Amsouth Auto Receivables 8-K Other events

Exhibit 99.2

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date: Collection Period Begin Date: Collection Period End Date: March 15, 2004 February 1, 2004 February 29, 2004 Closing Date: Previous Distribution Date: Previous Collection Period End Date: October 19, 2000 February 16, 2004 January 31, 2004

A.    Initial Bond Characteristics		Cutoff Balance		Coupon		Accrual Calendar	Legal Final Maturity	CUSIP
i.	Class A-1 Notes	$	230,000,000	6.745	%	Actual/360	11/15/2001	03216TAA8
ii.	Class A-2 Notes		240,000,000	6.700	%	30/360	02/17/2003	03216TAB6
iii.	Class A-3 Notes		315,000,000	6.670	%	30/360	07/15/2004	03216TAC4
iv.	Class A-4 Notes		103,640,000	6.760	%	30/360	02/15/2005	03216TAD2
v.	Class B Notes		28,510,000	7.080	%	30/360	07/15/2005	03216TAE0
vi.	Class C Notes		14,260,000	7.440	%	30/360	02/15/2007	03216TAF7

B.    Bond Balances		Balance as of				% of Original Balance				Unpaid Interest 02/16/04	Unpaid Interest 03/15/04
		02/16/04		03/15/04		02/16/04		03/15/04
i.	Class A-1 Notes	$	0	$	0	0.00	%	0.00	%	—	—
ii.	Class A-2 Notes		—		—	0.00	%	0.00	%	—	—
iii.	Class A-3 Notes		—		—	0.00	%	0.00	%	—	—
iv.	Class A-4 Notes		43,829,779		36,746,298	42.29	%	35.46	%	—	—
v.	Class B Notes		28,510,000		28,510,000	100.00	%	100.00	%	—	—
vi.	Class C Notes		14,260,000		14,260,000	100.00	%	100.00	%	—	—

C.    Reserve Account
i.	Initial Reserve Deposit	$7,128,117.29
ii.	Beginning of Period Reserve Balance	7,128,117.29
iii.	Specified Reserve Account Percent	0.75% of Initial Pool Balance
iv.	Specified Reserve Account Floor	7,128,117.29
v.	Specified Reserve Account Balance	7,128,117.29
vi.	Reserve Account Release	—
vii.	Reserve Account Draws	—
viii.	Reserve Account Deposits	—
ix.	End of Period Reserve Balance	7,128,117.29
x.	Specified Credit Enhancement Percent	3.25%
xi.	Specified Credit Enhancement Floor	7,128,117.29

D.    Servicing
i.	Servicing Fee Percentage	1.00	%
ii.	Beginning of Period Servicing Shortfall	—
iii.	End of Period Servicing Shortfall	—

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date: Collection Period Begin Date: Collection Period End Date: March 15, 2004 February 1, 2004 February 29, 2004 Closing Date: Previous Distribution Date: Previous Collection Period End Date: October 19, 2000 February 16, 2004 January 31, 2004

E.	Portfolio Characteristics	Initial Balance			Balance as of						Percent of Original as of
		9/30/00			01/31/04			02/29/04			01/31/04	02/29/04
i.	Principal Balance	$	950,415,639		$	86,599,779		$	79,516,298		9.11%	8.37	%
ii.	Number of Contracts		73,293			16,022			15,174		21.86%	20.70	%
iii.	Weighted Average Coupon (WAC)		9.44	%		9.58	%		9.59	%
iv.	Weighted Average Original Term		61.40			64.02			64.13
v.	Weighted Average Remaining Term		49.40			19.50			18.76
vi.	Weighted Average Seasoning		12.00			44.52			45.37

F.	Portfolio Performance	# of Contracts		% of Number of Contracts				Principal Balance				% of Principal Balance
		01/31/04	02/29/04	01/31/04		02/29/04		01/31/04		02/29/04		01/31/04		02/29/04
i.	30-59 Days Delinquent	403	348	2.52	%	2.29	%	$	2,435,844	$	2,003,271	2.81	%	2.52	%
ii.	60-89 Days Delinquent	118	119	0.74	%	0.78	%		586,033		607,330	0.68	%	0.76	%
iii.	90-119 Days Delinquent	47	35	0.29	%	0.23	%		204,566		118,983	0.24	%	0.15	%
iv.	120+ Days Delinquent	—	—	0.00	%	0.00	%		—		—	0.00	%	0.00	%
v.	Repo In Inventory (Charged-off)	7	3	0.04	%	0.02	%		41,825		14,100	0.05	%	0.02	%
vi.	Repo In Inventory (Not Charged-Off)	13	12	0.08	%	0.08	%		70,933		82,719	0.08	%	0.10	%
vii.	Gross Charge-Offs in Period	32	28	0.20	%	0.18	%		163,122		98,063	0.19	%	0.12	%

G.    Portfolio Charge-Offs		$					% of Original Balance
		01/31/04		02/29/04			01/31/04		02/29/04
i.	Gross Charge-Offs In Period	$	163,122	$	98,063		0.017	%	0.010	%
ii.	Cumulative Gross Charge-Offs		15,076,285		15,174,349		1.586	%	1.597	%
iii.	Net Losses In Period		63,527		(34,342	)	0.007	%	-0.004	%
iv.	Cumulative Net Losses		9,148,491		9,114,149		0.963	%	0.959	%

H.    Pool Collections
i.	Borrower Interest Collections	$	679,941.49
ii.	Borrower Principal Collections		6,883,467.02
iii.	Net Liquidation Proceeds		13,059.20
iv.	Recoveries		132,405.03
v.	Repurchase Amounts (Interest)		720.90
vi.	Repurchase Amounts (Principal)		88,891.81
vii.	Total Interest Collections		680,662.39
viii.	Total Principal Collections		7,117,823.06

I. Pool Balance Reconciliation
i.	Beginning Pool Balance	$	86,599,779.45
ii.	Pool Balance Reductions from Principal Collections		6,985,418.03
iii.	Gross Charge-Offs In Period		98,063.30
iv.	Ending Pool Balance		79,516,298.12

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date:	March 15, 2004	Closing Date:	October 19, 2000
Collection Period Begin Date:	February 1, 2004	Previous Distribution Date:	February 16, 2004
Collection Period End Date:	February 29, 2004	Previous Collection Period End Date:	January 31, 2004

J.	Total Available
i.	Total Pool Collections									$7,798,485.45
ii.	Reinvestment Income from Reserve Account									1,098.08
	Reserve Account Balance							$	7,128,117.29
	Specified Reserve Account Amount								7,128,117.29
iii.	Reserve Account Release								0.00	0.00
iv.	Collected Funds									$7,799,583.53
K.	Waterfall
		Calculation Steps		Amount Due		Amount Available for Distribution		Reserve Balance		Reserve Account Draw	Amount Paid
	Servicing Fee	$	72,166.48
	Previous Servicing Fee Shortfall		0.00
i.	Total Servicing Fee		72,166.48	$	72,166.48	$	7,799,583.53	$	7,128,117.29	$0.00	$	72,166.48
ii.	Class A Notes Interest Distribution				246,907.76		7,727,417.05		7,128,117.29	0.00		246,907.76
	Class A Notes Balance		43,829,779.45
	Pool Balance		79,516,298.12
iii.	First Priority Principal Distribution		0.00		0.00		7,480,509.29		7,128,117.29	0.00		0.00
iv.	Class B Notes Interest Distribution				168,209.00		7,480,509.29		7,128,117.29	0.00		168,209.00
	Class A and B Notes Balance		72,339,779.45
	Pool Balance		79,516,298.12
v.	Second Priority Principal Distribution		0.00		0.00		7,312,300.29		7,128,117.29	0.00		0.00
vi.	Class C Notes Interest Distribution				88,412.00		7,312,300.29		7,128,117.29	0.00		88,412.00
vii.	Reserve Fund Deposit				0.00		7,223,888.29					0.00
	Outstanding Money Market Securities		0.00
	Total Notes Balance		86,599,779.45
	Specified Credit Enhancement Amount		7,128,117.29
	Specified Reserve Account Amount		7,128,117.29
	Specified Overcollateralization Amount		0.00
	Target Securities Balance		79,516,298.12
viii.	Regular Principal Distribution		7,083,481.33		7,083,481.33		7,223,888.29					7,083,481.33
ix.	Release to Seller				140,406.96		140,406.96		7,128,117.29			140,406.96

AmSouth Auto Trust 2000-1

Monthly Servicing Report

Distribution Date:	March 15, 2004	Closing Date:	October 19, 2000
Collection Period Begin Date:	February 1, 2004	Previous Distribution Date:	February 16, 2004
Collection Period End Date:	February 29, 2004	Previous Collection Period End Date:	January 31, 2004

L.	Bond Interest Distributions	Coupon		Number of Days in Period	Current Interest		Previous Interest Shortfall		Accrued Interest on Interest Shortfall		Total Bond Interest Due		Total Bond Interest Paid		Interest Shortfall
	Total Class A Notes				$	246,907.76	$	—	$	—	$	246,907.76	$	246,907.76	$	—
	Class A-1 Notes	6.745	%	28		—		—		—		—		—		—
	Class A-2 Notes	6.70	%	30		—		—		—		—		—		—
	Class A-3 Notes	6.67	%	30		—		—		—		—		—		—
	Class A-4 Notes	6.76	%	30		246,907.76		—		—		246,907.76		246,907.76		—
	Class B Notes	7.08	%	30		168,209.00		—		—		168,209.00		168,209.00		—
	Class C Notes	7.44	%	30		88,412.00		—		—		88,412.00		88,412.00		—

  M. Bond Principal Distributions

First Priority Principal Distribution	$	—
Second Priority Principal Distribution		—
Regular Principal Distribution		7,083,481.33
Total Principal Distribution		7,083,481.33
Class A-1 Notes Principal Distribution		—
Class A-2 Notes Principal Distribution		—
Class A-3 Notes Principal Distribution		—
Class A-4 Notes Principal Distribution		7,083,481.33
Class B Notes Principal Distribution		—
Class C Notes Principal Distribution		—