West Chester Capital Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
BUNGE LIMITED	COM	G16962105	706	9,300	SH		SOLE		5,800	0	3,500
EATON CORP PLC	SHS	G29183103	676	9,824	SH		SOLE		9,824	0	0
EATON CORP PLC	SHS	G29183103	83	1,208	SH		OTR		1,208	0	0
INGERSOLL-RAND PLC	SHS	G47791101	1,542	23,750	SH		SOLE		9,000	0	14,750
ALPS ETF TR	ALERIAN MLP	00162Q866	845	48,040	SH		SOLE		48,040	0	0
ALPS ETF TR	ALERIAN MLP	00162Q866	82	4,672	SH		OTR		4,672	0	0
AT&T INC	COM	00206R102	849	25,124	SH		SOLE		17,814	0	7,310
AT&T INC	COM	00206R102	32	956	SH		OTR		956	0	0
ABBVIE INC	COM	00287Y109	606	13,550	SH		SOLE		8,000	0	5,550
AIR PRODS & CHEMS INC	COM	009158106	645	6,051	SH		SOLE		5,201	0	850
ALTRIA GROUP INC	COM	02209S103	2,140	62,296	SH		SOLE		53,525	0	8,771
ALTRIA GROUP INC	COM	02209S103	126	3,663	SH		OTR		3,484	35	144
AMAZON COM INC	COM	023135106	751	2,403	SH		SOLE		2,370	0	33
AMAZON COM INC	COM	023135106	110	351	SH		OTR		333	0	18
AMERICA MOVIL SAB DE CV	SPON ADR L SHS	02364W105	329	16,608	SH		SOLE		9,900	0	6,708
AMERISERV FINL INC	COM	03074A102	1,465	465,066	SH		SOLE		454,249	0	10,817
AMERISERV FINL INC	COM	03074A102	13	4,276	SH		OTR		4,276	0	0
ANNALY CAP MGMT INC	COM	035710409	226	19,520	SH		SOLE		8,711	0	10,809
ANNALY CAP MGMT INC	COM	035710409	8	682	SH		OTR		454	0	228
APPLE INC	COM	037833100	3,704	7,768	SH		SOLE		7,471	0	297
APPLE INC	COM	037833100	255	534	SH		OTR		528	0	6
APPLIED MATLS INC	COM	038222105	190	10,820	SH		SOLE		3,100	0	7,720
ARES CAP CORP	COM	04010L103	238	13,737	SH		SOLE		9,350	0	4,387
ARTESIAN RESOURCES CORP	CL A	043113208	216	9,699	SH		SOLE		6,000	0	3,699
AUTOMATIC DATA PROCESSING IN	COM	053015103	916	12,650	SH		SOLE		6,000	0	6,650
BAKER HUGHES INC	COM	057224107	518	10,550	SH		SOLE		2,750	0	7,800
BANK OF AMERICA CORPORATION	COM	060505104	1,029	74,594	SH		SOLE		42,922	0	31,672
BANK OF AMERICA CORPORATION	COM	060505104	21	1,550	SH		OTR		1,550	0	0
BARD C R INC	COM	067383109	328	2,848	SH		SOLE		2,848	0	0
BARD C R INC	COM	067383109	114	988	SH		OTR		988	0	0
BAXTER INTL INC	COM	071813109	1,086	16,525	SH		SOLE		6,800	0	9,725
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	341	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,764	15,540	SH		SOLE		8,368	0	7,172
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	147	1,299	SH		OTR		1,299	0	0
BLACKROCK INC	COM	09247X101	210	775	SH		SOLE		500	0	275
BOEING CO	COM	097023105	1,557	13,250	SH		SOLE		6,750	0	6,500
BRISTOL MYERS SQUIBB CO	COM	110122108	1,786	38,583	SH		SOLE		22,481	0	16,102
BRISTOL MYERS SQUIBB CO	COM	110122108	53	1,139	SH		OTR		1,139	0	0
CBRE CLARION GLOBAL REAL EST	COM	12504G100	122	15,100	SH		SOLE		0	0	15,100
CSX CORP	COM	126408103	36	1,388	SH		OTR		1,388	0	0
CSX CORP	COM	126408103	674	26,169	SH		SOLE		22,769	0	3,400
CVS CAREMARK CORPORATION	COM	126650100	238	4,200	SH		SOLE		500	0	3,700
CATERPILLAR INC DEL	COM	149123101	1,683	20,175	SH		SOLE		9,850	0	10,325
CHEVRON CORP NEW	COM	166764100	1,076	8,855	SH		SOLE		2,100	0	6,755
CHICAGO BRIDGE & IRON CO N V	COM	167250109	244	3,600	SH		SOLE		2,200	0	1,400
CISCO SYS INC	COM	17275R102	1,033	44,084	SH		SOLE		23,700	0	20,384
CLOROX CO DEL	COM	189054109	485	5,937	SH		SOLE		5,437	0	500
CLOROX CO DEL	COM	189054109	48	590	SH		OTR		590	0	0
COCA COLA CO	COM	191216100	528	13,931	SH		SOLE		0	0	13,931
COLGATE PALMOLIVE CO	COM	194162103	851	14,350	SH		SOLE		9,350	0	5,000
DCP MIDSTREAM PARTNERS LP	COM UT LTD PTN	23311P100	216	4,357	SH		SOLE		0	0	0
DANAHER CORP DEL	COM	235851102	727	10,490	SH		SOLE		10,490	0	0
DANAHER CORP DEL	COM	235851102	92	1,332	SH		OTR		1,332	0	0
DISNEY WALT CO	COM DISNEY	254687106	200	3,105	SH		SOLE		2,000	0	1,105
DIRECTV	COM	25490A309	184	3,076	SH		SOLE		3,076	0	0
DIRECTV	COM	25490A309	26	434	SH		OTR		434	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	893	15,243	SH		SOLE		15,218	0	25
DU PONT E I DE NEMOURS & CO	COM	263534109	68	1,153	SH		OTR		1,153	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	374	5,607	SH		SOLE		5,607	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	13	200	SH		OTR		200	0	0
EGA EMERGING GLOBAL SHS TR	EGS EMKTCONS ETF	268461779	614	22,800	SH		SOLE		14,300	0	8,500
EGA EMERGING GLOBAL SHS TR	EGS BRAZ INF ETF	268461829	457	25,080	SH		SOLE		12,500	0	12,580
ETFS PRECIOUS METALS BASKET	PHYS PM BSKT	26922W109	253	3,500	SH		SOLE		2,100	0	1,400
ETFS WHITE METALS BASKET TR	PHY WM BSK SHS	26923B104	261	6,400	SH		SOLE		4,650	0	1,750
ENBRIDGE ENERGY PARTNERS L P	COM	29250R106	268	8,798	SH		SOLE		4,000	0	4,798
ENTERPRISE PRODS PARTNERS L	COM	293792107	341	5,593	SH		SOLE		0	0	0
EXXON MOBIL CORP	COM	30231G102	3,928	45,659	SH		SOLE		20,291	0	25,368
EXXON MOBIL CORP	COM	30231G102	15	175	SH		OTR		175	0	0
FNB CORP PA	COM	302520101	394	32,486	SH		SOLE		32,486	0	0
FIFTH THIRD BANCORP	COM	316773100	185	10,276	SH		SOLE		10,276	0	0
FIRST COMWLTH FINL CORP PA	COM	319829107	80	10,540	SH		SOLE		10,540	0	0
FISERV INC	COM	337738108	2,112	20,900	SH		SOLE		10,350	0	10,550
FOOT LOCKER INC	COM	344849104	1,306	38,480	SH		SOLE		27,700	0	10,780
FRANKLIN RES INC	COM	354613101	1,693	33,500	SH		SOLE		10,400	0	23,100
FREEPORT-MCMORAN COPPER & GO	COM	35671D857	822	24,850	SH		SOLE		18,000	0	6,850
FRESENIUS MED CARE AG&CO KGA	SPONSORED ADR	358029106	304	9,376	SH		SOLE		9,376	0	0
GABELLI EQUITY TR INC	COM	362397101	572	85,065	SH		SOLE		85,065	0	0
GABELLI EQUITY TR INC	COM	362397101	9	1,400	SH		OTR		1,400	0	0
GABELLI UTIL TR	COM	36240A101	176	27,644	SH		SOLE		27,644	0	0
GENERAL ELECTRIC CO	COM	369604103	1,632	68,315	SH		SOLE		24,290	0	44,025
GENERAL ELECTRIC CO	COM	369604103	11	475	SH		OTR		475	0	0
GENERAL MLS INC	COM	370334104	430	8,965	SH		SOLE		8,922	0	43
GENERAL MLS INC	COM	370334104	52	1,086	SH		OTR		978	0	108
GILEAD SCIENCES INC	COM	375558103	436	6,935	SH		SOLE		6,896	0	39
GILEAD SCIENCES INC	COM	375558103	65	1,037	SH		OTR		987	0	50
GLADSTONE LD CORP	COM	376549101	488	32,000	SH		SOLE		16,000	0	16,000
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	713	14,215	SH		SOLE		14,215	0	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	64	1,268	SH		OTR		1,268	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	1,677	10,600	SH		SOLE		5,400	0	5,200
GOOGLE INC	CL A	38259P508	190	217	SH		SOLE		217	0	0
GOOGLE INC	CL A	38259P508	35	40	SH		OTR		40	0	0
GULFMARK OFFSHORE INC	CL A NEW	402629208	468	9,200	SH		SOLE		6,200	0	3,000
HALLIBURTON CO	COM	406216101	469	9,750	SH		SOLE		9,750	0	0
HALLIBURTON CO	COM	406216101	75	1,555	SH		OTR		1,555	0	0
HELMERICH & PAYNE INC	COM	423452101	241	3,500	SH		SOLE		3,200	0	300
HERSHEY CO	COM	427866108	435	4,700	SH		SOLE		1,600	0	3,100
HOME DEPOT INC	COM	437076102	530	6,984	SH		SOLE		1,600	0	5,384
HONEYWELL INTL INC	COM	438516106	1,451	17,475	SH		SOLE		8,900	0	8,575
HUNTINGTON BANCSHARES INC	COM	446150104	158	19,075	SH		SOLE		18,054	0	1,021
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	633	7,600	SH		SOLE		5,600	0	2,000
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	298	3,575	SH		SOLE		0	0	0
ILLINOIS TOOL WKS INC	COM	452308109	689	9,040	SH		SOLE		4,800	0	4,240
INDEXIQ ETF TR	GLB AGRI SM CP	45409B834	1,350	49,750	SH		SOLE		26,600	0	23,150
INSPERITY INC	COM	45778Q107	380	10,100	SH		SOLE		3,500	0	6,600
INTEL CORP	COM	458140100	1,242	54,196	SH		SOLE		18,200	0	35,996
INTERNATIONAL BUSINESS MACHS	COM	459200101	306	1,650	SH		SOLE		0	0	1,650
INTUITIVE SURGICAL INC	COM NEW	46120E602	252	671	SH		SOLE		671	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	26	69	SH		OTR		69	0	0
ISHARES SILVER TRUST	ISHARES	46428Q109	219	10,500	SH		SOLE		5,100	0	5,400
ISHARES GOLD TRUST	ISHARES	464285105	174	13,500	SH		SOLE		8,250	0	5,250
ISHARES	MSCI BRIC INDX	464286657	339	9,100	SH		SOLE		4,200	0	4,900
ISHARES	MSCI PAC JP ETF	464286665	424	8,900	SH		SOLE		2,000	0	6,900
ISHARES	MSCI MALAYSI ETF	464286830	860	57,200	SH		SOLE		26,500	0	30,700
ISHARES	CHINA LG-CAP ETF	464287184	561	15,130	SH		SOLE		6,850	0	8,280
ISHARES	MSCI EMG MKT ETF	464287234	933	22,885	SH		SOLE		6,750	0	16,135
ISHARES	GLOBAL TECH ETF	464287291	1,139	15,220	SH		SOLE		9,300	0	5,920
ISHARES	LATN AMER 40 ETF	464287390	671	17,525	SH		SOLE		3,500	0	14,025
ISHARES	MSCI EAFE ETF	464287465	565	8,859	SH		SOLE		8,859	0	0
ISHARES	MSCI EAFE ETF	464287465	26	400	SH		OTR		400	0	0
ISHARES	RUS MDCP VAL ETF	464287473	386	6,330	SH		SOLE		5,700	0	630
ISHARES	RUS MID-CAP ETF	464287499	477	3,430	SH		SOLE		1,600	0	1,830
ISHARES	NASDQ BIOTEC ETF	464287556	516	2,460	SH		SOLE		495	0	1,965
ISHARES	COHEN&STEER REIT	464287564	271	3,530	SH		SOLE		0	0	3,530
ISHARES	RUSSELL 2000 ETF	464287655	457	4,290	SH		SOLE		1,000	0	3,290
ISHARES	CORE S&P SCP ETF	464287804	203	2,030	SH		SOLE		500	0	1,530
ISHARES	SP SMCP600VL ETF	464287879	276	2,700	SH		SOLE		200	0	2,500
ISHARES	SP SMCP600GR ETF	464287887	276	2,550	SH		SOLE		450	0	2,100
ISHARES	IBOXX HI YD ETF	464288513	1,016	11,093	SH		SOLE		11,093	0	0
ISHARES	MICRO-CAP ETF	464288869	247	3,600	SH		SOLE		2,000	0	1,600
JPMORGAN CHASE & CO	COM	46625H100	1,308	25,300	SH		SOLE		8,800	0	16,500
JOHNSON & JOHNSON	COM	478160104	2,911	33,577	SH		SOLE		18,450	0	15,127
JOHNSON & JOHNSON	COM	478160104	70	802	SH		OTR		772	0	30
KENNAMETAL INC	COM	489170100	494	10,841	SH		SOLE		3,902	0	6,939
KIMBERLY CLARK CORP	COM	494368103	214	2,269	SH		SOLE		2,269	0	0
KIMBERLY CLARK CORP	COM	494368103	24	255	SH		OTR		255	0	0
KINDER MORGAN ENERGY PARTNER	UT LTD PARTNER	494550106	306	3,832	SH		SOLE		0	0	0
KRAFT FOODS GROUP INC	COM	50076Q106	305	5,815	SH		SOLE		3,400	0	2,415
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	201	2,025	SH		SOLE		800	0	1,225
LILLY ELI & CO	COM	532457108	719	14,295	SH		SOLE		14,295	0	0
LILLY ELI & CO	COM	532457108	28	551	SH		OTR		551	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	373	6,604	SH		SOLE		0	0	0
MARKET VECTORS ETF TR	AGRIBUS ETF	57060U605	619	12,050	SH		SOLE		8,200	0	3,850
MARKET VECTORS ETF TR	INDONESIA ETF	57060U753	985	42,950	SH		SOLE		24,700	0	18,250
MARKET VECTORS ETF TR	MINOR METALS	57061R536	421	10,050	SH		SOLE		6,625	0	3,425
MASTERCARD INC	CL A	57636Q104	219	325	SH		SOLE		325	0	0
MASTERCARD INC	CL A	57636Q104	20	30	SH		OTR		30	0	0
MCDONALDS CORP	COM	580135101	1,019	10,583	SH		SOLE		7,506	0	3,077
MCDONALDS CORP	COM	580135101	124	1,286	SH		OTR		1,286	0	0
MERCK & CO INC NEW	COM	58933Y105	859	18,037	SH		SOLE		10,075	0	7,962
MERCK & CO INC NEW	COM	58933Y105	20	410	SH		OTR		410	0	0
MICROSOFT CORP	COM	594918104	2,535	76,177	SH		SOLE		31,400	0	44,777
MONDELEZ INTL INC	CL A	609207105	756	24,053	SH		SOLE		16,200	0	7,853
MORGAN STANLEY	COM NEW	617446448	613	22,735	SH		SOLE		22,735	0	0
MORGAN STANLEY	COM NEW	617446448	66	2,450	SH		OTR		2,450	0	0
NYSE EURONEXT	COM	629491101	1,958	46,650	SH		SOLE		27,700	0	18,950
NATIONAL PENN BANCSHARES INC	COM	637138108	194	19,299	SH		SOLE		500	0	18,799
NEW YORK MTG TR INC	COM PAR $.02	649604501	220	35,279	SH		SOLE		35,279	0	0
NUANCE COMMUNICATIONS INC	COM	67020Y100	351	18,766	SH		SOLE		18,766	0	0
NUANCE COMMUNICATIONS INC	COM	67020Y100	24	1,300	SH		OTR		1,300	0	0
PNC FINL SVCS GROUP INC	COM	693475105	256	3,527	SH		SOLE		1,000	0	2,527
PPG INDS INC	COM	693506107	949	5,682	SH		SOLE		950	0	4,732
PACCAR INC	COM	693718108	200	3,600	SH		SOLE		3,000	0	600
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	318	7,450	SH		SOLE		7,000	0	450
PEPSICO INC	COM	713448108	1,423	17,898	SH		SOLE		10,028	0	7,870
PEPSICO INC	COM	713448108	80	1,009	SH		OTR		1,009	0	0
PFIZER INC	COM	717081103	541	18,822	SH		SOLE		3,600	0	15,222
PHILIP MORRIS INTL INC	COM	718172109	2,184	25,224	SH		SOLE		16,871	0	8,353
PHILIP MORRIS INTL INC	COM	718172109	86	992	SH		OTR		984	8	0
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	451	4,300	SH		SOLE		100	0	4,200
PIONEER NAT RES CO	COM	723787107	578	3,059	SH		SOLE		700	0	2,359
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	293	5,570	SH		SOLE		0	0	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	273	3,455	SH		SOLE		3,455	0	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	12	150	SH		OTR		150	0	0
POWERSHARES GLOBAL ETF TRUST	GBL WTR PORT	73936T623	355	16,800	SH		SOLE		8,700	0	8,100
PRICE T ROWE GROUP INC	COM	74144T108	2,137	29,708	SH		SOLE		8,800	0	20,908
PRICELINE COM INC	COM NEW	741503403	236	233	SH		SOLE		233	0	0
PRICELINE COM INC	COM NEW	741503403	45	45	SH		OTR		45	0	0
PROCTER & GAMBLE CO	COM	742718109	2,012	26,620	SH		SOLE		7,400	0	19,220
PROSHARES TR	PSHS ULTSH 20YRS	74347B201	263	3,500	SH		SOLE		3,500	0	0
RALPH LAUREN CORP	CL A	751212101	568	3,449	SH		SOLE		450	0	2,999
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	251	3,825	SH		SOLE		700	0	3,125
SEI INVESTMENTS CO	COM	784117103	2,151	69,596	SH		SOLE		24,100	0	45,496
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,722	22,153	SH		SOLE		22,153	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,959	11,661	SH		OTR		11,661	0	0
SPDR INDEX SHS FDS	EUROPE ETF	78463X608	463	11,500	SH		SOLE		5,000	0	6,500
SPDR INDEX SHS FDS	MIDEAST AFRICA	78463X806	519	7,720	SH		SOLE		2,400	0	5,320
SPDR INDEX SHS FDS	S&P GBLINF ETF	78463X855	1,347	31,000	SH		SOLE		15,500	0	15,500
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	729	17,300	SH		SOLE		11,000	0	6,300
SPDR SERIES TRUST	BRC HGH YLD BD	78464A417	962	24,142	SH		SOLE		24,142	0	0
SCHLUMBERGER LTD	COM	806857108	1,341	15,175	SH		SOLE		8,600	0	6,575
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	1,125	13,570	SH		SOLE		9,600	0	3,970
SERVICE CORP INTL	COM	817565104	186	10,000	SH		SOLE		10,000	0	0
SOUTHERN CO	COM	842587107	623	15,119	SH		SOLE		15,119	0	0
SOUTHERN CO	COM	842587107	50	1,220	SH		OTR		1,220	0	0
SPECTRA ENERGY PARTNERS LP	COM	84756N109	288	6,571	SH		SOLE		0	0	0
STANLEY BLACK & DECKER INC	COM	854502101	875	9,661	SH		SOLE		2,750	0	6,911
SUNOCO LOGISTICS PRTNRS L P	COM UNITS	86764L108	410	6,171	SH		SOLE		0	0	0
TARGA RESOURCES PARTNERS LP	COM UNIT	87611X105	262	5,090	SH		SOLE		0	0	0
TEMPLETON EMERG MKTS INCOME	COM	880192109	171	12,000	SH		SOLE		10,000	0	2,000
TEREX CORP NEW	COM	880779103	605	18,000	SH		SOLE		12,600	0	5,400
3-D SYS CORP DEL	COM NEW	88554D205	374	6,930	SH		SOLE		6,930	0	0
3-D SYS CORP DEL	COM NEW	88554D205	42	771	SH		OTR		771	0	0
3M CO	COM	88579Y101	793	6,640	SH		SOLE		1,200	0	5,440
UNILEVER N V	N Y SHS NEW	904784709	238	6,308	SH		SOLE		0	0	6,308
UNITED TECHNOLOGIES CORP	COM	913017109	1,318	12,225	SH		SOLE		4,475	0	7,750
UNITEDHEALTH GROUP INC	COM	91324P102	352	4,920	SH		SOLE		3,100	0	1,820
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,820	31,695	SH		SOLE		31,695	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	107	1,866	SH		OTR		1,866	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	592	14,760	SH		SOLE		10,400	0	4,360
VANGUARD INDEX FDS	S&P 500 ETF SH	922908413	15,302	198,721	SH		SOLE		198,721	0	0
VANGUARD INDEX FDS	S&P 500 ETF SH	922908413	430	5,586	SH		OTR		5,512	74	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	543	5,300	SH		SOLE		1,300	0	4,000
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	1,964	25,462	SH		SOLE		25,462	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	121	1,572	SH		OTR		1,543	29	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	456	4,450	SH		SOLE		1,450	0	3,000
VERIZON COMMUNICATIONS INC	COM	92343V104	1,510	32,358	SH		SOLE		22,177	0	10,181
VERIZON COMMUNICATIONS INC	COM	92343V104	27	582	SH		OTR		518	0	64
VISA INC	COM CL A	92826C839	1,578	8,257	SH		SOLE		8,257	0	0
VISA INC	COM CL A	92826C839	94	491	SH		OTR		478	13	0
VULCAN MATLS CO	COM	929160109	567	10,950	SH		SOLE		4,700	0	6,250
WAL-MART STORES INC	COM	931142103	467	6,311	SH		SOLE		4,291	0	2,020
WAL-MART STORES INC	COM	931142103	74	1,006	SH		OTR		1,006	0	0
WELLS FARGO & CO NEW	COM	949746101	467	11,298	SH		SOLE		8,200	0	3,098
WILLIAMS PARTNERS L P	COM UNIT L P	96950F104	202	3,821	SH		SOLE		0	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,127	24,154	SH		SOLE		10,600	0	13,554
WISDOMTREE TR	JAPN HEDGE EQT	97717W851	1,845	38,499	SH		SOLE		38,499	0	0
WISDOMTREE TR	JAPN HEDGE EQT	97717W851	158	3,293	SH		OTR		3,293	0	0
WISDOMTREE TR	MID EAST DIVD	97717X305	255	14,175	SH		SOLE		1,500	0	12,675
XEROX CORP	COM	984121103	362	35,166	SH		SOLE		11,980	0	23,186
YUM BRANDS INC	COM	988498101	493	6,900	SH		SOLE		2,000	0	4,900