American Title Of The Palm Beaches S-4 Registration of securities issued in business combination transactions

EXHIBIT 99.3

FORM OF LETTER TO CLIENTS

PULTE CORPORATION

Offer to Exchange

Registered 9 1/2% Notes due 2003

For Any and All Outstanding Unregistered 9 1/2% Notes due 2003

       , 2000

To Our Clients:

      Enclosed for your consideration is a Prospectus, dated             , 2000 (the “Prospectus”), and the related Letter of Transmittal (the “Letter of Transmittal”), relating to the offer (the “Exchange Offer”) of PULTE CORPORATION (the “Company”) to exchange its 9 1/2% Notes due 2003, which have been registered under the Securities Act of 1933, as amended (the “New Notes”), for all of its outstanding unregistered 9 1/2% Notes due 2003 (the “Original Notes”), upon the terms and subject to the conditions described in the Prospectus and the Letter of Transmittal. The Exchange Offer is being made in order to satisfy certain obligations of the Company contained in the Registration Rights Agreement dated April 3, 2000, by and between the Company and the initial purchasers named therein, relating to the 9 1/2% Notes due 2003.

      This material is being forwarded to you as the beneficial owner of the Original Notes held by us for your account but not registered in your name. A tender of such Original Notes may only be made by us as the holder of record and pursuant to your instructions.

      Accordingly, we request instructions as to whether you wish us to tender on your behalf the Original Notes held by us for your account, pursuant to the terms and conditions set forth in the enclosed Prospectus and Letter of Transmittal. We urge you to read the Prospectus carefully before instructing us as to whether or not to tender your Original Notes.

      Your instructions should be forwarded to us as promptly as possible in order to permit us to tender the Original Notes on your behalf in accordance with the provisions of the Exchange Offer. The Exchange Offer will expire at 5:00 p.m., New York City time, on             , 2000 (the “Expiration Date”), unless extended by the Company. Any Original Notes tendered pursuant to the Exchange Offer may be withdrawn at any time before the Expiration Date.

      If you wish to have us tender your Original Notes, please instruct us by completing, executing and returning to us the instruction form enclosed with this letter. The Letter of Transmittal is furnished to you for information only and may not be used directly by you to tender the Original Notes.

      If we do not receive written instructions in accordance with the procedures presented in the Prospectus and the Letter of Transmittal, we will not tender any of the outstanding Original Notes on your account.