Berkshire Hills Bancorp (BHLB) 10-Q12 May 142014 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2014	6-May-14
Document and Entity Information	'	'
Entity Registrant Name	'BERKSHIRE HILLS BANCORP INC	'
Entity Central Index Key	'0001108134	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	25,108,296
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Assets	'	'
Cash and due from banks	$60,023	$56,841
Short-term investments	12,650	18,698
Total cash and cash equivalents	72,673	75,539
Trading security	14,923	14,840
Securities available for sale, at fair value	1,033,637	760,048
Securities held to maturity (fair values of $44,191 and $45,764)	43,159	44,921
Federal Home Loan Bank stock and other restricted securities	53,124	50,282
Total securities	1,144,843	870,091
Loans held for sale, at fair value	7,669	15,840
Residential mortgages	1,377,771	1,384,274
Commercial real estate	1,456,976	1,417,120
Commercial and industrial loans	696,895	687,293
Consumer loans	710,985	691,836
Total loans	4,242,627	4,180,523
Less: Allowance for loan losses	-33,602	-33,323
Net loans	4,209,025	4,147,200
Premises and equipment, net	87,805	84,459
Other real estate owned	2,418	2,758
Goodwill	264,770	256,871
Other intangible assets	15,035	13,791
Cash surrender value of bank-owned life insurance policies	102,343	101,530
Deferred tax assets, net	40,202	50,711
Other assets	63,548	54,009
Total assets	6,010,331	5,672,799
Liabilities	'	'
Demand deposits	770,841	677,917
NOW deposits	434,833	353,612
Money market deposits	1,459,062	1,383,856
Savings deposits	478,107	431,496
Time deposits	1,075,740	1,001,648
Total deposits	4,218,583	3,848,529
Short-term debt	914,950	872,510
Long-term Federal Home Loan Bank advances	21,797	101,918
Subordinated borrowings	89,696	89,679
Total borrowings	1,026,443	1,064,107
Other liabilities	87,715	82,101
Total liabilities	5,332,741	4,994,737
Stockholders' equity	'	'
Common stock ($.01 par value; 50,000,000 shares authorized and 26,525,466 shares issued and 25,105,207 shares outstanding in 2014; 26,525,466 shares issued and 25,036,169 shares outstanding in 2013)	265	265
Additional paid-in capital	585,342	587,247
Unearned compensation	-7,811	-5,563
Retained earnings	135,498	141,958
Accumulated other comprehensive loss	-631	-9,057
Treasury stock, at cost (1,420,259 shares in 2014 and 1,489,297 shares in 2013)	-35,073	-36,788
Total stockholders' equity	677,590	678,062
Total liabilities and stockholders' equity	$6,010,331	$5,672,799

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
CONSOLIDATED BALANCE SHEETS	'	'
Securities held to maturity, fair values (in dollars)	$44,191	$45,764
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	26,525,466	26,525,466
Common stock, shares outstanding	25,105,207	25,036,169
Treasury stock, shares	1,420,259	1,489,297

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income	'	'
Loans	$42,494	$47,081
Securities and other	7,301	3,800
Total interest and dividend income	49,795	50,881
Interest expense	'	'
Deposits	4,721	5,363
Borrowings	2,308	3,581
Total interest expense	7,029	8,944
Net interest income	42,766	41,937
Non-interest income	'	'
Loan related income	1,248	2,717
Mortgage banking income	372	2,217
Deposit related fees	5,439	4,259
Insurance commissions and fees	3,049	2,997
Wealth management fees	2,549	2,264
Total fee income	12,657	14,454
Other	524	344
Gain on sale of securities, net	34	'
Loss on termination of hedges	-8,792	'
Total non-interest income	4,423	14,798
Total net revenue	47,189	56,735
Provision for loan losses	3,396	2,400
Non-interest expense	'	'
Compensation and benefits	19,859	17,741
Occupancy and equipment	6,814	5,768
Technology and communications	3,778	2,991
Marketing and promotion	521	638
Professional services	1,152	1,490
FDIC premiums and assessments	1,009	828
Other real estate owned and foreclosures	523	23
Amortization of intangible assets	1,306	1,377
Acquisition, restructuring and conversion related expenses	6,301	5,064
Other	4,097	3,563
Total non-interest expense	45,360	39,483
(Loss) income before income taxes	-1,567	14,852
Income tax (benefit) expense	-461	4,387
Net (loss) income	($1,106)	$10,465
(Loss) earnings per share:	'	'
Basic (in dollars per share)	($0.04)	$0.42
Diluted (in dollars per share)	($0.04)	$0.42
Weighted average common shares outstanding:	'	'
Basic (in shares)	24,698	24,948
Diluted (in shares)	24,698	25,143

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'
Net (loss) income	($1,106)	$10,465
Other comprehensive income, before tax:	'	'
Changes in unrealized gains on securities available-for-sale	6,021	733
Changes in unrealized gains on derivative hedges	4,533	1,443
Changes in unrealized gains on terminated swaps	3,237	236
Income taxes related to other comprehensive income:	'	'
Changes in unrealized gains on securities available-for-sale	-2,221	-321
Changes in unrealized gains on derivative hedges	-1,832	-575
Changes in unrealized gains on terminated swaps	-1,312	-208
Total other comprehensive income	8,426	1,308
Total comprehensive income	$7,320	$11,773

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common stock	Additional paid-in capital	Unearned compensation	Retained earnings	Accumulated other comprehensive loss	Treasury stock
In Thousands, unless otherwise specified	Total	Common stock	Additional paid-in capital	Unearned compensation	Retained earnings	Accumulated other comprehensive loss	Treasury stock
Balance at Dec. 31, 2012	$667,265	$265	$585,360	($3,035)	$122,014	($2,979)	($34,360)
Balance (in shares) at Dec. 31, 2012	'	25,148	'	'	'	'	'
Comprehensive income:	'	'	'	'	'	'	'
Net income (loss)	10,465	'	'	'	10,465	'	'
Other comprehensive income	1,308	'	'	'	'	1,308	'
Total comprehensive income	11,773	'	'	'	'	'	'
Cash dividends declared $0.54 and $0.18 for the period ended March 31, 2014 and 2013, respectively	-4,561	'	'	'	-4,561	'	'
Treasury stock purchased	-2,434	'	'	'	'	'	-2,434
Treasury stock purchased (in shares)	'	-98	'	'	'	'	'
Forfeited shares	'	'	8	90	'	'	-98
Forfeited shares (in shares)	'	-4	'	'	'	'	'
Exercise of stock options	1,827	'	'	'	-1,488	'	3,315
Exercise of stock options (in shares)	'	118	'	'	'	'	'
Restricted stock grants	'	'	-691	-3,485	'	'	4,176
Restricted stock grants (in shares)	'	146	'	'	'	'	'
Stock-based compensation	881	'	296	585	'	'	'
Net tax benefit related to stock-based compensation	479	'	479	'	'	'	'
Other, net	-1,348	'	'	'	'	'	-1,348
Other, net (in shares)	'	-56	'	'	'	'	'
Balance at Mar. 31, 2013	673,882	265	585,452	-5,845	126,430	-1,671	-30,749
Balance (in shares) at Mar. 31, 2013	'	25,254	'	'	'	'	'
Balance at Dec. 31, 2013	678,062	265	587,247	-5,563	141,958	-9,057	-36,788
Balance (in shares) at Dec. 31, 2013	'	25,036	'	'	'	'	'
Comprehensive income:	'	'	'	'	'	'	'
Net income (loss)	-1,106	'	'	'	-1,106	'	'
Other comprehensive income	8,426	'	'	'	'	8,426	'
Total comprehensive income	7,320	'	'	'	'	'	'
Cash dividends declared $0.54 and $0.18 for the period ended March 31, 2014 and 2013, respectively	-4,561	'	'	'	-4,561	'	'
Treasury stock purchased	-2,467	'	'	'	'	'	-2,467
Treasury stock purchased (in shares)	'	-100	'	'	'	'	'
Forfeited shares	'	'	1	5	'	'	-6
Forfeited shares (in shares)	'	-1	'	'	'	'	'
Exercise of stock options	719	'	'	'	-793	'	1,512
Exercise of stock options (in shares)	'	61	'	'	'	'	'
Restricted stock grants	'	'	37	-3,144	'	'	3,107
Restricted stock grants (in shares)	'	126	'	'	'	'	'
Stock-based compensation	932	'	41	891	'	'	'
Net tax benefit related to stock-based compensation	-1,984	'	-1,984	'	'	'	'
Other, net	-431	'	'	'	'	'	-431
Other, net (in shares)	'	-17	'	'	'	'	'
Balance at Mar. 31, 2014	$677,590	$265	$585,342	($7,811)	$135,498	($631)	($35,073)
Balance (in shares) at Mar. 31, 2014	'	25,105	'	'	'	'	'

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY	'	'
Cash dividends declared, per share	$0.18	$0.18

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net (loss) income	($1,106)	$10,465
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	3,396	2,400
Net amortization of securities	604	354
Change in unamortized net loan costs and premiums	64	-511
Premises and equipment depreciation and amortization expense	1,944	1,725
Stock-based compensation expense	932	881
Accretion of purchase accounting entries, net	-1,999	-4,659
Amortization of other intangibles	1,306	1,377
Write down of other real estate owned	125	'
Excess tax loss from stock-based payment arrangements	-89	-479
Income from cash surrender value of bank-owned life insurance policies	-813	-695
Gain on sales of securities, net	-34	-1
Net decrease in loans held for sale	8,171	13,020
Loss on disposition of assets	834	1,596
Loss (gain) on sale of real estate	208	-115
Loss on termination of hedges	3,237	'
Net change in other	238	-3,072
Net cash provided by operating activities	17,018	22,286
Cash flows from investing activities:	'	'
Net decrease in trading security	135	128
Proceeds from sales of securities available for sale	3,171	'
Proceeds from maturities, calls and prepayments of securities available for sale	25,440	37,481
Purchases of securities available for sale	-291,662	-129,806
Proceeds from maturities, calls and prepayments of securities held to maturity	1,762	882
Purchases of securities held to maturity	'	-329
Net change in loans	-59,851	100,676
Proceeds from sale of Federal Home Loan Bank stock	78	1,915
Purchase of Federal Home Loan Bank stock	-2,920	'
Net investment in limited partnership tax credits	-2,500	'
Purchase of premises and equipment, net	-3,130	-5,094
Acquisitions, net of cash paid	423,416	'
Proceeds from sale of other real estate	483	449
Net cash provided by in investing activities	94,422	6,302
Cash flows from financing activities:	'	'
Net (decrease) increase in deposits	-70,422	1,049
Proceeds from Federal Home Loan Bank advances and other borrowings	900,018	90,015
Repayments of Federal Home Loan Bank advances and other borrowings	-937,682	-138,873
Purchase of treasury stock	-2,467	-2,434
Exercise of stock options	719	1,827
Excess tax (gain) loss from stock-based payment arrangements	89	479
Common stock cash dividends paid	-4,561	-4,564
Net cash used in financing activities	-114,306	-52,501
Net change in cash and cash equivalents	-2,866	-23,913
Cash and cash equivalents at beginning of year	75,539	98,244
Cash and cash equivalents at end of year	72,673	74,331
Supplemental cash flow information:	'	'
Interest paid on deposits	4,718	5,330
Interest paid on borrowed funds	3,145	3,440
Income taxes paid, net	146	638
Acquisition of non-cash assets and liabilities:	'	'
Assets acquired	18,064	'
Liabilities assumed	-441,550	-330
Other non-cash changes:	'	'
Other net comprehensive loss	5,189	'
Real estate owned acquired in settlement of loans	$476	$918

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
BASIS OF PRESENTATION	Mar. 31, 2014
BASIS OF PRESENTATION	'
BASIS OF PRESENTATION	'
	NOTE 1. BASIS OF PRESENTATION

	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and contain all adjustments, consisting solely of normal, recurring adjustments, necessary for a fair presentation of results for such periods.

	In addition, these interim financial statements have been prepared in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X, and accordingly, certain information and footnote disclosures normally included in financial statements prepared according to U.S. GAAP have been omitted.

	The results for any interim period are not necessarily indicative of results for the full year. These consolidated financial statements should be read in conjunction with the audited financial statements and note disclosures for Berkshire Hills Bancorp, Inc. (the “Company”) previously filed with the Securities and Exchange Commission in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.

	Reclassifications

	Certain items in prior financial statements have been reclassified to conform to the current presentation.

	Out of Period Adjustments

	For the quarter ended March 31, 2014, the Company recorded a correction of an error to adjust ($1.4) million in prior period interest income earned on loans acquired in bank acquisitions all of which relates to prior periods. After evaluating the quantitative and qualitative aspects of these adjustments, the Company concluded that its prior period financial statements were not materially misstated.

	Recently Adopted Accounting Principles

	On January 1, 2014 we adopted Accounting Standards Update (“ASU”) ASU 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists” to eliminate diversity in practice. This ASU requires that companies net their unrecognized tax benefits against all same-jurisdiction net operating losses or tax credit carryforwards that would be used to settle the position with a tax authority. The adoption of this ASU did not have a material effect on our consolidated financial statements.

ACQUISITION

ACQUISITION	3 Months Ended
ACQUISITION	Mar. 31, 2014
ACQUISITION	'
ACQUISITION	'
	NOTE 2. ACQUISITION

	New York Branch Acquisition

	On January 17, 2014, Berkshire Bank purchased twenty branch banking offices located in central and eastern New York State, from Bank of America, National Association. Berkshire Bank received $423.1 million in cash, which was net of $17.4 million cash consideration paid and acquisition costs, and assumed certain related deposit liabilities associated with these branches (the “branch acquisition”). Consideration paid included a 2.25% premium on deposits received. The branch acquisition increased the Bank’s customer base and lending opportunities, and enhanced the Bank’s geographical market presence between Albany and Syracuse, New York. In addition, the acquired deposits augmented the Bank’s sources of liquidity.

	On the acquisition date, the acquired branches had assets with a carrying value of approximately $8.9 million, including loans outstanding with a carrying value of approximately $4.5 million, as well as deposits with a carrying value of approximately $440.5 million. The results from the acquired branch operations are included in the Company’s Consolidated Statement of Operations from the date of acquisition.

	The assets and liabilities obtained and assumed in the branch acquisition were recorded at fair value based on management’s best estimate using information available at the date of acquisition. Consideration paid, and fair values of the assets acquired and liabilities assumed are summarized in the following table:

						Fair Value			As Recorded at
	(in thousands)		As Acquired			Adjustments			Acquisition
	Consideration paid:
	Cash consideration paid to Bank of Amercia								$	17,105
	Recognized amounts of identifiable assets acquired and liabilities assumed, at fair value:
	Cash and short-term investments		$	440,521		$	—		$	440,521
	Loans		4,541			(533		)(a)	4,008
	Premises and equipment		4,381			(710		)(b)	3,671
	Core deposit intangibles		—			2,550		(c)	2,550
	Other intangibles		—			(79		)(d)	(79		)
	Deposits		(440,507		)	(15		)(e)	(440,522		)
	Other liabilities		—			(944		)(f)	(944		)
	Total identifiable net assets		$	8,936		$	269		$	9,205

	Goodwill								$	7,900

	Explanation of Certain Fair Value Adjustments

	(a)	The adjustment represents the write down of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio. Loans that met the criteria and are being accounted for in accordance with ASC 310-30 had a carrying amount of $201 thousand. Non-impaired loans not accounted for under 310-30 had a carrying value of $4.3 million.
	(b)	The amount represents the adjustment of the book value of buildings, and furniture and equipment, to their estimated fair value based on appraisals and other methods. The adjustments will be depreciated over the estimated economic lives of the assets.
	(c)	The adjustment represents the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized over the estimated useful life of the deposit base.
	(d)	Represents an intangible liability related to assumed leases, which was recorded as an identifiable intangible and will be amortized over the remaining life of the leases.
	(e)	The adjustment is necessary because the weighted average interest rate of deposits exceeded the cost of similar funding at the time of acquisition.
	(f)	Represents an establishment of a reserve on certain acquired lines of credit, which were determined to have specific credit risk at the time of acquisition.

	Except for collateral dependent loans with deteriorated credit quality, the fair values for loans acquired were estimated using cash flow projections based on the remaining maturity and repricing terms. Cash flows were adjusted by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. For collateral dependent loans with deteriorated credit quality, to estimate the fair value we analyzed the value of the underlying collateral of the loans, assuming the fair values of the loans were derived from the eventual sale of the collateral. Those values were discounted using market derived rates of return, with consideration given to the period of time and costs associated with the foreclosure and disposition of the collateral. There was no carryover of the seller’s allowance for credit losses associated with the loans that were acquired in the branch acquisition as the loans were initially recorded at fair value.

	Information about the acquired loan portfolio subject to ASC 310-30 as of January 17, 2014 is as follows (in thousands):

			ASC 310-30 Loans
	Contractually required principal and interest at acquisition		$	201
	Contractual cash flows not expected to be collected (nonaccretable discount)		(100		)
	Expected cash flows at acquisition		101
	Interest component of expected cash flows (accretable premium)		20
	Fair value of acquired loans		$	121

	The core deposit intangible asset recognized is being amortized over its estimated useful life of approximately nine years utilizing a straight-line method. Other intangibles consist of leasehold intangible liability, which is amortized over the remaining life of three years using a straight-line method.

	The goodwill, which is not amortized for book purposes, was assigned to our banking segment and is not deductible for tax purposes.

	The fair value of savings and transaction deposit accounts acquired in the branch acquisition was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. The fair value of time deposits was estimated by discounting the contractual future cash flows using market rates offered for time deposits of similar remaining maturities.

	Direct acquisition and integration costs of the branch acquisition were expensed as incurred, and totaled $3.6 million during the three months ending March 31, 2014, and none during the same period of 2013.

	The following table presents selected unaudited pro forma financial information reflecting the branch acquisition assuming it was completed as of January 1, 2013. The unaudited pro forma financial information is presented for illustrative purposes only and is not necessarily indicative of the combined financial results of the Company and acquired branches had the transaction actually been completed at the beginning of the periods presented, nor does it indicate future results for any other interim or full-year period. Pro forma basic and diluted earnings per common share were calculated using Berkshire’s actual weighted-average shares outstanding for the periods presented. The unaudited pro forma information is based on the actual financial statements of Berkshire for the periods shown, and on the calculated results of the acquired branches for the 2013 period shown and in 2014 until the date of acquisition, at which time their operations became included in Berkshire’s financial statements.

	The unaudited pro forma information, for the three months ended March 31, 2014 and 2013, set forth below reflects adjustments related to (a) purchase accounting fair value adjustments; (b) amortization of core deposit and other intangibles; and (c) adjustments to interest income and expense due to additional investments and borrowing reductions as a result of the branch acquisition. Direct acquisition and integration-related costs incurred by the Company during 2014 are reversed; as those expenses are assumed to have occurred prior to 2013. Furthermore, the unaudited pro forma information does not reflect management’s estimate of any revenue-enhancing opportunities beyond investment of cash received from deposits, or anticipated cost-savings.

	Information in the following table is shown in thousands, except earnings per share:

			Pro Forma (unaudited)
			Three ended March 31,
			2014			2013

Net interest income		$	43,892		$	43,631
Non-interest income		4,632			16,053
Net income		1,487			10,229

Pro forma earnings per share:
Basic		$	0.06		$	0.41
Diluted		$	0.06		$	0.41

TRADING_SECURITY

TRADING SECURITY	3 Months Ended
TRADING SECURITY	Mar. 31, 2014
TRADING SECURITY	'
TRADING SECURITY	'
	NOTE 3. TRADING SECURITY

	The Company holds a tax advantaged economic development bond that is accounted for at fair value. The security had an amortized cost of $13.0 million and $13.1 million, and a fair value of $14.9 million and $14.8 million, at March 31, 2014 and December 31, 2013, respectively. As discussed further in Note 14 - Derivative Financial Instruments and Hedging Activities, the Company has entered into a swap contract to swap-out the fixed rate of the security in exchange for a variable rate. The Company does not purchase securities with the intent of selling them in the near term, and there are no other securities in the trading portfolio at March 31, 2014.

SECURITIES_AVAILABLE_FOR_SALE_

SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY	3 Months Ended
	Mar. 31, 2014
SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY	'
SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY	'
	NOTE 4. SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY

	The following is a summary of securities available for sale and held to maturity:

	(In thousands)		Amortized Cost			Gross			Gross			Fair Value
						Unrealized			Unrealized
						Gains			Losses
	March 31, 2014
	Securities available for sale
	Debt securities:
	Municipal bonds and obligations		$	135,382		$	2,949		$	(1,139	)	$	137,192
	Government-guaranteed residential mortgage-backed securities		83,299			704			(317		)	83,686
	Government-sponsored residential mortgage-backed securities		726,195			2,217			(9,514		)	718,898
	Corporate bonds		40,917			116			(912		)	40,121
	Trust preferred securities		15,799			1,320			(1,361		)	15,758
	Other bonds and obligations		3,244			1			(116		)	3,129
	Total debt securities		1,004,836			7,307			(13,359		)	998,784
	Marketable equity securities		32,073			3,136			(356		)	34,853
	Total securities available for sale		1,036,909			10,443			(13,715		)	1,033,637

	Securities held to maturity
	Municipal bonds and obligations		3,881			—			—			3,881
	Government-sponsored residential mortgage-backed securities		72			3			—			75
	Tax advantaged economic development bonds		38,865			1,310			(281		)	39,894
	Other bonds and obligations		341			—			—			341
	Total securities held to maturity		43,159			1,313			(281		)	44,191

	Total		$	1,080,068		$	11,756		$	(13,996	)	$	1,077,828

	December 31, 2013
	Securities available for sale
	Debt securities:
	Municipal bonds and obligations		$	77,852		$	1,789		$	(1,970	)	$	77,671
	Government-guaranteed residential mortgage-backed securities		78,885			544			(658		)	78,771
	Government-sponsored residential mortgage-backed securities		531,441			2,000			(10,783		)	522,658
	Corporate bonds		40,945			157			(1,822		)	39,280
	Trust preferred securities		16,927			1,249			(1,565		)	16,611
	Other bonds and obligations		3,250			—			(166		)	3,084
	Total debt securities		749,300			5,739			(16,964		)	738,075
	Marketable equity securities		20,042			2,266			(335		)	21,973
	Total securities available for sale		769,342			8,005			(17,299		)	760,048

	Securities held to maturity
	Municipal bonds and obligations		4,244			—			—			4,244
	Government-sponsored residential mortgage-backed securities		73			2			—			75
	Tax advantaged economic development bonds		40,260			1,255			(414		)	41,101
	Other bonds and obligations		344			—			—			344
	Total securities held to maturity		44,921			1,257			(414		)	45,764

	Total		$	814,263		$	9,262		$	(17,713	)	$	805,812

	The amortized cost and estimated fair value of available for sale (“AFS”) and held to maturity (“HTM”) securities, segregated by contractual maturity at March 31, 2014 are presented below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Mortgage-backed securities are shown in total, as their maturities are highly variable. Equity securities have no maturity and are also shown in total.

			Available for sale						Held to maturity
			Amortized			Fair			Amortized			Fair
	(In thousands)		Cost			Value			Cost			Value
	Within 1 year		$	8,070		$	8,072		$	1,047		$	1,047
	Over 1 year to 5 years		7,279			7,382			17,482			18,323
	Over 5 years to 10 years		54,031			53,397			11,389			11,292
	Over 10 years		125,962			127,349			13,169			13,454
	Total bonds and obligations		195,342			196,200			43,087			44,116
	Marketable equity securities		32,073			34,853			—			—
	Residential mortgage-backed securities		809,494			802,584			72			75
Total		$	1,036,909		$	1,033,637		$	43,159		$	44,191

Securities with unrealized losses, segregated by the duration of their continuous unrealized loss positions, are summarized as follows:

		Less Than Twelve Months						Over Twelve Months						Total
		Gross						Gross						Gross
		Unrealized			Fair			Unrealized			Fair			Unrealized		Fair
(In thousands)		Losses			Value			Losses			Value			Losses		Value
March 31, 2014

Securities available for sale
Debt securities:
Municipal bonds and obligations		$	433		$	17,198		$	706		$	8,798		$	1,139	$	25,996
Government-guaranteed residential mortgage-backed securities		130			27,758			187			4,752			317		32,510
Government-sponsored residential mortgage-backed securities		6,890			446,031			2,624			72,307			9,514		518,338
Corporate bonds		535			14,552			377			15,453			912		30,005
Trust preferred securities		—			—			1,361			2,203			1,361		2,203
Other bonds and obligations		44			1,209			72			1,916			116		3,125
Total debt securities		8,032			506,748			5,327			105,429			13,359		612,177

Marketable equity securities		136			3,459			220			1,779			356		5,238
Total securities available for sale		8,168			510,207			5,547			107,208			13,715		617,415

Securities held to maturity
Tax advantaged economic development bonds		—			—			281			7,916			281		7,916
Total securities held to maturity		—			—			281			7,916			281		7,916

Total		$	8,168		$	510,207		$	5,828		$	115,124		$	13,996	$	625,331

December 31, 2013

Securities available for sale
Debt securities:
Municipal bonds and obligations		$	1,657		$	17,776		$	313		$	1,854		$	1,970	$	19,630
Government guaranteed residential mortgage-backed securities		658			35,631			—			—			658		35,631
Government-sponsored residential mortgage-backed securities		10,783			423,203			—			—			10,783		423,203
Corporate bonds		1,822			29,124			—			—			1,822		29,124
Trust preferred securities		—			—			1,565			2,039			1,565		2,039
Other bonds and obligations		166			3,082			—			—			166		3,082
Total debt securities		15,086			508,816			1,878			3,893			16,964		512,709

Marketable equity securities		117			1,653			218			1,782			335		3,435
Total securities available for sale		15,203			510,469			2,096			5,675			17,299		516,144

Securities held to maturity
Tax advantaged economic development bonds		57			9,429			357			7,901			414		17,330
Total securities held to maturity		57			9,429			357			7,901			414		17,330

Total		$	15,260		$	519,898		$	2,453		$	13,576		$	17,713	$	533,474

Debt Securities

The Company expects to recover its amortized cost basis on all debt securities in its AFS and HTM portfolios. Furthermore, the Company does not intend to sell nor does it anticipate that it will be required to sell any of its securities in an unrealized loss position as of March 31, 2014, prior to this recovery. The Company’s ability and intent to hold these securities until recovery is supported by the Company’s strong capital and liquidity positions as well as its historically low portfolio turnover. The following summarizes, by investment security type, the basis for the conclusion that the debt securities in an unrealized loss position within the Company’s AFS and HTM portfolios were not other-than-temporarily impaired at March 31, 2014:

AFS municipal bonds and obligations

At March 31, 2014, 38 out of the total 198 securities in the Company’s portfolio of AFS municipal bonds and obligations were in unrealized loss positions. Aggregate unrealized losses represented 4.2% of the amortized cost of securities in unrealized loss positions. The Company continually monitors the municipal bond sector of the market carefully and periodically evaluates the appropriate level of exposure to the market. At this time, the Company feels the bonds in this portfolio carry minimal risk of default and the Company is appropriately compensated for that risk. There were no material underlying credit downgrades during the first quarter of 2014. All securities are investment grade rated and performing.

AFS residential mortgage-backed securities

At March 31, 2014, 87 out of the total 236 securities in the Company’s portfolios of AFS residential mortgage-backed securities were in unrealized loss positions. Aggregate unrealized losses represented 1.75% of the amortized cost of securities in unrealized loss positions within the AFS portfolio. The Federal National Mortgage Association (“FNMA”), Federal Home Loan Mortgage Corporation (“FHLMC”) and Government National Mortgage Association (“GNMA”) guarantee the contractual cash flows of all of the Company’s residential mortgage-backed securities. The securities are investment grade rated and there were no material underlying credit downgrades during the first quarter of 2014. All securities are performing.

AFS corporate bonds

At March 31, 2014, 6 out of the total 9 bonds in the Company’s portfolio of AFS corporate bonds were in an unrealized loss position. The aggregate unrealized loss represented 2.95% of the amortized cost of the bonds in unrealized loss positions. The bonds are investment grade rated, and there are no material underlying credit downgrades during the first quarter of 2014. All bonds are performing.

AFS trust preferred securities

At March 31, 2014, 2 out of the total 5 securities in the Company’s portfolio of AFS trust preferred securities were in unrealized loss positions. Aggregate unrealized losses represented 38.19% of the amortized cost of securities in unrealized loss positions. The Company’s evaluation of the present value of expected cash flows on these securities supports its conclusions about the recoverability of the securities’ amortized cost basis. Except for the security discussed below, the aggregated unrealized loss on the other securities in unrealized loss positions represented 9% of their amortized cost. Again, excluding the security below, all trust preferred securities carry at least one investment grade, and had no material downgrades in the first quarter of 2014 and all are performing.

At March 31, 2014, $1.2 million of the total unrealized losses were attributable to a $2.8 million investment in a Mezzanine Class B tranche of a $360 million pooled trust preferred security collateralized by banking and insurance entities. The Company evaluated the security, with a Level 3 fair value of $1.3 million, for potential other-than-temporary-impairment (“OTTI”) at March 31, 2014 and determined that OTTI was not evident based on both the Company’s ability and intent to hold the security until the recovery of its remaining amortized cost and the protection from credit loss afforded by $51 million in excess subordination above current and projected losses. The security is performing.

AFS other bonds and obligations

At March 31, 2014, 6 out of the total 8 securities in the Company’s portfolio of other bonds and obligations were in unrealized loss positions. Aggregate unrealized losses represented 3.62% of the amortized cost of securities in unrealized loss positions. The securities are investment grade rated, except one security with a book value of less than $1,000, and there were no material underlying credit downgrades during the first quarter of 2014. All securities are performing.

HTM tax advantaged economic development bonds

At March 31, 2014, 1 out of the total 7 securities in the Company’s portfolio of tax advantaged economic development bonds were in an unrealized loss position. Aggregate unrealized losses represented 3.41% of the amortized cost of securities in unrealized loss positions. The Company has the intent of maintaining these bonds to recovery. All securities are considered performing.

Marketable Equity Securities

In evaluating its marketable equity securities portfolio for OTTI, the Company considers its ability to more likely than not hold an equity security to recovery. The Company additionally considers other various factors including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI is recognized immediately through earnings.

At March 31, 2014, 4 out of the total 24 securities in the Company’s portfolio of marketable equity securities were in an unrealized loss position. The unrealized loss represented 6.37% of the amortized cost of the securities. The Company has the ability and intent to hold the securities until a recovery of their cost basis and does not consider the securities other-than-temporarily impaired at March 31, 2014. As new information becomes available in future periods, changes to the Company’s assumptions may be warranted and could lead to a different conclusion regarding the OTTI of these securities.

LOANS

LOANS	3 Months Ended
LOANS	Mar. 31, 2014
LOANS	'
LOANS	'
	NOTE 5. LOANS

	The Company’s loan portfolio is segregated into the following segments: residential mortgage, commercial real estate, commercial and industrial, and consumer. Residential mortgage loans include classes for 1- 4 family owner occupied and construction loans. Commercial real estate loans include construction, single and multi-family, and other commercial real estate classes. Commercial and industrial loans include asset based lending loans, lease financing and other commercial business loan classes. Consumer loans include home equity, direct and indirect auto and other. These portfolio segments each have unique risk characteristics that are considered when determining the appropriate level for the allowance for loan losses.

	A substantial portion of the loan portfolio is secured by real estate in western Massachusetts, southern Vermont, northeastern New York, and in the Bank’s other New England lending areas. The ability of many of the Bank’s borrowers to honor their contracts is dependent, among other things, on the specific economy and real estate markets of these areas.

	Total loans include business activity loans and acquired loans. Acquired loans are those loans acquired from the acquisitions of the 20 acquired branches, Beacon Federal Bancorp, Inc., The Connecticut Bank and Trust Company, Legacy Bancorp, Inc., and Rome Bancorp, Inc. The following is a summary of total loans:

			March 31, 2014									December 31, 2013
	(In thousands)		Business			Acquired			Total			Business			Acquired			Total
	(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total

	Residential mortgages:
	1-4 family		$	1,032,170		$	320,848		$	1,353,018		$	1,027,737		$	333,367		$	1,361,104
	Construction		19,599			5,154			24,753			18,158			5,012			23,170
	Total residential mortgages		1,051,769			326,002			1,377,771			1,045,895			338,379			1,384,274

	Commercial real estate:
	Construction		137,687			7,262			144,949			125,247			13,770			139,017
	Single and multi-family		62,429			63,801			126,230			63,493			64,827			128,320
	Other commercial real estate		925,513			260,284			1,185,797			871,271			278,512			1,149,783
	Total commercial real estate		1,125,629			331,347			1,456,976			1,060,011			357,109			1,417,120

	Commercial and industrial loans:
	Asset based lending		309,699			4,374			314,073			294,241			3,130			297,371
	Other commercial and industrial loans		316,451			66,371			382,822			323,196			66,726			389,922
	Total commercial and industrial loans		626,150			70,745			696,895			617,437			69,856			687,293

	Total commercial loans		1,751,779			402,092			2,153,871			1,677,448			426,965			2,104,413

	Consumer loans:
	Home equity		233,521			71,499			305,020			232,677			74,154			306,831
	Auto and other		249,776			156,189			405,965			213,171			171,834			385,005
	Total consumer loans		483,297			227,688			710,985			445,848			245,988			691,836

	Total loans		$	3,286,845		$	955,782		$	4,242,627		$	3,169,191		$	1,011,332		$	4,180,523

	The carrying amount of the acquired loans at March 31, 2014 totaled $956 million. These loans consisted of loans determined to be impaired at the time of acquisition, which are accounted for in accordance with ASC Topic 310-30, with a carrying amount of $24.5 million and loans that were considered not impaired at the acquisition date with a carrying amount of $931 million.

	The following table summarizes activity in the accretable yield for the acquired loan portfolio that falls under the purview of ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer.

			Three Months Ended March 31,
	(In thousands)		2014			2013
	Balance at beginning of period		$	2,559		$	8,247
	Reclassification from nonaccretable difference for loans with improved cash flows		1,540			—
	Accretion		(945		)	(2,581		)
	Balance at end of period		$	3,154		$	5,666

	The following is a summary of past due loans at March 31, 2014 and December 31, 2013:

	Business Activities Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
	(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
									Days Past												Accruing
									Due
	March 31, 2014
	Residential mortgages:
	1-4 family		$	2,882		$	101		$	6,240		$	9,223		$	1,022,947		$	1,032,170		$	1,452
	Construction		127			—			—			127			19,472			19,599			—
	Total		3,009			101			6,240			9,350			1,042,419			1,051,769			1,452
	Commercial real estate:
	Construction		—			174			2,558			2,732			134,955			137,687			—
	Single and multi-family		—			134			1,304			1,438			60,991			62,429			685
	Other commercial real estate		999			2,226			7,036			10,261			915,252			925,513			639
Total		999			2,534			10,898			14,431			1,111,198			1,125,629			1,324
Commercial and industrial loans:
Asset based lending		—			—			—			—			309,699			309,699			—
Other commercial and industrial loans		903			317			1,302			2,522			313,929			316,451			62
Total		903			317			1,302			2,522			623,628			626,150			62
Consumer loans:
Home equity		80			502			1,646			2,228			231,293			233,521			258
Auto and other		487			67			379			933			248,843			249,776			16
Total		567			569			2,025			3,161			480,136			483,297			274
Total		$	5,478		$	3,521		$	20,465		$	29,464		$	3,257,381		$	3,286,845		$	3,112

Business Activities Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
								Days Past												Accruing
								Due
December 31, 2013
Residential mortgages:
1-4 family		$	2,500		$	623		$	7,382		$	10,505		$	1,017,232		$	1,027,737		$	1,451
Construction		—			—			41			41			18,117			18,158			—
Total		2,500			623			7,423			10,546			1,035,349			1,045,895			1,451
Commercial real estate:
Construction		174			—			3,176			3,350			121,897			125,247			—
Single and multi-family		139			654			679			1,472			62,021			63,493			168
Other commercial real estate		622			4,801			6,912			12,335			858,936			871,271			865
Total		935			5,455			10,767			17,157			1,042,854			1,060,011			1,033
Commercial and industrial loans:
Asset based lending		—			—			—			—			294,241			294,241			—
Other commercial and industrial loans		1,136			386			1,477			2,999			320,197			323,196			42
Total		1,136			386			1,477			2,999			614,438			617,437			42
Consumer loans:
Home equity		732			54			1,655			2,441			230,236			232,677			572
Auto and other		524			231			390			1,145			212,026			213,171			142
Total		1,256			285			2,045			3,586			442,262			445,848			714
Total		$	5,827		$	6,749		$	21,712		$	34,288		$	3,134,903		$	3,169,191		$	3,240

Acquired Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
								Days Past												Accruing
								Due
March 31, 2014
Residential mortgages:
1-4 family		$	1,877		$	733		$	2,308		$	4,918		$	315,930		$	320,848		$	1,025
Construction		36			16			462			514			4,640			5,154			462
Total		1,913			749			2,770			5,432			320,570			326,002			1,487
Commercial real estate:
Construction		—			—			805			805			6,457			7,262			805
Single and multi-family		580			193			1,227			2,000			61,801			63,801			508
Other commercial real estate		763			—			5,349			6,112			254,172			260,284			2,606
Total		1,343			193			7,381			8,917			322,430			331,347			3,919
Commercial and industrial loans:
Asset based lending		—			—			—			—			4,374			4,374			—
Other commercial and industrial loans		71			239			1,649			1,959			64,412			66,371			478
Total		71			239			1,649			1,959			68,786			70,745			478
Consumer loans:
Home equity		155			450			635			1,240			70,259			71,499			240
Auto and other		1,400			169			1,769			3,338			152,851			156,189			69
Total		1,555			619			2,404			4,578			223,110			227,688			309
Total		$	4,882		$	1,800		$	14,204		$	20,886		$	934,896		$	955,782		$	6,193

Acquired Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
								Days Past												Accruing
								Due
December 31, 2013
Residential mortgages:
1-4 family		$	1,891		$	437		$	2,577		$	4,905		$	328,462		$	333,367		$	805
Construction		134			32			625			791			4,221			5,012			501
Total		2,025			469			3,202			5,696			332,683			338,379			1,306
Commercial real estate:
Construction		—			—			805			805			12,965			13,770			805
Single and multi-family		350			188			1,335			1,873			62,954			64,827			512
Other commercial real estate		537			518			6,108			7,163			271,349			278,512			2,925
Total		887			706			8,248			9,841			347,268			357,109			4,242
Commercial and industrial loans:
Asset based lending		—			—			—			—			3,130			3,130			—
Other commercial and industrial loans		440			135			1,239			1,814			64,912			66,726			318
Total		440			135			1,239			1,814			68,042			69,856			318
Consumer loans:
Home equity		425			545			636			1,606			72,548			74,154			35
Auto and other		2,606			641			1,641			4,888			166,946			171,834			82
Total		3,031			1,186			2,277			6,494			239,494			245,988			117
Total		$	6,383		$	2,496		$	14,966		$	23,845		$	987,487		$	1,011,332		$	5,983

The following is summary information pertaining to non-accrual loans at March 31, 2014 and December 31, 2013:

		March 31, 2014									December 31, 2013
(In thousands)		Business			Acquired			Total			Business			Acquired			Total
(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total
Residential mortgages:
1-4 family		$	4,788		$	1,283		$	6,071		$	5,931		$	1,772		$	7,703
Construction		—			—			—			41			123			164
Total		4,788			1,283			6,071			5,972			1,895			7,867

Commercial real estate:
Construction		2,558			—			2,558			3,176			—			3,176
Single and multi-family		619			719			1,338			511			823			1,334
Other commercial real estate		6,397			2,743			9,140			6,047			3,183			9,230
Total		9,574			3,462			13,036			9,734			4,006			13,740

Commercial and industrial loans:
Other commercial and industrial loans		1,240			1,171			2,411			1,434			921			2,355
Total		1,240			1,171			2,411			1,434			921			2,355

Consumer loans:
Home equity		1,388			395			1,783			1,083			602			1,685
Auto and other		363			1,700			2,063			249			1,559			1,808
Total		1,751			2,095			3,846			1,332			2,161			3,493

Total non-accrual loans		$	17,353		$	8,011		$	25,364		$	18,472		$	8,983		$	27,455

Loans evaluated for impairment as of March 31, 2014 and December 31, 2013 were as follows:

Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Total
(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
March 31, 2014
Loans receivable:
Balance at end of period
Individually evaluated for impairment		$	5,116		$	22,148		$	1,148		$	402		$	28,814
Collectively evaluated		1,046,653			1,103,481			625,002			482,895			3,258,031
Total		$	1,051,769		$	1,125,629		$	626,150		$	483,297		$	3,286,845

Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Total
(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
December 31, 2013
Loans receivable:
Balance at end of year
Individually evaluated for impairment		$	6,237		$	22,429		$	1,380		$	515		$	30,561
Collectively evaluated for impairment		1,039,658			1,037,582			616,057			445,333			3,138,630
Total		$	1,045,895		$	1,060,011		$	617,437		$	445,848		$	3,169,191

Acquired Loans		Residential			Commercial			Commercial and			Consumer			Total
(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
March 31, 2014
Loans receivable:
Balance at end of Period
Individually evaluated for impairment		$	1,032		$	5,800		$	478		$	—		$	7,310
Collectively evaluated		324,970			325,547			70,267			227,668			948,472
Total		$	326,002		$	331,347		$	70,745		$	227,668		$	955,782

Acquired Loans		Residential			Commercial			Commercial and			Consumer			Total
(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
December 31, 2013
Loans receivable:
Balance at end of year
Individually evaluated for impairment		$	1,568		$	6,295		$	367		$	154		$	8,384
Collectively evaluated for impairment		336,811			350,814			69,489			245,834			1,002,948
Total		$	338,379		$	357,109		$	69,856		$	245,988		$	1,011,332

The following is a summary of impaired loans at March 31, 2014:

		At March 31, 2014
Business Activities Loans		Recorded Investment			Unpaid Principal			Related Allowance
(In thousands)		Recorded Investment			Balance			Related Allowance
With no related allowance:
Residential mortgages - 1-4 family		$	3,435		$	3,435		$	—
Other commercial real estate loans		16,141			16,141			—
Commercial real esate - construction		1,545			1,545			—
Other commercial and industrial loans		1,094			1,094			—
Consumer - home equity		238			238			—
Consumer - other		123			123			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	1,283		$	1,680		$	397
Other commercial real estate loans		2,200			3,450			1,250
Commercial real esate - construction		705			1,013			308
Other commercial and industrial loans		—			54			54
Consumer - home equity		32			41			9

Total
Residential mortgages		$	4,718		$	5,115		$	397
Commercial real estate		20,591			22,149			1,558
Commercial and industrial loans		1,094			1,148			54
Consumer		393			402			9
Total impaired loans		$	26,796		$	28,814		$	2,018


		At March 31, 2014
Acquired Loans		Recorded Investment			Unpaid Principal			Related Allowance
(In thousands)		Recorded Investment			Balance			Related Allowance
With no related allowance:
Residential mortgages - 1-4 family		$	871		$	871		$	—
Other commercial real estate loans		4,391			4,391			—
Other commercial and industrial loans		410			410			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	131		$	161		$	30
Other commercial real estate loans		1,159			1,409			250
Other commercial and industrial loans		47			68			21

Total
Residential mortgages		$	1,002		$	1,032		$	30
Commercial real estate		5,550			5,800			250
Commercial and industrial loans		457			478			21
Total impaired loans		$	7,009		$	7,310		$	301

The following is a summary of impaired loans at December 31, 2013:

		At December 31, 2013
Business Activities Loans		Recorded Investment			Unpaid Principal			Related Allowance
(In thousands)		Recorded Investment			Balance			Related Allowance
With no related allowance:
Residential mortgages - 1-4 family		$	1,575		$	1,575		$	—
Commercial real estate - construction		3,176			3,176			—
Commercial real estate - single and multifamily		—			—			—
Other commercial real estate loans		5,587			5,587			—
Other commercial and industrial loans		8			8			—
Consumer - home equity		50			50			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	1,926		$	2,831		$	905
Commercial real estate - construction		—			—			—
Commercial real estate - single and multifamily		—			—			—
Other commercial real estate loans		(66		)	153			219
Other commercial and industrial loans		514			569			55
Consumer - home equity		142			245			103

Total
Residential mortgages		$	3,501		$	4,406		$	905
Commercial real estate		8,697			8,916			219
Commercial and industrial loans		522			577			55
Consumer		192			295			103
Total impaired loans		$	12,912		$	14,194		$	1,282

		At December 31, 2013
Acquired Loans		Recorded Investment			Unpaid Principal			Related Allowance
(In thousands)		Recorded Investment			Balance			Related Allowance
With no related allowance:
Residential mortgages - 1-4 family		$	20		$	20		$	—
Other commercial real estate loans		1,462			1,462			—
Other commercial and industrial loans		367			367			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	958		$	1,188		$	230
Other commercial real estate loans		1,954			2,442			488
Consumer - home equity		114			153			39

Total
Residential mortgages		$	978		$	1,208		$	230
Other commercial real estate loans		3,416			3,904			488
Other commercial and industrial loans		367			367			—
Consumer - home equity		114			153			39
Total impaired loans		$	4,875		$	5,632		$	757

The following is a summary of the average recorded investment and interest income recognized on impaired loans as of March 31, 2014 and March 31, 2013:

		Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
Business Activities Loans		Average Recorded			Cash Basis			Average Recorded			Cash Basis
(in thousands)		Investment			Interest Income			Investment			Interest Income
					Recognized						Recognized
With no related allowance:
Residential mortgages - 1-4 family		$	4,142		$	23		$	2,141		$	20
Commercial real estate - construction		1,957			—			2,380			—
Other commercial real estate loans		16,180			154			3,295			10
Commercial and industrial loans		1,337			7			70			—
Consumer - home equity		348			1			455			4
Consumer - other		124			1			—			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	1,774		$	16		$	2,234		$	1
Commercial real estate - construction		1,013			—			1,938			—
Other commercial real estate loans		3,450			—			2,765			—
Commercial and industrial loans		55			1			1,721			14
Consumer - home equity		41			—			558			—

Total
Residential mortgages		$	5,916		$	39		$	4,375		$	21
Commercial real estate		22,600			154			10,378			10
Commercial and industrial loans		1,392			8			1,791			14
Consumer loans		513			2			1,013			4
Total impaired loans		$	30,421		$	203		$	17,557		$	49

		Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
Acquired Loans		Average Recorded			Cash Basis			Average Recorded			Cash Basis
(in thousands)		Investment			Interest Income			Investment			Interest Income
					Recognized						Recognized
With no related allowance:
Residential mortgages - 1-4 family		$	1,303		$	5		$	—		$	—
Other commercial real estate loans		4,821			25			803			2
Commercial and industrial loans		562			1			181			—
Consumer - home equity		154			—			—			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	162		$	—		$	861		$	—
Other commercial real estate loans		1,577			46			—			—
Commercial and industrial loans		70			2			—			—

Total
Residential mortgages		$	1,465		$	5		$	861		$	—
Other commercial real estate loans		6,398			71			803			2
Commercial and industrial loans		632			3			181			—
Consumer loans		154			—			—			—
Total impaired loans		$	8,649		$	79		$	1,845		$	2

Troubled Debt Restructuring Loans

The Company’s loan portfolio also includes certain loans that have been modified in a Troubled Debt Restructuring (TDR), where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. TDRs are evaluated individually for impairment and may result in a specific allowance amount allocated to an individual loan.

The following tables include the recorded investment and number of modifications identified during the three months ended March 31, 2014 and for the three months ended March 31, 2013, respectively. The table includes the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured. The modification for the three months ending March 31, 2014 were attributable to concessions granted as ordered by bankruptcy court. The modifications for the three months ending March 31, 2013 were attributable to maturity date extensions.

		Modifications by Class
		Three months ending March 31, 2014
(Dollars in thousands)		Number of		Pre-Modification			Post-Modification
		Modifications		Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Troubled Debt Restructurings
Residential - 1-4 Family		1		$	122		$	119


		Modifications by Class
		Three months ending March 31, 2013
(Dollars in thousands)		Number of		Pre-Modification			Post-Modification
		Modifications		Outstanding Recorded			Outstanding Recorded
				Investment			Investment
Troubled Debt Restructurings
Residential- 1-4 Family		5		$	941		$	941
Commercial - Single and multifamily		1		—			40
Commercial - Other		5		2,022			1,590
		11		$	2,963		$	2,571

For the three months ended March 31, 2014 and 2013, there were no loans that were restructured within the last twelve months that have subsequently defaulted during the period.

The following table presents the Company’s TDR activity for the three months ended March 31, 2014 and March 31, 2013:

		Three Months Ending
		March 31,
(In thousands)		2014			2013
Balance at beginning of the period		$	10,822		$	4,626
Principal Payments		(872		)	(22		)
TDR Status Change (1)		(52		)	—
Other Reductions (2)		95			(485		)
Newly Identified TDRs		119			2,571
Balance at end of the period		$	10,112		$	6,690

-1	TDR Status change classification represents TDR loans with a specified interest rate equal to or greater than the rate that the Company was willing to accept at the time of the restructuring for a new loan with comparable risk and the loan was on current payment status and not impaired based on the terms specified by the restructuring agreement.
-2	Other Reductions classification consists of transfer to other real estate owned and charge-offs and advances to loans.

The evaluation of certain loans individually for specific impairment includes loans that were previously classified as TDRs or continue to be classified as TDRs.

LOAN_LOSS_ALLOWANCE

LOAN LOSS ALLOWANCE	3 Months Ended
LOAN LOSS ALLOWANCE	Mar. 31, 2014
LOAN LOSS ALLOWANCE	'
LOAN LOSS ALLOWANCE	'
	NOTE 6. LOAN LOSS ALLOWANCE

	Activity in the allowance for loan losses for the three months ended March 31, 2014 and 2013 was as follows:

	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2014
	Balance at beginning of period		$	6,937		$	13,705		$	5,173		$	3,644		$	68		$	29,527
	Charged-off loans		706			660			189			429			—			1,984
	Recoveries on charged-off loans		7			1			20			79			—			107
	Provision for loan losses		(575		)	1,900			(185		)	836			(248		)	1,728
	Balance at end of period		$	5,663		$	14,946		$	4,819		$	4,130		$	(180	)	$	29,378
	Individually evaluated for impairment		397			1,558			54			9			—			2,018
	Collectively evaluated		5,266			13,388			4,765			4,121			(180		)	27,360
	Total		$	5,663		$	14,946		$	4,819		$	4,130		$	(180	)	$	29,378

	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2013
	Balance at beginning of period		$	5,928		$	18,863		$	5,605		$	1,466		$	29		$	31,891
	Charged-off loans		190			720			679			250			—			1,839
	Recoveries on charged-off loans		16			3			71			36			—			126
	Provision for loan losses		244			402			194			874			148			1,862
	Balance at end of period		$	5,998		$	18,548		$	5,191		$	2,126		$	177		$	32,040
	Individually evaluated for impairment		765			1,374			824			272			—			3,235
	Collectively evaluated		5,233			17,174			4,367			1,854			177			28,805
	Total		$	5,998		$	18,548		$	5,191		$	2,126		$	177		$	32,040

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2014
	Balance at beginning of period		$	625		$	2,339		$	597		$	235		$	—		$	3,796
	Charged-off loans		429			447			52			405			—			1,333
	Recoveries on charged-off loans		73			1			5			14			—			93
	Provision for loan losses		401			231			548			488			—			1,668
	Balance at end of period		$	670		$	2,124		$	1,098		$	332		$	—		$	4,224
	Individually evaluated for impairment		30			250			21			—			—			301
	Collectively evaluated		640			1,874			1,077			332			—			3,923
	Total		$	670		$	2,124		$	1,098		$	332		$	—		$	4,224

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2013
	Balance at beginning of period		$	509		$	390		$	96		$	314		$	8		$	1,317
	Charged-off loans		86			235			25			316			—			662
	Recoveries on charged-off loans		—			—			2			28			—			30
	Provision for loan losses		95			265			27			307			(156		)	538
	Balance at end of period		$	518		$	420		$	100		$	333		$	(148	)	$	1,223
	Individually evaluated for impairment		113			—			—			—			—			113
	Collectively evaluated		405			420			100			333			(148		)	1,110
	Total		518			420			100			333			(148		)	1,223

	Credit Quality Information

	Business Activities Loans Credit Quality Analysis

	The Company monitors the credit quality of its portfolio by using internal risk ratings that are based on regulatory guidance. Loans that are given a Pass rating are not considered a problem credit. Loans that are classified as Special Mention loans are considered to have potential credit problems and are evaluated closely by management. Substandard and non-accruing loans are loans for which a definitive weakness has been identified and which may make full collection of contractual cash flows questionable. Doubtful loans are those with identified weaknesses that make full collection of contractual cash flows, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The Company assigns an internal risk rating at origination and reviews the rating annually, semiannually or quarterly depending on the risk rating. The rating is also reassessed at any point in time when management becomes aware of information that may affect the borrower’s ability to fulfill their obligations.

	The Company risk rates its residential mortgages, including 1-4 family and residential construction loans, based on a three rating system: Pass, Special Mention and Substandard. Loans that are current within 59 days are rated Pass. Residential mortgages that are 60-89 days delinquent are rated Special Mention. Loans delinquent for 90 days or greater are rated Substandard and generally placed on non-accrual status. Home equity loans are risk rated based on the same rating system as the Company’s residential mortgages.

	Ratings for other consumer loans, including auto loans, are based on a two rating system. Loans that are current within 119 days are rated Performing while loans delinquent for 120 days or more are rated Non-performing. Other consumer loans are placed on non-accrual at such time as they become Non-performing.

	Acquired Loans Credit Quality Analysis

Upon acquiring a loan portfolio, our internal loan review function assigns risk ratings to the acquired loans, utilizing the same methodology as it does with business activities loans. This may differ from the risk rating policy of the predecessor bank. Loans which are rated Substandard or worse according to the rating process outlined below are deemed to be credit impaired loans accounted for under ASC 310-30, regardless of whether they are classified as performing or non-performing.

The Bank utilizes an eleven grade internal loan rating system for each of its acquired commercial real estate, construction and commercial loans as outlined in the Credit Quality Information section of this Note. The Company risk rates its residential mortgages, including 1-4 family and residential construction loans, based on a three rating system: Pass, Special Mention and Substandard. Residential mortgages that are current within 59 days are rated Pass. Residential mortgages that are 60 — 89 days delinquent are rated Special Mention. Residential mortgages delinquent for 90 days or greater are rated Substandard. Home equity loans are risk rated based on the same rating system as the Company’s residential mortgages. Other consumer loans are rated based on a two rating system. Other consumer loans that are current within 119 days are rated Performing while loans delinquent for 120 days or more are rated Non-performing. Non-performing other consumer loans are deemed to be credit impaired loans accounted for under ASC 310-30.

The Company subjects loans that do not meet the ASC 310-30 criteria to ASC 450-20 by collectively evaluating these loans for an allowance for loan loss. The Company applies a methodology similar to the methodology prescribed for business activities loans, which includes the application of environmental factors to each category of loans. The methodology to collectively evaluate the acquired loans outside the scope of ASC 310-30 includes the application of a number of environmental factors that reflect management’s best estimate of the level of incremental credit losses that might be recognized given current conditions. This is reviewed as part of the allowance for loan loss adequacy analysis. As the loan portfolio matures and environmental factors change, the loan portfolio will be reassessed each quarter to determine an appropriate reserve allowance.

A decrease in the expected cash flows in subsequent periods requires the establishment of an allowance for loan losses at that time for ASC 310-30 loans. At March 31, 2014, the allowance for loan losses related to acquired loans was $4.2 million using the above mentioned criteria.

The Company presented several tables within this footnote separately for business activity loans and acquired loans in order to distinguish the credit performance of the acquired loans from the business activity loans.

The following table presents the Company’s loans by risk rating at March 31, 2014 and December 31, 2013:

Business Activities Loans

Residential Mortgages
Credit Risk Profile by Internally Assigned Grade

		1-4 family						Construction						Total residential mortgages
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Grade:
Pass		$	1,025,829		$	1,019,732		$	19,599		$	18,117		$	1,045,428		$	1,037,849
Special mention		101			623			—			—			101			623
Substandard		6,240			7,382			—			41			6,240			7,423
Total		$	1,032,170		$	1,027,737		$	19,599		$	18,158		$	1,051,769		$	1,045,895

Commercial Real Estate
Credit Risk Profile by Creditworthiness Category

		Construction						Single and multi-family						Other						Total commercial real estate
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013			Mar. 31,		Dec. 31,
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013			2014		2013
Grade:
Pass		$	132,955		$	120,071		$	58,499		$	59,636		$	857,236		$	800,672		$	1,048,690	$	980,379
Special mention		—			—			138			140			6,164			8,150			6,302		8,290
Substandard		4,732			5,176			3,792			3,717			62,040			61,807			70,564		70,700
Doubtful		—			—			—			—			73			642			73		642
Total		$	137,687		$	125,247		$	62,429		$	63,493		$	925,513		$	871,271		$	1,125,629	$	1,060,011

Commercial and Industrial Loans
Credit Risk Profile by Creditworthiness Category

		Asset based lending						Other						Total comm. and industrial loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Grade:
Pass		$	309,699		$	294,241		$	302,755		$	313,984		$	612,454		$	608,225
Special mention		—			—			2,751			884			2,751			884
Substandard		—			—			10,857			7,725			10,857			7,725
Doubtful		—			—			88			603			88			603
Total		$	309,699		$	294,241		$	316,451		$	323,196		$	626,150		$	617,437

Consumer Loans
Credit Risk Profile Based on Payment Activity

		Home equity						Auto and other						Total consumer loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Performing		$	232,133		$	231,594		$	249,413		$	212,922		$	481,546		$	444,516
Nonperforming		1,388			1,083			363			249			1,751			1,332
Total		$	233,521		$	232,677		$	249,776		$	213,171		$	483,297		$	445,848

Acquired Loans

Residential Mortgages
Credit Risk Profile by Internally Assigned Grade

		1-4 family						Construction						Total residential mortgages
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Grade:
Pass		$	317,806		$	330,353		$	1,056		$	1,081		$	318,862		$	331,434
Special mention		734			437			—			—			734			437
Substandard		2,308			2,577			4,098			3,931			6,406			6,508
Total		$	320,848		$	333,367		$	5,154		$	5,012		$	326,002		$	338,379

Commercial Real Estate
Credit Risk Profile by Creditworthiness Category

		Construction						Single and multi-family						Other						Total commercial real estate
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013			Mar. 31,		Dec. 31,
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013			2014		2013
Grade:
Pass		$	4,589		$	7,154		$	46,361		$	46,961		$	237,533		$	254,787		$	288,483	$	308,902
Special mention		347			—			4,719			4,799			8,169			9,034			13,235		13,833
Substandard		2,326			6,616			12,721			13,067			14,582			14,691			29,629		34,374
Total		$	7,262		$	13,770		$	63,801		$	64,827		$	260,284		$	278,512		$	331,347	$	357,109

Commercial and Industrial Loans
Credit Risk Profile by Creditworthiness Category

		Asset based lending						Other						Total comm. and industrial loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Grade:
Pass		$	4,374		$	3,130		$	58,361		$	59,615		$	62,735		$	62,745
Special mention		—			—			3,467			2,396			3,467			2,396
Substandard		—			—			4,543			4,715			4,543			4,715
Total		$	4,374		$	3,130		$	66,371		$	66,726		$	70,745		$	69,856

Consumer Loans
Credit Risk Profile Based on Payment Activity

		Home equity						Auto and other						Total consumer loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Performing		$	71,104		$	73,552		$	154,490		$	170,275		$	225,594		$	243,827
Nonperforming		395			602			1,699			1,559			2,094			2,161
Total		$	71,499		$	74,154		$	156,189		$	171,834		$	227,688		$	245,988

The following table summarizes information about total loans rated Special Mention or lower as of March 31, 2014 and December 31, 2013. The table below includes consumer loans that are special mention and substandard accruing that are classified in the above table as performing based on payment activity.

		March 31, 2014									December 31, 2013
(In thousands)		Business			Acquired			Total			Business			Acquired			Total
(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total
Non-Accrual		$	17,353		$	8,011		$	25,364		$	18,472		$	8,983		$	27,455
Substandard Accruing		72,494			34,971			107,465			70,667			38,891			109,558
Total Classified		89,847			42,982			132,829			89,139			47,874			137,013
Special Mention		9,724			18,054			27,778			10,081			17,853			27,934
Total Criticized		$	99,571		$	61,036		$	160,607		$	99,220		$	65,727		$	164,947

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2014
DEPOSITS	'
DEPOSITS	'
	NOTE 7. DEPOSITS

	A summary of time deposits is as follows:

	(In thousands)	March 31, 2014		December 31, 2013
	Time less than $100,000	$	535,983	$	490,902
	Time $100,000 or more	539,757		510,746
	Total time deposits	$	1,075,740	$	1,001,648

BORROWED_FUNDS

BORROWED FUNDS	3 Months Ended
BORROWED FUNDS	Mar. 31, 2014
BORROWED FUNDS	'
BORROWED FUNDS	'
	NOTE 8. BORROWED FUNDS

	Borrowed funds at March 31, 2014 and December 31, 2013 are summarized, as follows:

		March 31, 2014				December 31, 2013
				Weighted				Weighted
				Average				Average
	(dollars in thousands)	Principal		Rate		Principal		Rate
	Short-term borrowings:
	Advances from the FHLBB	$	914,950	0.21	%	$	862,510	0.22	%
	Other Borrowings	—		—		10,000		1.92
	Total short-term borrowings:	914,950		0.21		872,510		0.24
	Long-term borrowings:
	Advances from the FHLBB	21,797		2.44		101,918		1.23
	Subordinated borrowings	74,232		7		74,215		7
	Junior subordinated borrowings	15,464		2.09		15,464		2.09
	Total long-term borrowings:	111,493		5.43		191,597		3.53
	Total	$	1,026,443	0.78	%	$	1,064,107	0.83	%

	Short-term debt includes Federal Home Loan Bank of Boston (“FHLBB”) advances with an original maturity of less than one year. The Bank also maintains a $3.0 million secured line of credit with the FHLBB that bears a daily adjustable rate calculated by the FHLBB. There was no outstanding balance on the FHLBB line of credit for the periods ended March 31, 2014 and December 31, 2013.

	The Bank is approved to borrow on a short-term basis from the Federal Reserve Bank of Boston as a non-member bank. The Bank has pledged certain loans and securities to the Federal Reserve Bank to support this arrangement. No borrowings with the Federal Reserve Bank of Boston took place for the periods ended March 31, 2014 and December 31, 2013.

	Long-term FHLBB advances consist of advances with an original maturity of more than one year. The advances outstanding at March 31, 2014 include callable advances totaling $5.0 million, and amortizing advances totaling $5.4 million. The advances outstanding at December 31, 2013 include callable advances totaling $5.0 million, and amortizing advances totaling $5.5 million. All FHLBB borrowings, including the line of credit, are secured by a blanket security agreement on certain qualified collateral, principally all residential first mortgage loans and certain securities.

	A summary of maturities of FHLBB advances as of March 31, 2014 and December 31, 2013 is as follows:

		March 31, 2014				December 31, 2013
				Weighted				Weighted
				Average				Average
	(in thousands, except rates)	Principal		Rate		Principal		Rate
	Fixed rate advances maturing:
	2014	$	924,900	0.22	%	$	882,525	0.28	%
	2015	—		—		—		—
	2016	1,567		0.88		1,583		0.79
	2017	5,000		4.33		5,000		4.33
	2018 and beyond	5,280		3.83		5,320		3.83
	Total fixed rate advances	$	936,747	0.27	%	$	894,428	0.35	%

	Variable rate advances maturing:
	2014	$	—	—	%	$	10,000	0.32	%
	2015	—		—		20,000		0.3
	2016	—		—		10,000		0.3
	2017	—		—		—		—
	2018 and beyond	—		—		30,000		0.3
	Total variable rate advances	$	—	—	%	$	70,000	0.3	%
	Total FHLBB advances	$	936,747	0.27	%	$	964,428	0.32	%

	In September 2012, the Company issued fifteen year subordinated notes in the amount of $75.0 million at a discount of 1.15%. The interest rate is fixed at 6.875% for the first ten years. After ten years, the notes become callable and convert to an interest rate of three-month LIBOR rate plus 511.3%.

	The Company holds 100% of the common stock of Berkshire Hills Capital Trust I (“Trust I”) which is included in other assets with a cost of $0.5 million. The sole asset of Trust I is $15.5 million of the Company’s junior subordinated debentures due in 2035. These debentures bear interest at a variable rate equal to LIBOR plus 1.85% and had a rate of 2.09% and 2.09% at March 31, 2014 and December 31, 2013, respectively. The Company has the right to defer payments of interest for up to five years on the debentures at any time, or from time to time, with certain limitations, including a restriction on the payment of dividends to stockholders while such interest payments on the debentures have been deferred. The Company has not exercised this right to defer payments. The Company has the right to redeem the debentures at par value. Trust I is considered a variable interest entity for which the Company is not the primary beneficiary. Accordingly, Trust I is not consolidated into the Company’s financial statements.

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	3 Months Ended
STOCKHOLDERS' EQUITY	Mar. 31, 2014
STOCKHOLDERS' EQUITY	'
STOCKHOLDERS' EQUITY	'
	NOTE 9. STOCKHOLDERS’ EQUITY

	The Bank’s actual and required capital ratios were as follows:

							FDIC Minimum
			March 31, 2014		December 31, 2013		to be Well Capitalized

	Total capital to risk weighted assets		11.2	%	11.6	%	10	%

	Tier 1 capital to risk weighted assets		9.5		10		6

	Tier 1 capital to average assets		7.4		8		5

	At each date shown, Berkshire Bank met the conditions to be classified as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table above.

	Accumulated other comprehensive loss

	Components of accumulated other comprehensive loss are as follows:

	(In thousands)		March 31, 2014			December 31, 2013
	Other accumulated comprehensive income (loss), before tax:
	Net unrealized holding loss on AFS securities		$	(3,274	)	$	(9,294	)
	Net gain (loss) on effective cash flow hedging derivatives		2,244			(2,289		)
	Net loss on terminated swap		—			(3,237		)
	Net unrealized holding loss on pension plans		17			17

	Income taxes related to items of accumulated other comprehensive (loss) income:
	Net unrealized holding loss on AFS securities		1,298			3,518
	Net gain (loss) on effective cash flow hedging derivatives		(909		)	923
	Net loss on terminated swap		—			1,312
	Net unrealized holding loss on pension plans		(7		)	(7		)
	Accumulated other comprehensive loss		$	(631	)	$	(9,057	)

	The following table presents the components of other comprehensive loss for the three months ended March 31, 2014 and March 31, 2013:

	(In thousands)		Before Tax			Tax Effect			Net of Tax
	Three Months Ended March 31, 2014
	Net unrealized holding gain on AFS securities:
	Net unrealized gain arising during the period		$	6,055		$	(2,233	)	$	3,822
	Less: reclassification adjustment for (gains) realized in net income		(34		)	12			(22		)
	Net unrealized holding gain on AFS securities		6,021			(2,221		)	3,800

	Net gain on cash flow hedging derivatives:
	Net unrealized (losses) arising during the period		(860		)	368			(492		)
	Less: reclassification adjustment for losses realized in net income		5,393			(2,200		)	3,193
	Net gain on cash flow hedging derivatives		4,533			(1,832		)	2,701

	Net gain on terminated swap:
	Net unrealized loss arising during the period		—			—			—
	Less: reclassification adjustment for losses realized in net income		3,237			(1,312		)	1,925
	Net gain on terminated swap		3,237			(1,312		)	1,925
	Other Comprehensive Loss		$	13,791		$	(5,365	)	$	8,426

	Three Months Ended March 31, 2013
	Net unrealized holding gain on AFS securities:
	Net unrealized gain arising during the period		$	733		$	(321	)	$	412
	Less: reclassification adjustment for losses realized in net income		—			—			—
	Net unrealized holding gain on AFS securities		733			(321		)	412

	Net gain on cash flow hedging derivatives:
	Net unrealized gain arising during the period		431			(167		)	264
	Less: reclassification adjustment for losses realized in net income		1,012			(408		)	604
	Net gain on cash flow hedging derivatives		1,443			(575		)	868

Net gain on terminated swap:
Net unrealized loss arising during the period		—			—			—
Less: reclassification adjustment for losses realized in net income		236			(208		)	28
Net gain on terminated swap		236			(208		)	28

Other Comprehensive Loss		$	2,412		$	(1,104	)	$	1,308

The following table presents the changes in each component of accumulated other comprehensive income, for the three months ended March 31, 2014 and March 31, 2013:

		Net unrealized			Net loss on			Net loss			Net unrealized
		holding (loss) gain			effective cash			on			holding loss
		on AFS			flow hedging			terminated			on
(in thousands)		Securities			derivatives			swap			pension plans			Total
Three Months Ended March 31, 2014
Balance at Beginning of Period		$	(5,776	)	$	(1,366	)	$	(1,925	)	$	10		$	(9,057	)
Other Comprehensive Loss Before reclassifications		3,822			-492			—			—			3,330
Amounts Reclassified from Accumulated other comprehensive income		(22		)	3,193			1,925			—			5,096
Total Other Comprehensive Income		3,800			2,701			1,925			—			8,426
Balance at End of Period		$	(1,976	)	$	1,335		$	—		$	10		$	(631	)

Three Months Ended March 31, 2013
Balance at Beginning of Period		$	6,712		$	(6,558	)	$	(2,378	)	$	(755	)	$	(2,979	)
Other Comprehensive Loss Before reclassifications		412			264			—			—			676
Amounts Reclassified from Accumulated other comprehensive income		—			604			28			—			632
Total Other Comprehensive Income		412			868			28			—			1,308
Balance at End of Period		$	7,124		$	(5,690	)	$	(2,350	)	$	(755	)	$	(1,671	)

The following table presents the amounts reclassified out of each component of accumulated other comprehensive income for the three months ended March 31, 2014 and March 31, 2013:

								Affected Line Item in the
		Three Months Ended March 31,						Statement where Net Income
(in thousands)		2014			2013			is Presented
Realized (gains) on AFS securities:
		$	(34	)	$	—		Non-interest income
		12			—			Tax expense
		(22		)	—			Net of tax

Realized losses on cash flow hedging derivatives:
		5,393			1,012			Non-interest income
		(2,200		)	(408		)	Tax expense
		3,193			604			Net of tax

Realized losses on terminated swap:
		3,237			236			Non-interest income
		(1,312		)	(208		)	Tax expense
		1,925			28			Net of tax
Total reclassifications for the period		$	5,096		$	632		Net of tax

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE	'
EARNINGS PER SHARE	'
	NOTE 10. EARNINGS PER SHARE

	Earnings per share have been computed based on the following (average diluted shares outstanding are calculated using the treasury stock method):

		Three Months Ended March 31,
	(In thousands, except per share data)	2014			2013

	Net (loss) income	$	(1,106	)	$	10,465

	Average number of common shares issued	26,525			26,525
	Less: average number of treasury shares	1,425			1,260
	Less: average number of unvested stock award shares	402			317
	Average number of basic common shares outstanding	24,698			24,948
	Plus: dilutive effect of unvested stock award shares	—			73
	Plus: dilutive effect of stock options outstanding	—			122
	Average number of diluted common shares outstanding	24,698			25,143

	(Loss) earnings per share:
	Basic	$	(0.04	)	$	0.42
	Diluted	$	(0.04	)	$	0.42

	For the three months ended March 31, 2014, 335 thousand shares of restricted stock and 321 thousand options were anti-dilutive and therefore excluded from the earnings per share calculations. For the three months ended March 31, 2013, 251 thousand shares of restricted stock and 499 thousand options were anti-dilutive and therefore excluded from the earnings per share calculations.

STOCKBASED_COMPENSATION_PLANS

STOCK-BASED COMPENSATION PLANS	3 Months Ended
STOCK-BASED COMPENSATION PLANS	Mar. 31, 2014
STOCK-BASED COMPENSATION PLANS	'
STOCK-BASED COMPENSATION PLANS	'
	NOTE 11. STOCK-BASED COMPENSATION PLANS

	A combined summary of activity in the Company’s stock award and stock option plans for the three months ended March 31, 2014 is presented in the following table:

		Non-vested Stock
		Awards Outstanding				Stock Options Outstanding
				Weighted-				Weighted-
				Average				Average
		Number of		Grant Date		Number of		Exercise
	(Shares in thousands)	Shares		Fair Value		Shares		Price
	Balance, December 31, 2013	334		$	23.26	442		$	20.41
	Granted	126		25		—		—
	Stock options exercised	—		—		(61	)	11.83
	Stock awards vested	(62	)	22.75		—		—
	Forfeited	(1	)	21.22		—		—
	Expired	—		—		(60	)	37.41
	Balance, March 31, 2014	397		$	24.31	321		$	20.16
	Exercisable options, March 31, 2014					321		$	20.17

	During the three months ended March 31, 2014 and 2013, proceeds from stock option exercises totaled $718 thousand and totaled $1.8 million, respectively. During the three months ended March 31, 2014, there were 62 thousand shares issued in connection with vested stock awards. During the three months ended March 31, 2013, there were 69 thousand shares issued in connection with vested stock awards. All of these shares were issued from available treasury stock. Stock-based compensation expense totaled $932 thousand and $881 thousand during the three months ended March 31, 2014 and 2013, respectively. Stock-based compensation expense is recognized ratably over the requisite service period for all awards.

OPERATING_SEGMENTS

OPERATING SEGMENTS	3 Months Ended
	Mar. 31, 2014
OPERATING SEGMENTS	'
OPERATING SEGMENTS	'
	NOTE 12. OPERATING SEGMENTS

	The Company has two reportable operating segments, Banking and Insurance, which are delineated by the consolidated subsidiaries of Berkshire Hills Bancorp, Inc. Banking includes the activities of the Bank and its subsidiaries, which provide retail and commercial banking, along with wealth management and investment services. Insurance includes the activities of BIG, which provides retail and commercial insurance services. The only other consolidated financial activity of the Company is the Parent, which consists of the transactions of Berkshire Hills Bancorp, Inc. Management fees for corporate services provided by the Bank to BIG and the Parent are eliminated.

	The accounting policies of each reportable segment are the same as those of the Company. The Insurance segment and the Parent reimburse the Bank for administrative services provided to them. Income tax expense for the individual segments is calculated based on the activity of the segments, and the Parent records the tax expense or benefit necessary to reconcile to the consolidated total. The Parent does not allocate capital costs. Average assets include securities available-for-sale based on amortized cost.

	A summary of the Company’s operating segments was as follows:

	(In thousands)	Banking			Insurance		Parent			Eliminations			Total Consolidated
	Three months ended March 31, 2014
	Net interest income (expense)	$	43,712		$	—	$	(946	)	$	—		$	42,766
	Provision for loan losses	3,396			—		—			—			3,396
	Non-interest income (expense)	1,374			3,049		(252		)	252			4,423
	Non-interest expense	42,574			2,322		464			—			45,360
	(Loss) income before income taxes	(884		)	727		(1,662		)	252			(1,567		)
	Income tax (benefit) expense	(192		)	287		(556		)	—			(461		)
	Net (loss) income	$	(692	)	$	440	$	(1,106	)	$	252		$	(1,106	)

	Average assets (in millions)	$	5,829		$	26	$	722		$	(726	)	$	5,851

	Three months ended March 31, 2013
	Net interest income	$	42,901		$	—	$	6,036		$	(7,000	)	$	41,937
	Provision for loan losses	2,400			—		—			—			2,400
	Non-interest income	11,801			2,997		4,463			(4,463		)	14,798
	Non-interest expense	36,670			2,151		662			—			39,483
	Income before income taxes	15,632			846		9,837			(11,463		)	14,852
	Income tax expense (benefit)	4,705			310		(628		)	—			4,387
	Net income	$	10,927		$	536	$	10,465		$	(11,463	)	$	10,465

	Average assets (in millions)	$	5,203		$	27	$	755		$	(745	)	$	5,240

DERIVATIVE_FINANCIAL_INSTRUMEN

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	3 Months Ended
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	Mar. 31, 2014
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	'
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	'
	NOTE 13. DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES

	As of March 31, 2014, the Company held derivatives with a total notional amount of $805.4 million. That amount included $315.0 million in interest rate swap derivatives that were designated as cash flow hedges for accounting purposes. The Company also had economic hedges and non-hedging derivatives totaling $468.3 million and $22.1 million, respectively, which are not designated as hedges for accounting purposes and are therefore recorded at fair value. Economic hedges included interest rate swaps totaling $438.0 million, and $30.3 million in forward commitment contracts.

	As part of the Company’s risk management strategy, the Company enters into interest rate swap agreements to mitigate the interest rate risk inherent in certain of the Company’s assets and liabilities. Interest rate swap agreements involve the risk of dealing with both Bank customers and institutional derivative counterparties and their ability to meet contractual terms. The agreements are entered into with counterparties that meet established credit standards and contain master netting and collateral provisions protecting the at-risk party. The derivatives program is overseen by the Risk Management Committee of the Company’s Board of Directors. Based on adherence to the Company’s credit standards and the presence of the netting and collateral provisions, the Company believes that the credit risk inherent in these contracts was not significant at March 31, 2014.

	The Company pledged collateral to derivative counterparties in the form of cash totaling $1.8 million and securities with an amortized cost of $26.6 million and a fair value of $26.9 million as of March 31, 2014. The Company does not typically require its commercial customers to post cash or securities as collateral on its program of back-to-back economic hedges. However certain language is written into the International Swaps Dealers Association, Inc. (“ISDA”) and loan documents where, in default situations, the Bank is allowed to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Company may need to post additional collateral in the future in proportion to potential increases in unrealized loss positions.

	Information about derivative assets and liabilities at March 31, 2014, follows:

						Weighted		Weighted Average Rate				Estimated
			Notional			Average				Contract		Fair Value
			Amount			Maturity		Received		pay rate		Asset (Liability)
			(In thousands)			(In years)						(In thousands)
	Cash flow hedges:
	Forward-starting interest rate swaps on FHLBB borrowings		$	300,000		5		—		2.29	%	$	2,319
	Interest rate swaps on junior subordinated notes		15,000			0.1		2.09	%	5.54	%	(75		)
	Total cash flow hedges		315,000									2,244

	Economic hedges:
	Interest rate swap on tax advantaged economic development bond		12,960			15.7		0.52	%	5.09	%	(2,121		)
	Interest rate swaps on loans with commercial loan customers		212,530			5.3		2.37	%	4.61	%	(6,714		)
	Reverse interest rate swaps on loans with commercial loan customers		212,530			5.3		4.61	%	2.37	%	6,717
	Forward sale commitments		30,270			0.2						(108		)
	Total economic hedges		468,290									(2,226		)

	Non-hedging derivatives:
	Interest rate lock commitments		22,075			0.2						377
	Total non-hedging derivatives		22,075									377

	Total		$	805,365								$	395

	Information about derivative assets and liabilities at December 31, 2013, follows:

						Weighted		Weighted Average Rate				Estimated
			Notional			Average				Contract		Fair Value
			Amount			Maturity		Received		pay rate		Asset (Liability)
			(In thousands)			(In years)						(In thousands)
	Cash flow hedges:
	Interest rate swaps on FHLBB borrowings		$	150,000		2.5		0.25	%	2.61	%	$	(3,102	)
	Forward-starting interest rate swaps on FHLBB borrowings		260,000			4.5		—		1.88	%	1,015
	Interest rate swaps on junior subordinated notes		15,000			0.4		2.09	%	5.54	%	(203		)
	Total cash flow hedges		425,000									(2,290		)

	Economic hedges:
	Interest rate swap on tax advantaged economic development bond		13,095			15.9		0.54	%	5.09	%	(1,889		)
	Interest rate swaps on loans with commercial loan customers		206,933			5.4		2.44	%	4.68	%	(6,278		)
	Reverse interest rate swaps on loans with commercial loan customers		206,933			5.4		4.68	%	2.44	%	6,286
	Forward sale commitments		32,911			0.2						261
	Total economic hedges		459,872									(1,620		)

	Non-hedging derivatives:
	Interest rate lock commitments		20,199			0.2						258
	Total non-hedging derivatives		20,199									258

	Total		$	905,071								$	(3,652	)

	Cash flow hedges

	The effective portion of unrealized changes in the fair value of derivatives accounted for as cash flow hedges is reported in other comprehensive income and subsequently reclassified to earnings in the same period or periods during which the hedged transaction is forecasted to affect earnings. Each quarter, the Company assesses the effectiveness of each hedging relationship by comparing the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged item or transaction. The ineffective portion of changes in the fair value of the derivatives is recognized directly in earnings.

	The Company has entered into six forward-starting interest rate swap contracts with a combined notional value of $300.0 million as of March 31, 2014. The six forward starting swaps will become effective in 2016, all have durations of three years. This hedge strategy converts the one month rolling FHLBB borrowings based on the FHLBB’s one month fixed interest rate to fixed interest rates, thereby protecting the Company from floating interest rate variability.

The Company has entered into an interest rate swap with a notional value of $15 million to convert the floating rate of interest on its junior subordinated debentures to a fixed rate of interest. The purpose of the hedge was to protect the Company from the risk of variability arising from the floating rate interest on the debentures. Amounts included in the Consolidated Statements of Income and in the other comprehensive income section of the Consolidated Statements of Comprehensive Income (related to interest rate derivatives designated as hedges of cash flows), were as follows:

		Three Months Ended March 31,
(In thousands)		2014			2013

Interest rate swaps on FHLBB borrowings:
Unrealized (loss) gain recognized in accumulated other comprehensive loss		$	(785	)	$	306

Reclassification of unrealized (loss) gain from accumulated other comprehensive loss to interest expense		—			1,011

Reclassification of unrealized loss from accumulated other comprehensive loss to other non-interest income for termination of swaps		8,630			236

Reclassification of unrealized deferred tax benefit from accumulated other comprehensive loss to tax expense for terminated swaps		(3,611		)	(208		)

Net tax benefit (expense) on items recognized in accumulated other comprehensive loss		314			(522		)

Interest rate swaps on junior subordinated debentures:
Unrealized loss recognized in accumulated other comprehensive loss		(1		)	(1		)

Reclassification of unrealized loss from accumulated other comprehensive loss to interest expense		129			127

Net tax expense on items recognized in accumulated other comprehensive loss		(51		)	(54		)
Other comprehensive income recorded in accumulated other comprehensive loss, net of reclassification adjustments and tax effects		$	4,625		$	895

Net interest expense recognized in interest expense on hedged FHLBB borrowings		$	—		$	1,243
Net interest expense recognized in interest expense on junior subordinated notes		$	129		$	127

Hedge ineffectiveness on interest rate swaps designated as cash flow hedges was immaterial to the Company’s financial statements during the three months ended March 31, 2014 and 2013.

Amounts reported in accumulated other comprehensive loss related to derivatives will be reclassified to interest expense as interest payments are made on the Company’s variable-rate liabilities. During the next twelve months, the Company estimates that $0.1 million will be reclassified as an increase to interest expense.

As a result of the branch acquisition, in the first quarter of 2014, the Company initiated and subsequently terminated all of its interest rate swaps, with various institutions, associated with FHLB advances with 3-month LIBOR based floating interest rates with an aggregate notional amount of $30 million, all of its interest rate swaps associated with 90 day rolling FHLB advances issued using the FHLB’s 3-month fixed interest rate with an aggregate notional amount of $145 million and all of its forward-starting interest rate swaps associated with 90 day rolling FHLB advances issued using the FHLB’s 3-month fixed interest rate with an aggregate notional amount of $235 million. In the first quarter of 2014, the Company elected to extinguish $215 million of FHLB advances related to the terminated swaps. As a result the Company reclassified $8.6 million of losses from the effective portion of the unrealized changes in the fair value of the terminated derivatives from other comprehensive income to non-interest income as the forecasted transactions to the related FHLB advances will not occur.

Economic hedges

As of March 31, 2014, the Company has an interest rate swap with a $13.0 million notional amount to swap out the fixed rate of interest on an economic development bond bearing a fixed rate of 5.09%, currently within the Company’s trading portfolio under the fair value option, in exchange for a LIBOR-based floating rate. The intent of the economic hedge is to improve the Company’s asset sensitivity to changing interest rates in anticipation of favorable average floating rates of interest over the 21-year life of the bond. The fair value changes of the economic development bond are mostly offset by fair value changes of the related interest rate swap.

The Company also offers certain derivative products directly to qualified commercial borrowers. The Company economically hedges derivative transactions executed with commercial borrowers by entering into mirror-image, offsetting derivatives with third-party financial institutions. The transaction allows the Company’s customer to convert a variable-rate loan to a fixed rate loan. Because the Company acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts mostly offset each other in earnings. Credit valuation adjustments arising from the difference in credit worthiness of the commercial loan and financial institution counterparties totaled $24.5 thousand as of March 31, 2014. The interest income and expense on these mirror image swaps exactly offset each other.

The Company utilizes forward sale commitments to hedge interest rate risk and the associated effects on the fair value of interest rate lock commitments and loans held for sale. The forward sale commitments are accounted for as derivatives with changes in fair value recorded in current period earnings.

The company uses the following types of forward sale commitments contracts:

· Best efforts loan sales,
· Mandatory delivery loan sales, and
· To Be Announced (“TBA”) mortgage-backed securities sales.

A best efforts contract refers to a loan sale agreement where the Company commits to deliver an individual mortgage loan of a specified principal amount and quality to an investor if the loan to the underlying borrower closes. The Company may enter into a best efforts contract once the price is known, which is shortly after the potential borrower’s interest rate is locked.

A mandatory delivery contract is a loan sale agreement where the Company commits to deliver a certain principal amount of mortgage loans to an investor at a specified price on or before a specified date. Generally, the Company may enter into mandatory delivery contracts shortly after the loan closes with a customer.

The Company may sell TBA mortgage-backed securities to hedge the changes in fair value of interest rate lock commitments and held for sale loans, which do not have corresponding best efforts or mandatory delivery contracts. These security sales transactions are closed once mandatory contracts are written. On the closing date the price of the security is locked-in, and the sale is paired-off with a purchase of the same security. Settlement of the security purchase/sale transaction is done with cash on a net-basis.

Non-hedging derivatives

The Company enters into interest rate lock commitments (“IRLCs”) for residential mortgage loans, which commit the Company to lend funds to a potential borrower at a specific interest rate and within a specified period of time. IRLCs that relate to the origination of mortgage loans that will be held for sale are considered derivative financial instruments under applicable accounting guidance. Outstanding IRLCs expose the Company to the risk that the price of the mortgage loans underlying the commitments may decline due to increases in mortgage interest rates from inception of the rate lock to the funding of the loan. The IRLCs are free-standing derivatives which are carried at fair value with changes recorded in noninterest income in the Company’s consolidated statements of income. Changes in the fair value of IRLCs subsequent to inception are based on changes in the fair value of the underlying loan resulting from the fulfillment of the commitment and changes in the probability that the loan will fund within the terms of the commitment, which is affected primarily by changes in interest rates and the passage of time.

Amounts included in the Consolidated Statements of Income related to economic hedges and non-hedging derivatives were as follows:

		Three Months Ended March 31,
(In thousands)		2014			2013

Economic hedges
Interest rate swap on industrial revenue bond:
Unrealized (loss) gain recognized in other non-interest income		$	(381	)	$	107

Interest rate swaps on loans with commercial loan customers:
Unrealized gain recognized in other non-interest income		187			1,554

Reverse interest rate swaps on loans with commercial loan customers:
Unrealized loss recognized in other non-interest income		(187		)	(1,554		)

Favorable change in credit valuation adjustment recognized in other non-interest income		7			78

Forward Commitments:
Unrealized loss recognized in other non-interest income		(108		)	(550		)
Realized gain in other non-interest income		(164		)	1,055

Non-hedging derivatives
Interest rate lock commitments
Unrealized gain recognized in other non-interest income		377			2,758
Realized gain in other non-interest income		$	469		$	1,240

Assets and Liabilities Subject to Enforceable Master Netting Arrangements

Interest Rate Swap Agreements (“Swap Agreements”)

The Company enters into swap agreements to facilitate the risk management strategies for commercial banking customers. The Company mitigates this risk by entering into equal and offsetting swap agreements with highly rated third party financial institutions. The swap agreements are free-standing derivatives and are recorded at fair value in the Company’s consolidated statements of condition. The Company is party to master netting arrangements with its financial institution counterparties; however, the Company does not offset assets and liabilities under these arrangements for financial statement presentation purposes. The master netting arrangements provide for a single net settlement of all swap agreements, as well as collateral, in the event of default on, or termination of, any one contract. Collateral generally in the form of marketable securities is received or posted by the counterparty with net liability positions, respectively, in accordance with contract thresholds. The Company had net asset positions with its commercial banking counterparties totaling $7.1 million and $7.8 million as of March 31, 2014 and December 31, 2013, respectively. The Company had net liability positions with its financial institution counterparties totaling $6.6 million and $11.2 million as of March 31, 2014 and December 31, 2013, respectively. At March 31, 2014, the Company also had a net liability position of $0.4 million with its commercial banking counterparties as compared to a $0.7 million liability at December 31, 2013. The collateral posted by the Company that covered liability positions was $6.6 million and $11.2 million as of March 31, 2014 and December 31, 2013, respectively.

The following table presents the assets and liabilities subject to an enforceable master netting arrangement as of March 31, 2014 and December 31, 2013:

Offsetting of Financial Assets and Derivative Assets

								Net Amounts
		Gross			Gross Amounts			of Assets			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
(in thousands)		Assets			Condition			Condition			Instruments			Collateral Received		Net Amount
As of March 31, 2014
Interest Rate Swap Agreements:
Institutional counterparties		$	—		$	—		$	—		$	—		$	—	$	—
Commercial counterparties		7,140			—			7,140			—			—		7,140
Total		$	7,140		$	—		$	7,140		$	—		$	—	$	7,140

Offsetting of Financial Liabilities and Derivative Liabilities

								Net Amounts
		Gross			Gross Amounts			of Liabilities			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
(in thousands)		Liabilities			Condition			Condition			Instruments			Collateral Pledged		Net Amount
As of March 31, 2014
Interest Rate Swap Agreements:
Institutional counterparties		$	(9,396	)	$	2,794		$	(6,602	)	$	4,902		$	1,700	$	—
Commercial counterparties		(423		)	—			(423		)	—			—		(423		)
Total		$	(9,819	)	$	2,794		$	(7,025	)	$	4,902		$	1,700	$	(423	)

Offsetting of Financial Assets and Derivative Assets

								Net Amounts
		Gross			Gross Amounts			of Assets			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
(in thousands)		Assets			Condition			Condition			Instruments			Collateral Received		Net Amount
As of December 31, 2013
Interest Rate Swap Agreements:
Institutional counterparties		$	—		$	—		$	—		$	—		$	—	$	—
Commercial counterparties		7,799			—			7,799			—			—		7,799
Total		$	7,799		$	—		$	7,799		$	—		$	—	$	7,799

Offsetting of Financial Liabilities and Derivative Liabilities

								Net Amounts
		Gross			Gross Amounts			of Liabilities			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
(in thousands)		Liabilities			Condition			Condition			Instruments			Collateral Pledged		Net Amount
As of December 31, 2013
Interest Rate Swap Agreements:
Institutional counterparties		$	(13,157	)	$	1,913		$	(11,244	)	$	9,544		$	1,700	$	—
Commercial counterparties		(720		)	—			(720		)	—			—		(720		)
Total		$	(13,877	)	$	1,913		$	(11,964	)	$	9,544		$	1,700	$	(720	)

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
FAIR VALUE MEASUREMENTS	Mar. 31, 2014
FAIR VALUE MEASUREMENTS	'
FAIR VALUE MEASUREMENTS	'
	NOTE 14. FAIR VALUE MEASUREMENTS

	A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial assets and financial liabilities that are carried at fair value.

	Recurring fair value measurements

	The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value.

			March 31, 2014
			Level 1			Level 2			Level 3			Total
	(In thousands)		Inputs			Inputs			Inputs			Fair Value

	Trading security		$	—		$	—		$	14,923		$	14,923
	Available-for-sale securities:
	Municipal bonds and obligations		—			137,192			—			137,192
	Governmentguaranteed residential mortgage-backed securities		—			83,686			—			83,686
	Government-sponsored residential mortgage-backed securities		—			718,898			—			718,898
	Corporate bonds		—			40,121			—			40,121
	Trust preferred securities		—			14,418			1,340			15,758
	Other bonds and obligations		—			3,129			—			3,129
	Marketable equity securities		33,790			357			706			34,853
	Loans held for sale		—			7,669			—			7,669
	Derivative assets		—			9,934			377			10,311
	Derivative liabilities		13			9,710			96			9,819


			December 31, 2013
			Level 1			Level 2			Level 3			Total
	(In thousands)		Inputs			Inputs			Inputs			Fair Value

	Trading security		$	—		$	—		$	14,840		$	14,840
	Available-for-sale securities:
	Municipal bonds and obligations		—			77,671			—			77,671
	Government guaranteed residential mortgage-backed securities		—			78,771			—			78,771
	Government-sponsored residential mortgage-backed securities		—			522,658			—			522,658
	Corporate bonds		—			39,280			—			39,280
	Trust preferred securities		—			15,372			1,239			16,611
	Other bonds and obligations		—			3,084			—			3,084
	Marketable equity securities		20,891			357			725			21,973
	Loans Held for Sale		—			15,840			—			15,840
	Derivative assets		242			7,799			277			8,318
	Derivative liabilities		—			11,964			—			11,964


	There were no transfers between levels during the three months ended March 31, 2014 or 2013.

	Trading Security at Fair Value. The Company holds one security designated as a trading security. It is a tax advantaged economic development bond issued to the Company by a local nonprofit which provides wellness and health programs. The determination of the fair value for this security is determined based on a discounted cash flow methodology. Certain inputs to the fair value calculation are unobservable and there is little to no market activity in the security; therefore, the security meets the definition of a Level 3 security. The discount rate used in the valuation of the security is sensitive to movements in the 3-month LIBOR rate.

	Securities Available for Sale. AFS securities classified as Level 1 consist of publicly-traded equity securities for which the fair values can be obtained through quoted market prices in active exchange markets. AFS securities classified as Level 2 include most of the Company’s debt securities. The pricing on Level 2 was primarily sourced from third party pricing services, overseen by management, and is based on models that consider standard input factors such as dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and condition, among other things. The Company holds one pooled trust preferred security and one privately owned equity security. Both securities fair values are based on unobservable issuer-provided financial information and the pooled security also utilizes discounted cash flow models derived from the underlying structured pool and therefore both are classified as Level 3.

	Loans held for sale. The Company elected the fair value option for all loans held for sale (HFS) originated on or after May 1, 2012. Loans HFS are classified as Level 2 as the fair value is based on input factors such as quoted prices for similar loans in active markets.

	March 31, 2014

									Aggregate Fair Value
			Aggregate			Aggregate			Less Aggregate
	(In thousands)		Fair Value			Unpaid Principal			Unpaid Principal
	Loans Held for Sale		$	7,669		$	7,430		$	239


	December 31, 2013

									Aggregate Fair Value
		Aggregate			Aggregate			Less Aggregate
(In thousands)		Fair Value			Unpaid Principal			Unpaid Principal
Loans Held for Sale		$	15,840		$	15,641		$	199


The changes in fair value of loans held for sale for the three months ended March 31, 2014, were gains of $40 thousand. The changes in fair value of loans held for sale were losses of $1.0 million for the three months ended March 31, 2013. The changes in fair value are included in mortgage banking income in the Consolidated Statements of Income.

Derivative Assets and Liabilities.

Interest Rate Swap. The valuation of the Company’s interest rate swaps is obtained from a third-party pricing service and is determined using a discounted cash flow analysis on the expected cash flows of each derivative. The pricing analysis is based on observable inputs for the contractual terms of the derivatives, including the period to maturity and interest rate curves.

The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any applicable credit enhancements, such as collateral postings.

Although the Company has determined that the majority of the inputs used to value its interest rate derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of March 31, 2014, the Company has assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its derivative positions and has determined that the credit valuation adjustments are not significant to the overall valuation of its derivatives. As a result, the Company has determined that its derivative valuations in their entirety are classified in Level 2 of the fair value hierarchy.

Interest Rate Lock Commitments. The Company enters into IRLCs for residential mortgage loans, which commit the Company to lend funds to a potential borrower at a specific interest rate and within a specified period of time. The estimated fair value of commitments to originate residential mortgage loans for sale is based on quoted prices for similar loans in active markets. However, this value is adjusted by a factor which considers the likelihood that the loan in a lock position will ultimately close, and by the non-refundable costs of originating the loan. The closing ratio is derived from the Bank’s internal data and is adjusted using significant management judgment. The costs to originate are primarily based on the Company’s internal commission rates that are not observable. As such, IRLCs are classified as Level 3 measurements.

Forward Sale Commitments. The Company utilizes forward sale commitments as economic hedges against potential changes in the values of the IRLCs and loans held for sale. To Be Announced (“TBA”) mortgage-backed securities forward commitment sales are used as the hedging instrument, are classified as Level 1, and consist of publicly-traded debt securities for which identical fair values can be obtained through quoted market prices in active exchange markets. The fair values of the Company’s best efforts and mandatory delivery loan sale commitments are determined similarly to the IRLCs using quoted prices in the market place that are observable. However, costs to originate and closing ratios included in the calculation are internally generated and are based on management’s judgment and prior experience, which are considered factors that are not observable. As such, best efforts and mandatory forward commitments are classified as Level 3 measurements.

The table below presents the changes in Level 3 assets and liabilities that were measured at fair value on a recurring basis for the three months ended March 31, 2014 and March 31, 2013.

		Assets (Liabilities)
					Securities			Interest Rate
		Trading			Available			Lock			Forward
(In thousands)		Security			for Sale			Commitments			Commitments

Three Months Ended March 31, 2014
Balance as of December 31, 2013		$	14,840		$	1,964		$	258		$	19
Purchase of Marketable Equity Security		—			—			—			—
Unrealized (loss) gain, net recognized in other non-interest income		218			—			719			(115		)
Unrealized gain included in accumulated other comprehensive loss		—			82			—			—
Paydown of trading security		(135		)	—			—			—
Transfers to held for sale loans		—			—			(600		)	—
Balance as of March 31, 2014		$	14,923		$	2,046		$	377		$	(96	)

Unrealized gains (losses) relating to instruments still held at March 31, 2014		$	1,962		$	(1,288	)	$	377		$	(96	)

		Assets (Liabilities)
					Securities			Interest Rate
		Trading			Available			Lock			Forward
(In thousands)		Security			for Sale			Commitments			Commitments

Three Months Ended March 31, 2013
Balance as of December 31, 2012		$	16,893		$	885		$	6,258		$	(1,055	)
Greenpark Acquisition		—			770			—			—
Unrealized (loss) gain recognized in other non-interest income		(280		)	—			3,998			538
Unrealized loss included in accumulated other comprehensive loss		—			13			—			—
Paydown of trading security		(128		)	—			—			—
Transfers to held for sale loans		—			—			(7,498		)	—
Balance as of March 31, 2013		$	16,485		$	1,668		$	2,758		$	(517	)

Unrealized gains (losses) relating to instruments still held at March 31, 2013		$	3,004		$	(1,704	)	$	2,758		$	(517	)

Quantitative information about the significant unobservable inputs within Level 3 recurring assets and liabilities is as follows:

		Fair Value							Significant Unobservable
(In thousands)		March 31, 2014			Valuation Techniques		Unobservable Inputs		Input Value
Assets (Liabilities)
Trading Security		$	14,923		Discounted Cash Flow		Discount Rate		3.14		%

Forward Commitments		(96		)	Historical Trend		Closing Ratio		93.06		%
					Pricing Model		Origination Costs, per loan		$	2,500

Interest Rate Lock Commitment		377			Historical Trend		Closing Ratio		93.06		%
					Pricing Model		Origination Costs, per loan		$	2,500

Total		$	15,204

		Fair Value							Significant Unobservable
(In thousands)		December 31, 2013			Valuation Techniques		Unobservable Inputs		Input Value
Assets (Liabilities)
Trading Security		$	14,840		Discounted Cash Flow		Discount Rate		3.39		%

Forward Commitments		19			Historical Trend		Closing Ratio		94.83		%
					Pricing Model		Origination Costs, per loan		$	2,500

Interest Rate Lock Commitment		258			Historical Trend		Closing Ratio		94.83		%
					Pricing Model		Origination Costs, per loan		$	2,500
Total		$	15,117

Non-recurring fair value measurements

The Company is required, on a non-recurring basis, to adjust the carrying value or provide valuation allowances for certain assets using fair value measurements in accordance with GAAP. The following is a summary of applicable non-recurring fair value measurements. There are no liabilities measured at fair value on a non-recurring basis.

		March 31, 2014			December 31, 2013			Three months ended
		March 31, 2014			December 31, 2013			March 31, 2014
		Level 3			Level 3			Total
(In thousands)		Inputs			Inputs			Gains (Losses)
Assets
Impaired loans		$	5,557		$	5,542		$	15
Capitalized mortgage servicing rights		3,922			4,112			—
Other real estate owned		2,418			2,995			(208		)

Total		$	11,897		$	12,649		$	(193	)

Quantitative information about the significant unobservable inputs within Level 3 non-recurring assets is as follows:

		Fair Value
(in thousands)		March 31, 2014			Valuation Techniques		Unobservable Inputs		Range (Weighted Average) (a)
Assets
Impaired loans		$	5,557		Fair value of collateral		Loss severity		5.28% to 100.0% (80.34%)
							Appraised value		$0 to $690.0 $(389.5)

Capitalized mortgage servicing rights		3,922			Discounted cash flow		Constant prepayment rate (CPR)		6.7% to 17.45% (8.45%)
							Discount rate		10.00% to 13.00% (10.36%)

Other real estate owned		2,418			Fair value of collateral		Appraised value		$0 to $774.0 $(449.5)

Total		$	11,897

(a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individuals properties.

		Fair Value
(in thousands)		December 31, 2013			Valuation Techniques		Unobservable Inputs		Range (Weighted Average) (a)
Assets
Impaired loans		$	5,542		Fair value of collateral		Loss severity		4.2% to 100.0% (57.41%)
							Appraised value		$0 to $900.0 $(505.4)

Capitalized mortgage servicing rights		4,112			Discounted cash flow		Constant prepayment rate (CPR)		6.96% to 15.97% (8.58%)
							Discount rate		10.00% to 13.00% (10.34%)

Other real estate owned		2,995			Fair value of collateral		Appraised value		$0 to $774.0 $(413.4)

Total		$	12,649

(a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individuals properties.

There were no Level 1 or Level 2 nonrecurring fair value measurements for the periods ended March 31, 2014 and December 31, 2013.

Impaired Loans. Loans are generally not recorded at fair value on a recurring basis. Periodically, the Company records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Non-recurring adjustments can also include certain impairment amounts for collateral-dependent loans calculated when establishing the allowance for credit losses. Such amounts are generally based on the fair value of the underlying collateral supporting the loan and, as a result, the carrying value of the loan less the calculated valuation amount does not necessarily represent the fair value of the loan. Real estate collateral is typically valued using appraisals or other indications of value based on recent comparable sales of similar properties or assumptions generally observable in the marketplace. However, the choice of observable data is subject to significant judgment, and there are often adjustments based on judgment in order to make observable data comparable and to consider the impact of time, the condition of properties, interest rates, and other market factors on current values. Additionally, commercial real estate appraisals frequently involve discounting of projected cash flows, which relies inherently on unobservable data. Therefore, nonrecurring fair value measurement adjustments that relate to real estate collateral have generally been classified as Level 3. Estimates of fair value for other collateral that supports commercial loans are generally based on assumptions not observable in the marketplace and therefore such valuations have been classified as Level 3.

Capitalized mortgage loan servicing rights. A loan servicing right asset represents the amount by which the present value of the estimated future net cash flows to be received from servicing loans exceed adequate compensation for performing the servicing. The fair value of servicing rights is estimated using a present value cash flow model. The most important assumptions used in the valuation model are the anticipated rate of the loan prepayments and discount rates. Adjustments are only recorded when the discounted cash flows derived from the valuation model are less than the carrying value of the asset. Although some assumptions in determining fair value are based on standards used by market participants, some are based on unobservable inputs and therefore are classified in Level 3 of the valuation hierarchy.

Other real estate owned (“OREO”). OREO results from the foreclosure process on residential or commercial loans issued by the Bank. Upon assuming the real estate, the Company records the property at the fair value of the asset less the estimated sales costs. Thereafter, OREO properties are recorded at the lower of cost or fair value less the estimated sales costs. OREO fair values are primarily determined based on Level 3 data including sales comparables and appraisals.

Summary of estimated fair values of financial instruments

The estimated fair values, and related carrying amounts, of the Company’s financial instruments follow. Certain financial instruments and all non-financial instruments are excluded from disclosure requirements. Accordingly, the aggregate fair value amounts presented herein may not necessarily represent the underlying fair value of the Company.

		March 31, 2014
		Carrying			Fair
(In thousands)		Amount			Value			Level 1			Level 2			Level 3

Financial Assets

Cash and cash equivalents		$	72,673		$	72,673		$	72,673		$	—		$	—
Trading security		14,923			14,923			—			—			14,923
Securities available for sale		1,033,637			1,033,637			33,790			997,801			2,046
Securities held to maturity		43,159			44,191			—			—			44,191
Restricted equity securities		53,124			53,124			—			53,124			—
Net loans		4,209,025			4,274,758			—			—			4,274,758
Loans held for sale		7,669			7,669			—			7,669			—
Accrued interest receivable		15,938			15,938			—			15,938			—
Cash surrender value of bank-owned life insurance policies		102,343			102,343			—			102,343			—
Derivative assets		10,311			10,311			—			9,934			377
Assets held for sale		4,018			4,018			—			4,018			—


Financial Liabilities

Total deposits		$	4,218,583		$	4,219,546		—			$	4,219,546		$	—
Short-term debt		914,950			915,066			—			915,066			—
Long-term Federal Home Loan Bank advances		21,797			23,472			—			23,472			—
Subordinated borrowings		89,696			88,210			—			88,210			—
Derivative liabilities		9,819			9,819			13			9,710			96
Liabilities held for sale		25,093			25,093			—			25,093			—


		December 31, 2013
		Carrying			Fair
(In thousands)		Amount			Value			Level 1			Level 2			Level 3

Financial Assets

Cash and cash equivalents		$	75,539		$	75,539		$	75,539		$	—		$	—
Trading security		14,840			14,840			—			—			14,840
Securities available for sale		760,048			760,048			20,891			737,193			1,964
Securities held to maturity		44,921			45,764			—			—			45,764
Restricted equity securities		50,282			50,282			—			50,282			—
Net loans		4,147,200			4,154,663			—			—			4,154,663
Loans held for sale		15,840			15,840			—			15,840			—
Accrued interest receivable		15,072			15,072			—			15,072			—
Cash surrender value of bank-owned life insurance policies		101,530			101,530			—			101,530			—
Derivative assets		8,318			8,318			242			7,799			277
Assets held for sale		3,969			3,969			—			3,969			—

Financial Liabilities

Total deposits		$	3,848,529		$	3,848,926		$	—		$	3,848,926		$	—
Short-term debt		872,510			872,545			—			872,545			—
Long-term Federal Home Loan Bank advances		101,918			103,660			—			103,660			—
Subordinated borrowings		89,679			87,882			—			87,882			—
Derivative liabilities		11,964			11,964			—			11,964			—
Liabilities held for sale		24,834			24,834			—			24,834			—

Other than as discussed above, the following methods and assumptions were used by management to estimate the fair value of significant classes of financial instruments for which it is practicable to estimate that value.

Cash and cash equivalents. Carrying value is assumed to represent fair value for cash and cash equivalents that have original maturities of ninety days or less.

Restricted equity securities. Carrying value approximates fair value based on the redemption provisions of the issuers.

Cash surrender value of life insurance policies. Carrying value approximates fair value.

Loans, net. The carrying value of the loans in the loan portfolio is based on the cash flows of the loans discounted over their respective loan origination rates. The origination rates are adjusted for substandard and special mention loans to factor the impact of declines in the loan’s credit standing. The fair value of the loans is estimated by discounting future cash flows using the current interest rates at which similar loans with similar terms would be made to borrowers of similar credit quality.

Accrued interest receivable. Carrying value approximates fair value.

Deposits. The fair value of demand, non-interest bearing checking, savings and money market deposits is determined as the amount payable on demand at the reporting date. The fair value of time deposits is estimated by discounting the estimated future cash flows using market rates offered for deposits of similar remaining maturities.

Borrowed funds. The fair value of borrowed funds is estimated by discounting the future cash flows using market rates for similar borrowings. Such funds include all categories of debt and debentures in the table above.

Subordinated borrowings. The Company utilizes a pricing service along with internal models to estimate the valuation of its junior subordinated debentures. The junior subordinated debentures re-price every ninety days.

Off-balance-sheet financial instruments. Off-balance-sheet financial instruments include standby letters of credit and other financial guarantees and commitments considered immaterial to the Company’s financial statements.

NET_INTEREST_INCOME_AFTER_PROV

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2014
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	'
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	'
	NOTE 15. NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

	Presented below is net interest income after provision for loan losses for the three months ended March 31, 2014 and March 31, 2013, respectively.

		Three Months Ended
		March 31,
	(In thousands)	2014		2013
	Net interest income	$	42,766	$	41,937
	Provision for loan losses	3,396		2,400
	Net interest income after provision for loan losses	$	39,370	$	39,537

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	3 Months Ended
SUBSEQUENT EVENTS	Mar. 31, 2014
SUBSEQUENT EVENTS	'
SUBSEQUENT EVENTS	'
	NOTE 16. SUBSEQUENT EVENTS

	The Company has evaluated subsequent events through May 12, 2014, the date the financial statements were issued, noting no events requiring disclosure.

BASIS_OF_PRESENTATION_Policies

BASIS OF PRESENTATION (Policies)	3 Months Ended
BASIS OF PRESENTATION (Policies)	Mar. 31, 2014
BASIS OF PRESENTATION	'
Basis of Presentation	'
	BASIS OF PRESENTATION

	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and contain all adjustments, consisting solely of normal, recurring adjustments, necessary for a fair presentation of results for such periods.

	In addition, these interim financial statements have been prepared in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X, and accordingly, certain information and footnote disclosures normally included in financial statements prepared according to U.S. GAAP have been omitted.

	The results for any interim period are not necessarily indicative of results for the full year. These consolidated financial statements should be read in conjunction with the audited financial statements and note disclosures for Berkshire Hills Bancorp, Inc. (the “Company”) previously filed with the Securities and Exchange Commission in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
Reclassifications	'
	Reclassifications

	Certain items in prior financial statements have been reclassified to conform to the current presentation.

ACQUISITION_Tables

ACQUISITION (Tables)	3 Months Ended
ACQUISITION (Tables)	Mar. 31, 2014
ACQUISITION	'
Summary of consideration paid, and fair values of entity's assets acquired and liabilities assumed	'


						Fair Value			As Recorded at
	(in thousands)		As Acquired			Adjustments			Acquisition
	Consideration paid:
	Cash consideration paid to Bank of Amercia								$	17,105
	Recognized amounts of identifiable assets acquired and liabilities assumed, at fair value:
	Cash and short-term investments		$	440,521		$	—		$	440,521
	Loans		4,541			(533		)(a)	4,008
	Premises and equipment		4,381			(710		)(b)	3,671
	Core deposit intangibles		—			2,550		(c)	2,550
	Other intangibles		—			(79		)(d)	(79		)
	Deposits		(440,507		)	(15		)(e)	(440,522		)
	Other liabilities		—			(944		)(f)	(944		)
	Total identifiable net assets		$	8,936		$	269		$	9,205

	Goodwill								$	7,900

	Explanation of Certain Fair Value Adjustments

	(a)	The adjustment represents the write down of the book value of loans to their estimated fair value based on current interest rates and expected cash flows, which includes an estimate of expected loan loss inherent in the portfolio. Loans that met the criteria and are being accounted for in accordance with ASC 310-30 had a carrying amount of $201 thousand. Non-impaired loans not accounted for under 310-30 had a carrying value of $4.3 million.
	(b)	The amount represents the adjustment of the book value of buildings, and furniture and equipment, to their estimated fair value based on appraisals and other methods. The adjustments will be depreciated over the estimated economic lives of the assets.
	(c)	The adjustment represents the value of the core deposit base assumed in the acquisition. The core deposit asset was recorded as an identifiable intangible asset and will be amortized over the estimated useful life of the deposit base.
	(d)	Represents an intangible liability related to assumed leases, which was recorded as an identifiable intangible and will be amortized over the remaining life of the leases.
	(e)	The adjustment is necessary because the weighted average interest rate of deposits exceeded the cost of similar funding at the time of acquisition.
	(f)	Represents an establishment of a reserve on certain acquired lines of credit, which were determined to have specific credit risk at the time of acquisition.
Schedule of acquired loan portfolio	'
	Information about the acquired loan portfolio subject to ASC 310-30 as of January 17, 2014 is as follows (in thousands):

			ASC 310-30 Loans
	Contractually required principal and interest at acquisition		$	201
	Contractual cash flows not expected to be collected (nonaccretable discount)		(100		)
	Expected cash flows at acquisition		101
	Interest component of expected cash flows (accretable premium)		20
	Fair value of acquired loans		$	121
Schedule of unaudited pro forma supplemental information from the combined results of operations	'


			Pro Forma (unaudited)
			Three ended March 31,
			2014			2013

	Net interest income		$	43,892		$	43,631
	Non-interest income		4,632			16,053
	Net income		1,487			10,229

	Pro forma earnings per share:
	Basic		$	0.06		$	0.41
	Diluted		$	0.06		$	0.41

SECURITIES_AVAILABLE_FOR_SALE_1

SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY (Tables)	3 Months Ended
SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY (Tables)	Mar. 31, 2014
SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY	'
Summary of securities available for sale and held to maturity	'

	(In thousands)	Amortized Cost		Gross		Gross			Fair Value
				Unrealized		Unrealized
				Gains		Losses
	March 31, 2014
	Securities available for sale
	Debt securities:
	Municipal bonds and obligations	$	135,382	$	2,949	$	(1,139	)	$	137,192
	Government-guaranteed residential mortgage-backed securities	83,299		704		(317		)	83,686
	Government-sponsored residential mortgage-backed securities	726,195		2,217		(9,514		)	718,898
	Corporate bonds	40,917		116		(912		)	40,121
	Trust preferred securities	15,799		1,320		(1,361		)	15,758
	Other bonds and obligations	3,244		1		(116		)	3,129
	Total debt securities	1,004,836		7,307		(13,359		)	998,784
	Marketable equity securities	32,073		3,136		(356		)	34,853
	Total securities available for sale	1,036,909		10,443		(13,715		)	1,033,637

	Securities held to maturity
	Municipal bonds and obligations	3,881		—		—			3,881
	Government-sponsored residential mortgage-backed securities	72		3		—			75
	Tax advantaged economic development bonds	38,865		1,310		(281		)	39,894
	Other bonds and obligations	341		—		—			341
	Total securities held to maturity	43,159		1,313		(281		)	44,191

	Total	$	1,080,068	$	11,756	$	(13,996	)	$	1,077,828

	December 31, 2013
	Securities available for sale
	Debt securities:
	Municipal bonds and obligations	$	77,852	$	1,789	$	(1,970	)	$	77,671
	Government-guaranteed residential mortgage-backed securities	78,885		544		(658		)	78,771
	Government-sponsored residential mortgage-backed securities	531,441		2,000		(10,783		)	522,658
	Corporate bonds	40,945		157		(1,822		)	39,280
	Trust preferred securities	16,927		1,249		(1,565		)	16,611
	Other bonds and obligations	3,250		—		(166		)	3,084
	Total debt securities	749,300		5,739		(16,964		)	738,075
	Marketable equity securities	20,042		2,266		(335		)	21,973
	Total securities available for sale	769,342		8,005		(17,299		)	760,048

	Securities held to maturity
	Municipal bonds and obligations	4,244		—		—			4,244
	Government-sponsored residential mortgage-backed securities	73		2		—			75
	Tax advantaged economic development bonds	40,260		1,255		(414		)	41,101
	Other bonds and obligations	344		—		—			344
	Total securities held to maturity	44,921		1,257		(414		)	45,764

	Total	$	814,263	$	9,262	$	(17,713	)	$	805,812
Schedule of amortized cost and estimated fair value of available for sale (AFS) and held to maturity (HTM) securities, segregated by contractual maturity	'


		Available for sale				Held to maturity
		Amortized		Fair		Amortized			Fair
	(In thousands)	Cost		Value		Cost			Value
	Within 1 year	$	8,070	$	8,072	$	1,047		$	1,047
	Over 1 year to 5 years	7,279		7,382		17,482			18,323
	Over 5 years to 10 years	54,031		53,397		11,389			11,292
	Over 10 years	125,962		127,349		13,169			13,454
	Total bonds and obligations	195,342		196,200		43,087			44,116
	Marketable equity securities	32,073		34,853		—			—
	Residential mortgage-backed securities	809,494		802,584		72			75
	Total	$	1,036,909	$	1,033,637	$	43,159		$	44,191
Schedule of securities with unrealized losses, segregated by the duration of their continuous unrealized loss positions	'


		Less Than Twelve Months				Over Twelve Months					Total
		Gross				Gross					Gross
		Unrealized		Fair		Unrealized			Fair		Unrealized		Fair
	(In thousands)	Losses		Value		Losses			Value		Losses		Value
	March 31, 2014

	Securities available for sale
	Debt securities:
	Municipal bonds and obligations	$	433	$	17,198	$	706		$	8,798	$	1,139	$	25,996
	Government-guaranteed residential mortgage-backed securities	130		27,758		187			4,752		317		32,510
	Government-sponsored residential mortgage-backed securities	6,890		446,031		2,624			72,307		9,514		518,338
	Corporate bonds	535		14,552		377			15,453		912		30,005
	Trust preferred securities	—		—		1,361			2,203		1,361		2,203
	Other bonds and obligations	44		1,209		72			1,916		116		3,125
	Total debt securities	8,032		506,748		5,327			105,429		13,359		612,177

	Marketable equity securities	136		3,459		220			1,779		356		5,238
	Total securities available for sale	8,168		510,207		5,547			107,208		13,715		617,415

	Securities held to maturity
	Tax advantaged economic development bonds	—		—		281			7,916		281		7,916
	Total securities held to maturity	—		—		281			7,916		281		7,916

	Total	$	8,168	$	510,207	$	5,828		$	115,124	$	13,996	$	625,331

	December 31, 2013

	Securities available for sale
	Debt securities:
	Municipal bonds and obligations	$	1,657	$	17,776	$	313		$	1,854	$	1,970	$	19,630
	Government guaranteed residential mortgage-backed securities	658		35,631		—			—		658		35,631
	Government-sponsored residential mortgage-backed securities	10,783		423,203		—			—		10,783		423,203
	Corporate bonds	1,822		29,124		—			—		1,822		29,124
	Trust preferred securities	—		—		1,565			2,039		1,565		2,039
	Other bonds and obligations	166		3,082		—			—		166		3,082
	Total debt securities	15,086		508,816		1,878			3,893		16,964		512,709

	Marketable equity securities	117		1,653		218			1,782		335		3,435
	Total securities available for sale	15,203		510,469		2,096			5,675		17,299		516,144

	Securities held to maturity
	Tax advantaged economic development bonds	57		9,429		357			7,901		414		17,330
	Total securities held to maturity	57		9,429		357			7,901		414		17,330

	Total	$	15,260	$	519,898	$	2,453		$	13,576	$	17,713	$	533,474

LOANS_Tables

LOANS (Tables)	3 Months Ended
LOANS (Tables)	Mar. 31, 2014
LOANS	'
Schedule of loans	'

			March 31, 2014									December 31, 2013
	(In thousands)		Business			Acquired			Total			Business			Acquired			Total
	(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total

	Residential mortgages:
	1-4 family		$	1,032,170		$	320,848		$	1,353,018		$	1,027,737		$	333,367		$	1,361,104
	Construction		19,599			5,154			24,753			18,158			5,012			23,170
	Total residential mortgages		1,051,769			326,002			1,377,771			1,045,895			338,379			1,384,274

	Commercial real estate:
	Construction		137,687			7,262			144,949			125,247			13,770			139,017
	Single and multi-family		62,429			63,801			126,230			63,493			64,827			128,320
	Other commercial real estate		925,513			260,284			1,185,797			871,271			278,512			1,149,783
	Total commercial real estate		1,125,629			331,347			1,456,976			1,060,011			357,109			1,417,120

	Commercial and industrial loans:
	Asset based lending		309,699			4,374			314,073			294,241			3,130			297,371
	Other commercial and industrial loans		316,451			66,371			382,822			323,196			66,726			389,922
	Total commercial and industrial loans		626,150			70,745			696,895			617,437			69,856			687,293

	Total commercial loans		1,751,779			402,092			2,153,871			1,677,448			426,965			2,104,413

	Consumer loans:
	Home equity		233,521			71,499			305,020			232,677			74,154			306,831
	Auto and other		249,776			156,189			405,965			213,171			171,834			385,005
	Total consumer loans		483,297			227,688			710,985			445,848			245,988			691,836

	Total loans		$	3,286,845		$	955,782		$	4,242,627		$	3,169,191		$	1,011,332		$	4,180,523
Schedule of activity in the accretable yield for the acquired loan portfolio that falls under the purview of ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer	'


			Three Months Ended March 31,
	(In thousands)		2014			2013
	Balance at beginning of period		$	2,559		$	8,247
	Reclassification from nonaccretable difference for loans with improved cash flows		1,540			—
	Accretion		(945		)	(2,581		)
	Balance at end of period		$	3,154		$	5,666
Summary of past due loans	'

	Business Activities Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
	(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
									Days Past												Accruing
									Due
	March 31, 2014
	Residential mortgages:
	1-4 family		$	2,882		$	101		$	6,240		$	9,223		$	1,022,947		$	1,032,170		$	1,452
	Construction		127			—			—			127			19,472			19,599			—
	Total		3,009			101			6,240			9,350			1,042,419			1,051,769			1,452
	Commercial real estate:
	Construction		—			174			2,558			2,732			134,955			137,687			—
	Single and multi-family		—			134			1,304			1,438			60,991			62,429			685
	Other commercial real estate		999			2,226			7,036			10,261			915,252			925,513			639
	Total		999			2,534			10,898			14,431			1,111,198			1,125,629			1,324
	Commercial and industrial loans:
	Asset based lending		—			—			—			—			309,699			309,699			—
	Other commercial and industrial loans		903			317			1,302			2,522			313,929			316,451			62
	Total		903			317			1,302			2,522			623,628			626,150			62
	Consumer loans:
	Home equity		80			502			1,646			2,228			231,293			233,521			258
	Auto and other		487			67			379			933			248,843			249,776			16
	Total		567			569			2,025			3,161			480,136			483,297			274
	Total		$	5,478		$	3,521		$	20,465		$	29,464		$	3,257,381		$	3,286,845		$	3,112

	Business Activities Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
	(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
									Days Past												Accruing
									Due
	December 31, 2013
	Residential mortgages:
	1-4 family		$	2,500		$	623		$	7,382		$	10,505		$	1,017,232		$	1,027,737		$	1,451
	Construction		—			—			41			41			18,117			18,158			—
	Total		2,500			623			7,423			10,546			1,035,349			1,045,895			1,451
	Commercial real estate:
	Construction		174			—			3,176			3,350			121,897			125,247			—
	Single and multi-family		139			654			679			1,472			62,021			63,493			168
	Other commercial real estate		622			4,801			6,912			12,335			858,936			871,271			865
	Total		935			5,455			10,767			17,157			1,042,854			1,060,011			1,033
	Commercial and industrial loans:
	Asset based lending		—			—			—			—			294,241			294,241			—
	Other commercial and industrial loans		1,136			386			1,477			2,999			320,197			323,196			42
	Total		1,136			386			1,477			2,999			614,438			617,437			42
	Consumer loans:
	Home equity		732			54			1,655			2,441			230,236			232,677			572
	Auto and other		524			231			390			1,145			212,026			213,171			142
	Total		1,256			285			2,045			3,586			442,262			445,848			714
	Total		$	5,827		$	6,749		$	21,712		$	34,288		$	3,134,903		$	3,169,191		$	3,240

	Acquired Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
	(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
									Days Past												Accruing
									Due
	March 31, 2014
	Residential mortgages:
	1-4 family		$	1,877		$	733		$	2,308		$	4,918		$	315,930		$	320,848		$	1,025
	Construction		36			16			462			514			4,640			5,154			462
	Total		1,913			749			2,770			5,432			320,570			326,002			1,487
	Commercial real estate:
	Construction		—			—			805			805			6,457			7,262			805
	Single and multi-family		580			193			1,227			2,000			61,801			63,801			508
	Other commercial real estate		763			—			5,349			6,112			254,172			260,284			2,606
	Total		1,343			193			7,381			8,917			322,430			331,347			3,919
Commercial and industrial loans:
Asset based lending		—			—			—			—			4,374			4,374			—
Other commercial and industrial loans		71			239			1,649			1,959			64,412			66,371			478
Total		71			239			1,649			1,959			68,786			70,745			478
Consumer loans:
Home equity		155			450			635			1,240			70,259			71,499			240
Auto and other		1,400			169			1,769			3,338			152,851			156,189			69
Total		1,555			619			2,404			4,578			223,110			227,688			309
Total		$	4,882		$	1,800		$	14,204		$	20,886		$	934,896		$	955,782		$	6,193

Acquired Loans		30-59 Days			60-89 Days			Greater			Total Past			Current			Total Loans			Past Due >
(in thousands)		Past Due			Past Due			Than 90			Due									90 days and
								Days Past												Accruing
								Due
December 31, 2013
Residential mortgages:
1-4 family		$	1,891		$	437		$	2,577		$	4,905		$	328,462		$	333,367		$	805
Construction		134			32			625			791			4,221			5,012			501
Total		2,025			469			3,202			5,696			332,683			338,379			1,306
Commercial real estate:
Construction		—			—			805			805			12,965			13,770			805
Single and multi-family		350			188			1,335			1,873			62,954			64,827			512
Other commercial real estate		537			518			6,108			7,163			271,349			278,512			2,925
Total		887			706			8,248			9,841			347,268			357,109			4,242
Commercial and industrial loans:
Asset based lending		—			—			—			—			3,130			3,130			—
Other commercial and industrial loans		440			135			1,239			1,814			64,912			66,726			318
Total		440			135			1,239			1,814			68,042			69,856			318
Consumer loans:
Home equity		425			545			636			1,606			72,548			74,154			35
Auto and other		2,606			641			1,641			4,888			166,946			171,834			82
Total		3,031			1,186			2,277			6,494			239,494			245,988			117
Total		$	6,383		$	2,496		$	14,966		$	23,845		$	987,487		$	1,011,332		$	5,983
Summary of information pertaining to non-accrual loans	'


			March 31, 2014									December 31, 2013
	(In thousands)		Business			Acquired			Total			Business			Acquired			Total
	(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total
	Residential mortgages:
	1-4 family		$	4,788		$	1,283		$	6,071		$	5,931		$	1,772		$	7,703
	Construction		—			—			—			41			123			164
	Total		4,788			1,283			6,071			5,972			1,895			7,867

	Commercial real estate:
	Construction		2,558			—			2,558			3,176			—			3,176
	Single and multi-family		619			719			1,338			511			823			1,334
	Other commercial real estate		6,397			2,743			9,140			6,047			3,183			9,230
	Total		9,574			3,462			13,036			9,734			4,006			13,740

	Commercial and industrial loans:
	Other commercial and industrial loans		1,240			1,171			2,411			1,434			921			2,355
	Total		1,240			1,171			2,411			1,434			921			2,355

	Consumer loans:
	Home equity		1,388			395			1,783			1,083			602			1,685
	Auto and other		363			1,700			2,063			249			1,559			1,808
	Total		1,751			2,095			3,846			1,332			2,161			3,493

	Total non-accrual loans		$	17,353		$	8,011		$	25,364		$	18,472		$	8,983		$	27,455
Schedule of loans evaluated for impairment	'

	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
	March 31, 2014
	Loans receivable:
	Balance at end of period
	Individually evaluated for impairment		$	5,116		$	22,148		$	1,148		$	402		$	28,814
	Collectively evaluated		1,046,653			1,103,481			625,002			482,895			3,258,031
	Total		$	1,051,769		$	1,125,629		$	626,150		$	483,297		$	3,286,845

	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
	December 31, 2013
	Loans receivable:
	Balance at end of year
	Individually evaluated for impairment		$	6,237		$	22,429		$	1,380		$	515		$	30,561
	Collectively evaluated for impairment		1,039,658			1,037,582			616,057			445,333			3,138,630
	Total		$	1,045,895		$	1,060,011		$	617,437		$	445,848		$	3,169,191

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
	March 31, 2014
	Loans receivable:
	Balance at end of Period
	Individually evaluated for impairment		$	1,032		$	5,800		$	478		$	—		$	7,310
	Collectively evaluated		324,970			325,547			70,267			227,668			948,472
	Total		$	326,002		$	331,347		$	70,745		$	227,668		$	955,782

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Total
	December 31, 2013
	Loans receivable:
	Balance at end of year
	Individually evaluated for impairment		$	1,568		$	6,295		$	367		$	154		$	8,384
	Collectively evaluated for impairment		336,811			350,814			69,489			245,834			1,002,948
	Total		$	338,379		$	357,109		$	69,856		$	245,988		$	1,011,332
Summary of impaired loans	'

			At March 31, 2014
	Business Activities Loans		Recorded Investment			Unpaid Principal			Related Allowance
	(In thousands)		Recorded Investment			Balance			Related Allowance
	With no related allowance:
	Residential mortgages - 1-4 family		$	3,435		$	3,435		$	—
	Other commercial real estate loans		16,141			16,141			—
	Commercial real esate - construction		1,545			1,545			—
	Other commercial and industrial loans		1,094			1,094			—
	Consumer - home equity		238			238			—
	Consumer - other		123			123			—

	With an allowance recorded:
	Residential mortgages - 1-4 family		$	1,283		$	1,680		$	397
	Other commercial real estate loans		2,200			3,450			1,250
	Commercial real esate - construction		705			1,013			308
	Other commercial and industrial loans		—			54			54
	Consumer - home equity		32			41			9

	Total
	Residential mortgages		$	4,718		$	5,115		$	397
	Commercial real estate		20,591			22,149			1,558
	Commercial and industrial loans		1,094			1,148			54
	Consumer		393			402			9
	Total impaired loans		$	26,796		$	28,814		$	2,018


			At March 31, 2014
	Acquired Loans		Recorded Investment			Unpaid Principal			Related Allowance
	(In thousands)		Recorded Investment			Balance			Related Allowance
	With no related allowance:
	Residential mortgages - 1-4 family		$	871		$	871		$	—
	Other commercial real estate loans		4,391			4,391			—
	Other commercial and industrial loans		410			410			—

	With an allowance recorded:
	Residential mortgages - 1-4 family		$	131		$	161		$	30
	Other commercial real estate loans		1,159			1,409			250
	Other commercial and industrial loans		47			68			21

	Total
	Residential mortgages		$	1,002		$	1,032		$	30
	Commercial real estate		5,550			5,800			250
	Commercial and industrial loans		457			478			21
	Total impaired loans		$	7,009		$	7,310		$	301



			At December 31, 2013
	Business Activities Loans		Recorded Investment			Unpaid Principal			Related Allowance
	(In thousands)		Recorded Investment			Balance			Related Allowance
	With no related allowance:
	Residential mortgages - 1-4 family		$	1,575		$	1,575		$	—
	Commercial real estate - construction		3,176			3,176			—
	Commercial real estate - single and multifamily		—			—			—
	Other commercial real estate loans		5,587			5,587			—
	Other commercial and industrial loans		8			8			—
	Consumer - home equity		50			50			—

	With an allowance recorded:
	Residential mortgages - 1-4 family		$	1,926		$	2,831		$	905
	Commercial real estate - construction		—			—			—
	Commercial real estate - single and multifamily		—			—			—
Other commercial real estate loans		(66		)	153			219
Other commercial and industrial loans		514			569			55
Consumer - home equity		142			245			103

Total
Residential mortgages		$	3,501		$	4,406		$	905
Commercial real estate		8,697			8,916			219
Commercial and industrial loans		522			577			55
Consumer		192			295			103
Total impaired loans		$	12,912		$	14,194		$	1,282

		At December 31, 2013
Acquired Loans		Recorded Investment			Unpaid Principal			Related Allowance
(In thousands)		Recorded Investment			Balance			Related Allowance
With no related allowance:
Residential mortgages - 1-4 family		$	20		$	20		$	—
Other commercial real estate loans		1,462			1,462			—
Other commercial and industrial loans		367			367			—

With an allowance recorded:
Residential mortgages - 1-4 family		$	958		$	1,188		$	230
Other commercial real estate loans		1,954			2,442			488
Consumer - home equity		114			153			39

Total
Residential mortgages		$	978		$	1,208		$	230
Other commercial real estate loans		3,416			3,904			488
Other commercial and industrial loans		367			367			—
Consumer - home equity		114			153			39
Total impaired loans		$	4,875		$	5,632		$	757
Summary of the average recorded investment and interest income recognized on impaired loans	'


			Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
	Business Activities Loans		Average Recorded			Cash Basis			Average Recorded			Cash Basis
	(in thousands)		Investment			Interest Income			Investment			Interest Income
						Recognized						Recognized
	With no related allowance:
	Residential mortgages - 1-4 family		$	4,142		$	23		$	2,141		$	20
	Commercial real estate - construction		1,957			—			2,380			—
	Other commercial real estate loans		16,180			154			3,295			10
	Commercial and industrial loans		1,337			7			70			—
	Consumer - home equity		348			1			455			4
	Consumer - other		124			1			—			—

	With an allowance recorded:
	Residential mortgages - 1-4 family		$	1,774		$	16		$	2,234		$	1
	Commercial real estate - construction		1,013			—			1,938			—
	Other commercial real estate loans		3,450			—			2,765			—
	Commercial and industrial loans		55			1			1,721			14
	Consumer - home equity		41			—			558			—

	Total
	Residential mortgages		$	5,916		$	39		$	4,375		$	21
	Commercial real estate		22,600			154			10,378			10
	Commercial and industrial loans		1,392			8			1,791			14
	Consumer loans		513			2			1,013			4
	Total impaired loans		$	30,421		$	203		$	17,557		$	49

			Three Months Ended March 31, 2014						Three Months Ended March 31, 2013
	Acquired Loans		Average Recorded			Cash Basis			Average Recorded			Cash Basis
	(in thousands)		Investment			Interest Income			Investment			Interest Income
						Recognized						Recognized
	With no related allowance:
	Residential mortgages - 1-4 family		$	1,303		$	5		$	—		$	—
	Other commercial real estate loans		4,821			25			803			2
	Commercial and industrial loans		562			1			181			—
	Consumer - home equity		154			—			—			—

	With an allowance recorded:
	Residential mortgages - 1-4 family		$	162		$	—		$	861		$	—
	Other commercial real estate loans		1,577			46			—			—
	Commercial and industrial loans		70			2			—			—

	Total
	Residential mortgages		$	1,465		$	5		$	861		$	—
	Other commercial real estate loans		6,398			71			803			2
	Commercial and industrial loans		632			3			181			—
	Consumer loans		154			—			—			—
	Total impaired loans		$	8,649		$	79		$	1,845		$	2
Schedule of recorded investment and number of modifications for TDRs identified during the period	'


			Modifications by Class
			Three months ending March 31, 2014
	(Dollars in thousands)		Number of		Pre-Modification			Post-Modification
			Modifications		Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Troubled Debt Restructurings
	Residential - 1-4 Family		1		$	122		$	119


			Modifications by Class
			Three months ending March 31, 2013
	(Dollars in thousands)		Number of		Pre-Modification			Post-Modification
			Modifications		Outstanding Recorded			Outstanding Recorded
					Investment			Investment
	Troubled Debt Restructurings
	Residential- 1-4 Family		5		$	941		$	941
	Commercial - Single and multifamily		1		—			40
	Commercial - Other		5		2,022			1,590
			11		$	2,963		$	2,571
Schedule of TDR activity	'

			Three Months Ending
			March 31,
	(In thousands)		2014			2013
	Balance at beginning of the period		$	10,822		$	4,626
	Principal Payments		(872		)	(22		)
	TDR Status Change (1)		(52		)	—
	Other Reductions (2)		95			(485		)
	Newly Identified TDRs		119			2,571
	Balance at end of the period		$	10,112		$	6,690

	-1	TDR Status change classification represents TDR loans with a specified interest rate equal to or greater than the rate that the Company was willing to accept at the time of the restructuring for a new loan with comparable risk and the loan was on current payment status and not impaired based on the terms specified by the restructuring agreement.
	-2	Other Reductions classification consists of transfer to other real estate owned and charge-offs and advances to loans.

LOAN_LOSS_ALLOWANCE_Tables

LOAN LOSS ALLOWANCE (Tables)	3 Months Ended
LOAN LOSS ALLOWANCE (Tables)	Mar. 31, 2014
LOAN LOSS ALLOWANCE	'
Schedule of activity in the allowance for loan losses	'


	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2014
	Balance at beginning of period		$	6,937		$	13,705		$	5,173		$	3,644		$	68		$	29,527
	Charged-off loans		706			660			189			429			—			1,984
	Recoveries on charged-off loans		7			1			20			79			—			107
	Provision for loan losses		(575		)	1,900			(185		)	836			(248		)	1,728
	Balance at end of period		$	5,663		$	14,946		$	4,819		$	4,130		$	(180	)	$	29,378
	Individually evaluated for impairment		397			1,558			54			9			—			2,018
	Collectively evaluated		5,266			13,388			4,765			4,121			(180		)	27,360
	Total		$	5,663		$	14,946		$	4,819		$	4,130		$	(180	)	$	29,378

	Business Activities Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2013
	Balance at beginning of period		$	5,928		$	18,863		$	5,605		$	1,466		$	29		$	31,891
	Charged-off loans		190			720			679			250			—			1,839
	Recoveries on charged-off loans		16			3			71			36			—			126
	Provision for loan losses		244			402			194			874			148			1,862
	Balance at end of period		$	5,998		$	18,548		$	5,191		$	2,126		$	177		$	32,040
	Individually evaluated for impairment		765			1,374			824			272			—			3,235
	Collectively evaluated		5,233			17,174			4,367			1,854			177			28,805
	Total		$	5,998		$	18,548		$	5,191		$	2,126		$	177		$	32,040

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2014
	Balance at beginning of period		$	625		$	2,339		$	597		$	235		$	—		$	3,796
	Charged-off loans		429			447			52			405			—			1,333
	Recoveries on charged-off loans		73			1			5			14			—			93
	Provision for loan losses		401			231			548			488			—			1,668
	Balance at end of period		$	670		$	2,124		$	1,098		$	332		$	—		$	4,224
	Individually evaluated for impairment		30			250			21			—			—			301
	Collectively evaluated		640			1,874			1,077			332			—			3,923
	Total		$	670		$	2,124		$	1,098		$	332		$	—		$	4,224

	Acquired Loans		Residential			Commercial			Commercial and			Consumer			Unallocated			Total
	(In thousands)		mortgages			real estate			industrial loans			Consumer			Unallocated			Total
	March 31, 2013
	Balance at beginning of period		$	509		$	390		$	96		$	314		$	8		$	1,317
	Charged-off loans		86			235			25			316			—			662
	Recoveries on charged-off loans		—			—			2			28			—			30
	Provision for loan losses		95			265			27			307			(156		)	538
	Balance at end of period		$	518		$	420		$	100		$	333		$	(148	)	$	1,223
	Individually evaluated for impairment		113			—			—			—			—			113
	Collectively evaluated		405			420			100			333			(148		)	1,110
	Total		518			420			100			333			(148		)	1,223
Schedule of loans by risk rating	'
	Business Activities Loans

	Residential Mortgages
	Credit Risk Profile by Internally Assigned Grade

			1-4 family						Construction						Total residential mortgages
	(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
	(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
	Grade:
	Pass		$	1,025,829		$	1,019,732		$	19,599		$	18,117		$	1,045,428		$	1,037,849
	Special mention		101			623			—			—			101			623
	Substandard		6,240			7,382			—			41			6,240			7,423
	Total		$	1,032,170		$	1,027,737		$	19,599		$	18,158		$	1,051,769		$	1,045,895

	Commercial Real Estate
	Credit Risk Profile by Creditworthiness Category

			Construction						Single and multi-family						Other						Total commercial real estate
	(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013			Mar. 31,			Dec. 31,
	(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013			2014			2013
	Grade:
	Pass		$	132,955		$	120,071		$	58,499		$	59,636		$	857,236		$	800,672		$	1,048,690		$	980,379
	Special mention		—			—			138			140			6,164			8,150			6,302			8,290
	Substandard		4,732			5,176			3,792			3,717			62,040			61,807			70,564			70,700
	Doubtful		—			—			—			—			73			642			73			642
	Total		$	137,687		$	125,247		$	62,429		$	63,493		$	925,513		$	871,271		$	1,125,629		$	1,060,011

	Commercial and Industrial Loans
	Credit Risk Profile by Creditworthiness Category

			Asset based lending						Other						Total comm. and industrial loans
	(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
	(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
	Grade:
	Pass		$	309,699		$	294,241		$	302,755		$	313,984		$	612,454		$	608,225
	Special mention		—			—			2,751			884			2,751			884
	Substandard		—			—			10,857			7,725			10,857			7,725
	Doubtful		—			—			88			603			88			603
	Total		$	309,699		$	294,241		$	316,451		$	323,196		$	626,150		$	617,437

	Consumer Loans
	Credit Risk Profile Based on Payment Activity

			Home equity						Auto and other						Total consumer loans
	(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
	(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
	Performing		$	232,133		$	231,594		$	249,413		$	212,922		$	481,546		$	444,516
	Nonperforming		1,388			1,083			363			249			1,751			1,332
	Total		$	233,521		$	232,677		$	249,776		$	213,171		$	483,297		$	445,848

	Acquired Loans

	Residential Mortgages
	Credit Risk Profile by Internally Assigned Grade

			1-4 family						Construction						Total residential mortgages
	(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
	(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
	Grade:
	Pass		$	317,806		$	330,353		$	1,056		$	1,081		$	318,862		$	331,434
	Special mention		734			437			—			—			734			437
	Substandard		2,308			2,577			4,098			3,931			6,406			6,508
	Total		$	320,848		$	333,367		$	5,154		$	5,012		$	326,002		$	338,379

Commercial Real Estate
Credit Risk Profile by Creditworthiness Category

		Construction						Single and multi-family						Other						Total commercial real estate
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013			Mar. 31,			Dec. 31,
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013			2014			2013
Grade:
Pass		$	4,589		$	7,154		$	46,361		$	46,961		$	237,533		$	254,787		$	288,483		$	308,902
Special mention		347			—			4,719			4,799			8,169			9,034			13,235			13,833
Substandard		2,326			6,616			12,721			13,067			14,582			14,691			29,629			34,374
Total		$	7,262		$	13,770		$	63,801		$	64,827		$	260,284		$	278,512		$	331,347		$	357,109

Commercial and Industrial Loans
Credit Risk Profile by Creditworthiness Category

		Asset based lending						Other						Total comm. and industrial loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Grade:
Pass		$	4,374		$	3,130		$	58,361		$	59,615		$	62,735		$	62,745
Special mention		—			—			3,467			2,396			3,467			2,396
Substandard		—			—			4,543			4,715			4,543			4,715
Total		$	4,374		$	3,130		$	66,371		$	66,726		$	70,745		$	69,856

Consumer Loans
Credit Risk Profile Based on Payment Activity

		Home equity						Auto and other						Total consumer loans
(In thousands)		Mar. 31,			Dec. 31,			Mar. 31,			Dec. 31,			Mar. 31, 2014			Dec. 31, 2013
(In thousands)		2014			2013			2014			2013			Mar. 31, 2014			Dec. 31, 2013
Performing		$	71,104		$	73,552		$	154,490		$	170,275		$	225,594		$	243,827
Nonperforming		395			602			1,699			1,559			2,094			2,161
Total		$	71,499		$	74,154		$	156,189		$	171,834		$	227,688		$	245,988
Summary of information about total loans rated special mention or lower	'

			March 31, 2014									December 31, 2013
	(In thousands)		Business			Acquired			Total			Business			Acquired			Total
	(In thousands)		Activities Loans			Loans			Total			Activities Loans			Loans			Total
	Non-Accrual		$	17,353		$	8,011		$	25,364		$	18,472		$	8,983		$	27,455
	Substandard Accruing		72,494			34,971			107,465			70,667			38,891			109,558
	Total Classified		89,847			42,982			132,829			89,139			47,874			137,013
	Special Mention		9,724			18,054			27,778			10,081			17,853			27,934
	Total Criticized		$	99,571		$	61,036		$	160,607		$	99,220		$	65,727		$	164,947

DEPOSITS_Tables

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2014
DEPOSITS	'
Summary of time deposits	'

	(In thousands)	March 31, 2014		December 31, 2013
	Time less than $100,000	$	535,983	$	490,902
	Time $100,000 or more	539,757		510,746
	Total time deposits	$	1,075,740	$	1,001,648

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	3 Months Ended
BORROWED FUNDS (Tables)	Mar. 31, 2014
BORROWED FUNDS	'
Schedule of borrowed funds	'


		March 31, 2014				December 31, 2013
				Weighted				Weighted
				Average				Average
	(dollars in thousands)	Principal		Rate		Principal		Rate
	Short-term borrowings:
	Advances from the FHLBB	$	914,950	0.21	%	$	862,510	0.22	%
	Other Borrowings	—		—		10,000		1.92
	Total short-term borrowings:	914,950		0.21		872,510		0.24
	Long-term borrowings:
	Advances from the FHLBB	21,797		2.44		101,918		1.23
	Subordinated borrowings	74,232		7		74,215		7
	Junior subordinated borrowings	15,464		2.09		15,464		2.09
	Total long-term borrowings:	111,493		5.43		191,597		3.53
	Total	$	1,026,443	0.78	%	$	1,064,107	0.83	%
Summary of maturities of FHLBB advances	'

		March 31, 2014				December 31, 2013
				Weighted				Weighted
				Average				Average
	(in thousands, except rates)	Principal		Rate		Principal		Rate
	Fixed rate advances maturing:
	2014	$	924,900	0.22	%	$	882,525	0.28	%
	2015	—		—		—		—
	2016	1,567		0.88		1,583		0.79
	2017	5,000		4.33		5,000		4.33
	2018 and beyond	5,280		3.83		5,320		3.83
	Total fixed rate advances	$	936,747	0.27	%	$	894,428	0.35	%

	Variable rate advances maturing:
	2014	$	—	—	%	$	10,000	0.32	%
	2015	—		—		20,000		0.3
	2016	—		—		10,000		0.3
	2017	—		—		—		—
	2018 and beyond	—		—		30,000		0.3
	Total variable rate advances	$	—	—	%	$	70,000	0.3	%
	Total FHLBB advances	$	936,747	0.27	%	$	964,428	0.32	%

STOCKHOLDERS_EQUITY_Tables

STOCKHOLDERS' EQUITY (Tables)	3 Months Ended
STOCKHOLDERS' EQUITY (Tables)	Mar. 31, 2014
STOCKHOLDERS' EQUITY	'
Schedule of actual and required capital ratios	'

						FDIC Minimum
		March 31, 2014		December 31, 2013		to be Well Capitalized

	Total capital to risk weighted assets	11.2	%	11.6	%	10	%

	Tier 1 capital to risk weighted assets	9.5		10		6

	Tier 1 capital to average assets	7.4		8		5
Schedule of components of accumulated other comprehensive loss	'


	(In thousands)	March 31, 2014			December 31, 2013
	Other accumulated comprehensive income (loss), before tax:
	Net unrealized holding loss on AFS securities	$	(3,274	)	$	(9,294	)
	Net gain (loss) on effective cash flow hedging derivatives	2,244			(2,289		)
	Net loss on terminated swap	—			(3,237		)
	Net unrealized holding loss on pension plans	17			17

	Income taxes related to items of accumulated other comprehensive (loss) income:
	Net unrealized holding loss on AFS securities	1,298			3,518
	Net gain (loss) on effective cash flow hedging derivatives	(909		)	923
	Net loss on terminated swap	—			1,312
	Net unrealized holding loss on pension plans	(7		)	(7		)
	Accumulated other comprehensive loss	$	(631	)	$	(9,057	)
Schedule of components of other comprehensive loss	'


	(In thousands)	Before Tax			Tax Effect			Net of Tax
	Three Months Ended March 31, 2014
	Net unrealized holding gain on AFS securities:
	Net unrealized gain arising during the period	$	6,055		$	(2,233	)	$	3,822
	Less: reclassification adjustment for (gains) realized in net income	(34		)	12			(22		)
	Net unrealized holding gain on AFS securities	6,021			(2,221		)	3,800

	Net gain on cash flow hedging derivatives:
	Net unrealized (losses) arising during the period	(860		)	368			(492		)
	Less: reclassification adjustment for losses realized in net income	5,393			(2,200		)	3,193
	Net gain on cash flow hedging derivatives	4,533			(1,832		)	2,701

	Net gain on terminated swap:
	Net unrealized loss arising during the period	—			—			—
	Less: reclassification adjustment for losses realized in net income	3,237			(1,312		)	1,925
	Net gain on terminated swap	3,237			(1,312		)	1,925
	Other Comprehensive Loss	$	13,791		$	(5,365	)	$	8,426

	Three Months Ended March 31, 2013
	Net unrealized holding gain on AFS securities:
	Net unrealized gain arising during the period	$	733		$	(321	)	$	412
	Less: reclassification adjustment for losses realized in net income	—			—			—
	Net unrealized holding gain on AFS securities	733			(321		)	412

	Net gain on cash flow hedging derivatives:
	Net unrealized gain arising during the period	431			(167		)	264
	Less: reclassification adjustment for losses realized in net income	1,012			(408		)	604
	Net gain on cash flow hedging derivatives	1,443			(575		)	868

	Net gain on terminated swap:
	Net unrealized loss arising during the period	—			—			—
	Less: reclassification adjustment for losses realized in net income	236			(208		)	28
	Net gain on terminated swap	236			(208		)	28

	Other Comprehensive Loss	$	2,412		$	(1,104	)	$	1,308
Schedule of gross changes in each component of accumulated other comprehensive income	'

		Net unrealized			Net loss on			Net loss			Net unrealized
		holding (loss) gain			effective cash			on			holding loss
		on AFS			flow hedging			terminated			on
	(in thousands)	Securities			derivatives			swap			pension plans			Total
	Three Months Ended March 31, 2014
	Balance at Beginning of Period	$	(5,776	)	$	(1,366	)	$	(1,925	)	$	10		$	(9,057	)
	Other Comprehensive Loss Before reclassifications	3,822			-492			—			—			3,330
	Amounts Reclassified from Accumulated other comprehensive income	(22		)	3,193			1,925			—			5,096
	Total Other Comprehensive Income	3,800			2,701			1,925			—			8,426
	Balance at End of Period	$	(1,976	)	$	1,335		$	—		$	10		$	(631	)

	Three Months Ended March 31, 2013
	Balance at Beginning of Period	$	6,712		$	(6,558	)	$	(2,378	)	$	(755	)	$	(2,979	)
	Other Comprehensive Loss Before reclassifications	412			264			—			—			676
	Amounts Reclassified from Accumulated other comprehensive income	—			604			28			—			632
	Total Other Comprehensive Income	412			868			28			—			1,308
	Balance at End of Period	$	7,124		$	(5,690	)	$	(2,350	)	$	(755	)	$	(1,671	)
Schedule of amounts reclassified out of each component of accumulated other comprehensive income	'

								Affected Line Item in the
		Three Months Ended March 31,						Statement where Net Income
	(in thousands)	2014			2013			is Presented
	Realized (gains) on AFS securities:
		$	(34	)	$	—		Non-interest income
		12			—			Tax expense
		(22		)	—			Net of tax

	Realized losses on cash flow hedging derivatives:
		5,393			1,012			Non-interest income
		(2,200		)	(408		)	Tax expense
		3,193			604			Net of tax

	Realized losses on terminated swap:
		3,237			236			Non-interest income
		(1,312		)	(208		)	Tax expense
		1,925			28			Net of tax
	Total reclassifications for the period	$	5,096		$	632		Net of tax

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE	'
Schedule of earnings per share	'


		Three Months Ended March 31,
	(In thousands, except per share data)	2014			2013

	Net (loss) income	$	(1,106	)	$	10,465

	Average number of common shares issued	26,525			26,525
	Less: average number of treasury shares	1,425			1,260
	Less: average number of unvested stock award shares	402			317
	Average number of basic common shares outstanding	24,698			24,948
	Plus: dilutive effect of unvested stock award shares	—			73
	Plus: dilutive effect of stock options outstanding	—			122
	Average number of diluted common shares outstanding	24,698			25,143

	(Loss) earnings per share:
	Basic	$	(0.04	)	$	0.42
	Diluted	$	(0.04	)	$	0.42

STOCKBASED_COMPENSATION_PLANS_

STOCK-BASED COMPENSATION PLANS (Tables)	3 Months Ended
STOCK-BASED COMPENSATION PLANS (Tables)	Mar. 31, 2014
STOCK-BASED COMPENSATION PLANS	'
Summary of activity in the stock award and stock option plans	'

		Non-vested Stock
		Awards Outstanding				Stock Options Outstanding
				Weighted-				Weighted-
				Average				Average
		Number of		Grant Date		Number of		Exercise
	(Shares in thousands)	Shares		Fair Value		Shares		Price
	Balance, December 31, 2013	334		$	23.26	442		$	20.41
	Granted	126		25		—		—
	Stock options exercised	—		—		(61	)	11.83
	Stock awards vested	(62	)	22.75		—		—
	Forfeited	(1	)	21.22		—		—
	Expired	—		—		(60	)	37.41
	Balance, March 31, 2014	397		$	24.31	321		$	20.16
	Exercisable options, March 31, 2014					321		$	20.17

OPERATING_SEGMENTS_Tables

OPERATING SEGMENTS (Tables)	3 Months Ended
OPERATING SEGMENTS (Tables)	Mar. 31, 2014
OPERATING SEGMENTS	'
Summary of the operating segments	'

	(In thousands)	Banking			Insurance		Parent			Eliminations			Total Consolidated
	Three months ended March 31, 2014
	Net interest income (expense)	$	43,712		$	—	$	(946	)	$	—		$	42,766
	Provision for loan losses	3,396			—		—			—			3,396
	Non-interest income (expense)	1,374			3,049		(252		)	252			4,423
	Non-interest expense	42,574			2,322		464			—			45,360
	(Loss) income before income taxes	(884		)	727		(1,662		)	252			(1,567		)
	Income tax (benefit) expense	(192		)	287		(556		)	—			(461		)
	Net (loss) income	$	(692	)	$	440	$	(1,106	)	$	252		$	(1,106	)

	Average assets (in millions)	$	5,829		$	26	$	722		$	(726	)	$	5,851

	Three months ended March 31, 2013
	Net interest income	$	42,901		$	—	$	6,036		$	(7,000	)	$	41,937
	Provision for loan losses	2,400			—		—			—			2,400
	Non-interest income	11,801			2,997		4,463			(4,463		)	14,798
	Non-interest expense	36,670			2,151		662			—			39,483
	Income before income taxes	15,632			846		9,837			(11,463		)	14,852
	Income tax expense (benefit)	4,705			310		(628		)	—			4,387
	Net income	$	10,927		$	536	$	10,465		$	(11,463	)	$	10,465

	Average assets (in millions)	$	5,203		$	27	$	755		$	(745	)	$	5,240

DERIVATIVE_FINANCIAL_INSTRUMEN1

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Tables)	3 Months Ended
	Mar. 31, 2014
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	'
Schedule of derivative assets and liabilities	'
	Information about derivative assets and liabilities at March 31, 2014, follows:

					Weighted		Weighted Average Rate				Estimated
		Notional			Average				Contract		Fair Value
		Amount			Maturity		Received		pay rate		Asset (Liability)
		(In thousands)			(In years)						(In thousands)
	Cash flow hedges:
	Forward-starting interest rate swaps on FHLBB borrowings	$	300,000		5		—		2.29	%	$	2,319
	Interest rate swaps on junior subordinated notes	15,000			0.1		2.09	%	5.54	%	(75		)
	Total cash flow hedges	315,000									2,244

	Economic hedges:
	Interest rate swap on tax advantaged economic development bond	12,960			15.7		0.52	%	5.09	%	(2,121		)
	Interest rate swaps on loans with commercial loan customers	212,530			5.3		2.37	%	4.61	%	(6,714		)
	Reverse interest rate swaps on loans with commercial loan customers	212,530			5.3		4.61	%	2.37	%	6,717
	Forward sale commitments	30,270			0.2						(108		)
	Total economic hedges	468,290									(2,226		)

	Non-hedging derivatives:
	Interest rate lock commitments	22,075			0.2						377
	Total non-hedging derivatives	22,075									377

	Total	$	805,365								$	395

	Information about derivative assets and liabilities at December 31, 2013, follows:

					Weighted		Weighted Average Rate				Estimated
		Notional			Average				Contract		Fair Value
		Amount			Maturity		Received		pay rate		Asset (Liability)
		(In thousands)			(In years)						(In thousands)
	Cash flow hedges:
	Interest rate swaps on FHLBB borrowings	$	150,000		2.5		0.25	%	2.61	%	$	(3,102	)
	Forward-starting interest rate swaps on FHLBB borrowings	260,000			4.5		—		1.88	%	1,015
	Interest rate swaps on junior subordinated notes	15,000			0.4		2.09	%	5.54	%	(203		)
	Total cash flow hedges	425,000									(2,290		)

	Economic hedges:
	Interest rate swap on tax advantaged economic development bond	13,095			15.9		0.54	%	5.09	%	(1,889		)
	Interest rate swaps on loans with commercial loan customers	206,933			5.4		2.44	%	4.68	%	(6,278		)
	Reverse interest rate swaps on loans with commercial loan customers	206,933			5.4		4.68	%	2.44	%	6,286
	Forward sale commitments	32,911			0.2						261
	Total economic hedges	459,872									(1,620		)

	Non-hedging derivatives:
	Interest rate lock commitments	20,199			0.2						258
	Total non-hedging derivatives	20,199									258

	Total	$	905,071								$	(3,652	)
Schedule of amounts included in the consolidated statements of income and in the other comprehensive income section of the consolidated statements of comprehensive income (related to interest rate derivatives designated as hedges of cash flows),	'

		Three Months Ended March 31,
	(In thousands)	2014			2013

	Interest rate swaps on FHLBB borrowings:
	Unrealized (loss) gain recognized in accumulated other comprehensive loss	$	(785	)	$	306

	Reclassification of unrealized (loss) gain from accumulated other comprehensive loss to interest expense	—			1,011

	Reclassification of unrealized loss from accumulated other comprehensive loss to other non-interest income for termination of swaps	8,630			236

	Reclassification of unrealized deferred tax benefit from accumulated other comprehensive loss to tax expense for terminated swaps	(3,611		)	(208		)

	Net tax benefit (expense) on items recognized in accumulated other comprehensive loss	314			(522		)

	Interest rate swaps on junior subordinated debentures:
	Unrealized loss recognized in accumulated other comprehensive loss	(1		)	(1		)

	Reclassification of unrealized loss from accumulated other comprehensive loss to interest expense	129			127

	Net tax expense on items recognized in accumulated other comprehensive loss	(51		)	(54		)
	Other comprehensive income recorded in accumulated other comprehensive loss, net of reclassification adjustments and tax effects	$	4,625		$	895

	Net interest expense recognized in interest expense on hedged FHLBB borrowings	$	—		$	1,243
	Net interest expense recognized in interest expense on junior subordinated notes	$	129		$	127
Schedule of amounts included in the consolidated statements of income related to economic hedges and non-hedging derivatives	'

		Three Months Ended March 31,
	(In thousands)	2014			2013

	Economic hedges
	Interest rate swap on industrial revenue bond:
	Unrealized (loss) gain recognized in other non-interest income	$	(381	)	$	107

	Interest rate swaps on loans with commercial loan customers:
	Unrealized gain recognized in other non-interest income	187			1,554

	Reverse interest rate swaps on loans with commercial loan customers:
	Unrealized loss recognized in other non-interest income	(187		)	(1,554		)

	Favorable change in credit valuation adjustment recognized in other non-interest income	7			78

	Forward Commitments:
	Unrealized loss recognized in other non-interest income	(108		)	(550		)
	Realized gain in other non-interest income	(164		)	1,055

	Non-hedging derivatives
	Interest rate lock commitments
	Unrealized gain recognized in other non-interest income	377			2,758
	Realized gain in other non-interest income	$	469		$	1,240
Schedule of assets subject to an enforceable master netting arrangement	'

								Net Amounts
		Gross			Gross Amounts			of Assets			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
	(in thousands)	Assets			Condition			Condition			Instruments			Collateral Received		Net Amount
	As of March 31, 2014
	Interest Rate Swap Agreements:
	Institutional counterparties	$	—		$	—		$	—		$	—		$	—	$	—
	Commercial counterparties	7,140			—			7,140			—			—		7,140
	Total	$	7,140		$	—		$	7,140		$	—		$	—	$	7,140



								Net Amounts
		Gross			Gross Amounts			of Assets			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
	(in thousands)	Assets			Condition			Condition			Instruments			Collateral Received		Net Amount
	As of December 31, 2013
	Interest Rate Swap Agreements:
	Institutional counterparties	$	—		$	—		$	—		$	—		$	—	$	—
	Commercial counterparties	7,799			—			7,799			—			—		7,799
	Total	$	7,799		$	—		$	7,799		$	—		$	—	$	7,799
Schedule of liabilities subject to an enforceable master netting arrangement	'

								Net Amounts
		Gross			Gross Amounts			of Liabilities			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
	(in thousands)	Liabilities			Condition			Condition			Instruments			Collateral Pledged		Net Amount
	As of March 31, 2014
	Interest Rate Swap Agreements:
	Institutional counterparties	$	(9,396	)	$	2,794		$	(6,602	)	$	4,902		$	1,700	$	—
	Commercial counterparties	(423		)	—			(423		)	—			—		(423		)
	Total	$	(9,819	)	$	2,794		$	(7,025	)	$	4,902		$	1,700	$	(423	)


								Net Amounts
		Gross			Gross Amounts			of Liabilities			Gross Amounts Not Offset in
		Amounts of			Offset in the			Presented in the			the Statements of Condition
		Recognized			Statements of			Statements of			Financial			Cash
	(in thousands)	Liabilities			Condition			Condition			Instruments			Collateral Pledged		Net Amount
	As of December 31, 2013
	Interest Rate Swap Agreements:
	Institutional counterparties	$	(13,157	)	$	1,913		$	(11,244	)	$	9,544		$	1,700	$	—
	Commercial counterparties	(720		)	—			(720		)	—			—		(720		)
	Total	$	(13,877	)	$	1,913		$	(11,964	)	$	9,544		$	1,700	$	(720	)

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Mar. 31, 2014
FAIR VALUE MEASUREMENTS	'
Summary of financial assets and financial liabilities measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value	'

		March 31, 2014
		Level 1			Level 2			Level 3			Total
	(In thousands)	Inputs			Inputs			Inputs			Fair Value

	Trading security	$	—		$	—		$	14,923		$	14,923
	Available-for-sale securities:
	Municipal bonds and obligations	—			137,192			—			137,192
	Governmentguaranteed residential mortgage-backed securities	—			83,686			—			83,686
	Government-sponsored residential mortgage-backed securities	—			718,898			—			718,898
	Corporate bonds	—			40,121			—			40,121
	Trust preferred securities	—			14,418			1,340			15,758
	Other bonds and obligations	—			3,129			—			3,129
	Marketable equity securities	33,790			357			706			34,853
	Loans held for sale	—			7,669			—			7,669
	Derivative assets	—			9,934			377			10,311
	Derivative liabilities	13			9,710			96			9,819


		December 31, 2013
		Level 1			Level 2			Level 3			Total
	(In thousands)	Inputs			Inputs			Inputs			Fair Value

	Trading security	$	—		$	—		$	14,840		$	14,840
	Available-for-sale securities:
	Municipal bonds and obligations	—			77,671			—			77,671
	Government guaranteed residential mortgage-backed securities	—			78,771			—			78,771
	Government-sponsored residential mortgage-backed securities	—			522,658			—			522,658
	Corporate bonds	—			39,280			—			39,280
	Trust preferred securities	—			15,372			1,239			16,611
	Other bonds and obligations	—			3,084			—			3,084
	Marketable equity securities	20,891			357			725			21,973
	Loans Held for Sale	—			15,840			—			15,840
	Derivative assets	242			7,799			277			8,318
	Derivative liabilities	—			11,964			—			11,964
Schedule of loans held for sale	'

	March 31, 2014

								Aggregate Fair Value
		Aggregate			Aggregate			Less Aggregate
	(In thousands)	Fair Value			Unpaid Principal			Unpaid Principal
	Loans Held for Sale	$	7,669		$	7,430		$	239


	December 31, 2013

								Aggregate Fair Value
		Aggregate			Aggregate			Less Aggregate
	(In thousands)	Fair Value			Unpaid Principal			Unpaid Principal
	Loans Held for Sale	$	15,840		$	15,641		$	199
Schedule of changes in level 3 assets and liabilities that were measured at fair value on a recurring basis	'

		Assets (Liabilities)
					Securities			Interest Rate
		Trading			Available			Lock			Forward
	(In thousands)	Security			for Sale			Commitments			Commitments

	Three Months Ended March 31, 2014
	Balance as of December 31, 2013	$	14,840		$	1,964		$	258		$	19
	Purchase of Marketable Equity Security	—			—			—			—
	Unrealized (loss) gain, net recognized in other non-interest income	218			—			719			(115		)
	Unrealized gain included in accumulated other comprehensive loss	—			82			—			—
	Paydown of trading security	(135		)	—			—			—
	Transfers to held for sale loans	—			—			(600		)	—
	Balance as of March 31, 2014	$	14,923		$	2,046		$	377		$	(96	)

	Unrealized gains (losses) relating to instruments still held at March 31, 2014	$	1,962		$	(1,288	)	$	377		$	(96	)

		Assets (Liabilities)
					Securities			Interest Rate
		Trading			Available			Lock			Forward
	(In thousands)	Security			for Sale			Commitments			Commitments

	Three Months Ended March 31, 2013
	Balance as of December 31, 2012	$	16,893		$	885		$	6,258		$	(1,055	)
	Greenpark Acquisition	—			770			—			—
	Unrealized (loss) gain recognized in other non-interest income	(280		)	—			3,998			538
	Unrealized loss included in accumulated other comprehensive loss	—			13			—			—
	Paydown of trading security	(128		)	—			—			—
	Transfers to held for sale loans	—			—			(7,498		)	—
	Balance as of March 31, 2013	$	16,485		$	1,668		$	2,758		$	(517	)

	Unrealized gains (losses) relating to instruments still held at March 31, 2013	$	3,004		$	(1,704	)	$	2,758		$	(517	)
Summary of applicable non-recurring fair value measurements	'

		March 31, 2014			December 31, 2013			Three months ended
		March 31, 2014			December 31, 2013			March 31, 2014
		Level 3			Level 3			Total
	(In thousands)	Inputs			Inputs			Gains (Losses)
	Assets
	Impaired loans	$	5,557		$	5,542		$	15
	Capitalized mortgage servicing rights	3,922			4,112			—
	Other real estate owned	2,418			2,995			(208		)

	Total	$	11,897		$	12,649		$	(193	)
Summary of estimated fair values, and related carrying amounts, of financial instruments	'

		March 31, 2014
		Carrying			Fair
	(In thousands)	Amount			Value			Level 1			Level 2			Level 3

	Financial Assets

	Cash and cash equivalents	$	72,673		$	72,673		$	72,673		$	—		$	—
	Trading security	14,923			14,923			—			—			14,923
	Securities available for sale	1,033,637			1,033,637			33,790			997,801			2,046
	Securities held to maturity	43,159			44,191			—			—			44,191
	Restricted equity securities	53,124			53,124			—			53,124			—
	Net loans	4,209,025			4,274,758			—			—			4,274,758
	Loans held for sale	7,669			7,669			—			7,669			—
	Accrued interest receivable	15,938			15,938			—			15,938			—
	Cash surrender value of bank-owned life insurance policies	102,343			102,343			—			102,343			—
	Derivative assets	10,311			10,311			—			9,934			377
	Assets held for sale	4,018			4,018			—			4,018			—


	Financial Liabilities

	Total deposits	$	4,218,583		$	4,219,546		—			$	4,219,546		$	—
	Short-term debt	914,950			915,066			—			915,066			—
	Long-term Federal Home Loan Bank advances	21,797			23,472			—			23,472			—
	Subordinated borrowings	89,696			88,210			—			88,210			—
	Derivative liabilities	9,819			9,819			13			9,710			96
	Liabilities held for sale	25,093			25,093			—			25,093			—


		December 31, 2013
		Carrying			Fair
	(In thousands)	Amount			Value			Level 1			Level 2			Level 3

	Financial Assets

	Cash and cash equivalents	$	75,539		$	75,539		$	75,539		$	—		$	—
	Trading security	14,840			14,840			—			—			14,840
	Securities available for sale	760,048			760,048			20,891			737,193			1,964
	Securities held to maturity	44,921			45,764			—			—			45,764
	Restricted equity securities	50,282			50,282			—			50,282			—
	Net loans	4,147,200			4,154,663			—			—			4,154,663
	Loans held for sale	15,840			15,840			—			15,840			—
	Accrued interest receivable	15,072			15,072			—			15,072			—
	Cash surrender value of bank-owned life insurance policies	101,530			101,530			—			101,530			—
	Derivative assets	8,318			8,318			242			7,799			277
	Assets held for sale	3,969			3,969			—			3,969			—

	Financial Liabilities

	Total deposits	$	3,848,529		$	3,848,926		$	—		$	3,848,926		$	—
	Short-term debt	872,510			872,545			—			872,545			—
	Long-term Federal Home Loan Bank advances	101,918			103,660			—			103,660			—
	Subordinated borrowings	89,679			87,882			—			87,882			—
	Derivative liabilities	11,964			11,964			—			11,964			—
	Liabilities held for sale	24,834			24,834			—			24,834			—
Recurring	'
Quantitative information about the significant unobservable inputs within Level 3	'
Schedule of quantitative information about the significant unobservable inputs within Level 3	'

		Fair Value							Significant Unobservable
	(In thousands)	March 31, 2014			Valuation Techniques		Unobservable Inputs		Input Value
	Assets (Liabilities)
	Trading Security	$	14,923		Discounted Cash Flow		Discount Rate		3.14		%

	Forward Commitments	(96		)	Historical Trend		Closing Ratio		93.06		%
					Pricing Model		Origination Costs, per loan		$	2,500

	Interest Rate Lock Commitment	377			Historical Trend		Closing Ratio		93.06		%
					Pricing Model		Origination Costs, per loan		$	2,500

	Total	$	15,204

		Fair Value							Significant Unobservable
	(In thousands)	December 31, 2013			Valuation Techniques		Unobservable Inputs		Input Value
	Assets (Liabilities)
	Trading Security	$	14,840		Discounted Cash Flow		Discount Rate		3.39		%

	Forward Commitments	19			Historical Trend		Closing Ratio		94.83		%
					Pricing Model		Origination Costs, per loan		$	2,500

	Interest Rate Lock Commitment	258			Historical Trend		Closing Ratio		94.83		%
					Pricing Model		Origination Costs, per loan		$	2,500
	Total	$	15,117
Non-recurring	'
Quantitative information about the significant unobservable inputs within Level 3	'
Schedule of quantitative information about the significant unobservable inputs within Level 3	'

		Fair Value
	(in thousands)	March 31, 2014			Valuation Techniques		Unobservable Inputs		Range (Weighted Average) (a)
	Assets
	Impaired loans	$	5,557		Fair value of collateral		Loss severity		5.28% to 100.0% (80.34%)
							Appraised value		$0 to $690.0 $(389.5)

	Capitalized mortgage servicing rights	3,922			Discounted cash flow		Constant prepayment rate (CPR)		6.7% to 17.45% (8.45%)
							Discount rate		10.00% to 13.00% (10.36%)

	Other real estate owned	2,418			Fair value of collateral		Appraised value		$0 to $774.0 $(449.5)

	Total	$	11,897

	(a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individuals properties.

		Fair Value
	(in thousands)	December 31, 2013			Valuation Techniques		Unobservable Inputs		Range (Weighted Average) (a)
	Assets
	Impaired loans	$	5,542		Fair value of collateral		Loss severity		4.2% to 100.0% (57.41%)
							Appraised value		$0 to $900.0 $(505.4)

	Capitalized mortgage servicing rights	4,112			Discounted cash flow		Constant prepayment rate (CPR)		6.96% to 15.97% (8.58%)
							Discount rate		10.00% to 13.00% (10.34%)

	Other real estate owned	2,995			Fair value of collateral		Appraised value		$0 to $774.0 $(413.4)

	Total	$	12,649

	(a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individuals properties.

NET_INTEREST_INCOME_AFTER_PROV1

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2014
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	'
Schedule of net interest income after provision for loan losses	'

		Three Months Ended
		March 31,
	(In thousands)	2014		2013
	Net interest income	$	42,766	$	41,937
	Provision for loan losses	3,396		2,400
	Net interest income after provision for loan losses	$	39,370	$	39,537

BASIS_OF_PRESENTATION_Details

BASIS OF PRESENTATION (Details) (Revision in interest income with an income tax adjustment, USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014
Revision in interest income with an income tax adjustment	'
Out of Period Adjustments	'
Increase in net income due to out of period adjustments	($1.40)

ACQUISITION_Details

ACQUISITION (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Jan. 17, 2014	Mar. 31, 2014	Mar. 31, 2013	Jan. 17, 2014	Jan. 17, 2014	Jan. 17, 2014	Jan. 17, 2014
			Acquisition of Bank of America Branches	Acquisition of Bank of America Branches	Acquisition of Bank of America Branches	Acquisition of Bank of America Branches	Acquisition of Bank of America Branches	Acquisition of Bank of America Branches	Acquisition of Bank of America Branches
			item			Core deposit intangible asset	All other intangible assets	As Acquired	Fair Value Adjustments
ACQUISITION	'	'	'	'	'	'	'	'	'
Number of banking subsidiaries	'	'	20	'	'	'	'	'	'
Cash received	'	'	$423,100,000	'	'	'	'	'	'
Cash consideration paid and acquisition costs	'	'	17,400,000	'	'	'	'	'	'
Percentage of premium on deposits received included in consideration paid	'	'	2.25%	'	'	'	'	'	'
Consideration Paid:	'	'	'	'	'	'	'	'	'
Cash consideration paid	'	'	17,105,000	'	'	'	'	'	'
Recognized amounts of identifiable assets acquired and (liabilities assumed), at fair value:	'	'	'	'	'	'	'	'	'
Cash and short term investments	'	'	440,521,000	'	'	'	'	440,521,000	'
Loans	'	'	4,008,000	'	'	'	'	4,541,000	-533,000
Premises and equipment	'	'	3,671,000	'	'	'	'	4,381,000	-710,000
Core deposit intangibles	'	'	2,550,000	'	'	'	'	'	2,550,000
Other intangibles	'	'	-79,000	'	'	'	'	'	-79,000
Deposits	'	'	-440,522,000	'	'	'	'	-440,507,000	-15,000
Other Liabilities	'	'	-944,000	'	'	'	'	'	-944,000
Total identifiable net assets	'	'	9,205,000	'	'	'	'	8,936,000	269,000
Goodwill	264,770,000	256,871,000	7,900,000	'	'	'	'	'	'
Carrying amount of impaired loans	'	'	201,000	'	'	'	'	'	'
Carrying amount of nonimpaired loans	'	'	4,300,000	'	'	'	'	'	'
Information about the acquired loan portfolio	'	'	'	'	'	'	'	'	'
Contractually required principal and interest at acquisition	'	'	201,000	'	'	'	'	'	'
Contractually cash flows not expected to be collected (nonaccretable discount)	'	'	-100,000	'	'	'	'	'	'
Expected cash flows at acquisition	'	'	101,000	'	'	'	'	'	'
Interest component of expected cash flows (accretable premium)	'	'	20,000	'	'	'	'	'	'
Fair value of acquired loans	'	'	121,000	'	'	'	'	'	'
Estimated useful life	'	'	'	'	'	'9 years	'3 years	'	'
Acquisition related cost incurred	'	'	'	3,600,000	0	'	'	'	'
Unaudited pro forma supplemental information	'	'	'	'	'	'	'	'	'
Pro forma net interest income	'	'	'	43,892,000	43,631,000	'	'	'	'
Pro forma non-interest income	'	'	'	4,632,000	16,053,000	'	'	'	'
Pro forma net income	'	'	'	$1,487,000	$10,229,000	'	'	'	'
Pro forma earnings per share, basic (in dollars per share)	'	'	'	$0.06	$0.41	'	'	'	'
Pro forma earnings per share, diluted (in dollars per share)	'	'	'	$0.06	$0.41	'	'	'	'

TRADING_SECURITY_Details

TRADING SECURITY (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
TRADING SECURITY	'	'
Amortized cost	$13,000,000	$13,100,000
Fair value	14,923,000	14,840,000
Amount of other securities in the trading portfolio	$0	'

SECURITIES_AVAILABLE_FOR_SALE_2

SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Securities available for sale:	'	'
Amortized Cost	$1,036,909	$769,342
Gross Unrealized Gains	10,443	8,005
Gross Unrealized Losses	-13,715	-17,299
Fair Value	1,033,637	760,048
Securities held to maturity	'	'
Amortized Cost	43,159	44,921
Gross Unrealized Gains	1,313	1,257
Gross Unrealized Losses	-281	-414
Fair Value	44,191	45,764
Securities	'	'
Total Amortized Cost	1,080,068	814,263
Total Gross Unrealized Gains	11,756	9,262
Total Gross Unrealized Losses	-13,996	-17,713
Total Fair Value	1,077,828	805,812
Debt securities	'	'
Securities available for sale:	'	'
Amortized Cost	1,004,836	749,300
Gross Unrealized Gains	7,307	5,739
Gross Unrealized Losses	-13,359	-16,964
Fair Value	998,784	738,075
Debt securities \| Municipal bonds and obligations	'	'
Securities available for sale:	'	'
Amortized Cost	135,382	77,852
Gross Unrealized Gains	2,949	1,789
Gross Unrealized Losses	-1,139	-1,970
Fair Value	137,192	77,671
Securities held to maturity	'	'
Amortized Cost	3,881	4,244
Fair Value	3,881	4,244
Debt securities \| Government guaranteed residential mortgage-backed securities	'	'
Securities available for sale:	'	'
Amortized Cost	83,299	78,885
Gross Unrealized Gains	704	544
Gross Unrealized Losses	-317	-658
Fair Value	83,686	78,771
Debt securities \| Government-sponsored residential mortgage-backed securities	'	'
Securities available for sale:	'	'
Amortized Cost	726,195	531,441
Gross Unrealized Gains	2,217	2,000
Gross Unrealized Losses	-9,514	-10,783
Fair Value	718,898	522,658
Securities held to maturity	'	'
Amortized Cost	72	73
Gross Unrealized Gains	3	2
Fair Value	75	75
Debt securities \| Corporate bonds	'	'
Securities available for sale:	'	'
Amortized Cost	40,917	40,945
Gross Unrealized Gains	116	157
Gross Unrealized Losses	-912	-1,822
Fair Value	40,121	39,280
Debt securities \| Trust preferred securities	'	'
Securities available for sale:	'	'
Amortized Cost	15,799	16,927
Gross Unrealized Gains	1,320	1,249
Gross Unrealized Losses	-1,361	-1,565
Fair Value	15,758	16,611
Debt securities \| Tax advantaged economic development bonds	'	'
Securities held to maturity	'	'
Amortized Cost	38,865	40,260
Gross Unrealized Gains	1,310	1,255
Gross Unrealized Losses	-281	-414
Fair Value	39,894	41,101
Debt securities \| Other bonds and obligations	'	'
Securities available for sale:	'	'
Amortized Cost	3,244	3,250
Gross Unrealized Gains	1	'
Gross Unrealized Losses	-116	-166
Fair Value	3,129	3,084
Securities held to maturity	'	'
Amortized Cost	341	344
Fair Value	341	344
Marketable equity securities	'	'
Securities available for sale:	'	'
Amortized Cost	32,073	20,042
Gross Unrealized Gains	3,136	2,266
Gross Unrealized Losses	-356	-335
Fair Value	$34,853	$21,973

SECURITIES_AVAILABLE_FOR_SALE_3

SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Available for sale, Amortized Cost	'	'
Within 1 year	$8,070	'
Over 1 year to 5 years	7,279	'
Over 5 years to 10 years	54,031	'
Over 10 years	125,962	'
Total bonds and obligations	195,342	'
Marketable equity securities	32,073	'
Residential mortgage-backed securities	809,494	'
Amortized Cost	1,036,909	769,342
Available for sale, Fair Value	'	'
Within 1 year	8,072	'
Over 1 year to 5 years	7,382	'
Over 5 years to 10 years	53,397	'
Over 10 years	127,349	'
Total bonds and obligations	196,200	'
Marketable equity securities	34,853	'
Residential mortgage-backed securities	802,584	'
Fair Value	1,033,637	760,048
Held to maturity, Amortized Cost	'	'
Within 1 year	1,047	'
Over 1 year to 5 years	17,482	'
Over 5 years to 10 years	11,389	'
Over 10 years	13,169	'
Total bonds and obligations	43,087	'
Residential mortgage-backed securities	72	'
Amortized Cost	43,159	44,921
Held to maturity, Fair Value	'	'
Within 1 year	1,047	'
Over 1 year to 5 years	18,323	'
Over 5 years to 10 years	11,292	'
Over 10 years	13,454	'
Total bonds and obligations	44,116	'
Residential mortgage-backed securities	75	'
Fair Value	$44,191	$45,764

SECURITIES_AVAILABLE_FOR_SALE_4

SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY (Details 3) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	item	Dec. 31, 2013
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	$8,168,000	$15,203,000
Less Than Twelve Months, Fair Value	510,207,000	510,469,000
Over Twelve Months, Gross Unrealized Losses	5,547,000	2,096,000
Over Twelve Months, Fair Value	107,208,000	5,675,000
Total Gross Unrealized Losses	13,715,000	17,299,000
Total Fair Value	617,415,000	516,144,000
Securities held to maturity	'	'
Less Than Twelve Months, Gross Unrealized Losses	'	57,000
Less Than Twelve Months, Fair Value	'	9,429,000
Over Twelve Months, Gross Unrealized Losses	281,000	357,000
Over Twelve Months, Fair Value	7,916,000	7,901,000
Total Gross Unrealized Losses	281,000	414,000
Total Fair Value	7,916,000	17,330,000
Securities available for sale and held to maturity	'	'
Less Than Twelve Months, Gross Unrealized Losses	8,168,000	15,260,000
Less Than Twelve Months, Fair Value	510,207,000	519,898,000
Over Twelve Months, Gross Unrealized Losses	5,828,000	2,453,000
Over Twelve Months, Fair Value	115,124,000	13,576,000
Total Gross Unrealized Losses	13,996,000	17,713,000
Total Fair Value	625,331,000	533,474,000
Debt Securities	'	'
Total unrealized losses	13,715,000	17,299,000
Fair value of investment	1,033,637,000	760,048,000
Level 3	'	'
Debt Securities	'	'
Fair value of investment	2,046,000	1,964,000
Trust preferred securities \| Level 3	'	'
Debt Securities	'	'
Fair value of investment	1,300,000	'
Debt securities	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	8,032,000	15,086,000
Less Than Twelve Months, Fair Value	506,748,000	508,816,000
Over Twelve Months, Gross Unrealized Losses	5,327,000	1,878,000
Over Twelve Months, Fair Value	105,429,000	3,893,000
Total Gross Unrealized Losses	13,359,000	16,964,000
Total Fair Value	612,177,000	512,709,000
Debt Securities	'	'
Total unrealized losses	13,359,000	16,964,000
Fair value of investment	998,784,000	738,075,000
Debt securities \| Municipal bonds and obligations	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	433,000	1,657,000
Less Than Twelve Months, Fair Value	17,198,000	17,776,000
Over Twelve Months, Gross Unrealized Losses	706,000	313,000
Over Twelve Months, Fair Value	8,798,000	1,854,000
Total Gross Unrealized Losses	1,139,000	1,970,000
Total Fair Value	25,996,000	19,630,000
Debt Securities	'	'
Number of securities in the portfolio of AFS	198	'
Number of AFS investment securities in unrealized loss positions	38	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	4.20%	'
Total unrealized losses	1,139,000	1,970,000
Fair value of investment	137,192,000	77,671,000
Debt securities \| Residential mortgage-backed securities	'	'
Debt Securities	'	'
Number of securities in the portfolio of AFS	236	'
Number of AFS investment securities in unrealized loss positions	87	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	1.75%	'
Debt securities \| Government guaranteed residential mortgage-backed securities	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	130,000	658,000
Less Than Twelve Months, Fair Value	27,758,000	35,631,000
Over Twelve Months, Gross Unrealized Losses	187,000	'
Over Twelve Months, Fair Value	4,752,000	'
Total Gross Unrealized Losses	317,000	658,000
Total Fair Value	32,510,000	35,631,000
Debt Securities	'	'
Total unrealized losses	317,000	658,000
Fair value of investment	83,686,000	78,771,000
Debt securities \| Government-sponsored residential mortgage-backed securities	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	6,890,000	10,783,000
Less Than Twelve Months, Fair Value	446,031,000	423,203,000
Over Twelve Months, Gross Unrealized Losses	2,624,000	'
Over Twelve Months, Fair Value	72,307,000	'
Total Gross Unrealized Losses	9,514,000	10,783,000
Total Fair Value	518,338,000	423,203,000
Debt Securities	'	'
Total unrealized losses	9,514,000	10,783,000
Fair value of investment	718,898,000	522,658,000
Debt securities \| Corporate bonds	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	535,000	1,822,000
Less Than Twelve Months, Fair Value	14,552,000	29,124,000
Over Twelve Months, Gross Unrealized Losses	377,000	'
Over Twelve Months, Fair Value	15,453,000	'
Total Gross Unrealized Losses	912,000	1,822,000
Total Fair Value	30,005,000	29,124,000
Debt Securities	'	'
Number of securities in the portfolio of AFS	9	'
Number of AFS investment securities in unrealized loss positions	6	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	2.95%	'
Total unrealized losses	912,000	1,822,000
Fair value of investment	40,121,000	39,280,000
Debt securities \| Trust preferred securities	'	'
Securities available for sale	'	'
Over Twelve Months, Gross Unrealized Losses	1,361,000	1,565,000
Over Twelve Months, Fair Value	2,203,000	2,039,000
Total Gross Unrealized Losses	1,361,000	1,565,000
Total Fair Value	2,203,000	2,039,000
Debt Securities	'	'
Number of securities in the portfolio of AFS	5	'
Number of AFS investment securities in unrealized loss positions	2	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	38.19%	'
Total unrealized losses	1,361,000	1,565,000
Fair value of investment	15,758,000	16,611,000
Amount of security issued by banking and insurance entities	360,000,000	'
Protection from credit loss afforded in excess subordination above current and projected losses	51,000,000	'
Debt securities \| Other bonds and obligations	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	44,000	166,000
Less Than Twelve Months, Fair Value	1,209,000	3,082,000
Over Twelve Months, Gross Unrealized Losses	72,000	'
Over Twelve Months, Fair Value	1,916,000	'
Total Gross Unrealized Losses	116,000	166,000
Total Fair Value	3,125,000	3,082,000
Debt Securities	'	'
Number of securities in the portfolio of AFS	8	'
Number of AFS investment securities in unrealized loss positions	6	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	3.62%	'
Total unrealized losses	116,000	166,000
Fair value of investment	3,129,000	3,084,000
Number of securities with book value less than $1,000	1	'
Book value of securities below investment grade rate	1,000	'
Debt securities \| Tax advantaged economic development bonds	'	'
Securities held to maturity	'	'
Less Than Twelve Months, Gross Unrealized Losses	'	57,000
Less Than Twelve Months, Fair Value	'	9,429,000
Over Twelve Months, Gross Unrealized Losses	281,000	357,000
Over Twelve Months, Fair Value	7,916,000	7,901,000
Total Gross Unrealized Losses	281,000	414,000
Total Fair Value	7,916,000	17,330,000
Debt Securities	'	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	3.41%	'
Number of HTM investment securities in unrealized loss positions	1	'
Number of securities in the portfolio of HTM	7	'
Debt securities \| Trust preferred securities except Mezzanine Class B tranche	'	'
Debt Securities	'	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	9.00%	'
Debt securities \| Mezzanine Class B tranche	'	'
Debt Securities	'	'
Total unrealized losses	1,200,000	'
Fair value of investment	2,800,000	'
Marketable equity securities	'	'
Securities available for sale	'	'
Less Than Twelve Months, Gross Unrealized Losses	136,000	117,000
Less Than Twelve Months, Fair Value	3,459,000	1,653,000
Over Twelve Months, Gross Unrealized Losses	220,000	218,000
Over Twelve Months, Fair Value	1,779,000	1,782,000
Total Gross Unrealized Losses	356,000	335,000
Total Fair Value	5,238,000	3,435,000
Debt Securities	'	'
Number of securities in the portfolio of AFS	24	'
Number of AFS investment securities in unrealized loss positions	4	'
Aggregate unrealized losses as a percentage of the amortized cost of the securities in unrealized loss positions	6.37%	'
Total unrealized losses	356,000	335,000
Fair value of investment	$34,853,000	$21,973,000

LOANS_Details

LOANS (Details) (USD $)	3 Months Ended
LOANS (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Loans	'	'	'
Loans	$4,242,627,000	'	$4,180,523,000
Activity in the accretable yield for the acquired loan portfolio	'	'	'
Balance at beginning of period	2,559,000	8,247,000	'
Reclassification from nonaccretable difference for loans with improved cash flows	1,540,000	'	'
Accretion	-945,000	-2,581,000	'
Balance at end of period	3,154,000	5,666,000	'
Business Activity	'	'	'
Loans	'	'	'
Loans	3,286,845,000	'	3,169,191,000
Acquired Loans	'	'	'
Loans	'	'	'
Number of branches	20	'	'
Loans	955,782,000	'	1,011,332,000
Carrying amount of loans considered impaired at the acquisition date	24,500,000	'	'
Carrying amount of loans not considered impaired at the acquisition date	931,000,000	'	'
Residential \| Mortgages	'	'	'
Loans	'	'	'
Loans	1,377,771,000	'	1,384,274,000
Residential \| Mortgages \| Business Activity	'	'	'
Loans	'	'	'
Loans	1,051,769,000	'	1,045,895,000
Residential \| Mortgages \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	326,002,000	'	338,379,000
Residential \| Mortgages \| 1-4 family	'	'	'
Loans	'	'	'
Loans	1,353,018,000	'	1,361,104,000
Residential \| Mortgages \| 1-4 family \| Business Activity	'	'	'
Loans	'	'	'
Loans	1,032,170,000	'	1,027,737,000
Residential \| Mortgages \| 1-4 family \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	320,848,000	'	333,367,000
Residential \| Mortgages \| Construction	'	'	'
Loans	'	'	'
Loans	24,753,000	'	23,170,000
Residential \| Mortgages \| Construction \| Business Activity	'	'	'
Loans	'	'	'
Loans	19,599,000	'	18,158,000
Residential \| Mortgages \| Construction \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	5,154,000	'	5,012,000
Commercial real estate	'	'	'
Loans	'	'	'
Loans	1,456,976,000	'	1,417,120,000
Commercial real estate \| Business Activity	'	'	'
Loans	'	'	'
Loans	1,125,629,000	'	1,060,011,000
Commercial real estate \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	331,347,000	'	357,109,000
Commercial real estate \| Commercial and industrial loans	'	'	'
Loans	'	'	'
Loans	1,185,797,000	'	1,149,783,000
Commercial real estate \| Commercial and industrial loans \| Business Activity	'	'	'
Loans	'	'	'
Loans	925,513,000	'	871,271,000
Commercial real estate \| Commercial and industrial loans \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	260,284,000	'	278,512,000
Commercial real estate \| Construction	'	'	'
Loans	'	'	'
Loans	144,949,000	'	139,017,000
Commercial real estate \| Construction \| Business Activity	'	'	'
Loans	'	'	'
Loans	137,687,000	'	125,247,000
Commercial real estate \| Construction \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	7,262,000	'	13,770,000
Commercial real estate \| Single and multi-family	'	'	'
Loans	'	'	'
Loans	126,230,000	'	128,320,000
Commercial real estate \| Single and multi-family \| Business Activity	'	'	'
Loans	'	'	'
Loans	62,429,000	'	63,493,000
Commercial real estate \| Single and multi-family \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	63,801,000	'	64,827,000
Commercial real estate \| Other commercial real estate \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	260,284,000	'	278,512,000
Commercial real estate \| Business loans	'	'	'
Loans	'	'	'
Loans	696,895,000	'	687,293,000
Commercial real estate \| Business loans \| Business Activity	'	'	'
Loans	'	'	'
Loans	626,150,000	'	617,437,000
Commercial real estate \| Business loans \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	70,745,000	'	69,856,000
Commercial real estate \| Business loans \| Asset based lending	'	'	'
Loans	'	'	'
Loans	314,073,000	'	297,371,000
Commercial real estate \| Business loans \| Asset based lending \| Business Activity	'	'	'
Loans	'	'	'
Loans	309,699,000	'	294,241,000
Commercial real estate \| Business loans \| Asset based lending \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	4,374,000	'	3,130,000
Commercial real estate \| Business loans \| Commercial and industrial loans	'	'	'
Loans	'	'	'
Loans	382,822,000	'	389,922,000
Commercial real estate \| Business loans \| Commercial and industrial loans \| Business Activity	'	'	'
Loans	'	'	'
Loans	316,451,000	'	323,196,000
Commercial real estate \| Business loans \| Commercial and industrial loans \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	66,371,000	'	66,726,000
Consumer	'	'	'
Loans	'	'	'
Loans	710,985,000	'	691,836,000
Consumer \| Business Activity	'	'	'
Loans	'	'	'
Loans	483,297,000	'	445,848,000
Consumer \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	227,688,000	'	245,988,000
Consumer \| Home equity	'	'	'
Loans	'	'	'
Loans	305,020,000	'	306,831,000
Consumer \| Home equity \| Business Activity	'	'	'
Loans	'	'	'
Loans	233,521,000	'	232,677,000
Consumer \| Home equity \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	71,499,000	'	74,154,000
Consumer \| Auto and other	'	'	'
Loans	'	'	'
Loans	405,965,000	'	385,005,000
Consumer \| Auto and other \| Business Activity	'	'	'
Loans	'	'	'
Loans	249,776,000	'	213,171,000
Consumer \| Auto and other \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	156,189,000	'	171,834,000
Commercial	'	'	'
Loans	'	'	'
Loans	2,153,871,000	'	2,104,413,000
Commercial \| Business Activity	'	'	'
Loans	'	'	'
Loans	1,751,779,000	'	1,677,448,000
Commercial \| Acquired Loans	'	'	'
Loans	'	'	'
Loans	$402,092,000	'	$426,965,000

LOANS_Details_2

LOANS (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Past due loans	'	'
Total loans	$4,242,627	$4,180,523
Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	5,478	5,827
60-89 Days Past Due	3,521	6,749
Greater Than 90 Days Past Due	20,465	21,712
Total Past Due	29,464	34,288
Current	3,257,381	3,134,903
Total loans	3,286,845	3,169,191
Past Due > 90 days and Accruing	3,112	3,240
Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	4,882	6,383
60-89 Days Past Due	1,800	2,496
Greater Than 90 Days Past Due	14,204	14,966
Total Past Due	20,886	23,845
Current	934,896	987,487
Total loans	955,782	1,011,332
Past Due > 90 days and Accruing	6,193	5,983
Residential \| Mortgages	'	'
Past due loans	'	'
Total loans	1,377,771	1,384,274
Residential \| Mortgages \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	3,009	2,500
60-89 Days Past Due	101	623
Greater Than 90 Days Past Due	6,240	7,423
Total Past Due	9,350	10,546
Current	1,042,419	1,035,349
Total loans	1,051,769	1,045,895
Past Due > 90 days and Accruing	1,452	1,451
Residential \| Mortgages \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	1,913	2,025
60-89 Days Past Due	749	469
Greater Than 90 Days Past Due	2,770	3,202
Total Past Due	5,432	5,696
Current	320,570	332,683
Total loans	326,002	338,379
Past Due > 90 days and Accruing	1,487	1,306
Residential \| Mortgages \| 1-4 family	'	'
Past due loans	'	'
Total loans	1,353,018	1,361,104
Residential \| Mortgages \| 1-4 family \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	2,882	2,500
60-89 Days Past Due	101	623
Greater Than 90 Days Past Due	6,240	7,382
Total Past Due	9,223	10,505
Current	1,022,947	1,017,232
Total loans	1,032,170	1,027,737
Past Due > 90 days and Accruing	1,452	1,451
Residential \| Mortgages \| 1-4 family \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	1,877	1,891
60-89 Days Past Due	733	437
Greater Than 90 Days Past Due	2,308	2,577
Total Past Due	4,918	4,905
Current	315,930	328,462
Total loans	320,848	333,367
Past Due > 90 days and Accruing	1,025	805
Residential \| Mortgages \| Construction	'	'
Past due loans	'	'
Total loans	24,753	23,170
Residential \| Mortgages \| Construction \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	127	'
Greater Than 90 Days Past Due	'	41
Total Past Due	127	41
Current	19,472	18,117
Total loans	19,599	18,158
Residential \| Mortgages \| Construction \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	36	134
60-89 Days Past Due	16	32
Greater Than 90 Days Past Due	462	625
Total Past Due	514	791
Current	4,640	4,221
Total loans	5,154	5,012
Past Due > 90 days and Accruing	462	501
Commercial real estate	'	'
Past due loans	'	'
Total loans	1,456,976	1,417,120
Commercial real estate \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	999	935
60-89 Days Past Due	2,534	5,455
Greater Than 90 Days Past Due	10,898	10,767
Total Past Due	14,431	17,157
Current	1,111,198	1,042,854
Total loans	1,125,629	1,060,011
Past Due > 90 days and Accruing	1,324	1,033
Commercial real estate \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	1,343	887
60-89 Days Past Due	193	706
Greater Than 90 Days Past Due	7,381	8,248
Total Past Due	8,917	9,841
Current	322,430	347,268
Total loans	331,347	357,109
Past Due > 90 days and Accruing	3,919	4,242
Commercial real estate \| Other commercial business loans	'	'
Past due loans	'	'
Total loans	1,185,797	1,149,783
Commercial real estate \| Other commercial business loans \| Business Activity	'	'
Past due loans	'	'
Total loans	925,513	871,271
Commercial real estate \| Other commercial business loans \| Acquired Loans	'	'
Past due loans	'	'
Total loans	260,284	278,512
Commercial real estate \| Construction	'	'
Past due loans	'	'
Total loans	144,949	139,017
Commercial real estate \| Construction \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	'	174
60-89 Days Past Due	174	'
Greater Than 90 Days Past Due	2,558	3,176
Total Past Due	2,732	3,350
Current	134,955	121,897
Total loans	137,687	125,247
Commercial real estate \| Construction \| Acquired Loans	'	'
Past due loans	'	'
Greater Than 90 Days Past Due	805	805
Total Past Due	805	805
Current	6,457	12,965
Total loans	7,262	13,770
Past Due > 90 days and Accruing	805	805
Commercial real estate \| Single and multi-family	'	'
Past due loans	'	'
Total loans	126,230	128,320
Commercial real estate \| Single and multi-family \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	'	139
60-89 Days Past Due	134	654
Greater Than 90 Days Past Due	1,304	679
Total Past Due	1,438	1,472
Current	60,991	62,021
Total loans	62,429	63,493
Past Due > 90 days and Accruing	685	168
Commercial real estate \| Single and multi-family \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	580	350
60-89 Days Past Due	193	188
Greater Than 90 Days Past Due	1,227	1,335
Total Past Due	2,000	1,873
Current	61,801	62,954
Total loans	63,801	64,827
Past Due > 90 days and Accruing	508	512
Commercial real estate \| Other commercial real estate \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	999	622
60-89 Days Past Due	2,226	4,801
Greater Than 90 Days Past Due	7,036	6,912
Total Past Due	10,261	12,335
Current	915,252	858,936
Past Due > 90 days and Accruing	639	865
Commercial real estate \| Other commercial real estate \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	763	537
60-89 Days Past Due	'	518
Greater Than 90 Days Past Due	5,349	6,108
Total Past Due	6,112	7,163
Current	254,172	271,349
Total loans	260,284	278,512
Past Due > 90 days and Accruing	2,606	2,925
Commercial real estate \| Business loans	'	'
Past due loans	'	'
Total loans	696,895	687,293
Commercial real estate \| Business loans \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	903	1,136
60-89 Days Past Due	317	386
Greater Than 90 Days Past Due	1,302	1,477
Total Past Due	2,522	2,999
Current	623,628	614,438
Total loans	626,150	617,437
Past Due > 90 days and Accruing	62	42
Commercial real estate \| Business loans \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	71	440
60-89 Days Past Due	239	135
Greater Than 90 Days Past Due	1,649	1,239
Total Past Due	1,959	1,814
Current	68,786	68,042
Total loans	70,745	69,856
Past Due > 90 days and Accruing	478	318
Commercial real estate \| Business loans \| Asset based lending	'	'
Past due loans	'	'
Total loans	314,073	297,371
Commercial real estate \| Business loans \| Asset based lending \| Business Activity	'	'
Past due loans	'	'
Current	309,699	294,241
Total loans	309,699	294,241
Commercial real estate \| Business loans \| Asset based lending \| Acquired Loans	'	'
Past due loans	'	'
Current	4,374	3,130
Total loans	4,374	3,130
Commercial real estate \| Business loans \| Other commercial business loans	'	'
Past due loans	'	'
Total loans	382,822	389,922
Commercial real estate \| Business loans \| Other commercial business loans \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	903	1,136
60-89 Days Past Due	317	386
Greater Than 90 Days Past Due	1,302	1,477
Total Past Due	2,522	2,999
Current	313,929	320,197
Total loans	316,451	323,196
Past Due > 90 days and Accruing	62	42
Commercial real estate \| Business loans \| Other commercial business loans \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	71	440
60-89 Days Past Due	239	135
Greater Than 90 Days Past Due	1,649	1,239
Total Past Due	1,959	1,814
Current	64,412	64,912
Total loans	66,371	66,726
Past Due > 90 days and Accruing	478	318
Consumer	'	'
Past due loans	'	'
Total loans	710,985	691,836
Consumer \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	567	1,256
60-89 Days Past Due	569	285
Greater Than 90 Days Past Due	2,025	2,045
Total Past Due	3,161	3,586
Current	480,136	442,262
Total loans	483,297	445,848
Past Due > 90 days and Accruing	274	714
Consumer \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	1,555	3,031
60-89 Days Past Due	619	1,186
Greater Than 90 Days Past Due	2,404	2,277
Total Past Due	4,578	6,494
Current	223,110	239,494
Total loans	227,688	245,988
Past Due > 90 days and Accruing	309	117
Consumer \| Home equity	'	'
Past due loans	'	'
Total loans	305,020	306,831
Consumer \| Home equity \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	80	732
60-89 Days Past Due	502	54
Greater Than 90 Days Past Due	1,646	1,655
Total Past Due	2,228	2,441
Current	231,293	230,236
Total loans	233,521	232,677
Past Due > 90 days and Accruing	258	572
Consumer \| Home equity \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	155	425
60-89 Days Past Due	450	545
Greater Than 90 Days Past Due	635	636
Total Past Due	1,240	1,606
Current	70,259	72,548
Total loans	71,499	74,154
Past Due > 90 days and Accruing	240	35
Consumer \| Auto and other	'	'
Past due loans	'	'
Total loans	405,965	385,005
Consumer \| Auto and other \| Business Activity	'	'
Past due loans	'	'
30-59 Days Past Due	487	524
60-89 Days Past Due	67	231
Greater Than 90 Days Past Due	379	390
Total Past Due	933	1,145
Current	248,843	212,026
Total loans	249,776	213,171
Past Due > 90 days and Accruing	16	142
Consumer \| Auto and other \| Acquired Loans	'	'
Past due loans	'	'
30-59 Days Past Due	1,400	2,606
60-89 Days Past Due	169	641
Greater Than 90 Days Past Due	1,769	1,641
Total Past Due	3,338	4,888
Current	152,851	166,946
Total loans	156,189	171,834
Past Due > 90 days and Accruing	$69	$82

LOANS_Details_3

LOANS (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Non-accrual loans	'	'
Non-accrual loans	$25,364	$27,455
Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	17,353	18,472
Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	8,011	8,983
Residential \| Mortgages	'	'
Non-accrual loans	'	'
Non-accrual loans	6,071	7,867
Residential \| Mortgages \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	4,788	5,972
Residential \| Mortgages \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	1,283	1,895
Residential \| Mortgages \| 1-4 family	'	'
Non-accrual loans	'	'
Non-accrual loans	6,071	7,703
Residential \| Mortgages \| 1-4 family \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	4,788	5,931
Residential \| Mortgages \| 1-4 family \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	1,283	1,772
Residential \| Mortgages \| Construction	'	'
Non-accrual loans	'	'
Non-accrual loans	'	164
Residential \| Mortgages \| Construction \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	'	41
Residential \| Mortgages \| Construction \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	'	123
Commercial real estate	'	'
Non-accrual loans	'	'
Non-accrual loans	13,036	13,740
Commercial real estate \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	9,574	9,734
Commercial real estate \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	3,462	4,006
Commercial real estate \| Construction	'	'
Non-accrual loans	'	'
Non-accrual loans	2,558	3,176
Commercial real estate \| Construction \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	2,558	3,176
Commercial real estate \| Single and multi-family	'	'
Non-accrual loans	'	'
Non-accrual loans	1,338	1,334
Commercial real estate \| Single and multi-family \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	619	511
Commercial real estate \| Single and multi-family \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	719	823
Commercial real estate \| Other commercial real estate	'	'
Non-accrual loans	'	'
Non-accrual loans	9,140	9,230
Commercial real estate \| Other commercial real estate \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	6,397	6,047
Commercial real estate \| Other commercial real estate \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	2,743	3,183
Commercial real estate \| Business loans	'	'
Non-accrual loans	'	'
Non-accrual loans	2,411	2,355
Commercial real estate \| Business loans \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	1,240	1,434
Commercial real estate \| Business loans \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	1,171	921
Commercial real estate \| Business loans \| Other commercial business loans	'	'
Non-accrual loans	'	'
Non-accrual loans	2,411	2,355
Commercial real estate \| Business loans \| Other commercial business loans \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	1,240	1,434
Commercial real estate \| Business loans \| Other commercial business loans \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	1,171	921
Consumer	'	'
Non-accrual loans	'	'
Non-accrual loans	3,846	3,493
Consumer \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	1,751	1,332
Consumer \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	2,095	2,161
Consumer \| Home equity	'	'
Non-accrual loans	'	'
Non-accrual loans	1,783	1,685
Consumer \| Home equity \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	1,388	1,083
Consumer \| Home equity \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	395	602
Consumer \| Auto and other	'	'
Non-accrual loans	'	'
Non-accrual loans	2,063	1,808
Consumer \| Auto and other \| Business Activity	'	'
Non-accrual loans	'	'
Non-accrual loans	363	249
Consumer \| Auto and other \| Acquired Loans	'	'
Non-accrual loans	'	'
Non-accrual loans	$1,700	$1,559

LOANS_Details_4

LOANS (Details 4) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans receivable: balance at end of period	'	'
Total loans	$4,242,627	$4,180,523
Business Activity	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	28,814	30,561
Collectively evaluated	3,258,031	3,138,630
Total loans	3,286,845	3,169,191
Acquired Loans	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	7,310	8,384
Collectively evaluated	948,472	1,002,948
Total loans	955,782	1,011,332
Residential \| Mortgages	'	'
Loans receivable: balance at end of period	'	'
Total loans	1,377,771	1,384,274
Residential \| Mortgages \| Business Activity	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	5,116	6,237
Collectively evaluated	1,046,653	1,039,658
Total loans	1,051,769	1,045,895
Residential \| Mortgages \| Acquired Loans	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	1,032	1,568
Collectively evaluated	324,970	336,811
Total loans	326,002	338,379
Commercial real estate	'	'
Loans receivable: balance at end of period	'	'
Total loans	1,456,976	1,417,120
Commercial real estate \| Business Activity	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	22,148	22,429
Collectively evaluated	1,103,481	1,037,582
Total loans	1,125,629	1,060,011
Commercial real estate \| Acquired Loans	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	5,800	6,295
Collectively evaluated	325,547	350,814
Total loans	331,347	357,109
Commercial real estate \| Business loans	'	'
Loans receivable: balance at end of period	'	'
Total loans	696,895	687,293
Commercial real estate \| Business loans \| Business Activity	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	1,148	1,380
Collectively evaluated	625,002	616,057
Total loans	626,150	617,437
Commercial real estate \| Business loans \| Acquired Loans	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	478	367
Collectively evaluated	70,267	69,489
Total loans	70,745	69,856
Consumer	'	'
Loans receivable: balance at end of period	'	'
Total loans	710,985	691,836
Consumer \| Business Activity	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	402	515
Collectively evaluated	482,895	445,333
Total loans	483,297	445,848
Consumer \| Acquired Loans	'	'
Loans receivable: balance at end of period	'	'
Individually evaluated for impairment	'	154
Collectively evaluated	227,668	245,834
Total loans	$227,688	$245,988

LOANS_Details_5

LOANS (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Business Activity	'	'	'
Recorded Investment	'	'	'
Total	$26,796	'	$12,912
Unpaid Principal Balance	'	'	'
Total	28,814	'	14,194
Related Allowance	'	'	'
With an allowance recorded	2,018	'	1,282
Average Recorded Investment	'	'	'
Total	30,421	17,557	'
Cash Basis Interest Income Recognized	'	'	'
Total	203	49	'
Acquired Loans	'	'	'
Recorded Investment	'	'	'
Total	7,009	'	4,875
Unpaid Principal Balance	'	'	'
Total	7,310	'	5,632
Related Allowance	'	'	'
With an allowance recorded	301	'	757
Average Recorded Investment	'	'	'
Total	8,649	1,845	'
Cash Basis Interest Income Recognized	'	'	'
Total	79	2	'
Other commercial business loans \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
Total	'	'	367
Unpaid Principal Balance	'	'	'
Total	'	'	367
Residential \| Mortgages \| Business Activity	'	'	'
Recorded Investment	'	'	'
Total	4,718	'	3,501
Unpaid Principal Balance	'	'	'
Total	5,115	'	4,406
Related Allowance	'	'	'
With an allowance recorded	397	'	905
Average Recorded Investment	'	'	'
Total	5,916	4,375	'
Cash Basis Interest Income Recognized	'	'	'
Total	39	21	'
Residential \| Mortgages \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
Total	1,002	'	978
Unpaid Principal Balance	'	'	'
Total	1,032	'	1,208
Related Allowance	'	'	'
With an allowance recorded	30	'	230
Average Recorded Investment	'	'	'
Total	1,465	861	'
Cash Basis Interest Income Recognized	'	'	'
Total	5	'	'
Residential \| Mortgages \| 1-4 family \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	3,435	'	1,575
With an allowance recorded	1,283	'	1,926
Unpaid Principal Balance	'	'	'
With no related allowance	3,435	'	1,575
With an allowance recorded	1,680	'	2,831
Related Allowance	'	'	'
With an allowance recorded	397	'	905
Average Recorded Investment	'	'	'
With no related allowance	4,142	2,141	'
With an allowance recorded	1,774	2,234	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	23	20	'
With an allowance recorded	16	1	'
Residential \| Mortgages \| 1-4 family \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
With no related allowance	871	'	20
With an allowance recorded	131	'	958
Unpaid Principal Balance	'	'	'
With no related allowance	871	'	20
With an allowance recorded	161	'	1,188
Related Allowance	'	'	'
With an allowance recorded	30	'	230
Average Recorded Investment	'	'	'
With no related allowance	1,303	'	'
With an allowance recorded	162	861	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	5	'	'
Commercial real estate \| Business Activity	'	'	'
Recorded Investment	'	'	'
Total	20,591	'	8,697
Unpaid Principal Balance	'	'	'
Total	22,149	'	8,916
Related Allowance	'	'	'
With an allowance recorded	1,558	'	219
Average Recorded Investment	'	'	'
Total	22,600	10,378	'
Cash Basis Interest Income Recognized	'	'	'
Total	154	10	'
Commercial real estate \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
Total	5,550	'	3,416
Unpaid Principal Balance	'	'	'
Total	5,800	'	3,904
Related Allowance	'	'	'
With an allowance recorded	250	'	488
Average Recorded Investment	'	'	'
Total	6,398	803	'
Cash Basis Interest Income Recognized	'	'	'
Total	71	2	'
Commercial real estate \| Other commercial business loans \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	'	'	5,587
Unpaid Principal Balance	'	'	'
With no related allowance	'	'	5,587
Commercial real estate \| Construction \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	1,545	'	3,176
With an allowance recorded	705	'	'
Unpaid Principal Balance	'	'	'
With no related allowance	1,545	'	3,176
With an allowance recorded	1,013	'	'
Related Allowance	'	'	'
With an allowance recorded	308	'	'
Average Recorded Investment	'	'	'
With no related allowance	1,957	2,380	'
With an allowance recorded	1,013	1,938	'
Commercial real estate \| Construction \| Other commercial business loans \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	'	'	8
Unpaid Principal Balance	'	'	'
With no related allowance	'	'	8
Commercial real estate \| Other commercial real estate \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	16,141	'	'
With an allowance recorded	2,200	'	-66
Unpaid Principal Balance	'	'	'
With no related allowance	16,141	'	'
With an allowance recorded	3,450	'	153
Related Allowance	'	'	'
With an allowance recorded	1,250	'	219
Average Recorded Investment	'	'	'
With no related allowance	16,180	3,295	'
With an allowance recorded	3,450	2,765	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	154	10	'
Commercial real estate \| Other commercial real estate \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
With no related allowance	4,391	'	1,462
With an allowance recorded	1,159	'	1,954
Unpaid Principal Balance	'	'	'
With no related allowance	4,391	'	1,462
With an allowance recorded	1,409	'	2,442
Related Allowance	'	'	'
With an allowance recorded	250	'	488
Average Recorded Investment	'	'	'
With no related allowance	4,821	803	'
With an allowance recorded	1,577	'	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	25	2	'
With an allowance recorded	46	'	'
Commercial real estate \| Business loans \| Business Activity	'	'	'
Recorded Investment	'	'	'
Total	1,094	'	522
Unpaid Principal Balance	'	'	'
Total	1,148	'	577
Related Allowance	'	'	'
With an allowance recorded	54	'	55
Average Recorded Investment	'	'	'
With no related allowance	1,337	70	'
With an allowance recorded	55	1,721	'
Total	1,392	1,791	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	7	'	'
With an allowance recorded	1	14	'
Total	8	14	'
Commercial real estate \| Business loans \| Acquired Loans	'	'	'
Average Recorded Investment	'	'	'
With no related allowance	562	181	'
With an allowance recorded	70	'	'
Total	632	181	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	1	'	'
With an allowance recorded	2	'	'
Total	3	'	'
Commercial real estate \| Business loans \| Other commercial business loans \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	1,094	'	'
With an allowance recorded	'	'	514
Unpaid Principal Balance	'	'	'
With no related allowance	1,094	'	'
With an allowance recorded	54	'	569
Related Allowance	'	'	'
With an allowance recorded	54	'	55
Commercial real estate \| Business loans \| Other commercial business loans \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
With no related allowance	410	'	367
With an allowance recorded	47	'	'
Total	457	'	'
Unpaid Principal Balance	'	'	'
With no related allowance	410	'	367
With an allowance recorded	68	'	'
Total	478	'	'
Related Allowance	'	'	'
With an allowance recorded	21	'	'
Consumer \| Business Activity	'	'	'
Recorded Investment	'	'	'
Total	393	'	192
Unpaid Principal Balance	'	'	'
Total	402	'	295
Related Allowance	'	'	'
With an allowance recorded	9	'	103
Average Recorded Investment	'	'	'
Total	513	1,013	'
Cash Basis Interest Income Recognized	'	'	'
Total	2	4	'
Consumer \| Acquired Loans	'	'	'
Average Recorded Investment	'	'	'
Total	154	'	'
Consumer \| Home equity \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	238	'	50
With an allowance recorded	32	'	142
Unpaid Principal Balance	'	'	'
With no related allowance	238	'	50
With an allowance recorded	41	'	245
Related Allowance	'	'	'
With an allowance recorded	9	'	103
Average Recorded Investment	'	'	'
With no related allowance	348	455	'
With an allowance recorded	41	558	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	1	4	'
Consumer \| Home equity \| Acquired Loans	'	'	'
Recorded Investment	'	'	'
With an allowance recorded	'	'	114
Total	'	'	114
Unpaid Principal Balance	'	'	'
With an allowance recorded	'	'	153
Total	'	'	153
Related Allowance	'	'	'
With an allowance recorded	'	'	39
Average Recorded Investment	'	'	'
With no related allowance	154	'	'
Consumer \| Other \| Business Activity	'	'	'
Recorded Investment	'	'	'
With no related allowance	123	'	50
Unpaid Principal Balance	'	'	'
With no related allowance	123	'	50
Consumer \| Other \| Acquired Loans	'	'	'
Average Recorded Investment	'	'	'
With no related allowance	124	'	'
Cash Basis Interest Income Recognized	'	'	'
With no related allowance	$1	'	'

LOANS_Details_6

LOANS (Details 6) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	item	item
Troubled Debt Restructuring	'	'
Number of Modifications	'	11
Pre-Modification Outstanding Recorded Investment	'	$2,963
Post-Modification Outstanding Recorded Investment	'	2,571
Number of loans restructured within the last twelve months, which subsequently defaulted	0	0
TDR activity	'	'
Balance at beginning of the period	10,822	4,626
Principal payments	-872	-22
TDR status change	-52	'
Other reductions	95	-485
Newly identified TDRs	119	2,571
Balance at end of the period	10,112	6,690
Residential \| Mortgages \| 1-4 family	'	'
Troubled Debt Restructuring	'	'
Number of Modifications	1	5
Pre-Modification Outstanding Recorded Investment	122	941
Post-Modification Outstanding Recorded Investment	119	941
Commercial real estate \| Other	'	'
Troubled Debt Restructuring	'	'
Number of Modifications	'	5
Pre-Modification Outstanding Recorded Investment	'	2,022
Post-Modification Outstanding Recorded Investment	'	1,590
Commercial real estate \| Single and multi-family	'	'
Troubled Debt Restructuring	'	'
Number of Modifications	'	1
Post-Modification Outstanding Recorded Investment	'	$40

LOAN_LOSS_ALLOWANCE_Details

LOAN LOSS ALLOWANCE (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Activity in the allowance for loan losses	'	'
Balance at beginning of period	$33,323	'
Provision for loan losses	3,396	2,400
Balance at end of period	33,602	'
Allowance For Loan Losses	'	'
Total	33,602	'
Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	29,527	31,891
Charged-off loans	1,984	1,839
Recoveries on charged-off loans	107	126
Provision for loan losses	1,728	1,862
Balance at end of period	29,378	32,040
Allowance For Loan Losses	'	'
Individually evaluated for impairment	2,018	3,235
Collectively evaluated	27,360	28,805
Total	29,378	32,040
Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	3,796	1,317
Charged-off loans	1,333	662
Recoveries on charged-off loans	93	30
Provision for loan losses	1,668	538
Balance at end of period	4,224	1,223
Allowance For Loan Losses	'	'
Individually evaluated for impairment	301	113
Collectively evaluated	3,923	1,110
Total	4,224	1,223
Residential \| Mortgages \| Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	6,937	5,928
Charged-off loans	706	190
Recoveries on charged-off loans	7	16
Provision for loan losses	-575	244
Balance at end of period	5,663	5,998
Allowance For Loan Losses	'	'
Individually evaluated for impairment	397	765
Collectively evaluated	5,266	5,233
Total	5,663	5,998
Residential \| Mortgages \| Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	625	509
Charged-off loans	429	86
Recoveries on charged-off loans	73	'
Provision for loan losses	401	95
Balance at end of period	670	518
Allowance For Loan Losses	'	'
Individually evaluated for impairment	30	113
Collectively evaluated	640	405
Total	670	518
Commercial real estate \| Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	13,705	18,863
Charged-off loans	660	720
Recoveries on charged-off loans	1	3
Provision for loan losses	1,900	402
Balance at end of period	14,946	18,548
Allowance For Loan Losses	'	'
Individually evaluated for impairment	1,558	1,374
Collectively evaluated	13,388	17,174
Total	14,946	18,548
Commercial real estate \| Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	2,339	390
Charged-off loans	447	235
Recoveries on charged-off loans	1	'
Provision for loan losses	231	265
Balance at end of period	2,124	420
Allowance For Loan Losses	'	'
Individually evaluated for impairment	250	'
Collectively evaluated	1,874	420
Total	2,124	420
Commercial real estate \| Business loans \| Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	5,173	5,605
Charged-off loans	189	679
Recoveries on charged-off loans	20	71
Provision for loan losses	-185	194
Balance at end of period	4,819	5,191
Allowance For Loan Losses	'	'
Individually evaluated for impairment	54	824
Collectively evaluated	4,765	4,367
Total	4,819	5,191
Commercial real estate \| Business loans \| Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	597	96
Charged-off loans	52	25
Recoveries on charged-off loans	5	2
Provision for loan losses	548	27
Balance at end of period	1,098	100
Allowance For Loan Losses	'	'
Individually evaluated for impairment	21	'
Collectively evaluated	1,077	100
Total	1,098	100
Consumer \| Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	3,644	1,466
Charged-off loans	429	250
Recoveries on charged-off loans	79	36
Provision for loan losses	836	874
Balance at end of period	4,130	2,126
Allowance For Loan Losses	'	'
Individually evaluated for impairment	9	272
Collectively evaluated	4,121	1,854
Total	4,130	2,126
Consumer \| Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	235	314
Charged-off loans	405	316
Recoveries on charged-off loans	14	28
Provision for loan losses	488	307
Balance at end of period	332	333
Allowance For Loan Losses	'	'
Collectively evaluated	332	333
Total	332	333
Unallocated \| Business Activity	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	68	29
Provision for loan losses	-248	148
Balance at end of period	-180	177
Allowance For Loan Losses	'	'
Collectively evaluated	-180	177
Total	-180	177
Unallocated \| Acquired Loans	'	'
Activity in the allowance for loan losses	'	'
Balance at beginning of period	'	8
Provision for loan losses	'	-156
Balance at end of period	'	-148
Allowance For Loan Losses	'	'
Collectively evaluated	'	-148
Total	'	($148)

LOAN_LOSS_ALLOWANCE_Details_2

LOAN LOSS ALLOWANCE (Details 2) (USD $)

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

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Business Activity

Acquired Loans

Residential

Commercial real estate

Consumer

Pass

Special mention

Substandard

Doubtful

Performing

Nonperforming

Non-Accrual

Classified

Criticized

item

Mortgages

Business Activity

Acquired Loans

Other commercial business loans

Construction

Single and multi-family

Real estate

Business loans

Business Activity

Acquired Loans

Home equity

Auto and other

Other

Residential

Commercial real estate

Business Activity

Acquired Loans

Residential

Commercial real estate

Business Activity

Acquired Loans

Residential

Commercial real estate

Consumer

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

item

Business Activity

Acquired Loans

1-4 family

Construction

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Asset based lending

Other commercial business loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

item

Mortgages

Business Activity

Acquired Loans

Other commercial business loans

Construction

Single and multi-family

Business loans

Mortgages

Business Activity

Acquired Loans

Other commercial business loans

Construction

Single and multi-family

Business loans

Mortgages

Business Activity

Acquired Loans

Other commercial business loans

Construction

Single and multi-family

Business loans

Business Activity

Other commercial business loans

Business loans

Business Activity

Acquired Loans

Home equity

Auto and other

Other

Business Activity

Acquired Loans

Home equity

Auto and other

Other

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Maximum

Business Activity

Acquired Loans

1-4 family

Construction

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Asset based lending

Other commercial business loans

Minimum

Maximum

Business Activity

Acquired Loans

1-4 family

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Other commercial business loans

Minimum

Business Activity

Acquired Loans

1-4 family

Construction

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Other commercial business loans

Business Activity

Other commercial business loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Maximum

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Minimum

Acquired Loans

Maximum

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Minimum

Maximum

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Minimum

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Acquired Loans

Business Activity

Maximum

Minimum

Credit quality information

Number of grades in internal loan rating system

Delinquency period of loans based on which risk rating is assigned to loans

'59 days

'60 days

'89 days

'60 days

'89 days

'90 days

'120 days

Period within which loans are current, based on which risk rating is assigned

'59 days

'119 days

Allowance for losses on acquired loans under Subtopic ASC 310-30

$4,200,000

Loans

$4,242,627,000

$4,180,523,000

$3,286,845,000

$3,169,191,000

$955,782,000

$1,011,332,000

$1,377,771,000

$1,384,274,000

$1,051,769,000

$1,045,895,000

$326,002,000

$338,379,000

$1,353,018,000

$1,361,104,000

$1,032,170,000

$1,027,737,000

$320,848,000

$333,367,000

$24,753,000

$23,170,000

$19,599,000

$18,158,000

$5,154,000

$5,012,000

$1,456,976,000

$1,417,120,000

$1,125,629,000

$1,060,011,000

$331,347,000

$357,109,000

$1,185,797,000

$1,149,783,000

$925,513,000

$871,271,000

$260,284,000

$278,512,000

$144,949,000

$139,017,000

$137,687,000

$125,247,000

$7,262,000

$13,770,000

$126,230,000

$128,320,000

$62,429,000

$63,493,000

$63,801,000

$64,827,000

$260,284,000

$278,512,000

$696,895,000

$687,293,000

$626,150,000

$617,437,000

$70,745,000

$69,856,000

$314,073,000

$297,371,000

$309,699,000

$294,241,000

$4,374,000

$3,130,000

$382,822,000

$389,922,000

$316,451,000

$323,196,000

$66,371,000

$66,726,000

$710,985,000

$691,836,000

$483,297,000

$445,848,000

$227,688,000

$245,988,000

$305,020,000

$306,831,000

$233,521,000

$232,677,000

$71,499,000

$74,154,000

$405,965,000

$385,005,000

$249,776,000

$213,171,000

$156,189,000

$171,834,000

$1,045,428,000

$1,037,849,000

$318,862,000

$331,434,000

$1,025,829,000

$1,019,732,000

$317,806,000

$330,353,000

$19,599,000

$18,117,000

$1,056,000

$1,081,000

$1,048,690,000

$980,379,000

$288,483,000

$308,902,000

$857,236,000

$800,672,000

$237,533,000

$254,787,000

$132,955,000

$120,071,000

$4,589,000

$7,154,000

$58,499,000

$59,636,000

$46,361,000

$46,961,000

$612,454,000

$608,225,000

$62,735,000

$62,745,000

$309,699,000

$294,241,000

$4,374,000

$3,130,000

$302,755,000

$313,984,000

$58,361,000

$59,615,000

$27,778,000

$27,934,000

$9,724,000

$10,081,000

$18,054,000

$17,853,000

$101,000

$623,000

$734,000

$437,000

$101,000

$623,000

$734,000

$437,000

$6,302,000

$8,290,000

$13,235,000

$13,833,000

$6,164,000

$8,150,000

$8,169,000

$9,034,000

$347,000

$138,000

$140,000

$4,719,000

$4,799,000

$2,751,000

$884,000

$3,467,000

$2,396,000

$2,751,000

$884,000

$3,467,000

$2,396,000

$107,465,000

$109,558,000

$72,494,000

$70,667,000

$34,971,000

$38,891,000

$6,240,000

$7,423,000

$6,406,000

$6,508,000

$6,240,000

$7,382,000

$2,308,000

$2,577,000

$41,000

$4,098,000

$3,931,000

$70,564,000

$70,700,000

$29,629,000

$34,374,000

$62,040,000

$61,807,000

$14,582,000

$14,691,000

$4,732,000

$5,176,000

$2,326,000

$6,616,000

$3,792,000

$3,717,000

$12,721,000

$13,067,000

$10,857,000

$7,725,000

$4,543,000

$4,715,000

$10,857,000

$7,725,000

$4,543,000

$4,715,000

$73,000

$642,000

$73,000

$642,000

$88,000

$603,000

$88,000

$603,000

$481,546,000

$444,516,000

$225,594,000

$243,827,000

$232,133,000

$231,594,000

$71,104,000

$73,552,000

$249,413,000

$212,922,000

$154,490,000

$170,275,000

$1,751,000

$1,332,000

$2,094,000

$2,161,000

$1,388,000

$1,083,000

$395,000

$602,000

$363,000

$249,000

$1,699,000

$1,559,000

$25,364,000

$27,455,000

$17,353,000

$18,472,000

$8,011,000

$8,983,000

$132,829,000

$137,013,000

$89,847,000

$89,139,000

$42,982,000

$47,874,000

$160,607,000

$164,947,000

$99,571,000

$99,220,000

$61,036,000

$65,727,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Account balances	'	'
Time less than $100,000	$535,983	$490,902
Time $100,000 or more	539,757	510,746
Total time deposits	$1,075,740	$1,001,648

BORROWED_FUNDS_Details

BORROWED FUNDS (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Borrowings and junior subordinated debentures	'	'
Short-term borrowings	$914,950,000	$872,510,000
Long-term borrowings	111,493,000	191,597,000
Total borrowings	1,026,443,000	1,064,107,000
Weighted average rate on short-term borrowings (as a percent)	0.21%	0.24%
Weighted average rate on long-term borrowings (as a percent)	5.43%	3.53%
Weighted Average Rate (as a percent)	0.78%	0.83%
Secured line of credit	3,000,000	'
Advances from the FHLB	'	'
Borrowings and junior subordinated debentures	'	'
Short-term borrowings	914,950,000	862,510,000
Long-term borrowings	21,797,000	101,918,000
Weighted average rate on short-term borrowings (as a percent)	0.21%	0.22%
Weighted average rate on long-term borrowings (as a percent)	2.44%	1.23%
Outstanding balance on FHLBB line of credit	0	0
Advances from the FHLB, callable advances	'	'
Borrowings and junior subordinated debentures	'	'
Long-term borrowings	5,000,000	5,000,000
Advances from the FHLB, amortizing advances	'	'
Borrowings and junior subordinated debentures	'	'
Long-term borrowings	5,400,000	5,500,000
Federal Reserve Bank Advances	'	'
Borrowings and junior subordinated debentures	'	'
Short-term borrowings	0	0
Subordinated borrowings	'	'
Borrowings and junior subordinated debentures	'	'
Long-term borrowings	74,232,000	74,215,000
Weighted average rate on long-term borrowings (as a percent)	7.00%	7.00%
Junior subordinated borrowings	'	'
Borrowings and junior subordinated debentures	'	'
Long-term borrowings	15,464,000	15,464,000
Weighted average rate on long-term borrowings (as a percent)	2.09%	2.09%
Other Borrowings	'	'
Borrowings and junior subordinated debentures	'	'
Short-term borrowings	'	$10,000,000
Weighted average rate on short-term borrowings (as a percent)	'	1.92%

BORROWED_FUNDS_Details_2

BORROWED FUNDS (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Principal	'	'
Total	$936,747	$964,428
Weighted Average Rate (as a percent)	'	'
Total	0.27%	0.32%
Fixed rate advances	'	'
Principal	'	'
2014	924,900	'
2014	'	882,525
2016	1,567	1,583
2017	5,000	5,000
2018 and beyond	5,280	5,320
Total	936,747	894,428
Weighted Average Rate (as a percent)	'	'
2014	0.22%	'
2014	'	0.28%
2016	0.88%	0.79%
2017	4.33%	4.33%
2018 and beyond	3.83%	3.83%
Total	0.27%	0.35%
Variable rate advances	'	'
Principal	'	'
2014	'	10,000
2015	'	20,000
2016	'	10,000
2018 and beyond	'	30,000
Total	'	$70,000
Weighted Average Rate (as a percent)	'	'
2014	'	0.32%
2015	'	0.30%
2016	'	0.30%
2018 and beyond	'	0.30%
Total	'	0.30%

BORROWED_FUNDS_Details_3

BORROWED FUNDS (Details 3) (USD $)	1 Months Ended				3 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2012	Sep. 30, 2012	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2014
	Notes	Notes	Junior subordinated debentures	Junior subordinated debentures	Junior subordinated debentures	Junior subordinated debentures
		Three-month LIBOR rate	Trust I	Trust I	Trust I	LIBOR
					Maximum	Trust I
Borrowings and junior subordinated debentures	'	'	'	'	'	'
Maturity period	'15 years	'	'	'	'	'
Principal amount of debt issued	$75	'	'	'	'	'
Discount rate (as a percent)	1.15%	'	'	'	'	'
Fixed interest rate (as a percent)	6.88%	'	'	'	'	'
Maturity period with fixed interest rate	'10 years	'	'	'	'	'
Variable interest rate base	'	'three-month LIBOR	'	'	'	'LIBOR
Interest rate margin (as a percent)	'	511.30%	'	'	'	1.85%
Common stock of trust (as a percent)	'	'	100.00%	'	'	'
Common stock of trust included in other asset	'	'	0.5	'	'	'
Sole asset of trust in form of debt	'	'	$15.50	'	'	'
Variable interest rate (as a percent)	'	'	2.09%	2.09%	'	'
Period up to which interest payments can be deferred	'	'	'	'	'5 years	'

STOCKHOLDERS_EQUITY_Details

STOCKHOLDERS' EQUITY (Details) (Bank)	Mar. 31, 2014	Dec. 31, 2013
Bank	'	'
Tier 1 capital to risk-weighted assets	'	'
Total capital to risk weighted assets (as a percent)	11.20%	11.60%
Tier 1 capital to risk weighted assets (as a percent)	9.50%	10.00%
Tier 1 capital to average assets (as a percent)	7.40%	8.00%
FDIC Minimum to be Well Capitalized, Total capital to risk weighted assets (as a percent)	10.00%	10.00%
FDIC Minimum to be Well Capitalized, Tier 1 capital to risk weighted assets (as a percent)	6.00%	6.00%
FDIC Minimum to be Well Capitalized, Tier 1 capital to average assets (as a percent)	5.00%	5.00%

STOCKHOLDERS_EQUITY_Details_2

STOCKHOLDERS' EQUITY (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Accumulated other comprehensive loss	($631)	($9,057)	($1,671)	($2,979)
Net unrealized holding loss on AFS securities	'	'	'	'
Other accumulated comprehensive income (loss), before tax:	-3,274	-9,294	'	'
Income taxes related to items of accumulated other comprehensive (loss) income:	1,298	3,518	'	'
Accumulated other comprehensive loss	-1,976	-5,776	7,124	6,712
Net gain (loss) on effective cash flow hedging derivatives	'	'	'	'
Other accumulated comprehensive income (loss), before tax:	2,244	-2,289	'	'
Income taxes related to items of accumulated other comprehensive (loss) income:	-909	923	'	'
Accumulated other comprehensive loss	1,335	-1,366	-5,690	-6,558
Net loss on terminated swap	'	'	'	'
Other accumulated comprehensive income (loss), before tax:	'	-3,237	'	'
Income taxes related to items of accumulated other comprehensive (loss) income:	'	1,312	'	'
Accumulated other comprehensive loss	'	-1,925	-2,350	-2,378
Net unrealized holding loss on pension plans	'	'	'	'
Other accumulated comprehensive income (loss), before tax:	17	17	'	'
Income taxes related to items of accumulated other comprehensive (loss) income:	-7	-7	'	'
Accumulated other comprehensive loss	$10	$10	($755)	($755)

STOCKHOLDERS_EQUITY_Details_3

STOCKHOLDERS' EQUITY (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net unrealized gain (losses) arising during the period	'	'
Other Comprehensive Loss before reclassifications	$3,330	$676
Less: reclassification adjustment for (gains) losses realized in net income	'	'
Net of Tax	5,096	632
Other Comprehensive Loss	'	'
Before Tax	13,791	2,412
Tax Effect	-5,365	-1,104
Total other comprehensive income	8,426	1,308
Net unrealized holding (loss) gain on AFS securities	'	'
Net unrealized gain (losses) arising during the period	'	'
Before Tax	6,055	733
Tax Effect	-2,233	-321
Other Comprehensive Loss before reclassifications	3,822	412
Less: reclassification adjustment for (gains) losses realized in net income	'	'
Before Tax	-34	'
Tax Effect	12	'
Net of Tax	-22	'
Other Comprehensive Loss	'	'
Before Tax	6,021	733
Tax Effect	-2,221	-321
Total other comprehensive income	3,800	412
Net gain on cash flow hedging derivatives	'	'
Net unrealized gain (losses) arising during the period	'	'
Before Tax	-860	431
Tax Effect	368	-167
Other Comprehensive Loss before reclassifications	-492	264
Less: reclassification adjustment for (gains) losses realized in net income	'	'
Before Tax	5,393	1,012
Tax Effect	-2,200	-408
Net of Tax	3,193	604
Other Comprehensive Loss	'	'
Before Tax	4,533	1,443
Tax Effect	-1,832	-575
Total other comprehensive income	2,701	868
Net gain on terminated swap	'	'
Less: reclassification adjustment for (gains) losses realized in net income	'	'
Before Tax	3,237	236
Tax Effect	-1,312	-208
Net of Tax	1,925	28
Other Comprehensive Loss	'	'
Before Tax	3,237	236
Tax Effect	-1,312	-208
Total other comprehensive income	$1,925	$28

STOCKHOLDERS_EQUITY_Details_4

STOCKHOLDERS' EQUITY (Details 4) (USD $)

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2013

Dec. 31, 2012

Net unrealized holding (loss) gain on AFS securities

Net loss on effective cash flow hedging derivatives

Net loss on terminated swap

Net unrealized holding loss on pension plans

Accumulated other comprehensive income

Balance at the beginning of the period

($9,057)

($2,979)

($5,776)

$6,712

($1,366)

($6,558)

($1,925)

($2,378)

$10

($755)

Reclassification from accumulated other comprehensive income, net of tax

Other Comprehensive Loss before reclassifications

3,330

676

3,822

412

-492

264

Amounts Reclassified from Accumulated other comprehensive income

5,096

632

-22

3,193

604

1,925

Total other comprehensive income

8,426

1,308

3,800

412

2,701

868

1,925

Balance at the end of the period

($631)

($1,671)

($1,976)

$7,124

$1,335

($5,690)

($2,350)

$10

($755)

STOCKHOLDERS_EQUITY_Details_5

STOCKHOLDERS' EQUITY (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Amounts reclassified out of each component of accumulated other comprehensive income	'	'
Non-interest income	$4,423	$14,798
Tax expense	461	-4,387
Net (loss) income	-1,106	10,465
Amount Reclassified From Accumulated Other Comprehensive Income	'	'
Amounts reclassified out of each component of accumulated other comprehensive income	'	'
Net (loss) income	5,096	632
Realized (gains) on AFS securities \| Amount Reclassified From Accumulated Other Comprehensive Income	'	'
Amounts reclassified out of each component of accumulated other comprehensive income	'	'
Non-interest income	-34	'
Tax expense	12	'
Net (loss) income	-22	'
Realized losses on cash flow hedging derivatives: \| Amount Reclassified From Accumulated Other Comprehensive Income	'	'
Amounts reclassified out of each component of accumulated other comprehensive income	'	'
Non-interest income	5,393	1,012
Tax expense	-2,200	-408
Net (loss) income	3,193	604
Realized losses on terminated swap \| Amount Reclassified From Accumulated Other Comprehensive Income	'	'
Amounts reclassified out of each component of accumulated other comprehensive income	'	'
Non-interest income	3,237	236
Tax expense	-1,312	-208
Net (loss) income	$1,925	$28

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings per share	'	'
Net (loss) income	($1,106)	$10,465
Average number of common shares issued	26,525	26,525
Less: average number of treasury shares	1,425	1,260
Less: average number of unvested stock award shares	402	317
Average number of basic common shares outstanding	24,698	24,948
Average number of diluted common shares outstanding	24,698	25,143
(Loss) earnings per share:	'	'
Basic (in dollars per share)	($0.04)	$0.42
Diluted (in dollars per share)	($0.04)	$0.42
Unvested stock award shares	'	'
Earnings per share	'	'
Plus: dilutive effect of share-based payment arrangements (in shares)	'	73
Stock Options	'	'
Earnings per share	'	'
Plus: dilutive effect of share-based payment arrangements (in shares)	'	122

EARNINGS_PER_SHARE_Details_2

EARNINGS PER SHARE (Details 2)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Restricted stock	'	'
Anti-dilutive securities	'	'
Securities excluded from the earnings per share calculations (in shares)	335	251
Options	'	'
Anti-dilutive securities	'	'
Securities excluded from the earnings per share calculations (in shares)	321	499

STOCKBASED_COMPENSATION_PLANS_1

STOCK-BASED COMPENSATION PLANS (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Stock-based compensation plans, additional disclosures	'	'
Stock-based compensation expense	$932	$881
Non-vested Stock Awards	'	'
Non-vested Stock Awards Outstanding, Number of Shares	'	'
Balance at the beginning of the period (in shares)	334	'
Granted (in shares)	126	'
Stock awards vested (in shares)	-62	-69
Forfeited (in shares)	-1	'
Balance at the end of the period (in shares)	397	'
Non-vested Stock Awards Outstanding, Weighted-Average Grant Date Fair Value	'	'
Balance at the beginning of the period (in dollars per share)	$23.26	'
Granted (in dollars per share)	$25	'
Stock awards vested (in dollars per share)	$22.75	'
Forfeited (in dollars per share)	$21.22	'
Balance at the end of the period (in dollars per share)	$24.31	'
Stock Options	'	'
Stock Options Outstanding, Number of Shares	'	'
Balance at the beginning of the period (in shares)	442	'
Stock options exercised (in shares)	-61	'
Expired (in shares)	-60	'
Balance at the end of the period (in shares)	321	'
Exercisable options at the end of the period (in shares)	321	'
Stock Options Outstanding, Weighted-Average Exercise Price	'	'
Balance at the beginning of the period (in dollars per share)	$20.41	'
Stock options exercised (in dollars per share)	$11.83	'
Expired (in dollars per share)	$37.41	'
Balance at the end of the period (in dollars per share)	$20.16	'
Exercisable options at the end of the period (in dollars per share)	$20.17	'
Stock-based compensation plans, additional disclosures	'	'
Proceeds from stock option exercises	$718	$1,800

OPERATING_SEGMENTS_Details

OPERATING SEGMENTS (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	item	Mar. 31, 2013
OPERATING SEGMENTS	'	'
Number of reportable operating segments	2	'
Operating segments	'	'
Net interest income (expense)	$42,766	$41,937
Provision for loan losses	3,396	2,400
Non-interest income (expense)	4,423	14,798
Non-interest expense	45,360	39,483
(Loss) income before income taxes	-1,567	14,852
Income tax (benefit) expense	-461	4,387
Net (loss) income	-1,106	10,465
Average assets	5,851	5,240
Operating segment \| Banking	'	'
Operating segments	'	'
Net interest income (expense)	43,712	42,901
Provision for loan losses	3,396	2,400
Non-interest income (expense)	1,374	11,801
Non-interest expense	42,574	36,670
(Loss) income before income taxes	-884	15,632
Income tax (benefit) expense	-192	4,705
Net (loss) income	-692	10,927
Average assets	5,829	5,203
Operating segment \| Insurance	'	'
Operating segments	'	'
Non-interest income (expense)	3,049	2,997
Non-interest expense	2,322	2,151
(Loss) income before income taxes	727	846
Income tax (benefit) expense	287	310
Net (loss) income	440	536
Average assets	26	27
Reportable legal entity \| Parent	'	'
Operating segments	'	'
Net interest income (expense)	-946	6,036
Non-interest income (expense)	-252	4,463
Non-interest expense	464	662
(Loss) income before income taxes	-1,662	9,837
Income tax (benefit) expense	-556	-628
Net (loss) income	-1,106	10,465
Average assets	722	755
Eliminations	'	'
Operating segments	'	'
Net interest income (expense)	'	-7,000
Non-interest income (expense)	252	-4,463
(Loss) income before income taxes	252	-11,463
Net (loss) income	252	-11,463
Average assets	($726)	($745)

DERIVATIVE_FINANCIAL_INSTRUMEN2

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details) (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

FHLBB borrowings

Cash flow hedges

Economic hedges

Non-hedging derivatives

Interest rate swaps

Forward-starting interest rate swaps

Reverse interest rate swaps

Interest rate lock commitments

Forward sale commitments

Tax advantaged economic development bonds

FHLBB borrowings

90 day rolling FHLB advances

Cash flow hedges

Economic hedges

90 day rolling FHLB advances

Cash flow hedges

Economic hedges

Non-hedging derivatives

Economic hedges

FHLBB borrowings

Junior subordinated notes

Tax advantaged economic development bonds

Loans with commercial loan customers

Industrial revenue bond

item

FHLBB borrowings

Loans with commercial loan customers

Weighted Average

Derivative instruments and hedging activities

Cash pledged as collateral to derivative counterparties

$1,800,000

Amortized cost of securities pledged as collateral to derivative counterparties

26,600,000

Fair value of securities as pledged collateral to derivative counterparties

26,900,000

Interest rate swap agreements and non-hedging derivative assets and liabilities

Notional Amount

805,400,000

905,071,000

315,000,000

425,000,000

468,290,000

459,872,000

22,075,000

20,199,000

100,000,000

150,000,000

15,000,000

438,000,000

12,960,000

13,095,000

212,530,000

206,933,000

300,000,000

260,000,000

212,530,000

206,933,000

22,075,000

20,199,000

30,270,000

32,911,000

Weighted Average Maturity

'2 years 6 months

'1 month 6 days

'4 months 24 days

'15 years 8 months 12 days

'15 years 10 months 24 days

'5 years 3 months 18 days

'5 years 4 months 24 days

'5 years

'4 years 6 months

'5 years 3 months 18 days

'5 years 4 months 24 days

'2 months 12 days

Weighted Average Rate, Received (as a percent)

0.25%

2.09%

0.52%

0.54%

2.37%

2.44%

4.61%

4.68%

Weighted Average Rate, Contract pay rate (as a percent)

2.61%

5.54%

5.09%

4.61%

4.68%

2.29%

1.88%

2.37%

2.44%

Estimated Fair Value Asset (Liability)

395,000

-3,652,000

2,244,000

-2,290,000

-2,226,000

-1,620,000

377,000

258,000

-3,102,000

-75,000

-203,000

-2,121,000

-1,889,000

-6,714,000

-6,278,000

2,319,000

1,015,000

6,717,000

6,286,000

377,000

258,000

-108,000

261,000

Cash flow hedges:

Number of instruments

Durations of derivative instruments

'3 years

Interest rate swaps on FHLBB borrowings:

Unrealized (loss) gain recognized in accumulated other comprehensive loss

-785,000

306,000

-1,000

Reclassification of unrealized (loss) gain from accumulated other comprehensive loss to interest expense

7,029,000

8,944,000

1,011,000

129,000

127,000

Reclassification of unrealized loss from accumulated other comprehensive loss to other non-interest income for termination of swaps

8,630,000

236,000

Reclassification of unrealized deferred tax benefit from accumulated other comprehensive loss to tax expense for terminated swaps

-3,611,000

-208,000

Net tax benefit (expense) on items recognized in accumulated other comprehensive loss

314,000

-522,000

-51,000

-54,000

Other comprehensive income recorded in accumulated other comprehensive loss, net of reclassification adjustments and tax effects

4,625,000

895,000

Net interest expense recognized in interest expense

2,308,000

3,581,000

1,243,000

129,000

127,000

Amount reclassified as an increase to interest expense during the next twelve months

100,000

Notional amount of derivative contract terminated

30,000,000

145,000,000

235,000,000

Extinguishment of FHLB advances

215,000,000

Loss reclassified from the effective portion of the unrealized changes in the fair value of the derivatives

8,600,000

Fixed rate of interest (as a percent)

5.09%

Life of the bond

'21 years

Credit valuation adjustments

24,500

Economic hedges and non-hedging derivatives

Unrealized (loss) gain recognized in other non-interest income

187,000

1,554,000

-381,000

107,000

-187,000

-1,554,000

377,000

2,758,000

-108,000

-550,000

Favorable change in credit valuation adjustment recognized in other non-interest income

7,000

78,000

Realized gain in other non-interest income

$469,000

$1,240,000

($164,000)

$1,055,000

DERIVATIVE_FINANCIAL_INSTRUMEN3

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Offsetting of Financial Assets and Derivative Assets	'	'
Gross Amounts of Recognized Assets	$7,140,000	$7,799,000
Net Amounts of Assets Presented in the Statements of Condition	7,140,000	7,799,000
Net Amount	7,140,000	7,799,000
Offsetting of Financial Liabilities and Derivative Liabilities	'	'
Gross Amounts of Recognized Liabilities	-9,819,000	-13,877,000
Gross Amounts Offset in the Statements of Condition	2,794,000	1,913,000
Net Amounts of Liabilities Presented in the Statements of Condition	-7,025,000	-11,964,000
Gross Amounts Not Offset in the Statements of Condition	'	'
Financial Instruments	4,902,000	9,544,000
Securities and Cash Collateral Pledged	1,700,000	1,700,000
Net Amount	-423,000	-720,000
Institutional counterparties	'	'
Offsetting of Financial Liabilities and Derivative Liabilities	'	'
Gross Amounts of Recognized Liabilities	-9,396,000	-13,157,000
Gross Amounts Offset in the Statements of Condition	2,794,000	1,913,000
Net Amounts of Liabilities Presented in the Statements of Condition	-6,602,000	-11,244,000
Gross Amounts Not Offset in the Statements of Condition	'	'
Financial Instruments	4,902,000	9,544,000
Securities and Cash Collateral Pledged	1,700,000	1,700,000
Commercial counterparties	'	'
Offsetting of Financial Assets and Derivative Assets	'	'
Gross Amounts of Recognized Assets	7,140,000	7,799,000
Net Amounts of Assets Presented in the Statements of Condition	7,140,000	7,799,000
Net Amount	7,140,000	7,799,000
Offsetting of Financial Liabilities and Derivative Liabilities	'	'
Gross Amounts of Recognized Liabilities	-423,000	-720,000
Net Amounts of Liabilities Presented in the Statements of Condition	-423,000	-720,000
Gross Amounts Not Offset in the Statements of Condition	'	'
Net Amount	-423,000	-720,000
Interest Rate Swap Agreements	'	'
Assets and liabilities subject to an enforceable master netting arrangement	'	'
Amount of collateral posted for the net liability positions	$6,600,000	$11,200,000

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

In Thousands, unless otherwise specified

Debt securities

Marketable equity securities

Level 1 Inputs

Level 2 Inputs

Level 3 Inputs

Recurring basis

Municipal bonds and obligations

Government-guaranteed residential mortgage-backed securities

Government-sponsored residential mortgage-backed securities

Corporate bonds

Trust preferred securities

Other bonds and obligations

Trust preferred securities

Level 1 Inputs

Level 2 Inputs

Level 3 Inputs

Total Fair Value

Marketable equity securities

Debt securities

Marketable equity securities

Debt securities

Marketable equity securities

Debt securities

Marketable equity securities

Municipal bonds and obligations

Government-guaranteed residential mortgage-backed securities

Government-sponsored residential mortgage-backed securities

Corporate bonds

Trust preferred securities

Other bonds and obligations

Trust preferred securities

Municipal bonds and obligations

Government-guaranteed residential mortgage-backed securities

Government-sponsored residential mortgage-backed securities

Corporate bonds

Trust preferred securities

Other bonds and obligations

Assets and financial liabilities measured at fair value on a recurring basis

Transfers between Level 1, 2, and 3

Trading security

14,923

14,840

14,923

14,840

14,923

14,840

14,923

14,840

Available-for-sale securities

1,033,637

760,048

998,784

738,075

137,192

77,671

83,686

78,771

718,898

522,658

40,121

39,280

15,758

16,611

3,129

3,084

34,853

21,973

33,790

20,891

997,801

737,193

2,046

1,964

1,300

33,790

20,891

137,192

77,671

83,686

78,771

718,898

522,658

40,121

39,280

14,418

15,372

3,129

3,084

357

1,340

1,239

706

725

137,192

77,671

83,686

78,771

718,898

522,658

40,121

39,280

15,758

16,611

3,129

3,084

34,853

21,973

Loans held for sale

7,669

15,840

7,669

15,840

7,669

15,840

Derivative assets

242

9,934

7,799

377

277

242

9,934

7,799

377

277

10,311

8,318

Derivative liabilities

$9,819

$13,877

$13

$9,710

$11,964

$96

$13

$9,710

$11,964

$96

$9,819

$11,964

FAIR_VALUE_MEASUREMENTS_Detail1

FAIR VALUE MEASUREMENTS (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Level 2	Level 2	Loans Held for Sale	Loans Held for Sale	Recurring basis	Recurring basis	Recurring basis	Recurring basis
					Level 2	Level 2	Loans Held for Sale	Loans Held for Sale
							Level 2	Level 2
Loans Held for Sale	'	'	'	'	'	'	'	'
Aggregate Fair Value	$7,669	$15,840	'	'	$7,669	$15,840	$7,669	$15,840
Aggregate Unpaid Principal	4,018	3,969	'	'	'	'	7,430	15,641
Aggregate Fair Value Less Aggregate Unpaid Principal	'	'	'	'	'	'	239	199
Gain (losses) in fair value of loans held for sale included in earnings	'	'	$40	($1,000)	'	'	'	'

FAIR_VALUE_MEASUREMENTS_Detail2

FAIR VALUE MEASUREMENTS (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Changes in Level 3 assets that were measured at fair value on a recurring basis	'	'
Paydown of trading security	$604	$354
Forward Commitments	'	'
Changes in Level 3 assets that were measured at fair value on a recurring basis	'	'
Unrealized gains (losses) relating to instruments still held at the end of the period	-96	-517
Liabilities	'	'
Balance at the beginning of the period	19	-1,055
Unrealized (loss) gain recognized in other non-interest income	-115	538
Balance at the end of the period	-96	-517
Trading Security	'	'
Changes in Level 3 assets and liabilities that were measured at fair value on a recurring basis	'	'
Number of securities in the portfolio	1	'
Changes in Level 3 assets that were measured at fair value on a recurring basis	'	'
Balance at the beginning of the period	14,840	16,893
Unrealized (loss) gain, net recognized in other non-interest income	218	-280
Paydown of trading security	-135	-128
Balance at the end of the period	14,923	16,485
Unrealized gains (losses) relating to instruments still held at the end of the period	1,962	3,004
Securities Available for Sale	'	'
Changes in Level 3 assets that were measured at fair value on a recurring basis	'	'
Balance at the beginning of the period	1,964	885
Greenpark Acquisition	'	770
Unrealized gain included in accumulated other comprehensive loss	82	13
Balance at the end of the period	2,046	1,668
Unrealized gains (losses) relating to instruments still held at the end of the period	-1,288	-1,704
Securities Available for Sale \| Pooled trust preferred security	'	'
Changes in Level 3 assets and liabilities that were measured at fair value on a recurring basis	'	'
Number of securities in the portfolio	1	'
Securities Available for Sale \| Privately owned equity security	'	'
Changes in Level 3 assets and liabilities that were measured at fair value on a recurring basis	'	'
Number of securities in the portfolio	1	'
Interest Rate Lock Commitments	'	'
Changes in Level 3 assets that were measured at fair value on a recurring basis	'	'
Balance at the beginning of the period	258	6,258
Unrealized (loss) gain, net recognized in other non-interest income	719	3,998
Transfers to held for sale loans	600	-7,498
Balance at the end of the period	377	2,758
Unrealized gains (losses) relating to instruments still held at the end of the period	$377	$2,758

FAIR_VALUE_MEASUREMENTS_Detail3

FAIR VALUE MEASUREMENTS (Details 4) (USD $)	3 Months Ended	12 Months Ended
FAIR VALUE MEASUREMENTS (Details 4) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Quantitative information about the significant unobservable inputs within Level 3	'	'
Other real estate owned	$2,418,000	$2,758,000
Non-recurring	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Liabilities measured at fair value	0	0
Non-recurring \| Total Gains (Losses)	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Impaired loans	15,000	'
Other real estate owned	-208,000	'
Total	-193,000	'
Level 3 Inputs \| Recurring	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Assets measured on recurring basis	15,204,000	15,117,000
Level 3 Inputs \| Recurring \| Trading Security \| Discounted Cash Flow	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Assets measured on recurring basis	14,923,000	14,840,000
Discount Rate (as percent)	3.14%	3.39%
Level 3 Inputs \| Recurring \| Forward Commitments \| Historical Trend	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Assets measured on recurring basis	-96,000	19,000
Closing Ratio (as percent)	93.06%	94.83%
Level 3 Inputs \| Recurring \| Forward Commitments \| Pricing Model	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Origination Costs	2,500,000	2,500,000
Level 3 Inputs \| Recurring \| Interest Rate Lock Commitments \| Historical Trend	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Assets measured on recurring basis	377,000	258,000
Closing Ratio (as percent)	93.06%	94.83%
Level 3 Inputs \| Recurring \| Interest Rate Lock Commitments \| Pricing Model	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Origination Costs	2,500,000	2,500,000
Level 3 Inputs \| Non-recurring	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Impaired loans	5,557,000	5,542,000
Capitalized mortgage servicing rights	3,922,000	4,112,000
Other real estate owned	2,418,000	2,995,000
Total	11,897,000	12,649,000
Liabilities measured on non-recurring basis	0	'
Level 3 Inputs \| Non-recurring \| Minimum \| Impaired loans \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Loss severity (as percent)	5.28%	4.20%
Appraised value	0	0
Level 3 Inputs \| Non-recurring \| Minimum \| Capitalized mortgage servicing rights \| Discounted Cash Flow	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Discount Rate (as percent)	10.00%	10.00%
Constant prepayment rate (CPR) (as percent)	6.70%	6.96%
Level 3 Inputs \| Non-recurring \| Minimum \| Other real estate owned \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Appraised value	0	0
Level 3 Inputs \| Non-recurring \| Maximum \| Impaired loans \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Loss severity (as percent)	100.00%	100.00%
Appraised value	690	900
Level 3 Inputs \| Non-recurring \| Maximum \| Capitalized mortgage servicing rights \| Discounted Cash Flow	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Discount Rate (as percent)	13.00%	13.00%
Constant prepayment rate (CPR) (as percent)	17.45%	15.97%
Level 3 Inputs \| Non-recurring \| Maximum \| Other real estate owned \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Appraised value	774	774
Level 3 Inputs \| Non-recurring \| Weighted Average \| Impaired loans \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Loss severity (as percent)	80.34%	57.41%
Appraised value	398.5	505.4
Level 3 Inputs \| Non-recurring \| Weighted Average \| Capitalized mortgage servicing rights \| Discounted Cash Flow	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Discount Rate (as percent)	10.36%	10.34%
Constant prepayment rate (CPR) (as percent)	8.45%	8.58%
Level 3 Inputs \| Non-recurring \| Weighted Average \| Other real estate owned \| Fair value of collateral	'	'
Quantitative information about the significant unobservable inputs within Level 3	'	'
Appraised value	$449.50	$413.40

FAIR_VALUE_MEASUREMENTS_Detail4

FAIR VALUE MEASUREMENTS (Details 5) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financial Assets	'	'
Trading security	$14,923	$14,840
Securities available for sale	1,033,637	760,048
Securities held to maturity	44,191	45,764
Financial Liabilities	'	'
Derivative liabilities	9,819	13,877
Methods and assumptions used to estimate the fair value of significant classes of financial instruments	'	'
Junior subordinated debentures re-price period	'90 days	'
Level 1	'	'
Financial Assets	'	'
Cash and cash equivalents	72,673	75,539
Securities available for sale	33,790	20,891
Derivative assets	'	242
Financial Liabilities	'	'
Derivative liabilities	13	'
Level 2	'	'
Financial Assets	'	'
Securities available for sale	997,801	737,193
Restricted equity securities	53,124	50,282
Loans held for sale	7,669	15,840
Accrued interest receivable	15,938	15,072
Cash surrender value of bank-owned life insurance policies	102,343	101,530
Derivative assets	9,934	7,799
Assets held for sale	4,018	3,969
Financial Liabilities	'	'
Total deposits	4,219,546	3,848,926
Short-term debt	915,066	872,545
Long-term Federal Home Loan Bank advances	23,472	103,660
Subordinated borrowings	88,210	87,882
Derivative liabilities	9,710	11,964
Liabilities held for sale	25,093	24,834
Level 3	'	'
Financial Assets	'	'
Trading security	14,923	14,840
Securities available for sale	2,046	1,964
Securities held to maturity	44,191	45,764
Net loans	4,274,758	4,154,663
Derivative assets	377	277
Financial Liabilities	'	'
Derivative liabilities	96	'
Carrying Amount	'	'
Financial Assets	'	'
Cash and cash equivalents	72,673	75,539
Trading security	14,923	14,840
Securities available for sale	1,033,637	760,048
Securities held to maturity	43,159	44,921
Restricted equity securities	53,124	50,282
Net loans	4,209,025	4,147,200
Loans held for sale	7,669	15,840
Accrued interest receivable	15,938	15,072
Cash surrender value of bank-owned life insurance policies	102,343	101,530
Derivative assets	10,311	8,318
Assets held for sale	4,018	3,969
Financial Liabilities	'	'
Total deposits	4,218,583	3,848,529
Short-term debt	914,950	872,510
Long-term Federal Home Loan Bank advances	21,797	101,918
Subordinated borrowings	89,696	89,679
Derivative liabilities	9,819	11,964
Liabilities held for sale	25,093	24,834
Fair Value	'	'
Financial Assets	'	'
Cash and cash equivalents	72,673	75,539
Trading security	14,923	14,840
Securities available for sale	1,033,637	760,048
Securities held to maturity	44,191	45,764
Restricted equity securities	53,124	50,282
Net loans	4,274,758	4,154,663
Loans held for sale	7,669	15,840
Accrued interest receivable	15,938	15,072
Cash surrender value of bank-owned life insurance policies	102,343	101,530
Derivative assets	10,311	8,318
Assets held for sale	4,018	3,969
Financial Liabilities	'	'
Total deposits	4,219,546	3,848,926
Short-term debt	915,066	872,545
Long-term Federal Home Loan Bank advances	23,472	103,660
Subordinated borrowings	88,210	87,882
Derivative liabilities	9,819	11,964
Liabilities held for sale	$25,093	$24,834

NET_INTEREST_INCOME_AFTER_PROV2

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	'	'
Net interest income	$42,766	$41,937
Provision for loan losses	3,396	2,400
Net interest income after provision for loan losses	$39,370	$39,537