EXHIBIT 99.3
August 18, 2006
The Board of Directors
Community Bancorp, Inc.
900 Canterbury Place
Escondido, CA 92025
Members of the Board:
We hereby consent to the use in this registration statement on Form S-4 of our letter to the Board of Directors of Community Bancorp, Inc. included as Appendix B to the proxy statement-prospectus forming a part of this registration statement on Form S-4 and to all references to our firm in such proxy statement-prospectus. In giving such consent, we do not hereby admit that we come within the category of persons whose consent is required under section 7 of the Securities Act of 1933, as amended, or the rules and regulations of the Securities and Exchange Commission thereunder.
Very truly yours,
Keefe, Bruyette & Woods, Inc.