Exhibit 99.1
TABLE 1
DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
CONTRACT INTEREST
RATE | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (1) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (1) | |
1.750% - 2.000% | | 238 | | 0.66 | % | $ | 3,902,344.95 | | 0.71 | % |
2.001% - 3.000% | | 1,312 | | 3.64 | | 20,594,461.65 | | 3.76 | |
3.001% - 4.000% | | 2,388 | | 6.62 | | 35,369,697.44 | | 6.45 | |
4.001% - 5.000% | | 2,302 | | 6.38 | | 31,545,560.28 | | 5.76 | |
5.001% - 6.000% | | 2,407 | | 6.67 | | 34,264,035.92 | | 6.25 | |
6.001% - 7.000% | | 2,863 | | 7.94 | | 43,065,658.07 | | 7.86 | |
7.001% - 8.000% | | 3,275 | | 9.08 | | 54,208,818.38 | | 9.89 | |
8.001% - 9.000% | | 3,210 | | 8.90 | | 53,060,443.95 | | 9.68 | |
9.001% - 10.000% | | 2,959 | | 8.21 | | 51,631,729.76 | | 9.42 | |
10.001% - 11.000% | | 2,201 | | 6.10 | | 36,738,814.20 | | 6.70 | |
11.001% - 12.000% | | 1,311 | | 3.64 | | 22,748,409.08 | | 4.15 | |
12.001% - 13.000% | | 863 | | 2.39 | | 13,809,907.21 | | 2.52 | |
13.001% - 14.000% | | 770 | | 2.14 | | 11,244,246.88 | | 2.05 | |
14.001% - 15.000% | | 1,007 | | 2.79 | | 15,306,523.02 | | 2.79 | |
15.001% - 16.000% | | 1,179 | | 3.27 | | 17,847,305.92 | | 3.26 | |
16.001% - 17.000% | | 728 | | 2.02 | | 9,154,664.65 | | 1.67 | |
17.001% - 18.000% | | 589 | | 1.63 | | 8,905,081.66 | | 1.63 | |
18.001% - 19.000% | | 609 | | 1.69 | | 7,975,874.45 | | 1.46 | |
19.001% - 20.000% | | 993 | | 2.75 | | 13,981,199.14 | | 2.55 | |
20.001% - 21.000% | | 1,575 | | 4.37 | | 21,254,380.05 | | 3.88 | |
21.001% - 22.000% | | 678 | | 1.88 | | 9,066,957.29 | | 1.65 | |
22.001% - 23.000% | | 2,227 | | 6.18 | | 27,407,920.90 | | 5.00 | |
23.001% - 24.000% | | 375 | | 1.04 | | 4,849,919.94 | | 0.89 | |
24.001% - 24.490% | | 1 | | 0.00 | (2) | 11,252.79 | | 0.00 | (2) |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
(2) Less than 0.005% but greater than 0.000%.
TABLE 2
DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
REMAINING
TERM (MONTHS)
TO MATURITY | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (1) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (1) | |
5 – 12 | | 33 | | 0.09 | % | $ | 114,220.63 | | 0.02 | % |
13 – 24 | | 258 | | 0.72 | | 1,343,920.24 | | 0.25 | |
25 – 36 | | 620 | | 1.72 | | 4,860,302.31 | | 0.89 | |
37 – 48 | | 3,564 | | 9.88 | | 41,112,723.76 | | 7.50 | |
49 – 60 | | 10,630 | | 29.48 | | 143,839,524.47 | | 26.25 | |
61 – 72 | | 12,092 | | 33.53 | | 168,049,606.88 | | 30.67 | |
73 – 83 | | 8,863 | | 24.58 | | 188,624,909.29 | | 34.42 | |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 3
DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
ORIGINAL
TERM (MONTHS)
TO MATURITY (1) | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (2) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (2) | |
24 | | 156 | | 0.43 | % | $ | 685,366.19 | | 0.13 | % |
25 – 36 | | 457 | | 1.27 | | 3,153,252.72 | | 0.58 | |
37 – 48 | | 803 | | 2.23 | | 7,609,629.74 | | 1.39 | |
49 – 60 | | 11,625 | | 32.24 | | 153,347,579.80 | | 27.99 | |
61 – 72 | | 12,328 | | 34.19 | | 159,334,465.82 | | 29.08 | |
73 – 84 | | 10,691 | | 29.65 | | 223,814,913.31 | | 40.85 | |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
(1) Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).
(2) Percentages may not add to 100.00% because of rounding.
TABLE 4
DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
OUTSTANDING PRINCIPAL
BALANCE | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (1) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (1) | |
$ 594.52 - | $5,000.00 | | 1,356 | | 3.76 | % | $ | 5,073,910.01 | | 0.93 | % |
$ 5,000.01 - | $10,000.00 | | 8,085 | | 22.42 | | 63,882,497.64 | | 11.66 | |
$10,000.01 - | $15,000.00 | | 10,224 | | 28.35 | | 126,924,979.19 | | 23.16 | |
$15,000.01 - | $20,000.00 | | 7,778 | | 21.57 | | 134,858,242.14 | | 24.61 | |
$20,000.01 - | $25,000.00 | | 5,065 | | 14.05 | | 112,890,736.17 | | 20.60 | |
$25,000.01 - | $30,000.00 | | 2,359 | | 6.54 | | 64,016,645.81 | | 11.68 | |
$30,000.01 - | $35,000.00 | | 856 | | 2.37 | | 27,488,794.10 | | 5.02 | |
$35,000.01 - | $40,000.00 | | 269 | | 0.75 | | 9,950,514.16 | | 1.82 | |
$40,000.01 - | $45,000.00 | | 60 | | 0.17 | | 2,484,387.06 | | 0.45 | |
$45,000.01 - | $49,263.46 | | 8 | | 0.02 | | 374,501.30 | | 0.07 | |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (2) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (2) | |
ALABAMA | | 664 | | 1.84 | % | $ | 10,697,594.62 | | 1.95 | % |
ALASKA | | 48 | | 0.13 | | 721,281.52 | | 0.13 | |
ARIZONA | | 1,125 | | 3.12 | | 18,796,595.97 | | 3.43 | |
ARKANSAS | | 298 | | 0.83 | | 4,664,277.76 | | 0.85 | |
CALIFORNIA | | 3,821 | | 10.60 | | 58,898,929.47 | | 10.75 | |
COLORADO | | 630 | | 1.75 | | 9,958,113.79 | | 1.82 | |
CONNECTICUT | | 300 | | 0.83 | | 4,366,655.26 | | 0.80 | |
DELAWARE | | 135 | | 0.37 | | 1,782,462.50 | | 0.33 | |
DISTRICT OF COLUMBIA | | 13 | | 0.04 | | 157,292.48 | | 0.03 | |
FLORIDA | | 3,245 | | 9.00 | | 51,760,095.94 | | 9.45 | |
GEORGIA | | 1,048 | | 2.91 | | 16,328,240.70 | | 2.98 | |
HAWAII | | 105 | | 0.29 | | 1,751,623.77 | | 0.32 | |
IDAHO | | 195 | | 0.54 | | 3,031,897.77 | | 0.55 | |
ILLINOIS | | 1,300 | | 3.61 | | 18,058,590.74 | | 3.30 | |
INDIANA | | 756 | | 2.10 | | 11,121,515.91 | | 2.03 | |
IOWA | | 516 | | 1.43 | | 7,560,307.72 | | 1.38 | |
KANSAS | | 294 | | 0.82 | | 4,353,496.10 | | 0.79 | |
KENTUCKY | | 331 | | 0.92 | | 4,679,396.12 | | 0.85 | |
LOUISIANA | | 622 | | 1.72 | | 10,660,866.66 | | 1.95 | |
MAINE | | 166 | | 0.46 | | 2,476,413.02 | | 0.45 | |
MARYLAND | | 609 | | 1.69 | | 9,180,976.94 | | 1.68 | |
MASSACHUSETTS | | 458 | | 1.27 | | 6,269,387.54 | | 1.14 | |
MICHIGAN | | 739 | | 2.05 | | 11,225,117.96 | | 2.05 | |
MINNESOTA | | 672 | | 1.86 | | 10,398,935.23 | | 1.90 | |
MISSISSIPPI | | 370 | | 1.03 | | 6,342,199.28 | | 1.16 | |
MISSOURI | | 835 | | 2.32 | | 12,222,836.13 | | 2.23 | |
MONTANA | | 125 | | 0.35 | | 1,691,499.40 | | 0.31 | |
NEBRASKA | | 264 | | 0.73 | | 3,388,595.26 | | 0.62 | |
NEVADA | | 547 | | 1.52 | | 8,531,465.29 | | 1.56 | |
NEW HAMPSHIRE | | 340 | | 0.94 | | 4,623,830.85 | | 0.84 | |
NEW JERSEY | | 751 | | 2.08 | | 10,087,993.36 | | 1.84 | |
NEW MEXICO | | 301 | | 0.83 | | 4,709,173.39 | | 0.86 | |
NEW YORK | | 1,063 | | 2.95 | | 13,966,895.18 | | 2.55 | |
NORTH CAROLINA | | 1,368 | | 3.79 | | 20,815,165.67 | | 3.80 | |
NORTH DAKOTA | | 179 | | 0.50 | | 2,639,732.73 | | 0.48 | |
OHIO | | 1,546 | | 4.29 | | 22,281,305.89 | | 4.07 | |
OKLAHOMA | | 532 | | 1.48 | | 9,164,452.12 | | 1.67 | |
OREGON | | 335 | | 0.93 | | 4,612,958.09 | | 0.84 | |
PENNSYLVANIA | | 1,716 | | 4.76 | | 22,281,003.27 | | 4.07 | |
RHODE ISLAND | | 100 | | 0.28 | | 1,238,898.59 | | 0.23 | |
| | | | | | | | | | |
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (2) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (2) | |
SOUTH CAROLINA | | 542 | | 1.50 | | 8,067,861.32 | | 1.47 | |
SOUTH DAKOTA | | 139 | | 0.39 | | 1,942,170.25 | | 0.35 | |
TENNESSEE | | 893 | | 2.48 | | 13,822,851.55 | | 2.52 | |
TEXAS | | 3,386 | | 9.39 | | 57,110,270.47 | | 10.42 | |
UTAH | | 228 | | 0.63 | | 3,412,375.89 | | 0.62 | |
VERMONT | | 65 | | 0.18 | | 848,182.41 | | 0.15 | |
VIRGINIA | | 737 | | 2.04 | | 11,647,544.80 | | 2.13 | |
WASHINGTON | | 605 | | 1.68 | | 9,319,989.21 | | 1.70 | |
WEST VIRGINIA | | 261 | | 0.72 | | 3,807,930.85 | | 0.69 | |
WISCONSIN | | 523 | | 1.45 | | 6,943,660.42 | | 1.27 | |
WYOMING | | 97 | | 0.27 | | 1,626,931.75 | | 0.30 | |
OTHER (3) | | 122 | | 0.34 | | 1,897,368.67 | | 0.35 | |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
| | | | | | | | | | |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
(3) Includes U.S. territories and military bases.
TABLE 6
DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE
(AS OF ORIGINATION)
OF THE POOL OF CONTRACTS
FICO® SCORE | | NUMBER OF
CONTRACTS | | PERCENT OF
NUMBER OF
CONTRACTS (1) | | TOTAL OUTSTANDING
PRINCIPAL BALANCE | | PERCENT OF
POOL BALANCE (1) | |
510 – 539 | | 138 | | 0.38 | % | $ | 1,692,647.49 | | 0.31 | % |
540 – 589 | | 1,895 | | 5.26 | | 23,347,256.76 | | 4.26 | |
590 – 639 | | 4,984 | | 13.82 | | 68,786,512.34 | | 12.55 | |
640 – 689 | | 7,621 | | 21.13 | | 119,185,881.68 | | 21.75 | |
690 – 739 | | 8,119 | | 22.52 | | 128,262,071.64 | | 23.41 | |
740 – 789 | | 7,541 | | 20.91 | | 118,758,461.67 | | 21.67 | |
790 – 839 | | 5,109 | | 14.17 | | 77,935,408.79 | | 14.22 | |
840 – 850 | | 653 | | 1.81 | | 9,976,967.21 | | 1.82 | |
| | | | | | | | | |
TOTALS: | | 36,060 | | 100.00 | % | $ | 547,945,207.58 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
