American River Bancshares (AMRB) 10-Q 7 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 07, 2019
Document and Entity Information:
Entity Registrant Name	AMERICAN RIVER BANKSHARES
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Amendment Flag	false
Entity Central Index Key	0001108236
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		5,887,654
Entity Filer Category	Accelerated Filer
Entity Emerging Growth Company	false
Entity Small Business	false
Entity Current Reporting Status	Yes
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1

CONSOLIDATED BALANCE SHEET (Una

CONSOLIDATED BALANCE SHEET (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 16,610	$ 20,987
Interest-bearing deposits in banks	2,835	1,746
Federal funds sold	0	7,000
Total cash and cash equivalents	19,445	29,733
Investment securities:
Available-for-sale, at fair value	286,602	294,933
Held-to-maturity, at amortized cost fair value of $293 in 2019 and $306 in 2018	277	292
Loans and leases, less allowance for loan and lease losses of $4,577 at March 31, 2019 and $4,392 at December 31, 2018	336,007	318,516
Premises and equipment, net	1,151	1,071
Federal Home Loan Bank stock	3,932	3,932
Goodwill and other intangible assets	16,321	16,321
Other real estate owned	957	957
Bank owned life insurance	15,509	15,429
Accrued interest receivable and other assets	9,167	6,908
Total Assets	689,368	688,092
Deposits:
Noninterest bearing	213,012	214,745
Interest-bearing	359,367	375,929
Total deposits	572,379	590,674
Short-term borrowings	19,000	5,000
Long-term borrowings	10,500	10,500
Accrued interest payable and other liabilities	9,913	7,197
Total liabilities	611,792	613,371
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; none outstanding	0	0
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding - 5,887,962 shares at March 31, 2019 and 5,858,428 shares at December 31, 2018	30,281	30,103
Retained earnings	47,347	46,494
Accumulated other comprehensive loss, net of taxes	(52)	(1,876)
Total shareholders' equity	77,576	74,721
Total liabilities and shareholders' euity	$ 689,368	$ 688,092

CONSOLIDATED BALANCE SHEET (U_2

CONSOLIDATED BALANCE SHEET (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Held-to-maturity, at amortized cost fair value (in dollars)	$ 293	$ 306
Allowance for loan and lease losses (in dollars)	$ 4,577	$ 4,392
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares outstanding	0	0
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	5,887,962	5,858,428
Common stock, shares outstanding	5,887,962	5,858,428

CONSOLIDATED STATEMENT OF INCOM

CONSOLIDATED STATEMENT OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest and fees on loans:
Taxable	$ 3,818	$ 3,328
Exempt from Federal income taxes	149	128
Interest on Federal funds sold	5	50
Interest on deposits in banks	44	6
Interest and dividends on investment securities:
Taxable	2,024	1,391
Exempt from Federal income taxes	92	163
Total interest income	6,132	5,066
Interest expense:
Interest on deposits	489	275
Interest on borrowings	94	54
Total interest expense	583	329
Net interest income	5,549	4,737
Provision for loan and lease losses	180	0
Net interest income after provision for loan and lease losses	5,369	4,737
Noninterest income:
Service charges on deposit accounts	121	117
Gain on sale of securities	36	1
Other noninterest income	254	254
Total noninterest income	411	372
Noninterest expense:
Salaries and employee benefits	2,781	2,206
Occupancy	257	262
Furniture and equipment	140	138
Federal Deposit Insurance Corporation assessments	50	53
Expenses related to other real estate owned	4	5
Other expense	1,028	686
Total noninterest expense	4,260	3,350
Income before provision for income taxes	1,520	1,759
Provision for income taxes	374	406
Net income	$ 1,146	$ 1,353
Basic earnings per share	$ 0.20	$ 0.23
Diluted earnings per share	$ 0.20	$ 0.22

CONSOLIDATED STATEMENT OF COMPR

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 1,146	$ 1,353
Other comprehensive (loss) income:
Increase (decrease) in net unrealized gains on investment securities	2,626	(2,730)
Deferred tax (expense) benefit	(776)	821
Increase in net unrealized gains (losses) on investment securities, net of tax	1,850	(1,909)
Reclassification adjustment for realized gains included in net income	(36)	(1)
Tax effect	10
Realized gains, net of tax	(26)	(1)
Total other comprehensive income (loss)	1,824	(1,908)
Comprehensive income (loss)	$ 2,970	$ (555)

CONSOLIDATED STATEMENT OF CHANG

CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
Begining Balance, Amount at Dec. 31, 2017	$ 34,463	$ 42,779	$ (321)	$ 76,921
Begining Balance, Shares at Dec. 31, 2017	6,132,362
Net income		1,353		1,353
Other comprehensive income, net of tax			(1,908)	(1,908)
Cash dividends ($0.15 per share)		(307)		(307)
Net restricted stock award activity and related compensation expense, Amount	$ 65	1		66
Net restricted stock award activity and related compensation expense, Shares	6,944
Stock options exercised, Amount	$ 65			65
Stock options exercised, Shares	7,086
Stock option compensation expense, Amount	$ 7			7
Retirement of common stock, Amount	$ (4,099)			(4,099)
Retirement of common stock, Shares	(264,178)
Ending Balance, Amount at Mar. 31, 2018	$ 30,501	43,826	(2,229)	72,098
Ending Balance, Shares at Mar. 31, 2018	5,882,214
Begining Balance, Amount at Dec. 31, 2018	$ 30,103	46,494	(1,876)	74,721
Begining Balance, Shares at Dec. 31, 2018	5,858,428
Net income		1,146		1,146
Other comprehensive income, net of tax			1,824	1,824
Cash dividends ($0.15 per share)		(293)		(293)
Net restricted stock award activity and related compensation expense, Amount	$ 79			79
Net restricted stock award activity and related compensation expense, Shares	18,394
Stock options exercised, Amount	$ 95			95
Stock options exercised, Shares	11,140
Stock option compensation expense, Amount	$ 4			4
Ending Balance, Amount at Mar. 31, 2019	$ 30,281	$ 47,347	$ (52)	$ 77,576
Ending Balance, Shares at Mar. 31, 2019	5,887,962

CONSOLIDATED STATEMENT OF CASH

CONSOLIDATED STATEMENT OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities:
Net income	$ 1,146	$ 1,353
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	180	0
Decrease in deferred loan origination fees and costs, net	(231)	(16)
Depreciation and amortization	66	70
Gain on sale and call of investment securities	(36)	(1)
Amortization of investment security premiums and discounts, net	404	792
Increase in cash surrender values of life insurance policies	(81)	(75)
Stock based compensation expense	83	73
Decrease (increase) in accrued interest receivable and other assets	349	(729)
(Decrease) increase in accrued interest payable and other liabilities	(656)	241
Net cash provided by operating activities	1,224	1,708
Cash flows from investing activities:
Proceeds from the sale of available-for-sale investment securities	2,022	0
Proceeds from matured available-for-sale investment securities	0	500
Proceeds from called available-for-sale investment securities	3,000	0
Purchases of available-for-sale investment securities	(4,702)	(39,933)
Proceeds from principal repayments for available-for-sale investment securities	10,232	9,867
Proceeds from principal repayments for held-to-maturity investment securities	15	21
Net (increase) decrease in loans	(11,746)	9,662
Purchases of loans	(5,694)	0
Purchases of equipment	(146)	(35)
Net cash used in investing activities	(7,019)	(19,918)
Cash flows from financing activities:
Net (decrease) increase in demand, interest-bearing and savings deposits	(17,895)	44,041
Net (decrease) increase in time deposits	(400)	66
Increase in short term borrowing	14,000	0
Proceeds from stock option exercise	95	65
Cash dividends paid	(293)	(307)
Cash paid to repurchase common stock	0	(4,099)
Net cash (used in) provided by financing activities	(4,493)	39,766
(Decrease) increase in cash and cash equivalents	(10,288)	21,556
Cash and cash equivalents at beginning of year	29,733	38,467
Cash and cash equivalents at end of period	19,445	60,023
Supplemental noncash disclosures:
Right of use asset and obligation recorded upon adoption of ASU 2016-02	$ 3,570	$ 0

1. CONSOLIDATED FINANCIAL STATE

1. CONSOLIDATED FINANCIAL STATEMENTS	3 Months Ended
	Mar. 31, 2019
CONSOLIDATED FINANCIAL STATEMENTS
CONSOLIDATED FINANCIAL STATEMENTS	In the opinion of management, the unaudited consolidated financial statements contain all adjustments (consisting of only normal recurring adjustments) necessary to present fairly the consolidated financial position of American River Bankshares (the “Company”) at March 31, 2019 and December 31, 2018, the results of its operations and its cash flows for the three-month periods ended March 31, 2019 and 2018 in conformity with accounting principles generally accepted in the United States of America. Certain disclosures normally presented in the notes to the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been omitted. The Company believes that the disclosures are adequate to make the information not misleading. These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s annual report on Form 10-K for the year ended December 31, 2018. The results of operations for the three-month period ended March 31, 2019 may not necessarily be indicative of the operating results for the full year. In preparing such financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. Actual results could differ significantly from those estimates. Management has determined that since all of the banking products and services offered by the Company are available in each branch office of American River Bank, all branch offices are located within the same economic environment and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate all of the branch offices and report them as a single operating segment. No client accounts for more than ten percent (10%) of revenues for the Company or American River Bank. Adoption of New Accounting Standard: Leases

2. STOCK-BASED COMPENSATION

2. STOCK-BASED COMPENSATION	3 Months Ended
	Mar. 31, 2019
STOCK-BASED COMPENSATION
STOCK-BASED COMPENSATION	Equity Plans On March 17, 2010, the Board of Directors adopted the 2010 Equity Incentive Plan (the “2010 Plan”). The 2010 Plan was approved by the Company’s shareholders on May 20, 2010. In 2000, the Board of Directors adopted and the Company’s shareholders approved a stock option plan (the “2000 Plan”). There were 11,140 stock options outstanding at December 31, 2018, all of which were exercised during the first quarter of 2019; accordingly, there are no further grants outstanding under the 2000 Plan. At March 31, 2019, there were 29,958 stock options and 47,058 restricted shares outstanding and the total number of authorized shares that remain available for issuance under the 2010 Plan was 1,283,232. The 2010 Plan provides for the following types of stock-based awards: incentive stock options; nonqualified stock options; stock appreciation rights; restricted stock; restricted performance stock; unrestricted Company stock; and performance units. Under the 2010 Plan, the awards may be granted to employees and directors under incentive and nonqualified option agreements, restricted stock agreements, and other awards agreements. The 2010 Plan requires that the option price may not be less than the fair market value of the stock at the date the option is awarded. The option awards under the 2010 Plan expire on dates determined by the Board of Directors, but not later than ten years from the date of award. The vesting period is generally five years; however, the vesting period can be modified at the discretion of the Company’s Board of Directors. Outstanding option awards under the 2010 Plan are exercisable until their expiration. New shares are issued upon exercise of an option. The award date fair value of awards is determined by the market price of the Company’s common stock on the date of award and is recognized ratably as compensation expense or director expense over the vesting periods. The shares of common stock awarded pursuant to such agreements vest in increments over one to five years from the date of award. The shares awarded to employees and directors under the restricted stock agreements vest on the applicable vesting dates only to the extent the recipient of the shares is then an employee or a director of the Company or one of its subsidiaries, and each recipient will forfeit all of the shares that have not vested on the date his or her employment or service is terminated. Equity Compensation For the three-month periods ended March 31, 2019 and 2018, the compensation cost recognized for equity compensation was $83,000 and $73,000, respectively. The recognized tax benefit for equity compensation expense was $21,000 and $18,000, for the three-month periods ended March 31, 2019 and 2018, respectively. At March 31, 2019, the total compensation cost related to nonvested stock option awards not yet recorded is $13,000. This amount will be recognized over the next 1.3 years and the weighted average period of recognizing these costs is expected to be 0.6 years. At March 31, 2019, the total compensation cost related to restricted stock awards not yet recorded is $497,000. This amount will be recognized over the next 4.2 years and the weighted average period of recognizing these costs is expected to be 1.2 years. Equity Plans Activity Stock Options There were no stock options awarded during the three-month periods ended March 31, 2019 and 2018. A summary of option activity under the Plans as of March 31, 2018 and changes during the period then ended is presented below: Options Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value ($000) Outstanding at January 1, 2019 41,098 $ 8.71 2.3 years $ 215 Granted — — — — Exercised 11,140 8.50 — — Expired, forfeited or cancelled — — — — Outstanding at March 31, 2019 29,958 $ 8.79 5.2 years $ 126 Vested at March 31, 2019 22,822 $ 8.64 5.0 years $ 100 Non-vested at March 31, 2019 7,136 $ 9.29 5.8 years $ 26 Restricted Stock There were 18,394 shares of restricted stock awarded during the three-month period ended March 31, 2019 and 11,599 shares of restricted stock awarded during the three-month period ended March 31, 2018. There were 3,864 and 14,917 restricted stock awards that were fully vested during the three-month periods ended March 31, 2019 and 2018, respectively. The intrinsic value of nonvested restricted stock at March 31, 2019 was $612,000. Restricted Stock Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2019 32,528 $ 14.60 Awarded 18,394 14.05 Less: Vested 3,864 15.30 Less: Expired, forfeited or cancelled — — Nonvested at March 31, 2019 47,058 $ 14.32 Other Equity Awards There were no stock appreciation rights, restricted performance stock, unrestricted Company stock, or performance units awarded during the three-month periods ended March 31, 2019 or 2018 or outstanding at March 31, 2019 or December 31, 2018. The intrinsic value used for stock options and restricted stock was derived from the market price of the Company’s common stock of $13.00 as of March 31, 2019.

3. COMMITMENTS AND CONTINGENCIE

3. COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2019
COMMITMENTS AND CONTINGENCIES
COMMITMENTS AND CONTINGENCIES	In the normal course of business there are outstanding various commitments to extend credit which are not reflected in the financial statements, including loan commitments of approximately $32,047,000 and standby letters of credit of approximately $240,000 at March 31, 2019 and loan commitments of approximately $34,276,000 and standby letters of credit of approximately $361,000 at December 31, 2018. Such commitments relate primarily to real estate construction loans, revolving lines of credit and other commercial loans. However, all such commitments will not necessarily culminate in actual extensions of credit by the Company during 2019 as some of these are expected to expire without being fully drawn upon. Standby letters of credit are commitments issued to guarantee the performance or financial obligation of a client to a third party. These guarantees are issued primarily relating to purchases of inventory, insurance programs, performance obligations to government agencies, or as security for real estate rents by commercial clients and are typically short-term in nature. Credit risk is similar to that involved in extending loan commitments to clients and accordingly, evaluation and collateral requirements similar to those for loan commitments are used. The majority of all such commitments are collateralized. The fair value of the liability related to these standby letters of credit, which represents the fees received for issuing the guarantees, was not significant at March 31, 2019 or December 31, 2018.

4. EARNINGS PER SHARE COMPUTATI

4. EARNINGS PER SHARE COMPUTATION	3 Months Ended
	Mar. 31, 2019
EARNINGS PER SHARE COMPUTATION
EARNINGS PER SHARE COMPUTATION	Basic earnings per share is computed by dividing net income by the weighted average common shares outstanding for the period (5,836,579 shares and 5,996,146 shares for the three-month periods ended March 31, 2019 and 2018, respectively). Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or restricted stock, result in the issuance of common stock. Diluted earnings per share is computed by dividing net income by the weighted average common shares outstanding for the period plus the dilutive effect of stock based awards (21,048 shares for the three-month period ended March 31, 2019 and 36,641 shares for the three-month period ended March 31, 2018). For the three-month periods ended March 31, 2019 and 2018, there were zero stock options that were excluded from the calculation as they were considered antidilutive. Earnings per share is retroactively adjusted for stock dividends and stock splits, if applicable, for all periods presented.

5. INVESTMENT SECURITIES

5. INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2019
INVESTMENTS SECURITIES (Tables)
INVESTMENT SECURITIES	The amortized cost and estimated fair values of investment securities at March 31, 2019 and December 31, 2018 consisted of the following (dollars in thousands): Available-for-Sale March 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: US Government Agencies and Sponsored Agencies $ 265,796 $ 1,922 $ (2,291 ) $ 265,427 Obligations of states and political subdivisions 12,398 287 (46 ) 12,639 Corporate bonds 6,494 80 (27 ) 6,547 US Treasury securities 1,988 1 — 1,989 $ 286,676 $ 2,290 $ (2,364 ) $ 286,602 December 31, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: US Government Agencies and Sponsored Agencies $ 271,685 $ 984 $ (3,620 ) $ 269,049 Obligations of states and political subdivisions 14,440 165 (205 ) 14,400 Corporate bonds 6,493 74 (59 ) 6,508 US Treasury securities 4,979 — (3 ) 4,976 $ 297,597 $ 1,223 $ (3,887 ) $ 294,933 Net unrealized losses on available-for-sale investment securities totaling $74,000 were recorded, net of $22,000 in tax assets, as accumulated other comprehensive loss within shareholders’ equity at March 31, 2019. Net unrealized losses on available-for-sale investment securities totaling $2,664,000 were recorded, net of $788,000 in tax liabilities, as accumulated other comprehensive loss within shareholders’ equity at December 31, 2018. There were no transfers of available-for-sale investment securities for the three-month periods ended March 31, 2019 or March 31, 2018. Proceeds and gross realized gains from the sale and call of available-for-sale investment securities for the three-month period ended March 31, 2019 totaled $2,022,000 and $36,000, respectively. Proceeds and gross realized gains from the sale and call of available-for-sale investment securities for the three-month period ended March 31, 2018 totaled $500,000 and $1,000, respectively. Held-to-Maturity March 31, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: US Government Agencies and Sponsored Agencies $ 277 $ 16 $ — $ 293 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: US Government Agencies and Sponsored Agencies $ 292 $ 14 $ — $ 306 There were no sales or transfers of held-to-maturity investment securities for the periods ended March 31, 2019 and March 31, 2018. Investment securities with unrealized losses at March 31, 2019 and December 31, 2018 are summarized and classified according to the duration of the loss period as follows (dollars in thousands): March 31, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale Debt securities: US Government Agencies and Sponsored Agencies $ 14,404 $ (99 ) $ 144,192 $ (2,192 ) $ 158,596 $ (2,291 ) Obligations of states and political subdivisions — — 1,179 (46 ) 1,179 (46 ) Corporate bonds — — 2,467 (27 ) 2,467 (27 ) $ 14,404 $ (99 ) $ 147,838 $ (2,265 ) $ 162,242 $ (2,364 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale Debt securities: US Government Agencies and Sponsored Agencies $ 39,267 $ (310 ) $ 138,894 $ (3,310 ) $ 178,161 $ (3,620 ) Obligations of states and political subdivisions 2,168 (28 ) 5,583 (177 ) 7,751 (205 ) Corporate bonds 497 (4 ) 1,938 (55 ) 2,435 (59 ) US Treasury securities 4,976 (3 ) — — 4,976 (3 ) $ 46,908 $ (345 ) $ 146,415 $ (3,542 ) $ 193,323 $ (3,887 ) There were no held-to-maturity investment securities with unrealized losses as of March 31, 2019 or December 31, 2018. At March 31, 2019, the Company held 217 securities of which 8 were in a loss position for less than twelve months and 97 were in a loss position for twelve months or more. Of the 97 securities in a loss position for greater than twelve months at March 31, 2019, one was a municipal security, two were corporate securities, and 94 were US Government Agencies and Sponsored Agencies securities. At December 31, 2018, the Company held 220 securities of which 26 were in a loss position for less than twelve months and 97 were in a loss position for twelve months or more. Of the 97 securities in a loss position for greater than twelve months at December 31, 2018, one was a corporate securities, five were municipal securities and 91 were US Government Agencies and Sponsored Agencies securities. The unrealized loss on the Company’s investment securities is primarily driven by interest rates. Because the decline in market value is attributable to a change in interest rates and not credit quality, and because the Company has the ability and intent to hold these investments until recovery of fair value, which may be until maturity, management does not consider these investments to be other-than-temporarily impaired. The amortized cost and estimated fair values of investment securities at March 31, 2019 by contractual maturity are shown below (dollars in thousands). Available-for-Sale Held-to-Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Within one year $ 2,243 $ 2,244 After one year through five years 3,596 3,609 After five years through ten years 11,893 12,061 After ten years 3,148 3,261 20,880 21,175 Investment securities not due at a single maturity date: US Government Agencies and Sponsored Agencies 265,796 265,427 $ 277 $ 293 $ 286,676 $ 286,602 $ 277 $ 293 Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties.

6. IMPAIRED AND NONPERFORMING L

6. IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2019
IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED
IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED	At March 31, 2019 and December 31, 2018, the recorded investment in nonperforming loans and leases was approximately $25,000 and $27,000, respectively. Nonperforming loans and leases include all such loans and leases that are either placed on nonaccrual status or are 90 days past due as to principal or interest but still accrue interest because such loans are well-secured and in the process of collection. The Company considers a loan to be impaired when, based on current information and events, it is probable that it will be unable to collect all amounts due (principal and interest) according to the contractual terms of the original loan agreement. At March 31, 2019, the recorded investment in loans and leases that were considered to be impaired totaled $8,640,000. Of the total impaired loans of $8,640,000, loans totaling $5,936,000 were deemed to require no specific reserve and loans totaling $2,704,000 were deemed to require a related valuation allowance of $164,000. At December 31, 2018, the recorded investment in loans and leases that were considered to be impaired totaled $8,702,000 and had a related valuation allowance of $185,000. At March 31, 2019 and December 31, 2018, the recorded investment in other real estate owned (“OREO”) was $957,000. During the first quarter of 2019, the Company did not add any new or sell or impair any of the OREO properties. The March 31, 2019 and December 31, 2018 OREO balance of $957,000 consisted of one commercial land property. Nonperforming loans and leases and other assets and OREO at March 31, 2019 and December 31, 2018 are summarized as follows (in thousands): March 31, 2019 December 31, 2018 Nonaccrual loans and leases that are current to terms (less than 30 days past due) $ 25 $ 27 Nonaccrual loans and leases that are past due — — Loans and leases past due 90 days and accruing interest — — Other real estate owned 957 957 Total nonperforming assets $ 982 $ 984 Nonperforming loans and leases to total loans and leases 0.01 % 0.01 % Total nonperforming assets to total assets 0.14 % 0.14 % Impaired loans and leases as of and for the periods ended March 31, 2019 and December 31, 2018 are summarized as follows: (in thousands) As of March 31, 2019 As of December 31, 2018 Recorded Unpaid Principal Balance Related Recorded Unpaid Principal Balance Related With no related allowance recorded: Real estate-commercial $ 5,613 $ 5,746 $ — $ 5,645 $ 5,879 $ — Real estate-residential 323 410 — 323 410 — Subtotal $ 5,936 $ 6,156 $ — $ 5,968 $ 6,289 $ — With an allowance recorded: Real estate-commercial $ 2,116 $ 2,193 $ 117 2,138 2,217 132 Real estate-residential 588 588 47 596 596 53 Subtotal $ 2,704 $ 2,781 $ 164 $ 2,734 $ 2,813 $ 185 Total: Real estate-commercial $ 7,729 $ 7,939 $ 117 $ 7,783 $ 8,096 $ 32 Real estate-residential 911 998 47 919 1,006 53 $ 8,640 $ 8,937 $ 164 $ 8,702 $ 9,102 $ 185 The following table presents the average balance related to impaired loans and leases for the periods indicated (in thousands): Average Recorded Investments for the three months ended March 31, 2019 March 31, 2018 Commercial $ — $ 1,580 Real estate-commercial 7,823 8,861 Real estate-multi-family — 473 Real estate-residential 915 1,609 Total $ 8,738 $ 12,523 The following table presents the interest income recognized on impaired loans and leases for the periods indicated (in thousands): Interest Income Recognized for the three months ended March 31, 2019 March 31, 2018 Commercial $ — $ — Real estate-commercial 114 108 Real estate-multi-family — 8 Real estate-residential 11 22 Agriculture — — Total $ 125 $ 138

7. TROUBLED DEBT RESTRUCTURINGS

7. TROUBLED DEBT RESTRUCTURINGS	3 Months Ended
	Mar. 31, 2019
TROUBLED DEBT RESTRUCTURINGS
TROUBLED DEBT RESTRUCTURINGS	During the periods ended March 31, 2019 and 2018, there were no loans that were modified as troubled debt restructurings. There were no payment defaults during the three months ended March 31, 2019 or March 31, 2018 on troubled debt restructurings made in the preceding twelve months. At March 31, 2019 and December 31, 2018, there were no unfunded commitments on those loans considered troubled debt restructures. See also “Impaired Loans and Leases” in Item 2.

8. ALLOWANCE FOR LOAN AND LEASE

8. ALLOWANCE FOR LOAN AND LEASE LOSSES	3 Months Ended
	Mar. 31, 2019
Schedule of Troubled Debt Restructurings on Financing Receivables (Tables)
ALLOWANCE FOR LOAN AND LEASE LOSSES	The Company’s loan and lease portfolio allocated by management’s internal risk ratings as of March 31, 2019 and December 31, 2019 are summarized below: March 31, 2019 Credit Risk Profile by Internally Assigned Grade (dollars in thousands) Real Estate Commercial Commercial Multi-family Construction Residential Grade: Pass $ 29,754 $ 185,247 $ 50,904 $ 8,862 $ 24,941 Watch 48 10,016 3,821 — 951 Special mention — 1,069 — — — Substandard 25 139 — — — Doubtful or loss — — — — — Total $ 29,827 $ 196,471 $ 54,725 $ 8,862 $ 25,892 Credit Risk Profile by Internally Assigned Grade Other Credit Exposure Leases Agriculture Consumer Total Grade: Pass $ 10 $ 8,787 $ 15,719 $ 324,224 Watch — — 22 14,858 Special mention — — 1 1,070 Substandard — — — 164 Doubtful or loss — — — — Total $ 10 $ 8,787 $ 15,742 $ 340,316 December 31, 2018 Credit Risk Profile by Internally Assigned Grade (dollars in thousands) Real Estate Commercial Commercial Multi-family Construction Residential Grade: Pass $ 29,570 $ 185,548 $ 52,301 $ 5,685 $ 15,373 Watch 53 13,118 3,838 — 965 Special mention — 1,087 — — — Substandard 27 141 — — — Doubtful or loss — — — — — Total $ 29,650 $ 199,894 $ 56,139 $ 5,685 $ 16,338 Credit Risk Profile by Internally Assigned Grade Other Credit Exposure Leases Agriculture Consumer Total Grade: Pass $ 32 $ 4,419 $ 10,691 $ 303,619 Watch — — 22 17,996 Special mention — — 1 1,088 Substandard — — — 168 Doubtful or loss — — — — Total $ 32 $ 4,419 $ 10,714 $ 322,871 The allocation of the Company’s allowance for loan and lease losses and by portfolio segment and by impairment methodology are summarized below: March 31, 2019 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Allowance for Loan and Lease Losses Beginning balance, January 1, 2019 $ 668 $ 2,114 $ 564 $ 267 $ 220 $ — $ 88 $ 192 $ 279 $ 4,392 Provision for loan losses (9 ) (86 ) (144 ) 141 129 — 80 65 4 180 Loans charged-off — — — — — — — — — — Recoveries 2 3 — — — — — — — 5 Ending balance, March 31, 2019 $ 661 $ 2,031 $ 420 $ 408 $ 349 $ — $ 168 $ 257 $ 283 $ 4,577 Ending balance: Individually evaluated for impairment $ — $ 117 $ — $ — $ 47 $ — $ — $ — $ — $ 164 Ending balance: Collectively evaluated for impairment $ 661 $ 1,914 $ 420 $ 408 $ 302 $ — $ 168 $ 257 $ 283 $ 4,413 Loans Ending balance $ 29,827 $ 196,471 $ 54,725 $ 8,862 $ 25,892 $ 10 $ 8,787 $ 15,742 $ — $ 340,316 Ending balance: Individually evaluated for impairment $ — $ 7,729 $ — $ — $ 911 $ — $ — $ — $ — $ 8,640 Ending balance: Collectively evaluated for impairment $ 29,827 $ 188,742 $ 54,725 $ 8,862 $ 24,981 $ 10 $ 8,787 $ 15,742 $ — $ 331,676 December 31, 2018 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Ending balance: Individually evaluated for impairment $ — $ 132 $ — $ — $ 53 $ — $ — $ — $ — $ 185 Ending balance: Collectively evaluated for impairment $ 668 $ 1,982 $ 564 $ 267 $ 167 $ — $ 88 $ 192 $ 279 $ 4,207 Loans Ending balance $ 29,650 $ 199,894 $ 56,139 $ 5,685 $ 16,338 $ 32 $ 4,419 $ 10,714 $ — $ 322,871 Ending balance: Individually evaluated for impairment $ — $ 7,783 $ — $ — $ 919 $ — $ — $ — $ — $ 8,702 Ending balance: Collectively evaluated for impairment $ 29,650 $ 192,111 $ 56,139 $ 5,685 $ 15,419 $ 32 $ 4,419 $ 10,714 $ — $ 314,169 March 31, 2018 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Beginning balance, January 1, 2018 $ 447 $ 2,174 $ 1,047 $ 269 $ 205 $ — $ 31 $ 14 $ 291 $ 4,478 Provision for loan losses 92 (33 ) (81 ) 19 13 (1 ) — 1 (10 ) — Loans charged-off — — — — — — — — — — Recoveries 7 2 — — — 1 — — — 10 Ending balance, March 31, 2018 $ 546 $ 2,143 $ 966 $ 288 $ 218 $ — $ 31 $ 15 $ 281 $ 4,488 The Company’s aging analysis of the loan and lease portfolio at March 31, 2019 and December 31, 2018 are summarized below: March 31, 2019 Past Due (dollars in thousands) Past Due Greater Than 30-59 Days 60-89 Days Greater Than Total Past 90 Days and Past Due Past Due 90 Days Due Current Total Loans Accruing Nonaccrual Commercial: Commercial $ — $ — $ — $ — $ 29,827 $ 29,827 $ — $ 25 Real estate: Commercial 423 — — 423 196,048 196,471 — — Multi-family — — — — 54,725 54,725 — — Construction — — — — 8,862 8,862 — — Residential — — — — 25,892 25,892 — — Other: Leases — — — — 10 10 — — Agriculture — — — — 8,787 8,787 — — Consumer — — — — 15,742 15,742 — — Total $ 423 $ — $ — $ 423 $ 339,893 $ 340,316 $ — $ 25 December 31, 2018 Past Due (dollars in thousands) Past Due Greater Than 30-59 Days 60-89 Days Greater Than Total Past 90 Days and Past Due Past Due 90 Days Due Current Total Loans Accruing Nonaccrual Commercial: Commercial $ — $ — $ — $ — $ 29,650 $ 29,650 $ — $ 27 Real estate: Commercial — — — — 199,894 199,894 — — Multi-family — — — — 56,139 56,139 — — Construction — — — — 5,685 5,685 — — Residential — — — — 16,338 16,338 — — Other: Leases — — — — 32 32 — — Agriculture — — — — 4,419 4,419 — — Consumer — — — — 10,714 10,714 — — Total $ — $ — $ — $ — $ 322,871 $ 322,871 $ — $ 27

9. LEASES

9. LEASES	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
LEASES	The Company adopted ASU 2016-02, Leases (Topic 842), The Company leases nine locations for administrative offices and branch locations. All leases were classified as operating leases. Leases with an initial term of 12 months or less are not recorded on the balance sheet and the related lease expense is recognized on a straight-line basis over the lease term. The Company elected to use the practical expedient to not recognize short-term leases on the consolidated balance sheet and instead account for them as executory contracts. Certain leases include options to renew, with renewal terms that can extend the lease term, typically for five years. Lease assets and liabilities include related options that are reasonably certain of being exercised, however, in the case of those leases that have renewal options, the Company is not including those additional lease terms as the rates are undeterminable and it has been the Company’s historical practice to renegotiate lease terms upon expiration of the original lease terms. The depreciable life of leased assets are limited by the expected lease term. Adoption of this standard resulted in the Company recognizing a right of use asset and a corresponding lease liability of $3,570,000 on January 1, 2019. Supplemental lease information at or for the three months ended March 31, 2019 is as follows: Balance Sheet Operating lease asset classified as premises and equipment $ 3,372,000 Operating lease liability classified as other liabilities 3,372,000 Income Statement Operating lease cost classified as occupancy and equipment expense $ 188,000 Weighted average lease term, in years 6.33 Weighted average discount rate (1) 3.03 % Operating cash flows $ 189,000 (1) The discount rate was developed by using the fixed rate credit advance borrowing rate at the Federal Home Loan Bank of San Francisco for a term correlating to the remaining life of each lease. A maturity analysis of the Company’s lease liabilities at March 31, 2019 was as follows: Balance April 1, 2019 to March 31, 2020 $ 728,000 April 1, 2020 to March 31, 2021 689,000 April 1, 2021 to March 31, 2022 653,000 April 1, 2022 to March 31, 2023 539,000 April 1, 2023 to March 31, 2024 283,000 Thereafter 859,000 Total lease payments 3,751,000 Less: Interest (379,000 ) Present value of lease liabilities $ 3,372,000

10. BORROWING ARRANGEMENTS

10. BORROWING ARRANGEMENTS	3 Months Ended
	Mar. 31, 2019
Borrowing Arrangements
BORROWING ARRANGEMENTS	At March 31, 2019, the Company had $17,000,000 of unsecured short-term borrowing arrangements with two of its correspondent banks. There were no advances under the borrowing arrangements as of March 31, 2019 or December 31, 2018. The Company has a line of credit available with the Federal Home Loan Bank of San Francisco (the “FHLB”) which is secured by pledged mortgage loans and investment securities. Borrowings may include overnight advances as well as loans with terms of up to thirty years. Advances (both short-term and long-term) totaling $29,500,000 were outstanding from the FHLB at March 31, 2019, bearing interest rates ranging from 1.18% to 3.17% and maturing between April 1, 2021 and November 24, 2023. Advances totaling $15,500,000 were outstanding from the FHLB at December 31, 2018, bearing interest rates ranging from 1.18% to 3.17% and maturing between April 30, 2019 and November 24, 2023. Remaining amounts available under the borrowing arrangement with the FHLB at March 31, 2019 and December 31, 2018 totaled $92,451,000 and $107,262,000, respectively. In addition, the Company has a secured borrowing agreement with the Federal Reserve Bank of San Francisco. The borrowing can be secured by pledging selected loans and investment securities. Borrowings generally are short-term including overnight advances as well as loans with terms up to ninety days. Amounts available under this borrowing arrangement at March 31, 2019 and December 31, 2018 were $6,465,000 and $8,340,000, respectively. There were no advances outstanding under this borrowing arrangement as of March 31, 2019 and December 31, 2018.

11. INCOME TAXES

11. INCOME TAXES	3 Months Ended
	Mar. 31, 2019
INCOME TAXES
INCOME TAXES	The Company files its income taxes on a consolidated basis with its subsidiaries. The allocation of income tax expense (benefit) represents each entity’s proportionate share of the consolidated provision for (benefit from) income taxes. The Company accounts for income taxes using the balance sheet method, under which deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amounts of assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. On the consolidated balance sheet, net deferred tax assets are included in accrued interest receivable and other assets. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above, if applicable, is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. The Company recognizes accrued interest and penalties related to unrecognized tax benefits, if applicable, as a component of interest expense in the consolidated statement of income. There have been no unrecognized tax benefits or accrued interest and penalties for the three-month periods ended March 31, 2019 and 2018.

12. FAIR VALUE MEASUREMENTS

12. FAIR VALUE MEASUREMENTS	3 Months Ended
	Mar. 31, 2019
Assets and liabilities measured at fair value on a recurring and non-recurring basis are presented in the following table
FAIR VALUE MEASUREMENTS	The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of March 31, 2019 and December 31, 2018. They indicate the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value. In general, fair values determined by Level 1 inputs utilize quoted prices (unadjusted) in active markets for identical assets or liabilities that the Company has the ability to access. Fair values determined by Level 2 inputs utilize inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. In 2018, the Company adopted the provisions of Accounting Standard Update 2016-01 “ Recognition and Measurement of Financial Assets and Financial Liabilities Estimated fair values are disclosed for financial instruments for which it is practicable to estimate fair value. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. The carrying amounts and estimated fair values of the Company’s financial instruments are as follows (dollars in thousands): Carrying Fair Value Measurements Using: March 31, 2019 Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 16,610 $ 16,610 $ — $ — $ 16,610 Federal funds sold — — — — — Interest-bearing deposits in banks 2,835 1,089 1,746 — 2,835 Available-for-sale securities 286,602 1,989 284,613 — 286,602 Held-to-maturity securities 277 — 293 — 293 FHLB stock 3,932 N/A N/A N/A N/A Net loans and leases: 336,007 — — 338,298 338,298 Accrued interest receivable 2,050 — 1,030 898 1,928 Financial liabilities: Deposits: Noninterest-bearing $ 213,012 $ 213,012 $ — $ — $ 213,012 Savings 72,576 72,576 — — 72,576 Money market 132,966 132,966 — — 132,966 NOW accounts 66,148 66,148 — — 66,148 Time Deposits 87,677 — 87,649 — 87,649 Short-term borrowings 19,000 19,000 — — 19,000 Long-term borrowings 10,500 — 10,737 — 10,737 Accrued interest payable 95 7 88 — 95 Carrying Fair Value Measurements Using: December 31, 2018 Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 20,987 $ 20,987 $ — $ — $ 20,987 Federal funds sold 7,000 7,000 7,000 Interest-bearing deposits in banks 1,746 — 1,746 — 1,746 Available-for-sale securities 294,933 4,976 289,957 — 294,933 Held-to-maturity securities 292 — 306 — 306 FHLB stock 3,932 N/A N/A N/A N/A Net loans and leases: 318,516 — — 315,235 315,235 Accrued interest receivable 1,959 — 1,044 915 1,959 Financial liabilities: Deposits: Noninterest-bearing $ 214,745 $ 214,745 $ — $ — $ 214,745 Savings 72,522 72,522 — — 72,522 Money market 145,831 145,831 — — 145,831 NOW accounts 69,489 69,489 — — 69,489 Time Deposits 88,087 — 88,078 — 88,078 Short-term borrowings 5,000 5,000 — — 5,000 Long-term borrowings 10.500 — 10,733 — 10,733 Accrued interest payable 63 — 63 — 63 Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the fair values presented. Assets and liabilities measured at fair value on a recurring and non-recurring basis are presented in the following table: Description Fair Value Measurements Using Total Gains (dollars in thousands) Fair Value Level 1 Level 2 Level 3 (Losses) March 31, 2019 Assets and liabilities measured on a recurring basis: Available-for-sale securities: US Government Agencies and Sponsored Agencies $ 265,427 $ — $ 265,427 $ — $ — Obligations of states and political subdivisions 12,639 — 12,639 — — Corporate bonds 6,547 — 6,547 — — US Treasury securities 1,989 1,989 — — — Total recurring $ 286,602 $ 1,989 $ 284,613 $ — $ — At March 31, 2019, there were no assets or liabilities measured on a nonrecurring basis. Description Fair Value Measurements Using Total Gains (dollars in thousands) Fair Value Level 1 Level 2 Level 3 (Losses) December 31, 2018 Assets and liabilities measured on a recurring basis: Available-for-sale securities: US Government Agencies and Sponsored Agencies $ 269,049 $ — $ 269,049 $ — $ — Corporate Debt securities 6,508 — 6,508 Obligations of states and political subdivisions 14,400 — 14,400 — — US Treasury securities 4,976 4,976 — — — Total recurring $ 294,933 $ 4,976 $ 289,957 $ — $ — Assets and liabilities measured on a nonrecurring basis: Impaired loans: Real estate: Commercial $ 5,274 $ — $ — $ 5,274 $ — Other real estate owned Land 957 — — 957 (4 ) Total nonrecurring $ 6,231 $ — $ — $ 6,231 $ (4 ) There were no transfers between Levels 1 and 2 during the three-month period ended March 31, 2019 or the twelve months ended December 31, 2018. The following methods were used to estimate the fair value of each class of financial instrument above: Available-for-sale securities – Impaired loans Other real estate owned

13. RECENTLY ISSUED ACCOUNTING

13. RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2019
Recently Issued Accounting Pronouncements
RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS	In February 2016, the FASB issued ASU No. 2016-02, “ Leases. . In June 2016, the FASB issued ASU No. 2016-13, “ Measurement of Credit Losses on Financial Instruments.

2. STOCK-BASED COMPENSATION (Ta

2. STOCK-BASED COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2019
STOCK BASED COMPENSATION. (Tables)
Schedule of Share-based Compensation, Stock Options, Activity	Options Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value ($000) Outstanding at January 1, 2019 41,098 $ 8.71 2.3 years $ 215 Granted — — — — Exercised 11,140 8.50 — — Expired, forfeited or cancelled — — — — Outstanding at March 31, 2019 29,958 $ 8.79 5.2 years $ 126 Vested at March 31, 2019 22,822 $ 8.64 5.0 years $ 100 Non-vested at March 31, 2019 7,136 $ 9.29 5.8 years $ 26
Schedule of Nonvested Share Activity	Restricted Stock Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2019 32,528 $ 14.60 Awarded 18,394 14.05 Less: Vested 3,864 15.30 Less: Expired, forfeited or cancelled — — Nonvested at March 31, 2019 47,058 $ 14.32

5. INVESTMENT SECURITIES (Table

5. INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2019
INVESTMENTS SECURITIES (Tables)
Available-for-sale Securities	March 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: US Government Agencies and Sponsored Agencies $ 265,796 $ 1,922 $ (2,291 ) $ 265,427 Obligations of states and political subdivisions 12,398 287 (46 ) 12,639 Corporate bonds 6,494 80 (27 ) 6,547 US Treasury securities 1,988 1 — 1,989 $ 286,676 $ 2,290 $ (2,364 ) $ 286,602 December 31, 2018 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: US Government Agencies and Sponsored Agencies $ 271,685 $ 984 $ (3,620 ) $ 269,049 Obligations of states and political subdivisions 14,440 165 (205 ) 14,400 Corporate bonds 6,493 74 (59 ) 6,508 US Treasury securities 4,979 — (3 ) 4,976 $ 297,597 $ 1,223 $ (3,887 ) $ 294,933
Held-to-maturity Securities	Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: US Government Agencies and Sponsored Agencies $ 277 $ 16 $ — $ 293 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Debt securities: US Government Agencies and Sponsored Agencies $ 292 $ 14 $ — $ 306
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	March 31, 2019 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale Debt securities: US Government Agencies and Sponsored Agencies $ 14,404 $ (99 ) $ 144,192 $ (2,192 ) $ 158,596 $ (2,291 ) Obligations of states and political subdivisions — — 1,179 (46 ) 1,179 (46 ) Corporate bonds — — 2,467 (27 ) 2,467 (27 ) $ 14,404 $ (99 ) $ 147,838 $ (2,265 ) $ 162,242 $ (2,364 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale Debt securities: US Government Agencies and Sponsored Agencies $ 39,267 $ (310 ) $ 138,894 $ (3,310 ) $ 178,161 $ (3,620 ) Obligations of states and political subdivisions 2,168 (28 ) 5,583 (177 ) 7,751 (205 ) Corporate bonds 497 (4 ) 1,938 (55 ) 2,435 (59 ) US Treasury securities 4,976 (3 ) — — 4,976 (3 ) $ 46,908 $ (345 ) $ 146,415 $ (3,542 ) $ 193,323 $ (3,887 )
Available-for-sale Securities, Debt Maturities, Basis of Allocation	Available-for-Sale Held-to-Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Within one year $ 2,243 $ 2,244 After one year through five years 3,596 3,609 After five years through ten years 11,893 12,061 After ten years 3,148 3,261 20,880 21,175 Investment securities not due at a single maturity date: US Government Agencies and Sponsored Agencies 265,796 265,427 $ 277 $ 293 $ 286,676 $ 286,602 $ 277 $ 293

6. IMPAIRED AND NONPERFORMING_2

6. IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2019
Impaired And Nonperforming Loans And Leases And Other Real Estate Owned Tables
Schedule of Nonperforming loans and leases and other assets and OREO	March 31, 2019 December 31, 2018 Nonaccrual loans and leases that are current to terms (less than 30 days past due) $ 25 $ 27 Nonaccrual loans and leases that are past due — — Loans and leases past due 90 days and accruing interest — — Other real estate owned 957 957 Total nonperforming assets $ 982 $ 984 Nonperforming loans and leases to total loans and leases 0.01 % 0.01 % Total nonperforming assets to total assets 0.14 % 0.14 %
Schedule of Impaired Financing Receivables	(in thousands) As of March 31, 2019 As of December 31, 2018 Recorded Unpaid Principal Balance Related Recorded Unpaid Principal Balance Related With no related allowance recorded: Real estate-commercial $ 5,613 $ 5,746 $ — $ 5,645 $ 5,879 $ — Real estate-residential 323 410 — 323 410 — Subtotal $ 5,936 $ 6,156 $ — $ 5,968 $ 6,289 $ — With an allowance recorded: Real estate-commercial $ 2,116 $ 2,193 $ 117 2,138 2,217 132 Real estate-residential 588 588 47 596 596 53 Subtotal $ 2,704 $ 2,781 $ 164 $ 2,734 $ 2,813 $ 185 Total: Real estate-commercial $ 7,729 $ 7,939 $ 117 $ 7,783 $ 8,096 $ 32 Real estate-residential 911 998 47 919 1,006 53 $ 8,640 $ 8,937 $ 164 $ 8,702 $ 9,102 $ 185
Schedule of Average Balance Recorded to Imapired Loans and Leases	Average Recorded Investments for the three months ended March 31, 2019 March 31, 2018 Commercial $ — $ 1,580 Real estate-commercial 7,823 8,861 Real estate-multi-family — 473 Real estate-residential 915 1,609 Total $ 8,738 $ 12,523
Schedule of interest income recognized on impaired loans and leases	Interest Income Recognized for the three months ended March 31, 2019 March 31, 2018 Commercial $ — $ — Real estate-commercial 114 108 Real estate-multi-family — 8 Real estate-residential 11 22 Agriculture — — Total $ 125 $ 138

8. ALLOWANCE FOR LOAN AND LEA_2

8. ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)	3 Months Ended
	Mar. 31, 2019
Loans And Leases And Allowance For Loan And Lease Losses Tables
Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings	March 31, 2019 Credit Risk Profile by Internally Assigned Grade (dollars in thousands) Real Estate Commercial Commercial Multi-family Construction Residential Grade: Pass $ 29,754 $ 185,247 $ 50,904 $ 8,862 $ 24,941 Watch 48 10,016 3,821 — 951 Special mention — 1,069 — — — Substandard 25 139 — — — Doubtful or loss — — — — — Total $ 29,827 $ 196,471 $ 54,725 $ 8,862 $ 25,892 Credit Risk Profile by Internally Assigned Grade Other Credit Exposure Leases Agriculture Consumer Total Grade: Pass $ 10 $ 8,787 $ 15,719 $ 324,224 Watch — — 22 14,858 Special mention — — 1 1,070 Substandard — — — 164 Doubtful or loss — — — — Total $ 10 $ 8,787 $ 15,742 $ 340,316 December 31, 2018 Credit Risk Profile by Internally Assigned Grade (dollars in thousands) Real Estate Commercial Commercial Multi-family Construction Residential Grade: Pass $ 29,570 $ 185,548 $ 52,301 $ 5,685 $ 15,373 Watch 53 13,118 3,838 — 965 Special mention — 1,087 — — — Substandard 27 141 — — — Doubtful or loss — — — — — Total $ 29,650 $ 199,894 $ 56,139 $ 5,685 $ 16,338 Credit Risk Profile by Internally Assigned Grade Other Credit Exposure Leases Agriculture Consumer Total Grade: Pass $ 32 $ 4,419 $ 10,691 $ 303,619 Watch — — 22 17,996 Special mention — — 1 1,088 Substandard — — — 168 Doubtful or loss — — — — Total $ 32 $ 4,419 $ 10,714 $ 322,871
Summary Of Analysis Of Allowance For Loan Losses	March 31, 2019 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Allowance for Loan and Lease Losses Beginning balance, January 1, 2019 $ 668 $ 2,114 $ 564 $ 267 $ 220 $ — $ 88 $ 192 $ 279 $ 4,392 Provision for loan losses (9 ) (86 ) (144 ) 141 129 — 80 65 4 180 Loans charged-off — — — — — — — — — — Recoveries 2 3 — — — — — — — 5 Ending balance, March 31, 2019 $ 661 $ 2,031 $ 420 $ 408 $ 349 $ — $ 168 $ 257 $ 283 $ 4,577 Ending balance: Individually evaluated for impairment $ — $ 117 $ — $ — $ 47 $ — $ — $ — $ — $ 164 Ending balance: Collectively evaluated for impairment $ 661 $ 1,914 $ 420 $ 408 $ 302 $ — $ 168 $ 257 $ 283 $ 4,413 Loans Ending balance $ 29,827 $ 196,471 $ 54,725 $ 8,862 $ 25,892 $ 10 $ 8,787 $ 15,742 $ — $ 340,316 Ending balance: Individually evaluated for impairment $ — $ 7,729 $ — $ — $ 911 $ — $ — $ — $ — $ 8,640 Ending balance: Collectively evaluated for impairment $ 29,827 $ 188,742 $ 54,725 $ 8,862 $ 24,981 $ 10 $ 8,787 $ 15,742 $ — $ 331,676 December 31, 2018 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Ending balance: Individually evaluated for impairment $ — $ 132 $ — $ — $ 53 $ — $ — $ — $ — $ 185 Ending balance: Collectively evaluated for impairment $ 668 $ 1,982 $ 564 $ 267 $ 167 $ — $ 88 $ 192 $ 279 $ 4,207 Loans Ending balance $ 29,650 $ 199,894 $ 56,139 $ 5,685 $ 16,338 $ 32 $ 4,419 $ 10,714 $ — $ 322,871 Ending balance: Individually evaluated for impairment $ — $ 7,783 $ — $ — $ 919 $ — $ — $ — $ — $ 8,702 Ending balance: Collectively evaluated for impairment $ 29,650 $ 192,111 $ 56,139 $ 5,685 $ 15,419 $ 32 $ 4,419 $ 10,714 $ — $ 314,169 March 31, 2018 (dollars in thousands) Real Estate Other Commercial Commercial Multi-Family Construction Residential Leases Agriculture Consumer Unallocated Total Beginning balance, January 1, 2018 $ 447 $ 2,174 $ 1,047 $ 269 $ 205 $ — $ 31 $ 14 $ 291 $ 4,478 Provision for loan losses 92 (33 ) (81 ) 19 13 (1 ) — 1 (10 ) — Loans charged-off — — — — — — — — — — Recoveries 7 2 — — — 1 — — — 10 Ending balance, March 31, 2018 $ 546 $ 2,143 $ 966 $ 288 $ 218 $ — $ 31 $ 15 $ 281 $ 4,488
Summary Of Activity in Allowance For Loan Losses By Loan Class	March 31, 2019 Past Due (dollars in thousands) Past Due Greater Than 30-59 Days 60-89 Days Greater Than Total Past 90 Days and Past Due Past Due 90 Days Due Current Total Loans Accruing Nonaccrual Commercial: Commercial $ — $ — $ — $ — $ 29,827 $ 29,827 $ — $ 25 Real estate: Commercial 423 — — 423 196,048 196,471 — — Multi-family — — — — 54,725 54,725 — — Construction — — — — 8,862 8,862 — — Residential — — — — 25,892 25,892 — — Other: Leases — — — — 10 10 — — Agriculture — — — — 8,787 8,787 — — Consumer — — — — 15,742 15,742 — — Total $ 423 $ — $ — $ 423 $ 339,893 $ 340,316 $ — $ 25 December 31, 2018 Past Due (dollars in thousands) Past Due Greater Than 30-59 Days 60-89 Days Greater Than Total Past 90 Days and Past Due Past Due 90 Days Due Current Total Loans Accruing Nonaccrual Commercial: Commercial $ — $ — $ — $ — $ 29,650 $ 29,650 $ — $ 27 Real estate: Commercial — — — — 199,894 199,894 — — Multi-family — — — — 56,139 56,139 — — Construction — — — — 5,685 5,685 — — Residential — — — — 16,338 16,338 — — Other: Leases — — — — 32 32 — — Agriculture — — — — 4,419 4,419 — — Consumer — — — — 10,714 10,714 — — Total $ — $ — $ — $ — $ 322,871 $ 322,871 $ — $ 27

9. LEASES (Tables)

9. LEASES (Tables)	3 Months Ended
	Mar. 31, 2019
Leases Tables Abstract
Supplemental lease information	Balance Sheet Operating lease asset classified as premises and equipment $ 3,372,000 Operating lease liability classified as other liabilities 3,372,000 Income Statement Operating lease cost classified as occupancy and equipment expense $ 188,000 Weighted average lease term, in years 6.33 Weighted average discount rate (1) 3.03 % Operating cash flows $ 189,000
Maturity analysis of the Company's lease liabilities	Balance April 1, 2019 to March 31, 2020 $ 728,000 April 1, 2020 to March 31, 2021 689,000 April 1, 2021 to March 31, 2022 653,000 April 1, 2022 to March 31, 2023 539,000 April 1, 2023 to March 31, 2024 283,000 Thereafter 859,000 Total lease payments 3,751,000 Less: Interest (379,000 ) Present value of lease liabilities $ 3,372,000

12. FAIR VALUE MEASUREMENTS (Ta

12. FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
	Mar. 31, 2019
Assets and liabilities measured at fair value on a recurring and non-recurring basis are presented in the following table
Schedule of Assets and Associated Liabilities Accounted for as Secured Borrowings	Carrying Fair Value Measurements Using: March 31, 2019 Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 16,610 $ 16,610 $ — $ — $ 16,610 Federal funds sold — — — — — Interest-bearing deposits in banks 2,835 1,089 1,746 — 2,835 Available-for-sale securities 286,602 1,989 284,613 — 286,602 Held-to-maturity securities 277 — 293 — 293 FHLB stock 3,932 N/A N/A N/A N/A Net loans and leases: 336,007 — — 338,298 338,298 Accrued interest receivable 2,050 — 1,030 898 1,928 Financial liabilities: Deposits: Noninterest-bearing $ 213,012 $ 213,012 $ — $ — $ 213,012 Savings 72,576 72,576 — — 72,576 Money market 132,966 132,966 — — 132,966 NOW accounts 66,148 66,148 — — 66,148 Time Deposits 87,677 — 87,649 — 87,649 Short-term borrowings 19,000 19,000 — — 19,000 Long-term borrowings 10,500 — 10,737 — 10,737 Accrued interest payable 95 7 88 — 95 Carrying Fair Value Measurements Using: December 31, 2018 Amount Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 20,987 $ 20,987 $ — $ — $ 20,987 Federal funds sold 7,000 7,000 7,000 Interest-bearing deposits in banks 1,746 — 1,746 — 1,746 Available-for-sale securities 294,933 4,976 289,957 — 294,933 Held-to-maturity securities 292 — 306 — 306 FHLB stock 3,932 N/A N/A N/A N/A Net loans and leases: 318,516 — — 315,235 315,235 Accrued interest receivable 1,959 — 1,044 915 1,959 Financial liabilities: Deposits: Noninterest-bearing $ 214,745 $ 214,745 $ — $ — $ 214,745 Savings 72,522 72,522 — — 72,522 Money market 145,831 145,831 — — 145,831 NOW accounts 69,489 69,489 — — 69,489 Time Deposits 88,087 — 88,078 — 88,078 Short-term borrowings 5,000 5,000 — — 5,000 Long-term borrowings 10.500 — 10,733 — 10,733 Accrued interest payable 63 — 63 — 63
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques	Description Fair Value Measurements Using Total Gains (dollars in thousands) Fair Value Level 1 Level 2 Level 3 (Losses) March 31, 2019 Assets and liabilities measured on a recurring basis: Available-for-sale securities: US Government Agencies and Sponsored Agencies $ 265,427 $ — $ 265,427 $ — $ — Obligations of states and political subdivisions 12,639 — 12,639 — — Corporate bonds 6,547 — 6,547 — — US Treasury securities 1,989 1,989 — — — Total recurring $ 286,602 $ 1,989 $ 284,613 $ — $ — At March 31, 2019, there were no assets or liabilities measured on a nonrecurring basis. Description Fair Value Measurements Using Total Gains (dollars in thousands) Fair Value Level 1 Level 2 Level 3 (Losses) December 31, 2018 Assets and liabilities measured on a recurring basis: Available-for-sale securities: US Government Agencies and Sponsored Agencies $ 269,049 $ — $ 269,049 $ — $ — Corporate Debt securities 6,508 — 6,508 Obligations of states and political subdivisions 14,400 — 14,400 — — US Treasury securities 4,976 4,976 — — — Total recurring $ 294,933 $ 4,976 $ 289,957 $ — $ — Assets and liabilities measured on a nonrecurring basis: Impaired loans: Real estate: Commercial $ 5,274 $ — $ — $ 5,274 $ — Other real estate owned Land 957 — — 957 (4 ) Total nonrecurring $ 6,231 $ — $ — $ 6,231 $ (4 )

2. STOCK-BASED COMPENSATION (De

2. STOCK-BASED COMPENSATION (Details) - Options Shares $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)$ / sharesshares
Outstanding | shares	41,098
Granted | shares	0
Exercised | shares	11,140
Expired, forfeited or cancelled | shares	0
Outstanding | shares	29,958
Number of options vested | shares	22,822
Nonvested, Shares | shares	7,136
Weighted average exercise price, outstanding beginning | $ / shares	$ 8.71
Awarded | $ / shares	0
Exercised | $ / shares	8.50
Expired, forfeited or cancelled | $ / shares	0
Weighted average exercise price, outstanding ending | $ / shares	8.79
Weighted average exercise price of vested stock options (in dollars per share) | $ / shares	8.64
Weighted average exercise price of nonvested stock options (in dollars per share) | $ / shares	$ 9.29
Weighted years to maturity outstanding beginning	2 years 3 months 18 days
Weighted years to maturity outstanding Ending	5 years 2 months 12 days
Weighted average remaining contractual term in years, vested	5 years
Weighted average remaining contractual term in years, non-vested	5 years 9 months 18 days
Aggregate Intrinsic Value, options outstanding, beginning | $	$ 215
Aggregate Intrinsic Value, options outstanding, ending | $	126
Aggregate Intrinsic Value, options vested | $	100
Aggregate Intrinsic Value, options non-vested | $	$ 26

2. STOCK-BASED COMPENSATION (_2

2. STOCK-BASED COMPENSATION (Details 1) - Restricted stock	3 Months Ended
	Mar. 31, 2019$ / sharesshares
Restricted Stock Nonvested beginning balance | shares	32,528
Awarded | shares	18,394
Less: Vested | shares	3,864
Less: Expired, forfeited or cancelled | shares	0
Restricted Stock Nonvested ending balance | shares	47,058
Weighted Average Grant Date Fair Value Nonvested beginning balance | $ / shares	$ 14.60
Awarded | $ / shares	14.05
Less: Vested | $ / shares	15.30
Less: Expired, forfeited or cancelled | $ / shares	0
Weighted Average Grant Date Fair Value Nonvested ending balance | $ / shares	$ 14.32

2. STOCK-BASED COMPENSATION (_3

2. STOCK-BASED COMPENSATION (Details Narrative) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Share based compensation	$ 83	$ 73
Tax benefit of equity compensation expense	21	$ 18
Compensation cost related to nonvested stock option awards not yet recorded	13
Compensation cost related to restricted stock awards not yet recorded	$ 497
Restricted stock
Stock options outstanding under Equity Incentive Plan	47,058
Period for recognition	4 years 2 months 12 days
Weighted average costs is expected period	1 year 2 months 12 days
Options Shares
Stock options outstanding under Equity Incentive Plan	29,958		41,098
Period for recognition	1 year 3 months 18 days
Weighted average costs is expected period	7 months 6 days
2010 Plan
Stock options outstanding under Equity Incentive Plan	1,283,232

3. COMMITMENTS AND CONTINGENC_2

3. COMMITMENTS AND CONTINGENCIES (Details Narrative) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Commitments
Loan commitments
Commitments	32,047	34,276
Standby letters of credit
Commitments	$ 240	$ 361

4. EARNINGS PER SHARE COMPUTA_2

4. EARNINGS PER SHARE COMPUTATION (Details Narrative) - shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Earnings Per Share Computation Details Narrative
Weighted average common shares outstanding	5,836,579	5,996,146
Dilutive effect of stock based awards	21,048	36,641
Antidilutive stock option excluded from earnings per share	0	0

5. INVESTMENT SECURITIES (Detai

5. INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Available for sale securities, Amortized Cost	$ 286,676	$ 297,597
Available for sale securities, Unrealized Gains	2,290	1,223
Available for sale securities, Unrealized Losses	(2,364)	(3,887)
Available for sale securities, Estimated Fair Value	286,602	294,933
Held-to-Maturity Debt securities Estimated Fair Value	293	306
US Government Agencies and Sponsored Agencies
Available for sale securities, Amortized Cost	265,796	271,685
Available for sale securities, Unrealized Gains	1,922	984
Available for sale securities, Unrealized Losses	(2,291)	(3,620)
Available for sale securities, Estimated Fair Value	265,427	269,049
Held-to-Maturity Debt securities Amortized Cost	277	292
Held-to-Maturity Debt securities Gross Unrealized Gains	16	14
Held-to-Maturity Debt securities Gross Unrealized Losses	0	0
Held-to-Maturity Debt securities Estimated Fair Value	293	306
Obligations of states and political subdivisions
Available for sale securities, Amortized Cost	12,398	14,440
Available for sale securities, Unrealized Gains	287	165
Available for sale securities, Unrealized Losses	(46)	(205)
Available for sale securities, Estimated Fair Value	12,639	14,400
Corporate Bonds
Available for sale securities, Amortized Cost	6,494	6,493
Available for sale securities, Unrealized Gains	80	74
Available for sale securities, Unrealized Losses	(27)	(59)
Available for sale securities, Estimated Fair Value	6,547	6,508
US Treasury securities
Available for sale securities, Amortized Cost	1,988
Available for sale securities, Unrealized Gains	1
Available for sale securities, Unrealized Losses	0
Available for sale securities, Estimated Fair Value	$ 1,989
Equity Securities - Corporate Stock
Available for sale securities, Amortized Cost		4,979
Available for sale securities, Unrealized Gains		0
Available for sale securities, Unrealized Losses		(3)
Available for sale securities, Estimated Fair Value		$ 4,976

5. INVESTMENT SECURITIES (Det_2

5. INVESTMENT SECURITIES (Details 1) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Less than 12 months, Estimated Fair Value	$ 14,404	$ 46,908
Less than 12 months, Unrealized Loss	(99)	(345)
12 months or more, Estimated Fair Value	147,838	146,415
12 months or more, Unrealized Loss	(2,265)	(3,542)
Total Estimated Fair Value	162,242	193,323
Total Unrealized Loss	(2,364)	(3,887)
US Government Agencies and Sponsored Agencies
Less than 12 months, Estimated Fair Value	14,404	39,267
Less than 12 months, Unrealized Loss	(99)	(310)
12 months or more, Estimated Fair Value	144,192	138,894
12 months or more, Unrealized Loss	(2,192)	(3,310)
Total Estimated Fair Value	158,596	178,161
Total Unrealized Loss	(2,291)	(3,620)
Obligations of states and political subdivisions
Less than 12 months, Estimated Fair Value	0	2,168
Less than 12 months, Unrealized Loss	0	(28)
12 months or more, Estimated Fair Value	1,179	5,583
12 months or more, Unrealized Loss	(46)	(177)
Total Estimated Fair Value	1,179	7,751
Total Unrealized Loss	(46)	(205)
Corporate Bonds
Less than 12 months, Estimated Fair Value	0	497
Less than 12 months, Unrealized Loss	0	(4)
12 months or more, Estimated Fair Value	2,467	1,938
12 months or more, Unrealized Loss	(27)	(55)
Total Estimated Fair Value	2,467	2,435
Total Unrealized Loss	$ (27)	(59)
US Treasury securities
Less than 12 months, Estimated Fair Value		4,976
Less than 12 months, Unrealized Loss		(3)
12 months or more, Estimated Fair Value		0
12 months or more, Unrealized Loss		0
Total Estimated Fair Value		4,976
Total Unrealized Loss		$ (3)

5. Disclosure - 5. INVESTMENT S

5. Disclosure - 5. INVESTMENT SECURITIES (Details 2) $ in Thousands	Mar. 31, 2019USD ($)
Amortized Cost
Net Investment Income [Line Items]
Within one year	$ 2,243
After one year through five years	3,596
After five years through ten years	11,893
After ten years	3,148
Total	20,880
Investment securities not due at a single maturity date:
Investment securities not due at a single maturity date: Available-for-Sale	286,676
Investment securities not due at a single maturity date: Held-to-Maturity	277
Amortized Cost | US Government Agencies Debt Securities [Member]
Investment securities not due at a single maturity date:
Investment securities not due at a single maturity date: Available-for-Sale	265,796
Investment securities not due at a single maturity date: Held-to-Maturity	277
Estimated Fair Value
Net Investment Income [Line Items]
Within one year	2,244
After one year through five years	3,609
After five years through ten years	12,061
After ten years	3,261
Total	21,175
Investment securities not due at a single maturity date:
Investment securities not due at a single maturity date: Available-for-Sale	286,602
Investment securities not due at a single maturity date: Held-to-Maturity	293
Estimated Fair Value | US Government Agencies Debt Securities [Member]
Investment securities not due at a single maturity date:
Investment securities not due at a single maturity date: Available-for-Sale	265,427
Investment securities not due at a single maturity date: Held-to-Maturity	$ 293

6. IMPAIRED AND NONPERFORMING_3

6. IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Total nonperforming assets	$ 982	$ 984
Nonperforming loans and leases to total loans and leases	0.01%	0.01%
Total nonperforming assets to total assets	0.14%	0.14%
Nonaccrual loans and leases that are current to terms (less than 30 days past due)
Total nonperforming assets	$ 25	$ 27
Nonaccrual loans and leases that are past due
Total nonperforming assets	0	0
Loans and leases past due 90 days and accruing interest
Total nonperforming assets	0	0
Other real estate owned
Total nonperforming assets	$ 957	$ 957

6. IMPAIRED AND NONPERFORMING_4

6. IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED (Details 1) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
With no related allowance recorded: Recorded Investment	$ 5,936	$ 5,968
With no related allowance recorded: Unpaid Principal Balance	6,156	6,289
With no related allowance recorded: Related Allowance	0	0
With an allowance recorded: Recorded Investment	2,704	2,734
With an allowance recorded: Unpaid Principal Balance	2,781	2,813
With an allowance recorded: Related Allowance	164	185
Recorded Investment	8,640	8,702
Unpaid Principal Balance	8,937	9,102
Related Allowance	164	185
Real estate-commercial
With no related allowance recorded: Recorded Investment	5,613	5,645
With no related allowance recorded: Unpaid Principal Balance	5,746	5,879
With no related allowance recorded: Related Allowance	0	0
With an allowance recorded: Recorded Investment	2,116	2,138
With an allowance recorded: Unpaid Principal Balance	2,193	2,217
With an allowance recorded: Related Allowance	117	132
Recorded Investment	7,729	7,783
Unpaid Principal Balance	7,939	8,096
Related Allowance	117	32
Real Estate Residential
With no related allowance recorded: Recorded Investment	323	323
With no related allowance recorded: Unpaid Principal Balance	410	410
With no related allowance recorded: Related Allowance	0	0
With an allowance recorded: Recorded Investment	588	596
With an allowance recorded: Unpaid Principal Balance	588	596
With an allowance recorded: Related Allowance	47	53
Recorded Investment	911	919
Unpaid Principal Balance	998	1,006
Related Allowance	$ 47	$ 53

6. IMPAIRED AND NONPERFORMING_5

6. IMPAIRED AND NONPERFORMING LOANS AND LEASES AND OTHER REAL ESTATE OWNED (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Impaired Loans and Leases	$ 8,738	$ 12,523
Interest income recognized on impaired loans and leases	125	138
Commercial
Impaired Loans and Leases	0	1,580
Interest income recognized on impaired loans and leases	0	0
Real estate-commercial
Impaired Loans and Leases	7,823	8,861
Interest income recognized on impaired loans and leases	114	108
Real estate-multi-family
Impaired Loans and Leases	0	473
Interest income recognized on impaired loans and leases	0	8
Real Estate Residential
Impaired Loans and Leases	915	1,609
Interest income recognized on impaired loans and leases	11	22
Agriculture
Interest income recognized on impaired loans and leases	$ 0	$ 0

8. ALLOWANCE FOR LOAN AND LEA_3

8. ALLOWANCE FOR LOAN AND LEASE LOSSES (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Total	$ 340,316	$ 322,871
Pass
Total	324,224	303,619
Watch
Total	14,858	17,996
Special mention
Total	1,070	1,088
Substandard
Total	164	168
Doubtful or loss
Total	0	0
Commercial Loan [Member] | Pass
Total	29,754	29,570
Commercial Loan [Member] | Watch
Total	48	53
Commercial Loan [Member] | Special mention
Total	0	0
Commercial Loan [Member] | Substandard
Total	25	27
Commercial Loan [Member] | Doubtful or loss
Total	0	0
Commercial
Total	29,827	29,650
Real estate-commercial
Total	196,471	199,894
Real estate-commercial | Pass
Total	185,247	185,548
Real estate-commercial | Watch
Total	10,016	13,118
Real estate-commercial | Special mention
Total	1,069	1,087
Real estate-commercial | Substandard
Total	139	141
Real estate-commercial | Doubtful or loss
Total	0	0
Real estate-multi-family
Total	54,725	56,139
Real estate-multi-family | Pass
Total	50,904	52,301
Real estate-multi-family | Watch
Total	3,821	3,838
Real estate-multi-family | Special mention
Total	0	0
Real estate-multi-family | Substandard
Total	0	0
Real estate-multi-family | Doubtful or loss
Total	0	0
Real Estate Construction | Pass
Total	8,862	5,685
Real Estate Construction | Watch
Total	0	0
Real Estate Construction | Special mention
Total	0	0
Real Estate Construction | Substandard
Total	0	0
Real Estate Construction | Doubtful or loss
Total	0	0
Real estate-construction
Total	8,862	5,685
Residential Real Estate [Member] | Pass
Total	24,941	15,373
Residential Real Estate [Member] | Watch
Total	951	965
Residential Real Estate [Member] | Special mention
Total	0	0
Residential Real Estate [Member] | Substandard
Total	0	0
Residential Real Estate [Member] | Doubtful or loss
Total	0	0
Real Estate Residential
Total	25,892	16,338
Leases
Total	10	32
Leases | Pass
Total	10	32
Leases | Watch
Total	0	0
Leases | Special mention
Total	0	0
Leases | Substandard
Total	0	0
Leases | Doubtful or loss
Total	0	0
Agriculture
Total	8,787	4,419
Agriculture | Pass
Total	8,787	4,419
Agriculture | Watch
Total	0	0
Agriculture | Special mention
Total	0	0
Agriculture | Substandard
Total	0	0
Agriculture | Doubtful or loss
Total	0	0
Consumer Loan [Member] | Pass
Total	15,719	10,691
Consumer Loan [Member] | Watch
Total	22	22
Consumer Loan [Member] | Special mention
Total	1	1
Consumer Loan [Member] | Substandard
Total	0	0
Consumer Loan [Member] | Doubtful or loss
Total	0	0
Consumer
Total	$ 15,742	$ 10,714

8. ALLOWANCE FOR LOAN AND LEA_4

8. ALLOWANCE FOR LOAN AND LEASE LOSSES (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Allowance for Loan and Lease Losses Beginning balance	$ 4,392	$ 4,478
Provision for loan losses	180	0
Loans charged off	0	0
Recoveries	5	10
Allowance for Loan and Lease Losses Ending balance	4,577	4,488
Allowance related to: Loans individually evaluated for impairment	164		$ 185
Allowance related to: Loans collectively evaluated for impairment	4,413		4,207
Loans	340,316		322,871
Loans individually evaluated for impairment	8,640		8,702
Loans collectively evaluated for impairment	331,676		314,169
Commercial
Allowance for Loan and Lease Losses Beginning balance	668	447
Provision for loan losses	(9)	92
Loans charged off	0	0
Recoveries	2	7
Allowance for Loan and Lease Losses Ending balance	661	546
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	661		668
Loans	29,827		29,650
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	29,827		29,650
Real estate-commercial
Allowance for Loan and Lease Losses Beginning balance	2,114	2,174
Provision for loan losses	(86)	(33)
Loans charged off	0	0
Recoveries	3	2
Allowance for Loan and Lease Losses Ending balance	2,031	2,143
Allowance related to: Loans individually evaluated for impairment	117		132
Allowance related to: Loans collectively evaluated for impairment	1,914		1,982
Loans	196,471		199,894
Loans individually evaluated for impairment	7,729		7,783
Loans collectively evaluated for impairment	188,742		192,111
Real estate-multi-family
Allowance for Loan and Lease Losses Beginning balance	564	1,047
Provision for loan losses	(144)	(81)
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	420	966
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	420		564
Loans	54,725		56,139
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	54,725		56,139
Real estate-construction
Allowance for Loan and Lease Losses Beginning balance	267	269
Provision for loan losses	141	19
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	408	288
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	408		267
Loans	8,862		5,685
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	8,862		5,685
Real Estate Residential
Allowance for Loan and Lease Losses Beginning balance	220	205
Provision for loan losses	129	13
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	349	218
Allowance related to: Loans individually evaluated for impairment	47		53
Allowance related to: Loans collectively evaluated for impairment	302		167
Loans	25,892		16,338
Loans individually evaluated for impairment	911		919
Loans collectively evaluated for impairment	24,981		15,419
Leases
Allowance for Loan and Lease Losses Beginning balance	0	0
Provision for loan losses	0	(1)
Loans charged off	0	0
Recoveries	0	1
Allowance for Loan and Lease Losses Ending balance	0	0
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	0		0
Loans	10		32
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	10		32
Agriculture
Allowance for Loan and Lease Losses Beginning balance	88	31
Provision for loan losses	80	0
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	168	31
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	168		88
Loans	8,787		4,419
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	8,787		4,419
Consumer
Allowance for Loan and Lease Losses Beginning balance	192	14
Provision for loan losses	65	1
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	257	15
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	257		192
Loans	15,742		10,714
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	15,742		10,714
Unallocated
Allowance for Loan and Lease Losses Beginning balance	279	291
Provision for loan losses	4	(10)
Loans charged off	0	0
Recoveries	0	0
Allowance for Loan and Lease Losses Ending balance	283	$ 281
Allowance related to: Loans individually evaluated for impairment	0		0
Allowance related to: Loans collectively evaluated for impairment	283		279
Loans	0		0
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	$ 0		$ 0

8. ALLOWANCE FOR LOAN AND LEA_5

8. ALLOWANCE FOR LOAN AND LEASE LOSSES (Details 2) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Total Past Due	$ 423	$ 0
Current	339,893	322,871
Total Loans	340,316	322,871
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	25	27
30 -59 Days Past Due
Total Past Due	423	0
60 -89 Days Past Due
Total Past Due	0	0
Past Due Greater Than 90 Days
Total Past Due	0	0
Commercial
Total Past Due	0	0
Current	29,827	29,650
Total Loans	29,827	29,650
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	25	27
Commercial | 30 -59 Days Past Due
Total Past Due	0	0
Commercial | 60 -89 Days Past Due
Total Past Due	0	0
Commercial | Past Due Greater Than 90 Days
Total Past Due	0	0
Real estate-commercial
Total Past Due	423	0
Current	196,048	199,894
Total Loans	196,471	199,894
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Real estate-commercial | 30 -59 Days Past Due
Total Past Due	423	0
Real estate-commercial | 60 -89 Days Past Due
Total Past Due	0	0
Real estate-commercial | Past Due Greater Than 90 Days
Total Past Due	0	0
Real estate-multi-family
Total Past Due	0	0
Current	54,725	56,139
Total Loans	54,725	56,139
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Real estate-multi-family | 30 -59 Days Past Due
Total Past Due	0	0
Real estate-multi-family | 60 -89 Days Past Due
Total Past Due	0	0
Real estate-multi-family | Past Due Greater Than 90 Days
Total Past Due	0	0
Real estate-construction
Total Past Due	0	0
Current	8,862	5,685
Total Loans	8,862	5,685
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Real estate-construction | 30 -59 Days Past Due
Total Past Due	0	0
Real estate-construction | 60 -89 Days Past Due
Total Past Due	0	0
Real estate-construction | Past Due Greater Than 90 Days
Total Past Due	0	0
Real Estate Residential
Total Past Due	0	0
Current	25,892	16,338
Total Loans	25,892	16,338
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Real Estate Residential | 30 -59 Days Past Due
Total Past Due	0	0
Real Estate Residential | 60 -89 Days Past Due
Total Past Due	0	0
Real Estate Residential | Past Due Greater Than 90 Days
Total Past Due	0	0
Leases
Total Past Due	0	0
Current	10	32
Total Loans	10	32
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Leases | 30 -59 Days Past Due
Total Past Due	0	0
Leases | 60 -89 Days Past Due
Total Past Due	0	0
Leases | Past Due Greater Than 90 Days
Total Past Due	0	0
Agriculture
Total Past Due	0	0
Current	8,787	4,419
Total Loans	8,787	4,419
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Agriculture | 30 -59 Days Past Due
Total Past Due	0	0
Agriculture | 60 -89 Days Past Due
Total Past Due	0	0
Agriculture | Past Due Greater Than 90 Days
Total Past Due	0	0
Consumer
Total Past Due	0	0
Current	15,742	10,714
Total Loans	15,742	10,714
Past Due Greater Than 90 Days and Accruing	0	0
Nonaccrual	0	0
Consumer | 30 -59 Days Past Due
Total Past Due	0	0
Consumer | 60 -89 Days Past Due
Total Past Due	0	0
Consumer | Past Due Greater Than 90 Days
Total Past Due	$ 0	$ 0

9. LEASES (Details)

9. LEASES (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Balance Sheet
Operating lease asset classified as premises and equipment	$ 3,372,000
Operating lease liability classified as other liabilities	3,372,000
Income Statement
Operating lease cost classified as occupancy and equipment expense	$ 188,000
Weighted average lease term, in years	6 years 3 months 29 days
Weighted average discount rate (1)	3.03%
Operating cash flows	$ 189,000

9. LEASES (Details 1)

9. LEASES (Details 1) $ in Thousands	Mar. 31, 2019USD ($)
Leases Details 1Abstract
April 1, 2019 to March 31, 2020	$ 728,000
April 1, 2020 to March 31, 2021	689,000
April 1, 2021 to March 31, 2022	653,000
April 1, 2022 to March 31, 2023	539,000
April 1, 2023 to March 31, 2024	283,000
Thereafter	859,000
Total lease payments	3,751,000
Less: Interest	(379,000)
Present value of lease liabilities	$ 3,372,000

10. BORROWING ARRANGEMENTS (Det

10. BORROWING ARRANGEMENTS (Details Narrative) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Borrowing Arrangements
Unsecured short-term borrowing arrangements with two of its correspondent banks	$ 17,000,000	$ 17,000,000
FHLB advances	$ 29,500,000	$ 15,500,000
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Minimum	1.18%	1.18%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate, Maximum	3.17%	3.17%
Remaining amounts available under the borrowing arrangement with the FHLB	$ 92,451,000	$ 107,262,000
Secured borrowing agreement with the Federal Reserve Bank of San Francisco	$ 6,465,000	$ 8,340,000

12. FAIR VALUE MEASUREMENTS (De

12. FAIR VALUE MEASUREMENTS (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financial assets:
Cash and due from banks	$ 16,610	$ 20,987
Federal funds sold	0	(7,000)
Interest-bearing deposits in banks	2,835	1,746
Available-for-sale securities	286,602	294,933
Held-to-maturity securities	293	306
FHLB stock	3,932	3,932
Net loans and leases:	338,298	315,235
Accrued interest receivable	1,928	1,959
Deposits:
Noninterest-bearing	213,012	214,745
Savings	72,576	72,522
Money market	132,966	145,831
NOW accounts	66,148	69,489
Time Deposits	87,649	88,078
Short-term borrowings	19,000	5,000
Long-term borrowings	10,737	10,733
Accrued interest payable	95	63
Carrying Amount
Financial assets:
Cash and due from banks	16,610	20,987
Federal funds sold	0	7,000
Interest-bearing deposits in banks	2,835	1,746
Available-for-sale securities	286,602	294,933
Held-to-maturity securities	277	292
FHLB stock	3,932	3,932
Net loans and leases:	336,007	318,516
Accrued interest receivable	2,050	1,959
Deposits:
Noninterest-bearing	213,012	214,745
Savings	72,576	72,522
Money market	132,966	145,831
NOW accounts	66,148	69,489
Time Deposits	87,677	88,087
Short-term borrowings	19,000	5,000
Long-term borrowings	10,500	10,500
Accrued interest payable	95	63
Level 1
Financial assets:
Cash and due from banks	16,610	20,987
Federal funds sold	0	7,000
Interest-bearing deposits in banks	1,089	0
Available-for-sale securities	1,989	4,976
Held-to-maturity securities	0	0
FHLB stock	0	0
Net loans and leases:	0	0
Accrued interest receivable	0	0
Deposits:
Noninterest-bearing	213,012	214,745
Savings	72,576	72,522
Money market	132,966	145,831
NOW accounts	66,148	69,489
Time Deposits	0	0
Short-term borrowings	19,000	5,000
Long-term borrowings	0	0
Accrued interest payable	7	0
Level 2
Financial assets:
Cash and due from banks	0	0
Federal funds sold	0	0
Interest-bearing deposits in banks	1,746	1,746
Available-for-sale securities	284,613	289,957
Held-to-maturity securities	293	306
FHLB stock	0	0
Net loans and leases:	0	0
Accrued interest receivable	1,030	1,044
Deposits:
Noninterest-bearing	0	0
Savings	0	0
Money market	0	0
NOW accounts	0	0
Time Deposits	87,649	88,078
Short-term borrowings	0	0
Long-term borrowings	10,737	10,733
Accrued interest payable	88	63
Level 3
Financial assets:
Cash and due from banks	0	0
Federal funds sold	0	0
Interest-bearing deposits in banks	0	0
Available-for-sale securities	0	0
Held-to-maturity securities	0	0
FHLB stock	0	0
Net loans and leases:	338,298	315,235
Accrued interest receivable	898	915
Deposits:
Noninterest-bearing	0	0
Savings	0	0
Money market	0	0
NOW accounts	0	0
Time Deposits	0	0
Short-term borrowings	0	0
Long-term borrowings	0	0
Accrued interest payable	$ 0	$ 0

12. FAIR VALUE MEASUREMENTS (_2

12. FAIR VALUE MEASUREMENTS (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Mar. 31, 2019
Non Recurring
Impaired loans:
Total gain (losses)	$ (4)
US Government Agencies Debt Securities [Member] | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring	269,049	$ 265,427
US Government Agencies Debt Securities [Member] | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
US Government Agencies Debt Securities [Member] | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring	269,049	265,427
US Government Agencies Debt Securities [Member] | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
Obligations of states and political subdivisions | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring	14,400	12,639
Obligations of states and political subdivisions | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
Obligations of states and political subdivisions | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring	14,400	12,639
Obligations of states and political subdivisions | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
Corporate bonds | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring		6,547
Corporate bonds | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring		0
Corporate bonds | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring		6,547
Corporate bonds | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring		0
US Treasury securities | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring	4,976	1,989
US Treasury securities | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring	4,976	1,989
US Treasury securities | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
US Treasury securities | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring	0	0
Recurring | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring	294,933	286,602
Recurring | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring	4,976	1,989
Recurring | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring	289,957	284,613
Recurring | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring	0	$ 0
Commercial Loan [Member] | Fair Value
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	5,274
Commercial Loan [Member] | Level 1
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Commercial Loan [Member] | Level 2
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Commercial Loan [Member] | Level 3
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	5,274
Land
Impaired loans:
Total gain (losses)	(4)
Land | Fair Value
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	957
Land | Level 1
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Land | Level 2
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Land | Level 3
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	957
Non Recurring | Fair Value
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	6,231
Non Recurring | Level 1
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Non Recurring | Level 2
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	0
Non Recurring | Level 3
Impaired loans:
Assets, Fair Value Disclosure, Nonrecurring	6,231
Corporate Bonds | Fair Value
Available-for-sale securities:
Asset fair value disclosure recurring	6,508
Corporate Bonds | Level 1
Available-for-sale securities:
Asset fair value disclosure recurring	0
Corporate Bonds | Level 2
Available-for-sale securities:
Asset fair value disclosure recurring	6,508
Corporate Bonds | Level 3
Available-for-sale securities:
Asset fair value disclosure recurring	0
Real estate-commercial
Impaired loans:
Total gain (losses)	$ 0