| May 1, 2012 RBC Financial Institutions Conference 24 Non-Covered Real Estate Mortgage Exposure March 31, 2012 December 31, 2011 December 31, 2010 % of % of % of Loan Category Amount Total Amount Total Amount Total (Dollars in thousands) Commercial real estate mortgage: Industrial/warehouse $ 352,033 18.6% $ 367,494 18.5% $ 432,263 19.0% Retail 266,411 14.1% 286,691 14.5% 374,027 16.4% Office buildings 288,105 15.2% 290,074 14.6% 350,192 15.4% Owner-occupied 210,055 11.1% 226,307 11.4% 263,603 11.6% Hotel 143,491 7.6% 144,402 7.3% 156,614 6.9% Healthcare 117,440 6.2% 131,625 6.7% 102,227 4.5% Mixed use 52,510 2.8% 53,855 2.7% 57,230 2.5% Gas station 30,545 1.6% 33,715 1.7% 38,502 1.7% Self storage 23,036 1.2% 23,148 1.2% 26,432 1.1% Restaurant 21,670 1.1% 22,549 1.1% 26,463 1.2% Land acquisition/development 13,953 0.7% 14,015 0.7% 9,649 0.4% Unimproved land 12,137 0.6% 1,369 0.1% 1,494 0.1% Other 193,920 10.2% 206,504 10.4% 250,068 11.0% Total commercial real estate mortgage 1,725,306 91.0% 1,801,748 90.9% 2,088,764 91.8% Residential real estate mortgage: Multi-family 95,263 5.0% 93,866 4.7% 81,880 3.6% Single family owner-occupied 33,749 1.8% 32,209 1.6% 38,025 1.7% Single family nonowner-occupied 8,314 0.4% 19,341 1.0% 26,618 1.2% HELOCs 33,420 1.8% 35,300 1.8% 38,823 1.7% Unimproved land - 0.0% - 0.0% 623 0.0% Total residential real estate mortgage 170,746 9.0% 180,716 9.1% 185,969 8.2% Total gross non-covered real estate mortgage loans $ 1,896,052 100.0% $ 1,982,464 100.0% $ 2,274,733 100.0% |