MBT Financial (MBTF) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 14, 2014
Document Information [Line Items]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Entity Registrant Name	'MBT FINANCIAL CORP	'
Entity Central Index Key	'0001118237	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'MBTF	'
Entity Common Stock, Shares Outstanding	'	22,696,547

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and due from banks	'	'
Non-interest bearing	$13,891	$15,448
Interest bearing	39,050	62,350
Total cash and cash equivalents	52,941	77,798
Securities - Held to Maturity	31,744	34,846
Securities - Available for Sale	467,465	394,956
Federal Home Loan Bank stock - at cost	10,605	10,605
Loans held for sale	382	668
Loans	585,770	597,590
Allowance for Loan Losses	-13,130	-16,209
Loans - Net	572,640	581,381
Accrued interest receivable and other assets	29,783	34,094
Other Real Estate Owned	6,036	9,628
Bank Owned Life Insurance	51,471	50,493
Premises and Equipment - Net	28,745	28,213
Total assets	1,251,812	1,222,682
Deposits:	'	'
Non-interest bearing	209,731	215,844
Interest-bearing	879,753	853,874
Total deposits	1,089,484	1,069,718
Federal Home Loan Bank advances	0	12,000
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	16,676	15,356
Total liabilities	1,121,160	1,112,074
STOCKHOLDERS' EQUITY	'	'
Common stock (no par value; 50,000,000 shares authorized, 22,694,906 and 20,605,493 shares issued and outstanding)	22,946	14,671
Retained earnings	111,983	106,817
Unearned compensation	-8	-7
Accumulated other comprehensive loss	-4,269	-10,873
Total stockholders' equity	130,652	110,608
Total liabilities and stockholders' equity	$1,251,812	$1,222,682

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical]	Sep. 30, 2014	Dec. 31, 2013
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,694,906	20,605,493
Common stock, shares outstanding	22,694,906	20,605,493

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income	'	'	'	'
Interest and fees on loans	$7,255	$7,605	$21,355	$23,106
Interest on investment securities-	'	'	'	'
Tax-exempt	288	313	892	946
Taxable	2,222	1,821	6,540	5,383
Interest on balances due from banks	32	25	86	131
Total interest income	9,797	9,764	28,873	29,566
Interest Expense	'	'	'	'
Interest on deposits	767	1,033	2,423	3,361
Interest on borrowed funds	178	192	551	1,533
Total interest expense	945	1,225	2,974	4,894
Net Interest Income	8,852	8,539	25,899	24,672
Provision For Loan Losses	-700	200	-500	2,100
Net Interest Income After Provision For Loan Losses	9,552	8,339	26,399	22,572
Other Income	'	'	'	'
Income from wealth management services	1,194	1,078	3,496	3,256
Service charges and other fees	1,054	1,128	2,954	3,228
Debit card income	557	513	1,588	1,521
Net gain (loss) on sales of securities available for sale	-1,020	142	-744	306
Net loss on sales of Other Real Estate Owned	-634	-632	-964	-1,339
Origination fees on mortgage loans sold	80	133	230	606
Bank owned life insurance income	357	363	1,062	1,117
Rent income on Other Real Estate Owned	99	347	364	639
Other	438	412	1,387	1,420
Total other income	2,125	3,484	9,373	10,754
Other Expenses	'	'	'	'
Salaries and employee benefits	5,631	5,310	17,163	15,847
Occupancy expense	626	737	2,040	2,146
Equipment expense	723	650	2,002	2,024
Marketing expense	225	180	640	548
Professional fees	681	527	1,620	1,578
Other Real Estate Owned expenses	187	162	887	829
FDIC Deposit Insurance Assessment	275	695	1,535	2,078
Bonding and other insurance expense	258	267	777	802
Telephone expense	108	212	355	455
Other	648	591	1,833	1,917
Total other expenses	9,362	9,331	28,852	28,224
Income Before Income Taxes	2,315	2,492	6,920	5,102
Income Tax Expense	603	-18,795	1,754	-18,795
Net Income	1,712	21,287	5,166	23,897
Other Comprehensive Income (Loss) - Net of Tax	'	'	'	'
Unrealized gains (losses) on securities	-649	463	6,353	-8,437
Reclassification adjustment for gains (losses) included in net income	673	-94	491	-202
Postretirement benefit liability	26	31	-240	92
Total Other Comprehensive Income (Loss) - Net of Tax	50	400	6,604	-8,547
Comprehensive Income (Loss)	$1,762	$21,687	$11,770	$15,350
Basic Earnings Per Common Share (in dollars per share)	$0.08	$1.19	$0.24	$1.34
Diluted Earnings Per Common Share (in dollars per share)	$0.07	$1.18	$0.23	$1.33
Common Stock Dividends Declared Per Share	$0	$0	$0	$0

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Retained Earnings [Member]	Unearned Compensation [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
In Thousands
Balance at Dec. 31, 2012	$83,574	$2,397	$81,280	($27)	($76)
SOSARs exercised	4	4	0	0	0
Other stock issued	1,814	1,814	0	0	0
Stock Offering Expense	-18	-18	0	0	0
Equity Compensation	100	83	0	17	0
Net income	23,897	0	23,897	0	0
Other comprehensive income (loss) - net of tax	-8,547	0	0	0	-8,547
Balance at Sep. 30, 2013	100,824	4,280	105,177	-10	-8,623
Balance at Dec. 31, 2013	110,608	14,671	106,817	-7	-10,873
SOSARs exercised	1	1	0	0	0
Restricted stock awards	0	29	0	-29	0
Other stock issued	8,838	8,838	0	0	0
Stock Offering Expense	-754	-754	0	0	0
Equity Compensation	189	161	0	28	0
Net income	5,166	0	5,166	0	0
Other comprehensive income (loss) - net of tax	6,604	0	0	0	6,604
Balance at Sep. 30, 2014	$130,652	$22,946	$111,983	($8)	($4,269)

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY [Parenthetical]	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
SOSARs exercised, (in shares)	7,287	936
Restricted stock units (In shares)	6,000	'
Other stock issued (In Shares)	2,076,126	520,397

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash Flows from Operating Activities	'	'
Net Income	$5,166	$23,897
Adjustments to reconcile net income to net cash from operating activities	'	'
Provision for loan losses	-500	2,100
Depreciation	1,210	1,416
(Increase) decrease in net deferred federal income tax asset	1,684	-18,795
Net amortization of investment premium and discount	677	1,415
Writedowns of Other Real Estate Owned	959	1,539
Net increase in interest payable and other liabilities	957	2,140
Net increase in interest receivable and other assets	-772	-739
Equity based compensation expense	190	209
Net (gain) loss on sale/settlement of securities	744	-306
Increase in cash surrender value of life insurance	-978	-1,032
Net cash provided by operating activities	9,337	11,844
Cash Flows from Investing Activities	'	'
Proceeds from maturities and redemptions of investment securities held to maturity	7,692	18,214
Proceeds from maturities and redemptions of investment securities available for sale	19,453	65,077
Proceeds from sales of investment securities available for sale	93,321	56,433
Net decrease in loans	7,003	10,840
Proceeds from sales of other real estate owned	5,113	6,345
Proceeds from sales of other assets	40	245
Purchase of investment securities held to maturity	-4,590	-11,309
Purchase of investment securities available for sale	-176,334	-145,382
Purchase of bank premises and equipment	-1,742	-1,358
Net cash used for investing activities	-50,044	-895
Cash Flows from Financing Activities	'	'
Net increase in deposits	19,766	5,313
Repayment of long term debt	0	-135
Repayment of Federal Home Loan Bank borrowings	-12,000	-95,000
Proceeds from issuance of common stock	8,084	1,800
Net cash provided by (used for) financing activities	15,850	-88,022
Net Decrease in Cash and Cash Equivalents	-24,857	-77,073
Cash and Cash Equivalents at Beginning of Period	77,798	112,507
Cash and Cash Equivalents at End of Period	52,941	35,434
Supplemental Cash Flow Information	'	'
Cash paid for interest	2,993	5,055
Cash paid for federal income taxes	69	0
Supplemental Schedule of Non Cash Investing Activities	'	'
Transfer of loans to other real estate owned	2,482	4,078
Transfer of loans to other assets	$42	$124

BASIS_OF_PRESENTATION_AND_ACCO

BASIS OF PRESENTATION AND ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation and Significant Accounting Policies [Text Block]	'
	1. BASIS OF PRESENTATION AND ACCOUNTING POLICIES
	The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates seventeen branches in Monroe County, Michigan, seven branches in Wayne County, Michigan, and a loan and wealth management office in Lenawee County. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Company’s sole business segment is community banking.
	The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, and the fair value of investment securities.
	The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, such information reflects all adjustments (consisting of normal recurring adjustments), which are, in the opinion of Management, necessary for fair statement of results for the interim periods.
	The significant accounting policies are as follows:
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
	FAIR VALUE
	The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
	RECENT DEVELOPMENTS
	On October 29, 2014, the Bank conducted an auction of Other Real Estate Owned. Following the auction, the Bank offered to sell some of the properties that did not sell at the auction at prices below the carrying values. As a result, the September 30, 2014 financial statements include the effect of writing down the values of these properties by $500,000.
	ACCOUNTING PRONOUNCEMENTS
	In January 2014, the FASB issued ASU 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.” ASU 2014-04 clarifies when an in substance repossession or foreclosure occurs. The ASU also requires additional related interim and annual disclosures. The guidance in this ASU is effective for annual and interim periods beginning after December 15, 2014. The adoption of this ASU is not expected to have a material effect on our financial position or results of operations.
	In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers.” ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under US GAAP. The standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. This ASU is effective for annual and interim periods beginning after December 15, 2016. The Company may choose to apply the new standard either retrospectively or through a cumulative effect adjustment. Adoption of this ASU is not expected to have a material effect on our financial position or results of operations.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	2. EARNINGS PER SHARE
	The calculations of earnings per common share are as follows:
		For the three months ended Sept. 30,				For the nine months ended Sept. 30,
		2014		2013		2014		2013
	Basic
	Net income	$	1,712,000	$	21,287,000	$	5,166,000	$	23,897,000
	Average common shares outstanding		22,691,593		17,912,946		21,911,996		17,779,924
	Earnings per common share - basic	$	0.08	$	1.19	$	0.24	$	1.34
	Diluted
	Net income	$	1,712,000	$	21,287,000	$	5,166,000	$	23,897,000
	Average common shares outstanding		22,691,593		17,912,946		21,911,996		17,779,924
	Equity compensation		194,090		164,533		192,573		155,416
	Average common shares outstanding - diluted		22,885,683		18,077,479		22,104,569		17,935,340
	Earnings per common share - diluted	$	0.07	$	1.18	$	0.23	$	1.33

STOCK_BASED_COMPENSATION

STOCK BASED COMPENSATION	9 Months Ended
	Sep. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	3. STOCK BASED COMPENSATION
	Stock Options - The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
				Weighted Average
		Shares		Exercise Price
	Options Outstanding, January 1, 2014		283,900	$	18.41
	Granted		-		-
	Exercised		-		-
	Forfeited		1,500		15.33
	Expired		77,000		16.69
	Options Outstanding, September 30, 2014		205,400	$	19.08
	Options Exercisable, September 30, 2014		205,400	$	19.08
	Stock Only Stock Appreciation Rights (SOSARs) - On March 7, 2014, 110,000 Stock Only Stock Appreciation Rights (SOSARs) were awarded to certain executives in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. The SOSARs have a term of ten years and vest in three equal annual installments beginning on December 31, 2014. The fair value of $2.98 for the SOSARs was estimated at the date of the grant, using the Black-Scholes option pricing model, with the following assumptions: expected option lives of 7 years, expected volatility of 60.11%, a risk free interest rate of 2.27% and dividend yield of 0.00%.
	The following table summarizes the SOSARs that have been granted:
				Weighted Average
		SOSARs		Base Price
	SOSARs Outstanding, January 1, 2014		472,271	$	3.23
	Granted		110,000		4.9
	Exercised		18,998		2.15
	Forfeited		5,834		4.91
	SOSARs Outstanding, September 30, 2014		557,439	$	3.58
	SOSARs Exercisable, September 30, 2014		352,062	$	3.53
	The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the base price, which is equal to the market value of the underlying stock on the date of the grant of the SOSAR. The market value of the Company’s common stock on September 30, 2014 was $4.78. The intrinsic value of the exercisable SOSARs as of September 30, 2014 was $353,000, and exercise of those SOSARs on that date would have resulted in the issuance of 73,839 shares of common stock.
	Restricted Stock Unit Awards – On March 7, 2014, performance restricted stock units were awarded to certain key executive officers in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. Each Restricted Stock Unit (RSU) is equivalent to one share of MBT Financial Corp. common stock. Stock will be issued to the participants following a two year performance period that ends on December 31, 2015. Up to 50% of the aggregate RSUs granted may be earned in each year of the performance period subject to satisfying weighted performance thresholds. Earned RSUs vest on December 31, 2016.
	Restricted Stock Awards – On March 7, 2014, 1,000 restricted shares were awarded to each non-executive member of the board of directors in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008. The restricted shares vest on December 31, 2014. The expense for the restricted stock is based on the grant date value per share of $4.90 and is recognized over the vesting period. The unrecognized compensation cost related to the non-vested restricted stock awards was $8,000 as of September 30, 2014.
	The total expense for equity based compensation was $72,000 in the third quarter of 2014 and $71,000 in the third quarter of 2013. The total expense for equity based compensation was $218,000 in the first nine months of 2014 and $216,000 in the first nine months of 2013.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Accounts, Notes, Loans and Financing Receivable Disclosure [Text Block]	'
	4. LOANS
	The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors.
	Loans consist of the following (000s omitted):
		September 30,			December 31,
		2014			2013
	Residential real estate loans	$	224,130		$	228,024
	Commercial and Construction real estate loans		265,951			280,579
	Agriculture and agricultural real estate loans		18,113			14,997
	Commercial and industrial loans		62,318			59,440
	Loans to individuals for household, family,and other personal expenditures		15,258			14,550
	Total loans, gross	$	585,770		$	597,590
	Less: Allowance for loan losses		13,130			16,209
		$	572,640		$	581,381
	Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 that are classified by Management as nonperforming as well as selected performing accounts and all renegotiated loans are reviewed for impairment each quarter. Allowances for loans determined to be impaired are included in the allowance for loan losses. All cash received on nonaccrual loans is applied to the principal balance. Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due, restructured loans, nonaccrual investment securities, and other real estate owned. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure and real estate that the bank has purchased but no longer intends to use for bank premises.
	The following table summarizes nonperforming assets (000’s omitted):
		September 30,				December 31,
		2014				2013
	Nonaccrual loans	$	13,351			$	23,710
	Loans 90 days past due and accruing		7				46
	Restructured loans		24,094				32,450
	Total nonperforming loans	$	37,452			$	56,206
	Other real estate owned		6,036				9,628
	Other assets		7				10
	Nonperforming investment securities		-				3,259
	Total nonperforming assets	$	43,495			$	69,103
	Nonperforming assets to total assets		3.47	%			5.65	%
	Allowance for loan losses to nonperforming loans		35.06	%			28.84	%

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2014
Allowance For Loan Losses [Abstract]	'
Allowance For Loan Losses [Text Block]	'
	5. ALLOWANCE FOR LOAN LOSSES
	The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles.
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2014 was as follows (000s omitted):
			Agriculture		Commercial		Commercial		Construction		Residential		Consumer		Total
			and				Real Estate		Real Estate		Real Estate		and Other
			Agricultural
			Real Estate
	Allowance for loan losses: For the three months ended September 30, 2014
	Beginning Balance		$	214	$	1,288	$	7,535	$	1,147	$	4,280	$	537	$	15,001
	Charge-offs			-3		-62		-2,267		-44		-976		-1		-3,353
	Recoveries			-		115		939		794		271		63		2,182
	Provision			14		-22		390		-1,290		-259		467		-700
	Ending balance		$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Allowance for loan losses: For the nine months ended September 30, 2014
	Beginning Balance		$	171	$	1,989	$	7,030	$	1,397	$	4,606	$	1,016	$	16,209
	Charge-offs			-3		-688		-3,478		-254		-1,187		-79		-5,689
	Recoveries			5		204		1,215		1,047		509		130		3,110
	Provision			52		-186		1,830		-1,583		-612		-1		-500
	Ending balance		$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Allowance for loan losses as of September 30, 2014
	Ending balance individually evaluated for impairment		$	36	$	528	$	1,290	$	480	$	649	$	257	$	3,240
	Ending balance collectively evaluated for impairment			189		791		5,307		127		2,667		809		9,890
	Ending balance		$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Loans as of September 30, 2014
	Ending balance individually evaluated for impairment		$	946	$	1,445	$	20,257	$	2,138	$	11,901	$	573	$	37,260
	Ending balance collectively evaluated for impairment			17,167		60,873		233,268		10,288		212,229		14,685		548,510
	Ending balance		$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2013 was as follows (000s omitted):
			Agriculture		Commercial		Commercial		Construction		Residential		Consumer		Total
			and				Real Estate		Real Estate		Real Estate		and Other
			Agricultural
			Real Estate
	Allowance for loan losses: For the three months ended September 30, 2013
	Beginning Balance		$	109	$	2,442	$	7,556	$	1,889	$	4,787	$	412	$	17,195
	Charge-offs			-		-162		-728		-30		-351		-53		-1,324
	Recoveries			-		24		427		49		162		33		695
	Provision			28		-409		453		-278		24		382		200
	Ending balance		$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Allowance for loan losses: For the nine months ended September 30, 2013
	Beginning Balance		$	76	$	2,224	$	7,551	$	2,401	$	4,715	$	332	$	17,299
	Charge-offs			-		-564		-2,596		-67		-1,167		-190		-4,584
	Recoveries			-		287		717		337		481		129		1,951
	Provision			61		-52		2,036		-1,041		593		503		2,100
	Ending balance		$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Allowance for loan losses as of September 30, 2013
	Ending balance individually evaluated for impairment		$	1	$	1,133	$	2,893	$	1,333	$	1,750	$	110	$	7,220
	Ending balance collectively evaluated for impairment			136		762		4,815		297		2,872		664		9,546
	Ending balance		$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Loans as of September 30, 2013
	Ending balance individually evaluated for impairment		$	424	$	3,175	$	35,769	$	5,704	$	16,122	$	363	$	61,557
	Ending balance collectively evaluated for impairment			14,898		62,078		232,999		9,360		215,422		14,614		549,371
	Ending balance		$	15,322	$	65,253	$	268,768	$	15,064	$	231,544	$	14,977	$	610,928
	Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods.
	The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded.
	To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships.
	The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 1 through 4 are considered “pass” credits and grades 5 and 6 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 7, 8, and 9 and considered “doubtful” or “loss” and have generally been charged off. A description of the general characteristics of each grade is as follows:
		•	Grade 1 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements, including substantial levels of tangible net worth. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include individual loans backed by liquid personal assets, established history and unquestionable character. High liquidity, minimum risk, strong ratios, and low handling costs are common to these loans.
		•	Grade 2 – Above Average – Loans that exhibit less than average risk and clearly demonstrate debt service coverage that is consistently above average as well as a strong capital base. These loans may have some deficiency or vulnerability, but with offsetting features and are considered to be fully collectable.
		•	Grade 3 – Satisfactory – Loans that have an acceptable amount of risk but may exhibit vulnerability to deterioration if adverse circumstances are encountered. These loans should demonstrate adequate debt service coverage and adequate levels of capital support but warrant periodic monitoring to ensure that weaknesses do not materialize or advance.
		•	Grade 4 – Pass – Loans that are considered “pass credits” and typically demonstrate adequate debt service coverage. The level of risk is considered acceptable but these loans warrant ongoing monitoring to ensure that adverse trends or other credit deficiencies have not materialized or advanced. The level of risk is considered acceptable so long as the loan is given adequate and ongoing management supervision.
		•	Grade 5 – Watch – Loans that possess some credit deficiency or potential weakness that deserves close attention. The primary source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards.
		•	Grade 6 – Substandard – Loans that exhibit one or more of the following characteristics: (1) a defined credit weakness, financial deterioration is underway, and uncertainty about the likelihood that the loan will be paid from the primary source of repayment; (2) inadequately protected by the current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain a high probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal loan terms; (9) the Bank is contemplating foreclosure or legal action due to the apparent deterioration in the loan; or (10) there is deterioration in the market conditions and the borrower is highly vulnerable to these conditions.
		•	Grade 7 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with all the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and there is considerable doubt as to the quality of the secondary source of repayment; or (3) the possibility of loss is high, but certain important pending factors may strengthen the loan and loss classification is deferred.
	•	Grades 8 & 9 - Loss – Loans are considered uncollectible and of such little value that continuing to carry them on the Bank’s financial statements is not feasible.
The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency.
The portfolio segments in each credit risk grade as of September 30, 2014 are as follows (000s omitted):
Credit Quality Indicators as of September 30, 2014
Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural				Commercial		Construction		Residential		Consumer
		Real Estate		Commercial		Real Estate		Real Estate		Real Estate		and Other		Total
Not Rated		$	126	$	1,554	$	-	$	4,779	$	140,212	$	10,717	$	157,388
1			-		2,992		-		-		-		366		3,358
2			280		297		857		-		134		-		1,568
3			190		6,595		9,643		-		874		-		17,302
4			15,641		41,982		177,887		4,478		50,559		3,355		293,902
5			808		6,881		37,280		2,449		15,982		190		63,590
6			1,068		2,017		27,858		720		16,369		630		48,662
7			-		-		-		-		-		-		-
8			-		-		-		-		-		-		-
9			-		-		-		-		-		-		-
Total		$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
Performing		$	17,087	$	60,808	$	234,708	$	10,214	$	211,067	$	14,434	$	548,318
Nonperforming			1,026		1,510		18,817		2,212		13,063		824		37,452
Total		$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
The portfolio segments in each credit risk grade as of December 31, 2013 are as follows (000s omitted):
Credit Quality Indicators as of December 31, 2013
Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural				Commercial		Construction		Residential		Consumer
		Real Estate		Commercial		Real Estate		Real Estate		Real Estate		and Other		Total
Not Rated		$	144	$	2,151	$	-	$	3,643	$	141,102	$	9,656	$	156,696
1			-		4,054		-		-		-		194		4,248
2			31		153		931		-		142		-		1,257
3			788		4,000		10,755		99		1,040		-		16,682
4			12,304		34,130		172,592		4,825		53,047		3,743		280,641
5			838		11,594		41,914		2,525		9,005		251		66,127
6			892		3,358		39,720		3,575		23,688		706		71,939
7			-		-		-		-		-		-		-
8			-		-		-		-		-		-		-
9			-		-		-		-		-		-		-
Total		$	14,997	$	59,440	$	265,912	$	14,667	$	228,024	$	14,550	$	597,590
Performing		$	14,428	$	56,941	$	235,531	$	9,732	$	211,149	$	13,603	$	541,384
Nonperforming			569		2,499		30,381		4,935		16,875		947		56,206
Total		$	14,997	$	59,440	$	265,912	$	14,667	$	228,024	$	14,550	$	597,590
Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of September 30, 2014 and December 31, 2013 (000s omitted):
														Recorded
														Investment >90
		30-59 Days		60-89 Days		>90 Days		Total Past						Days Past Due
September 30, 2014		Past Due		Past Due		Past Due		Due		Current		Total Loans		and Accruing
Agriculture and Agricultural Real Estate		$	250	$	-	$	80	$	330	$	17,783	$	18,113	$	-
Commercial			83		26		57		166		62,152		62,318		7
Commercial Real Estate			1,590		1,176		1,457		4,223		249,302		253,525		-
Construction Real Estate			81		-		-		81		12,345		12,426		-
Residential Real Estate			4,497		1,035		640		6,172		217,958		224,130		-
Consumer and Other			61		30		70		161		15,097		15,258		-
Total		$	6,562	$	2,267	$	2,304	$	11,133	$	574,637	$	585,770	$	7
														Recorded
														Investment >90
		30-59 Days		60-89 Days		>90 Days		Total Past						Days Past Due
December 31, 2013		Past Due		Past Due		Past Due		Due		Current		Total Loans		and Accruing
Agriculture and Agricultural Real Estate		$	210	$	-	$	171	$	381	$	14,616	$	14,997	$	-
Commercial			87		93		210		390		59,050		59,440		46
Commercial Real Estate			1,640		535		3,506		5,681		260,231		265,912		-
Construction Real Estate			90		265		1,177		1,532		13,135		14,667		-
Residential Real Estate			2,612		803		2,342		5,757		222,267		228,024		-
Consumer and Other			150		52		153		355		14,195		14,550		-
Total		$	4,789	$	1,748	$	7,559	$	14,096	$	583,494	$	597,590	$	46
Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
The following is a summary of non-accrual loans as of September 30, 2014 and December 31, 2013 (000s omitted):
		September 30, 2014		December 31, 2013
Agriculture and Agricultural Real Estate		$	80	$	172
Commercial			298		1,035
Commercial Real Estate			6,234		13,289
Construction Real Estate			424		2,009
Residential Real Estate			6,064		6,865
Consumer and Other			251		340
Total		$	13,351	$	23,710
For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price.
The following is a summary of impaired loans as of September 30, 2014 and 2013 (000s omitted):
								Average				Average
								Recorded		Interest Income		Recorded		Interest Income
				Unpaid				Investment for the		Recognized in the		Investment for		Recognized in the
		Recorded		Principal		Related		Three Months		Three Months		the Nine Months		Nine Months
September 30, 2014		Investment		Balance		Allowance		Ended		Ended		Ended		Ended
With no related allowance recorded:
Agriculture and Agricultural Real Estate		$	258	$	257	$	-	$	258	$	4	$	259	$	7
Commercial			396		559		-		500		7		580		25
Commercial Real Estate			9,979		11,299		-		10,461		111		10,565		352
Construction Real Estate			302		1,019		-		610		2		668		17
Residential Real Estate			6,311		7,046		-		6,674		84		6,763		234
Consumer and Other			29		32		-		30		1		31		2
With an allowance recorded:
Agriculture and Agricultural Real Estate			688		687		36		687		9		700		28
Commercial			1,049		1,056		528		1,071		13		1,098		40
Commercial Real Estate			10,278		12,459		1,290		11,845		115		11,941		352
Construction Real Estate			1,836		1,864		480		1,855		22		1,869		66
Residential Real Estate			5,590		5,831		649		5,807		63		5,868		191
Consumer and Other			544		544		257		548		6		586		20
Total:
Agriculture and Agricultural Real Estate		$	946	$	944	$	36	$	945	$	13	$	959	$	35
Commercial			1,445		1,615		528		1,571		20		1,678		65
Commercial Real Estate			20,257		23,758		1,290		22,306		226		22,506		704
Construction Real Estate			2,138		2,883		480		2,465		24		2,537		83
Residential Real Estate			11,901		12,877		649		12,481		147		12,631		425
Consumer and Other			573		576		257		578		7		617		22
												Average
								Average				Recorded
				Unpaid				Recorded		Interest Income		Investment for		Interest Income
		Recorded		Principal		Related		Investment for the		Recognized in the		the Nine Months		Recognized in the
		Investment as		Balance as of		Allowance as		Three Months		Three Months		Ended		Nine Months
		of December		December 31,		of December		Ended September		Ended September		September 30,		Ended September
		31, 2013		2,013		31, 2013		30, 2013		30, 2013		2013		30, 2013
With no related allowance recorded:
Agriculture and Agricultural Real Estate		$	-	$	-	$	-	$	-	$	-	$	-	$	-
Commercial			869		966		-		1,728		21		1,562		55
Commercial Real Estate			19,567		23,005		-		19,544		228		20,004		629
Construction Real Estate			1,165		2,408		-		2,302		23		2,452		91
Residential Real Estate			7,929		9,035		-		8,586		97		8,656		293
Consumer and Other			33		36		-		31		1		31		3
With an allowance recorded:
Agriculture and Agricultural Real Estate			398		397		1		424		4		724		28
Commercial			1,540		1,627		1,031		1,695		16		1,739		53
Commercial Real Estate			16,025		20,032		2,697		18,660		148		19,226		594
Construction Real Estate			3,615		4,236		1,194		4,077		191		4,197		292
Residential Real Estate			8,745		9,194		1,809		8,141		91		8,347		264
Consumer and Other			585		581		265		332		5		339		14
Total:
Agriculture and Agricultural Real Estate		$	398	$	397	$	1	$	424	$	4	$	724	$	28
Commercial			2,409		2,593		1,031		3,423		37		3,301		108
Commercial Real Estate			35,592		43,037		2,697		38,204		376		39,230		1,223
Construction Real Estate			4,780		6,644		1,194		6,379		214		6,649		383
Residential Real Estate			16,674		18,229		1,809		16,727		188		17,003		557
Consumer and Other			618		617		265		363		6		370		17
The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (“TDRs”).
Loans that have been classified as TDRs during the three and nine month periods ended September 30, 2014 and September 30, 2013 are as follows (000s omitted from dollar amounts):
		Three months ended						Nine months ended
		September 30, 2014						September 30, 2014
				Pre-		Post-				Pre-		Post-
				Modification		Modification				Modification		Modification
				Recorded		Recorded				Recorded		Recorded
		Number of		Principal		Principal		Number of		Principal		Principal
		Contracts		Balance		Balance		Contracts		Balance		Balance
Agriculture and Agricultural Real Estate			-	$	-	$	-		1	$	314	$	314
Commercial			-		-		-		4		295		54
Commercial Real Estate			2		743		649		6		1,990		1,508
Construction Real Estate			3		43		22		3		43		22
Residential Real Estate			4		203		57		14		1,047		730
Consumer and Other			-		-		-		-		-		-
Total			9	$	989	$	728		28	$	3,689	$	2,628
		Three months ended						Nine months ended
		September 30, 2013						September 30, 2013
				Pre-		Post-				Pre-		Post-
				Modification		Modification				Modification		Modification
				Recorded		Recorded				Recorded		Recorded
		Number of		Principal		Principal		Number of		Principal		Principal
		Contracts		Balance		Balance		Contracts		Balance		Balance
Agriculture and Agricultural Real Estate			-	$	-	$	-		-	$	-	$	-
Commercial			6		1,044		636		13		1,398		787
Commercial Real Estate			3		480		301		10		2,527		1,646
Construction Real Estate			-		-		-		-		-		-
Residential Real Estate			8		685		665		24		2,131		1,801
Consumer and Other			1		10		9		5		276		34
Total			18	$	2,219	$	1,611		52	$	6,332	$	4,268
The Bank considers TDRs that become past due under the modified terms as defaulted. There were no loans that became TDRs during the three and nine month periods ended September 30, 2014 and September 30, 2013 that subsequently defaulted during the three month periods ended September 30, 2014 and September 30, 2013, respectively.
The Company has allocated $3,006,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at September 30, 2014. In addition, there are no commitments to lend additional amounts to borrowers that are classified as troubled debt restructurings as of September 30, 2014 and September 30, 2013.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	6. INVESTMENT SECURITIES
	The following is a summary of the Bank’s investment securities portfolio as of September 30, 2014 and December 31, 2013 (000’s omitted):
		Held to Maturity
		September 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	31,244	$	1,251	$	-72	$	32,423
	Corporate Debt Securities		500		-		-		500
		$	31,744	$	1,251	$	-72	$	32,923
		Available for Sale
		September 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	370,077	$	646	$	-5,070	$	365,653
	Mortgage Backed Securities issued by U.S. Government Agencies		78,464		340		-897		77,907
	Obligations of States and Political Subdivisions		15,389		433		-64		15,758
	Corporate Debt Securities		5,973		51		-		6,024
	Equity Securities		2,044		79		-		2,123
		$	471,947	$	1,549	$	-6,031	$	467,465
		Held to Maturity
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	34,346	$	557	$	-364	$	34,539
	Corporate Debt Securities		500		-		-		500
		$	34,846	$	557	$	-364	$	35,039
		Available for Sale
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	277,383	$	1,147	$	-11,817	$	266,713
	Mortgage Backed Securities issued by U.S. Government Agencies		97,168		995		-1,637		96,526
	Obligations of States and Political Subdivisions		15,197		289		-123		15,363
	Trust Preferred CDO Securities		9,509		-		-3,758		5,751
	Corporate Debt Securities		7,967		104		-		8,071
	Equity Securities		2,584		43		-95		2,532
		$	409,808	$	2,578	$	-17,430	$	394,956
	The amortized cost and estimated market values of securities by contractual maturity as of September 30, 2014 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in
	1 year or less	$	4,107	$	4,135	$	7,505	$	7,535
	After 1 year through five years		13,416		13,766		90,049		89,218
	After 5 years through 10 years		11,346		11,832		274,252		271,259
	After 10 years		2,875		3,190		19,633		19,423
	Total		31,744		32,923		391,439		387,435
	Mortgage Backed Securities		-		-		78,464		77,907
	Securities with no stated maturity		-		-		2,044		2,123
	Total	$	31,744	$	32,923	$	471,947	$	467,465
	The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may be maturity. The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2014 and December 31, 2013.
		September 30, 2014
		Less than 12 months				12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Obligations of United States Government Agencies	$	110,074	$	735	$	161,414	$	4,335	$	271,488	$	5,070
	Mortgage Backed Securities issued by U.S. Government Agencies		16,662		68		42,403		829		59,065		897
Obligations of States and Political Subdivisions		3,633		28		4,333		108		7,966		136
	$	130,369	$	831	$	208,150	$	5,272	$	338,519	$	6,103
	December 31, 2013
	Less than 12 months				12 months or longer				Total
			Gross				Gross				Gross
	Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
	Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
Obligations of United States Government Agencies	$	234,264	$	10,828	$	13,614	$	989	$	247,878	$	11,817
Mortgage Backed Securities issued by U.S. Government Agencies		49,202		1,005		14,544		632		63,746		1,637
Obligations of States and Political Subdivisions		10,384		321		3,113		166		13,497		487
Trust Preferred CDO Securities		-		-		5,751		3,758		5,751		3,758
Equity Securities		-		-		445		95		445		95
	$	293,850	$	12,154	$	37,467	$	5,640	$	331,317	$	17,794
The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other than temporarily impaired at September 30, 2014. As of September 30, 2014 and December 31, 2013, there were 119 and 175 securities in an unrealized loss position, respectively.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurement Inputs [Text Block]	'
	7. FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value, as defined in ASC Topic 820, is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for market activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact, and (iv) willing to transact.
	The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	The Company applied the following fair value hierarchy:
	Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Company’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy.
	Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Company’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, corporate debt securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows.
	Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values.
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	September 30, 2014	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	52,941	$	52,941	$	-	$	-	$	52,941
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		31,244		-		32,423		-		32,423
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		365,653		-		365,653		-		365,653
	MBS issued by U.S. Government Agencies		77,907		-		77,907		-		77,907
	Obligations of States and Political Subdivisions		15,758		-		15,758		-		15,758
	Corporate Debt Securities		6,024		-		6,024		-		6,024
	Other Securities		2,123		2,123		-		-		2,123
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		382		-		-		382		382
	Loans, net		572,640		-		-		581,770		581,770
	Accrued Interest Receivable		4,133		-		-		4,133		4,133
	Financial Liabilities:
	Noninterest Bearing Deposits		209,731		209,731		-		-		209,731
	Interest Bearings Deposits		879,753		-		881,906		-		881,906
	Borrowed funds
	FHLB Advances		-		-		-		-		-
	Repurchase Agreements		15,000		-		15,974		-		15,974
	Accrued Interest Payable		160		-		-		160		160
										Total
		Carrying								Estimated
	December 31, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	77,798	$	77,798	$	-	$	-	$	77,798
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		34,346		-		34,539		-		34,539
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		266,713		-		266,713		-		266,713
	MBS issued by U.S. Government Agencies		96,526		-		96,526		-		96,526
	Obligations of States and Political Subdivisions		15,363		-		15,363		-		15,363
	Trust Preferred CDO Securities		5,751		-		-		5,751		5,751
	Corporate Debt Securities		8,071		-		8,071		-		8,071
	Other Securities		2,532		2,087		445		-		2,532
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		668		-		-		668		668
	Loans, net		581,381		-		-		591,471		591,471
	Accrued Interest Receivable		3,502		-		-		3,502		3,502
	Financial Liabilities:
	Noninterest Bearing Deposits		215,844		215,844		-		-		215,844
	Interest Bearings Deposits		853,874		-		857,149		-		857,149
	Borrowed funds
	FHLB Advances		12,000		-		12,000		-		12,000
	Repurchase Agreements		15,000		-		16,352		-		16,352
	Accrued Interest Payable		179		-		-		179		179
	In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset.
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2014		2013
	Balance at January 1	$	5,751	$	5,406
Total realized and unrealized losses included in income		-2,599		-12
Total unrealized gains included in other comprehensive income		3,758		467
Net purchases, sales, calls and maturities		-6,910		-
Net transfers in/out of Level 3		-		-
Balance at September 30	$	-	$	5,861
The Company sold its portfolio of Level 3 available for sale securities during the quarter ended September 30, 2014.
Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs.
The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections.
Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
			Quoted Prices in
			Active Markets for		Significant Other		Significant
	Balance at		for Identical Assets		Observable		Unobservable
	Sept. 30, 2014		(Level 1)		Inputs (Level 2)		Inputs (Level 3)
Impaired loans	$	37,260	$	-	$	-	$	37,260
Other Real Estate Owned	$	6,036	$	-	$	-	$	6,036
			Quoted Prices in
	Balance at		Active Markets for		Significant Other		Significant
	December 31,		Identical Assets		Observable		Unobservable
	2013		(Level 1)		Inputs (Level 2)		Inputs (Level 3)
Impaired loans	$	60,471	$	-	$	-	$	60,471
Other Real Estate Owned	$	9,628	$	-	$	-	$	9,628
Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	9 Months Ended
	Sep. 30, 2014
Fair Value Off Balance Sheet Risk [Abstract]	'
Financial Instruments With Off - Balance Sheet Risk [Text Block]	'
	9. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition.
	The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities.
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		September 30,		December 31,
		2014		2013
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	61,534	$	68,159
	Unused portion of credit card lines of credit		3,427		3,255
	Unused portion of home equity lines of credit		18,523		16,769
	Standby letters of credit and financial guarantees written		3,674		3,667
	All other off-balance sheet commitments		30,000		-
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements. Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty.
	Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions.
	Other off-balance sheet commitments as of September 30, 2014 consist of a commitment to purchase loan participations. This commitment is scheduled to be funded in 2014.

BASIS_OF_PRESENTATION_AND_ACCO1

BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Consolidation, Policy [Policy Text Block]	'
	PRINCIPLES OF CONSOLIDATION
	The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	'
	BUSINESS SEGMENTS
	While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
Fair Value Measurement Policy [Policy Text Block]	'
	FAIR VALUE
	The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value.
	When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
Real Estate Held for Development and Sale, Policy [Policy Text Block]	'
	RECENT DEVELOPMENTS
	On October 29, 2014, the Bank conducted an auction of Other Real Estate Owned. Following the auction, the Bank offered to sell some of the properties that did not sell at the auction at prices below the carrying values. As a result, the September 30, 2014 financial statements include the effect of writing down the values of these properties by $500,000.
New Accounting Pronouncements Policy [Policy Text Block]	'
	ACCOUNTING PRONOUNCEMENTS
	In January 2014, the FASB issued ASU 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.” ASU 2014-04 clarifies when an in substance repossession or foreclosure occurs. The ASU also requires additional related interim and annual disclosures. The guidance in this ASU is effective for annual and interim periods beginning after December 15, 2014. The adoption of this ASU is not expected to have a material effect on our financial position or results of operations.
	In May 2014, the FASB issued ASU 2014-09, “Revenue from Contracts with Customers.” ASU 2014-09 establishes a comprehensive revenue recognition standard for virtually all industries under US GAAP. The standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. This ASU is effective for annual and interim periods beginning after December 15, 2016. The Company may choose to apply the new standard either retrospectively or through a cumulative effect adjustment. Adoption of this ASU is not expected to have a material effect on our financial position or results of operations.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The calculations of earnings per common share are as follows:
		For the three months ended Sept. 30,				For the nine months ended Sept. 30,
		2014		2013		2014		2013
	Basic
	Net income	$	1,712,000	$	21,287,000	$	5,166,000	$	23,897,000
	Average common shares outstanding		22,691,593		17,912,946		21,911,996		17,779,924
	Earnings per common share - basic	$	0.08	$	1.19	$	0.24	$	1.34
	Diluted
	Net income	$	1,712,000	$	21,287,000	$	5,166,000	$	23,897,000
	Average common shares outstanding		22,691,593		17,912,946		21,911,996		17,779,924
	Equity compensation		194,090		164,533		192,573		155,416
	Average common shares outstanding - diluted		22,885,683		18,077,479		22,104,569		17,935,340
	Earnings per common share - diluted	$	0.07	$	1.18	$	0.23	$	1.33

STOCK_BASED_COMPENSATION_Table

STOCK BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the options that had been granted to certain key executives in accordance with the Long-Term Incentive Compensation Plan that was approved by shareholders at the Annual Meeting of Shareholders on April 6, 2000.
				Weighted Average
		Shares		Exercise Price
	Options Outstanding, January 1, 2014		283,900	$	18.41
	Granted		-		-
	Exercised		-		-
	Forfeited		1,500		15.33
	Expired		77,000		16.69
	Options Outstanding, September 30, 2014		205,400	$	19.08
	Options Exercisable, September 30, 2014		205,400	$	19.08
Schedule of Share-based Compensation, Stock Appreciation Rights Award Activity [Table Text Block]	'
	The following table summarizes the SOSARs that have been granted:
				Weighted Average
		SOSARs		Base Price
	SOSARs Outstanding, January 1, 2014		472,271	$	3.23
	Granted		110,000		4.9
	Exercised		18,998		2.15
	Forfeited		5,834		4.91
	SOSARs Outstanding, September 30, 2014		557,439	$	3.58
	SOSARs Exercisable, September 30, 2014		352,062	$	3.53

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans consist of the following (000s omitted):
		September 30,			December 31,
		2014			2013
	Residential real estate loans	$	224,130		$	228,024
	Commercial and Construction real estate loans		265,951			280,579
	Agriculture and agricultural real estate loans		18,113			14,997
	Commercial and industrial loans		62,318			59,440
	Loans to individuals for household, family,and other personal expenditures		15,258			14,550
	Total loans, gross	$	585,770		$	597,590
	Less: Allowance for loan losses		13,130			16,209
		$	572,640		$	581,381
Schedule Of Non Performing Assets [Table Text Block]	'
	The following table summarizes nonperforming assets (000’s omitted):
		September 30,				December 31,
		2014				2013
	Nonaccrual loans	$	13,351			$	23,710
	Loans 90 days past due and accruing		7				46
	Restructured loans		24,094				32,450
	Total nonperforming loans	$	37,452			$	56,206
	Other real estate owned		6,036				9,628
	Other assets		7				10
	Nonperforming investment securities		-				3,259
	Total nonperforming assets	$	43,495			$	69,103
	Nonperforming assets to total assets		3.47	%			5.65	%
	Allowance for loan losses to nonperforming loans		35.06	%			28.84	%

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2014
Allowance For Loan Losses [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2014 was as follows (000s omitted):
		Agriculture		Commercial		Commercial		Construction		Residential		Consumer		Total
		and				Real Estate		Real Estate		Real Estate		and Other
		Agricultural
		Real Estate
	Allowance for loan losses: For the three months ended September 30, 2014
	Beginning Balance	$	214	$	1,288	$	7,535	$	1,147	$	4,280	$	537	$	15,001
	Charge-offs		-3		-62		-2,267		-44		-976		-1		-3,353
	Recoveries		-		115		939		794		271		63		2,182
	Provision		14		-22		390		-1,290		-259		467		-700
	Ending balance	$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Allowance for loan losses: For the nine months ended September 30, 2014
	Beginning Balance	$	171	$	1,989	$	7,030	$	1,397	$	4,606	$	1,016	$	16,209
	Charge-offs		-3		-688		-3,478		-254		-1,187		-79		-5,689
	Recoveries		5		204		1,215		1,047		509		130		3,110
	Provision		52		-186		1,830		-1,583		-612		-1		-500
	Ending balance	$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Allowance for loan losses as of September 30, 2014
	Ending balance individually evaluated for impairment	$	36	$	528	$	1,290	$	480	$	649	$	257	$	3,240
	Ending balance collectively evaluated for impairment		189		791		5,307		127		2,667		809		9,890
	Ending balance	$	225	$	1,319	$	6,597	$	607	$	3,316	$	1,066	$	13,130
	Loans as of September 30, 2014
	Ending balance individually evaluated for impairment	$	946	$	1,445	$	20,257	$	2,138	$	11,901	$	573	$	37,260
	Ending balance collectively evaluated for impairment		17,167		60,873		233,268		10,288		212,229		14,685		548,510
	Ending balance	$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
	Activity in the allowance for loan losses during the three and nine months ended September 30, 2013 was as follows (000s omitted):
		Agriculture		Commercial		Commercial		Construction		Residential		Consumer		Total
		and				Real Estate		Real Estate		Real Estate		and Other
		Agricultural
		Real Estate
	Allowance for loan losses: For the three months ended September 30, 2013
	Beginning Balance	$	109	$	2,442	$	7,556	$	1,889	$	4,787	$	412	$	17,195
	Charge-offs		-		-162		-728		-30		-351		-53		-1,324
	Recoveries		-		24		427		49		162		33		695
	Provision		28		-409		453		-278		24		382		200
	Ending balance	$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Allowance for loan losses: For the nine months ended September 30, 2013
	Beginning Balance	$	76	$	2,224	$	7,551	$	2,401	$	4,715	$	332	$	17,299
	Charge-offs		-		-564		-2,596		-67		-1,167		-190		-4,584
	Recoveries		-		287		717		337		481		129		1,951
	Provision		61		-52		2,036		-1,041		593		503		2,100
	Ending balance	$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Allowance for loan losses as of September 30, 2013
	Ending balance individually evaluated for impairment	$	1	$	1,133	$	2,893	$	1,333	$	1,750	$	110	$	7,220
	Ending balance collectively evaluated for impairment		136		762		4,815		297		2,872		664		9,546
	Ending balance	$	137	$	1,895	$	7,708	$	1,630	$	4,622	$	774	$	16,766
	Loans as of September 30, 2013
	Ending balance individually evaluated for impairment	$	424	$	3,175	$	35,769	$	5,704	$	16,122	$	363	$	61,557
	Ending balance collectively evaluated for impairment		14,898		62,078		232,999		9,360		215,422		14,614		549,371
	Ending balance	$	15,322	$	65,253	$	268,768	$	15,064	$	231,544	$	14,977	$	610,928
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The portfolio segments in each credit risk grade as of September 30, 2014 are as follows (000s omitted):
	Credit Quality Indicators as of September 30, 2014
	Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural				Commercial		Construction		Residential		Consumer
		Real Estate		Commercial		Real Estate		Real Estate		Real Estate		and Other		Total
	Not Rated	$	126	$	1,554	$	-	$	4,779	$	140,212	$	10,717	$	157,388
	1		-		2,992		-		-		-		366		3,358
	2		280		297		857		-		134		-		1,568
	3		190		6,595		9,643		-		874		-		17,302
	4		15,641		41,982		177,887		4,478		50,559		3,355		293,902
	5		808		6,881		37,280		2,449		15,982		190		63,590
	6		1,068		2,017		27,858		720		16,369		630		48,662
	7		-		-		-		-		-		-		-
	8		-		-		-		-		-		-		-
	9		-		-		-		-		-		-		-
	Total	$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
	Performing	$	17,087	$	60,808	$	234,708	$	10,214	$	211,067	$	14,434	$	548,318
	Nonperforming		1,026		1,510		18,817		2,212		13,063		824		37,452
	Total	$	18,113	$	62,318	$	253,525	$	12,426	$	224,130	$	15,258	$	585,770
	The portfolio segments in each credit risk grade as of December 31, 2013 are as follows (000s omitted):
	Credit Quality Indicators as of December 31, 2013
	Credit Risk by Internally Assigned Grade
		Agriculture
		and
		Agricultural				Commercial		Construction		Residential		Consumer
		Real Estate		Commercial		Real Estate		Real Estate		Real Estate		and Other		Total
	Not Rated	$	144	$	2,151	$	-	$	3,643	$	141,102	$	9,656	$	156,696
	1		-		4,054		-		-		-		194		4,248
	2		31		153		931		-		142		-		1,257
	3		788		4,000		10,755		99		1,040		-		16,682
	4		12,304		34,130		172,592		4,825		53,047		3,743		280,641
	5		838		11,594		41,914		2,525		9,005		251		66,127
	6		892		3,358		39,720		3,575		23,688		706		71,939
	7		-		-		-		-		-		-		-
	8		-		-		-		-		-		-		-
	9		-		-		-		-		-		-		-
	Total	$	14,997	$	59,440	$	265,912	$	14,667	$	228,024	$	14,550	$	597,590
	Performing	$	14,428	$	56,941	$	235,531	$	9,732	$	211,149	$	13,603	$	541,384
	Nonperforming		569		2,499		30,381		4,935		16,875		947		56,206
	Total	$	14,997	$	59,440	$	265,912	$	14,667	$	228,024	$	14,550	$	597,590
Past Due Financing Receivables [Table Text Block]	'
	Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of September 30, 2014 and December 31, 2013 (000s omitted):
														Recorded
														Investment >90
		30-59 Days		60-89 Days		>90 Days		Total Past						Days Past Due
	September 30, 2014	Past Due		Past Due		Past Due		Due		Current		Total Loans		and Accruing
	Agriculture and Agricultural Real Estate	$	250	$	-	$	80	$	330	$	17,783	$	18,113	$	-
	Commercial		83		26		57		166		62,152		62,318		7
	Commercial Real Estate		1,590		1,176		1,457		4,223		249,302		253,525		-
	Construction Real Estate		81		-		-		81		12,345		12,426		-
	Residential Real Estate		4,497		1,035		640		6,172		217,958		224,130		-
	Consumer and Other		61		30		70		161		15,097		15,258		-
	Total	$	6,562	$	2,267	$	2,304	$	11,133	$	574,637	$	585,770	$	7
														Recorded
														Investment >90
		30-59 Days		60-89 Days		>90 Days		Total Past						Days Past Due
	December 31, 2013	Past Due		Past Due		Past Due		Due		Current		Total Loans		and Accruing
	Agriculture and Agricultural Real Estate	$	210	$	-	$	171	$	381	$	14,616	$	14,997	$	-
	Commercial		87		93		210		390		59,050		59,440		46
	Commercial Real Estate		1,640		535		3,506		5,681		260,231		265,912		-
	Construction Real Estate		90		265		1,177		1,532		13,135		14,667		-
	Residential Real Estate		2,612		803		2,342		5,757		222,267		228,024		-
	Consumer and Other		150		52		153		355		14,195		14,550		-
	Total	$	4,789	$	1,748	$	7,559	$	14,096	$	583,494	$	597,590	$	46
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following is a summary of non-accrual loans as of September 30, 2014 and December 31, 2013 (000s omitted):
		September 30, 2014		December 31, 2013
	Agriculture and Agricultural Real Estate	$	80	$	172
	Commercial		298		1,035
	Commercial Real Estate		6,234		13,289
	Construction Real Estate		424		2,009
	Residential Real Estate		6,064		6,865
	Consumer and Other		251		340
	Total	$	13,351	$	23,710
Impaired Financing Receivables [Table Text Block]	'
	The following is a summary of impaired loans as of September 30, 2014 and 2013 (000s omitted):
								Average				Average
								Recorded		Interest Income		Recorded		Interest Income
				Unpaid				Investment for the		Recognized in the		Investment for		Recognized in the
		Recorded		Principal		Related		Three Months		Three Months		the Nine Months		Nine Months
	September 30, 2014	Investment		Balance		Allowance		Ended		Ended		Ended		Ended
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	258	$	257	$	-	$	258	$	4	$	259	$	7
	Commercial		396		559		-		500		7		580		25
	Commercial Real Estate		9,979		11,299		-		10,461		111		10,565		352
	Construction Real Estate		302		1,019		-		610		2		668		17
	Residential Real Estate		6,311		7,046		-		6,674		84		6,763		234
	Consumer and Other		29		32		-		30		1		31		2
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		688		687		36		687		9		700		28
	Commercial		1,049		1,056		528		1,071		13		1,098		40
	Commercial Real Estate		10,278		12,459		1,290		11,845		115		11,941		352
	Construction Real Estate		1,836		1,864		480		1,855		22		1,869		66
	Residential Real Estate		5,590		5,831		649		5,807		63		5,868		191
	Consumer and Other		544		544		257		548		6		586		20
	Total:
	Agriculture and Agricultural Real Estate	$	946	$	944	$	36	$	945	$	13	$	959	$	35
	Commercial		1,445		1,615		528		1,571		20		1,678		65
	Commercial Real Estate		20,257		23,758		1,290		22,306		226		22,506		704
	Construction Real Estate		2,138		2,883		480		2,465		24		2,537		83
	Residential Real Estate		11,901		12,877		649		12,481		147		12,631		425
	Consumer and Other		573		576		257		578		7		617		22
												Average
								Average				Recorded
				Unpaid				Recorded		Interest Income		Investment for		Interest Income
		Recorded		Principal		Related		Investment for the		Recognized in the		the Nine Months		Recognized in the
		Investment as		Balance as of		Allowance as		Three Months		Three Months		Ended		Nine Months
		of December		December 31,		of December		Ended September		Ended September		September 30,		Ended September
		31, 2013		2,013		31, 2013		30, 2013		30, 2013		2013		30, 2013
	With no related allowance recorded:
	Agriculture and Agricultural Real Estate	$	-	$	-	$	-	$	-	$	-	$	-	$	-
	Commercial		869		966		-		1,728		21		1,562		55
	Commercial Real Estate		19,567		23,005		-		19,544		228		20,004		629
	Construction Real Estate		1,165		2,408		-		2,302		23		2,452		91
	Residential Real Estate		7,929		9,035		-		8,586		97		8,656		293
	Consumer and Other		33		36		-		31		1		31		3
	With an allowance recorded:
	Agriculture and Agricultural Real Estate		398		397		1		424		4		724		28
	Commercial		1,540		1,627		1,031		1,695		16		1,739		53
	Commercial Real Estate		16,025		20,032		2,697		18,660		148		19,226		594
	Construction Real Estate		3,615		4,236		1,194		4,077		191		4,197		292
	Residential Real Estate		8,745		9,194		1,809		8,141		91		8,347		264
	Consumer and Other		585		581		265		332		5		339		14
	Total:
	Agriculture and Agricultural Real Estate	$	398	$	397	$	1	$	424	$	4	$	724	$	28
	Commercial		2,409		2,593		1,031		3,423		37		3,301		108
	Commercial Real Estate		35,592		43,037		2,697		38,204		376		39,230		1,223
	Construction Real Estate		4,780		6,644		1,194		6,379		214		6,649		383
	Residential Real Estate		16,674		18,229		1,809		16,727		188		17,003		557
	Consumer and Other		618		617		265		363		6		370		17
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	Loans that have been classified as TDRs during the three and nine month periods ended September 30, 2014 and September 30, 2013 are as follows (000s omitted from dollar amounts):
		Three months ended						Nine months ended
		September 30, 2014						September 30, 2014
				Pre-		Post-				Pre-		Post-
				Modification		Modification				Modification		Modification
				Recorded		Recorded				Recorded		Recorded
		Number of		Principal		Principal		Number of		Principal		Principal
		Contracts		Balance		Balance		Contracts		Balance		Balance
	Agriculture and Agricultural Real Estate		-	$	-	$	-		1	$	314	$	314
	Commercial		-		-		-		4		295		54
	Commercial Real Estate		2		743		649		6		1,990		1,508
	Construction Real Estate		3		43		22		3		43		22
	Residential Real Estate		4		203		57		14		1,047		730
	Consumer and Other		-		-		-		-		-		-
	Total		9	$	989	$	728		28	$	3,689	$	2,628
		Three months ended						Nine months ended
		September 30, 2013						September 30, 2013
				Pre-		Post-				Pre-		Post-
				Modification		Modification				Modification		Modification
				Recorded		Recorded				Recorded		Recorded
		Number of		Principal		Principal		Number of		Principal		Principal
		Contracts		Balance		Balance		Contracts		Balance		Balance
	Agriculture and Agricultural Real Estate		-	$	-	$	-		-	$	-	$	-
	Commercial		6		1,044		636		13		1,398		787
	Commercial Real Estate		3		480		301		10		2,527		1,646
	Construction Real Estate		-		-		-		-		-		-
	Residential Real Estate		8		685		665		24		2,131		1,801
	Consumer and Other		1		10		9		5		276		34
	Total		18	$	2,219	$	1,611		52	$	6,332	$	4,268

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule Of Investment Securities Portfolio [Table Text Block]	'
	The following is a summary of the Bank’s investment securities portfolio as of September 30, 2014 and December 31, 2013 (000’s omitted):
		Held to Maturity
		September 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	31,244	$	1,251	$	-72	$	32,423
	Corporate Debt Securities		500		-		-		500
		$	31,744	$	1,251	$	-72	$	32,923
		Available for Sale
		September 30, 2014
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	370,077	$	646	$	-5,070	$	365,653
	Mortgage Backed Securities issued by U.S. Government Agencies		78,464		340		-897		77,907
	Obligations of States and Political Subdivisions		15,389		433		-64		15,758
	Corporate Debt Securities		5,973		51		-		6,024
	Equity Securities		2,044		79		-		2,123
		$	471,947	$	1,549	$	-6,031	$	467,465
		Held to Maturity
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of States and Political Subdivisions	$	34,346	$	557	$	-364	$	34,539
	Corporate Debt Securities		500		-		-		500
		$	34,846	$	557	$	-364	$	35,039
		Available for Sale
		December 31, 2013
				Gross		Gross		Estimated
		Amortized		Unrealized		Unrealized		Market
		Cost		Gains		Losses		Value
	Obligations of U.S. Government Agencies	$	277,383	$	1,147	$	-11,817	$	266,713
	Mortgage Backed Securities issued by U.S. Government Agencies		97,168		995		-1,637		96,526
	Obligations of States and Political Subdivisions		15,197		289		-123		15,363
	Trust Preferred CDO Securities		9,509		-		-3,758		5,751
	Corporate Debt Securities		7,967		104		-		8,071
	Equity Securities		2,584		43		-95		2,532
		$	409,808	$	2,578	$	-17,430	$	394,956
Expected Maturities Of Amortized Cost and Estimated Market Value [Table Text Block]	'
	The amortized cost and estimated market values of securities by contractual maturity as of September 30, 2014 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Held to Maturity				Available for Sale
				Estimated				Estimated
		Amortized		Market		Amortized		Market
		Cost		Value		Cost		Value
	Contractual maturity in
	1 year or less	$	4,107	$	4,135	$	7,505	$	7,535
	After 1 year through five years		13,416		13,766		90,049		89,218
	After 5 years through 10 years		11,346		11,832		274,252		271,259
	After 10 years		2,875		3,190		19,633		19,423
	Total		31,744		32,923		391,439		387,435
	Mortgage Backed Securities		-		-		78,464		77,907
	Securities with no stated maturity		-		-		2,044		2,123
	Total	$	31,744	$	32,923	$	471,947	$	467,465
Schedule Of Gross Unrealized Losses and Fair Value Of Investments With Unrealized Losses [Table Text Block]	'
	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2014 and December 31, 2013.
		September 30, 2014
		Less than 12 months				12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Obligations of United States Government Agencies	$	110,074	$	735	$	161,414	$	4,335	$	271,488	$	5,070
	Mortgage Backed Securities issued by U.S. Government Agencies		16,662		68		42,403		829		59,065		897
	Obligations of States and Political Subdivisions		3,633		28		4,333		108		7,966		136
		$	130,369	$	831	$	208,150	$	5,272	$	338,519	$	6,103
		December 31, 2013
		Less than 12 months				12 months or longer				Total
				Gross				Gross				Gross
		Aggregate		Unrealized		Aggregate		Unrealized		Aggregate		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	Obligations of United States Government Agencies	$	234,264	$	10,828	$	13,614	$	989	$	247,878	$	11,817
	Mortgage Backed Securities issued by U.S. Government Agencies		49,202		1,005		14,544		632		63,746		1,637
	Obligations of States and Political Subdivisions		10,384		321		3,113		166		13,497		487
	Trust Preferred CDO Securities		-		-		5,751		3,758		5,751		3,758
	Equity Securities		-		-		445		95		445		95
		$	293,850	$	12,154	$	37,467	$	5,640	$	331,317	$	17,794

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule Of Fair Value And Carrying Value [Table Text Block]	'
	The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013, and the valuation techniques used by the Company to determine those fair values.
										Total
		Carrying								Estimated
	September 30, 2014	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	52,941	$	52,941	$	-	$	-	$	52,941
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		31,244		-		32,423		-		32,423
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		365,653		-		365,653		-		365,653
	MBS issued by U.S. Government Agencies		77,907		-		77,907		-		77,907
	Obligations of States and Political Subdivisions		15,758		-		15,758		-		15,758
	Corporate Debt Securities		6,024		-		6,024		-		6,024
	Other Securities		2,123		2,123		-		-		2,123
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		382		-		-		382		382
	Loans, net		572,640		-		-		581,770		581,770
	Accrued Interest Receivable		4,133		-		-		4,133		4,133
	Financial Liabilities:
	Noninterest Bearing Deposits		209,731		209,731		-		-		209,731
	Interest Bearings Deposits		879,753		-		881,906		-		881,906
	Borrowed funds
	FHLB Advances		-		-		-		-		-
	Repurchase Agreements		15,000		-		15,974		-		15,974
	Accrued Interest Payable		160		-		-		160		160
										Total
		Carrying								Estimated
	December 31, 2013	Value		Level 1		Level 2		Level 3		Fair Value
	Financial Assets:
	Cash and due from banks	$	77,798	$	77,798	$	-	$	-	$	77,798
	Securities - Held to Maturity
	Obligations of States and Political Subdivisions		34,346		-		34,539		-		34,539
	Corporate Debt Securities		500		-		500		-		500
	Securities - Available for Sale
	Obligations of U.S. Government Agencies		266,713		-		266,713		-		266,713
	MBS issued by U.S. Government Agencies		96,526		-		96,526		-		96,526
	Obligations of States and Political Subdivisions		15,363		-		15,363		-		15,363
	Trust Preferred CDO Securities		5,751		-		-		5,751		5,751
	Corporate Debt Securities		8,071		-		8,071		-		8,071
	Other Securities		2,532		2,087		445		-		2,532
	Federal Home Loan Bank Stock		10,605		-		10,605		-		10,605
	Loans Held for Sale		668		-		-		668		668
	Loans, net		581,381		-		-		591,471		591,471
	Accrued Interest Receivable		3,502		-		-		3,502		3,502
	Financial Liabilities:
	Noninterest Bearing Deposits		215,844		215,844		-		-		215,844
	Interest Bearings Deposits		853,874		-		857,149		-		857,149
	Borrowed funds
	FHLB Advances		12,000		-		12,000		-		12,000
	Repurchase Agreements		15,000		-		16,352		-		16,352
	Accrued Interest Payable		179		-		-		179		179
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted):
	Investment Securities - Available for Sale	2014		2013
	Balance at January 1	$	5,751	$	5,406
	Total realized and unrealized losses included in income		-2,599		-12
	Total unrealized gains included in other comprehensive income		3,758		467
	Net purchases, sales, calls and maturities		-6,910		-
	Net transfers in/out of Level 3		-		-
	Balance at September 30	$	-	$	5,861
Fair Value Assets Measured On Nonrecurring Basis [Table Text Block]	'
	Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted):
				Quoted Prices in
				Active Markets for		Significant Other		Significant
		Balance at		for Identical Assets		Observable		Unobservable
		Sept. 30, 2014		(Level 1)		Inputs (Level 2)		Inputs (Level 3)
	Impaired loans	$	37,260	$	-	$	-	$	37,260
	Other Real Estate Owned	$	6,036	$	-	$	-	$	6,036
				Quoted Prices in
		Balance at		Active Markets for		Significant Other		Significant
		December 31,		Identical Assets		Observable		Unobservable
		2013		(Level 1)		Inputs (Level 2)		Inputs (Level 3)
	Impaired loans	$	60,471	$	-	$	-	$	60,471
	Other Real Estate Owned	$	9,628	$	-	$	-	$	9,628

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Off Balance Sheet Risk [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted):
		Contractual Amount
		September 30,		December 31,
		2014		2013
	Commitments to extend credit:
	Unused portion of commercial lines of credit	$	61,534	$	68,159
	Unused portion of credit card lines of credit		3,427		3,255
	Unused portion of home equity lines of credit		18,523		16,769
	Standby letters of credit and financial guarantees written		3,674		3,667
	All other off-balance sheet commitments		30,000		-

BASIS_OF_PRESENTATION_AND_ACCO2

BASIS OF PRESENTATION AND ACCOUNTING POLICIES (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Line Items]	'
Inventory Write-down	$500,000

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Basic	'	'	'	'
Net income (in dollars)	$1,712	$21,287	$5,166	$23,897
Average common shares outstanding	22,691,593	17,912,946	21,911,996	17,779,924
Earnings per common share - basic (in dollars per share)	$0.08	$1.19	$0.24	$1.34
Diluted	'	'	'	'
Net income (in dollars)	$1,712	$21,287	$5,166	$23,897
Average common shares outstanding	22,691,593	17,912,946	21,911,996	17,779,924
Equity compensation	194,090	164,533	192,573	155,416
Average common shares outstanding - diluted	22,885,683	18,077,479	22,104,569	17,935,340
Earnings per common share - diluted (in dollars per share)	$0.07	$1.18	$0.23	$1.33

STOCK_BASED_COMPENSATION_Detai

STOCK BASED COMPENSATION (Details) (USD $)	9 Months Ended
	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Options Outstanding, January 1, 2014, Shares	283,900
Granted, Shares	0
Exercised, Shares	0
Forfeited, Shares	1,500
Expired, Shares	77,000
Options Outstanding, September 30, 2014 Shares	205,400
Options Exercisable, September 30, 2014 Shares	205,400
Options Outstanding, January 1, 2014, Weighted Average Exercise Price	$18.41
Granted, Weighted Average Exercise Price	$0
Exercised, Weighted Average Exercise Price	$0
Forfeited, Weighted Average Exercise Price	$15.33
Expired, Weighted Average Exercise Price	$16.69
Options Outstanding, September 30, 2014 Weighted Average Exercise Price	$19.08
Options Exercisable, September 30, 2014 Weighted Average Exercise Price	$19.08

STOCK_BASED_COMPENSATION_Detai1

STOCK BASED COMPENSATION (Details 1) (USD $)	9 Months Ended
	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
SOSARs Outstanding, January 1, 2014 Shares	472,271
Granted, Shares	110,000
Exercised, Shares	18,998
Forfeited, Shares	5,834
SOSARs Outstanding, September 30, 2014 Shares	557,439
SOSARs Exercisable, September 30, 2014 Shares	352,062
SOSARs Outstanding, January 1, 2014, Weighted Average Base Price	$3.23
Granted, Weighted Average Base Price	$4.90
Exercised , Weighted Average Base Price	$2.15
Forfeited, Weighted Average Base Price	$4.91
SOSARs Outstanding, September 30, 2014 Weighted Average Base Price	$3.58
SOSARs Exercisable, September 30, 2014 Weighted Average Base Price	$3.53

STOCK_BASED_COMPENSATION_Detai2

STOCK BASED COMPENSATION (Details Textual) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Restricted Stock or Unit Expense	$72,000	$71,000	$218,000	$216,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	110,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	$4.90	'
Share based Compensation Arrangement by Share based Payment Award, Equity Instruments Other than Options, Granted Percentage	'	'	50.00%	'
Fair Value Common Stock	$4.78	'	$4.78	'
Common Stock [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Shares, Issued	73,839	'	73,839	'
Restricted Stock [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	$4.90	'
Weighted Average Number of Shares, Restricted Stock	'	'	1,000	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	8,000	'	8,000	'
Stock Appreciation Rights (SARs) [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1	$353,000	'	$353,000	'
Executive Officer [Member] | Stock Incentive Plan 2008 [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	110,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	$2.98	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	'	'	'7 years	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	'	'	60.11%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	'	'	2.27%	'
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	'	'	0.00%	'

LOANS_Details

LOANS (Details) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$585,770	'	$597,590	$610,928	'	'
Less: Allowance for loan losses	13,130	15,001	16,209	16,766	17,195	17,299
Loans - Net	572,640	'	581,381	'	'	'
Residential real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	224,130	'	228,024	'	'	'
Commercial and Construction real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	265,951	'	280,579	'	'	'
Agriculture and agricultural real estate loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	18,113	'	14,997	'	'	'
Commercial and industrial loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	62,318	'	59,440	'	'	'
Loans to individuals for household, family,and other personal expenditures [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans, gross	$15,258	'	$14,550	'	'	'

LOANS_Details_1

LOANS (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Nonaccrual loans	$13,351	$23,710	'
Loans 90 days past due and accruing	7	46	'
Total nonperforming loans	585,770	597,590	610,928
Other real estate owned	6,036	9,628	'
Other assets	29,783	34,094	'
Total nonperforming assets	1,251,812	1,222,682	'
Non Performing Assets [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Nonaccrual loans	13,351	23,710	'
Loans 90 days past due and accruing	7	46	'
Restructured loans	24,094	32,450	'
Total nonperforming loans	37,452	56,206	'
Other real estate owned	6,036	9,628	'
Other assets	7	10	'
Nonperforming investment securities	0	3,259	'
Total nonperforming assets	$43,495	$69,103	'
Nonperforming assets to total assets	3.47%	5.65%	'
Allowance for loan losses to nonperforming loans	35.06%	28.84%	'

LOANS_Details_Textual

LOANS (Details Textual) (USD $)	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Loans and Leases Receivable, Related Parties	$250,000

ALLOWANCE_FOR_LOAN_LOSSES_Deta

ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	$15,001	$17,195	$16,209	$17,299	'
Charge-offs	-3,353	-1,324	-5,689	-4,584	'
Recoveries	2,182	695	3,110	1,951	'
Provision	-700	200	-500	2,100	'
Ending balance	13,130	16,766	13,130	16,766	'
Ending balance individually evaluated for impairment	3,240	7,220	3,240	7,220	'
Ending balance collectively evaluated for impairment	9,890	9,546	9,890	9,546	'
Ending balance	13,130	16,766	13,130	16,766	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	37,260	61,557	37,260	61,557	'
Ending balance collectively evaluated for impairment	548,510	549,371	548,510	549,371	'
Ending balance	585,770	610,928	585,770	610,928	597,590
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	214	109	171	76	'
Charge-offs	-3	0	-3	0	'
Recoveries	0	0	5	0	'
Provision	14	28	52	61	'
Ending balance	225	137	225	137	'
Ending balance individually evaluated for impairment	36	1	36	1	'
Ending balance collectively evaluated for impairment	189	136	189	136	'
Ending balance	225	137	225	137	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	946	424	946	424	'
Ending balance collectively evaluated for impairment	17,167	14,898	17,167	14,898	'
Ending balance	18,113	15,322	18,113	15,322	14,997
Commercial [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	1,288	2,442	1,989	2,224	'
Charge-offs	-62	-162	-688	-564	'
Recoveries	115	24	204	287	'
Provision	-22	-409	-186	-52	'
Ending balance	1,319	1,895	1,319	1,895	'
Ending balance individually evaluated for impairment	528	1,133	528	1,133	'
Ending balance collectively evaluated for impairment	791	762	791	762	'
Ending balance	1,319	1,895	1,319	1,895	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	1,445	3,175	1,445	3,175	'
Ending balance collectively evaluated for impairment	60,873	62,078	60,873	62,078	'
Ending balance	62,318	65,253	62,318	65,253	59,440
Commercial Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	7,535	7,556	7,030	7,551	'
Charge-offs	-2,267	-728	-3,478	-2,596	'
Recoveries	939	427	1,215	717	'
Provision	390	453	1,830	2,036	'
Ending balance	6,597	7,708	6,597	7,708	'
Ending balance individually evaluated for impairment	1,290	2,893	1,290	2,893	'
Ending balance collectively evaluated for impairment	5,307	4,815	5,307	4,815	'
Ending balance	6,597	7,708	6,597	7,708	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	20,257	35,769	20,257	35,769	'
Ending balance collectively evaluated for impairment	233,268	232,999	233,268	232,999	'
Ending balance	253,525	268,768	253,525	268,768	265,912
Construction Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	1,147	1,889	1,397	2,401	'
Charge-offs	-44	-30	-254	-67	'
Recoveries	794	49	1,047	337	'
Provision	-1,290	-278	-1,583	-1,041	'
Ending balance	607	1,630	607	1,630	'
Ending balance individually evaluated for impairment	480	1,333	480	1,333	'
Ending balance collectively evaluated for impairment	127	297	127	297	'
Ending balance	607	1,630	607	1,630	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	2,138	5,704	2,138	5,704	'
Ending balance collectively evaluated for impairment	10,288	9,360	10,288	9,360	'
Ending balance	12,426	15,064	12,426	15,064	14,667
Residential Real Estate [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	4,280	4,787	4,606	4,715	'
Charge-offs	-976	-351	-1,187	-1,167	'
Recoveries	271	162	509	481	'
Provision	-259	24	-612	593	'
Ending balance	3,316	4,622	3,316	4,622	'
Ending balance individually evaluated for impairment	649	1,750	649	1,750	'
Ending balance collectively evaluated for impairment	2,667	2,872	2,667	2,872	'
Ending balance	3,316	4,622	3,316	4,622	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	11,901	16,122	11,901	16,122	'
Ending balance collectively evaluated for impairment	212,229	215,422	212,229	215,422	'
Ending balance	224,130	231,544	224,130	231,544	228,024
Consumer and Other [Member]	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'
Beginning Balance	537	412	1,016	332	'
Charge-offs	-1	-53	-79	-190	'
Recoveries	63	33	130	129	'
Provision	467	382	-1	503	'
Ending balance	1,066	774	1,066	774	'
Ending balance individually evaluated for impairment	257	110	257	110	'
Ending balance collectively evaluated for impairment	809	664	809	664	'
Ending balance	1,066	774	1,066	774	'
Loans:	'	'	'	'	'
Ending balance individually evaluated for impairment	573	363	573	363	'
Ending balance collectively evaluated for impairment	14,685	14,614	14,685	14,614	'
Ending balance	$15,258	$14,977	$15,258	$14,977	$14,550

ALLOWANCE_FOR_LOAN_LOSSES_Deta1

ALLOWANCE FOR LOAN LOSSES (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	$585,770	$597,590	$610,928
Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	548,318	541,384	'
Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	37,452	56,206	'
Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	157,388	156,696	'
Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,358	4,248	'
Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,568	1,257	'
Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	17,302	16,682	'
Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	293,902	280,641	'
Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	63,590	66,127	'
Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	48,662	71,939	'
Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	18,113	14,997	15,322
Agriculture and Agricultural Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	17,087	14,428	'
Agriculture and Agricultural Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,026	569	'
Agriculture and Agricultural Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	126	144	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	280	31	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	190	788	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,641	12,304	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	808	838	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,068	892	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Agriculture and Agricultural Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	62,318	59,440	65,253
Commercial [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	60,808	56,941	'
Commercial [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,510	2,499	'
Commercial [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	1,554	2,151	'
Commercial [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,992	4,054	'
Commercial [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	297	153	'
Commercial [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	6,595	4,000	'
Commercial [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	41,982	34,130	'
Commercial [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	6,881	11,594	'
Commercial [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,017	3,358	'
Commercial [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	253,525	265,912	268,768
Commercial Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	234,708	235,531	'
Commercial Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	18,817	30,381	'
Commercial Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	857	931	'
Commercial Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	9,643	10,755	'
Commercial Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	177,887	172,592	'
Commercial Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	37,280	41,914	'
Commercial Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	27,858	39,720	'
Commercial Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Commercial Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	12,426	14,667	15,064
Construction Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	10,214	9,732	'
Construction Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,212	4,935	'
Construction Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	4,779	3,643	'
Construction Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	99	'
Construction Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	4,478	4,825	'
Construction Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	2,449	2,525	'
Construction Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	720	3,575	'
Construction Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Construction Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	224,130	228,024	231,544
Residential Real Estate [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	211,067	211,149	'
Residential Real Estate [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	13,063	16,875	'
Residential Real Estate [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	140,212	141,102	'
Residential Real Estate [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	134	142	'
Residential Real Estate [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	874	1,040	'
Residential Real Estate [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	50,559	53,047	'
Residential Real Estate [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,982	9,005	'
Residential Real Estate [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	16,369	23,688	'
Residential Real Estate [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Residential Real Estate [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	15,258	14,550	14,977
Consumer and Other [Member] | Performing [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	14,434	13,603	'
Consumer and Other [Member] | Nonperforming [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	824	947	'
Consumer and Other [Member] | Not Rated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	10,717	9,656	'
Consumer and Other [Member] | Risk Grade Rating 1 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	366	194	'
Consumer and Other [Member] | Risk Grade Rating 2 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 3 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 4 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	3,355	3,743	'
Consumer and Other [Member] | Risk Grade Rating 5 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	190	251	'
Consumer and Other [Member] | Risk Grade Rating 6 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	630	706	'
Consumer and Other [Member] | Risk Grade Rating 7 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 8 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	0	0	'
Consumer and Other [Member] | Risk Grade Rating 9 [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans, gross	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta2

ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	$6,562	$4,789	'
60-89 Days Past Due	2,267	1,748	'
>90 Days Past Due	2,304	7,559	'
Total Past Due	11,133	14,096	'
Current	574,637	583,494	'
Total nonperforming loans	585,770	597,590	610,928
Recorded Investment >90 Days Past Due and Accruing	7	46	'
Agriculture and Agricultural Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	250	210	'
60-89 Days Past Due	0	0	'
>90 Days Past Due	80	171	'
Total Past Due	330	381	'
Current	17,783	14,616	'
Total nonperforming loans	18,113	14,997	15,322
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	83	87	'
60-89 Days Past Due	26	93	'
>90 Days Past Due	57	210	'
Total Past Due	166	390	'
Current	62,152	59,050	'
Total nonperforming loans	62,318	59,440	65,253
Recorded Investment >90 Days Past Due and Accruing	7	46	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	1,590	1,640	'
60-89 Days Past Due	1,176	535	'
>90 Days Past Due	1,457	3,506	'
Total Past Due	4,223	5,681	'
Current	249,302	260,231	'
Total nonperforming loans	253,525	265,912	268,768
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Construction Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	81	90	'
60-89 Days Past Due	0	265	'
>90 Days Past Due	0	1,177	'
Total Past Due	81	1,532	'
Current	12,345	13,135	'
Total nonperforming loans	12,426	14,667	15,064
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	4,497	2,612	'
60-89 Days Past Due	1,035	803	'
>90 Days Past Due	640	2,342	'
Total Past Due	6,172	5,757	'
Current	217,958	222,267	'
Total nonperforming loans	224,130	228,024	231,544
Recorded Investment >90 Days Past Due and Accruing	0	0	'
Consumer and Other [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
30-59 Days Past Due	61	150	'
60-89 Days Past Due	30	52	'
>90 Days Past Due	70	153	'
Total Past Due	161	355	'
Current	15,097	14,195	'
Total nonperforming loans	15,258	14,550	14,977
Recorded Investment >90 Days Past Due and Accruing	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta3

ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	$13,351	$23,710
Agriculture and Agricultural Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	80	172
Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	298	1,035
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	6,234	13,289
Construction Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	424	2,009
Residential Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	6,064	6,865
Consumer and Other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Non accrual loans	$251	$340

ALLOWANCE_FOR_LOAN_LOSSES_Deta4

ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Agriculture and Agricultural Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	$258	'	$258	'	$0
With no related allowance recorded, Unpaid Principal Balance	257	'	257	'	0
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	258	0	259	0	'
With no related allowance recorded, Interest Income Recognized	4	0	7	0	'
With an allowance recorded, Recorded Investment	688	'	688	'	398
With an allowance recorded, Unpaid Principal Balance	687	'	687	'	397
With an allowance recorded, Related Allowance	36	'	36	'	1
With an allowance recorded, Average Recorded Investment	687	424	700	724	'
With an allowance recorded, Interest Income Recognized	9	4	28	28	'
Total, Recorded Investment	946	'	946	'	398
Total, Unpaid Principal Balance	944	'	944	'	397
Total, Related Allowance	36	'	36	'	1
Total, Average Recorded Investment	945	424	959	724	'
Total, Interest Income Recognized	13	4	35	28	'
Commercial [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	396	'	396	'	869
With no related allowance recorded, Unpaid Principal Balance	559	'	559	'	966
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	500	1,728	580	1,562	'
With no related allowance recorded, Interest Income Recognized	7	21	25	55	'
With an allowance recorded, Recorded Investment	1,049	'	1,049	'	1,540
With an allowance recorded, Unpaid Principal Balance	1,056	'	1,056	'	1,627
With an allowance recorded, Related Allowance	528	'	528	'	1,031
With an allowance recorded, Average Recorded Investment	1,071	1,695	1,098	1,739	'
With an allowance recorded, Interest Income Recognized	13	16	40	53	'
Total, Recorded Investment	1,445	'	1,445	'	2,409
Total, Unpaid Principal Balance	1,615	'	1,615	'	2,593
Total, Related Allowance	528	'	528	'	1,031
Total, Average Recorded Investment	1,571	3,423	1,678	3,301	'
Total, Interest Income Recognized	20	37	65	108	'
Commercial Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	9,979	'	9,979	'	19,567
With no related allowance recorded, Unpaid Principal Balance	11,299	'	11,299	'	23,005
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	10,461	19,544	10,565	20,004	'
With no related allowance recorded, Interest Income Recognized	111	228	352	629	'
With an allowance recorded, Recorded Investment	10,278	'	10,278	'	16,025
With an allowance recorded, Unpaid Principal Balance	12,459	'	12,459	'	20,032
With an allowance recorded, Related Allowance	1,290	'	1,290	'	2,697
With an allowance recorded, Average Recorded Investment	11,845	18,660	11,941	19,226	'
With an allowance recorded, Interest Income Recognized	115	148	352	594	'
Total, Recorded Investment	20,257	'	20,257	'	35,592
Total, Unpaid Principal Balance	23,758	'	23,758	'	43,037
Total, Related Allowance	1,290	'	1,290	'	2,697
Total, Average Recorded Investment	22,306	38,204	22,506	39,230	'
Total, Interest Income Recognized	226	376	704	1,223	'
Construction Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	302	'	302	'	1,165
With no related allowance recorded, Unpaid Principal Balance	1,019	'	1,019	'	2,408
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	610	2,302	668	2,452	'
With no related allowance recorded, Interest Income Recognized	2	23	17	91	'
With an allowance recorded, Recorded Investment	1,836	'	1,836	'	3,615
With an allowance recorded, Unpaid Principal Balance	1,864	'	1,864	'	4,236
With an allowance recorded, Related Allowance	480	'	480	'	1,194
With an allowance recorded, Average Recorded Investment	1,855	4,077	1,869	4,197	'
With an allowance recorded, Interest Income Recognized	22	191	66	292	'
Total, Recorded Investment	2,138	'	2,138	'	4,780
Total, Unpaid Principal Balance	2,883	'	2,883	'	6,644
Total, Related Allowance	480	'	480	'	1,194
Total, Average Recorded Investment	2,465	6,379	2,537	6,649	'
Total, Interest Income Recognized	24	214	83	383	'
Residential Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	6,311	'	6,311	'	7,929
With no related allowance recorded, Unpaid Principal Balance	7,046	'	7,046	'	9,035
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	6,674	8,586	6,763	8,656	'
With no related allowance recorded, Interest Income Recognized	84	97	234	293	'
With an allowance recorded, Recorded Investment	5,590	'	5,590	'	8,745
With an allowance recorded, Unpaid Principal Balance	5,831	'	5,831	'	9,194
With an allowance recorded, Related Allowance	649	'	649	'	1,809
With an allowance recorded, Average Recorded Investment	5,807	8,141	5,868	8,347	'
With an allowance recorded, Interest Income Recognized	63	91	191	264	'
Total, Recorded Investment	11,901	'	11,901	'	16,674
Total, Unpaid Principal Balance	12,877	'	12,877	'	18,229
Total, Related Allowance	649	'	649	'	1,809
Total, Average Recorded Investment	12,481	16,727	12,631	17,003	'
Total, Interest Income Recognized	147	188	425	557	'
Consumer and Other [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded Investment	29	'	29	'	33
With no related allowance recorded, Unpaid Principal Balance	32	'	32	'	36
With no related allowance recorded, Related Allowance	0	'	0	'	0
With no related allowance recorded, Average Recorded Investment	30	31	31	31	'
With no related allowance recorded, Interest Income Recognized	1	1	2	3	'
With an allowance recorded, Recorded Investment	544	'	544	'	585
With an allowance recorded, Unpaid Principal Balance	544	'	544	'	581
With an allowance recorded, Related Allowance	257	'	257	'	265
With an allowance recorded, Average Recorded Investment	548	332	586	339	'
With an allowance recorded, Interest Income Recognized	6	5	20	14	'
Total, Recorded Investment	573	'	573	'	618
Total, Unpaid Principal Balance	576	'	576	'	617
Total, Related Allowance	257	'	257	'	265
Total, Average Recorded Investment	578	363	617	370	'
Total, Interest Income Recognized	$7	$6	$22	$17	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta5

ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	9	18	28	52
Pre-Modification Recorded Principal Balance	$989	$2,219	$3,689	$6,332
Post-Modification Recorded Principal Balance	728	1,611	2,628	4,268
Agriculture and Agricultural Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	0	1	0
Pre-Modification Recorded Principal Balance	0	0	314	0
Post-Modification Recorded Principal Balance	0	0	314	0
Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	6	4	13
Pre-Modification Recorded Principal Balance	0	1,044	295	1,398
Post-Modification Recorded Principal Balance	0	636	54	787
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	2	3	6	10
Pre-Modification Recorded Principal Balance	743	480	1,990	2,527
Post-Modification Recorded Principal Balance	649	301	1,508	1,646
Construction Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	3	0	3	0
Pre-Modification Recorded Principal Balance	43	0	43	0
Post-Modification Recorded Principal Balance	22	0	22	0
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	4	8	14	24
Pre-Modification Recorded Principal Balance	203	685	1,047	2,131
Post-Modification Recorded Principal Balance	57	665	730	1,801
Consumer and Other [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Number of Contracts	0	1	0	5
Pre-Modification Recorded Principal Balance	0	10	0	276
Post-Modification Recorded Principal Balance	$0	$9	$0	$34

ALLOWANCE_FOR_LOAN_LOSSES_Deta6

ALLOWANCE FOR LOAN LOSSES (Details Textual) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]	'
Minimum Aggregate Credit Exposure To Assign Grade	$3,006

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	$31,744	$34,846
Held to Maturity, Gross Unrealized Gains	1,251	557
Held to Maturity, Gross Unrealized Losses	-72	-364
Held to Maturity, Estimated Market Value	32,923	35,039
Available for Sale, Amortized Cost	471,947	409,808
Available for Sale, Gross Unrealized Gains	1,549	2,578
Available for Sale, Gross Unrealized Losses	-6,031	-17,430
Available For Sale, Estimated Market Value	467,465	394,956
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	370,077	277,383
Available for Sale, Gross Unrealized Gains	646	1,147
Available for Sale, Gross Unrealized Losses	-5,070	-11,817
Available For Sale, Estimated Market Value	365,653	266,713
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	78,464	97,168
Available for Sale, Gross Unrealized Gains	340	995
Available for Sale, Gross Unrealized Losses	-897	-1,637
Available For Sale, Estimated Market Value	77,907	96,526
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	31,244	34,346
Held to Maturity, Gross Unrealized Gains	1,251	557
Held to Maturity, Gross Unrealized Losses	-72	-364
Held to Maturity, Estimated Market Value	32,423	34,539
Available for Sale, Amortized Cost	15,389	15,197
Available for Sale, Gross Unrealized Gains	433	289
Available for Sale, Gross Unrealized Losses	-64	-123
Available For Sale, Estimated Market Value	15,758	15,363
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	'	9,509
Available for Sale, Gross Unrealized Gains	'	0
Available for Sale, Gross Unrealized Losses	'	-3,758
Available For Sale, Estimated Market Value	'	5,751
Corporate Debt Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Held to Maturity, Amortized Cost	500	500
Held to Maturity, Gross Unrealized Gains	0	0
Held to Maturity, Gross Unrealized Losses	0	0
Held to Maturity, Estimated Market Value	500	500
Available for Sale, Amortized Cost	5,973	7,967
Available for Sale, Gross Unrealized Gains	51	104
Available for Sale, Gross Unrealized Losses	0	0
Available For Sale, Estimated Market Value	6,024	8,071
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Available for Sale, Amortized Cost	2,044	2,584
Available for Sale, Gross Unrealized Gains	79	43
Available for Sale, Gross Unrealized Losses	0	-95
Available For Sale, Estimated Market Value	$2,123	$2,532

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment Holdings [Line Items]	'	'
Available for Sale Amortized Cost 1 year or less	$7,505	'
Available for Sale Amortized Cost After 1 year through 5 years	90,049	'
Available for Sale Amortized Cost After 5 years through 10 years	274,252	'
Available for Sale Amortized Cost After 10 years	19,633	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	391,439	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Amortized Cost	78,464	'
Available for Sale Securities with no stated maturity Amortized Cost	2,044	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Amortized Cost Basis	471,947	'
Available-for-sale Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	7,535	'
Available-for-sale Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	89,218	'
Available-for-sale Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	271,259	'
Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Fair Value	19,423	'
Available For Sale Securities Debt Maturities Total	387,435	'
Available For Sale Securities Debt Maturities Mortgage Backed Securities Fair Value	77,907	'
Available-for-sale Securities, Debt Maturities, Securities with no stated maturity, Fair Value	2,123	'
Available-for-sale Securities, Debt Maturities, Remainder of Fiscal Year, Fair Value	467,465	'
Held To Maturity Securities Debt Maturities Next Rolling Twelve Months Amortized Cost	4,107	'
Held To Maturity Securities Debt Maturities Next Rolling Year One Through Five Amortized Cost	13,416	'
Held To Maturity Securities Debt Maturities Next Rolling Year Five Through Ten Amortized Cost	11,346	'
Held To Maturity Securities Debt Maturities Next Rolling Year After Ten Years Amortized Cost	2,875	'
Held To Maturity Debt Maturities Amortized Cost Total	31,744	'
Held To Maturity Securities Mortgage Backed Securities Amortized Cost	0	'
Held To Maturity Securities Debt Maturities, Securities with no stated maturity Amortized Cost	0	'
Held To Maturity Securities Amortized Cost Total	31,744	34,846
Held-to-maturity Securities, Debt Maturities, Next Rolling 1 year or less, Fair Value	4,135	'
Held-to-maturity Securities, Debt Maturities, Rolling Year One Through Five, Fair Value	13,766	'
Held-to-maturity Securities, Debt Maturities, Rolling Year Five Through Ten, Fair Value	11,832	'
Held-to-maturity Securities, Debt Maturities, Rolling after Ten Years, Fair Value	3,190	'
Held To Maturity Debt Maturities Total	32,923	'
Held To Maturity Securities Debt Maturities Mortgage Backed Securities Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Securities with no stated maturity, Fair Value	0	'
Held-to-maturity Securities, Debt Maturities, Fair Value	$32,923	$35,039

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2 ) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	$130,369	$293,850
Less than 12 months, Gross Unrealized Losses	831	12,154
12 months or longer, Aggregate Fair Value	208,150	37,467
12 months or longer, Gross Unrealized Losses	5,272	5,640
Aggregate Fair Value, Total	338,519	331,317
Gross Unrealized Losses, Total	6,103	17,794
Obligations of U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	110,074	234,264
Less than 12 months, Gross Unrealized Losses	735	10,828
12 months or longer, Aggregate Fair Value	161,414	13,614
12 months or longer, Gross Unrealized Losses	4,335	989
Aggregate Fair Value, Total	271,488	247,878
Gross Unrealized Losses, Total	5,070	11,817
Mortgage Backed Securities issued by U.S. Government Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	16,662	49,202
Less than 12 months, Gross Unrealized Losses	68	1,005
12 months or longer, Aggregate Fair Value	42,403	14,544
12 months or longer, Gross Unrealized Losses	829	632
Aggregate Fair Value, Total	59,065	63,746
Gross Unrealized Losses, Total	897	1,637
Obligations of States and Political Subdivisions [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	3,633	10,384
Less than 12 months, Gross Unrealized Losses	28	321
12 months or longer, Aggregate Fair Value	4,333	3,113
12 months or longer, Gross Unrealized Losses	108	166
Aggregate Fair Value, Total	7,966	13,497
Gross Unrealized Losses, Total	136	487
Trust Preferred CDO Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	'	0
Less than 12 months, Gross Unrealized Losses	'	0
12 months or longer, Aggregate Fair Value	'	5,751
12 months or longer, Gross Unrealized Losses	'	3,758
Aggregate Fair Value, Total	'	5,751
Gross Unrealized Losses, Total	'	3,758
Equity Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Less than 12 months, Aggregate Fair Value	'	0
Less than 12 months, Gross Unrealized Losses	'	0
12 months or longer, Aggregate Fair Value	'	445
12 months or longer, Gross Unrealized Losses	'	95
Aggregate Fair Value, Total	'	445
Gross Unrealized Losses, Total	'	$95

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	$52,941	$77,798	$35,434	$112,507
Securities - Held to Maturity Carrying Value	31,744	34,846	'	'
Securities - Available for Sale Carrying Value	467,465	394,956	'	'
Federal Home Loan Bank Stock Carrying Value	10,605	10,605	'	'
Loans Held for Sale Carrying value	382	668	'	'
Loans, net Carrying Value	572,640	581,381	'	'
Accrued Interest Receivable Carrying Value	4,133	3,502	'	'
Cash and due from banks Estimated Fair Value	52,941	77,798	'	'
Securities - Held to Maturity Estimated Fair Value	32,923	35,039	'	'
Securities - Available for Sale Estimated Fair Value	467,465	394,956	'	'
Federal Home Loan Bank Stock Estimated Fair Value	10,605	10,605	'	'
Loans Held for Sale Estimated Fair Value	382	668	'	'
Loans, net Estimated Fair Value	581,770	591,471	'	'
Accrued Interest Receivable Estimated Fair Value	4,133	3,502	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	209,731	215,844	'	'
Interest Bearings Deposits Carrying Value	879,753	853,874	'	'
FHLB Advances Carrying Value	0	12,000	'	'
Repurchase Agreements Carrying Value	15,000	15,000	'	'
Accrued Interest Payable Carrying Value	160	179	'	'
Noninterest Bearing Deposits Estimated Fair Value	209,731	215,844	'	'
Interest Bearings Deposits Estimated Fair Value	881,906	857,149	'	'
FHLB Advances Estimated Fair Value	0	12,000	'	'
Repurchase Agreements Estimated Fair Value	15,974	16,352	'	'
Accrued Interest Payable Estimated Fair Value	160	179	'	'
Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	365,653	266,713	'	'
Securities - Available for Sale Estimated Fair Value	365,653	266,713	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	52,941	77,798	'	'
Federal Home Loan Bank Stock Carrying Value	0	0	'	'
Loans Held for Sale Carrying value	0	0	'	'
Loans, net Carrying Value	0	0	'	'
Accrued Interest Receivable Carrying Value	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	209,731	215,844	'	'
Interest Bearings Deposits Carrying Value	0	0	'	'
FHLB Advances Carrying Value	0	0	'	'
Repurchase Agreements Carrying Value	0	0	'	'
Accrued Interest Payable Carrying Value	0	0	'	'
Fair Value, Inputs, Level 1 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	0	0	'	'
Federal Home Loan Bank Stock Carrying Value	10,605	10,605	'	'
Loans Held for Sale Carrying value	0	0	'	'
Loans, net Carrying Value	0	0	'	'
Accrued Interest Receivable Carrying Value	0	0	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	0	0	'	'
Interest Bearings Deposits Carrying Value	881,906	857,149	'	'
FHLB Advances Carrying Value	0	12,000	'	'
Repurchase Agreements Carrying Value	15,974	16,352	'	'
Accrued Interest Payable Carrying Value	0	0	'	'
Fair Value, Inputs, Level 2 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	365,653	266,713	'	'
Securities - Available for Sale Estimated Fair Value	365,653	266,713	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and Due from Banks Carrying Value	0	0	'	'
Federal Home Loan Bank Stock Carrying Value	0	0	'	'
Loans Held for Sale Carrying value	382	668	'	'
Loans, net Carrying Value	581,770	591,471	'	'
Accrued Interest Receivable Carrying Value	4,133	3,502	'	'
Financial Liabilities:	'	'	'	'
Noninterest Bearing Deposits Carrying Value	0	0	'	'
Interest Bearings Deposits Carrying Value	0	0	'	'
FHLB Advances Carrying Value	0	0	'	'
Repurchase Agreements Carrying Value	0	0	'	'
Accrued Interest Payable Carrying Value	160	179	'	'
Fair Value, Inputs, Level 3 [Member] | Obligations Of U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Obligations Of States and Political Subdivisions [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	31,244	34,346	'	'
Securities - Available for Sale Carrying Value	15,758	15,363	'	'
Securities - Held to Maturity Estimated Fair Value	32,423	34,539	'	'
Securities - Available for Sale Estimated Fair Value	15,758	15,363	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	32,423	34,539	'	'
Securities - Available for Sale Carrying Value	15,758	15,363	'	'
Securities - Available for Sale Estimated Fair Value	15,758	15,363	'	'
Obligations Of States and Political Subdivisions [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Corporate Debt Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	500	500	'	'
Securities - Available for Sale Carrying Value	6,024	8,071	'	'
Securities - Held to Maturity Estimated Fair Value	500	500	'	'
Securities - Available for Sale Estimated Fair Value	6,024	8,071	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	500	500	'	'
Securities - Available for Sale Carrying Value	6,024	8,071	'	'
Securities - Available for Sale Estimated Fair Value	6,024	8,071	'	'
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Held to Maturity Carrying Value	0	0	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	77,907	96,526	'	'
Securities - Available for Sale Estimated Fair Value	77,907	96,526	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	77,907	96,526	'	'
Securities - Available for Sale Estimated Fair Value	77,907	96,526	'	'
Mortgage Backed Securities Issued By U.S. Government Agencies [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	0	0	'	'
Trust Preferred CDO Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	'	5,751	'	'
Securities - Available for Sale Estimated Fair Value	'	5,751	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	'	0	'	'
Securities - Available for Sale Estimated Fair Value	'	0	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	'	0	'	'
Securities - Available for Sale Estimated Fair Value	'	0	'	'
Trust Preferred CDO Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	'	5,751	'	'
Securities - Available for Sale Estimated Fair Value	'	5,751	'	'
Other Securities [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	2,123	2,532	'	'
Securities - Available for Sale Estimated Fair Value	2,123	2,532	'	'
Other Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	2,123	2,087	'	'
Securities - Available for Sale Estimated Fair Value	2,123	2,087	'	'
Other Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	445	'	'
Securities - Available for Sale Estimated Fair Value	0	445	'	'
Other Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Securities - Available for Sale Carrying Value	0	0	'	'
Securities - Available for Sale Estimated Fair Value	$0	$0	'	'

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 1) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Balance at January 1	$5,751	$5,406
Total realized and unrealized losses included in income	-2,599	-12
Total unrealized gains included in other comprehensive income	3,758	467
Net purchases, sales, calls and maturities	-6,910	0
Net transfers in/out of Level 3	0	0
Balance at September 30	$0	$5,861

FAIR_VALUE_OF_FINANCIAL_INSTRU4

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	$37,260	$60,471
Other Real Estate Owned Fair Value Disclosure Non Recurring	6,036	9,628
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	0	0
Other Real Estate Owned Fair Value Disclosure Non Recurring	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans Fair Value Disclosure Non Recurring	37,260	60,471
Other Real Estate Owned Fair Value Disclosure Non Recurring	$6,036	$9,628

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitments to extend credit:	'	'
Standby letters of credit and financial guarantees written	$3,674	$3,667
All other off-balance sheet commitments	30,000	0
Commercial Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	61,534	68,159
Credit Card Line Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	3,427	3,255
Home Equity Lines Of Credit [Member]	'	'
Commitments to extend credit:	'	'
Unused portion of home equity lines of credit	$18,523	$16,769