Fidelity D & D Bancorp (FDBC) 10-Q 15 Aug 22 2022 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Jul. 31, 2022
Document Information [Line Items]
Entity Central Index Key	0001098151
Entity Registrant Name	FIDELITY D & D BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	001-38229
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-3017653
Entity Address, Address Line One	Blakely & Drinker St.
Entity Address, City or Town	Dunmore
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18512
City Area Code	570
Local Phone Number	342-8281
Title of 12(b) Security	Common stock, without par value
Trading Symbol	FDBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,632,344

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets:
Cash and due from banks	$ 39,831	$ 27,317
Interest-bearing deposits with financial institutions	69,294	69,560
Total cash and cash equivalents	109,125	96,877
Available-for-sale securities	452,822	738,980
Held-to-maturity securities (fair value of $199,446 in 2022; $0 in 2021)	222,011	0
Restricted investments in bank stock	3,622	3,206
Loans and leases, net (allowance for loan losses of $16,590 in 2022; $15,624 in 2021)	1,473,715	1,417,504
Loans held-for-sale (fair value $4,061 in 2022; $32,013 in 2021)	4,011	31,727
Foreclosed assets held-for-sale	128	434
Bank premises and equipment, net	30,855	29,310
Leased property under finance leases, net	1,210	1,307
Right-of-use assets	8,800	9,006
Cash surrender value of bank owned life insurance	53,383	52,745
Accrued interest receivable	7,909	7,526
Goodwill	19,628	19,628
Core deposit intangible, net	1,732	1,942
Other assets	25,989	8,912
Total assets	2,414,940	2,419,104
Liabilities:
Interest-bearing	1,606,637	1,579,582
Non-interest-bearing	610,987	590,283
Total deposits	2,217,624	2,169,865
Accrued interest payable and other liabilities	16,248	15,943
Finance lease obligation	1,226	1,320
Operating lease liabilities	9,477	9,627
Short-term borrowings	10	0
Secured borrowings	7,736	10,620
Total liabilities	2,252,321	2,207,375
Shareholders' equity:
Preferred stock authorized 5,000,000 shares with no par value; none issued	0	0
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 5,651,777 at June 30, 2022; and 5,645,687 at December 31, 2021)	115,079	114,108
Retained earnings	108,848	97,442
Accumulated other comprehensive (loss) income	(60,920)	179
Treasury stock, at cost (10,342 shares at June 30, 2022 and no shares at December 31, 2021)	(388)	0
Total shareholders' equity	162,619	211,729
Total liabilities and shareholders' equity	$ 2,414,940	$ 2,419,104

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
eld-to-maturity securities, fair value	$ 199,446	$ 0
Loans and leases, allowance for loan losses	16,590	15,624
Loans held-for-sale, fair value	$ 4,061	$ 32,013
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,651,777	5,645,687
Common stock, shares outstanding (in shares)	5,651,777	5,645,687
Treasury stock, shares (in shares)	10,342	0

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest income:
Taxable	$ 15,043	$ 11,621	$ 29,409	$ 23,809
Nontaxable	457	329	866	649
Interest-bearing deposits with financial institutions	80	39	113	60
Restricted investments in bank stock	33	36	64	68
Investment securities:
U.S. government agency and corporations	1,614	854	3,123	1,554
States and political subdivisions (nontaxable)	1,388	1,033	2,769	1,887
States and political subdivisions (taxable)	450	255	900	480
Total interest income	19,065	14,167	37,244	28,507
Interest expense:
Deposits	950	841	1,772	1,705
Secured borrowings	(31)	0	34	0
Other short-term borrowings	1	0	1	0
FHLB advances	0	0	0	26
Total interest expense	920	841	1,807	1,731
Net interest income	18,145	13,326	35,437	26,776
Provision for loan losses	525	300	1,050	1,100
Net interest income after provision for loan losses	17,620	13,026	34,387	25,676
Other income:
Earnings on bank-owned life insurance	319	276	638	573
Gain (loss) on write-down, sale or disposal of:
Loans	477	1,136	1,190	3,483
Premises and equipment	22	(6)	(134)	(6)
Total other income	4,256	4,577	8,810	10,093
Other expenses:
Salaries and employee benefits	6,941	5,366	13,655	10,592
Premises and equipment	1,893	1,588	3,818	3,230
Data processing and communication	618	640	1,331	1,242
Advertising and marketing	489	255	1,270	1,157
Professional services	826	830	1,545	1,767
Merger-related expenses	0	419	0	942
Automated transaction processing	440	377	809	669
Office supplies and postage	178	161	357	274
PA shares tax	441	366	601	416
Loan collection	30	31	65	81
Other real estate owned	29	(7)	3	18
FDIC assessment	136	124	373	235
FHLB prepayment fee	0	0	0	369
Other	779	701	1,627	1,315
Total other expenses	12,800	10,851	25,454	22,307
Income before income taxes	9,076	6,752	17,743	13,462
Provision for income taxes	1,412	1,056	2,556	2,099
Net income	$ 7,664	$ 5,696	$ 15,187	$ 11,363
Per share data:
Net income - basic (in dollars per share)	$ 1.35	$ 1.14	$ 2.68	$ 2.28
Net income - diluted (in dollars per share)	1.35	1.13	2.67	2.26
Dividends (in dollars per share)	$ 0.33	$ 0.30	$ 0.66	$ 0.60
Deposit Account [Member]
Other income:
Other Income	$ 836	$ 565	$ 1,634	$ 1,130
Credit and Debit Card [Member]
Other income:
Other Income	1,114	1,153	2,289	2,103
Bank Servicing [Member]
Other income:
Other Income	317	518	758	1,029
Fiduciary and Trust [Member]
Other income:
Other Income	613	542	1,230	1,036
Investment Advisory, Management and Administrative Service [Member]
Other income:
Other Income	246	217	513	392
Financial Service, Other [Member]
Other income:
Other Income	$ 312	$ 176	$ 692	$ 353

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Net income	$ 7,664	$ 5,696	$ 15,187	$ 11,363
Other comprehensive (loss) gain, before tax:
Unrealized holding (loss) gain on available-for-sale debt securities	7	5,276	(54,013)	(4,583)
Reclassification adjustment for net gains realized in income	0	0	0	0
Reclassification of unrealized loss on securities transferred from available-for-sale to held-to-maturity	(23,882)	0	(23,882)	0
Amortization of unrealized loss on held-to-maturity securities	555	0	555	0
Net unrealized (loss) gain	(23,320)	5,276	(77,340)	(4,583)
Tax effect	4,897	(1,108)	16,241	962
Unrealized (loss) gain, net of tax	(18,423)	4,168	(61,099)	(3,621)
Other comprehensive (loss) gain, net of tax	(18,423)	4,168	(61,099)	(3,621)
Total comprehensive (loss) income, net of tax	$ (10,759)	$ 9,864	$ (45,912)	$ 7,742

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock Outstanding [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance (in shares) at Dec. 31, 2020	4,977,750
Balance at Dec. 31, 2020		$ 77,676	$ 80,042	$ 8,952		$ 166,670
Net income			11,363			11,363
Other comprehensive income (loss)				(3,621)		(3,621)
Issuance of common stock through Employee Stock Purchase Plan (in shares)	4,738
Issuance of common stock through Employee Stock Purchase Plan		270				270
Issuance of common stock from vested restricted share grants through stock compensation plans (in shares)	11,225
Issuance of common stock from vested restricted share grants through stock compensation plans		0				0
Issuance of common stock through exercise of SSARs (in shares)	2,000
Issuance of common stock through exercise of SSARs						0
Stock-based compensation expense		527				527
Cash dividends declared			(3,024)			(3,024)
Balance (in shares) at Jun. 30, 2021	4,995,713
Balance at Jun. 30, 2021		78,473	88,381	5,331		172,185
Balance (in shares) at Mar. 31, 2021	4,995,547
Balance at Mar. 31, 2021		78,222	84,197	1,163		163,582
Net income			5,696			5,696
Other comprehensive income (loss)				4,168		4,168
Issuance of common stock from vested restricted share grants through stock compensation plans (in shares)	166
Issuance of common stock from vested restricted share grants through stock compensation plans		0				0
Stock-based compensation expense		251				251
Cash dividends declared			(1,512)			(1,512)
Balance (in shares) at Jun. 30, 2021	4,995,713
Balance at Jun. 30, 2021		78,473	88,381	5,331		172,185
Balance (in shares) at Dec. 31, 2021	5,645,687
Balance at Dec. 31, 2021		114,108	97,442	179	$ 0	211,729
Net income			15,187			15,187
Other comprehensive income (loss)				(61,099)		(61,099)
Issuance of common stock through Employee Stock Purchase Plan (in shares)	4,891
Issuance of common stock through Employee Stock Purchase Plan		252				252
Issuance of common stock from vested restricted share grants through stock compensation plans (in shares)	11,541
Issuance of common stock from vested restricted share grants through stock compensation plans		0
Stock-based compensation expense		719				719
Cash dividends declared			(3,781)			(3,781)
Forfeited restricted dividend reinvestment shares (in shares)	(48)
Forfeited restricted dividend reinvestment shares					0	$ 0
Common stock repurchased (in shares)	(10,294)					(10,294)
Common stock repurchased					(388)	$ (388)
Balance (in shares) at Jun. 30, 2022	5,651,777
Balance at Jun. 30, 2022		115,079	108,848	(60,920)	(388)	162,619
Balance (in shares) at Mar. 31, 2022	5,659,068
Balance at Mar. 31, 2022		114,666	103,074	(42,497)	0	175,243
Net income			7,664			7,664
Other comprehensive income (loss)				(18,423)		(18,423)
Issuance of common stock from vested restricted share grants through stock compensation plans (in shares)	3,051
Issuance of common stock from vested restricted share grants through stock compensation plans		0				0
Stock-based compensation expense		413				413
Cash dividends declared			(1,890)			(1,890)
Forfeited restricted dividend reinvestment shares					0	0
Common stock repurchased (in shares)	(10,294)
Common stock repurchased					(388)	(388)
Forfeited restricted dividend reinvestment shares (in shares)	(48)
Balance (in shares) at Jun. 30, 2022	5,651,777
Balance at Jun. 30, 2022		$ 115,079	$ 108,848	$ (60,920)	$ (388)	$ 162,619

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 7,664	$ 5,696	$ 15,187	$ 11,363
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion			2,495	2,895
Provision for loan losses	525	300	1,050	1,100	$ 2,000
Deferred income tax expense			1,300	168
Stock-based compensation expense			719	517
Excess tax benefit from exercise of SSARs			0	26
Proceeds from sale of loans held-for-sale			52,800	135,745
Originations of loans held-for-sale			(42,581)	(107,127)
Earnings from bank-owned life insurance	(319)	(276)	(638)	(573)
Net gain from sales of loans			(1,190)	(3,483)
Net gain from sale and write-down of foreclosed assets held-for-sale			(23)	(32)
Net loss from write-down and disposal of bank premises and equipment			134	6
Operating lease payments			57	13
Change in:
Accrued interest receivable			(384)	(314)
Other assets			(1,430)	932
Accrued interest payable and other liabilities			305	120
Net cash provided by operating activities			27,801	41,356
Cash flows from investing activities:
Proceeds from sales			0	0
Proceeds from maturities, calls and principal pay-downs			23,561	27,826
Purchases			(39,183)	(196,928)
Increase in restricted investments in bank stock			(416)	(418)
Net increase in loans and leases			(40,733)	(12,843)
Principal portion of lease payments received under direct finance leases			2,859	2,266
Purchases of bank premises and equipment			(3,875)	(1,146)
Proceeds from sale of bank premises and equipment			466	0
Proceeds from sale of foreclosed assets held-for-sale			780	216
Net cash used in investing activities			(56,541)	(181,027)
Cash flows from financing activities:
Net increase in deposits			47,776	248,190
Net decrease in other borrowings			(2,755)	0
Repayment of FHLB advances			0	(5,000)
Repayment of finance lease obligation			(116)	(47)	(47)
Purchase of treasury stock			(388)	0
Proceeds from employee stock purchase plan participants			252	270
Dividends paid			(3,781)	(3,024)
Net cash provided by financing activities			40,988	240,389
Net increase in cash and cash equivalents			12,248	100,718
Cash and cash equivalents, beginning			96,877	69,346	69,346
Cash and cash equivalents, ending	$ 109,125	$ 170,064	109,125	170,064	$ 96,877
Supplemental Disclosures of Cash Flow Information
Interest			1,838	1,907
Income tax			900	1,150
Supplemental Disclosures of Non-cash Investing Activities:
Net change in unrealized gains on available-for-sale securities			(54,013)	(4,583)
Transfers of securities from available-for-sale to held-to-maturity			245,536	0
Unrealized losses on securities transferred from available-for-sale to held-to-maturity			(23,327)	0
Transfers from loans to foreclosed assets held-for-sale			450	293
Transfers from/(to) loans to/(from) loans held-for-sale, net			(17,129)	3,781
Transfers from premises and equipment to other assets held-for-sale			1,184	0
Security settlement pending			0	1,138
Right-of-use asset			24	0
Lease liability			$ 24	$ 0

Note 1 - Nature of Operations a

Note 1 - Nature of Operations and Critical Accounting Policies	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	1. Nature of operations Fidelity D & D Bancorp, Inc. (the Company) is a bank holding company and the parent of The Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank and trust company chartered under the laws of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903, On July 1, 2021, On May 1, 2020, Further discussion of the acquisition of Landmark can be found in Footnote 9, Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10 8 03 X. not For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10 December 31, 2021 Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not In the opinion of management, the consolidated balance sheets as of June 30, 2022 December 31, 2021 three six June 30, 2022 2021 six June 30, 2022 2021 2021 2022 In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after June 30, 2022 This Quarterly Report on Form 10 December 31, 2021 10 Critical accounting policies The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at June 30, 2022 may may Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third may one may The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not may may may June 30, 2022 December 31, 2021 Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet. Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may, The Company accounts for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable. Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 June 30, 2022 December 31, 2021 Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not 860, 860 not 860, not The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

Note 2 - New Accounting Pronoun

Note 2 - New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	2. In June 2016, 2016 13, Financial Instruments Credit Losses (Topic 326 In November 2018, 2018 19, Codification Improvements to Topic 326 not 326. December 2018, (Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations) April 2019, 2019 04, Codification Improvements to Topic 326, Credit Losses, Topic 815, 825, 2016 13, not The amendments in this update are effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2019 December 15, 2018, October 16, 2019, 2016 13 December 31, 2022, third 2016 13 3 rd 4 th 2022 third In March 2022, 2022 02, Financial Instruments-Credit Losses (Topic 326 310 40, Receivables-Troubled Debt Restructurings by Creditors 326 20, Financial Instruments-Credit Losses-Measured at Amortized Cost 2016 13. In March 2020, 2020 04, Reference Rate Reform (Topic 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting not 2020 04 March 12, 2020 December 31, 2022. 2020 04. June 30, 2022 y $43 million in

Note 3 - Accumulated Other Comp

Note 3 - Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	3. The following tables illustrate the changes in accumulated other comprehensive income by component and the details about the components of accumulated other comprehensive income as of and for the periods indicated: As of and for the six months ended June 30, 2022 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ 179 $ - $ 179 Other comprehensive loss before reclassifications, net of tax (42,670 ) (18,429 ) (61,099 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive loss (42,670 ) (18,429 ) (61,099 ) Ending balance $ (42,491 ) $ (18,429 ) $ (60,920 ) As of and for the three months ended June 30, 2022 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ (42,497 ) $ - $ (42,497 ) Other comprehensive income (loss) before reclassifications, net of tax 6 (18,429 ) (18,423 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive income (loss) 6 (18,429 ) (18,423 ) Ending balance $ (42,491 ) $ (18,429 ) $ (60,920 ) As of and for the six months ended June 30, 2021 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) securities held-to-maturity Total Beginning balance $ 8,952 $ - $ 8,952 Other comprehensive loss before reclassifications, net of tax (3,621 ) - (3,621 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive loss (3,621 ) - (3,621 ) Ending balance $ 5,331 $ - $ 5,331 As of and for the three months ended June 30, 2021 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ 1,163 $ - $ 1,163 Other comprehensive income before reclassifications, net of tax 4,168 - 4,168 Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive income 4,168 - 4,168 Ending balance $ 5,331 $ - $ 5,331

Note 4 - Investment Securities

Note 4 - Investment Securities	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	4. Agency – Government-sponsored enterprise (GSE) and Mortgage-backed securities (MBS) - GSE residential Agency – GSE and MBS – GSE residential securities consist of short- to long-term notes issued by Federal Home Loan Mortgage Corporation (FHLMC), FNMA, FHLB and Government National Mortgage Association (GNMA). These securities have interest rates that are fixed, have varying short to long-term maturity dates and have contractual cash flows guaranteed by the U.S. government or agencies of the U.S. government. Obligations of states and political subdivisions (municipal) The municipal securities are general obligation and revenue bonds rated as investment grade by various credit rating agencies and have fixed rates of interest with mid- to long-term maturities. Fair values of these securities are highly driven by interest rates. Management performs ongoing credit quality reviews on these issues. The amortized cost and fair value of investment securities at June 30, 2022 December 31, 2021 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value June 30, 2022 Held-to-maturity securities: Agency - GSE $ 79,776 $ - $ (4,101 ) $ 75,675 Obligations of states and political subdivisions 142,235 - (18,464 ) 123,771 Total held-to-maturity securities $ 222,011 $ - $ (22,565 ) $ 199,446 Available-for-sale debt securities: Agency - GSE $ 37,023 $ 3 $ (3,270 ) $ 33,756 Obligations of states and political subdivisions 201,566 571 (22,837 ) 179,300 MBS - GSE residential 268,019 15 (28,268 ) 239,766 Total available-for-sale debt securities $ 506,608 $ 589 $ (54,375 ) $ 452,822 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2021 Available-for-sale debt securities: Agency - GSE $ 119,399 $ 204 $ (2,600 ) $ 117,003 Obligations of states and political subdivisions 360,680 6,708 (2,678 ) 364,710 MBS - GSE residential 258,674 1,654 (3,061 ) 257,267 Total available-for-sale debt securities $ 738,753 $ 8,566 $ (8,339 ) $ 738,980 The amortized cost and fair value of debt securities at June 30, 2022 Amortized Fair (dollars in thousands) cost value Held-to-maturity securities: Due in one year or less $ - $ - Due after one year through five years 4,682 4,568 Due after five years through ten years 60,702 57,603 Due after ten years 156,627 137,275 Total held-to-maturity securities $ 222,011 $ 199,446 Available-for-sale securities: Debt securities: Due in one year or less $ 1,997 $ 1,999 Due after one year through five years 18,726 17,823 Due after five years through ten years 45,806 39,964 Due after ten years 172,060 153,270 MBS - GSE residential 268,019 239,766 Total available-for-sale debt securities $ 506,608 $ 452,822 Actual maturities will differ from contractual maturities because issuers and borrowers may The following table presents the fair value and gross unrealized losses of debt securities aggregated by investment type, the length of time and the number of securities that have been in a continuous unrealized loss position as of June 30, 2022 December 31, 2021 Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses June 30, 2022 Agency - GSE $ 64,941 $ (3,522 ) $ 44,490 $ (3,849 ) $ 109,431 $ (7,371 ) Obligations of states and political subdivisions 260,199 (36,487 ) 42,873 (4,814 ) 303,072 (41,301 ) MBS - GSE residential 203,983 (22,712 ) 35,783 (5,556 ) 239,766 (28,268 ) Total $ 529,123 $ (62,721 ) $ 123,146 $ (14,219 ) $ 652,269 $ (76,940 ) Number of securities 410 60 470 December 31, 2021 Agency - GSE $ 84,308 $ (1,460 ) $ 26,516 $ (1,140 ) $ 110,824 $ (2,600 ) Obligations of states and political subdivisions 193,124 (2,662 ) 12,796 (399 ) 205,920 (3,061 ) MBS - GSE residential 137,495 (2,351 ) 9,469 (327 ) 146,964 (2,678 ) Total $ 414,927 $ (6,473 ) $ 48,781 $ (1,866 ) $ 463,708 $ (8,339 ) Number of securities 187 26 213 The Company had 470 debt securities in an unrealized loss position at June 30, 2022 June 30, 2022 12 no June 30, 2022 During the second 2022, Management believes the cause of the unrealized losses is related to changes in interest rates and is not 1 2 not 3 not not The Company’s OTTI evaluation process also follows the guidance set forth in topics related to debt securities. The guidance set forth in the pronouncements require the Company to take into consideration current market conditions, fair value in relationship to cost, extent and nature of changes in fair value, issuer rating changes and trends, volatility of earnings, current analysts’ evaluations, all available information relevant to the collectability of debt securities, the ability and intent to hold investments until a recovery of fair value which may not For all debt securities, as of June 30, 2022 no not, no

Note 5 - Loans and Leases

Note 5 - Loans and Leases	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	5. The classifications of loans and leases at June 30, 2022 December 31, 2021 (dollars in thousands) June 30, 2022 December 31, 2021 Commercial and industrial $ 219,439 $ 236,304 Commercial real estate: Non-owner occupied 317,884 312,848 Owner occupied 259,844 248,755 Construction 19,515 21,147 Consumer: Home equity installment 51,883 47,571 Home equity line of credit 55,578 54,878 Auto loans 127,590 118,029 Direct finance leases 32,254 26,232 Other 7,450 8,013 Residential: Real estate 364,957 325,861 Construction 35,677 34,919 Total 1,492,071 1,434,557 Less: Allowance for loan losses (16,590 ) (15,624 ) Unearned lease revenue (1,766 ) (1,429 ) Loans and leases, net $ 1,473,715 $ 1,417,504 As of June 30, 2022 December 31, 2021, Commercial and industrial (C&I) loan balances were $219.4 million at June 30, 2022 December 31, 2021. June 30, 2022 June 30, 2022 first Direct finance leases include the lease receivable and the guaranteed lease residual. Unearned lease revenue represents the difference between the lessor’s investment in the property and the gross investment in the lease. Unearned revenue is accrued over the life of the lease using the effective interest method. The Company services real estate loans for investors in the secondary mortgage market which are not June 30, 2022 December 31, 2021. June 30, 2022 December 31, 2021 Management is responsible for conducting the Company’s credit risk evaluation process, which includes credit risk grading of individual commercial and industrial and commercial real estate loans. Commercial and industrial and commercial real estate loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information, and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may may Paycheck Protection Program Loans The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, $2.0 19 7 As a qualified SBA lender, the Company was automatically authorized to originate PPP loans. The SBA guaranteed 100% On December 27, 2020, May 31, 2021, second March 11, 2021, 2021 first second Acquired loans Acquired loans are marked to fair value on the date of acquisition. For detailed information on calculating the fair value of acquired loans, see Footnote 9, The carryover of allowance for loan losses related to acquired loans is prohibited as any credit losses in the loans are included in the determination of the fair value of the loans at the acquisition date. The allowance for loan losses on acquired loans reflects only those losses incurred after acquisition and represents the present value of cash flows expected at acquisition that is no The Company reported fair value adjustments regarding the acquired MNB and Landmark loan portfolios. Therefore, the Company did not Upon acquisition, in accordance with U.S. GAAP, the Company has individually determined whether each acquired loan is within the scope of ASC 310 30 two 310 30: 1 2 not With regards to ASC 310 30 Over the life of the acquired ASC 310 30 Acquired ASC 310 30 not Acquired ASC 310 20 not Within the ASC 310 20 19 19, 60 The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310 30. 310 20 not For the six months ended June 30, (dollars in thousands) 2022 2021 Balance at beginning of period $ 1,088 $ 563 Accretable yield on acquired loans - - Reclassification from non-accretable difference 543 162 Accretion of accretable yield (274 ) (193 ) Balance at end of period $ 1,357 $ 532 The above table excludes the $269 thousand in non-accretable yield accreted to interest income for the six June 30, 2021 During the six June 30, 2022 310 30 Five six June 30, 2021 Expected cash flows on acquired loans are estimated quarterly by incorporating several key assumptions. These key assumptions include probability of default and the number of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income, and possibly principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. Improved cash flow expectations for loans or pools are recorded first Non-accrual loans Non-accrual loans, segregated by class, at June 30, 2022 December 31, 2021 (dollars in thousands) June 30, 2022 December 31, 2021 Commercial and industrial $ 791 $ 154 Commercial real estate: Non-owner occupied 717 478 Owner occupied 1,285 1,570 Consumer: Home equity installment - - Home equity line of credit 167 97 Auto loans 204 78 Residential: Real estate 42 572 Total $ 3,206 $ 2,949 The table above excludes $4.7 million and $4.7 million in purchased credit impaired loans, net of unamortized fair value adjustments as of June 30, 2022 December 31, 2021 The decision to place loans on non-accrual status is made on an individual basis after considering factors pertaining to each specific loan. C&I and CRE loans are placed on non-accrual status when management has determined that payment of all contractual principal and interest is in doubt or the loan is past due 90 90 90 Troubled Debt Restructuring (TDR) A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company considers all TDRs to be impaired loans. The Company typically considers the following concessions when modifying a loan, which may not There were no loans modified in a TDR for the three six June 30, 2022 2021 June 30, 2022 2021 Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment. There were no loans modified as a TDR within the previous twelve 90 three six June 30, 2022 2021 The allowance for loan losses (allowance) may may may As of June 30, 2022 2021 June 30, 2022 2021 Past due loans Loans are considered past due when the contractual principal and/or interest is not 30 59 two Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days June 30, 2022 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 39 $ 791 $ 830 $ 218,609 $ 219,439 $ - Commercial real estate: Non-owner occupied - - 717 717 317,167 317,884 - Owner occupied - - 1,285 1,285 258,559 259,844 - Construction - - - - 19,515 19,515 - Consumer: Home equity installment 61 16 - 77 51,806 51,883 - Home equity line of credit 41 - 167 208 55,370 55,578 - Auto loans 615 79 253 947 126,643 127,590 49 Direct finance leases 305 - - 305 30,183 30,488 (2) - Other 7 5 - 12 7,438 7,450 - Residential: Real estate - - 42 42 364,915 364,957 - Construction - - - - 35,677 35,677 - Total $ 1,029 $ 139 $ 3,255 $ 4,423 $ 1,485,882 $ 1,490,305 $ 49 ( 1 ( 2 ( 3 Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 4 $ 154 $ 158 $ 236,146 $ 236,304 $ - Commercial real estate: Non-owner occupied - 675 478 1,153 311,695 312,848 - Owner occupied - - 1,570 1,570 247,185 248,755 - Construction - - - - 21,147 21,147 - Consumer: Home equity installment 87 32 - 119 47,452 47,571 - Home equity line of credit - - 97 97 54,781 54,878 - Auto loans 410 45 78 533 117,496 118,029 - Direct finance leases 173 38 64 275 24,528 24,803 (2) 64 Other 49 17 - 66 7,947 8,013 - Residential: Real estate - 452 572 1,024 324,837 325,861 - Construction - - - - 34,919 34,919 - Total $ 719 $ 1,263 $ 3,013 $ 4,995 $ 1,428,133 $ 1,433,128 $ 64 ( 1 ( 2 ( 3 Impaired loans Impaired loans, segregated by class, as of the period indicated are detailed below: Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance June 30, 2022 Commercial and industrial $ 822 $ 791 $ - $ 791 $ 211 Commercial real estate: Non-owner occupied 1,102 126 976 1,102 5 Owner occupied 2,877 1,202 1,056 2,258 367 Consumer: Home equity installment 33 - - - - Home equity line of credit 211 - 167 167 - Auto loans 255 145 59 204 23 Residential: Real estate 89 - 42 42 - Total $ 5,389 $ 2,264 $ 2,300 $ 4,564 $ 606 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2021 Commercial and industrial $ 218 $ 18 $ 136 $ 154 $ 18 Commercial real estate: Non-owner occupied 2,470 1,674 796 2,470 474 Owner occupied 3,185 1,802 762 2,564 763 Consumer: Home equity installment 33 - - - - Home equity line of credit 137 - 97 97 - Auto loans 98 10 68 78 4 Residential: Real estate 699 - 572 572 - Total $ 6,840 $ 3,504 $ 2,431 $ 5,935 $ 1,259 At June 30, 2022 December 31, 2021 June 30, 2022 two December 31, 2021 A loan is considered impaired when, based on current information and events; it is probable that the Company will be unable to collect the payments in accordance with the contractual terms of the loan. Factors considered in determining impairment include payment status, collateral value, and the probability of collecting payments when due. The significance of payment delays and/or shortfalls is determined on a case-by-case basis. All circumstances surrounding the loan are considered. Such factors include the length of the delinquency, the underlying reasons and the borrower’s prior payment record. Impairment is measured on these loans on a loan-by-loan basis. Impaired loans include non-accrual loans, TDRs and other loans deemed to be impaired based on the aforementioned factors. The following table presents the average recorded investments in impaired loans and related amount of interest income recognized during the periods indicated below. The average balances are calculated based on the quarter-end balances of impaired loans. Payments received from non-accruing impaired loans are first For the six months ended June 30, 2022 June 30, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 329 $ - $ - $ 454 $ 2 $ - Commercial real estate: Non-owner occupied 1,958 52 - 2,703 61 - Owner occupied 2,043 53 - 1,766 20 - Construction - - - - - - Consumer: Home equity installment 11 - - 39 4 - Home equity line of credit 133 - - 325 20 - Auto loans 108 3 - 40 - - Direct finance leases - - - - - - Other - - - - - - Residential: Real estate 430 39 - 708 - - Construction - - - - - - Total $ 5,012 $ 147 $ - $ 6,035 $ 107 $ - Average recorded investment refers to the five 5 For the three months ended June 30, 2022 June 30, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 420 $ - $ - $ 449 $ 2 $ - Commercial real estate: Non-owner occupied 983 6 - 2,789 39 - Owner occupied 2,270 27 - 1,827 16 - Construction - - - - - - Consumer: Home equity installment 2 - - 27 - - Home equity line of credit 169 - - 209 16 - Auto loans 188 1 - 26 - - Direct finance leases - - - - - Other - - - - - - Residential: Real estate 89 14 - 709 - - Construction - - - - - - Total $ 4,121 $ 48 $ - $ 6,036 $ 73 $ - Average recorded investment refers to the two 2 Credit Quality Indicators Commercial and industrial and commercial real estate The Company utilizes a loan grading system and assigns a credit risk grade to its loans in the C&I and CRE portfolios. The grading system provides a means to measure portfolio quality and aids in the monitoring of the credit quality of the overall loan portfolio. The credit risk grades are arrived at using a risk rating matrix to assign a grade to each of the loans in the C&I and CRE portfolios. The following is a description of each risk rating category the Company uses to classify each of its C&I and CRE loans: Pass Loans in this category have an acceptable level of risk and are graded in a range of one no one five Special Mention Loans in this category are graded a six may not may no may not Substandard Loans in this category are graded a seven may may may not may 90 Doubtful Loans in this category are graded an eight 50% may eight Consumer and residential The consumer and residential loan segments are regarded as homogeneous loan pools and as such are not 90 not The following table presents loans including $4.3 million and $3.0 million of deferred costs, segregated by class, categorized into the appropriate credit quality indicator category as of June 30, 2022 December 31, 2021 Commercial credit exposure Credit risk profile by creditworthiness category June 30, 2022 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 217,450 $ 288 $ 1,701 $ - $ 219,439 Commercial real estate - non-owner occupied 297,420 16,592 3,872 - 317,884 Commercial real estate - owner occupied 246,289 5,728 7,827 - 259,844 Commercial real estate - construction 19,515 - - - 19,515 Total commercial $ 780,674 $ 22,608 $ 13,400 $ - $ 816,682 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity June 30, 2022 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 51,883 $ - $ 51,883 Home equity line of credit 55,411 167 55,578 Auto loans 127,337 253 127,590 Direct finance leases (1) 30,488 - 30,488 Other 7,450 - 7,450 Total consumer 272,569 420 272,989 Residential Real estate 364,915 42 364,957 Construction 35,677 - 35,677 Total residential 400,592 42 400,634 Total consumer & residential $ 673,161 $ 462 $ 673,623 ( 1 Commercial credit exposure Credit risk profile by creditworthiness category December 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 233,565 $ 339 $ 2,400 $ - $ 236,304 Commercial real estate - non-owner occupied 289,679 16,614 6,555 - 312,848 Commercial real estate - owner occupied 230,146 7,089 11,520 - 248,755 Commercial real estate - construction 21,147 - - - 21,147 Total commercial $ 774,537 $ 24,042 $ 20,475 $ - $ 819,054 Consumer & Mortgage lending credit exposure Credit risk profile based on payment activity December 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,571 $ - $ 47,571 Home equity line of credit 54,781 97 54,878 Auto loans 117,951 78 118,029 Direct finance leases (2) 24,739 64 24,803 Other 8,013 - 8,013 Total consumer 253,055 239 253,294 Residential Real estate 325,289 572 325,861 Construction 34,919 - 34,919 Total residential 360,208 572 360,780 Total consumer & residential $ 613,263 $ 811 $ 614,074 ( 2 Allowance for loan losses Management continually evaluates the credit quality of the Company’s loan portfolio and performs a formal review of the adequacy of the allowance on a quarterly basis. The allowance reflects management’s best estimate of the amount of credit losses in the loan portfolio. Management’s judgment is based on the evaluation of individual loans, experience, the assessment of current economic conditions and other relevant factors including the amounts and timing of cash flows expected to be received on impaired loans. Those estimates may Management applies two two not ■ identification of specific impaired loans by loan category; ■ identification of specific loans that are not ■ calculation of specific allowances where required for the impaired loans based on collateral and other objective and quantifiable evidence; ■ determination of loans with similar credit characteristics within each class of the loan portfolio segment and eliminating the impaired loans; ■ application of historical loss percentages (trailing twelve ■ application of qualitative factor adjustment percentages to historical losses for trends or changes in the loan portfolio. ■ Qualitative factor adjustments include: o levels of and trends in delinquencies and non-accrual loans; o levels of and trends in charge-offs and recoveries; o trends in volume and terms of loans; o changes in risk selection and underwriting standards; o changes in lending policies and legal and regulatory requirements; o experience, ability and depth of lending management; o national and local economic trends and conditions; and o changes in credit concentrations. Allocation of the allowance for different categories of loans is based on the methodology as explained above. A key element of the methodology to determine the allowance is the Company’s credit risk evaluation process, which includes credit risk grading of individual C&I and CRE loans. C&I and CRE loans are assigned credit risk grades based on the Company’s assessment of conditions that affect the borrower’s ability to meet its contractual obligations under the loan agreement. That process includes reviewing borrowers’ current financial information, historical payment experience, credit documentation, public information and other information specific to each individual borrower. Upon review, the commercial loan credit risk grade is revised or reaffirmed. The credit risk grades may may Each quarter, management performs an assessment of the allowance. The Company’s Special Assets Committee meets quarterly, and the applicable lenders discuss each relationship under review and reach a consensus on the appropriate estimated loss amount, if applicable, based on current accounting guidance. The Special Assets Committee’s focus is on ensuring the pertinent facts are considered regarding not may The Company’s policy is to charge-off unsecured consumer loans when they become 90 Information related to the change in the allowance and the Company’s recorded investment in loans by portfolio segment as of the period indicated is as follows: As of and for the six months ended June 30, 2022 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Charge-offs (31 ) (1 ) (136 ) - - (168 ) Recoveries 4 28 50 2 - 84 Provision 568 (486 ) 452 527 (11 ) 1,050 Ending balance $ 2,745 $ 6,963 $ 2,770 $ 4,037 $ 75 $ 16,590 Ending balance: individually evaluated for impairment $ 211 $ 372 $ 23 $ - $ - $ 606 Ending balance: collectively evaluated for impairment $ 2,534 $ 6,591 $ 2,747 $ 4,037 $ 75 $ 15,984 Loans Receivables: Ending balance (2) $ 219,439 $ 597,243 $ 272,989 (1) $ 400,634 $ - $ 1,490,305 Ending balance: individually evaluated for impairment $ 791 $ 3,360 $ 371 $ 42 $ - $ 4,564 Ending balance: collectively evaluated for impairment $ 218,648 $ 593,883 $ 272,618 $ 400,592 $ - $ 1,485,741 ( 1 ( 2 As of and for the three months ended June 30, 2022 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,780 $ 6,822 $ 2,547 $ 3,851 $ 81 $ 16,081 Charge-offs (31 ) - (42 ) - - (73 ) Recoveries 2 19 36 - - 57 Provision (6 ) 122 229 186 (6 ) 525 Ending balance $ 2,745 $ 6,963 $ 2,770 $ 4,037 $ 75 $ 16,590 As of and for the year ended December 31, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs (130 ) (491 ) (206 ) (162 ) - (989 ) Recoveries 23 250 138 - - 411 Provision (96 ) 1,280 (80 ) 889 7 2,000 Ending balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Ending balance: individually evaluated for impairment $ 18 $ 1,237 $ 4 $ - $ - $ 1,259 Ending balance: collectively evaluated for impairment $ 2,186 $ 6,185 $ 2,400 $ 3,508 $ 86 $ 14,365 Loans Receivables: Ending balance (2) $ 236,304 $ 582,750 $ 253,294 (1) $ 360,780 $ - $ 1,433,128 Ending balance: individually evaluated for impairment $ 154 $ 5,034 $ 175 $ 572 $ - $ 5,935 Ending balance: collectively evaluated for impairment $ 236,150 $ 577,716 $ 253,119 $ 360,208 $ - $ 1,427,193 ( 1 ( 2 As of and for the six months ended June 30, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs (106 ) (132 ) (82 ) (43 ) - (363 ) Recoveries 15 235 56 - - 306 Provision 8 742 (29 ) 332 47 1,100 Ending balance $ 2,324 $ 7,228 $ 2,497 $ 3,070 $ 126 $ 15,245 As of and for the three months ended June 30, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,342 $ 7,080 $ 2,415 $ 2,915 $ 87 $ 14,839 Charge-offs (99 ) (8 ) (54 ) - - (161 ) Recoveries 11 224 32 - - 267 Provision 70 (68 ) 104 155 39 300 Ending balance $ 2,324 $ 7,228 $ 2,497 $ 3,070 $ 126 $ 15,245 Direct finance leases On January 1, 2019, 2016 02, Leases (Topic 842 12, The Company originates direct finance leases through two June 30, 2022 December 31, 2021 June 30, 2022 December 31, 2021 The undiscounted cash flows to be received on an annual basis for the direct finance leases are as follows: (dollars in thousands) Amount 2022 $ 3,794 2023 9,446 2024 9,521 2025 8,612 2026 881 2027 and thereafter - Total future minimum lease payments receivable 32,254 Less: Unearned income (1,766 ) Undiscounted cash flows to be received $ 30,488

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	6. Basic earnings per share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS is computed in the same manner as basic EPS but also reflects the potential dilution that could occur from the grant of stock-based compensation awards. The Company maintains one may three six June 30, 2022 2021 not three six June 30, 2022 three six June 30, 2022 2021 not three six June 30, 2022 In the computation of diluted EPS, the Company uses the treasury stock method to determine the dilutive effect of its granted but unexercised stock options and SSARs and unvested restricted stock. Under the treasury stock method, the assumed proceeds, as defined, received from shares issued in a hypothetical stock option exercise or restricted stock grant, are assumed to be used to purchase treasury stock. Proceeds include amounts received from the exercise of outstanding stock options and compensation cost for future service that the Company has not not The following table illustrates the data used in computing basic and diluted EPS for the periods indicated: Three months ended June 30, Six months ended June 30, 2022 2021 2022 2021 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 7,664 $ 5,696 $ 15,187 $ 11,363 Weighted-average common shares outstanding 5,658,854 4,995,658 5,657,033 4,993,226 Basic EPS $ 1.35 $ 1.14 $ 2.68 $ 2.28 Diluted EPS: Net income available to common shareholders $ 7,664 $ 5,696 $ 15,187 $ 11,363 Weighted-average common shares outstanding 5,658,854 4,995,658 5,657,033 4,993,226 Potentially dilutive common shares 27,454 40,069 32,448 41,528 Weighted-average common and potentially dilutive shares outstanding 5,686,308 5,035,727 5,689,481 5,034,754 Diluted EPS $ 1.35 $ 1.13 $ 2.67 $ 2.26

Note 7 - Stock Plans

Note 7 - Stock Plans	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	7. The Company has one At the 2022 2022 2012 2012 2012 2022 no 2032. In the 2022 2019, ten During the first 2022 February 2022 2021 During the first 2021 February March 2021 2020 The following table summarizes the weighted-average fair value and vesting of restricted stock grants awarded during the periods ended June 30, 2022 2021 2022 2012 June 30, 2022 June 30, 2021 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 18,000 (2) $ 49.85 12,500 (2) $ 52.00 Omnibus plan 16,520 (3) 49.85 13,552 (3) 52.00 Omnibus plan 50 (1) 35.91 50 (1) 58.17 Omnibus plan - 36 (3) 58.17 Total 34,570 $ 49.83 26,138 $ 52.02 ( 1 ( 2 ( 3 The fair value of the shares granted in 2022 2021 A summary of the status of the Company’s non-vested restricted stock as of and changes during the period indicated are presented in the following table: 2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2021 14,920 28,123 43,043 53.20 Granted 18,000 16,570 34,570 49.83 Forfeited - (1,533 ) (1,533 ) 52.26 Vested (9,048 ) (2,493 ) (11,541 ) 52.84 Non-vested balance at June 30, 2022 23,872 40,667 64,539 $ 51.48 A summary of the status of the Company’s SSARs as of and changes during the period indicated are presented in the following table: Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2021 94,332 9.66 5.5 Granted - Exercised - Forfeited - Outstanding June 30, 2022 94,332 $ 9.66 5.0 Of the SSARs outstanding at June 30, 2022 There were no SSARs exercised during the first 2022. first 2021, Share-based compensation expense is included as a component of salaries and employee benefits in the consolidated statements of income. The following tables illustrate stock-based compensation expense recognized on non-vested equity awards during the three six June 30, 2022 2021 June 30, 2022 Three months ended June 30, Six months ended June 30, (dollars in thousands) 2022 2021 2022 2021 Stock-based compensation expense: Director stock incentive plan $ 263 $ 94 $ 372 $ 169 Omnibus stock incentive plan 150 157 315 314 Employee stock purchase plan - - 32 44 Total stock-based compensation expense $ 413 $ 251 $ 719 $ 527 In addition, during the six June 30, 2021 As of (dollars in thousands) June 30, 2022 Unrecognized stock-based compensation expense: Director plan $ 1,024 Omnibus plan 1,212 Total unrecognized stock-based compensation expense $ 2,236 The unrecognized stock-based compensation expense as of June 30, 2022 February 2025 February 2025 In addition to the 2012 2002 June 30, 2022 During the second 2022, June 30, 2022,

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	8. The accounting guidelines establish a framework for measuring and disclosing information about fair value measurements. The guidelines of fair value reporting instituted a valuation hierarchy for disclosure of the inputs used to measure fair value. This hierarchy prioritizes the inputs into three Level 1 - Level 2 - not Level 3 - 3 may A financial asset or liability’s classification within the hierarchy is determined based on the lowest level input that is significant to the fair value measurement. The Company uses fair value to measure certain assets and, if necessary, liabilities on a recurring basis when fair value is the primary measure for accounting. Thus, the Company uses fair value for AFS securities. Fair value is used on a non-recurring basis to measure certain assets when adjusting carrying values to market values, such as impaired loans, other real estate owned (ORE) and other repossessed assets. The following table represents the carrying amount and estimated fair value of the Company’s financial instruments as of the periods indicated: June 30, 2022 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 109,125 $ 109,125 $ 109,125 $ - $ - Held-to-maturity securities 222,011 199,446 - 199,446 - Available-for-sale debt securities 452,822 452,822 - 452,822 - Restricted investments in bank stock 3,622 3,622 - 3,622 - Loans and leases, net 1,473,715 1,391,043 - - 1,391,043 Loans held-for-sale 4,011 4,061 - 4,061 - Accrued interest receivable 7,909 7,909 - 7,909 - Interest rate swaps 111 111 - 111 - Financial liabilities: Deposits with no stated maturities 2,092,516 2,092,516 - 2,092,516 - Time deposits 125,108 122,042 - 122,042 - Short-term borrowings 10 10 - 10 - Secured borrowings 7,736 7,135 - - 7,135 Accrued interest payable 123 123 - 123 - Interest rate swaps 111 111 - 111 - December 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 96,877 $ 96,877 $ 96,877 $ - $ - Available-for-sale debt securities 738,980 738,980 - 738,980 - Restricted investments in bank stock 3,206 3,206 - 3,206 - Loans and leases, net 1,417,504 1,404,103 - - 1,404,103 Loans held-for-sale 31,727 32,013 - 32,013 - Accrued interest receivable 7,526 7,526 - 7,526 - Financial liabilities: Deposits with no stated maturities 2,031,072 2,031,072 - 2,031,072 - Time deposits 138,793 138,291 - 138,291 - Secured borrowings 10,620 10,690 - - 10,690 Accrued interest payable 155 155 - 155 - The carrying value of short-term financial instruments, as listed below, approximates their fair value. These instruments generally have limited credit exposure, no ● Cash and cash equivalents; ● Non-interest bearing deposit accounts; ● Savings, interest-bearing checking and money market accounts and ● Short-term borrowings. Securities: third Originated loans and leases: The carrying value that fair value is compared to is net of the allowance for loan losses and since there is significant judgment included in evaluating credit quality, loans are classified within Level 3 Non-accrual loans: third 3 Acquired loans: 3 9, Loans held-for-sale: Interest rate swaps: third Certificates of deposit: Secured borrowings: The following tables illustrate the financial instruments measured at fair value on a recurring basis segregated by hierarchy fair value levels as of the periods indicated: Total carrying value Quoted prices in active markets Significant other observable inputs Significant other unobservable inputs (dollars in thousands) June 30, 2022 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 33,756 $ - $ 33,756 $ - Obligations of states and political subdivisions 179,300 - 179,300 - MBS - GSE residential 239,766 - 239,766 - Total available-for-sale debt securities $ 452,822 $ - $ 452,822 $ - Total carrying value Quoted prices in active markets Significant other observable inputs Significant other unobservable inputs (dollars in thousands) December 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 117,003 $ - $ 117,003 $ - Obligations of states and political subdivisions 364,710 - 364,710 - MBS - GSE residential 257,267 - 257,267 - Total available-for-sale debt securities $ 738,980 $ - $ 738,980 $ - Debt securities in the AFS portfolio are measured at fair value using market quotations provided by a third 2 There were no changes in Level 3 June 30, 2022 December 31, 2021 The following table illustrates the financial instruments newly measured at fair value on a non-recurring basis segregated by hierarchy fair value levels as of the periods indicated: Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at June 30, 2022 (Level 1) (Level 2) (Level 3) Impaired loans $ 1,658 $ - $ - $ 1,658 Other real estate owned 128 - - 128 Total $ 1,786 $ - $ - $ 1,786 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,245 $ - $ - $ 2,245 Other real estate owned 198 - - 198 Total $ 2,443 $ - $ - $ 2,443 From time-to-time, the Company may The following describes valuation methodologies used for financial instruments measured at fair value on a non-recurring basis. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves, a component of the allowance for loan losses, and as such are carried at the lower of net recorded investment or the estimated fair value. Estimates of fair value of the collateral are determined based on a variety of information, including available valuations from certified appraisers for similar assets, present value of discounted cash flows and inputs that are estimated based on commonly used and generally accepted industry liquidation advance rates and estimates and assumptions developed by management. Valuation techniques for impaired loans are typically determined through independent appraisals of the underlying collateral or may 3 not may not may At June 30, 2022 December 31, 2021 June 30, 2022 December 31, 2021 3. For ORE, fair value is generally determined through independent appraisals of the underlying properties which generally include various Level 3 not may may June 30, 2022 December 31, 2021 June 30, 2022 December 31, 2021 At June 30, 2022 December 31, 2021

Note 9 - Acquisition

Note 9 - Acquisition	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Business Combination Disclosure [Text Block]	9. On July 1, 2021, In accordance with the terms of the Reorganization Agreement, on July 1, 2021 Effective July 1, 2021, The following table summarizes the consideration paid for Landmark and the fair value of assets acquired, and liabilities assumed as of the acquisition date: Purchase Price Consideration in Common Stock Landmark shares settled for stock 2,382,695 Exchange ratio 0.272 Total FDBC shares issued 647,990 Value assigned to FDBC common share (6/30/2021 closing price) $ 54.10 Purchase price assigned to Landmark common shares exchanged for FDBC common shares $ 35,056,259 Purchase Price Consideration - Cash for Common Stock Landmark shares exchanged for cash, excluding fractional shares 2,382,695 Cash consideration (per Landmark share) $ 3.26 Cash portion of purchase price $ 7,767,586 Cash portion of purchase price (cash paid fractional shares) $ 5,559 Cash for outstanding Landmark stock options $ 69,250 Total consideration paid $ 42,898,654 Allocation of Purchase Price In thousands Total Purchase Price $ 42,899 Estimated Fair Value of Assets Acquired Cash and cash equivalents 4,090 Investment securities 49,430 Loans 298,860 Restricted investments in bank stock 1,186 Premises and equipment 3,405 Lease property under finance leases 1,188 Core deposit intangible asset 597 Other real estate owned 488 Other assets 11,629 Total assets acquired 370,873 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 100,472 Interest bearing deposits 208,057 Short-term borrowings 2,224 FHLB borrowings 4,602 Secured borrowings 20,619 Finance lease obligation 1,188 Other liabilities 3,387 Total liabilities assumed 340,549 Net Assets Acquired 30,324 Goodwill Recorded in Acquisition $ 12,575 Pursuant to the accounting requirements, the Company assigned a fair value to the assets acquired and liabilities assumed of Landmark. ASC 820 The assets acquired and liabilities assumed in the acquisition of Landmark were recorded at their estimated fair values based on management’s best estimates using information available at the date of the acquisition and are subject to adjustment for up to one not Investment securities available-for-sale The estimated fair values of the investment securities available for sale, primarily comprised of U.S. Government agency mortgage-backed securities, U.S. government agencies and municipal bonds, were determined using Level 1 2 Loans Acquired loans (performing and non-performing) are initially recorded at their acquisition-date fair values using Level 3 three 820 10 three 1 2 3 310 30 The table below illustrates the fair value adjustments made to the amortized cost basis in order to present the fair value of the loans acquired. The credit adjustment on purchased credit impaired loans is derived in accordance with ASC 310 30 Dollars in thousands Gross amortized cost basis at June 30, 2021 $ 309,767 Interest rate fair value adjustment on pools of homogeneous loans (1,855 ) Credit fair value adjustment on pools of homogeneous loans (7,915 ) Credit fair value adjustment on purchased credit impaired loans (1,137 ) Fair value of acquired loans at June 30, 2021 $ 298,860 For loans acquired without evidence of credit quality deterioration, the Company prepared the interest rate loan fair value and credit fair value adjustments. Loans were grouped into homogeneous pools by characteristics such as loan type, term, collateral, and rate. Market rates for similar loans were obtained from various internal and external data sources and reviewed by management for reasonableness. The average of these rates was used as the fair value interest rate a market participant would utilize. A present value approach was utilized to calculate the interest rate fair value discount of $1.9 million. Additionally, for loans acquired without credit deterioration, a credit fair value adjustment was calculated using a two 1 2 may The following table presents the acquired purchased credit impaired loans receivable at the acquisition date: Dollars in thousands Contractual principal and interest at acquisition $ 5,306 Non-accretable difference (1,691 ) Expected cash flows at acquisition 3,615 Accretable yield (588 ) Fair value of purchased impaired loans $ 3,027 Premises and Equipment The Company assumed leases on 2 branch facilities of Landmark. The Company compared the lease contract obligations to comparable market rental rates determined by third no third Core Deposit Intangible The fair value of the core deposit intangible was determined based on a discounted cash flow (present value) analysis using a discount rate commensurate with market participants. To calculate cash flows, deposit account servicing costs (net of deposit fee income) and interest expense on deposits were compared to the higher cost of alternative funding sources available through national brokered CD offering rates and FHLB advance rates. The projected cash flows were developed using projected deposit attrition rates based on the average rate experienced by both institutions. The core deposit intangible will be amortized over ten Time Deposits The fair value adjustment for time deposits represents a discount from the value of the contractual repayments of fixed maturity deposits using prevailing market interest rates for similar-term time deposits. The time deposit premium is being amortized into income on a level yield amortization method over the contractual life of the deposits. Secured Borrowings The Company identified 19 sold participations acquired from Landmark that did not 860 10 40 3 FHLB Borrowings The Company assumed FHLB borrowings in connection with the merger. The fair value of FHLB Borrowings was determined by using FHLB prepayment penalty as a proxy for the fair value adjustment. The Company decided to pay off the borrowing post acquisition date therefore no Merger-related expenses The Company did not three six June 30, 2022 three six June 30, 2021

Note 10 - Employee Benefits

Note 10 - Employee Benefits	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Compensation and Employee Benefit Plans, Other than Share-Based Compensation [Text Block]	10. Bank-Owned Life Insurance (BOLI) The Company has purchased single premium BOLI policies on certain officers. The policies are recorded at their cash surrender values. Increases in cash surrender values are included in non-interest income in the consolidated statements of income. As a result of the acquisition of Landmark, the Company added BOLI with a value of $7.2 million during 2021. June 30, 2022 December 31, 2021 six June 30, 2022 2021 Officer Life Insurance In 2017, March 2017 March 2017. March 2019, January 2021, June 30, 2022 , the policies had total death benefits of $53.4 million of which $7.8 million would have been paid to the officer’s beneficiaries and the remaining $45.6 million would have been paid to the Bank. two June 30, 2022 December 31, 2021 Supplemental Executive Retirement plan (SERP) On March 29, 2017, March 1, 2017 March 20, 2019, March 1, 2019 June 30, 2022 December 31, 2021

Note 11 - Revenue Recognition

Note 11 - Revenue Recognition	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	11. As of January 1, 2018, 2014 09, 606 606. no not The majority of the Company’s revenues are generated through interest earned on securities and loans, which is explicitly excluded from the scope of the guidance. In addition, certain non-interest income streams such as fees associated with mortgage servicing rights, loan service charges, life insurance earnings, rental income and gains/losses on the sale of loans and securities are not ● Service charges on deposit accounts – Deposit service charges represent fees charged by the Company for the performance obligation of providing services to a customer’s deposit account. The transaction price for deposit services includes both fixed and variable amounts based on the Company’s fee schedules. Revenue is recognized and payment is received either at a point in time for transactional fees or on a monthly basis for non-transactional fees. ● Interchange fees – Interchange fees represent fees charged by the Company for customers using debit cards. The contract is between the Company and the processor and the performance obligation is the ability of customers to use debit cards to make purchases at a point in time. The transaction price is a percentage of debit card usage and the processor pays the Company and revenue is recorded throughout the month as the performance obligations are being met. ● Fees from trust fiduciary activities – Trust fees represent fees charged by the Company for the management, custody and/or administration of trusts. These are mostly monthly fees based on the market value of assets in the trust account at the prior month end. Payment is generally received a few weeks after month end through a direct charge to customers’ accounts. Estate fees are recognized and charged as the Company reaches each of six ● Fees from financial services – Financial service fees represent fees charged by the Company for the performance obligation of providing various services for an investment account. Revenue is recognized twice monthly for fees on sales transactions and on a monthly basis for advisory fees and quarterly for trail fees. ● Gain/loss on ORE sales – Gain/loss on the sale of ORE is recognized at the closing date when the sales proceeds are received. In seller-financed ORE transactions, the contract is made subject to our normal underwriting standards and pricing. The Company does not Contract balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before the payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity already received payment (or payment is due) from the customer. The Company’s non-interest income streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company typically does not not June 30, 2022 December 31, 2021 not Remaining performance obligations The Company’s performance obligations have an original expected duration of less than one no not Contract acquisition costs An entity is required to capitalize and subsequently amortize into expense, certain incremental costs of obtaining a contract if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not not one

Note 12 - Leases

Note 12 - Leases	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Lease Disclosure [Text Block]	12. ASU 2016 02 842 January 1, 2019. not 12 not Management determines if an arrangement is or contains a lease at contract inception. If an arrangement is determined to be or contains a lease, the Company recognizes a ROU asset and a lease liability when the asset is placed in service. The Company’s operating leases, where the Company is lessee, include property, land and equipment. As of June 30, 2022 third 2021. The following is an analysis of the leased property under finance leases: (dollars in thousands) June 30, 2022 December 31, 2021 Property and equipment $ 1,695 $ 1,673 Less accumulated depreciation and amortization (485 ) (366 ) Leased property under finance leases, net $ 1,210 $ 1,307 The following is a schedule of future minimum lease payments under finance leases together with the present value of the net minimum lease payments as of June 30, 2022 (dollars in thousands) Amount 2022 $ 127 2023 227 2024 171 2025 161 2026 150 2027 and thereafter 462 Total minimum lease payments (a) 1,298 Less amount representing interest (b) (72 ) Present value of net minimum lease payments $ 1,226 (a) The future minimum lease payments have not (b) Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception. As of June 30, 2022 2021, 2022. (dollars in thousands) June 30, 2022 June 30, 2021 Lease cost Finance lease cost: Amortization of right-of-use assets $ 119 $ 47 Interest on lease liabilities 11 3 Operating lease cost 366 291 Short-term lease cost 74 16 Variable lease cost 15 2 Total lease cost $ 585 $ 359 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 11 $ 3 Operating cash flows from operating leases (Fixed payments) $ 303 $ 269 Operating cash flows from operating leases (Liability reduction) $ 152 $ 147 Financing cash flows from finance leases $ 116 $ 47 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases (in years) 6.82 2.65 Weighted average remaining lease term - operating leases (in years) 21.08 20.94 Weighted-average discount rate - finance leases 1.75 % 2.48 % Weighted-average discount rate - operating leases 3.39 % 3.57 % During the first six 2022, The future minimum lease payments for the Company’s branch network and equipment under operating leases that have lease terms in excess of one June 30, 2022 (dollars in thousands) Amount 2022 $ 311 2023 618 2024 614 2025 622 2026 630 2027 and thereafter 10,590 Total future minimum lease payments 13,385 Plus variable payment adjustment 184 Less amount representing interest (4,092 ) Present value of net future minimum lease payments $ 9,477 The Company leases several properties, where the Company is lessor, under operating leases to unrelated parties. Some of these properties are residential properties surrounding the Main Branch that the Company leases on a month-to-month basis and are considered short-term leases. The undiscounted cash flows to be received on an annual basis for the remaining two properties under long-term operating leases are as follows: (dollars in thousands) Amount 2022 $ 67 2023 48 2024 51 2025 54 2026 54 2027 and thereafter 27 Total lease payments to be received $ 301 The Company also indirectly originates automobile leases classified as direct finance leases. See Footnote 5, Lease income recognized from direct finance leases was included in interest income from loans and leases on the consolidated statements of income. Lease income related to operating leases is included in fees and other revenue on the consolidated statements of income. The Company only receives a variable payment for taxes from one For the three months ended June 30, For the six months ended June 30, (dollars in thousands) 2022 2021 2022 2021 Lease income - direct finance leases Interest income on lease receivables $ 267 $ 205 $ 491 $ 395 Lease income - operating leases 62 77 120 128 Total lease income $ 329 $ 282 $ 611 $ 523

Note 13 - Derivative Instrument

Note 13 - Derivative Instruments	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	13. The Company is a party to interest rate derivatives that are not third not may may 820. no third June 30, 2022 December 31, 2021 Weighted Notional Average Maturity Interest Rate Interest Rate (dollars in thousands) Amount (Years) Paid Received Fair Value June 30, 2022 Classified in Other assets: Customer interest rate swaps $ 2,000 15.42 30 Day SOFR + Margin Fixed $ 111 Classified in Accrued interest payable and other liabilities: Third party interest rate swaps $ 2,000 15.42 Fixed 30 Day SOFR + Margin $ 111

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of operations Fidelity D & D Bancorp, Inc. (the Company) is a bank holding company and the parent of The Fidelity Deposit and Discount Bank (the Bank). The Bank is a commercial bank and trust company chartered under the laws of the Commonwealth of Pennsylvania and a wholly-owned subsidiary of the Company. Having commenced operations in 1903, On July 1, 2021, On May 1, 2020, Further discussion of the acquisition of Landmark can be found in Footnote 9,
Consolidation, Policy [Policy Text Block]	Principles of consolidation The accompanying unaudited consolidated financial statements of the Company and the Bank have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial information and with the instructions to this Form 10 8 03 X. not For additional information and disclosures required under U.S. GAAP, refer to the Company’s Annual Report on Form 10 December 31, 2021 Management is responsible for the fairness, integrity and objectivity of the unaudited financial statements included in this report. Management prepared the unaudited financial statements in accordance with U.S. GAAP. In meeting its responsibility for the financial statements, management depends on the Company's accounting systems and related internal controls. These systems and controls are designed to provide reasonable but not In the opinion of management, the consolidated balance sheets as of June 30, 2022 December 31, 2021 three six June 30, 2022 2021 six June 30, 2022 2021 2021 2022 In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred after June 30, 2022 This Quarterly Report on Form 10 December 31, 2021 10
Use of Estimates, Policy [Policy Text Block]	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	A material estimate that is particularly susceptible to significant change relates to the determination of the allowance for loan losses. Management believes that the allowance for loan losses at June 30, 2022 may may
Marketable Securities, Policy [Policy Text Block]	Another material estimate is the calculation of fair values of the Company’s investment securities. Fair values of investment securities are determined by pricing provided by a third may one may
Financing Receivable, Held-for-sale [Policy Text Block]	The fair value of residential mortgage loans, classified as held-for-sale (HFS), is obtained from the Federal National Mortgage Association (FNMA) or the Federal Home Loan Bank (FHLB). Generally, the market to which the Company sells residential mortgages it originates for sale is restricted and price quotes from other sources are not may may may June 30, 2022 December 31, 2021
Financing Receivable [Policy Text Block]	Financing of automobiles, provided to customers under lease arrangements of varying terms, are accounted for as direct finance leases. Interest income on automobile direct finance leasing is determined using the interest method to arrive at a level effective yield over the life of the lease. The lease residual and the lease receivable, net of unearned lease income, are recorded within loans and leases on the balance sheet.
Financing Receivable, Held-for-investment, Foreclosed Asset [Policy Text Block]	Foreclosed assets held-for-sale includes other real estate acquired through foreclosure (ORE) and may,
Business Combinations Policy [Policy Text Block]	The Company accounts for business combinations under the purchase method of accounting. The application of this method of accounting requires the use of significant estimates and assumptions in the determination of the fair value of assets acquired and liabilities assumed in order to properly allocate purchase price consideration between assets that are amortized, accreted or depreciated from those that are recorded as goodwill. Estimates of the fair values of assets acquired and liabilities assumed are based upon assumptions that management believes to be reasonable.
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill is recorded on the consolidated balance sheets as the excess of liabilities assumed over identifiable assets acquired on the acquisition date. Goodwill is recorded at its net carrying value which represents estimated fair value. The goodwill is deductible for tax purposes over a 15 June 30, 2022 December 31, 2021
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not 860, 860 not 860, not
Pension and Other Postretirement Plans, Policy [Policy Text Block]	The Company holds separate supplemental executive retirement (SERP) agreements for certain officers and an amount is credited to each participant’s SERP account monthly while they are actively employed by the bank until retirement. A deferred tax asset is provided for the non-deductible SERP expense. The Company also entered into separate split dollar life insurance arrangements with four executives providing post-retirement benefits and accrues monthly expense for this benefit. The split dollar life insurance expense is not
Cash and Cash Equivalents, Policy [Policy Text Block]	For purposes of the consolidated statements of cash flows, cash and cash equivalents includes cash on hand, amounts due from banks and interest-bearing deposits with financial institutions.

Note 3 - Accumulated Other Co_2

Note 3 - Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	As of and for the six months ended June 30, 2022 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ 179 $ - $ 179 Other comprehensive loss before reclassifications, net of tax (42,670 ) (18,429 ) (61,099 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive loss (42,670 ) (18,429 ) (61,099 ) Ending balance $ (42,491 ) $ (18,429 ) $ (60,920 ) As of and for the three months ended June 30, 2022 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ (42,497 ) $ - $ (42,497 ) Other comprehensive income (loss) before reclassifications, net of tax 6 (18,429 ) (18,423 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive income (loss) 6 (18,429 ) (18,423 ) Ending balance $ (42,491 ) $ (18,429 ) $ (60,920 ) As of and for the six months ended June 30, 2021 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) securities held-to-maturity Total Beginning balance $ 8,952 $ - $ 8,952 Other comprehensive loss before reclassifications, net of tax (3,621 ) - (3,621 ) Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive loss (3,621 ) - (3,621 ) Ending balance $ 5,331 $ - $ 5,331 As of and for the three months ended June 30, 2021 Unrealized gains (losses) on Securities available-for-sale transferred to (dollars in thousands) debt securities held-to-maturity Total Beginning balance $ 1,163 $ - $ 1,163 Other comprehensive income before reclassifications, net of tax 4,168 - 4,168 Amounts reclassified from accumulated other comprehensive income, net of tax - - - Net current-period other comprehensive income 4,168 - 4,168 Ending balance $ 5,331 $ - $ 5,331

Note 4 - Investment Securities

Note 4 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value June 30, 2022 Held-to-maturity securities: Agency - GSE $ 79,776 $ - $ (4,101 ) $ 75,675 Obligations of states and political subdivisions 142,235 - (18,464 ) 123,771 Total held-to-maturity securities $ 222,011 $ - $ (22,565 ) $ 199,446 Available-for-sale debt securities: Agency - GSE $ 37,023 $ 3 $ (3,270 ) $ 33,756 Obligations of states and political subdivisions 201,566 571 (22,837 ) 179,300 MBS - GSE residential 268,019 15 (28,268 ) 239,766 Total available-for-sale debt securities $ 506,608 $ 589 $ (54,375 ) $ 452,822 Gross Gross Amortized unrealized unrealized Fair (dollars in thousands) cost gains losses value December 31, 2021 Available-for-sale debt securities: Agency - GSE $ 119,399 $ 204 $ (2,600 ) $ 117,003 Obligations of states and political subdivisions 360,680 6,708 (2,678 ) 364,710 MBS - GSE residential 258,674 1,654 (3,061 ) 257,267 Total available-for-sale debt securities $ 738,753 $ 8,566 $ (8,339 ) $ 738,980
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair (dollars in thousands) cost value Held-to-maturity securities: Due in one year or less $ - $ - Due after one year through five years 4,682 4,568 Due after five years through ten years 60,702 57,603 Due after ten years 156,627 137,275 Total held-to-maturity securities $ 222,011 $ 199,446 Available-for-sale securities: Debt securities: Due in one year or less $ 1,997 $ 1,999 Due after one year through five years 18,726 17,823 Due after five years through ten years 45,806 39,964 Due after ten years 172,060 153,270 MBS - GSE residential 268,019 239,766 Total available-for-sale debt securities $ 506,608 $ 452,822
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 months More than 12 months Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) value losses value losses value losses June 30, 2022 Agency - GSE $ 64,941 $ (3,522 ) $ 44,490 $ (3,849 ) $ 109,431 $ (7,371 ) Obligations of states and political subdivisions 260,199 (36,487 ) 42,873 (4,814 ) 303,072 (41,301 ) MBS - GSE residential 203,983 (22,712 ) 35,783 (5,556 ) 239,766 (28,268 ) Total $ 529,123 $ (62,721 ) $ 123,146 $ (14,219 ) $ 652,269 $ (76,940 ) Number of securities 410 60 470 December 31, 2021 Agency - GSE $ 84,308 $ (1,460 ) $ 26,516 $ (1,140 ) $ 110,824 $ (2,600 ) Obligations of states and political subdivisions 193,124 (2,662 ) 12,796 (399 ) 205,920 (3,061 ) MBS - GSE residential 137,495 (2,351 ) 9,469 (327 ) 146,964 (2,678 ) Total $ 414,927 $ (6,473 ) $ 48,781 $ (1,866 ) $ 463,708 $ (8,339 ) Number of securities 187 26 213

Note 5 - Loans and Leases (Tabl

Note 5 - Loans and Leases (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(dollars in thousands) June 30, 2022 December 31, 2021 Commercial and industrial $ 219,439 $ 236,304 Commercial real estate: Non-owner occupied 317,884 312,848 Owner occupied 259,844 248,755 Construction 19,515 21,147 Consumer: Home equity installment 51,883 47,571 Home equity line of credit 55,578 54,878 Auto loans 127,590 118,029 Direct finance leases 32,254 26,232 Other 7,450 8,013 Residential: Real estate 364,957 325,861 Construction 35,677 34,919 Total 1,492,071 1,434,557 Less: Allowance for loan losses (16,590 ) (15,624 ) Unearned lease revenue (1,766 ) (1,429 ) Loans and leases, net $ 1,473,715 $ 1,417,504
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	For the six months ended June 30, (dollars in thousands) 2022 2021 Balance at beginning of period $ 1,088 $ 563 Accretable yield on acquired loans - - Reclassification from non-accretable difference 543 162 Accretion of accretable yield (274 ) (193 ) Balance at end of period $ 1,357 $ 532
Financing Receivable, Nonaccrual [Table Text Block]	(dollars in thousands) June 30, 2022 December 31, 2021 Commercial and industrial $ 791 $ 154 Commercial real estate: Non-owner occupied 717 478 Owner occupied 1,285 1,570 Consumer: Home equity installment - - Home equity line of credit 167 97 Auto loans 204 78 Residential: Real estate 42 572 Total $ 3,206 $ 2,949
Financing Receivable, Past Due [Table Text Block]	Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days June 30, 2022 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 39 $ 791 $ 830 $ 218,609 $ 219,439 $ - Commercial real estate: Non-owner occupied - - 717 717 317,167 317,884 - Owner occupied - - 1,285 1,285 258,559 259,844 - Construction - - - - 19,515 19,515 - Consumer: Home equity installment 61 16 - 77 51,806 51,883 - Home equity line of credit 41 - 167 208 55,370 55,578 - Auto loans 615 79 253 947 126,643 127,590 49 Direct finance leases 305 - - 305 30,183 30,488 (2) - Other 7 5 - 12 7,438 7,450 - Residential: Real estate - - 42 42 364,915 364,957 - Construction - - - - 35,677 35,677 - Total $ 1,029 $ 139 $ 3,255 $ 4,423 $ 1,485,882 $ 1,490,305 $ 49 Recorded Past due investment past 30 - 59 Days 60 - 89 Days 90 days Total Total due ≥ 90 days December 31, 2021 past due past due or more (1) past due Current loans (3) and accruing Commercial and industrial $ - $ 4 $ 154 $ 158 $ 236,146 $ 236,304 $ - Commercial real estate: Non-owner occupied - 675 478 1,153 311,695 312,848 - Owner occupied - - 1,570 1,570 247,185 248,755 - Construction - - - - 21,147 21,147 - Consumer: Home equity installment 87 32 - 119 47,452 47,571 - Home equity line of credit - - 97 97 54,781 54,878 - Auto loans 410 45 78 533 117,496 118,029 - Direct finance leases 173 38 64 275 24,528 24,803 (2) 64 Other 49 17 - 66 7,947 8,013 - Residential: Real estate - 452 572 1,024 324,837 325,861 - Construction - - - - 34,919 34,919 - Total $ 719 $ 1,263 $ 3,013 $ 4,995 $ 1,428,133 $ 1,433,128 $ 64
Impaired Financing Receivables [Table Text Block]	Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance June 30, 2022 Commercial and industrial $ 822 $ 791 $ - $ 791 $ 211 Commercial real estate: Non-owner occupied 1,102 126 976 1,102 5 Owner occupied 2,877 1,202 1,056 2,258 367 Consumer: Home equity installment 33 - - - - Home equity line of credit 211 - 167 167 - Auto loans 255 145 59 204 23 Residential: Real estate 89 - 42 42 - Total $ 5,389 $ 2,264 $ 2,300 $ 4,564 $ 606 Recorded Recorded Unpaid investment investment Total principal with with no recorded Related (dollars in thousands) balance allowance allowance investment allowance December 31, 2021 Commercial and industrial $ 218 $ 18 $ 136 $ 154 $ 18 Commercial real estate: Non-owner occupied 2,470 1,674 796 2,470 474 Owner occupied 3,185 1,802 762 2,564 763 Consumer: Home equity installment 33 - - - - Home equity line of credit 137 - 97 97 - Auto loans 98 10 68 78 4 Residential: Real estate 699 - 572 572 - Total $ 6,840 $ 3,504 $ 2,431 $ 5,935 $ 1,259 For the six months ended June 30, 2022 June 30, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 329 $ - $ - $ 454 $ 2 $ - Commercial real estate: Non-owner occupied 1,958 52 - 2,703 61 - Owner occupied 2,043 53 - 1,766 20 - Construction - - - - - - Consumer: Home equity installment 11 - - 39 4 - Home equity line of credit 133 - - 325 20 - Auto loans 108 3 - 40 - - Direct finance leases - - - - - - Other - - - - - - Residential: Real estate 430 39 - 708 - - Construction - - - - - - Total $ 5,012 $ 147 $ - $ 6,035 $ 107 $ - For the three months ended June 30, 2022 June 30, 2021 Cash basis Cash basis Average Interest interest Average Interest interest recorded income income recorded income income (dollars in thousands) investment recognized recognized investment recognized recognized Commercial and industrial $ 420 $ - $ - $ 449 $ 2 $ - Commercial real estate: Non-owner occupied 983 6 - 2,789 39 - Owner occupied 2,270 27 - 1,827 16 - Construction - - - - - - Consumer: Home equity installment 2 - - 27 - - Home equity line of credit 169 - - 209 16 - Auto loans 188 1 - 26 - - Direct finance leases - - - - - Other - - - - - - Residential: Real estate 89 14 - 709 - - Construction - - - - - - Total $ 4,121 $ 48 $ - $ 6,036 $ 73 $ -
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2022 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 217,450 $ 288 $ 1,701 $ - $ 219,439 Commercial real estate - non-owner occupied 297,420 16,592 3,872 - 317,884 Commercial real estate - owner occupied 246,289 5,728 7,827 - 259,844 Commercial real estate - construction 19,515 - - - 19,515 Total commercial $ 780,674 $ 22,608 $ 13,400 $ - $ 816,682 June 30, 2022 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 51,883 $ - $ 51,883 Home equity line of credit 55,411 167 55,578 Auto loans 127,337 253 127,590 Direct finance leases (1) 30,488 - 30,488 Other 7,450 - 7,450 Total consumer 272,569 420 272,989 Residential Real estate 364,915 42 364,957 Construction 35,677 - 35,677 Total residential 400,592 42 400,634 Total consumer & residential $ 673,161 $ 462 $ 673,623 December 31, 2021 (dollars in thousands) Pass Special mention Substandard Doubtful Total Commercial and industrial $ 233,565 $ 339 $ 2,400 $ - $ 236,304 Commercial real estate - non-owner occupied 289,679 16,614 6,555 - 312,848 Commercial real estate - owner occupied 230,146 7,089 11,520 - 248,755 Commercial real estate - construction 21,147 - - - 21,147 Total commercial $ 774,537 $ 24,042 $ 20,475 $ - $ 819,054 December 31, 2021 (dollars in thousands) Performing Non-performing Total Consumer Home equity installment $ 47,571 $ - $ 47,571 Home equity line of credit 54,781 97 54,878 Auto loans 117,951 78 118,029 Direct finance leases (2) 24,739 64 24,803 Other 8,013 - 8,013 Total consumer 253,055 239 253,294 Residential Real estate 325,289 572 325,861 Construction 34,919 - 34,919 Total residential 360,208 572 360,780 Total consumer & residential $ 613,263 $ 811 $ 614,074
Financing Receivable, Allowance for Credit Loss [Table Text Block]	As of and for the six months ended June 30, 2022 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Charge-offs (31 ) (1 ) (136 ) - - (168 ) Recoveries 4 28 50 2 - 84 Provision 568 (486 ) 452 527 (11 ) 1,050 Ending balance $ 2,745 $ 6,963 $ 2,770 $ 4,037 $ 75 $ 16,590 Ending balance: individually evaluated for impairment $ 211 $ 372 $ 23 $ - $ - $ 606 Ending balance: collectively evaluated for impairment $ 2,534 $ 6,591 $ 2,747 $ 4,037 $ 75 $ 15,984 Loans Receivables: Ending balance (2) $ 219,439 $ 597,243 $ 272,989 (1) $ 400,634 $ - $ 1,490,305 Ending balance: individually evaluated for impairment $ 791 $ 3,360 $ 371 $ 42 $ - $ 4,564 Ending balance: collectively evaluated for impairment $ 218,648 $ 593,883 $ 272,618 $ 400,592 $ - $ 1,485,741 As of and for the three months ended June 30, 2022 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,780 $ 6,822 $ 2,547 $ 3,851 $ 81 $ 16,081 Charge-offs (31 ) - (42 ) - - (73 ) Recoveries 2 19 36 - - 57 Provision (6 ) 122 229 186 (6 ) 525 Ending balance $ 2,745 $ 6,963 $ 2,770 $ 4,037 $ 75 $ 16,590 As of and for the year ended December 31, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs (130 ) (491 ) (206 ) (162 ) - (989 ) Recoveries 23 250 138 - - 411 Provision (96 ) 1,280 (80 ) 889 7 2,000 Ending balance $ 2,204 $ 7,422 $ 2,404 $ 3,508 $ 86 $ 15,624 Ending balance: individually evaluated for impairment $ 18 $ 1,237 $ 4 $ - $ - $ 1,259 Ending balance: collectively evaluated for impairment $ 2,186 $ 6,185 $ 2,400 $ 3,508 $ 86 $ 14,365 Loans Receivables: Ending balance (2) $ 236,304 $ 582,750 $ 253,294 (1) $ 360,780 $ - $ 1,433,128 Ending balance: individually evaluated for impairment $ 154 $ 5,034 $ 175 $ 572 $ - $ 5,935 Ending balance: collectively evaluated for impairment $ 236,150 $ 577,716 $ 253,119 $ 360,208 $ - $ 1,427,193 As of and for the six months ended June 30, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,407 $ 6,383 $ 2,552 $ 2,781 $ 79 $ 14,202 Charge-offs (106 ) (132 ) (82 ) (43 ) - (363 ) Recoveries 15 235 56 - - 306 Provision 8 742 (29 ) 332 47 1,100 Ending balance $ 2,324 $ 7,228 $ 2,497 $ 3,070 $ 126 $ 15,245 As of and for the three months ended June 30, 2021 Commercial & Commercial Residential (dollars in thousands) industrial real estate Consumer real estate Unallocated Total Allowance for Loan Losses: Beginning balance $ 2,342 $ 7,080 $ 2,415 $ 2,915 $ 87 $ 14,839 Charge-offs (99 ) (8 ) (54 ) - - (161 ) Recoveries 11 224 32 - - 267 Provision 70 (68 ) 104 155 39 300 Ending balance $ 2,324 $ 7,228 $ 2,497 $ 3,070 $ 126 $ 15,245
Sales-type and Direct Financing Leases, Lease Receivable, Maturity [Table Text Block]	(dollars in thousands) Amount 2022 $ 3,794 2023 9,446 2024 9,521 2025 8,612 2026 881 2027 and thereafter - Total future minimum lease payments receivable 32,254 Less: Unearned income (1,766 ) Undiscounted cash flows to be received $ 30,488

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended June 30, Six months ended June 30, 2022 2021 2022 2021 (dollars in thousands except per share data) Basic EPS: Net income available to common shareholders $ 7,664 $ 5,696 $ 15,187 $ 11,363 Weighted-average common shares outstanding 5,658,854 4,995,658 5,657,033 4,993,226 Basic EPS $ 1.35 $ 1.14 $ 2.68 $ 2.28 Diluted EPS: Net income available to common shareholders $ 7,664 $ 5,696 $ 15,187 $ 11,363 Weighted-average common shares outstanding 5,658,854 4,995,658 5,657,033 4,993,226 Potentially dilutive common shares 27,454 40,069 32,448 41,528 Weighted-average common and potentially dilutive shares outstanding 5,686,308 5,035,727 5,689,481 5,034,754 Diluted EPS $ 1.35 $ 1.13 $ 2.67 $ 2.26

Note 7 - Stock Plans (Tables)

Note 7 - Stock Plans (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value [Table Text Block]	June 30, 2022 June 30, 2021 Weighted- Weighted- Shares average grant Shares average grant granted date fair value granted date fair value Director plan 18,000 (2) $ 49.85 12,500 (2) $ 52.00 Omnibus plan 16,520 (3) 49.85 13,552 (3) 52.00 Omnibus plan 50 (1) 35.91 50 (1) 58.17 Omnibus plan - 36 (3) 58.17 Total 34,570 $ 49.83 26,138 $ 52.02
Nonvested Restricted Stock Shares Activity [Table Text Block]	2012 Stock incentive plans Director Omnibus Total Weighted- average grant date fair value Non-vested balance at December 31, 2021 14,920 28,123 43,043 53.20 Granted 18,000 16,570 34,570 49.83 Forfeited - (1,533 ) (1,533 ) 52.26 Vested (9,048 ) (2,493 ) (11,541 ) 52.84 Non-vested balance at June 30, 2022 23,872 40,667 64,539 $ 51.48
Share-Based Payment Arrangement, Stock Appreciation Right, Activity [Table Text Block]	Awards Weighted-average grant date fair value Weighted-average remaining contractual term (years) Outstanding December 31, 2021 94,332 9.66 5.5 Granted - Exercised - Forfeited - Outstanding June 30, 2022 94,332 $ 9.66 5.0
Share-Based Payment Arrangement, Cost by Plan [Table Text Block]	Three months ended June 30, Six months ended June 30, (dollars in thousands) 2022 2021 2022 2021 Stock-based compensation expense: Director stock incentive plan $ 263 $ 94 $ 372 $ 169 Omnibus stock incentive plan 150 157 315 314 Employee stock purchase plan - - 32 44 Total stock-based compensation expense $ 413 $ 251 $ 719 $ 527
Share-Based Payment Arrangement, Nonvested Award, Cost [Table Text Block]	As of (dollars in thousands) June 30, 2022 Unrecognized stock-based compensation expense: Director plan $ 1,024 Omnibus plan 1,212 Total unrecognized stock-based compensation expense $ 2,236

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2022 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 109,125 $ 109,125 $ 109,125 $ - $ - Held-to-maturity securities 222,011 199,446 - 199,446 - Available-for-sale debt securities 452,822 452,822 - 452,822 - Restricted investments in bank stock 3,622 3,622 - 3,622 - Loans and leases, net 1,473,715 1,391,043 - - 1,391,043 Loans held-for-sale 4,011 4,061 - 4,061 - Accrued interest receivable 7,909 7,909 - 7,909 - Interest rate swaps 111 111 - 111 - Financial liabilities: Deposits with no stated maturities 2,092,516 2,092,516 - 2,092,516 - Time deposits 125,108 122,042 - 122,042 - Short-term borrowings 10 10 - 10 - Secured borrowings 7,736 7,135 - - 7,135 Accrued interest payable 123 123 - 123 - Interest rate swaps 111 111 - 111 - December 31, 2021 Quoted prices Significant Significant in active other other Carrying Estimated markets observable inputs unobservable inputs (dollars in thousands) amount fair value (Level 1) (Level 2) (Level 3) Financial assets: Cash and cash equivalents $ 96,877 $ 96,877 $ 96,877 $ - $ - Available-for-sale debt securities 738,980 738,980 - 738,980 - Restricted investments in bank stock 3,206 3,206 - 3,206 - Loans and leases, net 1,417,504 1,404,103 - - 1,404,103 Loans held-for-sale 31,727 32,013 - 32,013 - Accrued interest receivable 7,526 7,526 - 7,526 - Financial liabilities: Deposits with no stated maturities 2,031,072 2,031,072 - 2,031,072 - Time deposits 138,793 138,291 - 138,291 - Secured borrowings 10,620 10,690 - - 10,690 Accrued interest payable 155 155 - 155 -
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total carrying value Quoted prices in active markets Significant other observable inputs Significant other unobservable inputs (dollars in thousands) June 30, 2022 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 33,756 $ - $ 33,756 $ - Obligations of states and political subdivisions 179,300 - 179,300 - MBS - GSE residential 239,766 - 239,766 - Total available-for-sale debt securities $ 452,822 $ - $ 452,822 $ - Total carrying value Quoted prices in active markets Significant other observable inputs Significant other unobservable inputs (dollars in thousands) December 31, 2021 (Level 1) (Level 2) (Level 3) Available-for-sale securities: Agency - GSE $ 117,003 $ - $ 117,003 $ - Obligations of states and political subdivisions 364,710 - 364,710 - MBS - GSE residential 257,267 - 257,267 - Total available-for-sale debt securities $ 738,980 $ - $ 738,980 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at June 30, 2022 (Level 1) (Level 2) (Level 3) Impaired loans $ 1,658 $ - $ - $ 1,658 Other real estate owned 128 - - 128 Total $ 1,786 $ - $ - $ 1,786 Quoted prices in Significant other Significant other Total carrying value active markets observable inputs unobservable inputs (dollars in thousands) at December 31, 2021 (Level 1) (Level 2) (Level 3) Impaired loans $ 2,245 $ - $ - $ 2,245 Other real estate owned 198 - - 198 Total $ 2,443 $ - $ - $ 2,443

Note 9 - Acquisition (Tables)

Note 9 - Acquisition (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Business Acquisitions, by Acquisition [Table Text Block]	Purchase Price Consideration in Common Stock Landmark shares settled for stock 2,382,695 Exchange ratio 0.272 Total FDBC shares issued 647,990 Value assigned to FDBC common share (6/30/2021 closing price) $ 54.10 Purchase price assigned to Landmark common shares exchanged for FDBC common shares $ 35,056,259 Purchase Price Consideration - Cash for Common Stock Landmark shares exchanged for cash, excluding fractional shares 2,382,695 Cash consideration (per Landmark share) $ 3.26 Cash portion of purchase price $ 7,767,586 Cash portion of purchase price (cash paid fractional shares) $ 5,559 Cash for outstanding Landmark stock options $ 69,250 Total consideration paid $ 42,898,654
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	Allocation of Purchase Price In thousands Total Purchase Price $ 42,899 Estimated Fair Value of Assets Acquired Cash and cash equivalents 4,090 Investment securities 49,430 Loans 298,860 Restricted investments in bank stock 1,186 Premises and equipment 3,405 Lease property under finance leases 1,188 Core deposit intangible asset 597 Other real estate owned 488 Other assets 11,629 Total assets acquired 370,873 Estimated Fair Value of Liabilities Assumed Non-interest bearing deposits 100,472 Interest bearing deposits 208,057 Short-term borrowings 2,224 FHLB borrowings 4,602 Secured borrowings 20,619 Finance lease obligation 1,188 Other liabilities 3,387 Total liabilities assumed 340,549 Net Assets Acquired 30,324 Goodwill Recorded in Acquisition $ 12,575
Business Combination, Schedule Of Fair Value Adjustments Of Loans Acquired [Table Text Block]	Dollars in thousands Gross amortized cost basis at June 30, 2021 $ 309,767 Interest rate fair value adjustment on pools of homogeneous loans (1,855 ) Credit fair value adjustment on pools of homogeneous loans (7,915 ) Credit fair value adjustment on purchased credit impaired loans (1,137 ) Fair value of acquired loans at June 30, 2021 $ 298,860
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	Dollars in thousands Contractual principal and interest at acquisition $ 5,306 Non-accretable difference (1,691 ) Expected cash flows at acquisition 3,615 Accretable yield (588 ) Fair value of purchased impaired loans $ 3,027

Note 12 - Leases (Tables)

Note 12 - Leases (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Lessee, Finance Lease, Assets and Liabilities [Table Text Block]	(dollars in thousands) June 30, 2022 December 31, 2021 Property and equipment $ 1,695 $ 1,673 Less accumulated depreciation and amortization (485 ) (366 ) Leased property under finance leases, net $ 1,210 $ 1,307
Finance Lease, Liability, Fiscal Year Maturity [Table Text Block]	(dollars in thousands) Amount 2022 $ 127 2023 227 2024 171 2025 161 2026 150 2027 and thereafter 462 Total minimum lease payments (a) 1,298 Less amount representing interest (b) (72 ) Present value of net minimum lease payments $ 1,226
Lease, Cost [Table Text Block]	(dollars in thousands) June 30, 2022 June 30, 2021 Lease cost Finance lease cost: Amortization of right-of-use assets $ 119 $ 47 Interest on lease liabilities 11 3 Operating lease cost 366 291 Short-term lease cost 74 16 Variable lease cost 15 2 Total lease cost $ 585 $ 359 Other information Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from finance leases $ 11 $ 3 Operating cash flows from operating leases (Fixed payments) $ 303 $ 269 Operating cash flows from operating leases (Liability reduction) $ 152 $ 147 Financing cash flows from finance leases $ 116 $ 47 Right-of-use assets obtained in exchange for new finance lease liabilities $ - $ - Right-of-use assets obtained in exchange for new operating lease liabilities $ - $ - Weighted-average remaining lease term - finance leases (in years) 6.82 2.65 Weighted average remaining lease term - operating leases (in years) 21.08 20.94 Weighted-average discount rate - finance leases 1.75 % 2.48 % Weighted-average discount rate - operating leases 3.39 % 3.57 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(dollars in thousands) Amount 2022 $ 311 2023 618 2024 614 2025 622 2026 630 2027 and thereafter 10,590 Total future minimum lease payments 13,385 Plus variable payment adjustment 184 Less amount representing interest (4,092 ) Present value of net future minimum lease payments $ 9,477
Lessor, Operating Lease, Payment to be Received, Fiscal Year Maturity [Table Text Block]	(dollars in thousands) Amount 2022 $ 67 2023 48 2024 51 2025 54 2026 54 2027 and thereafter 27 Total lease payments to be received $ 301
Lease Income [Table Text Block]	For the three months ended June 30, For the six months ended June 30, (dollars in thousands) 2022 2021 2022 2021 Lease income - direct finance leases Interest income on lease receivables $ 267 $ 205 $ 491 $ 395 Lease income - operating leases 62 77 120 128 Total lease income $ 329 $ 282 $ 611 $ 523

Note 13 - Derivative Instrume_2

Note 13 - Derivative Instruments (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	Weighted Notional Average Maturity Interest Rate Interest Rate (dollars in thousands) Amount (Years) Paid Received Fair Value June 30, 2022 Classified in Other assets: Customer interest rate swaps $ 2,000 15.42 30 Day SOFR + Margin Fixed $ 111 Classified in Accrued interest payable and other liabilities: Third party interest rate swaps $ 2,000 15.42 Fixed 30 Day SOFR + Margin $ 111

Note 1 - Nature of Operations_2

Note 1 - Nature of Operations and Critical Accounting Policies (Details Textual) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Goodwill, Impairment Loss	$ 0	$ 0
Executive Officer [Member]
Number of Individuals with Split Dollar Life Insurance Arrangement	4

Note 2 - New Accounting Prono_2

Note 2 - New Accounting Pronouncements (Details Textual) $ in Millions	Jun. 30, 2022 USD ($)
Loans Receivable with Variable Rates of Interest	$ 43

Note 3 - Accumulated Other Co_3

Note 3 - Accumulated Other Comprehensive Income - Components of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Balance	$ 175,243	$ 163,582	$ 211,729	$ 166,670
Other comprehensive (loss) gain, net of tax	(18,423)	4,168	(61,099)	(3,621)
Balance	162,619	172,185	162,619	172,185
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(42,497)	1,163	179	8,952
Other comprehensive loss before reclassifications, net of tax	6	4,168	(42,670)	(3,621)
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	0	0
Other comprehensive (loss) gain, net of tax	6	4,168	(42,670)	(3,621)
Balance	(42,491)	5,331	(42,491)	5,331
AOCI, Gain (Loss), Debt Securities, Securities Transferred To Held-to-maturity [Member]
Balance	0	0	0	0
Other comprehensive loss before reclassifications, net of tax	(18,429)	0	(18,429)	0
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	0	0
Other comprehensive (loss) gain, net of tax	(18,429)	0	(18,429)	0
Balance	(18,429)	0	(18,429)	0
AOCI Attributable to Parent [Member]
Balance	(42,497)	1,163	179	8,952
Other comprehensive loss before reclassifications, net of tax	(18,423)	4,168	(61,099)	(3,621)
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	0	0
Other comprehensive (loss) gain, net of tax	(18,423)	4,168	(61,099)	(3,621)
Balance	$ (60,920)	$ 5,331	$ (60,920)	$ 5,331

Note 4 - Investment Securitie_2

Note 4 - Investment Securities (Details Textual) $ in Millions	3 Months Ended
	Jun. 30, 2022 USD ($)	Dec. 31, 2021
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	470	213
Debt Securities, Available-for-sale, Amortized Cost, Transfer, Amount	$ 245.5
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	49
US Government Agencies Debt Securities [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-Sale, Measurement Input	0.0631
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	140
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-Sale, Measurement Input	0.1055
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	281
US States and Political Subdivisions Debt Securities [Member] | Measurement Input, Loss Severity [Member]
Debt Securities, Available-for-Sale, Measurement Input	0.1201

Note 4 - Investment Securitie_3

Note 4 - Investment Securities - Summary of Amortized Cost and Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Held-to-maturity securities (fair value of $199,446 in 2022; $0 in 2021)	$ 222,011	$ 0
Held to maturity securities, gross unrealized gains	0
Held to maturity securities, gross unrealized losses	(22,565)
Held to maturity securities, fair value	199,446	0
Available for sale securities, amortized cost	506,608	738,753
Available for sale debt securities, gross unrealized gains	589	8,566
Available for sale securities, gross unrealized losses	(54,375)	(8,339)
Available for sale debt security, fair value	452,822	738,980
US Government Agencies Debt Securities [Member]
Held-to-maturity securities (fair value of $199,446 in 2022; $0 in 2021)	79,776
Held to maturity securities, gross unrealized gains	0
Held to maturity securities, gross unrealized losses	(4,101)
Held to maturity securities, fair value	75,675
Available for sale securities, amortized cost	37,023	119,399
Available for sale debt securities, gross unrealized gains	3	204
Available for sale securities, gross unrealized losses	(3,270)	(2,600)
Available for sale debt security, fair value	33,756	117,003
US States and Political Subdivisions Debt Securities [Member]
Held-to-maturity securities (fair value of $199,446 in 2022; $0 in 2021)	142,235
Held to maturity securities, gross unrealized gains	0
Held to maturity securities, gross unrealized losses	(18,464)
Held to maturity securities, fair value	123,771
Available for sale securities, amortized cost	201,566	360,680
Available for sale debt securities, gross unrealized gains	571	6,708
Available for sale securities, gross unrealized losses	(22,837)	(2,678)
Available for sale debt security, fair value	179,300	364,710
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for sale securities, amortized cost	268,019	258,674
Available for sale debt securities, gross unrealized gains	15	1,654
Available for sale securities, gross unrealized losses	(28,268)	(3,061)
Available for sale debt security, fair value	$ 239,766	$ 257,267

Note 4 - Investment Securitie_4

Note 4 - Investment Securities - Summary of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Due in one year or less	$ 0
Due in one year or less	0
Due after one year through five years	4,682
Due after one year through five years	4,568
Due after five years through ten years	60,702
Due after five years through ten years	57,603
Due after ten years	156,627
Due after ten years	137,275
Total held-to-maturity securities	222,011
Total held-to-maturity securities	199,446
Due in one year or less	1,997
Due in one year or less	1,999
Due after one year through five years	18,726
Due after one year through five years	17,823
Due after five years through ten years	45,806
Due after five years through ten years	39,964
Due after ten years	172,060
Due after ten years	153,270
MBS - GSE residential, amortized cost	268,019
MBS - GSE residential, fair value	239,766
Total available-for-sale debt securities, amortized cost	506,608	$ 738,753
Total available-for-sale debt securities, fair value	$ 452,822	$ 738,980

Note 4 - Investment Securitie_5

Note 4 - Investment Securities - Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Unrealized loss position, fair value, less than 12 months	$ 529,123	$ 414,927
Unrealized loss position, unrealized losses, less than 12 months	(62,721)	(6,473)
Unrealized loss position, fair value, more than 12 months	123,146	48,781
Unrealized loss position, unrealized losses, more than 12 months	(14,219)	(1,866)
Unrealized loss position, fair value	652,269	463,708
Unrealized loss position, unrealized losses	$ (76,940)	$ (8,339)
Number of securities, less than 12 months	410	187
Number of securities, more than 12 months	60	26
Number of securities	470	213
US Government Agencies Debt Securities [Member]
Unrealized loss position, fair value, less than 12 months	$ 64,941	$ 84,308
Unrealized loss position, unrealized losses, less than 12 months	(3,522)	(1,460)
Unrealized loss position, fair value, more than 12 months	44,490	26,516
Unrealized loss position, unrealized losses, more than 12 months	(3,849)	(1,140)
Unrealized loss position, fair value	109,431	110,824
Unrealized loss position, unrealized losses	$ (7,371)	(2,600)
Number of securities	49
US States and Political Subdivisions Debt Securities [Member]
Unrealized loss position, fair value, less than 12 months	$ 260,199	193,124
Unrealized loss position, unrealized losses, less than 12 months	(36,487)	(2,662)
Unrealized loss position, fair value, more than 12 months	42,873	12,796
Unrealized loss position, unrealized losses, more than 12 months	(4,814)	(399)
Unrealized loss position, fair value	303,072	205,920
Unrealized loss position, unrealized losses	$ (41,301)	(3,061)
Number of securities	281
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Unrealized loss position, fair value, less than 12 months	$ 203,983	137,495
Unrealized loss position, unrealized losses, less than 12 months	(22,712)	(2,351)
Unrealized loss position, fair value, more than 12 months	35,783	9,469
Unrealized loss position, unrealized losses, more than 12 months	(5,556)	(327)
Unrealized loss position, fair value	239,766	146,964
Unrealized loss position, unrealized losses	$ (28,268)	$ (2,678)
Number of securities	140

Note 5 - Loans and Leases (Deta

Note 5 - Loans and Leases (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Loans and Leases Receivable, Gross	$ 1,492,071		$ 1,492,071		$ 1,434,557
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	4,300		4,300		3,000
Loans and Leases Receivable, Net Amount	1,473,715		1,473,715		1,417,504
Principal Amount Outstanding on Loans Managed and Securitized or Asset-Backed Financing Arrangement	461,600		461,600		430,900
Servicing Asset, Total	1,800		$ 1,800		1,700
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non-Accretable Yield Amortized to Interest Income				$ 269
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Actual Payments Exceeding Estimates, Number of Loans			5	2
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Positive Change In Collateral Value , Number of Loans			1	3
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications (to) from Nonaccretable Difference			$ 543	$ 162
Impaired Financing Receivable, Recorded Investment	$ 4,564		$ 4,564		5,935
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0	0	0
Financing Receivable, Troubled Debt Restructuring	$ 1,700	$ 3,100	$ 1,700	$ 3,100
Financing Receivable, Troubled Debt Restructuring, Allowance from Modification	49	$ 700	49	$ 700
Direct Financing Lease, Net Investment in Lease, before Allowance for Credit Loss, Total	8,800		8,800		7,700
Direct Financing Lease, Residual Value of Leased Asset	21,700		21,700		17,100
Accrual [Member]
Financing Receivable, Troubled Debt Restructuring	1,400		1,400		3,000
Nonaccrual [Member]
Impaired Financing Receivable, Recorded Investment	3,200		3,200		2,900
Financing Receivable, Troubled Debt Restructuring	$ 400		$ 400		$ 600
Number of Loans Classified as Troubled Debt Restructuring	1		1		3
Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Recorded Investment	$ 4,700		$ 4,700		$ 4,700
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	219,439		219,439		236,304
Increase (Decrease) in Loans and Leases Receivable, Net Amount			20,500
Impaired Financing Receivable, Recorded Investment	791		791		154
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Deferred Income					1,400
SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Deferred loan Cost	4,400		4,400		4,200
Loans and Leases Receivable, Unamortized Fee Income	100		100		1,200
SBA CARES Act Paycheck Protection Program [Member] | Commercial Portfolio Segment [Member]
Debt Instrument, Increase (Decrease), Net, Total			(37,500)
Loans and Leases Receivable, Net Amount	2,400		2,400
Direct Financing Lease [Member] | Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross	32,254		32,254		26,232
Loans and Leases Receivable, Deferred Income	$ 1,800		$ 1,800		$ 1,400

Note 5 - Loans and Leases - Cla

Note 5 - Loans and Leases - Classifications of Loans and Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Loans and leases, gross	$ 1,492,071		$ 1,434,557
Allowance for loan losses	(16,590)	$ (16,081)	(15,624)	$ (15,245)	$ (14,839)	$ (14,202)
Unearned lease revenue	(1,766)		(1,429)
Loans and leases, net	1,473,715		1,417,504
Commercial Portfolio Segment [Member]
Loans and leases, gross	219,439		236,304
Allowance for loan losses	(2,745)	(2,780)	(2,204)	(2,324)	(2,342)	(2,407)
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses	(6,963)	(6,822)	(7,422)	(7,228)	(7,080)	(6,383)
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans and leases, gross	317,884		312,848
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans and leases, gross	259,844		248,755
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases, gross	19,515		21,147
Consumer Portfolio Segment [Member]
Allowance for loan losses	(2,770)	(2,547)	(2,404)	(2,497)	(2,415)	(2,552)
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans and leases, gross	51,883		47,571
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]
Loans and leases, gross	55,578		54,878
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans and leases, gross	127,590		118,029
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member]
Loans and leases, gross	32,254		26,232
Consumer Portfolio Segment [Member] | Other Loan [Member]
Loans and leases, gross	7,450		8,013
Residential Portfolio Segment [Member]
Allowance for loan losses	(4,037)	$ (3,851)	(3,508)	$ (3,070)	$ (2,915)	$ (2,781)
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases, gross	35,677		34,919
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans and leases, gross	$ 364,957		$ 325,861

Note 5 - Loans and Leases - Cha

Note 5 - Loans and Leases - Changes in Accretable Yield (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Balance at beginning of period	$ 1,088	$ 563
Accretable yield on acquired loans	0	0
Reclassification from non-accretable difference	543	162
Accretion of accretable yield	(274)	(193)
Balance at end of period	$ 1,357	$ 532

Note 5 - Loans and Leases - Non

Note 5 - Loans and Leases - Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Nonaccrual loans	$ 3,206	$ 2,949
Commercial Portfolio Segment [Member]
Nonaccrual loans	791	154
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Nonaccrual loans	717	478
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Nonaccrual loans	1,285	1,570
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual loans	0	0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]
Nonaccrual loans	167	97
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Nonaccrual loans	204	78
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Nonaccrual loans	$ 42	$ 572

Note 5 - Loans and Leases - Pas

Note 5 - Loans and Leases - Past Due Loans (Details) - USD ($) $ in Thousands		Jun. 30, 2022		Dec. 31, 2021
Loans, gross		$ 1,490,305	[1]	$ 1,433,128	[2]
Recorded investment past due greater than 90 days		49		64
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross		1,029		719
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross		139		1,263
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	[3]	3,255		3,013
Financial Asset, Past Due [Member]
Loans, gross		4,423		4,995
Financial Asset, Not Past Due [Member]
Loans, gross		1,485,882		1,428,133
Commercial Portfolio Segment [Member]
Loans, gross		219,439	[1]	236,304	[2]
Recorded investment past due greater than 90 days		0		0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, gross		0		0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, gross		39		4
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, gross	[3]	791		154
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans, gross		830		158
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans, gross		218,609		236,146
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans, gross		317,884	[1]	312,848	[2]
Recorded investment past due greater than 90 days		0		0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans, gross		259,844	[1]	248,755	[2]
Recorded investment past due greater than 90 days		0		0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, gross		19,515	[1]	21,147	[2]
Recorded investment past due greater than 90 days		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Non-owner Occupied [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Owner Occupied [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Non-owner Occupied [Member]
Loans, gross		0		675
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Owner Occupied [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-owner Occupied [Member]
Loans, gross	[3]	717		478
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Owner Occupied [Member]
Loans, gross	[3]	1,285		1,570
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, gross	[3]	0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Non-owner Occupied [Member]
Loans, gross		717		1,153
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Owner Occupied [Member]
Loans, gross		1,285		1,570
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Non-owner Occupied [Member]
Loans, gross		317,167		311,695
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Owner Occupied [Member]
Loans, gross		258,559		247,185
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Loans, gross		19,515		21,147
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, gross		51,883	[1]	47,571	[2]
Recorded investment past due greater than 90 days		0		0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]
Loans, gross		55,578	[1]	54,878	[2]
Recorded investment past due greater than 90 days		0		0
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans, gross		127,590	[1]	118,029	[2]
Recorded investment past due greater than 90 days		49		0
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member]
Loans, gross		30,488	[1],[4]	24,803	[2],[5]
Recorded investment past due greater than 90 days		0		64
Consumer Portfolio Segment [Member] | Other Loan [Member]
Loans, gross		7,450	[1]	8,013	[2]
Recorded investment past due greater than 90 days		0		0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Loans, gross		61		87
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans, gross		41		0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Automobile Loan [Member]
Loans, gross		615		410
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Direct Financing Lease [Member]
Loans, gross		305		173
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Loan [Member]
Loans, gross		7		49
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Loans, gross		16		32
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans, gross		0		0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Automobile Loan [Member]
Loans, gross		79		45
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Direct Financing Lease [Member]
Loans, gross		0		38
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Loan [Member]
Loans, gross		5		17
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Loans, gross	[3]	0		0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans, gross	[3]	167		97
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Automobile Loan [Member]
Loans, gross	[3]	253		78
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Direct Financing Lease [Member]
Loans, gross	[3]	0		64
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Loan [Member]
Loans, gross	[3]	0		0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Home Equity Loan [Member]
Loans, gross		77		119
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Home Equity Line of Credit [Member]
Loans, gross		208		97
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Automobile Loan [Member]
Loans, gross		947		533
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Direct Financing Lease [Member]
Loans, gross		305		275
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Loan [Member]
Loans, gross		12		66
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Loans, gross		51,806		47,452
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Home Equity Line of Credit [Member]
Loans, gross		55,370		54,781
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Automobile Loan [Member]
Loans, gross		126,643		117,496
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Direct Financing Lease [Member]
Loans, gross		30,183		24,528
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Loan [Member]
Loans, gross		7,438		7,947
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans, gross		35,677	[1]	34,919	[2]
Recorded investment past due greater than 90 days		0		0
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans, gross		364,957	[1]	325,861	[2]
Recorded investment past due greater than 90 days		0		0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Loan [Member]
Loans, gross		0		0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Loan [Member]
Loans, gross		0		452
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Loans, gross	[3]	0		0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Loan [Member]
Loans, gross	[3]	42		572
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Construction Loans [Member]
Loans, gross		0		0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Real Estate Loan [Member]
Loans, gross		42		1,024
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Construction Loans [Member]
Loans, gross		35,677		34,919
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Real Estate Loan [Member]
Loans, gross		$ 364,915		$ 324,837
[1]Includes net deferred loan costs of $4.3 million.[2]Includes net deferred loan costs of $3.0 million.[3]Includes non-accrual loans.[4]Net of unearned lease revenue of $1.8 million.[5]Net of unearned lease revenue of $1.4 million.

Note 5 - Loans and Leases - Imp

Note 5 - Loans and Leases - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Unpaid principal balance	$ 5,389		$ 5,389		$ 6,840
Recorded investment with allowance	2,264		2,264		3,504
Recorded investment with no allowance	2,300		2,300		2,431
Total recorded investment	4,564		4,564		5,935
Related allowance	606		606		1,259
Average recorded investment	4,121	$ 6,036	5,012	$ 6,035
Interest income recognized	48	73	147	107
Cash basis interest income recognized	0	0	0	0
Commercial Portfolio Segment [Member]
Unpaid principal balance	822		822		218
Recorded investment with allowance	791		791		18
Recorded investment with no allowance	0		0		136
Total recorded investment	791		791		154
Related allowance	211		211		18
Average recorded investment	420	449	329	454
Interest income recognized	0	2	0	2
Cash basis interest income recognized	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Unpaid principal balance	1,102		1,102		2,470
Recorded investment with allowance	126		126		1,674
Recorded investment with no allowance	976		976		796
Total recorded investment	1,102		1,102		2,470
Related allowance	5		5		474
Average recorded investment	983	2,789	1,958	2,703
Interest income recognized	6	39	52	61
Cash basis interest income recognized	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Unpaid principal balance	2,877		2,877		3,185
Recorded investment with allowance	1,202		1,202		1,802
Recorded investment with no allowance	1,056		1,056		762
Total recorded investment	2,258		2,258		2,564
Related allowance	367		367		763
Average recorded investment	2,270	1,827	2,043	1,766
Interest income recognized	27	16	53	20
Cash basis interest income recognized	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Cash basis interest income recognized	0	0	0	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance	33		33		33
Recorded investment with allowance	0		0		0
Recorded investment with no allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	2	27	11	39
Interest income recognized	0	0	0	4
Cash basis interest income recognized	0	0	0	0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]
Unpaid principal balance	211		211		137
Recorded investment with allowance	0		0		0
Recorded investment with no allowance	167		167		97
Total recorded investment	167		167		97
Related allowance	0		0		0
Average recorded investment	169	209	133	325
Interest income recognized	0	16	0	20
Cash basis interest income recognized	0	0	0	0
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Unpaid principal balance	255		255		98
Recorded investment with allowance	145		145		10
Recorded investment with no allowance	59		59		68
Total recorded investment	204		204		78
Related allowance	23		23		4
Average recorded investment	188	26	108	40
Interest income recognized	1	0	3	0
Cash basis interest income recognized	0	0	0	0
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member]
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Cash basis interest income recognized		0	0	0
Consumer Portfolio Segment [Member] | Other Loan [Member]
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Cash basis interest income recognized	0	0	0	0
Residential Portfolio Segment [Member] | Construction Loans [Member]
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Cash basis interest income recognized	0	0	0	0
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Unpaid principal balance	89		89		699
Recorded investment with allowance	0		0		0
Recorded investment with no allowance	42		42		572
Total recorded investment	42		42		572
Related allowance	0		0		$ 0
Average recorded investment	89	709	430	708
Interest income recognized	14	0	39	0
Cash basis interest income recognized	$ 0	$ 0	$ 0	$ 0

Note 5 - Loans and Leases - Cre

Note 5 - Loans and Leases - Credit Risk Profile (Details) - USD ($) $ in Thousands	Jun. 30, 2022		Dec. 31, 2021
Consumer Portfolio Segment [Member]
Loans	$ 272,989		$ 253,294
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	272,569		253,055
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	420		239
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	51,883		47,571
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Performing Financial Instruments [Member]
Loans	51,883		47,571
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0		0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]
Loans	55,578		54,878
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Performing Financial Instruments [Member]
Loans	55,411		54,781
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Nonperforming Financial Instruments [Member]
Loans	167		97
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	127,590		118,029
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member]
Loans	127,337		117,951
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	253		78
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member]
Loans	30,488	[1]	24,803	[2]
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member] | Performing Financial Instruments [Member]
Loans	30,488	[1]	24,739	[2]
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member] | Nonperforming Financial Instruments [Member]
Loans	0	[1]	64	[2]
Consumer Portfolio Segment [Member] | Other Loan [Member]
Loans	7,450		8,013
Consumer Portfolio Segment [Member] | Other Loan [Member] | Performing Financial Instruments [Member]
Loans	7,450		8,013
Consumer Portfolio Segment [Member] | Other Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	0		0
Commercial Portfolio Segment [Member]
Loans	219,439		236,304
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	217,450		233,565
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	288		339
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	1,701		2,400
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans	317,884		312,848
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member]
Loans	297,420		289,679
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member]
Loans	16,592		16,614
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member]
Loans	3,872		6,555
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member]
Loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans	259,844		248,755
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]
Loans	246,289		230,146
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]
Loans	5,728		7,089
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member]
Loans	7,827		11,520
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member]
Loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	19,515		21,147
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	19,515		21,147
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans	0		0
Commercial and Commercial Real Estate Portfolio Segments [Member]
Loans	816,682		819,054
Commercial and Commercial Real Estate Portfolio Segments [Member] | Pass [Member]
Loans	780,674		774,537
Commercial and Commercial Real Estate Portfolio Segments [Member] | Special Mention [Member]
Loans	22,608		24,042
Commercial and Commercial Real Estate Portfolio Segments [Member] | Substandard [Member]
Loans	13,400		20,475
Commercial and Commercial Real Estate Portfolio Segments [Member] | Doubtful [Member]
Loans	0		0
Residential Portfolio Segment [Member]
Loans	400,634		360,780
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	400,592		360,208
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	42		572
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans	35,677		34,919
Residential Portfolio Segment [Member] | Construction Loans [Member] | Performing Financial Instruments [Member]
Loans	35,677		34,919
Residential Portfolio Segment [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member]
Loans	0		0
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Loans	364,957		325,861
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member]
Loans	364,915		325,289
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member]
Loans	42		572
Consumer and Residential Portfolio Segments [Member]
Loans	673,623		614,074
Consumer and Residential Portfolio Segments [Member] | Performing Financial Instruments [Member]
Loans	673,161		613,263
Consumer and Residential Portfolio Segments [Member] | Nonperforming Financial Instruments [Member]
Loans	$ 462		$ 811
[1]Net of unearned lease revenue of $1.8 million.[2]Net of unearned lease revenue of $1.4 million.

Note 5 - Loans and Leases - C_2

Note 5 - Loans and Leases - Change in Allowance (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended			12 Months Ended
	Jun. 30, 2022		Jun. 30, 2021	Jun. 30, 2022		Jun. 30, 2021	Dec. 31, 2021
Beginning balance	$ 16,081		$ 14,839	$ 15,624		$ 14,202	$ 14,202
Charge-offs	(73)		(161)	(168)		(363)	(989)
Recoveries	57		267	84		306	411
Provision	525		300	1,050		1,100	2,000
Ending balance	16,590		15,245	16,590		15,245	15,624
Ending balance: individually evaluated for impairment	606			606			1,259
Ending balance: collectively evaluated for impairment	15,984			15,984			14,365
Ending balance	1,490,305	[1]		1,490,305	[1]		1,433,128	[2]
Ending balance: individually evaluated for impairment	4,564			4,564			5,935
Ending balance: collectively evaluated for impairment	1,485,741			1,485,741			1,427,193
Commercial Portfolio Segment [Member]
Beginning balance	2,780		2,342	2,204		2,407	2,407
Charge-offs	(31)		(99)	(31)		(106)	(130)
Recoveries	2		11	4		15	23
Provision	(6)		70	568		8	(96)
Ending balance	2,745		2,324	2,745		2,324	2,204
Ending balance: individually evaluated for impairment	211			211			18
Ending balance: collectively evaluated for impairment	2,534			2,534			2,186
Ending balance	219,439	[1]		219,439	[1]		236,304	[2]
Ending balance: individually evaluated for impairment	791			791			154
Ending balance: collectively evaluated for impairment	218,648			218,648			236,150
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	6,822		7,080	7,422		6,383	6,383
Charge-offs	0		(8)	(1)		(132)	(491)
Recoveries	19		224	28		235	250
Provision	122		(68)	(486)		742	1,280
Ending balance	6,963		7,228	6,963		7,228	7,422
Ending balance: individually evaluated for impairment	372			372			1,237
Ending balance: collectively evaluated for impairment	6,591			6,591			6,185
Ending balance	597,243	[1]		597,243	[1]		582,750	[2]
Ending balance: individually evaluated for impairment	3,360			3,360			5,034
Ending balance: collectively evaluated for impairment	593,883			593,883			577,716
Consumer Portfolio Segment [Member]
Beginning balance	2,547		2,415	2,404		2,552	2,552
Charge-offs	(42)		(54)	(136)		(82)	(206)
Recoveries	36		32	50		56	138
Provision	229		104	452		(29)	(80)
Ending balance	2,770		2,497	2,770		2,497	2,404
Ending balance: individually evaluated for impairment	23			23			4
Ending balance: collectively evaluated for impairment	2,747			2,747			2,400
Ending balance	272,989	[1],[3]		272,989	[1],[3]		253,294	[2],[4]
Ending balance: individually evaluated for impairment	371			371			175
Ending balance: collectively evaluated for impairment	272,618			272,618			253,119
Residential Portfolio Segment [Member]
Beginning balance	3,851		2,915	3,508		2,781	2,781
Charge-offs	0		0	0		(43)	(162)
Recoveries	0		0	2		0	0
Provision	186		155	527		332	889
Ending balance	4,037		3,070	4,037		3,070	3,508
Ending balance: individually evaluated for impairment	0			0			0
Ending balance: collectively evaluated for impairment	4,037			4,037			3,508
Ending balance	400,634	[1]		400,634	[1]		360,780	[2]
Ending balance: individually evaluated for impairment	42			42			572
Ending balance: collectively evaluated for impairment	400,592			400,592			360,208
Unallocated Financing Receivables [Member]
Beginning balance	81		87	86		79	79
Charge-offs	0		0	0		0	0
Recoveries	0		0	0		0	0
Provision	(6)		39	(11)		47	7
Ending balance	75		$ 126	75		$ 126	86
Ending balance: individually evaluated for impairment	0			0			0
Ending balance: collectively evaluated for impairment	75			75			86
Ending balance	0	[1]		0	[1]		0	[2]
Ending balance: individually evaluated for impairment	0			0			0
Ending balance: collectively evaluated for impairment	$ 0			$ 0			$ 0
[1]Includes $4.3 million of net deferred loan costs.[2]Includes $3.0 million of net deferred loan costs.[3]Net of unearned lease revenue of $1.8 million[4]Net of unearned lease revenue of $1.4 million.

Note 5 - Loans and Leases - Und

Note 5 - Loans and Leases - Undiscounted Cash Flows for Direct Finance Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
2022	$ 3,794
2023	9,446
2024	9,521
2025	8,612
2026	881
2027 and thereafter	0
Total future minimum lease payments receivable	32,254
Less: Unearned income	(1,766)	$ (1,429)
Undiscounted cash flows to be received	$ 30,488

Note 6 - Earnings Per Share (De

Note 6 - Earnings Per Share (Details Textual) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Weighted Average Number of Shares Outstanding, Diluted, Adjustment, Total (in shares)	27,454	40,069	32,448	41,528
Stock Settled Stock Appreciation Rights SSARs [Member]
Weighted Average Number of Shares Outstanding, Diluted, Adjustment, Total (in shares)	17,094	29,718	20,406	30,828
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	50,014		50,014
Restricted Stock [Member]
Weighted Average Number of Shares Outstanding, Diluted, Adjustment, Total (in shares)	10,360	10,351	12,042	10,700
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	41,148		25,221

Note 6 - Earnings Per Share - C

Note 6 - Earnings Per Share - Computation of Basic and Diluted EPS (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Net income available to common shareholders	$ 7,664	$ 5,696	$ 15,187	$ 11,363
Weighted-average common shares outstanding (in shares)	5,658,854	4,995,658	5,657,033	4,993,226
Basic EPS (in dollars per share)	$ 1.35	$ 1.14	$ 2.68	$ 2.28
Weighted Average Number of Shares Outstanding, Diluted, Adjustment, Total (in shares)	27,454	40,069	32,448	41,528
Weighted-average common and potentially dilutive shares outstanding (in shares)	5,686,308	5,035,727	5,689,481	5,034,754
Diluted EPS (in dollars per share)	$ 1.35	$ 1.13	$ 2.67	$ 2.26

Note 7 - Stock Plans (Details T

Note 7 - Stock Plans (Details Textual) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2015	Dec. 31, 2021	Dec. 31, 2012
Common Stock, No Par Value (in dollars per share)	$ 0			$ 0	$ 0
Maximum Percentage of Common Stock, Available for Repurchase	3%
Treasury Stock, Shares, Acquired (in shares)	10,294
Treasury Stock Acquired, Average Cost Per Share (in dollars per share)	$ 37.68
Stock Settled Stock Appreciation Rights SSARs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Exercised (in shares)	0	2,932
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Exercised		$ 10,190
Share-based Compensation Arrangement by Share-based Payment Award, Non-option, Exercises in Period, Realized Tax Deduction		125,810
Share-Based Payment Arrangement, Expense, Tax Benefit		$ 26,420
The 2022 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	500,000
The 2022 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		3 years
The 2022 Stock Incentive Plan [Member] | Restricted Stock [Member] | Vesting Each Year [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage		33%
The 2022 Stock Incentive Plan [Member] | Restricted Stock [Member] | Award Date Two [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)	1 year
The 2022 Stock Incentive Plan [Member] | Restricted Stock [Member] | Award Date One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		3 years
The 2022 Stock Incentive Plan [Member] | Restricted Stock [Member] | Award Date Three [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		3 years
The 2022 Stock Incentive Plan [Member] | Restricted Stock and Stock-settled Stock Appreciation Rights [Member]
Share-Based Payment Arrangement, Reversal of Accruals		$ 10,000
Long-Term Incentive Plan [Member] | Stock Settled Stock Appreciation Rights SSARs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)			10 years
The 2002 Employee Stock Purchase Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	165,000
Shares, Issued (in shares)	94,533

Note 7 - Stock Plans - Summary

Note 7 - Stock Plans - Summary of Weighted Average Fair Value and Vesting of Restricted Stock Grants (Details) - Restricted Stock [Member] - $ / shares		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021
Granted, awards (in shares)		34,570	26,138
Shares granted, weighted average grant date fair value (in dollars per share)		$ 49.83	$ 52.02
The 2012 Director Stock Incentive Plan [Member]
Granted, awards (in shares)	[1]	18,000	12,500
Shares granted, weighted average grant date fair value (in dollars per share)		$ 49.85	$ 52
The 2012 Omnibus Stock Incentive Plan [Member] | Award Date One [Member]
Granted, awards (in shares)	[2]	16,520	13,552
Shares granted, weighted average grant date fair value (in dollars per share)		$ 49.85	$ 52
The 2012 Omnibus Stock Incentive Plan [Member] | Award Date Two [Member]
Granted, awards (in shares)		50	50	[3]
Shares granted, weighted average grant date fair value (in dollars per share)		$ 35.91	$ 58.17
The 2012 Omnibus Stock Incentive Plan [Member] | Award Date Three [Member]
Granted, awards (in shares)		0	36	[2]
Shares granted, weighted average grant date fair value (in dollars per share)			$ 58.17
[1]Vest after 3 years – 33% each year[2]Vest fully after 3 years[3]Vest after 1 year

Note 7 - Stock Plans - Non-vest

Note 7 - Stock Plans - Non-vested Restricted Stock (Details) - Restricted Stock [Member] - $ / shares	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Non-vested balance (in shares)	43,043
Outstanding, weighted average grant date fair value (in dollars per share)	$ 53.20
Granted (in shares)	34,570
Granted, weighted average grant date fair value (in dollars per share)	$ 49.83	$ 52.02
Forfeited (in shares)	(1,533)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 52.26
Vested (in shares)	(11,541)
Vested, weighted average grant date fair value (in dollars per share)	$ 52.84
Non-vested balance (in shares)	64,539
Outstanding, weighted average grant date fair value (in dollars per share)	$ 51.48
The 2012 Director Stock Incentive Plan [Member]
Non-vested balance (in shares)	14,920
Granted (in shares)	18,000
Granted, weighted average grant date fair value (in dollars per share)	$ 49.85	$ 52
Forfeited (in shares)	0
Vested (in shares)	(9,048)
Non-vested balance (in shares)	23,872
The 2012 Omnibus Stock Incentive Plan [Member]
Non-vested balance (in shares)	28,123
Granted (in shares)	16,570
Forfeited (in shares)	(1,533)
Vested (in shares)	(2,493)
Non-vested balance (in shares)	40,667

Note 7 - Stock Plans - Summar_2

Note 7 - Stock Plans - Summary of SSARs (Details) - Stock Settled Stock Appreciation Rights SSARs [Member] - $ / shares	6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Outstanding, awards (in shares)	94,332
Outstanding, weighted average grant date fair value (in dollars per share)	$ 9.66
Outstanding, weighted average remaining contractual term (Year)	5 years		5 years 6 months
Granted, awards (in shares)	0
Exercised, awards (in shares)	0	(2,932)
Forfeited, awards (in shares)	0
Outstanding, awards (in shares)	94,332		94,332
Outstanding, weighted average grant date fair value (in dollars per share)	$ 9.66		$ 9.66

Note 7 - Stock Plans - Stock-ba

Note 7 - Stock Plans - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Stock-based compensation expense	$ 413	$ 251	$ 719	$ 527
The 2012 Director Stock Incentive Plan [Member]
Stock-based compensation expense	263	94	372	169
The 2012 Omnibus Stock Incentive Plan [Member]
Stock-based compensation expense	150	157	315	314
The 2002 Employee Stock Purchase Plan [Member]
Stock-based compensation expense	$ 0	$ 0	$ 32	$ 44

Note 7 - Stock Plans - Unrecogn

Note 7 - Stock Plans - Unrecognized Stock-based Compensation Expense (Details) $ in Thousands	Jun. 30, 2022 USD ($)
Unrecognized stock-based compensation expense	$ 2,236
The 2012 Director Stock Incentive Plan [Member]
Unrecognized stock-based compensation expense	1,024
The 2012 Omnibus Stock Incentive Plan [Member]
Unrecognized stock-based compensation expense	$ 1,212

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net, Total	$ 0	$ 0
Other Repossessed Assets	$ 0	$ 0
Measurement Input, Cost to Sell [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.2302	(0.3308)
Measurement Input, Cost to Sell [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.2302	(0.4766)
Measurement Input, Cost to Sell [Member] | Weighted Average [Member]
Impaired Loans, Measurement Input	(0.2302)	(0.4450)
Measurement Input, Discount Rate [Member] | Minimum [Member]
Other Real Estate Owned, Measurement Input	(0.2461)	(0.2016)
Measurement Input, Discount Rate [Member] | Maximum [Member]
Other Real Estate Owned, Measurement Input	(0.7760)	(0.7760)
Measurement Input, Discount Rate [Member] | Weighted Average [Member]
Other Real Estate Owned, Measurement Input	(0.3485)	(0.2821)

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Carrying Amount and Estimated Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Total available-for-sale debt securities, fair value	$ 452,822	$ 738,980
Loans held-for-sale	4,061	32,013
Reported Value Measurement [Member]
Cash and cash equivalents	109,125	96,877
Held-to-maturity securities	222,011
Total available-for-sale debt securities, fair value	452,822	738,980
Restricted investments in bank stock	3,622	3,206
Loans and leases, net	1,473,715	1,417,504
Loans held-for-sale	4,011	31,727
Accrued interest receivable	7,909	7,526
Interest rate swaps	111
Short-term borrowings	10
Secured borrowings	7,736	10,620
Accrued interest payable	123	155
Interest rate swaps	111
Reported Value Measurement [Member] | Deposits with No Stated Maturities [Member]
Deposits	2,092,516	2,031,072
Reported Value Measurement [Member] | Time Deposits [Member]
Deposits	125,108	138,793
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	109,125	96,877
Held-to-maturity securities	199,446
Total available-for-sale debt securities, fair value	452,822	738,980
Restricted investments in bank stock	3,622	3,206
Loans and leases, net	1,391,043	1,404,103
Loans held-for-sale	4,061	32,013
Accrued interest receivable	7,909	7,526
Interest rate swaps	111
Short-term borrowings	10
Secured borrowings	7,135	10,690
Accrued interest payable	123	155
Interest rate swaps	111
Estimate of Fair Value Measurement [Member] | Deposits with No Stated Maturities [Member]
Deposits	2,092,516	2,031,072
Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Deposits	122,042	138,291
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	109,125	96,877
Held-to-maturity securities	0
Total available-for-sale debt securities, fair value	0	0
Restricted investments in bank stock	0	0
Loans and leases, net	0	0
Loans held-for-sale	0	0
Accrued interest receivable	0	0
Interest rate swaps	0
Short-term borrowings	0
Secured borrowings	0	0
Accrued interest payable	0	0
Interest rate swaps	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Deposits with No Stated Maturities [Member]
Deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Time Deposits [Member]
Deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Held-to-maturity securities	199,446
Total available-for-sale debt securities, fair value	452,822	738,980
Restricted investments in bank stock	3,622	3,206
Loans and leases, net	0	0
Loans held-for-sale	4,061	32,013
Accrued interest receivable	7,909	7,526
Interest rate swaps	111
Short-term borrowings	10
Secured borrowings	0	0
Accrued interest payable	123	155
Interest rate swaps	111
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Deposits with No Stated Maturities [Member]
Deposits	2,092,516	2,031,072
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member]
Deposits	122,042	138,291
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Held-to-maturity securities	0
Total available-for-sale debt securities, fair value	0	0
Restricted investments in bank stock	0	0
Loans and leases, net	1,391,043	1,404,103
Loans held-for-sale	0	0
Accrued interest receivable	0	0
Interest rate swaps	0
Short-term borrowings	0
Secured borrowings	7,135	10,690
Accrued interest payable	0	0
Interest rate swaps	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Deposits with No Stated Maturities [Member]
Deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Time Deposits [Member]
Deposits	$ 0	$ 0

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Available-for-sale securities	$ 452,822	$ 738,980
Fair Value, Recurring [Member]
Available-for-sale securities	452,822	738,980
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	452,822	738,980
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	0	0
US Government Agencies Debt Securities [Member]
Available-for-sale securities	33,756	117,003
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities	33,756	117,003
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	33,756	117,003
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	0	0
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	179,300	364,710
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities	179,300	364,710
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	179,300	364,710
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities	239,766	257,267
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member]
Available-for-sale securities	239,766	257,267
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	239,766	257,267
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities	$ 0	$ 0

Note 8 - Fair Value Measureme_6

Note 8 - Fair Value Measurements - Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets	$ 1,786	$ 2,443
Fair Value, Inputs, Level 1 [Member]
Assets	0	0
Fair Value, Inputs, Level 2 [Member]
Assets	0	0
Fair Value, Inputs, Level 3 [Member]
Assets	1,786	2,443
Impaired Loans [Member]
Assets	1,658	2,245
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets	1,658	2,245
Other Real Estate Owned [Member]
Assets	128	198
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]
Assets	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]
Assets	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]
Assets	$ 128	$ 198

Note 9 - Acquisition (Details T

Note 9 - Acquisition (Details Textual)			3 Months Ended		6 Months Ended
	Jul. 01, 2021 USD ($) $ / shares shares	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Goodwill, Ending Balance			$ 19,628,000		$ 19,628,000		$ 19,628,000
Share Price (in dollars per share) | $ / shares	$ 54.10
Business Combination, Acquisition Related Costs			0	$ 419,000	0	$ 942,000
Landmark Bancorp Inc. [Member]
Number of Banks Held	1
Number of Bank Centers	5
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Including Goodwill	$ 375,500,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivables	298,860,000	$ 298,860,000		298,860,000		298,860,000
Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Deposits	308,500,000
Goodwill, Ending Balance	$ 12,575,000
Business Combination, Consideration Transferred, Equity Interests Issued And Issuable, Share Exchange Rate	0.272
Business Acquisition, Share Price (in dollars per share) | $ / shares	$ 3.26
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares) | shares	647,990
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 35,056,259
Payments to Acquire Businesses, Gross	7,767,586
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable, Gross Amortized Cost Basis	309,800,000	309,767,000		309,767,000		309,767,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets, Interest Rate Fair Value Adjustment, Homogeneous Loans	1,900,000	(1,855,000)
Business Combination, Recognized Identifiable Assets Acquired And Liabilities Assumed, Financial Assets, Credit Fair Value Adjustment, Homogeneous Loans	$ 7,900,000	$ (7,915,000)
Number of Branches where Leases were Assumed	2
Number of Sold Participations Acquired	19
Business Combination, Acquisition Related Costs			$ 0	$ 400,000	$ 0	$ 900,000
Landmark Bancorp Inc. [Member] | Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years

Note 9 - Acquisition - Consider

Note 9 - Acquisition - Consideration Paid (Details)	Jul. 01, 2021 USD ($) $ / shares shares
Value assigned to FDBC common share (6/30/2021 closing price) (in dollars per share) | $ / shares	$ 54.10
Landmark Bancorp Inc. [Member]
Exchange ratio	0.272
Total FDBC shares issued (in shares) | shares	647,990
Purchase price assigned to Landmark common shares exchanged for FDBC common shares	$ 35,056,259
Cash consideration (per Landmark share) (in dollars per share) | $ / shares	$ 3.26
Cash portion of purchase price	$ 7,767,586
Cash portion of purchase price (cash paid fractional shares)	5,559
Cash for outstanding Landmark stock options	69,250
Total consideration paid	$ 42,898,654
Landmark Bancorp Inc. [Member]
Landmark shares settled for stock (in shares) | shares	2,382,695

Note 9 - Acquisition - Fair Val

Note 9 - Acquisition - Fair Value of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jul. 01, 2021	Jun. 30, 2021
Goodwill Recorded in Acquisition	$ 19,628	$ 19,628
Landmark Bancorp Inc. [Member]
Total Purchase Price			$ 42,899
Cash and cash equivalents			4,090
Investment securities			49,430
Fair value of acquired loans at June 30, 2021			298,860	$ 298,860
Restricted investments in bank stock			1,186
Premises and equipment			3,405
Lease property under finance leases			1,188
Core deposit intangible asset			597
Other real estate owned			488
Other assets			11,629
Total assets acquired			370,873
Non-interest bearing deposits			100,472
Interest bearing deposits			208,057
Short-term borrowings			2,224
FHLB borrowings			4,602
Secured borrowings			20,619
Finance lease obligation			1,188
Other liabilities			3,387
Total liabilities assumed			340,549
Net Assets Acquired			30,324
Goodwill Recorded in Acquisition			$ 12,575

Note 9 - Acquisition - Fair V_2

Note 9 - Acquisition - Fair Value Adjustments to Loans Acquired (Details) - Landmark Bancorp Inc. [Member] - USD ($) $ in Thousands	Jul. 01, 2021	Jun. 30, 2021
Gross amortized cost basis at June 30, 2021	$ 309,800	$ 309,767
Interest rate fair value adjustment on pools of homogeneous loans	1,900	(1,855)
Credit fair value adjustment on pools of homogeneous loans	7,900	(7,915)
Credit fair value adjustment on purchased credit impaired loans		(1,137)
Fair value of acquired loans at June 30, 2021	$ 298,860	$ 298,860

Note 9 - Acquisition - Acquired

Note 9 - Acquisition - Acquired Purchased Credit Impaired Loans Receivable (Details) - USD ($) $ in Thousands		6 Months Ended
	Jul. 01, 2021	Jun. 30, 2022	Jun. 30, 2021
Accretable yield		$ 0	$ 0
Landmark Bancorp Inc. [Member]
Contractual principal and interest at acquisition	$ 5,306
Non-accretable difference	1,691
Expected cash flows at acquisition	3,615
Accretable yield	588
Fair value of purchased impaired loans	$ 3,027

Note 10 - Employee Benefits (De

Note 10 - Employee Benefits (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)	Jul. 01, 2021 USD ($)	Jan. 31, 2021	Mar. 31, 2019	Mar. 20, 2019	Dec. 31, 2017	Mar. 29, 2017
Life Insurance, Corporate or Bank Owned, Additional Amount					$ 7,200
Cash Surrender Value of Life Insurance	$ 53,400		$ 53,400		52,700
Bank Owned Life Insurance Income	319	$ 276	638	$ 573
Split Dollar Life Insurance Arrangement, Accrued Expense	235		235		200
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plan, Number of Individuals									1		5
Defined Benefit Plan, Benefit Obligation, Ending Balance	3,800		3,800		$ 3,600
Supplemental Employee Retirement Plan [Member] | Landmark Bancorp Inc. [Member]
Defined Benefit Plan, Benefit Obligation, Ending Balance						$ 1,000
Officer [Member]
Number of Individuals with Split Dollar Life Insurance Arrangement							15	1		11
Split Dollar Life Insurance Arrangement, Death Benefit	53,400		53,400
Split Dollar Life Insurance Arrangement, Death Benefit to be Paid to Insured's Beneficiary	7,800		7,800
Split Dollar Life Insurance Arrangement, Death Benefit to be Paid to Company	$ 45,600		$ 45,600
Executive Officer [Member]
Number of Individuals with Split Dollar Life Insurance Arrangement	4		4

Note 11 - Revenue Recognition (

Note 11 - Revenue Recognition (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Contract with Customer, Asset, after Allowance for Credit Loss, Total	$ 0	$ 0

Note 12 - Leases (Details Textu

Note 12 - Leases (Details Textual) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Jul. 01, 2021 USD ($)
Number of Properties Leased under Operating Lease	10
Lease, Cost, Total	$ 585	$ 359
Lessor, Number of Properties Under Long-Term Operating Leases	2
Premises and Equipment Expense [Member]
Lease, Cost, Total	$ 568
Other Expense [Member]
Lease, Cost, Total	$ 17
Landmark Bancorp Inc. [Member]
Business Combination, Recognized Identifiable Asset Acquired and Liability Assumed, Lease Obligation			$ 1,188
Future Branch [Member]
Number of Properties Leased under Operating Lease	1
Land [Member]
Number of Properties Leased under Operating Lease	4
Number of Leases Classified as Finance Lease	1
Standalone ATM [Member]
Number of Properties Leased under Operating Lease	3
Equipment [Member]
Number of Leases Classified as Finance Lease	4

Note 12 - Leases - Analysis of

Note 12 - Leases - Analysis of Leased Property Under Finance Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Property and equipment	$ 1,695	$ 1,673
Less accumulated depreciation and amortization	(485)	(366)
Leased property under finance leases, net	$ 1,210	$ 1,307

Note 12 - Leases - Schedule of

Note 12 - Leases - Schedule of Future Minimum Lease Payments Under Finance Leases (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
2022		$ 127
2023		227
2024		171
2025		161
2026		150
2027 and thereafter		462
Total minimum lease payments (a)	[1]	1,298
Less amount representing interest (b)	[2]	(72)
Present value of net minimum lease payments		$ 1,226	$ 1,320
[1]The future minimum lease payments have not been reduced by estimated executory costs (such as taxes and maintenance) since this amount was deemed immaterial by management.[2]Amount necessary to reduce net minimum lease payments to present value calculated at the Company’s incremental borrowing rate upon lease inception.

Note 12 - Leases - Lease Cost (

Note 12 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Amortization of right-of-use assets	$ 119		$ 47
Interest on lease liabilities	11		3
Operating lease cost	366		291
Short-term lease cost	74		16
Variable lease cost	15		2
Total lease cost	585		359
Operating cash flows from finance leases	11		3
Operating cash flows from operating leases (Fixed payments)	303		269
Operating cash flows from operating leases (Liability reduction)	152		147
Financing cash flows from finance leases	116	$ 47	47
Right-of-use assets obtained in exchange for new finance lease liabilities	0		0
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 0		$ 0
Weighted-average remaining lease term - finance leases (in years) (Year)	6 years 9 months 25 days		2 years 7 months 24 days
Weighted average remaining lease term - operating leases (in years) (Year)	21 years 29 days		20 years 11 months 8 days
Weighted-average discount rate - finance leases	1.75%		2.48%
Weighted-average discount rate - operating leases	3.39%		3.57%

Note 12 - Leases - Future Minim

Note 12 - Leases - Future Minimum Payments for Operating Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
2022	$ 311
2023	618
2024	614
2025	622
2026	630
2027 and thereafter	10,590
Total future minimum lease payments	13,385
Plus variable payment adjustment	184
Less amount representing interest	(4,092)
Present value of net future minimum lease payments	$ 9,477	$ 9,627

Note 12 - Leases - Undiscounted

Note 12 - Leases - Undiscounted Cash Flows to be Received Under Operating Leases (Details) $ in Thousands	Jun. 30, 2022 USD ($)
2022	$ 67
2023	48
2024	51
2025	54
2026	54
2027 and thereafter	27
Total lease payments to be received	$ 301

Note 12 - Leases - Lease Income

Note 12 - Leases - Lease Income Recognized (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest income on lease receivables	$ 267	$ 205	$ 491	$ 395
Lease income - operating leases	62	77	120	128
Total lease income	$ 329	$ 282	$ 611	$ 523

Note 13 - Derivative Instrume_3

Note 13 - Derivative Instruments (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Interest Rate Swap [Member]
Derivative, Notional Amount		$ 0
Asset Pledged as Collateral [Member] | Investment Securities [Member] | Derivative, Instrument Rate Swap [Member]
Financial Instruments, Owned, at Fair Value, Total	$ 1,000

Note 13 - Derivative Instrume_4

Note 13 - Derivative Instruments - Schedule of Derivative Instruments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Customer Interest Rate Swaps [Member]
Notional amount	$ 2,000
Weighted average years (Year)	15 years 5 months 1 day
Fair value	$ 111
Third Party Interest Rate Swaps [Member]
Notional amount	$ 2,000
Weighted average years (Year)	15 years 5 months 1 day
Fair value	$ 111