Fidelity D & D Bancorp (FDBC) 10-Q 14 May 21 2021 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2021	Apr. 30, 2021
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Mar. 31, 2021
Document Fiscal Year Focus	2021
Document Transition Report	false
Entity File Number	001-38229
Entity Registrant Name	FIDELITY D & D BANCORP, INC.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-3017653
Entity Address, Address Line One	Blakely & Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	342-8281
Title of 12(b) Security	Common stock, without par value
Trading Symbol	FDBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,995,547
Amendment Flag	false
Entity Central Index Key	0001098151
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets:
Cash and due from banks	$ 38,964	$ 19,408
Interest-bearing deposits with financial institutions	183,989	49,938
Total cash and cash equivalents	222,953	69,346
Available-for-sale securities	436,622	392,420
Restricted investments in bank stock	2,931	2,813
Loans and leases, net (allowance for loan losses of $14,839 in 2021; $14,202 in 2020)	1,127,320	1,105,450
Loans held-for-sale (fair value $11,208 in 2021, $30,858 in 2020)	11,001	29,786
Foreclosed assets held-for-sale	413	256
Bank premises and equipment, net	27,275	27,626
Leased property under finance leases, net	259	283
Right-of-use assets	6,999	7,082
Cash surrender value of bank owned life insurance	44,582	44,285
Accrued interest receivable	5,723	5,712
Goodwill	7,053	7,053
Core deposit intangible, net	1,645	1,734
Other assets	18,316	5,664
Total assets	1,913,092	1,699,510
Liabilities:
Deposits: Interest-bearing	1,204,548	1,102,009
Deposits: Non-interest-bearing	518,352	407,496
Total deposits	1,722,900	1,509,505
Accrued interest payable and other liabilities	18,776	10,400
Finance lease obligation	267	291
Operating lease liabilities	7,567	7,644
FHLB advances		5,000
Total liabilities	1,749,510	1,532,840
Shareholders' equity:
Preferred stock authorized 5,000,000 shares with no par value; none issued
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 4,995,547 at March 31, 2021; and 4,977,750 at December 31, 2020)	78,222	77,676
Retained earnings	84,197	80,042
Accumulated other comprehensive income	1,163	8,952
Total shareholders' equity	163,582	166,670
Total liabilities and shareholders' equity	$ 1,913,092	$ 1,699,510

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Consolidated Balance Sheets [Abstract]
Loans and leases, allowance for loan losses	$ 14,839	$ 14,202
Loans held-for-sale, fair value	$ 11,208	$ 30,858
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, no par value
Preferred stock, shares issued	0	0
Capital stock, no par value
Capital stock, shares authorized	10,000,000	10,000,000
Capital stock, shares issued	4,995,547	4,977,750
Capital stock, shares outstanding	4,995,547	4,977,750

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income:
Loans and leases: Taxable	$ 12,188	$ 8,063
Loans and leases: Nontaxable	320	297
Interest-bearing deposits with financial institutions	21	12
Restricted investments in bank stock	33	65
Investment securities:
U.S. government agency and corporations	700	846
States and political subdivisions (nontaxable)	854	423
States and political subdivisions (taxable)	224	5
Total interest income	14,340	9,711
Interest expense:
Deposits	864	1,516
Other short-term borrowings and other		75
FHLB advances	26	114
Total interest expense	890	1,705
Net interest income	13,450	8,006
Provision for loan losses	800	300
Net interest income after provision for loan losses	12,650	7,706
Other income:
Earnings on bank-owned life insurance	296	165
Gain (loss) on write-down, sale or disposal of:
Loans	2,347	215
Premises and equipment		(7)
Total other income	5,516	2,755
Other expenses:
Salaries and employee benefits	5,876	3,923
Premises and equipment	1,642	1,118
Data processing and communication	603	460
Advertising and marketing	901	432
Professional services	937	415
Merger-related expenses	523	271
Automated transaction processing	292	227
Office supplies and postage	113	106
PA shares tax	50	66
Loan collection	50	29
Other real estate owned	25	27
FDIC assessment	111
FHLB prepayment fee	369
Other	(36)	230
Total other expenses	11,456	7,304
Income before income taxes	6,710	3,157
Provision for income taxes	1,043	523
Net income	$ 5,667	$ 2,634
Per share data:
Net income - basic	$ 1.14	$ 0.69
Net income - diluted	1.13	0.69
Dividends	$ 0.30	$ 0.28
Service charges on deposit accounts [Member]
Other income:
Other income: revenues from contracts with customers	$ 566	$ 559
Interchange fees [Member]
Other income:
Other income: revenues from contracts with customers	949	557
Service charges on loans [Member]
Other income:
Other income: revenues from contracts with customers	511	438
Fees from trust fiduciary activities [Member]
Other income:
Other income: revenues from contracts with customers	494	419
Fees from financial services [Member]
Other income:
Other income: revenues from contracts with customers	175	159
Fees and other revenue [Member]
Other income:
Other income: revenues from contracts with customers	$ 178	$ 250

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 5,667	$ 2,634
Other comprehensive (loss) income, before tax:
Unrealized holding (loss) gain on available-for-sale debt securities	(9,860)	4,111
Reclassification adjustment for net gains realized in income
Net unrealized (loss) gain	(9,860)	4,111
Tax effect	2,071	(863)
Unrealized (loss) gain, net of tax	(7,789)	3,248
Other comprehensive (loss) gain, net of tax	(7,789)	3,248
Total comprehensive (loss) income, net of tax	$ (2,122)	$ 5,882

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Capital Stock [Member]	Retained earnings [Member]	Accumulated other comprehensive income (loss) [Member]	Total
Balance at Dec. 31, 2019	$ 30,848	$ 72,385	$ 3,602	$ 106,835
Balance, shares at Dec. 31, 2019	3,781,500
Net income		2,634		2,634
Other comprehensive (loss) income			3,248	3,248
Issuance of common stock through Employee Stock Purchase Plan	$ 219			219
Issuance of common stock through Employee Stock Purchase Plan, shares	3,885
Issuance of common stock from vested restricted share grants through stock compensation plans	12,261
Stock-based compensation expense	$ 275			275
Cash dividends declared		(1,071)		(1,071)
Balance at Mar. 31, 2020	$ 31,342	73,948	6,850	112,140
Balance, shares at Mar. 31, 2020	3,797,646
Balance at Dec. 31, 2020	$ 77,676	80,042	8,952	166,670
Balance, shares at Dec. 31, 2020	4,977,750
Net income		5,667		5,667
Other comprehensive (loss) income			(7,789)	(7,789)
Issuance of common stock through Employee Stock Purchase Plan	$ 270			270
Issuance of common stock through Employee Stock Purchase Plan, shares	4,738
Issuance of common stock from vested restricted share grants through stock compensation plans	11,059
Issuance of common stock through exercise of stock optins and SSARs, shares	2,000
Stock-based compensation expense	$ 276			276
Cash dividends declared		(1,512)		(1,512)
Balance at Mar. 31, 2021	$ 78,222	$ 84,197	$ 1,163	$ 163,582
Balance, shares at Mar. 31, 2021	4,995,547

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Cash flows from operating activities:
Net income	$ 5,667	$ 2,634
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion	1,394	835
Provision for loan losses	800	300	$ 5,250
Deferred income tax (benefit) expense	(544)	442
Stock-based compensation expense	266	243
Excess tax benefit from exercise of SSARs	26
Proceeds from sale of loans held-for-sale	82,284	13,055
Originations of loans held-for-sale	(60,426)	(11,232)
Earnings from bank-owned life insurance	(296)	(165)	(165)
Net gain from sales of loans	(2,347)	(215)
Net (gain) loss from sale and write-down of foreclosed assets held-for-sale	(15)	17
Net loss from write-down and disposal of bank premises and equipment		7
Operating lease payments	7	8
Change in:
Accrued interest receivable	(11)	42
Other assets	(1,605)	(903)
Accrued interest payable and other liabilities	492	(178)
Net cash provided by operating activities	25,692	4,890
Available-for-sale securities:
Proceeds from sales		7,765
Proceeds from maturities, calls and principal pay-downs	14,276	8,832
Purchases	(69,290)	(31,617)
(Increase) decrease in restricted investments in bank stock	(118)	1,651
Net (increase) decrease in loans and leases	(25,056)	5,837
Principal portion of lease payments received under direct finance leases	1,123	759
Purchases of bank premises and equipment	(286)	(271)
Proceeds from sale of foreclosed assets held-for-sale	107	236
Net cash used in investing activities	(79,244)	(6,808)
Cash flows from financing activities:
Net increase in deposits	213,425	83,924
Net decrease in short-term borrowings		(37,839)
Repayment of FHLB advances	(5,000)
Repayment of finance lease obligation	(24)	(18)
Proceeds from employee stock purchase plan participants	270	219
Dividends paid	(1,512)	(1,071)
Net cash provided by financing activities	207,159	45,215
Net increase in cash and cash equivalents	153,607	43,297
Cash and cash equivalents, beginning	69,346	15,663	15,663
Cash and cash equivalents, ending	222,953	58,960	$ 69,346
Supplemental Disclosures of Cash Flow Information, Cash payments for:
Interest	1,046	1,784
Income tax
Supplemental Disclosures of Non-cash Investing Activities:
Net change in unrealized gains on available-for-sale securities	(9,860)	4,111
Transfers from loans to foreclosed assets held-for-sale	249
Transfers from loans to loans held-for-sale, net	1,491	1,662
Security settlement pending	$ 7,894	$ 1,445

Nature of Operations and Critic

Nature of Operations and Critical Accounting Policies	3 Months Ended
	Mar. 31, 2021
Nature of Operations and Critical Accounting Policies [Abstract]
Nature of Operations and Critical Accounting Policies	1. Nature of operations and critical accounting policies Nature of operations Fidelity D & D Bancorp, Inc. (“the Company”) is a bank holding company and the parent of Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank chartered under the law of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903 , the Bank is committed to provide superior customer service, while offering a full range of banking products and financial and trust services to both our consumer and commercial customers from our main office located in Dunmore and other branches located throughout Lackawanna, Northampton and Luzerne Counties and Wealth Management offices in Schuylkill and Lebanon Counties. On February 26, 2021, the Company announced the execution of an agreement and plan of reorganization to acquire Landmark Bancorp, Inc. (“Landmark”) and its wholly-owned subsidiary, Landmark Community Bank (“Landmark Bank”). Subject to the terms and conditions of the agreement, Landmark will merge with and into an acquisition subsidiary of the Company and Landmark Bank will merge with and into the Bank. On May 1, 2020, the Company completed its acquisition of MNB Corporation (“MNB”) and its wholly-owned subsidiary, Merchants Bank of Bangor. At the time of the acquisition, MNB merged with and into the Company with the Company surviving the merger. In addition, Merchants Bank of Bangor merged with and into the Bank with the Bank as the surviving bank. Further discussion of the acquisition of MNB and pending acquisition of Landmark can be found in Footnote 9, “Acquisition”. Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements. In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included. All significant inter-company balances and transactions have been eliminated in consolidation. For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company. In the opinion of management, the consolidated balance sheets as of March 31, 2021 and December 31, 2020 and the related consolidated statements of income, consolidated statements of comprehensive income and consolidated statements of changes in shareholders’ equity for the three months ended March 31, 2021 and 2020, and consolidated statements of cash flows for the three months ended March 31, 2021 and 2020 present fairly the financial condition and results of operations of the Company. All material adjustments required for a fair presentation have been made. These adjustments are of a normal recurring nature. Certain reclassifications have been made to the 2020 financial statements to conform to the 2021 presentation. In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after March 31, 2021 through the date these consolidated financial statements were issued. This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31 , 2020, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K. Critical accounting policies The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at March 31, 2021 is adequate and reasonable to cover incurred losses. Given the subjective nature of identifying and estimating loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance amount. While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination. Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services. Accordingly, when selling investment securities, price quotes may be obtained from more than one source. All of the Company’s debt securities are classified as available-for-sale (AFS). AFS debt securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (AOCI). The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained. On occasion, the Company may transfer loans from the loan portfolio to loans HFS. Under these circumstances, pricing may be obtained from other entities and the residential mortgage loans are transferred at the lower of cost or market value and simultaneously sold. For other loans transferred to HFS, pricing may be obtained from other entities or modeled and the other loans are transferred at the lower of cost or market value and then sold. As of March 31, 2021 and December 31, 2020, loans classified as HFS consisted of residential mortgage loans. Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet. Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles. ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell. Any write-downs at the date of foreclosure are charged to the allowance for loan losses. Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value, any rental income received and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income. We account for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable. Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 -year period. Goodwill is tested for impairment on at least an annual basis. There was no goodwill impairment as of March 31, 2021 and December 31, 2020. Other acquired intangible assets that have finite lives, such as core deposit intangibles, are amortized over their estimated useful lives and subject to periodic impairment testing. The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not deductible for tax purposes. Monthly expenses for the SERP and post-retirement split dollar life benefit are recorded as components of salaries and employee benefit expense on the consolidated statements of income. For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

New Accounting Pronouncements

New Accounting Pronouncements	3 Months Ended
	Mar. 31, 2021
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	2. New accounting pronouncements In June 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326) Measurement of Credit Losses on Financial Instruments (CECL) . The amendments in this update require financial assets measured at amortized cost basis to be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis. Previously, when credit losses were measured under GAAP, an entity only considered past events and current conditions when measuring the incurred loss. The amendments in this update broaden the information that an entity must consider in developing its expected credit loss estimate for assets measured either collectively or individually. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. An entity must use judgement in determining the relevant information and estimation methods that are appropriate under the circumstances. The amendments in this update also require that credit losses on available-for-sale debt securities be presented as an allowance for credit losses rather than a writedown. In November 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326 , which clarifies that receivables arising from operating leases are not within the scope of Topic 326. In December 2018, regulators issued a final rule related to regulatory capital (Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations) which is intended to provide regulatory capital relief for entities transitioning to CECL. In April 2019, the FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments – Credit Losses, Topic 815, Derivatives and Hedging and Topic 825, Financial Instruments . As it relates to CECL, this guidance amends certain provisions contained in ASU 2016-13, particularly in regards to the inclusion of accrued interest in the definition of amortized cost, as well as clarifying that extension and renewal options that are not unconditionally cancelable by the entity that are included in the original or modified contract should be considered in the entity’s determination of expected credit losses. The amendments in this update are effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2019 for public companies. Early adoption is permitted beginning after December 15, 2018, including interim periods within those fiscal years. An entity will apply the amendments in this update through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption (modified-retrospective approach). Upon adoption, the change in this accounting guidance could result in an increase in the Company's allowance for loan losses and require the Company to record loan losses more rapidly. The Company has engaged the services of a qualified third-party service provider to assist management in estimating credit allowances under this standard and is currently evaluating the impact of ASU 2016-13 on its consolidated financial statements. On October 16, 2019, the FASB decided to move forward with finalizing its proposal to defer the effective date for ASU 2016-13 for smaller reporting companies to fiscal years beginning after December 31, 2022, including interim periods within those fiscal periods. Since the Company currently meets the SEC definition of a smaller reporting company, the delay will be applicable to the Company. In August 2018, the FASB issued ASU 2018-14, Compensation - Retirement Benefits - Defined Benefit Plans - General (Subtopic 715-20) . The amendments in this update change the disclosure requirements for defined benefit plans. The amendments in this update are effective for fiscal years ending after December 15, 2020 for the Company. An entity should apply the amendments in this update on a retrospective basis to all periods presented. The update was effective for the Company on January 1, 2021 and the amendments in this update did not have a material impact on the Company’s disclosures. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The amendments in this update provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The amendments in this update are elective and apply to all entities that have contracts that reference LIBOR or another reference rate expected to be discontinued. The guidance includes a general principle that permits an entity to consider contract modifications due to reference rate reform to be an event that does not require contract remeasurement at the modification date or reassessment of a previous accounting determination. An optional expedient simplifies accounting for contract modifications to loans receivable and debt, by prospectively adjusting the effective interest rate. The amendments in ASU 2020-04 are effective as of March 12, 2020 through December 31, 2022. The Company expects to apply the amendments prospectively for applicable loan and other contracts within the effective period of ASU 2020-04.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2021
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	3. Accumulated other comprehensive income The following tables illustrate the changes in accumulated other comprehensive income by component and the details about the components of accumulated other comprehensive income as of and for the periods indicated: As of and for the three months ended March 31, 2021 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 8,952 Other comprehensive loss before reclassifications, net of tax ( 7,789 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 7,789 ) Ending balance $ 1,163 As of and for the three months ended March 31, 2020 Unrealized gains (losses) on available-for-sale (dollars in thousands) securities Beginning balance $ 3,602 Other comprehensive income before reclassifications, net of tax 3,248 Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive income 3,248 Ending balance $ 6,850 There were no amounts reclassified from accumulated other comprehensive income for the three months ended March 31, 2021 and 2020.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2021
Investment Securities [Abstract]
Investment Securities	4. Investment securities Agency – Government-sponsored enterprise (GSE) and Mortgage-backed securities (MBS) - GSE residential Agency – GSE and MBS – GSE residential securities consist of short- to long-term notes issued by Federal Home Loan Mortgage Corporation (FHLMC), FNMA, FHLB and Government National Mortgage Association (GNMA). These securities have interest rates that are fixed and adjustable, have varying short to long-term maturity dates and have contractual cash flows guaranteed by the U.S. government or agencies of the U.S. government. Obligations of states and political subdivisions The municipal securities are bank qualified or bank eligible, general obligation and revenue bonds rated as investment grade by various credit rating agencies and have fixed rates of interest with mid- to long-term maturities. Fair values of these securities are highly driven by interest rates. Management performs ongoing credit quality reviews on these issues. The amortized cost and fair value of investment securities at March 31, 2021 and December 31, 2020 are summarized as follows: Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value March 31, 2021 Available-for-sale debt securities: Agency - GSE $ 58,792 $ 336 $ ( 2,278 ) $ 56,850 Obligations of states and political subdivisions 226,443 5,118 ( 3,400 ) 228,161 MBS - GSE residential 149,915 3,047 ( 1,351 ) 151,611 Total available-for-sale debt securities $ 435,150 $ 8,501 $ ( 7,029 ) $ 436,622 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2020 Available-for-sale debt securities: Agency - GSE $ 45,146 $ 392 $ ( 91 ) $ 45,447 Obligations of states and political subdivisions 192,385 7,480 ( 152 ) 199,713 MBS - GSE residential 143,557 3,881 ( 178 ) 147,260 Total available-for-sale debt securities $ 381,088 $ 11,753 $ ( 421 ) $ 392,420 The amortized cost and fair value of debt securities at March 31, 2021 by contractual maturity are summarized below: Amortized Fair (dollars in thousands) cost value Available-for-sale securities: Debt securities: Due in one year or less $ 967 $ 1,007 Due after one year through five years 5,961 6,298 Due after five years through ten years 73,232 70,598 Due after ten years 205,075 207,108 MBS - GSE residential 149,915 151,611 Total available-for-sale debt securities $ 435,150 $ 436,622 Actual maturities will differ from contractual maturities because issuers and borrowers may have the right to call or repay obligations with or without call or prepayment penalty. Agency – GSE and municipal securities are included based on their original stated maturity. MBS – GSE residential, which are based on weighted-average lives and subject to monthly principal pay-downs, are listed in total. Most of the securities have fixed rates or have predetermined scheduled rate changes and many have call features that allow the issuer to call the security at par before its stated maturity without penalty. The following table presents the fair value and gross unrealized losses of debt securities aggregated by investment type, the length of time and the number of securities that have been in a continuous unrealized loss position as of March 31, 2021 and December 31, 2020: Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses March 31, 2021 Agency - GSE $ 50,552 $ ( 2,278 ) $ - $ - $ 50,552 $ ( 2,278 ) Obligations of states and political subdivisions 127,546 ( 3,400 ) - - 127,546 ( 3,400 ) MBS - GSE residential 67,080 ( 1,351 ) - - 67,080 ( 1,351 ) Total $ 245,178 $ ( 7,029 ) $ - $ - $ 245,178 $ ( 7,029 ) Number of securities 128 - 128 December 31, 2020 Agency - GSE $ 27,602 $ ( 91 ) $ - $ - $ 27,602 $ ( 91 ) Obligations of states and political subdivisions 15,256 ( 152 ) - - 15,256 ( 152 ) MBS - GSE residential 14,753 ( 178 ) - - 14,753 ( 178 ) Total $ 57,611 $ ( 421 ) $ - $ - $ 57,611 $ ( 421 ) Number of securities 30 - 30 The Company had 128 debt securities in an unrealized loss position at March 31, 2021, including 22 agency securities, 22 mortgage-backed securities and 84 municipal securities. The severity of these unrealized losses based on their underlying cost basis was as follows at March 31, 2021: 4.31 % for agencies, 1.97 % for total MBS-GSE; and 2.60 % for municipals. None of these securities had been in an unrealized loss position in excess of 12 months. Management has no intent to sell any securities in an unrealized loss position as of March 31, 2021. Management believes the cause of the unrealized losses is related to changes in interest rates, instability in the capital markets or the limited trading activity due to illiquid conditions in the debt market and is not directly related to credit quality. Quarterly, management conducts a formal review of investment securities for the presence of other than temporary impairment (OTTI). The accounting guidance related to OTTI requires the Company to assess whether OTTI is present when the fair value of a debt security is less than its amortized cost as of the balance sheet date. Under those circumstances, OTTI is considered to have occurred if: (1) the entity has the intent to sell the security; (2) more likely than not the entity will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost. The accounting guidance requires that credit-related OTTI be recognized in earnings while non-credit-related OTTI on securities not expected to be sold be recognized in other comprehensive income (OCI). Non-credit-related OTTI is based on other factors affecting market value, including illiquidity. The Company’s OTTI evaluation process also follows the guidance set forth in topics related to debt securities. The guidance set forth in the pronouncements require the Company to take into consideration current market conditions, fair value in relationship to cost, extent and nature of changes in fair value, issuer rating changes and trends, volatility of earnings, current analysts’ evaluations, all available information relevant to the collectability of debt securities, the ability and intent to hold investments until a recovery of fair value which may be to maturity and other factors when evaluating for the existence of OTTI. The guidance requires that credit-related OTTI be recognized as a realized loss through earnings when there has been an adverse change in the holder’s expected cash flows such that the full amount (principal and interest) will probably not be received. This requirement is consistent with the impairment model in the guidance for accounting for debt securities. For all debt securities, as of March 31, 2021, the Company applied the criteria provided in the recognition and presentation guidance related to OTTI. That is, management has no intent to sell the securities and nor any conditions were identified by management that, more likely than not, would require the Company to sell the securities before recovery of their amortized cost basis. The results indicated there was no presence of OTTI in the Company’s security portfolio. In addition, management believes the change in fair value is attributable to changes in interest rates.

Loans and Leases

Loans and Leases	3 Months Ended
	Mar. 31, 2021
Loans and Leases [Abstract]
Loans and Leases	5. Loans and leases The classifications of loans and leases at March 31, 2021 and December 31, 2020 are summarized as follows: (dollars in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 295,595 $ 280,757 Commercial real estate: Non-owner occupied 202,500 192,143 Owner occupied 179,932 179,923 Construction 11,721 10,231 Consumer: Home equity installment 38,425 40,147 Home equity line of credit 47,675 49,725 Auto loans 96,841 98,386 Direct finance leases 20,421 20,095 Other 6,098 7,602 Residential: Real estate 221,766 218,445 Construction 22,340 23,357 Total 1,143,314 1,120,811 Less: Allowance for loan losses ( 14,839 ) ( 14,202 ) Unearned lease revenue ( 1,155 ) ( 1,159 ) Loans and leases, net $ 1,127,320 $ 1,105,450 As of March 31, 2021, total loans of $ 1.1 billion were reflected net of deferred loan fees of $ 0.4 million, including $ 4.3 million in deferred fee income from Paycheck Protection Program (PPP) loans net of $ 3.9 million in deferred loan costs on other loans. Net deferred loan costs of $ 1.7 million, including $ 2.2 million in deferred fee income from PPP loans net of $ 3.9 million in deferred loan costs, have been included in the carrying values of loans at December 31, 2020. Commercial and industrial loan balances were $ 295.6 million at March 31, 2021 and $ 280.8 million on December 31, 2020. As of March 31, 2021, the commercial and industrial loan balance included $ 144.7 million in PPP loans (net of deferred fees) compared to $ 129.9 million as of December 31, 2020. Direct finance leases include the lease receivable and the guaranteed lease residual. Unearned lease revenue represents the difference between the lessor’s investment in the property and the gross investment in the lease. Unearned revenue is accrued over the life of the lease using the effective interest method. The Company services real estate loans for investors in the secondary mortgage market which are not included in the accompanying consolidated balance sheets. The approximate unpaid principal balance of mortgages serviced amounted to $ 420.5 million as of March 31, 2021 and $ 366.5 million as of December 31, 2020. Mortgage servicing rights amounted to $ 1.8 million and $ 1.3 million as of March 31, 2021 and December 31, 2020, respectively. Management is responsible for conducting the Company’s credit risk evaluation process, which includes credit risk grading of individual commercial and industrial and commercial real estate loans. Commercial and industrial and commercial real estate loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may be changed at any time management feels an upgrade or downgrade may be warranted. The Company utilizes an external independent loan review firm that reviews and validates the credit risk program on at least an annual basis. Results of these reviews are presented to management and the board of directors. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. The global pandemic referred to as COVID-19 has created many barriers to loan production relative to the measures taken to slow the spread. These measures have put a large strain on a wide variety of industries within the global economy generally, and the Company’s market specifically. The overall economic impact and effect of the measures is yet to be fully understood as its effects will most likely lag timewise behind while businesses and governments inject resources to help lessen the impact. Despite efforts to lessen the impact, it is the Company’s current belief that the pandemic will temporarily, or in some cases permanently, damage our borrower’s ability to repay loans and comply with terms. Paycheck Protection Program Loans The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, and provided over $2.0 trillion in emergency economic relief to individuals and businesses impacted by the COVID-19 pandemic. The CARES Act authorized the Small Business Administration (SBA) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (PPP). As a qualified SBA lender, the Company was automatically authorized to originate PPP loans. The SBA will guarantee 100% of the PPP loans made to eligible borrowers. The entire principal amount of the borrowers’ PPP loan, including any accrued interest, is eligible to be reduced by the loan forgiveness amount under the PPP. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act) was enacted, extending the authority to make PPP loans through March 31, 2021, revising certain PPP requirements, and permitting second draw PPP loans. On March 11, 2021, the American Rescue Plan Act of 2021 (American Rescue Plan Act) was enacted expanding eligibility for first and second draw PPP loans and revising the exclusions from payroll costs for purposes of loan forgiveness. As of March 31, 2021, the Company had 1,414 PPP loans outstanding totaling $ 149.1 million, which represents a $ 17.0 million, or 13 %, increase from the 1,246 loans totaling $ 132.1 million as of December 31, 2020. During the first quarter of 2021, the Company recognized $ 1.8 million in SBA fees from PPP loans. Unearned fees attributed to PPP loans, net of $ 0.2 million in fees paid to referral sources as prescribed by the SBA under the PPP program, were $ 4.3 million as of March 31, 2021. Acquired loans Acquired loans are marked to fair value on the date of acquisition. For detailed information on calculating the fair value of acquired loans, see Footnote 9, “Acquisition.” The carryover of allowance for loan losses related to acquired loans is prohibited as any credit losses in the loans are included in the determination of the fair value of the loans at the acquisition date. The allowance for loan losses on acquired loans reflects only those losses incurred after acquisition and represents the present value of cash flows expected at acquisition that is no longer expected to be collected. The Company reported provisional fair value adjustments regarding the acquired MNB Corporation loan portfolio. Therefore, the Company did not record an allowance on the acquired non-purchased credit impaired loans. In conjunction with the quarterly evaluation of the adequacy of the allowance for loan losses, the Company performs an analysis on acquired loans to determine whether there has been subsequent deterioration in relation to those loans. If deterioration has occurred, the Company will include these loans in the calculation of the allowance for loan losses after the initial valuation and provide reserves accordingly. Upon acquisition, in accordance with U.S. GAAP, the Company has individually determined whether each acquired loan is within the scope of ASC 310-30 deemed as purchased credit impaired (PCI). As part of this process, the Company’s senior management and other relevant individuals reviewed the seller’s loan portfolio on a loan-by-loan basis to determine if any loans met the two-part definition of an impaired loan as defined by ASC 310-30: 1) Credit deterioration on the loan from its inception until the acquisition date, and 2) It is probable that not all contractual cash flows will be collected on the loan. With regards to ASC 310-30 loans, for external disclosure purposes, the aggregate contractual cash flows less the aggregate expected cash flows result in a credit related non-accretable yield amount. The aggregate expected cash flows less the acquisition date fair value result in an accretable yield amount. The accretable yield reflects the contractual cash flows management expects to collect above the loan's acquisition date fair value and will be recognized over the life of the loan on a level-yield basis as a component of interest income. Over the life of the acquired ASC 310-30 loan, the Company continues to estimate cash flows expected to be collected. Decreases in expected cash flows, other than from prepayments or rate adjustments, are recognized as impairments through a charge to the provision for credit losses resulting in an increase in the allowance for credit losses. Subsequent improvements in cash flows result in first, reversal of existing valuation allowances recognized after acquisition, if any, and next, an increase in the amount of accretable yield to be subsequently recognized on a prospective basis over the loan’s remaining life. Acquired ASC 310-30 loans that met the criteria for non-accrual of interest prior to acquisition are considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if the Company can reasonably estimate the timing and amount of expected cash flows on such loans. Accordingly, the Company does not consider acquired contractually delinquent loans to be non-accruing and continues to recognize accretable yield on these loans which is recognized as interest income on a level yield method over the life of the loan. Acquired ASC 310-20 loans, which are loans that did not meet the criteria above, were pooled into groups of similar loans based on various factors including borrower type, loan purpose, and collateral type. For these pools, the Company used certain loan information, including outstanding principal balance, estimated expected losses, weighted average maturity, weighted average margin, and weighted average interest rate along with estimated prepayment rates, expected lifetime losses, and environment factors to estimate the expected cash flow for each loan pool. Within the ASC 310-20 loans, the Company identified certain loans that have higher risk due to the COVID-19 pandemic. Although performing at the time of acquisition and likely will continue making payments in accordance with contractual terms, management elected a higher credit adjustment on these loans to reflect the greater inherent risk that the borrower will default on payments. These higher risk factors include loans that requested forbearance consistent with FIL-17-2020 FDIC Statement on Financial Institutions Working with Customers Affected by the Coronavirus and Regulatory and Supervisory Assistance , loans that were in industries determined to be at greater risk to economic disruption due to COVID-19, and loans that had a prior history of delinquency greater than 60 days at any point in the lifetime of the loan. The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table. For the three months ended (dollars in thousands) March 31, 2021 Balance at beginning of period $ 563 Accretable yield on acquired loans - Reclassification from non-accretable difference 13 Accretion of accretable yield ( 103 ) Balance at end of period $ 473 During the first quarter of 2021, management performed an analysis of all loans accounted for under ASC 310-30. Two loans had actual payments exceed estimates resulting in a $ 13 thousand reclassification from non-accretable discount to accretable discount. Additionally, one loan was paid off with $ 17 thousand in accretable yield and $ 269 in non-accretable yield amortized to interest income. Cash flows expected to be collected on acquired loans are estimated quarterly by incorporating several key assumptions. These key assumptions include probability of default and the number of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income, and possibly principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. Improved cash flow expectations for loans or pools are recorded first as a reversal of previously recorded impairment, if any, and then as an increase in prospective yield when all previously recorded impairment has been recaptured. Non-accrual loans Non-accrual loans, segregated by class, at March 31, 2021 and December 31, 2020, were as follows: (dollars in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 507 $ 590 Commercial real estate: Non-owner occupied 821 846 Owner occupied 1,560 1,123 Consumer: Home equity installment 26 61 Home equity line of credit 287 395 Auto loans 14 27 Residential: Real estate 714 727 Total $ 3,929 $ 3,769 The table above excludes $ 1.3 million in purchased credit impaired loans, net of unamortized fair value adjustments. The decision to place loans on non-accrual status is made on an individual basis after considering factors pertaining to each specific loan. C&I and CRE loans are placed on non-accrual status when management has determined that payment of all contractual principal and interest is in doubt or the loan is past due 90 days or more as to principal and interest, unless well-secured and in the process of collection. Consumer loans secured by real estate and residential mortgage loans are placed on non-accrual status at 90 days past due as to principal and interest and unsecured consumer loans are charged-off when the loan is 90 days or more past due as to principal and interest. The Company considers all non-accrual loans to be impaired loans. Troubled Debt Restructuring (TDR) A modification of a loan constitutes a troubled debt restructuring (TDR) when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company considers all TDRs to be impaired loans. The Company typically considers the following concessions when modifying a loan, which may include lowering interest rates below the market rate, temporary interest-only payment periods, term extensions at interest rates lower than the current market rate for new debt with similar risk and/or converting revolving credit lines to term loans. The Company typically does not forgive principal when granting a TDR modification. Consistent with Section 4013 and the Revised Statement of Section 4013 of the CARES Act, specifically “Temporary Relief From Troubled Debt Restructurings”, the Company approved requests by borrowers to modify loan terms and defer principal and/or interest payment for loans. U.S. GAAP permits the suspension of TDR determination defined under ASC 310-40 provided that such modifications are made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief. This includes short-term (i.e. six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or delays in payment that are insignificant. Borrowers considered current for purposes of Section 4013 are those that are less than 30 days past due on their contractual payments at the time the modification program is implemented. Beginning the week of March 16, 2020, the Company began receiving requests for temporary modifications to the repayment structure for borrower loans. Modification terms included interest only or full payment deferral for up to 6 months. As of March 31, 2021, the Company had 5 temporary modifications with principal balances totaling $ 0.7 million. As of December 31, 2020, the Company had 10 temporary modifications with principal balances totaling $ 2.2 million. There were no loans modified in a TDR for the three months ended March 31, 2021 and 2020. Of the TDRs outstanding as of March 31, 2021 and 2020, when modified, the concessions granted consisted of temporary interest-only payments, extensions of maturity date, or a reduction in the rate of interest to a below-market rate for a contractual period of time. Other than the TDRs that were placed on non-accrual status, the TDRs were performing in accordance with their modified terms. Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment. There were no loans modified as a TDR within the previous twelve months that subsequently defaulted (i.e. 90 days or more past due following a modification) during the three months ended March 31, 2021 and 2020. The allowance for loan losses (allowance) may be increased, adjustments may be made in the allocation of the allowance or partial charge-offs may be taken to further write-down the carrying value of the loan. An allowance for impaired loans that have been modified in a TDR is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s observable market price. If the loan is collateral dependent, the estimated fair value of the collateral is used to establish the allowance. As of March 31, 2021 and 2020, the balance of outstanding TDRs was $ 3.1 million and $ 1.5 million, respectively. As of March 31, 2021 and 2020, the allowance for impaired loans that have been modified in a TDR was $ 0.7 million and $ 0.2 million, respectively. Past due loans Loans are considered past due when the contractual principal and/or interest is not received by the due date. For loans reported 30-59 days past due, certain categories of loans are reported past due as and when the loan is in arrears for two payments or billing cycles. An aging analysis of past due loans, segregated by class of loans, as of the period indicated is as follows (dollars in thousands): Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days March 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial 185 - 507 692 294,903 295,595 - Commercial real estate: Non-owner occupied - - 821 821 201,679 202,500 - Owner occupied - - 1,560 1,560 178,372 179,932 - Construction - - - - 11,721 11,721 - Consumer: Home equity installment 130 5 26 161 38,264 38,425 - Home equity line of credit 55 - 287 342 47,333 47,675 - Auto loans 103 52 46 201 96,640 96,841 32 Direct finance leases 107 194 27 328 18,938 19,266 (2) 27 Other 4 - - 4 6,094 6,098 - Residential: Real estate 77 - 714 791 220,975 221,766 - Construction - - - - 22,340 22,340 - Total $ 661 $ 251 $ 3,988 $ 4,900 $ 1,137,259 $ 1,142,159 $ 59 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.2 million. (3) Includes net deferred loan fees of ($448 thousand). Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2020 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ 288 505 590 1,383 279,374 280,757 - Commercial real estate: Non-owner occupied 79 - 846 925 191,218 192,143 - Owner occupied 1 - 1,123 1,124 178,799 179,923 - Construction - - - - 10,231 10,231 - Consumer: Home equity installment 102 - 61 163 39,984 40,147 - Home equity line of credit 24 - 395 419 49,306 49,725 - Auto loans 197 25 27 249 98,137 98,386 - Direct finance leases 294 - 61 355 18,581 18,936 (2) 61 Other 9 - - 9 7,593 7,602 - Residential: Real estate - 74 727 801 217,644 218,445 - Construction - - - - 23,357 23,357 - Total $ 994 $ 604 $ 3,830 $ 5,428 $ 1,114,224 $ 1,119,652 $ 61 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.2 million. (3) Includes net deferred loan costs of $ 1.7 million. Impaired loans Impaired loans, segregated by class, as of the period indicated are detailed below: Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance March 31, 2021 Commercial and industrial $ 605 $ 461 $ 46 $ 507 $ 150 Commercial real estate: Non-owner occupied 2,834 1,678 1,144 2,822 490 Owner occupied 2,414 1,851 197 2,048 602 Consumer: Home equity installment 59 - 26 26 - Home equity line of credit 336 32 255 287 1 Auto loans 37 10 4 14 3 Residential: Real estate 762 554 160 714 141 Total $ 7,047 $ 4,586 $ 1,832 $ 6,418 $ 1,387 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2020 Commercial and industrial $ 688 $ 549 $ 41 $ 590 $ 213 Commercial real estate: Non-owner occupied 2,960 1,677 1,171 2,848 481 Owner occupied 2,058 1,219 473 1,692 309 Consumer: Home equity installment 106 - 61 61 - Home equity line of credit 443 105 290 395 48 Auto loans 50 27 - 27 4 Residential: Real estate 774 559 168 727 151 Total $ 7,079 $ 4,136 $ 2,204 $ 6,340 $ 1,206 At March 31, 2021, impaired loans totaled $ 6.4 million consisting of $ 2.5 million in accruing TDRs and $ 3.9 million in non-accrual loans. At December 31, 2020, impaired loans totaled $ 6.3 million consisting of $ 2.5 million in accruing TDRs and $ 3.8 million in non-accrual loans. As of March 31, 2021, the non-accrual loans included three TDRs to two unrelated borrowers totaling $ 0.7 million compared with four TDRs to three unrelated borrowers totaling $ 0.7 million as of December 31, 2020. A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the payments in accordance with the contractual terms of the loan. Factors considered in determining impairment include payment status, collateral value, and the probability of collecting payments when due. The significance of payment delays and/or shortfalls is determined on a case-by-case basis. All circumstances surrounding the loan are considered. Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record. Impairment is measured on these loans on a loan-by-loan basis. Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors. The following table presents the average recorded investments in impaired loans and related amount of interest income recognized during the periods indicated below. The average balances are calculated based on the quarter-end balances of impaired loans. Payments received from non-accruing impaired loans are first applied against the outstanding principal balance, then to the recovery of any charged-off amounts. Any excess is treated as a recovery of interest income. Payments received from accruing impaired loans are applied to principal and interest, as contractually agreed upon. March 31, 2021 March 31, 2020 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 438 $ - $ - $ 252 $ - $ - Commercial real estate: Non-owner occupied 2,318 22 - 884 6 - Owner occupied 1,853 4 - 2,327 6 - Construction - - - - - - Consumer: Home equity installment 46 4 - 49 - - Home equity line of credit 366 4 - 245 - - Auto Loans 51 - - 52 - - Other - - - - - - Residential: Real estate 761 - - 1,102 - - Total $ 5,833 $ 34 $ - $ 4,911 $ 12 $ - Credit Quality Indicators Commercial and industrial and commercial real estate The Company utilizes a loan grading system and assigns a credit risk grade to its loans in the C&I and CRE portfolios. The grading system provides a means to measure portfolio quality and aids in the monitoring of the credit quality of the overall loan portfolio. The credit risk grades are arrived at using a risk rating matrix to assign a grade to each of the loans in the C&I and CRE portfolios. The following is a description of each risk rating category the Company uses to classify each of its C&I and CRE loans: Pass Loans in this category have an acceptable level of risk and are graded in a range of one to five. Secured loans generally have good collateral coverage. Current financial statements reflect acceptable balance sheet ratios, sales and earnings trends. Management is competent, and a reasonable succession plan is evident. Payment experience on the loans has been good with minor or no delinquency experience. Loans with a grade of one are of the highest quality in the range. Those graded five are of marginally acceptable quality. Special Mention Loans in this category are graded a six and may be protected but are potentially weak. They constitute a credit risk to the Company but have not yet reached the point of adverse classification. Some of the following conditions may exist: little or no collateral coverage; lack of current financial information; delinquency problems; highly leveraged; available financial information reflects poor balance sheet ratios and profit and loss statements reflect uncertain trends; and document exceptions. Cash flow may not be sufficient to support total debt service requirements. Substandard Loans in this category are graded a seven and have a well-defined weakness which may jeopardize the ultimate collectability of the debt. The collateral pledged may be lacking in quality or quantity. Financial statements may indicate insufficient cash flow to service the debt; and/or do not reflect a sound net worth. The payment history indicates chronic delinquency problems. Management is weak. There is a distinct possibility that the Company may sustain a loss. All loans on non-accrual are rated substandard. Other loans that are included in the substandard category can be accruing, as well as loans that are current or past due. Loans 90 days or more past due, unless otherwise fully supported, are classified substandard. Also, borrowers that are bankrupt or have loans categorized as TDRs can be graded substandard. Doubtful Loans in this category are graded an eight and have a better than 50% possibility of the Company sustaining a loss, but the loss cannot be determined because of specific reasonable factors which may strengthen credit in the near-term. Many of the weaknesses present in a substandard loan exist. Liquidation of collateral, if any, is likely. Any loan graded lower than an eight is considered to be uncollectible and charged-off. Consumer and residential The consumer and residential loan segments are regarded as homogeneous loan pools and as such are not risk rated. For these portfolios, the Company utilizes payment activity and history in assessing performance. Non-performing loans are comprised of non-accrual loans and loans past due 90 days or more and accruing. All loans not classified as non-performing are considered performing. The following table presents loans including ($ 448 thousand) and $ 1.7 million of deferred (fees)/costs, segregated by class, categorized into the appropriate credit quality indicator category as of March 31, 2021 and December 31, 2020, respectively: Commercial credit exposure Credit risk profile by creditworthiness category March 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 289,630 $ 2,623 $ 3,342 $ - $ 295,595 Commercial real estate - non-owner occupied 191,235 5,343 5,922 - 202,500 Commercial real estate - owner occupied 169,042 2,415 8,475 - 179,932 Commercial real estate - construction 10,505 1,216 - - 11,721 Total commercial $ 660,412 $ 11,597 $ 17,739 $ - $ 689,748 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity March 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 38,399 $ 26 $ 38,425 Home equity line of credit 47,388 287 47,675 Auto loans 96,795 46 96,841 Direct finance leases (1) 19,239 27 19,266 Other 6,098 - 6,098 Total consumer 207,919 386 208,305 Residential Real estate 221,052 714 221,766 Construction 22,340 - 22,340 Total residential 243,392 714 244,106 Total consumer & residential $ 451,311 $ 1,100 $ 452,411 (1) Net of unearned lease revenue of $ 1.2 million. Commercial credit exposure Credit risk profile by creditworthiness category December 31, 2020 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 272,889 $ 4,162 $ 3,706 $ - $ 280,757 Commercial real estate - non-owner occupied 179,311 6,445 6,387 - 192,143 Commercial real estate - owner occupied 167,873 3,241 8,809 - 179,923 Commercial real estate - construction 8,635 1,233 363 - 10,231 Total commercial $ 628,708 $ 15,081 $ 19,265 $ - $ 663,054 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity December 31, 2020 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 40,086 $ 61 $ 40,147 Home equity line of credit 49,330 395 49,725 Auto loans 98,359 27 98,386 Direct finance leases (2) 18,875 61 18,936 Other 7,602 - 7,602 Total consumer 214,252 544 214,796 Residential Real estate 217,718 727 218,445 Construction 23,357 - 23,357 Total residential 241,075 727 241,802 Total consumer & residential $ 455,327 $ 1,271 $ 456,598 (2) Net of unearned lease revenue of $ 1.2 million. Allowance for loan losses Management continually evaluates the credit quality of the Company’s loan portfolio and performs a formal review of the adequacy of the allowance on a quarterly basis. The allowance reflects management’s best estimate of the amount of credit losses in the loan portfolio. Management’s judgment is based on the evaluation of individual loans, experience, the assessment of current economic conditions and other relevant factors including the amounts and timing of cash flows expected to be received on impaired loans. Those estimates may be susceptible to significant change. Loan losses are charged directly against the allowance when loans are deemed to be uncollectible. Recoveries from previously charged-off loans are added to the allowance when received. Management applies two primary components during the loan review process to determine proper allowance levels. The two components are a specific loan loss allocation for loans that are deemed impaired and a general loan loss allocation for those loans not specifically allocated. The methodology to analyze the adequacy of the allowance for loan losses is as follows:  identification of specific impaired loans by loan category;  identification of specific loans that are not impaired, but have an identified potential for loss;  calculation of specific allowances where required for the impaired loans based on collateral and other objective and quantifiable evidence;  determination of loans with similar credit characteristics within each class of the loan portfolio segment and eliminating the impaired loans;  application of historical loss percentages (trailing twelve-quarter average) to pools to determine the allowance allocation;  application of qualitative factor adjustment percentages to historical losses for trends or changes in the loan portfolio.  Qualitative factor adjustments include: o levels of and trends in delinquencies and non-accrual loans; o levels of and trends in charge-offs and recoveries; o trends in volume and terms of loans; o changes in risk selection and underwriting standards; o changes in lending policies and legal and regulatory requirements; o experience, ability and depth of lending management; o national and local economic trends and conditions; and o changes in credit concentrations. Allocation of the allowance for different categories of loans is based on the methodology as explained above. A key element of the methodology to determine the allowance is the Company’s credit risk evaluation process, which includes credit risk grading of individual C&I and CRE loans. C&I and CRE loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may be changed at any time management feels an upgrade or downgrade may be warranted. The credit risk grades for the C&I and CRE loan portfolios are considered in the reserve methodology and los

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	6. Ear nings per share Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards. The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares. For granted and unexercised stock-settled stock appreciation rights (SSARs), dilution would occur if Company-issued SSARs were exercised and converted into common stock. As of the three months ended March 31, 2021, there were 31,934 potentially dilutive shares related to issued and unexercised SSARs compared to 28,070 for the same 2020 period, respectively. For restricted stock, dilution would occur from the Company’s previously granted but unvested shares. There were 10,875 potentially dilutive shares related to unvested restricted share grants as of the three months ended March 31, 2021 compared to 6,303 for the same 2020 period, respectively. In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and SSARs and unvested restricted stock. Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock. Proceeds include amounts received from the exercise of outstanding stock options and compensation cost for future service that the Company has not yet recognized in earnings. The Company does not consider awards from share-based grants in the computation of basic EPS. The following table illustrates the data used in computing basic and diluted EPS for the periods indicated: Three months ended March 31, 2021 2020 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 5,667 $ 2,634 Weighted-average common shares outstanding 4,990,768 3,792,741 Basic EPS $ 1.14 $ 0.69 Diluted EPS: Net income available to common shareholders $ 5,667 $ 2,634 Weighted-average common shares outstanding 4,990,768 3,792,741 Potentially dilutive common shares 42,809 34,373 Weighted-average common and potentially dilutive shares outstanding 5,033,577 3,827,114 Diluted EPS $ 1.13 $ 0.69

Stock Plans

Stock Plans	3 Months Ended
	Mar. 31, 2021
Stock Plans [Abstract]
Stock Plans	7. Stock plans The Company has two stock-based compensation plans (the stock compensation plans) from which it can grant stock-based compensation awards and applies the fair value method of accounting for stock-based compensation provided under current accounting guidance. The guidelines require the cost of share-based payment transactions (including those with employees and non-employees) be recognized in the financial statements. The Company’s stock compensation plans were shareholder-approved and permit the grant of share-based compensation awards to its employees and directors. The Company believes that the stock-based compensation plans will advance the development, growth and financial condition of the Company by providing incentives through participation in the appreciation in the value of the Company’s common stock. In return, the Company hopes to secure, retain and motivate the employees and directors who are responsible for the operation and the management of the affairs of the Company by aligning the interest of its employees and directors with the interest of its shareholders. In the stock compensation plans, employees and directors are eligible to be awarded stock-based compensation grants which can consist of stock options (qualified and non-qualified), stock appreciation rights (SARs) and restricted stock. At the 2012 annual shareholders’ meeting, the Company’s shareholders approved and the Company adopted the 2012 Omnibus Stock Incentive Plan and the 2012 Director Stock Incentive Plan (collectively, the 2012 stock incentive plans). Unless terminated by the Company’s board of directors, the 2012 stock incentive plans will expire on and no stock-based awards shall be granted after the year 2022 . In each of the 2012 stock incentive plans, the Company has reserved 750,000 shares of its no-par common stock for future issuance. The Company recognizes share-based compensation expense over the requisite service or vesting period. During 2015, the Company created a Long-Term Incentive Plan (LTIP) that awarded restricted stock and stock-settled stock appreciation rights (SSARs) to senior officers based on the attainment of performance goals. The service requirement was the participant’s continued employment throughout the LTIP with a three year vesting period. Under this plan, the restricted stock had a two year post vesting holding period requirement. The SSAR awards have a ten year term from the date of each grant. During the first quarter of 2021, the Company approved a 1 -year LTIP and awarded restricted stock to senior officers and managers in February and March 2021 based on 2020 performance. During the first quarter of 2020, the Company approved a 1 -year LTIP and awarded restricted stock to senior officers and managers in February and March 2020 based on 2019 performance. The following table summarizes the weighted-average fair value and vesting of restricted stock grants awarded during the periods ended March 31, 2021 and 2020 under the 2012 stock incentive plans: March 31, 2021 March 31, 2020 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 12,500 (2) $ 52.00 6,000 (2) $ 56.63 Omnibus plan 13,552 (3) 52.00 11,761 (3) 55.06 Omnibus plan 50 (1) 58.17 50 (1) 57.62 Omnibus plan 36 (3) 58.17 - - Total 26,138 $ 52.02 17,811 $ 55.59 (1) Vest after 1 year (2) Vest after 3 years – 33 % each year (3) Vest fully after 3 years The fair value of the shares granted in 2021 was calculated using the grant date stock price. A summary of the status of the Company’s non-vested restricted stock as of and changes during the period indicated are presented in the following table: 2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2020 9,402 20,675 30,077 $ 53.36 Granted 12,500 13,638 26,138 52.02 Forfeited - ( 255 ) ( 255 ) 52.68 Vested ( 4,998 ) ( 6,061 ) ( 11,059 ) 52.28 Non-vested balance at March 31, 2021 16,904 27,997 44,901 $ 53.14 A summary of the status of the Company’s SSARs as of and changes during the period indicated are presented in the following table: Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2020 97,264 $ 9.47 6.5 Granted - Exercised ( 2,932 ) 3.48 Forfeited - Outstanding March 31, 2021 94,332 $ 9.66 6.3 Of the SSARs outstanding at March 31, 2021, 90,639 vested and were exercisable. SSARs vest over a three year period – 33 % per year. During the first quarter of 2021, there were 2,932 SSARs exercised. The intrinsic value recorded for these SSARs was $ 10,190 . The tax deduction realized from the exercise of these SSARs was $ 125,810 resulting in a tax benefit of $ 26,420 . There were no SSARs exercised during the first quarter of 2020. Share-based compensation expense is included as a component of salaries and employee benefits in the consolidated statements of income. The following tables illustrate stock-based compensation expense recognized on non-vested equity awards during the three months ended March 31, 2021 and 2020 and the unrecognized stock-based compensation expense as of March 31, 2021: Three months ended March 31, (dollars in thousands) 2021 2020 Stock-based compensation expense: Director stock incentive plan $ 75 $ 78 Omnibus stock incentive plan 157 170 Employee stock purchase plan 44 27 Total stock-based compensation expense $ 276 $ 275 In addition, during the three months ended March 31, 2021 and 2020, the Company reversed accruals of ($ 10 thousand) and ($ 32 thousand) in stock-based compensation expense for restricted stock and SSARs awarded under the Omnibus Plan. As of (dollars in thousands) March 31, 2021 Unrecognized stock-based compensation expense: Director plan $ 846 Omnibus plan 1,249 Total unrecognized stock-based compensation expense $ 2,095 The unrecognized stock-based compensation expense as of March 31, 2021 will be recognized ratably over the periods ended February 2024 and March 2024 for the Director Plan and the Omnibus Plan, respectively. In addition to the 2012 stock incentive plans, the Company established the 2002 Employee Stock Purchase Plan (the ESPP) and reserved 165,000 shares of its un-issued capital stock for issuance under the plan. The ESPP was designed to promote broad-based employee ownership of the Company’s stock and to motivate employees to improve job performance and enhance the financial results of the Company. Under the ESPP, participation is voluntary whereby employees use automatic payroll withholdings to purchase the Company’s capital stock at a discounted price based on the fair market value of the capital stock as measured on either the commencement or termination dates, as defined. As of March 31, 2021, 89,642 shares have been issued under the ESPP. The ESPP is considered a compensatory plan and is required to comply with the provisions of current accounting guidance. The Company recognizes compensation expense on its ESPP on the date the shares are purchased, and it is included as a component of salaries and employee benefits in the consolidated statements of income.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2021
Fair Value Measurements [Abstract]
Fair Value Measurements	8. Fair value measurements The accounting guidelines establish a framework for measuring and disclosing information about fair value measurements. The guidelines of fair value reporting instituted a valuation hierarchy for disclosure of the inputs used to measure fair value. This hierarchy prioritizes the inputs into three broad levels as follows: Level 1 - inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities; Level 2 - inputs are quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs that are observable for the asset or liability, either directly or indirectly through market corroboration, for substantially the full term of the financial instrument; Level 3 - inputs are unobservable and are based on the Company’s own assumptions to measure assets and liabilities at fair value. Level 3 pricing for securities may also include unobservable inputs based upon broker-traded transactions. A financial asset or liability’s classification within the hierarchy is determined based on the lowest level input that is significant to the fair value measurement. The Company uses fair value to measure certain assets and, if necessary, liabilities on a recurring basis when fair value is the primary measure for accounting. Thus, the Company uses fair value for AFS securities. Fair value is used on a non-recurring basis to measure certain assets when adjusting carrying values to market values, such as impaired loans, other real estate owned (ORE) and other repossessed assets. The following table represents the carrying amount and estimated fair value of the Company’s financial instruments as of the periods indicated: March 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 222,953 $ 222,953 $ 222,953 $ - $ - Available-for-sale debt securities 436,622 436,622 - 436,622 - Restricted investments in bank stock 2,931 2,931 - 2,931 - Loans and leases, net 1,127,320 1,137,198 - - 1,137,198 Loans held-for-sale 11,001 11,208 - 11,208 - Accrued interest receivable 5,723 5,723 - 5,723 - Financial liabilities: Deposits with no stated maturities 1,611,034 1,611,034 - 1,611,034 - Time deposits 111,867 111,929 - 111,929 - Accrued interest payable 182 182 - 182 - December 31, 2020 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 69,346 $ 69,346 $ 69,346 $ - $ - Available-for-sale debt securities 392,420 392,420 - 392,420 - Restricted investments in bank stock 2,813 2,813 - 2,813 - Loans and leases, net 1,105,450 1,116,711 - - 1,116,711 Loans held-for-sale 29,786 30,858 - 30,858 - Accrued interest receivable 5,712 5,712 - 5,712 - Financial liabilities: Deposits with no stated maturities 1,381,722 1,381,722 - 1,381,722 - Time deposits 127,783 128,200 - 128,200 - FHLB advances 5,000 5,348 - 5,348 - Accrued interest payable 337 337 - 337 - The carrying value of short-term financial instruments, as listed below, approximates their fair value. These instruments generally have limited credit exposure, no stated or short-term maturities, carry interest rates that approximate market and generally are recorded at amounts that are payable on demand:  Cash and cash equivalents;  Non-interest bearing deposit accounts;  Savings, interest-bearing checking and money market accounts and  Short-term borrowings. Securities: Fair values on investment securities are determined by prices provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Originated loans and leases: The fair value of accruing loans is estimated by calculating the net present value of the future expected cash flows discounted using the exit price notion. The discount rate is based upon current offering rates, with an additional discount for expected potential charge-offs. Additionally, an environmental general credit risk adjustment is subtracted from the net present value to arrive at the total estimated fair value of the accruing loan portfolio. The carrying value that fair value is compared to is net of the allowance for loan losses and since there is significant judgment included in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy. Non-accrual loans: Loans which the Company has measured as non-accruing are generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties. These loans are classified within Level 3 of the fair value hierarchy. The fair value consists of loan balances less the valuation allowance. Acquired loans: Acquired loans (performing and non-performing) are initially recorded at their acquisition-date fair values using Level 3 inputs. For more information on the calculation of the fair value of acquired loans, see Footnote 9, “Acquisition.” Loans held-for-sale: The fair value of loans held-for-sale is estimated using rates currently offered for similar loans and is typically obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank of Pittsburgh (FHLB). Certificates of deposit: The fair value of certificates of deposit is based on discounted cash flows using rates which approximate market rates for deposits of similar maturities. FHLB advances: Fair value is estimated using the rates currently offered for similar borrowings. The following tables illustrate the financial instruments measured at fair value on a recurring basis segregated by hierarchy fair value levels as of the periods indicated: Quoted prices Significant other Significant other Total carrying value in active markets observable inputs unobservable inputs (dollars in thousands) March 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 56,850 $ - $ 56,850 $ - Obligations of states and political subdivisions 228,161 - 228,161 - MBS - GSE residential 151,611 - 151,611 - Total available-for-sale debt securities $ 436,622 $ - $ 436,622 $ - Quoted prices Significant other Significant other Total carrying value in active markets observable inputs unobservable inputs (dollars in thousands) December 31, 2020 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 45,447 $ - $ 45,447 $ - Obligations of states and political subdivisions 199,713 - 199,713 - MBS - GSE residential 147,260 - 147,260 - Total available-for-sale debt securities $ 392,420 $ - $ 392,420 $ - Debt securities in the AFS portfolio are measured at fair value using market quotations provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Assets classified as Level 2 use valuation techniques that are common to bond valuations. That is, in active markets whereby bonds of similar characteristics frequently trade, quotes for similar assets are obtained. There were no changes in Level 3 financial instruments measured at fair value on a recurring basis as of and for the periods ending March 31, 2021 and December 31, 2020, respectively. The following table illustrates the financial instruments newly measured at fair value on a non-recurring basis segregated by hierarchy fair value levels as of the periods indicated: Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at March 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 3,199 $ - $ - $ 3,199 Other real estate owned 177 - - 177 Total $ 3,376 $ - $ - $ 3,376 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2020 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,930 $ - $ - $ 2,930 Other real estate owned 182 - - 182 Total $ 3,112 $ - $ - $ 3,112 From time-to-time, the Company may be required to record at fair value financial instruments on a non-recurring basis, such as impaired loans, ORE and other repossessed assets. These non-recurring fair value adjustments involve the application of lower-of-cost-or-market accounting on write downs of individual assets. The fair value of impaired loans was calculated using the value of the impaired loans with an allowance less the related allowance. The following describes valuation methodologies used for financial instruments measured at fair value on a non-recurring basis. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves, a component of the allowance for loan losses, and as such are carried at the lower of net recorded investment or the estimated fair value. Estimates of fair value of the collateral are determined based on a variety of information, including available valuations from certified appraisers for similar assets, present value of discounted cash flows and inputs that are estimated based on commonly used and generally accepted industry liquidation advance rates and estimates and assumptions developed by management. Valuation techniques for impaired loans are typically determined through independent appraisals of the underlying collateral or may be determined through present value of discounted cash flows. Both techniques include various Level 3 inputs which are not identifiable. The valuation technique may be adjusted by management for estimated liquidation expenses and qualitative factors such as economic conditions. If real estate is not the primary source of repayment, present value of discounted cash flows and estimates using generally accepted industry liquidation advance rates and other factors may be utilized to determine fair value. At March 31, 2021 and December 31, 2020, the range of liquidation expenses and other valuation adjustments applied to impaired loans ranged from - 26.16 % and - 48.22 % and from - 27.04 % to - 70.66 %, respectively. The weighted average of liquidation expenses and other valuation adjustments applied to impaired loans amounted to - 42.16 % as of March 31, 2021 and - 44.49 % as of December 31, 2020, respectively. Due to the multitude of assumptions, many of which are subjective in nature, and the varying inputs and techniques used to determine fair value, the Company recognizes that valuations could differ across a wide spectrum of techniques employed. Accordingly, fair value estimates for impaired loans are classified as Level 3. For ORE, fair value is generally determined through independent appraisals of the underlying properties which generally include various Level 3 inputs which are not identifiable. Appraisals form the basis for determining the net realizable value from these properties. Net realizable value is the result of the appraised value less certain costs or discounts associated with liquidation which occurs in the normal course of business. Management’s assumptions may include consideration of the location and occupancy of the property, along with current economic conditions. Subsequently, as these properties are actively marketed, the estimated fair values may be periodically adjusted through incremental subsequent write-downs. These write-downs usually reflect decreases in estimated values resulting from sales price observations as well as changing economic and market conditions. At March 31, 2021 and December 31, 2020, the discounts applied to the appraised values of ORE ranged from - 16.63 % and - 77.60 % and from - 21.47 % and - 77.60 %, respectively. As of March 31, 2021 and December 31, 2020, the weighted average of discount to the appraisal values of ORE amounted to - 27.87 % and - 31.30 %, respectively. At March 31, 2021 and December 31, 2020, there were no other repossessed assets. The Company refers to the National Automobile Dealers Association (NADA) guide to determine a vehicle’s fair value.

Acquisition

Acquisition	3 Months Ended
	Mar. 31, 2021
Acquisition [Abstract]
Acquisition	9. Acquisition On May 1, 2020, the Company completed its previously announced acquisition of MNB of Bangor, Pennsylvania. MNB was a one -bank holding company organized under the laws of the Commonwealth of Pennsylvania and was headquartered in Bangor, PA. Its wholly owned subsidiary, founded in 1890, Merchants Bank of Bangor, was an independent community bank chartered under the laws of the Commonwealth of Pennsylvania. Merchants Bank conducted full-service commercial banking services through nine bank centers located in Northampton County, Pennsylvania. The acquisition expanded Fidelity Deposit and Discount Bank’s full-service footprint into Northampton County, Pennsylvania, and the Lehigh Valley. The Company transacted the merger to complement the Company’s existing operations, while consistent with the Company’s strategic plan of enhancing long-term shareholder value. The fair value of total assets acquired as a result of the merger totaled $ 451.4 million, loans totaled $ 245.3 million and deposits totaled $ 395.6 million. Goodwill recorded in the merger was $ 6.8 million. In accordance with the terms of the Reorganization Agreement, on May 1, 2020 each share of MNB common stock was converted into the right to receive 1.039 shares of the Company’s common stock. As a result of the merger, the Company issued 1,176,970 shares of its common stock, valued at $ 45.4 million, and cash in exchange for fractional shares based upon $ 43.77 , the determined market price of the Company’s common stock in accordance with the Reorganization Agreement. The results of the combined entity’s operations are included in the Company’s Consolidated Financial Statements from the date of acquisition. The acquisition of MNB was accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration paid were recorded at estimated fair values on the acquisition date. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition. The following table summarizes the consideration paid for MNB and the fair value of assets acquired, and liabilities assumed as of the acquisition date: Purchase Price Consideration in Common Stock MNB shares outstanding 1,132,873 Exchange ratio 1.039 Total FDBC shares 1,177,055 Shares paid in cash for fractional shares 84.71 Cash consideration (per MNB share) $ 43.77 Cash portion of purchase price (cash in lieu of fractional shares) $ 3,708 Total FDBC shares issued 1,176,970 FDBC’s share price for purposes of calculation $ 38.58 Equity portion of purchase price $ 45,407,503 Total consideration paid $ 45,411,210 Allocation of Purchase Price In thousands Total Purchase Price $ 45,411 Estimated Fair Value of Assets Acquired Cash and cash equivalents 53,004 Investment securities 123,420 Loans held for sale 604 Loans 244,679 Restricted investments in bank stock 692 Premises and equipment 6,907 Core deposit intangible asset 1,973 Other assets 13,264 Total assets acquired 444,543 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 118,822 Interest bearing deposits 276,816 FHLB borrowings 7,627 Other liabilities 2,710 Total liabilities assumed 405,975 Net Assets Acquired 38,568 Goodwill Recorded in Acquisition $ 6,843 Pursuant to the accounting requirements, the Corporation assigned a fair value to the assets acquired and liabilities assumed of MNB. ASC 820 defines fair value as “the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.” The assets acquired and liabilities assumed in the acquisition of MNB were recorded at their estimated fair values based on management’s best estimates using information available at the date of the acquisition and are subject to adjustment for up to one year after the closing date of the acquisition. While the fair values are not expected to be materially different from the estimates, any material adjustments to the estimates will be reflected, retroactively, as of the date of the acquisition. The items most susceptible to adjustment are the fair value adjustments on loans, core deposit intangible and the deferred income tax assets resulting from the acquisition. Fair values of the major categories of assets acquired and liabilities assumed were determined as follows: Investment securities available-for-sale The estimated fair values of the investment securities available for sale, primarily comprised of U.S. Government agency mortgage-backed securities, U.S. government agencies and municipal bonds, were determined using Level 1 and Level 2 inputs in the fair value hierarchy. The fair values were determined using executable market bids or independent pricing services. The Corporation’s independent pricing service utilized matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific security but rather relying on the security’s relationship to other benchmark quoted prices. Management reviewed the data and assumptions used in pricing the securities. A fair value premium of $ 3.9 million was recorded and will be amortized over the estimated life of the investments using the interest rate method. Loans Acquired loans (performing and non-performing) are initially recorded at their acquisition-date fair values using Level 3 inputs. Fair values are based on a discounted cash flow methodology that involves assumptions and judgments as to credit risk, expected lifetime losses, environmental factors, collateral values, discount rates, expected payments and expected prepayments. Specifically, the Corporation has prepared three separate loan fair value adjustments that it believed a market participant might employ in estimating the entire fair value adjustment necessary under ASC 820-10 for the acquired loan portfolio. The three -separate fair valuation methodology employed are: 1) an interest rate loan fair value adjustment, 2) a general credit fair value adjustment, and 3) a specific credit fair value adjustment for purchased credit impaired loans subject to ASC 310-30 procedures. The acquired loans were recorded at fair value at the acquisition date without carryover of MNB’s previously established allowance for loan losses. The fair value of the financial assets acquired included loans receivable with a gross amortized cost basis of $ 250.3 million. The table below illustrates the fair value adjustments made to the amortized cost basis in order to present the fair value of the loans acquired. The credit adjustment on purchased credit impaired loans is derived in accordance with ASC 310-30 and represents the portion of the loan balances that has been deemed uncollectible based on the Corporation’s expectations of future cash flows for each respective loan. Dollars in thousands Gross amortized cost basis at April 30, 2020 $ 250,347 Interest rate fair value adjustment on pools of homogeneous loans 3,335 Credit fair value adjustment on pools of homogeneous loans ( 6,863 ) Credit fair value adjustment on purchased credit impaired loans ( 1,536 ) Fair value of acquired loans at April 30, 2020 $ 245,283 For loans acquired without evidence of credit quality deterioration, the Company prepared the interest rate loan fair value and credit fair value adjustments. Loans were grouped into homogeneous pools by characteristics such as loan type, term, collateral, and rate. Market rates for similar loans were obtained from various internal and external data sources and reviewed by management for reasonableness. The average of these rates was used as the fair value interest rate a market participant would utilize. A present value approach was utilized to calculate the interest rate fair value premium of $ 3.3 million. Additionally, for loans acquired without credit deterioration, a credit fair value adjustment was calculated using a two-part credit fair value analysis: 1) expected lifetime credit migration losses; and 2) estimated fair value adjustment for certain qualitative factors. The expected lifetime losses were calculated using historical losses observed by the Company, MNB and peer banks. The Company also estimated an environmental factor to apply to each loan type. The environmental factor represents the potential discount which may arise due to general credit and economic factors. A credit fair value discount of $ 6.9 million was determined. Both the interest rate and credit fair value adjustments relate to loans acquired with evidence of credit quality deterioration will be substantially recognized as interest income on a level yield amortization method over the expected life of the loans. The following table presents the acquired purchased credit impaired loans receivable at the acquisition date: Dollars in thousands Contractual principal and interest at acquisition $ 3,778 Nonaccretable difference ( 2,214 ) Expected cash flows at acquisition 1,564 Accretable yield ( 248 ) Fair value of purchased impaired loans $ 1,316 The Company assumed leases on 4 branch facilities of MNB. The Company prepared an internal analysis to compare the lease contract obligations to comparable market rental rates. The Company believed that the leased contract rates were in a reasonable range of market rental rates and concluded that no fair market value adjustment related to leasehold interest was necessary. The fair value of MNB’s buildings, and improvements, was determined by the Company that the book value will be used as a proxy for fair value therefore no fair value adjustment is warranted. Core Deposit Intangible The fair value of the core deposit intangible was determined based on a discounted cash flow (present value) analysis using a discount rate commensurate with market participants. To calculate cash flows, deposit account servicing costs (net of deposit fee income) and interest expense on deposits were compared to the higher cost of alternative funding sources available through national brokered CD offering rates and FHLB advance rates. The projected cash flows were developed using projected deposit attrition rates based on the average rate experienced by both institutions. The core deposit intangible will be amortized over ten years using the sum-of-years digits method. Time Deposits The fair value adjustment for time deposits represents a discount from the value of the contractual repayments of fixed maturity deposits using prevailing market interest rates for similar-term time deposits. The time deposit premium is being amortized into income on a level yield amortization method over the contractual life of the deposits. FHLB Borrowings The Company assumed FHLB borrowings in connection with the merger. The fair value of FHLB Borrowings was determined by using FHLB prepayment penalty as a proxy for the fair value adjustment. The Company decided to pay off the borrowing post acquisition date therefore no amortization is warranted. Supplemental Pro Forma Financial Information The following table presents certain unaudited pro forma financial information for illustrative purposes only, for the twelve months ended December 31, 2020 and 2019, respectively, as if MNB had been acquired on January 1, 2019. This unaudited pro forma information combines the historical results of MNB with the Corporation’s consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the acquisition occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision expense resulting from recording loan assets at fair value, cost savings or business synergies. As a result, actual amounts would have differed from the unaudited pro forma information presented and the differences could be significant. Years ended December 31, (Dollars in thousands) 2020 2019 Net interest income $ 48,812 $ 46,199 Other income 14,387 11,966 Total net interest income and other income $ 63,199 $ 58,165 Net income 14,272 16,035 Basic earnings per common share $ 2.87 $ 3.24 Diluted earnings per common share $ 2.85 $ 3.21 Merger-related expenses For the three months ended March 31, 2020, the Company incurred merger-related expenses related to the merger with MNB totaling $ 0.3 million, primarily consisting of professional fees. Pending Acquisition On February 26, 2021, the Company announced the execution of an agreement and plan of reorganization to acquire Landmark Bancorp, Inc. (“Landmark”) in a transaction valued on February 25, 2021 at $ 43.4 million. Under the terms of the agreement, Landmark shareholders will receive as consideration 0.272 shares of Fidelity common stock and $ 3.26 in cash for each share of Landmark common stock that they own as of the closing date. Landmark is the holding company of Landmark Community Bank (“Landmark Bank”) which operates 5 retail community banking offices in Northeastern Pennsylvania. Subject to the terms and conditions of the agreement, Landmark will merge with and into an acquisition subsidiary of the Company and Landmark Bank will merge with and into the Bank. The merger which is subject to approval of Landmark’s shareholders, regulatory approvals and other customary closing conditions, is currently expected to close in the third quarter of 2021. During the three months ended March 31, 2021, the Company incurred $ 0.5 million in merger-related expenses related to the pending acquisition of Landmark, primarily consisting of professional fees. The Company expects to incur another $ 3.2 million in non-recurring costs to facilitate the anticipated merger and integrate systems in 2021.

Employee Benefits

Employee Benefits	3 Months Ended
	Mar. 31, 2021
Employee Benefits [Abstract]
Employee Benefits	10. Employee Benefits Bank-Owned Life Insurance (BOLI) The Company has purchased single premium BOLI policies on certain officers. The policies are recorded at their cash surrender values. Increases in cash surrender values are included in non-interest income in the consolidated statements of income. As a result of the acquisition of MNB, the Company added BOLI with a value of $ 9.3 million during 2020. During the fourth quarter of 2020, the Company purchased an additional $ 11.0 million of BOLI. The policies’ cash surrender value totaled $ 44.6 million and $ 44.3 million, respectively, as of March 31, 2021 and December 31, 2020 and is reflected as an asset on the consolidated balance sheets. For the three months ended March 31, 2021 and 2020, the Company has recorded income of $ 296 thousand and $ 165 thousand, respectively. Officer Life Insurance In 2017, the Bank entered into separate split dollar life insurance arrangements (Split Dollar Agreements) with eleven officers. This plan provides each officer a specified death benefit should the officer die while in the Bank’s employ. The Bank paid the insurance premiums in March 2017 and the arrangements were effective in March 2017. In March 2019, the Bank entered into a new Split Dollar Agreement with one officer. In January 2021, the Bank entered into Split Dollar Agreements with fifteen officers. The Bank owns the policies and all cash values thereunder. Upon death of the covered employee, the agreed-upon amount of death proceeds from the policies will be paid directly to the insured’s beneficiary. As of March 31, 2021, the policies had total death benefits of $ 42.6 million of which $ 4.4 million would have been paid to the officer’s beneficiaries and the remaining $ 38.2 million would have been paid to the Bank. In addition, four executive officers have the opportunity to retain a split dollar benefit equal to two times their highest base salary after separation from service if the vesting requirements are met. As of March 31, 2021 and December 31, 2020, the Company accrued expenses of $ 164 thousand and $ 154 thousand for the split dollar benefit. Supplemental Executive Retirement plan (SERP) On March 29, 2017, the Bank entered into separate supplemental executive retirement agreements (individually the “SERP Agreement”) with five officers, pursuant to which the Bank will credit an amount to a SERP account established on each participant’s behalf while they are actively employed by the Bank for each calendar month from March 1, 2017 until retirement. On March 20, 2019, the Bank entered into a SERP Agreement with one officer, pursuant to which the Bank will credit an amount to a SERP account established for the participant’s behalf while they are actively employed by the Bank for each calendar month from March 1, 2019 until normal retirement age. As of March 31, 2021 and December 31, 2020, the Company accrued expenses of $ 2.1 million and $ 2.0 million in connection with the SERP.

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2021
Revenue Recognition [Abstract]
Revenue Recognition	11. Revenue Recognition As of January 1, 2018, the Company adopted ASU 2014-09, Revenue from Contracts with Customers (Topic 606) and all subsequent ASUs that modified Topic 606. The Company has elected to use the modified retrospective approach with prior period financial statements unadjusted and presented with historical revenue recognition methods. The implementation of the new standard had no material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. The majority of the Company’s revenues are generated through interest earned on securities and loans, which is explicitly excluded from the scope of the guidance. In addition, certain non-interest income streams such as fees associated with mortgage servicing rights, loan service charges, life insurance earnings, rental income and gains/losses on the sale of loans and securities are not in the scope of the new guidance. The main types of contracts with customers that are in the scope of the new guidance are:  Service charges on deposit accounts – Deposit service charges represent fees charged by the Company for the performance obligation of providing services to a customer’s deposit account. The transaction price for deposit services includes both fixed and variable amounts based on the Company’s fee schedules. Revenue is recognized and payment is received either at a point in time for transactional fees or on a monthly basis for non-transactional fees.  Interchange fees – Interchange fees represent fees charged by the Company for customers using debit cards. The contract is between the Company and the processor and the performance obligation is the ability of customers to use debit cards to make purchases at a point in time. The transaction price is a percentage of debit card usage and the processor pays the Company and revenue is recorded throughout the month as the performance obligations are being met.  Fees from trust fiduciary activities – Trust fees represent fees charged by the Company for the management, custody and/or administration of trusts. These are mostly monthly fees based on the market value of assets in the trust account at the prior month end. Payment is generally received a few weeks after month end through a direct charge to customers’ accounts. Estate fees are recognized and charged as the Company reaches each of six different stages of the estate administration process.  Fees from financial services – Financial service fees represent fees charged by the Company for the performance obligation of providing various services for an investment account. Revenue is recognized twice monthly for fees on sales transactions and on a monthly basis for advisory fees and quarterly for trail fees.  Gain/loss on ORE sales – Gain/loss on the sale of ORE is recognized at the closing date when the sales proceeds are received. In seller-financed ORE transactions, the contract is made subject to our normal underwriting standards and pricing. The Company does not have any obligation or right to repurchase any sales of ORE. Contract balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before the payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity already received payment (or payment is due) from the customer. The Company’s non-interest income streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company typically does not enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of March 31, 2021 and December 31, 2020, the Company did no t have any significant contract balances. Remaining performance obligations The Company’s performance obligations have an original expected duration of less than one year and follow the relevant guidance for recognizing revenue over time. There is no variable consideration subject to constraint that is not included in information about transaction price. Contract acquisition costs In connection with the adoption of Topic 606, an entity is required to capitalize and subsequently amortize into expense, certain incremental costs of obtaining a contract if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not have incurred if the contract had not been obtained (for example, sales commission). The Company utilizes the practical expedient which allows entities to immediately expense contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less. Upon adoption of Topic 606, the Company did no t capitalize any contract acquisition costs.

Leases

Leases	3 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Leases	12. Leases ASU 2016-02 Leases (Topic 842) became effective for the Company on January 1, 2019. For all operating lease contracts where the Company is lessee, a right-of-use (ROU) asset and lease liability was recorded as of the effective date. The Company assumed all renewal terms will be exercised when calculating the ROU assets and lease liabilities. For leases existing at the transition date, any prepaid or deferred rent was added to the ROU asset to calculate the lease liability. The discount rate used to calculate the present value of future payments at the transition date was the Company’s incremental borrowing rate. The Company used the FHLB fixed rate borrowing rates on December 29, 2018 as the discount rate at transition. For all classes of underlying assets, the Company has elected not to record short-term leases (leases with a term of 12 months or less) on the balance sheet when the Company is lessee. Instead, the Company will recognize the lease payment on a straight-line basis over the lease term and variable lease payments in the period in which the obligation for those payments is incurred. For all asset classes, the Company has elected, as a lessee, not to separate nonlease components from lease components and instead to account for each separate lease component and nonlease components associated with that lease component as a single lease component. Management determines if an arrangement is or contains a lease at contract inception. If an arrangement is determined to be or contains a lease, the Company recognizes a ROU asset and a lease liability when the asset is placed in service. The Company’s operating leases, where the Company is lessee, include property, land and equipment. As of March 31, 2021, ten of the Company’s branch properties were leased under operating leases. In four of the branch leases, the Company leases the land from an unrelated third party, and the buildings are the Company’s own capital improvement. The Company also leases three standalone ATMs under operating leases. Additionally, the Company has four equipment leases classified as finance leases. The following is an analysis of the leased property under finance leases: (dollars in thousands) March 31, 2021 December 31, 2020 Equipment $ 485 $ 485 Less accumulated depreciation and amortization ( 226 ) ( 202 ) Leased property under finance leases, net $ 259 $ 283 The following is a schedule of future minimum lease payments under finance leases together with the present value of the net minimum lease payments as of March 31, 2021: (dollars in thousands) Amount 2021 $ 76 2022 101 2023 74 2024 17 2025 8 2026 and thereafter - Total minimum lease payments (a) 276 Less amount representing interest (b) ( 9 ) Present value of net minimum lease payments $ 267 (a) The future minimum lease payments have not been reduced by estimated executory costs (such as taxes and maintenance) since this amount was deemed immaterial by management. (b) Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception. As of March 31, 2021, the Company leased its Green Ridge, Pittston, Peckville, Back Mountain, Mountain Top, Abington, Nazareth, Easton, Bethlehem and Martins Creek branches under the terms of operating leases. Common area maintenance is included in variable lease payments in the table below. The Abington branch has variable lease payments which are calculated as a percentage of the national prime rate of interest and are expensed as incurred. The Bethlehem branch has variable lease payments that increase annually and are expensed as incurred. (dollars in thousands) March 31, 2021 March 31, 2020 Lease cost Finance lease cost: Amortization of right-of-use assets $ 24 $ 20 Interest on lease liabilities 2 2 Operating lease cost 148 108 Short-term lease cost 5 5 Variable lease cost 1 ( 1 ) Total lease cost $ 180 $ 134 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 2 $ 2 Operating cash flows from operating leases (Fixed payments) $ 138 $ 99 Operating cash flows from operating leases (Liability reduction) $ 77 $ 39 Financing cash flows from finance leases $ 24 $ 18 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases 2.89 yrs 3.42 yrs Weighted average remaining lease term - operating leases 21.13 yrs 23.66 yrs Weighted-average discount rate - finance leases 2.50 % 3.07 % Weighted-average discount rate - operating leases 3.57 % 3.78 % During the first quarter of 2021, $ 171 thousand of the total lease cost is included in premises and equipment expense and $ 9 thousand is included in other expenses on the consolidated statements of income. Operating lease expense is recognized on a straight-line basis over the lease term. We recognized both the interest expense and amortization expense for finance leases in premises and equipment expense since the interest expense portion was immaterial. The future minimum lease payments for the Company’s branch network and equipment under operating leases that have lease terms in excess of one year as of March 31, 2021 are as follows: (dollars in thousands) Amount 2021 $ 415 2022 518 2023 508 2024 511 2025 517 2026 and thereafter 8,381 Total future minimum lease payments 10,850 Plus variable payment adjustment 220 Less amount representing interest ( 3,503 ) Present value of net future minimum lease payments $ 7,567 The Company leases several properties, where the Company is lessor, under operating leases to unrelated parties. Some of these properties are residential properties surrounding the Main Branch that the Company leases on a month-to-month basis and are considered short-term leases. The undiscounted cash flows to be received on an annual basis for the remaining three properties under long-term operating leases are as follows: (dollars in thousands) Amount 2021 $ 154 2022 104 2023 48 2024 51 2025 54 2026 and thereafter 81 Total lease payments to be received $ 492 The Company also indirectly originates automobile leases classified as direct finance leases. See Footnote 5, “Loans and leases”, for more information about the Company’s direct finance leases. Lease income recognized from direct finance leases was included in interest income from loans and leases on the consolidated statements of income. Lease income related to operating leases is included in fees and other revenue on the consolidated statements of income. The Company only receives a variable payment for taxes from one of its lessees, but the amount is immaterial and excluded from rental income. The amount of lease income recognized on the consolidated statements of income was as follows for the periods indicated: For the three months ended March 31, (dollars in thousands) 2021 2020 Lease income - direct finance leases Interest income on lease receivables $ 190 $ 176 Lease income - operating leases 51 57 Total lease income $ 241 $ 233

Nature of Operations and Crit_2

Nature of Operations and Critical Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2021
Nature of Operations and Critical Accounting Policies [Abstract]
Nature of Operations	Nature of operations Fidelity D & D Bancorp, Inc. (“the Company”) is a bank holding company and the parent of Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank chartered under the law of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903 , the Bank is committed to provide superior customer service, while offering a full range of banking products and financial and trust services to both our consumer and commercial customers from our main office located in Dunmore and other branches located throughout Lackawanna, Northampton and Luzerne Counties and Wealth Management offices in Schuylkill and Lebanon Counties. On February 26, 2021, the Company announced the execution of an agreement and plan of reorganization to acquire Landmark Bancorp, Inc. (“Landmark”) and its wholly-owned subsidiary, Landmark Community Bank (“Landmark Bank”). Subject to the terms and conditions of the agreement, Landmark will merge with and into an acquisition subsidiary of the Company and Landmark Bank will merge with and into the Bank. On May 1, 2020, the Company completed its acquisition of MNB Corporation (“MNB”) and its wholly-owned subsidiary, Merchants Bank of Bangor. At the time of the acquisition, MNB merged with and into the Company with the Company surviving the merger. In addition, Merchants Bank of Bangor merged with and into the Bank with the Bank as the surviving bank. Further discussion of the acquisition of MNB and pending acquisition of Landmark can be found in Footnote 9, “Acquisition”.
Principles of Consolidation	Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements. In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included. All significant inter-company balances and transactions have been eliminated in consolidation. For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company. In the opinion of management, the consolidated balance sheets as of March 31, 2021 and December 31, 2020 and the related consolidated statements of income, consolidated statements of comprehensive income and consolidated statements of changes in shareholders’ equity for the three months ended March 31, 2021 and 2020, and consolidated statements of cash flows for the three months ended March 31, 2021 and 2020 present fairly the financial condition and results of operations of the Company. All material adjustments required for a fair presentation have been made. These adjustments are of a normal recurring nature. Certain reclassifications have been made to the 2020 financial statements to conform to the 2021 presentation. In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after March 31, 2021 through the date these consolidated financial statements were issued. This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31 , 2020, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K.
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at March 31, 2021 is adequate and reasonable to cover incurred losses. Given the subjective nature of identifying and estimating loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance amount. While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination.
Investment Securities	Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services. Accordingly, when selling investment securities, price quotes may be obtained from more than one source. All of the Company’s debt securities are classified as available-for-sale (AFS). AFS debt securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (AOCI).
Loans Held-for-Sale	The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained. On occasion, the Company may transfer loans from the loan portfolio to loans HFS. Under these circumstances, pricing may be obtained from other entities and the residential mortgage loans are transferred at the lower of cost or market value and simultaneously sold. For other loans transferred to HFS, pricing may be obtained from other entities or modeled and the other loans are transferred at the lower of cost or market value and then sold. As of March 31, 2021 and December 31, 2020, loans classified as HFS consisted of residential mortgage loans.
Automobile Leasing	Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet.
Foreclosed Assets Held-for-Sale	Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles. ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell. Any write-downs at the date of foreclosure are charged to the allowance for loan losses. Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value, any rental income received and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income.
Business Combinations	We account for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable.
Goodwill	Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 -year period. Goodwill is tested for impairment on at least an annual basis. There was no goodwill impairment as of March 31, 2021 and December 31, 2020. Other acquired intangible assets that have finite lives, such as core deposit intangibles, are amortized over their estimated useful lives and subject to periodic impairment testing.
Employee Benefits	The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not deductible for tax purposes. Monthly expenses for the SERP and post-retirement split dollar life benefit are recorded as components of salaries and employee benefit expense on the consolidated statements of income.
Cash Flows	For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

Earnings Per Share (Policy)

Earnings Per Share (Policy)	3 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards. The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares. For granted and unexercised stock-settled stock appreciation rights (SSARs), dilution would occur if Company-issued SSARs were exercised and converted into common stock. As of the three months ended March 31, 2021, there were 31,934 potentially dilutive shares related to issued and unexercised SSARs compared to 28,070 for the same 2020 period, respectively. For restricted stock, dilution would occur from the Company’s previously granted but unvested shares. There were 10,875 potentially dilutive shares related to unvested restricted share grants as of the three months ended March 31, 2021 compared to 6,303 for the same 2020 period, respectively. In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and SSARs and unvested restricted stock. Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock. Proceeds include amounts received from the exercise of outstanding stock options and compensation cost for future service that the Company has not yet recognized in earnings. The Company does not consider awards from share-based grants in the computation of basic EPS.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2021
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	As of and for the three months ended March 31, 2021 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 8,952 Other comprehensive loss before reclassifications, net of tax ( 7,789 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 7,789 ) Ending balance $ 1,163 As of and for the three months ended March 31, 2020 Unrealized gains (losses) on available-for-sale (dollars in thousands) securities Beginning balance $ 3,602 Other comprehensive income before reclassifications, net of tax 3,248 Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive income 3,248 Ending balance $ 6,850

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Investment Securities [Abstract]
Amortized Cost and Fair Value of Investment Securities	Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value March 31, 2021 Available-for-sale debt securities: Agency - GSE $ 58,792 $ 336 $ ( 2,278 ) $ 56,850 Obligations of states and political subdivisions 226,443 5,118 ( 3,400 ) 228,161 MBS - GSE residential 149,915 3,047 ( 1,351 ) 151,611 Total available-for-sale debt securities $ 435,150 $ 8,501 $ ( 7,029 ) $ 436,622 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2020 Available-for-sale debt securities: Agency - GSE $ 45,146 $ 392 $ ( 91 ) $ 45,447 Obligations of states and political subdivisions 192,385 7,480 ( 152 ) 199,713 MBS - GSE residential 143,557 3,881 ( 178 ) 147,260 Total available-for-sale debt securities $ 381,088 $ 11,753 $ ( 421 ) $ 392,420
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity Date	Amortized Fair (dollars in thousands) cost value Available-for-sale securities: Debt securities: Due in one year or less $ 967 $ 1,007 Due after one year through five years 5,961 6,298 Due after five years through ten years 73,232 70,598 Due after ten years 205,075 207,108 MBS - GSE residential 149,915 151,611 Total available-for-sale debt securities $ 435,150 $ 436,622
Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value	Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses March 31, 2021 Agency - GSE $ 50,552 $ ( 2,278 ) $ - $ - $ 50,552 $ ( 2,278 ) Obligations of states and political subdivisions 127,546 ( 3,400 ) - - 127,546 ( 3,400 ) MBS - GSE residential 67,080 ( 1,351 ) - - 67,080 ( 1,351 ) Total $ 245,178 $ ( 7,029 ) $ - $ - $ 245,178 $ ( 7,029 ) Number of securities 128 - 128 December 31, 2020 Agency - GSE $ 27,602 $ ( 91 ) $ - $ - $ 27,602 $ ( 91 ) Obligations of states and political subdivisions 15,256 ( 152 ) - - 15,256 ( 152 ) MBS - GSE residential 14,753 ( 178 ) - - 14,753 ( 178 ) Total $ 57,611 $ ( 421 ) $ - $ - $ 57,611 $ ( 421 ) Number of securities 30 - 30

Loans and Leases (Tables)

Loans and Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Loans and Leases [Abstract]
Loan Classifications	(dollars in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 295,595 $ 280,757 Commercial real estate: Non-owner occupied 202,500 192,143 Owner occupied 179,932 179,923 Construction 11,721 10,231 Consumer: Home equity installment 38,425 40,147 Home equity line of credit 47,675 49,725 Auto loans 96,841 98,386 Direct finance leases 20,421 20,095 Other 6,098 7,602 Residential: Real estate 221,766 218,445 Construction 22,340 23,357 Total 1,143,314 1,120,811 Less: Allowance for loan losses ( 14,839 ) ( 14,202 ) Unearned lease revenue ( 1,155 ) ( 1,159 ) Loans and leases, net $ 1,127,320 $ 1,105,450
Schedule of Accretable Yield	For the three months ended (dollars in thousands) March 31, 2021 Balance at beginning of period $ 563 Accretable yield on acquired loans - Reclassification from non-accretable difference 13 Accretion of accretable yield ( 103 ) Balance at end of period $ 473
Non-Accrual Loans, Segregated by Class	(dollars in thousands) March 31, 2021 December 31, 2020 Commercial and industrial $ 507 $ 590 Commercial real estate: Non-owner occupied 821 846 Owner occupied 1,560 1,123 Consumer: Home equity installment 26 61 Home equity line of credit 287 395 Auto loans 14 27 Residential: Real estate 714 727 Total $ 3,929 $ 3,769 The table above excludes $ 1.3 million in purchased credit impaired loans, net of unamortized fair value adjustments.
Past Due Loans	Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days March 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial 185 - 507 692 294,903 295,595 - Commercial real estate: Non-owner occupied - - 821 821 201,679 202,500 - Owner occupied - - 1,560 1,560 178,372 179,932 - Construction - - - - 11,721 11,721 - Consumer: Home equity installment 130 5 26 161 38,264 38,425 - Home equity line of credit 55 - 287 342 47,333 47,675 - Auto loans 103 52 46 201 96,640 96,841 32 Direct finance leases 107 194 27 328 18,938 19,266 (2) 27 Other 4 - - 4 6,094 6,098 - Residential: Real estate 77 - 714 791 220,975 221,766 - Construction - - - - 22,340 22,340 - Total $ 661 $ 251 $ 3,988 $ 4,900 $ 1,137,259 $ 1,142,159 $ 59 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.2 million. (3) Includes net deferred loan fees of ($448 thousand). Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2020 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ 288 505 590 1,383 279,374 280,757 - Commercial real estate: Non-owner occupied 79 - 846 925 191,218 192,143 - Owner occupied 1 - 1,123 1,124 178,799 179,923 - Construction - - - - 10,231 10,231 - Consumer: Home equity installment 102 - 61 163 39,984 40,147 - Home equity line of credit 24 - 395 419 49,306 49,725 - Auto loans 197 25 27 249 98,137 98,386 - Direct finance leases 294 - 61 355 18,581 18,936 (2) 61 Other 9 - - 9 7,593 7,602 - Residential: Real estate - 74 727 801 217,644 218,445 - Construction - - - - 23,357 23,357 - Total $ 994 $ 604 $ 3,830 $ 5,428 $ 1,114,224 $ 1,119,652 $ 61 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.2 million. (3) Includes net deferred loan costs of $ 1.7 million.
Impaired Loans	Impaired loans, segregated by class, as of the period indicated are detailed below: Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance March 31, 2021 Commercial and industrial $ 605 $ 461 $ 46 $ 507 $ 150 Commercial real estate: Non-owner occupied 2,834 1,678 1,144 2,822 490 Owner occupied 2,414 1,851 197 2,048 602 Consumer: Home equity installment 59 - 26 26 - Home equity line of credit 336 32 255 287 1 Auto loans 37 10 4 14 3 Residential: Real estate 762 554 160 714 141 Total $ 7,047 $ 4,586 $ 1,832 $ 6,418 $ 1,387 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2020 Commercial and industrial $ 688 $ 549 $ 41 $ 590 $ 213 Commercial real estate: Non-owner occupied 2,960 1,677 1,171 2,848 481 Owner occupied 2,058 1,219 473 1,692 309 Consumer: Home equity installment 106 - 61 61 - Home equity line of credit 443 105 290 395 48 Auto loans 50 27 - 27 4 Residential: Real estate 774 559 168 727 151 Total $ 7,079 $ 4,136 $ 2,204 $ 6,340 $ 1,206 At March 31, 2021, impaired loans totaled $ 6.4 million consisting of $ 2.5 million in accruing TDRs and $ 3.9 million in non-accrual loans. At December 31, 2020, impaired loans totaled $ 6.3 million consisting of $ 2.5 million in accruing TDRs and $ 3.8 million in non-accrual loans. As of March 31, 2021, the non-accrual loans included three TDRs to two unrelated borrowers totaling $ 0.7 million compared with four TDRs to three unrelated borrowers totaling $ 0.7 million as of December 31, 2020. A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the payments in accordance with the contractual terms of the loan. Factors considered in determining impairment include payment status, collateral value, and the probability of collecting payments when due. The significance of payment delays and/or shortfalls is determined on a case-by-case basis. All circumstances surrounding the loan are considered. Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record. Impairment is measured on these loans on a loan-by-loan basis. Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors. The following table presents the average recorded investments in impaired loans and related amount of interest income recognized during the periods indicated below. The average balances are calculated based on the quarter-end balances of impaired loans. Payments received from non-accruing impaired loans are first applied against the outstanding principal balance, then to the recovery of any charged-off amounts. Any excess is treated as a recovery of interest income. Payments received from accruing impaired loans are applied to principal and interest, as contractually agreed upon. March 31, 2021 March 31, 2020 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 438 $ - $ - $ 252 $ - $ - Commercial real estate: Non-owner occupied 2,318 22 - 884 6 - Owner occupied 1,853 4 - 2,327 6 - Construction - - - - - - Consumer: Home equity installment 46 4 - 49 - - Home equity line of credit 366 4 - 245 - - Auto Loans 51 - - 52 - - Other - - - - - - Residential: Real estate 761 - - 1,102 - - Total $ 5,833 $ 34 $ - $ 4,911 $ 12 $ -
Credit Quality Indicator Loan Categories	Commercial credit exposure Credit risk profile by creditworthiness category March 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 289,630 $ 2,623 $ 3,342 $ - $ 295,595 Commercial real estate - non-owner occupied 191,235 5,343 5,922 - 202,500 Commercial real estate - owner occupied 169,042 2,415 8,475 - 179,932 Commercial real estate - construction 10,505 1,216 - - 11,721 Total commercial $ 660,412 $ 11,597 $ 17,739 $ - $ 689,748 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity March 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 38,399 $ 26 $ 38,425 Home equity line of credit 47,388 287 47,675 Auto loans 96,795 46 96,841 Direct finance leases (1) 19,239 27 19,266 Other 6,098 - 6,098 Total consumer 207,919 386 208,305 Residential Real estate 221,052 714 221,766 Construction 22,340 - 22,340 Total residential 243,392 714 244,106 Total consumer & residential $ 451,311 $ 1,100 $ 452,411 (1) Net of unearned lease revenue of $ 1.2 million. Commercial credit exposure Credit risk profile by creditworthiness category December 31, 2020 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 272,889 $ 4,162 $ 3,706 $ - $ 280,757 Commercial real estate - non-owner occupied 179,311 6,445 6,387 - 192,143 Commercial real estate - owner occupied 167,873 3,241 8,809 - 179,923 Commercial real estate - construction 8,635 1,233 363 - 10,231 Total commercial $ 628,708 $ 15,081 $ 19,265 $ - $ 663,054 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity December 31, 2020 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 40,086 $ 61 $ 40,147 Home equity line of credit 49,330 395 49,725 Auto loans 98,359 27 98,386 Direct finance leases (2) 18,875 61 18,936 Other 7,602 - 7,602 Total consumer 214,252 544 214,796 Residential Real estate 217,718 727 218,445 Construction 23,357 - 23,357 Total residential 241,075 727 241,802 Total consumer & residential $ 455,327 $ 1,271 $ 456,598 (2) Net of unearned lease revenue of $ 1.2 million.
Schedule of Change in Allowance for Loan Losses and the Recorded Investment in Loans	As of and for the three months ended March 31, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs ( 7 ) ( 124 ) ( 28 ) ( 43 ) - ( 202 ) Recoveries 4 11 24 - - 39 Provision ( 62 ) 810 ( 133 ) 177 8 800 Ending balance $ 2,342 $ 7,080 $ 2,415 $ 2,915 $ 87 $ 14,839 Ending balance: individually evaluated for impairment $ 150 $ 1,092 $ 4 $ 141 $ - $ 1,387 Ending balance: collectively evaluated for impairment $ 2,192 $ 5,988 $ 2,411 $ 2,774 $ 87 $ 13,452 Loans Receivables: Ending balance (2) $ 295,595 $ 394,153 $ 208,305 (1) $ 244,106 $ - $ 1,142,159 Ending balance: individually evaluated for impairment $ 507 $ 4,870 $ 327 $ 714 $ - $ 6,418 Ending balance: collectively evaluated for impairment $ 295,088 $ 389,283 $ 207,978 $ 243,392 $ - $ 1,135,741 (1) Net of unearned lease revenue of $ 1.2 million. (2) Includes ($ 448 thousand) of net deferred loan fees. As of and for the year ended December 31, 2020 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 1,484 $ 3,933 $ 2,013 $ 2,278 $ 39 $ 9,747 Charge-offs ( 372 ) ( 465 ) ( 296 ) ( 35 ) - ( 1,168 ) Recoveries 26 30 120 197 - 373 Provision 1,269 2,885 715 341 40 5,250 Ending balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Ending balance: individually evaluated for impairment $ 213 $ 790 $ 52 $ 151 $ - $ 1,206 Ending balance: collectively evaluated for impairment $ 2,194 $ 5,593 $ 2,500 $ 2,630 $ 79 $ 12,996 Loans Receivables: Ending balance (2) $ 280,757 $ 382,297 $ 214,796 (1) $ 241,802 $ - $ 1,119,652 Ending balance: individually evaluated for impairment $ 590 $ 4,540 $ 483 $ 727 $ - $ 6,340 Ending balance: collectively evaluated for impairment $ 280,167 $ 377,757 $ 214,313 $ 241,075 $ - $ 1,113,312 (1) Net of unearned lease revenue of $ 1.2 million. (2) Includes $ 1.7 million of net deferred loan costs. As of and for the three months ended March 31, 2020 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 1,484 $ 3,933 $ 2,013 $ 2,278 $ 39 $ 9,747 Charge-offs ( 64 ) ( 163 ) ( 43 ) ( 31 ) - ( 301 ) Recoveries 12 2 64 193 - 271 Provision 121 171 60 ( 47 ) ( 5 ) 300 Ending balance $ 1,553 $ 3,943 $ 2,094 $ 2,393 $ 34 $ 10,017
Undiscounted Cash Flows to be Received on Annual Basis for Direct Finance Leases	(dollars in thousands) Amount 2021 $ 6,055 2022 5,364 2023 4,982 2024 3,640 2025 369 2026 and thereafter 11 Total future minimum lease payments receivable 20,421 Less: Unearned income ( 1,155 ) Undiscounted cash flows to be received $ 19,266

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Three months ended March 31, 2021 2020 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 5,667 $ 2,634 Weighted-average common shares outstanding 4,990,768 3,792,741 Basic EPS $ 1.14 $ 0.69 Diluted EPS: Net income available to common shareholders $ 5,667 $ 2,634 Weighted-average common shares outstanding 4,990,768 3,792,741 Potentially dilutive common shares 42,809 34,373 Weighted-average common and potentially dilutive shares outstanding 5,033,577 3,827,114 Diluted EPS $ 1.13 $ 0.69

Stock Plans (Tables)

Stock Plans (Tables)	3 Months Ended
	Mar. 31, 2021
Stock Plans [Abstract]
Summary of Weighted-Average Fair-Value and Vesting of Restricted Stock Grants	March 31, 2021 March 31, 2020 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 12,500 (2) $ 52.00 6,000 (2) $ 56.63 Omnibus plan 13,552 (3) 52.00 11,761 (3) 55.06 Omnibus plan 50 (1) 58.17 50 (1) 57.62 Omnibus plan 36 (3) 58.17 - - Total 26,138 $ 52.02 17,811 $ 55.59 (1) Vest after 1 year (2) Vest after 3 years – 33 % each year (3) Vest fully after 3 years
Schedule of Non-Vested Restricted Stock Units Activity	2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2020 9,402 20,675 30,077 $ 53.36 Granted 12,500 13,638 26,138 52.02 Forfeited - ( 255 ) ( 255 ) 52.68 Vested ( 4,998 ) ( 6,061 ) ( 11,059 ) 52.28 Non-vested balance at March 31, 2021 16,904 27,997 44,901 $ 53.14
Schedule of SSARs Activity	Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2020 97,264 $ 9.47 6.5 Granted - Exercised ( 2,932 ) 3.48 Forfeited - Outstanding March 31, 2021 94,332 $ 9.66 6.3 Of the SSARs outstanding at March 31, 2021, 90,639 vested and were exercisable. SSARs vest over a three year period – 33 % per year.
Schedule of Compensation Cost for Share-Based Payment Arrangements, Allocation of Share-Based Compensation Costs by Plan	Three months ended March 31, (dollars in thousands) 2021 2020 Stock-based compensation expense: Director stock incentive plan $ 75 $ 78 Omnibus stock incentive plan 157 170 Employee stock purchase plan 44 27 Total stock-based compensation expense $ 276 $ 275 In addition, during the three months ended March 31, 2021 and 2020, the Company reversed accruals of ($ 10 thousand) and ($ 32 thousand) in stock-based compensation expense for restricted stock and SSARs awarded under the Omnibus Plan.
Schedule of Unrecognized Compensation Cost, Non-Vested Awards	As of (dollars in thousands) March 31, 2021 Unrecognized stock-based compensation expense: Director plan $ 846 Omnibus plan 1,249 Total unrecognized stock-based compensation expense $ 2,095 The unrecognized stock-based compensation expense as of March 31, 2021 will be recognized ratably over the periods ended February 2024 and March 2024 for the Director Plan and the Omnibus Plan, respectively.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2021
Fair Value Measurements [Abstract]
Carrying Amount and Estimated Fair Value by Balance Sheet Grouping	March 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 222,953 $ 222,953 $ 222,953 $ - $ - Available-for-sale debt securities 436,622 436,622 - 436,622 - Restricted investments in bank stock 2,931 2,931 - 2,931 - Loans and leases, net 1,127,320 1,137,198 - - 1,137,198 Loans held-for-sale 11,001 11,208 - 11,208 - Accrued interest receivable 5,723 5,723 - 5,723 - Financial liabilities: Deposits with no stated maturities 1,611,034 1,611,034 - 1,611,034 - Time deposits 111,867 111,929 - 111,929 - Accrued interest payable 182 182 - 182 - December 31, 2020 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 69,346 $ 69,346 $ 69,346 $ - $ - Available-for-sale debt securities 392,420 392,420 - 392,420 - Restricted investments in bank stock 2,813 2,813 - 2,813 - Loans and leases, net 1,105,450 1,116,711 - - 1,116,711 Loans held-for-sale 29,786 30,858 - 30,858 - Accrued interest receivable 5,712 5,712 - 5,712 - Financial liabilities: Deposits with no stated maturities 1,381,722 1,381,722 - 1,381,722 - Time deposits 127,783 128,200 - 128,200 - FHLB advances 5,000 5,348 - 5,348 - Accrued interest payable 337 337 - 337 -
Financial Instruments Measured at Fair Value on Recurring Basis	Quoted prices Significant other Significant other Total carrying value in active markets observable inputs unobservable inputs (dollars in thousands) March 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 56,850 $ - $ 56,850 $ - Obligations of states and political subdivisions 228,161 - 228,161 - MBS - GSE residential 151,611 - 151,611 - Total available-for-sale debt securities $ 436,622 $ - $ 436,622 $ - Quoted prices Significant other Significant other Total carrying value in active markets observable inputs unobservable inputs (dollars in thousands) December 31, 2020 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 45,447 $ - $ 45,447 $ - Obligations of states and political subdivisions 199,713 - 199,713 - MBS - GSE residential 147,260 - 147,260 - Total available-for-sale debt securities $ 392,420 $ - $ 392,420 $ -
Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels	Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at March 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 3,199 $ - $ - $ 3,199 Other real estate owned 177 - - 177 Total $ 3,376 $ - $ - $ 3,376 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2020 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,930 $ - $ - $ 2,930 Other real estate owned 182 - - 182 Total $ 3,112 $ - $ - $ 3,112

Acquisition (Tables)

Acquisition (Tables)	3 Months Ended
	Mar. 31, 2021
Acquisition [Abstract]
Summary of Consideration Paid for MNB	Purchase Price Consideration in Common Stock MNB shares outstanding 1,132,873 Exchange ratio 1.039 Total FDBC shares 1,177,055 Shares paid in cash for fractional shares 84.71 Cash consideration (per MNB share) $ 43.77 Cash portion of purchase price (cash in lieu of fractional shares) $ 3,708 Total FDBC shares issued 1,176,970 FDBC’s share price for purposes of calculation $ 38.58 Equity portion of purchase price $ 45,407,503 Total consideration paid $ 45,411,210 Allocation of Purchase Price In thousands Total Purchase Price $ 45,411 Estimated Fair Value of Assets Acquired Cash and cash equivalents 53,004 Investment securities 123,420 Loans held for sale 604 Loans 244,679 Restricted investments in bank stock 692 Premises and equipment 6,907 Core deposit intangible asset 1,973 Other assets 13,264 Total assets acquired 444,543 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 118,822 Interest bearing deposits 276,816 FHLB borrowings 7,627 Other liabilities 2,710 Total liabilities assumed 405,975 Net Assets Acquired 38,568 Goodwill Recorded in Acquisition $ 6,843
Summary of Fair Value Adjustments of Loans Acquired	Dollars in thousands Gross amortized cost basis at April 30, 2020 $ 250,347 Interest rate fair value adjustment on pools of homogeneous loans 3,335 Credit fair value adjustment on pools of homogeneous loans ( 6,863 ) Credit fair value adjustment on purchased credit impaired loans ( 1,536 ) Fair value of acquired loans at April 30, 2020 $ 245,283
Summary of Credit Adjustment on Acquired Impaired Loans	Dollars in thousands Contractual principal and interest at acquisition $ 3,778 Nonaccretable difference ( 2,214 ) Expected cash flows at acquisition 1,564 Accretable yield ( 248 ) Fair value of purchased impaired loans $ 1,316
Summary of Supplemental Pro Forma Financial Information	Years ended December 31, (Dollars in thousands) 2020 2019 Net interest income $ 48,812 $ 46,199 Other income 14,387 11,966 Total net interest income and other income $ 63,199 $ 58,165 Net income 14,272 16,035 Basic earnings per common share $ 2.87 $ 3.24 Diluted earnings per common share $ 2.85 $ 3.21

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Analysis of Leased Property under Finance Leases	(dollars in thousands) March 31, 2021 December 31, 2020 Equipment $ 485 $ 485 Less accumulated depreciation and amortization ( 226 ) ( 202 ) Leased property under finance leases, net $ 259 $ 283
Schedule of Future Minimum Lease Payments under Finance Leases	(dollars in thousands) Amount 2021 $ 76 2022 101 2023 74 2024 17 2025 8 2026 and thereafter - Total minimum lease payments (a) 276 Less amount representing interest (b) ( 9 ) Present value of net minimum lease payments $ 267 (a) The future minimum lease payments have not been reduced by estimated executory costs (such as taxes and maintenance) since this amount was deemed immaterial by management. (b) Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception.
Schedule of Lease Costs and Other Information	(dollars in thousands) March 31, 2021 March 31, 2020 Lease cost Finance lease cost: Amortization of right-of-use assets $ 24 $ 20 Interest on lease liabilities 2 2 Operating lease cost 148 108 Short-term lease cost 5 5 Variable lease cost 1 ( 1 ) Total lease cost $ 180 $ 134 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 2 $ 2 Operating cash flows from operating leases (Fixed payments) $ 138 $ 99 Operating cash flows from operating leases (Liability reduction) $ 77 $ 39 Financing cash flows from finance leases $ 24 $ 18 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases 2.89 yrs 3.42 yrs Weighted average remaining lease term - operating leases 21.13 yrs 23.66 yrs Weighted-average discount rate - finance leases 2.50 % 3.07 % Weighted-average discount rate - operating leases 3.57 % 3.78 %
Schedule of Future Minimum Lease Payments under Operating Leases	(dollars in thousands) Amount 2021 $ 415 2022 518 2023 508 2024 511 2025 517 2026 and thereafter 8,381 Total future minimum lease payments 10,850 Plus variable payment adjustment 220 Less amount representing interest ( 3,503 ) Present value of net future minimum lease payments $ 7,567
Schedule of Undiscounted Cash Flows to be Received	(dollars in thousands) Amount 2021 $ 154 2022 104 2023 48 2024 51 2025 54 2026 and thereafter 81 Total lease payments to be received $ 492
Schedule of Lease Income	For the three months ended March 31, (dollars in thousands) 2021 2020 Lease income - direct finance leases Interest income on lease receivables $ 190 $ 176 Lease income - operating leases 51 57 Total lease income $ 241 $ 233

Nature of Operations and Crit_3

Nature of Operations and Critical Accounting Policies (Narrative) (Details)	May 01, 2020USD ($)$ / sharesshares	Feb. 28, 2021USD ($)item$ / sharesshares	May 31, 2020item$ / sharesshares	Mar. 31, 2021USD ($)employee	Dec. 31, 2020USD ($)
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Year founded				1903
Goodwill term				15 years
Goodwill impairment				$ 0	$ 0
MNB Corporation [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Acquisition transaction value	$ 45,411,000
Exchange ratio | shares	1.039		1.039
Cash consideration (per share) | $ / shares	$ 43.77		$ 43.77
Number of bank centers | item			9
Executives [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Number of individuals with split dollar life insurance arrangement | employee				4
Pending Acquisition [Member] | Landmark Bancorp, Inc. [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Acquisition transaction value		$ 43,400,000
Exchange ratio | shares		0.272
Cash consideration (per share) | $ / shares		$ 3.26
Number of bank centers | item		5

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net income	$ 5,667,000	$ 2,634,000
Reclassified from Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net income	$ 0	$ 0

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 166,670	$ 106,835
Balance	163,582	112,140
Unrealized Gains (Losses) on Available-for-Sale Debt Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	8,952	3,602
Other comprehensive (loss) income before reclassifications, net of tax	(7,789)	3,248
Amounts reclassified from accumulated other comprehensive income, net of tax
Net current-period other comprehensive income (loss)	(7,789)	3,248
Balance	$ 1,163	$ 6,850

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - security	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	128	30
Agency - GSE [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	22
Agency - GSE [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	4.31%
MBS - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	22
MBS - GSE Residential [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	1.97%
Obligations Of States And Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	84
Obligations Of States And Political Subdivisions [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	2.60%

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	$ 435,150	$ 381,088
Gross unrealized gains: Available-for-sale debt securities	8,501	11,753
Gross unrealized losses: Available-for-sale debt securities	(7,029)	(421)
Fair value: Available-for-sale debt securities	436,622	392,420
Agency - GSE [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	58,792	45,146
Gross unrealized gains: Available-for-sale debt securities	336	392
Gross unrealized losses: Available-for-sale debt securities	(2,278)	(91)
Fair value: Available-for-sale debt securities	56,850	45,447
Obligations Of States And Political Subdivisions [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	226,443	192,385
Gross unrealized gains: Available-for-sale debt securities	5,118	7,480
Gross unrealized losses: Available-for-sale debt securities	(3,400)	(152)
Fair value: Available-for-sale debt securities	228,161	199,713
MBS - GSE Residential [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	149,915	143,557
Gross unrealized gains: Available-for-sale debt securities	3,047	3,881
Gross unrealized losses: Available-for-sale debt securities	(1,351)	(178)
Fair value: Available-for-sale debt securities	$ 151,611	$ 147,260

Investment Securities (Amorti_2

Investment Securities (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Investment Securities [Abstract]
Amortized cost: Due in one year or less	$ 967
Amortized cost: Due after one year through five years	5,961
Amortized cost: Due after five years through ten years	73,232
Amortized cost: Due after ten years	205,075
Amortized cost: MBS - GSE residential	149,915
Amortized cost: Total available-for-sale debt securities	435,150	$ 381,088
Fair value: Due in one year or less	1,007
Fair value: Due after one year through five years	6,298
Fair value: Due after five years through ten years	70,598
Fair value: Due after ten years	207,108
Fair value: MBS - GSE residential	151,611
Fair value: Total available-for-sale debt securities	$ 436,622	$ 392,420

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) $ in Thousands	Mar. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 245,178	$ 57,611
Less than 12 months: Unrealized losses	(7,029)	(421)
Total: Fair value	245,178	57,611
Total: Unrealized losses	$ (7,029)	$ (421)
Less than 12 months: Number of securities | security	128	30
Total: Number of securities | security	128	30
Agency - GSE [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 50,552	$ 27,602
Less than 12 months: Unrealized losses	(2,278)	(91)
Total: Fair value	50,552	27,602
Total: Unrealized losses	$ (2,278)	(91)
Total: Number of securities | security	22
Obligations Of States And Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 127,546	15,256
Less than 12 months: Unrealized losses	(3,400)	(152)
Total: Fair value	127,546	15,256
Total: Unrealized losses	$ (3,400)	(152)
Total: Number of securities | security	84
MBS - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 67,080	14,753
Less than 12 months: Unrealized losses	(1,351)	(178)
Total: Fair value	67,080	14,753
Total: Unrealized losses	$ (1,351)	$ (178)
Total: Number of securities | security	22

Loans and Leases (Narrative) (D

Loans and Leases (Narrative) (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021USD ($)loanitem	Dec. 31, 2020USD ($)loanitem	Mar. 31, 2020USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loan Balance	$ 1,143,314	$ 1,120,811
Deferred fee income	400
Deferred loan costs	(448)	1,700
Total Loans Receivables	$ 1,127,320	1,105,450
Number of loans with actual payments exceeding estimates | loan	2
Reclassification from non-accretable difference	$ 13
Accretable yield	473	563
Mortgages serviced	420,500	366,500
Mortgage servicing rights	$ 1,800	$ 1,300
Number of contracts | loan	0	0
Allowance for impaired loans	$ 1,387	$ 1,206
Impaired loans	6,418	6,340
Troubled Debt Restructuring balance	$ 3,100		$ 1,500
Number of dealerships | item	2
Direct finance lease receivable	$ 6,300	6,000
Direct finance lease residual value	$ 13,000	$ 12,900
COVID-19 [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans modified | loan	5	10
Total Modification Balance	$ 700	$ 2,200
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loan Balance	295,595	280,757
Total Loans Receivables	295,600	280,800
Allowance for impaired loans	150	213
Impaired loans	507	590
Financing receivable, net	295,595	280,757
Troubled Debt Status [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for impaired loans	700		$ 200
Accruing TDR Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructuring balance	2,500	2,500
Non-Accrual Status [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructuring balance	700	700
Financing receivable, net	$ 3,900	$ 3,800
Number of loans classified as TDRs | loan	3	4
Number of unrelated borrowers that had loans modified in a TDR | item	2	3
Paycheck Protection Program [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loan Balance	$ 149,100	$ 132,100
Deferred fee income	$ 4,300	$ 2,200
Number of loans | loan	1,414	1,246
Increase (decrease) in loan balance	$ 17,000
Percentage increase (decrease) in loan balance	13.00%
Fee income recognized	$ 1,800
Fees paid to referral sources	200
Paycheck Protection Program [Member] | Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivables	$ 144,700	$ 129,900
Loans Paid Off [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans with actual payments exceeding estimates | loan	1
Accretable yield amortized to interest income	$ 17
Non-accretable yield amortized to interest income	269
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Deferred loan costs	$ 3,900	$ 3,900

Loans and Leases (Loan Classifi

Loans and Leases (Loan Classifications) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,143,314	$ 1,120,811
Less: Allowance for loan losses	(14,839)	(14,202)	$ (10,017)	$ (9,747)
Less: Unearned lease revenue	(1,155)	(1,159)
Loans and leases, net	1,127,320	1,105,450
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	295,595	280,757
Less: Allowance for loan losses	(2,342)	(2,407)	$ (1,553)	$ (1,484)
Loans and leases, net	295,600	280,800
Commercial Real Estate: Non-Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	202,500	192,143
Commercial Real Estate: Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	179,932	179,923
Commercial Real Estate: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	11,721	10,231
Consumer: Home Equity Installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	38,425	40,147
Consumer: Home Equity Line Of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	47,675	49,725
Consumer: Auto Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	96,841	98,386
Consumer: Direct Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	20,421	20,095
Less: Unearned lease revenue		(1,200)
Consumer: Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	6,098	7,602
Residential: Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	221,766	218,445
Residential: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 22,340	$ 23,357

Loans and Leases (Schedule of A

Loans and Leases (Schedule of Accretable Yield) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Loans and Leases [Abstract]
Balance at beginning of period	$ 563
Reclassification from non-accretable difference	13
Accretion of accretable yield	(103)
Balance at end of period	$ 473

Loans and Leases (Non-Accrual L

Loans and Leases (Non-Accrual Loans, Segregated by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Non-accrual loans	$ 3,929	$ 3,769
Impaired loans	6,418	6,340
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	507	590
Impaired loans	507	590
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	821	846
Impaired loans	2,822	2,848
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	1,560	1,123
Impaired loans	2,048	1,692
Consumer: Home Equity Installment [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	26	61
Impaired loans	26	61
Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	287	395
Impaired loans	287	395
Consumer: Auto Loans [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	14	27
Impaired loans	14	27
Residential: Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	714	727
Impaired loans	714	$ 727
Purchase Credit [Member]
Financing Receivable, Past Due [Line Items]
Impaired loans	$ 1,300

Loans and Leases (Past Due Loan

Loans and Leases (Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Total past due	$ 4,900	$ 5,428
Current	1,137,259	1,114,224
Total loans	1,142,159	1,119,652
Recorded investment past due >=90 days and accruing	59	61
Unearned lease revenue	1,155	1,159
Deferred loan costs	(448)	1,700
30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	661	994
60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	251	604
Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	3,988	3,830
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Total past due	692	1,383
Current	294,903	279,374
Total loans	295,595	280,757
Commercial And Industrial [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	185	288
Commercial And Industrial [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due		505
Commercial And Industrial [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	507	590
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Total past due	821	925
Current	201,679	191,218
Total loans	202,500	192,143
Commercial Real Estate: Non-Owner Occupied [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due		79
Commercial Real Estate: Non-Owner Occupied [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	821	846
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Total past due	1,560	1,124
Current	178,372	178,799
Total loans	179,932	179,923
Commercial Real Estate: Owner Occupied [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due		1
Commercial Real Estate: Owner Occupied [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	1,560	1,123
Commercial Real Estate: Construction [Member]
Financing Receivable, Past Due [Line Items]
Current	11,721	10,231
Total loans	11,721	10,231
Consumer: Home Equity Installment [Member]
Financing Receivable, Past Due [Line Items]
Total past due	161	163
Current	38,264	39,984
Total loans	38,425	40,147
Consumer: Home Equity Installment [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	130	102
Consumer: Home Equity Installment [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	5
Consumer: Home Equity Installment [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	26	61
Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Past Due [Line Items]
Total past due	342	419
Current	47,333	49,306
Total loans	47,675	49,725
Consumer: Home Equity Line Of Credit [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	55	24
Consumer: Home Equity Line Of Credit [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	287	395
Consumer: Auto Loans [Member]
Financing Receivable, Past Due [Line Items]
Total past due	201	249
Current	96,640	98,137
Total loans	96,841	98,386
Recorded investment past due >=90 days and accruing	32
Consumer: Auto Loans [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	103	197
Consumer: Auto Loans [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	52	25
Consumer: Auto Loans [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	46	27
Consumer: Direct Finance Leases [Member]
Financing Receivable, Past Due [Line Items]
Total past due	328	355
Current	18,938	18,581
Total loans	19,266	18,936
Recorded investment past due >=90 days and accruing	27	61
Unearned lease revenue		1,200
Consumer: Direct Finance Leases [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	107	294
Consumer: Direct Finance Leases [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	194
Consumer: Direct Finance Leases [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	27	61
Consumer: Other [Member]
Financing Receivable, Past Due [Line Items]
Total past due	4	9
Current	6,094	7,593
Total loans	6,098	7,602
Consumer: Other [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	4	9
Residential: Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total past due	791	801
Current	220,975	217,644
Total loans	221,766	218,445
Residential: Real Estate [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due	77
Residential: Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total past due		74
Residential: Real Estate [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total past due	714	727
Residential: Construction [Member]
Financing Receivable, Past Due [Line Items]
Current	22,340	23,357
Total loans	$ 22,340	$ 23,357

Loans and Leases (Impaired Loan

Loans and Leases (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Troubled Debt Restructuring balance	$ 3,100	$ 1,500
Unpaid principal balance	7,047		$ 7,079
Recorded investment with allowance	4,586		4,136
Recorded investment with no allowance	1,832		2,204
Total recorded investment	6,418		6,340
Related allowance	1,387		1,206
Average recorded investment	5,833	4,911
Interest income recognized	34	12
Cash basis interest income recognized
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	605		688
Recorded investment with allowance	461		549
Recorded investment with no allowance	46		41
Total recorded investment	507		590
Related allowance	150		213
Average recorded investment	438	252
Interest income recognized
Cash basis interest income recognized
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	2,834		2,960
Recorded investment with allowance	1,678		1,677
Recorded investment with no allowance	1,144		1,171
Total recorded investment	2,822		2,848
Related allowance	490		481
Average recorded investment	2,318	884
Interest income recognized	22	6
Cash basis interest income recognized
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	2,414		2,058
Recorded investment with allowance	1,851		1,219
Recorded investment with no allowance	197		473
Total recorded investment	2,048		1,692
Related allowance	602		309
Average recorded investment	1,853	2,327
Interest income recognized	4	6
Cash basis interest income recognized
Commercial Real Estate: Construction [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized
Consumer: Home Equity Installment [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	59		106
Recorded investment with no allowance	26		61
Total recorded investment	26		61
Average recorded investment	46	49
Interest income recognized	4
Cash basis interest income recognized
Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	336		443
Recorded investment with allowance	32		105
Recorded investment with no allowance	255		290
Total recorded investment	287		395
Related allowance	1		48
Average recorded investment	366	245
Interest income recognized	4
Cash basis interest income recognized
Consumer: Auto Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	37		50
Recorded investment with allowance	10		27
Recorded investment with no allowance	4
Total recorded investment	14		27
Related allowance	3		4
Average recorded investment	51	52
Interest income recognized
Cash basis interest income recognized
Consumer: Other [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized
Residential: Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	762		774
Recorded investment with allowance	554		559
Recorded investment with no allowance	160		168
Total recorded investment	714		727
Related allowance	141		$ 151
Average recorded investment	761	1,102
Interest income recognized
Cash basis interest income recognized

Loans and Leases (Credit Qualit

Loans and Leases (Credit Quality Indicator Loan Categories) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Unearned lease revenue	$ 1,155	$ 1,159
Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	295,595	280,757
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	202,500	192,143
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	179,932	179,923
Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	11,721	10,231
Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	689,748	663,054
Consumer: Home Equity Installment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	38,425	40,147
Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	47,675	49,725
Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	96,841	98,386
Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	19,266	18,936
Unearned lease revenue		1,200
Consumer: Other [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	6,098	7,602
Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	208,305	214,796
Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	221,766	218,445
Residential: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	22,340	23,357
Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	244,106	241,802
Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	452,411	456,598
Pass [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	289,630	272,889
Pass [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	191,235	179,311
Pass [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	169,042	167,873
Pass [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	10,505	8,635
Pass [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	660,412	628,708
Special mention [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	2,623	4,162
Special mention [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	5,343	6,445
Special mention [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	2,415	3,241
Special mention [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	1,216	1,233
Special mention [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	11,597	15,081
Substandard [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	3,342	3,706
Substandard [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	5,922	6,387
Substandard [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	8,475	8,809
Substandard [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net		363
Substandard [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	17,739	19,265
Doubtful [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Performing [Member] | Consumer: Home Equity Installment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	38,399	40,086
Performing [Member] | Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	47,388	49,330
Performing [Member] | Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	96,795	98,359
Performing [Member] | Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	19,239	18,875
Performing [Member] | Consumer: Other [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	6,098	7,602
Performing [Member] | Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	207,919	214,252
Performing [Member] | Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	221,052	217,718
Performing [Member] | Residential: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	22,340	23,357
Performing [Member] | Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	243,392	241,075
Performing [Member] | Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	451,311	455,327
Non-performing [Member] | Consumer: Home Equity Installment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	26	61
Non-performing [Member] | Consumer: Home Equity Line Of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	287	395
Non-performing [Member] | Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	46	27
Non-performing [Member] | Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	27	61
Non-performing [Member] | Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	386	544
Non-performing [Member] | Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	714	727
Non-performing [Member] | Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	714	727
Non-performing [Member] | Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	$ 1,100	$ 1,271

Loans and Leases (Schedule of C

Loans and Leases (Schedule of Change in Allowance for Loan Losses and the Recorded Investment in Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	$ 14,202	$ 9,747	$ 9,747
Charge-offs	(202)	(301)	(1,168)
Recoveries	39	271	373
Provisions	800	300	5,250
Allowance for Loan Losses: Ending balance	14,839	10,017	14,202
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	1,387		1,206
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	13,452		12,996
Loan Receivables: Ending balance	1,142,159		1,119,652
Loans Receivable: Ending balance: individually evaluated for impairment	6,418		6,340
Loans Receivable: Ending balance: collectively evaluated for impairment	1,135,741		1,113,312
Unearned lease revenue	1,155		1,159
Deferred loan costs	(448)		1,700
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	2,407	1,484	1,484
Charge-offs	(7)	(64)	(372)
Recoveries	4	12	26
Provisions	(62)	121	1,269
Allowance for Loan Losses: Ending balance	2,342	1,553	2,407
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	150		213
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	2,192		2,194
Loan Receivables: Ending balance	295,595		280,757
Loans Receivable: Ending balance: individually evaluated for impairment	507		590
Loans Receivable: Ending balance: collectively evaluated for impairment	295,088		280,167
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	6,383	3,933	3,933
Charge-offs	(124)	(163)	(465)
Recoveries	11	2	30
Provisions	810	171	2,885
Allowance for Loan Losses: Ending balance	7,080	3,943	6,383
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	1,092		790
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	5,988		5,593
Loan Receivables: Ending balance	394,153		382,297
Loans Receivable: Ending balance: individually evaluated for impairment	4,870		4,540
Loans Receivable: Ending balance: collectively evaluated for impairment	389,283		377,757
Consumer [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	2,552	2,013	2,013
Charge-offs	(28)	(43)	(296)
Recoveries	24	64	120
Provisions	(133)	60	715
Allowance for Loan Losses: Ending balance	2,415	2,094	2,552
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	4		52
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	2,411		2,500
Loan Receivables: Ending balance	208,305		214,796
Loans Receivable: Ending balance: individually evaluated for impairment	327		483
Loans Receivable: Ending balance: collectively evaluated for impairment	207,978		214,313
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	2,781	2,278	2,278
Charge-offs	(43)	(31)	(35)
Recoveries		193	197
Provisions	177	(47)	341
Allowance for Loan Losses: Ending balance	2,915	2,393	2,781
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	141		151
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	2,774		2,630
Loan Receivables: Ending balance	244,106		241,802
Loans Receivable: Ending balance: individually evaluated for impairment	714		727
Loans Receivable: Ending balance: collectively evaluated for impairment	243,392		241,075
Unallocated [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	79	39	39
Provisions	8	(5)	40
Allowance for Loan Losses: Ending balance	87	$ 34	79
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	$ 87		$ 79

Loans and Leases (Undiscounted

Loans and Leases (Undiscounted Cash Flows to be Received on Annual Basis for Direct Finance Leases) (Details) $ in Thousands	Mar. 31, 2021USD ($)
Loans and Leases [Abstract]
2021	$ 6,055
2022	5,364
2023	4,982
2024	3,640
2025	369
2026 and thereafter	11
Total future minimum lease payments receivable	20,421
Less: Unearned income	(1,155)
Undiscounted cash flows to be received	$ 19,266

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details)	3 Months Ended
	Mar. 31, 2021ShareBasedCompensationPlanshares	Mar. 31, 2020shares
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Number of active share-based compensation plans | ShareBasedCompensationPlan	2
Potentially dilutive common shares	42,809	34,373
Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Potentially dilutive common shares	31,934	28,070
Restricted Stock [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Potentially dilutive common shares	10,875	6,303

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Basic EPS:
Net income available to common shareholders	$ 5,667	$ 2,634
Weighted-average common shares outstanding	4,990,768	3,792,741
Basic EPS	$ 1.14	$ 0.69
Diluted EPS:
Net income available to common shareholders	$ 5,667	$ 2,634
Weighted-average common shares outstanding	4,990,768	3,792,741
Potentially dilutive common shares	42,809	34,373
Weighted-average common and potentially dilutive shares outstanding	5,033,577	3,827,114
Diluted EPS	$ 1.13	$ 0.69

Stock Plans (Narrative) (Detail

Stock Plans (Narrative) (Details)	3 Months Ended
	Mar. 31, 2021USD ($)$ / sharesShareBasedCompensationPlanshares	Mar. 31, 2020shares	Dec. 31, 2020$ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of active share-based compensation plans | ShareBasedCompensationPlan	2
Common stock, no par value | $ / shares
Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted
Vesting period	3 years
Options exercised	2,932	0
Options exercised, intrinsic value | $	$ 10,190
Options exercised, realized tax deduction | $	125,810
Options exercised, tax benefit | $	$ 26,420
2012 Stock Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan expiration date	Dec. 31, 2022
Number of shares authorized	750,000
Director Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years	3 years
Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Long-Term Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Holding period	2 years
Long-Term Incentive Plan [Member] | Restricted Stock [Member] | Senior Officers and Managers [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term	1 year	1 year
Long-Term Incentive Plan [Member] | Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term	10 years
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	165,000
Number of shares issued	89,642
Award Date One [Member] | Omnibus Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years	3 years
Award Date Three [Member] | Omnibus Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years

Stock Plans (Summary of Weighte

Stock Plans (Summary of Weighted-Average Fair-Value and Vesting of Restricted Stock Grants) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	26,138	17,811
Weighted-average grant date fair value	$ 52.02	$ 55.59
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	12,500	6,000
Weighted-average grant date fair value	$ 52	$ 56.63
Vesting period	3 years	3 years
Director Plan [Member] | Share-based Compensation Award, Tranche One, Two and Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, percentage per year	33.00%	33.00%
Award Date One [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	13,552	11,761
Weighted-average grant date fair value	$ 52	$ 55.06
Vesting period	3 years	3 years
Award Date Two [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	50	50
Weighted-average grant date fair value	$ 58.17	$ 57.62
Vesting period	1 year	1 year
Award Date Three [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	36
Weighted-average grant date fair value	$ 58.17
Vesting period	3 years

Stock Plans (Schedule of Non-Ve

Stock Plans (Schedule of Non-Vested Restricted Stock Units Activity) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2020	30,077
Granted	26,138
Forfeited	(255)
Vested	(11,059)
Non-vested balance at March 31, 2021	44,901
Weighted-average grant date fair value, Non-vested balance at December 31, 2020	$ 53.36
Weighted-average grant date fair value, Granted	52.02	$ 55.59
Weighted-average grant date fair value, Forfeited	52.68
Weighted-average grant date fair value, Vested	52.28
Weighted-average grant date fair value, Non-vested balance at March 31, 2021	$ 53.14
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2020	9,402
Granted	12,500
Forfeited
Vested	(4,998)
Non-vested balance at March 31, 2021	16,904
Weighted-average grant date fair value, Granted	$ 52	$ 56.63
Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2020	20,675
Granted	13,638
Forfeited	(255)
Vested	(6,061)
Non-vested balance at March 31, 2021	27,997

Stock Plans (Schedule of SSARs

Stock Plans (Schedule of SSARs Activity) (Details) - Stock-Settled Stock Appreciation Rights (SSARs) [Member] - $ / shares	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding December 31, 2020	97,264
Granted
Exercised	(2,932)	0
Forfeited
Outstanding March 31, 2021	94,332		97,264
Weighted-average grant date fair value, Outstanding December 31,	$ 9.47
Weighted-average grant date fair value - Exercised	3.48
Weighted-average grant date fair value, Outstanding March 31, 2021	$ 9.66		$ 9.47
Weighted-average remaining contractual term (years), Outstanding	6 years 3 months 18 days		6 years 6 months
Vested and exercisable	90,639
Vesting period	3 years
Share-based Compensation Award, Tranche One, Two and Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, percentage per year	33.00%

Stock Plans (Schedule of Compen

Stock Plans (Schedule of Compensation Cost for Share-Based Payment Arrangements, Allocation of Share-Based Compensation Costs by Plan) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Non-Vested Equity Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 276	$ 275
Non-Vested Equity Awards [Member] | Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	75	78
Non-Vested Equity Awards [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	157	170
Non-Vested Equity Awards [Member] | Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	44	27
Restricted Stock And Stock-Settled Stock Appreciation Rights [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Accrued stock-based compensation expense	$ (10)	$ (32)

Stock Plans (Schedule of Unreco

Stock Plans (Schedule of Unrecognized Compensation Cost, Non-Vested Awards) (Details) - Stock-Based Compensation Plan [Member] $ in Thousands	Mar. 31, 2021USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	$ 2,095
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	846
Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	$ 1,249

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2021USD ($)item	Dec. 31, 2020USD ($)item
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Transfers into (out of) Level 3 | $	$ 0	$ 0
Minimum [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(26.16%)	(27.04%)
Minimum [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.1663)	(0.2147)
Maximum [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(48.22%)	(70.66%)
Maximum [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.7760)	(0.7760)
Weighted Average [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(42.16%)	(44.49%)
Weighted Average [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.2787)	(0.3130)

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amount and Estimated Fair Value by Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale debt securities	$ 436,622	$ 392,420
Loans held-for-sale	11,208	30,858
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	222,953	69,346
Available-for-sale debt securities	436,622	392,420
Restricted investment in bank stock	2,931	2,813
Loans and leases, net	1,127,320	1,105,450
Loans held-for-sale	11,001	29,786
Accrued interest receivable	5,723	5,712
FHLB advances		5,000
Accrued interest payable	182	337
Carrying Amount [Member] | Deposits With No Stated Maturities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	1,611,034	1,381,722
Carrying Amount [Member] | Time Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	111,867	127,783
Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	222,953	69,346
Available-for-sale debt securities	436,622	392,420
Restricted investment in bank stock	2,931	2,813
Loans and leases, net	1,137,198	1,116,711
Loans held-for-sale	11,208	30,858
Accrued interest receivable	5,723	5,712
FHLB advances		5,348
Accrued interest payable	182	337
Estimated Fair Value [Member] | Deposits With No Stated Maturities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	1,611,034	1,381,722
Estimated Fair Value [Member] | Time Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	111,929	128,200
Quoted Prices In Active Markets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	222,953	69,346
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale debt securities	436,622	392,420
Restricted investment in bank stock	2,931	2,813
Loans held-for-sale	11,208	30,858
Accrued interest receivable	5,723	5,712
FHLB advances		5,348
Accrued interest payable	182	337
Significant Other Observable Inputs (Level 2) [Member] | Deposits With No Stated Maturities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	1,611,034	1,381,722
Significant Other Observable Inputs (Level 2) [Member] | Time Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposit liabilities	111,929	128,200
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans and leases, net	$ 1,137,198	$ 1,116,711

Fair Value Measurements (Financ

Fair Value Measurements (Financial Instruments Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	$ 436,622	$ 392,420
Agency - GSE [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	56,850	45,447
Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	228,161	199,713
MBS - GSE Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	151,611	147,260
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	436,622	392,420
Significant Other Observable Inputs (Level 2) [Member] | Agency - GSE [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	56,850	45,447
Significant Other Observable Inputs (Level 2) [Member] | Obligations Of States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	228,161	199,713
Significant Other Observable Inputs (Level 2) [Member] | MBS - GSE Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	$ 151,611	$ 147,260

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 3,376	$ 3,112
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	3,199	2,930
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	177	182
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	3,376	3,112
Significant Other Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	3,199	2,930
Significant Other Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 177	$ 182

Acquisition (Narrative) (Detail

Acquisition (Narrative) (Details)	May 01, 2020USD ($)item$ / sharesshares	Feb. 28, 2021USD ($)item$ / sharesshares	May 31, 2020USD ($)item$ / sharesshares	Mar. 31, 2021USD ($)item	Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)	Apr. 30, 2020USD ($)
Business Acquisition [Line Items]
Goodwill				$ 7,053,000		$ 7,053,000
Fair value premium				435,150,000		$ 381,088,000
Merger-related expenses				$ 523,000	$ 271,000
MNB Corporation [Member]
Business Acquisition [Line Items]
Number of banks held | item			1
Number of bank centers | item			9
Fair value of assets acquired including goodwill			$ 451,400,000
Loans			245,300,000				$ 245,283,000
Deposits			395,600,000
Goodwill	$ 6,843,000		$ 6,800,000
Exchange ratio | shares	1.039		1.039
Shares issued | shares	1,176,970		1,176,970
Equity portion of purchase price	$ 45,407,503		$ 45,400,000
Acquisition transaction value	$ 45,411,000
Cash consideration (per share) | $ / shares	$ 43.77		$ 43.77
Fair value, preliminary and subject to refinement, period				1 year
Fair value premium	$ 3,900,000
Number of separate fair valuation methodology employed | item				3
Loans receivable with gross amortized cost basis							250,300,000
Interest rate fair value adjustment on pools of homogeneous loans							3,335,000
Credit fair value discount							$ 6,863,000
Number of branches where leases were assumed | item	4
Core deposit intangibles, useful life				10 years
Landmark Bancorp, Inc. [Member] | Pending Acquisition [Member]
Business Acquisition [Line Items]
Number of bank centers | item		5
Exchange ratio | shares		0.272
Acquisition transaction value		$ 43,400,000
Cash consideration (per share) | $ / shares		$ 3.26
Merger-related expenses		$ 3,200,000		$ 500,000

Acquisition (Summary of Conside

Acquisition (Summary of Consideration Paid for MNB) (Details) - USD ($)	May 01, 2020	May 31, 2020	Mar. 31, 2021	Dec. 31, 2020
Business Acquisition [Line Items]
Goodwill Recorded in Acquisition			$ 7,053,000	$ 7,053,000
MNB Corporation [Member]
Business Acquisition [Line Items]
MNB shares oustanding	1,132,873
Exchange ratio	1.039	1.039
Total FDBC shares	1,177,055
Shares paid in cash for fractional shares	84.71
Cash consideration (per MNB share)	$ 43.77	$ 43.77
Cash portion of purchase price (cash in lieu of fractional shares)	$ 3,708
Total FDBC shares issued	1,176,970	1,176,970
FDBC's share price for purposes of calculation	$ 38.58
Equity portion of purchase price	$ 45,407,503	$ 45,400,000
Total consideration paid	45,411,210
Total Purchase Price	45,411,000
Cash and cash equivalents	53,004,000
Investment securities	123,420,000
Loans held for sale	604,000
Loans	244,679,000
Restricted investments in bank stock	692,000
Premises and equipment	6,907,000
Core deposit intangible asset	1,973,000
Other assets	13,264,000
Total assets acquired	444,543,000
Non-interest bearing deposits	118,822,000
Interest bearing deposits	276,816,000
FHLB borrowings	7,627,000
Other liabilities	2,710,000
Total liabilities assumed	405,975,000
Net Assets Acquired	38,568,000
Goodwill Recorded in Acquisition	$ 6,843,000	$ 6,800,000

Acquisition (Summary of Fair Va

Acquisition (Summary of Fair Value Adjustments of Loans Acquired) (Details) - MNB Corporation [Member] - USD ($)	May 31, 2020	Apr. 30, 2020
Business Acquisition [Line Items]
Gross amortized cost basis at April 30, 2020		$ 250,347,000
Interest rate fair value adjustment on pools of homogeneous loans		3,335,000
Credit fair value adjustment on pools of homogeneous loans		(6,863,000)
Credit fair value adjustment on purchased credit impaired loans		(1,536,000)
Fair value of acquired loans at April 30, 2020	$ 245,300,000	$ 245,283,000

Acquisition (Summary of Credit

Acquisition (Summary of Credit Adjustment on Acquired Impaired Loans) (Details) - MNB Corporation [Member]	May 01, 2020USD ($)
Business Acquisition [Line Items]
Contractual principal and interest at acquisition	$ 3,778,000
Nonaccretable difference	(2,214,000)
Expected cash flows at acquisition	1,564,000
Accretable yield	(248,000)
Fair value of purchased impaired loans	$ 1,316,000

Acquisition (Summary of Supplem

Acquisition (Summary of Supplemental Pro Forma Financial Information) (Details) - MNB Corporation [Member] - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Business Acquisition [Line Items]
Net interest income	$ 48,812	$ 46,199
Other income	14,387	11,966
Total net interest income and other income	63,199	58,165
Net income	$ 14,272	$ 16,035
Basic earnings per common share	$ 2.87	$ 3.24
Diluted earnings per common share	$ 2.85	$ 3.21

Employee Benefits (Narrative) (

Employee Benefits (Narrative) (Details) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2021USD ($)employee	Dec. 31, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)	Jan. 31, 2021employee	Mar. 31, 2019employee	Mar. 20, 2019employee	Dec. 31, 2017employee	Mar. 29, 2017employee
Employee Benefits [Abstract]
BOLI added		$ 11,000		$ 9,300
Cash surrender value of bank owned life insurance	$ 44,582	44,285		44,285
Earnings on bank-owned life insurance	296		$ 165	165
Number of officers with split dollar life insurance arrangement | employee					15	1		11
Split dollar life insurance arrangement, death benefit	42,600
Split dollar life insurance arrangement, death benefit to be paid to insured's beneficiary	4,400
Split dollar life insurance arrangement, death benefit to be paid to Company	$ 38,200
Number of officers with opportunity to retain benefit equal to two times highest base salary after separation | employee	4
Split dollar life insurance arrangement, accrued expense	$ 164	154		154
Number of officers who entered into supplemental executive retirement agreement | employee							1		5
Defined contribution plan, accrued expense	$ 2,100	$ 2,000		$ 2,000

Revenue Recognition (Narrative)

Revenue Recognition (Narrative) (Details) - USD ($)	Mar. 31, 2021	Dec. 31, 2020	Dec. 31, 2018
Revenue Recognition [Abstract]
Contract balance	$ 0	$ 0
Capitalized contract cost			$ 0

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)item	Mar. 31, 2020USD ($)
Leases [Line Items]
Number of properties leased under operating lease | item	10
Total lease cost	$ 180	$ 134
Premise and Equipment [Member]
Leases [Line Items]
Total lease cost	171
Other Expense [Member]
Leases [Line Items]
Total lease cost	$ 9
Land [Member]
Leases [Line Items]
Number of properties leased under operating lease | item	4

Leases (Analysis of Leased Prop

Leases (Analysis of Leased Property under Finance Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Equipment	$ 485	$ 485
Less accumulated depreciation and amortization	(226)	(202)
Leased property under finance leases, net	$ 259	$ 283

Leases (Schedule of Future Mini

Leases (Schedule of Future Minimum Lease Payments under Finance Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Leases [Abstract]
2021	$ 76
2022	101
2023	74
2024	17
2025	8
Total minimum lease payments	276
Less amount representing interest	(9)
Present value of net minimum lease payments	$ 267	$ 291

Leases (Schedule of Lease Costs

Leases (Schedule of Lease Costs and Other Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Leases [Abstract]
Amortization of right-of-use assets	$ 24	$ 20
Interest on lease liabilities	2	2
Operating lease cost	148	108
Short-term lease cost	5	5
Variable lease cost	1	(1)
Total lease cost	180	134
Operating cash flows from finance leases	2	2
Operating cash flows from operating leases (Fixed payments)	138	99
Operating cash flows from operating leases (Liability reduction)	77	39
Financing cash flows from finance leases	$ 24	$ 18
Weighted-average remaining lease term - finance leases	2 years 10 months 20 days	3 years 5 months 1 day
Weighted average remaining lease term - operating leases	21 years 1 month 17 days	23 years 7 months 28 days
Weighted-average discount rate - finance leases	2.50%	3.07%
Weighted-average discount rate - operating leases	3.57%	3.78%

Leases (Schedule of Future Mi_2

Leases (Schedule of Future Minimum Lease Payments under Operating Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Leases [Abstract]
2021	$ 415
2022	518
2023	508
2024	511
2025	517
2026 and thereafter	8,381
Total future minimum lease payments	10,850
Plus variable payment adjustment	220
Less amount representing interest	(3,503)
Present value of net future minimum lease payments	$ 7,567	$ 7,644

Leases (Schedule of Undiscounte

Leases (Schedule of Undiscounted Cash Flows to be Received) (Details) $ in Thousands	Mar. 31, 2021USD ($)
Leases [Abstract]
2021	$ 154
2022	104
2023	48
2024	51
2025	54
2026 and thereafter	81
Total lease payments to be received	$ 492

Leases (Schedule of Lease Incom

Leases (Schedule of Lease Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Leases [Abstract]
Lease income - direct finance leases: Interest income on lease receivables	$ 190	$ 176
Lease income - operating leases	51	57
Total lease income	$ 241	$ 233