MBT Financial (MBTF) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 14, 2013
Document Information [Line Items]	'	'
Entity Registrant Name	'MBT FINANCIAL CORP	'
Entity Central Index Key	'0001118237	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'MBTF	'
Entity Common Stock, Shares Outstanding	'	17,919,876
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2013	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Non-interest bearing	$13,928	$17,116
Interest bearing	21,506	95,391
Total cash and cash equivalents	35,434	112,507
Securities - Held to Maturity	31,881	38,786
Securities - Available for Sale	403,440	393,767
Federal Home Loan Bank stock - at cost	10,605	10,605
Loans held for sale	166	1,520
Loans	610,928	627,249
Allowance for Loan Losses	-16,766	-17,299
Loans - Net	594,162	609,950
Accrued interest receivable and other assets	33,658	10,037
Other Real Estate Owned	10,801	14,262
Bank Owned Life Insurance	50,143	49,111
Premises and Equipment - Net	27,842	28,050
Total assets	1,198,132	1,268,595
LIABILITIES	'	'
Non-interest bearing	187,009	183,016
Interest-bearing	867,134	865,814
Total deposits	1,054,143	1,048,830
Federal Home Loan Bank advances	12,000	107,000
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	16,165	14,191
Total liabilities	1,097,308	1,185,021
STOCKHOLDERS' EQUITY	'	'
Common stock (no par value; 50,000,000 shares authorized, 17,917,512 and 17,396,179 shares issued and outstanding)	4,280	2,397
Retained earnings	105,177	81,280
Unearned compensation	-10	-27
Accumulated other comprehensive loss	-8,623	-76
Total stockholders' equity	100,824	83,574
Total liabilities and stockholders' equity	$1,198,132	$1,268,595

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical]	Sep. 30, 2013	Dec. 31, 2012
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	17,917,512	17,396,179
Common stock, shares outstanding	17,917,512	17,396,179

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Income	'	'	'	'
Interest and fees on loans	$7,605	$8,696	$23,106	$26,773
Interest on investment securities-	'	'	'	'
Tax-exempt	313	341	946	1,076
Taxable	1,821	1,894	5,383	6,023
Interest on balances due from banks	25	56	131	145
Total interest income	9,764	10,987	29,566	34,017
Interest Expense	'	'	'	'
Interest on deposits	1,033	1,488	3,361	4,964
Interest on borrowed funds	192	878	1,533	2,720
Total interest expense	1,225	2,366	4,894	7,684
Net Interest Income	8,539	8,621	24,672	26,333
Provision For Loan Losses	200	1,550	2,100	4,850
Net Interest Income After Provision For Loan Losses	8,339	7,071	22,572	21,483
Other Income	'	'	'	'
Income from wealth management services	1,078	1,063	3,256	2,859
Service charges and other fees	1,128	1,177	3,228	3,392
Debit card income	513	490	1,521	1,490
Net gain on sales of securities available for sale	142	99	306	1,239
Origination fees on mortgage loans sold	133	298	606	624
Bank owned life insurance income	363	375	1,117	1,078
Other	759	521	2,059	1,582
Total other income	4,116	4,023	12,093	12,264
Other Expenses	'	'	'	'
Salaries and employee benefits	5,310	5,069	15,847	15,128
Occupancy expense	737	707	2,146	2,058
Equipment expense	650	677	2,024	2,226
Marketing expense	180	151	548	524
Professional fees	527	534	1,578	1,646
Collection expenses	54	28	156	188
Net loss on other real estate owned	632	373	1,339	872
Other real estate owned expenses	162	350	829	1,258
FDIC Deposit Insurance Assessment	695	694	2,078	2,067
Other	1,016	1,106	3,018	3,356
Total other expenses	9,963	9,689	29,563	29,323
Income Before Income Taxes	2,492	1,405	5,102	4,424
Income Tax Expense (Benefit)	-18,795	17	-18,795	1,566
Net Income	21,287	1,388	23,897	2,858
Other Comprehensive Income (Loss) - Net of Tax	'	'	'	'
Unrealized gains (losses) on securities	463	894	-8,437	1,048
Reclassification adjustment for gains included in net income	-94	-66	-202	-818
Postretirement benefit liability	31	52	92	156
Total Other Comprehensive Income (Loss) - Net of Tax	400	880	-8,547	386
ComprehensiveIncome	$21,687	$2,268	$15,350	$3,244
Basic Earnings Per Common Share (in dollars per share)	$1.19	$0.08	$1.34	$0.16
Diluted Earnings Per Common Share (in dollars per share)	$1.17	$0.08	$1.33	$0.16
Common Stock Dividends Declared Per Share (in dollars per share)	$0	$0	$0	$0

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Retained Earnings [Member]	Unearned Compensation [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
In Thousands, unless otherwise specified
Balance at Dec. 31, 2011	$75,711	$2,099	$72,735	($87)	$964
Issuance of Common Stock	56	56	0	0	0
Equity compensation	87	32	0	55	0
Comprehensive income:	'	'	'	'	'
Net income	2,858	0	2,858	0	0
Other comprehensive loss - net of tax	386	0	0	0	386
Total Comprehensive Loss	3,244	'	'	'	'
Balance at Sep. 30, 2012	79,098	2,187	75,593	-32	1,350
Balance at Dec. 31, 2012	83,574	2,397	81,280	-27	-76
SOSARs exercised	4	4	0	0	0
Other stock issued	1,796	1,796	0	0	0
Equity compensation	100	83	0	17	0
Comprehensive income:	'	'	'	'	'
Net income	23,897	0	23,897	0	0
Other comprehensive loss - net of tax	-8,547	0	0	0	-8,547
Total Comprehensive Loss	15,350	'	'	'	'
Balance at Sep. 30, 2013	$100,824	$4,280	$105,177	($10)	($8,623)

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY [Parenthetical] (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Issuance of Common Stock (in shares)	'	32,334
Other stock issued (In Shares)	520,397	'
Net of Cost (in dollars)	$18	'
SOSARs exercised, (in shares)	936	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash Flows from Operating Activities	'	'
Net Income	$23,897	$2,858
Adjustments to reconcile net income to net cash from operating activities	'	'
Provision for loan losses	2,100	4,850
Depreciation	1,416	1,477
Deferred income tax benefit	-18,795	0
Net amortization of investment premium and discount	1,415	1,513
Writedowns of Other Real Estate Owned	1,539	1,291
Net increase in interest payable and other liabilities	2,140	1,542
Net (increase) decrease in interest receivable and other assets	-739	1,294
Equity based compensation expense	209	132
Net gain on sale/settlement of securities	-306	-1,239
Increase in cash surrender value of life insurance	-1,032	-1,078
Net cash provided by operating activities	11,844	12,640
Cash Flows from Investing Activities	'	'
Proceeds from maturities and redemptions of investment securities held to maturity	18,214	12,423
Proceeds from maturities and redemptions of investment securities available for sale	65,077	229,516
Proceeds from sales of investment securities available for sale	56,433	32,824
Net decrease in loans	10,840	15,814
Proceeds from sales of other real estate owned	6,345	8,813
Proceeds from sales of other assets	245	99
Purchase of investment securities held to maturity	-11,309	-5,089
Purchase of investment securities available for sale	-145,382	-286,957
Purchase of bank premises and equipment	-1,358	-339
Net cash provided by (used for) investing activities	-895	7,104
Cash Flows from Financing Activities	'	'
Net increase (decrease) in deposits	5,313	-1,900
Repayment of long term debt	-135	0
Repayment of Federal Home Loan Bank borrowings	-95,000	0
Repayment of repurchase agreements	0	-5,000
Proceeds from issuance of common stock	1,800	56
Net cash used for financing activities	-88,022	-6,844
Net Increase (Decrease) in Cash and Cash Equivalents	-77,073	12,900
Cash and Cash Equivalents at Beginning of Period	112,507	75,995
Cash and Cash Equivalents at End of Period	35,434	88,895
Supplemental Cash Flow Information	'	'
Cash paid for interest	5,055	7,793
Cash paid for federal income taxes	0	69
Supplemental Schedule of Non Cash Investing Activities	'	'
Transfer of loans to other real estate owned	4,078	6,741
Transfer of loans to other assets	$124	$145

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Basis of Presentation and Significant Accounting Policies [Text Block]	'
	1. BASIS OF PRESENTATION AND ACCOUNTING POLICIES
	The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates seventeen branches in Monroe County, Michigan, seven branches in Wayne County, Michigan, and a mortgage loan office in Monroe County. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Company’s sole business segment is community banking.
	The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, the deferred tax asset valuation allowance, and the fair value of investment securities.
	The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, such information reflects all adjustments (consisting of normal recurring adjustments), which are, in the opinion of Management, necessary for fair statement of results for the interim periods.
	The significant accounting policies are as follows:
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
	FAIR VALUE
	The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value.
	The Corporation applied the following fair value hierarchy:
	Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Corporation’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy.
	Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Corporation’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows.
	Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement.  Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement.
	ACCOUNTING PRONOUNCEMENTS
	No recent accounting pronouncements are expected to have a significant impact on the Corporation’s financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	2. EARNINGS PER SHARE
	The calculations of earnings per common share are as follows:
		For the three months ended Sept. 30,				For the nine months ended Sept. 30,
		2013		2012		2013		2012
	Basic
	Net income	$	21,287,000	$	1,388,000	$	23,897,000	$	2,858,000
	Average common shares outstanding		17,912,946		17,321,337		17,779,924		17,313,965
	Earnings per common share - basic	$	1.19	$	0.08	$	1.34	$	0.16
	Diluted
	Net income	$	21,287,000	$	1,388,000	$	23,897,000	$	2,858,000
	Average common shares outstanding		17,912,946		17,321,337		17,779,924		17,313,965
	Equity compensation		266,389		81,316		253,463		50,916
	Average common shares outstanding - diluted		18,179,335		17,402,653		18,033,387		17,364,881
	Earnings per common share - diluted	$	1.17	$	0.08	$	1.33	$	0.16

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	9 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	3. STOCK BASED COMPENSATION
	Stock Options - The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
			Weighted Average
		Shares	Exercise Price
	Options Outstanding, January 1, 2013	396,835	$	17.57
	Granted	-		-
	Exercised	-		-
	Forfeited	63,335		13.2
	Options Outstanding, September 30, 2013	333,500	$	18.4
	Options Exercisable, September 30, 2013	333,500	$	18.4
	Stock Only Stock Appreciation Rights (SOSARs) - On January 2, 2013, 106,000 Stock Only Stock Appreciation Rights (SOSARs) were awarded to certain executives in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. The SOSARs have a term of ten years and vest in three equal annual installments beginning on December 31, 2013. The fair value of $1.43 for the SOSARs was estimated at the date of the grant, using the Black-Scholes option pricing model, with the following assumptions: expected option lives of 7 years, expected volatility of 62.09%, a risk free interest rate of 1.25% and dividend yield of 0.00%.
	On January 2, 2013, 6,369 SOSARs were issued to a director in exchange for $10,000 of his 2013 annual retainer. The SOSARs have a term of ten years and vest on December 31, 2013.
	SOSARs granted under the plan are structured as fixed grants with the exercise price equal to the market value of the underlying stock on the date of the grant.
	The following table summarizes the SOSARs that have been granted:
			Weighted Average
		Shares	Exercise Price
	SOSARs Outstanding, January 1, 2013	410,666	$	3.53
	Granted	112,369		2.35
	Exercised	3,498		2.36
	Forfeited	4,000		3.03
	SOSARs Outstanding, September 30, 2013	515,537	$	3.28
	SOSARs Exercisable, September 30, 2013	318,466	$	4
	Restricted Stock Unit Awards – On January 2, 2013, performance restricted stock units were awarded to certain key executive officers in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. Each Restricted Stock Unit (RSU) is equivalent to one share of MBT Financial Corp. common stock. Stock will be issued to the participants following a two year performance period that ends on December 31, 2014. Up to 50% of the aggregate RSUs granted may be earned in each year of the performance period subject to satisfying weighted performance thresholds. Earned RSUs vest on December 31, 2015.
	The total expense for equity based compensation was $71,000 in the third quarter of 2013 and $41,000 in the third quarter of 2012. The total expense for equity based compensation was $216,000 in the first nine months of 2013 and $131,000 in the first nine months of 2012.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Accounts, Notes, Loans and Financing Receivable Disclosure [Text Block]	'
	4. LOANS
	The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors.
	Loans consist of the following (000s omitted):
			September 30,			December 31,
			2013			2012
	Residential real estate loans		$	231,544		$	240,332
	Commercial and Construction real estate loans			283,832			301,433
	Agriculture and agricultural real estate loans			15,322			12,004
	Commercial and industrial loans			65,253			58,194
	Loans to individuals for household, family,			14,977			15,286
	and other personal expenditures
	Total loans, gross		$	610,928		$	627,249
	Less: Allowance for loan losses			16,766			17,299
			$	594,162		$	609,950
	Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 that are classified by Management as nonperforming as well as selected performing accounts and all renegotiated loans are reviewed for impairment each quarter. Allowances for loans determined to be impaired are included in the allowance for loan losses. All cash received on nonaccrual loans is applied to the principal balance. Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due, restructured loans, nonaccrual investment securities, and other real estate owned. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure and real estate that the bank has purchased but no longer intends to use for bank premises.
	The following table summarizes nonperforming assets (000’s omitted):
		September 30,			December 31,
		2013			2012
	Nonaccrual loans	$	28,010		$	31,343
	Loans 90 days past due and accruing		4			1
	Restructured loans		29,926			38,460
	Total nonperforming loans	$	57,940		$	69,804
	Other real estate owned		10,801			14,262
	Other assets		39			32
	Nonperforming investment securities		3,320			3,045
	Total nonperforming assets	$	72,100		$	87,143
	Nonperforming assets to total assets		6.02	%		6.87	%
	Allowance for loan losses to		28.94	%		24.78	%
	nonperforming loans

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Abstract]	'
Allowance For Loan Losses [Text Block]	'
	5. ALLOWANCE FOR LOAN LOSSES
	The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles.
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2013 was as follows (000s omitted):
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Allowance for loan losses: For the three months ended September 30, 2013
	Beginning Balance	$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Charge-offs		-			-162			-728			-30			-351			-53		-1,324
	Recoveries		-			24			427			49			162			33		695
	Provision		28			-409			453			-278			24			382		200
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Allowance for loan losses: For the nine months ended September 30, 2013
	Beginning Balance	$	76		$	2,224		$	7,551		$	2,401		$	4,715		$	332	$	17,299
	Charge-offs		-			-564			-2,596			-67			-1,167			-190		-4,584
	Recoveries		-			287			717			337			481			129		1,951
	Provision		61			-52			2,036			-1,041			593			503		2,100
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Allowance for loan losses as of September 30, 2013
	Ending balance individually	$	1		$	1,133		$	2,893		$	1,333		$	1,750		$	110	$	7,220
	evaluated for impairment
	Ending balance collectively		136			762			4,815			297			2,872			664		9,546
	evaluated for impairment
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Loans as of September 30, 2013
	Ending balance individually	$	424		$	3,175		$	35,769		$	5,704		$	16,122		$	363	$	61,557
	evaluated for impairment
	Ending balance collectively		14,898			62,078			232,999			9,360			215,422			14,614		549,371
	evaluated for impairment
	Ending balance	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2012 was as follows (000s omitted):
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Allowance for loan losses: For the three months ended September 30, 2012
	Beginning Balance	$	-		$	2,781		$	8,737		$	2,011		$	5,643		$	314	$	19,486
	Charge-offs		-			-68			-1,337			-429			-225			-97		-2,156
	Recoveries		-			77			13			66			54			33		243
	Provision		13			110			1,706			23			-668			366		1,550
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Allowance for loan losses: For the nine months ended September 30, 2012
	Beginning Balance	$	64		$	2,184		$	9,351		$	2,632		$	6,227		$	407	$	20,865
	Charge-offs		-			-330			-4,399			-1,030			-1,420			-178		-7,357
	Recoveries		-			246			35			207			157			120		765
	Provision		-51			800			4,132			-138			-160			267		4,850
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Allowance for loan losses as of September 30, 2012
	Ending balance individually	$	-		$	1,809		$	3,483		$	772		$	1,575		$	75	$	7,714
	evaluated for impairment
	Ending balance collectively		13			1,091			5,636			899			3,229			541		11,409
	evaluated for impairment
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Loans as of September 30, 2012
	Ending balance individually	$	784		$	5,196		$	41,684		$	6,607		$	17,600		$	263	$	72,134
	evaluated for impairment
	Ending balance collectively		13,976			53,787			251,586			11,892			230,555			15,797		577,593
	evaluated for impairment
	Ending balance	$	14,760		$	58,983		$	293,270		$	18,499		$	248,155		$	16,060	$	649,727
	Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods.
	The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded.
	To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships.
The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 1 through 4 are considered “pass” credits and grades 5 through 9 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 6 and higher are considered substandard and most are evaluated for impairment. A description of the general characteristics of each grade is as follows:
•     Grade 1 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include all loans secured by certificates of deposit or cash equivalents.
•     Grade 2 – Satisfactory – Loans that have less than average risk and clearly demonstrate adequate debt service coverage. These loans may have some vulnerability, but are sufficiently strong to have minimal deterioration if adverse factors are encountered, and are expected to be fully collectable.
•     Grade 3 – Average – Loans that have a reasonable amount of risk and may exhibit vulnerability to deterioration if adverse factors are encountered. These loans should demonstrate adequate debt service coverage but warrant a higher level of monitoring to ensure that weaknesses do not advance.
•     Grade 4 – Pass/Watch – Loans that are considered “pass credits” yet appear on the “watch list”. Credit deficiency or potential weakness may include a lack of current or complete financial information. The level of risk is considered acceptable so long as the loan is given additional management supervision.
•     Grade 5 – Watch – Loans that possess some credit deficiency or potential weakness that if not corrected, could increase risk in the future. The source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards.
•     Grade 6 – Substandard – Loans that exhibit one or more of the following characteristics: (1) uncertainty of repayment from primary source and financial deterioration currently underway; (2) inadequate current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal terms; (9) the Bank is contemplating foreclosure or legal action due to deterioration in the loan; or (10) there is deterioration in conditions and the borrower is highly vulnerable to these conditions.
•     Grade 7 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and the quality of the secondary source is doubtful; or (3) the possibility of loss is high, but important pending factors may strengthen the loan.
•     Grades 8 & 9 - Loss – Loans are considered uncollectible and of such little value that carrying them on the Bank’s financial statements is not feasible.
The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency.
The portfolio segments in each credit risk grade as of September 30, 2013 are as follows (000s omitted):
Credit Quality Indicators as of September 30, 2013
Credit Risk by Internally Assigned Grade
	Agriculture
	and
	Agricultural						Commercial			Construction			Residential			Consumer and
	Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
Not Rated	$	191		$	3,285		$	-		$	2,603		$	143,422		$	10,257	$	159,758
1		-			3,927			-			-			-			194		4,121
2		83			122			961			-			145			-		1,311
3		761			3,732			10,519			111			1,266			-		16,389
4		12,343			37,416			170,821			3,587			51,951			73		276,191
5		1,024			13,228			44,483			3,806			8,610			3,931		75,082
6		920			3,543			41,984			4,957			26,150			522		78,076
7		-			-			-			-			-			-		-
8		-			-			-			-			-			-		-
9		-			-			-			-			-			-		-
Total	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
Performing	$	14,814		$	62,544		$	238,413		$	9,159		$	213,849		$	14,209	$	552,988
Nonperforming		508			2,709			30,355			5,905			17,695			768		57,940
Total	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
The portfolio segments in each credit risk grade as of December 31, 2012 are as follows (000s omitted):
Credit Quality Indicators as of December 31, 2012
Credit Risk by Internally Assigned Grade
	Agriculture
	and
	Agricultural						Commercial			Construction			Residential			Consumer and
	Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
Not Rated	$	126		$	4,182		$	-		$	2,927		$	159,743		$	10,706	$	177,684
1		-			2,977			-			-			-			-		2,977
2		48			114			1,850			82			731			-		2,825
3		880			4,894			10,735			163			1,885			7		18,564
4		9,907			29,935			167,207			3,184			40,392			16		250,641
5		322			9,713			45,262			5,086			8,426			3,940		72,749
6		721			6,379			57,960			6,977			29,155			617		101,809
7		-			-			-			-			-			-		-
8		-			-			-			-			-			-		-
9		-			-			-			-			-			-		-
Total	$	12,004		$	58,194		$	283,014		$	18,419		$	240,332		$	15,286	$	627,249
Performing	$	11,397		$	54,730		$	246,107		$	10,783		$	219,753		$	14,675	$	557,445
Nonperforming		607			3,464			36,907			7,636			20,579			611		69,804
Total	$	12,004		$	58,194		$	283,014		$	18,419		$	240,332		$	15,286	$	627,249
Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of September 30, 2013 and December 31, 2012 (000s omitted):
																		Recorded
																		Investment >90
	30-59 Days			60-89 Days			>90 Days Past											Days Past Due
September 30, 2013	Past Due			Past Due			Due			Total Past Due			Current			Total Loans		and Accruing
Agriculture and Agricultural Real Estate	$	230		$	88		$	84		$	402		$	14,920		$	15,322	$	-
Commercial		354			223			296			873			64,380			65,253		4
Commercial Real Estate		4,964			658			4,154			9,776			258,992			268,768		-
Construction Real Estate		100			-			1,273			1,373			13,691			15,064		-
Residential Real Estate		2,984			1,246			3,430			7,660			223,884			231,544		-
Consumer and Other		127			38			206			371			14,606			14,977		-
Total	$	8,759		$	2,253		$	9,443		$	20,455		$	590,473		$	610,928	$	4
																		Recorded
																		Investment >90
	30-59 Days			60-89 Days			>90 Days Past											Days Past Due
December 31, 2012	Past Due			Past Due			Due			Total Past Due			Current			Total Loans		and Accruing
Agriculture and Agricultural Real Estate	$	208		$	-		$	145		$	353		$	11,651		$	12,004	$	-
Commercial		927			19			1,100			2,046			56,148			58,194		1
Commercial Real Estate		1,789			930			11,350			14,069			268,945			283,014		-
Construction Real Estate		127			1,437			1,867			3,431			14,988			18,419		-
Residential Real Estate		5,738			978			3,121			9,837			230,495			240,332		-
Consumer and Other		222			61			164			447			14,839			15,286		-
Total	$	9,011		$	3,425		$	17,747		$	30,183		$	597,066		$	627,249	$	1
Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
The following is a summary of non-accrual loans as of September 30, 2013 and December 31, 2012 (000s omitted):
		September 30, 2013			December 31, 2012
Agriculture and Agricultural Real Estate	$	84		$	198
Commercial		991			1,578
Commercial Real Estate		16,099			17,950
Construction Real Estate		2,349			3,438
Residential Real Estate		8,048			7,870
Consumer and Other		439			309
Total	$	28,010		$	31,343
For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price.
The following is a summary of impaired loans as of September 30, 2013 and 2012 (000s omitted):
													Interest					Interest
										Average			Income			Average		Income
										Recorded			Recognized in			Recorded		Recognized in
				Unpaid						Investment for			the Three			Investment for		the Nine
	Recorded			Principal			Related			the Three			Months			the Nine		Months
September 30, 2013	Investment			Balance			Allowance			Months Ended			Ended			Months Ended		Ended
With no related allowance recorded:
Agriculture and Agricultural Real Estate	$	-		$	-		$	-		$	-		$	-		$	-	$	-
Commercial		1,513			1,628			-			1,728			21			1,562		55
Commercial Real Estate		18,913			23,082			-			19,544			228			20,004		629
Construction Real Estate		1,903			3,133			-			2,302			23			2,452		91
Residential Real Estate		8,168			8,952			-			8,586			97			8,656		293
Consumer and Other		29			30			-			31			1			31		3
With an allowance recorded:
Agriculture and Agricultural Real Estate		424			424			1			424			4			724		28
Commercial		1,662			1,746			1,133			1,695			16			1,739		53
Commercial Real Estate		16,856			20,639			2,893			18,660			148			19,226		594
Construction Real Estate		3,801			4,401			1,333			4,077			191			4,197		292
Residential Real Estate		7,954			8,373			1,750			8,141			91			8,347		264
Consumer and Other		334			332			110			332			5			339		14
Total:
Agriculture and Agricultural Real Estate	$	424		$	424		$	1		$	424		$	4		$	724	$	28
Commercial		3,175			3,374			1,133			3,423			37			3,301		108
Commercial Real Estate		35,769			43,721			2,893			38,204			376			39,230		1,223
Construction Real Estate		5,704			7,534			1,333			6,379			214			6,649		383
Residential Real Estate		16,122			17,325			1,750			16,727			188			17,003		557
Consumer and Other		363			362			110			363			6			370		17
													Interest					Interest
										Average			Income			Average		Income
				Unpaid						Recorded			Recognized in			Recorded		Recognized in
	Recorded			Principal			Related			Investments for			the Three			Investment for		the Nine
	Investment as			Balance as of			Allowance as			the Three			Months			the Nine		Months
	of December			December 31,			of December			Months Ended			Ended Sept			Months Ended		Ended Sept.
	31, 2012			2012			31, 2012			Sept. 30, 2012			30, 2012			Sept. 30, 2012		30, 2012
With no related allowance recorded:
Agriculture and Agricultural Real Estate	$	409		$	923		$	-		$	836		$	12		$	833	$	42
Commercial		2,540			2,961			-			280			8			320		24
Commercial Real Estate		17,153			21,317			-			16,117			166			16,698		465
Construction Real Estate		1,007			1,375			-			419			2			419		5
Residential Real Estate		9,013			10,390			-			9,997			132			10,443		446
Consumer and Other		-			-			-			86			1			88		3
With an allowance recorded:
Agriculture and Agricultural Real Estate		-			-			-			-			-			-		-
Commercial		1,979			2,157			1,316			4,853			50			4,650		170
Commercial Real Estate		19,318			26,508			2,084			27,183			220			27,015		817
Construction Real Estate		6,403			9,060			1,820			6,791			40			6,891		166
Residential Real Estate		9,038			9,520			1,994			9,094			94			9,144		298
Consumer and Other		389			383			124			178			3			181		9
Total:
Agriculture and Agricultural Real Estate	$	409		$	923		$	-		$	836		$	12		$	833	$	42
Commercial		4,519			5,118			1,316			5,133			58			4,970		194
Commercial Real Estate		36,471			47,825			2,084			43,300			386			43,713		1,282
Construction Real Estate		7,410			10,435			1,820			7,210			42			7,310		171
Residential Real Estate		18,051			19,910			1,994			19,091			226			19,587		744
Consumer and Other		389			383			124			264			4			269		12
The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (“TDRs”).
Loans that have been classified as TDRs during the three and nine month periods ended September 30, 2013 and September 30, 2012 are as follows (000s omitted from dollar amounts):
	Three months ended								Nine months ended
	September 30, 2013								September 30, 2013
			Pre-			Post-					Pre-			Post-
			Modification			Modification					Modification			Modification
			Recorded			Recorded					Recorded			Recorded
	Number of		Principal			Principal			Number of		Principal			Principal
	Contracts		Balance			Balance			Contracts		Balance			Balance
Agriculture and Agricultural Real Estate	-		$	-		$	-		-		$	-		$	-
Commercial	6			1,044			636		13			1,398			787
Commercial Real Estate	3			480			301		10			2,527			1,646
Construction Real Estate	-			-			-		-			-			-
Residential Real Estate	8			685			665		24			2,131			1,801
Consumer and Other	1			10			9		5			276			34
Total	18		$	2,219		$	1,611		52		$	6,332		$	4,268
	Three months ended								Nine months ended
	September 30, 2012								September 30, 2012
			Pre-			Post-					Pre-			Post-
			Modification			Modification					Modification			Modification
			Recorded			Recorded					Recorded			Recorded
	Number of		Principal			Principal			Number of		Principal			Principal
	Contracts		Balance			Balance			Contracts		Balance			Balance
Agriculture and Agricultural Real Estate	-		$	-		$	-		-		$	-		$	-
Commercial	3			168			163		9			950			553
Commercial Real Estate	5			4,030			4,030		14			6,433			6,075
Construction Real Estate	-			-			-		5			2,686			2,633
Residential Real Estate	3			743			743		17			2,450			2,403
Consumer and Other	1			44			43		3			71			69
Total	12		$	4,985		$	4,979		48		$	12,590		$	11,733
The Bank considers TDRs that become past due under the modified terms as defaulted. The following is a summary of loans that became TDRs during the three and nine month periods ended September 30, 2013 that subsequently defaulted (000s omitted):
	Three months ended					Nine months ended
	September 30, 2013					September 30, 2013
			Recorded					Recorded
	Number of		Principal			Number of		Principal
	Contracts		Balance			Contracts		Balance
Agriculture and Agricultural Real Estate	-		$	-		-		$	-
Commercial	2			12		2			12
Commercial Real Estate	-			-		-			-
Construction Real Estate	-			-		-			-
Residential Real Estate	-			-		2			36
Consumer and Other	-			-		-			-
Total	2		$	12		4		$	48
There were no loans that became TDRs during the nine month period ended September 30, 2012 that subsequently defaulted during the three and nine month periods ended September 30, 2012.
The Company has allocated $ 6,088,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at September 30, 2013. In addition, there are no commitments to lend additional amounts to borrowers that are classified as troubled debt restructurings as of September 30, 2013 and September 30, 2012.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	6. INVESTMENT SECURITIES
	The following is a summary of the Bank’s investment securities portfolio as of September 30, 2013 and December 31, 2012 (000’s omitted):
		Held to Maturity
		30-Sep-13
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	31,381	$	618	$	-352	$	31,647
	Corporate Debt Securities		500		-		-		500
		$	31,881	$	618	$	-352	$	32,147
			Available for Sale
			30-Sep-13
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	271,737	$	1,708	$	-8,771	$	264,674
	Mortgage Backed Securities issued by U.S.		102,497		1,284		-1,235		102,546
	Government Agencies
	Obligations of States and Political Subdivisions		15,519		314		-121		15,712
	Trust Preferred CDO Securities		9,513		-		-3,652		5,861
	Corporate Debt Securities		11,967		135		-32		12,070
	Equity Securities		2,580		78		-81		2,577
		$	413,813	$	3,519	$	-13,892	$	403,440
		Held to Maturity
		31-Dec-12
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	38,286	$	1,380	$	-36	$	39,630
	Corporate Debt Securities		500		-		-		500
		$	38,786	$	1,380	$	-36	$	40,130
		Available for Sale
		31-Dec-12
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	222,099	$	3,442	$	-90	$	225,451
	Mortgage Backed Securities issued by U.S.		127,082		2,826		-90		129,818
	Government Agencies
	Obligations of States and Political Subdivisions		17,804		630		-64		18,370
	Trust Preferred CDO Securities		9,525		-		-4,119		5,406
	Corporate Debt Securities		11,961		156		-40		12,077
	Equity Securities		2,580		173		-108		2,645
		$	391,051	$	7,227	$	-4,511	$	393,767
	The amortized cost and estimated market values of securities by contractual maturity as of September 30, 2013 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in 1 year or less	$	3,560	$	3,586	$	1,401	$	1,406
	After 1 year through five years		13,178		13,397		65,780		65,479
	After 5 years through 10 years		11,088		11,108		223,767		217,766
	After 10 years		4,055		4,056		17,788		13,666
	Total		31,881		32,147		308,736		298,317
	Mortgage Backed Securities		-		-		102,497		102,546
	Securities with no stated maturity		-		-		2,580		2,577
	Total	$	31,881	$	32,147	$	413,813	$	403,440
	The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may be maturity. The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2013 and December 31, 2012.
			30-Sep-13
			Less than 12 months				12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
Obligations of United States	$	209,712	$	8,771	$	-	$	-	$	209,712	$	8,771
Government Agencies
Mortgage Backed Securities issued		52,167		1,096		7,233		139		59,400		1,235
by U.S. Government Agencies
Obligations of States and
Political Subdivisions		14,070		409		2,675		64		16,745		473
Trust Preferred CDO Securities		-		-		5,861		3,652		5,861		3,652
Corporate Debt Securities		1,970		32		-		-		1,970		32
Equity Securities		-		-		459		81		459		81
	$	277,919	$	10,308	$	16,228	$	3,936	$	294,147	$	14,244
	31-Dec-12
	Less than 12 months					12 months or longer				Total
			Gross				Gross				Gross
	Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
Obligations of United States	$	29,499	$	89	$	1,111	$	1	$	30,610	$	90
Government Agencies
Mortgage Backed Securities issued		22,217		90		-		-		22,217		90
by U.S. Government Agencies
Obligations of States and
Political Subdivisions		7,801		90		1,540		10		9,341		100
Trust Preferred CDO Securities		-		-		5,406		4,119		5,406		4,119
Corporate Debt Securities		1,960		40		-		-		1,960		40
Equity Securities		-		-		432		108		432		108
	$	61,477	$	309	$	8,489	$	4,238	$	69,966	$	4,547
The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other than temporarily impaired at September 30, 2013. As of September 30, 2013 and December 31, 2012, there were 178 and 42 securities in an unrealized loss position, respectively.
The Trust Preferred CDO Securities consist of three pooled trust Preferred Collateralized Debt Obligations (CDOs). These CDOs are debt securities issued by special purpose entities that own trust preferred stock issued by banks and insurance companies. The trust preferred stock owned by the special purpose entities is the collateral that backs the debt securities we own. The three pooled CDOs that we own have each been in an unrealized loss position for more than 12 months. These securities have final maturity dates of 2033, 2035, and 2037. The main reasons for the impairment are the overall decline in market values for financial industry securities and the lack of an active market for these types of securities in particular.
To determine whether or not the impairment is other-than-temporary, the Company utilizes a third party valuation service to conduct a fair value analysis of each individual security. The other-than-temporary-impairment analysis of each of the CDO securities owned by the Company is conducted by projecting the expected cash flows from the security, discounting the cash flows to determine the present value of the cash flows, and comparing the present value to the amortized cost to determine if there is impairment. The cash flow projection for each security is developed using estimated prepayment speeds, estimated rates at which payments will be deferred, estimated rates at which issuers will default, and the severity of the losses on the securities which default. Prepayment estimates are negatively impacted by the lack of an active market for issuers to refinance their trust preferred securities; however, prepayment of trust preferred securities is expected to increase due to recent restrictions on the treatment of trust preferred debt as regulatory capital.
The size and creditworthiness of each institution in the CDO pool are the most significant pieces of evidence in estimating prepayment speeds. Deferral and default rates are the key drivers of the cash flow projections for each of the securities. Deferral of interest payments is allowed for up to five years, and estimates of deferral rates are determined by examining the current deferral status of the issuers, the current financial condition of the issuers, and the historical deferral levels of the issuers in each CDO pool. Key evidence examined includes whether or not an issuer has received TARP funding, the most recent credit ratings from outside services, stock price information, capitalization, asset quality, profitability, and liquidity. The most significant evidence in estimating deferrals is the comparison of key financial ratios to industry benchmarks. Near term (next 12 months) deferral rates are estimated for each security by analyzing the credit characteristics of each individual issuer in the pool. When an issuer is expected to defer interest payments, the analysis assumes that the deferral will continue for the entire five year period allowed and then, depending on the individual credit characteristics of that issuer, begin performing or move to default. Longer term annual default rates for each CDO are estimated using the credit analysis of each individual issuer compared to industry benchmarks to modify the historical default rates of financial companies. Finally, loss severity is estimated using analytical research provided by Standard and Poor’s and Moody’s, which supports the assumption that a small percentage of defaulted trust preferred securities recover without loss. The projected cash flows are discounted using the contractual rate of each security.
In the Other-Than-Temporary-Impairment (OTTI) analysis of our CDO securities as of December 31, 2009, it was expected that there would be cash flow disruptions on two of the CDOs we own. These credit losses were recorded through a charge to earnings in 2009. In subsequent analyses in 2010, 2011, 2012, and 2013 the expectation of a disruption of cash flows diminished on both of these CDO securities, with one of the securities no longer expected to experience a disruption of cash flow. The present value of the expected cash flows is at least as great as the amortized costs bases following the charges to earnings recorded in 2009, therefore no additional charges to earnings have been recorded.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Measurement Inputs [Text Block]	'
	7. FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value, as defined in ASC Topic 820, is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for market activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact.
	The Corporation utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value.
	The Corporation applied the following fair value hierarchy:
	Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Corporation’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy.
	Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Corporation’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows.
	Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement.  Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values.
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	September 30, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	35,434	$	35,434	$	-	$	-	$	35,434
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		31,381		-		31,647		-		31,647
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		264,674		-		264,674		-		264,674
	MBS issued by U.S. Government Agencies		102,546		-		102,546		-		102,546
	Obligations of States and Political Subdivisions		15,712		-		15,712		-		15,712
	Trust Preferred CDO Securities		5,861		-		-		5,861		5,861
	Corporate Debt Securities		12,070		-		12,070		-		12,070
	Other Securities		2,577		2,118		459		-		2,577
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		166		-		-		166		166
	Loans, net		594,162		-		-		604,867		604,867
	Accrued Interest Receivable		3,766		-		3,766		-		3,766
	Financial Liabilities:
	Noninterest Bearing Deposits		187,009		187,009		-		-		187,009
	Interest Bearings Deposits		867,134		-		871,104		-		871,104
	Borrowed funds
	FHLB Advances		12,000		-		12,001		-		12,001
	Repurchase Agreements		15,000		-		16,464		-		16,464
	Accrued Interest Payable		192		-		192		-		192
		Carrying								Estimated
	December 31, 2012	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	112,507	$	112,507	$	-	$	-	$	112,507
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		38,286		-		40,130		-		40,130
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		225,451		-		225,451		-		225,451
	MBS issued by U.S. Government Agencies		129,818		-		129,818		-		129,818
	Obligations of States and Political Subdivisions		18,370		-		18,370		-		18,370
	Trust Preferred CDO Securities		5,406		-		-		5,406		5,406
	Corporate Debt Securities		12,077		-		12,077		-		12,077
	Other Securities		2,645		2,213		432		-		2,645
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		1,520		-		-		1,520		1,520
	Loans, net		609,950		-		-		627,171		627,171
	Accrued Interest Receivable		3,457		-		3,457		-		3,457
	Financial Liabilities:
	Noninterest Bearing Deposits		183,016		183,016		-		-		183,016
	Interest Bearings Deposits		865,814		-		872,070		-		872,070
	Borrowed funds
	FHLB Advances		107,000		-		107,785		-		107,785
	Repurchase Agreements		15,000		-		17,141		-		17,141
	Accrued Interest Payable		353		-		353		-		353
	In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2013		2012
	Balance at January 1	$	5,406	$	5,467
Total realized and unrealized gains (losses) included in income		-12		-12
Total unrealized gains (losses) included in other comprehensive income		467		-296
Net purchases, sales, calls and maturities		-		-
Net transfers in/out of Level 3		-		-
Balance at September 30	$	5,861	$	5,159
The Company did not recognize any unrealized losses on its Level 3 Available for Sale investment securities in other comprehensive income in the consolidated statements of financial condition for the nine months ended September 30, 2013. The Company did not have any sales or purchases of Level 3 available for sale securities during the period.
Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs.
The Company owns pooled Trust Preferred Securities (“TRUPs”) with a fair value of $5,861,000 as of September 30, 2013. Trading of these types of securities has increased recently but is primarily conducted on a distress sale or forced liquidation basis. As a result, the Company measures the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections.
The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections.
Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
			Quoted Prices in
	Balance at		Active Markets for		Significant Other		Significant
	September 30,		Identical Assets		Observable Inputs		Unobservable
	2013		(Level 1)		(Level 2)		Inputs (Level 3)
Impaired loans	$	61,557	$	-	$	-	$	61,557
Other Real Estate Owned	$	10,801	$	-	$	-	$	10,801
			Quoted Prices in
	Balance at		Active Markets for		Significant Other		Significant
	December 31,		Identical Assets		Observable Inputs		Unobservable
	2012		(Level 1)		(Level 2)		Inputs (Level 3)
Impaired loans	$	67,249	$	-	$	-	$	67,249
Other Real Estate Owned	$	14,262	$	-	$	-	$	14,262
Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	9 Months Ended
	Sep. 30, 2013
Fair Value Off Balance Sheet Risk [Abstract]	'
Financial Instruments With Off - Balance Sheet Risk [Text Block]	'
	9. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit.  Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities.
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		September 30,		December 31,
		2013		2012
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	57,096	$	59,826
	Unused portion of credit card lines of credit		3,109		3,048
	Unused portion of home equity lines of credit		16,097		16,356
	Standby letters of credit and financial guarantees written		3,815		3,730
	All other off-balance sheet commitments		-		-
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements.  Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty.
	Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Consolidation, Policy [Policy Text Block]	'
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	'
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
Fair Value Measurement Policy [Policy Text Block]	'
	FAIR VALUE
	The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value.
	The Corporation applied the following fair value hierarchy:
	Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Corporation’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy.
	Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Corporation’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows.
	Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement.  Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements Policy [Policy Text Block]	'
	ACCOUNTING PRONOUNCEMENTS
	No recent accounting pronouncements are expected to have a significant impact on the Corporation’s financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The calculations of earnings per common share are as follows:
		For the three months ended Sept. 30,				For the nine months ended Sept. 30,
		2013		2012		2013		2012
	Basic
	Net income	$	21,287,000	$	1,388,000	$	23,897,000	$	2,858,000
	Average common shares outstanding		17,912,946		17,321,337		17,779,924		17,313,965
	Earnings per common share - basic	$	1.19	$	0.08	$	1.34	$	0.16
	Diluted
	Net income	$	21,287,000	$	1,388,000	$	23,897,000	$	2,858,000
	Average common shares outstanding		17,912,946		17,321,337		17,779,924		17,313,965
	Equity compensation		266,389		81,316		253,463		50,916
	Average common shares outstanding - diluted		18,179,335		17,402,653		18,033,387		17,364,881
	Earnings per common share - diluted	$	1.17	$	0.08	$	1.33	$	0.16

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
			Weighted Average
		Shares	Exercise Price
	Options Outstanding, January 1, 2013	396,835	$	17.57
	Granted	-		-
	Exercised	-		-
	Forfeited	63,335		13.2
	Options Outstanding, September 30, 2013	333,500	$	18.4
	Options Exercisable, September 30, 2013	333,500	$	18.4
Schedule of Share-based Compensation, Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the SOSARs that have been granted:
			Weighted Average
		Shares	Exercise Price
	SOSARs Outstanding, January 1, 2013	410,666	$	3.53
	Granted	112,369		2.35
	Exercised	3,498		2.36
	Forfeited	4,000		3.03
	SOSARs Outstanding, September 30, 2013	515,537	$	3.28
	SOSARs Exercisable, September 30, 2013	318,466	$	4

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans consist of the following (000s omitted):
			September 30,			December 31,
			2013			2012
	Residential real estate loans		$	231,544		$	240,332
	Commercial and Construction real estate loans			283,832			301,433
	Agriculture and agricultural real estate loans			15,322			12,004
	Commercial and industrial loans			65,253			58,194
	Loans to individuals for household, family,			14,977			15,286
	and other personal expenditures
	Total loans, gross		$	610,928		$	627,249
	Less: Allowance for loan losses			16,766			17,299
			$	594,162		$	609,950
Schedule Of Non Performing Assets [Table Text Block]	'
	The following table summarizes nonperforming assets (000’s omitted):
		September 30,			December 31,
		2013			2012
	Nonaccrual loans	$	28,010		$	31,343
	Loans 90 days past due and accruing		4			1
	Restructured loans		29,926			38,460
	Total nonperforming loans	$	57,940		$	69,804
	Other real estate owned		10,801			14,262
	Other assets		39			32
	Nonperforming investment securities		3,320			3,045
	Total nonperforming assets	$	72,100		$	87,143
	Nonperforming assets to total assets		6.02	%		6.87	%
	Allowance for loan losses to		28.94	%		24.78	%
	nonperforming loans

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2013 was as follows (000s omitted):
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Allowance for loan losses: For the three months ended September 30, 2013
	Beginning Balance	$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Charge-offs		-			-162			-728			-30			-351			-53		-1,324
	Recoveries		-			24			427			49			162			33		695
	Provision		28			-409			453			-278			24			382		200
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Allowance for loan losses: For the nine months ended September 30, 2013
	Beginning Balance	$	76		$	2,224		$	7,551		$	2,401		$	4,715		$	332	$	17,299
	Charge-offs		-			-564			-2,596			-67			-1,167			-190		-4,584
	Recoveries		-			287			717			337			481			129		1,951
	Provision		61			-52			2,036			-1,041			593			503		2,100
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Allowance for loan losses as of September 30, 2013
	Ending balance individually	$	1		$	1,133		$	2,893		$	1,333		$	1,750		$	110	$	7,220
	evaluated for impairment
	Ending balance collectively		136			762			4,815			297			2,872			664		9,546
	evaluated for impairment
	Ending balance	$	137		$	1,895		$	7,708		$	1,630		$	4,622		$	774	$	16,766
	Loans as of September 30, 2013
	Ending balance individually	$	424		$	3,175		$	35,769		$	5,704		$	16,122		$	363	$	61,557
	evaluated for impairment
	Ending balance collectively		14,898			62,078			232,999			9,360			215,422			14,614		549,371
	evaluated for impairment
	Ending balance	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2012 was as follows (000s omitted):
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Allowance for loan losses: For the three months ended September 30, 2012
	Beginning Balance	$	-		$	2,781		$	8,737		$	2,011		$	5,643		$	314	$	19,486
	Charge-offs		-			-68			-1,337			-429			-225			-97		-2,156
	Recoveries		-			77			13			66			54			33		243
	Provision		13			110			1,706			23			-668			366		1,550
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Allowance for loan losses: For the nine months ended September 30, 2012
	Beginning Balance	$	64		$	2,184		$	9,351		$	2,632		$	6,227		$	407	$	20,865
	Charge-offs		-			-330			-4,399			-1,030			-1,420			-178		-7,357
	Recoveries		-			246			35			207			157			120		765
	Provision		-51			800			4,132			-138			-160			267		4,850
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Allowance for loan losses as of September 30, 2012
	Ending balance individually	$	-		$	1,809		$	3,483		$	772		$	1,575		$	75	$	7,714
	evaluated for impairment
	Ending balance collectively		13			1,091			5,636			899			3,229			541		11,409
	evaluated for impairment
	Ending balance	$	13		$	2,900		$	9,119		$	1,671		$	4,804		$	616	$	19,123
	Loans as of September 30, 2012
	Ending balance individually	$	784		$	5,196		$	41,684		$	6,607		$	17,600		$	263	$	72,134
	evaluated for impairment
	Ending balance collectively		13,976			53,787			251,586			11,892			230,555			15,797		577,593
	evaluated for impairment
	Ending balance	$	14,760		$	58,983		$	293,270		$	18,499		$	248,155		$	16,060	$	649,727
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The portfolio segments in each credit risk grade as of September 30, 2013 are as follows (000s omitted):
	Credit Quality Indicators as of September 30, 2013
	Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Not Rated	$	191		$	3,285		$	-		$	2,603		$	143,422		$	10,257	$	159,758
	1		-			3,927			-			-			-			194		4,121
	2		83			122			961			-			145			-		1,311
	3		761			3,732			10,519			111			1,266			-		16,389
	4		12,343			37,416			170,821			3,587			51,951			73		276,191
	5		1,024			13,228			44,483			3,806			8,610			3,931		75,082
	6		920			3,543			41,984			4,957			26,150			522		78,076
	7		-			-			-			-			-			-		-
	8		-			-			-			-			-			-		-
	9		-			-			-			-			-			-		-
	Total	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
	Performing	$	14,814		$	62,544		$	238,413		$	9,159		$	213,849		$	14,209	$	552,988
	Nonperforming		508			2,709			30,355			5,905			17,695			768		57,940
	Total	$	15,322		$	65,253		$	268,768		$	15,064		$	231,544		$	14,977	$	610,928
	The portfolio segments in each credit risk grade as of December 31, 2012 are as follows (000s omitted):
	Credit Quality Indicators as of December 31, 2012
	Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural						Commercial			Construction			Residential			Consumer and
		Real Estate			Commercial			Real Estate			Real Estate			Real Estate			Other		Total
	Not Rated	$	126		$	4,182		$	-		$	2,927		$	159,743		$	10,706	$	177,684
	1		-			2,977			-			-			-			-		2,977
	2		48			114			1,850			82			731			-		2,825
	3		880			4,894			10,735			163			1,885			7		18,564
	4		9,907			29,935			167,207			3,184			40,392			16		250,641
	5		322			9,713			45,262			5,086			8,426			3,940		72,749
	6		721			6,379			57,960			6,977			29,155			617		101,809
	7		-			-			-			-			-			-		-
	8		-			-			-			-			-			-		-
	9		-			-			-			-			-			-		-
	Total	$	12,004		$	58,194		$	283,014		$	18,419		$	240,332		$	15,286	$	627,249
	Performing	$	11,397		$	54,730		$	246,107		$	10,783		$	219,753		$	14,675	$	557,445
	Nonperforming		607			3,464			36,907			7,636			20,579			611		69,804
	Total	$	12,004		$	58,194		$	283,014		$	18,419		$	240,332		$	15,286	$	627,249
Past Due Financing Receivables [Table Text Block]	'
	Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of September 30, 2013 and December 31, 2012 (000s omitted):
																			Recorded
																			Investment >90
		30-59 Days			60-89 Days			>90 Days Past											Days Past Due
	September 30, 2013	Past Due			Past Due			Due			Total Past Due			Current			Total Loans		and Accruing
	Agriculture and Agricultural Real Estate	$	230		$	88		$	84		$	402		$	14,920		$	15,322	$	-
	Commercial		354			223			296			873			64,380			65,253		4
	Commercial Real Estate		4,964			658			4,154			9,776			258,992			268,768		-
	Construction Real Estate		100			-			1,273			1,373			13,691			15,064		-
	Residential Real Estate		2,984			1,246			3,430			7,660			223,884			231,544		-
	Consumer and Other		127			38			206			371			14,606			14,977		-
	Total	$	8,759		$	2,253		$	9,443		$	20,455		$	590,473		$	610,928	$	4
																			Recorded
																			Investment >90
		30-59 Days			60-89 Days			>90 Days Past											Days Past Due
	December 31, 2012	Past Due			Past Due			Due			Total Past Due			Current			Total Loans		and Accruing
	Agriculture and Agricultural Real Estate	$	208		$	-		$	145		$	353		$	11,651		$	12,004	$	-
	Commercial		927			19			1,100			2,046			56,148			58,194		1
	Commercial Real Estate		1,789			930			11,350			14,069			268,945			283,014		-
	Construction Real Estate		127			1,437			1,867			3,431			14,988			18,419		-
	Residential Real Estate		5,738			978			3,121			9,837			230,495			240,332		-
	Consumer and Other		222			61			164			447			14,839			15,286		-
	Total	$	9,011		$	3,425		$	17,747		$	30,183		$	597,066		$	627,249	$	1
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following is a summary of non-accrual loans as of September 30, 2013 and December 31, 2012 (000s omitted):
			September 30, 2013			December 31, 2012
	Agriculture and Agricultural Real Estate	$	84		$	198
	Commercial		991			1,578
	Commercial Real Estate		16,099			17,950
	Construction Real Estate		2,349			3,438
	Residential Real Estate		8,048			7,870
	Consumer and Other		439			309
	Total	$	28,010		$	31,343
Impaired Financing Receivables [Table Text Block]	'
	The following is a summary of impaired loans as of September 30, 2013 and 2012 (000s omitted):
														Interest					Interest
											Average			Income			Average		Income
											Recorded			Recognized in			Recorded		Recognized in
					Unpaid						Investment for			the Three			Investment for		the Nine
		Recorded			Principal			Related			the Three			Months			the Nine		Months
	September 30, 2013	Investment			Balance			Allowance			Months Ended			Ended			Months Ended		Ended
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	-		$	-		$	-		$	-		$	-		$	-	$	-
	Commercial		1,513			1,628			-			1,728			21			1,562		55
	Commercial Real Estate		18,913			23,082			-			19,544			228			20,004		629
	Construction Real Estate		1,903			3,133			-			2,302			23			2,452		91
	Residential Real Estate		8,168			8,952			-			8,586			97			8,656		293
	Consumer and Other		29			30			-			31			1			31		3
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		424			424			1			424			4			724		28
	Commercial		1,662			1,746			1,133			1,695			16			1,739		53
	Commercial Real Estate		16,856			20,639			2,893			18,660			148			19,226		594
	Construction Real Estate		3,801			4,401			1,333			4,077			191			4,197		292
	Residential Real Estate		7,954			8,373			1,750			8,141			91			8,347		264
	Consumer and Other		334			332			110			332			5			339		14
	Total:
	Agriculture and Agricultural Real Estate	$	424		$	424		$	1		$	424		$	4		$	724	$	28
	Commercial		3,175			3,374			1,133			3,423			37			3,301		108
	Commercial Real Estate		35,769			43,721			2,893			38,204			376			39,230		1,223
	Construction Real Estate		5,704			7,534			1,333			6,379			214			6,649		383
	Residential Real Estate		16,122			17,325			1,750			16,727			188			17,003		557
	Consumer and Other		363			362			110			363			6			370		17
														Interest					Interest
											Average			Income			Average		Income
					Unpaid						Recorded			Recognized in			Recorded		Recognized in
		Recorded			Principal			Related			Investments for			the Three			Investment for		the Nine
		Investment as			Balance as of			Allowance as			the Three			Months			the Nine		Months
		of December			December 31,			of December			Months Ended			Ended Sept			Months Ended		Ended Sept.
		31, 2012			2012			31, 2012			Sept. 30, 2012			30, 2012			Sept. 30, 2012		30, 2012
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	409		$	923		$	-		$	836		$	12		$	833	$	42
	Commercial		2,540			2,961			-			280			8			320		24
	Commercial Real Estate		17,153			21,317			-			16,117			166			16,698		465
	Construction Real Estate		1,007			1,375			-			419			2			419		5
	Residential Real Estate		9,013			10,390			-			9,997			132			10,443		446
	Consumer and Other		-			-			-			86			1			88		3
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		-			-			-			-			-			-		-
	Commercial		1,979			2,157			1,316			4,853			50			4,650		170
	Commercial Real Estate		19,318			26,508			2,084			27,183			220			27,015		817
	Construction Real Estate		6,403			9,060			1,820			6,791			40			6,891		166
	Residential Real Estate		9,038			9,520			1,994			9,094			94			9,144		298
	Consumer and Other		389			383			124			178			3			181		9
	Total:
	Agriculture and Agricultural Real Estate	$	409		$	923		$	-		$	836		$	12		$	833	$	42
	Commercial		4,519			5,118			1,316			5,133			58			4,970		194
	Commercial Real Estate		36,471			47,825			2,084			43,300			386			43,713		1,282
	Construction Real Estate		7,410			10,435			1,820			7,210			42			7,310		171
	Residential Real Estate		18,051			19,910			1,994			19,091			226			19,587		744
	Consumer and Other		389			383			124			264			4			269		12
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	Loans that have been classified as TDRs during the three and nine month periods ended September 30, 2013 and September 30, 2012 are as follows (000s omitted from dollar amounts):
		Three months ended								Nine months ended
		September 30, 2013								September 30, 2013
				Pre-			Post-					Pre-			Post-
				Modification			Modification					Modification			Modification
				Recorded			Recorded					Recorded			Recorded
		Number of		Principal			Principal			Number of		Principal			Principal
		Contracts		Balance			Balance			Contracts		Balance			Balance
	Agriculture and Agricultural Real Estate	-		$	-		$	-		-		$	-		$	-
	Commercial	6			1,044			636		13			1,398			787
	Commercial Real Estate	3			480			301		10			2,527			1,646
	Construction Real Estate	-			-			-		-			-			-
	Residential Real Estate	8			685			665		24			2,131			1,801
	Consumer and Other	1			10			9		5			276			34
	Total	18		$	2,219		$	1,611		52		$	6,332		$	4,268
		Three months ended								Nine months ended
		September 30, 2012								September 30, 2012
				Pre-			Post-					Pre-			Post-
				Modification			Modification					Modification			Modification
				Recorded			Recorded					Recorded			Recorded
		Number of		Principal			Principal			Number of		Principal			Principal
		Contracts		Balance			Balance			Contracts		Balance			Balance
	Agriculture and Agricultural Real Estate	-		$	-		$	-		-		$	-		$	-
	Commercial	3			168			163		9			950			553
	Commercial Real Estate	5			4,030			4,030		14			6,433			6,075
	Construction Real Estate	-			-			-		5			2,686			2,633
	Residential Real Estate	3			743			743		17			2,450			2,403
	Consumer and Other	1			44			43		3			71			69
	Total	12		$	4,985		$	4,979		48		$	12,590		$	11,733
Troubled Debt Restructurings On Financing Receivables Default [Table Text Block]	'
	The Bank considers TDRs that become past due under the modified terms as defaulted. The following is a summary of loans that became TDRs during the three and nine month periods ended September 30, 2013 that subsequently defaulted (000s omitted):
		Three months ended					Nine months ended
		September 30, 2013					September 30, 2013
				Recorded					Recorded
		Number of		Principal			Number of		Principal
		Contracts		Balance			Contracts		Balance
	Agriculture and Agricultural Real Estate	-		$	-		-		$	-
	Commercial	2			12		2			12
	Commercial Real Estate	-			-		-			-
	Construction Real Estate	-			-		-			-
	Residential Real Estate	-			-		2			36
	Consumer and Other	-			-		-			-
	Total	2		$	12		4		$	48

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule Of Investment Securities Portfolio [Table Text Block]	'
	The following is a summary of the Bank’s investment securities portfolio as of September 30, 2013 and December 31, 2012 (000’s omitted):
		Held to Maturity
		30-Sep-13
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	31,381	$	618	$	-352	$	31,647
	Corporate Debt Securities		500		-		-		500
		$	31,881	$	618	$	-352	$	32,147
			Available for Sale
			30-Sep-13
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	271,737	$	1,708	$	-8,771	$	264,674
	Mortgage Backed Securities issued by U.S.		102,497		1,284		-1,235		102,546
	Government Agencies
	Obligations of States and Political Subdivisions		15,519		314		-121		15,712
	Trust Preferred CDO Securities		9,513		-		-3,652		5,861
	Corporate Debt Securities		11,967		135		-32		12,070
	Equity Securities		2,580		78		-81		2,577
		$	413,813	$	3,519	$	-13,892	$	403,440
		Held to Maturity
		31-Dec-12
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	38,286	$	1,380	$	-36	$	39,630
	Corporate Debt Securities		500		-		-		500
		$	38,786	$	1,380	$	-36	$	40,130
		Available for Sale
		31-Dec-12
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	222,099	$	3,442	$	-90	$	225,451
	Mortgage Backed Securities issued by U.S.		127,082		2,826		-90		129,818
	Government Agencies
	Obligations of States and Political Subdivisions		17,804		630		-64		18,370
	Trust Preferred CDO Securities		9,525		-		-4,119		5,406
	Corporate Debt Securities		11,961		156		-40		12,077
	Equity Securities		2,580		173		-108		2,645
		$	391,051	$	7,227	$	-4,511	$	393,767
Expected Maturities Of Amortized Cost and Estimated Market Value [Table Text Block]	'
	The amortized cost and estimated market values of securities by contractual maturity as of September 30, 2013 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in 1 year or less	$	3,560	$	3,586	$	1,401	$	1,406
	After 1 year through five years		13,178		13,397		65,780		65,479
	After 5 years through 10 years		11,088		11,108		223,767		217,766
	After 10 years		4,055		4,056		17,788		13,666
	Total		31,881		32,147		308,736		298,317
	Mortgage Backed Securities		-		-		102,497		102,546
	Securities with no stated maturity		-		-		2,580		2,577
	Total	$	31,881	$	32,147	$	413,813	$	403,440
Schedule Of Gross Unrealized Losses and Fair Value Of Investments With Unrealized Losses [Table Text Block]	'
	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2013 and December 31, 2012.
			30-Sep-13
			Less than 12 months				12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Obligations of United States	$	209,712	$	8,771	$	-	$	-	$	209,712	$	8,771
	Government Agencies
	Mortgage Backed Securities issued		52,167		1,096		7,233		139		59,400		1,235
	by U.S. Government Agencies
	Obligations of States and
	Political Subdivisions		14,070		409		2,675		64		16,745		473
	Trust Preferred CDO Securities		-		-		5,861		3,652		5,861		3,652
	Corporate Debt Securities		1,970		32		-		-		1,970		32
	Equity Securities		-		-		459		81		459		81
		$	277,919	$	10,308	$	16,228	$	3,936	$	294,147	$	14,244
		31-Dec-12
		Less than 12 months					12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Obligations of United States	$	29,499	$	89	$	1,111	$	1	$	30,610	$	90
	Government Agencies
	Mortgage Backed Securities issued		22,217		90		-		-		22,217		90
	by U.S. Government Agencies
	Obligations of States and
	Political Subdivisions		7,801		90		1,540		10		9,341		100
	Trust Preferred CDO Securities		-		-		5,406		4,119		5,406		4,119
	Corporate Debt Securities		1,960		40		-		-		1,960		40
	Equity Securities		-		-		432		108		432		108
		$	61,477	$	309	$	8,489	$	4,238	$	69,966	$	4,547

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	September 30, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	35,434	$	35,434	$	-	$	-	$	35,434
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		31,381		-		31,647		-		31,647
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		264,674		-		264,674		-		264,674
	MBS issued by U.S. Government Agencies		102,546		-		102,546		-		102,546
	Obligations of States and Political Subdivisions		15,712		-		15,712		-		15,712
	Trust Preferred CDO Securities		5,861		-		-		5,861		5,861
	Corporate Debt Securities		12,070		-		12,070		-		12,070
	Other Securities		2,577		2,118		459		-		2,577
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		166		-		-		166		166
	Loans, net		594,162		-		-		604,867		604,867
	Accrued Interest Receivable		3,766		-		3,766		-		3,766
	Financial Liabilities:
	Noninterest Bearing Deposits		187,009		187,009		-		-		187,009
	Interest Bearings Deposits		867,134		-		871,104		-		871,104
	Borrowed funds
	FHLB Advances		12,000		-		12,001		-		12,001
	Repurchase Agreements		15,000		-		16,464		-		16,464
	Accrued Interest Payable		192		-		192		-		192
		Carrying								Estimated
	December 31, 2012	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	112,507	$	112,507	$	-	$	-	$	112,507
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		38,286		-		40,130		-		40,130
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		225,451		-		225,451		-		225,451
	MBS issued by U.S. Government Agencies		129,818		-		129,818		-		129,818
	Obligations of States and Political Subdivisions		18,370		-		18,370		-		18,370
	Trust Preferred CDO Securities		5,406		-		-		5,406		5,406
	Corporate Debt Securities		12,077		-		12,077		-		12,077
	Other Securities		2,645		2,213		432		-		2,645
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		1,520		-		-		1,520		1,520
	Loans, net		609,950		-		-		627,171		627,171
	Accrued Interest Receivable		3,457		-		3,457		-		3,457
	Financial Liabilities:
	Noninterest Bearing Deposits		183,016		183,016		-		-		183,016
	Interest Bearings Deposits		865,814		-		872,070		-		872,070
	Borrowed funds
	FHLB Advances		107,000		-		107,785		-		107,785
	Repurchase Agreements		15,000		-		17,141		-		17,141
	Accrued Interest Payable		353		-		353		-		353
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2013		2012
	Balance at January 1	$	5,406	$	5,467
	Total realized and unrealized gains (losses) included in income		-12		-12
	Total unrealized gains (losses) included in other comprehensive income		467		-296
	Net purchases, sales, calls and maturities		-		-
	Net transfers in/out of Level 3		-		-
	Balance at September 30	$	5,861	$	5,159
Fair Value Assets Measured On Nonrecurring Basis [Table Text Block]	'
	Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
				Quoted Prices in
		Balance at		Active Markets for		Significant Other		Significant
		September 30,		Identical Assets		Observable Inputs		Unobservable
		2013		(Level 1)		(Level 2)		Inputs (Level 3)
	Impaired loans	$	61,557	$	-	$	-	$	61,557
	Other Real Estate Owned	$	10,801	$	-	$	-	$	10,801
				Quoted Prices in
		Balance at		Active Markets for		Significant Other		Significant
		December 31,		Identical Assets		Observable Inputs		Unobservable
		2012		(Level 1)		(Level 2)		Inputs (Level 3)
	Impaired loans	$	67,249	$	-	$	-	$	67,249
	Other Real Estate Owned	$	14,262	$	-	$	-	$	14,262

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Off Balance Sheet Risk [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		September 30,		December 31,
		2013		2012
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	57,096	$	59,826
	Unused portion of credit card lines of credit		3,109		3,048
	Unused portion of home equity lines of credit		16,097		16,356
	Standby letters of credit and financial guarantees written		3,815		3,730
	All other off-balance sheet commitments		-		-

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Basic	'	'	'	'
Net income	$21,287	$1,388	$23,897	$2,858
Average common shares outstanding	17,912,946	17,321,337	17,779,924	17,313,965
Earnings per common share - basic	$1.19	$0.08	$1.34	$0.16
Diluted	'	'	'	'
Net income	$21,287	$1,388	$23,897	$2,858
Average common shares outstanding	17,912,946	17,321,337	17,779,924	17,313,965
Equity compensation	266,389	81,316	253,463	50,916
Average common shares outstanding - diluted	18,179,335	17,402,653	18,033,387	17,364,881
Earnings per common share - diluted	$1.17	$0.08	$1.33	$0.16

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	9 Months Ended
	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Options Outstanding, January 1, Shares	396,835
Granted, Shares	0
Exercised, Shares	0
Forfeited, Shares	63,335
Options Outstanding, September 30, 2013, Shares	333,500
Options Exercisable, September 30, 2013, Shares	333,500
Options Outstanding, January 1, Weighted Average Exercise Price	$17.57
Granted, Weighted Average Exercise Price	$0
Exercised, Weighted Average Exercise Price	$0
Forfeited, Weighted Average Exercise Price	$13.20
Options Outstanding, September 30, 2013, Weighted Average Exercise Price	$18.40
Options Exercisable, September 30, 2013, Weighted Average Exercise Price	$18.40

STOCK_BASED_COMPENSATION_Detai1

STOCK BASED COMPENSATION (Details 1) (USD $)	9 Months Ended
	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
SOSARs Outstanding, January 1, Shares	410,666
Granted, Shares	112,369
Exercised, Shares	3,498
Forfeited, Shares	4,000
SOSARs Outstanding, September 30, 2013, Shares	515,537
SOSARs Exercisable, September 30, 2013, Shares	318,466
SOSARs Outstanding, January 1, 2013	$3.53
Granted, Weighted Average Exercise Price	$2.35
Exercised , Weighted Average Exercise Price	$2.36
Forfeited, Weighted Average Exercise Price	$3.03
SOSARs Outstanding, September 30, 2013, Weighted Average Exercise Price	$3.28
SOSARs Exercisable, September 30, 2013, Weighted Average Exercise Price	$4

STOCK_BASED_COMPENSATION_Detai2

STOCK BASED COMPENSATION (Details Textual) (USD $)	3 Months Ended		9 Months Ended		1 Months Ended	9 Months Ended	1 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Jan. 31, 2013	Sep. 30, 2013	Jan. 31, 2013
					Executive Officer [Member]	Executive Officer [Member]	Director [Member]
					Stock Incentive Plan 2008 [Member]	Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'	'	'
Granted, Shares	'	'	112,369	'	106,000	'	6,369
Granted, Weighted Average Exercise Price	'	'	$2.35	'	'	$1.43	'
Stock issued during period value ,new issues	'	'	'	$56,000	'	'	$10,000
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Term 1	'	'	'	'	'	'7 years	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	'	'	'	'	'	62.09%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	'	'	'	'	'	1.25%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	'	'	'	'	'	0.00%	'
Restricted Stock or Unit Expense	$71,000	$41,000	$216,000	$131,000	'	'	'

LOANS_Details

LOANS (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$610,928	'	$627,249	$649,727	'	'
Less: Allowance for loan losses	16,766	17,195	17,299	19,123	19,486	20,865
Loans - Net	594,162	'	609,950	'	'	'
Residential real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	231,544	'	240,332	'	'	'
Commercial and Construction real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	283,832	'	301,433	'	'	'
Agriculture and agricultural real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	15,322	'	12,004	'	'	'
Commercial and industrial loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	65,253	'	58,194	'	'	'
Loans to individuals for household, family, and other personal expenditures [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$14,977	'	$15,286	'	'	'

LOANS_Details_1

LOANS (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Nonaccrual loans	$28,010	$31,343	'
Loans 90 days past due and accruing	4	1	'
Total nonperforming loans	610,928	627,249	649,727
Other real estate owned	10,801	14,262	'
Total nonperforming assets	1,198,132	1,268,595	'
Non Performing Assets [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Nonaccrual loans	28,010	31,343	'
Loans 90 days past due and accruing	4	1	'
Restructured loans	29,926	38,460	'
Total nonperforming loans	57,940	69,804	'
Other real estate owned	10,801	14,262	'
Other assets	39	32	'
Nonperforming investment securities	3,320	3,045	'
Total nonperforming assets	$72,100	$87,143	'
Nonperforming assets to total assets	6.02%	6.87%	'
Allowance for loan losses to nonperforming loans	28.94%	24.78%	'

LOANS_Details_Textual

LOANS (Details Textual) (USD $)	Sep. 30, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Loans and Leases Receivable, Related Parties	$250,000

ALLOWANCE_FOR_LOAN_LOSSES_Deta

ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	$17,195	$19,486	$17,299	$20,865	'
Charge-offs	-1,324	-2,156	-4,584	-7,357	'
Recoveries	695	243	1,951	765	'
Provision	200	1,550	2,100	4,850	'
Ending balance	16,766	19,123	16,766	19,123	'
Ending balance individually evaluated for impairment	7,220	7,714	7,220	7,714	'
Ending balance collectively evaluated for impairment	9,546	11,409	9,546	11,409	'
Ending balance	16,766	19,123	16,766	19,123	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	61,557	72,134	61,557	72,134	'
Ending balance collectively evaluated for impairment	549,371	577,593	549,371	577,593	'
Ending balance	610,928	649,727	610,928	649,727	627,249
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	109	0	76	64	'
Charge-offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Provision	28	13	61	-51	'
Ending balance	137	13	137	13	'
Ending balance individually evaluated for impairment	1	0	1	0	'
Ending balance collectively evaluated for impairment	136	13	136	13	'
Ending balance	137	13	137	13	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	424	784	424	784	'
Ending balance collectively evaluated for impairment	14,898	13,976	14,898	13,976	'
Ending balance	15,322	14,760	15,322	14,760	12,004
Commercial [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	2,442	2,781	2,224	2,184	'
Charge-offs	-162	-68	-564	-330	'
Recoveries	24	77	287	246	'
Provision	-409	110	-52	800	'
Ending balance	1,895	2,900	1,895	2,900	'
Ending balance individually evaluated for impairment	1,133	1,809	1,133	1,809	'
Ending balance collectively evaluated for impairment	762	1,091	762	1,091	'
Ending balance	1,895	2,900	1,895	2,900	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	3,175	5,196	3,175	5,196	'
Ending balance collectively evaluated for impairment	62,078	53,787	62,078	53,787	'
Ending balance	65,253	58,983	65,253	58,983	58,194
Commercial Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	7,556	8,737	7,551	9,351	'
Charge-offs	-728	-1,337	-2,596	-4,399	'
Recoveries	427	13	717	35	'
Provision	453	1,706	2,036	4,132	'
Ending balance	7,708	9,119	7,708	9,119	'
Ending balance individually evaluated for impairment	2,893	3,483	2,893	3,483	'
Ending balance collectively evaluated for impairment	4,815	5,636	4,815	5,636	'
Ending balance	7,708	9,119	7,708	9,119	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	35,769	41,684	35,769	41,684	'
Ending balance collectively evaluated for impairment	232,999	251,586	232,999	251,586	'
Ending balance	268,768	293,270	268,768	293,270	283,014
Construction Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	1,889	2,011	2,401	2,632	'
Charge-offs	-30	-429	-67	-1,030	'
Recoveries	49	66	337	207	'
Provision	-278	23	-1,041	-138	'
Ending balance	1,630	1,671	1,630	1,671	'
Ending balance individually evaluated for impairment	1,333	772	1,333	772	'
Ending balance collectively evaluated for impairment	297	899	297	899	'
Ending balance	1,630	1,671	1,630	1,671	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	5,704	6,607	5,704	6,607	'
Ending balance collectively evaluated for impairment	9,360	11,892	9,360	11,892	'
Ending balance	15,064	18,499	15,064	18,499	18,419
Residential Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	4,787	5,643	4,715	6,227	'
Charge-offs	-351	-225	-1,167	-1,420	'
Recoveries	162	54	481	157	'
Provision	24	-668	593	-160	'
Ending balance	4,622	4,804	4,622	4,804	'
Ending balance individually evaluated for impairment	1,750	1,575	1,750	1,575	'
Ending balance collectively evaluated for impairment	2,872	3,229	2,872	3,229	'
Ending balance	4,622	4,804	4,622	4,804	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	16,122	17,600	16,122	17,600	'
Ending balance collectively evaluated for impairment	215,422	230,555	215,422	230,555	'
Ending balance	231,544	248,155	231,544	248,155	240,332
Consumer and Other [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	412	314	332	407	'
Charge-offs	-53	-97	-190	-178	'
Recoveries	33	33	129	120	'
Provision	382	366	503	267	'
Ending balance	774	616	774	616	'
Ending balance individually evaluated for impairment	110	75	110	75	'
Ending balance collectively evaluated for impairment	664	541	664	541	'
Ending balance	774	616	774	616	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	363	263	363	263	'
Ending balance collectively evaluated for impairment	14,614	15,797	14,614	15,797	'
Ending balance	$14,977	$16,060	$14,977	$16,060	$15,286

ALLOWANCE_FOR_LOAN_LOSSES_Deta1

ALLOWANCE FOR LOAN LOSSES (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	$610,928	$627,249	$649,727
Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	552,988	557,445	'
Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	57,940	69,804	'
Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	159,758	177,684	'
Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	4,121	2,977	'
Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	1,311	2,825	'
Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	16,389	18,564	'
Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	276,191	250,641	'
Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	75,082	72,749	'
Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	78,076	101,809	'
Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	15,322	12,004	14,760
Agriculture and Agricultural Real Estate [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	14,814	11,397	'
Agriculture and Agricultural Real Estate [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	508	607	'
Agriculture and Agricultural Real Estate [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	191	126	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	83	48	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	761	880	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	12,343	9,907	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	1,024	322	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	920	721	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	65,253	58,194	58,983
Commercial [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	62,544	54,730	'
Commercial [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	2,709	3,464	'
Commercial [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,285	4,182	'
Commercial [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,927	2,977	'
Commercial [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	122	114	'
Commercial [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,732	4,894	'
Commercial [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	37,416	29,935	'
Commercial [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	13,228	9,713	'
Commercial [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,543	6,379	'
Commercial [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	268,768	283,014	293,270
Commercial Real Estate [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	238,413	246,107	'
Commercial Real Estate [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	30,355	36,907	'
Commercial Real Estate [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	961	1,850	'
Commercial Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	10,519	10,735	'
Commercial Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	170,821	167,207	'
Commercial Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	44,483	45,262	'
Commercial Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	41,984	57,960	'
Commercial Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	15,064	18,419	18,499
Construction Real Estate [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	9,159	10,783	'
Construction Real Estate [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	5,905	7,636	'
Construction Real Estate [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	2,603	2,927	'
Construction Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	82	'
Construction Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	111	163	'
Construction Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,587	3,184	'
Construction Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,806	5,086	'
Construction Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	4,957	6,977	'
Construction Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	231,544	240,332	248,155
Residential Real Estate [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	213,849	219,753	'
Residential Real Estate [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	17,695	20,579	'
Residential Real Estate [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	143,422	159,743	'
Residential Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	145	731	'
Residential Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	1,266	1,885	'
Residential Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	51,951	40,392	'
Residential Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	8,610	8,426	'
Residential Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	26,150	29,155	'
Residential Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	14,977	15,286	16,060
Consumer and Other [Member] | Performing [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	14,209	14,675	'
Consumer and Other [Member] | Nonperforming [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	768	611	'
Consumer and Other [Member] | Not Rated [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	10,257	10,706	'
Consumer and Other [Member] | Risk Grade Rating 1 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	194	0	'
Consumer and Other [Member] | Risk Grade Rating 2 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 3 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	7	'
Consumer and Other [Member] | Risk Grade Rating 4 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	73	16	'
Consumer and Other [Member] | Risk Grade Rating 5 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	3,931	3,940	'
Consumer and Other [Member] | Risk Grade Rating 6 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	522	617	'
Consumer and Other [Member] | Risk Grade Rating 7 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 8 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 9 [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
Total loans, gross	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta2

ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	$8,759	$9,011	'
60-89 Days Past Due	2,253	3,425	'
>90 Days Past Due	9,443	17,747	'
Total Past Due	20,455	30,183	'
Current	590,473	597,066	'
Total loans	610,928	627,249	649,727
Recorded Investment >90 Days Past Due and Accruing	4	1	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	230	208	'
60-89 Days Past Due	88	0	'
>90 Days Past Due	84	145	'
Total Past Due	402	353	'
Current	14,920	11,651	'
Total loans	15,322	12,004	14,760
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Commercial [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	354	927	'
60-89 Days Past Due	223	19	'
>90 Days Past Due	296	1,100	'
Total Past Due	873	2,046	'
Current	64,380	56,148	'
Total loans	65,253	58,194	58,983
Recorded Investment >90 Days Past Due and Accruing	4	1	'
Commercial Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	4,964	1,789	'
60-89 Days Past Due	658	930	'
>90 Days Past Due	4,154	11,350	'
Total Past Due	9,776	14,069	'
Current	258,992	268,945	'
Total loans	268,768	283,014	293,270
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Construction Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	100	127	'
60-89 Days Past Due	0	1,437	'
>90 Days Past Due	1,273	1,867	'
Total Past Due	1,373	3,431	'
Current	13,691	14,988	'
Total loans	15,064	18,419	18,499
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Residential Real Estate [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	2,984	5,738	'
60-89 Days Past Due	1,246	978	'
>90 Days Past Due	3,430	3,121	'
Total Past Due	7,660	9,837	'
Current	223,884	230,495	'
Total loans	231,544	240,332	248,155
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Consumer and Other [Member]	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'
30-59 Days Past Due	127	222	'
60-89 Days Past Due	38	61	'
>90 Days Past Due	206	164	'
Total Past Due	371	447	'
Current	14,606	14,839	'
Total loans	14,977	15,286	16,060
Recorded Investment >90 Days Past Due and Accruing	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta3

ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	$28,010	$31,343
Agriculture and Agricultural Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	84	198
Commercial [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	991	1,578
Commercial Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	16,099	17,950
Construction Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	2,349	3,438
Residential Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	8,048	7,870
Consumer and Other [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Non accrual loans	$439	$309

ALLOWANCE_FOR_LOAN_LOSSES_Deta4

ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	$0	'	$0	'	$409
With no related allowance recorded, Unpaid Principal Balance	0	'	0	'	923
With no related allowance recorded, Average Recorded Investment	0	836	0	833	'
With no related allowance recorded, Interest Income Recognized	0	12	0	42	'
With an allowance recorded, Recorded Investment	424	'	424	'	0
With an allowance recorded, Unpaid Principal Balance	424	'	424	'	0
With an allowance recorded, Related Allowance	1	'	1	'	0
With an allowance recorded, Average Recorded Investment	424	0	724	0	'
With an allowance recorded, Interest Income Recognized	4	0	28	0	'
Total, Recorded Investment	424	'	424	'	409
Total, Unpaid Principal Balance	424	'	424	'	923
Total, Related Allowance	1	'	1	'	0
Total, Average Recorded Investment	424	836	724	833	'
Total, Interest Income Recognized	4	12	28	42	'
Commercial [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	1,513	'	1,513	'	2,540
With no related allowance recorded, Unpaid Principal Balance	1,628	'	1,628	'	2,961
With no related allowance recorded, Average Recorded Investment	1,728	280	1,562	320	'
With no related allowance recorded, Interest Income Recognized	21	8	55	24	'
With an allowance recorded, Recorded Investment	1,662	'	1,662	'	1,979
With an allowance recorded, Unpaid Principal Balance	1,746	'	1,746	'	2,157
With an allowance recorded, Related Allowance	1,133	'	1,133	'	1,316
With an allowance recorded, Average Recorded Investment	1,695	4,853	1,739	4,650	'
With an allowance recorded, Interest Income Recognized	16	50	53	170	'
Total, Recorded Investment	3,175	'	3,175	'	4,519
Total, Unpaid Principal Balance	3,374	'	3,374	'	5,118
Total, Related Allowance	1,133	'	1,133	'	1,316
Total, Average Recorded Investment	3,423	5,133	3,301	4,970	'
Total, Interest Income Recognized	37	58	108	194	'
Commercial Real Estate [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	18,913	'	18,913	'	17,153
With no related allowance recorded, Unpaid Principal Balance	23,082	'	23,082	'	21,317
With no related allowance recorded, Average Recorded Investment	19,544	16,117	20,004	16,698	'
With no related allowance recorded, Interest Income Recognized	228	166	629	465	'
With an allowance recorded, Recorded Investment	16,856	'	16,856	'	19,318
With an allowance recorded, Unpaid Principal Balance	20,639	'	20,639	'	26,508
With an allowance recorded, Related Allowance	2,893	'	2,893	'	2,084
With an allowance recorded, Average Recorded Investment	18,660	27,183	19,226	27,015	'
With an allowance recorded, Interest Income Recognized	148	220	594	817	'
Total, Recorded Investment	35,769	'	35,769	'	36,471
Total, Unpaid Principal Balance	43,721	'	43,721	'	47,825
Total, Related Allowance	2,893	'	2,893	'	2,084
Total, Average Recorded Investment	38,204	43,300	39,230	43,713	'
Total, Interest Income Recognized	376	386	1,223	1,282	'
Construction Real Estate [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	1,903	'	1,903	'	1,007
With no related allowance recorded, Unpaid Principal Balance	3,133	'	3,133	'	1,375
With no related allowance recorded, Average Recorded Investment	2,302	419	2,452	419	'
With no related allowance recorded, Interest Income Recognized	23	2	91	5	'
With an allowance recorded, Recorded Investment	3,801	'	3,801	'	6,403
With an allowance recorded, Unpaid Principal Balance	4,401	'	4,401	'	9,060
With an allowance recorded, Related Allowance	1,333	'	1,333	'	1,820
With an allowance recorded, Average Recorded Investment	4,077	6,791	4,197	6,891	'
With an allowance recorded, Interest Income Recognized	191	40	292	166	'
Total, Recorded Investment	5,704	'	5,704	'	7,410
Total, Unpaid Principal Balance	7,534	'	7,534	'	10,435
Total, Related Allowance	1,333	'	1,333	'	1,820
Total, Average Recorded Investment	6,379	7,210	6,649	7,310	'
Total, Interest Income Recognized	214	42	383	171	'
Residential Real Estate [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	8,168	'	8,168	'	9,013
With no related allowance recorded, Unpaid Principal Balance	8,952	'	8,952	'	10,390
With no related allowance recorded, Average Recorded Investment	8,586	9,997	8,656	10,443	'
With no related allowance recorded, Interest Income Recognized	97	132	293	446	'
With an allowance recorded, Recorded Investment	7,954	'	7,954	'	9,038
With an allowance recorded, Unpaid Principal Balance	8,373	'	8,373	'	9,520
With an allowance recorded, Related Allowance	1,750	'	1,750	'	1,994
With an allowance recorded, Average Recorded Investment	8,141	9,094	8,347	9,144	'
With an allowance recorded, Interest Income Recognized	91	94	264	298	'
Total, Recorded Investment	16,122	'	16,122	'	18,051
Total, Unpaid Principal Balance	17,325	'	17,325	'	19,910
Total, Related Allowance	1,750	'	1,750	'	1,994
Total, Average Recorded Investment	16,727	19,091	17,003	19,587	'
Total, Interest Income Recognized	188	226	557	744	'
Consumer and Other [Member]	'	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	29	'	29	'	0
With no related allowance recorded, Unpaid Principal Balance	30	'	30	'	0
With no related allowance recorded, Average Recorded Investment	31	86	31	88	'
With no related allowance recorded, Interest Income Recognized	1	1	3	3	'
With an allowance recorded, Recorded Investment	334	'	334	'	389
With an allowance recorded, Unpaid Principal Balance	332	'	332	'	383
With an allowance recorded, Related Allowance	110	'	110	'	124
With an allowance recorded, Average Recorded Investment	332	178	339	181	'
With an allowance recorded, Interest Income Recognized	5	3	14	9	'
Total, Recorded Investment	363	'	363	'	389
Total, Unpaid Principal Balance	362	'	362	'	383
Total, Related Allowance	110	'	110	'	124
Total, Average Recorded Investment	363	264	370	269	'
Total, Interest Income Recognized	$6	$4	$17	$12	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta5

ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Contract	Contracts	Contract	Contracts
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	18	12	52	48
Pre-Modification Recorded Principal Balance	$2,219	$4,985	$6,332	$12,590
Post-Modification Recorded Principal Balance	1,611	4,979	4,268	11,733
Agriculture and Agricultural Real Estate [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Pre-Modification Recorded Principal Balance	0	0	0	0
Post-Modification Recorded Principal Balance	0	0	0	0
Commercial [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	6	3	13	9
Pre-Modification Recorded Principal Balance	1,044	168	1,398	950
Post-Modification Recorded Principal Balance	636	163	787	553
Commercial Real Estate [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	3	5	10	14
Pre-Modification Recorded Principal Balance	480	4,030	2,527	6,433
Post-Modification Recorded Principal Balance	301	4,030	1,646	6,075
Construction Real Estate [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	0	0	0	5
Pre-Modification Recorded Principal Balance	0	0	0	2,686
Post-Modification Recorded Principal Balance	0	0	0	2,633
Residential Real Estate [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	8	3	24	17
Pre-Modification Recorded Principal Balance	685	743	2,131	2,450
Post-Modification Recorded Principal Balance	665	743	1,801	2,403
Consumer and Other [Member]	'	'	'	'
Allowance For Loan Losses [Line Items]	'	'	'	'
Number of Contracts	1	1	5	3
Pre-Modification Recorded Principal Balance	10	44	276	71
Post-Modification Recorded Principal Balance	$9	$43	$34	$69

ALLOWANCE_FOR_LOAN_LOSSES_Deta6

ALLOWANCE FOR LOAN LOSSES (Details 6) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
	Contracts	Contracts
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	2	4
Record Principal Balance	$12	$48
Agricultural and Agricultural Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	0	0
Record Principal Balance	0	0
Commercial [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	2	2
Record Principal Balance	12	12
Commercial Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	0	0
Record Principal Balance	0	0
Construction Real Estate [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	0	0
Record Principal Balance	0	0
Residential Real Estate Loans [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	0	2
Record Principal Balance	0	36
Consumer and Other [Member]	'	'
Allowance For Loan Losses [Line Items]	'	'
Number of contracts	0	0
Record Principal Balance	$0	$0

ALLOWANCE_FOR_LOAN_LOSSES_Deta7

ALLOWANCE FOR LOAN LOSSES (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Line Items]	'
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$6,088,000

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	$31,881	$38,786
Held-to-maturity Securities, Unrecognized Unrealized Gain	618	1,380
Held-to-maturity Securities, Unrecognized Unrealized Loss	-352	-36
Held to Maturity, Estimated Market Value	32,147	40,130
Available for Sale, Amortized Cost	413,813	391,051
Available-for-sale Securities, Gross Unrealized Gain, Total	3,519	7,227
Available-for-sale Securities, Gross Unrealized Loss, Total	-13,892	-4,511
Available For Sale, Estimated Market Value	403,440	393,767
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	31,381	38,286
Held-to-maturity Securities, Unrecognized Unrealized Gain	618	1,380
Held-to-maturity Securities, Unrecognized Unrealized Loss	-352	-36
Held to Maturity, Estimated Market Value	31,647	39,630
Available for Sale, Amortized Cost	271,737	222,099
Available-for-sale Securities, Gross Unrealized Gain, Total	1,708	3,442
Available-for-sale Securities, Gross Unrealized Loss, Total	-8,771	-90
Available For Sale, Estimated Market Value	264,674	225,451
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	102,497	127,082
Available-for-sale Securities, Gross Unrealized Gain, Total	1,284	2,826
Available-for-sale Securities, Gross Unrealized Loss, Total	-1,235	-90
Available For Sale, Estimated Market Value	102,546	129,818
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	15,519	17,804
Available-for-sale Securities, Gross Unrealized Gain, Total	314	630
Available-for-sale Securities, Gross Unrealized Loss, Total	-121	-64
Available For Sale, Estimated Market Value	15,712	18,370
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	9,513	9,525
Available-for-sale Securities, Gross Unrealized Gain, Total	0	0
Available-for-sale Securities, Gross Unrealized Loss, Total	-3,652	-4,119
Available For Sale, Estimated Market Value	5,861	5,406
Corporate Debt Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	500	500
Held-to-maturity Securities, Unrecognized Unrealized Gain	0	0
Held-to-maturity Securities, Unrecognized Unrealized Loss	0	0
Held to Maturity, Estimated Market Value	500	500
Available for Sale, Amortized Cost	11,967	11,961
Available-for-sale Securities, Gross Unrealized Gain, Total	135	156
Available-for-sale Securities, Gross Unrealized Loss, Total	-32	-40
Available For Sale, Estimated Market Value	12,070	12,077
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	2,580	2,580
Available-for-sale Securities, Gross Unrealized Gain, Total	78	173
Available-for-sale Securities, Gross Unrealized Loss, Total	-81	-108
Available For Sale, Estimated Market Value	$2,577	$2,645

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investment Holdings [Line Items]	'	'
Available for Sale Amortized Cost 1 year or less	$1,401	'
Available for Sale Amortized Cost After 1 year through five years	65,780	'
Available for Sale Amortized Cost After 5 years through 10 years	223,767	'
Available for Sale Amortized Cost After 10 years	17,788	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	308,736	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Amortized Cost	102,497	'
Available for Sale Securities with no stated maturity Amortized Cost	2,580	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Amortized Cost Basis	413,813	'
Available-for-sale Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	1,406	'
Available-for-sale Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	65,479	'
Available-for-sale Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	217,766	'
Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Fair Value	13,666	'
Available For Sale Securities Debt Maturities Total	298,317	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Fair Value	102,546	'
Available-for-sale Securities, Debt Maturities, Securities with no stated maturity, Fair Value	2,577	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Fair Value	403,440	'
Held To Maturity Securities Debt Maturities Next Rolling 1 year or less Amortized Cost	3,560	'
Held To Maturity Securities Debt Maturities Next Rolling Year One Through Five Amortized Cost	13,178	'
Held To Maturity Securities Debt Maturities Next Rolling Year Five Through Ten Amortized Cost	11,088	'
Held To Maturity Securities Debt Maturities Next Rolling Year After Ten Years Amortized Cost	4,055	'
Held To Maturity Debt Maturities Amortized Cost Total	31,881	'
Held To Maturity Securities Mortgage Backed Securities Amortized Cost	0	'
Held To Maturity Securities Debt Maturities, Securities with no stated maturity Amortized Cost	0	'
Held To Maturity Securities Amortized Cost Total	31,881	'
Held-to-maturity Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	3,586	'
Held-to-maturity Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	13,397	'
Held-to-maturity Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	11,108	'
Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Fair Value	4,056	'
Held To Maturity Debt Maturities Total	32,147	'
Held To Maturity Securities Debt Maturities Mortgage Backed Securities Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Securities with no stated maturity, Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Fair Value	$32,147	$40,130

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	$277,919	$61,477
Less than 12 Months, Gross Unrealized Losses	10,308	309
12 months or longer, Aggregate Fair Value	16,228	8,489
12 Months or Longer, Gross Unrealized Losses	3,936	4,238
Aggregate Fair Value, Total	294,147	69,966
Gross Unrealized Losses, Total	14,244	4,547
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	209,712	29,499
Less than 12 Months, Gross Unrealized Losses	8,771	89
12 months or longer, Aggregate Fair Value	0	1,111
12 Months or Longer, Gross Unrealized Losses	0	1
Aggregate Fair Value, Total	209,712	30,610
Gross Unrealized Losses, Total	8,771	90
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	52,167	22,217
Less than 12 Months, Gross Unrealized Losses	1,096	90
12 months or longer, Aggregate Fair Value	7,233	0
12 Months or Longer, Gross Unrealized Losses	139	0
Aggregate Fair Value, Total	59,400	22,217
Gross Unrealized Losses, Total	1,235	90
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	14,070	7,801
Less than 12 Months, Gross Unrealized Losses	409	90
12 months or longer, Aggregate Fair Value	2,675	1,540
12 Months or Longer, Gross Unrealized Losses	64	10
Aggregate Fair Value, Total	16,745	9,341
Gross Unrealized Losses, Total	473	100
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 months or longer, Aggregate Fair Value	5,861	5,406
12 Months or Longer, Gross Unrealized Losses	3,652	4,119
Aggregate Fair Value, Total	5,861	5,406
Gross Unrealized Losses, Total	3,652	4,119
Corporate Debt Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	1,970	1,960
Less than 12 Months, Gross Unrealized Losses	32	40
12 months or longer, Aggregate Fair Value	0	0
12 Months or Longer, Gross Unrealized Losses	0	0
Aggregate Fair Value, Total	1,970	1,960
Gross Unrealized Losses, Total	32	40
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	0	0
Less than 12 Months, Gross Unrealized Losses	0	0
12 months or longer, Aggregate Fair Value	459	432
12 Months or Longer, Gross Unrealized Losses	81	108
Aggregate Fair Value, Total	459	432
Gross Unrealized Losses, Total	$81	$108

INVESTMENT_SECURITIES_Details_2

INVESTMENT SECURITIES (Details Textual)	Sep. 30, 2013	Dec. 31, 2012
Investment Holdings [Line Items]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	178	42

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and due from banks, Carrying Value	$35,434	$112,507	$88,895	$75,995
Securities - Held to Maturity, Carrying Value	31,881	38,786	'	'
Securities - Available for Sale, Carrying Value	403,440	393,767	'	'
Federal Home Loan Bank Stock, Carrying Value	10,605	10,605	'	'
Loans Held for Sale, Carrying Value	166	1,520	'	'
Loans, net, Carrying Value	594,162	609,950	'	'
Accrued Interest Receivable, Carrying Value	3,766	3,457	'	'
Cash and Cash Equivalents, Fair Value Disclosure	35,434	112,507	'	'
Securities - Available for Sale, Fair Value Disclosure	403,440	393,767	'	'
Federal Home Loan Bank Stock, Fair Value Disclosure	10,605	10,605	'	'
Loans Held for Sale, Fair Value Disclosure	166	1,520	'	'
Loans, net, Fair Value Disclosure	604,867	627,171	'	'
Accrued Interest Receivable, Fair Value Disclosure	3,766	3,457	'	'
Financial Liabilities:	'	'	'	'
NoninterestBearingDeposits, Carrying Value	187,009	183,016	'	'
Interest Bearings Deposits, Carrying Value	867,134	865,814	'	'
Accrued Interest Payable, Carrying Value	192	353	'	'
Noninterest Bearing Deposits, Fair Value Disclosure	187,009	183,016	'	'
Interest Bearings Deposits, Fair Value Disclosure	871,104	872,070	'	'
Accrued Interest Payable, Fair Value Disclosure	192	353	'	'
Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	264,674	225,451	'	'
Securities - Available for Sale, Fair Value Disclosure	264,674	225,451	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	102,546	129,818	'	'
Securities - Available for Sale, Fair Value Disclosure	102,546	129,818	'	'
Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity, Carrying Value	31,381	38,286	'	'
Securities - Available for Sale, Carrying Value	15,712	18,370	'	'
Securities - Held to Maturity, Fair Value Disclosure	31,647	40,130	'	'
Securities - Available for Sale, Fair Value Disclosure	15,712	18,370	'	'
Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	5,861	5,406	'	'
Securities - Available for Sale, Fair Value Disclosure	5,861	5,406	'	'
Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity, Carrying Value	500	500	'	'
Securities - Available for Sale, Carrying Value	12,070	12,077	'	'
Securities - Held to Maturity, Fair Value Disclosure	500	500	'	'
Securities - Available for Sale, Fair Value Disclosure	12,070	12,077	'	'
Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	2,577	2,645	'	'
Securities - Available for Sale, Fair Value Disclosure	2,577	2,645	'	'
Fhlb Advances [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Carrying Value	12,000	107,000	'	'
Borrowed Funds, Fair Value Disclosure	12,001	107,785	'	'
Repurchase Agreements [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Carrying Value	15,000	15,000	'	'
Borrowed Funds, Fair Value Disclosure	16,464	17,141	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Cash Equivalents, Fair Value Disclosure	35,434	112,507	'	'
Federal Home Loan Bank Stock, Fair Value Disclosure	0	0	'	'
Loans Held for Sale, Fair Value Disclosure	0	0	'	'
Loans, net, Fair Value Disclosure	0	0	'	'
Accrued Interest Receivable, Fair Value Disclosure	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits, Fair Value Disclosure	187,009	183,016	'	'
Interest Bearings Deposits, Fair Value Disclosure	0	0	'	'
Borrowed Funds, Fair Value Disclosure	'	0	'	'
Accrued Interest Payable, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Held to Maturity, Fair Value Disclosure	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Held to Maturity, Fair Value Disclosure	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	2,118	2,213	'	'
Securities - Available for Sale, Fair Value Disclosure	2,118	2,213	'	'
Fair Value, Inputs, Level 1 [Member] | Fhlb Advances [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	0	'	'	'
Fair Value, Inputs, Level 1 [Member] | Repurchase Agreements [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Cash Equivalents, Fair Value Disclosure	0	0	'	'
Federal Home Loan Bank Stock, Fair Value Disclosure	10,605	10,605	'	'
Loans Held for Sale, Fair Value Disclosure	0	0	'	'
Loans, net, Fair Value Disclosure	0	0	'	'
Accrued Interest Receivable, Fair Value Disclosure	3,766	3,457	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits, Fair Value Disclosure	0	0	'	'
Interest Bearings Deposits, Fair Value Disclosure	871,104	872,070	'	'
Accrued Interest Payable, Fair Value Disclosure	192	353	'	'
Fair Value, Inputs, Level 2 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	264,674	225,451	'	'
Securities - Available for Sale, Fair Value Disclosure	264,674	225,451	'	'
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	102,546	129,818	'	'
Securities - Available for Sale, Fair Value Disclosure	102,546	129,818	'	'
Fair Value, Inputs, Level 2 [Member] | Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	15,712	18,370	'	'
Securities - Held to Maturity, Fair Value Disclosure	31,647	40,130	'	'
Securities - Available for Sale, Fair Value Disclosure	15,712	18,370	'	'
Fair Value, Inputs, Level 2 [Member] | Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	12,070	12,077	'	'
Securities - Held to Maturity, Fair Value Disclosure	500	500	'	'
Securities - Available for Sale, Fair Value Disclosure	12,070	12,077	'	'
Fair Value, Inputs, Level 2 [Member] | Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	459	432	'	'
Securities - Available for Sale, Fair Value Disclosure	459	432	'	'
Fair Value, Inputs, Level 2 [Member] | Fhlb Advances [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	12,001	107,785	'	'
Fair Value, Inputs, Level 2 [Member] | Repurchase Agreements [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	16,464	17,141	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Cash Equivalents, Fair Value Disclosure	0	0	'	'
Federal Home Loan Bank Stock, Fair Value Disclosure	0	0	'	'
Loans Held for Sale, Fair Value Disclosure	166	1,520	'	'
Loans, net, Fair Value Disclosure	604,867	627,171	'	'
Accrued Interest Receivable, Fair Value Disclosure	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits, Fair Value Disclosure	0	0	'	'
Interest Bearings Deposits, Fair Value Disclosure	0	0	'	'
Accrued Interest Payable, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Held to Maturity, Fair Value Disclosure	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	5,861	5,406	'	'
Securities - Available for Sale, Fair Value Disclosure	5,861	5,406	'	'
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Held to Maturity, Fair Value Disclosure	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale, Carrying Value	0	0	'	'
Securities - Available for Sale, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Fhlb Advances [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	0	0	'	'
Fair Value, Inputs, Level 3 [Member] | Repurchase Agreements [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Borrowed Funds, Fair Value Disclosure	$0	$0	'	'

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 1) (Fair Value, Inputs, Level 3 [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Fair Value, Inputs, Level 3 [Member]	'	'
Derivatives, Fair Value [Line Items]	'	'
Balance at January 1	$5,406	$5,467
Total realized and unrealized gains (losses) included in income	-12	-12
Total unrealized gains (losses) included in other comprehensive income	467	-296
Net purchases, sales, calls and maturities	0	0
Net transfers in/out of Level 3	0	0
Balance at September 30	$5,861	$5,159

FAIR_VALUE_OF_FINANCIAL_INSTRU4

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Derivatives, Fair Value [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	$61,557	$67,249
Other Real Estate Owned Fair Value Disclosure Non Recurring	10,801	14,262
Fair Value, Inputs, Level 1 [Member]	'	'
Derivatives, Fair Value [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Derivatives, Fair Value [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Derivatives, Fair Value [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	61,557	67,249
Other Real Estate Owned Fair Value Disclosure Non Recurring	$10,801	$14,262

FAIR_VALUE_OF_FINANCIAL_INSTRU5

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details Textual) (USD $)	Sep. 30, 2013
Derivatives, Fair Value [Line Items]	'
Trust Preferred Securities Fair Value Disclosure	$5,861,000

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments to extend credit:	'	'
Standby letters of credit and financial guarantees written	$3,815	$3,730
All other off-balance sheet commitments	0	0
Commercial Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	57,096	59,826
Credit Card Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	3,109	3,048
Home Equity Lines Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	$16,097	$16,356