Filed pursuant to Rule 433
Registration No. 333-262954
Free Writing Prospectus
Dated November 17, 2022
$720MM ($704MM offered) CNH Equipment Trust 2022-C
Joint Lead Underwriters: Wells Fargo Securities (str), Barclays, BMO Capital Markets and Societe Generale
Co-Managers: Academy Securities and NatWest Markets
| Class | Expected Size ($MM) | WAL* | Moody’s/S&P | BNCH | SPD | YLD% | CPN% | $PRICE |
| A-1 | 163.000 | 0.37 | P-1/A-1+ | ICUR | 4.817 | 4.817 | 100.0000 | |
| A-2 | 285.000 | 1.29 | Aaa/AAA | ICUR | +87 | 5.482 | 5.420 | 99.99968 |
| A-3 | 215.000 | 2.97 | Aaa/AAA | ICUR | +98 | 5.212 | 5.150 | 99.98297 |
| A-4 | 41.070 | 3.98 | Aaa/AAA | ICUR | +123 | 5.311 | 5.250 | 99.98882 |
| B | 16.210 | *Retained* | ||||||
* WAL to 10% Clean-Up Call
Transaction Summary:
* Size: $720MM ($704MM offered) (no grow)
* Format: Public / SEC Registered
* Ratings: S&P / Moody's
* Ticker: CNH 2022-C
* Settle: 11/23/2022
* ERISA Eligible: Yes
* EU RR: No
* B&D: Wells Fargo
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