Pacific Mercantile Bancorp (PMBC) 10-K 14 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 09, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	PACIFIC MERCANTILE BANCORP
Entity Central Index Key	1,109,546
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	PMBC
Amendment Flag	false
Entity Common Stock, Shares Outstanding		22,912,299
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 96,915,852

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 10,645	$ 9,997
Interest bearing deposits with financial institutions	103,276	167,138
Cash and cash equivalents	113,921	177,135
Interest-bearing time deposits with financial institutions	4,665	4,668
Federal Reserve Bank of San Francisco and Federal Home Loan Bank Stock, at cost	8,170	8,137
Securities available for sale, at fair value	52,249	60,926
Loans (net of allowances of $12,716 and $13,833, respectively)	849,733	824,197
Other real estate owned	650	1,592
Accrued interest receivable	2,266	2,436
Premises and equipment, net	1,142	1,092
Net deferred tax assets	17,576	5,933
Other assets	12,017	13,494
Total assets	1,062,389	1,099,610
Deposits:
Noninterest-bearing	249,676	237,491
Interest-bearing	644,164	678,818
Total deposits	893,840	916,309
Borrowings	10,000	39,500
Accrued interest payable	255	222
Other liabilities	6,851	6,771
Junior subordinated debentures	17,527	17,527
Total liabilities	$ 928,473	$ 980,329
Commitments and contingencies
Preferred stock, no par value, 2,000,000 shares authorized:
Common stock, no par value, 85,000,000 shares authorized; 22,820,332 and 19,462,561 shares issued and outstanding at December 31, 2015 and 2014, respectively	$ 147,202	$ 131,181
Accumulated deficit	(12,476)	(22,885)
Accumulated other comprehensive loss	(810)	(692)
Total shareholders’ equity	133,916	119,281
Total liabilities and shareholders’ equity	1,062,389	1,099,610
Series B Convertible 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 112,000 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share, plus accumulated but undeclared dividends at December 31, 2014
Preferred stock, no par value, 2,000,000 shares authorized:
Preferred Stock	0	8,747
Series C 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 29,308 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share plus accumulated but undeclared dividends at December 31, 2014
Preferred stock, no par value, 2,000,000 shares authorized:
Preferred Stock	$ 0	$ 2,930

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans, allowances	$ 12,716	$ 13,833
Preferred stock, shares authorized	2,000,000	2,000,000
Common stock, shares authorized	85,000,000	85,000,000
Common stock, shares issued	22,820,332	19,462,561
Common stock, shares outstanding	22,820,332	19,462,561
Series B Convertible 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 112,000 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share, plus accumulated but undeclared dividends at December 31, 2014
Preferred stock, dividend rate	8.40%	8.40%
Preferred stock, shares authorized	300,000	300,000
Preferred stock, shares issued	0	112,000
Preferred stock, shares outstanding	0	112,000
Preferred Stock, liquidation preference (in dollars per share)	$ 0	$ 100
Series C 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 29,308 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share plus accumulated but undeclared dividends at December 31, 2014
Preferred stock, dividend rate	8.40%	8.40%
Preferred stock, shares authorized	300,000	300,000
Preferred stock, shares issued	0	29,308
Preferred stock, shares outstanding	0	29,308
Preferred Stock, liquidation preference (in dollars per share)	$ 0	$ 100

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Loans, including fees	$ 36,717	$ 36,344	$ 33,819
Securities available for sale and stock	1,710	1,613	1,599
Interest-bearing deposits with financial institutions	370	333	233
Total interest income	38,797	38,290	35,651
Interest expense:
Deposits	4,559	4,817	4,421
Borrowings	710	1,012	896
Total interest expense	5,269	5,829	5,317
Net interest income	33,528	32,461	30,334
Provision for loan and lease losses	0	1,500	4,505
Net interest income after provision for loan and lease losses	33,528	30,961	25,829
Noninterest income
Service fees on deposits and other banking services	918	896	801
Net gains on sale of securities available for sale	0	0	44
Net gain on sale of small business administration loans	0	2,074	0
Other noninterest income	1,768	1,400	348
Total noninterest income	2,686	4,370	1,193
Noninterest expense
Salaries and employee benefits	22,002	22,571	19,585
Occupancy	2,871	2,499	2,234
Equipment and depreciation	1,652	1,541	1,609
Data processing	1,035	931	786
FDIC expense	1,250	1,336	1,769
Other real estate owned expense, net	365	1,962	3,233
Professional fees	2,514	2,434	2,936
Business development	488	262	340
Loan related expense	414	532	355
Insurance	341	484	578
Other operating expense	2,392	2,256	2,921
Total noninterest expense	35,324	36,808	36,346
Income (loss) from continuing operations before income taxes	890	(1,477)	(9,324)
Income tax (benefit) provision	(11,551)	(608)	5,610
Net income (loss) from continuing operations	12,441	(869)	(14,934)
Discontinued Operations
Income (loss) from discontinued operations before income taxes	0	1,937	(7,721)
Income tax provision (benefit)	0	711	(439)
Net income (loss) from discontinued operations	0	1,226	(7,282)
Net income (loss)	12,441	357	(22,216)
Dividends on preferred stock	(927)	0	0
Inducements for exchange of the preferred stock	(512)	0	0
Net income (loss) allocable to common shareholders	$ 11,002	$ (806)	$ (23,298)
Basic income (loss) per common share:
Net (loss) income from continuing operations (in dollars per common share)	$ 0.54	$ (0.11)	$ (0.88)
Net (loss) income available to common shareholders (in dollars per common share)	0.54	(0.04)	(1.28)
Diluted income (loss) per common share:
Net (loss) income from continuing operations (in dollars per common share)	0.53	(0.11)	(0.88)
Net (loss) income available to common shareholders (in dollars per common share)	$ 0.53	$ (0.04)	$ (1.28)
Weighted average number of common shares outstanding:
Basic (in shares)	20,516,575	19,230,913	18,240,891
Diluted (in shares)	20,675,279	19,230,913	18,240,891
Dividend declared
Discontinued Operations
Accumulative dividends on preferred stock	$ 0	$ (547)	$ (538)
Dividend undeclared
Discontinued Operations
Accumulative dividends on preferred stock	$ 0	$ (616)	$ (544)

CONSOLIDATED STATEMENT OF COMPR

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 12,441	$ 357	$ (22,216)
Other comprehensive income (loss), net of tax:
Change in unrealized (loss) gain on securities available for sale	(118)	1,462	(1,609)
Change in net unrealized gain and prior service benefit on supplemental executive retirement plan	0	0	20
Total comprehensive income (loss)	$ 12,323	$ 1,819	$ (23,805)

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Series A, B, and C Preferred stock	Common stock	Retained earnings (accumulated deficit)	Accumulated other comprehensive income (loss)	Series B Preferred Stock	Series B Preferred StockSeries A, B, and C Preferred stock	Series B Preferred StockCommon stock	Series C Preferred Stock	Series C Preferred StockSeries A, B, and C Preferred stock	Series C Preferred StockCommon stock
Beginning Balance at Dec. 31, 2012	$ 122,876	$ 10,027	$ 112,790	$ 624	$ (565)
Beginning Balance (in shares) at Dec. 31, 2012		125,000	16,677,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of common stock	14,978		$ 14,978
Issuance of common stock (in shares)			2,222,000
Exchange of Preferred Stock to common stock (in shares)			141,000
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock	0	$ 538		(538)
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock (in shares)		5,000							5,382
Common stock based compensation expense	804		$ 804
Common stock options exercised	$ 305		$ 305
Common stock options exercised (in shares)	94,244		95,000
Net income (loss)	$ (22,216)			(22,216)
Other comprehensive income (loss)	(1,589)				(1,589)
Ending Balance at Dec. 31, 2013	$ 115,158	$ 10,565	$ 128,877	(22,130)	(2,154)
Ending Balance (in shares) at Dec. 31, 2013		130,000	19,135,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Issuance of restricted stock, net (in shares)	51,000
Tax effect from vesting of restricted stock	$ (52)
Tax effect from vesting of restricted stock (in shares)	(12,000)
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock	$ 0	$ 1,112		(1,112)
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock (in shares)		11,000							11,123
Common stock based compensation expense	1,139		$ 1,139
Common stock options exercised	$ 1,217		$ 1,217
Common stock options exercised (in shares)	288,892		289,000
Net income (loss)	$ 357			357
Other comprehensive income (loss)	1,462				1,462
Ending Balance at Dec. 31, 2014	119,281	$ 11,677	$ 131,181	(22,885)	(692)
Ending Balance (in shares) at Dec. 31, 2014		141,000	19,463,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Exchange of Preferred Stock to common stock						$ 0	$ (8,747)	$ 8,747	$ 0	$ (3,523)	$ 3,523
Exchange of Preferred Stock to common stock (in shares)						112,000	(112,000)	2,105,000	35,225	(35,000)	662,000
Dividends on preferred stock exchanged for common stock	0		$ 927	(927)
Dividends on preferred stock exchanged for common stock (in shares)			174,000
Inducement for exchange of preferred stock for common stock	0		$ 512	(512)
Inducement for exchange of preferred stock for common stock (in shares)			68,000
Costs related to the exchange of preferred stock for common stock	(324)		$ (324)
Issuance of restricted stock, net (in shares)			68,000
Tax effect from vesting of restricted stock	(109)		$ (109)
Tax effect from vesting of restricted stock (in shares)			(16,000)
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock	0	$ 593		(593)
Series C Preferred Stock issued as a stock dividend on Series B Preferred Stock (in shares)		6,000							5,917
Common stock based compensation expense	1,234		$ 1,234
Common stock options exercised	$ 1,511		$ 1,511
Common stock options exercised (in shares)	296,100		296,000
Net income (loss)	$ 12,441			12,441
Other comprehensive income (loss)	(118)				(118)
Ending Balance at Dec. 31, 2015	$ 133,916	$ 0	$ 147,202	$ (12,476)	$ (810)
Ending Balance (in shares) at Dec. 31, 2015		0	22,820,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows From Operating Activities:
Net income (loss)	$ 12,441	$ 357	$ (22,216)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	525	462	536
Provision for loan and lease losses	0	1,500	4,505
Amortization of premium on securities	319	331	462
Net gains on sales of securities available for sale	0	0	(44)
Other	0	(105)	262
Net amortization of deferred fees and unearned income on loans	(607)	(662)	(386)
Net (gain) loss on sales of other real estate owned	(44)	296	(1,324)
Net gain on sale of premises and equipment	(27)	(56)	(14)
Net gain on sale of small business administration loans	0	(2,074)	0
Small business administration loan originations	0	(27,097)	0
Proceeds from sale of small business administration loans	0	29,245	0
Write down of other real estate owned	85	343	1,922
Stock-based compensation expense	1,234	1,139	804
Tax effect of restricted stock vesting	(109)	(52)	0
Changes in operating assets and liabilities:
Net decrease (increase) in accrued interest receivable	170	(419)	225
Net (increase) decrease in other assets	(561)	(696)	958
Net (increase) decrease in deferred taxes	(11,562)	1,620	4,165
Net (increase) decrease in income taxes receivable	(49)	(691)	1,605
Net increase (decrease) in accrued interest payable	33	(2,063)	453
Net increase (decrease) in other liabilities	80	(1,304)	97
Net cash provided by discontinued operations	0	8,702	43,574
Net cash provided by operating activities	1,928	8,776	35,584
Cash Flows From Investing Activities:
Net decrease (increase) in interest-bearing time deposits with financial institutions	3	(2,245)	0
Maturities of and principal payments received on securities available for sale and other stock	8,409	9,403	13,256
Purchase of securities available for sale and other stock	(283)	(1,863)	(1,215)
Proceeds from sale of securities available for sale and other stock	0	0	6,689
Principal payments received on other investments	2,087	0	0
Proceeds from sale of other real estate owned	1,181	15,269	10,405
Capitalized cost of other real estate owned	0	(21)	(308)
Net increase in loans	(25,209)	(65,668)	(50,245)
Purchases of premises and equipment	(575)	(334)	(618)
Proceeds from sale of premises and equipment	27	77	71
Net cash used in investing activities	(14,360)	(45,382)	(21,965)
Cash Flows From Financing Activities:
Proceeds from sale of common stock	0	0	14,978
Payments for exchange of preferred stock for common stock	(324)	0	0
Net (decrease) increase in deposits	(22,469)	136,084	(65,170)
Proceeds from borrowings	0	0	35,000
Payments of borrowings	(29,500)	(30,500)	(20,000)
Proceeds from exercise of common stock options	1,511	1,217	305
Net cash (used in) provided by financing activities	(50,782)	106,801	(34,887)
Net (decrease) increase in cash and cash equivalents	(63,214)	70,195	(21,268)
Cash and Cash Equivalents, beginning of period	177,135	106,940	128,208
Cash and Cash Equivalents, end of period	113,921	177,135	106,940
Supplementary Cash Flow Information:
Cash paid for interest on deposits and other borrowings	5,236	7,892	4,864
Cash paid for income taxes	58	0	0
Non-Cash Investing Activities:
Transfer of loans into other real estate owned	280	5,188	5,276
Transfer of loans held for sale to loans held for investment	0	0	5,319
Non-Cash Financing Activities:
Series C Preferred Stock issued in connection with dividends on Series B Preferred Stock	593	1,112	538
Exchange of Series B and Series C Preferred Stock for common stock	$ 13,709	$ 0	$ 0

Nature of Business

Nature of Business	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Business	Nature of Business Organization Pacific Mercantile Bancorp (“PMBC”) is a bank holding company which, through its wholly owned subsidiary, Pacific Mercantile Bank (the “Bank”), is engaged in the commercial banking business in Southern California. PMBC is registered as a one bank holding company under the United States Bank Holding Company Act of 1956, as amended, and, as such, is regulated by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”) and the Federal Reserve Bank of San Francisco (“FRBSF”) under delegated authority from the Federal Reserve Board. Substantially all of our operations are conducted and substantially all of our assets are owned by the Bank, which accounts for substantially all of our consolidated revenues, expenses, and income. The Bank provides a full range of banking services to small and medium-size businesses and professionals in Orange, Los Angeles, San Bernardino and San Diego counties in Southern California and is subject to competition from other banks and financial institutions and from financial services organizations conducting operations in those same markets. The Bank is chartered by the California Department of Business Oversight under the Division of Financial Institutions and is a member of the FRBSF. In addition, the deposit accounts of the Bank’s customers are insured by the Federal Deposit Insurance Corporation up to the maximum amount allowed by law. During the first quarter of 2013, PMBC organized a new wholly-owned subsidiary, PM Asset Resolution, Inc. ("PMAR"), for the purpose of purchasing certain non-performing loans and other real estate from the Bank and thereafter collecting or disposing of those assets. During the fourth quarter of 2013, the Bank announced the closure of our mortgage banking business, which was completed in the third quarter of 2014. The Bank operated a direct-to-consumer retail mortgage banking business, originating and funding residential mortgage loans and selling those loans, generally within the succeeding 30 days. Our mortgage banking operations are classified as discontinued operations within the financial statements and footnotes for all presented periods. PMBC, the Bank and PMAR are sometimes referred to, together, on a consolidated basis, in this report as the “Company” or as “we”, “us” or “our”.

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies The accompanying consolidated financial statements have been prepared in accordance with the instructions of the U.S. Securities and Exchange Commission (the “SEC”) to Form 10-K and in accordance with generally accepted accounting principles in effect in the United States (“GAAP”), on a basis consistent with prior periods. Use of Estimates The preparation of the financial statements in conformity with GAAP requires us to make certain estimates and assumptions that could affect the reported amounts of certain of our assets, liabilities, and contingencies at the date of the financial statements and the reported amounts of our revenues and expenses during the reporting periods. For the fiscal periods covered by this Report, those estimates related primarily to our determinations of the allowance for loan and lease losses (“ALLL”), the fair values of securities available for sale, repurchase reserves on mortgage loans sold, and the determination of reserves pertaining to deferred tax assets. If circumstances or financial trends on which those estimates were based were to change in the future or there were to occur any currently unanticipated events affecting the amounts of those estimates, our future financial position or results of operations could differ, possibly materially, from those expected at the current time. Principles of Consolidation Our consolidated financial statements for the years ended December 31, 2015 , 2014 and 2013 include the accounts of PMBC, the Bank and PMAR. All significant intercompany balances and transactions were eliminated in consolidation. Discontinued Operations The revenues and expenses of our mortgage banking division are reported in the consolidated statements of operations as discontinued operations for all periods presented. In determining whether the revenues and expenses are reported as discontinued operations, we evaluate whether we have any significant continuing involvement in the management of any of the mortgage banking operations. If we were to determine that we had any significant continuing involvement, the revenues and expenses of the respective operations would not be recorded in discontinued operations. As of December 31, 2015 and 2014 , we determined that the mortgage repurchase reserves are a liability of the Bank and are not included within the liabilities of discontinued operations. The repurchase reserves are included within other liabilities of the consolidated statements of financial condition. Cash and Cash Equivalents For purposes of the statements of cash flow, cash and cash equivalents consist of cash and due from banks, interest bearing demand deposits with the FRBSF, federal funds sold and interest-bearing deposits, with original maturities of 90 days or less, with financial institutions. Generally, federal funds are sold for one-day periods. As of December 31, 2015 and 2014 the Bank maintained required reserves with FRBSF of approximately $1,356,000 and $724,000 , respectively, which are included in cash and due from banks in the accompanying consolidated statements of financial condition. Federal Home Loan Bank Stock and Federal Reserve Bank Stock The Bank, as a member of the Federal Home Loan Bank System, is required to maintain an investment in capital stock of the Federal Home Loan Bank of San Francisco (“FHLB”) in varying amounts based on asset size and on amounts borrowed from the FHLB. Because no ready market exists and there is no quoted market value for this stock, the Bank’s investment in this stock is carried at cost. The Bank also maintains an investment in capital stock of the FRBSF, which is carried at cost because no ready market exists and there is no quoted market value for this stock. Securities Available for Sale, at Fair Value Securities available for sale are those which we intend to hold for an indefinite period of time, but which may be sold in response to changes in liquidity needs, changes in interest rates, changes in prepayment risks and other similar factors. These securities are recorded at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of taxes. Purchased premiums and discounts are recognized as interest income using the interest method over the term of these securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Declines in the fair value of these securities below their cost which are other-than-temporary are reflected in earnings as realized losses. In determining other-than-temporary losses, we consider a number of factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether we have the intent to sell the security or it is more likely than not that we will be required to sell the security before its anticipated recovery. A high degree of subjectivity and judgment is involved in assessing whether an other-than-temporary decline exists and such assessments are based on information available to us at the time we make such assessments. Loan Loss Obligation on Loans Previously Sold Upon a sale of mortgage loans held for sale (“LHFS”) that we have originated, the risk of loss due to default by the borrower is generally transferred to the investor. However, we are required to make certain representations to the purchasers of such loans relating to credit information, loan documentation and collateral. These representations and warranties may extend through the contractual life of the loan. If subsequent to the sale of such a loan, any underwriting deficiencies, borrower fraud or documentation defects are discovered with respect to the loan, we may become obligated to repurchase the loan or indemnify the investors for any losses from borrower defaults if such deficiencies or defects cannot be cured within the specified cure periods following their discovery. The obligation for losses attributable to any erroneous representations and warranties or other deficiencies or defects is recorded at its estimate of expected future losses using historical and projected loss frequency and loss severity ratios to estimate our exposure to such losses. In the case of early loan payoffs and early defaults on certain loans, we may be required to repay all or a portion of any premium initially paid by the purchaser of the loan at the time of sale. The obligations associated with early loan payoffs and early defaults on mortgage loans are estimated on the basis of historical loss experience by type of loan. Loans and Allowance for Loan and Lease Losses Loans that we intend and have the ability to hold for the foreseeable future or until maturity or pay-off are stated at their respective principal amounts outstanding, net of unearned income. Interest is accrued daily as earned, except where reasonable doubt exists as to collectability of the loan. A loan with principal or interest that is 90 days or more past due, based on its contractual payment due dates, is placed on nonaccrual status, in which case accrual of interest is discontinued, except that we may elect to continue the accrual of interest when the estimated net realizable value of collateral securing the loan is expected to be sufficient to enable us to recover both principal and accrued interest and those loans are in the process of collection. Generally, interest payments received on nonaccrual loans are applied to principal. Once all principal has been received by us, any additional interest payments are recognized as interest income on a cash basis. An ALLL is established by means of a provision for loan and lease losses that is charged against income. If we conclude that the collection, in full, of the carrying amount of a loan has become unlikely, the loan, or the portion thereof that is believed to be uncollectible, is charged against the ALLL. We carefully monitor changing economic conditions, the loan portfolio by category, the financial condition of borrowers and the history of the performance of the loan portfolio in determining the adequacy of the ALLL. Additionally, as the volume of loans increases, additional provisions for loan losses may be required to maintain the allowance at levels deemed adequate. Moreover, if economic conditions were to deteriorate, causing the risk of loan losses to increase, it would become necessary to increase the allowance to an even greater extent, which would necessitate additional provisions that would be charged to income. We also evaluate the unfunded portion of loan commitments and establish a loss reserve, included in other liabilities, for such unfunded commitments through a charge against noninterest expense. The loss reserve for unfunded loan commitments was $275,000 at each of December 31, 2015 and 2014 . The ALLL is based on estimates, and ultimate loan losses may vary from current estimates. These estimates are reviewed periodically and, as adjustments become necessary, they are recorded in earnings in the periods in which they become known. Impaired Loans A loan is generally classified as impaired when, in management’s opinion, the principal or interest will not be collectible in accordance with its contractual terms. We measure and reserve for impairment on a loan-by-loan basis using either the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral if the loan is collateral dependent. We exclude smaller, homogeneous loans, such as consumer installment loans and lines of credit, from these impairment calculations. Also, loans that experience insignificant payment delays or shortfalls are generally not considered impaired. Restructured Loans We sometimes modify or restructure loans when the borrower is experiencing financial difficulties by making a concession to the borrower in the form of changes in the amortization terms, reductions in the interest rates, the acceptance of interest only payments and, in limited cases, concessions to the outstanding loan balances. These loans are classified as troubled debt restructurings (“TDRs”) and considered impaired loans. TDRs are loans modified for the purpose of alleviating temporary impairments to the borrower’s financial condition or cash flows. A workout plan between us and the borrower is designed to provide a bridge for borrower cash flow shortfalls in the near term. A TDR loan may be returned to accrual status when the loan is brought current, has performed in accordance with the contractual restructured terms for a time frame of at least six months and the ultimate collectability of the total contractual restructured principal and interest in no longer in doubt. These loans, while no longer considered a TDR, are still considered impaired loans. Loan Origination Fees and Costs Loan origination fees and related direct costs for loans held for investment are deferred and amortized to interest income as an adjustment to yield over the respective lives of the loans using the effective interest method, except for loans that are revolving or short-term in nature for which the straight line method is used, which approximates the interest method. Investment in Unconsolidated Subsidiaries Investment in unconsolidated subsidiaries is stated at cost. The unconsolidated subsidiaries are comprised of two grantor trusts established in 2002 and 2004 in connection with our issuance of subordinated debentures in each of those years. Prior to 2004, we organized two business trusts, under the names PMB Statutory Trust III and PMB Capital Trust III, to facilitate our issuance of $7.2 million and $10.3 million , respectively, principal amount of junior subordinated debentures with maturity dates in 2032 and 2034, respectively. The principal amounts remain outstanding as of December 31, 2015 . Other Real Estate Owned Other real estate owned (“OREO”) consists of real properties acquired by us through foreclosure or in lieu of foreclosure in satisfaction of loans. OREO is recorded at fair value less estimated selling costs at the time of acquisition or foreclosure. Loan balances in excess of fair value, less selling costs, are charged to the ALLL prior to foreclosure. Any subsequent operating expenses or income, reductions in estimated fair values and gains or losses on disposition of such properties are charged or credited to current operations. Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization which are charged to expense on a straight-line basis over the estimated useful lives of the assets or, in the case of leasehold improvements, over the term of the leases, whichever is shorter. For income tax purposes, accelerated depreciation methods are used. Maintenance and repairs are charged directly to expense as incurred. Improvements to premises and equipment that extend their useful lives are capitalized. When such an asset is disposed of, the applicable costs and accumulated depreciation thereon are removed from the accounts and any resulting gain or loss is included in current operations. Rates of depreciation and amortization are based on the following estimated useful lives: Furniture and equipment Three to seven years Leasehold improvements Lesser of the lease term or estimated useful life Income Taxes Deferred income taxes and liabilities are determined using the asset and liability method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax basis of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. We record as a deferred tax asset on our balance sheet an amount equal to the tax credit and tax loss carryforwards and tax deductions ("tax benefits") that we believe will be available to us to offset or reduce the amount of our income taxes in future periods. Under applicable federal and state income tax laws and regulations, such tax benefits will expire if not used within specified periods of time. Accordingly, the ability to fully use our deferred tax asset depends on the amount of taxable income that we generate during those time periods. At least once each year, or more frequently, if warranted, we make estimates of future taxable income that we believe we are likely to generate during those future periods. If we conclude, on the basis of those estimates and the amount of the tax benefits available to us, that it is more likely than not that we will be able to fully utilize those tax benefits prior to their expiration, we recognize the deferred tax asset in full on our balance sheet. On the other hand, if we conclude on the basis of those estimates and the amount of the tax benefits available to us that it has become more likely than not that we will be unable to utilize those tax benefits in full prior to their expiration, then, we would establish (or increase any existing) valuation allowance to reduce the deferred tax asset on our balance sheet to the amount which we believe we are more likely than not to be able to utilize. Such a reduction is implemented by recognizing a non-cash charge that would have the effect of increasing the provision, or reducing any credit, for income taxes that we would otherwise have recorded in our statement of operations. The determination of whether and the extent to which we will be able to utilize our deferred tax asset involves significant management judgments and assumptions that are subject to period to period changes as a result of changes in tax laws, changes in market or economic conditions that could affect our operating results or variances between our actual operating results and our projected operating results, as well as other factors. Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the largest amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement. Earnings (Loss) Per Share Basic income (loss) per share for any fiscal period is computed by dividing net income (loss) allocable to our common shareholders for such period by the weighted average number of common shares outstanding during that period. Fully diluted income (loss) per share reflects the potential dilution that could have occurred assuming the conversion of any convertible securities into common stock at conversion prices, and the exercise of all outstanding options and warrants to purchase shares of our common stock at exercise prices, that were less than the market price of our shares, thereby increasing the number of shares outstanding during the period, and is determined using the treasury method. Although accumulated undeclared dividends on our preferred stock are not recorded in the accompanying consolidated statement of operations, such dividends are included for purposes of computing earnings (loss) per share available to our common shareholders. Stock Option Plans We follow Financial Accounting Standards Board (“FASB”) Accounting Standard Codification (“ASC”) 718-10, Share-Based Payment , which requires entities that grant stock options or other equity compensation awards to employees to recognize in their financial statements the fair values of those options or share awards as compensation cost over their requisite service (vesting) periods of those options or share awards. Since stock-based compensation cost that is recognized in the statements of operations is to be determined based on the equity compensation awards that we expect will ultimately vest, that compensation expense is reduced for estimated forfeitures of unvested options or unvested share awards that typically occur due primarily to terminations of employment of optionees or recipients of such share awards. Forfeitures are required to be estimated at the time of the grant of options or other share awards and are revised, if necessary, in subsequent periods if actual forfeitures differ from those earlier estimates. For purposes of the determination of stock-based compensation expense for the year ended December 31, 2015 , we estimated forfeitures of 11.9% of the options that were granted to officers and other employees. Comprehensive Income (Loss) Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. However, certain changes in assets and liabilities, such as unrealized gains and losses on securities available for sale, are reported as a separate component of the equity in the accompanying consolidated statement of financial condition, net of income taxes, and such items, along with net income, are components of comprehensive income (loss). Segment Reporting During the years ended December 31, 2015 , 2014 and 2013 , we had one reportable segment, which was our commercial banking division, and one non-reportable segment which was our discontinued operations related to our mortgage banking division. In connection with our exit from the mortgage banking business in 2013, the revenues and expenses of our mortgage banking division have been classified as discontinued operations for all periods presented. Recent Accounting Pronouncements In February 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-04, “Receivables — Troubled Debt Restructurings by Creditors (Subtopic 310-40) — Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” which amended its guidance to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. This guidance is effective for interim and annual periods beginning after December 15, 2014. Early adoption is permitted. We adopted this guidance on January 1, 2015 and it did not have a material effect on our consolidated financial statements. In April 2014, the FASB issued ASU 2014-08, “ Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” which amended its guidance on classification and reporting of discontinued operations. The amendments clarify when an entity should classify a component as discontinued operations, how to report the balances related to discontinued operations for prior periods, and additional disclosure requirements for discontinued operations. This guidance is effective for interim and annual periods beginning after December 15, 2014. Early adoption is permitted only for disposals which have not been previously reported. We adopted this guidance on January 1, 2015 and it did not have a material effect on our consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606),” which amended its guidance on revenue recognition to conform with international accounting guidance under the International Accounting Standards Board. The ASU provides a framework for addressing revenue recognition and replaces most existing revenue recognition guidance, as well as requires increased disclosure requirements. In August 2015, the FASB issued ASU 2015-14 to defer the effective date of ASU 2014-09 by one year. Accordingly, this guidance is effective for interim and annual periods beginning after December 15, 2017 with early adoption permitted for interim and annual periods beginning after December 15, 2016. We will adopt this guidance on January 1, 2018. We are currently evaluating the expected impact on our consolidated financial statements. In June 2014, the FASB issued ASU 2014-11, “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period,” which amended its guidance on how to account for certain performance related share-based compensation plans. The amendments clarify the guidance on how to account for performance based awards when the requisite service period is met prior to potential performance targets being achieved. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have a material effect on our consolidated financial statements. In August 2014, the FASB issued ASU 2014-15, “Presentation of Financial Statements — Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern,” which defines management's responsibility to evaluate whether there is substantial doubt about an organization's ability to continue as a going concern and clarifies when to provide related footnote disclosure. This guidance is effective for interim and annual periods beginning after December 15, 2016. Early adoption is permitted. We will adopt this guidance on January 1, 2017 and do not expect it to have a material effect on our consolidated financial statements. In January 2015, the FASB issued ASU 2015-01, “Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items,” which eliminated the concept of extraordinary items from GAAP. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2015 and it did not have an impact on our consolidated financial statements. In February 2015, the FASB issued ASU 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis,” amends the guidance for assessing how relationships of related parties affect the consolidation analysis, eliminates the presumption that a general partner should consolidate a limited partnership, eliminates the consolidation model specific to limited partnerships, clarifies when fees paid to a decision maker should be a factor in consolidation of a variable interest entity, and reduces the number of variable interest entity consolidation models. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have an impact on our consolidated financial statements. In April 2015, the FASB issued ASU 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs,” which requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability. This simplifies the presentation of debt issuance costs and makes the presentation consistent with the presentation of debt discounts. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have a material impact on our consolidated financial statements. In August 2015, the FASB issued ASU 2015-15, “Interest - Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements — Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting,” which clarifies the accounting for debt issuance costs for line-of-credit arrangements. We adopted this guidance on January 1, 2016 and it did not have a material impact on our consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities,” which enhances the reporting model for financial instruments to provide users of financial statements with more useful information. Some of the provisions include: requiring equity investments to be measured at fair value with changes in fair value recognized in net income, simplifying the impairment assessment of equity investments without readily determinable fair values, eliminating the requirement to disclose the method and significant assumptions used to estimate fair value on financial instruments measured at amortized cost on the balance sheet, requiring public business entities to use the exit price notion when measuring the fair value of financial instruments, requiring the reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the organization has elected to measure the liability at fair value in accordance with the fair value option, requiring separate presentation of financial assets and liabilities by measurement category and form of financial asset on the balance sheet or notes to the financial statements, and clarifying that the reporting organization should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the organization's other deferred tax assets. This guidance is effective for interim and annual periods beginning after December 15, 2017. Early adoption is not permitted for public companies. We will adopt this guidance on January 1, 2018 and do not expect it to have a material impact on our consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842),” which requires lessees to recognize the following for all leases (with the exception of short-term leases) at the commencement date: a lease liability measured on a discounted basis and a right-of-use asset a specified asset for the lease term. Under the new guidance, lessor account is largely unchanged and the the accounting for sale and leaseback transactions were simplified. This guidance is effective for interim and annual periods beginning after December 15, 2018. Early adoption is permitted. We will adopt this guidance on January 1, 2019 and do not expect it to have a material impact on our consolidated financial statements and our disclosures related to leases. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. The Company recognizes in the financial statements the effects of all subsequent events that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing the financial statements. The Company’s financial statements do not recognize subsequent events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after the balance sheet date and before financial statements are available to be issued. The Company has evaluated events subsequent through the date these consolidated financial statements were filed with the SEC.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Under FASB ASC 820-10, we group assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Risks with Fair Value Measurements Fair value estimates are made at a discrete point in time based on relevant market information and other information about the financial instruments. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based in large part on judgments we make primarily regarding current economic conditions, risk characteristics of various financial instruments, prepayment rates, and future expected loss experience. These estimates are subjective in nature and invariably involve some inherent uncertainties. Additionally, the occurrence of unexpected events or changes in circumstances can occur that could require us to make changes to our assumptions and which, in turn, could significantly affect and require us to make changes to our previous estimates of fair value. In addition, the fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of existing and anticipated future customer relationships and the value of assets and liabilities that are not considered financial instruments, such as premises and equipment and OREO. Measurement Methodology Cash and Cash Equivalents. The fair value of cash and cash equivalents approximates its carrying value. Interest-Bearing Deposits with Financial Institutions. The fair values of interest-bearing deposits maturing within one year approximate their carrying values. FHLB and FRBSF Stock. The Bank is a member of the FHLB and the FRBSF. As members, we are required to own stock of the FHLB and the FRBSF, the amount of which is based primarily on the level of our borrowings from those institutions. We also have the right to acquire additional shares of stock in either or both of the FHLB and the FRBSF. During the year ended December 31, 2015 , we purchased $33 thousand in value of FHLB stock and no shares of FRBSF stock. The fair values of the FHLB and FRBSF stock are equal to their respective carrying amounts, are classified as restricted securities and are periodically evaluated for impairment based on our assessment of the ultimate recoverability of our investments in that stock. Any cash or stock dividends paid to us on such stock are reported as income. Investment Securities Available for Sale. Fair value measurement for our investment securities available for sale is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 investment securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the- counter markets and money market funds. Level 2 investment securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed securities in less liquid markets. Impaired Loans . Loans measured for impairment are measured at an observable market price (if available), or the fair value of the loan’s collateral (if the loan is collateral dependent). The fair value of an impaired loan may be estimated using one of several methods, including collateral value, market value of similar debt, liquidation value and discounted cash flows. Those impaired loans not requiring a specific loan loss reserve represent loans for which the fair value of the expected repayments or collateral exceeds the recorded investments in such loans. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan at Level 2. When an appraised value is not available or we determine that the fair value of the collateral is further impaired below the appraised value and there is no observable market price, we record the impaired loan at Level 3. Loans . The fair value for loans with variable interest rates less a credit discount is the carrying amount. The fair value of fixed rate loans is derived by calculating the discounted value of future cash flows expected to be received by the various homogeneous categories of loans. All loans have been adjusted to reflect changes in credit risk. Changes are not recorded directly as an adjustment to current earnings or comprehensive income, but rather as an adjustment component in determining the overall adequacy of the loan loss reserve. Other Real Estate Owned . OREO is reported at its net realizable value (fair value less estimated costs to sell) at the time any real estate collateral is acquired by the Bank in satisfaction of a loan. Subsequently, OREO is carried at the lower of carrying value or fair value less estimated costs to sell. Fair value is determined based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the foreclosed asset at Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, we record the foreclosed asset at Level 3. Deposits. Deposits are carried at historical cost. The carrying amounts of deposits from savings and money market accounts are deemed to approximate fair value as they either have no stated maturities or short-term maturities. Certificates of deposit are estimated utilizing discounted cash flow techniques. The interest rates applied are rates currently being offered for similar certificates of deposit. Borrowings. The fair value of borrowings is the carrying amount for those borrowings that mature on a daily basis. The fair value of term borrowings is derived by calculating the discounted value of future cash flows expected to be paid out by the Company. Junior Subordinated Debentures. The fair value of the junior subordinated debentures is based on quoted market prices of the underlying securities. These securities are variable rate in nature and repriced quarterly. Commitments to Extend Credit and Standby Letters of Credit. The fair value of commitments to extend credit and standby letters of credit are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Interest Receivable and Interest Payable. The carrying amounts of our accrued interest receivable and accrued interest payable are deemed to approximate fair value. Assets Recorded at Fair Value on a Recurring Basis The following tables show the recorded amounts of assets and liabilities measured at fair value on a recurring basis at December 31, 2015 and 2014 . At December 31, 2015 (Dollars in thousands) Total Level 1 Level 2 Level 3 Assets and Liabilities at Fair Value: Investment securities available for sale Mortgage backed securities issued by U.S. agencies $ 45,154 $ — $ 45,154 $ — Collateralized mortgage obligations issued by non-agency 632 — 632 — Asset-backed securities 1,480 — — 1,480 Mutual funds 4,983 4,983 — — Total securities available for sale at fair value $ 52,249 $ 4,983 $ 45,786 $ 1,480 At December 31, 2014 (Dollars in thousands) Total Level 1 Level 2 Level 3 Assets and Liabilities at Fair Value: Investment securities available for sale Mortgage backed securities issued by U.S. agencies $ 53,739 $ — $ 53,739 $ — Collateralized mortgage obligations issued by non agency 777 — 777 — Asset-backed securities 1,650 — — 1,650 Mutual funds 4,760 4,760 — — Total securities available for sale at fair value $ 60,926 $ 4,760 $ 54,516 $ 1,650 The changes in Level 3 assets measured at fair value on a recurring basis are summarized as follows for the year ended December 31, 2015 : Asset Backed Securities (Dollars in thousands) Balance of recurring Level 3 instruments at December 31, 2014 $ 1,650 Total gains or losses (realized/unrealized): Included in other comprehensive income (114 ) Settlements (56 ) Transfers in and/or out of Level 3 — Balance of Level 3 assets at December 31, 2015 $ 1,480 Assets Recorded at Fair Value on a Nonrecurring Basis We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Information regarding assets measured at fair value on a nonrecurring basis is set forth in the table below. At December 31, 2015 Total Level 1 Level 2 Level 3 Assets at Fair Value: (Dollars in thousands) Impaired loans $ 25,857 $ — $ — $ 25,857 Other real estate owned 650 — 650 — Total $ 26,507 $ — $ 650 $ 25,857 There were no transfers in or out of Level 3 measurements for nonrecurring items during the year ended December 31, 2015 . Significant Unobservable Inputs and Valuation Techniques of Level 3 Fair Value Measurements For our fair value measurements classified in Level 3 of the fair value hierarchy as of December 31, 2015 , a summary of the significant unobservable inputs and valuation techniques is as follows: Fair Value Measurement as of December 31, 2015 Valuation Techniques Unobservable Inputs Range Weighted Average (Dollars in thousands) Assets Asset-backed security $ 1,480 Third-Party Pricing Marketability discount N/A (1) Illiquidity discount N/A (1) Impaired loans 25,857 Third-Party Pricing Appraisals N/A (2) $ 27,337 (1) Information is unavailable as valuation was obtained from third-party pricing services. (2) We obtain appraisals for our various properties included within impaired loans which primarily rely upon market comparisons. These market comparisons support our assumption that the carrying value of the respective loans either requires or does not require additional impairment. Fair Value Measurements for Other Financial Instruments The table below provides estimated fair values and related carrying amounts of our financial instruments as of December 31, 2015 and December 31, 2014 , excluding financial assets and liabilities which are recorded at fair value on a recurring basis. Estimated Fair Value At December 31, 2015 At December 31, 2014 Carrying Value Total Level 1 Level 2 Level 3 Carrying Value Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 113,921 $ 113,921 $ 113,921 $ — $ — $ 177,135 $ 177,135 177,135 — — Interest-bearing deposits with financial institutions 4,665 4,665 4,665 — — 4,668 4,668 4,668 — — Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock 8,170 8,170 8,170 — — 8,137 8,137 8,137 — — Loans, net 849,733 846,690 — — 846,690 824,197 818,547 — — 818,547 Accrued interest receivable 2,266 2,266 2,266 — — 2,436 2,436 2,436 — — Financial liabilities: Noninterest bearing deposits 249,676 249,676 249,676 — — 237,491 237,491 237,491 — — Interest-bearing deposits 644,164 643,935 — 643,935 — 678,818 678,890 — 678,890 — Borrowings 10,000 9,999 — 9,999 — 39,500 39,418 — 39,418 — Junior subordinated debentures 17,527 17,527 — 17,527 — 17,527 17,527 — 17,527 — Accrued interest payable 255 255 255 — — 222 222 222 — —

Investments

Investments	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments	Investments Securities Available For Sale, at Fair Value The following table sets forth the major components of securities available for sale and compares the amortized costs and estimated fair market values of, and the gross unrealized gains and losses on, these securities at December 31, 2015 and 2014 : (Dollars in thousands) December 31, 2015 December 31, 2014 Amortized Cost Gross Unrealized Estimated Fair Value Amortized Cost Gross Unrealized Estimated Fair Value Gain Loss Gain Loss Securities Available for Sale Mortgage backed securities issued by U.S. Agencies (1) $ 46,126 $ 4 $ (976 ) $ 45,154 $ 54,653 $ 26 $ (940 ) $ 53,739 Collateralized mortgage obligations issued by non agencies (1) 646 — (14 ) 632 790 — (13 ) 777 Asset backed security (2) 2,027 — (547 ) 1,480 2,083 — (433 ) 1,650 Mutual funds (3) 5,000 33 (50 ) 4,983 4,750 45 (35 ) 4,760 Total $ 53,799 $ 37 $ (1,587 ) $ 52,249 $ 62,276 $ 71 $ (1,421 ) $ 60,926 (1) Secured by closed-end first liens on 1-4 family residential mortgages. (2) Comprised of a security that represents an interest in a pool of trust preferred securities issued by U.S.-based banks and insurance companies. (3) Consists primarily of mutual fund investments in closed-end first lien 1-4 family residential mortgages. At December 31, 2015 and 2014 , U.S. agency mortgage backed securities and collateralized mortgage obligations with an aggregate fair market value of $2.9 million and $3.6 million , respectively, were pledged to secure FHLB borrowings, repurchase agreements, local agency deposits and treasury, tax and loan accounts. The amortized cost and estimated fair values of securities available for sale at December 31, 2015 and December 31, 2014 are shown in the tables below by contractual maturities taking into consideration historical prepayments based on the prior twelve months of principal payments. Expected maturities will differ from contractual maturities and historical prepayments, particularly with respect to collateralized mortgage obligations, primarily because prepayment rates are affected by changes in conditions in the interest rate market and, therefore, future prepayment rates may differ from historical prepayment rates. At December 31, 2015 Maturing in (Dollars in thousands) One year or less Over one year through five years Over five years through ten years Over ten Years Total Securities available for sale, amortized cost $ 7,761 $ 26,178 $ 14,164 $ 5,696 $ 53,799 Securities available for sale, estimated fair value 7,599 25,716 13,857 5,077 52,249 Weighted average yield 1.63 % 1.60 % 1.60 % 2.05 % 1.65 % At December 31, 2014 Maturing in (Dollars in thousands) One year or less Over one year through five years Over five years through ten years Over ten Years Total Securities available for sale, amortized cost $ 7,483 $ 29,008 $ 17,448 $ 8,337 $ 62,276 Securities available for sale, estimated fair value 7,359 28,614 17,148 7,805 60,926 Weighted average yield 1.54 % 1.64 % 1.60 % 1.83 % 1.64 % We had no sales of securities available for sale during the years ended December 31, 2015 and December 31, 2014 . We recognized net gains on sales of securities available for sale of $44 thousand on sale proceeds of $6.7 million during the year ended December 31, 2013. The tables below indicate, as of December 31, 2015 and 2014 , the gross unrealized losses and fair values of our investments, aggregated by investment category, and length of time that the individual securities have been in a continuous unrealized loss position. Securities with Unrealized Loss at December 31, 2015 Less than 12 months 12 months or more Total (Dollars in thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Residential mortgage backed securities issued by U.S. Agencies $ 20,597 $ (197 ) $ 23,865 $ (779 ) $ 44,462 $ (976 ) Non-agency collateralized mortgage obligations — — 631 (14 ) 631 (14 ) Asset backed security — — 1,480 (547 ) 1,480 (547 ) Mutual funds 1,728 (23 ) 973 (27 ) 2,701 (50 ) Total $ 22,325 $ (220 ) $ 26,949 $ (1,367 ) $ 49,274 $ (1,587 ) Securities With Unrealized Loss as of December 31, 2014 Less than 12 months 12 months or more Total (Dollars In thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Residential mortgage backed securities issued by U.S. Agencies $ — $ — $ 50,697 $ (940 ) $ 50,697 $ (940 ) Non-agency collateralized mortgage obligations — — 776 (13 ) 776 (13 ) Asset backed security — — 1,651 (433 ) 1,651 (433 ) Mutual funds 2,464 (35 ) — — 2,464 (35 ) Total $ 2,464 $ (35 ) $ 53,124 $ (1,386 ) $ 55,588 $ (1,421 ) We regularly monitor investments for significant declines in fair value. We have determined that declines in the fair values of these investments below their respective amortized costs, as set forth in the tables above, are temporary because (i) those declines were due to interest rate changes and not to a deterioration in the creditworthiness of the issuers of those investment securities, and (ii) we have the intent and ability to hold those securities until there is a recovery in their values or until their maturity. We recognize other-than-temporary impairments (“OTTI”) to our available-for-sale debt securities in accordance with FASB ASC 320-10. When there are credit losses associated with, but we have no intention to sell, an impaired debt security, and it is more likely than not that we will not have to sell the security before recovery of its cost basis, we will separate the amount of impairment, or OTTI, between the amount that is credit related and the amount that is related to non-credit factors. Credit-related impairments are recognized in our consolidated statements of operations. Any non-credit-related impairments are recognized and reflected in other comprehensive income (loss). Through the impairment assessment process, we determined that the available-for-sale securities discussed below were other-than-temporarily impaired at December 31, 2015 . We recorded no impairment credit losses on available-for-sale securities in our consolidated statements of operations for the years ended December 31, 2015 and 2014 . The OTTI related to factors other than credit losses, in the aggregate amount of $534 thousand , was recognized as other comprehensive loss in our accompanying consolidated statement of financial condition. The table below presents, for the years ended December 31, 2015 and 2014 , a roll-forward of OTTI in those instances when a portion of the OTTI was attributable to non-credit related factors and, therefore, was recognized in other comprehensive loss: (Dollars in thousands) Gross Other- Than- Temporary Impairments Other-Than- Temporary Impairments Included in Other Comprehensive Loss Net Other-Than- Temporary Impairments Included in Retained Earnings (Deficit) Balance – December 31, 2013 $ (1,459 ) $ (906 ) $ (553 ) Changes in market value on securities for which an OTTI was previously recognized 455 455 — Principal received on OTTI security 18 18 — Balance – December 31, 2014 $ (986 ) $ (433 ) $ (553 ) Change in market value on a security for which an OTTI was previously recognized (153 ) (153 ) — Principal received on OTTI security 52 52 — Balance – December 31, 2015 $ (1,087 ) $ (534 ) $ (553 ) In determining the component of OTTI related to credit losses, we compare the amortized cost basis of each OTTI security to the present value of its expected cash flows, discounted using the effective interest rate implicit in the security at the date of acquisition. As a part of our OTTI assessment process with respect to securities held for sale with unrealized losses, we consider available information about (i) the performance of the collateral underlying each such security, including any credit enhancements, (ii) historical prepayment speeds, (iii) delinquency and default rates, (iv) loss severities, (v) the age or “vintage” of the security, and (vi) any rating agency reports on the security. Significant judgments are required with respect to these and other factors in order to make a determination of the future cash flows that can be expected to be generated by the security. Based on our OTTI assessment process, we determined that there is one asset-backed security in our portfolio of securities held for sale that was impaired as of December 31, 2015 . This security is a multi-class, cash flow collateralized bond obligation backed by a pool of trust preferred securities issued by a diversified pool of 56 issuers that consisted of 45 U.S. depository institutions and 11 insurance companies at the time of the security’s issuance in November 2007. We purchased $3.0 million face amount of this security in November 2007 at a price of 95.21% for a total purchase price of $2.9 million , out of a total of $363 million of this security sold at the time of issuance. The security that we own (CUSIP 74042CAE8) is the mezzanine class B piece security with a variable interest rate of 3 month LIBOR plus 60 basis points, which had a rating of Aa2 and AA by Moody’s and Fitch, respectively, at the time of issuance in 2007. As of December 31, 2015 the amortized cost of this security was $2.0 million with a fair value of $1.5 million , for an unrealized loss of approximately $547 thousand . As of December 31, 2015 , the security had a Baa3 rating from Moody’s and a B rating from Fitch and had experienced $42.5 million in defaults ( 12.5% of total current collateral) and $7.0 million in deferring securities ( 2.1% of total current collateral) from issuance to December 31, 2015 . As of December 31, 2015 , the mezzanine class B tranche had $59.5 million in excess subordination. We have made a determination that the remainder of our securities with respect to which there were unrealized losses as of December 31, 2015 are not other-than-temporarily impaired, because we have concluded that we have the intent and ability to continue to hold those securities until their respective fair market values increase above their respective amortized costs or, if necessary, until their respective maturities. In reaching that conclusion we considered a number of factors and other information, which included: (i) the significance of each such security, (ii) the amount of the unrealized losses attributable to each such security, (iii) our liquidity position, (iv) the impact that retention of those securities could have on our capital position and (v) our evaluation of the expected future performance of these securities (based on the criteria discussed above). Other Investments As of December 31, 2014 , we had one investment in a limited partnership which was accounted for under the equity method of accounting and included within other assets on the consolidated statements of financial condition. During the year ended December 31, 2015 , we redeemed 100% of our investment in the limited partnership for a return of capital of $2.1 million . As of December 31, 2015 and December 31, 2014 , our other investment was as follows: December 31, 2015 2014 (Dollars in thousands) Investments accounted for under the equity method $ — $ 2,081

Loans and Allowance for Loan an

Loans and Allowance for Loan and Lease Losses	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Loans and Allowance for Loan and Lease Losses	Loans and Allowance for Loan and Lease Losses The loan portfolio consisted of the following at: December 31, 2015 December 31, 2014 (Dollars in thousands) Amount Percent Amount Percent Commercial loans $ 347,300 40.3 % $ 301,746 36.0 % Commercial real estate loans – owner occupied 195,554 22.7 % 212,515 25.4 % Commercial real estate loans – all other 146,641 17.0 % 146,676 17.5 % Residential mortgage loans – multi-family 81,487 9.5 % 95,276 11.4 % Residential mortgage loans – single family 52,072 6.0 % 64,326 7.7 % Land development loans 10,001 1.2 % 7,745 0.9 % Consumer loans 28,663 3.3 % 9,687 1.2 % Gross loans 861,718 100.0 % 837,971 100.0 % Deferred fee (income) costs, net 731 59 Allowance for loan and lease losses (12,716 ) (13,833 ) Loans, net $ 849,733 $ 824,197 At December 31, 2015 and 2014 , real estate loans of approximately $523.4 million and $424.5 million , respectively, were pledged to secure borrowings obtained from the FHLB. Allowance for Loan and Lease Losses The ALLL represents our estimate of credit losses in our loan and lease portfolio that are probable and estimable at the balance sheet date. We employ economic models that are based on bank regulatory guidelines, industry standards and our own historical loan loss experience, as well as a number of more subjective qualitative factors, to determine both the sufficiency of the ALLL and the amount of the provisions that are required to increase or replenish the ALLL. The ALLL is first determined by (i) analyzing all classified loans (graded as “Substandard” or “Doubtful” under our internal asset quality grading parameters) on non-accrual status for loss exposure and (ii) establishing specific reserves as needed. ASC 310-10 defines loan impairment as the existence of uncertainty concerning collection of all principal and interest in accordance with the contractual terms of a loan. For collateral dependent loans, impairment is typically measured by comparing the loan amount to the fair value of collateral, less estimated costs to sell, with any “shortfall” amount charged off. Other methods can be used in estimating impairment, including market price and the present value of expected future cash flows discounted at the loan’s original interest rate. We are an active lender with the U.S. Small Business Administration and collection of a percentage of the loan balance of many of the loans originated is guaranteed. The ALLL reserves are calculated against the non-guaranteed loan balances. On a quarterly basis, we utilize a classification based loan loss migration model as well as review individual loans in determining the adequacy of the ALLL for homogenous pools of loans that are not subject to specific reserve allocations. Our loss migration analysis tracks 16 quarters of loan loss history and industry loss factors to determine historical losses by classification category for each loan type, except certain consumer loans (automobile, mortgage and credit cards). We then apply these calculated loss factors, together with qualitative factors based on external economic conditions and trends and internal assessments, to the outstanding loan balances in each homogenous group of loans, and then, using our internal asset quality grading parameters, we grade the loans as “Pass,” “Special Mention,” “Substandard” or “Doubtful”. We analyze impaired loans individually. This grading is based on the credit classifications of assets as prescribed by government regulations and industry standards and is separated into the following groups: • Pass: Loans classified as pass include current loans performing in accordance with contractual terms, installment/consumer loans that are not individually risk rated, and loans which exhibit certain risk factors that require greater than usual monitoring by management. • Special Mention: Loans classified as special mention, while generally not delinquent, have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s credit position at some future date. • Substandard: Loans classified as substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. There is a distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. • Doubtful: Loans classified as doubtful have all the weaknesses inherent in a substandard loan, and may also be at delinquency status and have defined weaknesses based on currently existing facts, conditions and values making collection or liquidation in full highly questionable and improbable. Set forth below is a summary of the activity in the ALLL, by portfolio type, during the years ended December 31, 2015 , 2014 and 2013 . (Dollars in thousands) Commercial Real Estate Land Development Consumer and Single Family Mortgages Total ALLL in the year ended December 31, 2015: Balance at beginning of year $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 Charge offs (2,643 ) — (85 ) (199 ) (2,927 ) Recoveries 1,798 4 — 8 1,810 Provision (186 ) (28 ) 71 143 — Balance at end of year $ 6,639 $ 5,109 $ 282 $ 686 $ 12,716 ALLL in the year ended December 31, 2014: Balance at beginning of year $ 5,812 $ 4,517 $ 165 $ 864 $ 11,358 Charge offs (551 ) — — (102 ) (653 ) Recoveries 1,467 76 — 85 1,628 Provision 942 540 131 (113 ) 1,500 Balance at end of year $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 ALLL in the year ended December 31, 2013: Balance at beginning of year $ 6,340 $ 3,487 $ 248 $ 806 $ 10,881 Charge offs (5,945 ) (308 ) (5 ) (200 ) (6,458 ) Recoveries 2,337 5 54 34 2,430 Provision 3,080 1,333 (132 ) 224 4,505 Balance at end of year $ 5,812 $ 4,517 $ 165 $ 864 $ 11,358 Set forth below is information regarding loan balances and the related ALLL, by portfolio type, as of December 31, 2015 and December 31, 2014 . (Dollars in thousands) Commercial Real Estate Land Development Consumer and Single Family Mortgages Total ALLL balance at December 31, 2015 related to: Loans individually evaluated for impairment $ — $ 484 $ — $ — $ 484 Loans collectively evaluated for impairment $ 6,639 $ 4,625 $ 282 $ 686 $ 12,232 Total $ 6,639 $ 5,109 $ 282 $ 686 $ 12,716 Loans balance at December 31, 2015 related to: Loans individually evaluated for impairment $ 12,431 $ 11,107 $ 1,618 $ 701 $ 25,857 Loans collectively evaluated for impairment 334,869 412,575 8,383 80,034 835,861 Total $ 347,300 $ 423,682 $ 10,001 $ 80,735 $ 861,718 ALLL balance at December 31, 2014 related to: Loans individually evaluated for impairment $ 995 $ 537 $ — $ — $ 1,532 Loans collectively evaluated for impairment $ 6,675 $ 4,596 $ 296 $ 734 $ 12,301 Total $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 Loans balance at December 31, 2014 related to: Loans individually evaluated for impairment $ 21,117 $ 7,536 $ 2,111 $ 4,373 $ 35,137 Loans collectively evaluated for impairment 280,629 446,931 5,634 69,640 802,834 Total $ 301,746 $ 454,467 $ 7,745 $ 74,013 $ 837,971 Credit Quality The amounts of nonperforming assets and delinquencies that occur within our loan portfolio factors in our evaluation of the adequacy of the ALLL. The following table provides a summary of the delinquency status of loans by portfolio type at December 31, 2015 and 2014 : (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Total Past Due Current Total Loans Outstanding Loans >90 Days and Accruing At December 31, 2015 Commercial loans $ 2,010 $ 1,008 $ 8,766 $ 11,784 $ 335,516 $ 347,300 $ — Commercial real estate loans – owner-occupied — — 797 797 194,757 195,554 — Commercial real estate loans – all other 316 — 5,207 5,523 141,118 146,641 — Residential mortgage loans – multi-family — — — — 81,487 81,487 — Residential mortgage loans – single family — — 535 535 51,537 52,072 — Land development loans — — 1,618 1,618 8,383 10,001 — Consumer loans — — — — 28,663 28,663 — Total (1) $ 2,326 $ 1,008 $ 16,923 $ 20,257 $ 841,461 $ 861,718 $ — At December 31, 2014 Commercial loans $ 553 $ — $ — $ 553 $ 301,193 $ 301,746 $ — Commercial real estate loans – owner-occupied — — — — 212,515 212,515 — Commercial real estate loans – all other 20 — 2,117 2,137 144,539 146,676 — Residential mortgage loans – multi-family — — — — 95,276 95,276 — Residential mortgage loans – single family 835 — 285 1,120 63,206 64,326 — Land development loans — — 364 364 7,381 7,745 — Consumer loans 17 — — 17 9,670 9,687 — Total $ 1,425 $ — $ 2,766 $ 4,191 $ 833,780 $ 837,971 $ — (1) Loans 90 days or more past due included one consumer mortgage loan collateralized by residential real estate with a recorded investment of $535 thousand which is in the process of foreclosure. Generally, the accrual of interest on a loan is discontinued when principal or interest payments become more than 90 days past due, unless we believe that the loan is adequately collateralized and it is in the process of collection. There were no loans 90 days or more past due and still accruing interest at December 31, 2015 or December 31, 2014 . In certain instances, when a loan is placed on non-accrual status, previously accrued but unpaid interest is reversed against current income. Subsequent collections of cash are applied as principal reductions when received, except when the ultimate collectability of principal is probable, in which case such payments are applied to accrued and unpaid interest, which is credited to income. Non-accrual loans may be restored to accrual status when principal and interest become current and full repayment becomes expected. The following table provides information with respect to loans on nonaccrual status, by portfolio type, as of December 31, 2015 and 2014 : December 31, 2015 2014 (Dollars in thousands) Nonaccrual loans: Commercial loans $ 12,284 $ 16,182 Commercial real estate loans – owner occupied 3,815 2,171 Commercial real estate loans – all other 6,268 2,117 Residential mortgage loans - multi family 447 — Residential mortgage loans – single family 701 1,472 Land development loans 1,618 2,111 Total (1) $ 25,133 $ 24,053 (1) Nonaccrual loans may include loans that are currently considered performing loans. We classify our loan portfolio using internal credit quality ratings. The following table provides a summary of loans by portfolio type and our internal credit quality ratings as of December 31, 2015 and 2014 , respectively. December 31, (Dollars in thousands) 2015 2014 Increase (Decrease) Pass: Commercial loans $ 329,192 $ 280,102 $ 49,090 Commercial real estate loans – owner occupied 189,944 208,687 (18,743 ) Commercial real estate loans – all other 127,702 128,974 (1,272 ) Residential mortgage loans – multi family 81,040 94,817 (13,777 ) Residential mortgage loans – single family 51,371 62,854 (11,483 ) Land development loans 8,383 5,634 2,749 Consumer loans 28,663 9,687 18,976 Total pass loans $ 816,295 $ 790,755 $ 25,540 Special Mention: Commercial loans $ 5,626 $ 351 $ 5,275 Commercial real estate loans – owner occupied 177 — 177 Commercial real estate loans – all other 9,452 6,588 2,864 Residential mortgage loans – multi family — 459 (459 ) Total special mention loans $ 15,255 $ 7,398 $ 7,857 Substandard: Commercial loans $ 12,482 $ 19,655 $ (7,173 ) Commercial real estate loans – owner occupied 5,433 3,828 1,605 Commercial real estate loans – all other 9,487 11,114 (1,627 ) Residential mortgage loans – multi family 447 — 447 Residential mortgage loans – single family 701 1,472 (771 ) Land development loans 1,618 2,111 (493 ) Total substandard loans $ 30,168 $ 38,180 $ (8,012 ) Doubtful: Commercial loans $ — $ 1,638 $ (1,638 ) Total doubtful loans $ — $ 1,638 $ (1,638 ) Total Loans: $ 861,718 $ 837,971 $ 23,747 Impaired Loans A loan generally is classified as impaired and placed on nonaccrual status when, in our opinion, principal or interest is not likely to be collected in accordance with the contractual terms of the loan agreement. We measure for impairments on a loan-by-loan basis, using either the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral if the loan is collateral dependent. The following table sets forth information regarding impaired loans, at December 31, 2015 and December 31, 2014 : December 31, (Dollars in thousands) 2015 2014 Impaired loans: Nonaccruing loans $ 5,063 $ 18,118 Nonaccruing restructured loans 20,070 5,935 Accruing restructured loans (1) 724 11,084 Accruing impaired loans — — Total impaired loans $ 25,857 $ 35,137 Impaired loans less than 90 days delinquent and included in total impaired loans $ 6,584 $ 32,371 (1) See "Troubled Debt Restructurings" below for a description of accruing restructured loans at December 31, 2015 and December 31, 2014 . The table below contains additional information with respect to impaired loans, by portfolio type, as of December 31, 2015 and 2014 : December 31, 2015 December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance (1) Recorded Investment Unpaid Principal Balance Related Allowance (1) (Dollars in thousands) No allowance recorded: Commercial loans $ 12,431 $ 14,137 $ — $ 18,563 $ 18,839 $ — Commercial real estate loans – owner occupied 2,371 2,515 — 2,171 2,440 — Commercial real estate loans – all other 6,668 6,806 — 5,365 5,423 — Residential mortgage loans – multi-family 447 450 — — — — Residential mortgage loans – single family 701 1,037 — 4,373 4,610 — Land development loans 1,618 1,732 — 2,111 2,146 — Total 24,236 26,677 — 32,583 33,458 — With allowance recorded: Commercial loans $ — $ — $ — $ 2,554 $ 2,983 $ 1,532 Commercial real estate loans – owner occupied 1,621 1,872 484 — — — Total 1,621 1,872 484 2,554 2,983 1,532 Total Commercial loans $ 12,431 $ 14,137 $ — $ 21,117 $ 21,822 $ 1,532 Commercial real estate loans – owner occupied 3,992 4,387 484 2,171 2,440 — Commercial real estate loans – all other 6,668 6,806 — 5,365 5,423 — Residential mortgage loans – multi-family 447 450 — — — — Residential mortgage loans – single family 701 1,037 — 4,373 4,610 — Land development loans 1,618 1,732 — 2,111 2,146 — Total 25,857 28,549 484 35,137 36,441 1,532 (1) When the discounted cash flows, collateral value or market price equals or exceeds the recorded investment in the loan, then specific reserves are not required to be set aside for the loan within the ALLL. This typically occurs when the impaired loans have been partially charged-off and/or there have been interest payments received and applied to the balance of the principal outstanding. At December 31, 2015 and December 31, 2014 there were $24.2 million and $32.6 million , respectively, of impaired loans for which no specific reserves had been allocated because these loans, in our judgment, were sufficiently collateralized. Of the impaired loans at December 31, 2015 for which no specific reserves were allocated, $14.2 million had been deemed impaired in the prior year. Average balances and interest income recognized on impaired loans, by portfolio type, for the year ended December 31, 2015 , 2014 and 2013 were as follows: Year Ended December 31, 2015 2014 2013 Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized No allowance recorded: Commercial loans $ 13,455 $ 178 $ 12,590 $ 782 $ 8,691 $ 496 Commercial real estate loans – owner occupied 2,494 115 2,088 18 3,121 — Commercial real estate loans – all other 6,256 337 6,442 290 12,119 188 Residential mortgage loans – multi-family 451 13 — — — — Residential mortgage loans – single family 3,137 — 3,732 148 1,716 187 Land development loans 1,665 7 1,246 91 302 12 Total 27,458 650 26,098 1,329 25,949 883 With allowance recorded: Commercial loans 528 — 2,298 34 — — Commercial real estate loans – owner occupied 815 — 121 — — — Total 1,343 — 2,419 34 — — Total Commercial loans 13,983 178 14,888 816 8,691 496 Commercial real estate loans – owner occupied 3,309 115 2,209 18 3,121 — Commercial real estate loans – all other 6,256 337 6,442 290 12,119 188 Residential mortgage loans – multi-family 451 13 — — — — Residential mortgage loans – single family 3,137 — 3,732 148 1,716 187 Land development loans 1,665 7 1,246 91 302 12 Total $ 28,801 $ 650 $ 28,517 $ 1,363 $ 25,949 $ 883 The interest that would have been earned had the impaired loans remained current in accordance with their original terms was $899 thousand in 2015 , $384 thousand in 2014 and $490 thousand in 2013 . Troubled Debt Restructurings Pursuant to the FASB's ASU No. 2011-2, A Creditor's Determination of whether a Restructuring is a Troubled Debt Restructuring , the Company's TDRs totaled $20.8 million and $17.0 million at December 31, 2015 and December 31, 2014 , respectively. TDRs consist of loans to which modifications have been made for the purpose of alleviating temporary impairments of the borrower's financial condition and cash flows. Those modifications have come in the forms of changes in amortization terms, reductions in interest rates, interest only payments and, in limited cases, concessions to outstanding loan balances. The modifications are made as part of workout plans we enter into with the borrower that are designed to provide a bridge for the borrower's cash flow shortfalls in the near term. If a borrower works through the near term issues, then in most cases, the original contractual terms of the borrower's loan will be reinstated. Of the $20.8 million of TDRs outstanding at December 31, 2015 , $724 thousand were performing in accordance with their terms and accruing interest and $20.1 million were not. Of the $20.1 million nonperforming TDRs, three loan relationships made up $15.7 million of the amount outstanding as of December 31, 2015. Our impairment analysis determined no specific reserves were required on the TDR balances outstanding at December 31, 2015 . The following table presents loans restructured as TDRs during the years ended December 31, 2015 , 2014 and 2013 : Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Performing Commercial loans 2 $ 147 $ 147 — $ — $ — 1 $ 177 $ 177 Commercial real estate - owner occupied 1 177 177 — — — — — — Commercial real estate – all other 1 400 400 — — — 1 613 303 4 724 724 — — — 2 790 480 Nonperforming Commercial loans 3 2,634 2,634 3 2,716 2,672 3 1,357 1,118 Commercial real estate – owner occupied 2 1,778 1,778 — — — — — — Commercial real estate – all other 1 4,114 4,114 — — — — — — Residential mortgage loans – single family — — — 1 244 242 — — — Land development loans — — — — — — 1 439 391 6 8,526 8,526 4 2,960 2,914 4 1,796 1,509 Total troubled debt restructurings 10 $ 9,250 $ 9,250 4 $ 2,960 $ 2,914 6 $ 2,586 $ 1,989 During the years ended December 31, 2015 , 2014 and 2013 , TDRs that were modified within the preceding 12-month period which subsequently defaulted were as follows: Year Ended December 31, 2015 2014 2013 Number of loans Recorded Investment Number of loans Recorded Investment Number of loans Recorded Investment (Dollars in thousands) Commercial loans — $ — — $ — 2 $ 65 Commercial real estate – all other 1 4,114 — — — — Total 1 $ 4,114 — $ — 2 $ 65

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment The major classes of premises and equipment are as follows: (Dollars in thousands) December 31, 2015 2014 Furniture and equipment $ 8,371 $ 8,380 Leasehold improvements 1,910 2,036 10,281 10,416 Accumulated depreciation and amortization (9,139 ) (9,324 ) Total $ 1,142 $ 1,092 The amount of depreciation and amortization included in operating expense was $525,000 , $462,000 and $400,000 for the years ended December 31, 2015 , 2014 and 2013 , respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Deposits	Deposits Asset At December 31, 2015 , we had $103.3 million in interest bearing deposits at other financial institutions, as compared to $167.1 million at December 31, 2014 . The weighted average percentage yields on these deposits for each of the years ended December 31, 2015 and December 31, 2014 was 0.26% and 0.25% , respectively. Interest bearing deposits with financial institutions can be withdrawn on demand and are considered cash equivalents for purposes of the consolidated statements of cash flows. At each of December 31, 2015 and December 31, 2014 , we had $4.7 million of interest-bearing time deposits at other financial institutions, which were scheduled to mature within one year or had no stated maturity date. The weighted average percentage yields on these deposits were 0.53% and 0.32% for the years ended December 31, 2015 and December 31, 2014 , respectively. Liability The aggregate amount of time deposits in denominations of $250,000 or more at December 31, 2015 and 2014 was $58.8 million and $97.8 million , respectively. The scheduled maturities of all time certificates of deposit at December 31, 2015 were as follows: (Dollars in thousands) At December 31, 2015 2016 $ 255,491 2017 20,798 2018 3,106 2019 919 2020 and beyond 12 Total $ 280,326

Borrowings and Contractual Obli

Borrowings and Contractual Obligations	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Borrowings and Contractual Obligations	Borrowings and Contractual Obligations At December 31, 2015 and 2014 , our borrowings and contractual obligations consisted of the following: December 31, (Dollars in thousands) 2015 2014 FHLB advances—short-term $ 10,000 $ 29,500 FHLB advances—long-term — 10,000 $ 10,000 $ 39,500 The table below sets forth the amounts of, the interest rates we pay on, and the maturity dates of these FHLB borrowings. These borrowings had a weighted-average annualized interest rate of 1.02% for the year ended December 31, 2015 . Principal Amounts Interest Rate Maturity Dates (Dollars in thousands) $5,000 1.08% September 19, 2016 5,000 0.96% September 30, 2016 At December 31, 2015 , $523 million of loans were pledged to secure these FHLB borrowings and to support our unfunded borrowing capacity. As of December 31, 2015 , we had unused borrowing capacity of $241 million with the FHLB. The highest amount of borrowings outstanding at any month-end during the year ended December 31, 2015 was $39.5 million . As of December 31, 2014 , we had $29.5 million of outstanding short-term borrowings and $10.0 million of outstanding long-term borrowings that we had obtained from the FHLB. These borrowings had a weighted-average annualized interest rate of 0.75% for the year ended December 31, 2014 . As of December 31, 2014 we had unused borrowing capacity of $175 million with the FHLB. The highest amount of borrowings outstanding at any month-end during the year ended December 31, 2014 was $70 million . These FHLB borrowings were obtained in accordance with the Company’s asset/liability management objective to reduce the Company’s exposure to interest rate fluctuations and increase our contingent funding. Junior Subordinated Debentures . We formed two grantor trusts to sell and issue to institutional investors floating junior trust preferred securities ("trust preferred securities"). The net proceeds from the sales of the trust preferred securities was used in exchange for our issuance to the grantor trusts for the principal amount of our junior subordinated floating rate debentures (the "Debentures"). The payment terms of the Debentures are used by the grantor trusts to make the payments that come due to the holders of the trust preferred securities pursuant to the terms of those securities. The Debentures also were pledged by the grantor trusts as security for the payment obligations of the grantor trusts under the trust preferred securities. Set forth below are the respective principal amounts, and certain other information regarding the terms of the Debentures that remained outstanding as of December 31, 2015 and 2014 : Original Issue Dates Principal Amount Interest Rate (1) Maturity Dates (In thousands) September 2002 $ 7,217 LIBOR plus 3.40% September 2032 October 2004 10,310 LIBOR plus 2.00% October 2034 Total $ 17,527 (1) Interest rate resets quarterly. These Debentures require quarterly interest payments, which are used to make quarterly distributions required to be paid on the corresponding trust preferred securities. Subject to certain conditions, we have the right, at our discretion, to defer those interest payments, and the corresponding distributions on the trust preferred securities, for up to five years. Exercise of this deferral right does not constitute a default of our obligations to pay the interest on the Debentures or the corresponding distributions that are payable on the trust preferred securities. As of December 31, 2015, we were current on all interest payments. Under the Federal Reserve Board rulings, the borrowings evidenced by the Debentures, which are subordinated to all of our other borrowings that are outstanding or which we may obtain in the future, are eligible (subject to certain dollar limitations) to qualify and, at December 31, 2015 and 2014 , $17.0 million of those Debentures qualified as Tier I capital, for regulatory purposes.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions Per ASC 850-10-20, a related party is defined under GAAP to include: affiliates, principal owners and their immediate family members, management and their immediate families, other parties with which the entity may deal if one party controls or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests, and other parties that can significantly influence the management or operating policies of the transacting parties or that have an ownership interest in one of the transacting parties and can significantly influence the other to an extent that one or more of the transacting parties might be prevented from fully pursuing its own separate interests. GAAP requires disclosure of all material related party transactions, excluding compensation arrangements, expense allowances, and items eliminated in consolidation. Excluding the equity transactions described in Note 14, Shareholders' Equity, and the transactions noted below, we have no other related party transactions. Previously, we conducted banking transactions with and made loans to and entered into loan commitments with members of our Board of Directors and certain of the businesses with which they are affiliated or associated. All such loans and loan commitments were made in accordance with applicable laws and government regulations and on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with persons of similar creditworthiness that are not affiliated with us and, when made, did not present any undue risk of collectability. As of December 31, 2015, we are no longer making loans or entering into loan commitments with members of our Board of Directors and their affiliates. As a result, the outstanding loan balance from December 31, 2014 of loans entered into with members of our Board of Directors was paid in full during the year ended December 31, 2015. The following is a summary of loan transactions with members of the Board of Directors and certain of their affiliates and associates: Year Ended December 31, (Dollars in thousands) 2015 2014 (1) Beginning balance $ 96 $ 653 New loans granted — 124 Principal repayments (96 ) (111 ) Transfers out (2) — (570 ) Ending balance $ — $ 96 (1) No loans made to executive officers who are not also directors. (2) Related to loans that no longer meet the qualifications of a related party. Deposits maintained by members of the Board of Directors and executive officers at the Bank totaled $240 thousand and $197 thousand at December 31, 2015 and 2014 , respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The components of income tax expense (benefit) from continuing operations consisted of the following for the years ended December 31: (Dollars in thousands) 2015 2014 2013 Current taxes: Federal $ 5 $ 7 $ 957 State 4 — 289 Total current taxes 9 7 1,246 Deferred taxes: Federal (8,490 ) (455 ) 3,150 State (3,070 ) (160 ) 1,214 Total deferred taxes (11,560 ) (615 ) 4,364 Total income tax (benefit) expense $ (11,551 ) $ (608 ) $ 5,610 The reasons for the differences between the statutory federal income tax rates and our effective tax rates are summarized in the following table: Year Ended December 31, 2015 2014 2013 Federal income tax based on statutory rate 34.0 % 34.0 % 34.0 % State franchise tax net of federal income tax benefit 7.1 6.3 7.0 Permanent differences — (4.1 ) (0.6 ) Other 3.9 2.1 0.2 Valuation allowance (1,343.5 ) 2.9 (100.8 ) Total income tax (benefit) expense (1,298.5 )% 41.2 % (60.2 )% At December 31, 2015 , we have a net deferred tax asset of $17.6 million , as compared with $5.9 million at December 31, 2014 . Adjustments to our deferred tax valuation allowance could be required in the future if we were to conclude, on the basis of our assessment of the realizability of the deferred tax asset, that the amount of that asset which is more likely, than not, to be available to offset or reduce future taxes has decreased. Any such decrease could result in an increase in our provision for income taxes or reductions to our income tax benefits. The components of our net deferred tax asset are as follows at: (Dollars in thousands) December 31, 2015 2014 Deferred tax asset: Allowance for loan and lease losses $ 5,253 $ 5,740 Other than temporary impairment on securities 78 78 Deferred compensation 1,098 1,159 Other accrued expenses 1,421 1,196 Charitable contributions 208 220 Reserve for unfunded commitments 113 113 Tax credits 158 161 Net operating loss carry forward 8,313 8,254 Stock based compensation 651 587 Depreciation and amortization 177 208 Unrealized losses on securities and deferred compensation 637 556 Total deferred tax assets 18,107 18,272 Deferred tax liabilities: State taxes (230 ) (230 ) Other (301 ) (25 ) Total deferred tax liabilities (531 ) (255 ) Valuation allowance — (12,084 ) Total net deferred tax asset $ 17,576 $ 5,933 During the year ended December 31, 2013, management analyzed the positive and negative evidence in determining whether our deferred tax assets were more-likely-than-not to be realized. Based on this analysis, we reestablished a $12.5 million valuation allowance against a substantial portion of our net deferred tax assets when we determined that there was significant negative evidence with respect to our ability to realize such assets. Positive evidence included improvement in our asset quality, tax planning strategies, projected taxable income, and improvement in economic conditions. Negative evidence we considered in making this determination included the history of operating losses, which then diminished our ability to rely on projected taxable income and created uncertainty regarding the realization of a portion of the deferred tax assets at future points in time. As a result, we increased the valuation allowance against our deferred tax asset, which resulted in the recognition of a non-cash income tax charge in the amount of $5.6 million . During the year ended December 31, 2014, we recorded an income tax benefit of $608 thousand . Per ASC 740-20-45-7 all sources of pre-tax income must be considered in determining the tax benefit that results from a loss from continuing operations and that shall be allocated to continuing operations. This benefit is the result of an intraperiod tax allocation where the benefit of the income tax provision that is recorded in discontinued operations and other comprehensive income created a tax benefit in continuing operations. On a net basis we recorded no income tax provision. Based on the analysis performed, and the positive and negative evidence considered, management chose not to release any portion of the $12.1 million valuation allowance as of December 31, 2014. Positive evidence included improvement in our asset quality, tax planning strategies, projected taxable income, and improvement in economic conditions. Negative evidence included historical operating losses. Management determined the negative evidence was significant enough that until such time as we are in continuous periods of pre-tax income we would not make any reversals of our valuation allowance; however, we did conclude that it is more-likely-than-not that the existing $5.9 million net deferred tax asset will be realized. During the year ended December 31, 2015, we recorded an $11.6 million income tax benefit. Management evaluated the positive and negative evidence and determined that there was enough positive evidence to support the full realization of the deferred tax asset and that no valuation allowance was needed. Positive evidence included projected taxable income utilizing objective assumptions based on 2015 actual results, tax planning strategies, improvement in economic conditions and at least 17 years remaining on the life of our $8.3 million deferred tax asset generated from our net operating loss carryforward. Additionally, the Company has generated positive core earnings for the trailing six quarters which demonstrates the ability to be profitable in what is considered to be the Company's core business (as defined in Note 18, Business Segment Information as our commercial banking segment). While the decision to exit the mortgage business in 2013 did not necessarily ensure that the Company would become profitable, the results provide positive evidence that the decision to exit the unprofitable business is sufficient to overcome the losses incurred in recent years. Negative evidence we considered in making this determination included our three-year cumulative loss deficit and our accumulated deficit. Management determined that the expectation of future taxable income supported by our recent history of positive core earnings after adjusting for aberrational items that caused our cumulative loss condition, including discontinued operations, provided enough positive evidence to outweigh the negative evidence. Therefore, we concluded that it is more-likely-than-not that the existing $17.6 million net deferred tax asset will be realized, resulting in the reversal of the entire valuation allowance against the Company's deferred tax asset. Our deferred tax assets as of December 31, 2015 do not include $202 thousand of excess tax benefits from stock based compensation expenses that are a component of our net operating loss carryforwards. If and when such excess tax benefits are realized, stockholders equity will be increased. We file income tax returns with the U.S. federal government and the state of California. As of December 31, 2015, we were subject to examination by the Internal Revenue Service with respect to our U.S. federal tax returns for the 2012 to 2014 tax years and Franchise Tax Board for California state income tax returns for the 2011 to 2014 tax years. Net operating losses on our U.S. federal and California state income tax returns may be carried forward twenty years. As of December 31, 2015, we do not believe there will be any material adverse changes in our unrecognized tax benefits over the next 12 months. Our policy is to recognize interest and penalties accrued on any unrecognized tax benefits as a component of tax expense. We did not have any accrued interest or penalties associated with any unrecognized tax benefits, and no interest expense was recognized during the years ended 2015 , 2014 and 2013.

Stock-Based Employee Compensati

Stock-Based Employee Compensation Plans	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-Based Employee Compensation Plans	Stock-Based Employee Compensation Plans In May 2010, our shareholders approved the adoption of our 2010 Equity Incentive Plan (the “2010 Incentive Plan”), which authorized and set aside a total of 400,000 shares of our common stock for issuance on the exercise of stock options or the grant of restricted stock or other equity incentives to our officers, and other key employees and directors. An additional 158,211 shares of common stock were also set aside which was equal to the total of the shares that were available for the grant of equity incentives under our shareholder-approved 2008 and 2004 Equity Incentive Plans (the "Previously Approved Plans") at the time of the adoption of the 2010 Incentive Plan. Options to purchase a total of 444,812 shares of our common stock granted under the Previously Approved Plans were outstanding at December 31, 2015 . The 2010 Incentive Plan provides that if any of these outstanding options under the Previously Approved Plans expire or are terminated for any reason, then the number of shares that would become available for grants or awards of equity incentives under the 2010 Incentive Plan would be increased by an equivalent number of shares. At the Annual Shareholders meeting held in May 2013, our shareholders approved an additional 800,000 share increase in the maximum number of shares of our common stock that may be issued pursuant to grants or exercises of options or restricted shares or other equity incentives under the 2010 Incentive Plan, of which 80,709 shares of restricted stock vested during the year ended December 31, 2015 , thereby decreasing the maximum number of shares authorized under the 2010 Incentive Plan. As a result, as of December 31, 2015 , the maximum number of shares that were authorized for the grant of options or other equity incentives under the 2010 Incentive Plan totaled 1,693,526 (assuming that all 444,812 shares of our common stock subject to options under the Previously Approved Plans expire or are terminated), or approximately 7% of the shares of our common stock then outstanding. A stock option entitles the recipient to purchase shares of our common stock at a price per share that may not be less than 100% of the fair market value of the Company’s shares on the date the option is granted. Restricted shares may be granted at such purchase prices and on such other terms, including restrictions and Company repurchase or reacquisition rights, as are fixed by the Compensation Committee at the time rights to purchase such restricted shares are granted. Stock Appreciation Rights ("SARs") entitle the recipient to receive a cash payment in an amount equal to the difference between the fair market value of the Company’s shares on the date of vesting and a “base price” (which, in most cases, will be equal to the fair market value of the Company’s shares on the date the SAR is granted), subject to the right of the Company to make such payment in shares of its common stock at their then fair market value. Options, restricted shares and SARs may vest immediately or in installments over various periods generally ranging up to five years , subject to the recipient’s continued employment or service or the achievement of specified performance goals, as determined by the Compensation Committee at the time it grants or awards the options, the restricted shares or the SARs. Stock options and SARs may be granted for terms of up to 10 years after the date of grant, but will terminate sooner upon or shortly after a termination of service occurring prior to the expiration of the term of the option or SAR. The Company will become entitled to repurchase any unvested restricted shares, at the same price that was paid for the shares by the recipient, or to cancel those shares in the event of a termination of employment or service of the holder of such shares or if any performance goals specified in the award are not satisfied. To date, the Company has not granted any SARs. Under FASB ASC 718-10, we are required to recognize, in our financial statements, the fair value of the options or any restricted shares that we grant as compensation cost over their respective service periods. The fair values of the options that were outstanding at December 31, 2015 under the 2010 Incentive Plan were estimated as of their respective dates of grant using the Black-Scholes option-pricing model. The Company, under the 2010 Incentive Plan, granted restricted stock for the benefit of its employees. These restricted shares vest over a period of three years . The recipients of restricted shares have the right to vote all shares subject to such grant and receive all dividends with respect to such shares whether or not the shares have vested. The recipients do not pay any cash consideration for the shares. Stock Options The table below summarizes the weighted average assumptions used to determine the fair values of the options granted during the following periods: Year Ended December 31, Assumptions with respect to: 2015 2014 2013 Expected volatility 44 % 44 % 44 % Risk-free interest rate 1.82 % 2.15 % 1.72 % Expected dividends — % 0.61 % 1.00 % Expected term (years) 6.0 6.7 3.1-7.4 Weighted average fair value of options granted during period $ 3.13 $ 2.84 $ 2.56 The following table summarizes the stock option activity under the Company’s equity incentive plans during the years ended December 31, 2015 , 2014 and 2013 , respectively. Number of Shares Weighted- Average Exercise Price Per Share Number of Shares Weighted- Average Exercise Price Per Share Number of Shares Weighted- Average Exercise Price Per Share 2015 2014 2013 Outstanding – January 1, 1,257,390 $ 6.51 1,821,000 $ 6.88 1,566,965 $ 6.90 Granted 112,828 7.09 58,970 6.38 632,000 6.15 Exercised (296,100 ) 5.15 (288,892 ) 4.24 (94,244 ) 3.23 Forfeited/Canceled (235,422 ) 9.59 (333,688 ) 10.47 (283,721 ) 6.66 Outstanding – December 31, 838,696 6.20 1,257,390 6.51 1,821,000 6.88 Options Exercisable – December 31, 622,770 6.06 788,886 6.69 1,035,434 7.50 Options Vested – December 31, 622,770 $ 6.06 788,886 $ 6.69 1,035,434 $ 7.50 Options to purchase 296,100 , 288,892 , and 94,244 shares of our common stock were exercised during the years ended December 31, 2015 , 2014 and 2013 , respectively. The aggregate intrinsic value of options exercised during the year ended December 31, 2015 , 2014 and 2013 , was $556 thousand , $558 thousand and $290 thousand , respectively. The fair values of options vested during the years ended December 31, 2015 , 2014 and 2013 were $655 thousand , $831 thousand and $599 thousand , respectively. The following table provides additional information regarding the vested and unvested options that were outstanding at December 31, 2015 . Options Outstanding as of December 31, 2015 Options Exercisable as of December 31, 2015 (1) Vested Unvested Weighted Average Exercise Price Weighted Average Remaining Contractual Life (Years) Shares Weighted Average Exercise Price $2.97 – $5.99 186,981 2,600 $ 3.92 4.96 186,981 $ 3.91 $6.00 – $9.99 410,989 213,326 6.48 7.72 410,989 6.39 $10.00 – $17.99 14,800 — 15.93 0.87 14,800 15.93 $18.00 – $18.84 10,000 — 18.00 0.11 10,000 18.00 622,770 215,926 $ 6.20 6.89 622,770 $ 6.06 (1) The weighted average remaining contractual life of the options that were exercisable as of December 31, 2015 was 6.38 years. The aggregate intrinsic values of options that were outstanding and exercisable under the 2010 Incentive Plan at December 31, 2015 and 2014 was $904 thousand and $1.2 million , respectively. A summary of the status of the unvested options outstanding as of December 31, 2015 , 2014 and 2013 , and changes in the weighted average grant date fair values of the unvested options during the years ended December 31, 2015 , 2014 and 2013 , are set forth in the following table. For the year ended 2015 2014 2013 Number of Shares Subject to Options Weighted Average Grant Date Fair Value Number of Weighted Number of Weighted Unvested at the beginning of the year 468,504 $ 2.68 785,566 $ 2.57 635,706 $ 2.30 Granted 112,828 3.13 58,970 2.84 632,000 2.56 Vested (248,406 ) 2.63 (338,558 ) 2.45 (290,766 ) 2.06 Forfeited/Canceled (117,000 ) 2.78 (37,474 ) 2.57 (191,374 ) 2.38 Unvested at the end of the year 215,926 $ 2.93 468,504 $ 2.68 785,566 $ 2.57 At December 31, 2015 , the weighted average period over which nonvested awards were expected to be recognized was 1.99 years. Restricted Stock We issued 98,829 shares of restricted stock under the 2010 Incentive Plan during the year ended December 31, 2015 , at a price of $7.11 that vest on an annual prorated basis over the next three years. The following table summarizes the activity related to restricted stock granted, vested and forfeited under our equity incentive plans during the years ended December 31, 2015 and 2014 . For the year ended 2015 2014 Number of Shares Average Grant Date Fair Value Number of Shares Average Grant Date Fair Value Outstanding at the beginning of the year 141,254 $ 6.29 141,284 $ 6.23 Granted 98,829 7.11 51,256 6.37 Vested (80,709 ) 6.48 (45,000 ) 6.24 Forfeited (30,091 ) 6.44 (6,286 ) 6.21 Outstanding at the end of the year 129,283 $ 6.75 141,254 $ 6.29 Compensation Expense We expect that the compensation expense that will be recognized during the periods presented below in respect of stock options and restricted stock outstanding at December 31, 2015 , will be as follows: Estimated Stock Based Compensation Expense Stock Options Estimated Stock Based Compensation Expense Restricted Stock Estimated Stock Based Compensation Expense Total (Dollars in thousands) For the years ending December 31, 2016 $ 226 $ 387 $ 613 2017 113 166 279 2018 35 20 55 2019 7 — 7 2020 and beyond — — — $ 381 $ 573 $ 954 The aggregate amounts of stock based compensation expense recognized in our consolidated statements of operations for the years ended December 31, 2015 , 2014 and 2013 were $1.2 million , $1.1 million and $804 thousand respectively, in each case net of taxes.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	Employee Benefit Plans The Company has a 401(k) plan that covers substantially all full-time employees. That plan permits voluntary contributions by employees, a portion of which are sometimes matched by the Company. The Company’s expenses relating to its contributions to the 401(k) plan for the years ended December 31, 2015 , 2014 and 2013 were $164 thousand , $356 thousand , and $324 thousand , respectively. In January 2001, the Company established an unfunded Supplemental Retirement Plan (“SERP”) for our former CEO, Raymond E. Dellerba, who retired from that position in April 2013. The SERP was amended and restated in April 2006 to comply with the requirements of new Section 409A of Internal Revenue Code. The SERP provides that, subject to meeting certain vesting requirements described below, upon reaching age 65 , Mr. Dellerba will become entitled to receive 180 equal successive monthly retirement payments, each in an amount equal to 60% of his average monthly base salary during the three years immediately preceding his reaching 65 years old (the “Monthly SERP Benefit”). Mr. Dellerba reached the age of 65 in January 2013 and, as a result, a monthly benefit payment under the SERP to Mr. Dellerba commenced on February 1, 2013. The Company follows FASB ASC 715-30-35, which requires us to recognize in our balance sheet the funded status of any post-retirement plans that we maintain and to recognize, in other comprehensive income, changes in funded status of any such plans in any year in which changes occur. The changes in the projected benefit obligations under the SERP during 2015 , 2014 and 2013 , its funded status at December 31, 2015 , 2014 and 2013 , and the amounts recognized in our consolidated statements of financial condition at each of those dates were as follows: At December 31, (Dollars in thousands) 2015 2014 2013 Change in benefit obligation: Benefit obligation at beginning of period $ 2,815 $ 2,954 $ 3,042 Service cost — — 18 Interest cost 159 168 175 Actuarial loss/(gain) — — — (Benefits paid) (307 ) (307 ) (281 ) Benefit obligation at end of period $ 2,667 $ 2,815 $ 2,954 Funded status: Amounts recognized in the Statement of Financial Condition Unfunded accrued SERP liability—current $ (299 ) $ (299 ) $ (299 ) Unfunded accrued SERP liability—noncurrent (2,368 ) (2,516 ) (2,655 ) Total unfunded accrued SERP liability $ (2,667 ) $ (2,815 ) $ (2,954 ) Net amount recognized in accumulated other comprehensive income Prior service cost/(benefit) $ — $ — $ — Net actuarial loss/(gain) — — — Total net amount recognized in accumulated other comprehensive income $ — $ — $ — Accumulated benefit obligation $ 2,667 $ 2,815 $ 2,954 Components of net periodic SERP cost year to date: Service cost $ — $ — $ 18 Interest cost 159 168 175 Amortization of prior service cost/(benefit) — — 1 Amortization of net actuarial loss/(gain) — — 30 Net periodic SERP cost $ 159 $ 168 $ 224 Recognized in other comprehensive income year to date: Prior service cost/(benefit) Net actuarial loss/(gain) — — — Amortization of prior service cost/(benefit) — — (1 ) Amortization of net actuarial loss/(gain) — — (30 ) Total recognized year to date in other comprehensive (loss) income $ — $ — $ (31 ) Assumptions as of December 31: Assumed discount rate — % — % 6.00 % Rate of compensation increase — % — % — % As of December 31, 2015 , $1.5 million benefits are expected to be paid in the next five years and a total of $1.5 million of benefits are expected to be paid from year 2021 through year 2025. In 2016 , $150,000 is expected to be recognized in net periodic benefit cost.

Earnings Per Share ("EPS")

Earnings Per Share ("EPS")	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share ("EPS")	Earnings Per Share (“EPS”) Basic EPS excludes dilution and is computed by dividing net income or loss available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if stock options or other contracts to issue common stock were exercised or converted into common stock that would then share in our earnings. The following table shows how we computed basic and diluted EPS for the years ended December 31, 2015 , 2014 and 2013 . (In thousands, except per share data) For the Year Ended December 31, 2015 2014 2013 Numerator: Net income (loss) from continuing operations $ 12,441 $ (869 ) $ (14,934 ) Accumulated declared dividends on preferred stock — (547 ) (538 ) Accumulated undeclared dividends on preferred stock — (616 ) (544 ) Dividends on preferred stock (927 ) — — Inducements for exchange of the preferred stock (512 ) — — Numerator for basic and diluted net income (loss) from continuing operations 11,002 (2,032 ) (16,016 ) Net income (loss) from discontinued operations — 1,226 (7,282 ) Numerator for basic and diluted net income (loss) available to common shareholders $ 11,002 $ (806 ) $ (23,298 ) Denominator: Basic weighted average outstanding shares of common stock 20,517 19,231 18,241 Dilutive effect of employee stock options and contingently issuable shares 159 — — Diluted weighted average common stock and common stock equivalents 20,675 19,231 18,241 Basic income (loss) per common share (1) : Net income (loss) from continuing operations $ 0.54 $ (0.11 ) $ (0.88 ) Net income (loss) from discontinued operations $ — $ 0.07 $ (0.40 ) Net income (loss) available to common shareholders $ 0.54 $ (0.04 ) $ (1.28 ) Diluted income (loss) per common share (1) : Net income (loss) from continuing operations $ 0.53 $ (0.11 ) $ (0.88 ) Net income (loss) from discontinued operations $ — $ 0.07 $ (0.40 ) Net income (loss) available to common shareholders $ 0.53 $ (0.04 ) $ (1.28 ) (1) The basic and diluted earnings per share amounts for the year ended December 31, 2015 are the same under both the Treasury Stock Method and the Two-Class Method as prescribed in FASB ASC 260-10, Earnings Per Share . The Two-Class Method is not required for the years ended December 31, 2014 and 2013. The weighted average shares that have an antidilutive effect in the calculation of diluted net income (loss) per share and have been excluded from the computations above were as follows: For the Year Ended December 31, 2015 2014 2013 Stock options (1)(2) 360,600 1,746,696 1,612,495 Convertible securities (3) — 2,602,707 2,396,504 Shares subject to stock purchase warrants (4) — 761,278 761,278 (1) Stock options were excluded from the computation of diluted earnings per common share for the year ended December 31, 2015 because the options were either “ out-of-the-money ” or the effect of exercise would have been antidilutive. (2) Stock options were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 as we reported a net loss from continuing operations. (3) Convertible securities were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 as we reported a net loss from continuing operations. (4) Stock purchase warrants were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 because the exercisability of those warrants was conditioned on the happening of certain future events.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Shareholders' Equity	Shareholders’ Equity Common Stock As previously reported, in March 2013, we sold an additional 2,222,222 shares of our common stock, at a purchase price of $6.75 per shares in cash, to Carpenter Community Bancfund L.P. and Carpenter Community Bancfund-A, L.P. (collectively, the “Carpenter Funds”) for approximately $15.0 million . The purchase price of $6.75 per share of common stock was equal to our tangible book value per share of common stock as of December 31, 2012 and represented a 15% premium over the closing price of our shares on the last trading day immediately preceding the date the sale was consummated. The proceeds from the sale of those shares were contributed by us to capitalize a new wholly-owned asset management subsidiary, PMAR, which used those proceeds to fund the purchase of $15.8 million of non-performing loans and foreclosed properties from the Bank. As a result of the previous stock purchased by the Carpenter Funds, this transaction is considered to be a related party transaction. Preferred Stock and Warrants On August 28, 2015, we entered into an Exchange Agreement (the “Exchange Agreement”) with SBAV, LP, an affiliate of Clinton Group, Inc. (“SBAV”), and the Carpenter Funds pursuant to which SBAV and the Carpenter Funds exchanged an aggregate of 112,000 shares of the Company’s Series B Convertible 8.4% Noncumulative Preferred Stock (the “Series B Shares”), 35,225 shares of the Series C 8.4% Noncumulative Preferred Stock (the “Series C Shares”) and warrants to purchase 761,278 shares of the Company’s common stock (the “Warrants”) for an aggregate of 3,009,148 shares of the Company’s common stock (the “Exchange Transaction”). The Series B Shares, Series C Shares and Warrants exchanged by SBAV and the Carpenter Funds in the Exchange Transaction comprised all of the Company’s outstanding shares of preferred stock and warrants to purchase shares of the Company’s common stock. The Exchange Transaction closed on September 30, 2015. Due to the ownership interests of SBAV and the Carpenter Funds, this transaction is considered to be a related party transaction. Accumulated Other Comprehensive Income, net Accumulated other comprehensive income, net as of December 31, 2015 , 2014 and 2013 was as follows: Unrealized Gain (Loss) on Securities Available-for-Sale, net of tax Unrealized Gain (Loss) on Supplemental Executive Plan Expense, net Accumulated Other Comprehensive Income, Net (Dollars in thousands) Beginning balance as of January 1, 2013 $ (545 ) $ (20 ) $ (565 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,141 thousand (1) (1,635 ) — (1,635 ) Amounts reclassified from accumulated other comprehensive income, net of tax provision of $18 thousand and tax provision of $10 thousand, respectively (2) 26 20 46 Other comprehensive (loss) income, net of tax benefit of $1,123 thousand and tax provision of $10 thousand, respectively (1,609 ) 20 (1,589 ) Ending balance as of December 31, 2013 $ (2,154 ) $ — $ (2,154 ) Other comprehensive income before reclassifications, net of tax provision of $847 thousand (1) 1,462 — 1,462 Amounts reclassified from accumulated other comprehensive income, net of tax — — — Other comprehensive income, net of tax provision of $847 thousand 1,462 — 1,462 Ending balance as of December 31, 2014 $ (692 ) $ — $ (692 ) Other comprehensive income before reclassifications, net of tax provision of $81 thousand (1) (118 ) — (118 ) Amounts reclassified from accumulated other comprehensive income, net of tax — — — Other comprehensive income, net of tax provision of $81 thousand (118 ) — (118 ) Ending balance as of December 31, 2015 $ (810 ) $ — $ (810 ) (1) Tax impact included in Deferred tax assets . (2) Gross amounts related to Unrealized Gain (Loss) on Securities Available-for-Sale, net of tax are included in Net gains on sale of securities available for sale. Gross amounts related to Unrealized Gain (Loss) on Supplemental Executive Plan Expense, net are included in Salaries and employee benefits . Related tax impact amounts are included in Income tax provision (benefit) . Dividends Payment of Cash Dividends by the Company . California laws place restrictions on the ability of California corporations to pay cash dividends on preferred or common stock. Subject to certain limited exceptions, a California corporation may pay cash dividends only to the extent of (i) the amount of its retained earnings or (ii) the amount by which the fair value of the corporation’s assets exceeds its liabilities. The Company's ability to pay dividends is also limited by the ability of the Bank to pay cash dividends to the Company. See “—Payment of Dividends by the Bank to the Company” below. During the years ended December 31, 2015 , 2014 and 2013 , we issued 5,917 , 11,123 , and 5,382 Series C Shares, respectively, in lieu of accumulated declared and undeclared dividends on the Series B Shares. As of December 31, 2015 , we had no outstanding Series C Shares or Series B Shares as a result of the Exchange Transaction noted above in “Preferred Stock and Warrants.” Payment of Dividends by the Bank to the Company . Generally, the principal source of cash available to a bank holding company consists of cash dividends from its bank subsidiaries. Under California law, the Board of Directors of the Bank may declare and pay cash dividends to the Company, which is its sole shareholder, subject to the restriction that the amount available for the payment of cash dividends may not exceed the lesser of (i) the Bank’s retained earnings or (ii) its net income for its last three fiscal years (less the amount of any dividends paid during such period). Cash dividends by the Bank to the Company in excess of that amount may be made only with the prior approval of the California Commissioner of Financial Institutions (“Commissioner”). If the Commissioner finds that the shareholders’ equity of the Bank is not adequate, or that the payment by the Bank of cash dividends to the Company would be unsafe or unsound for the Bank, the Commissioner can order the Bank not to pay such dividends. The ability of the Bank to pay dividends is further restricted under the Federal Deposit Insurance Corporation Improvement Act of 1991, which prohibits an FDIC-insured bank from paying dividends if, after making such payment, the bank would fail to meet any of its minimum capital requirements. Under the Financial Institutions Supervisory Act and Federal Financial Institutions Reform, Recovery and Enforcement Act of 1989, federal banking regulators also have authority to prohibit FDIC-insured financial institutions from engaging in business practices which are considered to be unsafe or unsound. Under the authority of these acts, federal bank regulatory agencies, as part of their supervisory powers, generally require FDIC insured banks to adopt dividend policies which limit the payment of cash dividends. As a result, it is not expected that the Bank will be permitted to pay cash dividends for the foreseeable future. While restrictions on the payment of dividends from the Bank to us exist, there are no restrictions on the dividends that PMAR may pay to the Company. PMAR has approximately $14.7 million in assets and could provide the Company with additional cash if required.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Leases We lease certain facilities and equipment under various non-cancelable operating leases, which generally include 2% to 6% escalation clauses in the lease agreements. Rent expense for the years ended December 31, 2015 , 2014 and 2013 was $2.8 million , $2.6 million , and $2.7 million , respectively. Future minimum non-cancelable lease commitments were as follows at December 31, 2015 : (Dollars in thousands) 2016 $ 2,302 2017 1,467 2018 1,327 2019 1,340 2020 and beyond 507 Total $ 6,943 Repurchase Reserves We have historically maintained reserves for possible repurchases that we may have been required to make of certain of the mortgage loans which we sold as a result of deficiencies or defects that may be found to exist in such loans. Our repurchase reserve also covered returns of any premiums earned and administrative fees pertaining to the repurchase of mortgage loans that did not meet investor guidelines, including potential loss of advances on Veterans Affairs or Federal Housing Authority Ginnie Mae loans. As a result of our exit from the mortgage banking business and no longer being subject to potential loss for anything other than mortgage fraud, we have undertaken an analysis of our accrual. Our analysis assumes that the repurchase liability exposure will decrease over time as mortgage loans are paid off and as we are no longer originating new mortgage loans. We repurchased $619 thousand and $1.3 million of loans during the years ended December 31, 2015 and 2014 , respectively. We review the repurchase reserves throughout the year for adequacy. The following table sets forth information, at December 31, 2015 and 2014 , with respect to our reserves: 2015 2014 Beginning balance $ 381 $ 1,883 Provision for repurchases (1 ) (1,502 ) Settlements (66 ) — Total repurchases reserve $ 314 $ 381 Commitments To meet the financing needs of our customers in the normal course of business, we are a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated financial statements. At December 31, 2015 and 2014 , we were committed to fund certain loans including letters of credit amounting to approximately $193 million and $148 million , respectively. The contractual amounts of a credit-related financial instrument, such as a commitment to extend credit, a credit-card arrangement or a letter of credit, represents the amount of potential accounting loss should the commitment be fully drawn upon, the customer were to default, and the value of any existing collateral securing the customer’s payment obligation becomes worthless. The loss reserve for unfunded loan commitments was $275,000 at each of December 31, 2015 and 2014 . As a result, we use the same credit policies in making commitments to extend credit and conditional obligations as we do for on-balance sheet instruments. Commitments generally have fixed expiration dates; however, since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. We evaluate each customer’s creditworthiness on a case-by-case basis, using the same credit underwriting standards that are employed in making commercial loans. The amount of collateral obtained, if any, upon an extension of credit is based on our evaluation of the creditworthiness of the customer. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, residential real estate and income-producing commercial properties. We are required to purchase stock in the FRBSF in an amount equal to 6% of our capital, one-half of which must be paid currently with the balance due upon request. The Bank is a member of the FHLB and therefore, is required to purchase FHLB stock in an amount equal to the lesser of 1% of the Bank’s real estate loans that are secured by residential properties, or 5% of total advances. Litigation, Claims and Assessments We are a defendant in or a party to a number of legal actions or proceedings that arise in the ordinary course of business. In some of these actions and proceedings, claims for monetary damages are asserted against us. In accordance with applicable accounting guidance, we establish an accrued liability for lawsuits or other legal proceedings when they present loss contingencies that are both probable and estimable. We estimate any potential loss based upon currently available information and significant judgments and a variety of assumptions, and known and unknown uncertainties. Moreover, the facts and circumstances on which such estimates are based will change over time. Therefore, the amount of any losses we might incur in any lawsuits or other legal proceedings may exceed amounts which we had accrued based on our estimates and those estimates do not represent the maximum loss exposure that we may have in connection with any lawsuits or other legal proceedings. Based on our evaluation of the lawsuits and other proceedings that were pending against us as of December 31, 2015 , the outcomes in those suits or other proceedings are not expected to have, either individually or in the aggregate, a material adverse effect on our consolidated financial position, results of operations or cash flows. However, in light of the inherent uncertainties involved, some of which are beyond our control, and the very large or indeterminate damages often sought in such legal actions or proceedings, an adverse outcome in one or more of these suits or proceedings could be material to our results of operations or cash flows for any particular reporting period.

Capital_Operating Plans

Capital/Operating Plans	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Capital/Operating Plans	Capital/Operating Plans The Company and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. A failure to meet minimum capital requirements is likely to lead to the imposition by federal and state regulators of (i) certain requirements, such as an order requiring additional capital to be raised, and (ii) operational restrictions that could have a direct and material adverse effect on operating results. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the following table) of total capital, common equity Tier 1 capital and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe that, as of December 31, 2015 , the Company and the Bank met all capital adequacy requirements to which they are subject and have not been notified by any regulatory agency that would require the Company or the Bank to maintain additional capital. The actual capital amounts and ratios of the Company and the Bank at December 31, 2015 and December 31, 2014 are presented in the following tables: Applicable Federal Regulatory Requirement At December 31, 2015 Actual Capital For Capital Adequacy Purposes To be Categorized As Well Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total Capital to Risk Weighted Assets: Company $ 154,884 16.8 % $ 73,871 At least 8.0 N/A N/A Bank 136,457 15.0 % 72,672 At least 8.0 $ 90,841 At least 10.0 Common Equity Tier 1 Capital to Risk Weighted Assets: Company 131,188 14.2 % 41,552 At least 4.5 N/A N/A Bank 125,018 13.8 % 40,878 At least 4.5 59,046 At least 6.5 Tier 1 Capital to Risk Weighted Assets: Company $ 143,260 15.5 % $ 55,403 At least 6.0 N/A N/A Bank 125,018 13.8 % 54,504 At least 6.0 $ 72,672 At least 8.0 Tier 1 Capital to Average Assets: Company $ 143,260 13.3 % $ 42,984 At least 4.0 N/A N/A Bank 125,018 11.8 % 42,319 At least 4.0 $ 52,899 At least 5.0 Applicable Federal Regulatory Requirement At December 31, 2014 Actual Capital For Capital Adequacy Purposes To be Categorized As Well Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total Capital to Risk Weighted Assets: Company $ 142,142 17.0 % $ 66,924 At least 8.0 N/A N/A Bank 122,930 14.8 % 66,524 At least 8.0 $ 83,155 At least 10.0 Tier 1 Capital to Risk Weighted Assets: Company $ 131,635 15.7 % $ 33,462 At least 4.0 N/A N/A Bank 112,485 13.5 % 33,262 At least 4.0 $ 49,893 At least 6.0 Tier 1 Capital to Average Assets: Company $ 131,635 12.2 % $ 43,055 At least 4.0 N/A N/A Bank 112,485 10.5 % 42,806 At least 4.0 $ 53,508 At least 5.0 As the above tables indicate, at December 31, 2015 and 2014 , the Bank (on a stand-alone basis) qualified as a “well—capitalized” institution, and the capital ratios of the Company (on a consolidated basis) exceeded the capital ratios mandated for bank holding companies, under federally mandated capital standards and federally established prompt corrective action regulations. Since December 31, 2015 , there have been no events or circumstances known to us which have changed or which are expected to result in a change in the Company’s or the Bank’s classification as well-capitalized institutions. In early July 2013, the Federal Reserve Board and the FDIC issued final rules implementing the Basel III regulatory capital framework and related Dodd-Frank Wall Street Reform and Consumer Protection Act changes. The rules revise minimum capital requirements and adjust prompt corrective action thresholds. The final rules revise the regulatory capital elements, add a new common equity Tier 1 capital ratio, increase the minimum Tier 1 capital ratio requirement, and implement a new capital conservation buffer. The rules also permit certain banking organizations to retain, through a one-time election, the existing treatment for accumulated other comprehensive income. The final rules took effect for community banks on January 1, 2015, subject to a transition period for certain parts of the rules. At December 31, 2015 the Bank (on a stand-alone basis) continued to qualify as a well-capitalized institution, and the Company continued to exceed the minimum required capital ratios applicable to it, under the capital adequacy guidelines described above.

Parent Company Only Information

Parent Company Only Information	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Parent Company Only Information	Parent Company Only Information Condensed Statements of Financial Condition December 31, (Dollars in thousands) 2015 2014 Assets: Due from banks and interest-bearing deposits with financial institutions $ 9,736 $ 8,805 Investment in subsidiaries 141,197 127,419 Other assets 649 641 Total assets $ 151,582 $ 136,865 Liabilities and shareholders’ equity: Liabilities $ 139 $ 57 Junior subordinated debentures 17,527 17,527 Shareholders’ equity 133,916 119,281 Total liabilities and shareholders’ equity $ 151,582 $ 136,865 Condensed Statements of Operations Year Ended December 31, (Dollars in thousands) 2015 2014 2013 Interest income $ 9 $ 10 $ 60 Interest expense (507 ) (580 ) (544 ) Other income 28 81 — Other expenses (984 ) (849 ) (1,934 ) Equity in undistributed earnings of subsidiaries 13,895 1,695 (19,798 ) Net (loss) income $ 12,441 $ 357 $ (22,216 ) Condensed Statements of Cash Flows Year Ended December 31, (Dollars in thousands) 2015 2014 2013 Cash Flows from Operating Activities: Net income (loss) $ 12,441 $ 357 $ (22,216 ) Adjustments to reconcile net income (loss) to net cash used in operating activities: Net increase in other assets (7 ) (47 ) (2 ) Stock-based compensation expense 1,233 1,139 804 Undistributed (income) loss of subsidiary (13,895 ) (1,695 ) 19,798 Net increase (decrease) in interest payable 81 (2,055 ) 544 Net (decrease) increase in other liabilities — (220 ) 220 Net cash used in operating activities (147 ) (2,521 ) (852 ) Cash Flows from Investing Activities: Proceeds from dissolution of trust preferred securities — — 155 Net cash provided by investing activities — — 155 Cash Flows from Financing Activities: Proceeds from sale of common stock (324 ) — 14,978 Common stock options exercised 1,511 1,218 303 Tax effect included in stockholders equity of restricted stock vesting (109 ) (52 ) — Capital contribution to subsidiaries — — (17,000 ) Net cash provided by (used in) financing activities 1,078 1,166 (1,719 ) Net increase (decrease) in cash and cash equivalents 931 (1,355 ) (2,416 ) Cash and Cash Equivalents, beginning of period 8,805 10,160 12,576 Cash and Cash Equivalents, end of period $ 9,736 $ 8,805 $ 10,160

Business Segment Information

Business Segment Information	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Business Segment Information	Business Segment Information We have one reportable business segment, commercial banking. The commercial banking segment provides small and medium-size businesses, professional firms and individuals with a diversified range of products and services such as various types of deposit accounts, various types of commercial and consumer loans, cash management services, and online banking services. We also have one non-reportable segment, discontinued operations, which is comprised of our mortgage banking business. Our mortgage banking business originated mortgage loans that, for the most part, were resold within 30 days to long-term investors in the secondary residential mortgage market. Since our operating segment derives all of its revenues from interest and noninterest income and interest expense constitutes its most significant expense, this segment, as well as our discontinued operations, are reported below using net interest income (interest income less interest expense) and noninterest income (primarily net gains on sales of SBA loans and fee income). We do not allocate general and administrative expenses or income taxes to our operating segment. The following table sets forth information regarding the net interest income and noninterest income for our commercial banking and discontinued operations segments, respectively, for the years ended December 31, 2015 , 2014 and 2013 . (Dollars in thousands) Commercial Other Total from continuing operations Discontinued Operations Total including discontinued operations Net interest income for the year ended December 31, 2015 $ 33,932 $ (404 ) $ 33,528 $ — $ 33,528 2014 $ 32,702 $ (241 ) $ 32,461 $ 77 $ 32,538 2013 $ 30,652 $ (318 ) $ 30,334 $ 488 $ 30,822 Noninterest income for the year ended December 31, 2015 $ 2,658 $ 28 $ 2,686 $ — $ 2,686 2014 $ 4,289 $ 81 $ 4,370 $ 1,039 $ 5,409 2013 $ 806 $ 387 $ 1,193 $ 5,691 $ 6,884 Segment Assets at: December 31, 2015 $ 1,051,501 $ 10,888 $ 1,062,389 $ — $ 1,062,389 December 31, 2014 $ 1,094,120 $ 5,490 $ 1,099,610 $ — $ 1,099,610

Unaudited Quarterly Information

Unaudited Quarterly Information	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Unaudited Quarterly Information	Unaudited Quarterly Information Unaudited quarterly information for each of the three months in the years ended December 31, 2015 and 2014 was as follows: Three Months Ended December 31, 2015 September 30, 2015 June 30, 2015 March 31, 2015 (in thousands, except per share data) Total interest income $ 9,860 $ 9,653 $ 9,813 $ 9,471 Total interest expense 1,281 1,342 1,324 1,322 Net interest income 8,579 8,311 8,489 8,149 Provision for loan and lease losses — — — — Net interest income after provision for loan and lease losses 8,579 8,311 8,489 8,149 Total noninterest income 626 562 616 882 Total noninterest expense 8,689 8,552 8,967 9,116 Income (loss) from continuing operations before income taxes 516 321 138 (85 ) Income tax (benefit) provision (11,551 ) — — — Net income (loss) from continuing operations $ 12,067 $ 321 $ 138 $ (85 ) Accumulated undeclared dividends on preferred stock — — (309 ) (309 ) Dividends on preferred stock — (309 ) — — Inducements for exchange of the preferred stock — (512 ) — — Net loss allocable to common shareholders $ 12,067 $ (500 ) $ (171 ) $ (394 ) Per share data-basic: Net (loss) income from continuing operations $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Net (loss) income allocable to common shareholders $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Per share data-diluted: Net (loss) income from continuing operations $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Net (loss) income allocable to common shareholders $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Three Months Ended December 31, 2014 September 30, 2014 June 30, 2014 March 31, 2014 (in thousands, except per share data) Total interest income $ 10,205 $ 9,664 $ 9,134 $ 9,287 Total interest expense 1,525 1,353 1,508 1,443 Net interest income 8,680 8,311 7,626 7,844 Provision for loan and lease losses — 450 600 450 Net interest income after provision for loan and lease losses 8,680 7,861 7,026 7,394 Total noninterest income 1,238 854 984 1,294 Total noninterest expense 9,580 9,029 8,778 9,421 Income (loss) from continuing operations before income taxes 338 (314 ) (768 ) (733 ) Income tax (benefit) provision (608 ) — — — Net income (loss) from continuing operations $ 946 $ (314 ) $ (768 ) $ (733 ) Net (loss) income from discontinued operations (659 ) (71 ) 772 1,184 Accumulated declared dividends on preferred stock — — — — Accumulated undeclared dividends on preferred stock (251 ) (308 ) (308 ) (296 ) Net loss allocable to common shareholders $ 36 $ (693 ) $ (304 ) $ 155 Per share data-basic: Net (loss) income from continuing operations $ 0.01 $ (0.03 ) $ (0.06 ) $ (0.05 ) Net (loss) income allocable to common shareholders $ 0.01 $ (0.04 ) $ (0.02 ) $ 0.01 Per share data-diluted: Net (loss) income from continuing operations $ 0.01 $ (0.03 ) $ (0.06 ) $ (0.05 ) Net (loss) income allocable to common shareholders $ 0.01 $ (0.04 ) $ (0.02 ) $ 0.01

Significant Accounting Polici27

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Basis of Accounting	The accompanying consolidated financial statements have been prepared in accordance with the instructions of the U.S. Securities and Exchange Commission (the “SEC”) to Form 10-K and in accordance with generally accepted accounting principles in effect in the United States (“GAAP”), on a basis consistent with prior periods.
Use of Estimates	Use of Estimates The preparation of the financial statements in conformity with GAAP requires us to make certain estimates and assumptions that could affect the reported amounts of certain of our assets, liabilities, and contingencies at the date of the financial statements and the reported amounts of our revenues and expenses during the reporting periods. For the fiscal periods covered by this Report, those estimates related primarily to our determinations of the allowance for loan and lease losses (“ALLL”), the fair values of securities available for sale, repurchase reserves on mortgage loans sold, and the determination of reserves pertaining to deferred tax assets. If circumstances or financial trends on which those estimates were based were to change in the future or there were to occur any currently unanticipated events affecting the amounts of those estimates, our future financial position or results of operations could differ, possibly materially, from those expected at the current time.
Principles of Consolidation	Principles of Consolidation Our consolidated financial statements for the years ended December 31, 2015 , 2014 and 2013 include the accounts of PMBC, the Bank and PMAR. All significant intercompany balances and transactions were eliminated in consolidation.
Discontinued Operations	Discontinued Operations The revenues and expenses of our mortgage banking division are reported in the consolidated statements of operations as discontinued operations for all periods presented. In determining whether the revenues and expenses are reported as discontinued operations, we evaluate whether we have any significant continuing involvement in the management of any of the mortgage banking operations. If we were to determine that we had any significant continuing involvement, the revenues and expenses of the respective operations would not be recorded in discontinued operations. As of December 31, 2015 and 2014 , we determined that the mortgage repurchase reserves are a liability of the Bank and are not included within the liabilities of discontinued operations. The repurchase reserves are included within other liabilities of the consolidated statements of financial condition.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the statements of cash flow, cash and cash equivalents consist of cash and due from banks, interest bearing demand deposits with the FRBSF, federal funds sold and interest-bearing deposits, with original maturities of 90 days or less, with financial institutions. Generally, federal funds are sold for one-day periods.
Federal Home Loan Bank Stock and Federal Reserve Bank Stock	Federal Home Loan Bank Stock and Federal Reserve Bank Stock The Bank, as a member of the Federal Home Loan Bank System, is required to maintain an investment in capital stock of the Federal Home Loan Bank of San Francisco (“FHLB”) in varying amounts based on asset size and on amounts borrowed from the FHLB. Because no ready market exists and there is no quoted market value for this stock, the Bank’s investment in this stock is carried at cost. The Bank also maintains an investment in capital stock of the FRBSF, which is carried at cost because no ready market exists and there is no quoted market value for this stock.
Securities Available for Sale, at Fair Value	Securities Available for Sale, at Fair Value Securities available for sale are those which we intend to hold for an indefinite period of time, but which may be sold in response to changes in liquidity needs, changes in interest rates, changes in prepayment risks and other similar factors. These securities are recorded at fair value, with unrealized gains and losses excluded from earnings and reported as other comprehensive income or loss, net of taxes. Purchased premiums and discounts are recognized as interest income using the interest method over the term of these securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Declines in the fair value of these securities below their cost which are other-than-temporary are reflected in earnings as realized losses. In determining other-than-temporary losses, we consider a number of factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether we have the intent to sell the security or it is more likely than not that we will be required to sell the security before its anticipated recovery. A high degree of subjectivity and judgment is involved in assessing whether an other-than-temporary decline exists and such assessments are based on information available to us at the time we make such assessments.
Loan Loss Obligation on Loans Previously Sold	Loan Loss Obligation on Loans Previously Sold Upon a sale of mortgage loans held for sale (“LHFS”) that we have originated, the risk of loss due to default by the borrower is generally transferred to the investor. However, we are required to make certain representations to the purchasers of such loans relating to credit information, loan documentation and collateral. These representations and warranties may extend through the contractual life of the loan. If subsequent to the sale of such a loan, any underwriting deficiencies, borrower fraud or documentation defects are discovered with respect to the loan, we may become obligated to repurchase the loan or indemnify the investors for any losses from borrower defaults if such deficiencies or defects cannot be cured within the specified cure periods following their discovery. The obligation for losses attributable to any erroneous representations and warranties or other deficiencies or defects is recorded at its estimate of expected future losses using historical and projected loss frequency and loss severity ratios to estimate our exposure to such losses. In the case of early loan payoffs and early defaults on certain loans, we may be required to repay all or a portion of any premium initially paid by the purchaser of the loan at the time of sale. The obligations associated with early loan payoffs and early defaults on mortgage loans are estimated on the basis of historical loss experience by type of loan.
Loans and Allowance for Loan and Lease Losses	Loans and Allowance for Loan and Lease Losses Loans that we intend and have the ability to hold for the foreseeable future or until maturity or pay-off are stated at their respective principal amounts outstanding, net of unearned income. Interest is accrued daily as earned, except where reasonable doubt exists as to collectability of the loan. A loan with principal or interest that is 90 days or more past due, based on its contractual payment due dates, is placed on nonaccrual status, in which case accrual of interest is discontinued, except that we may elect to continue the accrual of interest when the estimated net realizable value of collateral securing the loan is expected to be sufficient to enable us to recover both principal and accrued interest and those loans are in the process of collection. Generally, interest payments received on nonaccrual loans are applied to principal. Once all principal has been received by us, any additional interest payments are recognized as interest income on a cash basis. An ALLL is established by means of a provision for loan and lease losses that is charged against income. If we conclude that the collection, in full, of the carrying amount of a loan has become unlikely, the loan, or the portion thereof that is believed to be uncollectible, is charged against the ALLL. We carefully monitor changing economic conditions, the loan portfolio by category, the financial condition of borrowers and the history of the performance of the loan portfolio in determining the adequacy of the ALLL. Additionally, as the volume of loans increases, additional provisions for loan losses may be required to maintain the allowance at levels deemed adequate. Moreover, if economic conditions were to deteriorate, causing the risk of loan losses to increase, it would become necessary to increase the allowance to an even greater extent, which would necessitate additional provisions that would be charged to income. We also evaluate the unfunded portion of loan commitments and establish a loss reserve, included in other liabilities, for such unfunded commitments through a charge against noninterest expense. The loss reserve for unfunded loan commitments was $275,000 at each of December 31, 2015 and 2014 . The ALLL is based on estimates, and ultimate loan losses may vary from current estimates. These estimates are reviewed periodically and, as adjustments become necessary, they are recorded in earnings in the periods in which they become known.
Impaired Loans	Impaired Loans A loan is generally classified as impaired when, in management’s opinion, the principal or interest will not be collectible in accordance with its contractual terms. We measure and reserve for impairment on a loan-by-loan basis using either the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral if the loan is collateral dependent. We exclude smaller, homogeneous loans, such as consumer installment loans and lines of credit, from these impairment calculations. Also, loans that experience insignificant payment delays or shortfalls are generally not considered impaired.
Restructured Loans	Restructured Loans We sometimes modify or restructure loans when the borrower is experiencing financial difficulties by making a concession to the borrower in the form of changes in the amortization terms, reductions in the interest rates, the acceptance of interest only payments and, in limited cases, concessions to the outstanding loan balances. These loans are classified as troubled debt restructurings (“TDRs”) and considered impaired loans. TDRs are loans modified for the purpose of alleviating temporary impairments to the borrower’s financial condition or cash flows. A workout plan between us and the borrower is designed to provide a bridge for borrower cash flow shortfalls in the near term. A TDR loan may be returned to accrual status when the loan is brought current, has performed in accordance with the contractual restructured terms for a time frame of at least six months and the ultimate collectability of the total contractual restructured principal and interest in no longer in doubt. These loans, while no longer considered a TDR, are still considered impaired loans.
Loan Origination Fees and Costs	Loan Origination Fees and Costs Loan origination fees and related direct costs for loans held for investment are deferred and amortized to interest income as an adjustment to yield over the respective lives of the loans using the effective interest method, except for loans that are revolving or short-term in nature for which the straight line method is used, which approximates the interest method.
Investment in Unconsolidated Subsidiaries	Investment in Unconsolidated Subsidiaries Investment in unconsolidated subsidiaries is stated at cost.
Other Real Estate Owned	Other Real Estate Owned Other real estate owned (“OREO”) consists of real properties acquired by us through foreclosure or in lieu of foreclosure in satisfaction of loans. OREO is recorded at fair value less estimated selling costs at the time of acquisition or foreclosure. Loan balances in excess of fair value, less selling costs, are charged to the ALLL prior to foreclosure. Any subsequent operating expenses or income, reductions in estimated fair values and gains or losses on disposition of such properties are charged or credited to current operations.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization which are charged to expense on a straight-line basis over the estimated useful lives of the assets or, in the case of leasehold improvements, over the term of the leases, whichever is shorter. For income tax purposes, accelerated depreciation methods are used. Maintenance and repairs are charged directly to expense as incurred. Improvements to premises and equipment that extend their useful lives are capitalized. When such an asset is disposed of, the applicable costs and accumulated depreciation thereon are removed from the accounts and any resulting gain or loss is included in current operations. Rates of depreciation and amortization are based on the following estimated useful lives: Furniture and equipment Three to seven years Leasehold improvements Lesser of the lease term or estimated useful life
Income Taxes	Income Taxes Deferred income taxes and liabilities are determined using the asset and liability method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax basis of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. We record as a deferred tax asset on our balance sheet an amount equal to the tax credit and tax loss carryforwards and tax deductions ("tax benefits") that we believe will be available to us to offset or reduce the amount of our income taxes in future periods. Under applicable federal and state income tax laws and regulations, such tax benefits will expire if not used within specified periods of time. Accordingly, the ability to fully use our deferred tax asset depends on the amount of taxable income that we generate during those time periods. At least once each year, or more frequently, if warranted, we make estimates of future taxable income that we believe we are likely to generate during those future periods. If we conclude, on the basis of those estimates and the amount of the tax benefits available to us, that it is more likely than not that we will be able to fully utilize those tax benefits prior to their expiration, we recognize the deferred tax asset in full on our balance sheet. On the other hand, if we conclude on the basis of those estimates and the amount of the tax benefits available to us that it has become more likely than not that we will be unable to utilize those tax benefits in full prior to their expiration, then, we would establish (or increase any existing) valuation allowance to reduce the deferred tax asset on our balance sheet to the amount which we believe we are more likely than not to be able to utilize. Such a reduction is implemented by recognizing a non-cash charge that would have the effect of increasing the provision, or reducing any credit, for income taxes that we would otherwise have recorded in our statement of operations. The determination of whether and the extent to which we will be able to utilize our deferred tax asset involves significant management judgments and assumptions that are subject to period to period changes as a result of changes in tax laws, changes in market or economic conditions that could affect our operating results or variances between our actual operating results and our projected operating results, as well as other factors. Uncertain tax positions that meet the more likely than not recognition threshold are measured to determine the amount of benefit to recognize. An uncertain tax position is measured at the largest amount of benefit that management believes has a greater than 50% likelihood of realization upon settlement.
Earnings (Loss) Per Share	Earnings (Loss) Per Share Basic income (loss) per share for any fiscal period is computed by dividing net income (loss) allocable to our common shareholders for such period by the weighted average number of common shares outstanding during that period. Fully diluted income (loss) per share reflects the potential dilution that could have occurred assuming the conversion of any convertible securities into common stock at conversion prices, and the exercise of all outstanding options and warrants to purchase shares of our common stock at exercise prices, that were less than the market price of our shares, thereby increasing the number of shares outstanding during the period, and is determined using the treasury method. Although accumulated undeclared dividends on our preferred stock are not recorded in the accompanying consolidated statement of operations, such dividends are included for purposes of computing earnings (loss) per share available to our common shareholders.
Stock Option Plans	Stock Option Plans We follow Financial Accounting Standards Board (“FASB”) Accounting Standard Codification (“ASC”) 718-10, Share-Based Payment , which requires entities that grant stock options or other equity compensation awards to employees to recognize in their financial statements the fair values of those options or share awards as compensation cost over their requisite service (vesting) periods of those options or share awards. Since stock-based compensation cost that is recognized in the statements of operations is to be determined based on the equity compensation awards that we expect will ultimately vest, that compensation expense is reduced for estimated forfeitures of unvested options or unvested share awards that typically occur due primarily to terminations of employment of optionees or recipients of such share awards. Forfeitures are required to be estimated at the time of the grant of options or other share awards and are revised, if necessary, in subsequent periods if actual forfeitures differ from those earlier estimates. For purposes of the determination of stock-based compensation expense for the year ended December 31, 2015 , we estimated forfeitures of 11.9% of the options that were granted to officers and other employees.
Comprehensive Income (Loss)	Comprehensive Income (Loss) Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. However, certain changes in assets and liabilities, such as unrealized gains and losses on securities available for sale, are reported as a separate component of the equity in the accompanying consolidated statement of financial condition, net of income taxes, and such items, along with net income, are components of comprehensive income (loss).
Segment Reporting	Segment Reporting During the years ended December 31, 2015 , 2014 and 2013 , we had one reportable segment, which was our commercial banking division, and one non-reportable segment which was our discontinued operations related to our mortgage banking division. In connection with our exit from the mortgage banking business in 2013, the revenues and expenses of our mortgage banking division have been classified as discontinued operations for all periods presented.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In February 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-04, “Receivables — Troubled Debt Restructurings by Creditors (Subtopic 310-40) — Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” which amended its guidance to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. This guidance is effective for interim and annual periods beginning after December 15, 2014. Early adoption is permitted. We adopted this guidance on January 1, 2015 and it did not have a material effect on our consolidated financial statements. In April 2014, the FASB issued ASU 2014-08, “ Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” which amended its guidance on classification and reporting of discontinued operations. The amendments clarify when an entity should classify a component as discontinued operations, how to report the balances related to discontinued operations for prior periods, and additional disclosure requirements for discontinued operations. This guidance is effective for interim and annual periods beginning after December 15, 2014. Early adoption is permitted only for disposals which have not been previously reported. We adopted this guidance on January 1, 2015 and it did not have a material effect on our consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606),” which amended its guidance on revenue recognition to conform with international accounting guidance under the International Accounting Standards Board. The ASU provides a framework for addressing revenue recognition and replaces most existing revenue recognition guidance, as well as requires increased disclosure requirements. In August 2015, the FASB issued ASU 2015-14 to defer the effective date of ASU 2014-09 by one year. Accordingly, this guidance is effective for interim and annual periods beginning after December 15, 2017 with early adoption permitted for interim and annual periods beginning after December 15, 2016. We will adopt this guidance on January 1, 2018. We are currently evaluating the expected impact on our consolidated financial statements. In June 2014, the FASB issued ASU 2014-11, “Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period,” which amended its guidance on how to account for certain performance related share-based compensation plans. The amendments clarify the guidance on how to account for performance based awards when the requisite service period is met prior to potential performance targets being achieved. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have a material effect on our consolidated financial statements. In August 2014, the FASB issued ASU 2014-15, “Presentation of Financial Statements — Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern,” which defines management's responsibility to evaluate whether there is substantial doubt about an organization's ability to continue as a going concern and clarifies when to provide related footnote disclosure. This guidance is effective for interim and annual periods beginning after December 15, 2016. Early adoption is permitted. We will adopt this guidance on January 1, 2017 and do not expect it to have a material effect on our consolidated financial statements. In January 2015, the FASB issued ASU 2015-01, “Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items,” which eliminated the concept of extraordinary items from GAAP. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2015 and it did not have an impact on our consolidated financial statements. In February 2015, the FASB issued ASU 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis,” amends the guidance for assessing how relationships of related parties affect the consolidation analysis, eliminates the presumption that a general partner should consolidate a limited partnership, eliminates the consolidation model specific to limited partnerships, clarifies when fees paid to a decision maker should be a factor in consolidation of a variable interest entity, and reduces the number of variable interest entity consolidation models. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have an impact on our consolidated financial statements. In April 2015, the FASB issued ASU 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs,” which requires that the debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability. This simplifies the presentation of debt issuance costs and makes the presentation consistent with the presentation of debt discounts. This guidance is effective for interim and annual periods beginning after December 15, 2015. Early adoption is permitted. We adopted this guidance on January 1, 2016 and it did not have a material impact on our consolidated financial statements. In August 2015, the FASB issued ASU 2015-15, “Interest - Imputation of Interest (Subtopic 835-30): Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements — Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting,” which clarifies the accounting for debt issuance costs for line-of-credit arrangements. We adopted this guidance on January 1, 2016 and it did not have a material impact on our consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, “Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities,” which enhances the reporting model for financial instruments to provide users of financial statements with more useful information. Some of the provisions include: requiring equity investments to be measured at fair value with changes in fair value recognized in net income, simplifying the impairment assessment of equity investments without readily determinable fair values, eliminating the requirement to disclose the method and significant assumptions used to estimate fair value on financial instruments measured at amortized cost on the balance sheet, requiring public business entities to use the exit price notion when measuring the fair value of financial instruments, requiring the reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the organization has elected to measure the liability at fair value in accordance with the fair value option, requiring separate presentation of financial assets and liabilities by measurement category and form of financial asset on the balance sheet or notes to the financial statements, and clarifying that the reporting organization should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the organization's other deferred tax assets. This guidance is effective for interim and annual periods beginning after December 15, 2017. Early adoption is not permitted for public companies. We will adopt this guidance on January 1, 2018 and do not expect it to have a material impact on our consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842),” which requires lessees to recognize the following for all leases (with the exception of short-term leases) at the commencement date: a lease liability measured on a discounted basis and a right-of-use asset a specified asset for the lease term. Under the new guidance, lessor account is largely unchanged and the the accounting for sale and leaseback transactions were simplified. This guidance is effective for interim and annual periods beginning after December 15, 2018. Early adoption is permitted. We will adopt this guidance on January 1, 2019 and do not expect it to have a material impact on our consolidated financial statements and our disclosures related to leases.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. The Company recognizes in the financial statements the effects of all subsequent events that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing the financial statements. The Company’s financial statements do not recognize subsequent events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after the balance sheet date and before financial statements are available to be issued. The Company has evaluated events subsequent through the date these consolidated financial statements were filed with the SEC.
Measurement Methodology	Under FASB ASC 820-10, we group assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Risks with Fair Value Measurements Fair value estimates are made at a discrete point in time based on relevant market information and other information about the financial instruments. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based in large part on judgments we make primarily regarding current economic conditions, risk characteristics of various financial instruments, prepayment rates, and future expected loss experience. These estimates are subjective in nature and invariably involve some inherent uncertainties. Additionally, the occurrence of unexpected events or changes in circumstances can occur that could require us to make changes to our assumptions and which, in turn, could significantly affect and require us to make changes to our previous estimates of fair value. In addition, the fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of existing and anticipated future customer relationships and the value of assets and liabilities that are not considered financial instruments, such as premises and equipment and OREO. Measurement Methodology Cash and Cash Equivalents. The fair value of cash and cash equivalents approximates its carrying value. Interest-Bearing Deposits with Financial Institutions. The fair values of interest-bearing deposits maturing within one year approximate their carrying values. FHLB and FRBSF Stock. The Bank is a member of the FHLB and the FRBSF. As members, we are required to own stock of the FHLB and the FRBSF, the amount of which is based primarily on the level of our borrowings from those institutions. We also have the right to acquire additional shares of stock in either or both of the FHLB and the FRBSF. During the year ended December 31, 2015 , we purchased $33 thousand in value of FHLB stock and no shares of FRBSF stock. The fair values of the FHLB and FRBSF stock are equal to their respective carrying amounts, are classified as restricted securities and are periodically evaluated for impairment based on our assessment of the ultimate recoverability of our investments in that stock. Any cash or stock dividends paid to us on such stock are reported as income. Investment Securities Available for Sale. Fair value measurement for our investment securities available for sale is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 investment securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the- counter markets and money market funds. Level 2 investment securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed securities in less liquid markets. Impaired Loans . Loans measured for impairment are measured at an observable market price (if available), or the fair value of the loan’s collateral (if the loan is collateral dependent). The fair value of an impaired loan may be estimated using one of several methods, including collateral value, market value of similar debt, liquidation value and discounted cash flows. Those impaired loans not requiring a specific loan loss reserve represent loans for which the fair value of the expected repayments or collateral exceeds the recorded investments in such loans. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan at Level 2. When an appraised value is not available or we determine that the fair value of the collateral is further impaired below the appraised value and there is no observable market price, we record the impaired loan at Level 3. Loans . The fair value for loans with variable interest rates less a credit discount is the carrying amount. The fair value of fixed rate loans is derived by calculating the discounted value of future cash flows expected to be received by the various homogeneous categories of loans. All loans have been adjusted to reflect changes in credit risk. Changes are not recorded directly as an adjustment to current earnings or comprehensive income, but rather as an adjustment component in determining the overall adequacy of the loan loss reserve. Other Real Estate Owned . OREO is reported at its net realizable value (fair value less estimated costs to sell) at the time any real estate collateral is acquired by the Bank in satisfaction of a loan. Subsequently, OREO is carried at the lower of carrying value or fair value less estimated costs to sell. Fair value is determined based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the foreclosed asset at Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, we record the foreclosed asset at Level 3. Deposits. Deposits are carried at historical cost. The carrying amounts of deposits from savings and money market accounts are deemed to approximate fair value as they either have no stated maturities or short-term maturities. Certificates of deposit are estimated utilizing discounted cash flow techniques. The interest rates applied are rates currently being offered for similar certificates of deposit. Borrowings. The fair value of borrowings is the carrying amount for those borrowings that mature on a daily basis. The fair value of term borrowings is derived by calculating the discounted value of future cash flows expected to be paid out by the Company. Junior Subordinated Debentures. The fair value of the junior subordinated debentures is based on quoted market prices of the underlying securities. These securities are variable rate in nature and repriced quarterly. Commitments to Extend Credit and Standby Letters of Credit. The fair value of commitments to extend credit and standby letters of credit are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Interest Receivable and Interest Payable. The carrying amounts of our accrued interest receivable and accrued interest payable are deemed to approximate fair value.

Significant Accounting Polici28

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Premises and equipment estimated useful lives	Rates of depreciation and amortization are based on the following estimated useful lives: Furniture and equipment Three to seven years Leasehold improvements Lesser of the lease term or estimated useful life

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured on a recurring basis	The following tables show the recorded amounts of assets and liabilities measured at fair value on a recurring basis at December 31, 2015 and 2014 . At December 31, 2015 (Dollars in thousands) Total Level 1 Level 2 Level 3 Assets and Liabilities at Fair Value: Investment securities available for sale Mortgage backed securities issued by U.S. agencies $ 45,154 $ — $ 45,154 $ — Collateralized mortgage obligations issued by non-agency 632 — 632 — Asset-backed securities 1,480 — — 1,480 Mutual funds 4,983 4,983 — — Total securities available for sale at fair value $ 52,249 $ 4,983 $ 45,786 $ 1,480 At December 31, 2014 (Dollars in thousands) Total Level 1 Level 2 Level 3 Assets and Liabilities at Fair Value: Investment securities available for sale Mortgage backed securities issued by U.S. agencies $ 53,739 $ — $ 53,739 $ — Collateralized mortgage obligations issued by non agency 777 — 777 — Asset-backed securities 1,650 — — 1,650 Mutual funds 4,760 4,760 — — Total securities available for sale at fair value $ 60,926 $ 4,760 $ 54,516 $ 1,650
Changes in Level 3 assets measured at fair value on a recurring basis	The changes in Level 3 assets measured at fair value on a recurring basis are summarized as follows for the year ended December 31, 2015 : Asset Backed Securities (Dollars in thousands) Balance of recurring Level 3 instruments at December 31, 2014 $ 1,650 Total gains or losses (realized/unrealized): Included in other comprehensive income (114 ) Settlements (56 ) Transfers in and/or out of Level 3 — Balance of Level 3 assets at December 31, 2015 $ 1,480
Assets measured at fair value on a nonrecurring basis	Information regarding assets measured at fair value on a nonrecurring basis is set forth in the table below. At December 31, 2015 Total Level 1 Level 2 Level 3 Assets at Fair Value: (Dollars in thousands) Impaired loans $ 25,857 $ — $ — $ 25,857 Other real estate owned 650 — 650 — Total $ 26,507 $ — $ 650 $ 25,857
Summary of significant unobservable inputs and valuation techniques	For our fair value measurements classified in Level 3 of the fair value hierarchy as of December 31, 2015 , a summary of the significant unobservable inputs and valuation techniques is as follows: Fair Value Measurement as of December 31, 2015 Valuation Techniques Unobservable Inputs Range Weighted Average (Dollars in thousands) Assets Asset-backed security $ 1,480 Third-Party Pricing Marketability discount N/A (1) Illiquidity discount N/A (1) Impaired loans 25,857 Third-Party Pricing Appraisals N/A (2) $ 27,337 (1) Information is unavailable as valuation was obtained from third-party pricing services. (2) We obtain appraisals for our various properties included within impaired loans which primarily rely upon market comparisons. These market comparisons support our assumption that the carrying value of the respective loans either requires or does not require additional impairment.
Estimated fair values and related carrying amounts of financial instruments	The table below provides estimated fair values and related carrying amounts of our financial instruments as of December 31, 2015 and December 31, 2014 , excluding financial assets and liabilities which are recorded at fair value on a recurring basis. Estimated Fair Value At December 31, 2015 At December 31, 2014 Carrying Value Total Level 1 Level 2 Level 3 Carrying Value Total Level 1 Level 2 Level 3 (Dollars in thousands) Financial assets: Cash and cash equivalents $ 113,921 $ 113,921 $ 113,921 $ — $ — $ 177,135 $ 177,135 177,135 — — Interest-bearing deposits with financial institutions 4,665 4,665 4,665 — — 4,668 4,668 4,668 — — Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock 8,170 8,170 8,170 — — 8,137 8,137 8,137 — — Loans, net 849,733 846,690 — — 846,690 824,197 818,547 — — 818,547 Accrued interest receivable 2,266 2,266 2,266 — — 2,436 2,436 2,436 — — Financial liabilities: Noninterest bearing deposits 249,676 249,676 249,676 — — 237,491 237,491 237,491 — — Interest-bearing deposits 644,164 643,935 — 643,935 — 678,818 678,890 — 678,890 — Borrowings 10,000 9,999 — 9,999 — 39,500 39,418 — 39,418 — Junior subordinated debentures 17,527 17,527 — 17,527 — 17,527 17,527 — 17,527 — Accrued interest payable 255 255 255 — — 222 222 222 — —

Investments (Tables)

Investments (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Major components of securities available for sale and comparison of amortized cost, estimated fair market values, and gross unrealized gains and losses	The following table sets forth the major components of securities available for sale and compares the amortized costs and estimated fair market values of, and the gross unrealized gains and losses on, these securities at December 31, 2015 and 2014 : (Dollars in thousands) December 31, 2015 December 31, 2014 Amortized Cost Gross Unrealized Estimated Fair Value Amortized Cost Gross Unrealized Estimated Fair Value Gain Loss Gain Loss Securities Available for Sale Mortgage backed securities issued by U.S. Agencies (1) $ 46,126 $ 4 $ (976 ) $ 45,154 $ 54,653 $ 26 $ (940 ) $ 53,739 Collateralized mortgage obligations issued by non agencies (1) 646 — (14 ) 632 790 — (13 ) 777 Asset backed security (2) 2,027 — (547 ) 1,480 2,083 — (433 ) 1,650 Mutual funds (3) 5,000 33 (50 ) 4,983 4,750 45 (35 ) 4,760 Total $ 53,799 $ 37 $ (1,587 ) $ 52,249 $ 62,276 $ 71 $ (1,421 ) $ 60,926 (1) Secured by closed-end first liens on 1-4 family residential mortgages. (2) Comprised of a security that represents an interest in a pool of trust preferred securities issued by U.S.-based banks and insurance companies. (3) Consists primarily of mutual fund investments in closed-end first lien 1-4 family residential mortgages.
Amortized cost and estimated fair values of securities available for sale by contractual maturities and historical prepayments based on prior twelve months of principal payments	Expected maturities will differ from contractual maturities and historical prepayments, particularly with respect to collateralized mortgage obligations, primarily because prepayment rates are affected by changes in conditions in the interest rate market and, therefore, future prepayment rates may differ from historical prepayment rates. At December 31, 2015 Maturing in (Dollars in thousands) One year or less Over one year through five years Over five years through ten years Over ten Years Total Securities available for sale, amortized cost $ 7,761 $ 26,178 $ 14,164 $ 5,696 $ 53,799 Securities available for sale, estimated fair value 7,599 25,716 13,857 5,077 52,249 Weighted average yield 1.63 % 1.60 % 1.60 % 2.05 % 1.65 % At December 31, 2014 Maturing in (Dollars in thousands) One year or less Over one year through five years Over five years through ten years Over ten Years Total Securities available for sale, amortized cost $ 7,483 $ 29,008 $ 17,448 $ 8,337 $ 62,276 Securities available for sale, estimated fair value 7,359 28,614 17,148 7,805 60,926 Weighted average yield 1.54 % 1.64 % 1.60 % 1.83 % 1.64 %
Gross unrealized losses and fair values of investments	The tables below indicate, as of December 31, 2015 and 2014 , the gross unrealized losses and fair values of our investments, aggregated by investment category, and length of time that the individual securities have been in a continuous unrealized loss position. Securities with Unrealized Loss at December 31, 2015 Less than 12 months 12 months or more Total (Dollars in thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Residential mortgage backed securities issued by U.S. Agencies $ 20,597 $ (197 ) $ 23,865 $ (779 ) $ 44,462 $ (976 ) Non-agency collateralized mortgage obligations — — 631 (14 ) 631 (14 ) Asset backed security — — 1,480 (547 ) 1,480 (547 ) Mutual funds 1,728 (23 ) 973 (27 ) 2,701 (50 ) Total $ 22,325 $ (220 ) $ 26,949 $ (1,367 ) $ 49,274 $ (1,587 ) Securities With Unrealized Loss as of December 31, 2014 Less than 12 months 12 months or more Total (Dollars In thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Residential mortgage backed securities issued by U.S. Agencies $ — $ — $ 50,697 $ (940 ) $ 50,697 $ (940 ) Non-agency collateralized mortgage obligations — — 776 (13 ) 776 (13 ) Asset backed security — — 1,651 (433 ) 1,651 (433 ) Mutual funds 2,464 (35 ) — — 2,464 (35 ) Total $ 2,464 $ (35 ) $ 53,124 $ (1,386 ) $ 55,588 $ (1,421 )
Other-than-temporary impairments, portion attributable to non-credit related factors recognized in other comprehensive loss	The table below presents, for the years ended December 31, 2015 and 2014 , a roll-forward of OTTI in those instances when a portion of the OTTI was attributable to non-credit related factors and, therefore, was recognized in other comprehensive loss: (Dollars in thousands) Gross Other- Than- Temporary Impairments Other-Than- Temporary Impairments Included in Other Comprehensive Loss Net Other-Than- Temporary Impairments Included in Retained Earnings (Deficit) Balance – December 31, 2013 $ (1,459 ) $ (906 ) $ (553 ) Changes in market value on securities for which an OTTI was previously recognized 455 455 — Principal received on OTTI security 18 18 — Balance – December 31, 2014 $ (986 ) $ (433 ) $ (553 ) Change in market value on a security for which an OTTI was previously recognized (153 ) (153 ) — Principal received on OTTI security 52 52 — Balance – December 31, 2015 $ (1,087 ) $ (534 ) $ (553 )
Schedule of equity method investments	As of December 31, 2015 and December 31, 2014 , our other investment was as follows: December 31, 2015 2014 (Dollars in thousands) Investments accounted for under the equity method $ — $ 2,081

Loans and Allowance for Loan 31

Loans and Allowance for Loan and Lease Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Composition of loan portfolio	The loan portfolio consisted of the following at: December 31, 2015 December 31, 2014 (Dollars in thousands) Amount Percent Amount Percent Commercial loans $ 347,300 40.3 % $ 301,746 36.0 % Commercial real estate loans – owner occupied 195,554 22.7 % 212,515 25.4 % Commercial real estate loans – all other 146,641 17.0 % 146,676 17.5 % Residential mortgage loans – multi-family 81,487 9.5 % 95,276 11.4 % Residential mortgage loans – single family 52,072 6.0 % 64,326 7.7 % Land development loans 10,001 1.2 % 7,745 0.9 % Consumer loans 28,663 3.3 % 9,687 1.2 % Gross loans 861,718 100.0 % 837,971 100.0 % Deferred fee (income) costs, net 731 59 Allowance for loan and lease losses (12,716 ) (13,833 ) Loans, net $ 849,733 $ 824,197
Allowance for loan losses and loan balances	Set forth below is a summary of the activity in the ALLL, by portfolio type, during the years ended December 31, 2015 , 2014 and 2013 . (Dollars in thousands) Commercial Real Estate Land Development Consumer and Single Family Mortgages Total ALLL in the year ended December 31, 2015: Balance at beginning of year $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 Charge offs (2,643 ) — (85 ) (199 ) (2,927 ) Recoveries 1,798 4 — 8 1,810 Provision (186 ) (28 ) 71 143 — Balance at end of year $ 6,639 $ 5,109 $ 282 $ 686 $ 12,716 ALLL in the year ended December 31, 2014: Balance at beginning of year $ 5,812 $ 4,517 $ 165 $ 864 $ 11,358 Charge offs (551 ) — — (102 ) (653 ) Recoveries 1,467 76 — 85 1,628 Provision 942 540 131 (113 ) 1,500 Balance at end of year $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 ALLL in the year ended December 31, 2013: Balance at beginning of year $ 6,340 $ 3,487 $ 248 $ 806 $ 10,881 Charge offs (5,945 ) (308 ) (5 ) (200 ) (6,458 ) Recoveries 2,337 5 54 34 2,430 Provision 3,080 1,333 (132 ) 224 4,505 Balance at end of year $ 5,812 $ 4,517 $ 165 $ 864 $ 11,358 Set forth below is information regarding loan balances and the related ALLL, by portfolio type, as of December 31, 2015 and December 31, 2014 . (Dollars in thousands) Commercial Real Estate Land Development Consumer and Single Family Mortgages Total ALLL balance at December 31, 2015 related to: Loans individually evaluated for impairment $ — $ 484 $ — $ — $ 484 Loans collectively evaluated for impairment $ 6,639 $ 4,625 $ 282 $ 686 $ 12,232 Total $ 6,639 $ 5,109 $ 282 $ 686 $ 12,716 Loans balance at December 31, 2015 related to: Loans individually evaluated for impairment $ 12,431 $ 11,107 $ 1,618 $ 701 $ 25,857 Loans collectively evaluated for impairment 334,869 412,575 8,383 80,034 835,861 Total $ 347,300 $ 423,682 $ 10,001 $ 80,735 $ 861,718 ALLL balance at December 31, 2014 related to: Loans individually evaluated for impairment $ 995 $ 537 $ — $ — $ 1,532 Loans collectively evaluated for impairment $ 6,675 $ 4,596 $ 296 $ 734 $ 12,301 Total $ 7,670 $ 5,133 $ 296 $ 734 $ 13,833 Loans balance at December 31, 2014 related to: Loans individually evaluated for impairment $ 21,117 $ 7,536 $ 2,111 $ 4,373 $ 35,137 Loans collectively evaluated for impairment 280,629 446,931 5,634 69,640 802,834 Total $ 301,746 $ 454,467 $ 7,745 $ 74,013 $ 837,971
Summary of delinquency status of loans by portfolio type	The following table provides a summary of the delinquency status of loans by portfolio type at December 31, 2015 and 2014 : (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days and Greater Total Past Due Current Total Loans Outstanding Loans >90 Days and Accruing At December 31, 2015 Commercial loans $ 2,010 $ 1,008 $ 8,766 $ 11,784 $ 335,516 $ 347,300 $ — Commercial real estate loans – owner-occupied — — 797 797 194,757 195,554 — Commercial real estate loans – all other 316 — 5,207 5,523 141,118 146,641 — Residential mortgage loans – multi-family — — — — 81,487 81,487 — Residential mortgage loans – single family — — 535 535 51,537 52,072 — Land development loans — — 1,618 1,618 8,383 10,001 — Consumer loans — — — — 28,663 28,663 — Total (1) $ 2,326 $ 1,008 $ 16,923 $ 20,257 $ 841,461 $ 861,718 $ — At December 31, 2014 Commercial loans $ 553 $ — $ — $ 553 $ 301,193 $ 301,746 $ — Commercial real estate loans – owner-occupied — — — — 212,515 212,515 — Commercial real estate loans – all other 20 — 2,117 2,137 144,539 146,676 — Residential mortgage loans – multi-family — — — — 95,276 95,276 — Residential mortgage loans – single family 835 — 285 1,120 63,206 64,326 — Land development loans — — 364 364 7,381 7,745 — Consumer loans 17 — — 17 9,670 9,687 — Total $ 1,425 $ — $ 2,766 $ 4,191 $ 833,780 $ 837,971 $ — (1) Loans 90 days or more past due included one consumer mortgage loan collateralized by residential real estate with a recorded investment of $535 thousand which is in the process of foreclosure.
Loans on nonaccrual status by portfolio type	The following table provides information with respect to loans on nonaccrual status, by portfolio type, as of December 31, 2015 and 2014 : December 31, 2015 2014 (Dollars in thousands) Nonaccrual loans: Commercial loans $ 12,284 $ 16,182 Commercial real estate loans – owner occupied 3,815 2,171 Commercial real estate loans – all other 6,268 2,117 Residential mortgage loans - multi family 447 — Residential mortgage loans – single family 701 1,472 Land development loans 1,618 2,111 Total (1) $ 25,133 $ 24,053 (1) Nonaccrual loans may include loans that are currently considered performing loans.
Summary of loans by portfolio type and internal credit quality ratings	We classify our loan portfolio using internal credit quality ratings. The following table provides a summary of loans by portfolio type and our internal credit quality ratings as of December 31, 2015 and 2014 , respectively. December 31, (Dollars in thousands) 2015 2014 Increase (Decrease) Pass: Commercial loans $ 329,192 $ 280,102 $ 49,090 Commercial real estate loans – owner occupied 189,944 208,687 (18,743 ) Commercial real estate loans – all other 127,702 128,974 (1,272 ) Residential mortgage loans – multi family 81,040 94,817 (13,777 ) Residential mortgage loans – single family 51,371 62,854 (11,483 ) Land development loans 8,383 5,634 2,749 Consumer loans 28,663 9,687 18,976 Total pass loans $ 816,295 $ 790,755 $ 25,540 Special Mention: Commercial loans $ 5,626 $ 351 $ 5,275 Commercial real estate loans – owner occupied 177 — 177 Commercial real estate loans – all other 9,452 6,588 2,864 Residential mortgage loans – multi family — 459 (459 ) Total special mention loans $ 15,255 $ 7,398 $ 7,857 Substandard: Commercial loans $ 12,482 $ 19,655 $ (7,173 ) Commercial real estate loans – owner occupied 5,433 3,828 1,605 Commercial real estate loans – all other 9,487 11,114 (1,627 ) Residential mortgage loans – multi family 447 — 447 Residential mortgage loans – single family 701 1,472 (771 ) Land development loans 1,618 2,111 (493 ) Total substandard loans $ 30,168 $ 38,180 $ (8,012 ) Doubtful: Commercial loans $ — $ 1,638 $ (1,638 ) Total doubtful loans $ — $ 1,638 $ (1,638 ) Total Loans: $ 861,718 $ 837,971 $ 23,747
Schedule of impaired loans	The following table sets forth information regarding impaired loans, at December 31, 2015 and December 31, 2014 : December 31, (Dollars in thousands) 2015 2014 Impaired loans: Nonaccruing loans $ 5,063 $ 18,118 Nonaccruing restructured loans 20,070 5,935 Accruing restructured loans (1) 724 11,084 Accruing impaired loans — — Total impaired loans $ 25,857 $ 35,137 Impaired loans less than 90 days delinquent and included in total impaired loans $ 6,584 $ 32,371 (1) See "Troubled Debt Restructurings" below for a description of accruing restructured loans at December 31, 2015 and December 31, 2014 . The table below contains additional information with respect to impaired loans, by portfolio type, as of December 31, 2015 and 2014 : December 31, 2015 December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance (1) Recorded Investment Unpaid Principal Balance Related Allowance (1) (Dollars in thousands) No allowance recorded: Commercial loans $ 12,431 $ 14,137 $ — $ 18,563 $ 18,839 $ — Commercial real estate loans – owner occupied 2,371 2,515 — 2,171 2,440 — Commercial real estate loans – all other 6,668 6,806 — 5,365 5,423 — Residential mortgage loans – multi-family 447 450 — — — — Residential mortgage loans – single family 701 1,037 — 4,373 4,610 — Land development loans 1,618 1,732 — 2,111 2,146 — Total 24,236 26,677 — 32,583 33,458 — With allowance recorded: Commercial loans $ — $ — $ — $ 2,554 $ 2,983 $ 1,532 Commercial real estate loans – owner occupied 1,621 1,872 484 — — — Total 1,621 1,872 484 2,554 2,983 1,532 Total Commercial loans $ 12,431 $ 14,137 $ — $ 21,117 $ 21,822 $ 1,532 Commercial real estate loans – owner occupied 3,992 4,387 484 2,171 2,440 — Commercial real estate loans – all other 6,668 6,806 — 5,365 5,423 — Residential mortgage loans – multi-family 447 450 — — — — Residential mortgage loans – single family 701 1,037 — 4,373 4,610 — Land development loans 1,618 1,732 — 2,111 2,146 — Total 25,857 28,549 484 35,137 36,441 1,532 (1) When the discounted cash flows, collateral value or market price equals or exceeds the recorded investment in the loan, then specific reserves are not required to be set aside for the loan within the ALLL. This typically occurs when the impaired loans have been partially charged-off and/or there have been interest payments received and applied to the balance of the principal outstanding. Average balances and interest income recognized on impaired loans, by portfolio type, for the year ended December 31, 2015 , 2014 and 2013 were as follows: Year Ended December 31, 2015 2014 2013 Average Balance Interest Income Recognized Average Balance Interest Income Recognized Average Balance Interest Income Recognized No allowance recorded: Commercial loans $ 13,455 $ 178 $ 12,590 $ 782 $ 8,691 $ 496 Commercial real estate loans – owner occupied 2,494 115 2,088 18 3,121 — Commercial real estate loans – all other 6,256 337 6,442 290 12,119 188 Residential mortgage loans – multi-family 451 13 — — — — Residential mortgage loans – single family 3,137 — 3,732 148 1,716 187 Land development loans 1,665 7 1,246 91 302 12 Total 27,458 650 26,098 1,329 25,949 883 With allowance recorded: Commercial loans 528 — 2,298 34 — — Commercial real estate loans – owner occupied 815 — 121 — — — Total 1,343 — 2,419 34 — — Total Commercial loans 13,983 178 14,888 816 8,691 496 Commercial real estate loans – owner occupied 3,309 115 2,209 18 3,121 — Commercial real estate loans – all other 6,256 337 6,442 290 12,119 188 Residential mortgage loans – multi-family 451 13 — — — — Residential mortgage loans – single family 3,137 — 3,732 148 1,716 187 Land development loans 1,665 7 1,246 91 302 12 Total $ 28,801 $ 650 $ 28,517 $ 1,363 $ 25,949 $ 883
Troubled debt restructurings	During the years ended December 31, 2015 , 2014 and 2013 , TDRs that were modified within the preceding 12-month period which subsequently defaulted were as follows: Year Ended December 31, 2015 2014 2013 Number of loans Recorded Investment Number of loans Recorded Investment Number of loans Recorded Investment (Dollars in thousands) Commercial loans — $ — — $ — 2 $ 65 Commercial real estate – all other 1 4,114 — — — — Total 1 $ 4,114 — $ — 2 $ 65 The following table presents loans restructured as TDRs during the years ended December 31, 2015 , 2014 and 2013 : Year Ended December 31, 2015 2014 2013 (Dollars in thousands) Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Performing Commercial loans 2 $ 147 $ 147 — $ — $ — 1 $ 177 $ 177 Commercial real estate - owner occupied 1 177 177 — — — — — — Commercial real estate – all other 1 400 400 — — — 1 613 303 4 724 724 — — — 2 790 480 Nonperforming Commercial loans 3 2,634 2,634 3 2,716 2,672 3 1,357 1,118 Commercial real estate – owner occupied 2 1,778 1,778 — — — — — — Commercial real estate – all other 1 4,114 4,114 — — — — — — Residential mortgage loans – single family — — — 1 244 242 — — — Land development loans — — — — — — 1 439 391 6 8,526 8,526 4 2,960 2,914 4 1,796 1,509 Total troubled debt restructurings 10 $ 9,250 $ 9,250 4 $ 2,960 $ 2,914 6 $ 2,586 $ 1,989

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Major classes of premises and equipment	The major classes of premises and equipment are as follows: (Dollars in thousands) December 31, 2015 2014 Furniture and equipment $ 8,371 $ 8,380 Leasehold improvements 1,910 2,036 10,281 10,416 Accumulated depreciation and amortization (9,139 ) (9,324 ) Total $ 1,142 $ 1,092

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Maturities of time certificates of deposit	The scheduled maturities of all time certificates of deposit at December 31, 2015 were as follows: (Dollars in thousands) At December 31, 2015 2016 $ 255,491 2017 20,798 2018 3,106 2019 919 2020 and beyond 12 Total $ 280,326

Borrowings and Contractual Ob34

Borrowings and Contractual Obligations (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Borrowings	At December 31, 2015 and 2014 , our borrowings and contractual obligations consisted of the following: December 31, (Dollars in thousands) 2015 2014 FHLB advances—short-term $ 10,000 $ 29,500 FHLB advances—long-term — 10,000 $ 10,000 $ 39,500
Federal Home Loan Bank borrowings	These borrowings had a weighted-average annualized interest rate of 1.02% for the year ended December 31, 2015 . Principal Amounts Interest Rate Maturity Dates (Dollars in thousands) $5,000 1.08% September 19, 2016 5,000 0.96% September 30, 2016
Terms of debentures remained outstanding	Set forth below are the respective principal amounts, and certain other information regarding the terms of the Debentures that remained outstanding as of December 31, 2015 and 2014 : Original Issue Dates Principal Amount Interest Rate (1) Maturity Dates (In thousands) September 2002 $ 7,217 LIBOR plus 3.40% September 2032 October 2004 10,310 LIBOR plus 2.00% October 2034 Total $ 17,527 (1) Interest rate resets quarterly.

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Summary of loan transactions with Board of Directors	The following is a summary of loan transactions with members of the Board of Directors and certain of their affiliates and associates: Year Ended December 31, (Dollars in thousands) 2015 2014 (1) Beginning balance $ 96 $ 653 New loans granted — 124 Principal repayments (96 ) (111 ) Transfers out (2) — (570 ) Ending balance $ — $ 96 (1) No loans made to executive officers who are not also directors. (2) Related to loans that no longer meet the qualifications of a related party.

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Components of income tax expense (benefit)	The components of income tax expense (benefit) from continuing operations consisted of the following for the years ended December 31: (Dollars in thousands) 2015 2014 2013 Current taxes: Federal $ 5 $ 7 $ 957 State 4 — 289 Total current taxes 9 7 1,246 Deferred taxes: Federal (8,490 ) (455 ) 3,150 State (3,070 ) (160 ) 1,214 Total deferred taxes (11,560 ) (615 ) 4,364 Total income tax (benefit) expense $ (11,551 ) $ (608 ) $ 5,610
Differences between statutory federal income tax rate and effective tax rates	The reasons for the differences between the statutory federal income tax rates and our effective tax rates are summarized in the following table: Year Ended December 31, 2015 2014 2013 Federal income tax based on statutory rate 34.0 % 34.0 % 34.0 % State franchise tax net of federal income tax benefit 7.1 6.3 7.0 Permanent differences — (4.1 ) (0.6 ) Other 3.9 2.1 0.2 Valuation allowance (1,343.5 ) 2.9 (100.8 ) Total income tax (benefit) expense (1,298.5 )% 41.2 % (60.2 )%
Components of deferred tax asset	The components of our net deferred tax asset are as follows at: (Dollars in thousands) December 31, 2015 2014 Deferred tax asset: Allowance for loan and lease losses $ 5,253 $ 5,740 Other than temporary impairment on securities 78 78 Deferred compensation 1,098 1,159 Other accrued expenses 1,421 1,196 Charitable contributions 208 220 Reserve for unfunded commitments 113 113 Tax credits 158 161 Net operating loss carry forward 8,313 8,254 Stock based compensation 651 587 Depreciation and amortization 177 208 Unrealized losses on securities and deferred compensation 637 556 Total deferred tax assets 18,107 18,272 Deferred tax liabilities: State taxes (230 ) (230 ) Other (301 ) (25 ) Total deferred tax liabilities (531 ) (255 ) Valuation allowance — (12,084 ) Total net deferred tax asset $ 17,576 $ 5,933

Stock-Based Employee Compensa37

Stock-Based Employee Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted average assumptions used to determine fair values of options granted	The table below summarizes the weighted average assumptions used to determine the fair values of the options granted during the following periods: Year Ended December 31, Assumptions with respect to: 2015 2014 2013 Expected volatility 44 % 44 % 44 % Risk-free interest rate 1.82 % 2.15 % 1.72 % Expected dividends — % 0.61 % 1.00 % Expected term (years) 6.0 6.7 3.1-7.4 Weighted average fair value of options granted during period $ 3.13 $ 2.84 $ 2.56
Stock option activity under plans	The following table summarizes the stock option activity under the Company’s equity incentive plans during the years ended December 31, 2015 , 2014 and 2013 , respectively. Number of Shares Weighted- Average Exercise Price Per Share Number of Shares Weighted- Average Exercise Price Per Share Number of Shares Weighted- Average Exercise Price Per Share 2015 2014 2013 Outstanding – January 1, 1,257,390 $ 6.51 1,821,000 $ 6.88 1,566,965 $ 6.90 Granted 112,828 7.09 58,970 6.38 632,000 6.15 Exercised (296,100 ) 5.15 (288,892 ) 4.24 (94,244 ) 3.23 Forfeited/Canceled (235,422 ) 9.59 (333,688 ) 10.47 (283,721 ) 6.66 Outstanding – December 31, 838,696 6.20 1,257,390 6.51 1,821,000 6.88 Options Exercisable – December 31, 622,770 6.06 788,886 6.69 1,035,434 7.50 Options Vested – December 31, 622,770 $ 6.06 788,886 $ 6.69 1,035,434 $ 7.50
Additional information regarding vested and unvested options outstanding	The following table provides additional information regarding the vested and unvested options that were outstanding at December 31, 2015 . Options Outstanding as of December 31, 2015 Options Exercisable as of December 31, 2015 (1) Vested Unvested Weighted Average Exercise Price Weighted Average Remaining Contractual Life (Years) Shares Weighted Average Exercise Price $2.97 – $5.99 186,981 2,600 $ 3.92 4.96 186,981 $ 3.91 $6.00 – $9.99 410,989 213,326 6.48 7.72 410,989 6.39 $10.00 – $17.99 14,800 — 15.93 0.87 14,800 15.93 $18.00 – $18.84 10,000 — 18.00 0.11 10,000 18.00 622,770 215,926 $ 6.20 6.89 622,770 $ 6.06 (1) The weighted average remaining contractual life of the options that were exercisable as of December 31, 2015 was 6.38 years.
Summary of status of unvested options and weighted average grant date fair values of unvested options	A summary of the status of the unvested options outstanding as of December 31, 2015 , 2014 and 2013 , and changes in the weighted average grant date fair values of the unvested options during the years ended December 31, 2015 , 2014 and 2013 , are set forth in the following table. For the year ended 2015 2014 2013 Number of Shares Subject to Options Weighted Average Grant Date Fair Value Number of Weighted Number of Weighted Unvested at the beginning of the year 468,504 $ 2.68 785,566 $ 2.57 635,706 $ 2.30 Granted 112,828 3.13 58,970 2.84 632,000 2.56 Vested (248,406 ) 2.63 (338,558 ) 2.45 (290,766 ) 2.06 Forfeited/Canceled (117,000 ) 2.78 (37,474 ) 2.57 (191,374 ) 2.38 Unvested at the end of the year 215,926 $ 2.93 468,504 $ 2.68 785,566 $ 2.57
Schedule of restricted stock activity	The following table summarizes the activity related to restricted stock granted, vested and forfeited under our equity incentive plans during the years ended December 31, 2015 and 2014 . For the year ended 2015 2014 Number of Shares Average Grant Date Fair Value Number of Shares Average Grant Date Fair Value Outstanding at the beginning of the year 141,254 $ 6.29 141,284 $ 6.23 Granted 98,829 7.11 51,256 6.37 Vested (80,709 ) 6.48 (45,000 ) 6.24 Forfeited (30,091 ) 6.44 (6,286 ) 6.21 Outstanding at the end of the year 129,283 $ 6.75 141,254 $ 6.29
Compensation expense of non-vested stock options outstanding	We expect that the compensation expense that will be recognized during the periods presented below in respect of stock options and restricted stock outstanding at December 31, 2015 , will be as follows: Estimated Stock Based Compensation Expense Stock Options Estimated Stock Based Compensation Expense Restricted Stock Estimated Stock Based Compensation Expense Total (Dollars in thousands) For the years ending December 31, 2016 $ 226 $ 387 $ 613 2017 113 166 279 2018 35 20 55 2019 7 — 7 2020 and beyond — — — $ 381 $ 573 $ 954

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Changes in projected benefit obligations under supplemental retirement plan	The changes in the projected benefit obligations under the SERP during 2015 , 2014 and 2013 , its funded status at December 31, 2015 , 2014 and 2013 , and the amounts recognized in our consolidated statements of financial condition at each of those dates were as follows: At December 31, (Dollars in thousands) 2015 2014 2013 Change in benefit obligation: Benefit obligation at beginning of period $ 2,815 $ 2,954 $ 3,042 Service cost — — 18 Interest cost 159 168 175 Actuarial loss/(gain) — — — (Benefits paid) (307 ) (307 ) (281 ) Benefit obligation at end of period $ 2,667 $ 2,815 $ 2,954 Funded status: Amounts recognized in the Statement of Financial Condition Unfunded accrued SERP liability—current $ (299 ) $ (299 ) $ (299 ) Unfunded accrued SERP liability—noncurrent (2,368 ) (2,516 ) (2,655 ) Total unfunded accrued SERP liability $ (2,667 ) $ (2,815 ) $ (2,954 ) Net amount recognized in accumulated other comprehensive income Prior service cost/(benefit) $ — $ — $ — Net actuarial loss/(gain) — — — Total net amount recognized in accumulated other comprehensive income $ — $ — $ — Accumulated benefit obligation $ 2,667 $ 2,815 $ 2,954 Components of net periodic SERP cost year to date: Service cost $ — $ — $ 18 Interest cost 159 168 175 Amortization of prior service cost/(benefit) — — 1 Amortization of net actuarial loss/(gain) — — 30 Net periodic SERP cost $ 159 $ 168 $ 224 Recognized in other comprehensive income year to date: Prior service cost/(benefit) Net actuarial loss/(gain) — — — Amortization of prior service cost/(benefit) — — (1 ) Amortization of net actuarial loss/(gain) — — (30 ) Total recognized year to date in other comprehensive (loss) income $ — $ — $ (31 ) Assumptions as of December 31: Assumed discount rate — % — % 6.00 % Rate of compensation increase — % — % — %

Earnings Per Share ("EPS") (Tab

Earnings Per Share ("EPS") (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Computation of basic and diluted earnings per share	The following table shows how we computed basic and diluted EPS for the years ended December 31, 2015 , 2014 and 2013 . (In thousands, except per share data) For the Year Ended December 31, 2015 2014 2013 Numerator: Net income (loss) from continuing operations $ 12,441 $ (869 ) $ (14,934 ) Accumulated declared dividends on preferred stock — (547 ) (538 ) Accumulated undeclared dividends on preferred stock — (616 ) (544 ) Dividends on preferred stock (927 ) — — Inducements for exchange of the preferred stock (512 ) — — Numerator for basic and diluted net income (loss) from continuing operations 11,002 (2,032 ) (16,016 ) Net income (loss) from discontinued operations — 1,226 (7,282 ) Numerator for basic and diluted net income (loss) available to common shareholders $ 11,002 $ (806 ) $ (23,298 ) Denominator: Basic weighted average outstanding shares of common stock 20,517 19,231 18,241 Dilutive effect of employee stock options and contingently issuable shares 159 — — Diluted weighted average common stock and common stock equivalents 20,675 19,231 18,241 Basic income (loss) per common share (1) : Net income (loss) from continuing operations $ 0.54 $ (0.11 ) $ (0.88 ) Net income (loss) from discontinued operations $ — $ 0.07 $ (0.40 ) Net income (loss) available to common shareholders $ 0.54 $ (0.04 ) $ (1.28 ) Diluted income (loss) per common share (1) : Net income (loss) from continuing operations $ 0.53 $ (0.11 ) $ (0.88 ) Net income (loss) from discontinued operations $ — $ 0.07 $ (0.40 ) Net income (loss) available to common shareholders $ 0.53 $ (0.04 ) $ (1.28 ) (1) The basic and diluted earnings per share amounts for the year ended December 31, 2015 are the same under both the Treasury Stock Method and the Two-Class Method as prescribed in FASB ASC 260-10, Earnings Per Share . The Two-Class Method is not required for the years ended December 31, 2014 and 2013.
Antidilutive securities excluded from earnings per share	The weighted average shares that have an antidilutive effect in the calculation of diluted net income (loss) per share and have been excluded from the computations above were as follows: For the Year Ended December 31, 2015 2014 2013 Stock options (1)(2) 360,600 1,746,696 1,612,495 Convertible securities (3) — 2,602,707 2,396,504 Shares subject to stock purchase warrants (4) — 761,278 761,278 (1) Stock options were excluded from the computation of diluted earnings per common share for the year ended December 31, 2015 because the options were either “ out-of-the-money ” or the effect of exercise would have been antidilutive. (2) Stock options were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 as we reported a net loss from continuing operations. (3) Convertible securities were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 as we reported a net loss from continuing operations. (4) Stock purchase warrants were excluded from the computation of diluted earnings per common share for the years ended December 31, 2014 and 2013 because the exercisability of those warrants was conditioned on the happening of certain future events.

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Schedule of accumulated other comprehensive income	Accumulated other comprehensive income, net as of December 31, 2015 , 2014 and 2013 was as follows: Unrealized Gain (Loss) on Securities Available-for-Sale, net of tax Unrealized Gain (Loss) on Supplemental Executive Plan Expense, net Accumulated Other Comprehensive Income, Net (Dollars in thousands) Beginning balance as of January 1, 2013 $ (545 ) $ (20 ) $ (565 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,141 thousand (1) (1,635 ) — (1,635 ) Amounts reclassified from accumulated other comprehensive income, net of tax provision of $18 thousand and tax provision of $10 thousand, respectively (2) 26 20 46 Other comprehensive (loss) income, net of tax benefit of $1,123 thousand and tax provision of $10 thousand, respectively (1,609 ) 20 (1,589 ) Ending balance as of December 31, 2013 $ (2,154 ) $ — $ (2,154 ) Other comprehensive income before reclassifications, net of tax provision of $847 thousand (1) 1,462 — 1,462 Amounts reclassified from accumulated other comprehensive income, net of tax — — — Other comprehensive income, net of tax provision of $847 thousand 1,462 — 1,462 Ending balance as of December 31, 2014 $ (692 ) $ — $ (692 ) Other comprehensive income before reclassifications, net of tax provision of $81 thousand (1) (118 ) — (118 ) Amounts reclassified from accumulated other comprehensive income, net of tax — — — Other comprehensive income, net of tax provision of $81 thousand (118 ) — (118 ) Ending balance as of December 31, 2015 $ (810 ) $ — $ (810 ) (1) Tax impact included in Deferred tax assets . (2) Gross amounts related to Unrealized Gain (Loss) on Securities Available-for-Sale, net of tax are included in Net gains on sale of securities available for sale. Gross amounts related to Unrealized Gain (Loss) on Supplemental Executive Plan Expense, net are included in Salaries and employee benefits . Related tax impact amounts are included in Income tax provision (benefit) .

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Summary of future minimum non-cancelable lease commitments	Future minimum non-cancelable lease commitments were as follows at December 31, 2015 : (Dollars in thousands) 2016 $ 2,302 2017 1,467 2018 1,327 2019 1,340 2020 and beyond 507 Total $ 6,943
Activity related repurchase reserves	The following table sets forth information, at December 31, 2015 and 2014 , with respect to our reserves: 2015 2014 Beginning balance $ 381 $ 1,883 Provision for repurchases (1 ) (1,502 ) Settlements (66 ) — Total repurchases reserve $ 314 $ 381

Capital_Operating Plans (Tables

Capital/Operating Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Actual amount and capital ratios of Company and Bank	The actual capital amounts and ratios of the Company and the Bank at December 31, 2015 and December 31, 2014 are presented in the following tables: Applicable Federal Regulatory Requirement At December 31, 2015 Actual Capital For Capital Adequacy Purposes To be Categorized As Well Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total Capital to Risk Weighted Assets: Company $ 154,884 16.8 % $ 73,871 At least 8.0 N/A N/A Bank 136,457 15.0 % 72,672 At least 8.0 $ 90,841 At least 10.0 Common Equity Tier 1 Capital to Risk Weighted Assets: Company 131,188 14.2 % 41,552 At least 4.5 N/A N/A Bank 125,018 13.8 % 40,878 At least 4.5 59,046 At least 6.5 Tier 1 Capital to Risk Weighted Assets: Company $ 143,260 15.5 % $ 55,403 At least 6.0 N/A N/A Bank 125,018 13.8 % 54,504 At least 6.0 $ 72,672 At least 8.0 Tier 1 Capital to Average Assets: Company $ 143,260 13.3 % $ 42,984 At least 4.0 N/A N/A Bank 125,018 11.8 % 42,319 At least 4.0 $ 52,899 At least 5.0 Applicable Federal Regulatory Requirement At December 31, 2014 Actual Capital For Capital Adequacy Purposes To be Categorized As Well Capitalized Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) Total Capital to Risk Weighted Assets: Company $ 142,142 17.0 % $ 66,924 At least 8.0 N/A N/A Bank 122,930 14.8 % 66,524 At least 8.0 $ 83,155 At least 10.0 Tier 1 Capital to Risk Weighted Assets: Company $ 131,635 15.7 % $ 33,462 At least 4.0 N/A N/A Bank 112,485 13.5 % 33,262 At least 4.0 $ 49,893 At least 6.0 Tier 1 Capital to Average Assets: Company $ 131,635 12.2 % $ 43,055 At least 4.0 N/A N/A Bank 112,485 10.5 % 42,806 At least 4.0 $ 53,508 At least 5.0

Parent Company Only Informati43

Parent Company Only Information (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Statements of Financial Condition	Condensed Statements of Financial Condition December 31, (Dollars in thousands) 2015 2014 Assets: Due from banks and interest-bearing deposits with financial institutions $ 9,736 $ 8,805 Investment in subsidiaries 141,197 127,419 Other assets 649 641 Total assets $ 151,582 $ 136,865 Liabilities and shareholders’ equity: Liabilities $ 139 $ 57 Junior subordinated debentures 17,527 17,527 Shareholders’ equity 133,916 119,281 Total liabilities and shareholders’ equity $ 151,582 $ 136,865
Condensed Statements of Operations	Condensed Statements of Operations Year Ended December 31, (Dollars in thousands) 2015 2014 2013 Interest income $ 9 $ 10 $ 60 Interest expense (507 ) (580 ) (544 ) Other income 28 81 — Other expenses (984 ) (849 ) (1,934 ) Equity in undistributed earnings of subsidiaries 13,895 1,695 (19,798 ) Net (loss) income $ 12,441 $ 357 $ (22,216 )
Condensed Statements of Cash Flows	Condensed Statements of Cash Flows Year Ended December 31, (Dollars in thousands) 2015 2014 2013 Cash Flows from Operating Activities: Net income (loss) $ 12,441 $ 357 $ (22,216 ) Adjustments to reconcile net income (loss) to net cash used in operating activities: Net increase in other assets (7 ) (47 ) (2 ) Stock-based compensation expense 1,233 1,139 804 Undistributed (income) loss of subsidiary (13,895 ) (1,695 ) 19,798 Net increase (decrease) in interest payable 81 (2,055 ) 544 Net (decrease) increase in other liabilities — (220 ) 220 Net cash used in operating activities (147 ) (2,521 ) (852 ) Cash Flows from Investing Activities: Proceeds from dissolution of trust preferred securities — — 155 Net cash provided by investing activities — — 155 Cash Flows from Financing Activities: Proceeds from sale of common stock (324 ) — 14,978 Common stock options exercised 1,511 1,218 303 Tax effect included in stockholders equity of restricted stock vesting (109 ) (52 ) — Capital contribution to subsidiaries — — (17,000 ) Net cash provided by (used in) financing activities 1,078 1,166 (1,719 ) Net increase (decrease) in cash and cash equivalents 931 (1,355 ) (2,416 ) Cash and Cash Equivalents, beginning of period 8,805 10,160 12,576 Cash and Cash Equivalents, end of period $ 9,736 $ 8,805 $ 10,160

Business Segment Information (T

Business Segment Information (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Net interest income and noninterest income	The following table sets forth information regarding the net interest income and noninterest income for our commercial banking and discontinued operations segments, respectively, for the years ended December 31, 2015 , 2014 and 2013 . (Dollars in thousands) Commercial Other Total from continuing operations Discontinued Operations Total including discontinued operations Net interest income for the year ended December 31, 2015 $ 33,932 $ (404 ) $ 33,528 $ — $ 33,528 2014 $ 32,702 $ (241 ) $ 32,461 $ 77 $ 32,538 2013 $ 30,652 $ (318 ) $ 30,334 $ 488 $ 30,822 Noninterest income for the year ended December 31, 2015 $ 2,658 $ 28 $ 2,686 $ — $ 2,686 2014 $ 4,289 $ 81 $ 4,370 $ 1,039 $ 5,409 2013 $ 806 $ 387 $ 1,193 $ 5,691 $ 6,884 Segment Assets at: December 31, 2015 $ 1,051,501 $ 10,888 $ 1,062,389 $ — $ 1,062,389 December 31, 2014 $ 1,094,120 $ 5,490 $ 1,099,610 $ — $ 1,099,610

Unaudited Quarterly Informati45

Unaudited Quarterly Information (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of quarterly financial information	Unaudited quarterly information for each of the three months in the years ended December 31, 2015 and 2014 was as follows: Three Months Ended December 31, 2015 September 30, 2015 June 30, 2015 March 31, 2015 (in thousands, except per share data) Total interest income $ 9,860 $ 9,653 $ 9,813 $ 9,471 Total interest expense 1,281 1,342 1,324 1,322 Net interest income 8,579 8,311 8,489 8,149 Provision for loan and lease losses — — — — Net interest income after provision for loan and lease losses 8,579 8,311 8,489 8,149 Total noninterest income 626 562 616 882 Total noninterest expense 8,689 8,552 8,967 9,116 Income (loss) from continuing operations before income taxes 516 321 138 (85 ) Income tax (benefit) provision (11,551 ) — — — Net income (loss) from continuing operations $ 12,067 $ 321 $ 138 $ (85 ) Accumulated undeclared dividends on preferred stock — — (309 ) (309 ) Dividends on preferred stock — (309 ) — — Inducements for exchange of the preferred stock — (512 ) — — Net loss allocable to common shareholders $ 12,067 $ (500 ) $ (171 ) $ (394 ) Per share data-basic: Net (loss) income from continuing operations $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Net (loss) income allocable to common shareholders $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Per share data-diluted: Net (loss) income from continuing operations $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Net (loss) income allocable to common shareholders $ 0.53 $ (0.03 ) $ (0.01 ) $ (0.02 ) Three Months Ended December 31, 2014 September 30, 2014 June 30, 2014 March 31, 2014 (in thousands, except per share data) Total interest income $ 10,205 $ 9,664 $ 9,134 $ 9,287 Total interest expense 1,525 1,353 1,508 1,443 Net interest income 8,680 8,311 7,626 7,844 Provision for loan and lease losses — 450 600 450 Net interest income after provision for loan and lease losses 8,680 7,861 7,026 7,394 Total noninterest income 1,238 854 984 1,294 Total noninterest expense 9,580 9,029 8,778 9,421 Income (loss) from continuing operations before income taxes 338 (314 ) (768 ) (733 ) Income tax (benefit) provision (608 ) — — — Net income (loss) from continuing operations $ 946 $ (314 ) $ (768 ) $ (733 ) Net (loss) income from discontinued operations (659 ) (71 ) 772 1,184 Accumulated declared dividends on preferred stock — — — — Accumulated undeclared dividends on preferred stock (251 ) (308 ) (308 ) (296 ) Net loss allocable to common shareholders $ 36 $ (693 ) $ (304 ) $ 155 Per share data-basic: Net (loss) income from continuing operations $ 0.01 $ (0.03 ) $ (0.06 ) $ (0.05 ) Net (loss) income allocable to common shareholders $ 0.01 $ (0.04 ) $ (0.02 ) $ 0.01 Per share data-diluted: Net (loss) income from continuing operations $ 0.01 $ (0.03 ) $ (0.06 ) $ (0.05 ) Net (loss) income allocable to common shareholders $ 0.01 $ (0.04 ) $ (0.02 ) $ 0.01

Nature of Business (Details)

Nature of Business (Details)	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Reselling period of originated mortgage loans (in days)	30 days

Significant Accounting Polici47

Significant Accounting Policies - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)trustSegment	Dec. 31, 2014USD ($)Segment	Dec. 31, 2013Segment	Dec. 31, 2004USD ($)	Dec. 31, 2002USD ($)
Summary Of Significant Accounting Policies [Line Items]
Cash and due from banks	$ 10,645	$ 9,997
Loss reserve for unfunded loan commitments	$ 275	275
Return of TDR loan to accrual status, minimum performance period	6 months
Number of unconsolidated subsidiary investments | trust	2
Junior subordinated debentures	$ 17,527	$ 17,527
Reportable business segments | Segment	1	1	1
Non-reportable segments | Segment	1	1	1
PMB Statutory Trust III
Summary Of Significant Accounting Policies [Line Items]
Junior subordinated debentures					$ 7,200
PMB Capital Trust III
Summary Of Significant Accounting Policies [Line Items]
Junior subordinated debentures				$ 10,300
Federal Reserve Bank of San Francisco
Summary Of Significant Accounting Policies [Line Items]
Cash and due from banks	$ 1,356	$ 724
Officers and Other Employees
Summary Of Significant Accounting Policies [Line Items]
Percentage of forfeitures to unvested options	11.90%

Significant Accounting Polici48

Significant Accounting Policies - Premises and Equipment Estimated Useful Lives (Detail)	12 Months Ended
	Dec. 31, 2015
Minimum
Property, Plant and Equipment [Line Items]
Furniture and equipment, estimated useful life	3 years
Maximum
Property, Plant and Equipment [Line Items]
Furniture and equipment, estimated useful life	7 years

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)shares
Fair Value Disclosures [Abstract]
Payments to acquire Federal Home Loan Bank stock | $	$ 33
Purchases of Federal Reserve Bank of San Francisco stock | shares	0

Fair Value Measurements - Asset

Fair Value Measurements - Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	$ 52,249	$ 60,926
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	52,249	60,926
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	4,983	4,760
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	45,786	54,516
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	1,480	1,650
Mortgage backed securities issued by U.S. Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	45,154	53,739
Mortgage backed securities issued by U.S. Agencies | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	45,154	53,739
Mortgage backed securities issued by U.S. Agencies | Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Mortgage backed securities issued by U.S. Agencies | Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	45,154	53,739
Mortgage backed securities issued by U.S. Agencies | Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Collateralized Mortgage Obligations | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	632	777
Collateralized Mortgage Obligations | Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Collateralized Mortgage Obligations | Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	632	777
Collateralized Mortgage Obligations | Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Asset Backed Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	1,480	1,650
Asset Backed Securities | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	1,480	1,650
Asset Backed Securities | Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Asset Backed Securities | Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Asset Backed Securities | Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	1,480	1,650
Mutual funds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	4,983	4,760
Mutual funds | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	4,983	4,760
Mutual funds | Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	4,983	4,760
Mutual funds | Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Mutual funds | Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Chang

Fair Value Measurements - Changes in Level 3 Assets Measured at Fair Value on Recurring Basis (Detail) - Asset Backed Securities $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Changes in Level 3 assets measured at fair value on a recurring basis
Balance of recurring Level 3 instruments at December 31, 2014	$ 1,650
Total gains or losses (realized/unrealized):
Included in other comprehensive income	(114)
Settlements	(56)
Transfers in and/or out of Level 3	0
Balance of Level 3 assets at December 31, 2015	$ 1,480

Fair Value Measurements - Ass52

Fair Value Measurements - Assets Measured at Fair Value on Nonrecurring Basis (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	$ 26,507
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	25,857
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	650
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	0
Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	0
Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	650
Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	0
Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	650
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	25,857
Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	25,857
Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of assets on nonrecurring basis	$ 0

Fair Value Measurements - Valua

Fair Value Measurements - Valuation Techniques for Level 3 Financial Instruments (Detail) - Level 3 $ in Thousands	Dec. 31, 2015USD ($)
Asset Backed Securities | Third-Party Pricing
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 1,480
Impaired loans | Third-Party Pricing
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	25,857
Assets
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 27,337

Fair Value Measurements - Fair

Fair Value Measurements - Fair Values and Related Carrying Amounts of Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Carrying Value
Financial assets:
Cash and cash equivalents	$ 113,921	$ 177,135
Interest-bearing deposits with financial institutions	4,665	4,668
Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock	8,170	8,137
Loans, net	849,733	824,197
Accrued interest receivable	2,266	2,436
Financial liabilities:
Noninterest bearing deposits	249,676	237,491
Interest-bearing deposits	644,164	678,818
Borrowings	10,000	39,500
Junior subordinated debentures	17,527	17,527
Accrued interest payable	255	222
Total
Financial assets:
Cash and cash equivalents	113,921	177,135
Interest-bearing deposits with financial institutions	4,665	4,668
Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock	8,170	8,137
Loans, net	846,690	818,547
Accrued interest receivable	2,266	2,436
Financial liabilities:
Noninterest bearing deposits	249,676	237,491
Interest-bearing deposits	643,935	678,890
Borrowings	9,999	39,418
Junior subordinated debentures	17,527	17,527
Accrued interest payable	255	222
Level 1
Financial assets:
Cash and cash equivalents	113,921	177,135
Interest-bearing deposits with financial institutions	4,665	4,668
Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock	8,170	8,137
Loans, net	0	0
Accrued interest receivable	2,266	2,436
Financial liabilities:
Noninterest bearing deposits	249,676	237,491
Interest-bearing deposits	0	0
Borrowings	0	0
Junior subordinated debentures	0	0
Accrued interest payable	255	222
Level 2
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing deposits with financial institutions	0	0
Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Financial liabilities:
Noninterest bearing deposits	0	0
Interest-bearing deposits	643,935	678,890
Borrowings	9,999	39,418
Junior subordinated debentures	17,527	17,527
Accrued interest payable	0	0
Level 3
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing deposits with financial institutions	0	0
Federal Reserve Bank of San Francisco and Federal Home Loan Bank stock	0	0
Loans, net	846,690	818,547
Accrued interest receivable	0	0
Financial liabilities:
Noninterest bearing deposits	0	0
Interest-bearing deposits	0	0
Borrowings	0	0
Junior subordinated debentures	0	0
Accrued interest payable	$ 0	$ 0

Investments - Additional Inform

Investments - Additional Information (Details)	1 Months Ended	12 Months Ended
	Nov. 30, 2007USD ($)companyissuerinstitution	Dec. 31, 2015USD ($)Investment	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Schedule of Available-for-sale Securities [Line Items]
Aggregate fair market value of securities pledged as collateral		$ 2,900,000	$ 3,600,000
Net gains on sales of securities available for sale				$ 44,000
Proceeds from sale of securities available for sale				6,700,000
Impairment credit losses on available-for-sale securities		0	0
Portion of other-than-temporary impairment losses recognized in other comprehensive loss		534,000	433,000	$ 906,000
Amortized cost		53,799,000	62,276,000
Estimated Fair Value		52,249,000	60,926,000
Unrealized loss		$ 1,587,000	1,421,000
Asset Backed Securities
Schedule of Available-for-sale Securities [Line Items]
Number of securities | Investment		1
Trust preferred securities, number of issuers | issuer	56
Trust preferred securities, number of U.S. depository institutions | institution	45
Trust preferred securities, number of insurance companies | company	11
Available for sale security purchased, face value	$ 3,000,000
Available for sale security purchased, price as percentage of face amount	95.21%
Available for sale security purchased, price paid	$ 2,900,000
Trust preferred securities issued, value	$ 363,000,000
Basis points over 3 months LIBOR	0.60%
Amortized cost		$ 2,027,000	2,083,000
Estimated Fair Value		1,480,000	1,650,000
Unrealized loss		547,000	$ 433,000
Available-for-sale securities, default experienced		$ 42,500,000
Percentage of default to total current collateral		12.50%
Security payment deferrals		$ 7,000,000
Percentage of payment deferrals to total current collateral		2.10%
Excess subordination		$ 59,500,000

Investments - Major Components

Investments - Major Components of Securities Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 53,799	$ 62,276
Gross Unrealized Gain	37	71
Gross Unrealized Loss	(1,587)	(1,421)
Estimated Fair Value	52,249	60,926
Mortgage backed securities issued by U.S. Agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	46,126	54,653
Gross Unrealized Gain	4	26
Gross Unrealized Loss	(976)	(940)
Estimated Fair Value	45,154	53,739
Collateralized mortgage obligations issued by non agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	646	790
Gross Unrealized Gain	0	0
Gross Unrealized Loss	(14)	(13)
Estimated Fair Value	632	777
Asset Backed Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,027	2,083
Gross Unrealized Gain	0	0
Gross Unrealized Loss	(547)	(433)
Estimated Fair Value	1,480	1,650
Mutual funds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	5,000	4,750
Gross Unrealized Gain	33	45
Gross Unrealized Loss	(50)	(35)
Estimated Fair Value	$ 4,983	$ 4,760

Investments - Amortized Cost an

Investments - Amortized Cost and Estimated Fair Value by Contractual Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized Cost
Securities available for sale, amortized cost, maturing in one year or less	$ 7,761	$ 7,483
Securities available for sale, amortized cost, maturing over one year through five years	26,178	29,008
Securities available for sale, amortized cost, maturing over five years through ten years	14,164	17,448
Securities available for sale, amortized cost, maturing over ten years	5,696	8,337
Amortized Cost	53,799	62,276
Estimated Fair Value
Securities available for sale, estimated fair value, maturing in one year or less	7,599	7,359
Securities available for sale, estimated fair value, maturing over one year through five years	25,716	28,614
Securities available for sale, estimated fair value, maturing over five years through ten years	13,857	17,148
Securities available for sale, estimated fair value, maturing over ten years	5,077	7,805
Securities available for sale, estimated fair value, total	$ 52,249	$ 60,926
Weighted Average Yield
Weighted average yield, maturing in one year or less	1.63%	1.54%
Weighted average yield, maturing over one year through five years	1.60%	1.64%
Weighted average yield, maturing over five years through ten years	1.60%	1.60%
Weighted average yield, maturing over ten years	2.05%	1.83%
Weighted average yield, total	1.65%	1.64%

Investments - Securities with i

Investments - Securities with in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	$ 22,325	$ 2,464
Less than 12 months, Unrealized Loss	(220)	(35)
12 months or more, Fair Value	26,949	53,124
12 months or more, Unrealized Loss	(1,367)	(1,386)
Total, Fair Value	49,274	55,588
Total, Unrealized Loss	(1,587)	(1,421)
Mortgage backed securities issued by U.S. Agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	20,597	0
Less than 12 months, Unrealized Loss	(197)	0
12 months or more, Fair Value	23,865	50,697
12 months or more, Unrealized Loss	(779)	(940)
Total, Fair Value	44,462	50,697
Total, Unrealized Loss	(976)	(940)
Collateralized mortgage obligations issued by non agencies
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	0	0
Less than 12 months, Unrealized Loss	0	0
12 months or more, Fair Value	631	776
12 months or more, Unrealized Loss	(14)	(13)
Total, Fair Value	631	776
Total, Unrealized Loss	(14)	(13)
Asset Backed Securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	0	0
Less than 12 months, Unrealized Loss	0	0
12 months or more, Fair Value	1,480	1,651
12 months or more, Unrealized Loss	(547)	(433)
Total, Fair Value	1,480	1,651
Total, Unrealized Loss	(547)	(433)
Mutual funds
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	1,728	2,464
Less than 12 months, Unrealized Loss	(23)	(35)
12 months or more, Fair Value	973	0
12 months or more, Unrealized Loss	(27)	0
Total, Fair Value	2,701	2,464
Total, Unrealized Loss	$ (50)	$ (35)

Investments - Roll-forward of O

Investments - Roll-forward of OTTI (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Gross Other-Than-Temporary Impairments
Gross Other-Than-Temporary Impairments, Beginning Balance	$ (986)	$ (1,459)
Changes for credit losses on securities for which an OTTI was not previously recognized	(153)	455
Principal received on OTTI security	52	18
Gross Other-Than-Temporary Impairments, Ending Balance	(1,087)	(986)
Other-Than-Temporary Impairments Included in Other Comprehensive Loss
Other-Than-Temporary Impairments Included in Other Comprehensive Loss, Beginning Balance	(433)	(906)
Changes for credit losses on securities for which an OTTI was not previously recognized	(153)	455
Principal received on OTTI security	52	18
Other-Than-Temporary Impairments Included in Other Comprehensive Loss, Ending Balance	(534)	(433)
Net Other-Than Temporary Impairments Included in Retained Earnings
Net Other-Than Temporary Impairments Included in Retained Earnings, Beginning Balance	(553)	(553)
Changes for credit losses on securities for which an OTTI was not previously recognized	0	0
Principal received on OTTI security	0	0
Net Other-Than Temporary Impairments Included in Retained Earnings, Ending Balance	$ (553)	$ (553)

Investments - Other Investments

Investments - Other Investments (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)Investment	Dec. 31, 2013USD ($)
Investments, Debt and Equity Securities [Abstract]
Number of investments accounted for under the equity method | Investment		1
Investment in limited partnership, percent of investment redeemed	100.00%
Return of capital	$ 2,087	$ 0	$ 0
Investments accounted for under the equity method	$ 0	$ 2,081

Loans and Allowance for Loan 61

Loans and Allowance for Loan and Lease Losses - Additional Information (Details)	12 Months Ended
	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate loans pledged to secured borrowings obtained from Federal Home Loan Bank	$ 523,400,000	$ 424,500,000
Loans greater than 90 Days and Accruing	0	0
Impaired loans with no specific reserves	24,200,000	32,600,000
Interest that would have been earned had impaired loans remained current in accordance with original terms	899,000	384,000	$ 490,000
Troubled debt restructurings, totals	$ 20,800,000	17,000,000
Number of loan relationships making up majority of balance of nonperforming TDRs | Loan	3
Specific reserves on TDR's	$ 0
Deemed Impairment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans with no specific reserves	14,200,000
Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans greater than 90 Days and Accruing	0	0
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans greater than 90 Days and Accruing	0	0
Nonperforming
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, totals	20,100,000
Troubled debt restructurings, portion attributable to three loan relationships	15,700,000
Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructurings, totals	724,000
Commercial real estate | All other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans greater than 90 Days and Accruing	$ 0	$ 0

Loans and Allowance for Loan 62

Loans and Allowance for Loan and Lease Losses - Components of Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 861,718	$ 837,971
Deferred fee (income) costs, net	731	59
Allowance for loan and lease losses	(12,716)	(13,833)	$ (11,358)	$ (10,881)
Loans, net	$ 849,733	$ 824,197
Percentage of loan portfolio	100.00%	100.00%
Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 347,300	$ 301,746
Allowance for loan and lease losses	$ (6,639)	$ (7,670)	$ (5,812)	$ (6,340)
Percentage of loan portfolio	40.30%	36.00%
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 28,663	$ 9,687
Percentage of loan portfolio	3.30%	1.20%
Commercial real estate | Owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 195,554	$ 212,515
Percentage of loan portfolio	22.70%	25.40%
Commercial real estate | All other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 146,641	$ 146,676
Percentage of loan portfolio	17.00%	17.50%
Residential mortgage loans | Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 81,487	$ 95,276
Percentage of loan portfolio	9.50%	11.40%
Residential mortgage loans | Single family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 52,072	$ 64,326
Percentage of loan portfolio	6.00%	7.70%
Land development loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,001	$ 7,745
Percentage of loan portfolio	1.20%	0.90%

Loans and Allowance for Loan 63

Loans and Allowance for Loan and Lease Losses - Activity in ALLL (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year				$ 13,833				$ 11,358	$ 13,833	$ 11,358	$ 10,881
Charge offs									(2,927)	(653)	(6,458)
Recoveries									1,810	1,628	2,430
Provision	$ 0	$ 0	$ 0	0	$ 0	$ 450	$ 600	450	0	1,500	4,505
Balance at end of year	12,716				13,833				12,716	13,833	11,358
Commercial loans
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year				7,670				5,812	7,670	5,812	6,340
Charge offs									(2,643)	(551)	(5,945)
Recoveries									1,798	1,467	2,337
Provision									(186)	942	3,080
Balance at end of year	6,639				7,670				6,639	7,670	5,812
Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year				5,133				4,517	5,133	4,517	3,487
Charge offs									0	0	(308)
Recoveries									4	76	5
Provision									(28)	540	1,333
Balance at end of year	5,109				5,133				5,109	5,133	4,517
Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year				296				165	296	165	248
Charge offs									(85)	0	(5)
Recoveries									0	0	54
Provision									71	131	(132)
Balance at end of year	282				296				282	296	165
Consumer and Single Family Mortgages
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year				$ 734				$ 864	734	864	806
Charge offs									(199)	(102)	(200)
Recoveries									8	85	34
Provision									143	(113)	224
Balance at end of year	$ 686				$ 734				$ 686	$ 734	$ 864

Loans and Allowance for Loan 64

Loans and Allowance for Loan and Lease Losses - Loan Balances and Related ALLL (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loans individually evaluated for impairment	$ 484	$ 1,532
Allowance for loans collectively evaluated for impairment	12,232	12,301
Total allowance for loans	12,716	13,833	$ 11,358	$ 10,881
Loans individually evaluated for impairment	25,857	35,137
Loans collectively evaluated for impairment	835,861	802,834
Total loans outstanding	861,718	837,971
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loans individually evaluated for impairment	0	995
Allowance for loans collectively evaluated for impairment	6,639	6,675
Total allowance for loans	6,639	7,670	5,812	6,340
Loans individually evaluated for impairment	12,431	21,117
Loans collectively evaluated for impairment	334,869	280,629
Total loans outstanding	347,300	301,746
Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loans individually evaluated for impairment	484	537
Allowance for loans collectively evaluated for impairment	4,625	4,596
Total allowance for loans	5,109	5,133	4,517	3,487
Loans individually evaluated for impairment	11,107	7,536
Loans collectively evaluated for impairment	412,575	446,931
Total loans outstanding	423,682	454,467
Land Development
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loans individually evaluated for impairment	0	0
Allowance for loans collectively evaluated for impairment	282	296
Total allowance for loans	282	296	165	248
Loans individually evaluated for impairment	1,618	2,111
Loans collectively evaluated for impairment	8,383	5,634
Total loans outstanding	10,001	7,745
Consumer and Single Family Mortgages
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loans individually evaluated for impairment	0	0
Allowance for loans collectively evaluated for impairment	686	734
Total allowance for loans	686	734	$ 864	$ 806
Loans individually evaluated for impairment	701	4,373
Loans collectively evaluated for impairment	80,034	69,640
Total loans outstanding	$ 80,735	$ 74,013

Loans and Allowance for Loan 65

Loans and Allowance for Loan and Lease Losses - Summary of Delinquency Status of Loans by Portfolio Type (Details)	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	$ 2,326,000	$ 1,425,000
60-89 Days Past Due	1,008,000	0
90 Days and Greater	16,923,000	2,766,000
Total Past Due	20,257,000	4,191,000
Current	841,461,000	833,780,000
Total loans outstanding	861,718,000	837,971,000
Loans greater than 90 Days and Accruing	$ 0	0
Mortgage loans in process of foreclosure, number | Loan	1
Mortgage loans in process of foreclosure, amount	$ 535,000
Commercial loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	2,010,000	553,000
60-89 Days Past Due	1,008,000	0
90 Days and Greater	8,766,000	0
Total Past Due	11,784,000	553,000
Current	335,516,000	301,193,000
Total loans outstanding	347,300,000	301,746,000
Loans greater than 90 Days and Accruing	0	0
Consumer loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	17,000
60-89 Days Past Due	0	0
90 Days and Greater	0	0
Total Past Due	0	17,000
Current	28,663,000	9,670,000
Total loans outstanding	28,663,000	9,687,000
Loans greater than 90 Days and Accruing	0	0
Commercial real estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days and Greater	797,000	0
Total Past Due	797,000	0
Current	194,757,000	212,515,000
Total loans outstanding	195,554,000	212,515,000
Loans greater than 90 Days and Accruing	0	0
Commercial real estate | All other
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	316,000	20,000
60-89 Days Past Due	0	0
90 Days and Greater	5,207,000	2,117,000
Total Past Due	5,523,000	2,137,000
Current	141,118,000	144,539,000
Total loans outstanding	146,641,000	146,676,000
Loans greater than 90 Days and Accruing	0	0
Residential mortgage loans | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days and Greater	0	0
Total Past Due	0	0
Current	81,487,000	95,276,000
Total loans outstanding	81,487,000	95,276,000
Loans greater than 90 Days and Accruing	0	0
Residential mortgage loans | Single family
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	835,000
60-89 Days Past Due	0	0
90 Days and Greater	535,000	285,000
Total Past Due	535,000	1,120,000
Current	51,537,000	63,206,000
Total loans outstanding	52,072,000	64,326,000
Loans greater than 90 Days and Accruing	0	0
Land development loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days and Greater	1,618,000	364,000
Total Past Due	1,618,000	364,000
Current	8,383,000	7,381,000
Total loans outstanding	10,001,000	7,745,000
Loans greater than 90 Days and Accruing	$ 0	$ 0

Loans and Allowance for Loan 66

Loans and Allowance for Loan and Lease Losses - Loans on Nonaccrual Status by Portfolio Type (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	$ 25,133	$ 24,053
Commercial loans
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	12,284	16,182
Commercial real estate | Owner occupied
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	3,815	2,171
Commercial real estate | All other
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	6,268	2,117
Residential mortgage loans | Multi family
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	447	0
Residential mortgage loans | Single family
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	701	1,472
Land development loans
Financing Receivable Recorded Investment Nonaccrual Status [Line Items]
Nonaccrual loans	$ 1,618	$ 2,111

Loans and Allowance for Loan 67

Loans and Allowance for Loan and Lease Losses - Summary of Loans by Portfolio Type and Internal Credit Quality Ratings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$ 861,718	$ 837,971
Increase (Decrease) in loan portfolios	23,747
Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	347,300	301,746
Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	28,663	9,687
Commercial real estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Gross loans	195,554	212,515
Commercial real estate | All other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	146,641	146,676
Residential mortgage loans | Multi family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	81,487	95,276
Residential mortgage loans | Single family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	52,072	64,326
Land development loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	10,001	7,745
Pass
Financing Receivable, Recorded Investment [Line Items]
Gross loans	816,295	790,755
Increase (Decrease) in loan portfolios	25,540
Pass | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	329,192	280,102
Increase (Decrease) in loan portfolios	49,090
Pass | Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	28,663	9,687
Increase (Decrease) in loan portfolios	18,976
Pass | Commercial real estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Gross loans	189,944	208,687
Increase (Decrease) in loan portfolios	(18,743)
Pass | Commercial real estate | All other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	127,702	128,974
Increase (Decrease) in loan portfolios	(1,272)
Pass | Residential mortgage loans | Multi family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	81,040	94,817
Increase (Decrease) in loan portfolios	(13,777)
Pass | Residential mortgage loans | Single family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	51,371	62,854
Increase (Decrease) in loan portfolios	(11,483)
Pass | Land development loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	8,383	5,634
Increase (Decrease) in loan portfolios	2,749
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Gross loans	15,255	7,398
Increase (Decrease) in loan portfolios	7,857
Special Mention | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,626	351
Increase (Decrease) in loan portfolios	5,275
Special Mention | Commercial real estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Gross loans	177	0
Increase (Decrease) in loan portfolios	177
Special Mention | Commercial real estate | All other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	9,452	6,588
Increase (Decrease) in loan portfolios	2,864
Special Mention | Residential mortgage loans | Multi family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	459
Increase (Decrease) in loan portfolios	(459)
Substandard
Financing Receivable, Recorded Investment [Line Items]
Gross loans	30,168	38,180
Increase (Decrease) in loan portfolios	(8,012)
Substandard | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	12,482	19,655
Increase (Decrease) in loan portfolios	(7,173)
Substandard | Commercial real estate | Owner occupied
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,433	3,828
Increase (Decrease) in loan portfolios	1,605
Substandard | Commercial real estate | All other
Financing Receivable, Recorded Investment [Line Items]
Gross loans	9,487	11,114
Increase (Decrease) in loan portfolios	(1,627)
Substandard | Residential mortgage loans | Multi family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	447	0
Increase (Decrease) in loan portfolios	447
Substandard | Residential mortgage loans | Single family
Financing Receivable, Recorded Investment [Line Items]
Gross loans	701	1,472
Increase (Decrease) in loan portfolios	(771)
Substandard | Land development loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,618	2,111
Increase (Decrease) in loan portfolios	(493)
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	1,638
Increase (Decrease) in loan portfolios	(1,638)
Doubtful | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	$ 1,638
Increase (Decrease) in loan portfolios	$ (1,638)

Loans and Allowance for Loan 68

Loans and Allowance for Loan and Lease Losses - Nonaccrual Loans and Restructured Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Impaired loans:
Nonaccruing loans	$ 5,063	$ 18,118
Nonaccruing restructured loans	20,070	5,935
Accruing restructured loans	724	11,084
Accruing impaired loans	0	0
Total impaired loans	25,857	35,137
Impaired loans less than 90 days delinquent
Impaired loans:
Total impaired loans	$ 6,584	$ 32,371

Loans and Allowance for Loan 69

Loans and Allowance for Loan and Lease Losses - Additional Information with Respect to Impaired Loans, by Portfolio Type (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 25,857	$ 35,137
Unpaid Principal Balance	28,549	36,441
Related Allowance	484	1,532
Average Balance	28,801	28,517	$ 25,949
Interest Income Recognized	650	1,363	883
Commercial loans
Financing Receivable, Impaired [Line Items]
Recorded Investment	12,431	21,117
Unpaid Principal Balance	14,137	21,822
Related Allowance	0	1,532
Average Balance	13,983	14,888	8,691
Interest Income Recognized	178	816	496
Commercial real estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment	3,992	2,171
Unpaid Principal Balance	4,387	2,440
Related Allowance	484	0
Average Balance	3,309	2,209	3,121
Interest Income Recognized	115	18	0
Commercial real estate | All other
Financing Receivable, Impaired [Line Items]
Recorded Investment	6,668	5,365
Unpaid Principal Balance	6,806	5,423
Related Allowance	0	0
Average Balance	6,256	6,442	12,119
Interest Income Recognized	337	290	188
Residential mortgage loans | Multi-family
Financing Receivable, Impaired [Line Items]
Recorded Investment	447	0
Unpaid Principal Balance	450	0
Related Allowance	0	0
Average Balance	451	0	0
Interest Income Recognized	13	0	0
Residential mortgage loans | Single family
Financing Receivable, Impaired [Line Items]
Recorded Investment	701	4,373
Unpaid Principal Balance	1,037	4,610
Related Allowance	0	0
Average Balance	3,137	3,732	1,716
Interest Income Recognized	0	148	187
Land development loans
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,618	2,111
Unpaid Principal Balance	1,732	2,146
Related Allowance	0	0
Average Balance	1,665	1,246	302
Interest Income Recognized	7	91	12
Loans with no specific reserves established
Financing Receivable, Impaired [Line Items]
Recorded Investment	24,236	32,583
Unpaid Principal Balance	26,677	33,458
Related Allowance	0	0
Average Balance	27,458	26,098	25,949
Interest Income Recognized	650	1,329	883
Loans with no specific reserves established | Commercial loans
Financing Receivable, Impaired [Line Items]
Recorded Investment	12,431	18,563
Unpaid Principal Balance	14,137	18,839
Related Allowance	0	0
Average Balance	13,455	12,590	8,691
Interest Income Recognized	178	782	496
Loans with no specific reserves established | Commercial real estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment	2,371	2,171
Unpaid Principal Balance	2,515	2,440
Related Allowance	0	0
Average Balance	2,494	2,088	3,121
Interest Income Recognized	115	18	0
Loans with no specific reserves established | Commercial real estate | All other
Financing Receivable, Impaired [Line Items]
Recorded Investment	6,668	5,365
Unpaid Principal Balance	6,806	5,423
Related Allowance	0	0
Average Balance	6,256	6,442	12,119
Interest Income Recognized	337	290	188
Loans with no specific reserves established | Residential mortgage loans | Multi-family
Financing Receivable, Impaired [Line Items]
Recorded Investment	447	0
Unpaid Principal Balance	450	0
Related Allowance	0	0
Average Balance	451	0	0
Interest Income Recognized	13	0	0
Loans with no specific reserves established | Residential mortgage loans | Single family
Financing Receivable, Impaired [Line Items]
Recorded Investment	701	4,373
Unpaid Principal Balance	1,037	4,610
Related Allowance	0	0
Average Balance	3,137	3,732	1,716
Interest Income Recognized	0	148	187
Loans with no specific reserves established | Land development loans
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,618	2,111
Unpaid Principal Balance	1,732	2,146
Related Allowance	0	0
Average Balance	1,665	1,246	302
Interest Income Recognized	7	91	12
Loans with specific reserves established
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,621	2,554
Unpaid Principal Balance	1,872	2,983
Related Allowance	484	1,532
Average Balance	1,343	2,419	0
Interest Income Recognized	0	34	0
Loans with specific reserves established | Commercial loans
Financing Receivable, Impaired [Line Items]
Recorded Investment	0	2,554
Unpaid Principal Balance	0	2,983
Related Allowance	0	1,532
Average Balance	528	2,298	0
Interest Income Recognized	0	34	0
Loans with specific reserves established | Commercial real estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,621	0
Unpaid Principal Balance	1,872	0
Related Allowance	484	0
Average Balance	815	121	0
Interest Income Recognized	$ 0	$ 0	$ 0

Loans and Allowance for Loan 70

Loans and Allowance for Loan and Lease Losses - Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)Loan	Dec. 31, 2013USD ($)Loan
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	10	4	6
Pre-Modification Outstanding Recorded Investment	$ 9,250	$ 2,960	$ 2,586
Post Modification Outstanding Recorded Investment	$ 9,250	$ 2,914	$ 1,989
TDRs that were modified within the preceding 12-month period which subsequently defaulted, number of loans | Loan	1	0	2
TDRs that were modified within the preceding 12-month period which subsequently defaulted, recorded investment	$ 4,114	$ 0	$ 65
Commercial loans
Financing Receivable, Modifications [Line Items]
TDRs that were modified within the preceding 12-month period which subsequently defaulted, number of loans | Loan	0	0	2
TDRs that were modified within the preceding 12-month period which subsequently defaulted, recorded investment	$ 0	$ 0	$ 65
Commercial real estate | All other
Financing Receivable, Modifications [Line Items]
TDRs that were modified within the preceding 12-month period which subsequently defaulted, number of loans | Loan	1	0	0
TDRs that were modified within the preceding 12-month period which subsequently defaulted, recorded investment	$ 4,114	$ 0	$ 0
Performing
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	4	0	2
Pre-Modification Outstanding Recorded Investment	$ 724	$ 0	$ 790
Post Modification Outstanding Recorded Investment	$ 724	$ 0	$ 480
Performing | Commercial loans
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	2	0	1
Pre-Modification Outstanding Recorded Investment	$ 147	$ 0	$ 177
Post Modification Outstanding Recorded Investment	$ 147	$ 0	$ 177
Performing | Commercial real estate | Owner occupied
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	1	0	0
Pre-Modification Outstanding Recorded Investment	$ 177	$ 0	$ 0
Post Modification Outstanding Recorded Investment	$ 177	$ 0	$ 0
Performing | Commercial real estate | All other
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	1	0	1
Pre-Modification Outstanding Recorded Investment	$ 400	$ 0	$ 613
Post Modification Outstanding Recorded Investment	$ 400	$ 0	$ 303
Nonperforming
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	6	4	4
Pre-Modification Outstanding Recorded Investment	$ 8,526	$ 2,960	$ 1,796
Post Modification Outstanding Recorded Investment	$ 8,526	$ 2,914	$ 1,509
Nonperforming | Commercial loans
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	3	3	3
Pre-Modification Outstanding Recorded Investment	$ 2,634	$ 2,716	$ 1,357
Post Modification Outstanding Recorded Investment	$ 2,634	$ 2,672	$ 1,118
Nonperforming | Commercial real estate | Owner occupied
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	2	0	0
Pre-Modification Outstanding Recorded Investment	$ 1,778	$ 0	$ 0
Post Modification Outstanding Recorded Investment	$ 1,778	$ 0	$ 0
Nonperforming | Commercial real estate | All other
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	1	0	0
Pre-Modification Outstanding Recorded Investment	$ 4,114	$ 0	$ 0
Post Modification Outstanding Recorded Investment	$ 4,114	$ 0	$ 0
Nonperforming | Residential mortgage loans | Single family
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	0	1	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 244	$ 0
Post Modification Outstanding Recorded Investment	$ 0	$ 242	$ 0
Nonperforming | Land development loans
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	0	0	1
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0	$ 439
Post Modification Outstanding Recorded Investment	$ 0	$ 0	$ 391

Premises and Equipment - Major

Premises and Equipment - Major Classes of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Furniture and equipment	$ 8,371	$ 8,380
Leasehold improvements	1,910	2,036
Premises and Equipment, gross	10,281	10,416
Accumulated depreciation and amortization	(9,139)	(9,324)
Total	$ 1,142	$ 1,092

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 525	$ 462	$ 536
Continuing Operations
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 525	$ 462	$ 400

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Interest bearing deposits with financial institutions	$ 103,276	$ 167,138
Weighted average percentage yields on deposits	0.26%	0.25%
Interest-bearing time deposits with financial institutions	$ 4,665	$ 4,668
Weighted average percentage yields on time deposits	0.53%	0.32%
Aggregate amount of time deposits in denominations of $250,000 or more	$ 58,800	$ 97,800

Deposits - Maturities of Time C

Deposits - Maturities of Time Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2015USD ($)
Banking and Thrift [Abstract]
2,016	$ 255,491
2,017	20,798
2,018	3,106
2,019	919
2020 and beyond	12
Total	$ 280,326

Borrowings and Contractual Ob75

Borrowings and Contractual Obligations - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)trust	Dec. 31, 2014USD ($)
Debt Disclosure [Line Items]
Weighted-average annualized interest rate	1.02%
Unused borrowing capacity with FHLB	$ 241,000	$ 175,000
Highest amount of borrowings outstanding from FHLB	39,500	70,000
FHLB advances—short-term	10,000	29,500
FHLB advances—long-term	$ 0	$ 10,000
Borrowings for FHLB, weighted-average annualized interest rate		0.75%
Number of unconsolidated subsidiary investments | trust	2
Debentures qualified as Tier I capital, for regulatory purposes	$ 17,000	$ 17,000
Residential mortgage and other real estate loans
Debt Disclosure [Line Items]
Fair value of securities and loans pledged as collateral of FHLB Borrowings	$ 523,000
Junior subordinated debentures
Debt Disclosure [Line Items]
Number of unconsolidated subsidiary investments | trust	2
Maximum period to defer interest payments	5 years

Borrowings and Contractual Ob76

Borrowings and Contractual Obligations - Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
FHLB advances—short-term	$ 10,000	$ 29,500
FHLB advances—long-term	0	10,000
Total borrowings	$ 10,000	$ 39,500

Borrowings and Contractual Ob77

Borrowings and Contractual Obligations - Federal Home Loan Bank Borrowings (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Long and Short Term Federal Home Loan Advances [Line Items]
Principal amounts	$ 10,000,000	$ 39,500,000
1.08% Federal Home Loan Bank borrowings
Long and Short Term Federal Home Loan Advances [Line Items]
Principal amounts	$ 5,000,000
Interest rate	1.08%
Maturity dates	Sep. 19, 2016
0.96% Federal Home Loan Bank borrowings
Long and Short Term Federal Home Loan Advances [Line Items]
Principal amounts	$ 5,000,000
Interest rate	0.96%
Maturity dates	Sep. 30, 2016

Borrowings and Contractual Ob78

Borrowings and Contractual Obligations - Terms of Debentures Remained Outstanding (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Principal Amount	$ 17,527	$ 17,527
Junior subordinated debentures
Debt Instrument [Line Items]
Principal Amount	17,527	17,527
Junior subordinated debentures | September 2002
Debt Instrument [Line Items]
Principal Amount	$ 7,217	$ 7,217
Interest rate, spread on variable rate	3.40%	3.40%
Junior subordinated debentures | October 2004
Debt Instrument [Line Items]
Principal Amount	$ 10,310	$ 10,310
Interest rate, spread on variable rate	2.00%	2.00%

Related Party Transactions - Su

Related Party Transactions - Summary of Loan Transactions (Details) - Board of Directors - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Related Parties [Roll Forward]
Beginning balance	$ 96	$ 653
New loans granted	0	124
Principal repayments	(96)	(111)
Transfers out	0	(570)
Ending balance	$ 0	$ 96

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Board of Directors and executive officers
Related Party Transaction [Line Items]
Deposits by related party	$ 240	$ 197

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Net deferred tax assets	$ 17,576,000				$ 5,933,000				$ 17,576,000	$ 5,933,000
Income tax expense (benefit)	(11,551,000)	$ 0	$ 0	$ 0	(608,000)	$ 0	$ 0	$ 0	(11,551,000)	(608,000)	$ 5,610,000
Intraperiod tax allocation										0
Valuation allowance	0				12,084,000				0	12,084,000	12,500,000
Net operating loss carry forward	8,313,000				8,254,000				8,313,000	8,254,000
Excess tax benefits from stock based compensation that are not included in deferred tax assets	202,000								202,000
Accrued interest or penalties associated with unrecognized tax benefits	$ 0				$ 0				0	0	0
Interest expense recognized									$ 0	$ 0	$ 0

Income Taxes - Components of In

Income Taxes - Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current taxes:
Federal									$ 5	$ 7	$ 957
State									4	0	289
Total current taxes									9	7	1,246
Deferred taxes:
Federal									(8,490)	(455)	3,150
State									(3,070)	(160)	1,214
Total deferred taxes									(11,560)	(615)	4,364
Total income tax (benefit) expense	$ (11,551)	$ 0	$ 0	$ 0	$ (608)	$ 0	$ 0	$ 0	$ (11,551)	$ (608)	$ 5,610

Income Taxes - Differences Betw

Income Taxes - Differences Between Statutory Federal Income Tax Rate and Effective Tax Rates (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Federal income tax based on statutory rate	34.00%	34.00%	34.00%
State franchise tax net of federal income tax benefit	7.10%	6.30%	7.00%
Permanent differences	0.00%	(4.10%)	(0.60%)
Other	3.90%	2.10%	0.20%
Valuation allowance	(1343.50%)	2.90%	(100.80%)
Total income tax (benefit) expense	(1298.50%)	41.20%	(60.20%)

Income Taxes - Components of Ne

Income Taxes - Components of Net Deferred Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Deferred tax asset:
Allowance for loan and lease losses	$ 5,253	$ 5,740
Other than temporary impairment on securities	78	78
Deferred compensation	1,098	1,159
Other accrued expenses	1,421	1,196
Charitable contributions	208	220
Reserve for unfunded commitments	113	113
Tax credits	158	161
Net operating loss carry forward	8,313	8,254
Stock based compensation	651	587
Depreciation and amortization	177	208
Unrealized losses on securities and deferred compensation	637	556
Total deferred tax assets	18,107	18,272
Deferred tax liabilities:
State taxes	(230)	(230)
Other	(301)	(25)
Total deferred tax liabilities	(531)	(255)
Valuation allowance	0	(12,084)	$ (12,500)
Total net deferred tax asset	$ 17,576	$ 5,933

Stock-Based Employee Compensa85

Stock-Based Employee Compensation Plans - Additional Information (Details) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended		12 Months Ended
	May. 31, 2013	May. 31, 2010	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options outstanding (in shares)			838,696	1,257,390	1,821,000	1,566,965
Number of options exercised			296,100	288,892	94,244
Aggregate intrinsic value of options exercised			$ 556	$ 558	$ 290
Fair value of options vested			655	831	599
Aggregate intrinsic values of options outstanding and exercisable			$ 904	1,200
Nonvested awards, expected weighted average recognition period (in years)			1 year 11 months 28 days
Aggregate amounts of stock based compensation expense, net of taxes			$ 1,200	$ 1,100	$ 804
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares of restricted stock vested (in shares)			80,709	45,000
Shares granted			98,829	51,256
Shares granted, average grant date fair value (in dollars per share)			$ 7.11	$ 6.37
Employees | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options, restricted shares and SARs, vesting period (in years)			3 years
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Purchase price per share of common stock as percentage of fair market value of shares on respective grant dates of stock options			100.00%
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options, restricted shares and SARs, vesting period (in years)			5 years
Options and SARs, terms after date of grant (in years)			10 years
2010 Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)		400,000	1,693,526
Additional shares authorized (in shares)	800,000
Maximum number of shares available for grant, percent of common stock outstanding			7.00%
2010 Incentive Plan | Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options, restricted shares and SARs, vesting period (in years)			3 years
Previously Approved Plans
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Additional shares authorized (in shares)		158,211
Options outstanding (in shares)			444,812

Stock-Based Employee Compensa86

Stock-Based Employee Compensation Plans - Weighted Average Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average fair value of options granted during period (in dollars per share)	$ 3.13	$ 2.84	$ 2.56
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	44.00%	44.00%	44.00%
Risk-free interest rate	1.82%	2.15%	1.72%
Expected dividends	0.00%	0.61%	1.00%
Expected term (years)	6 years	6 years 8 months
Weighted average fair value of options granted during period (in dollars per share)	$ 3.13	$ 2.84	$ 2.56
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term (years)			3 years 25 days
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected term (years)			7 years 4 months 24 days

Stock-Based Employee Compensa87

Stock-Based Employee Compensation Plans - Stock Option Activity (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Number of Shares
Outstanding, beginning of period	1,257,390	1,821,000	1,566,965
Granted	112,828	58,970	632,000
Exercised	(296,100)	(288,892)	(94,244)
Forfeited/Canceled	(235,422)	(333,688)	(283,721)
Outstanding, end of period	838,696	1,257,390	1,821,000
Options exercisable, end of period	622,770	788,886	1,035,434
Options vested, end of period	622,770	788,886	1,035,434
Weighted Average Exercise Price Per Share
Outstanding, beginning of period (in dollars per share)	$ 6.51	$ 6.88	$ 6.90
Granted (in dollars per share)	7.09	6.38	6.15
Exercised (in dollars per share)	5.15	4.24	3.23
Forfeited/Canceled (in dollars per share)	9.59	10.47	6.66
Outstanding, end of period (in dollars per share)	6.20	6.51	6.88
Options exercisable, end of period (in dollars per share)	6.06	6.69	7.50
Options vested, end of period (in dollars per share)	$ 6.06	$ 6.69	$ 7.50

Stock-Based Employee Compensa88

Stock-Based Employee Compensation Plans - Additional Information Regarding Vested and Unvested Options Outstanding (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options vested (in shares)	622,770	788,886	1,035,434
Options unvested (in shares)	215,926	468,504	785,566	635,706
Options outstanding, weighted average exercise price (in dollars per share)	$ 6.20	$ 6.51	$ 6.88	$ 6.90
Options outstanding, weighted average remaining contractual life (years)	6 years 10 months 20 days
Options exercisable (in shares)	622,770	788,886	1,035,434
Options exercisable, weighted average exercise price (in dollars per share)	$ 6.06	$ 6.69	$ 7.50
Weighted average remaining contractual life of options exercisable	6 years 4 months 18 days
$2.97 - $5.99
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option outstanding, exercise price, lower limit (in dollars per share)	$ 2.97
Option outstanding, exercise price, upper limit (in dollars per share)	$ 5.99
Options vested (in shares)	186,981
Options unvested (in shares)	2,600
Options outstanding, weighted average exercise price (in dollars per share)	$ 3.92
Options outstanding, weighted average remaining contractual life (years)	4 years 11 months 15 days
Options exercisable (in shares)	186,981
Options exercisable, weighted average exercise price (in dollars per share)	$ 3.91
$6.00 - $9.99
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option outstanding, exercise price, lower limit (in dollars per share)	6
Option outstanding, exercise price, upper limit (in dollars per share)	$ 9.99
Options vested (in shares)	410,989
Options unvested (in shares)	213,326
Options outstanding, weighted average exercise price (in dollars per share)	$ 6.48
Options outstanding, weighted average remaining contractual life (years)	7 years 8 months 21 days
Options exercisable (in shares)	410,989
Options exercisable, weighted average exercise price (in dollars per share)	$ 6.39
$10.00 – $17.99
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option outstanding, exercise price, lower limit (in dollars per share)	10
Option outstanding, exercise price, upper limit (in dollars per share)	$ 17.99
Options vested (in shares)	14,800
Options unvested (in shares)	0
Options outstanding, weighted average exercise price (in dollars per share)	$ 15.93
Options outstanding, weighted average remaining contractual life (years)	10 months 12 days
Options exercisable (in shares)	14,800
Options exercisable, weighted average exercise price (in dollars per share)	$ 15.93
$18.00 - $18.84
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Option outstanding, exercise price, lower limit (in dollars per share)	18
Option outstanding, exercise price, upper limit (in dollars per share)	$ 18.84
Options vested (in shares)	10,000
Options unvested (in shares)	0
Options outstanding, weighted average exercise price (in dollars per share)	$ 18
Options outstanding, weighted average remaining contractual life (years)	1 month 10 days
Options exercisable (in shares)	10,000
Options exercisable, weighted average exercise price (in dollars per share)	$ 18

Stock-Based Employee Compensa89

Stock-Based Employee Compensation Plans - Summary of Status of Unvested Options Outstanding and Weighted Average Grant Date Fair Values (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Number of Shares Subject to Options
Unvested at the beginning of the year	468,504	785,566	635,706
Granted	112,828	58,970	632,000
Vested	(248,406)	(338,558)	(290,766)
Forfeited/Canceled	(117,000)	(37,474)	(191,374)
Unvested at the end of the year	215,926	468,504	785,566
Weighted Average Grant Date Fair Value
Unvested at the beginning of the year (in dollars per share)	$ 2.68	$ 2.57	$ 2.30
Granted (in dollars per share)	3.13	2.84	2.56
Vested (in dollars per share)	2.63	2.45	2.06
Forfeited/Canceled (in dollars per share)	2.78	2.57	2.38
Unvested at the end of the year (in dollars per share)	$ 2.93	$ 2.68	$ 2.57

Stock-Based Employee Compensa90

Stock-Based Employee Compensation Plans - Restricted Stock Activity (Details) - Restricted Stock - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Number of Shares
Outstanding at the beginning of the year	141,254	141,284
Granted	98,829	51,256
Vested	(80,709)	(45,000)
Forfeited	(30,091)	(6,286)
Outstanding at the end of the year	129,283	141,254
Average Grant Date Fair Value
Outstanding, at beginning of year (in dollars per share)	$ 6.29	$ 6.23
Granted (in dollars per share)	7.11	6.37
Vested (in dollars per share)	6.48	6.24
Forfeited (in dollars per share)	6.44	6.21
Outstanding, at end of year (in dollars per share)	$ 6.75	$ 6.29

Stock-Based Employee Compensa91

Stock-Based Employee Compensation Plans - Compensation Expense Expected to be Recognized (Details) $ in Thousands	Dec. 31, 2015USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
2,016	$ 613
2,017	279
2,018	55
2,019	7
2020 and beyond	0
Total	954
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
2,016	226
2,017	113
2,018	35
2,019	7
2020 and beyond	0
Total	381
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
2,016	387
2,017	166
2,018	20
2,019	0
2020 and beyond	0
Total	$ 573

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Installmentyr	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Defined Benefit Plan Disclosure [Line Items]
Expenses relating to 401(k) contributions to employees	$ 164	$ 356	$ 324
Defined expected benefits to be paid in next five years	1,500
Defined expected benefits to be paid from year 2021 to 2025	1,500
Benefits expected to be recognized in net periodic benefit cost in next year	$ 150
Mr. Dellerba | Supplemental Executive Retirement Plan (SERP)
Defined Benefit Plan Disclosure [Line Items]
Minimum age requirement to be eligible for SERP | yr	65
Number of monthly retirement payments | Installment	180
Retirement payment amount as percentage of average monthly base salary	60.00%
Number of years after reaching age 65 to receive monthly retirement payments	3 years

Employee Benefit Plans - Change

Employee Benefit Plans - Changes in Projected Benefit Obligations under Supplemental Retirement Plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in benefit obligation:
Benefit obligation at beginning of period	$ 2,815	$ 2,954	$ 3,042
Service cost	0	0	18
Interest cost	159	168	175
Actuarial loss/(gain)	0	0	0
(Benefits paid)	(307)	(307)	(281)
Benefit obligation at end of period	2,667	2,815	2,954
Amounts recognized in the Statement of Financial Condition
Unfunded accrued SERP liability—current	(299)	(299)	(299)
Unfunded accrued SERP liability—noncurrent	(2,368)	(2,516)	(2,655)
Total unfunded accrued SERP liability	(2,667)	(2,815)	(2,954)
Net amount recognized in accumulated other comprehensive income
Prior service cost/(benefit)	0	0	0
Net actuarial loss/(gain)	0	0	0
Total net amount recognized in accumulated other comprehensive income	0	0	0
Accumulated benefit obligation	2,667	2,815	2,954
Service cost	0	0	18
Interest cost	159	168	175
Amortization of prior service cost/(benefit)	0	0	1
Amortization of net actuarial loss/(gain)	0	0	30
Net periodic SERP cost	$ 159	$ 168	$ 224
Recognized in other comprehensive income year to date:
Prior service cost/(benefit)
Net actuarial loss/(gain)	$ 0	$ 0	$ 0
Amortization of prior service cost/(benefit)	0	0	(1)
Amortization of net actuarial loss/(gain)	0	0	(30)
Total recognized year to date in other comprehensive (loss) income	$ 0	$ 0	$ (31)
Assumptions as of December 31:
Assumed discount rate	0.00%	0.00%	6.00%
Rate of compensation increase	0.00%	0.00%	0.00%

Earnings Per Share ("EPS") - Co

Earnings Per Share ("EPS") - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Numerator:
Net income (loss) from continuing operations	$ 12,067	$ 321	$ 138	$ (85)	$ 946	$ (314)	$ (768)	$ (733)	$ 12,441	$ (869)	$ (14,934)
Dividends on preferred stock	0	(309)	0	0					(927)	0	0
Inducements for exchange of the preferred stock	0	(512)	0	0					(512)	0	0
Numerator for basic and diluted net income (loss) from continuing operations									11,002	(2,032)	(16,016)
Net income (loss) from discontinued operations					(659)	(71)	772	1,184	0	1,226	(7,282)
Numerator for basic and diluted net income (loss) available to common shareholders	$ 12,067	$ (500)	$ (171)	$ (394)	$ 36	$ (693)	$ (304)	$ 155	$ 11,002	$ (806)	$ (23,298)
Denominator:
Basic weighted average outstanding shares of common stock (in shares)									20,516,575	19,230,913	18,240,891
Dilutive effect of employee stock options and contingently issuable shares (in shares)									159,000	0	0
Diluted weighted average common stock and common stock equivalents (in shares)									20,675,279	19,230,913	18,240,891
Basic income (loss) per common share:
Net (loss) income from continuing operations (in dollars per common share)	$ 0.53	$ (0.03)	$ (0.01)	$ (0.02)	$ 0.01	$ (0.03)	$ (0.06)	$ (0.05)	$ 0.54	$ (0.11)	$ (0.88)
Net income (loss) from discontinued operations (in dollars per common share)									0	0.07	(0.40)
Net (loss) income available to common shareholders (in dollars per common share)	0.53	(0.03)	(0.01)	(0.02)	0.01	(0.04)	(0.02)	0.01	0.54	(0.04)	(1.28)
Diluted income (loss) per common share:
Net (loss) income from continuing operations (in dollars per common share)	0.53	(0.03)	(0.01)	(0.02)	0.01	(0.03)	(0.06)	(0.05)	0.53	(0.11)	(0.88)
Net income (loss) from discontinued operations (in dollars per common share)									0	0.07	(0.40)
Net (loss) income available to common shareholders (in dollars per common share)	$ 0.53	$ (0.03)	$ (0.01)	$ (0.02)	$ 0.01	$ (0.04)	$ (0.02)	$ 0.01	$ 0.53	$ (0.04)	$ (1.28)
Dividend declared
Numerator:
Accumulated declared and undeclared dividend on preferred stock					$ 0	$ 0	$ 0	$ 0	$ 0	$ (547)	$ (538)
Dividend undeclared
Numerator:
Accumulated declared and undeclared dividend on preferred stock	$ 0	$ 0	$ (309)	$ (309)	$ (251)	$ (308)	$ (308)	$ (296)	$ 0	$ (616)	$ (544)

Earnings Per Share ("EPS") - An

Earnings Per Share ("EPS") - Anti-dilutive Securities (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive shares not included in computation of earnings per share	360,600	1,746,696	1,612,495
Convertible securities
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive shares not included in computation of earnings per share	0	2,602,707	2,396,504
Shares subject to stock purchase warrants
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive shares not included in computation of earnings per share	0	761,278	761,278

Shareholders' Equity - Common S

Shareholders' Equity - Common Stock, Preferred Stock and Warrants (Details) - USD ($) $ / shares in Units, $ in Thousands	Sep. 30, 2015	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Class of Stock [Line Items]
Proceeds from sale of common stock			$ 0	$ 0	$ 14,978
Nonperforming loans and foreclosed real properties		$ 15,800
Shares of Common Stock eligible for purchase			761,278
Conversion of Stock, Shares Issued	3,009,148
Assets			$ 1,062,389	$ 1,099,610
Common stock
Class of Stock [Line Items]
Premium over closing price of shares on the last trading day immediately preceding the date the sale was consummated		15.00%
Series B Convertible 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 112,000 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share, plus accumulated but undeclared dividends at December 31, 2014
Class of Stock [Line Items]
Exchange of Preferred Stock to common stock (in shares)			112,000
Dividends rate			8.40%	8.40%
Series C 8.4% Noncumulative Preferred Stock, 300,000 shares authorized; 0 and 29,308 issued and outstanding at December 31, 2015 and 2014, respectively; liquidation preference $100 per share plus accumulated but undeclared dividends at December 31, 2014
Class of Stock [Line Items]
Exchange of Preferred Stock to common stock (in shares)			35,225
Dividends rate			8.40%	8.40%
Shares issued as stock dividends (in shares)			5,917	11,123	5,382
Carpenter Funds
Class of Stock [Line Items]
Proceeds from sale of common stock		$ 15,000
Carpenter Funds | Common stock
Class of Stock [Line Items]
Stock issued during period (in shares)		2,222,222
Share purchase price (in dollars per share)		$ 6.75
Subsidiaries
Class of Stock [Line Items]
Assets			$ 14,700

Shareholders' Equity - Accumula

Shareholders' Equity - Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	$ (692)	$ (2,154)	$ (565)
Other comprehensive income (loss) before reclassifications	(118)	1,462	(1,635)
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	46
Other comprehensive (loss) income, net of tax	(118)	1,462	(1,589)
Ending Balance	(810)	(692)	(2,154)
Unrealized Gain (Loss) on Securities Available-for-Sale, net of tax
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(692)	(2,154)	(545)
Other comprehensive income (loss) before reclassifications	(118)	1,462	(1,635)
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	26
Other comprehensive (loss) income, net of tax	(118)	1,462	(1,609)
Ending Balance	(810)	(692)	(2,154)
Unrealized Gain (Loss) on Supplemental Executive Plan Expense, net
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	0	0	(20)
Other comprehensive income (loss) before reclassifications	0	0	0
Amounts reclassified from accumulated other comprehensive income, net of tax	0	0	20
Other comprehensive (loss) income, net of tax	0	0	20
Ending Balance	$ 0	$ 0	$ 0

Shareholders' Equity - Accumu98

Shareholders' Equity - Accumulated Other Comprehensive Income Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Unrealized Gain (Loss) on Securities Available-for-Sale, Tax
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	$ 81	$ 847	$ (1,141)
Amounts reclassified from accumulated other comprehensive income, tax expense (benefit)			18
Other comprehensive income (loss), tax expense (benefit)	$ 81	$ 847	(1,123)
Unrealized Gain (Loss) on Supplemental Executive Plan Expense, Tax
Amounts reclassified from accumulated other comprehensive income, tax expense (benefit)			10
Other comprehensive income (loss), tax benefit (expense)			$ 10

Commitments and Contingencies -

Commitments and Contingencies - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Commitment And Contingencies [Line Items]
Rent expense	$ 2,800	$ 2,600	$ 2,700
Repurchased loans	619	1,300
Commitment to fund certain loans including letter of credit	193,000	148,000
Loss reserve for unfunded loan commitments	$ 275	$ 275
Minimum
Commitment And Contingencies [Line Items]
Non-cancelable operating leases, escalation clauses rate	2.00%
Maximum
Commitment And Contingencies [Line Items]
Non-cancelable operating leases, escalation clauses rate	6.00%

Commitments and Contingencie100

Commitments and Contingencies - Future Minimum Non-Cancelable Lease Commitments (Details) $ in Thousands	Dec. 31, 2015USD ($)
Commitments and Contingencies Disclosure [Abstract]
2,016	$ 2,302
2,017	1,467
2,018	1,327
2,019	1,340
2020 and beyond	507
Total	$ 6,943

Commitments and Contingencie101

Commitments and Contingencies - Repurchase Reserves (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Repurchase Reserve [Roll Forward]
Beginning balance	$ 381	$ 1,883
Provision for repurchases	(1)	(1,502)
Settlements	(66)	0
Total repurchases reserve	$ 314	$ 381

Capital_Operating Plans - Actua

Capital/Operating Plans - Actual Amount and Capital Ratios of Company and Bank (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Tier 1 Capital to Average Assets
Tier 1 Capital to Average Assets, Actual Capital Amount	$ 17,000	$ 17,000
Company
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Capital Amount	$ 154,884	$ 142,142
Total Capital to Risk Weighted Assets, Actual Capital Ratio	16.80%	17.00%
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes, Amount	$ 73,871	$ 66,924
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, Actual Capital Amount	$ 143,260	$ 131,635
Tier 1 Capital to Risk Weighted Asset, Actual Capital Ratio	15.50%	15.70%
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Amount	$ 55,403	$ 33,462
Tier 1 Capital to Average Assets
Tier 1 Capital to Average Assets, Actual Capital Amount	$ 143,260	$ 131,635
Tier 1 Capital to Average Asset, Actual Capital Ratio	13.30%	12.20%
Tier 1 Capital to Average Assets, For Capital adequacy Purposes, Amount	$ 42,984	$ 43,055
Bank
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Capital Amount	$ 136,457	$ 122,930
Total Capital to Risk Weighted Assets, Actual Capital Ratio	15.00%	14.80%
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes, Amount	$ 72,672	$ 66,524
Total Capital to Risk Weighted Assets To be Categorized as Well Capitalized, Amount	90,841	83,155
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, Actual Capital Amount	$ 125,018	$ 112,485
Tier 1 Capital to Risk Weighted Asset, Actual Capital Ratio	13.80%	13.50%
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Amount	$ 54,504	$ 33,262
Tier 1 Capital to Risk Weighted Assets, To be Categorized As Well Capitalized, Amount	72,672	49,893
Tier 1 Capital to Average Assets
Tier 1 Capital to Average Assets, Actual Capital Amount	$ 125,018	$ 112,485
Tier 1 Capital to Average Asset, Actual Capital Ratio	11.80%	10.50%
Tier 1 Capital to Average Assets, For Capital adequacy Purposes, Amount	$ 42,319	$ 42,806
Tier 1 Capital to Risk Weighted Assets, To be Categorized As Well Capitalized, Amount	$ 52,899	$ 53,508
Minimum | Company
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 Capital to Average Assets
Tier 1 Capital to Average Assets, For Capital adequacy Purposes, Ratio	4.00%	4.00%
Minimum | Bank
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Capital to Risk Weighted Assets To be Categorized as Well Capitalized, Ratio	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 Capital to Risk Weighted Assets, To be Categorized As Well Capitalized, Ratio	8.00%	6.00%
Tier 1 Capital to Average Assets
Tier 1 Capital to Average Assets, For Capital adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 Capital to Average Assets, To be Categorized As Well Capitalized, Ratio	5.00%	5.00%
Common Equity | Company
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, Actual Capital Amount	$ 131,188
Tier 1 Capital to Risk Weighted Asset, Actual Capital Ratio	14.20%
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Amount	$ 41,552
Common Equity | Bank
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, Actual Capital Amount	$ 125,018
Tier 1 Capital to Risk Weighted Asset, Actual Capital Ratio	13.80%
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Amount	$ 40,878
Tier 1 Capital to Risk Weighted Assets, To be Categorized As Well Capitalized, Amount	$ 59,046
Common Equity | Minimum | Company
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Ratio	4.50%
Common Equity | Minimum | Bank
Tier 1 Capital to Risk Weighted Assets
Tier 1 Capital to Risk Weighted Assets, For Capital adequacy Purposes, Ratio	4.50%
Tier 1 Capital to Risk Weighted Assets, To be Categorized As Well Capitalized, Ratio	6.50%

Parent Company Only Informat103

Parent Company Only Information - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets:
Due from banks and interest-bearing deposits with financial institutions	$ 103,276	$ 167,138
Other assets	12,017	13,494
Total assets	1,062,389	1,099,610
Liabilities and shareholders’ equity:
Shareholders’ equity	133,916	119,281	$ 115,158	$ 122,876
Total liabilities and shareholders’ equity	1,062,389	1,099,610
Parent Company
Assets:
Due from banks and interest-bearing deposits with financial institutions	9,736	8,805
Investment in subsidiaries	141,197	127,419
Other assets	649	641
Total assets	151,582	136,865
Liabilities and shareholders’ equity:
Liabilities	139	57
Junior subordinated debentures	17,527	17,527
Shareholders’ equity	133,916	119,281
Total liabilities and shareholders’ equity	$ 151,582	$ 136,865

Parent Company Only Informat104

Parent Company Only Information - Condensed Statements of Operations (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]
Interest income	$ 9,860	$ 9,653	$ 9,813	$ 9,471	$ 10,205	$ 9,664	$ 9,134	$ 9,287	$ 38,797	$ 38,290	$ 35,651
Interest expense	$ (1,281)	$ (1,342)	$ (1,324)	$ (1,322)	$ (1,525)	$ (1,353)	$ (1,508)	$ (1,443)	(5,269)	(5,829)	(5,317)
Net income (loss)									12,441	357	(22,216)
Parent Company
Condensed Financial Statements, Captions [Line Items]
Interest income									9	10	60
Interest expense									(507)	(580)	(544)
Other income									28	81	0
Other expenses									(984)	(849)	(1,934)
Equity in undistributed earnings of subsidiaries									13,895	1,695	(19,798)
Net income (loss)									$ 12,441	$ 357	$ (22,216)

Parent Company Only Informat105

Parent Company Only Information - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows From Operating Activities:
Net income (loss)	$ 12,441	$ 357	$ (22,216)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Net increase in other assets	(561)	(696)	958
Stock-based compensation expense	1,234	1,139	804
Net increase (decrease) in interest payable	33	(2,063)	453
Net (decrease) increase in other liabilities	80	(1,304)	97
Net cash provided by operating activities	1,928	8,776	35,584
Cash Flows From Investing Activities:
Net cash provided by investing activities	(14,360)	(45,382)	(21,965)
Cash Flows From Financing Activities:
Proceeds from sale of common stock	0	0	14,978
Common stock options exercised	1,511	1,217	305
Net cash (used in) provided by financing activities	(50,782)	106,801	(34,887)
Net increase (decrease) in cash and cash equivalents	(63,214)	70,195	(21,268)
Cash and Cash Equivalents, beginning of period	177,135	106,940	128,208
Cash and Cash Equivalents, end of period	113,921	177,135	106,940
Parent Company
Cash Flows From Operating Activities:
Net income (loss)	12,441	357	(22,216)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Net increase in other assets	(7)	(47)	(2)
Stock-based compensation expense	1,233	1,139	804
Undistributed (income) loss of subsidiary	(13,895)	(1,695)	19,798
Net increase (decrease) in interest payable	81	(2,055)	544
Net (decrease) increase in other liabilities	0	(220)	220
Net cash provided by operating activities	(147)	(2,521)	(852)
Cash Flows From Investing Activities:
Proceeds from dissolution of trust preferred securities	0	0	155
Net cash provided by investing activities	0	0	155
Cash Flows From Financing Activities:
Proceeds from sale of common stock	(324)	0	14,978
Common stock options exercised	1,511	1,218	303
Tax effect included in stockholders equity of restricted stock vesting	(109)	(52)	0
Capital contribution to subsidiaries	0	0	(17,000)
Net cash (used in) provided by financing activities	1,078	1,166	(1,719)
Net increase (decrease) in cash and cash equivalents	931	(1,355)	(2,416)
Cash and Cash Equivalents, beginning of period	8,805	10,160	12,576
Cash and Cash Equivalents, end of period	$ 9,736	$ 8,805	$ 10,160

Business Segment Information -

Business Segment Information - Additional Information (Details) - Segment	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting [Abstract]
Reportable business segments	1	1	1
Non-reportable segments	1	1	1
Reselling period of originated mortgage loans (in days)	30 days

Business Segment Information107

Business Segment Information - Net Interest Income and Noninterest Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Net interest income	$ 33,528	$ 32,538	$ 30,822
Noninterest income	2,686	5,409	6,884
Segment assets	1,062,389	1,099,610
Continuing Operations
Segment Reporting Information [Line Items]
Net interest income	33,528	32,461	30,334
Noninterest income	2,686	4,370	1,193
Segment assets	1,062,389	1,099,610
Continuing Operations | Commercial
Segment Reporting Information [Line Items]
Net interest income	33,932	32,702	30,652
Noninterest income	2,658	4,289	806
Segment assets	1,051,501	1,094,120
Continuing Operations | Other
Segment Reporting Information [Line Items]
Net interest income	(404)	(241)	(318)
Noninterest income	28	81	387
Segment assets	10,888	5,490
Discontinued Operations
Segment Reporting Information [Line Items]
Net interest income	0	77	488
Noninterest income	0	1,039	$ 5,691
Segment assets	$ 0	$ 0

Unaudited Quarterly Informat108

Unaudited Quarterly Information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information [Line Items]
Total interest income	$ 9,860	$ 9,653	$ 9,813	$ 9,471	$ 10,205	$ 9,664	$ 9,134	$ 9,287	$ 38,797	$ 38,290	$ 35,651
Total interest expense	1,281	1,342	1,324	1,322	1,525	1,353	1,508	1,443	5,269	5,829	5,317
Net interest income	8,579	8,311	8,489	8,149	8,680	8,311	7,626	7,844	33,528	32,461	30,334
Provision for loan and lease losses	0	0	0	0	0	450	600	450	0	1,500	4,505
Net interest income after provision for loan and lease losses	8,579	8,311	8,489	8,149	8,680	7,861	7,026	7,394	33,528	30,961	25,829
Total noninterest income	626	562	616	882	1,238	854	984	1,294	2,686	4,370	1,193
Total noninterest expense	8,689	8,552	8,967	9,116	9,580	9,029	8,778	9,421	35,324	36,808	36,346
Income (loss) from continuing operations before income taxes	516	321	138	(85)	338	(314)	(768)	(733)	890	(1,477)	(9,324)
Income tax (benefit) provision	(11,551)	0	0	0	(608)	0	0	0	(11,551)	(608)	5,610
Net income (loss) from continuing operations	12,067	321	138	(85)	946	(314)	(768)	(733)	12,441	(869)	(14,934)
Net income (loss) from discontinued operations					(659)	(71)	772	1,184	0	1,226	(7,282)
Dividends on preferred stock	0	(309)	0	0					(927)	0	0
Inducements for exchange of the preferred stock	0	(512)	0	0					(512)	0	0
Net income (loss) allocable to common shareholders	$ 12,067	$ (500)	$ (171)	$ (394)	$ 36	$ (693)	$ (304)	$ 155	$ 11,002	$ (806)	$ (23,298)
Per share data-basic:
Net (loss) income from continuing operations (in dollars per common share)	$ 0.53	$ (0.03)	$ (0.01)	$ (0.02)	$ 0.01	$ (0.03)	$ (0.06)	$ (0.05)	$ 0.54	$ (0.11)	$ (0.88)
Net (loss) income available to common shareholders (in dollars per common share)	0.53	(0.03)	(0.01)	(0.02)	0.01	(0.04)	(0.02)	0.01	0.54	(0.04)	(1.28)
Per share data-diluted:
Net (loss) income from continuing operations (in dollars per common share)	0.53	(0.03)	(0.01)	(0.02)	0.01	(0.03)	(0.06)	(0.05)	0.53	(0.11)	(0.88)
Net (loss) income available to common shareholders (in dollars per common share)	$ 0.53	$ (0.03)	$ (0.01)	$ (0.02)	$ 0.01	$ (0.04)	$ (0.02)	$ 0.01	$ 0.53	$ (0.04)	$ (1.28)
Dividend declared
Quarterly Financial Information [Line Items]
Accumulative dividends on preferred stock					$ 0	$ 0	$ 0	$ 0	$ 0	$ (547)	$ (538)
Dividend undeclared
Quarterly Financial Information [Line Items]
Accumulative dividends on preferred stock	$ 0	$ 0	$ (309)	$ (309)	$ (251)	$ (308)	$ (308)	$ (296)	$ 0	$ (616)	$ (544)