Exhibit 99.1
TABLE 1
DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
CONTRACT INTEREST |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |||
0.990% | - | 1.000% |
| 1,545 |
| 8.42 | % | $ | 26,016,766.65 |
| 8.62 | % |
1.001% | - | 2.000% |
| 934 |
| 5.09 |
| 14,597,898.91 |
| 4.84 |
| |
2.001% | - | 3.000% |
| 1,117 |
| 6.09 |
| 21,032,037.72 |
| 6.97 |
| |
3.001% | - | 4.000% |
| 2,004 |
| 10.93 |
| 33,643,102.55 |
| 11.15 |
| |
4.001% | - | 5.000% |
| 1,445 |
| 7.88 |
| 20,342,054.32 |
| 6.74 |
| |
5.001% | - | 6.000% |
| 1,481 |
| 8.07 |
| 20,972,936.36 |
| 6.95 |
| |
6.001% | - | 7.000% |
| 1,874 |
| 10.22 |
| 27,103,008.78 |
| 8.98 |
| |
7.001% | - | 8.000% |
| 2,205 |
| 12.02 |
| 38,164,337.10 |
| 12.65 |
| |
8.001% | - | 9.000% |
| 2,069 |
| 11.28 |
| 35,165,064.58 |
| 11.65 |
| |
9.001% | - | 10.000% |
| 2,152 |
| 11.73 |
| 38,111,843.96 |
| 12.63 |
| |
10.001% | - | 11.000% |
| 1,517 |
| 8.27 |
| 26,662,196.61 |
| 8.83 |
| |
|
|
|
|
|
|
|
|
|
| |||
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 2
DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
REMAINING |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| ||
9 – 12 |
|
| 18 |
| 0.10 | % | $ | 70,287.34 |
| 0.02 | % |
13 – 24 |
|
| 109 |
| 0.59 |
| 715,211.93 |
| 0.24 |
| |
25 – 36 |
|
| 259 |
| 1.41 |
| 2,167,326.18 |
| 0.72 |
| |
37 – 48 |
|
| 3,033 |
| 16.53 |
| 38,957,170.45 |
| 12.91 |
| |
49 – 60 |
|
| 7,236 |
| 39.45 |
| 106,949,044.58 |
| 35.44 |
| |
61 – 72 |
|
| 4,605 |
| 25.10 |
| 84,608,368.68 |
| 28.03 |
| |
73 – 80 |
|
| 3,083 |
| 16.81 |
| 68,343,838.38 |
| 22.64 |
| |
|
|
|
|
|
|
|
|
|
| ||
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 3
DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
ORIGINAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| ||
24 |
|
| 61 |
| 0.33 | % | $ | 360,831.37 |
| 0.12 | % |
25 – 36 |
|
| 196 |
| 1.07 |
| 1,420,021.69 |
| 0.47 |
| |
37 – 48 |
|
| 378 |
| 2.06 |
| 3,774,234.76 |
| 1.25 |
| |
49 – 60 |
|
| 8,887 |
| 48.45 |
| 127,262,752.35 |
| 42.17 |
| |
61 – 72 |
|
| 4,321 |
| 23.56 |
| 72,121,511.39 |
| 23.90 |
| |
73 – 84 |
|
| 4,500 |
| 24.53 |
| 96,871,895.98 |
| 32.10 |
| |
|
|
|
|
|
|
|
|
|
| ||
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % |
(1) Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).
(2) Percentages may not add to 100.00% because of rounding.
TABLE 4
DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
OUTSTANDING PRINCIPAL |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| ||||
$ 800.98 | - | $5,000.00 |
| 469 |
| 2.56 | % | $ | 1,807,845.32 |
| 0.60 | % | |
$ 5,000.01 | - | $10,000.00 |
| 3,441 |
| 18.76 |
| 27,279,692.04 |
| 9.04 |
| ||
$10,000.01 | - | $15,000.00 |
| 4,661 |
| 25.41 |
| 58,241,884.65 |
| 19.30 |
| ||
$15,000.01 | - | $20,000.00 |
| 4,325 |
| 23.58 |
| 75,352,211.95 |
| 24.97 |
| ||
$20,000.01 | - | $25,000.00 |
| 3,116 |
| 16.99 |
| 69,451,298.70 |
| 23.01 |
| ||
$25,000.01 | - | $30,000.00 |
| 1,488 |
| 8.11 |
| 40,339,869.65 |
| 13.37 |
| ||
$30,000.01 | - | $35,000.00 |
| 530 |
| 2.89 |
| 17,055,799.19 |
| 5.65 |
| ||
$35,000.01 | - | $40,000.00 |
| 209 |
| 1.14 |
| 7,777,173.34 |
| 2.58 |
| ||
$40,000.01 | - | $45,000.00 |
| 80 |
| 0.44 |
| 3,366,787.74 |
| 1.12 |
| ||
$45,000.01 | - | $50,000.00 |
| 23 |
| 0.13 |
| 1,087,540.04 |
| 0.36 |
| ||
$50,000.01 | - | $51,144.92 |
| 1 |
| 0.01 |
| 51,144.92 |
| 0.02 |
| ||
|
|
|
|
|
|
|
|
|
|
|
| ||
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % | |||
(1) Percentages may not add to 100.00% because of rounding.
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
ALABAMA |
| 243 |
| 1.32 | % | $ | 4,238,269.91 |
| 1.40 | % |
ALASKA |
| 35 |
| 0.19 |
| 573,043.77 |
| 0.19 |
| |
ARIZONA |
| 364 |
| 1.98 |
| 6,481,293.30 |
| 2.15 |
| |
ARKANSAS |
| 206 |
| 1.12 |
| 3,534,933.92 |
| 1.17 |
| |
CALIFORNIA |
| 1,673 |
| 9.12 |
| 27,910,895.58 |
| 9.25 |
| |
COLORADO |
| 376 |
| 2.05 |
| 6,508,276.25 |
| 2.16 |
| |
CONNECTICUT |
| 206 |
| 1.12 |
| 3,294,375.55 |
| 1.09 |
| |
DELAWARE |
| 76 |
| 0.41 |
| 1,144,043.25 |
| 0.38 |
| |
DISTRICT OF COLUMBIA |
| 9 |
| 0.05 |
| 166,801.74 |
| 0.06 |
| |
FLORIDA |
| 1,385 |
| 7.55 |
| 25,113,645.16 |
| 8.32 |
| |
GEORGIA |
| 610 |
| 3.33 |
| 10,742,196.54 |
| 3.56 |
| |
HAWAII |
| 48 |
| 0.26 |
| 902,704.56 |
| 0.30 |
| |
IDAHO |
| 68 |
| 0.37 |
| 1,184,178.29 |
| 0.39 |
| |
ILLINOIS |
| 754 |
| 4.11 |
| 11,191,975.43 |
| 3.71 |
| |
INDIANA |
| 378 |
| 2.06 |
| 6,003,596.13 |
| 1.99 |
| |
IOWA |
| 290 |
| 1.58 |
| 4,339,195.14 |
| 1.44 |
| |
KANSAS |
| 164 |
| 0.89 |
| 2,970,443.53 |
| 0.98 |
| |
KENTUCKY |
| 235 |
| 1.28 |
| 3,522,558.45 |
| 1.17 |
| |
LOUISIANA |
| 266 |
| 1.45 |
| 5,337,445.41 |
| 1.77 |
| |
MAINE |
| 103 |
| 0.56 |
| 1,562,326.79 |
| 0.52 |
| |
MARYLAND |
| 296 |
| 1.61 |
| 4,595,659.26 |
| 1.52 |
| |
MASSACHUSETTS |
| 283 |
| 1.54 |
| 4,269,618.05 |
| 1.41 |
| |
MICHIGAN |
| 340 |
| 1.85 |
| 5,434,139.03 |
| 1.80 |
| |
MINNESOTA |
| 395 |
| 2.15 |
| 6,013,296.23 |
| 1.99 |
| |
MISSISSIPPI |
| 149 |
| 0.81 |
| 2,727,008.02 |
| 0.90 |
| |
MISSOURI |
| 398 |
| 2.17 |
| 6,156,246.66 |
| 2.04 |
| |
MONTANA |
| 69 |
| 0.38 |
| 1,007,299.05 |
| 0.33 |
| |
NEBRASKA |
| 183 |
| 1.00 |
| 2,631,308.92 |
| 0.87 |
| |
NEVADA |
| 192 |
| 1.05 |
| 3,310,067.18 |
| 1.10 |
| |
NEW HAMPSHIRE |
| 191 |
| 1.04 |
| 2,777,873.54 |
| 0.92 |
| |
NEW JERSEY |
| 478 |
| 2.61 |
| 6,605,901.03 |
| 2.19 |
| |
NEW MEXICO |
| 174 |
| 0.95 |
| 3,116,885.61 |
| 1.03 |
| |
NEW YORK |
| 647 |
| 3.53 |
| 8,811,251.05 |
| 2.92 |
| |
NORTH CAROLINA |
| 729 |
| 3.97 |
| 12,146,284.28 |
| 4.02 |
| |
NORTH DAKOTA |
| 106 |
| 0.58 |
| 1,764,081.28 |
| 0.58 |
| |
OHIO |
| 790 |
| 4.31 |
| 12,787,721.02 |
| 4.24 |
| |
OKLAHOMA |
| 283 |
| 1.54 |
| 5,071,332.40 |
| 1.68 |
| |
OREGON |
| 217 |
| 1.18 |
| 3,278,427.99 |
| 1.09 |
| |
PENNSYLVANIA |
| 1,023 |
| 5.58 |
| 14,893,164.68 |
| 4.93 |
| |
RHODE ISLAND |
| 35 |
| 0.19 |
| 498,932.56 |
| 0.17 |
| |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
TABLE 5 (continued)
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
SOUTH CAROLINA |
| 311 |
| 1.70 |
| 5,007,847.28 |
| 1.66 |
| |
SOUTH DAKOTA |
| 67 |
| 0.37 |
| 1,021,556.02 |
| 0.34 |
| |
TENNESSEE |
| 462 |
| 2.52 |
| 8,247,072.28 |
| 2.73 |
| |
TEXAS |
| 1,578 |
| 8.60 |
| 29,273,063.66 |
| 9.70 |
| |
UTAH |
| 111 |
| 0.61 |
| 1,797,425.13 |
| 0.60 |
| |
VERMONT |
| 53 |
| 0.29 |
| 903,556.16 |
| 0.30 |
| |
VIRGINIA |
| 474 |
| 2.58 |
| 7,873,139.58 |
| 2.61 |
| |
WASHINGTON |
| 376 |
| 2.05 |
| 6,242,554.98 |
| 2.07 |
| |
WEST VIRGINIA |
| 120 |
| 0.65 |
| 1,948,798.91 |
| 0.65 |
| |
WISCONSIN |
| 263 |
| 1.43 |
| 3,861,592.91 |
| 1.28 |
| |
WYOMING |
| 58 |
| 0.32 |
| 956,807.45 |
| 0.32 |
| |
OTHER (3) |
| 3 |
| 0.02 |
| 59,136.64 |
| 0.02 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
(3) Includes U.S. military bases.
TABLE 6
DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE
(AS OF ORIGINATION)
OF THE POOL OF CONTRACTS
FICO® SCORE |
| NUMBER OF |
| PERCENT OF |
| TOTAL OUTSTANDING |
| PERCENT OF |
| |
670 – 699 |
| 2,933 |
| 15.99 | % | $ | 48,682,338.49 |
| 16.13 | % |
700 – 729 |
| 3,855 |
| 21.02 |
| 63,569,857.83 |
| 21.06 |
| |
730 – 759 |
| 3,883 |
| 21.17 |
| 64,822,709.35 |
| 21.48 |
| |
760 – 789 |
| 3,069 |
| 16.73 |
| 51,021,525.39 |
| 16.91 |
| |
790 – 819 |
| 2,755 |
| 15.02 |
| 44,428,674.27 |
| 14.72 |
| |
820 – 850 |
| 1,848 |
| 10.07 |
| 29,286,142.21 |
| 9.70 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTALS: |
| 18,343 |
| 100.00 | % | $ | 301,811,247.54 |
| 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.