Burke & Herbert Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
INTERCONTINENTAL EXCH	COMMON	45866F104	1,365,888	9,978	SH		SOLE		9,978	0	0
SHARES TR INTL SEL DIV ETF	OTHER	464288448	231,597	8,370	SH		SOLE		8,370	0	0
3M CO	COMMON	88579Y101	190,687	1,866	SH		SOLE		1,866	0	0
3M CO	COMMON	88579Y101	112,818	1,104	SH		DFND		1,104	0	0
3M CO	COMMON	88579Y101	216,234	2,116	SH		SOLE		2,116	0	0
3M CO	COMMON	88579Y101	122,628	1,200	SH		DFND		1,200	0	0
523 TRACT HOLDONGS LLC	OTHER	33828A900	1,081,058	1	SH		SOLE		1	0	0
ABBOTT LABS	COMMON	002824100	803,744	7,735	SH		SOLE		7,735	0	0
ABBOTT LABS	COMMON	002824100	308,301	2,967	SH		DFND		2,967	0	0
ABBOTT LABS	COMMON	002824100	423,225	4,073	SH		SOLE		4,073	0	0
ABBOTT LABS	COMMON	002824100	114,301	1,100	SH		DFND		1,100	0	0
ABBVIE INC	COMMON	00287Y109	1,372,675	8,003	SH		SOLE		8,003	0	0
ABBVIE INC	COMMON	00287Y109	596,718	3,479	SH		DFND		3,479	0	0
ABBVIE INC	COMMON	00287Y109	1,490,851	8,692	SH		SOLE		8,692	0	0
ABBVIE INC	COMMON	00287Y109	227,264	1,325	SH		DFND		1,325	0	0
ACCENTURE PLC CL A	COMMON	G1151C101	322,525	1,063	SH		SOLE		1,063	0	0
ADOBE INC	COMMON	00724F101	211,105	380	SH		SOLE		380	0	0
ADOBE INC	COMMON	00724F101	327,768	590	SH		SOLE		590	0	0
AIR PRODS & CHEMS INC	COMMON	009158106	1,135,420	4,400	SH		SOLE		4,400	0	0
ALPHABET INC CL A	COMMON	02079K305	1,316,215	7,226	SH		SOLE		7,226	0	0
ALPHABET INC CL A	COMMON	02079K305	2,272,321	12,475	SH		SOLE		12,475	0	0
ALPHABET INC CL A	COMMON	02079K305	36,430	200	SH		DFND		200	0	0
ALPHABET INC CL C	COMMON	02079K107	780,268	4,254	SH		SOLE		4,254	0	0
ALPHABET INC CL C	COMMON	02079K107	800,445	4,364	SH		SOLE		4,364	0	0
ALPHABET INC CL C	COMMON	02079K107	36,684	200	SH		DFND		200	0	0
ALPS ETF TR ALERIAN MLP	OTHER	00162Q452	651,808	13,585	SH		SOLE		13,585	0	0
ALPS ETF TR ALERIAN MLP	OTHER	00162Q452	47,980	1,000	SH		DFND		1,000	0	0
ALTRIA GROUP INC	COMMON	02209S103	411,043	9,024	SH		SOLE		9,024	0	0
ALTRIA GROUP INC	COMMON	02209S103	160,017	3,513	SH		DFND		3,513	0	0
ALTRIA GROUP INC	COMMON	02209S103	204,291	4,485	SH		SOLE		4,485	0	0
ALTRIA GROUP INC	COMMON	02209S103	248,930	5,465	SH		DFND		5,465	0	0
AMAZON.COM INC	COMMON	023135106	1,916,073	9,915	SH		SOLE		9,915	0	0
AMAZON.COM INC	COMMON	023135106	818,027	4,233	SH		SOLE		4,233	0	0
AMERICAN ELEC PWR CO INC	COMMON	025537101	941,186	10,727	SH		SOLE		10,727	0	0
AMERICAN ELEC PWR CO INC	COMMON	025537101	115,114	1,312	SH		DFND		1,312	0	0
AMERICAN EXPRESS CO	COMMON	025816109	998,444	4,312	SH		SOLE		4,312	0	0
AMERICAN EXPRESS CO	COMMON	025816109	127,584	551	SH		DFND		551	0	0
AMERICAN EXPRESS CO	COMMON	025816109	320,696	1,385	SH		SOLE		1,385	0	0
AMERICAN EXPRESS CO	COMMON	025816109	347,325	1,500	SH		DFND		1,500	0	0
AMERIPRISE FINANCIAL INC.	COMMON	03076C106	321,247	752	SH		SOLE		752	0	0
AMGEN INC	COMMON	031162100	245,898	787	SH		SOLE		787	0	0
AMGEN INC	COMMON	031162100	156,225	500	SH		DFND		500	0	0
APPLE INC	COMMON	037833100	8,246,826	39,155	SH		SOLE		39,155	0	0
APPLE INC	COMMON	037833100	752,545	3,573	SH		DFND		3,573	0	0
APPLE INC	COMMON	037833100	5,240,014	24,879	SH		SOLE		24,879	0	0
APPLIED MATERIALS INC	COMMON	038222105	378,292	1,603	SH		SOLE		1,603	0	0
APPLIED MATERIALS INC	COMMON	038222105	236	1	SH		DFND		1	0	0
APPLIED MATERIALS INC	COMMON	038222105	577,467	2,447	SH		SOLE		2,447	0	0
AT&T INC	COMMON	00206R102	270,617	14,161	SH		SOLE		14,161	0	0
AT&T INC	COMMON	00206R102	158,345	8,286	SH		DFND		8,286	0	0
AT&T INC	COMMON	00206R102	688,342	36,020	SH		SOLE		36,020	0	0
AUTODESK INC	COMMON	052769106	1,237,250	5,000	SH		SOLE		5,000	0	0
AUTOMATIC DATA PROCESSING IN	COMMON	053015103	506,022	2,120	SH		SOLE		2,120	0	0
AUTOMATIC DATA PROCESSING IN	COMMON	053015103	23,869	100	SH		DFND		100	0	0
AUTOMATIC DATA PROCESSING INC	COMMON	053015103	807,727	3,384	SH		SOLE		3,384	0	0
AUTOMATIC DATA PROCESSING INC	COMMON	053015103	115,765	485	SH		DFND		485	0	0
BANK OF AMERICA CORP	COMMON	060505104	1,291,133	32,465	SH		SOLE		32,465	0	0
BANK OF AMERICA CORP	COMMON	060505104	72,540	1,824	SH		DFND		1,824	0	0
BECTON DICKINSON & CO	COMMON	075887109	96,288	412	SH		SOLE		412	0	0
BECTON DICKINSON & CO	COMMON	075887109	140,226	600	SH		DFND		600	0	0
BERKSHIRE HATHAWAY CL A	COMMON	084670108	1,224,482	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY CL B	COMMON	084670702	1,261,893	3,102	SH		SOLE		3,102	0	0
BERKSHIRE HATHAWAY CL B	COMMON	084670702	997,880	2,453	SH		SOLE		2,453	0	0
BERKSHIRE HATHAWAY CL B	COMMON	084670702	136,685	336	SH		DFND		336	0	0
BK OF AMERICA CORP	COMMON	060505104	390,103	9,809	SH		SOLE		9,809	0	0
BK OF AMERICA CORP	COMMON	060505104	79,540	2,000	SH		DFND		2,000	0	0
BLACK HILLS CORP	COMMON	092113109	435,040	8,000	SH		SOLE		8,000	0	0
BLACKROCK INC CL A	COMMON	09247X101	518,057	658	SH		SOLE		658	0	0
BLACKROCK INC CL A	COMMON	09247X101	70,859	90	SH		DFND		90	0	0
BOEING CO	COMMON	097023105	321,066	1,764	SH		SOLE		1,764	0	0
BOEING CO	COMMON	097023105	14,743	81	SH		DFND		81	0	0
BOEING CO	COMMON	097023105	160,532	882	SH		SOLE		882	0	0
BOEING CO	COMMON	097023105	265,734	1,460	SH		DFND		1,460	0	0
BRISTOL MYERS SQUIBB CO	COMMON	110122108	174,717	4,207	SH		SOLE		4,207	0	0
BRISTOL MYERS SQUIBB CO	COMMON	110122108	27,078	652	SH		DFND		652	0	0
BRISTOL MYERS SQUIBB CO	COMMON	110122108	432,119	10,405	SH		SOLE		10,405	0	0
BURKE HERBERT FINL SVCS CORP	COMMON	12135Y108	9,773,784	191,718	SH		SOLE		191,718	0	0
BURKE HERBERT FINL SVCS CORP	COMMON	12135Y108	305,880	6,000	SH		DFND		6,000	0	0
BURKE HERBERT FINL SVCS CORP	COMMON	12135Y108	4,983,702	97,758	SH		SOLE		40,714	0	57,044
BURKE HERBERT FINL SVCS CORP	COMMON	12135Y108	651,269	12,775	SH		DFND		0	0	12,775
CAPITAL ONE FINL CORP	COMMON	14040H105	435,287	3,144	SH		SOLE		3,144	0	0
CAPITAL ONE FINL CORP	COMMON	14040H105	244,364	1,765	SH		SOLE		1,765	0	0
CAPITAL ONE FINL CORP	COMMON	14040H105	352,632	2,547	SH		DFND		2,547	0	0
CATERPILLAR INC	COMMON	149123101	442,024	1,327	SH		SOLE		1,327	0	0
CATERPILLAR INC	COMMON	149123101	673,528	2,022	SH		SOLE		2,022	0	0
CATERPILLAR INC	COMMON	149123101	333,100	1,000	SH		DFND		1,000	0	0
CHARLES SCHWAB CORP	COMMON	808513105	390,557	5,300	SH		SOLE		5,300	0	0
CHEVRON CORP NEW	COMMON	166764100	1,516,022	9,692	SH		SOLE		9,692	0	0
CHEVRON CORP NEW	COMMON	166764100	312,840	2,000	SH		DFND		2,000	0	0
CHEVRON CORP NEW	COMMON	166764100	1,094,001	6,994	SH		SOLE		6,994	0	0
CHEVRON CORP NEW	COMMON	166764100	660,718	4,224	SH		DFND		4,224	0	0
CHUBB LIMITED	COMMON	H1467J104	293,597	1,151	SH		SOLE		1,151	0	0
CHUBB LIMITED	COMMON	H1467J104	14,539	57	SH		DFND		57	0	0
CISCO SYS INC	COMMON	17275R102	1,559,800	32,831	SH		SOLE		32,831	0	0
CISCO SYS INC	COMMON	17275R102	40,383	850	SH		DFND		850	0	0
CISCO SYS INC	COMMON	17275R102	713,173	15,011	SH		SOLE		15,011	0	0
CISCO SYS INC	COMMON	17275R102	38,008	800	SH		DFND		800	0	0
CITIGROUP INC	COMMON	172967424	321,108	5,060	SH		SOLE		5,060	0	0
CITIGROUP INC	COMMON	172967424	114,228	1,800	SH		DFND		1,800	0	0
COCA COLA CO	COMMON	191216100	2,676,864	42,056	SH		SOLE		42,056	0	0
COCA COLA CO	COMMON	191216100	142,958	2,246	SH		DFND		2,246	0	0
COCA COLA CO	COMMON	191216100	3,217,125	50,544	SH		SOLE		50,544	0	0
COLGATE PALMOLIVE CO	COMMON	194162103	533,720	5,500	SH		SOLE		5,500	0	0
COLGATE PALMOLIVE CO	COMMON	194162103	975,349	10,051	SH		SOLE		10,051	0	0
COLGATE PALMOLIVE CO	COMMON	194162103	111,596	1,150	SH		DFND		1,150	0	0
COMCAST CORP CL A	COMMON	20030N101	209,936	5,361	SH		SOLE		5,361	0	0
COMCAST CORP CL A	COMMON	20030N101	57,447	1,467	SH		DFND		1,467	0	0
COMCAST CORP CL A	COMMON	20030N101	577,101	14,737	SH		SOLE		14,737	0	0
COMCAST CORP CL A	COMMON	20030N101	56,704	1,448	SH		DFND		1,448	0	0
CONOCOPHILLIPS	COMMON	20825C104	665,234	5,816	SH		SOLE		5,816	0	0
CONOCOPHILLIPS	COMMON	20825C104	349,774	3,058	SH		SOLE		3,058	0	0
COSTCO WHOLESALE CORP	COMMON	22160K105	1,256,285	1,478	SH		SOLE		1,478	0	0
COSTCO WHOLESALE CORP	COMMON	22160K105	148,748	175	SH		DFND		175	0	0
COSTCO WHOLESALE CORP	COMMON	22160K105	358,695	422	SH		SOLE		422	0	0
CSX CORP	COMMON	126408103	3,954,459	118,220	SH		SOLE		118,220	0	0
CUMMINS INC	COMMON	231021106	377,733	1,364	SH		SOLE		1,364	0	0
CVS HEALTH CORP	COMMON	126650100	276,755	4,686	SH		SOLE		4,686	0	0
DARDEN RESTAURANTS INC	COMMON	237194105	341,831	2,259	SH		SOLE		2,259	0	0
DEERE & CO	COMMON	244199105	588,841	1,576	SH		SOLE		1,576	0	0
DEERE & CO	COMMON	244199105	18,682	50	SH		DFND		50	0	0
DIREXION SHS ETF TR	OTHER	25460E307	807,131	27,915	SH		SOLE		27,915	0	0
DISNEY WALT CO	COMMON	254687106	1,852,254	18,655	SH		SOLE		18,655	0	0
DISNEY WALT CO	COMMON	254687106	119,148	1,200	SH		DFND		1,200	0	0
DISNEY WALT CO	COMMON	254687106	494,166	4,977	SH		SOLE		4,977	0	0
DISNEY WALT CO	COMMON	254687106	75,361	759	SH		DFND		759	0	0
DOMINION ENERGY INC	COMMON	25746U109	700,749	14,301	SH		SOLE		14,301	0	0
DOMINION ENERGY INC	COMMON	25746U109	102,508	2,092	SH		DFND		2,092	0	0
DOMINION ENERGY INC	COMMON	25746U109	240,590	4,910	SH		SOLE		4,910	0	0
DOMINION ENERGY INC	COMMON	25746U109	44,639	911	SH		DFND		911	0	0
DOW INC	COMMON	260557103	236,126	4,451	SH		SOLE		4,451	0	0
DOW INC	COMMON	260557103	48,382	912	SH		DFND		912	0	0
DOW INC	COMMON	260557103	215,542	4,063	SH		SOLE		4,063	0	0
DOW INC	COMMON	260557103	51,140	964	SH		DFND		964	0	0
DUKE ENERGY CORP	COMMON	26441C204	431,089	4,301	SH		SOLE		4,301	0	0
DUKE ENERGY CORP	COMMON	26441C204	21,349	213	SH		DFND		213	0	0
DUKE ENERGY CORP	COMMON	26441C204	849,850	8,479	SH		SOLE		8,479	0	0
DUKE ENERGY CORP	COMMON	26441C204	51,417	513	SH		DFND		513	0	0
DUPONT DE NEMOURS INC	COMMON	26614N102	271,493	3,373	SH		SOLE		3,373	0	0
DUPONT DE NEMOURS INC	COMMON	26614N102	54,009	671	SH		DFND		671	0	0
DUPONT DE NEMOURS INC	COMMON	26614N102	237,525	2,951	SH		SOLE		2,951	0	0
DUPONT DE NEMOURS INC	COMMON	26614N102	77,592	964	SH		DFND		964	0	0
EDWARDS LIFESCIENCES CORP	COMMON	28176E108	1,505,353	16,297	SH		SOLE		16,297	0	0
ELEVANCE HEALTH INC	COMMON	036752103	563,534	1,040	SH		SOLE		1,040	0	0
ELEVANCE HEALTH INC	COMMON	036752103	351,667	649	SH		SOLE		649	0	0
EMERSON ELEC CO	COMMON	291011104	2,024,410	18,377	SH		SOLE		18,377	0	0
EMERSON ELEC CO	COMMON	291011104	165,240	1,500	SH		DFND		1,500	0	0
EXCH TRADED CONCEPTS TR ROBO GLB ETF	OTHER	301505707	1,111,146	20,166	SH		SOLE		20,166	0	0
EXXON MOBIL CORP	COMMON	30231G102	2,783,141	24,176	SH		SOLE		24,176	0	0
EXXON MOBIL CORP	COMMON	30231G102	925,565	8,040	SH		DFND		8,040	0	0
EXXON MOBIL CORP	COMMON	30231G102	5,266,855	45,751	SH		SOLE		45,751	0	0
EXXON MOBIL CORP	COMMON	30231G102	228,398	1,984	SH		DFND		1,984	0	0
FEDERAL REALTY INVESTMENT TRUS	COMMON	313745101	740,615	7,335	SH		SOLE		0	0	0
FIRST CMNTY BANKSHARES INC V	COMMON	31983A103	1,294,078	35,127	SH		SOLE		35,127	0	0
FIRST CMNTY BANKSHARES INC V	COMMON	31983A103	117,703	3,195	SH		DFND		3,195	0	0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF	OTHER	33739E108	424,886	24,475	SH		SOLE		24,475	0	0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF	OTHER	33739E108	3,697	213	SH		DFND		213	0	0
FIRST TR EXCH TRADED FD NASDAQ CYB ETF	OTHER	33734X846	1,533,044	27,172	SH		SOLE		27,172	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTL IDX	OTHER	33733E302	1,043,759	5,093	SH		SOLE		5,093	0	0
FIRST TR NAS100 EQ WGHTD SHS	OTHER	337344105	1,766,499	14,328	SH		SOLE		14,328	0	0
FISERV INC	COMMON	337738108	1,927,832	12,935	SH		SOLE		12,935	0	0
FRANKLIN RESOURCES INC	COMMON	354613101	320,946	14,360	SH		SOLE		14,360	0	0
FREEPORT-MCMORAN INC	COMMON	35671D857	238,140	4,900	SH		DFND		4,900	0	0
GAMING & LEISURE PPTYS INC	COMMON	36467J108	425,697	9,416	SH		SOLE		9,416	0	0
GE AEROSPACE	COMMON	369604301	560,687	3,527	SH		SOLE		3,527	0	0
GE AEROSPACE	COMMON	369604301	320,484	2,016	SH		DFND		2,016	0	0
GE AEROSPACE	COMMON	369604301	353,072	2,221	SH		SOLE		2,221	0	0
GE VERNOVA LLC	COMMON	36828A101	150,757	879	SH		SOLE		879	0	0
GE VERNOVA LLC	COMMON	36828A101	86,270	503	SH		DFND		503	0	0
GENERAL DYNAMICS CORP	COMMON	369550108	1,522,364	5,247	SH		SOLE		5,247	0	0
GENERAL MLS INC	COMMON	370334104	519,238	8,208	SH		SOLE		8,208	0	0
GLOBAL X FDS US INFR DEV ETF	OTHER	37954Y673	2,199,728	59,420	SH		SOLE		59,420	0	0
GOLDMAN SACHS GROUP INC	COMMON	38141G104	981,534	2,170	SH		SOLE		2,170	0	0
HARTFORD FINL SVCS GROUP IN	COMMON	416515104	296,090	2,945	SH		SOLE		2,945	0	0
HERSHEY CO	COMMON	427866108	960,511	5,225	SH		SOLE		5,225	0	0
HEWLETT PACKARD ENTERPRISE COMMON	COMMON	42824C109	130,407	6,160	SH		SOLE		6,160	0	0
HEWLETT PACKARD ENTERPRISE COMMON	COMMON	42824C109	142,135	6,714	SH		DFND		6,714	0	0
HOME DEPOT INC	COMMON	437076102	1,906,745	5,539	SH		SOLE		5,539	0	0
HOME DEPOT INC	COMMON	437076102	92,945	270	SH		DFND		270	0	0
HOME DEPOT INC	COMMON	437076102	2,358,388	6,851	SH		SOLE		6,851	0	0
HOME DEPOT INC	COMMON	437076102	467,477	1,358	SH		DFND		1,358	0	0
HONEYWELL INTL INC	COMMON	438516106	484,309	2,268	SH		SOLE		2,268	0	0
HONEYWELL INTL INC	COMMON	438516106	114,457	536	SH		DFND		536	0	0
HONEYWELL INTL INC	COMMON	438516106	942,138	4,412	SH		SOLE		4,412	0	0
HONEYWELL INTL INC	COMMON	438516106	58,723	275	SH		DFND		275	0	0
HP INC	COMMON	40434L105	250,043	7,140	SH		SOLE		7,140	0	0
HP INC	COMMON	40434L105	232,008	6,625	SH		DFND		6,625	0	0
I SHARES GOLD TR	OTHER	464285204	287,477	6,544	SH		SOLE		6,544	0	0
INTEL CORP	COMMON	458140100	400,876	12,944	SH		SOLE		12,944	0	0
INTEL CORP	COMMON	458140100	97,834	3,159	SH		DFND		3,159	0	0
INTEL CORP	COMMON	458140100	966,666	31,213	SH		SOLE		31,213	0	0
INTEL CORP	COMMON	458140100	61,940	2,000	SH		DFND		2,000	0	0
INTL. BUSINESS MACHINES CORP	COMMON	459200101	746,971	4,319	SH		SOLE		4,319	0	0
INTL. BUSINESS MACHINES CORP	COMMON	459200101	190,245	1,100	SH		DFND		1,100	0	0
INTL. BUSINESS MACHINES CORP	COMMON	459200101	293,496	1,697	SH		SOLE		1,697	0	0
INTL. BUSINESS MACHINES CORP	COMMON	459200101	94,258	545	SH		DFND		545	0	0
INTUIT INC	COMMON	461202103	263,541	401	SH		SOLE		401	0	0
INTUIT INC	COMMON	461202103	584,917	890	SH		SOLE		890	0	0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF	OTHER	46138E370	1,091,094	12,920	SH		SOLE		12,920	0	0
INVESCO EXCH TRADED FD TR II VAR RATE PFD	OTHER	46138G870	1,425,140	59,480	SH		SOLE		59,480	0	0
INVESCO EXCH TRADED FD S&P SML600 VAL	OTHER	46137V167	362,131	3,650	SH		SOLE		3,650	0	0
INVESCO EXCH TRADED FD T S&P500 EQL WGT	OTHER	46137V357	8,198,721	49,907	SH		SOLE		49,907	0	0
INVESCO EXCH TRADED FD T GBL LISTED PVT	OTHER	46137V118	275,821	4,515	SH		SOLE		4,515	0	0
INVESCO QQQ TR UNIT SER 1	OTHER	46137V107	5,012,927	10,463	SH		SOLE		10,463	0	0
ISHARES INC MSCI JPN ETF NEW	OTHER	46434G822	255,900	3,750	SH		SOLE		3,750	0	0
ISHARES SILVER TR	OTHER	46428Q109	261,315	9,835	SH		SOLE		9,835	0	0
ISHARES SILVER TR	OTHER	46428Q109	14,613	550	SH		DFND		550	0	0
ISHARES TR S&P 100 ETF	OTHER	464287101	816,158	3,088	SH		SOLE		3,088	0	0
ISHARES TR S&P TTL STK	OTHER	464287150	263,691	2,220	SH		SOLE		2,220	0	0
ISHARES TR SELECT DIVID ETF	OTHER	464287168	4,979,173	41,157	SH		SOLE		41,157	0	0
ISHARES TR SELECT DIVID ETF	OTHER	464287168	11,614	96	SH		DFND		96	0	0
ISHARES TR CORE S&P500 ETF	OTHER	464287200	4,147,456	7,579	SH		SOLE		7,579	0	0
ISHARES TR CORE US AGGBD ET	OTHER	464287226	5,698,009	58,700	SH		SOLE		58,700	0	0
ISHARES TR CORE US AGGBD ET	OTHER	464287226	29,606	305	SH		DFND		305	0	0
ISHARES TR MSCI EMG MKT ETF	OTHER	464287234	2,277,670	53,479	SH		SOLE		53,479	0	0
ISHARES TR MSCI EMG MKT ETF	OTHER	464287234	11,712	275	SH		DFND		275	0	0
ISHARES TR GLOBAL TECH ETF	OTHER	464287291	479,030	5,784	SH		SOLE		5,784	0	0
ISHARES TR GLOBAL TECH ETF	OTHER	464287291	1,552,378	18,744	SH		DFND		18,744	0	0
ISHARES TR S&P 500 GRWT ETF	OTHER	464287309	1,778,248	19,216	SH		SOLE		19,216	0	0
ISHARES TR 1 3 YR TREAS BD	OTHER	464287457	1,458,922	17,868	SH		SOLE		17,868	0	0
ISHARES TR MSCI EAFE ETF	OTHER	464287465	6,287,940	80,275	SH		SOLE		80,275	0	0
ISHARES TR RUS MDCP VAL SFT	OTHER	464287473	200,428	1,660	SH		SOLE		1,660	0	0
ISHARES TR RUS MD CP GR ETF	OTHER	464287481	1,421,528	12,882	SH		SOLE		12,882	0	0
ISHARES TR RUS MID CAP ETF	OTHER	464287499	3,503,223	43,207	SH		SOLE		43,207	0	0
ISHARES TR RUS MID CAP ETF	OTHER	464287499	23,107	285	SH		DFND		285	0	0
ISHARES TR CORE S&P MCP ETF	OTHER	464287507	5,273,237	90,110	SH		SOLE		90,110	0	0
ISHARES TR ISHARES BIOTECH	OTHER	464287556	1,358,050	9,894	SH		SOLE		9,894	0	0
ISHARES TR GLOBAL 100 ETF	OTHER	464287572	311,953	3,230	SH		SOLE		3,230	0	0
ISHARES TR RUS 1000 VAL ETF	OTHER	464287598	1,906,084	10,925	SH		SOLE		10,925	0	0
ISHARES TR S&P MC 400GR ETF	OTHER	464287606	307,503	3,490	SH		SOLE		3,490	0	0
ISHARES TR RUS 1000 GRW ETF	OTHER	464287614	2,818,391	7,732	SH		SOLE		7,732	0	0
ISHARES TR RUS 1000 ETF	OTHER	464287622	795,621	2,674	SH		SOLE		2,674	0	0
ISHARES TR RUSSELL 2000 ETF	OTHER	464287655	4,327,035	21,327	SH		SOLE		21,327	0	0
ISHARES TR RUSSELL 2000 ETF	OTHER	464287655	40,578	200	SH		DFND		200	0	0
ISHARES TR US INDUSTRIALS	OTHER	464287754	382,208	3,200	SH		SOLE		3,200	0	0
ISHARES TR U.S. REAL ES ETF	OTHER	464287739	391,759	4,465	SH		SOLE		4,465	0	0
ISHARES TR U.S. FIN SVC ETF	OTHER	464287770	777,824	11,928	SH		SOLE		11,928	0	0
ISHARES TR CORE S&P SCP ETF	OTHER	464287804	6,935,993	65,029	SH		SOLE		65,029	0	0
ISHARES TR S&P SML 600 GWT	OTHER	464287887	299,241	2,330	SH		SOLE		2,330	0	0
ISHARES TR MSCI ACWI ETF	OTHER	464288257	351,474	3,127	SH		SOLE		3,127	0	0
ISHARES TR IBOXX HI YD ETF	OTHER	464288513	1,470,982	19,069	SH		SOLE		19,069	0	0
ISHARES TR IBOXX HI YD ETF	OTHER	464288513	17,356	225	SH		DFND		225	0	0
ISHARES TR ISHS 1-5YR INVS	OTHER	464288646	2,291,760	44,726	SH		SOLE		44,726	0	0
ISHARES TR 3 7 YR TREAS BD	OTHER	464288661	2,405,701	20,834	SH		SOLE		20,834	0	0
ISHARES TR PFD AND INCM SEC	OTHER	464288687	3,404,308	107,902	SH		SOLE		107,902	0	0
ISHARES TR PFD AND INCM SEC	OTHER	464288687	83,607	2,650	SH		DFND		2,650	0	0
ISHARES TR U.S. MED DVC ETF	OTHER	464288810	93,026	1,660	SH		SOLE		1,660	0	0
ISHARES TR U.S. MED DVC ETF	OTHER	464288810	921,297	16,440	SH		DFND		16,440	0	0
ISHARES TR MICRO-CAP ETF	OTHER	464288869	233,700	2,050	SH		SOLE		2,050	0	0
ISHARES TR US TREAS BD ETF	OTHER	46429B267	384,163	17,021	SH		SOLE		17,021	0	0
ISHARES TR FLTG RATE NT ETF	OTHER	46429B655	224,029	4,385	SH		SOLE		4,385	0	0
ISHARES TR CORE HIGH DV ETF	OTHER	46429B663	3,558,294	32,735	SH		SOLE		32,735	0	0
ISHARES TR CORE HIGH DV ETF	OTHER	46429B663	15,000	138	SH		DFND		138	0	0
ISHARES TR MSCI USA MMENTM	OTHER	46432F396	202,080	1,037	SH		SOLE		1,037	0	0
ISHARES TR MSCI EMRG CHN	OTHER	46434G764	2,175,777	36,753	SH		SOLE		36,753	0	0
ISHARES TR CORE INTL AGGR	OTHER	46435G672	249,600	5,000	SH		SOLE		5,000	0	0
JOHNSON & JOHNSON	COMMON	478160104	1,811,799	12,396	SH		SOLE		12,396	0	0
JOHNSON & JOHNSON	COMMON	478160104	652,312	4,463	SH		DFND		4,463	0	0
JOHNSON & JOHNSON	COMMON	478160104	4,815,972	32,950	SH		SOLE		32,950	0	0
JOHNSON & JOHNSON	COMMON	478160104	478,674	3,275	SH		DFND		3,275	0	0
JP MORGAN CHASE & CO	COMMON	46625H100	739,867	3,658	SH		SOLE		3,658	0	0
JP MORGAN CHASE & CO	COMMON	46625H100	360,023	1,780	SH		DFND		1,780	0	0
JP MORGAN CHASE & CO	COMMON	46625H100	2,447,346	12,100	SH		SOLE		12,100	0	0
JP MORGAN CHASE & CO	COMMON	46625H100	272,241	1,346	SH		DFND		1,346	0	0
KIMBERLY CLARK CORP	COMMON	494368103	299,479	2,167	SH		SOLE		2,167	0	0
KIMBERLY CLARK CORP	COMMON	494368103	106,414	770	SH		DFND		770	0	0
KIMBERLY CLARK CORP	COMMON	494368103	203,983	1,476	SH		DFND		1,476	0	0
KRAFT HEINZ CO	COMMON	500754106	231,984	7,200	SH		SOLE		7,200	0	0
KRAFT HEINZ CO	COMMON	500754106	27,644	858	SH		DFND		858	0	0
LILLY ELI & CO	COMMON	532457108	325,937	360	SH		SOLE		360	0	0
LILLY ELI & CO	COMMON	532457108	9,021,206	9,964	SH		SOLE		9,964	0	0
LILLY ELI & CO	COMMON	532457108	149,387	165	SH		DFND		165	0	0
LOCKHEED MARTIN CORP	COMMON	539830109	290,536	622	SH		SOLE		622	0	0
LOWES COS INC	COMMON	548661107	1,173,950	5,325	SH		SOLE		5,325	0	0
LOWES COS INC	COMMON	548661107	755,736	3,428	SH		SOLE		3,428	0	0
LOWES COS INC	COMMON	548661107	157,628	715	SH		DFND		715	0	0
LYONDELLBASELL INDUSTRIES NV	COMMON	N53745100	491,214	5,135	SH		SOLE		5,135	0	0
MANULIFE FINL CORP	COMMON	56501R106	91,147	3,424	SH		SOLE		3,424	0	0
MANULIFE FINL CORP	COMMON	56501R106	428,209	16,086	SH		DFND		16,086	0	0
MANULIFE FINL CORP	COMMON	56501R106	363,070	13,639	SH		SOLE		13,639	0	0
MARRIOTT INTERNATIONAL INC	COMMON	571903202	567,676	2,348	SH		SOLE		2,348	0	0
MARRIOTT INTERNATIONAL INC	COMMON	571903202	170,931	707	SH		DFND		707	0	0
MARSH & MCLENNAN COS INC	COMMON	571748102	19,596	93	SH		SOLE		93	0	0
MARSH & MCLENNAN COS INC	COMMON	571748102	189,648	900	SH		DFND		900	0	0
MCDONALDS CORP	COMMON	580135101	597,345	2,344	SH		SOLE		2,344	0	0
MCDONALDS CORP	COMMON	580135101	96,330	378	SH		DFND		378	0	0
MCDONALDS CORP	COMMON	580135101	633,277	2,485	SH		SOLE		2,485	0	0
MCDONALDS CORP	COMMON	580135101	21,661	85	SH		DFND		85	0	0
MCKESSON CORP	COMMON	58155Q103	281,507	482	SH		SOLE		482	0	0
MCKESSON CORP	COMMON	58155Q103	52,564	90	SH		DFND		90	0	0
MERCK & CO INC	COMMON	58933Y105	1,293,834	10,451	SH		SOLE		10,451	0	0
MERCK & CO INC	COMMON	58933Y105	738,715	5,967	SH		DFND		5,967	0	0
MERCK & CO INC	COMMON	58933Y105	560,690	4,529	SH		SOLE		4,529	0	0
MERCK & CO INC	COMMON	58933Y105	297,120	2,400	SH		DFND		2,400	0	0
META PLATFORMS INC CL A	COMMON	30303M102	428,082	849	SH		SOLE		849	0	0
META PLATFORMS INC CL A	COMMON	30303M102	1,538,879	3,052	SH		SOLE		3,052	0	0
METHANEX CORP	COMMON	59151K108	337,820	7,000	SH		SOLE		7,000	0	0
MICROSOFT CORP	COMMON	594918104	8,680,216	19,421	SH		SOLE		19,421	0	0
MICROSOFT CORP	COMMON	594918104	393,316	880	SH		DFND		880	0	0
MICROSOFT CORP	COMMON	594918104	10,239,177	22,909	SH		SOLE		22,909	0	0
MICROSOFT CORP	COMMON	594918104	2,100,665	4,700	SH		DFND		4,700	0	0
MONDELEZ INTL INC	COMMON	609207105	407,888	6,233	SH		SOLE		6,233	0	0
MONDELEZ INTL INC	COMMON	609207105	106,144	1,622	SH		DFND		1,622	0	0
MONDELEZ INTL INC	COMMON	609207105	278,774	4,260	SH		SOLE		4,260	0	0
MONDELEZ INTL INC	COMMON	609207105	104,704	1,600	SH		DFND		1,600	0	0
MOODYS CORP	COMMON	615369105	210,465	500	SH		SOLE		500	0	0
MORGAN STANLEY	COMMON	617446448	602,578	6,200	SH		SOLE		6,200	0	0
NAVO-NORDISK A S ADR	OTHER	670100205	249,795	1,750	SH		SOLE		1,750	0	0
NESTLE S A SPON ADR	OTHER	641069406	242,212	2,373	SH		SOLE		2,373	0	0
NESTLE S A SPON ADR	OTHER	641069406	22,455	220	SH		DFND		220	0	0
NEXTERA ENERGY INC	COMMON	65339F101	746,196	10,538	SH		SOLE		10,538	0	0
NEXTERA ENERGY INC	COMMON	65339F101	106,781	1,508	SH		DFND		1,508	0	0
NEXTERA ENERGY INC	COMMON	65339F101	742,088	10,480	SH		SOLE		10,480	0	0
NORFOLK SOUTHERN CORP	COMMON	655844108	1,208,490	5,629	SH		SOLE		5,629	0	0
NORFOLK SOUTHERN CORP	COMMON	655844108	734,454	3,421	SH		DFND		3,421	0	0
NORFOLK SOUTHERN CORP	COMMON	655844108	1,467,835	6,837	SH		SOLE		6,837	0	0
NORFOLK SOUTHERN CORP	COMMON	655844108	64,407	300	SH		DFND		300	0	0
NORTHROP GRUMMAN CORP	COMMON	666807102	381,020	874	SH		SOLE		874	0	0
NOVARTIS AG SPON ADR	OTHER	66987V109	389,004	3,654	SH		SOLE		3,654	0	0
NVIDIA CORP	COMMON	67066G104	44,474	360	SH		SOLE		360	0	0
NVIDIA CORP	COMMON	67066G104	247,080	2,000	SH		DFND		2,000	0	0
NVIDIA CORP	COMMON	67066G104	1,177,953	9,535	SH		SOLE		9,535	0	0
OMNICOM GROUP	COMMON	681919106	7,804	87	SH		SOLE		87	0	0
OMNICOM GROUP	COMMON	681919106	339,515	3,785	SH		DFND		3,785	0	0
ORACLE CORP	COMMON	68389X105	494,200	3,500	SH		SOLE		3,500	0	0
ORACLE CORP	COMMON	68389X105	602,783	4,269	SH		SOLE		4,269	0	0
ORACLE CORP	COMMON	68389X105	14,261	101	SH		DFND		101	0	0
OREILLY AUTOMOTIVE	COMMON	67103H107	222,828	211	SH		SOLE		211	0	0
PAYCHEX INC	COMMON	704326107	488,467	4,120	SH		SOLE		4,120	0	0
PENSKE AUTO GROUP INC	COMMON	70959W103	596,080	4,000	SH		DFND		4,000	0	0
PEPSICO INC	COMMON	713448108	1,339,067	8,119	SH		SOLE		8,119	0	0
PEPSICO INC	COMMON	713448108	603,644	3,660	SH		DFND		3,660	0	0
PEPSICO INC	COMMON	713448108	1,802,849	10,931	SH		SOLE		10,931	0	0
PEPSICO INC	COMMON	713448108	215,233	1,350	SH		DFND		1,350	0	0
PFIZER INC	COMMON	717081103	845,052	30,202	SH		SOLE		30,202	0	0
PFIZER INC	COMMON	717081103	421,491	15,064	SH		DFND		15,064	0	0
PFIZER INC	COMMON	717081103	799,304	28,567	SH		SOLE		28,567	0	0
PFIZER INC	COMMON	717081103	71,349	2,550	SH		DFND		2,550	0	0
PHILIP MORRIS INTL INC	COMMON	718172109	901,229	8,894	SH		SOLE		8,894	0	0
PHILIP MORRIS INTL INC	COMMON	718172109	356,378	3,517	SH		DFND		3,517	0	0
PHILIP MORRIS INTL INC	COMMON	718172109	346,548	3,420	SH		SOLE		3,420	0	0
PHILIP MORRIS INTL INC	COMMON	718172109	513,236	5,065	SH		DFND		5,065	0	0
PROCTER & GAMBLE CO	COMMON	742718109	773,805	4,692	SH		SOLE		4,692	0	0
PROCTER & GAMBLE CO	COMMON	742718109	414,939	2,516	SH		DFND		2,516	0	0
PROCTER & GAMBLE CO	COMMON	742718109	6,265,310	37,990	SH		SOLE		37,990	0	0
PROCTER & GAMBLE CO	COMMON	742718109	747,912	4,535	SH		DFND		4,535	0	0
PROSHARES TR PSHS ULTRA QQQ	COMMON	74347R206	1,267,587	12,700	SH		DFND		12,700	0	0
QUALCOMM INC	COMMON	747525103	516,075	2,591	SH		SOLE		2,591	0	0
QUALCOMM INC	COMMON	747525103	822,414	4,129	SH		SOLE		4,129	0	0
QUALCOMM INC	COMMON	747525103	54,774	275	SH		DFND		275	0	0
RENAISSANCE CAP GREENWICH FD IPO ETF	OTHER	759937204	228,557	5,670	SH		DFND		5,670	0	0
RGC RES INC	COMMON	74955L103	818,511	40,025	SH		SOLE		40,025	0	0
RTX CORPORATION	COMMON	75513E105	144,762	1,442	SH		SOLE		1,442	0	0
RTX CORPORATION	COMMON	75513E105	120,368	1,199	SH		DFND		1,199	0	0
RTX CORPORATION	COMMON	75513E101	1,995,150	19,874	SH		SOLE		19,874	0	0
RTX CORPORATION	COMMON	75513E101	108,421	1,080	SH		DFND		1,080	0	0
SCHLUMBERGER LTD	COMMON	806857108	489,586	10,377	SH		SOLE		10,377	0	0
SCHLUMBERGER LTD	COMMON	806857108	61,334	1,300	SH		DFND		1,300	0	0
SELECT SECTOR SPDR TR SBI MATERIALS	OTHER	81369Y100	202,053	2,288	SH		SOLE		2,288	0	0
SELECT SECTOR SPDR TR SBI HEALTHCARE	OTHER	81369Y209	724,377	4,970	SH		DFND		4,970	0	0
SELECT SECTOR SPDR TR SBI CONS SPLS	OTHER	81369Y308	201,405	2,630	SH		SOLE		2,630	0	0
SELECT SECTOR SPDR TR ENERGY	OTHER	81369Y506	1,493,037	16,380	SH		SOLE		16,380	0	0
SELECT SECTOR SPDR TR FINANCIAL	OTHER	81369Y605	1,775,746	43,195	SH		SOLE		43,195	0	0
SELECT SECTOR SPDR TR INDL	OTHER	81369Y704	2,379,877	19,528	SH		SOLE		19,528	0	0
SELECT SECTOR SPDR TR INDL	OTHER	81369Y704	13,405	110	SH		DFND		110	0	0
SELECT SECTOR SPDR TR TECH	OTHER	81369Y803	1,282,724	5,670	SH		SOLE		5,670	0	0
SHELL PLC SPON ADS	OTHER	780259305	498,763	6,910	SH		SOLE		6,910	0	0
SHERWIN WILLIAMS CO	COMMON	824348106	1,065,395	3,570	SH		DFND		3,570	0	0
SOUTHERN CO	COMMON	842587107	729,856	9,409	SH		SOLE		9,409	0	0
SOUTHERN CO	COMMON	842587107	25,210	325	SH		DFND		325	0	0
SOUTHERN CO	COMMON	842587107	462,783	5,966	SH		SOLE		5,966	0	0
SOUTHERN CO	COMMON	842587107	41,112	530	SH		DFND		530	0	0
SPDR S&P 500 ETF TR	OTHER	78462F103	11,366,578	20,886	SH		SOLE		20,886	0	0
SPDR S&P 500 ETF TR	OTHER	78462F103	7,074	13	SH		DFND		13	0	0
SPDR SER TR BBG CON SEC ETF	OTHER	78464A359	273,107	3,790	SH		SOLE		3,790	0	0
SPDR SER TR	OTHER	78464A607	533,183	5,727	SH		SOLE		5,727	0	0
SPDR SER TR BLOOMBERG SHT TE	OTHER	78468R408	942,817	37,758	SH		SOLE		37,758	0	0
SSGA ACTIVE ETF TR BLACKSTONE SENR	OTHER	78467V608	328,757	7,865	SH		SOLE		7,865	0	0
STARBUCKS CORP	COMMON	855244109	247,796	3,183	SH		SOLE		3,183	0	0
STRYKER CORPORATION	COMMON	863667101	340,250	1,000	SH		DFND		1,000	0	0
TARGET CORP	COMMON	87612E110	156,330	1,056	SH		SOLE		1,056	0	0
TARGET CORP	COMMON	87612E110	75,204	508	SH		DFND		508	0	0
TARGET CORP	COMMON	87612E106	384,904	2,600	SH		SOLE		2,600	0	0
TEXAS INSTRS INC	COMMON	882508104	259,892	1,336	SH		SOLE		1,336	0	0
THE CIGNA GROUP	COMMON	125523100	1,644,586	4,975	SH		SOLE		4,975	0	0
THE CIGNA GROUP	COMMON	125523100	37,024	112	SH		DFND		112	0	0
THE CIGNA GROUP	COMMON	125523100	117,021	354	SH		SOLE		354	0	0
THE CIGNA GROUP	COMMON	125523100	86,609	262	SH		DFND		262	0	0
TRACTOR SUPPLY CO	COMMON	892356106	270,810	1,003	SH		SOLE		1,003	0	0
TRAVELERS COMPANIES INC	COMMON	89417E113	66,899	329	SH		SOLE		329	0	0
TRAVELERS COMPANIES INC	COMMON	89417E113	250,718	1,233	SH		DFND		1,233	0	0
TRUIST FINL CORP	COMMON	89832Q109	196,076	5,047	SH		SOLE		5,047	0	0
TRUIST FINL CORP	COMMON	89832Q109	20,124	518	SH		DFND		518	0	0
TRUIST FINL CORP	COMMON	89832Q109	925,173	23,814	SH		SOLE		23,814	0	0
UBER TECHNOLOGIES INC	COMMON	90353T100	1,213,756	16,700	SH		SOLE		16,700	0	0
UNION PAC CORP	COMMON	907818108	297,079	1,313	SH		SOLE		1,313	0	0
UNION PAC CORP	COMMON	907818108	312,238	1,380	SH		SOLE		1,380	0	0
UNITEDHEALTH GROUP INC	COMMON	91324P102	283,148	556	SH		SOLE		556	0	0
VALERO ENERGY CORP	COMMON	91913Y100	449,274	2,866	SH		SOLE		2,866	0	0
VANECK ETF TRUST PFD SECURT	OTHER	92189F429	185,456	10,720	SH		SOLE		10,720	0	0
VANECK ETF TRUST SEMICONDUCTR ETF	OTHER	92189F676	2,440,152	9,360	SH		SOLE		9,360	0	0
VANECK ETF TRUST PHARMACEUTCL ETF	OTHER	92189F692	593,247	6,485	SH		SOLE		6,485	0	0
VANECK ETF TRUST HIGH YLD MUNIETF	OTHER	92189H409	408,809	7,915	SH		SOLE		7,915	0	0
VANGUARD INTL EQU IDX F ALLWRLD EX US	OTHER	922042775	2,101,364	35,835	SH		SOLE		35,835	0	0
VANGUARD INTL EQU IDX F FTSE EMR MKT ETF	OTHER	922042858	2,398,398	54,808	SH		SOLE		54,808	0	0
VANGUARD SPECIALIZED FNDS DIV APP ETF	OTHER	921908844	490,876	2,689	SH		SOLE		2,689	0	0
VANGUARD TAX-MANAGED INTL	OTHER	921943858	2,040,502	41,289	SH		SOLE		41,289	0	0
VERIZON COMMUNICATIONS	COMMON	92343V104	591,876	14,352	SH		SOLE		14,352	0	0
VERIZON COMMUNICATIONS	COMMON	92343V104	294,660	7,145	SH		DFND		7,145	0	0
VERIZON COMMUNICATIONS	COMMON	92343V104	1,073,312	26,026	SH		SOLE		26,026	0	0
VERIZON COMMUNICATIONS	COMMON	92343V104	70,314	1,705	SH		DFND		1,705	0	0
VISA INC CL A	COMMON	92826C839	731,241	2,786	SH		SOLE		2,786	0	0
VISA INC CL A	COMMON	92826C839	232,548	886	SH		SOLE		886	0	0
WALMART INC	COMMON	931142103	1,971,174	29,112	SH		SOLE		29,112	0	0
WALMART INC	COMMON	931142103	361,978	5,346	SH		DFND		5,346	0	0
WALMART INC	COMMON	931142103	898,782	13,274	SH		SOLE		13,274	0	0
WASTE MGMT INC DEL	COMMON	94106L109	520,550	2,440	SH		SOLE		2,440	0	0
WASTE MGMT INC DEL	COMMON	94106L109	3,046,495	14,280	SH		SOLE		14,280	0	0
WASTE MGMT INC DEL	COMMON	94106L109	42,668	200	SH		DFND		200	0	0
WELLS FARGO CO NEW	COMMON	949746101	274,322	4,619	SH		SOLE		4,619	0	0
WELLS FARGO CO NEW	COMMON	949746101	30,348	511	SH		DFND		511	0	0
WELLS FARGO CO NEW	COMMON	949746101	341,254	5,746	SH		SOLE		5,746	0	0
WELLS FARGO CO NEW	COMMON	949746101	706,087	11,889	SH		DFND		11,889	0	0
WELLTOWER INC	COMMON	95040Q104	673,976	6,465	SH		SOLE		6,465	0	0
YUM! BRANDS INC	COMMON	988498101	349,032	2,635	SH		SOLE		2,635	0	0
YUM! BRANDS INC	COMMON	988498101	52,984	400	SH		DFND		400	0	0
INVESCO QQQ TRUST SERIES 1	OTHER	46090E103	202,664	423	SH		SOLE		0	0	0
ISHARES CORE MSCI EAFE ETF	OTHER	46432F842	407,728	5,613	SH		SOLE		0	0	0
ISHARES DJ US TOTAL MARKET ETF	OTHER	464287846	420,086	3,175	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	1,475,189	18,833	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	20,366	260	SH		DFND		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	580,587	13,632	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTHER	464287705	381,339	3,361	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/VALUE E	OTHER	464287705	14,183	125	SH		DFND		0	0	0
ISHARES S&P SMALLCAP 600	OTHER	464287804	1,917,640	17,979	SH		SOLE		0	0	0
ISHARES S&P SMALLCAP 600	OTHER	464287804	82,768	776	SH		DFND		0	0	0
ISHARES S&P 400 MIDCAP INDEX F	OTHER	464287507	2,497,575	42,679	SH		SOLE		0	0	0
ISHARES S&P 400 MIDCAP INDEX F	OTHER	464287507	78,534	1,342	SH		DFND		0	0	0
ISHARES S&P 500 INDEX FUND	OTHER	464287200	2,138,028	3,907	SH		SOLE		0	0	0
SPDR PORTFOLIO S&P 500 GROWTH	OTHER	78464A409	3,135,807	39,134	SH		SOLE		0	0	0
SPDR PORTFOLIO S&P 500 GROWTH	OTHER	78464A409	18,831	235	SH		DFND		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	9,847,117	18,094	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	129,524	238	SH		DFND		0	0	0
VANGUARD HIGH DVD YIELD ETF	OTHER	921946406	2,261,939	19,072	SH		SOLE		0	0	0
VANGUARD HIGH DVD YIELD ETF	OTHER	921946406	32,022	270	SH		DFND		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	437,614	875	SH		SOLE		0	0	0
SPDR BLOOMBERG HIGH YIELD BOND	OTHER	78468R622	73,719	782	SH		SOLE		0	0	0
SPDR BLOOMBERG HIGH YIELD BOND	OTHER	78468R622	152,623	1,619	SH		DFND		0	0	0