Fidelity D & D Bancorp (FDBC) 10-Q 12 May 22 2022 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 30, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Current Fiscal Year End Date	--12-31
Document Period End Date	Mar. 31, 2022
Document Fiscal Year Focus	2022
Document Transition Report	false
Entity File Number	001-38229
Entity Registrant Name	FIDELITY D & D BANCORP, INC.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-3017653
Entity Address, Address Line One	Blakely & Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	342-8281
Title of 12(b) Security	Common stock, without par value
Trading Symbol	FDBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,659,068
Amendment Flag	false
Entity Central Index Key	0001098151
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets:
Cash and due from banks	$ 37,695	$ 27,317
Interest-bearing deposits with financial institutions	59,708	69,560
Total cash and cash equivalents	97,403	96,877
Available-for-sale securities	711,583	738,980
Restricted investments in bank stock	3,231	3,206
Loans and leases, net (allowance for loan losses of $16,081 in 2022; $15,624 in 2021)	1,456,797	1,417,504
Loans held-for-sale (fair value $6,315 in 2022, $32,013 in 2021)	6,236	31,727
Foreclosed assets held-for-sale	151	434
Bank premises and equipment, net	31,336	29,310
Leased property under finance leases, net	1,292	1,307
Right-of-use assets	8,903	9,006
Cash surrender value of bank owned life insurance	53,065	52,745
Accrued interest receivable	7,424	7,526
Goodwill	19,628	19,628
Core deposit intangible, net	1,834	1,942
Other assets	21,891	8,912
Total assets	2,420,774	2,419,104
Liabilities:
Deposits: Interest-bearing	1,610,508	1,579,582
Deposits: Non-interest-bearing	599,497	590,283
Total deposits	2,210,005	2,169,865
Accrued interest payable and other liabilities	14,090	15,943
Finance lease obligation	1,309	1,320
Operating lease liabilities	9,555	9,627
Secured borrowings	10,572	10,620
Total liabilities	2,245,531	2,207,375
Shareholders' equity:
Preferred stock authorized 5,000,000 shares with no par value; none issued
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 5,659,068 at March 31, 2022; and 5,645,687 at December 31, 2021)	114,666	114,108
Retained earnings	103,074	97,442
Accumulated other comprehensive (loss) income	(42,497)	179
Total shareholders' equity	175,243	211,729
Total liabilities and shareholders' equity	$ 2,420,774	$ 2,419,104

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Consolidated Balance Sheets [Abstract]
Loans and leases, allowance for loan losses	$ 16,081	$ 15,624
Loans held-for-sale, fair value	$ 6,315	$ 32,013
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, no par value
Preferred stock, shares issued	0	0
Capital stock, no par value
Capital stock, shares authorized	10,000,000	10,000,000
Capital stock, shares issued	5,659,068	5,645,687
Capital stock, shares outstanding	5,659,068	5,645,687

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans and leases: Taxable	$ 14,367	$ 12,188
Loans and leases: Nontaxable	409	320
Interest-bearing deposits with financial institutions	33	21
Restricted investments in bank stock	31	33
Investment securities:
U.S. government agency and corporations	1,508	700
States and political subdivisions (nontaxable)	1,381	854
States and political subdivisions (taxable)	449	224
Total interest income	18,178	14,340
Interest expense:
Deposits	822	864
Secured borrowings	65
FHLB advances		26
Total interest expense	887	890
Net interest income	17,291	13,450
Provision for loan losses	525	800
Net interest income after provision for loan losses	16,766	12,650
Other income:
Earnings on bank-owned life insurance	319	296
Gain (loss) on write-down, sale or disposal of:
Loans	712	2,347
Premises and equipment	(157)
Total other income	4,554	5,516
Other expenses:
Salaries and employee benefits	6,714	5,226
Premises and equipment	1,925	1,642
Data processing and communication	712	603
Advertising and marketing	781	901
Professional services	719	937
Merger-related expenses		523
Automated transaction processing	369	292
Office supplies and postage	179	113
PA shares tax	160	50
Loan collection	35	50
Other real estate owned	(25)	25
FDIC assessment	237	111
FHLB prepayment fee		369
Other	848	614
Total other expenses	12,654	11,456
Income before income taxes	8,666	6,710
Provision for income taxes	1,144	1,043
Net income	$ 7,522	$ 5,667
Per share data:
Net income - basic	$ 1.33	$ 1.14
Net income - diluted	1.32	1.13
Dividends	$ 0.33	$ 0.30
Service charges on deposit accounts [Member]
Other income:
Other income: revenues from contracts with customers	$ 799	$ 566
Interchange fees [Member]
Other income:
Other income: revenues from contracts with customers	1,176	949
Service charges on loans [Member]
Other income:
Other income: revenues from contracts with customers	441	511
Fees from trust fiduciary activities [Member]
Other income:
Other income: revenues from contracts with customers	617	494
Fees from financial services [Member]
Other income:
Other income: revenues from contracts with customers	267	175
Fees and other revenue [Member]
Other income:
Other income: revenues from contracts with customers	$ 380	$ 178

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 7,522	$ 5,667
Other comprehensive loss, before tax:
Unrealized holding loss on available-for-sale debt securities	(54,020)	(9,860)
Reclassification adjustment for net gains realized in income
Net unrealized loss	(54,020)	(9,860)
Tax effect	11,344	2,071
Unrealized loss, net of tax	(42,676)	(7,789)
Other comprehensive loss, net of tax	(42,676)	(7,789)
Total comprehensive loss, net of tax	$ (35,154)	$ (2,122)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Capital Stock [Member]	Retained earnings [Member]	Accumulated other comprehensive income (loss) [Member]	Total
Beginning balance at Dec. 31, 2020	$ 77,676	$ 80,042	$ 8,952	$ 166,670
Balance, shares at Dec. 31, 2020	4,977,750
Net income		5,667		5,667
Other comprehensive loss			(7,789)	(7,789)
Issuance of common stock through Employee Stock Purchase Plan	$ 270			270
Issuance of common stock through Employee Stock Purchase Plan, shares	4,738
Issuance of common stock from vested restricted share grants through stock compensation plans	11,059
Issuance of common stock through exercise of SSARs, shares	2,000
Stock-based compensation expense	$ 276			276
Cash dividends declared		(1,512)		(1,512)
Ending balance at Mar. 31, 2021	$ 78,222	84,197	1,163	163,582
Balance, shares at Mar. 31, 2021	4,995,547
Beginning balance at Dec. 31, 2021	$ 114,108	97,442	179	211,729
Balance, shares at Dec. 31, 2021	5,645,687
Net income		7,522		7,522
Other comprehensive loss			(42,676)	(42,676)
Issuance of common stock through Employee Stock Purchase Plan	$ 252			252
Issuance of common stock through Employee Stock Purchase Plan, shares	4,891
Issuance of common stock from vested restricted share grants through stock compensation plans	8,490
Stock-based compensation expense	$ 306			306
Cash dividends declared		(1,890)		(1,890)
Ending balance at Mar. 31, 2022	$ 114,666	$ 103,074	$ (42,497)	$ 175,243
Balance, shares at Mar. 31, 2022	5,659,068

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 7,522	$ 5,667
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion	1,402	1,394
Provision for loan losses	525	800	$ 2,000
Deferred income tax expense (benefit)	439	(544)
Stock-based compensation expense	306	266
Excess tax benefit from exercise of SSARs		26
Proceeds from sale of loans held-for-sale	30,239	82,284
Originations of loans held-for-sale	(18,048)	(60,426)
Earnings from bank-owned life insurance	(319)	(296)	(296)
Net gain from sales of loans	(712)	(2,347)
Net gain from sales of investment securities
Net (gain) loss from sale and write-down of foreclosed assets held-for-sale	(44)	(15)
Net loss from write-down and disposal of bank premises and equipment	157
Operating lease payments	31	7
Change in:
Accrued interest receivable	101	(11)
Other assets	(1,501)	(1,605)
Accrued interest payable and other liabilities	(1,853)	492
Net cash provided by operating activities	18,245	25,692
Available-for-sale securities:
Proceeds from sales
Proceeds from maturities, calls and principal pay-downs	10,057	14,276
Purchases	(37,930)	(69,290)
Increase in restricted investments in bank stock	(24)	(118)
Net increase in loans and leases	(27,254)	(25,056)
Principal portion of lease payments received under direct finance leases	1,494	1,123
Purchases of bank premises and equipment	(3,242)	(286)
Proceeds from sale of foreclosed assets held-for-sale	764	107
Net cash used in investing activities	(56,135)	(79,244)
Cash flows from financing activities:
Net increase in deposits	40,149	213,425
Net decrease in other borrowings	(36)
Repayment of FHLB advances		(5,000)
Repayment of finance lease obligation	(59)	(24)
Proceeds from employee stock purchase plan participants	252	270
Dividends paid	(1,890)	(1,512)
Net cash provided by financing activities	38,416	207,159
Net increase in cash and cash equivalents	526	153,607
Cash and cash equivalents, beginning	96,877	69,346	69,346
Cash and cash equivalents, ending	97,403	222,953	$ 96,877
Supplemental Disclosures of Cash Flow Information, Cash payments for:
Interest	928	1,046
Income tax
Supplemental Disclosures of Non-cash Investing Activities:
Net change in unrealized gains on available-for-sale securities	(54,020)	(9,860)
Transfers from loans to foreclosed assets held-for-sale	437	249
Transfers from/(to) loans to/(from) loans held-for-sale, net	(12,798)	1,491
Transfers from premises and equipment to other assets held-for-sale	633
Security settlement pending		$ 7,894
Right-of-use asset	50
Lease liability	$ 50

Nature of Operations and Critic

Nature of Operations and Critical Accounting Policies	3 Months Ended
	Mar. 31, 2022
Nature of Operations and Critical Accounting Policies [Abstract]
Nature of Operations and Critical Accounting Policies	1. Nature of operations and critical accounting policies Nature of operations Fidelity D & D Bancorp, Inc. (the Company) is a bank holding company and the parent of The Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank and trust company chartered under the laws of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903 , the Bank is committed to provide superior customer service, while offering a full range of banking products and financial and trust services to both our consumer and commercial customers from our main office located in Dunmore and other branches located throughout Lackawanna, Northampton and Luzerne Counties and Wealth Management offices in Schuylkill and Lebanon Counties. On July 1, 2021, the Company completed its acquisition of Landmark Bancorp, Inc. (Landmark) and its wholly-owned subsidiary, Landmark Community Bank (Landmark Bank). At the time of the acquisition, Landmark merged with and into an acquisition subsidiary of the Company with the acquisition subsidiary Company surviving the merger. In addition, immediately thereafter Landmark Bank merged with and into the Bank with the Bank as the surviving bank. On May 1, 2020, the Company completed its acquisition of MNB Corporation (MNB) and its wholly-owned subsidiary, Merchants Bank of Bangor. At the time of the acquisition, MNB merged with and into the Company with the Company surviving the merger. In addition, immediately thereafter Merchants Bank of Bangor merged with and into the Bank with the Bank as the surviving bank. Further discussion of the acquisition of Landmark can be found in Footnote 9, “Acquisition”. Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements. In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included. All significant inter-company balances and transactions have been eliminated in consolidation. For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company. In the opinion of management, the consolidated balance sheets as of March 31, 2022 and December 31, 2021 and the related consolidated statements of income, consolidated statements of comprehensive income and consolidated statements of changes in shareholders’ equity and consolidated statements of cash flows for the three months ended March 31, 2022 and 2021 present fairly the financial condition and results of operations of the Company. All material adjustments required for a fair presentation have been made. These adjustments are of a normal recurring nature. Certain reclassifications have been made to the 2021 financial statements to conform to the 2022 presentation. In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after March 31, 2022 through the date these consolidated financial statements were issued. This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31 , 2021, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K. Critical accounting policies The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at March 31, 2022 is adequate and reasonable to cover incurred losses. Given the subjective nature of identifying and estimating loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance amount. While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination. Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services. Accordingly, when selling investment securities, price quotes may be obtained from more than one source. All of the Company’s debt securities are classified as available-for-sale (AFS). AFS debt securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (AOCI). The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained. On occasion, the Company may transfer loans from the loan portfolio to loans HFS. Under these circumstances, pricing may be obtained from other entities and the residential mortgage loans are transferred at the lower of cost or market value and simultaneously sold. For other loans transferred to HFS, pricing may be obtained from other entities or modeled and the other loans are transferred at the lower of cost or market value and then sold. As of March 31, 2022 and December 31, 2021, loans classified as HFS consisted of residential mortgage loans. Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet. Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles. ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell. Any write-downs at the date of foreclosure are charged to the allowance for loan losses. Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value, any rental income received and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income. We account for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable. Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 -year period. Goodwill is tested for impairment on at least an annual basis. There was no goodwill impairment as of March 31, 2022 and December 31, 2021. Other acquired intangible assets that have finite lives, such as core deposit intangibles, are amortized over their estimated useful lives and subject to periodic impairment testing. Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. The Company accounts for certain participation interests in commercial loans receivable (loan participation agreements) sold as a sale of financial assets pursuant to ASC 860, Transfers and Servicing. Loan participation agreements that meet the sale criteria under ASC 860 are derecognized from the Consolidated Balance Sheets at the time of transfer. If the transfer of loans does not meet the sale criteria or participating interest criteria under ASC 860, the transfer is accounted for as a secured borrowing and the loan is not de-recognized and a participating liability is recorded in the Consolidated Balance Sheets. The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not deductible for tax purposes. Monthly expenses for the SERP and post-retirement split dollar life benefit are recorded as components of salaries and employee benefit expense on the consolidated statements of income. For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

New Accounting Pronouncements

New Accounting Pronouncements	3 Months Ended
	Mar. 31, 2022
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	2. New accounting pronouncements In June 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326) Measurement of Credit Losses on Financial Instruments (CECL) . The amendments in this update require financial assets measured at amortized cost basis to be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis. Previously, when credit losses were measured under GAAP, an entity only considered past events and current conditions when measuring the incurred loss. The amendments in this update broaden the information that an entity must consider in developing its expected credit loss estimate for assets measured either collectively or individually. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. An entity must use judgement in determining the relevant information and estimation methods that are appropriate under the circumstances. The amendments in this update also require that credit losses on available-for-sale debt securities be presented as an allowance for credit losses rather than a writedown. In November 2018, the FASB issued ASU 2018-19, Codification Improvements to Topic 326 , which clarifies that receivables arising from operating leases are not within the scope of Topic 326. In December 2018, regulators issued a final rule related to regulatory capital (Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations) which is intended to provide regulatory capital relief for entities transitioning to CECL. In April 2019, the FASB issued ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments – Credit Losses, Topic 815, Derivatives and Hedging and Topic 825, Financial Instruments . As it relates to CECL, this guidance amends certain provisions contained in ASU 2016-13, particularly in regards to the inclusion of accrued interest in the definition of amortized cost, as well as clarifying that extension and renewal options that are not unconditionally cancelable by the entity that are included in the original or modified contract should be considered in the entity’s determination of expected credit losses. The amendments in this update are effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2019 for public companies. Early adoption is permitted beginning after December 15, 2018, including interim periods within those fiscal years. An entity will apply the amendments in this update through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption (modified-retrospective approach). Upon adoption, the change in this accounting guidance could result in an increase in the Company's allowance for loan losses and require the Company to record loan losses more rapidly. On October 16, 2019, the FASB decided to move forward with finalizing its proposal to defer the effective date for ASU 2016-13 for smaller reporting companies to fiscal years beginning after December 31, 2022, including interim periods within those fiscal periods. Since the Company currently meets the SEC definition of a smaller reporting company, the delay will be applicable to the Company. The Company has engaged the services of a qualified third-party service provider to assist management in estimating credit allowances under this standard and is currently evaluating the impact of ASU 2016-13 on its consolidated financial statements. The current allowance for loan losses calculation is expected to be run side-by-side with the CECL model in the 2 nd , 3 rd and 4 th quarters of 2022 to gain a better understanding of the effects of the change. In March 2022, the FASB issued ASU 2022-02, Financial Instruments-Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures . The amendments in this update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables-Troubled Debt Restructurings by Creditors , while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. The amendments in this update also require that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments-Credit Losses-Measured at Amortized Cost . The amendments in this update are effective for the Company upon adoption of ASU 2016-13. The amendments in this update should be applied prospectively, except as provided in the next sentence. For the transition method related to the recognition and measurement of TDRs, the Company has the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The amendments in this update provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The amendments in this update are elective and apply to all entities that have contracts that reference LIBOR or another reference rate expected to be discontinued. The guidance includes a general principle that permits an entity to consider contract modifications due to reference rate reform to be an event that does not require contract remeasurement at the modification date or reassessment of a previous accounting determination. An optional expedient simplifies accounting for contract modifications to loans receivable and debt, by prospectively adjusting the effective interest rate. The amendments in ASU 2020-04 are effective as of March 12, 2020 through December 31, 2022. The Company expects to apply the amendments prospectively for applicable loan and other contracts within the effective period of ASU 2020-04. As of March 31, 2022, the Company had approximately $43 million in loans with rates tied to LIBOR. The Company is working on modifying each of these contracts to have all modifications completed by December 31, 2022.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	3. Accumulated other comprehensive income The following tables illustrate the changes in accumulated other comprehensive income by component and the details about the components of accumulated other comprehensive income as of and for the periods indicated: As of and for the three months ended March 31, 2022 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 179 Other comprehensive loss before reclassifications, net of tax ( 42,676 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 42,676 ) Ending balance $ ( 42,497 ) As of and for the three months ended March 31, 2021 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 8,952 Other comprehensive loss before reclassifications, net of tax ( 7,789 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 7,789 ) Ending balance $ 1,163

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2022
Investment Securities [Abstract]
Investment Securities	4. Investment securities Agency – Government-sponsored enterprise (GSE) and Mortgage-backed securities (MBS) - GSE residential Agency – GSE and MBS – GSE residential securities consist of short- to long-term notes issued by Federal Home Loan Mortgage Corporation (FHLMC), FNMA, FHLB and Government National Mortgage Association (GNMA). These securities have interest rates that are fixed, have varying short to long-term maturity dates and have contractual cash flows guaranteed by the U.S. government or agencies of the U.S. government. Obligations of states and political subdivisions (municipal) The municipal securities are general obligation and revenue bonds rated as investment grade by various credit rating agencies and have fixed rates of interest with mid- to long-term maturities. Fair values of these securities are highly driven by interest rates. Management performs ongoing credit quality reviews on these issues. The amortized cost and fair value of investment securities at March 31, 2022 and December 31, 2021 are summarized as follows: Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value March 31, 2022 Available-for-sale debt securities: Agency - GSE $ 124,134 $ 59 $ ( 9,961 ) $ 114,232 Obligations of states and political subdivisions 364,689 1,432 ( 27,498 ) 338,623 MBS - GSE residential 276,553 116 ( 17,941 ) 258,728 Total available-for-sale debt securities $ 765,376 $ 1,607 $ ( 55,400 ) $ 711,583 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2021 Available-for-sale debt securities: Agency - GSE $ 119,399 $ 204 $ ( 2,600 ) $ 117,003 Obligations of states and political subdivisions 360,680 6,708 ( 2,678 ) 364,710 MBS - GSE residential 258,674 1,654 ( 3,061 ) 257,267 Total available-for-sale debt securities $ 738,753 $ 8,566 $ ( 8,339 ) $ 738,980 The amortized cost and fair value of debt securities at March 31, 2022 by contractual maturity are summarized below: Amortized Fair (dollars in thousands) cost value Available-for-sale securities: Debt securities: Due in one year or less $ 6,134 $ 6,155 Due after one year through five years 16,210 15,783 Due after five years through ten years 119,144 109,081 Due after ten years 347,335 321,836 MBS - GSE residential 276,553 258,728 Total available-for-sale debt securities $ 765,376 $ 711,583 Actual maturities will differ from contractual maturities because issuers and borrowers may have the right to call or repay obligations with or without call or prepayment penalty. Agency – GSE and municipal securities are included based on their original stated maturity. MBS – GSE residential, which are based on weighted-average lives and subject to monthly principal pay-downs, are listed in total. Most of the securities have fixed rates or have predetermined scheduled rate changes and many have call features that allow the issuer to call the security at par before its stated maturity without penalty. The following table presents the fair value and gross unrealized losses of debt securities aggregated by investment type, the length of time and the number of securities that have been in a continuous unrealized loss position as of March 31, 2022 and December 31, 2021: Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses March 31, 2022 Agency - GSE $ 64,808 $ ( 5,309 ) $ 43,387 $ ( 4,652 ) $ 108,195 $ ( 9,961 ) Obligations of states and political subdivisions 257,752 ( 23,838 ) 29,713 ( 3,660 ) 287,465 ( 27,498 ) MBS - GSE residential 219,792 ( 14,985 ) 28,377 ( 2,956 ) 248,169 ( 17,941 ) Total $ 542,352 $ ( 44,132 ) $ 101,477 $ ( 11,268 ) $ 643,829 $ ( 55,400 ) Number of securities 341 54 395 December 31, 2021 Agency - GSE $ 84,308 $ ( 1,460 ) $ 26,516 $ ( 1,140 ) $ 110,824 $ ( 2,600 ) Obligations of states and political subdivisions 193,124 ( 2,662 ) 12,796 ( 399 ) 205,920 ( 3,061 ) MBS - GSE residential 137,495 ( 2,351 ) 9,469 ( 327 ) 146,964 ( 2,678 ) Total $ 414,927 $ ( 6,473 ) $ 48,781 $ ( 1,866 ) $ 463,708 $ ( 8,339 ) Number of securities 187 26 213 The Company had 395 debt securities in an unrealized loss position at March 31, 2022, including 46 agency-GSE securities, 122 MBS – GSE residential securities and 227 municipal securities. The severity of these unrealized losses based on their underlying cost basis was as follows at March 31, 2022: 8.43 % for agency - GSE, 6.74 % for total MBS-GSE residential; and 8.73 % for municipals. Fifty-four of these securities had been in an unrealized loss position in excess of 12 months. Management has no intent to sell any securities in an unrealized loss position as of March 31, 2022. During the second quarter of 2022, the Company transferred investment securities with a book value of $ 245.5 million from available-for-sale to held-to-maturity. The accounting for securities held-to-maturity on this transfer will mitigate the effect on the other comprehensive income (OCI) component of stockholders’ equity from the price risk of rising interest rates which will result in further future unrealized losses in the available-for-sale portfolio. Management believes the cause of the unrealized losses is related to changes in interest rates and is not directly related to credit quality. Quarterly, management conducts a formal review of investment securities for the presence of other than temporary impairment (OTTI). The accounting guidance related to OTTI requires the Company to assess whether OTTI is present when the fair value of a debt security is less than its amortized cost as of the balance sheet date. Under those circumstances, OTTI is considered to have occurred if: (1) the entity has the intent to sell the security; (2) more likely than not the entity will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost. The accounting guidance requires that credit-related OTTI be recognized in earnings while non-credit-related OTTI on securities not expected to be sold be recognized in OCI. Non-credit-related OTTI is based on other factors affecting market value, including illiquidity. The Company’s OTTI evaluation process also follows the guidance set forth in topics related to debt securities. The guidance set forth in the pronouncements require the Company to take into consideration current market conditions, fair value in relationship to cost, extent and nature of changes in fair value, issuer rating changes and trends, volatility of earnings, current analysts’ evaluations, all available information relevant to the collectability of debt securities, the ability and intent to hold investments until a recovery of fair value which may be to maturity and other factors when evaluating for the existence of OTTI. The guidance requires that credit-related OTTI be recognized as a realized loss through earnings when there has been an adverse change in the holder’s expected cash flows such that the full amount (principal and interest) will probably not be received. This requirement is consistent with the impairment model in the guidance for accounting for debt securities. For all debt securities, as of March 31, 2022, the Company applied the criteria provided in the recognition and presentation guidance related to OTTI. That is, management has no intent to sell the securities and nor any conditions were identified by management that, more likely than not, would require the Company to sell the securities before recovery of their amortized cost basis. The results indicated there was no presence of OTTI in the Company’s security portfolio. In addition, management believes the change in fair value is attributable to changes in interest rates.

Loans and Leases

Loans and Leases	3 Months Ended
	Mar. 31, 2022
Loans and Leases [Abstract]
Loans and Leases	5. Loans and leases The classifications of loans and leases at March 31, 2022 and December 31, 2021 are summarized as follows: (dollars in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 252,963 $ 236,304 Commercial real estate: Non-owner occupied 310,663 312,848 Owner occupied 250,578 248,755 Construction 22,779 21,147 Consumer: Home equity installment 47,852 47,571 Home equity line of credit 55,340 54,878 Auto loans 119,082 118,029 Direct finance leases 27,138 26,232 Other 8,307 8,013 Residential: Real estate 343,360 325,861 Construction 36,247 34,919 Total 1,474,309 1,434,557 Less: Allowance for loan losses ( 16,081 ) ( 15,624 ) Unearned lease revenue ( 1,431 ) ( 1,429 ) Loans and leases, net $ 1,456,797 $ 1,417,504 As of March 31, 2022, total loans of $ 1.5 billion were reflected combined with deferred loan costs of $ 3.6 million, including $ 0.6 million in deferred fee income from Paycheck Protection Program (PPP) loans and $ 4.2 million in deferred loan costs. As of December 31, 2021, total loans of $ 1.4 billion were reflected combined with deferred loan costs of $ 3.0 million, including $ 1.2 million in deferred fee income from PPP loans and $ 4.2 million in deferred loan costs. Commercial and industrial (C&I) loan balances were $ 253.0 million at March 31, 2022 and $ 236.3 million at December 31, 2021. As of March 31, 2022, the commercial and industrial loan balance included $ 21.8 million in PPP loans (net of deferred fees) compared to $ 39.9 million as of December 31, 2021. Excluding PPP loans, the balance of C&I loans at March 31, 2022 increased $ 34.8 million primarily from several large C&I loans originated during the first quarter of 2022. Direct finance leases include the lease receivable and the guaranteed lease residual. Unearned lease revenue represents the difference between the lessor’s investment in the property and the gross investment in the lease. Unearned revenue is accrued over the life of the lease using the effective interest method. The Company services real estate loans for investors in the secondary mortgage market which are not included in the accompanying consolidated balance sheets. The approximate unpaid principal balance of mortgages serviced for others amounted to $ 449.9 million as of March 31, 2022 and $ 430.9 million as of December 31, 2021. Mortgage servicing rights amounted to $ 1.8 million and $ 1.7 million as of March 31, 2022 and December 31, 2021, respectively. Management is responsible for conducting the Company’s credit risk evaluation process, which includes credit risk grading of individual commercial and industrial and commercial real estate loans. Commercial and industrial and commercial real estate loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may be changed at any time management feels an upgrade or downgrade may be warranted. The Company utilizes an external independent loan review firm that reviews and validates the credit risk program on at least an annual basis. Results of these reviews are presented to management and the board of directors. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Paycheck Protection Program Loans The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, and provided over $2.0 trillion in emergency economic relief to individuals and businesses impacted by the COVID-19 pandemic. The CARES Act authorized the Small Business Administration (SBA) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (PPP). As a qualified SBA lender, the Company was automatically authorized to originate PPP loans. The SBA guaranteed 100% of the PPP loans made to eligible borrowers. The entire principal amount of the borrowers’ PPP loan, including any accrued interest, is eligible to be reduced by the loan forgiveness amount under the PPP. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act) was enacted, extending the authority to make PPP loans through May 31, 2021, revising certain PPP requirements, and permitting second draw PPP loans. On March 11, 2021, the American Rescue Plan Act of 2021 (American Rescue Plan Act) was enacted expanding eligibility for first and second draw PPP loans and revising the exclusions from payroll costs for purposes of loan forgiveness. Acquired loans Acquired loans are marked to fair value on the date of acquisition. For detailed information on calculating the fair value of acquired loans, see Footnote 9, “Acquisition.” The carryover of allowance for loan losses related to acquired loans is prohibited as any credit losses in the loans are included in the determination of the fair value of the loans at the acquisition date. The allowance for loan losses on acquired loans reflects only those losses incurred after acquisition and represents the present value of cash flows expected at acquisition that is no longer expected to be collected. The Company reported fair value adjustments regarding the acquired MNB and Landmark loan portfolios. Therefore, the Company did not record an allowance on the acquired non-purchased credit impaired loans. In conjunction with the quarterly evaluation of the adequacy of the allowance for loan losses, the Company performs an analysis on acquired loans to determine whether there has been subsequent deterioration in relation to those loans. If deterioration has occurred, the Company will include these loans in the calculation of the allowance for loan losses after the initial valuation and provide reserves accordingly. Upon acquisition, in accordance with U.S. GAAP, the Company has individually determined whether each acquired loan is within the scope of ASC 310-30 deemed as purchased credit impaired (PCI). As part of this process, the Company’s senior management and other relevant individuals reviewed the seller’s loan portfolio on a loan-by-loan basis to determine if any loans met the two-part definition of an impaired loan as defined by ASC 310-30: 1) Credit deterioration on the loan from its inception until the acquisition date, and 2) It is probable that not all contractual cash flows will be collected on the loan. With regards to ASC 310-30 loans, for external disclosure purposes, the aggregate contractual cash flows less the aggregate expected cash flows result in a credit related non-accretable yield amount. The aggregate expected cash flows less the acquisition date fair value result in an accretable yield amount. The accretable yield reflects the contractual cash flows management expects to collect above the loan's acquisition date fair value and will be recognized over the life of the loan on a level-yield basis as a component of interest income. Over the life of the acquired ASC 310-30 loan, the Company continues to estimate cash flows expected to be collected. Decreases in expected cash flows, other than from prepayments or rate adjustments, are recognized as impairments through a charge to the provision for credit losses resulting in an increase in the allowance for credit losses. Subsequent improvements in cash flows result in first, reversal of existing valuation allowances recognized after acquisition, if any, and next, an increase in the amount of accretable yield to be subsequently recognized on a prospective basis over the loan’s remaining life. Acquired ASC 310-30 loans that met the criteria for non-accrual of interest prior to acquisition are considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if the Company can reasonably estimate the timing and amount of expected cash flows on such loans. Accordingly, the Company does not consider acquired contractually delinquent loans to be non-accruing and continues to recognize accretable yield on these loans which is recognized as interest income on a level yield method over the life of the loan. Acquired ASC 310-20 loans, which are loans that did not meet the criteria above, were pooled into groups of similar loans based on various factors including borrower type, loan purpose, and collateral type. For these pools, the Company used certain loan information, including outstanding principal balance, estimated expected losses, weighted average maturity, weighted average margin, and weighted average interest rate along with estimated prepayment rates, expected lifetime losses, and environment factors to estimate the expected cash flow for each loan pool. Within the ASC 310-20 loans, the Company identified certain loans that have higher risk. Although performing at the time of acquisition and likely will continue making payments in accordance with contractual terms, management elected a higher credit adjustment on these loans to reflect the greater inherent risk that the borrower will default on payments. Risk factors used to identify these loans included: loans that received COVID-19 related forbearance consistent with the regulatory guidance, loans that were in industries determined to be at greater risk to economic disruption due to COVID-19, loans that had a prior history of delinquency greater than 60 days at any point in the lifetime of the loan; loans with a Special Mention or Substandard risk rating; and/or loans borrowers in the Gasoline Station industry due to the environmental risk potential of these loans. The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table. For the three months ended March 31, (dollars in thousands) 2022 2021 Balance at beginning of period $ 1,088 $ 563 Accretable yield on acquired loans - - Reclassification from non-accretable difference 15 13 Accretion of accretable yield ( 178 ) ( 103 ) Balance at end of period $ 925 $ 473 The above table excludes the $ 269 thousand in non-accretable yield accreted to interest income for the three months ended March 31, 2021. During the three months ended March 31, 2022, management performed an analysis of all loans acquired from mergers, consistent with and applicable to ASC 310-30 (Purchased Credit Impaired loans – PCI). Five loans had actual payments exceed estimates resulting in a $ 15 thousand reclassification from non-accretable discount to accretable discount. During the three months ended March 31, 2021, two loans had actual payments exceed estimates resulting in a $ 13 thousand reclassification from non-accretable discount to accretable discount. Expected cash flows on acquired loans are estimated quarterly by incorporating several key assumptions. These key assumptions include probability of default and the number of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income, and possibly principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. Improved cash flow expectations for loans or pools are recorded first as a reversal of previously recorded impairment, if any, and then as an increase in prospective yield when all previously recorded impairment has been recaptured. Non-accrual loans Non-accrual loans, segregated by class, at March 31, 2022 and December 31, 2021, were as follows: (dollars in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 49 $ 154 Commercial real estate: Non-owner occupied 478 478 Owner occupied 1,300 1,570 Consumer: Home equity installment - - Home equity line of credit 171 97 Auto loans 172 78 Residential: Real estate 137 572 Total $ 2,307 $ 2,949 The table above excludes $ 4.6 million and $ 4.7 million in purchased credit impaired loans, net of unamortized fair value adjustments as of March 31, 2022 and December 31, 2021, respectively. The decision to place loans on non-accrual status is made on an individual basis after considering factors pertaining to each specific loan. C&I and CRE loans are placed on non-accrual status when management has determined that payment of all contractual principal and interest is in doubt or the loan is past due 90 days or more as to principal and interest, unless well-secured and in the process of collection. Consumer loans secured by real estate and residential mortgage loans are placed on non-accrual status at 90 days past due as to principal and interest and unsecured consumer loans are charged-off when the loan is 90 days or more past due as to principal and interest. The Company considers all non-accrual loans to be impaired loans. Troubled Debt Restructuring (TDR) A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company considers all TDRs to be impaired loans. The Company typically considers the following concessions when modifying a loan, which may include lowering interest rates below the market rate, temporary interest-only payment periods, term extensions at interest rates lower than the current market rate for new debt with similar risk and/or converting revolving credit lines to term loans. The Company typically does not forgive principal when granting a TDR modification. There were no loans modified in a TDR for the three months ended March 31, 2022 and 2021. Of the TDRs outstanding as of March 31, 2022 and 2021, when modified, the concessions granted consisted of temporary interest-only payments, extensions of maturity date, or a reduction in the rate of interest to a below-market rate for a contractual period of time. Other than the TDRs that were placed on non-accrual status, the TDRs were performing in accordance with their modified terms. Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment. There were no loans modified as a TDR within the previous twelve months that subsequently defaulted (i.e. 90 days or more past due following a modification) during the three months ended March 31, 2022 and 2021. The allowance for loan losses (allowance) may be increased, adjustments may be made in the allocation of the allowance or partial charge-offs may be taken to further write-down the carrying value of the loan. An allowance for impaired loans that have been modified in a TDR is measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s observable market price. If the loan is collateral dependent, the estimated fair value of the collateral is used to establish the allowance. As of March 31, 2022 and 2021, the balance of outstanding TDRs was $ 1.7 million and $ 3.1 million, respectively. As of March 31, 2022 and 2021, the allowance for impaired loans that have been modified in a TDR was $ 0.1 million and $ 0.7 million, respectively. Past due loans Loans are considered past due when the contractual principal and/or interest is not received by the due date. For loans reported 30-59 days past due, certain categories of loans are reported past due as and when the loan is in arrears for two payments or billing cycles. An aging analysis of past due loans, segregated by class of loans, as of the period indicated is as follows (dollars in thousands): Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days March 31, 2022 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ 773 $ - $ 49 $ 822 $ 252,141 $ 252,963 $ - Commercial real estate: Non-owner occupied - - 478 478 310,185 310,663 - Owner occupied - 82 1,443 1,525 249,053 250,578 143 Construction - - - - 22,779 22,779 - Consumer: Home equity installment 58 - - 58 47,794 47,852 - Home equity line of credit - - 171 171 55,169 55,340 - Auto loans 339 85 172 596 118,486 119,082 - Direct finance leases 149 - 31 180 25,527 25,707 (2) 31 Other 26 - - 26 8,281 8,307 - Residential: Real estate - - 137 137 343,223 343,360 - Construction - - - - 36,247 36,247 - Total $ 1,345 $ 167 $ 2,481 $ 3,993 $ 1,468,885 $ 1,472,878 $ 174 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.4 million. (3) Includes net deferred loan costs of $ 3.6 million. Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 4 $ 154 $ 158 $ 236,146 $ 236,304 $ - Commercial real estate: Non-owner occupied - 675 478 1,153 311,695 312,848 - Owner occupied - - 1,570 1,570 247,185 248,755 - Construction - - - - 21,147 21,147 - Consumer: Home equity installment 87 32 - 119 47,452 47,571 - Home equity line of credit - - 97 97 54,781 54,878 - Auto loans 410 45 78 533 117,496 118,029 - Direct finance leases 173 38 64 275 24,528 24,803 (2) 64 Other 49 17 - 66 7,947 8,013 - Residential: Real estate - 452 572 1,024 324,837 325,861 - Construction - - - - 34,919 34,919 - Total $ 719 $ 1,263 $ 3,013 $ 4,995 $ 1,428,133 $ 1,433,128 $ 64 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.4 million. (3) Includes net deferred loan costs of $ 3.0 million. Impaired loans Impaired loans, segregated by class, as of the period indicated are detailed below: Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance March 31, 2022 Commercial and industrial $ 49 $ 49 $ - $ 49 $ 49 Commercial real estate: Non-owner occupied 866 73 793 866 1 Owner occupied 2,904 1,361 922 2,283 551 Consumer: Home equity installment 33 - - - - Home equity line of credit 210 20 151 171 4 Auto loans 232 20 152 172 5 Residential: Real estate 184 - 137 137 - Total $ 4,478 $ 1,523 $ 2,155 $ 3,678 $ 610 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2021 Commercial and industrial $ 218 $ 18 $ 136 $ 154 $ 18 Commercial real estate: Non-owner occupied 2,470 1,674 796 2,470 474 Owner occupied 3,185 1,802 762 2,564 763 Consumer: Home equity installment 33 - - - - Home equity line of credit 137 - 97 97 - Auto loans 98 10 68 78 4 Residential: Real estate 699 - 572 572 - Total $ 6,840 $ 3,504 $ 2,431 $ 5,935 $ 1,259 At March 31, 2022, impaired loans totaled $ 3.7 million consisting of $ 1.4 million in accruing TDRs and $ 2.3 million in non-accrual loans. At December 31, 2021, impaired loans totaled $ 5.9 million consisting of $ 3.0 million in accruing TDRs and $ 2.9 million in non-accrual loans. As of March 31, 2022, the non-accrual loans included one TDR totaling $ 0.4 million compared with three TDRs to two unrelated borrowers totaling $ 0.6 million as of December 31, 2021. A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the payments in accordance with the contractual terms of the loan. Factors considered in determining impairment include payment status, collateral value, and the probability of collecting payments when due. The significance of payment delays and/or shortfalls is determined on a case-by-case basis. All circumstances surrounding the loan are considered. Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record. Impairment is measured on these loans on a loan-by-loan basis. Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors. The following table presents the average recorded investments in impaired loans and related amount of interest income recognized during the periods indicated below. The average balances are calculated based on the quarter-end balances of impaired loans. Payments received from non-accruing impaired loans are first applied against the outstanding principal balance, then to the recovery of any charged-off amounts. Any excess is treated as a recovery of interest income. Payments received from accruing impaired loans are applied to principal and interest, as contractually agreed upon. March 31, 2022 March 31, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 272 $ - $ - $ 438 $ - $ - Commercial real estate: Non-owner occupied 2,302 46 - 2,318 22 - Owner occupied 2,001 27 - 1,853 4 - Construction - - - - - - Consumer: Home equity installment 16 - - 46 4 - Home equity line of credit 157 - - 366 4 - Auto loans 70 1 - 51 - - Direct finance leases - - - - - - Other - - - - - - Residential: Real estate 564 25 - 761 - - Construction - - - - - - Total $ 5,382 $ 99 $ - $ 5,833 $ 34 $ - Credit Quality Indicators Commercial and industrial and commercial real estate The Company utilizes a loan grading system and assigns a credit risk grade to its loans in the C&I and CRE portfolios. The grading system provides a means to measure portfolio quality and aids in the monitoring of the credit quality of the overall loan portfolio. The credit risk grades are arrived at using a risk rating matrix to assign a grade to each of the loans in the C&I and CRE portfolios. The following is a description of each risk rating category the Company uses to classify each of its C&I and CRE loans: Pass Loans in this category have an acceptable level of risk and are graded in a range of one to five. Secured loans generally have good collateral coverage. Current financial statements reflect acceptable balance sheet ratios, sales and earnings trends. Management is competent, and a reasonable succession plan is evident. Payment experience on the loans has been good with minor or no delinquency experience. Loans with a grade of one are of the highest quality in the range. Those graded five are of marginally acceptable quality. Special Mention Loans in this category are graded a six and may be protected but are potentially weak. They constitute a credit risk to the Company but have not yet reached the point of adverse classification. Some of the following conditions may exist: little or no collateral coverage; lack of current financial information; delinquency problems; highly leveraged; available financial information reflects poor balance sheet ratios and profit and loss statements reflect uncertain trends; and document exceptions. Cash flow may not be sufficient to support total debt service requirements. Substandard Loans in this category are graded a seven and have a well-defined weakness which may jeopardize the ultimate collectability of the debt. The collateral pledged may be lacking in quality or quantity. Financial statements may indicate insufficient cash flow to service the debt; and/or do not reflect a sound net worth. The payment history indicates chronic delinquency problems. Management is weak. There is a distinct possibility that the Company may sustain a loss. All loans on non-accrual are rated substandard. Other loans that are included in the substandard category can be accruing, as well as loans that are current or past due. Loans 90 days or more past due, unless otherwise fully supported, are classified substandard. Also, borrowers that are bankrupt or have loans categorized as TDRs can be graded substandard. Doubtful Loans in this category are graded an eight and have a better than 50% possibility of the Company sustaining a loss, but the loss cannot be determined because of specific reasonable factors which may strengthen credit in the near-term. Many of the weaknesses present in a substandard loan exist. Liquidation of collateral, if any, is likely. Any loan graded lower than an eight is considered to be uncollectible and charged-off. Consumer and residential The consumer and residential loan segments are regarded as homogeneous loan pools and as such are not risk rated. For these portfolios, the Company utilizes payment activity and history in assessing performance. Non-performing loans are comprised of non-accrual loans and loans past due 90 days or more and accruing. All loans not classified as non-performing are considered performing. The following table presents loans including $ 3.6 million and $ 3.0 million of deferred costs, segregated by class, categorized into the appropriate credit quality indicator category as of March 31, 2022 and December 31, 2021, respectively: Commercial credit exposure Credit risk profile by creditworthiness category March 31, 2022 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 250,718 $ 329 $ 1,916 $ - $ 252,963 Commercial real estate - non-owner occupied 290,314 16,257 4,092 - 310,663 Commercial real estate - owner occupied 234,123 6,579 9,876 - 250,578 Commercial real estate - construction 22,779 - - - 22,779 Total commercial $ 797,934 $ 23,165 $ 15,884 $ - $ 836,983 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity March 31, 2022 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,852 $ - $ 47,852 Home equity line of credit 55,169 171 55,340 Auto loans 118,910 172 119,082 Direct finance leases (1) 25,676 31 25,707 Other 8,307 - 8,307 Total consumer 255,914 374 256,288 Residential Real estate 343,223 137 343,360 Construction 36,247 - 36,247 Total residential 379,470 137 379,607 Total consumer & residential $ 635,384 $ 511 $ 635,895 (1) Net of unearned lease revenue of $ 1.4 million. Commercial credit exposure Credit risk profile by creditworthiness category December 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 233,565 $ 339 $ 2,400 $ - $ 236,304 Commercial real estate - non-owner occupied 289,679 16,614 6,555 - 312,848 Commercial real estate - owner occupied 230,146 7,089 11,520 - 248,755 Commercial real estate - construction 21,147 - - - 21,147 Total commercial $ 774,537 $ 24,042 $ 20,475 $ - $ 819,054 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity December 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,571 $ - $ 47,571 Home equity line of credit 54,781 97 54,878 Auto loans 117,951 78 118,029 Direct finance leases (2) 24,739 64 24,803 Other 8,013 - 8,013 Total consumer 253,055 239 253,294 Residential Real estate 325,289 572 325,861 Construction 34,919 - 34,919 Total residential 360,208 572 360,780 Total consumer & residential $ 613,263 $ 811 $ 614,074 (2) Net of unearned lease revenue of $ 1.4 million. Allowance for loan losses Management continually evaluates the credit quality of the Company’s loan portfolio and performs a formal review of the adequacy of the allowance on a quarterly basis. The allowance reflects management’s best estimate of the amount of credit losses in the loan portfolio. Management’s judgment is based on the evaluation of individual loans, experience, the assessment of current economic conditions and other relevant factors including the amounts and timing of cash flows expected to be received on impaired loans. Those estimates may be susceptible to significant change. Loan losses are charged directly against the allowance when loans are deemed to be uncollectible. Recoveries from previously charged-off loans are added to the allowance when received. Management applies two primary components during the loan review process to determine proper allowance levels. The two components are a specific loan loss allocation for loans that are deemed impaired and a general loan loss allocation for those loans not specifically allocated. The methodology to analyze the adequacy of the allowance for loan losses is as follows:  identification of specific impaired loans by loan category;  identification of specific loans that are not impaired, but have an identified potential for loss;  calculation of specific allowances where required for the impaired loans based on collateral and other objective and quantifiable evidence;  determination of loans with similar credit characteristics within each class of the loan portfolio segment and eliminating the impaired loans;  application of historical loss percentages (trailing twelve-quarter average) to pools to determine the allowance allocation;  application of qualitative factor adjustment percentages to historical losses for trends or changes in the loan portfolio.  Qualitative factor adjustments include: o levels of and trends in delinquencies and non-accrual loans; o levels of and trends in charge-offs and recoveries; o trends in volume and terms of loans; o changes in risk selection and underwriting standards; o changes in lending policies and legal and regulatory requirements; o experience, ability and depth of lending management; o national and local economic trends and conditions; and o changes in credit concentrations. Allocation of the allowance for different categories of loans is based on the methodology as explained above. A key element of the methodology to determine the allowance is the Company’s credit risk evaluation process, which includes credit risk grading of individual C&I and CRE loans. C&I and CRE loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may be changed at any time management feels an upgrade or downgrade may be warranted. The credit risk grades for the C&I and CRE loan portfolios are considered in the reserve methodology and loss factors are applied based upon the credit risk grades. The loss factors applied are based upon the Company’s historical experience as well as what we believe to be best practices and common industry standards. Historical experience reveals there is a direct correlation between the credit risk grades and loan charge-offs. The changes in allocations in the C&I and CRE loan portfolio from period to period are based upon the credit risk grading system and from periodic reviews of the loan portfolio. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies. Each quarter, management performs an assessment of the allowance. The Company’s Special Assets Committee meets quarterly, and the applicable lenders discuss each relationship under review and reach a consensus on the appropriate estimated loss amount, if applicable, based on current accounting guidance. The Special Assets Committee’s focus is on ensuring the pertinent facts are considered regarding not only loans considered for specific reserves, but also the collectability of loans that may be past due in payment. The assessment process also includes the review of all loans on a non-accruing basis as well as a review of certain loans to which the lenders or the Company’s Credit Administration function have assigned a criticized or classified risk rating. The Company’s policy is to charge-off unsecured consumer loans when they become 90 days or more past due as to principal and interest. In the other portfolio segments, amounts are charged-off at the point in time when the Company deems the balance, or a portion thereof, to be uncollectible. Information related to the change in the allowance and the Company’s recorded investment in loans by portfolio segment as of the period

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	6. Ear nings per share Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards. The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares. For granted and unexercised stock-settled stock appreciation rights (SSARs), dilution would occur if Company-issued SSARs were exercised and converted into common stock. As of the three months ended March 31, 2022, there were 23,299 potentially dilutive shares related to issued and unexercised SSARs compared to 31,934 for the same 2021 period, respectively. The calculation did not include 11,073 unexercised SSARs that could potentially dilute earnings per share but their effect was antidilutive as of March 31, 2022. For restricted stock, dilution would occur from the Company’s previously granted but unvested shares. There were 15,246 potentially dilutive shares related to unvested restricted share grants as of the three months ended March 31, 2022 compared to 10,875 for the same 2021 period, respectively. In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and SSARs and unvested restricted stock. Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock. Proceeds include amounts received from the exercise of outstanding stock options and compensation cost for future service that the Company has not yet recognized in earnings. The Company does not consider awards from share-based grants in the computation of basic EPS. The following table illustrates the data used in computing basic and diluted EPS for the periods indicated: Three months ended March 31, 2022 2021 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 7,522 $ 5,667 Weighted-average common shares outstanding 5,655,192 4,990,768 Basic EPS $ 1.33 $ 1.14 Diluted EPS: Net income available to common shareholders $ 7,522 $ 5,667 Weighted-average common shares outstanding 5,655,192 4,990,768 Potentially dilutive common shares 38,545 42,809 Weighted-average common and potentially dilutive shares outstanding 5,693,737 5,033,577 Diluted EPS $ 1.32 $ 1.13

Stock Plans

Stock Plans	3 Months Ended
	Mar. 31, 2022
Stock Plans [Abstract]
Stock Plans	7. Stock plans The Company has two stock-based compensation plans (the stock compensation plans) from which it can grant stock-based compensation awards and applies the fair value method of accounting for stock-based compensation provided under current accounting guidance. The guidelines require the cost of share-based payment transactions (including those with employees and non-employees) be recognized in the financial statements. The Company’s stock compensation plans were shareholder-approved and permit the grant of share-based compensation awards to its employees and directors. The Company believes that the stock-based compensation plans will advance the development, growth and financial condition of the Company by providing incentives through participation in the appreciation in the value of the Company’s common stock. In return, the Company hopes to secure, retain and motivate the employees and directors who are responsible for the operation and the management of the affairs of the Company by aligning the interest of its employees and directors with the interest of its shareholders. In the stock compensation plans, employees and directors are eligible to be awarded stock-based compensation grants which can consist of stock options (qualified and non-qualified), stock appreciation rights (SARs) and restricted stock. At the 2012 annual shareholders’ meeting, the Company’s shareholders approved and the Company adopted the 2012 Omnibus Stock Incentive Plan and the 2012 Director Stock Incentive Plan (collectively, the 2012 stock incentive plans). Unless terminated by the Company’s board of directors, the 2012 stock incentive plans will expire on and no stock-based awards shall be granted after the year 2022 . In each of the 2012 stock incentive plans, the Company has reserved 750,000 shares of its no-par common stock for future issuance. The Company recognizes share-based compensation expense over the requisite service or vesting period. During 2015, the Company created a Long-Term Incentive Plan (LTIP) that awarded restricted stock and stock-settled stock appreciation rights (SSARs) to senior officers based on the attainment of performance goals. The service requirement was the participant’s continued employment throughout the LTIP with a three year vesting period. Under this plan, the restricted stock had a two year post vesting holding period requirement. The SSAR awards have a ten year term from the date of each grant. During the first quarter of 2022, the Company approved a 1 -year LTIP and awarded restricted stock to senior officers and managers in February 2022 based on 2021 performance. During the first quarter of 2021, the Company approved a 1 -year LTIP and awarded restricted stock to senior officers and managers in February and March 2021 based on 2020 performance. The following table summarizes the weighted-average fair value and vesting of restricted stock grants awarded during the periods ended March 31, 2022 and 2021 under the 2012 stock incentive plans: March 31, 2022 March 31, 2021 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 18,000 (2) $ 49.85 12,500 (2) $ 52.00 Omnibus plan 16,520 (3) 49.85 13,552 (3) 52.00 Omnibus plan - 50 (1) 58.17 Omnibus plan - 36 (3) 58.17 Total 34,520 $ 49.85 26,138 $ 52.02 (1) Vest after 1 year (2) Vest after 3 years – 33 % each year (3) Vest fully after 3 years The fair value of the shares granted in 2022 and 2021 was calculated using the grant date stock price. A summary of the status of the Company’s non-vested restricted stock as of and changes during the period indicated are presented in the following table: 2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2021 14,920 28,123 43,043 53.20 Granted 18,000 16,520 34,520 49.85 Forfeited - ( 47 ) ( 47 ) 52.00 Vested ( 6,164 ) ( 2,326 ) ( 8,490 ) 53.81 Non-vested balance at March 31, 2022 26,756 42,270 69,026 $ 51.45 A summary of the status of the Company’s SSARs as of and changes during the period indicated are presented in the following table: Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2021 94,332 9.66 5.5 Granted - Exercised - Forfeited - Outstanding March 31, 2022 94,332 $ 9.66 5.3 Of the SSARs outstanding at March 31, 2022, all SSARs vested and were exercisable. There were no SSARs exercised during the first quarter of 2022. During the first quarter of 2021, there were 2,932 SSARs exercised. The intrinsic value recorded for these SSARs was $ 10,190 . The tax deduction realized from the exercise of these SSARs was $ 125,810 resulting in a tax benefit of $ 26,420 . Share-based compensation expense is included as a component of salaries and employee benefits in the consolidated statements of income. The following tables illustrate stock-based compensation expense recognized on non-vested equity awards during the three months ended March 31, 2022 and 2021 and the unrecognized stock-based compensation expense as of March 31, 2022: Three months ended March 31, (dollars in thousands) 2022 2021 Stock-based compensation expense: Director stock incentive plan $ 109 $ 75 Omnibus stock incentive plan 165 157 Employee stock purchase plan 32 44 Total stock-based compensation expense $ 306 $ 276 In addition, during the three months ended March 31, 2021, the Company reversed accruals of ($ 10 thousand) in stock-based compensation expense for restricted stock and SSARs awarded under the Omnibus Plan. As of (dollars in thousands) March 31, 2022 Unrecognized stock-based compensation expense: Director plan $ 1,287 Omnibus plan 1,438 Total unrecognized stock-based compensation expense $ 2,725 The unrecognized stock-based compensation expense as of March 31, 2022 will be recognized ratably over the periods ended February 2025 and February 2025 for the Director Plan and the Omnibus Plan, respectively. In addition to the 2012 stock incentive plans, the Company established the 2002 Employee Stock Purchase Plan (the ESPP) and reserved 165,000 shares of its un-issued capital stock for issuance under the plan. The ESPP was designed to promote broad-based employee ownership of the Company’s stock and to motivate employees to improve job performance and enhance the financial results of the Company. Under the ESPP, participation is voluntary whereby employees use automatic payroll withholdings to purchase the Company’s capital stock at a discounted price based on the fair market value of the capital stock as measured on either the commencement or termination dates, as defined. As of March 31, 2022, 94,533 shares have been issued under the ESPP. The ESPP is considered a compensatory plan and is required to comply with the provisions of current accounting guidance. The Company recognizes compensation expense on its ESPP on the date the shares are purchased, and it is included as a component of salaries and employee benefits in the consolidated statements of income.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Fair Value Measurements [Abstract]
Fair Value Measurements	8. Fair value measurements The accounting guidelines establish a framework for measuring and disclosing information about fair value measurements. The guidelines of fair value reporting instituted a valuation hierarchy for disclosure of the inputs used to measure fair value. This hierarchy prioritizes the inputs into three broad levels as follows: Level 1 - inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities; Level 2 - inputs are quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs that are observable for the asset or liability, either directly or indirectly through market corroboration, for substantially the full term of the financial instrument; Level 3 - inputs are unobservable and are based on the Company’s own assumptions to measure assets and liabilities at fair value. Level 3 pricing for securities may also include unobservable inputs based upon broker-traded transactions. A financial asset or liability’s classification within the hierarchy is determined based on the lowest level input that is significant to the fair value measurement. The Company uses fair value to measure certain assets and, if necessary, liabilities on a recurring basis when fair value is the primary measure for accounting. Thus, the Company uses fair value for AFS securities. Fair value is used on a non-recurring basis to measure certain assets when adjusting carrying values to market values, such as impaired loans, other real estate owned (ORE) and other repossessed assets. The following table represents the carrying amount and estimated fair value of the Company’s financial instruments as of the periods indicated: March 31, 2022 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 97,403 $ 97,403 $ 97,403 $ - $ - Available-for-sale debt securities 711,583 711,583 - 711,583 - Restricted investments in bank stock 3,231 3,231 - 3,231 - Loans and leases, net 1,456,797 1,408,647 - - 1,408,647 Loans held-for-sale 6,236 6,315 - 6,315 - Accrued interest receivable 7,424 7,424 - 7,424 - Interest rate swaps 18 18 - 18 - Financial liabilities: Deposits with no stated maturities 2,079,581 2,079,581 - 2,079,581 - Time deposits 130,424 128,361 - 128,361 - Secured borrowings 10,572 9,853 - - 9,853 Accrued interest payable 114 114 - 114 - Interest rate swaps 18 18 - 18 - December 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 96,877 $ 96,877 $ 96,877 $ - $ - Available-for-sale debt securities 738,980 738,980 - 738,980 - Restricted investments in bank stock 3,206 3,206 - 3,206 - Loans and leases, net 1,417,504 1,404,103 - - 1,404,103 Loans held-for-sale 31,727 32,013 - 32,013 - Accrued interest receivable 7,526 7,526 - 7,526 - Financial liabilities: Deposits with no stated maturities 2,031,072 2,031,072 - 2,031,072 - Time deposits 138,793 138,291 - 138,291 - Secured borrowings 10,620 10,690 - - 10,690 Accrued interest payable 155 155 - 155 - The carrying value of short-term financial instruments, as listed below, approximates their fair value. These instruments generally have limited credit exposure, no stated or short-term maturities, carry interest rates that approximate market and generally are recorded at amounts that are payable on demand:  Cash and cash equivalents;  Non-interest bearing deposit accounts;  Savings, interest-bearing checking and money market accounts and  Short-term borrowings. Securities: Fair values on investment securities are determined by prices provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Originated loans and leases: The fair value of accruing loans is estimated by calculating the net present value of the future expected cash flows discounted using the exit price notion. The discount rate is based upon current offering rates, with an additional discount for expected potential charge-offs. Additionally, an environmental general credit risk adjustment is subtracted from the net present value to arrive at the total estimated fair value of the accruing loan portfolio. The carrying value that fair value is compared to is net of the allowance for loan losses and since there is significant judgment included in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy. Non-accrual loans: Loans which the Company has measured as non-accruing are generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties. These loans are classified within Level 3 of the fair value hierarchy. The fair value consists of loan balances less the valuation allowance. Acquired loans: Acquired loans (performing and non-performing) are initially recorded at their acquisition-date fair values using Level 3 inputs. For more information on the calculation of the fair value of acquired loans, see Footnote 9, “Acquisition.” Loans held-for-sale: The fair value of loans held-for-sale is estimated using rates currently offered for similar loans and is typically obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank of Pittsburgh (FHLB). Certificates of deposit: The fair value of certificates of deposit is based on discounted cash flows using rates which approximate market rates for deposits of similar maturities. Secured borrowings: The fair value for these obligations uses an income approach based on expected cash flows on a pooled basis. The following tables illustrate the financial instruments measured at fair value on a recurring basis segregated by hierarchy fair value levels as of the periods indicated: Quoted prices in active Significant other Significant other Total carrying value markets observable inputs unobservable inputs (dollars in thousands) March 31, 2022 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 114,232 $ - $ 114,232 $ - Obligations of states and political subdivisions 338,623 - 338,623 - MBS - GSE residential 258,728 - 258,728 - Total available-for-sale debt securities $ 711,583 $ - $ 711,583 $ - Quoted prices in active Significant other Significant other Total carrying value markets observable inputs unobservable inputs (dollars in thousands) December 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 117,003 $ - $ 117,003 $ - Obligations of states and political subdivisions 364,710 - 364,710 - MBS - GSE residential 257,267 - 257,267 - Total available-for-sale debt securities $ 738,980 $ - $ 738,980 $ - Debt securities in the AFS portfolio are measured at fair value using market quotations provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Assets classified as Level 2 use valuation techniques that are common to bond valuations. That is, in active markets whereby bonds of similar characteristics frequently trade, quotes for similar assets are obtained. There were no changes in Level 3 financial instruments measured at fair value on a recurring basis as of and for the periods ending March 31, 2022 and December 31, 2021, respectively. The following table illustrates the financial instruments newly measured at fair value on a non-recurring basis segregated by hierarchy fair value levels as of the periods indicated: Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at March 31, 2022 (Level 1) (Level 2) (Level 3) Impaired loans $ 913 $ - $ - $ 913 Other real estate owned 151 - - 151 Total $ 1,064 $ - $ - $ 1,064 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,245 $ - $ - $ 2,245 Other real estate owned 198 - - 198 Total $ 2,443 $ - $ - $ 2,443 From time-to-time, the Company may be required to record at fair value financial instruments on a non-recurring basis, such as impaired loans, ORE and other repossessed assets. These non-recurring fair value adjustments involve the application of lower-of-cost-or-market accounting on write downs of individual assets. The fair value of impaired loans was calculated using the value of the impaired loans with an allowance less the related allowance. The following describes valuation methodologies used for financial instruments measured at fair value on a non-recurring basis. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves, a component of the allowance for loan losses, and as such are carried at the lower of net recorded investment or the estimated fair value. Estimates of fair value of the collateral are determined based on a variety of information, including available valuations from certified appraisers for similar assets, present value of discounted cash flows and inputs that are estimated based on commonly used and generally accepted industry liquidation advance rates and estimates and assumptions developed by management. Valuation techniques for impaired loans are typically determined through independent appraisals of the underlying collateral or may be determined through present value of discounted cash flows. Both techniques include various Level 3 inputs which are not identifiable. The valuation technique may be adjusted by management for estimated liquidation expenses and qualitative factors such as economic conditions. If real estate is not the primary source of repayment, present value of discounted cash flows and estimates using generally accepted industry liquidation advance rates and other factors may be utilized to determine fair value. At March 31, 2022 and December 31, 2021, the range of liquidation expenses and other valuation adjustments applied to impaired loans ranged from - 9.06 % and - 9.06 % and from - 33.08 % to - 47.66 %, respectively. The weighted average of liquidation expenses and other valuation adjustments applied to impaired loans amounted to - 9.06 % as of March 31, 2022 and - 44.50 % as of December 31, 2021, respectively. Due to the multitude of assumptions, many of which are subjective in nature, and the varying inputs and techniques used to determine fair value, the Company recognizes that valuations could differ across a wide spectrum of techniques employed. Accordingly, fair value estimates for impaired loans are classified as Level 3. For ORE, fair value is generally determined through independent appraisals of the underlying properties which generally include various Level 3 inputs which are not identifiable. Appraisals form the basis for determining the net realizable value from these properties. Net realizable value is the result of the appraised value less certain costs or discounts associated with liquidation which occurs in the normal course of business. Management’s assumptions may include consideration of the location and occupancy of the property, along with current economic conditions. Subsequently, as these properties are actively marketed, the estimated fair values may be periodically adjusted through incremental subsequent write-downs. These write-downs usually reflect decreases in estimated values resulting from sales price observations as well as changing economic and market conditions. At March 31, 2022 and December 31, 2021, the discounts applied to the appraised values of ORE ranged from - 20.16 % and - 77.60 % and from - 20.16 % and - 77.60 %, respectively. As of March 31, 2022 and December 31, 2021, the weighted average of discount to the appraisal values of ORE amounted to - 22.87 % and - 28.21 %, respectively. At March 31, 2022 and December 31, 2021, there were no other repossessed assets. The Company refers to the National Automobile Dealers Association (NADA) guide to determine a vehicle’s fair value.

Acquisition

Acquisition	3 Months Ended
	Mar. 31, 2022
Acquisition [Abstract]
Acquisition	9. Acquisition On July 1, 2021, the Company completed its previously announced acquisition of Landmark. Landmark was a one -bank holding company organized under the laws of the Commonwealth of Pennsylvania and was headquartered in Pittston, PA. Its wholly owned subsidiary, Landmark Community Bank, was an independent community bank chartered under the laws of the Commonwealth of Pennsylvania. Landmark Community Bank conducted full-service commercial banking services through five bank centers located in Lackawanna and Luzerne Counties, Pennsylvania. The acquisition expanded Fidelity Deposit and Discount Bank’s full-service footprint in Luzerne County, Pennsylvania. The Company transacted the acquisition to complement the Company’s existing operations, while consistent with the Company’s strategic plan of enhancing long-term shareholder value. The fair value of total assets acquired as a result of the merger totaled $ 375.5 million (net of cash consideration), loans totaled $ 298.9 million and deposits totaled $ 308.5 million. Goodwill recorded in the merger was $ 12.6 million. In accordance with the terms of the Reorganization Agreement, on July 1, 2021 each share of Landmark common stock was converted into the right to receive 0.272 shares of the Company’s common stock and $ 3.26 in cash. As a result of the aquisition, the Company issued 647,990 shares of its common stock, valued at $ 35.1 million, and $ 7.8 million in cash based upon $ 54.10 , the determined market price of the Company’s common stock in accordance with the Reorganization Agreement. The results of the combined entity’s operations are included in the Company’s Consolidated Financial Statements from the date of acquisition. The acquisition of Landmark was accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration paid were recorded at estimated fair values on the acquisition date. Effective July 1, 2021, in connection with the acquisition and pursuant to the terms of the Reorganization Agreement, Paul C. Woelkers was appointed as a Class C Director of Fidelity’s Board of Directors. Mr. Woelkers was also appointed as a Director of Fidelity Bank’s Board of Directors. The following table summarizes the consideration paid for Landmark and the fair value of assets acquired, and liabilities assumed as of the acquisition date: Purchase Price Consideration in Common Stock Landmark shares settled for stock 2,382,695 Exchange ratio 0.272 Total FDBC shares issued 647,990 Value assigned to FDBC common share (6/30/2021 closing price) $ 54.10 Purchase price assigned to Landmark common shares exchanged for FDBC common shares $ 35,056,259 Purchase Price Consideration - Cash for Common Stock Landmark shares exchanged for cash, excluding fractional shares 2,382,695 Cash consideration (per Landmark share) $ 3.26 Cash portion of purchase price $ 7,767,586 Cash portion of purchase price (cash paid fractional shares) $ 5,559 Cash for outstanding Landmark stock options $ 69,250 Total consideration paid $ 42,898,654 Allocation of Purchase Price In thousands Total Purchase Price $ 42,899 Estimated Fair Value of Assets Acquired Cash and cash equivalents 4,090 Investment securities 49,430 Loans 298,860 Restricted investments in bank stock 1,186 Premises and equipment 3,405 Lease property under finance leases 1,188 Core deposit intangible asset 597 Other real estate owned 488 Other assets 11,629 Total assets acquired 370,873 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 100,472 Interest bearing deposits 208,057 Short-term borrowings 2,224 FHLB borrowings 4,602 Secured borrowings 20,619 Finance lease obligation 1,188 Other liabilities 3,387 Total liabilities assumed 340,549 Net Assets Acquired 30,324 Goodwill Recorded in Acquisition $ 12,575 Pursuant to the accounting requirements, the Company assigned a fair value to the assets acquired and liabilities assumed of Landmark. ASC 820 defines fair value as “the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.” The assets acquired and liabilities assumed in the acquisition of Landmark were recorded at their estimated fair values based on management’s best estimates using information available at the date of the acquisition and are subject to adjustment for up to one year after the closing date of the acquisition. While the fair values are not expected to be materially different from the estimates, any material adjustments to the estimates will be reflected, retroactively, as of the date of the acquisition. The items most susceptible to adjustment are the fair value adjustments on loans, core deposit intangible and the deferred income tax assets resulting from the acquisition. Fair values of the major categories of assets acquired and liabilities assumed were determined as follows: Investment securities available-for-sale The estimated fair values of the investment securities available for sale, primarily comprised of U.S. Government agency mortgage-backed securities, U.S. government agencies and municipal bonds, were determined using Level 1 and Level 2 inputs in the fair value hierarchy. The fair values were determined using executable market bids or independent pricing services. The Company’s independent pricing service utilized matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific security but rather relying on the security’s relationship to other benchmark quoted prices. Management reviewed the data and assumptions used in pricing the securities. Loans Acquired loans (performing and non-performing) are initially recorded at their acquisition-date fair values using Level 3 inputs. Fair values are based on a discounted cash flow methodology that involves assumptions and judgments as to credit risk, expected lifetime losses, environmental factors, collateral values, discount rates, expected payments and expected prepayments. Specifically, the Company has prepared three separate loan fair value adjustments that it believed a market participant might employ in estimating the entire fair value adjustment necessary under ASC 820-10 for the acquired loan portfolio. The three -separate fair valuation methodology employed are: 1) an interest rate loan fair value adjustment, 2) a general credit fair value adjustment, and 3) a specific credit fair value adjustment for purchased credit impaired loans subject to ASC 310-30 procedures. The acquired loans were recorded at fair value at the acquisition date without carryover of Landmark’s previously established allowance for loan losses. The fair value of the financial assets acquired included loans receivable with a gross amortized cost basis of $ 309.8 million. The table below illustrates the fair value adjustments made to the amortized cost basis in order to present the fair value of the loans acquired. The credit adjustment on purchased credit impaired loans is derived in accordance with ASC 310-30 and represents the portion of the loan balances that has been deemed uncollectible based on the Company’s expectations of future cash flows for each respective loan. Dollars in thousands Gross amortized cost basis at June 30, 2021 $ 309,767 Interest rate fair value adjustment on pools of homogeneous loans ( 1,855 ) Credit fair value adjustment on pools of homogeneous loans ( 7,915 ) Credit fair value adjustment on purchased credit impaired loans ( 1,137 ) Fair value of acquired loans at June 30, 2021 $ 298,860 For loans acquired without evidence of credit quality deterioration, the Company prepared the interest rate loan fair value and credit fair value adjustments. Loans were grouped into homogeneous pools by characteristics such as loan type, term, collateral, and rate. Market rates for similar loans were obtained from various internal and external data sources and reviewed by management for reasonableness. The average of these rates was used as the fair value interest rate a market participant would utilize. A present value approach was utilized to calculate the interest rate fair value discount of $ 1.9 million. Additionally, for loans acquired without credit deterioration, a credit fair value adjustment was calculated using a two-part credit fair value analysis: 1) expected lifetime credit migration losses; and 2) estimated fair value adjustment for certain qualitative factors. The expected lifetime losses were calculated using historical losses observed by the Company, Landmark and peer banks. The Company also estimated an environmental factor to apply to each loan type. The environmental factor represents the potential discount which may arise due to general credit and economic factors. A credit fair value discount of $ 7.9 million was determined. Both the interest rate and credit fair value adjustments relate to loans acquired with evidence of credit quality deterioration will be substantially recognized as interest income on a level yield amortization method over the expected life of the loans. The following table presents the acquired purchased credit impaired loans receivable at the acquisition date: Dollars in thousands Contractual principal and interest at acquisition $ 5,306 Non-accretable difference ( 1,691 ) Expected cash flows at acquisition 3,615 Accretable yield ( 588 ) Fair value of purchased impaired loans $ 3,027 Premises and Equipment The Company assumed leases on 2 branch facilities of Landmark. The Company compared the lease contract obligations to comparable market rental rates determined by third-party licensed appraisers. The Company believed that the leased contract rates were in a reasonable range of market rental rates and concluded that no fair market value adjustment related to leasehold interest was necessary. The fair value of Landmark’s premises, including land, buildings and improvements, was determined based upon independent third-party appraisals performed by licensed appraisers or sales agreements. Core Deposit Intangible The fair value of the core deposit intangible was determined based on a discounted cash flow (present value) analysis using a discount rate commensurate with market participants. To calculate cash flows, deposit account servicing costs (net of deposit fee income) and interest expense on deposits were compared to the higher cost of alternative funding sources available through national brokered CD offering rates and FHLB advance rates. The projected cash flows were developed using projected deposit attrition rates based on the average rate experienced by both institutions. The core deposit intangible will be amortized over ten years using the sum-of-years digits method. Time Deposits The fair value adjustment for time deposits represents a discount from the value of the contractual repayments of fixed maturity deposits using prevailing market interest rates for similar-term time deposits. The time deposit premium is being amortized into income on a level yield amortization method over the contractual life of the deposits. Secured Borrowings The Company identified 19 sold participations acquired from Landmark that did not meet the criteria for sales treatment under ASC 860-10-40 and should be recorded as obligations from secured borrowing arrangements. The Company has estimated the fair value of these obligations using an income approach based on the expected cash flows method on a pooled basis using Level 3 assumptions. FHLB Borrowings The Company assumed FHLB borrowings in connection with the merger. The fair value of FHLB Borrowings was determined by using FHLB prepayment penalty as a proxy for the fair value adjustment. The Company decided to pay off the borrowing post acquisition date therefore no amortization is warranted. Merger-related expenses The Company did not incur any merger-related expenses for the three months ended March 31, 2022. For the three months ended March 31, 2021, the Company incurred $ 0.5 million in merger-related expenses related to the merger with Landmark, primarily consisting of professional fee expenses.

Employee Benefits

Employee Benefits	3 Months Ended
	Mar. 31, 2022
Employee Benefits [Abstract]
Employee Benefits	10. Employee Benefits Bank-Owned Life Insurance (BOLI) The Company has purchased single premium BOLI policies on certain officers. The policies are recorded at their cash surrender values. Increases in cash surrender values are included in non-interest income in the consolidated statements of income. As a result of the acquisition of Landmark, the Company added BOLI with a value of $ 7.2 million during 2021. The policies’ cash surrender value totaled $ 53.1 million and $ 52.7 million, respectively, as of March 31, 2022 and December 31, 2021 and is reflected as an asset on the consolidated balance sheets. For the three months ended March 31, 2022 and 2021, the Company has recorded income of $ 319 thousand and $ 296 thousand, respectively. Officer Life Insurance In 2017, the Bank entered into separate split dollar life insurance arrangements (Split Dollar Agreements) with eleven officers. This plan provides each officer a specified death benefit should the officer die while in the Bank’s employ. The Bank paid the insurance premiums in March 2017 and the arrangements were effective in March 2017. In March 2019, the Bank entered into a new Split Dollar Agreement with one officer. In January 2021, the Bank entered into Split Dollar Agreements with fifteen officers. The Bank owns the policies and all cash values thereunder. Upon death of the covered employee, the agreed-upon amount of death proceeds from the policies will be paid directly to the insured’s beneficiary. As of March 31, 2022, the policies had total death benefits of $ 53.1 million of which $ 8.4 million would have been paid to the officer’s beneficiaries and the remaining $ 44.7 million would have been paid to the Bank. In addition, four executive officers have the opportunity to retain a split dollar benefit equal to two times their highest base salary after separation from service if the vesting requirements are met. As of March 31, 2022 and December 31, 2021, the Company had a balance in accrued expenses of $ 217 thousand and $ 200 thousand for the split dollar benefit. Supplemental Executive Retirement plan (SERP) On March 29, 2017, the Bank entered into separate supplemental executive retirement agreements (individually the “SERP Agreement”) with five officers, pursuant to which the Bank will credit an amount to a SERP account established on each participant’s behalf while they are actively employed by the Bank for each calendar month from March 1, 2017 until retirement. On March 20, 2019, the Bank entered into a SERP Agreement with one officer, pursuant to which the Bank will credit an amount to a SERP account established for the participant’s behalf while they are actively employed by the Bank for each calendar month from March 1, 2019 until normal retirement age. As a result of the acquisition of Landmark, the Company added $ 1.0 million in accrued SERP expenses to the consolidated balance sheets. As of March 31, 2022 and December 31, 2021, the Company had a balance in accrued expenses of $ 3.7 million and $ 3.6 million in connection with the SERP.

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2022
Revenue Recognition [Abstract]
Revenue Recognition	11. Revenue Recognition As of January 1, 2018, the Company adopted ASU 2014-09, Revenue from Contracts with Customers (Topic 606) and all subsequent ASUs that modified Topic 606. The Company has elected to use the modified retrospective approach with prior period financial statements unadjusted and presented with historical revenue recognition methods. The implementation of the new standard had no material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. The majority of the Company’s revenues are generated through interest earned on securities and loans, which is explicitly excluded from the scope of the guidance. In addition, certain non-interest income streams such as fees associated with mortgage servicing rights, loan service charges, life insurance earnings, rental income and gains/losses on the sale of loans and securities are not in the scope of the new guidance. The main types of contracts with customers that are in the scope of the new guidance are:  Service charges on deposit accounts – Deposit service charges represent fees charged by the Company for the performance obligation of providing services to a customer’s deposit account. The transaction price for deposit services includes both fixed and variable amounts based on the Company’s fee schedules. Revenue is recognized and payment is received either at a point in time for transactional fees or on a monthly basis for non-transactional fees.  Interchange fees – Interchange fees represent fees charged by the Company for customers using debit cards. The contract is between the Company and the processor and the performance obligation is the ability of customers to use debit cards to make purchases at a point in time. The transaction price is a percentage of debit card usage and the processor pays the Company and revenue is recorded throughout the month as the performance obligations are being met.  Fees from trust fiduciary activities – Trust fees represent fees charged by the Company for the management, custody and/or administration of trusts. These are mostly monthly fees based on the market value of assets in the trust account at the prior month end. Payment is generally received a few weeks after month end through a direct charge to customers’ accounts. Estate fees are recognized and charged as the Company reaches each of six different stages of the estate administration process.  Fees from financial services – Financial service fees represent fees charged by the Company for the performance obligation of providing various services for an investment account. Revenue is recognized twice monthly for fees on sales transactions and on a monthly basis for advisory fees and quarterly for trail fees.  Gain/loss on ORE sales – Gain/loss on the sale of ORE is recognized at the closing date when the sales proceeds are received. In seller-financed ORE transactions, the contract is made subject to our normal underwriting standards and pricing. The Company does not have any obligation or right to repurchase any sales of ORE. Contract balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before the payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity already received payment (or payment is due) from the customer. The Company’s non-interest income streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company typically does not enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of March 31, 2022 and December 31, 2021, the Company did no t have any significant contract balances. Remaining performance obligations The Company’s performance obligations have an original expected duration of less than one year and follow the relevant guidance for recognizing revenue over time. There is no variable consideration subject to constraint that is not included in information about transaction price. Contract acquisition costs An entity is required to capitalize and subsequently amortize into expense, certain incremental costs of obtaining a contract if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not have incurred if the contract had not been obtained (for example, sales commission). The Company utilizes the practical expedient which allows entities to immediately expense contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less.

Leases

Leases	3 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Leases	12. Leases ASU 2016-02 Leases (Topic 842) became effective for the Company on January 1, 2019. For all operating lease contracts where the Company is lessee, a right-of-use (ROU) asset and lease liability were recorded as of the effective date. The Company assumed all renewal terms will be exercised when calculating the ROU assets and lease liabilities. For leases existing at the transition date, any prepaid or deferred rent was added to the ROU asset to calculate the lease liability. The discount rate used to calculate the present value of future payments at the transition date was the Company’s incremental borrowing rate. The Company used the FHLB fixed rate borrowing rates as the discount rates. For all classes of underlying assets, the Company has elected not to record short-term leases (leases with a term of 12 months or less) on the balance sheet when the Company is lessee. Instead, the Company will recognize the lease payment on a straight-line basis over the lease term and variable lease payments in the period in which the obligation for those payments is incurred. For all asset classes, the Company has elected, as a lessee, not to separate nonlease components from lease components and instead to account for each separate lease component and nonlease components associated with that lease component as a single lease component. Management determines if an arrangement is or contains a lease at contract inception. If an arrangement is determined to be or contains a lease, the Company recognizes a ROU asset and a lease liability when the asset is placed in service. The Company’s operating leases, where the Company is lessee, include property, land and equipment. As of March 31, 2022, eleven of the Company’s branch properties and one future branch were leased under operating leases. In four of the branch leases, the Company leases the land from an unrelated third party, and the buildings are the Company’s own capital improvement. The Company also leases three standalone ATMs under operating leases. Additionally, the Company has one property lease and four equipment leases classified as finance leases. The Company acquired a leased property classified as a finance lease with a fair value of $ 1.2 million from the Landmark merger during 2021. The following is an analysis of the leased property under finance leases: (dollars in thousands) March 31, 2022 December 31, 2021 Property and equipment $ 1,721 $ 1,673 Less accumulated depreciation and amortization ( 429 ) ( 366 ) Leased property under finance leases, net $ 1,292 $ 1,307 The following is a schedule of future minimum lease payments under finance leases together with the present value of the net minimum lease payments as of March 31, 2022: (dollars in thousands) Amount 2022 $ 196 2023 235 2024 178 2025 165 2026 150 2027 and thereafter 463 Total minimum lease payments (a) 1,387 Less amount representing interest (b) ( 78 ) Present value of net minimum lease payments $ 1,309 (a) The future minimum lease payments have not been reduced by estimated executory costs (such as taxes and maintenance) since this amount was deemed immaterial by management. (b) Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception. As of March 31, 2022, the Company leased its Green Ridge, Pittston, Peckville, Back Mountain, Mountain Top, Abington, Nazareth, Easton, Bethlehem, Martins Creek and Wyoming branches under the terms of operating leases. During 2021, the Company entered into a new lease for the Bethlehem branch which will be relocated in 2022. Common area maintenance is included in variable lease payments in the table below. The Abington branch has variable lease payments which are calculated as a percentage of the national prime rate of interest and are expensed as incurred. The Bethlehem and Easton branches have variable lease payments that increase annually and are expensed as incurred. (dollars in thousands) March 31, 2022 March 31, 2021 Lease cost Finance lease cost: Amortization of right-of-use assets $ 63 $ 24 Interest on lease liabilities 6 2 Operating lease cost 184 148 Short-term lease cost 37 5 Variable lease cost 10 1 Total lease cost $ 300 $ 180 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 6 $ 2 Operating cash flows from operating leases (Fixed payments) $ 148 $ 138 Operating cash flows from operating leases (Liability reduction) $ 74 $ 77 Financing cash flows from finance leases $ 59 $ 24 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases 6.98 yrs 2.89 yrs Weighted average remaining lease term - operating leases 21.25 yrs 21.13 yrs Weighted-average discount rate - finance leases 1.77 % 2.50 % Weighted-average discount rate - operating leases 3.39 % 3.57 % During the first three months of 2022, $ 291 thousand of the total lease cost is included in premises and equipment expense and $ 9 thousand is included in other expenses on the consolidated statements of income. Operating lease expense is recognized on a straight-line basis over the lease term. We recognized both the interest expense and amortization expense for finance leases in premises and equipment expense since the interest expense portion was immaterial. The future minimum lease payments for the Company’s branch network and equipment under operating leases that have lease terms in excess of one year as of March 31, 2022 are as follows: (dollars in thousands) Amount 2022 $ 459 2023 608 2024 604 2025 612 2026 619 2027 and thereafter 10,500 Total future minimum lease payments 13,402 Plus variable payment adjustment 326 Less amount representing interest ( 4,173 ) Present value of net future minimum lease payments $ 9,555 The Company leases several properties, where the Company is lessor, under operating leases to unrelated parties. Some of these properties are residential properties surrounding the Main Branch that the Company leases on a month-to-month basis and are considered short-term leases. The undiscounted cash flows to be received on an annual basis for the remaining two properties under long-term operating leases are as follows: (dollars in thousands) Amount 2022 $ 50 2023 48 2024 51 2025 54 2026 54 2027 and thereafter 27 Total lease payments to be received $ 284 The Company also indirectly originates automobile leases classified as direct finance leases. See Footnote 5, “Loans and leases”, for more information about the Company’s direct finance leases. Lease income recognized from direct finance leases was included in interest income from loans and leases on the consolidated statements of income. Lease income related to operating leases is included in fees and other revenue on the consolidated statements of income. The Company only receives a variable payment for taxes from one of its lessees, but the amount is immaterial and excluded from rental income. The amount of lease income recognized on the consolidated statements of income was as follows for the periods indicated: For the three months ended March 31, (dollars in thousands) 2022 2021 Lease income - direct finance leases Interest income on lease receivables $ 225 $ 190 Lease income - operating leases 58 51 Total lease income $ 283 $ 241

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2022
Derivative Instruments [Abstract]
Derivative Instruments	13. Derivative Instruments The Company is a party to interest rate derivatives that are not designated as hedging instruments. The Company enters into interest rate swaps that allow certain commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. These interest rate swaps with customers are simultaneously offset by interest rate swaps that the Company executes with a third-party financial institution, such that the Company minimizes its net interest rate risk exposure resulting from such transactions. The interest rate swap agreements are free-standing derivatives and are recorded at fair value in the Company’s consolidated balance sheets (asset positions are included in other assets and liability positions are included in other liabilities). As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however there may be fair value adjustments related to credit-quality variations between counterparties, which may impact earnings as required by FASB ASC 820. There was no effect on earnings in any periods presented. The Company had $ 1 million in investment securities pledged as collateral on its interest rate swaps with a third-party financial institution as of March 31, 2022. There were no interest rate swaps as of December 31, 2021. Weighted Notional Average Maturity Interest Rate Interest Rate (dollars in thousands) Amount (Years) Paid Received Fair Value March 31, 2022 Classified in Other assets: Customer interest rate swaps $ 2,000 15.67 30 Day SOFR + Margin Fixed $ 18 Classified in Accrued interest payable and other liabilities: Third party interest rate swaps $ 2,000 15.67 Fixed 30 Day SOFR + Margin $ 18

Nature of Operations and Crit_2

Nature of Operations and Critical Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2022
Nature of Operations and Critical Accounting Policies [Abstract]
Nature of Operations	Nature of operations Fidelity D & D Bancorp, Inc. (the Company) is a bank holding company and the parent of The Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank and trust company chartered under the laws of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903 , the Bank is committed to provide superior customer service, while offering a full range of banking products and financial and trust services to both our consumer and commercial customers from our main office located in Dunmore and other branches located throughout Lackawanna, Northampton and Luzerne Counties and Wealth Management offices in Schuylkill and Lebanon Counties. On July 1, 2021, the Company completed its acquisition of Landmark Bancorp, Inc. (Landmark) and its wholly-owned subsidiary, Landmark Community Bank (Landmark Bank). At the time of the acquisition, Landmark merged with and into an acquisition subsidiary of the Company with the acquisition subsidiary Company surviving the merger. In addition, immediately thereafter Landmark Bank merged with and into the Bank with the Bank as the surviving bank. On May 1, 2020, the Company completed its acquisition of MNB Corporation (MNB) and its wholly-owned subsidiary, Merchants Bank of Bangor. At the time of the acquisition, MNB merged with and into the Company with the Company surviving the merger. In addition, immediately thereafter Merchants Bank of Bangor merged with and into the Bank with the Bank as the surviving bank. Further discussion of the acquisition of Landmark can be found in Footnote 9, “Acquisition”.
Principles of Consolidation	Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10-Q and Rule 8-03 of Regulation S-X. Accordingly, they do not include all of the information and footnote disclosures required by GAAP for complete financial statements. In the opinion of management, all normal recurring adjustments necessary for a fair presentation of the financial condition and results of operations for the periods have been included. All significant inter-company balances and transactions have been eliminated in consolidation. For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not absolute assurance that the financial records accurately reflect the transactions of the Company, the Company’s assets are safeguarded and that the financial statements present fairly the financial condition and results of operations of the Company. In the opinion of management, the consolidated balance sheets as of March 31, 2022 and December 31, 2021 and the related consolidated statements of income, consolidated statements of comprehensive income and consolidated statements of changes in shareholders’ equity and consolidated statements of cash flows for the three months ended March 31, 2022 and 2021 present fairly the financial condition and results of operations of the Company. All material adjustments required for a fair presentation have been made. These adjustments are of a normal recurring nature. Certain reclassifications have been made to the 2021 financial statements to conform to the 2022 presentation. In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after March 31, 2022 through the date these consolidated financial statements were issued. This Quarterly Report on Form 10-Q should be read in conjunction with the Company’s audited financial statements for the year ended December 31 , 2021, and the notes included therein, included within the Company’s Annual Report filed on Form 10-K.
Use of Estimates	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates.
Allowance For Loan Losses	A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at March 31, 2022 is adequate and reasonable to cover incurred losses. Given the subjective nature of identifying and estimating loan losses, it is likely that well-informed individuals could make different assumptions and could, therefore, calculate a materially different allowance amount. While management uses available information to recognize losses on loans, changes in economic conditions may necessitate revisions in the future. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to recognize adjustments to the allowance based on their judgment of information available to them at the time of their examination.
Investment Securities	Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third-party vendor, who is a provider of financial market data, analytics and related services to financial institutions. Based on experience, management is aware that estimated fair values of investment securities tend to vary among valuation services. Accordingly, when selling investment securities, price quotes may be obtained from more than one source. All of the Company’s debt securities are classified as available-for-sale (AFS). AFS debt securities are carried at fair value on the consolidated balance sheets, with unrealized gains and losses, net of income tax, reported separately within shareholders’ equity as a component of accumulated other comprehensive income (AOCI).
Loans Held-for-Sale	The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not typically obtained. On occasion, the Company may transfer loans from the loan portfolio to loans HFS. Under these circumstances, pricing may be obtained from other entities and the residential mortgage loans are transferred at the lower of cost or market value and simultaneously sold. For other loans transferred to HFS, pricing may be obtained from other entities or modeled and the other loans are transferred at the lower of cost or market value and then sold. As of March 31, 2022 and December 31, 2021, loans classified as HFS consisted of residential mortgage loans.
Automobile Leasing	Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet.
Foreclosed Assets Held-for-Sale	Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, from time-to-time, include repossessed assets such as automobiles. ORE is carried at the lower of cost (principal balance at date of foreclosure) or fair value less estimated cost to sell. Any write-downs at the date of foreclosure are charged to the allowance for loan losses. Expenses incurred to maintain ORE properties, subsequent write downs to the asset’s fair value, any rental income received and gains or losses on disposal are included as components of other real estate owned expense in the consolidated statements of income.
Business Combinations	We account for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable.
Goodwill and Intangible Assets	Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 -year period. Goodwill is tested for impairment on at least an annual basis. There was no goodwill impairment as of March 31, 2022 and December 31, 2021. Other acquired intangible assets that have finite lives, such as core deposit intangibles, are amortized over their estimated useful lives and subject to periodic impairment testing. Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. The Company accounts for certain participation interests in commercial loans receivable (loan participation agreements) sold as a sale of financial assets pursuant to ASC 860, Transfers and Servicing. Loan participation agreements that meet the sale criteria under ASC 860 are derecognized from the Consolidated Balance Sheets at the time of transfer. If the transfer of loans does not meet the sale criteria or participating interest criteria under ASC 860, the transfer is accounted for as a secured borrowing and the loan is not de-recognized and a participating liability is recorded in the Consolidated Balance Sheets.
Employee Benefits	The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not deductible for tax purposes. Monthly expenses for the SERP and post-retirement split dollar life benefit are recorded as components of salaries and employee benefit expense on the consolidated statements of income.
Cash Flows	For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

Earnings Per Share (Policy)

Earnings Per Share (Policy)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards. The Company maintains two active share-based compensation plans that may generate additional potentially dilutive common shares. For granted and unexercised stock-settled stock appreciation rights (SSARs), dilution would occur if Company-issued SSARs were exercised and converted into common stock. As of the three months ended March 31, 2022, there were 23,299 potentially dilutive shares related to issued and unexercised SSARs compared to 31,934 for the same 2021 period, respectively. The calculation did not include 11,073 unexercised SSARs that could potentially dilute earnings per share but their effect was antidilutive as of March 31, 2022. For restricted stock, dilution would occur from the Company’s previously granted but unvested shares. There were 15,246 potentially dilutive shares related to unvested restricted share grants as of the three months ended March 31, 2022 compared to 10,875 for the same 2021 period, respectively. In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and SSARs and unvested restricted stock. Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock. Proceeds include amounts received from the exercise of outstanding stock options and compensation cost for future service that the Company has not yet recognized in earnings. The Company does not consider awards from share-based grants in the computation of basic EPS.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2022
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	As of and for the three months ended March 31, 2022 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 179 Other comprehensive loss before reclassifications, net of tax ( 42,676 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 42,676 ) Ending balance $ ( 42,497 ) As of and for the three months ended March 31, 2021 Unrealized gains (losses) on available-for-sale (dollars in thousands) debt securities Beginning balance $ 8,952 Other comprehensive loss before reclassifications, net of tax ( 7,789 ) Amounts reclassified from accumulated other comprehensive income, net of tax - Net current-period other comprehensive loss ( 7,789 ) Ending balance $ 1,163

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investment Securities [Abstract]
Amortized Cost and Fair Value of Investment Securities	Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value March 31, 2022 Available-for-sale debt securities: Agency - GSE $ 124,134 $ 59 $ ( 9,961 ) $ 114,232 Obligations of states and political subdivisions 364,689 1,432 ( 27,498 ) 338,623 MBS - GSE residential 276,553 116 ( 17,941 ) 258,728 Total available-for-sale debt securities $ 765,376 $ 1,607 $ ( 55,400 ) $ 711,583 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2021 Available-for-sale debt securities: Agency - GSE $ 119,399 $ 204 $ ( 2,600 ) $ 117,003 Obligations of states and political subdivisions 360,680 6,708 ( 2,678 ) 364,710 MBS - GSE residential 258,674 1,654 ( 3,061 ) 257,267 Total available-for-sale debt securities $ 738,753 $ 8,566 $ ( 8,339 ) $ 738,980
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity Date	Amortized Fair (dollars in thousands) cost value Available-for-sale securities: Debt securities: Due in one year or less $ 6,134 $ 6,155 Due after one year through five years 16,210 15,783 Due after five years through ten years 119,144 109,081 Due after ten years 347,335 321,836 MBS - GSE residential 276,553 258,728 Total available-for-sale debt securities $ 765,376 $ 711,583
Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value	Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses March 31, 2022 Agency - GSE $ 64,808 $ ( 5,309 ) $ 43,387 $ ( 4,652 ) $ 108,195 $ ( 9,961 ) Obligations of states and political subdivisions 257,752 ( 23,838 ) 29,713 ( 3,660 ) 287,465 ( 27,498 ) MBS - GSE residential 219,792 ( 14,985 ) 28,377 ( 2,956 ) 248,169 ( 17,941 ) Total $ 542,352 $ ( 44,132 ) $ 101,477 $ ( 11,268 ) $ 643,829 $ ( 55,400 ) Number of securities 341 54 395 December 31, 2021 Agency - GSE $ 84,308 $ ( 1,460 ) $ 26,516 $ ( 1,140 ) $ 110,824 $ ( 2,600 ) Obligations of states and political subdivisions 193,124 ( 2,662 ) 12,796 ( 399 ) 205,920 ( 3,061 ) MBS - GSE residential 137,495 ( 2,351 ) 9,469 ( 327 ) 146,964 ( 2,678 ) Total $ 414,927 $ ( 6,473 ) $ 48,781 $ ( 1,866 ) $ 463,708 $ ( 8,339 ) Number of securities 187 26 213

Loans and Leases (Tables)

Loans and Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Loans and Leases [Abstract]
Loan Classifications	(dollars in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 252,963 $ 236,304 Commercial real estate: Non-owner occupied 310,663 312,848 Owner occupied 250,578 248,755 Construction 22,779 21,147 Consumer: Home equity installment 47,852 47,571 Home equity line of credit 55,340 54,878 Auto loans 119,082 118,029 Direct finance leases 27,138 26,232 Other 8,307 8,013 Residential: Real estate 343,360 325,861 Construction 36,247 34,919 Total 1,474,309 1,434,557 Less: Allowance for loan losses ( 16,081 ) ( 15,624 ) Unearned lease revenue ( 1,431 ) ( 1,429 ) Loans and leases, net $ 1,456,797 $ 1,417,504
Schedule of Accretable Yield	For the three months ended March 31, (dollars in thousands) 2022 2021 Balance at beginning of period $ 1,088 $ 563 Accretable yield on acquired loans - - Reclassification from non-accretable difference 15 13 Accretion of accretable yield ( 178 ) ( 103 ) Balance at end of period $ 925 $ 473 The above table excludes the $ 269 thousand in non-accretable yield accreted to interest income for the three months ended March 31, 2021.
Non-Accrual Loans, Segregated by Class	(dollars in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 49 $ 154 Commercial real estate: Non-owner occupied 478 478 Owner occupied 1,300 1,570 Consumer: Home equity installment - - Home equity line of credit 171 97 Auto loans 172 78 Residential: Real estate 137 572 Total $ 2,307 $ 2,949 The table above excludes $ 4.6 million and $ 4.7 million in purchased credit impaired loans, net of unamortized fair value adjustments as of March 31, 2022 and December 31, 2021, respectively.
Past Due Loans	Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days March 31, 2022 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ 773 $ - $ 49 $ 822 $ 252,141 $ 252,963 $ - Commercial real estate: Non-owner occupied - - 478 478 310,185 310,663 - Owner occupied - 82 1,443 1,525 249,053 250,578 143 Construction - - - - 22,779 22,779 - Consumer: Home equity installment 58 - - 58 47,794 47,852 - Home equity line of credit - - 171 171 55,169 55,340 - Auto loans 339 85 172 596 118,486 119,082 - Direct finance leases 149 - 31 180 25,527 25,707 (2) 31 Other 26 - - 26 8,281 8,307 - Residential: Real estate - - 137 137 343,223 343,360 - Construction - - - - 36,247 36,247 - Total $ 1,345 $ 167 $ 2,481 $ 3,993 $ 1,468,885 $ 1,472,878 $ 174 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.4 million. (3) Includes net deferred loan costs of $ 3.6 million. Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 4 $ 154 $ 158 $ 236,146 $ 236,304 $ - Commercial real estate: Non-owner occupied - 675 478 1,153 311,695 312,848 - Owner occupied - - 1,570 1,570 247,185 248,755 - Construction - - - - 21,147 21,147 - Consumer: Home equity installment 87 32 - 119 47,452 47,571 - Home equity line of credit - - 97 97 54,781 54,878 - Auto loans 410 45 78 533 117,496 118,029 - Direct finance leases 173 38 64 275 24,528 24,803 (2) 64 Other 49 17 - 66 7,947 8,013 - Residential: Real estate - 452 572 1,024 324,837 325,861 - Construction - - - - 34,919 34,919 - Total $ 719 $ 1,263 $ 3,013 $ 4,995 $ 1,428,133 $ 1,433,128 $ 64 (1) Includes non-accrual loans. (2) Net of unearned lease revenue of $ 1.4 million. (3) Includes net deferred loan costs of $ 3.0 million.
Impaired Loans	Impaired loans, segregated by class, as of the period indicated are detailed below: Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance March 31, 2022 Commercial and industrial $ 49 $ 49 $ - $ 49 $ 49 Commercial real estate: Non-owner occupied 866 73 793 866 1 Owner occupied 2,904 1,361 922 2,283 551 Consumer: Home equity installment 33 - - - - Home equity line of credit 210 20 151 171 4 Auto loans 232 20 152 172 5 Residential: Real estate 184 - 137 137 - Total $ 4,478 $ 1,523 $ 2,155 $ 3,678 $ 610 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2021 Commercial and industrial $ 218 $ 18 $ 136 $ 154 $ 18 Commercial real estate: Non-owner occupied 2,470 1,674 796 2,470 474 Owner occupied 3,185 1,802 762 2,564 763 Consumer: Home equity installment 33 - - - - Home equity line of credit 137 - 97 97 - Auto loans 98 10 68 78 4 Residential: Real estate 699 - 572 572 - Total $ 6,840 $ 3,504 $ 2,431 $ 5,935 $ 1,259 At March 31, 2022, impaired loans totaled $ 3.7 million consisting of $ 1.4 million in accruing TDRs and $ 2.3 million in non-accrual loans. At December 31, 2021, impaired loans totaled $ 5.9 million consisting of $ 3.0 million in accruing TDRs and $ 2.9 million in non-accrual loans. As of March 31, 2022, the non-accrual loans included one TDR totaling $ 0.4 million compared with three TDRs to two unrelated borrowers totaling $ 0.6 million as of December 31, 2021. A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the payments in accordance with the contractual terms of the loan. Factors considered in determining impairment include payment status, collateral value, and the probability of collecting payments when due. The significance of payment delays and/or shortfalls is determined on a case-by-case basis. All circumstances surrounding the loan are considered. Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record. Impairment is measured on these loans on a loan-by-loan basis. Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors. The following table presents the average recorded investments in impaired loans and related amount of interest income recognized during the periods indicated below. The average balances are calculated based on the quarter-end balances of impaired loans. Payments received from non-accruing impaired loans are first applied against the outstanding principal balance, then to the recovery of any charged-off amounts. Any excess is treated as a recovery of interest income. Payments received from accruing impaired loans are applied to principal and interest, as contractually agreed upon. March 31, 2022 March 31, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 272 $ - $ - $ 438 $ - $ - Commercial real estate: Non-owner occupied 2,302 46 - 2,318 22 - Owner occupied 2,001 27 - 1,853 4 - Construction - - - - - - Consumer: Home equity installment 16 - - 46 4 - Home equity line of credit 157 - - 366 4 - Auto loans 70 1 - 51 - - Direct finance leases - - - - - - Other - - - - - - Residential: Real estate 564 25 - 761 - - Construction - - - - - - Total $ 5,382 $ 99 $ - $ 5,833 $ 34 $ -
Credit Quality Indicator Loan Categories	Commercial credit exposure Credit risk profile by creditworthiness category March 31, 2022 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 250,718 $ 329 $ 1,916 $ - $ 252,963 Commercial real estate - non-owner occupied 290,314 16,257 4,092 - 310,663 Commercial real estate - owner occupied 234,123 6,579 9,876 - 250,578 Commercial real estate - construction 22,779 - - - 22,779 Total commercial $ 797,934 $ 23,165 $ 15,884 $ - $ 836,983 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity March 31, 2022 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,852 $ - $ 47,852 Home equity line of credit 55,169 171 55,340 Auto loans 118,910 172 119,082 Direct finance leases (1) 25,676 31 25,707 Other 8,307 - 8,307 Total consumer 255,914 374 256,288 Residential Real estate 343,223 137 343,360 Construction 36,247 - 36,247 Total residential 379,470 137 379,607 Total consumer & residential $ 635,384 $ 511 $ 635,895 (1) Net of unearned lease revenue of $ 1.4 million. Commercial credit exposure Credit risk profile by creditworthiness category December 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 233,565 $ 339 $ 2,400 $ - $ 236,304 Commercial real estate - non-owner occupied 289,679 16,614 6,555 - 312,848 Commercial real estate - owner occupied 230,146 7,089 11,520 - 248,755 Commercial real estate - construction 21,147 - - - 21,147 Total commercial $ 774,537 $ 24,042 $ 20,475 $ - $ 819,054 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity December 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,571 $ - $ 47,571 Home equity line of credit 54,781 97 54,878 Auto loans 117,951 78 118,029 Direct finance leases (2) 24,739 64 24,803 Other 8,013 - 8,013 Total consumer 253,055 239 253,294 Residential Real estate 325,289 572 325,861 Construction 34,919 - 34,919 Total residential 360,208 572 360,780 Total consumer & residential $ 613,263 $ 811 $ 614,074 (2) Net of unearned lease revenue of $ 1.4 million.
Schedule of Change in Allowance for Loan Losses and the Recorded Investment in Loans	As of and for the three months ended March 31, 2022 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Charge-offs - ( 1 ) ( 94 ) - - ( 95 ) Recoveries 2 9 14 2 - 27 Provision 574 ( 608 ) 223 341 ( 5 ) 525 Ending balance $ 2,780 $ 6,822 $ 2,547 $ 3,851 $ 81 $ 16,081 Ending balance: individually evaluated for impairment $ 49 $ 552 $ 9 $ - $ - $ 610 Ending balance: collectively evaluated for impairment $ 2,731 $ 6,270 $ 2,538 $ 3,851 $ 81 $ 15,471 Loans Receivables: Ending balance (2) $ 252,963 $ 584,020 $ 256,288 (1) $ 379,607 $ - $ 1,472,878 Ending balance: individually evaluated for impairment $ 49 $ 3,149 $ 343 $ 137 $ - $ 3,678 Ending balance: collectively evaluated for impairment $ 252,914 $ 580,871 $ 255,945 $ 379,470 $ - $ 1,469,200 (1) Net of unearned lease revenue of $ 1.4 million. (2) Includes $ 3.6 . million of net deferred loan costs. As of and for the year ended December 31, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs ( 130 ) ( 491 ) ( 206 ) ( 162 ) - ( 989 ) Recoveries 23 250 138 - - 411 Provision ( 96 ) 1,280 ( 80 ) 889 7 2,000 Ending balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Ending balance: individually evaluated for impairment $ 18 $ 1,237 $ 4 $ - $ - $ 1,259 Ending balance: collectively evaluated for impairment $ 2,186 $ 6,185 $ 2,400 $ 3,508 $ 86 $ 14,365 Loans Receivables: Ending balance (2) $ 236,304 $ 582,750 $ 253,294 (1) $ 360,780 $ - $ 1,433,128 Ending balance: individually evaluated for impairment $ 154 $ 5,034 $ 175 $ 572 $ - $ 5,935 Ending balance: collectively evaluated for impairment $ 236,150 $ 577,716 $ 253,119 $ 360,208 $ - $ 1,427,193 (1) Net of unearned lease revenue of $ 1.4 million. (2) Includes $ 3.0 million of net deferred loan costs. As of and for the three months ended March 31, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs ( 7 ) ( 124 ) ( 28 ) ( 43 ) - ( 202 ) Recoveries 4 11 24 - - 39 Provision ( 62 ) 810 ( 133 ) 177 8 800 Ending balance $ 2,342 $ 7,080 $ 2,415 $ 2,915 $ 87 $ 14,839
Undiscounted Cash Flows to be Received on Annual Basis for Direct Finance Leases	(dollars in thousands) Amount 2022 $ 5,609 2023 7,287 2024 8,669 2025 5,333 2026 240 2027 and thereafter - Total future minimum lease payments receivable 27,138 Less: Unearned income ( 1,431 ) Undiscounted cash flows to be received $ 25,707

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Three months ended March 31, 2022 2021 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 7,522 $ 5,667 Weighted-average common shares outstanding 5,655,192 4,990,768 Basic EPS $ 1.33 $ 1.14 Diluted EPS: Net income available to common shareholders $ 7,522 $ 5,667 Weighted-average common shares outstanding 5,655,192 4,990,768 Potentially dilutive common shares 38,545 42,809 Weighted-average common and potentially dilutive shares outstanding 5,693,737 5,033,577 Diluted EPS $ 1.32 $ 1.13

Stock Plans (Tables)

Stock Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Stock Plans [Abstract]
Summary of Weighted-Average Fair-Value and Vesting of Restricted Stock Grants	March 31, 2022 March 31, 2021 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 18,000 (2) $ 49.85 12,500 (2) $ 52.00 Omnibus plan 16,520 (3) 49.85 13,552 (3) 52.00 Omnibus plan - 50 (1) 58.17 Omnibus plan - 36 (3) 58.17 Total 34,520 $ 49.85 26,138 $ 52.02 (1) Vest after 1 year (2) Vest after 3 years – 33 % each year (3) Vest fully after 3 years
Schedule of Non-Vested Restricted Stock Units Activity	2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2021 14,920 28,123 43,043 53.20 Granted 18,000 16,520 34,520 49.85 Forfeited - ( 47 ) ( 47 ) 52.00 Vested ( 6,164 ) ( 2,326 ) ( 8,490 ) 53.81 Non-vested balance at March 31, 2022 26,756 42,270 69,026 $ 51.45
Schedule of SSARs Activity	Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2021 94,332 9.66 5.5 Granted - Exercised - Forfeited - Outstanding March 31, 2022 94,332 $ 9.66 5.3 Of the SSARs outstanding at March 31, 2022, all SSARs vested and were exercisable.
Schedule of Compensation Cost for Share-Based Payment Arrangements, Allocation of Share-Based Compensation Costs by Plan	Three months ended March 31, (dollars in thousands) 2022 2021 Stock-based compensation expense: Director stock incentive plan $ 109 $ 75 Omnibus stock incentive plan 165 157 Employee stock purchase plan 32 44 Total stock-based compensation expense $ 306 $ 276 In addition, during the three months ended March 31, 2021, the Company reversed accruals of ($ 10 thousand) in stock-based compensation expense for restricted stock and SSARs awarded under the Omnibus Plan.
Schedule of Unrecognized Compensation Cost, Non-Vested Awards	As of (dollars in thousands) March 31, 2022 Unrecognized stock-based compensation expense: Director plan $ 1,287 Omnibus plan 1,438 Total unrecognized stock-based compensation expense $ 2,725 The unrecognized stock-based compensation expense as of March 31, 2022 will be recognized ratably over the periods ended February 2025 and February 2025 for the Director Plan and the Omnibus Plan, respectively.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Measurements [Abstract]
Carrying Amount and Estimated Fair Value by Balance Sheet Grouping	March 31, 2022 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 97,403 $ 97,403 $ 97,403 $ - $ - Available-for-sale debt securities 711,583 711,583 - 711,583 - Restricted investments in bank stock 3,231 3,231 - 3,231 - Loans and leases, net 1,456,797 1,408,647 - - 1,408,647 Loans held-for-sale 6,236 6,315 - 6,315 - Accrued interest receivable 7,424 7,424 - 7,424 - Interest rate swaps 18 18 - 18 - Financial liabilities: Deposits with no stated maturities 2,079,581 2,079,581 - 2,079,581 - Time deposits 130,424 128,361 - 128,361 - Secured borrowings 10,572 9,853 - - 9,853 Accrued interest payable 114 114 - 114 - Interest rate swaps 18 18 - 18 - December 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 96,877 $ 96,877 $ 96,877 $ - $ - Available-for-sale debt securities 738,980 738,980 - 738,980 - Restricted investments in bank stock 3,206 3,206 - 3,206 - Loans and leases, net 1,417,504 1,404,103 - - 1,404,103 Loans held-for-sale 31,727 32,013 - 32,013 - Accrued interest receivable 7,526 7,526 - 7,526 - Financial liabilities: Deposits with no stated maturities 2,031,072 2,031,072 - 2,031,072 - Time deposits 138,793 138,291 - 138,291 - Secured borrowings 10,620 10,690 - - 10,690 Accrued interest payable 155 155 - 155 -
Financial Instruments Measured at Fair Value on Recurring Basis	Quoted prices in active Significant other Significant other Total carrying value markets observable inputs unobservable inputs (dollars in thousands) March 31, 2022 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 114,232 $ - $ 114,232 $ - Obligations of states and political subdivisions 338,623 - 338,623 - MBS - GSE residential 258,728 - 258,728 - Total available-for-sale debt securities $ 711,583 $ - $ 711,583 $ - Quoted prices in active Significant other Significant other Total carrying value markets observable inputs unobservable inputs (dollars in thousands) December 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 117,003 $ - $ 117,003 $ - Obligations of states and political subdivisions 364,710 - 364,710 - MBS - GSE residential 257,267 - 257,267 - Total available-for-sale debt securities $ 738,980 $ - $ 738,980 $ -
Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels	Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at March 31, 2022 (Level 1) (Level 2) (Level 3) Impaired loans $ 913 $ - $ - $ 913 Other real estate owned 151 - - 151 Total $ 1,064 $ - $ - $ 1,064 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,245 $ - $ - $ 2,245 Other real estate owned 198 - - 198 Total $ 2,443 $ - $ - $ 2,443

Acquisition (Tables)

Acquisition (Tables)	3 Months Ended
	Mar. 31, 2022
Acquisition [Abstract]
Summary of Consideration Paid	Purchase Price Consideration in Common Stock Landmark shares settled for stock 2,382,695 Exchange ratio 0.272 Total FDBC shares issued 647,990 Value assigned to FDBC common share (6/30/2021 closing price) $ 54.10 Purchase price assigned to Landmark common shares exchanged for FDBC common shares $ 35,056,259 Purchase Price Consideration - Cash for Common Stock Landmark shares exchanged for cash, excluding fractional shares 2,382,695 Cash consideration (per Landmark share) $ 3.26 Cash portion of purchase price $ 7,767,586 Cash portion of purchase price (cash paid fractional shares) $ 5,559 Cash for outstanding Landmark stock options $ 69,250 Total consideration paid $ 42,898,654 Allocation of Purchase Price In thousands Total Purchase Price $ 42,899 Estimated Fair Value of Assets Acquired Cash and cash equivalents 4,090 Investment securities 49,430 Loans 298,860 Restricted investments in bank stock 1,186 Premises and equipment 3,405 Lease property under finance leases 1,188 Core deposit intangible asset 597 Other real estate owned 488 Other assets 11,629 Total assets acquired 370,873 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 100,472 Interest bearing deposits 208,057 Short-term borrowings 2,224 FHLB borrowings 4,602 Secured borrowings 20,619 Finance lease obligation 1,188 Other liabilities 3,387 Total liabilities assumed 340,549 Net Assets Acquired 30,324 Goodwill Recorded in Acquisition $ 12,575
Summary of Fair Value Adjustments of Loans Acquired	Dollars in thousands Gross amortized cost basis at June 30, 2021 $ 309,767 Interest rate fair value adjustment on pools of homogeneous loans ( 1,855 ) Credit fair value adjustment on pools of homogeneous loans ( 7,915 ) Credit fair value adjustment on purchased credit impaired loans ( 1,137 ) Fair value of acquired loans at June 30, 2021 $ 298,860
Summary of Credit Adjustment on Acquired Impaired Loans	Dollars in thousands Contractual principal and interest at acquisition $ 5,306 Non-accretable difference ( 1,691 ) Expected cash flows at acquisition 3,615 Accretable yield ( 588 ) Fair value of purchased impaired loans $ 3,027

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Analysis of Leased Property under Finance Leases	(dollars in thousands) March 31, 2022 December 31, 2021 Property and equipment $ 1,721 $ 1,673 Less accumulated depreciation and amortization ( 429 ) ( 366 ) Leased property under finance leases, net $ 1,292 $ 1,307
Schedule of Future Minimum Lease Payments under Finance Leases	(dollars in thousands) Amount 2022 $ 196 2023 235 2024 178 2025 165 2026 150 2027 and thereafter 463 Total minimum lease payments (a) 1,387 Less amount representing interest (b) ( 78 ) Present value of net minimum lease payments $ 1,309 (a) The future minimum lease payments have not been reduced by estimated executory costs (such as taxes and maintenance) since this amount was deemed immaterial by management. (b) Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception.
Schedule of Lease Costs and Other Information	(dollars in thousands) March 31, 2022 March 31, 2021 Lease cost Finance lease cost: Amortization of right-of-use assets $ 63 $ 24 Interest on lease liabilities 6 2 Operating lease cost 184 148 Short-term lease cost 37 5 Variable lease cost 10 1 Total lease cost $ 300 $ 180 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 6 $ 2 Operating cash flows from operating leases (Fixed payments) $ 148 $ 138 Operating cash flows from operating leases (Liability reduction) $ 74 $ 77 Financing cash flows from finance leases $ 59 $ 24 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases 6.98 yrs 2.89 yrs Weighted average remaining lease term - operating leases 21.25 yrs 21.13 yrs Weighted-average discount rate - finance leases 1.77 % 2.50 % Weighted-average discount rate - operating leases 3.39 % 3.57 %
Schedule of Future Minimum Lease Payments under Operating Leases	(dollars in thousands) Amount 2022 $ 459 2023 608 2024 604 2025 612 2026 619 2027 and thereafter 10,500 Total future minimum lease payments 13,402 Plus variable payment adjustment 326 Less amount representing interest ( 4,173 ) Present value of net future minimum lease payments $ 9,555
Schedule of Undiscounted Cash Flows to be Received	(dollars in thousands) Amount 2022 $ 50 2023 48 2024 51 2025 54 2026 54 2027 and thereafter 27 Total lease payments to be received $ 284
Schedule of Lease Income	For the three months ended March 31, (dollars in thousands) 2022 2021 Lease income - direct finance leases Interest income on lease receivables $ 225 $ 190 Lease income - operating leases 58 51 Total lease income $ 283 $ 241

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments [Abstract]
Schedule of Derivative Instruments	Weighted Notional Average Maturity Interest Rate Interest Rate (dollars in thousands) Amount (Years) Paid Received Fair Value March 31, 2022 Classified in Other assets: Customer interest rate swaps $ 2,000 15.67 30 Day SOFR + Margin Fixed $ 18 Classified in Accrued interest payable and other liabilities: Third party interest rate swaps $ 2,000 15.67 Fixed 30 Day SOFR + Margin $ 18

Nature of Operations and Crit_3

Nature of Operations and Critical Accounting Policies (Narrative) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2022USD ($)employee	Dec. 31, 2021USD ($)
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Year founded	1903
Goodwill term	15 years
Goodwill impairment | $	$ 0	$ 0
Executives [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Line Items]
Number of individuals with split dollar life insurance arrangement | employee	4

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ 211,729	$ 166,670
Ending balance	175,243	163,582
Unrealized Gains (Losses) on Available-for-Sale Debt Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	179	8,952
Other comprehensive loss before reclassifications, net of tax	(42,676)	(7,789)
Amounts reclassified from accumulated other comprehensive income, net of tax
Net current-period other comprehensive loss	(42,676)	(7,789)
Ending balance	$ (42,497)	$ 1,163

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Millions	3 Months Ended
	Mar. 31, 2022USD ($)security	Dec. 31, 2021security
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	395	213
Number of securities in unrealized loss position, more than 12 months	54	26
Agency - GSE [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	46
Agency - GSE [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	8.43%
MBS - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	122
MBS - GSE Residential [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	6.74%
Obligations of States and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Number of securities in unrealized loss position	227
Obligations of States and Political Subdivisions [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-sale [Line Items]
Available-for-sale, measurement input	8.73%
Investment Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Transfer from available-for-sale to held-to-maturity | $	$ 245.5

Investment Securities (Amortize

Investment Securities (Amortized Cost and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	$ 765,376	$ 738,753
Gross unrealized gains: Available-for-sale debt securities	1,607	8,566
Gross unrealized losses: Available-for-sale debt securities	(55,400)	(8,339)
Fair value: Available-for-sale debt securities	711,583	738,980
Agency - GSE [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	124,134	119,399
Gross unrealized gains: Available-for-sale debt securities	59	204
Gross unrealized losses: Available-for-sale debt securities	(9,961)	(2,600)
Fair value: Available-for-sale debt securities	114,232	117,003
Obligations of States and Political Subdivisions [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	364,689	360,680
Gross unrealized gains: Available-for-sale debt securities	1,432	6,708
Gross unrealized losses: Available-for-sale debt securities	(27,498)	(2,678)
Fair value: Available-for-sale debt securities	338,623	364,710
MBS - GSE Residential [Member]
Schedule of Held-to-maturity Securities And Available-for-sale Securities [Line Items]
Amortized cost: Total available-for-sale debt securities	276,553	258,674
Gross unrealized gains: Available-for-sale debt securities	116	1,654
Gross unrealized losses: Available-for-sale debt securities	(17,941)	(3,061)
Fair value: Available-for-sale debt securities	$ 258,728	$ 257,267

Investment Securities (Amorti_2

Investment Securities (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity Date) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Investment Securities [Abstract]
Amortized cost: Due in one year or less	$ 6,134
Amortized cost: Due after one year through five years	16,210
Amortized cost: Due after five years through ten years	119,144
Amortized cost: Due after ten years	347,335
Amortized cost: MBS - GSE residential	276,553
Amortized cost: Total available-for-sale debt securities	765,376	$ 738,753
Fair value: Due in one year or less	6,155
Fair value: Due after one year through five years	15,783
Fair value: Due after five years through ten years	109,081
Fair value: Due after ten years	321,836
Fair value: MBS - GSE residential	258,728
Fair value: Total available-for-sale debt securities	$ 711,583	$ 738,980

Investment Securities (Availabl

Investment Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value) (Details) $ in Thousands	Mar. 31, 2022USD ($)security	Dec. 31, 2021USD ($)security
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 542,352	$ 414,927
Less than 12 months: Unrealized losses	(44,132)	(6,473)
More than 12 months: Fair value	101,477	48,781
More than 12 months: Unrealized losses	(11,268)	(1,866)
Total: Fair value	643,829	463,708
Total: Unrealized losses	$ (55,400)	$ (8,339)
Less than 12 months: Number of securities | security	341	187
More than 12 months: Number of securities | security	54	26
Total: Number of securities | security	395	213
Agency - GSE [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 64,808	$ 84,308
Less than 12 months: Unrealized losses	(5,309)	(1,460)
More than 12 months: Fair value	43,387	26,516
More than 12 months: Unrealized losses	(4,652)	(1,140)
Total: Fair value	108,195	110,824
Total: Unrealized losses	$ (9,961)	(2,600)
Total: Number of securities | security	46
Obligations of States and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 257,752	193,124
Less than 12 months: Unrealized losses	(23,838)	(2,662)
More than 12 months: Fair value	29,713	12,796
More than 12 months: Unrealized losses	(3,660)	(399)
Total: Fair value	287,465	205,920
Total: Unrealized losses	$ (27,498)	(3,061)
Total: Number of securities | security	227
MBS - GSE Residential [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 months: Fair value	$ 219,792	137,495
Less than 12 months: Unrealized losses	(14,985)	(2,351)
More than 12 months: Fair value	28,377	9,469
More than 12 months: Unrealized losses	(2,956)	(327)
Total: Fair value	248,169	146,964
Total: Unrealized losses	$ (17,941)	$ (2,678)
Total: Number of securities | security	122

Loans and Leases (Narrative) (D

Loans and Leases (Narrative) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)loanitem	Mar. 31, 2021USD ($)loan	Dec. 31, 2021USD ($)loanitem	Dec. 31, 2020USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loan Balance	$ 1,474,309		$ 1,434,557
Deferred loan costs	3,600		3,000
Loan balances	1,456,797		1,417,504
Accretable yield	925	$ 473	1,088	$ 563
Reclassification from non-accretable difference	15	13
Accretion of accretable yield	178	103
Mortgages serviced	449,900		430,900
Mortgage servicing rights	$ 1,800		1,700
Number of contracts, subsequent default | loan	0
Allowance for impaired loans	$ 610		1,259
Impaired loans	3,678		5,935
Troubled Debt Restructuring balance	1,700	3,100
Average recorded investment	5,382	5,833
Interest income recognized	99	34
Cash basis interest income recognized
Number of contracts modified by TDR with subsequent default | loan	0
Number of dealerships | item	2
Direct finance lease receivable	$ 7,700		7,700
Direct finance lease residual value	$ 18,000		17,100
Payments Received on PCI in Excess of Estimates [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans | loan	5	2
Reclassification from non-accretable difference	$ 15	$ 13
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loan Balance	252,963		236,304
Loan balances	253,000		236,300
Increase in loans and leases, net	34,800
Allowance for impaired loans	49		18
Impaired loans	49		154
Financing receivable, net	252,963		236,304
Average recorded investment	272	438
Interest income recognized
Cash basis interest income recognized
Troubled Debt Status [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for impaired loans	100	$ 700
Accruing TDR Balance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructuring balance	1,400		3,000
Non-Accrual Status [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructuring balance	400		600
Financing receivable, net	$ 2,300		$ 2,900
Number of loans classified as TDRs | loan	1		3
Number of unrelated borrowers that had loans modified in a TDR | item			2
Paycheck Protection Program [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Deferred fee income	$ 600		$ 1,200
Paycheck Protection Program [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan balances	21,800		39,900
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Deferred loan costs	$ 4,200		$ 4,200

Loans and Leases (Loan Classifi

Loans and Leases (Loan Classifications) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,474,309	$ 1,434,557
Less: Allowance for loan losses	(16,081)	(15,624)	$ (14,839)	$ (14,202)
Less: Unearned lease revenue	(1,431)	(1,429)
Loans and leases, net	1,456,797	1,417,504
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	252,963	236,304
Less: Allowance for loan losses	(2,780)	(2,204)	$ (2,342)	$ (2,407)
Loans and leases, net	253,000	236,300
Commercial Real Estate: Non-Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	310,663	312,848
Commercial Real Estate: Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	250,578	248,755
Commercial Real Estate: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	22,779	21,147
Consumer: Home Equity Installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	47,852	47,571
Consumer: Home Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	55,340	54,878
Consumer: Auto Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	119,082	118,029
Consumer: Direct Finance Leases [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	27,138	26,232
Less: Unearned lease revenue		(1,400)
Consumer: Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	8,307	8,013
Residential: Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	343,360	325,861
Residential: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 36,247	$ 34,919

Loans and Leases (Schedule of A

Loans and Leases (Schedule of Accretable Yield) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Loans and Leases [Abstract]
Balance at beginning of period	$ 1,088	$ 563
Reclassification from non-accretable difference	15	13
Accretion of accretable yield	(178)	(103)
Balance at end of period	$ 925	473
Non-accretable yield amortized to interest income		$ 269

Loans and Leases (Non-Accrual L

Loans and Leases (Non-Accrual Loans, Segregated by Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Non-accrual loans	$ 2,307	$ 2,949
Impaired loans	3,678	5,935
Commercial and Industrial [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	49	154
Impaired loans	49	154
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	478	478
Impaired loans	866	2,470
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	1,300	1,570
Impaired loans	2,283	2,564
Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	171	97
Impaired loans	171	97
Consumer: Auto Loans [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	172	78
Impaired loans	172	78
Residential: Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Non-accrual loans	137	572
Impaired loans	137	572
Purchase Credit [Member]
Financing Receivable, Past Due [Line Items]
Impaired loans	$ 4,600	$ 4,700

Loans and Leases (Past Due Loan

Loans and Leases (Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total loans	$ 1,472,878	$ 1,433,128
Recorded investment past due >=90 days and accruing	174	64
Unearned lease revenue	1,431	1,429
Deferred loan costs	3,600	3,000
30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,345	719
60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	167	1,263
Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	2,481	3,013
Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	3,993	4,995
Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,468,885	1,428,133
Commercial and Industrial [Member]
Financing Receivable, Past Due [Line Items]
Total loans	252,963	236,304
Commercial and Industrial [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	773
Commercial and Industrial [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		4
Commercial and Industrial [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	49	154
Commercial and Industrial [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	822	158
Commercial and Industrial [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	252,141	236,146
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Total loans	310,663	312,848
Commercial Real Estate: Non-Owner Occupied [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		675
Commercial Real Estate: Non-Owner Occupied [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	478	478
Commercial Real Estate: Non-Owner Occupied [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	478	1,153
Commercial Real Estate: Non-Owner Occupied [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	310,185	311,695
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Past Due [Line Items]
Total loans	250,578	248,755
Recorded investment past due >=90 days and accruing	143
Commercial Real Estate: Owner Occupied [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	82
Commercial Real Estate: Owner Occupied [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,443	1,570
Commercial Real Estate: Owner Occupied [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,525	1,570
Commercial Real Estate: Owner Occupied [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	249,053	247,185
Commercial Real Estate: Construction [Member]
Financing Receivable, Past Due [Line Items]
Total loans	22,779	21,147
Commercial Real Estate: Construction [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	22,779	21,147
Consumer: Home Equity Installment [Member]
Financing Receivable, Past Due [Line Items]
Total loans	47,852	47,571
Consumer: Home Equity Installment [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	58	87
Consumer: Home Equity Installment [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		32
Consumer: Home Equity Installment [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	58	119
Consumer: Home Equity Installment [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	47,794	47,452
Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Total loans	55,340	54,878
Consumer: Home Equity Line of Credit [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	171	97
Consumer: Home Equity Line of Credit [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	171	97
Consumer: Home Equity Line of Credit [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	55,169	54,781
Consumer: Auto Loans [Member]
Financing Receivable, Past Due [Line Items]
Total loans	119,082	118,029
Consumer: Auto Loans [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	339	410
Consumer: Auto Loans [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	85	45
Consumer: Auto Loans [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	172	78
Consumer: Auto Loans [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	596	533
Consumer: Auto Loans [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	118,486	117,496
Consumer: Direct Finance Leases [Member]
Financing Receivable, Past Due [Line Items]
Total loans	25,707	24,803
Recorded investment past due >=90 days and accruing	31	64
Unearned lease revenue		1,400
Consumer: Direct Finance Leases [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	149	173
Consumer: Direct Finance Leases [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		38
Consumer: Direct Finance Leases [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	31	64
Consumer: Direct Finance Leases [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	180	275
Consumer: Direct Finance Leases [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	25,527	24,528
Consumer: Other [Member]
Financing Receivable, Past Due [Line Items]
Total loans	8,307	8,013
Consumer: Other [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	26	49
Consumer: Other [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		17
Consumer: Other [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	26	66
Consumer: Other [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	8,281	7,947
Residential: Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total loans	343,360	325,861
Residential: Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans		452
Residential: Real Estate [Member] | Past Due 90 Days Or More [Member]
Financing Receivable, Past Due [Line Items]
Total loans	137	572
Residential: Real Estate [Member] | Total Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total loans	137	1,024
Residential: Real Estate [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	343,223	324,837
Residential: Construction [Member]
Financing Receivable, Past Due [Line Items]
Total loans	36,247	34,919
Residential: Construction [Member] | Current [Member]
Financing Receivable, Past Due [Line Items]
Total loans	$ 36,247	$ 34,919

Loans and Leases (Impaired Loan

Loans and Leases (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	$ 4,478		$ 6,840
Recorded investment with allowance	1,523		3,504
Recorded investment with no allowance	2,155		2,431
Total recorded investment	3,678		5,935
Related allowance	610		1,259
Average recorded investment	5,382	$ 5,833
Interest income recognized	99	34
Cash basis interest income recognized
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	49		218
Recorded investment with allowance	49		18
Recorded investment with no allowance			136
Total recorded investment	49		154
Related allowance	49		18
Average recorded investment	272	438
Interest income recognized
Cash basis interest income recognized
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	866		2,470
Recorded investment with allowance	73		1,674
Recorded investment with no allowance	793		796
Total recorded investment	866		2,470
Related allowance	1		474
Average recorded investment	2,302	2,318
Interest income recognized	46	22
Cash basis interest income recognized
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	2,904		3,185
Recorded investment with allowance	1,361		1,802
Recorded investment with no allowance	922		762
Total recorded investment	2,283		2,564
Related allowance	551		763
Average recorded investment	2,001	1,853
Interest income recognized	27	4
Cash basis interest income recognized
Commercial Real Estate: Construction [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized
Consumer: Home Equity Installment [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	33		33
Average recorded investment	16	46
Interest income recognized		4
Cash basis interest income recognized
Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	210		137
Recorded investment with allowance	20
Recorded investment with no allowance	151		97
Total recorded investment	171		97
Related allowance	4
Average recorded investment	157	366
Interest income recognized		4
Cash basis interest income recognized
Consumer: Auto Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	232		98
Recorded investment with allowance	20		10
Recorded investment with no allowance	152		68
Total recorded investment	172		78
Related allowance	5		4
Average recorded investment	70	51
Interest income recognized	1
Cash basis interest income recognized
Consumer: Direct Finance Leases [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized
Consumer: Other [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized
Residential: Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid principal balance	184		699
Recorded investment with no allowance	137		572
Total recorded investment	137		$ 572
Average recorded investment	564	761
Interest income recognized	25
Cash basis interest income recognized
Residential: Construction [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment
Interest income recognized
Cash basis interest income recognized

Loans and Leases (Credit Qualit

Loans and Leases (Credit Quality Indicator Loan Categories) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Unearned lease revenue	$ 1,431	$ 1,429
Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	252,963	236,304
Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	310,663	312,848
Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	250,578	248,755
Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	22,779	21,147
Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	836,983	819,054
Consumer: Home Equity Installment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	47,852	47,571
Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	55,340	54,878
Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	119,082	118,029
Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	25,707	24,803
Unearned lease revenue		1,400
Consumer: Other [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	8,307	8,013
Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	256,288	253,294
Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	343,360	325,861
Residential: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	36,247	34,919
Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	379,607	360,780
Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	635,895	614,074
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	250,718	233,565
Pass [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	290,314	289,679
Pass [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	234,123	230,146
Pass [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	22,779	21,147
Pass [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	797,934	774,537
Special mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	329	339
Special mention [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	16,257	16,614
Special mention [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	6,579	7,089
Special mention [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	23,165	24,042
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	1,916	2,400
Substandard [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	4,092	6,555
Substandard [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	9,876	11,520
Substandard [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	15,884	20,475
Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Non-Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Owner Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Real Estate: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Doubtful [Member] | Commercial Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net
Performing [Member] | Consumer: Home Equity Installment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	47,852	47,571
Performing [Member] | Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	55,169	54,781
Performing [Member] | Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	118,910	117,951
Performing [Member] | Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	25,676	24,739
Performing [Member] | Consumer: Other [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	8,307	8,013
Performing [Member] | Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	255,914	253,055
Performing [Member] | Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	343,223	325,289
Performing [Member] | Residential: Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	36,247	34,919
Performing [Member] | Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	379,470	360,208
Performing [Member] | Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	635,384	613,263
Non-performing [Member] | Consumer: Home Equity Line of Credit [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	171	97
Non-performing [Member] | Consumer: Auto Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	172	78
Non-performing [Member] | Consumer: Direct Finance Leases [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	31	64
Non-performing [Member] | Consumer Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	374	239
Non-performing [Member] | Residential: Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	137	572
Non-performing [Member] | Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	137	572
Non-performing [Member] | Consumer And Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing receivable, net	$ 511	$ 811

Loans and Leases (Schedule of C

Loans and Leases (Schedule of Change in Allowance for Loan Losses and the Recorded Investment in Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	$ 15,624	$ 14,202	$ 14,202
Charge-offs	(95)	(202)	(989)
Recoveries	27	39	411
Provisions	525	800	2,000
Allowance for Loan Losses: Ending balance	16,081	14,839	15,624
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	610		1,259
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	15,471		14,365
Loan Receivables: Ending balance	1,472,878		1,433,128
Loans Receivable: Ending balance: individually evaluated for impairment	3,678		5,935
Loans Receivable: Ending balance: collectively evaluated for impairment	1,469,200		1,427,193
Unearned lease revenue	1,431		1,429
Deferred loan costs	3,600		3,000
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	2,204	2,407	2,407
Charge-offs		(7)	(130)
Recoveries	2	4	23
Provisions	574	(62)	(96)
Allowance for Loan Losses: Ending balance	2,780	2,342	2,204
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	49		18
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	2,731		2,186
Loan Receivables: Ending balance	252,963		236,304
Loans Receivable: Ending balance: individually evaluated for impairment	49		154
Loans Receivable: Ending balance: collectively evaluated for impairment	252,914		236,150
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	7,422	6,383	6,383
Charge-offs	(1)	(124)	(491)
Recoveries	9	11	250
Provisions	(608)	810	1,280
Allowance for Loan Losses: Ending balance	6,822	7,080	7,422
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	552		1,237
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	6,270		6,185
Loan Receivables: Ending balance	584,020		582,750
Loans Receivable: Ending balance: individually evaluated for impairment	3,149		5,034
Loans Receivable: Ending balance: collectively evaluated for impairment	580,871		577,716
Consumer [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	2,404	2,552	2,552
Charge-offs	(94)	(28)	(206)
Recoveries	14	24	138
Provisions	223	(133)	(80)
Allowance for Loan Losses: Ending balance	2,547	2,415	2,404
Allowance for Loan Losses: Ending balance: individually evaluated for impairment	9		4
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	2,538		2,400
Loan Receivables: Ending balance	256,288		253,294
Loans Receivable: Ending balance: individually evaluated for impairment	343		175
Loans Receivable: Ending balance: collectively evaluated for impairment	255,945		253,119
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	3,508	2,781	2,781
Charge-offs		(43)	(162)
Recoveries	2
Provisions	341	177	889
Allowance for Loan Losses: Ending balance	3,851	2,915	3,508
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	3,851		3,508
Loan Receivables: Ending balance	379,607		360,780
Loans Receivable: Ending balance: individually evaluated for impairment	137		572
Loans Receivable: Ending balance: collectively evaluated for impairment	379,470		360,208
Unallocated [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for Loan Losses: Beginning balance	86	79	79
Provisions	(5)	8	7
Allowance for Loan Losses: Ending balance	81	$ 87	86
Allowance for Loan Losses: Ending balance: collectively evaluated for impairment	$ 81		$ 86

Loans and Leases (Undiscounted

Loans and Leases (Undiscounted Cash Flows to be Received on Annual Basis for Direct Finance Leases) (Details) $ in Thousands	Mar. 31, 2022USD ($)
Loans and Leases [Abstract]
2022	$ 5,609
2023	7,287
2024	8,669
2025	5,333
2026	240
2027 and thereafter
Total future minimum lease payments receivable	27,138
Less: Unearned income	(1,431)
Undiscounted cash flows to be received	$ 25,707

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022ShareBasedCompensationPlanshares	Mar. 31, 2021shares
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Number of active share-based compensation plans | ShareBasedCompensationPlan	2
Potentially dilutive common shares	38,545	42,809
Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Antidilutive shares excluded from calculation	11,073
Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Potentially dilutive common shares	23,299	31,934
Restricted Stock [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Potentially dilutive common shares	15,246	10,875

Earnings Per Share (Schedule of

Earnings Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Basic EPS:
Net income available to common shareholders	$ 7,522	$ 5,667
Weighted-average common shares outstanding	5,655,192	4,990,768
Basic EPS	$ 1.33	$ 1.14
Diluted EPS:
Net income available to common shareholders	$ 7,522	$ 5,667
Weighted-average common shares outstanding	5,655,192	4,990,768
Potentially dilutive common shares	38,545	42,809
Weighted-average common and potentially dilutive shares outstanding	5,693,737	5,033,577
Diluted EPS	$ 1.32	$ 1.13

Stock Plans (Narrative) (Detail

Stock Plans (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022$ / sharesShareBasedCompensationPlanshares	Mar. 31, 2021USD ($)shares	Dec. 31, 2021$ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of active share-based compensation plans | ShareBasedCompensationPlan	2
Common stock, no par value | $ / shares
Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted
Options exercised	0	2,932
Options exercised, intrinsic value | $		$ 10,190
Options exercised, realized tax deduction | $		125,810
Options exercised, tax benefit | $		$ 26,420
2012 Stock Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan expiration date	Dec. 31, 2022
Number of shares authorized	750,000
Director Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years	3 years
Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years
Long-Term Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Holding period	2 years
Long-Term Incentive Plan [Member] | Restricted Stock [Member] | Senior Officers and Managers [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term	1 year	1 year
Long-Term Incentive Plan [Member] | Stock-Settled Stock Appreciation Rights (SSARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term	10 years
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	165,000
Number of shares issued	94,533
Award Date One [Member] | Omnibus Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	3 years	3 years
Award Date Three [Member] | Omnibus Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period		3 years

Stock Plans (Summary of Weighte

Stock Plans (Summary of Weighted-Average Fair-Value and Vesting of Restricted Stock Grants) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	34,520	26,138
Weighted-average grant date fair value	$ 49.85	$ 52.02
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	18,000	12,500
Weighted-average grant date fair value	$ 49.85	$ 52
Vesting period	3 years	3 years
Director Plan [Member] | Share-based Compensation Award, Tranche One, Two and Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period, percentage per year	33.00%	33.00%
Award Date One [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	16,520	13,552
Weighted-average grant date fair value	$ 49.85	$ 52
Vesting period	3 years	3 years
Award Date Two [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted		50
Weighted-average grant date fair value		$ 58.17
Vesting period		1 year
Award Date Three [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted		36
Weighted-average grant date fair value		$ 58.17
Vesting period		3 years

Stock Plans (Schedule of Non-Ve

Stock Plans (Schedule of Non-Vested Restricted Stock Units Activity) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2021	43,043
Granted	34,520
Forfeited	(47)
Vested	(8,490)
Non-vested balance at March 31, 2022	69,026
Weighted-average grant date fair value, Non-vested balance at December 31, 2021	$ 53.20
Weighted-average grant date fair value, Granted	49.85	$ 52.02
Weighted-average grant date fair value, Forfeited	52
Weighted-average grant date fair value, Vested	53.81
Weighted-average grant date fair value, Non-vested balance at March 31, 2022	$ 51.45
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2021	14,920
Granted	18,000
Forfeited
Vested	(6,164)
Non-vested balance at March 31, 2022	26,756
Weighted-average grant date fair value, Granted	$ 49.85	$ 52
Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Non-vested balance at December 31, 2021	28,123
Granted	16,520
Forfeited	(47)
Vested	(2,326)
Non-vested balance at March 31, 2022	42,270

Stock Plans (Schedule of SSARs

Stock Plans (Schedule of SSARs Activity) (Details) - Stock-Settled Stock Appreciation Rights (SSARs) [Member] - $ / shares	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding December 31, 2021	94,332
Granted
Exercised	0	(2,932)
Forfeited
Outstanding March 31, 2022	94,332		94,332
Weighted-average grant date fair value, Outstanding December 31, 2021	$ 9.66
Weighted-average grant date fair value, Outstanding March 31, 2022	$ 9.66		$ 9.66
Weighted-average remaining contractual term (years)	5 years 3 months 18 days		5 years 6 months

Stock Plans (Schedule of Compen

Stock Plans (Schedule of Compensation Cost for Share-Based Payment Arrangements, Allocation of Share-Based Compensation Costs by Plan) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Non-Vested Equity Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	$ 306	$ 276
Non-Vested Equity Awards [Member] | Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	109	75
Non-Vested Equity Awards [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	165	157
Non-Vested Equity Awards [Member] | Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense	32	$ 44
Restricted Stock And Stock-Settled Stock Appreciation Rights [Member] | Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Accrued stock-based compensation expense	$ (10)

Stock Plans (Schedule of Unreco

Stock Plans (Schedule of Unrecognized Compensation Cost, Non-Vested Awards) (Details) - Stock-Based Compensation Plan [Member] $ in Thousands	Mar. 31, 2022USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	$ 2,725
Director Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	1,287
Omnibus Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized stock-based compensation expense	$ 1,438

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2022USD ($)item	Dec. 31, 2021USD ($)item
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Transfers into (out of) Level 3 | $	$ 0	$ 0
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of repossessed assets	0	0
Minimum [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(9.06%)	(33.08%)
Minimum [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.2016)	(0.2016)
Maximum [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(9.06%)	(47.66%)
Maximum [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.7760)	(0.7760)
Weighted Average [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Adjustment applied to arrive at fair value	(9.06%)	(44.50%)
Weighted Average [Member] | Other Real Estate Owned [Member] | Measurement Input, Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, measurement input	(0.2287)	(0.2821)

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Amount and Estimated Fair Value by Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial assets:
Available-for-sale securities	$ 711,583	$ 738,980
Loans held-for-sale	6,315	32,013
Carrying Amount [Member]
Financial assets:
Cash and cash equivalents	97,403	96,877
Available-for-sale securities	711,583	738,980
Restricted investment in bank stock	3,231	3,206
Loans and leases, net	1,456,797	1,417,504
Loans held-for-sale	6,236	31,727
Accrued interest receivable	7,424	7,526
Interest rate swaps	18
Financial liabilities:
Secured borrowings	10,572	10,620
Accrued interest payable	114	155
Interest rate swaps	18
Carrying Amount [Member] | Deposits With No Stated Maturities [Member]
Financial liabilities:
Deposit liabilities	2,079,581	2,031,072
Carrying Amount [Member] | Time Deposits [Member]
Financial liabilities:
Deposit liabilities	130,424	138,793
Estimated Fair Value [Member]
Financial assets:
Cash and cash equivalents	97,403	96,877
Available-for-sale securities	711,583	738,980
Restricted investment in bank stock	3,231	3,206
Loans and leases, net	1,408,647	1,404,103
Loans held-for-sale	6,315	32,013
Accrued interest receivable	7,424	7,526
Interest rate swaps	18
Financial liabilities:
Secured borrowings	9,853	10,690
Accrued interest payable	114	155
Interest rate swaps	18
Estimated Fair Value [Member] | Deposits With No Stated Maturities [Member]
Financial liabilities:
Deposit liabilities	2,079,581	2,031,072
Estimated Fair Value [Member] | Time Deposits [Member]
Financial liabilities:
Deposit liabilities	128,361	138,291
Quoted Prices In Active Markets (Level 1) [Member]
Financial assets:
Cash and cash equivalents	97,403	96,877
Significant Other Observable Inputs (Level 2) [Member]
Financial assets:
Available-for-sale securities	711,583	738,980
Restricted investment in bank stock	3,231	3,206
Loans held-for-sale	6,315	32,013
Accrued interest receivable	7,424	7,526
Interest rate swaps	18
Financial liabilities:
Accrued interest payable	114	155
Interest rate swaps	18
Significant Other Observable Inputs (Level 2) [Member] | Deposits With No Stated Maturities [Member]
Financial liabilities:
Deposit liabilities	2,079,581	2,031,072
Significant Other Observable Inputs (Level 2) [Member] | Time Deposits [Member]
Financial liabilities:
Deposit liabilities	128,361	138,291
Significant Other Unobservable Inputs (Level 3) [Member]
Financial assets:
Loans and leases, net	1,408,647	1,404,103
Financial liabilities:
Secured borrowings	$ 9,853	$ 10,690

Fair Value Measurements (Financ

Fair Value Measurements (Financial Instruments Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 711,583	$ 738,980
Agency - GSE [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	114,232	117,003
Obligations of States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	338,623	364,710
MBS - GSE Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	258,728	257,267
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	711,583	738,980
Significant Other Observable Inputs (Level 2) [Member] | Agency - GSE [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	114,232	117,003
Significant Other Observable Inputs (Level 2) [Member] | Obligations of States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	338,623	364,710
Significant Other Observable Inputs (Level 2) [Member] | MBS - GSE Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 258,728	$ 257,267

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Measurements at Fair Value Segregated by Hierarchy Fair Value Levels) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 1,064	$ 2,443
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	913	2,245
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	151	198
Significant Other Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	1,064	2,443
Significant Other Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	913	2,245
Significant Other Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 151	$ 198

Acquisition (Narrative) (Detail

Acquisition (Narrative) (Details)	Jul. 01, 2021USD ($)item$ / sharesshares	Mar. 31, 2022USD ($)item	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)	Jun. 30, 2021USD ($)
Business Acquisition [Line Items]
Goodwill		$ 19,628,000		$ 19,628,000
Merger-related expenses			$ 523,000
Landmark Bancorp, Inc. [Member]
Business Acquisition [Line Items]
Number of banks held | item	1
Number of bank centers | item	5
Fair value of assets acquired including goodwill	$ 375,500,000
Loans	298,900,000				$ 298,860,000
Deposits	308,500,000
Goodwill	$ 12,575,000
Exchange ratio | shares	0.272
Shares issued | shares	647,990
Purchase price assigned to Landmark common shares exchanged for FDBC common shares	$ 35,056,259
FDBC's share price for purposes of calculation | $ / shares	$ 54.10
Cash consideration (per share) | $ / shares	$ 3.26
Number of separate fair valuation methodology employed | item		3
Loans receivable with gross amortized cost basis					309,800,000
Interest rate fair value adjustment on pools of homogeneous loans					(1,855,000)
Credit fair value discount					$ 7,915,000
Number of branches where leases were assumed | item	2
Cash portion of purchase price	$ 7,767,586
Number of sold participations acquired | item	19
Merger-related expenses		$ 500,000
Core deposit intangibles, useful life		10 years

Acquisition (Summary of Conside

Acquisition (Summary of Consideration Paid) (Details) - USD ($)	Jul. 01, 2021	Mar. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Goodwill Recorded in Acquisition		$ 19,628,000	$ 19,628,000
Landmark Bancorp, Inc. [Member]
Business Acquisition [Line Items]
Landmark shares settled for stock	2,382,695
Exchange ratio	0.272
Total FDBC shares issued	647,990
Value assigned to FDBC common share (06/30/2021 closing price)	$ 54.10
Purchase price assigned to Landmark common shares exchanged for FDBC common shares	$ 35,056,259
Cash consideration (per Landmark share)	$ 3.26
Cash portion of purchase price	$ 7,767,586
Cash portion of purchase price (cash paid fractional shares)	5,559
Cash paid for outstanding Landmark stock options	69,250
Total consideration paid	42,898,654
Total Purchase Price	42,899,000
Cash and cash equivalents	4,090,000
Investment securities	49,430,000
Loans	298,860,000
Restricted investments in bank stock	1,186,000
Premises and equipment	3,405,000
Lease property under finance leases	1,188,000
Core deposit intangible asset	597,000
Other real estate owned	488,000
Other assets	11,629,000
Total assets acquired	370,873,000
Non-interest bearing deposits	100,472,000
Interest bearing deposits	208,057,000
Short-term borrowings	2,224,000
FHLB borrowings	4,602,000
Secured borrowings	20,619,000
Finance lease obligations	1,188,000
Other liabilities	3,387,000
Total liabilities assumed	340,549,000
Net Assets Acquired	30,324,000
Goodwill Recorded in Acquisition	$ 12,575,000

Acquisition (Summary of Fair Va

Acquisition (Summary of Fair Value Adjustments of Loans Acquired) (Details) - Landmark Bancorp, Inc. [Member] - USD ($) $ in Thousands	Jul. 01, 2021	Jun. 30, 2021
Business Acquisition [Line Items]
Gross amortized cost basis at June 30, 2021		$ 309,767
Interest rate fair value adjustment on pools of homogeneous loans		(1,855)
Credit fair value adjustment on pools of homogeneous loans		(7,915)
Credit fair value adjustment on purchased credit impaired loans		(1,137)
Fair value of acquired loans at June 30, 2021	$ 298,900	$ 298,860

Acquisition (Summary of Credit

Acquisition (Summary of Credit Adjustment on Acquired Impaired Loans) (Details) - Landmark Bancorp, Inc. [Member]	Jul. 01, 2021USD ($)
Business Acquisition [Line Items]
Contractual principal and interest at acquisition	$ 5,306,000
Non-accretable difference	(1,691,000)
Expected cash flows at acquisition	3,615,000
Accretable yield	(588,000)
Fair value of purchased impaired loans	$ 3,027,000

Employee Benefits (Narrative) (

Employee Benefits (Narrative) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)employee	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)	Jan. 31, 2021employee	Mar. 31, 2019employee	Mar. 20, 2019employee	Dec. 31, 2017employee	Mar. 29, 2017employee
Defined Benefit Plan Disclosure [Line Items]
BOLI added			$ 7,200
Cash surrender value of bank owned life insurance	$ 53,065		52,745
Earnings on bank-owned life insurance	319	$ 296	296
Number of officers with split dollar life insurance arrangement | employee				15	1		11
Split dollar life insurance arrangement, death benefit	53,100
Split dollar life insurance arrangement, death benefit to be paid to insured's beneficiary	8,400
Split dollar life insurance arrangement, death benefit to be paid to Company	$ 44,700
Number of officers with opportunity to retain benefit equal to two times highest base salary after separation | employee	4
Split dollar life insurance arrangement, accrued expense	$ 217		200
Number of officers who entered into supplemental executive retirement agreement | employee						1		5
Defined contribution plan, accrued expense	3,700		$ 3,600
Landmark Bancorp, Inc. [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined contribution plan, accrued expense	$ 1,000

Revenue Recognition (Narrative)

Revenue Recognition (Narrative) (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Revenue Recognition [Abstract]
Contract balance	$ 0	$ 0

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)propertyitem	Mar. 31, 2021USD ($)
Leases [Line Items]
Number of properties leased under operating lease	11
Total lease cost | $	$ 300	$ 180
Number of properties under long-term operating leases | property	2
Premise and Equipment [Member]
Leases [Line Items]
Total lease cost | $	$ 291
Other Expense [Member]
Leases [Line Items]
Total lease cost | $	$ 9
Future Branch [Member]
Leases [Line Items]
Number of properties leased under operating lease	1
Land [Member]
Leases [Line Items]
Number of properties leased under operating lease	4
Standalone ATM [Member]
Leases [Line Items]
Number of properties leased under operating lease	3
Property [Member]
Leases [Line Items]
Number of leases classified as finance lease	1
Equipment [Member]
Leases [Line Items]
Number of leases classified as finance lease	4
Landmark Bancorp, Inc. [Member]
Leases [Line Items]
Finance lease property acquired | $	$ 1,200

Leases (Analysis of Leased Prop

Leases (Analysis of Leased Property under Finance Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Property and equipment	$ 1,721	$ 1,673
Less accumulated depreciation and amortization	(429)	(366)
Leased property under finance leases, net	$ 1,292	$ 1,307

Leases (Schedule of Future Mini

Leases (Schedule of Future Minimum Lease Payments under Finance Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Leases [Abstract]
2022	$ 196
2023	235
2024	178
2025	165
2026	150
2027 and thereafter	463
Total minimum lease payments	1,387
Less amount representing interest	(78)
Present value of net minimum lease payments	$ 1,309	$ 1,320

Leases (Schedule of Lease Costs

Leases (Schedule of Lease Costs and Other Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Amortization of right-of-use assets	$ 63	$ 24
Interest on lease liabilities	6	2
Operating lease cost	184	148
Short-term lease cost	37	5
Variable lease cost	10	1
Total lease cost	300	180
Operating cash flows from finance leases	6	2
Operating cash flows from operating leases (Fixed payments)	148	138
Operating cash flows from operating leases (Liability reduction)	74	77
Financing cash flows from finance leases	$ 59	$ 24
Weighted-average remaining lease term - finance leases	6 years 11 months 23 days	2 years 10 months 20 days
Weighted average remaining lease term - operating leases	21 years 3 months	21 years 1 month 17 days
Weighted-average discount rate - finance leases	1.77%	2.50%
Weighted-average discount rate - operating leases	3.39%	3.57%

Leases (Schedule of Future Mi_2

Leases (Schedule of Future Minimum Lease Payments under Operating Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Leases [Abstract]
2022	$ 459
2023	608
2024	604
2025	612
2026	619
2027 and thereafter	10,500
Total future minimum lease payments	13,402
Plus variable payment adjustment	326
Less amount representing interest	(4,173)
Present value of net future minimum lease payments	$ 9,555	$ 9,627

Leases (Schedule of Undiscounte

Leases (Schedule of Undiscounted Cash Flows to be Received) (Details) $ in Thousands	Mar. 31, 2022USD ($)
Leases [Abstract]
2022	$ 50
2023	48
2024	51
2025	54
2026	54
2027 and thereafter	27
Total lease payments to be received	$ 284

Leases (Schedule of Lease Incom

Leases (Schedule of Lease Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Lease income - direct finance leases: Interest income on lease receivables	$ 225	$ 190
Lease income - operating leases	58	51
Total lease income	$ 283	$ 241

Derivative Instruments (Details

Derivative Instruments (Details) - Interest Rate Swap [Member] - USD ($)	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Notional Amount		$ 0
Customer [Member]
Derivative [Line Items]
Notional Amount	$ 2,000,000
Weighted Average Maturity (Years)	15 years 8 months 1 day
Interest Rate Paid	30 Day SOFR + Margin
Interest Rate Received	Fixed
Fair Value, Asset	$ 18,000
Third Party [Member]
Derivative [Line Items]
Notional Amount	$ 2,000,000
Weighted Average Maturity (Years)	15 years 8 months 1 day
Interest Rate Paid	Fixed
Interest Rate Received	30 Day SOFR + Margin
Fair Value, Liability	$ 18,000
Investment Securities [Member] | Asset Pledged as Collateral [Member] | Third Party [Member]
Derivative [Line Items]
Fair value of financial instruments owned	$ 1,000,000