MBT Financial (MBTF) 10-Q 13 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 13, 2014
Document Information [Line Items]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Trading Symbol	'MBTF	'
Entity Common Stock, Shares Outstanding	'	22,691,623
Entity Registrant Name	'MBT FINANCIAL CORP	'
Entity Central Index Key	'0001118237	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and due from banks	'	'
Non-interest bearing	$13,041	$15,448
Interest bearing	13,675	62,350
Total cash and cash equivalents	26,716	77,798
Securities - Held to Maturity	33,378	34,846
Securities - Available for Sale	436,000	394,956
Federal Home Loan Bank stock - at cost	10,605	10,605
Loans held for sale	1,219	668
Loans	598,584	597,590
Allowance for Loan Losses	-15,001	-16,209
Loans - Net	583,583	581,381
Accrued interest receivable and other assets	30,537	34,094
Other Real Estate Owned	7,911	9,628
Bank Owned Life Insurance	51,114	50,493
Premises and Equipment - Net	28,768	28,213
Total assets	1,209,831	1,222,682
Deposits:	'	'
Non-interest bearing	194,946	215,844
Interest-bearing	854,843	853,874
Total deposits	1,049,789	1,069,718
Federal Home Loan Bank advances	0	12,000
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	16,248	15,356
Total liabilities	1,081,037	1,112,074
STOCKHOLDERS' EQUITY	'	'
Common stock (no par value; 50,000,000 shares authorized, 22,690,142 and 20,605,493 shares issued and outstanding)	22,859	14,671
Retained earnings	110,271	106,817
Unearned compensation	-17	-7
Accumulated other comprehensive loss	-4,319	-10,873
Total stockholders' equity	128,794	110,608
Total liabilities and stockholders' equity	$1,209,831	$1,222,682

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical]	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,690,142	20,605,493
Common stock, shares outstanding	22,690,142	20,605,493

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest Income	'	'	'	'
Interest and fees on loans	$7,021	$7,599	$14,100	$15,501
Interest on investment securities-	'	'	'	'
Tax-exempt	297	310	604	633
Taxable	2,200	1,795	4,318	3,562
Interest on balances due from banks	22	37	54	106
Total interest income	9,540	9,741	19,076	19,802
Interest Expense	'	'	'	'
Interest on deposits	801	1,115	1,656	2,328
Interest on borrowed funds	187	537	373	1,341
Total interest expense	988	1,652	2,029	3,669
Net Interest Income	8,552	8,089	17,047	16,133
Provision For Loan Losses	100	400	200	1,900
Net Interest Income After Provision For Loan Losses	8,452	7,689	16,847	14,233
Other Income	'	'	'	'
Income from wealth management services	1,168	1,081	2,302	2,178
Service charges and other fees	968	1,058	1,900	2,100
Debit card income	542	530	1,031	1,008
Net gain on sales of securities available for sale	219	154	276	164
Net gain (loss) on sales of Other Real Estate Owned	-342	-747	-330	-707
Origination fees on mortgage loans sold	88	184	150	473
Bank owned life insurance income	351	364	705	754
Rent income on Other Real Estate Owned	130	147	265	292
Other	460	471	949	1,008
Total other income	3,584	3,242	7,248	7,270
Other Expenses	'	'	'	'
Salaries and employee benefits	5,804	5,214	11,532	10,537
Occupancy expense	670	722	1,414	1,409
Equipment expense	662	674	1,279	1,374
Marketing expense	212	205	415	368
Professional fees	521	550	939	1,051
Other Real Estate Owned expenses	361	293	700	667
FDIC Deposit Insurance Assessment	620	694	1,260	1,383
Bonding and other insurance expense	255	266	519	535
Telephone expense	104	130	247	243
Other	582	687	1,185	1,326
Total other expenses	9,791	9,435	19,490	18,893
Income Before Income Taxes	2,245	1,496	4,605	2,610
Income Tax Expense	558	0	1,151	0
Net Income	1,687	1,496	3,454	2,610
Other Comprehensive Income (Loss) - Net of Tax	'	'	'	'
Unrealized gains (losses) on securities	3,443	-8,354	7,002	-8,900
Reclassification adjustment for gains included in net income	-144	-102	-182	-108
Postretirement benefit liability	27	30	-266	61
Total Other Comprehensive Income (Loss) - Net of Tax	3,326	-8,426	6,554	-8,947
Comprehensive Income (Loss)	$5,013	($6,930)	$10,008	($6,337)
Basic Earnings Per Common Share	$0.08	$0.08	$0.16	$0.15
Diluted Earnings Per Common Share	$0.08	$0.08	$0.16	$0.15
Common Stock Dividends Declared Per Share	$0	$0	$0	$0

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Retained Earnings [Member]	Unearned Compensation [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
In Thousands
Balance at Dec. 31, 2012	$83,574	$2,397	$81,280	($27)	($76)
SOSARs exercised	4	4	0	0	0
Other stock issued	1,785	1,785	0	0	0
Stock Offering Expense	-18	-18	0	0	0
Equity compensation	67	55	0	12	0
Net income	2,610	0	2,610	0	0
Other comprehensive loss - net of tax	-8,947	0	0	0	-8,947
Balance at Jun. 30, 2013	79,075	4,223	83,890	-15	-9,023
Balance at Dec. 31, 2013	110,608	14,671	106,817	-7	-10,873
SOSARs exercised	1	1	0	0	0
Restricted stock awards	0	29	0	-29	0
Other stock issued	8,814	8,814	0	0	0
Stock Offering Expense	-754	-754	0	0	0
Equity compensation	117	98	0	19	0
Net income	3,454	0	3,454	0	0
Other comprehensive loss - net of tax	6,554	0	0	0	6,554
Balance at Jun. 30, 2014	$128,794	$22,859	$110,271	($17)	($4,319)

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY [Parenthetical]	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
SOSARs exercised, (in shares)	7,287	674
Restricted stock units (In shares)	6,000	'
Other stock issued (In Shares)	2,071,362	513,045

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Cash Flows from Operating Activities	'	'
Net Income	$3,454	$2,610
Adjustments to reconcile net income to net cash from operating activities	'	'
Provision for loan losses	200	1,900
Depreciation	827	965
Deferred income tax benefit	1,102	0
Net amortization of investment premium and discount	483	978
Writedowns of Other Real Estate Owned	163	909
Net increase in interest payable and other liabilities	489	1,702
Net increase in interest receivable and other assets	-741	-943
Equity based compensation expense	118	139
Net gain on sale/settlement of securities	-276	-164
Increase in cash surrender value of life insurance	-621	-669
Net cash provided by operating activities	5,198	7,427
Cash Flows from Investing Activities	'	'
Proceeds from maturities and redemptions of investment securities held to maturity	6,058	10,132
Proceeds from maturities and redemptions of investment securities available for sale	10,407	56,804
Proceeds from sales of investment securities available for sale	55,998	32,920
Net (increase) decrease in loans	-5,300	7,741
Proceeds from sales of other real estate owned	3,696	5,250
Proceeds from sales of other assets	25	64
Purchase of investment securities held to maturity	-4,590	-8,065
Purchase of investment securities available for sale	-97,323	-87,498
Purchase of bank premises and equipment	-1,382	-464
Net cash provided by (used for) investing activities	-32,411	16,884
Cash Flows from Financing Activities	'	'
Net decrease in deposits	-19,929	-7,970
Repayment of long term debt	0	-135
Repayment of Federal Home Loan Bank borrowings	-12,000	-95,000
Proceeds from issuance of common stock	8,060	1,771
Net cash used for financing activities	-23,869	-101,334
Net Decrease in Cash and Cash Equivalents	-51,082	-77,023
Cash and Cash Equivalents at Beginning of Period	77,798	112,507
Cash and Cash Equivalents at End of Period	26,716	35,484
Supplemental Cash Flow Information	'	'
Cash paid for interest	2,046	3,817
Cash paid for federal income taxes	49	0
Supplemental Schedule of Non Cash Investing Activities	'	'
Transfer of loans to other real estate owned	2,305	3,117
Transfer of loans to other assets	$42	$79

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING POLICIES	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation and Significant Accounting Policies [Text Block]	'
	1. BASIS OF PRESENTATION AND ACCOUNTING POLICIES
	The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates seventeen branches in Monroe County, Michigan, seven branches in Wayne County, Michigan, and a loan and wealth management office in Lenawee County. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Company’s sole business segment is community banking.
	The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, and the fair value of investment securities.
	The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, such information reflects all adjustments (consisting of normal recurring adjustments), which are, in the opinion of Management, necessary for fair statement of results for the interim periods.
	The significant accounting policies are as follows:
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
	FAIR VALUE
	The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
	ACCOUNTING PRONOUNCEMENTS
	No recent accounting pronouncements are expected to have a significant impact on the Company’s financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	2. EARNINGS PER SHARE
	The calculations of earnings per common share are as follows:
		For the three months ended June 30,				For the six months ended June 30,
		2014		2013		2014		2013
	Basic
	Net income	$	1,687,000	$	1,496,000	$	3,454,000	$	2,610,000
	Average common shares outstanding		22,205,086		17,906,085		21,515,737		17,712,310
	Earnings per common share - basic	$	0.08	$	0.08	$	0.16	$	0.15
	Diluted
	Net income	$	1,687,000	$	1,496,000	$	3,454,000	$	2,610,000
	Average common shares outstanding		22,205,086		17,906,085		21,515,737		17,712,310
	Equity compensation		293,150		260,135		289,428		246,259
	Average common shares outstanding - diluted		22,498,236		18,166,220		21,805,165		17,958,569
	Earnings per common share - diluted	$	0.08	$	0.08	$	0.16	$	0.15

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	3. STOCK BASED COMPENSATION
	Stock Options - The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
			Weighted Average
		Shares	Exercise Price
	Options Outstanding, January 1, 2014	283,900	$	18.41
	Granted	-		-
	Exercised	-		-
	Forfeited	1,500		15.33
	Expired	77,000		16.69
	Options Outstanding, June 30, 2014	205,400	$	19.08
	Options Exercisable, June 30, 2014	205,400	$	19.08
	Stock Only Stock Appreciation Rights (SOSARs) - On March 7, 2014, 110,000 Stock Only Stock Appreciation Rights (SOSARs) were awarded to certain executives in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. The SOSARs have a term of ten years and vest in three equal annual installments beginning on December 31, 2014. The fair value of $2.98 for the SOSARs was estimated at the date of the grant, using the Black-Scholes option pricing model, with the following assumptions: expected option lives of 7 years, expected volatility of 60.11%, a risk free interest rate of 2.27% and dividend yield of 0.00%.
	SOSARs granted under the plan are structured as fixed grants with the exercise price equal to the market value of the underlying stock on the date of the grant.
	The following table summarizes the SOSARs that have been granted:
			Weighted Average
		Shares	Exercise Price
	SOSARs Outstanding, January 1, 2014	472,271	$	3.23
	Granted	110,000		4.9
	Exercised	18,998		2.15
	Forfeited	5,834		4.91
	SOSARs Outstanding, June 30, 2014	557,439	$	3.58
	SOSARs Exercisable, June 30, 2014	352,062	$	3.53
	The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the exercise price of the SOSAR. The market value of the Company’s common stock on June 30, 2014 was $5.47. The value of the exercisable SOSARs as of June 30, 2014 was $683,000, and exercise of those SOSARs on that date would have resulted in the issuance of 124,863 shares of common stock.
	Restricted Stock Unit Awards – On March 7, 2014, performance restricted stock units were awarded to certain key executive officers in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. Each Restricted Stock Unit (RSU) is equivalent to one share of MBT Financial Corp. common stock. Stock will be issued to the participants following a two year performance period that ends on December 31, 2015. Up to 50% of the aggregate RSUs granted may be earned in each year of the performance period subject to satisfying weighted performance thresholds. Earned RSUs vest on December 31, 2016.
	The total expense for equity based compensation was $79,000 in the second quarter of 2014 and $72,000 in the second quarter of 2013. The total expense for equity based compensation was $146,000 in the first six months of 2014 and $145,000 in the first six months of 2013.

LOANS

LOANS	6 Months Ended
	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Accounts, Notes, Loans and Financing Receivable Disclosure [Text Block]	'
	4. LOANS
	The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors.
	Loans consist of the following (000s omitted):
		June 30,			December 31,
		2014			2013
	Residential real estate loans	$	222,449		$	228,024
	Commercial and Construction real estate loans		280,824			280,579
	Agriculture and agricultural real estate loans		17,207			14,997
	Commercial and industrial loans		62,963			59,440
	Loans to individuals for household, family, and other personal expenditures		15,141			14,550
	Total loans, gross	$	598,584		$	597,590
	Less: Allowance for loan losses		15,001			16,209
		$	583,583		$	581,381
	Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 that are classified by Management as nonperforming as well as selected performing accounts and all renegotiated loans are reviewed for impairment each quarter. Allowances for loans determined to be impaired are included in the allowance for loan losses. All cash received on nonaccrual loans is applied to the principal balance. Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due, restructured loans, nonaccrual investment securities, and other real estate owned. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure and real estate that the bank has purchased but no longer intends to use for bank premises.
	The following table summarizes nonperforming assets (000’s omitted):
		June 30,				December 31,
		2014				2013
	Nonaccrual loans	$	19,048			$	23,710
	Loans 90 days past due and accruing		4				46
	Restructured loans		29,658				32,450
	Total nonperforming loans	$	48,710			$	56,206
	Other real estate owned		7,911				9,628
	Other assets		22				10
	Nonperforming investment securities		3,403				3,259
	Total nonperforming assets	$	60,046			$	69,103
	Nonperforming assets to total assets		4.96	%			5.65	%
	Allowance for loan losses to nonperforming loans		30.8	%			28.84	%

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	6 Months Ended
	Jun. 30, 2014
Allowance For Loan Losses [Abstract]	'
Allowance For Loan Losses [Text Block]	'
	5. ALLOWANCE FOR LOAN LOSSES
	The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles.
	Activity in the allowance for loan losses during the three and six months ended June 30, 2014 was as follows (000s omitted):
			Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
			and						Real Estate			Real Estate			Real Estate			and Other
			Agricultural
			Real Estate
	Allowance for loan losses: For the three months ended June 30, 2014
	Beginning Balance		$	205		$	1,780		$	7,460		$	1,430		$	4,478		$	805	$	16,158
	Charge-offs			-			-440			-1,103			-			-79			-40		-1,662
	Recoveries			5			56			211			20			73			40		405
	Provision			4			-108			967			-303			-192			-268		100
	Ending balance		$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Allowance for loan losses: For the six months ended June 30, 2013
	Beginning Balance		$	171		$	1,989		$	7,030		$	1,397		$	4,606		$	1,016	$	16,209
	Charge-offs			-			-626			-1,211			-210			-211			-78		-2,336
	Recoveries			5			89			276			254			238			66		928
	Provision			38			-164			1,440			-294			-353			-467		200
	Ending balance		$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Allowance for loan losses as of June 30, 2014
	Ending balance individually evaluated for impairment		$	36		$	511		$	2,234		$	900		$	1,713		$	243	$	5,637
	Ending balance collectively evaluated for impairment			178			777			5,301			247			2,567			294		9,364
	Ending balance		$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Loans as of June 30, 2014
	Ending balance individually evaluated for impairment		$	947		$	1,870		$	27,281		$	3,221		$	14,438		$	556	$	48,313
	Ending balance collectively evaluated for impairment			16,260			61,093			238,694			11,628			208,011			14,585		550,271
	Ending balance		$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
	Activity in the allowance for loan losses during the three and six months ended June 30, 2013 was as follows (000s omitted):
			Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
			and						Real Estate			Real Estate			Real Estate			and Other
			Agricultural
			Real Estate
	Allowance for loan losses: For the three months ended June 30, 2013
	Beginning Balance		$	70		$	2,153		$	7,908		$	2,469		$	5,108		$	191	$	17,899
	Charge-offs			-			-199			-1,056			-19			-383			-16		-1,673
	Recoveries			-			27			226			14			239			63		569
	Provision			39			461			478			-575			-177			174		400
	Ending balance		$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Allowance for loan losses: For the six months ended June 30, 2013
	Beginning Balance		$	76		$	2,224		$	7,551		$	2,401		$	4,715		$	332	$	17,299
	Charge-offs			-			-402			-1,868			-37			-816			-137		-3,260
	Recoveries			-			263			290			288			319			96		1,256
	Provision			33			357			1,583			-763			569			121		1,900
	Ending balance		$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Allowance for loan losses as of June 30, 2013
	Ending balance individually evaluated for impairment		$	-		$	1,237		$	2,648		$	1,434		$	2,005		$	108	$	7,432
	Ending balance collectively evaluated for impairment			109			1,205			4,908			455			2,782			304		9,763
	Ending balance		$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Loans as of June 30, 2013
	Ending balance individually evaluated for impairment		$	423		$	5,735		$	39,176		$	6,671		$	15,826		$	362	$	68,193
	Ending balance collectively evaluated for impairment			14,421			66,342			229,600			9,959			211,893			14,963		547,178
	Ending balance		$	14,844		$	72,077		$	268,776		$	16,630		$	227,719		$	15,325	$	615,371
	Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods.
	The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded.
	To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships.
	The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 1 through 4 are considered “pass” credits and grades 5 and 6 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 7, 8, and 9 and considered “doubtful” or “loss” and have generally been charged off. A description of the general characteristics of each grade is as follows:
		•	Grade 1 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements, including substantial levels of tangible net worth. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include individual loans backed by liquid personal assets, established history and unquestionable character. High liquidity, minimum risk, strong ratios, and low handling costs are common to these loans.
		•	Grade 2 – Above Average – Loans that exhibit less than average risk and clearly demonstrate debt service coverage that is consistently above average as well as a strong capital base. These loans may have some deficiency or vulnerability, but with offsetting features and are considered to be fully collectable.
		•	Grade 3 – Satisfactory – Loans that have an acceptable amount of risk but may exhibit vulnerability to deterioration if adverse circumstances are encountered. These loans should demonstrate adequate debt service coverage and adequate levels of capital support but warrant periodic monitoring to ensure that weaknesses do not materialize or advance.
		•	Grade 4 – Pass – Loans that are considered “pass credits” and typically demonstrate adequate debt service coverage. The level of risk is considered acceptable but these loans warrant ongoing monitoring to ensure that adverse trends or other credit deficiencies have not materialized or advanced. The level of risk is considered acceptable so long as the loan is given adequate and ongoing management supervision.
		•	Grade 5 – Watch – Loans that possess some credit deficiency or potential weakness that deserves close attention. The primary source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards.
		•	Grade 6 – Substandard – Loans that exhibit one or more of the following characteristics: (1) a defined credit weakness, financial deterioration is underway, and uncertainty about the likelihood that the loan will be paid from the primary source of repayment; (2) inadequately protected by the current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain a high probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal loan terms; (9) the Bank is contemplating foreclosure or legal action due to the apparent deterioration in the loan; or (10) there is deterioration in the market conditions and the borrower is highly vulnerable to these conditions.
		•	Grade 7 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with all the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and there is considerable doubt as to the quality of the secondary source of repayment; or (3) the possibility of loss is high, but certain important pending factors may strengthen the loan and loss classification is deferred.
	•	Grades 8 & 9 - Loss – Loans are considered uncollectible and of such little value that continuing to carry them on the Bank’s financial statements is not feasible.
The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency.
The portfolio segments in each credit risk grade as of June 30, 2014 are as follows (000s omitted):
Credit Quality Indicators as of June 30, 2014
Credit Risk by Internally Assigned Grade
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
Not Rated		$	132		$	3,026		$	-		$	5,445		$	136,800		$	10,452	$	155,855
1			-			3,199			-			-			-			366		3,565
2			280			305			882			-			138			-		1,605
3			186			4,413			13,295			84			897			-		18,875
4			14,603			42,421			175,288			4,886			48,156			3,474		288,828
5			968			7,138			40,393			2,475			15,016			201		66,191
6			1,038			2,461			36,117			1,959			21,442			648		63,665
7			-			-			-			-			-			-		-
8			-			-			-			-			-			-		-
9			-			-			-			-			-			-		-
Total		$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
Performing		$	16,176		$	61,114		$	240,175		$	11,518		$	206,591		$	14,300	$	549,874
Nonperforming			1,031			1,849			25,800			3,331			15,858			841		48,710
Total		$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
The portfolio segments in each credit risk grade as of December 31, 2013 are as follows (000s omitted):
Credit Quality Indicators as of December 31, 2013
Credit Risk by Internally Assigned Grade
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
Not Rated		$	144		$	2,151		$	-		$	3,643		$	141,102		$	9,656	$	156,696
1			-			4,054			-			-			-			194		4,248
2			31			153			931			-			142			-		1,257
3			788			4,000			10,755			99			1,040			-		16,682
4			12,304			34,130			172,592			4,825			53,047			3,743		280,641
5			838			11,594			41,914			2,525			9,005			251		66,127
6			892			3,358			39,720			3,575			23,688			706		71,939
7			-			-			-			-			-			-		-
8			-			-			-			-			-			-		-
9			-			-			-			-			-			-		-
Total		$	14,997		$	59,440		$	265,912		$	14,667		$	228,024		$	14,550	$	597,590
Performing		$	14,428		$	56,941		$	235,531		$	9,732		$	211,149		$	13,603	$	541,384
Nonperforming			569			2,499			30,381			4,935			16,875			947		56,206
Total		$	14,997		$	59,440		$	265,912		$	14,667		$	228,024		$	14,550	$	597,590
Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of June 30, 2014 and December 31, 2013 (000s omitted):
June 30, 2014		30-59 Days			60-89 Days			>90 Days			Total Past			Current			Total Loans		Recorded
		Past Due			Past Due			Past Due			Due								Investment >90
																			Days Past Due
																			and Accruing
Agriculture and Agricultural Real Estate		$	106		$	-		$	84		$	190		$	17,017		$	17,207	$	-
Commercial			123			48			53			224			62,739			62,963		4
Commercial Real Estate			4,027			1,484			1,928			7,439			258,536			265,975		-
Construction Real Estate			83			-			150			233			14,616			14,849		-
Residential Real Estate			2,012			516			1,036			3,564			218,885			222,449		-
Consumer and Other			69			12			74			155			14,986			15,141		-
Total		$	6,420		$	2,060		$	3,325		$	11,805		$	586,779		$	598,584	$	4
December 31, 2013		30-59 Days			60-89 Days			>90 Days			Total Past			Current			Total Loans		Recorded
		Past Due			Past Due			Past Due			Due								Investment >90
																			Days Past Due
																			and Accruing
Agriculture and Agricultural Real Estate		$	210		$	-		$	171		$	381		$	14,616		$	14,997	$	-
Commercial			87			93			210			390			59,050			59,440		46
Commercial Real Estate			1,640			535			3,506			5,681			260,231			265,912		-
Construction Real Estate			90			265			1,177			1,532			13,135			14,667		-
Residential Real Estate			2,612			803			2,342			5,757			222,267			228,024		-
Consumer and Other			150			52			153			355			14,195			14,550		-
Total		$	4,789		$	1,748		$	7,559		$	14,096		$	583,494		$	597,590	$	46
Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
The following is a summary of non-accrual loans as of June 30, 2014 and December 31, 2013 (000s omitted):
		June 30, 2014			December 31, 2013
Agriculture and Agricultural Real Estate		$	84		$	172
Commercial			508			1,035
Commercial Real Estate			10,544			13,289
Construction Real Estate			712			2,009
Residential Real Estate			6,915			6,865
Consumer and Other			285			340
Total		$	19,048		$	23,710
For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price.
The following is a summary of impaired loans as of June 30, 2014 and 2013 (000s omitted):
June 30, 2014		Recorded			Unpaid			Related			Average			Interest Income			Average		Interest Income
		Investment			Principal			Allowance			Recorded			Recognized in the			Recorded		Recognized in the
					Balance						Investment for the			Three Months			Investment for		Six Months
											Three Months			Ended			the Six Months		Ended
											Ended						Ended
With no related allowance recorded:
Agriculture and Agricultural Real Estate		$	259		$	259		$	-		$	259		$	2		$	259	$	3
Commercial			736			920			-			873			17			921		26
Commercial Real Estate			13,191			16,785			-			13,717			230			14,807		388
Construction Real Estate			550			1,790			-			925			13			972		18
Residential Real Estate			6,896			7,796			-			7,350			84			7,426		168
Consumer and Other			54			57			-			55			1			57		2
With an allowance recorded:
Agriculture and Agricultural Real Estate			688			687			36			701			9			707		19
Commercial			1,134			1,214			511			1,162			16			1,176		31
Commercial Real Estate			14,090			15,366			2,234			14,712			163			14,749		323
Construction Real Estate			2,671			2,699			900			2,775			29			2,865		60
Residential Real Estate			7,542			7,882			1,713			7,801			87			7,648		158
Consumer and Other			502			499			243			503			5			507		11
Total:
Agriculture and Agricultural Real Estate		$	947		$	946		$	36		$	960		$	11		$	966	$	22
Commercial			1,870			2,134			511			2,035			33			2,097		57
Commercial Real Estate			27,281			32,151			2,234			28,429			393			29,556		711
Construction Real Estate			3,221			4,489			900			3,700			42			3,837		78
Residential Real Estate			14,438			15,678			1,713			15,151			171			15,074		326
Consumer and Other			556			556			243			558			6			564		13
		Recorded			Unpaid			Related			Average			Interest Income			Average		Interest Income
		Investment as			Principal			Allowance as			Recorded			Recognized in  the			Recorded		Recognized in the
		of December			Balance as of			of December			Investment for the			Three Months Ended			Investment for		Six Months
		31, 2013			December 31,			31, 2013			Three Months			June 30, 2013			the Six Months		Ended June 30,
					2013						Ended June 30,						Ended June 30,		2013
											2013						2013
With no related allowance recorded:
Agriculture and Agricultural Real Estate		$	-		$	-		$	-		$	423		$	12		$	423	$	23
Commercial			869			966			-			788			9			807		16
Commercial Real Estate			19,567			23,005			-			18,556			167			18,798		359
Construction Real Estate			1,165			2,408			-			2,104			12			2,109		47
Residential Real Estate			7,929			9,035			-			6,856			84			6,991		168
Consumer and Other			33			36			-			1			-			1		-
With an allowance recorded:
Agriculture and Agricultural Real Estate			398			397			1			-			-			-		-
Commercial			1,540			1,627			1,031			4,900			54			4,882		116
Commercial Real Estate			16,025			20,032			2,697			23,510			253			23,646		490
Construction Real Estate			3,615			4,236			1,194			5,103			68			5,187		122
Residential Real Estate			8,745			9,194			1,809			9,459			87			9,646		185
Consumer and Other			585			581			265			359			5			364		11
Total:
Agriculture and Agricultural Real Estate		$	398		$	397		$	1		$	423		$	12		$	423	$	23
Commercial			2,409			2,593			1,031			5,688			63			5,689		132
Commercial Real Estate			35,592			43,037			2,697			42,066			420			42,444		849
Construction Real Estate			4,780			6,644			1,194			7,207			80			7,296		169
Residential Real Estate			16,674			18,229			1,809			16,315			171			16,637		353
Consumer and Other			618			617			265			360			5			365		11
The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (“TDRs”).
Loans that have been classified as TDRs during the three and six month periods ended June 30, 2014 and June 30, 2013 are as follows (000s omitted from dollar amounts):
		Three months ended								Six months ended
		June 30, 2014								June 30, 2014
		Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
				Recorded			Recorded					Recorded			Recorded
				Principal			Principal					Principal			Principal
				Balance			Balance					Balance			Balance
Agriculture and Agricultural Real Estate		-		$	-		$	-		1		$	314		$	314
Commercial		4			295			91		4			295			91
Commercial Real Estate		2			301			140		4			1,247			1,059
Construction Real Estate		-			-			-		-			-			-
Residential Real Estate		7			579			556		10			844			779
Consumer and Other		-			-			-		-			-			-
Total		13		$	1,175		$	787		19		$	2,700		$	2,243
		Three months ended								Six months ended
		June 30, 2013								June 30, 2013
		Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
				Recorded			Recorded					Recorded			Recorded
				Principal			Principal					Principal			Principal
				Balance			Balance					Balance			Balance
Agriculture and Agricultural Real Estate		-		$	-		$	-		-		$	-		$	-
Commercial		4			181			139		7			354			311
Commercial Real Estate		4			586			575		7			2,047			1,988
Construction Real Estate		-			-			-		-			-			-
Residential Real Estate		5			460			297		16			1,446			1,155
Consumer and Other		2			17			13		4			266			25
Total		15		$	1,244		$	1,024		34		$	4,113		$	3,479
The Bank considers TDRs that become past due under the modified terms as defaulted. There were no loans that became TDRs during the three and six month periods ended June 30, 2014 and June 30, 2013 that subsequently defaulted during the three month periods ended June 30, 2014 and June 30, 2013, respectively.
The Company has allocated $4,679,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at June 30, 2014. In addition, there are no commitments to lend additional amounts to borrowers that are classified as troubled debt restructurings as of June 30, 2014 and June 30, 2013.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	6. INVESTMENT SECURITIES
	The following is a summary of the Bank’s investment securities portfolio as of June 30, 2014 and December 31, 2013 (000’s omitted):
		Held to Maturity
		June 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	32,878	$	999	$	-157	$	33,720
	Corporate Debt Securities		500		-		-		500
		$	33,378	$	999	$	-157	$	34,220
		Available for Sale
		June 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	338,541	$	2,732	$	-4,170	$	337,103
	Mortgage Backed Securities issued by U.S. Government Agencies		67,802		454		-671		67,585
	Obligations of States and Political Subdivisions		14,795		436		-64		15,167
	Trust Preferred CDO Securities		9,363		-		-3,396		5,967
	Corporate Debt Securities		7,971		85		-3		8,053
	Equity Securities		2,044		81		-		2,125
		$	440,516	$	3,788	$	-8,304	$	436,000
		Held to Maturity
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	34,346	$	557	$	-364	$	34,539
	Corporate Debt Securities		500		-		-		500
		$	34,846	$	557	$	-364	$	35,039
		Available for Sale
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	277,383	$	1,147	$	-11,817	$	266,713
	Mortgage Backed Securities issued by U.S. Government Agencies		97,168		995		-1,637		96,526
	Obligations of States and Political Subdivisions		15,197		289		-123		15,363
	Trust Preferred CDO Securities		9,509		-		-3,758		5,751
	Corporate Debt Securities		7,967		104		-		8,071
	Equity Securities		2,584		43		-95		2,532
		$	409,808	$	2,578	$	-17,430	$	394,956
	The amortized cost and estimated market values of securities by contractual maturity as of June 30, 2014 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in
	1 year or less	$	5,497	$	5,537	$	7,578	$	7,623
	After 1 year through five years		13,551		13,847		63,094		62,910
	After 5 years through 10 years		11,400		11,691		272,897		272,306
	After 10 years		2,930		3,145		27,101		23,451
	Total		33,378		34,220		370,670		366,290
	Mortgage Backed Securities		-		-		67,802		67,585
	Securities with no stated maturity		-		-		2,044		2,125
	Total	$	33,378	$	34,220	$	440,516	$	436,000
	The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may be maturity. The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013.
	June 30, 2014
		Less than 12 months				12 months or longer				Total
		Aggregate		Gross		Aggregate		Gross		Aggregate		Gross
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Obligations of United States Government Agencies	$	33,990	$	134	$	161,737	$	4,036	$	195,727	$	4,170
Mortgage Backed Securities issued by U.S. Government Agencies		10,360		50		36,636		621		46,996		671
Obligations of States and Political Subdivisions		3,682		73		4,824		148		8,506		221
Trust Preferred CDO Securities		-		-		5,967		3,396		5,967		3,396
Corporate Debt Securities		2,000		3		-		-		2,000		3
	$	50,032	$	260	$	209,164	$	8,201	$	259,196	$	8,461
December 31, 2013
	Less than 12 months				12 months or longer				Total
	Aggregate		Gross		Aggregate		Gross		Aggregate		Gross
	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
			Losses				Losses				Losses
Obligations of United States Government Agencies	$	234,264	$	10,828	$	13,614	$	989	$	247,878	$	11,817
Mortgage Backed Securities issued by U.S. Government Agencies		49,202		1,005		14,544		632		63,746		1,637
Obligations of States and Political Subdivisions		10,384		321		3,113		166		13,497		487
Trust Preferred CDO Securities		-		-		5,751		3,758		5,751		3,758
Equity Securities		-		-		445		95		445		95
	$	293,850	$	12,154	$	37,467	$	5,640	$	331,317	$	17,794
The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other than temporarily impaired at June 30, 2014. As of June 30, 2014 and December 31, 2013, there were 106 and 175 securities in an unrealized loss position, respectively.
The Trust Preferred CDO Securities consist of three pooled trust Preferred Collateralized Debt Obligations (CDOs). These CDOs are debt securities issued by special purpose entities that own trust preferred stock issued by banks and insurance companies. The trust preferred stock owned by the special purpose entities is the collateral that backs the debt securities we own. The three pooled CDOs that we own have each been in an unrealized loss position for more than 12 months. These securities have final maturity dates of 2033, 2035, and 2037. The main reasons for the impairment are the overall decline in market values for financial industry securities and the lack of an active market for these types of securities in particular.
To determine whether or not the impairment is other-than-temporary, the Company utilizes a third party valuation service to conduct a fair value analysis of each individual security. The other-than-temporary-impairment analysis of each of the CDO securities owned by the Company is conducted by projecting the expected cash flows from the security, discounting the cash flows to determine the present value of the cash flows, and comparing the present value to the amortized cost to determine if there is impairment. The cash flow projection for each security is developed using estimated prepayment speeds, estimated rates at which payments will be deferred, estimated rates at which issuers will default, and the severity of the losses on the securities which default. Prepayment estimates are negatively impacted by the lack of an active market for issuers to refinance their trust preferred securities; however, prepayment of trust preferred securities is expected to increase due to recent restrictions on the treatment of trust preferred debt as regulatory capital.
The size and creditworthiness of each institution in the CDO pool are the most significant pieces of evidence in estimating prepayment speeds. Deferral and default rates are the key drivers of the cash flow projections for each of the securities. Deferral of interest payments is allowed for up to five years, and estimates of deferral rates are determined by examining the current deferral status of the issuers, the current financial condition of the issuers, and the historical deferral levels of the issuers in each CDO pool. Key evidence examined includes whether or not an issuer has received TARP funding, the most recent credit ratings from outside services, stock price information, capitalization, asset quality, profitability, and liquidity. The most significant evidence in estimating deferrals is the comparison of key financial ratios to industry benchmarks. Near term (next 12 months) deferral rates are estimated for each security by analyzing the credit characteristics of each individual issuer in the pool. When an issuer is expected to defer interest payments, the analysis assumes that the deferral will continue for the entire five year period allowed and then, depending on the individual credit characteristics of that issuer, begin performing or move to default. Longer term annual default rates for each CDO are estimated using the credit analysis of each individual issuer compared to industry benchmarks to modify the historical default rates of financial companies. Finally, loss severity is estimated using analytical research provided by Standard and Poor’s and Moody’s, which supports the assumption that a small percentage of defaulted trust preferred securities recover without loss. The projected cash flows are discounted using the contractual rate of each security.
In the Other-Than-Temporary-Impairment (OTTI) analysis of our CDO securities as of December 31, 2009, it was expected that there would be cash flow disruptions on two of the CDOs we own. These credit losses were recorded through a charge to earnings in 2009. In subsequent analyses in 2010, 2011, 2012, 2013, and 2014 the expectation of a disruption of cash flows diminished on both of these CDO securities, with one of the securities no longer expected to experience a disruption of cash flow. The present value of the expected cash flows is at least as great as the amortized costs bases following the charges to earnings recorded in 2009, therefore no additional charges to earnings have been recorded.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurement Inputs [Text Block]	'
	7. FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value, as defined in ASC Topic 820, is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for market activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact.
	The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	The Company applied the following fair value hierarchy:
	Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Company’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy.
	Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Company’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, corporate debt securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows.
	Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values.
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at June 30, 2014 and December 31, 2013, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	June 30, 2014	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	26,716	$	26,716	$	-	$	-	$	26,716
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		32,878		-		33,720		-		33,720
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		337,103		-		337,103		-		337,103
	MBS issued by U.S. Government Agencies		67,585		-		67,585		-		67,585
	Obligations of States and Political Subdivisions		15,167		-		15,167		-		15,167
	Trust Preferred CDO Securities		5,967		-		-		5,967		5,967
	Corporate Debt Securities		8,053		-		8,053		-		8,053
	Other Securities		2,125		2,125		-		-		2,125
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		1,219		-		-		1,219		1,219
	Loans, net		583,583		-		-		593,407		593,407
	Accrued Interest Receivable		3,851		-		-		3,851		3,851
	Financial Liabilities:
	Noninterest Bearing Deposits		194,946		194,946		-		-		194,946
	Interest Bearings Deposits		854,843		-		857,321		-		857,321
	Borrowed funds
	FHLB Advances		-		-		-		-		-
	Repurchase Agreements		15,000		-		16,144		-		16,144
	Accrued Interest Payable		162		-		-		162		162
										Total
		Carrying								Estimated
	December 31, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	77,798	$	77,798	$	-	$	-	$	77,798
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		34,346		-		34,539		-		34,539
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		266,713		-		266,713		-		266,713
	MBS issued by U.S. Government Agencies		96,526		-		96,526		-		96,526
	Obligations of States and Political Subdivisions		15,363		-		15,363		-		15,363
	Trust Preferred CDO Securities		5,751		-		-		5,751		5,751
	Corporate Debt Securities		8,071		-		8,071		-		8,071
	Other Securities		2,532		2,087		445		-		2,532
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		668		-		-		668		668
	Loans, net		581,381		-		-		591,471		591,471
	Accrued Interest Receivable		3,502		-		-		3,502		3,502
	Financial Liabilities:
	Noninterest Bearing Deposits		215,844		215,844		-		-		215,844
	Interest Bearings Deposits		853,874		-		857,149		-		857,149
	Borrowed funds
	FHLB Advances		12,000		-		12,000		-		12,000
	Repurchase Agreements		15,000		-		16,352		-		16,352
	Accrued Interest Payable		179		-		-		179		179
	In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2014		2013
Balance at January 1	$	5,751	$	5,406
Total realized and unrealized gains (losses) included in income		-21		-8
Total unrealized gains (losses) included in other comprehensive income		362		117
Net purchases, sales, calls and maturities		-125		-
Net transfers in/out of Level 3		-		-
Balance at June 30	$	5,967	$	5,515
The Company did not have any sales or purchases of Level 3 available for sale securities during the period.
Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs.
The Company owns pooled Trust Preferred Securities (“TRUPs”) with a fair value of $5,967,000 as of June 30, 2014. Trading of these types of securities has increased recently but is primarily conducted on a distress sale or forced liquidation basis. As a result, the Company measures the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections.
The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections.
Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
	Balance at		Quoted Prices in		Significant Other		Significant
	June 30, 2014		Active Markets for		Observable		Unobservable
			Identical Assets		Inputs (Level 2)		Inputs (Level 3)
			(Level 1)
Impaired loans	$	48,313	$	-	$	-	$	48,313
Other Real Estate Owned	$	7,911	$	-	$	-	$	7,911
	Balance at		Quoted Prices in		Significant Other		Significant
	December 31,		Active Markets for		Observable		Unobservable
	2013		Identical Assets		Inputs (Level 2)		Inputs (Level 3)
			(Level 1)
Impaired loans	$	60,471	$	-	$	-	$	60,471
Other Real Estate Owned	$	9,628	$	-	$	-	$	9,628
Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	6 Months Ended
	Jun. 30, 2014
Fair Value Off Balance Sheet Risk [Abstract]	'
Financial Instruments With Off - Balance Sheet Risk [Text Block]	'
	9. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities.
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		June 30,		December 31,
		2014		2013
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	58,278	$	68,159
	Unused portion of credit card lines of credit		3,342		3,255
	Unused portion of home equity lines of credit		17,464		16,769
	Standby letters of credit and financial guarantees written		3,577		3,667
	All other off-balance sheet commitments		-		-
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements. Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty.
	Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	6 Months Ended
	Jun. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	10. subsequent events
	Subsequent to the end of the second quarter of 2014, the Bank recovered $716,000 from the sale of a credit relationship that had been charged off in a previous year. This recovery was recorded in the third quarter as an increase in the Allowance for Loan Losses. Management will evaluate the overall adequacy of the allowance for loan loss in the third quarter and determine if there is any impact to the Statement of Operations.
	In addition, the Bank’s federal and state regulators are requiring the Bank to continue to reduce its classified assets and Management is focusing on reducing the ratio of classified assets to total capital. As of June 30, 2014, the Company owned three CDO securities, with a total amortized cost of $9,363,000. These securities are included in the Company’s financial statements at their estimated fair value of $5,967,000, with the difference of $3,396,000 included in the Accumulated Other Comprehensive Loss component of capital. Between July 28, 2014 and August 6, 2014, the Bank received offers to purchase the three CDOs for a total of $6,785,000. These offers resulted in a loss of $2,578,000 on the sale. However, the total capital as of June 30, 2014 reflected an unrealized loss of $3,396,000 on the aforementioned CDOs, and completing the sale would resulted in a decrease of $9,363,000 in classified assets and an increase of $818,000 in total capital. The results of the transactions are consistent with the objective to reduce the ratio of classified assets to total capital, and Management sold the CDOs beginning on July 28, 2014.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Consolidation, Policy [Policy Text Block]	'
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	'
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
Fair Value Measurement Policy [Policy Text Block]	'
	FAIR VALUE
	The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements Policy [Policy Text Block]	'
	ACCOUNTING PRONOUNCEMENTS
	No recent accounting pronouncements are expected to have a significant impact on the Company’s financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The calculations of earnings per common share are as follows:
		For the three months ended June 30,				For the six months ended June 30,
		2014		2013		2014		2013
	Basic
	Net income	$	1,687,000	$	1,496,000	$	3,454,000	$	2,610,000
	Average common shares outstanding		22,205,086		17,906,085		21,515,737		17,712,310
	Earnings per common share - basic	$	0.08	$	0.08	$	0.16	$	0.15
	Diluted
	Net income	$	1,687,000	$	1,496,000	$	3,454,000	$	2,610,000
	Average common shares outstanding		22,205,086		17,906,085		21,515,737		17,712,310
	Equity compensation		293,150		260,135		289,428		246,259
	Average common shares outstanding - diluted		22,498,236		18,166,220		21,805,165		17,958,569
	Earnings per common share - diluted	$	0.08	$	0.08	$	0.16	$	0.15

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
			Weighted Average
		Shares	Exercise Price
	Options Outstanding, January 1, 2014	283,900	$	18.41
	Granted	-		-
	Exercised	-		-
	Forfeited	1,500		15.33
	Expired	77,000		16.69
	Options Outstanding, June 30, 2014	205,400	$	19.08
	Options Exercisable, June 30, 2014	205,400	$	19.08
Schedule of Share-based Compensation, Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the SOSARs that have been granted:
			Weighted Average
		Shares	Exercise Price
	SOSARs Outstanding, January 1, 2014	472,271	$	3.23
	Granted	110,000		4.9
	Exercised	18,998		2.15
	Forfeited	5,834		4.91
	SOSARs Outstanding, June 30, 2014	557,439	$	3.58
	SOSARs Exercisable, June 30, 2014	352,062	$	3.53

LOANS_Tables

LOANS (Tables)	6 Months Ended
	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans consist of the following (000s omitted):
		June 30,			December 31,
		2014			2013
	Residential real estate loans	$	222,449		$	228,024
	Commercial and Construction real estate loans		280,824			280,579
	Agriculture and agricultural real estate loans		17,207			14,997
	Commercial and industrial loans		62,963			59,440
	Loans to individuals for household, family, and other personal expenditures		15,141			14,550
	Total loans, gross	$	598,584		$	597,590
	Less: Allowance for loan losses		15,001			16,209
		$	583,583		$	581,381
Schedule Of Non Performing Assets [Table Text Block]	'
	The following table summarizes nonperforming assets (000’s omitted):
		June 30,				December 31,
		2014				2013
	Nonaccrual loans	$	19,048			$	23,710
	Loans 90 days past due and accruing		4				46
	Restructured loans		29,658				32,450
	Total nonperforming loans	$	48,710			$	56,206
	Other real estate owned		7,911				9,628
	Other assets		22				10
	Nonperforming investment securities		3,403				3,259
	Total nonperforming assets	$	60,046			$	69,103
	Nonperforming assets to total assets		4.96	%			5.65	%
	Allowance for loan losses to nonperforming loans		30.8	%			28.84	%

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	6 Months Ended
	Jun. 30, 2014
Allowance For Loan Losses [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	Activity in the allowance for loan losses during the three and six months ended June 30, 2014 was as follows (000s omitted):
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
	Allowance for loan losses: For the three months ended June 30, 2014
	Beginning Balance	$	205		$	1,780		$	7,460		$	1,430		$	4,478		$	805	$	16,158
	Charge-offs		-			-440			-1,103			-			-79			-40		-1,662
	Recoveries		5			56			211			20			73			40		405
	Provision		4			-108			967			-303			-192			-268		100
	Ending balance	$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Allowance for loan losses: For the six months ended June 30, 2013
	Beginning Balance	$	171		$	1,989		$	7,030		$	1,397		$	4,606		$	1,016	$	16,209
	Charge-offs		-			-626			-1,211			-210			-211			-78		-2,336
	Recoveries		5			89			276			254			238			66		928
	Provision		38			-164			1,440			-294			-353			-467		200
	Ending balance	$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Allowance for loan losses as of June 30, 2014
	Ending balance individually evaluated for impairment	$	36		$	511		$	2,234		$	900		$	1,713		$	243	$	5,637
	Ending balance collectively evaluated for impairment		178			777			5,301			247			2,567			294		9,364
	Ending balance	$	214		$	1,288		$	7,535		$	1,147		$	4,280		$	537	$	15,001
	Loans as of June 30, 2014
	Ending balance individually evaluated for impairment	$	947		$	1,870		$	27,281		$	3,221		$	14,438		$	556	$	48,313
	Ending balance collectively evaluated for impairment		16,260			61,093			238,694			11,628			208,011			14,585		550,271
	Ending balance	$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
	Activity in the allowance for loan losses during the three and six months ended June 30, 2013 was as follows (000s omitted):
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
	Allowance for loan losses: For the three months ended June 30, 2013
	Beginning Balance	$	70		$	2,153		$	7,908		$	2,469		$	5,108		$	191	$	17,899
	Charge-offs		-			-199			-1,056			-19			-383			-16		-1,673
	Recoveries		-			27			226			14			239			63		569
	Provision		39			461			478			-575			-177			174		400
	Ending balance	$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Allowance for loan losses: For the six months ended June 30, 2013
	Beginning Balance	$	76		$	2,224		$	7,551		$	2,401		$	4,715		$	332	$	17,299
	Charge-offs		-			-402			-1,868			-37			-816			-137		-3,260
	Recoveries		-			263			290			288			319			96		1,256
	Provision		33			357			1,583			-763			569			121		1,900
	Ending balance	$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Allowance for loan losses as of June 30, 2013
	Ending balance individually evaluated for impairment	$	-		$	1,237		$	2,648		$	1,434		$	2,005		$	108	$	7,432
	Ending balance collectively evaluated for impairment		109			1,205			4,908			455			2,782			304		9,763
	Ending balance	$	109		$	2,442		$	7,556		$	1,889		$	4,787		$	412	$	17,195
	Loans as of June 30, 2013
	Ending balance individually evaluated for impairment	$	423		$	5,735		$	39,176		$	6,671		$	15,826		$	362	$	68,193
	Ending balance collectively evaluated for impairment		14,421			66,342			229,600			9,959			211,893			14,963		547,178
	Ending balance	$	14,844		$	72,077		$	268,776		$	16,630		$	227,719		$	15,325	$	615,371
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The portfolio segments in each credit risk grade as of June 30, 2014 are as follows (000s omitted):
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
	Not Rated	$	132		$	3,026		$	-		$	5,445		$	136,800		$	10,452	$	155,855
	1		-			3,199			-			-			-			366		3,565
	2		280			305			882			-			138			-		1,605
	3		186			4,413			13,295			84			897			-		18,875
	4		14,603			42,421			175,288			4,886			48,156			3,474		288,828
	5		968			7,138			40,393			2,475			15,016			201		66,191
	6		1,038			2,461			36,117			1,959			21,442			648		63,665
	7		-			-			-			-			-			-		-
	8		-			-			-			-			-			-		-
	9		-			-			-			-			-			-		-
	Total	$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
	Performing	$	16,176		$	61,114		$	240,175		$	11,518		$	206,591		$	14,300	$	549,874
	Nonperforming		1,031			1,849			25,800			3,331			15,858			841		48,710
	Total	$	17,207		$	62,963		$	265,975		$	14,849		$	222,449		$	15,141	$	598,584
	The portfolio segments in each credit risk grade as of December 31, 2013 are as follows (000s omitted):
		Agriculture			Commercial			Commercial			Construction			Residential			Consumer		Total
		and						Real Estate			Real Estate			Real Estate			and Other
		Agricultural
		Real Estate
	Not Rated	$	144		$	2,151		$	-		$	3,643		$	141,102		$	9,656	$	156,696
	1		-			4,054			-			-			-			194		4,248
	2		31			153			931			-			142			-		1,257
	3		788			4,000			10,755			99			1,040			-		16,682
	4		12,304			34,130			172,592			4,825			53,047			3,743		280,641
	5		838			11,594			41,914			2,525			9,005			251		66,127
	6		892			3,358			39,720			3,575			23,688			706		71,939
	7		-			-			-			-			-			-		-
	8		-			-			-			-			-			-		-
	9		-			-			-			-			-			-		-
	Total	$	14,997		$	59,440		$	265,912		$	14,667		$	228,024		$	14,550	$	597,590
	Performing	$	14,428		$	56,941		$	235,531		$	9,732		$	211,149		$	13,603	$	541,384
	Nonperforming		569			2,499			30,381			4,935			16,875			947		56,206
	Total	$	14,997		$	59,440		$	265,912		$	14,667		$	228,024		$	14,550	$	597,590
Past Due Financing Receivables [Table Text Block]	'
	The following is a summary of past due loans as of June 30, 2014 and December 31, 2013 (000s omitted):
	June 30, 2014	30-59 Days			60-89 Days			>90 Days			Total Past			Current			Total Loans		Recorded
		Past Due			Past Due			Past Due			Due								Investment >90
																			Days Past Due
																			and Accruing
	Agriculture and Agricultural Real Estate	$	106		$	-		$	84		$	190		$	17,017		$	17,207	$	-
	Commercial		123			48			53			224			62,739			62,963		4
	Commercial Real Estate		4,027			1,484			1,928			7,439			258,536			265,975		-
	Construction Real Estate		83			-			150			233			14,616			14,849		-
	Residential Real Estate		2,012			516			1,036			3,564			218,885			222,449		-
	Consumer and Other		69			12			74			155			14,986			15,141		-
	Total	$	6,420		$	2,060		$	3,325		$	11,805		$	586,779		$	598,584	$	4
	December 31, 2013	30-59 Days			60-89 Days			>90 Days			Total Past			Current			Total Loans		Recorded
		Past Due			Past Due			Past Due			Due								Investment >90
																			Days Past Due
																			and Accruing
	Agriculture and Agricultural Real Estate	$	210		$	-		$	171		$	381		$	14,616		$	14,997	$	-
	Commercial		87			93			210			390			59,050			59,440		46
	Commercial Real Estate		1,640			535			3,506			5,681			260,231			265,912		-
	Construction Real Estate		90			265			1,177			1,532			13,135			14,667		-
	Residential Real Estate		2,612			803			2,342			5,757			222,267			228,024		-
	Consumer and Other		150			52			153			355			14,195			14,550		-
	Total	$	4,789		$	1,748		$	7,559		$	14,096		$	583,494		$	597,590	$	46
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following is a summary of non-accrual loans as of June 30, 2014 and December 31, 2013 (000s omitted):
		June 30, 2014			December 31, 2013
	Agriculture and Agricultural Real Estate	$	84		$	172
	Commercial		508			1,035
	Commercial Real Estate		10,544			13,289
	Construction Real Estate		712			2,009
	Residential Real Estate		6,915			6,865
	Consumer and Other		285			340
	Total	$	19,048		$	23,710
Impaired Financing Receivables [Table Text Block]	'
	The following is a summary of impaired loans as of June 30, 2014 and 2013 (000s omitted):
	June 30, 2014	Recorded			Unpaid			Related			Average			Interest Income			Average		Interest Income
		Investment			Principal			Allowance			Recorded			Recognized in the			Recorded		Recognized in the
					Balance						Investment for the			Three Months			Investment for		Six Months
											Three Months			Ended			the Six Months		Ended
											Ended						Ended
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	259		$	259		$	-		$	259		$	2		$	259	$	3
	Commercial		736			920			-			873			17			921		26
	Commercial Real Estate		13,191			16,785			-			13,717			230			14,807		388
	Construction Real Estate		550			1,790			-			925			13			972		18
	Residential Real Estate		6,896			7,796			-			7,350			84			7,426		168
	Consumer and Other		54			57			-			55			1			57		2
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		688			687			36			701			9			707		19
	Commercial		1,134			1,214			511			1,162			16			1,176		31
	Commercial Real Estate		14,090			15,366			2,234			14,712			163			14,749		323
	Construction Real Estate		2,671			2,699			900			2,775			29			2,865		60
	Residential Real Estate		7,542			7,882			1,713			7,801			87			7,648		158
	Consumer and Other		502			499			243			503			5			507		11
	Total:
	Agriculture and Agricultural Real Estate	$	947		$	946		$	36		$	960		$	11		$	966	$	22
	Commercial		1,870			2,134			511			2,035			33			2,097		57
	Commercial Real Estate		27,281			32,151			2,234			28,429			393			29,556		711
	Construction Real Estate		3,221			4,489			900			3,700			42			3,837		78
	Residential Real Estate		14,438			15,678			1,713			15,151			171			15,074		326
	Consumer and Other		556			556			243			558			6			564		13
		Recorded			Unpaid			Related			Average			Interest Income			Average		Interest Income
		Investment as			Principal			Allowance as			Recorded			Recognized in  the			Recorded		Recognized in the
		of December			Balance as of			of December			Investment for the			Three Months Ended			Investment for		Six Months
		31, 2013			December 31,			31, 2013			Three Months			June 30, 2013			the Six Months		Ended June 30,
					2013						Ended June 30,						Ended June 30,		2013
											2013						2013
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	-		$	-		$	-		$	423		$	12		$	423	$	23
	Commercial		869			966			-			788			9			807		16
	Commercial Real Estate		19,567			23,005			-			18,556			167			18,798		359
	Construction Real Estate		1,165			2,408			-			2,104			12			2,109		47
	Residential Real Estate		7,929			9,035			-			6,856			84			6,991		168
	Consumer and Other		33			36			-			1			-			1		-
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		398			397			1			-			-			-		-
	Commercial		1,540			1,627			1,031			4,900			54			4,882		116
	Commercial Real Estate		16,025			20,032			2,697			23,510			253			23,646		490
	Construction Real Estate		3,615			4,236			1,194			5,103			68			5,187		122
	Residential Real Estate		8,745			9,194			1,809			9,459			87			9,646		185
	Consumer and Other		585			581			265			359			5			364		11
	Total:
	Agriculture and Agricultural Real Estate	$	398		$	397		$	1		$	423		$	12		$	423	$	23
	Commercial		2,409			2,593			1,031			5,688			63			5,689		132
	Commercial Real Estate		35,592			43,037			2,697			42,066			420			42,444		849
	Construction Real Estate		4,780			6,644			1,194			7,207			80			7,296		169
	Residential Real Estate		16,674			18,229			1,809			16,315			171			16,637		353
	Consumer and Other		618			617			265			360			5			365		11
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	Loans that have been classified as TDRs during the three and six month periods ended June 30, 2014 and June 30, 2013 are as follows (000s omitted from dollar amounts):
		Three months ended								Six months ended
		June 30, 2014								June 30, 2014
		Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
				Recorded			Recorded					Recorded			Recorded
				Principal			Principal					Principal			Principal
				Balance			Balance					Balance			Balance
	Agriculture and Agricultural Real Estate	-		$	-		$	-		1		$	314		$	314
	Commercial	4			295			91		4			295			91
	Commercial Real Estate	2			301			140		4			1,247			1,059
	Construction Real Estate	-			-			-		-			-			-
	Residential Real Estate	7			579			556		10			844			779
	Consumer and Other	-			-			-		-			-			-
	Total	13		$	1,175		$	787		19		$	2,700		$	2,243
		Three months ended								Six months ended
		June 30, 2013								June 30, 2013
		Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
				Recorded			Recorded					Recorded			Recorded
				Principal			Principal					Principal			Principal
				Balance			Balance					Balance			Balance
	Agriculture and Agricultural Real Estate	-		$	-		$	-		-		$	-		$	-
	Commercial	4			181			139		7			354			311
	Commercial Real Estate	4			586			575		7			2,047			1,988
	Construction Real Estate	-			-			-		-			-			-
	Residential Real Estate	5			460			297		16			1,446			1,155
	Consumer and Other	2			17			13		4			266			25
	Total	15		$	1,244		$	1,024		34		$	4,113		$	3,479

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule Of Investment Securities Portfolio [Table Text Block]	'
	The following is a summary of the Bank’s investment securities portfolio as of June 30, 2014 and December 31, 2013 (000’s omitted):
		Held to Maturity
		June 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	32,878	$	999	$	-157	$	33,720
	Corporate Debt Securities		500		-		-		500
		$	33,378	$	999	$	-157	$	34,220
		Available for Sale
		June 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	338,541	$	2,732	$	-4,170	$	337,103
	Mortgage Backed Securities issued by U.S. Government Agencies		67,802		454		-671		67,585
	Obligations of States and Political Subdivisions		14,795		436		-64		15,167
	Trust Preferred CDO Securities		9,363		-		-3,396		5,967
	Corporate Debt Securities		7,971		85		-3		8,053
	Equity Securities		2,044		81		-		2,125
		$	440,516	$	3,788	$	-8,304	$	436,000
		Held to Maturity
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	34,346	$	557	$	-364	$	34,539
	Corporate Debt Securities		500		-		-		500
		$	34,846	$	557	$	-364	$	35,039
		Available for Sale
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	277,383	$	1,147	$	-11,817	$	266,713
	Mortgage Backed Securities issued by U.S. Government Agencies		97,168		995		-1,637		96,526
	Obligations of States and Political Subdivisions		15,197		289		-123		15,363
	Trust Preferred CDO Securities		9,509		-		-3,758		5,751
	Corporate Debt Securities		7,967		104		-		8,071
	Equity Securities		2,584		43		-95		2,532
		$	409,808	$	2,578	$	-17,430	$	394,956
Expected Maturities Of Amortized Cost and Estimated Market Value [Table Text Block]	'
	The amortized cost and estimated market values of securities by contractual maturity as of June 30, 2014 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in
	1 year or less	$	5,497	$	5,537	$	7,578	$	7,623
	After 1 year through five years		13,551		13,847		63,094		62,910
	After 5 years through 10 years		11,400		11,691		272,897		272,306
	After 10 years		2,930		3,145		27,101		23,451
	Total		33,378		34,220		370,670		366,290
	Mortgage Backed Securities		-		-		67,802		67,585
	Securities with no stated maturity		-		-		2,044		2,125
	Total	$	33,378	$	34,220	$	440,516	$	436,000
Schedule Of Gross Unrealized Losses and Fair Value Of Investments With Unrealized Losses [Table Text Block]	'
	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013.
	June 30, 2014
		Less than 12 months				12 months or longer				Total
		Aggregate		Gross		Aggregate		Gross		Aggregate		Gross
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Obligations of United States Government Agencies	$	33,990	$	134	$	161,737	$	4,036	$	195,727	$	4,170
	Mortgage Backed Securities issued by U.S. Government Agencies		10,360		50		36,636		621		46,996		671
	Obligations of States and Political Subdivisions		3,682		73		4,824		148		8,506		221
	Trust Preferred CDO Securities		-		-		5,967		3,396		5,967		3,396
	Corporate Debt Securities		2,000		3		-		-		2,000		3
		$	50,032	$	260	$	209,164	$	8,201	$	259,196	$	8,461
	December 31, 2013
		Less than 12 months				12 months or longer				Total
		Aggregate		Gross		Aggregate		Gross		Aggregate		Gross
		Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
				Losses				Losses				Losses
	Obligations of United States Government Agencies	$	234,264	$	10,828	$	13,614	$	989	$	247,878	$	11,817
	Mortgage Backed Securities issued by U.S. Government Agencies		49,202		1,005		14,544		632		63,746		1,637
	Obligations of States and Political Subdivisions		10,384		321		3,113		166		13,497		487
	Trust Preferred CDO Securities		-		-		5,751		3,758		5,751		3,758
	Equity Securities		-		-		445		95		445		95
		$	293,850	$	12,154	$	37,467	$	5,640	$	331,317	$	17,794

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule Of Fair Value And Carrying Value [Table Text Block]	'
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at June 30, 2014 and December 31, 2013, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	June 30, 2014	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	26,716	$	26,716	$	-	$	-	$	26,716
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		32,878		-		33,720		-		33,720
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		337,103		-		337,103		-		337,103
	MBS issued by U.S. Government Agencies		67,585		-		67,585		-		67,585
	Obligations of States and Political Subdivisions		15,167		-		15,167		-		15,167
	Trust Preferred CDO Securities		5,967		-		-		5,967		5,967
	Corporate Debt Securities		8,053		-		8,053		-		8,053
	Other Securities		2,125		2,125		-		-		2,125
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		1,219		-		-		1,219		1,219
	Loans, net		583,583		-		-		593,407		593,407
	Accrued Interest Receivable		3,851		-		-		3,851		3,851
	Financial Liabilities:
	Noninterest Bearing Deposits		194,946		194,946		-		-		194,946
	Interest Bearings Deposits		854,843		-		857,321		-		857,321
	Borrowed funds
	FHLB Advances		-		-		-		-		-
	Repurchase Agreements		15,000		-		16,144		-		16,144
	Accrued Interest Payable		162		-		-		162		162
										Total
		Carrying								Estimated
	December 31, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	77,798	$	77,798	$	-	$	-	$	77,798
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		34,346		-		34,539		-		34,539
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		266,713		-		266,713		-		266,713
	MBS issued by U.S. Government Agencies		96,526		-		96,526		-		96,526
	Obligations of States and Political Subdivisions		15,363		-		15,363		-		15,363
	Trust Preferred CDO Securities		5,751		-		-		5,751		5,751
	Corporate Debt Securities		8,071		-		8,071		-		8,071
	Other Securities		2,532		2,087		445		-		2,532
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		668		-		-		668		668
	Loans, net		581,381		-		-		591,471		591,471
	Accrued Interest Receivable		3,502		-		-		3,502		3,502
	Financial Liabilities:
	Noninterest Bearing Deposits		215,844		215,844		-		-		215,844
	Interest Bearings Deposits		853,874		-		857,149		-		857,149
	Borrowed funds
	FHLB Advances		12,000		-		12,000		-		12,000
	Repurchase Agreements		15,000		-		16,352		-		16,352
	Accrued Interest Payable		179		-		-		179		179
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2014		2013
	Balance at January 1	$	5,751	$	5,406
	Total realized and unrealized gains (losses) included in income		-21		-8
	Total unrealized gains (losses) included in other comprehensive income		362		117
	Net purchases, sales, calls and maturities		-125		-
	Net transfers in/out of Level 3		-		-
	Balance at June 30	$	5,967	$	5,515
Fair Value Assets Measured On Nonrecurring Basis [Table Text Block]	'
	Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
		Balance at		Quoted Prices in		Significant Other		Significant
		June 30, 2014		Active Markets for		Observable		Unobservable
				Identical Assets		Inputs (Level 2)		Inputs (Level 3)
				(Level 1)
	Impaired loans	$	48,313	$	-	$	-	$	48,313
	Other Real Estate Owned	$	7,911	$	-	$	-	$	7,911
		Balance at		Quoted Prices in		Significant Other		Significant
		December 31,		Active Markets for		Observable		Unobservable
		2013		Identical Assets		Inputs (Level 2)		Inputs (Level 3)
				(Level 1)
	Impaired loans	$	60,471	$	-	$	-	$	60,471
	Other Real Estate Owned	$	9,628	$	-	$	-	$	9,628

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Off Balance Sheet Risk [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		June 30,		December 31,
		2014		2013
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	58,278	$	68,159
	Unused portion of credit card lines of credit		3,342		3,255
	Unused portion of home equity lines of credit		17,464		16,769
	Standby letters of credit and financial guarantees written		3,577		3,667
	All other off-balance sheet commitments		-		-

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Basic	'	'	'	'
Net income (in dollars)	$1,687	$1,496	$3,454	$2,610
Average common shares outstanding	22,205,086	17,906,085	21,515,737	17,712,310
Earnings per common share - basic (in dollars per share)	$0.08	$0.08	$0.16	$0.15
Diluted	'	'	'	'
Net income (in dollars)	$1,687	$1,496	$3,454	$2,610
Average common shares outstanding	22,205,086	17,906,085	21,515,737	17,712,310
Equity compensation	293,150	260,135	289,428	246,259
Average common shares outstanding - diluted	22,498,236	18,166,220	21,805,165	17,958,569
Earnings per common share - diluted (in dollars per share)	$0.08	$0.08	$0.16	$0.15

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	6 Months Ended
	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Options Outstanding, January 1, 2014, Shares	283,900
Granted, Shares	0
Exercised, Shares	0
Forfeited, Shares	1,500
Expired, Shares	77,000
Options Outstanding, June 30, 2014, Shares	205,400
Options Exercisable, June 30, 2014, Shares	205,400
Options Outstanding, January 1, 2014, Weighted Average Exercise Price	$18.41
Granted, Weighted Average Exercise Price	$0
Exercised, Weighted Average Exercise Price	$0
Forfeited, Weighted Average Exercise Price	$15.33
Expired, Weighted Average Exercise Price	$16.69
Options Outstanding, June 30, 2014, Weighted Average Exercise Price	$19.08
Options Exercisable, June 30, 2014 Weighted Average Exercise Price	$19.08

STOCK_BASED_COMPENSATION_Detai1

STOCK BASED COMPENSATION (Details 1) (USD $)	6 Months Ended
	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
SOSARs Outstanding, January 1, 2014 Shares	472,271
Granted, Shares	110,000
Exercised, Shares	18,998
Forfeited, Shares	5,834
SOSARs Outstanding, June 30, 2014, Shares	557,439
SOSARs Exercisable, June 30, 2014, Shares	352,062
SOSARs Outstanding, January 1, 2014, Weighted Average Exercise Price	$3.23
Granted, Weighted Average Exercise Price	$4.90
Exercised , Weighted Average Exercise Price	$2.15
Forfeited, Weighted Average Exercise Price	$4.91
SOSARs Outstanding, June 30, 2014, Weighted Average Exercise Price	$3.58
SOSARs Exercisable, June 30, 2014, Weighted Average Exercise Price	$3.53

STOCK_BASED_COMPENSATION_Detai2

STOCK BASED COMPENSATION (Details Textual) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Restricted Stock or Unit Expense	$79,000	$72,000	$146,000	$145,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	110,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	$4.90	'
Share based Compensation Arrangement by Share based Payment Award, Equity Instruments Other than Options, Granted Percentage	'	'	50.00%	'
Fair Value Common Stock	$5.47	'	$5.47	'
Common Stock [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Shares, Issued	124,863	'	124,863	'
Stock Appreciation Rights (SARs) [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1	$683,000	'	$683,000	'
Executive Officer [Member] | Stock Incentive Plan 2008 [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	110,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	$2.98	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	'	'	'7 years	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	'	'	60.11%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	'	'	2.27%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	'	'	0.00%	'

LOANS_Details

LOANS (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$598,584	'	$597,590	$615,371	'	'
Less: Allowance for loan losses	15,001	16,158	16,209	17,195	17,899	17,299
Loans - Net	583,583	'	581,381	'	'	'
Residential real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	222,449	'	228,024	'	'	'
Commercial and Construction real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	280,824	'	280,579	'	'	'
Agriculture and agricultural real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	17,207	'	14,997	'	'	'
Commercial and industrial loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	62,963	'	59,440	'	'	'
Loans to individuals for household, family, and other personal expenditures [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$15,141	'	$14,550	'	'	'

LOANS_Details_1

LOANS (Details Textuals) (USD $)	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Loans and Leases Receivable, Related Parties	$250,000

LOANS_Details_Textuals

LOANS (Details Textuals) (USD $)	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Loans and Leases Receivable, Related Parties	$250,000

ALLOWANCE_FOR_LOAN_LOSSES_Deta

ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	$16,158	$17,899	$16,209	$17,299	'
Charge-offs	-1,662	-1,673	-2,336	-3,260	'
Recoveries	405	569	928	1,256	'
Provision	100	400	200	1,900	'
Ending balance	15,001	17,195	15,001	17,195	'
Ending balance individually evaluated for impairment	5,637	7,432	5,637	7,432	'
Ending balance collectively evaluated for impairment	9,364	9,763	9,364	9,763	'
Ending balance	15,001	17,195	15,001	17,195	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	48,313	68,193	48,313	68,193	'
Ending balance collectively evaluated for impairment	550,271	547,178	550,271	547,178	'
Ending balance	598,584	615,371	598,584	615,371	597,590
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	205	70	171	76	'
Charge-offs	0	0	0	0	'
Recoveries	5	0	5	0	'
Provision	4	39	38	33	'
Ending balance	214	109	214	109	'
Ending balance individually evaluated for impairment	36	0	36	0	'
Ending balance collectively evaluated for impairment	178	109	178	109	'
Ending balance	214	109	214	109	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	947	423	947	423	'
Ending balance collectively evaluated for impairment	16,260	14,421	16,260	14,421	'
Ending balance	17,207	14,844	17,207	14,844	14,997
Commercial [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	1,780	2,153	1,989	2,224	'
Charge-offs	-440	-199	-626	-402	'
Recoveries	56	27	89	263	'
Provision	-108	461	-164	357	'
Ending balance	1,288	2,442	1,288	2,442	'
Ending balance individually evaluated for impairment	511	1,237	511	1,237	'
Ending balance collectively evaluated for impairment	777	1,205	777	1,205	'
Ending balance	1,288	2,442	1,288	2,442	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	1,870	5,735	1,870	5,735	'
Ending balance collectively evaluated for impairment	61,093	66,342	61,093	66,342	'
Ending balance	62,963	72,077	62,963	72,077	59,440
Commercial Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	7,460	7,908	7,030	7,551	'
Charge-offs	-1,103	-1,056	-1,211	-1,868	'
Recoveries	211	226	276	290	'
Provision	967	478	1,440	1,583	'
Ending balance	7,535	7,556	7,535	7,556	'
Ending balance individually evaluated for impairment	2,234	2,648	2,234	2,648	'
Ending balance collectively evaluated for impairment	5,301	4,908	5,301	4,908	'
Ending balance	7,535	7,556	7,535	7,556	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	27,281	39,176	27,281	39,176	'
Ending balance collectively evaluated for impairment	238,694	229,600	238,694	229,600	'
Ending balance	265,975	268,776	265,975	268,776	265,912
Construction Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	1,430	2,469	1,397	2,401	'
Charge-offs	0	-19	-210	-37	'
Recoveries	20	14	254	288	'
Provision	-303	-575	-294	-763	'
Ending balance	1,147	1,889	1,147	1,889	'
Ending balance individually evaluated for impairment	900	1,434	900	1,434	'
Ending balance collectively evaluated for impairment	247	455	247	455	'
Ending balance	1,147	1,889	1,147	1,889	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	3,221	6,671	3,221	6,671	'
Ending balance collectively evaluated for impairment	11,628	9,959	11,628	9,959	'
Ending balance	14,849	16,630	14,849	16,630	14,667
Residential Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	4,478	5,108	4,606	4,715	'
Charge-offs	-79	-383	-211	-816	'
Recoveries	73	239	238	319	'
Provision	-192	-177	-353	569	'
Ending balance	4,280	4,787	4,280	4,787	'
Ending balance individually evaluated for impairment	1,713	2,005	1,713	2,005	'
Ending balance collectively evaluated for impairment	2,567	2,782	2,567	2,782	'
Ending balance	4,280	4,787	4,280	4,787	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	14,438	15,826	14,438	15,826	'
Ending balance collectively evaluated for impairment	208,011	211,893	208,011	211,893	'
Ending balance	222,449	227,719	222,449	227,719	228,024
Consumer and Other [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	805	191	1,016	332	'
Charge-offs	-40	-16	-78	-137	'
Recoveries	40	63	66	96	'
Provision	-268	174	-467	121	'
Ending balance	537	412	537	412	'
Ending balance individually evaluated for impairment	243	108	243	108	'
Ending balance collectively evaluated for impairment	294	304	294	304	'
Ending balance	537	412	537	412	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	556	362	556	362	'
Ending balance collectively evaluated for impairment	14,585	14,963	14,585	14,963	'
Ending balance	$15,141	$15,325	$15,141	$15,325	$14,550

ALLOWANCE_FOR_LOAN_LOSSES_Deta1

ALLOWANCE FOR LOAN LOSSES (Details 1) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	$598,584	$597,590	$615,371
Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	549,874	541,384	'
Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	48,710	56,206	'
Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	155,855	156,696	'
Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,565	4,248	'
Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,605	1,257	'
Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	18,875	16,682	'
Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	288,828	280,641	'
Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	66,191	66,127	'
Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	63,665	71,939	'
Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	17,207	14,997	14,844
Agriculture and Agricultural Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	16,176	14,428	'
Agriculture and Agricultural Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,031	569	'
Agriculture and Agricultural Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	132	144	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	280	31	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	186	788	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	14,603	12,304	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	968	838	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,038	892	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	62,963	59,440	72,077
Commercial [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	61,114	56,941	'
Commercial [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,849	2,499	'
Commercial [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,026	2,151	'
Commercial [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,199	4,054	'
Commercial [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	305	153	'
Commercial [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	4,413	4,000	'
Commercial [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	42,421	34,130	'
Commercial [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	7,138	11,594	'
Commercial [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,461	3,358	'
Commercial [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	265,975	265,912	268,776
Commercial Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	240,175	235,531	'
Commercial Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	25,800	30,381	'
Commercial Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	882	931	'
Commercial Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	13,295	10,755	'
Commercial Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	175,288	172,592	'
Commercial Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	40,393	41,914	'
Commercial Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	36,117	39,720	'
Commercial Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	14,849	14,667	16,630
Construction Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	11,518	9,732	'
Construction Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,331	4,935	'
Construction Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	5,445	3,643	'
Construction Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	84	99	'
Construction Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	4,886	4,825	'
Construction Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,475	2,525	'
Construction Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,959	3,575	'
Construction Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	222,449	228,024	227,719
Residential Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	206,591	211,149	'
Residential Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,858	16,875	'
Residential Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	136,800	141,102	'
Residential Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	138	142	'
Residential Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	897	1,040	'
Residential Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	48,156	53,047	'
Residential Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,016	9,005	'
Residential Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	21,442	23,688	'
Residential Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,141	14,550	15,325
Consumer and Other [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	14,300	13,603	'
Consumer and Other [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	841	947	'
Consumer and Other [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	10,452	9,656	'
Consumer and Other [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	366	194	'
Consumer and Other [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,474	3,743	'
Consumer and Other [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	201	251	'
Consumer and Other [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	648	706	'
Consumer and Other [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta2

ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	$6,420	$4,789	'
60-89 Days Past Due	2,060	1,748	'
>90 Days Past Due	3,325	7,559	'
Total Past Due	11,805	14,096	'
Current	586,779	583,494	'
Total loans	598,584	597,590	615,371
Recorded Investment >90 Days Past Due and Accruing	4	46	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	106	210	'
60-89 Days Past Due	0	0	'
>90 Days Past Due	84	171	'
Total Past Due	190	381	'
Current	17,017	14,616	'
Total loans	17,207	14,997	14,844
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	123	87	'
60-89 Days Past Due	48	93	'
>90 Days Past Due	53	210	'
Total Past Due	224	390	'
Current	62,739	59,050	'
Total loans	62,963	59,440	72,077
Recorded Investment >90 Days Past Due and Accruing	4	46	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	4,027	1,640	'
60-89 Days Past Due	1,484	535	'
>90 Days Past Due	1,928	3,506	'
Total Past Due	7,439	5,681	'
Current	258,536	260,231	'
Total loans	265,975	265,912	268,776
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Construction Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	83	90	'
60-89 Days Past Due	0	265	'
>90 Days Past Due	150	1,177	'
Total Past Due	233	1,532	'
Current	14,616	13,135	'
Total loans	14,849	14,667	16,630
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	2,012	2,612	'
60-89 Days Past Due	516	803	'
>90 Days Past Due	1,036	2,342	'
Total Past Due	3,564	5,757	'
Current	218,885	222,267	'
Total loans	222,449	228,024	227,719
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Consumer and Other [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	69	150	'
60-89 Days Past Due	12	52	'
>90 Days Past Due	74	153	'
Total Past Due	155	355	'
Current	14,986	14,195	'
Total loans	15,141	14,550	15,325
Recorded Investment >90 Days Past Due and Accruing	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta3

ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	$19,048	$23,710
Agriculture and Agricultural Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	84	172
Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	508	1,035
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	10,544	13,289
Construction Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	712	2,009
Residential Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	6,915	6,865
Consumer and Other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	$285	$340

ALLOWANCE_FOR_LOAN_LOSSES_Deta4

ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	$259	'	$259	'	$0
With no related allowance recorded, Unpaid Principal Balance	259	'	259	'	0
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	259	423	259	423	'
With no related allowance recorded, Interest Income Recognized	2	12	3	23	'
With an allowance recorded, Recorded Investment	688	'	688	'	398
With an allowance recorded, Unpaid Principal Balance	687	'	687	'	397
With an allowance recorded, Related Allowance	36	'	36	'	1
With an allowance recorded, Average Recorded Investment	701	0	707	0	'
With an allowance recorded, Interest Income Recognized	9	0	19	0	'
Total, Recorded Investment	947	'	947	'	398
Total, Unpaid Principal Balance	946	'	946	'	397
Total, Related Allowance	36	'	36	'	1
Total, Average Recorded Investment	960	423	966	423	'
Total, Interest Income Recognized	11	12	22	23	'
Commercial [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	736	'	736	'	869
With no related allowance recorded, Unpaid Principal Balance	920	'	920	'	966
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	873	788	921	807	'
With no related allowance recorded, Interest Income Recognized	17	9	26	16	'
With an allowance recorded, Recorded Investment	1,134	'	1,134	'	1,540
With an allowance recorded, Unpaid Principal Balance	1,214	'	1,214	'	1,627
With an allowance recorded, Related Allowance	511	'	511	'	1,031
With an allowance recorded, Average Recorded Investment	1,162	4,900	1,176	4,882	'
With an allowance recorded, Interest Income Recognized	16	54	31	116	'
Total, Recorded Investment	1,870	'	1,870	'	2,409
Total, Unpaid Principal Balance	2,134	'	2,134	'	2,593
Total, Related Allowance	511	'	511	'	1,031
Total, Average Recorded Investment	2,035	5,688	2,097	5,689	'
Total, Interest Income Recognized	33	63	57	132	'
Commercial Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	13,191	'	13,191	'	19,567
With no related allowance recorded, Unpaid Principal Balance	16,785	'	16,785	'	23,005
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	13,717	18,556	14,807	18,798	'
With no related allowance recorded, Interest Income Recognized	230	167	388	359	'
With an allowance recorded, Recorded Investment	14,090	'	14,090	'	16,025
With an allowance recorded, Unpaid Principal Balance	15,366	'	15,366	'	20,032
With an allowance recorded, Related Allowance	2,234	'	2,234	'	2,697
With an allowance recorded, Average Recorded Investment	14,712	23,510	14,749	23,646	'
With an allowance recorded, Interest Income Recognized	163	253	323	490	'
Total, Recorded Investment	27,281	'	27,281	'	35,592
Total, Unpaid Principal Balance	32,151	'	32,151	'	43,037
Total, Related Allowance	2,234	'	2,234	'	2,697
Total, Average Recorded Investment	28,429	42,066	29,556	42,444	'
Total, Interest Income Recognized	393	420	711	849	'
Construction Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	550	'	550	'	1,165
With no related allowance recorded, Unpaid Principal Balance	1,790	'	1,790	'	2,408
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	925	2,104	972	2,109	'
With no related allowance recorded, Interest Income Recognized	13	12	18	47	'
With an allowance recorded, Recorded Investment	2,671	'	2,671	'	3,615
With an allowance recorded, Unpaid Principal Balance	2,699	'	2,699	'	4,236
With an allowance recorded, Related Allowance	900	'	900	'	1,194
With an allowance recorded, Average Recorded Investment	2,775	5,103	2,865	5,187	'
With an allowance recorded, Interest Income Recognized	29	68	60	122	'
Total, Recorded Investment	3,221	'	3,221	'	4,780
Total, Unpaid Principal Balance	4,489	'	4,489	'	6,644
Total, Related Allowance	900	'	900	'	1,194
Total, Average Recorded Investment	3,700	7,207	3,837	7,296	'
Total, Interest Income Recognized	42	80	78	169	'
Residential Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	6,896	'	6,896	'	7,929
With no related allowance recorded, Unpaid Principal Balance	7,796	'	7,796	'	9,035
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	7,350	6,856	7,426	6,991	'
With no related allowance recorded, Interest Income Recognized	84	84	168	168	'
With an allowance recorded, Recorded Investment	7,542	'	7,542	'	8,745
With an allowance recorded, Unpaid Principal Balance	7,882	'	7,882	'	9,194
With an allowance recorded, Related Allowance	1,713	'	1,713	'	1,809
With an allowance recorded, Average Recorded Investment	7,801	9,459	7,648	9,646	'
With an allowance recorded, Interest Income Recognized	87	87	158	185	'
Total, Recorded Investment	14,438	'	14,438	'	16,674
Total, Unpaid Principal Balance	15,678	'	15,678	'	18,229
Total, Related Allowance	1,713	'	1,713	'	1,809
Total, Average Recorded Investment	15,151	16,315	15,074	16,637	'
Total, Interest Income Recognized	171	171	326	353	'
Consumer and Other [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	54	'	54	'	33
With no related allowance recorded, Unpaid Principal Balance	57	'	57	'	36
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	55	1	57	1	'
With no related allowance recorded, Interest Income Recognized	1	0	2	0	'
With an allowance recorded, Recorded Investment	502	'	502	'	585
With an allowance recorded, Unpaid Principal Balance	499	'	499	'	581
With an allowance recorded, Related Allowance	243	'	243	'	265
With an allowance recorded, Average Recorded Investment	503	359	507	364	'
With an allowance recorded, Interest Income Recognized	5	5	11	11	'
Total, Recorded Investment	556	'	556	'	618
Total, Unpaid Principal Balance	556	'	556	'	617
Total, Related Allowance	243	'	243	'	265
Total, Average Recorded Investment	558	360	564	365	'
Total, Interest Income Recognized	$6	$5	$13	$11	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta5

ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	13	15	19	34
Pre-Modification Recorded Principal Balance	$1,175	$1,244	$2,700	$4,113
Post-Modification Recorded Principal Balance	787	1,024	2,243	3,479
Agriculture and Agricultural Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	0	1	0
Pre-Modification Recorded Principal Balance	0	0	314	0
Post-Modification Recorded Principal Balance	0	0	314	0
Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	4	4	4	7
Pre-Modification Recorded Principal Balance	295	181	295	354
Post-Modification Recorded Principal Balance	91	139	91	311
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	2	4	4	7
Pre-Modification Recorded Principal Balance	301	586	1,247	2,047
Post-Modification Recorded Principal Balance	140	575	1,059	1,988
Construction Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Pre-Modification Recorded Principal Balance	0	0	0	0
Post-Modification Recorded Principal Balance	0	0	0	0
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	7	5	10	16
Pre-Modification Recorded Principal Balance	579	460	844	1,446
Post-Modification Recorded Principal Balance	556	297	779	1,155
Consumer and Other [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	2	0	4
Pre-Modification Recorded Principal Balance	0	17	0	266
Post-Modification Recorded Principal Balance	$0	$13	$0	$25

ALLOWANCE_FOR_LOAN_LOSSES_Deta6

ALLOWANCE FOR LOAN LOSSES (Details Textuals) (USD $)	6 Months Ended
	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]	'
Minimum Aggregate Credit Exposure To Assign Grade	$4,679,000

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	$33,378	$34,846
Held to Maturity, Gross Unrealized Gains	999	557
Held to Maturity, Gross Unrealized Losses	-157	-364
Held to Maturity, Estimated Market Value	34,220	35,039
Available for Sale, Amortized Cost	440,516	409,808
Available for Sale, Gross Unrealized Gains	3,788	2,578
Available for Sale, Gross Unrealized Losses	-8,304	-17,430
Available For Sale, Estimated Market Value	436,000	394,956
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	67,802	97,168
Available for Sale, Gross Unrealized Gains	454	995
Available for Sale, Gross Unrealized Losses	-671	-1,637
Available For Sale, Estimated Market Value	67,585	96,526
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	32,878	34,346
Held to Maturity, Gross Unrealized Gains	999	557
Held to Maturity, Gross Unrealized Losses	-157	-364
Held to Maturity, Estimated Market Value	33,720	34,539
Available for Sale, Amortized Cost	14,795	15,197
Available for Sale, Gross Unrealized Gains	436	289
Available for Sale, Gross Unrealized Losses	-64	-123
Available For Sale, Estimated Market Value	15,167	15,363
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	9,363	9,509
Available for Sale, Gross Unrealized Gains	0	0
Available for Sale, Gross Unrealized Losses	-3,396	-3,758
Available For Sale, Estimated Market Value	5,967	5,751
Corporate Debt Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	500	500
Held to Maturity, Gross Unrealized Gains	0	0
Held to Maturity, Gross Unrealized Losses	0	0
Held to Maturity, Estimated Market Value	500	500
Available for Sale, Amortized Cost	7,971	7,967
Available for Sale, Gross Unrealized Gains	85	104
Available for Sale, Gross Unrealized Losses	-3	0
Available For Sale, Estimated Market Value	8,053	8,071
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	2,044	2,584
Available for Sale, Gross Unrealized Gains	81	43
Available for Sale, Gross Unrealized Losses	0	-95
Available For Sale, Estimated Market Value	2,125	2,532
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	338,541	277,383
Available for Sale, Gross Unrealized Gains	2,732	1,147
Available for Sale, Gross Unrealized Losses	-4,170	-11,817
Available For Sale, Estimated Market Value	$337,103	$266,713

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment Holdings [Line Items]	'	'
Available for Sale Amortized Cost 1 year or less	$7,578	'
Available for Sale Amortized Cost After 1 year through 5 years	63,094	'
Available for Sale Amortized Cost After 5 years through 10 years	272,897	'
Available for Sale Amortized Cost After 10 years	27,101	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	370,670	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Amortized Cost	67,802	'
Available for Sale Securities with no stated maturity Amortized Cost	2,044	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Amortized Cost Basis	440,516	'
Available-for-sale Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	7,623	'
Available-for-sale Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	62,910	'
Available-for-sale Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	272,306	'
Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Fair Value	23,451	'
Available For Sale Securities Debt Maturities Total	366,290	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Fair Value	67,585	'
Available-for-sale Securities, Debt Maturities, Securities with no stated maturity, Fair Value	2,125	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Fair Value	436,000	'
Held To Maturity Securities Debt Maturities Next Rolling Twelve Months Amortized Cost	5,497	'
Held To Maturity Securities Debt Maturities Next Rolling Year One Through Five Amortized Cost	13,551	'
Held To Maturity Securities Debt Maturities Next Rolling Year Five Through Ten Amortized Cost	11,400	'
Held To Maturity Securities Debt Maturities Next Rolling Year After Ten Years Amortized Cost	2,930	'
Held To Maturity Debt Maturities Amortized Cost Total	33,378	'
Held To Maturity Securities Mortgage Backed Securities Amortized Cost	0	'
Held To Maturity Securities Debt Maturities, Securities with no stated maturity Amortized Cost	0	'
Held To Maturity Securities Amortized Cost Total	33,378	34,846
Held-to-maturity Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	5,537	'
Held-to-maturity Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	13,847	'
Held-to-maturity Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	11,691	'
Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Fair Value	3,145	'
Held To Maturity Debt Maturities Total	34,220	'
Held To Maturity Securities Debt Maturities Mortgage Backed Securities Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Securities with no stated maturity, Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Fair Value	$34,220	$35,039

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2 ) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	$50,032	$293,850
Less than 12 months, Gross Unrealized Losses	260	12,154
12 months or longer, Aggregate Fair Value	209,164	37,467
12 months or longer, Gross Unrealized Losses	8,201	5,640
Aggregate Fair Value, Total	259,196	331,317
Gross Unrealized Losses, Total	8,461	17,794
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	33,990	234,264
Less than 12 months, Gross Unrealized Losses	134	10,828
12 months or longer, Aggregate Fair Value	161,737	13,614
12 months or longer, Gross Unrealized Losses	4,036	989
Aggregate Fair Value, Total	195,727	247,878
Gross Unrealized Losses, Total	4,170	11,817
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	10,360	49,202
Less than 12 months, Gross Unrealized Losses	50	1,005
12 months or longer, Aggregate Fair Value	36,636	14,544
12 months or longer, Gross Unrealized Losses	621	632
Aggregate Fair Value, Total	46,996	63,746
Gross Unrealized Losses, Total	671	1,637
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	3,682	10,384
Less than 12 months, Gross Unrealized Losses	73	321
12 months or longer, Aggregate Fair Value	4,824	3,113
12 months or longer, Gross Unrealized Losses	148	166
Aggregate Fair Value, Total	8,506	13,497
Gross Unrealized Losses, Total	221	487
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	0	0
Less than 12 months, Gross Unrealized Losses	0	0
12 months or longer, Aggregate Fair Value	5,967	5,751
12 months or longer, Gross Unrealized Losses	3,396	3,758
Aggregate Fair Value, Total	5,967	5,751
Gross Unrealized Losses, Total	3,396	3,758
Corporate Debt Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	2,000	'
Less than 12 months, Gross Unrealized Losses	3	'
12 months or longer, Aggregate Fair Value	0	'
12 months or longer, Gross Unrealized Losses	0	'
Aggregate Fair Value, Total	2,000	'
Gross Unrealized Losses, Total	3	'
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	'	0
Less than 12 months, Gross Unrealized Losses	'	0
12 months or longer, Aggregate Fair Value	'	445
12 months or longer, Gross Unrealized Losses	'	95
Aggregate Fair Value, Total	'	445
Gross Unrealized Losses, Total	'	$95

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	$26,716	$77,798	$35,484	$112,507
Securities - Held to Maturity Carrying Value	33,378	34,846	'	'
Securities - Available for Sale Carrying Value	436,000	394,956	'	'
Federal Home Loan Bank Stock Carrying Value	10,605	10,605	'	'
Loans Held for Sale Carrying value	1,219	668	'	'
Loans, net Carrying Value	583,583	581,381	'	'
Accrued Interest Receivable Carrying Value	3,851	3,502	'	'
Cash and due from banks Estimated Fair Value	26,716	77,798	'	'
Securities - Held to Maturity Estimated Fair Value	34,220	35,039	'	'
Securities - Available for Sale Estimated Fair Value	436,000	394,956	'	'
Federal Home Loan Bank Stock Estimated Fair Value	10,605	10,605	'	'
Loans Held for Sale Estimated Fair Value	1,219	668	'	'
Loans, net Estimated Fair Value	593,407	591,471	'	'
Accrued Interest Receivable Estimated Fair Value	3,851	3,502	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	194,946	215,844	'	'
Interest Bearings Deposits Carrying Value	854,843	853,874	'	'
FHLB Advances Carrying Value	0	12,000	'	'
Repurchase Agreements Carrying Value	15,000	15,000	'	'
Accrued Interest Payable Carrying Value	162	179	'	'
Noninterest Bearing Deposits Estimated Fair Value	194,946	215,844	'	'
Interest Bearings Deposits Estimated Fair Value	857,321	857,149	'	'
FHLB Advances Estimated Fair Value	0	12,000	'	'
Repurchase Agreements Estimated Fair Value	16,144	16,352	'	'
Accrued Interest Payable Estimated Fair Value	162	179	'	'
Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	337,103	266,713	'	'
Securities - Available for Sale Estimated Fair Value	337,103	266,713	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	26,716	77,798	'	'
Federal Home Loan Bank Stock Carrying Value	0	0	'	'
Loans Held for Sale Carrying value	0	0	'	'
Loans, net Carrying Value	0	0	'	'
Accrued Interest Receivable Carrying Value	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	194,946	215,844	'	'
Interest Bearings Deposits Carrying Value	0	0	'	'
FHLB Advances Carrying Value	0	0	'	'
Repurchase Agreements Carrying Value	0	0	'	'
Accrued Interest Payable Carrying Value	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	0	0	'	'
Federal Home Loan Bank Stock Carrying Value	10,605	10,605	'	'
Loans Held for Sale Carrying value	0	0	'	'
Loans, net Carrying Value	0	0	'	'
Accrued Interest Receivable Carrying Value	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	0	0	'	'
Interest Bearings Deposits Carrying Value	857,321	857,149	'	'
FHLB Advances Carrying Value	0	12,000	'	'
Repurchase Agreements Carrying Value	16,144	16,352	'	'
Accrued Interest Payable Carrying Value	0	0	'	'
Fair Value, Inputs, Level 2 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	337,103	266,713	'	'
Securities - Available for Sale Estimated Fair Value	337,103	266,713	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	0	0	'	'
Federal Home Loan Bank Stock Carrying Value	0	0	'	'
Loans Held for Sale Carrying value	1,219	668	'	'
Loans, net Carrying Value	593,407	591,471	'	'
Accrued Interest Receivable Carrying Value	3,851	3,502	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	0	0	'	'
Interest Bearings Deposits Carrying Value	0	0	'	'
FHLB Advances Carrying Value	0	0	'	'
Repurchase Agreements Carrying Value	0	0	'	'
Accrued Interest Payable Carrying Value	162	179	'	'
Fair Value, Inputs, Level 3 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	32,878	34,346	'	'
Securities - Available for Sale Carrying Value	15,167	15,363	'	'
Securities - Held to Maturity Estimated Fair Value	33,720	34,539	'	'
Securities - Available for Sale Estimated Fair Value	15,167	15,363	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	33,720	34,539	'	'
Securities - Available for Sale Carrying Value	15,167	15,363	'	'
Securities - Available for Sale Estimated Fair Value	15,167	15,363	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	500	500	'	'
Securities - Available for Sale Carrying Value	8,053	8,071	'	'
Securities - Held to Maturity Estimated Fair Value	500	500	'	'
Securities - Available for Sale Estimated Fair Value	8,053	8,071	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	500	500	'	'
Securities - Available for Sale Carrying Value	8,053	8,071	'	'
Securities - Available for Sale Estimated Fair Value	8,053	8,071	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	67,585	96,526	'	'
Securities - Available for Sale Estimated Fair Value	67,585	96,526	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	67,585	96,526	'	'
Securities - Available for Sale Estimated Fair Value	67,585	96,526	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	5,967	5,751	'	'
Securities - Available for Sale Estimated Fair Value	5,967	5,751	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	5,967	5,751	'	'
Securities - Available for Sale Estimated Fair Value	5,967	5,751	'	'
Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	2,125	2,532	'	'
Securities - Available for Sale Estimated Fair Value	2,125	2,532	'	'
Other Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	2,125	2,087	'	'
Securities - Available for Sale Estimated Fair Value	2,125	2,087	'	'
Other Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	445	'	'
Securities - Available for Sale Estimated Fair Value	0	445	'	'
Other Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	$0	$0	'	'

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 1) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Balance at January 1	$5,751	$5,406
Total realized and unrealized gains (losses) included in income	-21	-8
Total unrealized gains (losses) included in other comprehensive income	362	117
Net purchases, sales, calls and maturities	-125	0
Net transfers in/out of Level 3	0	0
Balance at June 30	$5,967	$5,515

FAIR_VALUE_OF_FINANCIAL_INSTRU4

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	$48,313	$60,471
Other Real Estate Owned Fair Value Disclosure Non Recurring	7,911	9,628
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	48,313	60,471
Other Real Estate Owned Fair Value Disclosure Non Recurring	$7,911	$9,628

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitments to extend credit:	'	'
Standby letters of credit and financial guarantees written	$3,577	$3,667
All other off-balance sheet assets	0	0
Commercial Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	58,278	68,159
Credit Card Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	3,342	3,255
Home Equity Lines Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	$17,464	$16,769

SUBSEQUENT_EVENTS_Details_Text

SUBSEQUENT EVENTS (Details Textual) (USD $)	3 Months Ended		6 Months Ended			1 Months Ended	0 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Aug. 06, 2014
						Convertible Debt Securities [Member]	Subsequent Event [Member]
							Convertible Debt Securities [Member]
Subsequent Event [Line Items]	'	'	'	'	'	'	'
Proceeds from Recoveries of Loans Previously Charged off	'	'	$716,000	'	'	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	370,670,000	'	370,670,000	'	'	9,363,000	'
Available For Sale Securities Debt Securities	'	'	'	'	'	5,967,000	'
Available For Sale Securites Included In Accumalated Comprehensive Income	'	'	'	'	'	3,396,000	'
Available-for-sale Securities, Total	436,000,000	'	436,000,000	'	394,956,000	'	6,785,000
Net Gain On Sales Of Securities Available For Sale	219,000	154,000	276,000	164,000	'	'	2,578,000
Increase Decrease In Classified Assets	'	'	'	'	'	'	9,363,000
Increase In Capital	'	'	'	'	'	'	818,000
Available-for-sale Debt Securities, Gross Unrealized Loss	'	'	'	'	'	'	$3,396,000