Company's AFS securities portfolio. The losses were caused by credit quality downgrades on the underlying collateral, including the collateral of four banks deferring interest payments within these two securities and one bank fully redeeming which removes all future earnings cash flow. There was no credit related OTTI required to be recognized during the three- or nine-months ended September 30, 2013.	'
Gain (Loss) on Sale of Securities, Net	'	'	100	13
Pre TSL IX, B1, B3 [Member]	'	'	'	'
Schedule of Investments [Line Items]	'	'	'	'
Credit-related OTTI recognized in earnings	'	'	'	18
Pre TSL XVIII, C [Member]	'	'	'	'
Schedule of Investments [Line Items]	'	'	'	'
Credit-related OTTI recognized in earnings	'	'	'	$118

Investment_Securities_Unrealiz

Investment Securities (Unrealized Gain/Loss On Investments Table) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Investments [Line Items]	'	'
Held-to-maturity securities, Amortized cost	$190	$289
Held-To-Maturity Securities Fair Value	207	320
Total available-for-sale securities, Amortized cost	103,910	100,084
Available-for-sale securities, Gross unrealized gains	3,082	5,098
Available-for-sale securities, Gross unrealized losses	4,071	4,741
Total available-for-sale securities, Fair value	102,921	100,441
Agency - GSE [Member]	'	'
Schedule of Investments [Line Items]	'	'
Total available-for-sale securities, Amortized cost	15,715	17,651
Available-for-sale securities, Gross unrealized gains	34	102
Available-for-sale securities, Gross unrealized losses	40	13
Total available-for-sale securities, Fair value	15,709	17,740
Obligations of states and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Total available-for-sale securities, Amortized cost	30,531	26,979
Available-for-sale securities, Gross unrealized gains	1,086	2,879
Available-for-sale securities, Gross unrealized losses	455	1
Total available-for-sale securities, Fair value	31,162	29,857
Pooled trust preferred securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Total available-for-sale securities, Amortized cost	6,115	6,323
Available-for-sale securities, Gross unrealized gains	267	185
Available-for-sale securities, Gross unrealized losses	3,439	4,683
Total available-for-sale securities, Fair value	2,943	1,825
MBS - GSE residential [Member]	'	'
Schedule of Investments [Line Items]	'	'
Held-to-maturity securities, Amortized cost	190	289
Held-to-maturity securities, Gross unrealized gains	17	31
Held-To-Maturity Securities Fair Value	207	320
Total available-for-sale securities, Amortized cost	51,254	48,836
Available-for-sale securities, Gross unrealized gains	1,471	1,761
Available-for-sale securities, Gross unrealized losses	137	44
Total available-for-sale securities, Fair value	52,588	50,553
Total debt securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Total available-for-sale securities, Amortized cost	103,615	99,789
Available-for-sale securities, Gross unrealized gains	2,858	4,927
Available-for-sale securities, Gross unrealized losses	4,071	4,741
Total available-for-sale securities, Fair value	102,402	99,975
Equity securities - financial services [Member]	'	'
Schedule of Investments [Line Items]	'	'
Total available-for-sale securities, Amortized cost	295	295
Available-for-sale securities, Gross unrealized gains	224	171
Total available-for-sale securities, Fair value	$519	$466

Investment_Securities_Investme

Investment Securities (Investment Classified By Contractual Maturity Date Table) (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Schedule of Investments [Line Items]	'
Amortized cost: Due in one year or less	$3,007
Amortized cost: Due after one year through five years	5,127
Amortized cost: Due after five years through ten years	9,579
Amortized cost: Due after ten years	34,648
Total debt securities, Amortized Cost	52,361
MBS - GSE residental, Amortized cost	51,254
Total available-for-sale debt securities, Amortized Cost	103,615
Fair value: Due in one year or less	3,020
Fair value: Due after one year through five years	5,111
Fair value: Due after five years through ten years	9,683
Fair value: Due after ten years	32,000
Total debt securities, Fair value	49,814
MBS - GSE residental, Fair value	52,588
Total debt securities, Fair value	102,402
MBS - GSE residential [Member]	'
Schedule of Investments [Line Items]	'
MBS - GSE residental, Amortized cost	190
MBS - GSE residental, Fair value	$207

Investment_Securities_Availabl

Investment Securities (Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value Table) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	security	security
Schedule of Investments [Line Items]	'	'
Less than 12 months: Fair value	$28,657	$7,512
Less than 12 months: Unrealized losses	632	58
More than 12 months: Fair value	2,264	1,639
More than 12 months: Unrealized losses	3,439	4,683
Total: Fair value	30,921	9,151
Total: Unrealized losses	4,071	4,741
Less than 12 months: Number of securities	31	5
More than 12 months: Number of securities	7	8
Total: Number of securities	38	13
Agency - GSE [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 months: Fair value	8,643	1,017
Less than 12 months: Unrealized losses	40	13
Total: Fair value	8,643	1,017
Total: Unrealized losses	40	13
Obligations of states and political subdivisions [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 months: Fair value	7,761	281
Less than 12 months: Unrealized losses	455	1
Total: Fair value	7,761	281
Total: Unrealized losses	455	1
Pooled trust preferred securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
More than 12 months: Fair value	2,264	1,639
More than 12 months: Unrealized losses	3,439	4,683
Total: Fair value	2,264	1,639
Total: Unrealized losses	3,439	4,683
MBS - GSE residential [Member]	'	'
Schedule of Investments [Line Items]	'	'
Less than 12 months: Fair value	12,253	6,214
Less than 12 months: Unrealized losses	137	44
Total: Fair value	12,253	6,214
Total: Unrealized losses	$137	$44

Investment_Securities_Other_Th

Investment Securities (Other Than Temporary Impairment, Credit Losses Recognized In Earnings Table) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012
Schedule of Investments [Line Items]	'
Credit-related OTTI recognized in earnings	$136
Pre TSL IX, B1, B3 [Member]	'
Schedule of Investments [Line Items]	'
Credit-related OTTI recognized in earnings	18
Pre TSL XVIII, C [Member]	'
Schedule of Investments [Line Items]	'
Credit-related OTTI recognized in earnings	$118

Investment_Securities_RollForw

Investment Securities (Roll-Forward Of Credit-Related OTTI Table) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Investments [Line Items]	'	'
Beginning balance of credit-related OTTI	($15,416)	($15,416)
Ending balance of credit-related OTTI	-15,416	-15,416
Available-for-sale Securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Beginning balance of credit-related OTTI	-15,416	-15,416
Ending balance of credit-related OTTI	($15,416)	($15,416)

Investment_Securities_NonAccru

Investment Securities (Non-Accrual Pooled Trust Preferred Securities Tables) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Pre TSL V - Mezzanine Class [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Fair value	$23	$27
Pre TSL VII - Mezzanine Class [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Fair value	59	125
Pre TSL IX, B1, B3 [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	1,450	1,507
Non-accrual pooled trust preferred securities, Fair value	616	630
Pre TSL XI - B-3 Class [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	974	1,053
Non-accrual pooled trust preferred securities, Fair value	390	305
Pre TSL XV - B-1 Class [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Fair value	52	33
Pre TSL XVIII, C [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	167	167
Pre TSL XIX - C Class [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	316	316
Non-accrual pooled trust preferred securities, Fair value	6	'
Pre TSL XXIV, B1 [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	407	407
Non-accrual pooled trust preferred securities, Fair value	20	12
Pooled trust preferred securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Non-accrual pooled trust preferred securities, Book value	3,314	3,450
Non-accrual pooled trust preferred securities, Fair value	$1,166	$1,132

Investment_Securities_Pooled_T

Investment Securities (Pooled Trust Preferred Securities Table) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Dec. 31, 2012
Schedule of Investments [Line Items]	'		'
Book value	$103,910		$100,084
Total available-for-sale securities, Fair value	102,921		100,441
Pre TSL IV, Mezzanine [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	412		'
Total available-for-sale securities, Fair value	545		'
Unrealized gain (loss)	133		'
Moody's / Fitch ratings	'Caa2 / B	[1]	'
Current number of banks / insurance companies	'6 / -		'
Actual deferrals and defaults	12,000		'
Actual deferrals and defaults as a % of current collateral	18.00%		'
Excess subordination	16,467		'
Excess Subordination as a % of Current Performing Collateral	28.40%	[2]	'
Effective Subordination as a % of Current Performing Collateral	38.70%	[3]	'
Pre TSL V - Mezzanine Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Total available-for-sale securities, Fair value	23		'
Unrealized gain (loss)	23		'
Moody's / Fitch ratings	'C / D	[1]	'
Current number of banks / insurance companies	'3 / -		'
Actual deferrals and defaults	28,950		'
Actual deferrals and defaults as a % of current collateral	100.00%		'
Pre TSL VII - Mezzanine Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Total available-for-sale securities, Fair value	59		'
Unrealized gain (loss)	59		'
Moody's / Fitch ratings	'Ca / C	[1]	'
Current number of banks / insurance companies	'14 / -		'
Actual deferrals and defaults	85,000		'
Actual deferrals and defaults as a % of current collateral	54.10%		'
Pre TSL IX, B1, B3 [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	1,450		'
Total available-for-sale securities, Fair value	616		'
Unrealized gain (loss)	-834		'
Moody's / Fitch ratings	'Caa1 / C	[1]	'
Current number of banks / insurance companies	'45 / -		'
Actual deferrals and defaults	101,280		'
Actual deferrals and defaults as a % of current collateral	27.50%		'
Effective Subordination as a % of Current Performing Collateral	3.60%	[3]	'
Pre TSL XI - B-3 Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	974		'
Total available-for-sale securities, Fair value	390		'
Unrealized gain (loss)	-584		'
Moody's / Fitch ratings	'Caa3 / C	[1]	'
Current number of banks / insurance companies	'60 / -		'
Actual deferrals and defaults	180,250		'
Actual deferrals and defaults as a % of current collateral	32.10%		'
Pre TSL XV - B-1 Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Total available-for-sale securities, Fair value	52		'
Unrealized gain (loss)	52		'
Moody's / Fitch ratings	'C / C	[1]	'
Current number of banks / insurance companies	'62 / 7		'
Actual deferrals and defaults	185,200		'
Actual deferrals and defaults as a % of current collateral	32.90%		'
Pre TSL XVI - C Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Moody's / Fitch ratings	'C / C	[1]	'
Current number of banks / insurance companies	'48 / 7		'
Actual deferrals and defaults	217,390		'
Actual deferrals and defaults as a % of current collateral	39.00%		'
Pre TSL XVII - C Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Moody's / Fitch ratings	'C / C	[1]	'
Current number of banks / insurance companies	'49 / 6		'
Actual deferrals and defaults	149,890		'
Actual deferrals and defaults as a % of current collateral	33.30%		'
Pre TSL XVIII, C [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	167		'
Unrealized gain (loss)	-167		'
Moody's / Fitch ratings	'Ca / C	[1]	'
Current number of banks / insurance companies	'63 / 14		'
Actual deferrals and defaults	186,320		'
Actual deferrals and defaults as a % of current collateral	29.20%		'
Pre TSL XIX - C Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	316		'
Total available-for-sale securities, Fair value	6		'
Unrealized gain (loss)	-310		'
Moody's / Fitch ratings	'C / C	[1]	'
Current number of banks / insurance companies	'51 / 14		'
Actual deferrals and defaults	137,650		'
Actual deferrals and defaults as a % of current collateral	22.60%		'
Effective Subordination as a % of Current Performing Collateral	1.70%	[3]	'
Pre TSL XXIV, B1 [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	407		'
Total available-for-sale securities, Fair value	20		'
Unrealized gain (loss)	-387		'
Moody's / Fitch ratings	'Ca / CC	[1]	'
Current number of banks / insurance companies	'77 / 11		'
Actual deferrals and defaults	347,500		'
Actual deferrals and defaults as a % of current collateral	34.80%		'
Effective Subordination as a % of Current Performing Collateral	14.20%	[3]	'
Pre TSL XXV - C-1 Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Moody's / Fitch ratings	'C / C	[1]	'
Current number of banks / insurance companies	'61 / 7		'
Actual deferrals and defaults	257,000		'
Actual deferrals and defaults as a % of current collateral	33.50%		'
Effective Subordination as a % of Current Performing Collateral	0.10%	[3]	'
Pre TSL XXVII - B Class [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	2,389		'
Total available-for-sale securities, Fair value	1,232		'
Unrealized gain (loss)	-1,157		'
Moody's / Fitch ratings	'Caa3 / CCC	[1]	'
Current number of banks / insurance companies	'40 / 7		'
Actual deferrals and defaults	81,800		'
Actual deferrals and defaults as a % of current collateral	26.10%		'
Excess subordination	10,519		'
Excess Subordination as a % of Current Performing Collateral	4.50%	[2]	'
Effective Subordination as a % of Current Performing Collateral	29.50%	[3]	'
Pooled trust preferred securities [Member]	'		'
Schedule of Investments [Line Items]	'		'
Book value	6,115		6,323
Total available-for-sale securities, Fair value	2,943		1,825
Unrealized gain (loss)	($3,172)		'
[1]	All ratings have been updated through September 30, 2013.
[2]	Excess subordination represents the excess (if any) of the amount of performing collateral over the given class of bonds.
[3]	Effective subordination represents the estimated percentage of the performing collateral that would need to defer or default at the next payment in order to trigger a loss of principal or interest. This differs from excess subordination in that it considers the effect of excess interest earned on the performing collateral.

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$1,100,000	'	$1,000,000
Mortgages Serviced	245,200,000	'	214,700,000
Non-Accrual Balance	6,148,000	'	12,121,000
Payments for (Proceeds from) Loans and Leases	36,430,000	28,898,000	'
Troubled Debt Status [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Troubled Debt Restructuring Balance	2,000,000	'	2,200,000
Nonaccrual Status [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Troubled Debt Restructuring Balance	$1,000,000	'	$1,100,000

Loans_Loan_Classifications_Det

Loans (Loan Classifications) (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	$463,160	'	$433,556	'	'	'
Allowance for loan losses	-8,405	-8,296	-8,972	-8,142	-8,151	-8,108
Unearned lease revenue	-55	'	'	'	'	'
Loans, net	454,700	'	424,584	'	'	'
Commercial & industrial [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	66,557	'	65,110	'	'	'
Allowance for loan losses	-906	-919	-922	-1,164	-1,195	-1,221
Commercial real estate: Non-owner occupied [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	89,268	'	81,998	'	'	'
Commercial real estate: Owner occupied [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	84,411	'	80,509	'	'	'
Commercial real estate: Construction [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	10,776	'	10,679	'	'	'
Consumer: Home equity installment [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	33,666	'	32,828	'	'	'
Consumer: Home equity line of credit [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	35,305	'	34,169	'	'	'
Consumer: Auto [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	20,838	'	17,411	'	'	'
Consumer: Other [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	5,587	'	6,139	'	'	'
Residential: Real estate [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	108,919	'	96,765	'	'	'
Residential: Construction [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total	$7,833	'	$7,948	'	'	'

Loans_NonAccrual_Loans_Details

Loans (Non-Accrual Loans) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$6,148	$12,121
Commercial & industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	99	18
Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	1,498	1,884
Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	1,630	5,031
Commercial real estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	779	1,123
Consumer: Home equity installment [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	299	1,306
Consumer: Home equity line of credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	393	381
Consumer: Auto [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	12	'
Consumer: Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	'	48
Residential: Real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$1,438	$2,330

Loans_Past_Due_Loans_Details

Loans (Past Due Loans) (Details) (USD $)	Sep. 30, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	$2,018		$1,706
60 - 89 Days past due	1,258		1,214
Past due 90 days or more	6,493	[1]	13,844	[2]
Total past due	9,769		16,764
Current	453,336		416,792
Total loans receivables	463,105		433,556
Recorded investment past due > days and accruing	345		1,723
Commercial & industrial [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	160		676
60 - 89 Days past due	220		15
Past due 90 days or more	106	[1]	254	[2]
Total past due	486		945
Current	66,071		64,165
Total loans receivables	66,557		65,110
Recorded investment past due > days and accruing	7		236
Commercial real estate: Non-owner occupied [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	908		'
60 - 89 Days past due	'		141
Past due 90 days or more	1,631	[1]	1,884	[2]
Total past due	2,539		2,025
Current	86,729		79,973
Total loans receivables	89,268		81,998
Recorded investment past due > days and accruing	133		'
Commercial real estate: Owner occupied [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	238		208
60 - 89 Days past due	408		282
Past due 90 days or more	1,630	[1]	5,439	[2]
Total past due	2,276		5,929
Current	82,135		74,580
Total loans receivables	84,411		80,509
Recorded investment past due > days and accruing	'		408
Commercial real estate: Construction [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
Past due 90 days or more	779	[1]	1,123	[2]
Total past due	779		1,123
Current	9,997		9,556
Total loans receivables	10,776		10,679
Consumer: Home equity installment [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	143		216
60 - 89 Days past due	9		132
Past due 90 days or more	299	[1]	1,325	[2]
Total past due	451		1,673
Current	33,215		31,155
Total loans receivables	33,666		32,828
Recorded investment past due > days and accruing	'		19
Consumer: Home equity line of credit [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
60 - 89 Days past due	4		66
Past due 90 days or more	415	[1]	381	[2]
Total past due	419		447
Current	34,886		33,722
Total loans receivables	35,305		34,169
Recorded investment past due > days and accruing	22		'
Consumer: Auto [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	292		459
60 - 89 Days past due	38		30
Past due 90 days or more	18	[1]	16	[2]
Total past due	348		505
Current	20,435		16,906
Total loans receivables	20,783		17,411
Recorded investment past due > days and accruing	6		16
Consumer: Other [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	20		48
60 - 89 Days past due	33		4
Past due 90 days or more	'		65	[2]
Total past due	53		117
Current	5,534		6,022
Total loans receivables	5,587		6,139
Recorded investment past due > days and accruing	'		17
Residential: Real estate [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
30 - 59 Days past due	257		99
60 - 89 Days past due	546		544
Past due 90 days or more	1,615	[1]	3,357	[2]
Total past due	2,418		4,000
Current	106,501		92,765
Total loans receivables	108,919		96,765
Recorded investment past due > days and accruing	177		1,027
Residential: Construction [Member]	'		'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'		'
Current	7,833		7,948
Total loans receivables	$7,833		$7,948
[1]	Includes $6.1 million of non-accrual loans.
[2]	Includes $12.1 million of non-accrual loans.

Loans_Impaired_Loans_Details

Loans (Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	$8,002	$14,251
Recorded investment with allowance	2,320	6,923
Recorded investment with no allowance	4,887	6,301
Total recorded investment	7,207	13,224
Related allowance	396	1,814
Average recorded investment	10,526	16,608
Interest income recognized	148	294
Cash basis interest income recognized	59	20
Commercial & industrial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	136	52
Recorded investment with allowance	102	8
Recorded investment with no allowance	34	52
Total recorded investment	136	60
Related allowance	40	4
Average recorded investment	81	275
Interest income recognized	2	4
Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	1,962	2,431
Recorded investment with allowance	410	957
Recorded investment with no allowance	1,572	1,420
Total recorded investment	1,982	2,377
Related allowance	37	233
Average recorded investment	2,319	4,172
Interest income recognized	25	152
Cash basis interest income recognized	59	20
Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	2,328	5,940
Recorded investment with allowance	802	4,500
Recorded investment with no allowance	1,366	1,099
Total recorded investment	2,168	5,599
Related allowance	155	1,230
Average recorded investment	3,969	7,292
Interest income recognized	30	121
Commercial real estate: Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	1,073	1,123
Recorded investment with allowance	210	210
Recorded investment with no allowance	569	913
Total recorded investment	779	1,123
Related allowance	62	194
Average recorded investment	1,002	941
Consumer: Home equity installment [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	370	1,480
Recorded investment with allowance	99	524
Recorded investment with no allowance	200	782
Total recorded investment	299	1,306
Related allowance	14	38
Average recorded investment	825	1,023
Interest income recognized	37	'
Consumer: Home equity line of credit [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	528	435
Recorded investment with allowance	103	144
Recorded investment with no allowance	290	237
Total recorded investment	393	381
Related allowance	14	31
Average recorded investment	381	482
Consumer: Auto [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	12	'
Recorded investment with allowance	12	'
Total recorded investment	12	'
Related allowance	1	'
Average recorded investment	3	1
Consumer: Other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	'	102
Recorded investment with allowance	'	16
Recorded investment with no allowance	'	32
Total recorded investment	'	48
Related allowance	'	8
Average recorded investment	43	36
Residential: Real estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid principal balance	1,593	2,688
Recorded investment with allowance	582	564
Recorded investment with no allowance	856	1,766
Total recorded investment	1,438	2,330
Related allowance	73	76
Average recorded investment	1,903	2,342
Interest income recognized	54	17
Residential: Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average recorded investment	'	$44

Loans_Credit_Quality_Indicator

Loans (Credit Quality Indicator Loan Categories) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commercial & industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	$66,557	$65,110
Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	89,268	81,998
Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	84,411	80,509
Commercial real estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	10,776	10,679
Consumer: Home equity installment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	33,666	32,828
Consumer: Home equity line of credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	35,305	34,169
Consumer: Auto [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	20,783	17,411
Consumer: Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	5,587	6,139
Residential: Real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	108,919	96,765
Residential: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	7,833	7,948
Pass [Member] | Commercial & industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	63,568	61,821
Pass [Member] | Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	80,246	72,738
Pass [Member] | Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	80,900	73,922
Pass [Member] | Commercial real estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	8,361	8,094
Special mention [Member] | Commercial & industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	2,322	2,221
Special mention [Member] | Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	4,071	3,520
Special mention [Member] | Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	200	222
Special mention [Member] | Commercial real estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	1,575	1,422
Substandard [Member] | Commercial & industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	667	1,068
Substandard [Member] | Commercial real estate: Non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	4,951	5,740
Substandard [Member] | Commercial real estate: Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	3,311	6,365
Substandard [Member] | Commercial real estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	840	1,163
Performing [Member] | Consumer: Home equity installment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	33,367	31,503
Performing [Member] | Consumer: Home equity line of credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	34,890	33,788
Performing [Member] | Consumer: Auto [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	20,765	17,395
Performing [Member] | Consumer: Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	5,587	6,074
Performing [Member] | Residential: Real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	107,304	93,408
Performing [Member] | Residential: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	7,833	7,948
Non-performing [Member] | Consumer: Home equity installment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	299	1,325
Non-performing [Member] | Consumer: Home equity line of credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	415	381
Non-performing [Member] | Consumer: Auto [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	18	16
Non-performing [Member] | Consumer: Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	'	65
Non-performing [Member] | Residential: Real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable, Net	$1,615	$3,357

Loans_Allowance_For_Loan_Losse

Loans (Allowance For Loan Losses) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	$8,296	$8,151	$8,972	$8,108	$8,108
Charge-offs	384	721	2,303	2,005	2,488
Recoveries	43	12	136	39	102
Provisions	450	700	1,600	2,000	3,250
Allowance for Loan Losses: Ending balance	8,405	8,142	8,405	8,142	8,972
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	396	'	396	'	1,814
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	7,667	'	7,667	'	7,158
Loan Receivables: Ending balance	463,105	'	463,105	'	433,556
Loans Receivable: Ending balance: individually evaluated for impairment	7,207	'	7,207	'	13,224
Loans Receivable: Ending balance: collectively evaluated for impairment	455,898	'	455,898	'	420,332
Commercial & industrial [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	919	1,195	922	1,221	1,221
Charge-offs	8	70	56	135	185
Recoveries	2	11	8	23	26
Provisions	-7	28	32	55	-140
Allowance for Loan Losses: Ending balance	906	1,164	906	1,164	922
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	40	'	40	'	4
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	866	'	866	'	918
Loan Receivables: Ending balance	66,557	'	66,557	'	65,110
Loans Receivable: Ending balance: individually evaluated for impairment	136	'	136	'	60
Loans Receivable: Ending balance: collectively evaluated for impairment	66,421	'	66,421	'	65,050
Commercial real estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	3,521	4,143	4,908	3,979	3,979
Charge-offs	188	518	1,815	1,258	1,335
Recoveries	16	'	28	'	46
Provisions	474	179	702	1,083	2,218
Allowance for Loan Losses: Ending balance	3,823	3,804	3,823	3,804	4,908
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	254	'	254	'	1,657
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	3,569	'	3,569	'	3,251
Loan Receivables: Ending balance	184,455	'	184,455	'	173,186
Loans Receivable: Ending balance: individually evaluated for impairment	4,929	'	4,929	'	9,099
Loans Receivable: Ending balance: collectively evaluated for impairment	179,526	'	179,526	'	164,087
Consumer [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	1,647	1,425	1,639	1,435	1,435
Charge-offs	94	57	274	491	737
Recoveries	24	1	99	16	30
Provisions	76	48	189	457	911
Allowance for Loan Losses: Ending balance	1,653	1,417	1,653	1,417	1,639
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	29	'	29	'	77
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	1,624	'	1,624	'	1,562
Loan Receivables: Ending balance	95,341	'	95,341	'	90,547
Loans Receivable: Ending balance: individually evaluated for impairment	704	'	704	'	1,735
Loans Receivable: Ending balance: collectively evaluated for impairment	94,637	'	94,637	'	88,812
Residential real estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	1,718	1,333	1,503	1,051	1,051
Charge-offs	94	76	158	121	231
Recoveries	1	'	1	'	'
Provisions	56	252	335	579	683
Allowance for Loan Losses: Ending balance	1,681	1,509	1,681	1,509	1,503
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	73	'	73	'	76
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	1,608	'	1,608	'	1,427
Loan Receivables: Ending balance	116,752	'	116,752	'	104,713
Loans Receivable: Ending balance: individually evaluated for impairment	1,438	'	1,438	'	2,330
Loans Receivable: Ending balance: collectively evaluated for impairment	115,314	'	115,314	'	102,383
Unallocated [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Allowance for Loan Losses: Beginning balance	491	55	'	422	422
Provisions	-149	193	342	-174	-422
Allowance for Loan Losses: Ending balance	$342	$248	$342	$248	'

Earnings_Per_Share_Narrative_D

Earnings Per Share (Narrative) (Details) (Restricted Stock [Member])	Sep. 30, 2013	Sep. 30, 2012
Restricted Stock [Member]	'	'
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'	'
Shares, Outstanding	14,000	151

Earnings_Per_Share_Schedule_of

Earnings Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]	'	'	'	'
Net income (loss) available to common shareholders	$1,505	$1,399	$4,412	$3,973
Weighted-average common shares outstanding	2,359,947	2,294,416	2,345,453	2,277,801
Basic EPS	$0.64	$0.61	$1.88	$1.74
Potentially dilutive common shares	4,632	151	4,407	151
Weighted-average common and potentially dilutive shares outstanding	2,364,579	2,294,567	2,349,860	2,277,952
Diluted EPS	$0.64	$0.61	$1.88	$1.74

Stock_Plans_Narrative_Details

Stock Plans (Narrative) (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

In Thousands, except Share data, unless otherwise specified

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Mar. 31, 2013

Sep. 30, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Sep. 30, 2012

Jun. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Director Stock Incentive Plan - 2012 [Member]

Director Stock Incentive Plan - 2012 [Member]

Director Stock Incentive Plan - 2012 [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

The 2012 Omnibus Stock Incentive Plan [Member]

Employee Stock Purchase Plan [Member]

Employee Stock Purchase Plan [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number Of Shares Authorized

'

'

'

'

'

500,000

'

500,000

500,000

'

'

'

'

500,000

'

110,000

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period

'

'

'

'

'

'

8,000

'

'

'

6,000

'

151

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period

'

'

'

'

'

'

'

'

'

134

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period

'

'

'

'

'

'

'

'

'

17

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period

'

'

'

'

'

'

'

'2 years

'

'

'

'

'

'4 years

'1 year

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Intrinsic Value, Amount Per Share

$27

'

$27

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Common Stock, Shares, Issued

2,371,171

'

2,371,171

'

2,323,248

'

'

'

'

'

'

'

'

'

'

29,956

'

Allocated Share-based Compensation Expense

$29

$2

$78

$2

'

$22

'

$57

$7

'

'

$2

'

$21

$2

$10

$12

Stock_Plans_Disclosure_of_Shar

Stock Plans (Disclosure of Share-based Compensation Arrangements by Share-based Payment Award) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares granted	14,000	151
Weighted-average grant date fair value	$21.20	$21.50
Director Stock Incentive Plan - 2012 [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares granted	8,000	'
Weighted-average grant date fair value	$21.20	'
Vesting period	'2 yrs - 50% per year	'
The 2012 Omnibus Stock Incentive Plan [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares granted	6,000	151
Weighted-average grant date fair value	$21.20	$21.50
Vesting period	'4 yrs - 25% per year	'1 year

Stock_Plans_Schedule_of_Compen

Stock Plans (Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Allocated Share-based Compensation Expense	$29	$2	$78	$2
Director Stock Incentive Plan - 2012 [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Allocated Share-based Compensation Expense	22	'	57	'
The 2012 Omnibus Stock Incentive Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Allocated Share-based Compensation Expense	$7	$2	$21	$2

Stock_Plans_Schedule_of_Unreco

Stock Plans (Schedule of Unrecognized Compensation Cost, Nonvested Awards) (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$219
Director Stock Incentive Plan - 2012 [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	113
The 2012 Omnibus Stock Incentive Plan [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$106

Fair_Value_Measurements_Narrat

Fair Value Measurements (Narrative) (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
	security
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount	$0	'
Fair Value, Assets, Level 2 to Level 1 Transfers, Amount	0	'
Owned Pooled Trust Preferred Securities	13	'
Available-for-sale Securities, Original Par Value	22,300,000	'
Available-for-sale Securities, Amortized Cost Basis	103,910,000	100,084,000
Available-for-sale Securities	102,921,000	100,441,000
Fair Value Inputs, Loss Severity	100.00%	100.00%
Pooled trust preferred securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	6,115,000	6,323,000
Available-for-sale Securities	$2,943,000	$1,825,000
Maximum [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	75.00%	36.30%
Maximum [Member] | Impaired loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-95.37%	'
Maximum [Member] | Other real estate owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-60.90%	'
Minimum [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Discount Rate	0.00%	0.00%
Minimum [Member] | Impaired loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-16.00%	'
Minimum [Member] | Other real estate owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-1.72%	'
Weighted Average [Member] | Impaired loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-39.48%	'
Weighted Average [Member] | Other real estate owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair Value Inputs, Comparability Adjustments	-26.76%	'

Fair_Value_Measurements_Carryi

Fair Value Measurements (Carrying Amount and Estimated Fair Value by Balance Sheet Grouping) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	$35,885	$21,846	$45,622	$52,165
Held-to-maturity Securities	190	289	'	'
Federal Home Loan Bank Stock	2,160	2,624	'	'
Total Loans Receivables	454,700	424,584	'	'
Loans held-for-sale	903	10,545	'	'
Accrued interest receivable	1,973	1,985	'	'
Deposit Liabilities	544,830	514,660	'	'
Short-term borrowings	14,197	8,056	'	'
Long-term debt	16,000	16,000	'	'
Cash and cash equivalents, fair value	35,885	21,846	'	'
Held-To-Maturity Securities Fair Value	207	320	'	'
Available-for-sale securities	102,921	100,441	'	'
FHLB stock, fair value	2,160	2,624	'	'
Loans, net, fair value	455,351	430,861	'	'
Loans held-for-sale, fair value	920	10,824	'	'
Deposit liabilities, fair value	545,242	515,869	'	'
Short-term borrowings, fair value	14,197	8,056	'	'
Long-term debt, fair value	18,092	18,691	'	'
Quoted prices in active markets (Level 1) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents, fair value	35,885	21,846	'	'
Available-for-sale securities	519	466	'	'
Significant other observable inputs (Level 2) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Held-To-Maturity Securities Fair Value	207	320	'	'
Available-for-sale securities	99,459	98,150	'	'
FHLB stock, fair value	2,160	2,624	'	'
Loans held-for-sale, fair value	920	10,824	'	'
Deposit liabilities, fair value	545,242	515,869	'	'
Short-term borrowings, fair value	14,197	8,056	'	'
Long-term debt, fair value	18,092	18,691	'	'
Significant other unobservable inputs (Level 3) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Available-for-sale securities	2,943	1,825	'	'
Loans, net, fair value	$455,351	$430,861	'	'

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	$102,921	$100,441
Agency - GSE [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	15,709	17,740
Obligations of states and political subdivisions [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	31,162	29,857
Pooled trust preferred securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	2,943	1,825
MBS - GSE residential [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	52,588	50,553
Equity securities - financial services [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	519	466
Quoted prices in active markets (Level 1) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	519	466
Quoted prices in active markets (Level 1) [Member] | Equity securities - financial services [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	519	466
Significant other observable inputs (Level 2) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	99,459	98,150
Significant other observable inputs (Level 2) [Member] | Agency - GSE [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	15,709	17,740
Significant other observable inputs (Level 2) [Member] | Obligations of states and political subdivisions [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	31,162	29,857
Significant other observable inputs (Level 2) [Member] | MBS - GSE residential [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	52,588	50,553
Significant other unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	2,943	1,825
Significant other unobservable inputs (Level 3) [Member] | Pooled trust preferred securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Total available-for-sale securities, Fair value	$2,943	$1,825

Fair_Value_Measurements_Assets

Fair Value Measurements (Assets Measured at Fair Value On a Recurring Basis Using Level 3 Inputs) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Available-for-sale Securities	$102,921	$100,441
structural behavior	'issuer specific	'issuer specific
loss given default rate	100.00%	100.00%
prepayment rate	0.00%	0.00%
recovery rate	0.00%	0.00%
Pooled trust preferred securities [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Available-for-sale Securities	$2,943	$1,825
Fair Value Measurements, Valuation Processes, Description	'Discounted cash flow	'
Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value Inputs, Probability of Default	2.76%	4.17%
correlation analysis among issuers	50.00%	50.00%
Fair Value Inputs, Discount Rate	75.00%	36.30%
Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value Inputs, Probability of Default	2.19%	4.11%
correlation analysis among issuers	30.00%	30.00%
Fair Value Inputs, Discount Rate	0.00%	0.00%

Fair_Value_Measurements_Change

Fair Value Measurements (Changes In Level 3 Financial Instruments) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Net impairment losses on investment securities	'	($136)
Pooled trust preferred securities [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Balance at beginning of period	1,825	1,466
Net impairment losses on investment securities	'	-136
Gains	1,519	518
Losses	-193	-113
Pay down / settlement	-216	-96
Interest paid in kind	6	21
Accretion	2	3
Balance at end of period	$2,943	$1,663

Fair_Value_Measurements_Fair_V1

Fair Value Measurements (Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$3,911	$6,563
Impaired loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,924	5,109
Other real estate owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,987	1,448
Other repossessed assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	6
Significant other unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	3,911	6,563
Significant other unobservable inputs (Level 3) [Member] | Impaired loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,924	5,109
Significant other unobservable inputs (Level 3) [Member] | Other real estate owned [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,987	1,448
Significant other unobservable inputs (Level 3) [Member] | Other repossessed assets [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	$6