Amsouth Auto Receivables 8-K Other events

Exhibit 99.2

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date: Collection Period Begin Date: Collection Period End Date: December 15, 2003 November 1, 2003 November 30, 2003 Closing Date: Previous Distribution Date: Previous Collection Period End Date: October 19, 2000 November 17, 2003 October 31, 2003

A.    Initial Bond Characteristics		Cutoff Balance		Coupon		Accrual Calendar	Legal Final Maturity	CUSIP
i	Class A-1 Notes	$	230,000,000	6.745	%	Actual/360	11/15/2001	03216TAA8
ii.	Class A-2 Notes		240,000,000	6.700	%	30/360	02/17/2003	03216TAB6
iii.	Class A-3 Notes		315,000,000	6.670	%	30/360	07/15/2004	03216TAC4
iv	Class A-4 Notes		103,640,000	6.760	%	30/360	02/15/2005	03216TAD2
v.	Class B Notes		28,510,000	7.080	%	30/360	07/15/2005	03216TAE0
vi.	Class C Notes		14,260,000	7.440	%	30/360	02/15/2007	03216TAF7

B.     Bond Balances		Balance as of				% of Original Balance				Unpaid Interest	Unpaid Interest
		11/17/03		12/15/03		11/17/03		12/15/03		11/17/03	12/15/03
i.	Class A-1 Notes	$	0	$	0	0.00	%	0.00	%	—	—
ii.	Class A-2 Notes		—		—	0.00	%	0.00	%	—	—
iii.	Class A-3 Notes		—		—	0.00	%	0.00	%	—	—
iv.	Class A-4 Notes		68,361,372		59,986,494	65.96	%	57.88	%	—	—
v.	Class B Notes		28,510,000		28,510,000	100.00	%	100.00	%	—	—
vi.	Class C Notes		14,260,000		14,260,000	100.00	%	100.00	%	—	—

C.    Reserve Account
i.	Initial Reserve Deposit	$7,128,117.29
ii.	Beginning of Period Reserve Balance	7,128,117.29
iii.	Specified Reserve Account Percent	0.75% of Initial Pool Balance
iv.	Specified Reserve Account Floor	7,128,117.29
v.	Specified Reserve Account Balance	7,128,117.29
vi.	Reserve Account Release	—
vii.	Reserve Account Draws	—
viii.	Reserve Account Deposits	—
ix.	End of Period Reserve Balance	7,128,117.29
x.	Specified Credit Enhancement Percent	3.25%
xi.	Specified Credit Enhancement Floor	7,128,117.29

D.    Servicing
i.	Servicing Fee Percentage	1.00	%
ii.	Beginning of Period Servicing Shortfall	—
iii	End of Period Servicing Shortfall	—

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date: Collection Period Begin Date: Collection Period End Date: December 15, 2003 November 1, 2003 November 30, 2003 Closing Date: Previous Distribution Date: Previous Collection Period End Date: October 19, 2000 November 17, 2003 October 31, 2003

E.	Portfolio Characteristics	Initial Balance		Balance as of						Percent of Original as of
		9/30/00		10/31/03			11/30/03			10/31/03	11/30/03
i.	Principal Balance	$950,415,639		$	111,131,372		$	102,756,494		11.69%	10.81	%
ii.	Number of Contracts	73,293			18,718			17,830		25.54%	24.33	%
iii.	Weighted Average Coupon (WAC)	9.44	%		9.56	%		9.57	%
iv.	Weighted Average Original Term	61.40			63.81			63.88
v.	Weighted Average Remaining Term	49.40			21.71			21.03
vi.	Weighted Average Seasoning	12.00			42.10			42.86

F.	Portfolio Performance	# of Contracts		% of Number of Contracts				Principal Balance				% of Principal Balance
		10/31/03	11/30/03	10/31/03		11/30/03		10/31/03		11/30/03		10/31/03		11/30/03
i.	30-59 Days Delinquent	455	436	2.43	%	2.45	%	$	2,857,177	$	2,870,682	2.57	%	2.79	%
ii.	60-89 Days Delinquent	118	102	0.63	%	0.57	%		769,803		614,222	0.69	%	0.60	%
iii.	90-119 Days Delinquent	37	40	0.20	%	0.22	%		163,300		191,239	0.15	%	0.19	%
iv.	120+ Days Delinquent	—	—	0.00	%	0.00	%		—		—	0.00	%	0.00	%
v.	Repo In Inventory (Charged-off)	7	2	0.04	%	0.01	%		39,989		9,900	0.04	%	0.01	%
vi.	Repo In Inventory (Not Charged-Off)	14	10	0.07	%	0.06	%		107,587		65,297	0.10	%	0.06	%
vii.	Gross Charge-Offs in Period	33	35	0.18	%	0.20	%		183,935		160,357	0.17	%	0.16	%

G.    Portfolio Charge-Offs		$				% of Original Balance
		10/31/03		11/30/03		10/31/03		11/30/03
i.	Gross Charge-Offs In Period	$	183,935	$	160,357	0.019	%	0.017	%
ii.	Cumulative Gross Charge-Offs		14,603,056		14,763,412	1.536	%	1.553	%
iii.	Net Losses In Period		34,113		52,061	0.004	%	0.005	%
iv.	Cumulative Net Losses		9,021,137		9,073,199	0.949	%	0.955	%

H.    Pool Collections
i.	Borrower Interest Collections	$	809,790.13
ii.	Borrower Principal Collections		7,597,278.56
iii.	Net Liquidation Proceeds		54,758.91
iv.	Recoveries		108,295.23
v.	Repurchase Amounts (Interest)		4,706.40
vi.	Repurchase Amounts (Principal)		562,483.68
vii.	Total Interest Collections		814,496.53
viii.	Total Principal Collections		8,322,816.38

I. Pool Balance Reconciliation
i.	Beginning Pool Balance	$	111,131,371.92
ii.	Pool Balance Reductions from Principal Collections		8,214,521.15
iii.	Gross Charge-Offs In Period		160,356.61
iv.	Ending Pool Balance		102,756,494.16

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date:	December 15, 2003	Closing Date:	October 19, 2000
Collection Period Begin Date:	November 1, 2003	Previous Distribution Date:	November 17, 2003
Collection Period End Date:	November 30, 2003	Previous Collection Period End Date:	October 31, 2003

J.	Total Available
i.	Total Pool Collections									$9,137,312.91
ii.	Reinvestment Income from Reserve Account									1,156.66
	Reserve Account Balance							$	7,128,117.29
	Specified Reserve Account Amount								7,128,117.29
iii.	Reserve Account Release								0.00	0.00
iv.	Collected Funds									$9,138,469.57
K.	Waterfall
		Calculation Steps		Amount Due		Amount Available for Distribution		Reserve Balance		Reserve Account Draw	Amount Paid
	Servicing Fee	$	92,609.48
	Previous Servicing Fee Shortfall		0.00
i.	Total Servicing Fee		92,609.48	$	92,609.48	$	9,138,469.57	$	7,128,117.29	$0.00	$	92,609.48
ii.	Class A Notes Interest Distribution				385,102.40		9,045,860.09		7,128,117.29	0.00		385,102.40
	Class A Notes Balance		68,361,371.92
	Pool Balance		102,756,494.16
iii.	First Priority Principal Distribution		0.00		0.00		8,660,757.70		7,128,117.29	0.00		0.00
iv.	Class B Notes Interest Distribution				168,209.00		8,660,757.70		7,128,117.29	0.00		168,209.00
	Class A and B Notes Balance		96,871,371.92
	Pool Balance		102,756,494.16
v.	Second Priority Principal Distribution		0.00		0.00		8,492,548.70		7,128,117.29	0.00		0.00
vi.	Class C Notes Interest Distribution				88,412.00		8,492,548.70		7,128,117.29	0.00		88,412.00
vii.	Reserve Fund Deposit				0.00		8,404,136.70					0.00
	Outstanding Money Market Securities		0.00
	Total Notes Balance		111,131,371.92
	Specified Credit Enhancement Amount		7,128,117.29
	Specified Reserve Account Amount		7,128,117.29
	Specified Overcollateralization Amount		0.00
	Target Securities Balance		102,756,494.16
viii.	Regular Principal Distribution		8,374,877.76		8,374,877.76		8,404,136.70					8,374,877.76
ix.	Release to Seller				29,258.94		29,258.94		7,128,117.29			29,258.94

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date:	December 15, 2003	Closing Date:	October 19, 2000
Collection Period Begin Date:	November 1, 2003	Previous Distribution Date:	November 17, 2003
Collection Period End Date:	November 30, 2003	Previous Collection Period End Date:	October 31, 2003

L.	Bond Interest Distributions	Coupon		Number of Days in Period	Current Interest		Previous Interest Shortfall		Accrued Interest on Interest Shortfall		Total Bond Interest Due		Total Bond Interest Paid		Interest Shortfall
	Total Class A Notes				$	385,102.40	$	—	$	—	$	385,102.40	$	385,102.40	$	—
	Class A-1 Notes	6.745	%	28		—		—		—		—		—		—
	Class A-2 Notes	6.70	%	30		—		—		—		—		—		—
	Class A-3 Notes	6.67	%	30		—		—		—		—		—		—
	Class A-4 Notes	6.76	%	30		385,102.40		—		—		385,102.40		385,102.40		—
	Class B Notes	7.08	%	30		168,209.00		—		—		168,209.00		168,209.00		—
	Class C Notes	7.44	%	30		88,412.00		—		—		88,412.00		88,412.00		—

  M. Bond Principal Distributions

First Priority Principal Distribution	$	—
Second Priority Principal Distribution		—
Regular Principal Distribution		8,374,877.76
Total Principal Distribution		8,374,877.76
Class A-1 Notes Principal Distribution		—
Class A-2 Notes Principal Distribution		—
Class A-3 Notes Principal Distribution		—
Class A-4 Notes Principal Distribution		8,374,877.76
Class B Notes Principal Distribution		—
Class C Notes Principal Distribution		—