Note 5 - Loans and Leases - Credit Risk Profile (Details) - USD ($) $ in Thousands | 12 Months Ended |
Dec. 31, 2023 | Dec. 31, 2022 |
Financing Receivable, before Allowance for Credit Loss | $ 1,685,098 | [1],[2] | $ 1,564,174 | [3],[4] |
Current period gross write-offs | 874 | | 815 | |
Loans | 1,666,292 | | 1,547,025 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | 1,666,292 | | 1,547,025 | |
Commercial Portfolio Segment [Member] | | | | |
Financing Receivable, before Allowance for Credit Loss | 247,364 | [1] | 234,478 | [3] |
Current period gross write-offs | 320 | | 371 | |
Loans | | | 234,478 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 234,478 | |
Commercial Portfolio Segment [Member] | Commercial [Member] | | | | |
Current year | 30,328 | | | |
Year two | 19,712 | | | |
Year three | 23,124 | | | |
Year four | 4,868 | | | |
Year five | 6,975 | | | |
Prior | 12,535 | | | |
Revolving loans | 55,098 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 152,640 | [2] | 141,122 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 300 | | | |
Current period gross write-offs, year four | 20 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 320 | | | |
Commercial Portfolio Segment [Member] | Municipal [Member] | | | | |
Current year | 27,016 | | | |
Year two | 13,933 | | | |
Year three | 21,241 | | | |
Year four | 13,137 | | | |
Year five | 1,445 | | | |
Prior | 17,952 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 94,724 | [2] | 72,996 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Commercial Portfolio Segment [Member] | Pass [Member] | | | | |
Loans | | | 231,614 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 231,614 | |
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial [Member] | | | | |
Current year | 30,328 | | | |
Year two | 19,115 | | | |
Year three | 22,820 | | | |
Year four | 4,848 | | | |
Year five | 6,922 | | | |
Prior | 12,156 | | | |
Revolving loans | 53,758 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 149,947 | | | |
Commercial Portfolio Segment [Member] | Pass [Member] | Municipal [Member] | | | | |
Current year | 27,016 | | | |
Year two | 13,933 | | | |
Year three | 21,241 | | | |
Year four | 13,137 | | | |
Year five | 1,445 | | | |
Prior | 17,952 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 94,724 | | | |
Commercial Portfolio Segment [Member] | Special Mention [Member] | | | | |
Loans | | | 229 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 229 | |
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial [Member] | | | | |
Current year | 0 | | | |
Year two | 597 | | | |
Year three | 288 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 55 | | | |
Revolving loans | 30 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 970 | | | |
Commercial Portfolio Segment [Member] | Special Mention [Member] | Municipal [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Commercial Portfolio Segment [Member] | Substandard [Member] | | | | |
Loans | | | 2,635 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 2,635 | |
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 16 | | | |
Year four | 20 | | | |
Year five | 53 | | | |
Prior | 324 | | | |
Revolving loans | 1,310 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 1,723 | | | |
Commercial Portfolio Segment [Member] | Substandard [Member] | Municipal [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Commercial Portfolio Segment [Member] | Doubtful [Member] | | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Commercial Portfolio Segment [Member] | Doubtful [Member] | Municipal [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Consumer Portfolio Segment [Member] | | | | |
Financing Receivable, before Allowance for Credit Loss | 280,401 | [1],[5] | 282,710 | [3],[6] |
Current period gross write-offs | 463 | | 377 | |
Loans | | | 282,710 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 282,710 | |
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | | | | |
Loans | | | 282,313 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 282,313 | |
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | | | | |
Loans | | | 397 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 397 | |
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | | | | |
Current year | 8,581 | | | |
Year two | 17,890 | | | |
Year three | 9,487 | | | |
Year four | 7,988 | | | |
Year five | 3,832 | | | |
Prior | 8,862 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 56,640 | [2] | 59,118 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 26 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 26 | | | |
Loans | | | 59,118 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 59,118 | |
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 8,581 | | | |
Year two | 17,890 | | | |
Year three | 9,487 | | | |
Year four | 7,988 | | | |
Year five | 3,832 | | | |
Prior | 8,792 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 56,570 | | | |
Loans | | | 59,118 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 59,118 | |
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 70 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 70 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 41,303 | | | |
Revolving loans converted to term | 11,045 | | | |
Financing Receivable, before Allowance for Credit Loss | 52,348 | [2] | 52,568 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Loans | | | 52,568 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 52,568 | |
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 40,939 | | | |
Revolving loans converted to term | 11,045 | | | |
Financing Receivable, before Allowance for Credit Loss | 51,984 | | | |
Loans | | | 52,357 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 52,357 | |
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 364 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 364 | | | |
Loans | | | 211 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 211 | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | | | | |
Loans | | | 131,936 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 131,936 | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Recourse [Member] | | | | |
Current year | 3,120 | | | |
Year two | 1,957 | | | |
Year three | 2,834 | | | |
Year four | 1,926 | | | |
Year five | 765 | | | |
Prior | 154 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 10,756 | [2] | 12,929 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonrecourse [Member] | | | | |
Current year | 39,673 | | | |
Year two | 42,059 | | | |
Year three | 17,317 | | | |
Year four | 8,179 | | | |
Year five | 3,999 | | | |
Prior | 1,368 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 112,595 | [2] | 114,909 | [4] |
Current period gross write-offs, current year | 3 | | | |
Current period gross write-offs, year two | 7 | | | |
Current period gross write-offs, year three | 105 | | | |
Current period gross write-offs, year four | 36 | | | |
Current period gross write-offs, year five | 15 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 166 | | | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member] | | | | |
Loans | | | 131,767 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 131,767 | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member] | Recourse [Member] | | | | |
Current year | 3,120 | | | |
Year two | 1,957 | | | |
Year three | 2,834 | | | |
Year four | 1,926 | | | |
Year five | 765 | | | |
Prior | 154 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 10,756 | | | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Performing Financial Instruments [Member] | Nonrecourse [Member] | | | | |
Current year | 39,673 | | | |
Year two | 42,059 | | | |
Year three | 17,314 | | | |
Year four | 8,162 | | | |
Year five | 3,999 | | | |
Prior | 1,349 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 112,556 | | | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member] | | | | |
Loans | | | 169 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 169 | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member] | Recourse [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Consumer Portfolio Segment [Member] | Automobile Loan [Member] | Nonperforming Financial Instruments [Member] | Nonrecourse [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 3 | | | |
Year four | 17 | | | |
Year five | 0 | | | |
Prior | 19 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 39 | | | |
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member] | | | | |
Current year | 11,569 | | | |
Year two | 10,728 | | | |
Year three | 7,522 | | | |
Year four | 1,660 | | | |
Year five | 83 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 31,562 | | 31,477 | [4],[6] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Loans | | | 31,477 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 31,477 | |
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 11,569 | | | |
Year two | 10,728 | | | |
Year three | 7,508 | | | |
Year four | 1,660 | | | |
Year five | 83 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 31,548 | | | |
Loans | | | 31,460 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 31,460 | |
Consumer Portfolio Segment [Member] | Direct Financing Lease [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 14 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 14 | | | |
Loans | | | 17 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 17 | |
Consumer Portfolio Segment [Member] | Other Loan [Member] | | | | |
Current year | 8,127 | | | |
Year two | 3,266 | | | |
Year three | 1,963 | | | |
Year four | 705 | | | |
Year five | 368 | | | |
Prior | 762 | | | |
Revolving loans | 1,309 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 16,500 | [2] | 11,709 | [4] |
Current period gross write-offs, current year | 125 | | | |
Current period gross write-offs, year two | 77 | | | |
Current period gross write-offs, year three | 16 | | | |
Current period gross write-offs, year four | 7 | | | |
Current period gross write-offs, year five | 17 | | | |
Current period gross write-offs, prior | 29 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 271 | | | |
Loans | | | 7,611 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 7,611 | |
Consumer Portfolio Segment [Member] | Other Loan [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 8,127 | | | |
Year two | 3,266 | | | |
Year three | 1,963 | | | |
Year four | 705 | | | |
Year five | 368 | | | |
Prior | 762 | | | |
Revolving loans | 1,309 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 16,500 | | | |
Loans | | | 7,611 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 7,611 | |
Consumer Portfolio Segment [Member] | Other Loan [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Real Estate Portfolio Segment [Member] | | | | |
Financing Receivable, before Allowance for Credit Loss | 655,787 | [1] | 606,618 | [3] |
Current period gross write-offs | 91 | | 67 | |
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | | | | |
Current year | 34,103 | | | |
Year two | 37,573 | | | |
Year three | 73,316 | | | |
Year four | 43,125 | | | |
Year five | 17,956 | | | |
Prior | 98,713 | | | |
Revolving loans | 6,779 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 311,565 | [2] | 318,296 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 32 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 32 | | | |
Loans | | | 316,867 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 316,867 | |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | | | | |
Current year | 29,429 | | | |
Year two | 66,360 | | | |
Year three | 48,173 | | | |
Year four | 29,937 | | | |
Year five | 24,636 | | | |
Prior | 95,414 | | | |
Revolving loans | 10,450 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 304,399 | [2] | 284,677 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 59 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 59 | | | |
Loans | | | 270,810 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 270,810 | |
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | | | | |
Current year | 15,075 | | | |
Year two | 17,358 | | | |
Year three | 852 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 3,739 | | | |
Revolving loans | 2,799 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 39,823 | [2] | 24,005 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Loans | | | 18,941 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 18,941 | |
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Non-owner Occupied [Member] | | | | |
Current year | 34,103 | | | |
Year two | 37,508 | | | |
Year three | 71,209 | | | |
Year four | 42,692 | | | |
Year five | 17,390 | | | |
Prior | 89,860 | | | |
Revolving loans | 6,779 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 299,541 | | | |
Loans | | | 301,386 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 301,386 | |
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied [Member] | | | | |
Current year | 29,429 | | | |
Year two | 59,132 | | | |
Year three | 47,240 | | | |
Year four | 29,377 | | | |
Year five | 24,636 | | | |
Prior | 84,423 | | | |
Revolving loans | 9,731 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 283,968 | | | |
Loans | | | 255,921 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 255,921 | |
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member] | | | | |
Current year | 15,075 | | | |
Year two | 17,358 | | | |
Year three | 852 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 3,739 | | | |
Revolving loans | 2,799 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 39,823 | | | |
Loans | | | 18,941 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 18,941 | |
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Non-owner Occupied [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 1,044 | | | |
Year four | 304 | | | |
Year five | 0 | | | |
Prior | 1,375 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 2,723 | | | |
Loans | | | 4,227 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 4,227 | |
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied [Member] | | | | |
Current year | 0 | | | |
Year two | 199 | | | |
Year three | 554 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 125 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 878 | | | |
Loans | | | 803 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 803 | |
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Non-owner Occupied [Member] | | | | |
Current year | 0 | | | |
Year two | 65 | | | |
Year three | 1,063 | | | |
Year four | 129 | | | |
Year five | 566 | | | |
Prior | 7,478 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 9,301 | | | |
Loans | | | 11,254 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 11,254 | |
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied [Member] | | | | |
Current year | | | | |
Year two | 7,029 | | | |
Year three | 379 | | | |
Year four | 560 | | | |
Year five | 0 | | | |
Prior | 10,991 | | | |
Revolving loans | 594 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 19,553 | | | |
Loans | | | 14,086 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 14,086 | |
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Non-owner Occupied [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Commercial and Commercial Real Estate Portfolio Segments [Member] | | | | |
Loans | | | 841,096 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 841,096 | |
Commercial and Commercial Real Estate Portfolio Segments [Member] | Pass [Member] | | | | |
Loans | | | 807,862 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 807,862 | |
Commercial and Commercial Real Estate Portfolio Segments [Member] | Special Mention [Member] | | | | |
Loans | | | 5,259 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 5,259 | |
Commercial and Commercial Real Estate Portfolio Segments [Member] | Substandard [Member] | | | | |
Loans | | | 27,975 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 27,975 | |
Commercial and Commercial Real Estate Portfolio Segments [Member] | Doubtful [Member] | | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Residential Portfolio Segment [Member] | | | | |
Financing Receivable, before Allowance for Credit Loss | 501,546 | [1] | 440,368 | [3] |
Current period gross write-offs | 0 | | 0 | |
Loans | | | 440,368 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 440,368 | |
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member] | | | | |
Loans | | | 440,365 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 440,365 | |
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | | | | |
Loans | | | 3 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 3 | |
Residential Portfolio Segment [Member] | Construction Loans [Member] | | | | |
Current year | 10,733 | | | |
Year two | 13,084 | | | |
Year three | 9,267 | | | |
Year four | 2,675 | | | |
Year five | 343 | | | |
Prior | 434 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 36,536 | [2] | 42,232 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Loans | | | 42,232 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 42,232 | |
Residential Portfolio Segment [Member] | Construction Loans [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 10,733 | | | |
Year two | 13,084 | | | |
Year three | 9,267 | | | |
Year four | 2,675 | | | |
Year five | 343 | | | |
Prior | 434 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 36,536 | | | |
Loans | | | 42,232 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 42,232 | |
Residential Portfolio Segment [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 0 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 0 | | | |
Loans | | | 0 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 0 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | | | | |
Current year | 53,604 | | | |
Year two | 80,516 | | | |
Year three | 137,620 | | | |
Year four | 51,710 | | | |
Year five | 29,859 | | | |
Prior | 111,701 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 465,010 | [2] | 398,136 | [4] |
Current period gross write-offs, current year | 0 | | | |
Current period gross write-offs, year two | 0 | | | |
Current period gross write-offs, year three | 0 | | | |
Current period gross write-offs, year four | 0 | | | |
Current period gross write-offs, year five | 0 | | | |
Current period gross write-offs, prior | 0 | | | |
Current period gross write-offs, revolving | 0 | | | |
Current period gross write-offs, revolving converted to term | 0 | | | |
Current period gross write-offs | 0 | | | |
Loans | | | 398,136 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 398,136 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Performing Financial Instruments [Member] | | | | |
Current year | 53,604 | | | |
Year two | 80,516 | | | |
Year three | 137,620 | | | |
Year four | 51,710 | | | |
Year five | 29,859 | | | |
Prior | 111,423 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | 464,732 | | | |
Loans | | | 398,133 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 398,133 | |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Nonperforming Financial Instruments [Member] | | | | |
Current year | 0 | | | |
Year two | 0 | | | |
Year three | 0 | | | |
Year four | 0 | | | |
Year five | 0 | | | |
Prior | 278 | | | |
Revolving loans | 0 | | | |
Revolving loans converted to term | 0 | | | |
Financing Receivable, before Allowance for Credit Loss | $ 278 | | | |
Loans | | | 3 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 3 | |
Consumer and Residential Portfolio Segments [Member] | | | | |
Loans | | | 723,078 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 723,078 | |
Consumer and Residential Portfolio Segments [Member] | Performing Financial Instruments [Member] | | | | |
Loans | | | 722,678 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | 722,678 | |
Consumer and Residential Portfolio Segments [Member] | Nonperforming Financial Instruments [Member] | | | | |
Loans | | | 400 | |
Loans and leases, net (allowance for credit losses of $18,806 in 2023; $17,149 in 2022) | | | $ 400 | |
|
[1]Includes $4.9 million of net deferred loan costs.[2]Includes net deferred loan costs of $4.9 million.[3]Includes $4.6 million of net deferred loan costs.[4]Includes net deferred loan costs of $4.6 million.[5]Net of unearned lease revenue of $2.0 million[6]Net of unearned lease revenue of $1.7 million. |