MBT Financial (MBTF) 10-Q 9 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 09, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	MBT FINANCIAL CORP
Trading Symbol	mbtf
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		22,764,926
Amendment Flag	false
Entity Central Index Key	1,118,237
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Cash and due from banks
Non-interest bearing	$ 8,205	$ 15,957
Interest bearing	58,220	36,165
Total cash and cash equivalents	66,425	52,122
Securities - Held to Maturity	37,492	32,613
Securities - Available for Sale	487,626	473,176
Federal Home Loan Bank stock - at cost	4,148	7,537
Loans held for sale	1,597	548
Loans	623,809	610,332
Allowance for Loan Losses	(12,996)	(13,208)
Loans - Net	610,813	597,124
Accrued interest receivable and other assets	25,275	29,465
Other Real Estate Owned	2,154	5,615
Bank Owned Life Insurance	52,730	51,825
Premises and Equipment - Net	28,459	28,632
Total assets	1,316,719	1,278,657
Deposits:
Non-interest bearing	247,512	218,221
Interest-bearing	889,297	893,590
Total deposits	1,136,809	1,111,811
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	18,756	17,310
Total liabilities	1,170,565	1,144,121
STOCKHOLDERS' EQUITY
Common stock (no par value; 50,000,000 shares authorized, 22,761,327 and 22,718,077 shares issued and outstanding)	23,345	23,037
Retained earnings	122,200	114,132
Unearned compensation	(15)
Accumulated other comprehensive income (loss)	624	(2,633)
Total stockholders' equity	146,154	134,536
Total liabilities and stockholders' equity	$ 1,316,719	$ 1,278,657

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,761,327	22,718,077
Common stock, shares outstanding	22,761,327	22,718,077
Common stock, par value (in Dollars per share)	$ 0	$ 0

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest Income
Interest and fees on loans	$ 7,225,000	$ 7,255,000	$ 21,811,000	$ 21,355,000
Interest on investment securities-
Tax-exempt	278,000	288,000	826,000	892,000
Taxable	2,437,000	2,222,000	7,301,000	6,540,000
Interest on balances due from banks	24,000	32,000	64,000	86,000
Total interest income	9,964,000	9,797,000	30,002,000	28,873,000
Interest Expense
Interest on deposits	562,000	767,000	1,826,000	2,423,000
Interest on borrowed funds	178,000	178,000	529,000	551,000
Total interest expense	740,000	945,000	2,355,000	2,974,000
Net Interest Income	9,224,000	8,852,000	27,647,000	25,899,000
Provision For (Recovery Of) Loan Losses	(200,000)	(700,000)	(1,000,000)	(500,000)
Net Interest Income After
Provision For Loan Losses	9,424,000	9,552,000	28,647,000	26,399,000
Other Income
Income from wealth management services	1,163,000	1,194,000	3,576,000	3,496,000
Service charges and other fees	1,134,000	1,054,000	3,058,000	2,954,000
Debit card income	594,000	557,000	1,749,000	1,588,000
Net gain (loss) on sales of securities available for sale	16,000	(1,020,000)	274,000	(744,000)
Net gain (loss) on sales of Other Real Estate Owned	36,000	(634,000)	(248,000)	(964,000)
Origination fees on mortgage loans sold	184,000	80,000	450,000	230,000
Bank owned life insurance income	358,000	357,000	991,000	1,062,000
Rent income on Other Real Estate Owned	68,000	99,000	205,000	364,000
Other	425,000	438,000	1,353,000	1,387,000
Total other income	3,978,000	2,125,000	11,408,000	9,373,000
Other Expenses
Salaries and employee benefits	5,694,000	5,631,000	17,318,000	17,163,000
Occupancy expense	648,000	626,000	2,074,000	2,040,000
Equipment expense	708,000	723,000	2,232,000	2,002,000
Marketing expense	267,000	225,000	821,000	640,000
Professional fees	481,000	681,000	1,607,000	1,620,000
Other Real Estate Owned expenses	59,000	187,000	364,000	887,000
FDIC Deposit Insurance Assessment	212,000	275,000	1,055,000	1,535,000
Bonding and other insurance expense	203,000	258,000	660,000	777,000
Telephone expense	113,000	108,000	317,000	355,000
Other	781,000	648,000	2,267,000	1,833,000
Total other expenses	9,166,000	9,362,000	28,715,000	28,852,000
Income Before Income Taxes	4,236,000	2,315,000	11,340,000	6,920,000
Income Tax Expense	1,230,000	603,000	3,272,000	1,754,000
Net Income	3,006,000	1,712,000	8,068,000	5,166,000
Other Comprehensive Income (Loss) - Net of Tax
Unrealized gains (losses) on securities	4,177,000	(649,000)	3,358,000	6,353,000
Reclassification adjustment for (gains) losses included in net income	(10,000)	673,000	(181,000)	491,000
Postretirement benefit liability	27,000	26,000	80,000	(240,000)
Total Other Comprehensive Income - Net of Tax	4,194,000	50,000	3,257,000	6,604,000
Comprehensive Income	$ 7,200,000	$ 1,762,000	$ 11,325,000	$ 11,770,000
Basic Earnings Per Common Share (in Dollars per share)	$ 0.13	$ 0.08	$ 0.35	$ 0.24
Diluted Earnings Per Common Share (in Dollars per share)	0.13	0.07	0.35	0.23
Common Stock Dividends Declared Per Share (in Dollars per share)	$ 0	$ 0	$ 0	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($)	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance at at Dec. 31, 2013	$ 14,671,000	$ 106,817,000	$ (7,000)	$ (10,873,000)	$ 110,608,000
Balance at at Sep. 30, 2014	22,946,000	111,983,000	(8,000)	(4,269,000)	130,652,000
Issuance of Common Stock
SOSARs exercised	1,000	0	0	0	1,000
Restricted stock awards	29,000	0	(29,000)	0	0
Other stock issued	8,838,000	0	0	0	8,838,000
Stock Offering Expense	(754,000)	0	0	0	(754,000)
Equity Compensation	161,000	0	28,000	0	189,000
Net income	0	5,166,000	0	0	5,166,000
Other comprehensive	0	0	0	6,604,000	6,604,000
Balance at at Dec. 31, 2014	23,037,000	114,132,000		(2,633,000)	134,536,000
Balance at at Sep. 30, 2015	23,345,000	122,200,000	(15,000)	624,000	146,154,000
Issuance of Common Stock
SOSARs exercised	0	0	0	0	0
Restricted stock awards	35,000		(35,000)
Other stock issued	76,000	0	0	0	76,000
Equity Compensation	197,000	0	20,000	0	217,000
Net income	0	8,068,000	0	0	8,068,000
Other comprehensive	$ 0	$ 0	$ 0	$ 3,257,000	$ 3,257,000

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - shares	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Restricted stock awards, shares issued	6,000	6,000
Other stock, shares issued	13,395	2,076,126
Stock Appreciation Rights (SARs) [Member]
SOSARs shares exercised	23,855	7,287

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows from Operating Activities
Net Income	$ 8,068,000	$ 5,166,000
Adjustments to reconcile net income to net cash from operating activities
Recovery of loan losses	(1,000,000)	(500,000)
Depreciation	1,177,000	1,210,000
Decrease in net deferred taxes	2,927,000	1,684,000
Net amortization of investment premium and discount	1,054,000	677,000
Writedowns of Other Real Estate Owned	509,000	959,000
Net increase in interest payable and other liabilities	538,000	957,000
Net increase in interest receivable and other assets	(693,000)	(772,000)
Equity based compensation expense	217,000	190,000
Net (gain) loss on sale/settlement of securities	(274,000)	744,000
Increase in cash surrender value of life insurance	(905,000)	(978,000)
Net cash provided by operating activities	11,618,000	9,337,000
Cash Flows from Investing Activities
Proceeds from maturities and redemptions of investment securities held to maturity	8,245,000	7,692,000
Proceeds from maturities and redemptions of investment securities available for sale	126,388,000	19,453,000
Proceeds from sales of investment securities available for sale	29,327,000	93,321,000
Net (increase) decrease in loans	(14,308,000)	7,003,000
Proceeds from sales of other real estate owned	3,728,000	5,113,000
Proceeds from sales of other assets	82,000	40,000
Purchase of investment securities held to maturity	(13,187,000)	(4,590,000)
Purchase of investment securities available for sale	(162,680,000)	(176,334,000)
Purchase of bank premises and equipment	(1,013,000)	(1,742,000)
Net cash used for investing activities	(23,418,000)	(50,044,000)
Cash Flows from Financing Activities
Net increase in deposits	24,998,000	19,766,000
Net increase in short term borrowings	1,029,000
Repayment of Federal Home Loan Bank borrowings		(12,000,000)
Proceeds from issuance of common stock	76,000	8,084,000
Net cash provided by financing activities	26,103,000	15,850,000
Net Increase (Decrease) in Cash and Cash Equivalents	14,303,000	(24,857,000)
Cash and Cash Equivalents at Beginning of Period	52,122,000	77,798,000
Cash and Cash Equivalents at End of Period	66,425,000	52,941,000
Supplemental Cash Flow Information
Cash paid for interest	2,379,000	2,993,000
Cash paid for federal income taxes	345,000	69,000
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	516,000	2,482,000
Transfer of loans to other assets	$ 54,000	$ 42,000

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Accounting Policies	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Basis of Presentation and Significant Accounting Policies [Text Block]	1. BASIS OF PRESENTATION AND ACCOUNTING POLICIES The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates seventeen branches in Monroe County, Michigan, seven branches in Wayne County, Michigan, and a loan and wealth management office in Lenawee County. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Company’s sole business segment is community banking. The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, and the fair value of investment securities. The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, such information reflects all adjustments (consisting of normal recurring adjustments), which are, in the opinion of Management, necessary for fair statement of results for the interim periods. The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment. FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement. ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Corporation). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Corporation’s consolidated financial statements.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	2. EARNINGS PER SHARE The calculations of earnings per common share are as follows: For the three months ended Sept. 30, For the nine months ended Sept. 30, 2015 2014 2015 2014 Basic Net income $ 3,006,000 $ 1,712,000 $ 8,068,000 $ 5,166,000 Average common shares outstanding 22,748,974 22,691,593 22,734,952 21,911,996 Earnings per common share - basic $ 0.13 $ 0.08 $ 0.35 $ 0.24 Diluted Net income $ 3,006,000 $ 1,712,000 $ 8,068,000 $ 5,166,000 Average common shares outstanding 22,748,974 22,691,593 22,734,952 21,911,996 Equity compensation 200,089 194,090 181,492 192,573 Average common shares outstanding - diluted 22,949,063 22,885,683 22,916,444 22,104,569 Earnings per common share - diluted $ 0.13 $ 0.07 $ 0.35 $ 0.23

Note 3 - Stock Based Compensati

Note 3 - Stock Based Compensation	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	3. STOCK BASED COMPENSATION Stock Options - Weighted Average Shares Exercise Price Options Outstanding, January 1, 2015 205,400 $ 19.08 Granted - - Exercised - - Forfeited 5,500 15.83 Expired 89,500 23.40 Options Outstanding, September 30, 2015 110,400 $ 15.74 Options Exercisable, September 30, 2015 110,400 $ 15.74 Stock Only Stock Appreciation Rights (SOSARs) On May 28, 2015, 55,500 Stock Only Stock Appreciation Rights (SOSARs) were awarded to certain executive officers in accordance with the MBT 2008 Stock Incentive Plan that was approved by shareholders on May 1, 2008 and amended by shareholders on May 7, 2015. The SOSARs have a term of ten years and vest in three equal annual installments beginning on December 31, 2015. The fair value of $2.44 for the SOSARs was estimated at the date of the grant, using the Black-Scholes option pricing model, with the following assumptions: expected option lives of 7 years, expected volatility of 55.57%, a risk free interest rate of 1.90% and dividend yield of 3.00%. The fair value of the Company’s common stock was $5.79 on the grant date. SOSARs granted under the plan are structured as fixed grants with the exercise price equal to the market value of the underlying stock on the date of the grant. The following table summarizes the SOSARs that have been granted: Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2015 557,439 $ 3.58 Granted 128,000 5.31 Exercised 60,660 2.34 Forfeited 15,504 5.21 Expired - - SOSARs Outstanding, September 30, 2015 609,275 $ 4.02 SOSARs Exercisable, September 30, 2015 384,230 $ 3.57 The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the exercise price of the SOSAR. The market value of the Company’s common stock on September 30, 2015 was $6.24. The value of the exercisable SOSARs that are in-the-money as of September 30, 2015 was $1,175,000, and exercise of those SOSARs on that date would have resulted in the issuance of 188,361 shares of common stock. The plan allows participants to elect to withhold shares from the exercise of SOSARs to cover their tax liability. This may affect the number of shares issued and the value of the common stock account on the balance sheet and the statement of changes in equity. Restricted Stock Unit Awards Restricted Stock Awards The total expense for equity based compensation was $116,000 in the third quarter of 2015 and $72,000 in the third quarter of 2014. The total expense for equity based compensation was $293,000 in the first nine months of 2015 and $218,000 in the first nine months of 2014.

Note 4 - Loans

Note 4 - Loans	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	4. LOANS The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, Lenawee County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors. Loans consist of the following (000s omitted): September 30, December 31, 2015 2014 Residential real estate loans $ 215,771 $ 223,701 Commercial and Construction real estate loans 263,654 262,395 Agriculture and agricultural real estate loans 20,140 16,700 Commercial and industrial loans 85,974 62,761 Loans to individuals for household, family, and other personal expenditures 38,270 44,775 Total loans, gross $ 623,809 $ 610,332 Less: Allowance for loan losses 12,996 13,208 Net Loans $ 610,813 $ 597,124 Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 that are classified by Management as nonperforming as well as selected performing accounts and all renegotiated loans are reviewed for impairment each quarter. Allowances for loans determined to be impaired are included in the allowance for loan losses. All cash received on nonaccrual loans is applied to the principal balance. Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due, restructured loans, nonaccrual investment securities, other real estate owned, and other repossessed assets. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure and real estate that the bank has purchased but no longer intends to use for bank premises. The following table summarizes nonperforming assets (000s omitted): September 30, December 31, 2015 2014 Nonaccrual loans $ 10,623 $ 13,040 Loans 90 days past due and accruing 6 10 Restructured loans 20,972 22,896 Total nonperforming loans $ 31,601 $ 35,946 Other real estate owned 2,154 5,615 Other assets - 18 Total nonperforming assets $ 33,755 $ 41,579 Nonperforming assets to total assets 2.56 % 3.25 % Allowance for loan losses to nonperforming loans 41.13 % 36.74 %

Note 5 - Allowance for Loan Los

Note 5 - Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Financing Receivables [Text Block]	5. ALLOWANCE FOR LOAN LOSSES The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles. Activity in the allowance for loan losses during the three and nine months ended September 30, 2015 was as follows (000s omitted): Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended September 30, 2015 Beginning Balance $ 425 $ 1,481 $ 5,437 $ 623 $ 3,070 $ 2,043 $ 13,079 Charge-offs - - (91 ) - (101 ) - (192 ) Recoveries 2 45 155 14 57 36 309 Provision 202 372 (1,232 ) (15 ) 602 (129 ) (200 ) Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Allowance for loan losses: For the nine months ended September 30, 2015 Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (75 ) (164 ) (212 ) - (353 ) (117 ) (921 ) Recoveries 12 215 337 635 414 96 1,709 Provision 476 486 (2,035 ) (816 ) 341 548 (1,000 ) Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Allowance for loan losses as of September 30, 2015 Ending balance individually evaluated for impairment $ 395 $ 878 $ 948 $ 471 $ 1,288 $ 228 $ 4,208 Ending balance collectively evaluated for impairment 234 1,020 3,321 151 2,340 1,722 8,788 Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Loans as of September 30, 2015 Ending balance individually evaluated for impairment $ 1,214 $ 1,259 $ 16,803 $ 1,843 $ 10,423 $ 522 $ 32,064 Ending balance collectively evaluated for impairment 18,926 84,715 232,177 12,831 205,348 37,748 591,745 Ending balance $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 Activity in the allowance for loan losses during the three and nine months ended September 30, 2014 was as follows (000s omitted): Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended September 30, 2014 Beginning Balance $ 214 $ 1,288 $ 7,535 $ 1,147 $ 4,280 $ 537 $ 15,001 Charge-offs (3 ) (62 ) (2,267 ) (44 ) (976 ) (1 ) (3,353 ) Recoveries - 115 939 794 271 63 2,182 Provision 14 (22 ) 390 (1,290 ) (259 ) 467 (700 ) Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Allowance for loan losses: For the nine months ended September 30, 2014 Beginning Balance $ 171 $ 1,989 $ 7,030 $ 1,397 $ 4,606 $ 1,016 $ 16,209 Charge-offs (3 ) (688 ) (3,478 ) (254 ) (1,187 ) (79 ) (5,689 ) Recoveries 5 204 1,215 1,047 509 130 3,110 Provision 52 (186 ) 1,830 (1,583 ) (612 ) (1 ) (500 ) Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Allowance for loan losses as of September 30, 2014 Ending balance individually evaluated for impairment $ 36 $ 528 $ 1,290 $ 480 $ 649 $ 257 $ 3,240 Ending balance collectively evaluated for impairment 189 791 5,307 127 2,667 809 9,890 Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Loans as of September 30, 2014 Ending balance individually evaluated for impairment $ 946 $ 1,445 $ 20,257 $ 2,138 $ 11,901 $ 573 $ 37,260 Ending balance collectively evaluated for impairment 17,167 60,873 233,268 10,288 212,229 14,685 548,510 Ending balance $ 18,113 $ 62,318 $ 253,525 $ 12,426 $ 224,130 $ 15,258 $ 585,770 Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. The number of categories was increased in the third quarter of 2015 to allow differentiation between credits within the categories. Ratings for previous periods were not revised to utilize these new categories. Grades 10 through 45 are considered “pass” credits and grades 50 through 65 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 70 through 95 and considered “doubtful” or “loss” and have generally been charged off. A description of the general characteristics of each grade is as follows: • Grades 10 and 15 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements, including substantial levels of tangible net worth. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include individual loans backed by liquid personal assets, established history and unquestionable character. High liquidity, minimum risk, strong ratios, and low handling costs are common to these loans. • Grades 20 and 25 – Above Average – Loans that exhibit less than average risk and clearly demonstrate debt service coverage that is consistently above average as well as a strong capital base. These loans may have some deficiency or vulnerability, but with offsetting features and are considered to be fully collectable. • Grades 30 and 35 – Satisfactory – Loans that have an acceptable amount of risk but may exhibit vulnerability to deterioration if adverse circumstances are encountered. These loans should demonstrate adequate debt service coverage and adequate levels of capital support but warrant periodic monitoring to ensure that weaknesses do not materialize or advance. • Grades 40 and 45 – Pass – Loans that are considered “pass credits” and typically demonstrate adequate debt service coverage. The level of risk is considered acceptable but these loans warrant ongoing monitoring to ensure that adverse trends or other credit deficiencies have not materialized or advanced. The level of risk is considered acceptable so long as the loan is given adequate and ongoing management supervision. • Grades 50 and 55 – Watch – Loans that possess some credit deficiency or potential weakness that deserves close attention. The primary source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards. • Grades 60 and 65 – Substandard – Loans that exhibit one or more of the following characteristics: (1) a defined credit weakness, financial deterioration is underway, and uncertainty about the likelihood that the loan will be paid from the primary source of repayment; (2) inadequately protected by the current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain a high probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal loan terms; (9) the Bank is contemplating foreclosure or legal action due to the apparent deterioration in the loan; or (10) there is deterioration in the market conditions and the borrower is highly vulnerable to these conditions. • Grades 70 and 75 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with all the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and there is considerable doubt as to the quality of the secondary source of repayment; or (3) the possibility of loss is high, but certain important pending factors may strengthen the loan and loss classification is deferred. • Grades 80-95 - Loss – Loans are considered uncollectible and of such little value that continuing to carry them on the Bank’s financial statements is not feasible. The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency. The portfolio segments in each credit risk grade as of September 30, 2015 are as follows (000s omitted): Credit Quality Indicators as of September 30, 2015 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 109 $ 1,346 $ 324 $ 6,384 $ 138,117 $ 34,765 $ 181,045 10 - 2,752 - - 61 - 2,813 20 477 361 554 - - 366 1,758 30 487 18,706 8,446 - 378 - 28,017 40 14,992 55,201 185,643 4,013 59,709 2,946 322,504 45 670 184 5,951 1,618 3,040 - 11,463 50 1,281 4,787 25,474 2,216 4,578 19 38,355 55 910 - 1,996 - - - 2,906 60 1,214 2,637 20,592 443 9,888 174 34,948 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 Performing $ 18,926 $ 84,679 $ 232,251 $ 12,826 $ 205,863 $ 37,663 $ 592,208 Nonperforming 1,214 1,295 16,729 1,848 9,908 607 31,601 Total $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 The portfolio segments in each credit risk grade as of December 31, 2014 are as follows (000s omitted): Credit Quality Indicators as of December 31, 2014 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 122 $ 2,700 $ - $ 5,402 $ 138,355 $ 40,371 $ 186,950 1 - 3,060 - - - 369 3,429 2 330 287 830 - 132 - 1,579 3 491 7,084 9,923 - 464 - 17,962 4 13,458 41,441 176,685 4,357 58,902 3,260 298,103 5 1,261 4,903 34,385 2,471 10,112 199 53,331 6 1,038 3,286 27,646 696 15,736 576 48,978 7 - - - - - - - 8 - - - - - - - 9 - - - - - - - Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Performing $ 15,702 $ 61,287 $ 231,461 $ 10,740 $ 211,143 $ 44,053 $ 574,386 Nonperforming 998 1,474 18,008 2,186 12,558 722 35,946 Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of September 30, 2015 and December 31, 2014 (000s omitted): September 30, 2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 45 $ - $ - $ 45 $ 20,095 $ 20,140 $ - Commercial 205 28 54 287 85,687 85,974 6 Commercial Real Estate 3,638 833 2,041 6,512 242,468 248,980 - Construction Real Estate 69 - - 69 14,605 14,674 - Residential Real Estate 1,873 892 824 3,589 212,182 215,771 - Consumer and Other 92 - 5 97 38,173 38,270 - Total $ 5,922 $ 1,753 $ 2,924 $ 10,599 $ 613,210 $ 623,809 $ 6 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 449 $ - $ 80 $ 529 $ 16,171 $ 16,700 $ - Commercial 142 44 60 246 62,515 62,761 10 Commercial Real Estate 2,127 1,118 2,287 5,532 243,937 249,469 - Construction Real Estate 334 - - 334 12,592 12,926 - Residential Real Estate 2,946 741 777 4,464 219,237 223,701 - Consumer and Other 124 15 61 200 44,575 44,775 - Total $ 6,122 $ 1,918 $ 3,265 $ 11,305 $ 599,027 $ 610,332 $ 10 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following is a summary of non-accrual loans as of September 30, 2015 and December 31, 2014 (000s omitted): September 30, 2015 December 31, 2014 Agriculture and Agricultural Real Estate $ 214 $ 80 Commercial 240 315 Commercial Real Estate 6,034 6,287 Construction Real Estate 69 409 Residential Real Estate 3,962 5,760 Consumer and Other 104 189 Total $ 10,623 $ 13,040 For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price. The following is a summary of impaired loans as of September 30, 2015 and 2014 (000s omitted): September 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended Average Recorded Investment for the Nine Months Ended Interest Income Recognized in the Nine Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ 480 $ - $ - $ 2 $ 1 $ 6 Commercial 53 119 - 56 1 64 3 Commercial Real Estate 8,429 8,590 - 8,919 85 9,031 275 Construction Real Estate 124 288 - 276 3 312 8 Residential Real Estate 4,582 5,760 - 4,943 63 5,087 191 Consumer and Other 27 75 - 34 1 37 4 With an allowance recorded: Agriculture and Agricultural Real Estate 1,214 1,213 395 1,214 13 1,230 35 Commercial 1,206 1,257 878 1,279 14 1,338 47 Commercial Real Estate 8,374 10,037 948 9,686 96 9,755 302 Construction Real Estate 1,719 1,725 471 1,731 20 1,740 60 Residential Real Estate 5,841 6,350 1,288 6,204 76 6,243 209 Consumer and Other 495 495 228 500 6 509 17 Total: Agriculture and Agricultural Real Estate $ 1,214 $ 1,693 $ 395 $ 1,214 $ 15 $ 1,231 $ 41 Commercial 1,259 1,376 878 1,335 15 1,402 50 Commercial Real Estate 16,803 18,627 948 18,605 181 18,786 577 Construction Real Estate 1,843 2,013 471 2,007 23 2,052 68 Residential Real Estate 10,423 12,110 1,288 11,147 139 11,330 400 Consumer and Other 522 570 228 534 7 546 21 Recorded Investment as of December 31, 2014 Unpaid Principal Balance as of December 31, 2014 Related Allowance as of December 31, 2014 Average Recorded Investment for the Three Months Ended September 30, 2014 Interest Income Recognized in the Three Months Ended September 30, 2014 Average Recorded Investment for the Nine Months Ended September 30, 2014 Interest Income Recognized in the Nine Months Ended September 30, 2014 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 256 $ 256 $ - $ 258 $ 4 $ 259 $ 7 Commercial 363 412 - 500 7 580 25 Commercial Real Estate 8,084 8,882 - 10,461 111 10,565 352 Construction Real Estate 297 954 - 610 2 668 17 Residential Real Estate 6,424 7,200 - 6,674 84 6,763 234 Consumer and Other 3 3 - 30 1 31 2 With an allowance recorded: Agriculture and Agricultural Real Estate 661 661 34 687 9 700 28 Commercial 1,051 1,062 554 1,071 13 1,098 40 Commercial Real Estate 10,929 12,758 1,502 11,845 115 11,941 352 Construction Real Estate 1,820 1,851 671 1,855 22 1,869 66 Residential Real Estate 5,251 5,658 672 5,807 63 5,868 191 Consumer and Other 531 529 222 548 6 586 20 Total: Agriculture and Agricultural Real Estate $ 917 $ 917 $ 34 $ 945 $ 13 $ 959 $ 35 Commercial 1,414 1,474 554 1,571 20 1,678 65 Commercial Real Estate 19,013 21,640 1,502 22,306 226 22,506 704 Construction Real Estate 2,117 2,805 671 2,465 24 2,537 83 Residential Real Estate 11,675 12,858 672 12,481 147 12,631 425 Consumer and Other 534 532 222 578 7 617 22 The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (“TDRs”). Loans that have been classified as TDRs during the three and nine month periods ended September 30, 2015 and September 30, 2014 are as follows (000s omitted from dollar amounts): Three months ended Nine months ended September 30, 2015 September 30, 2015 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 3 $ 325 $ 324 3 $ 325 $ 324 Commercial - - - 1 66 64 Commercial Real Estate - - - 3 684 636 Construction Real Estate - - - - - - Residential Real Estate - - - 7 581 523 Consumer and Other - - - - - - Total 3 $ 325 $ 324 14 $ 1,656 $ 1,547 Three months ended Nine months ended September 30, 2014 September 30, 2014 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - 1 $ 314 $ 314 Commercial - - - 4 295 54 Commercial Real Estate 2 743 649 6 1,990 1,508 Construction Real Estate 3 43 22 3 43 22 Residential Real Estate 4 203 57 14 1,047 730 Consumer and Other - - - - - - Total 9 $ 989 $ 728 28 $ 3,689 $ 2,628 The Bank considers TDRs that become past due under the modified terms as defaulted. There were no loans that became TDRs during the three and nine month periods ended September 30, 2015 and September 30, 2014 that subsequently defaulted during the three month periods ended September 30, 2015 and September 30, 2014, respectively. The Company has allocated $3,065,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at September 30, 2015. In addition, there were no commitments to lend additional amounts to borrowers that are classified as troubled debt restructurings as of September 30, 2015 and September 30, 2014.

Note 6 - Investment Securities

Note 6 - Investment Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. INVESTMENT SECURITIES The following is a summary of the Bank’s investment securities portfolio as of September 30, 2015 and December 31, 2014 (000s omitted): Held to Maturity September 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,992 $ 1,225 $ (246 ) $ 37,971 Corporate Debt Securities 500 - - 500 $ 37,492 $ 1,225 $ (246 ) $ 38,471 Available for Sale September 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 349,388 $ 3,185 $ (399 ) $ 352,174 Mortgage Backed Securities issued by U.S. Government Agencies 108,280 490 (600 ) 108,170 Obligations of States and Political Subdivisions 17,825 337 (35 ) 18,127 Corporate Debt Securities 6,998 2 - 7,000 Equity Securities 2,044 111 - 2,155 $ 484,535 $ 4,125 $ (1,034 ) $ 487,626 Held to Maturity December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 32,113 $ 1,287 $ (69 ) $ 33,331 Corporate Debt Securities 500 - - 500 $ 32,613 $ 1,287 $ (69 ) $ 33,831 Available for Sale December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 343,703 $ 1,372 $ (3,027 ) $ 342,048 Mortgage Backed Securities issued by U.S. Government Agencies 105,890 406 (890 ) 105,406 Obligations of States and Political Subdivisions 19,286 377 (82 ) 19,581 Corporate Debt Securities 3,975 27 - 4,002 Equity Securities 2,044 95 - 2,139 $ 474,898 $ 2,277 $ (3,999 ) $ 473,176 The amortized cost and estimated market values of securities by contractual maturity as of September 30, 2015 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 4,425 $ 4,455 $ 4,756 $ 4,762 After 1 year through five years 18,602 18,880 137,902 138,823 After 5 years through 10 years 11,630 12,112 219,131 221,185 After 10 years 2,835 3,024 12,422 12,531 Total 37,492 38,471 374,211 377,301 Mortgage Backed Securities - - 108,280 108,170 Securities with no stated maturity - - 2,044 2,155 Total $ 37,492 $ 38,471 $ 484,535 $ 487,626 The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may be maturity. The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2015 and December 31, 2014. September 30, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 10,011 $ 18 $ 79,018 $ 381 $ 89,029 $ 399 Mortgage Backed Securities issued by U.S. Government Agencies 34,500 187 29,698 413 64,198 600 Obligations of States and Political Subdivisions 8,905 216 5,580 65 14,485 281 $ 53,416 $ 421 $ 114,296 $ 859 $ 167,712 $ 1,280 December 31, 2014 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 47,695 $ 144 $ 159,650 $ 2,883 $ 207,345 $ 3,027 Mortgage Backed Securities issued by U.S. Government Agencies 32,756 175 40,556 715 73,312 890 Obligations of States and Political Subdivisions 9,341 52 4,276 99 13,617 151 $ 89,792 $ 371 $ 204,482 $ 3,697 $ 294,274 $ 4,068 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other than temporarily impaired at September 30, 2015. As of September 30, 2015 and December 31, 2014, there were 108 and 116 securities in an unrealized loss position, respectively.

Note 7 - Fair Value of Financia

Note 7 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	7. FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value, as defined in ASC Topic 820, is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for market activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. The Company applied the following fair value hierarchy: Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Company’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy. Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Company’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, corporate debt securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and trust preferred collateralized debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values. The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at September 30, 2015 and December 31, 2014, and the valuation techniques used by the Company to determine those fair values. Total Carrying Estimated September 30, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 66,425 $ 66,425 $ - $ - $ 66,425 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,992 - 37,971 - 37,971 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 352,174 - 352,174 - 352,174 MBS issued by U.S. Government Agencies 108,170 - 108,170 - 108,170 Obligations of States and Political Subdivisions 18,127 - 18,127 - 18,127 Corporate Debt Securities 7,000 - 7,000 - 7,000 Other Securities 2,155 2,155 - - 2,155 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,597 - - 1,634 1,634 Loans, net 610,813 - - 619,517 619,517 Accrued Interest Receivable 4,835 - - 4,835 4,835 Financial Liabilities: Noninterest Bearing Deposits 247,512 247,512 - - 247,512 Interest Bearings Deposits 889,297 - 891,149 - 891,149 Repurchase Agreements 15,000 - 15,415 - 15,415 Accrued Interest Payable 114 - - 114 114 Total Carrying Estimated December 31, 2014 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,122 $ 52,122 $ - $ - $ 52,122 Securities - Held to Maturity Obligations of States and Political Subdivisions 32,113 - 33,331 - 33,331 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 342,048 - 342,048 - 342,048 MBS issued by U.S. Government Agencies 105,406 - 105,406 - 105,406 Obligations of States and Political Subdivisions 19,581 - 19,581 - 19,581 Corporate Debt Securities 4,002 - 4,002 - 4,002 Other Securities 2,139 2,139 - - 2,139 Federal Home Loan Bank Stock 7,537 - 7,537 - 7,537 Loans Held for Sale 548 - - 560 560 Loans, net 597,124 - - 608,109 608,109 Accrued Interest Receivable 3,943 - - 3,943 3,943 Financial Liabilities: Noninterest Bearing Deposits 218,221 218,221 - - 218,221 Interest Bearings Deposits 893,590 - 895,522 - 895,522 Repurchase Agreements 15,000 - 15,828 - 15,828 Accrued Interest Payable 137 - - 137 137 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. The changes in Level 3 assets measured at fair value on a recurring basis were (000s omitted): Investment Securities - Available for Sale 2015 2014 Balance at January 1 $ - $ 5,751 Total realized and unrealized losses included in income - (2,599 ) Total unrealized gains included in other comprehensive income - 3,758 Net purchases, sales, calls and maturities - (6,910 ) Net transfers in/out of Level 3 - - Balance at September 30 $ - $ - The Company did not have any sales or purchases of Level 3 available for sale securities during the period. The Company sold all of its Level 3 Available for Sale securities in the second and third quarters of 2014. Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs. The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections. Assets measured at fair value on a nonrecurring basis are as follows (000s omitted): Balance at September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 32,064 $ - $ - $ 27,856 Other Real Estate Owned $ 2,154 $ - $ - $ 2,154 Balance at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 35,670 $ - $ - $ 32,015 Other Real Estate Owned $ 5,615 $ - $ - $ 5,615 Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

Note 8 - Financial Instruments

Note 8 - Financial Instruments with Off-Balance Sheet Risk	9 Months Ended
	Sep. 30, 2015
Fair Value Off Balance Sheet Risks Disclosure [Abstract]
Fair Value Off Balance Sheet Risks Disclosure [Text Block]	8. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted): Contractual Amount September 30, December 31, 2015 2014 Commitments to extend credit: Unused portion of commercial lines of credit $ 64,388 $ 66,319 Unused portion of credit card lines of credit 4,092 3,630 Unused portion of home equity lines of credit 22,212 19,544 Standby letters of credit and financial guarantees written 3,136 3,178 All other off-balance sheet commitments - - Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements. Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements, Policy [Policy Text Block]	ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Corporation). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Corporation’s consolidated financial statements.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended Sept. 30, For the nine months ended Sept. 30, 2015 2014 2015 2014 Basic Net income $ 3,006,000 $ 1,712,000 $ 8,068,000 $ 5,166,000 Average common shares outstanding 22,748,974 22,691,593 22,734,952 21,911,996 Earnings per common share - basic $ 0.13 $ 0.08 $ 0.35 $ 0.24 Diluted Net income $ 3,006,000 $ 1,712,000 $ 8,068,000 $ 5,166,000 Average common shares outstanding 22,748,974 22,691,593 22,734,952 21,911,996 Equity compensation 200,089 194,090 181,492 192,573 Average common shares outstanding - diluted 22,949,063 22,885,683 22,916,444 22,104,569 Earnings per common share - diluted $ 0.13 $ 0.07 $ 0.35 $ 0.23

Note 3 - Stock Based Compensa18

Note 3 - Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Weighted Average Shares Exercise Price Options Outstanding, January 1, 2015 205,400 $ 19.08 Granted - - Exercised - - Forfeited 5,500 15.83 Expired 89,500 23.40 Options Outstanding, September 30, 2015 110,400 $ 15.74 Options Exercisable, September 30, 2015 110,400 $ 15.74
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2015 557,439 $ 3.58 Granted 128,000 5.31 Exercised 60,660 2.34 Forfeited 15,504 5.21 Expired - - SOSARs Outstanding, September 30, 2015 609,275 $ 4.02 SOSARs Exercisable, September 30, 2015 384,230 $ 3.57

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, 2015 2014 Residential real estate loans $ 215,771 $ 223,701 Commercial and Construction real estate loans 263,654 262,395 Agriculture and agricultural real estate loans 20,140 16,700 Commercial and industrial loans 85,974 62,761 Loans to individuals for household, family, and other personal expenditures 38,270 44,775 Total loans, gross $ 623,809 $ 610,332 Less: Allowance for loan losses 12,996 13,208 Net Loans $ 610,813 $ 597,124
Schedule of Nonperforming Assets [Table Text Block]	September 30, December 31, 2015 2014 Nonaccrual loans $ 10,623 $ 13,040 Loans 90 days past due and accruing 6 10 Restructured loans 20,972 22,896 Total nonperforming loans $ 31,601 $ 35,946 Other real estate owned 2,154 5,615 Other assets - 18 Total nonperforming assets $ 33,755 $ 41,579 Nonperforming assets to total assets 2.56 % 3.25 % Allowance for loan losses to nonperforming loans 41.13 % 36.74 %

Note 5 - Allowance for Loan L20

Note 5 - Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended September 30, 2015 Beginning Balance $ 425 $ 1,481 $ 5,437 $ 623 $ 3,070 $ 2,043 $ 13,079 Charge-offs - - (91 ) - (101 ) - (192 ) Recoveries 2 45 155 14 57 36 309 Provision 202 372 (1,232 ) (15 ) 602 (129 ) (200 ) Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Allowance for loan losses: For the nine months ended September 30, 2015 Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (75 ) (164 ) (212 ) - (353 ) (117 ) (921 ) Recoveries 12 215 337 635 414 96 1,709 Provision 476 486 (2,035 ) (816 ) 341 548 (1,000 ) Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Allowance for loan losses as of September 30, 2015 Ending balance individually evaluated for impairment $ 395 $ 878 $ 948 $ 471 $ 1,288 $ 228 $ 4,208 Ending balance collectively evaluated for impairment 234 1,020 3,321 151 2,340 1,722 8,788 Ending balance $ 629 $ 1,898 $ 4,269 $ 622 $ 3,628 $ 1,950 $ 12,996 Loans as of September 30, 2015 Ending balance individually evaluated for impairment $ 1,214 $ 1,259 $ 16,803 $ 1,843 $ 10,423 $ 522 $ 32,064 Ending balance collectively evaluated for impairment 18,926 84,715 232,177 12,831 205,348 37,748 591,745 Ending balance $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended September 30, 2014 Beginning Balance $ 214 $ 1,288 $ 7,535 $ 1,147 $ 4,280 $ 537 $ 15,001 Charge-offs (3 ) (62 ) (2,267 ) (44 ) (976 ) (1 ) (3,353 ) Recoveries - 115 939 794 271 63 2,182 Provision 14 (22 ) 390 (1,290 ) (259 ) 467 (700 ) Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Allowance for loan losses: For the nine months ended September 30, 2014 Beginning Balance $ 171 $ 1,989 $ 7,030 $ 1,397 $ 4,606 $ 1,016 $ 16,209 Charge-offs (3 ) (688 ) (3,478 ) (254 ) (1,187 ) (79 ) (5,689 ) Recoveries 5 204 1,215 1,047 509 130 3,110 Provision 52 (186 ) 1,830 (1,583 ) (612 ) (1 ) (500 ) Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Allowance for loan losses as of September 30, 2014 Ending balance individually evaluated for impairment $ 36 $ 528 $ 1,290 $ 480 $ 649 $ 257 $ 3,240 Ending balance collectively evaluated for impairment 189 791 5,307 127 2,667 809 9,890 Ending balance $ 225 $ 1,319 $ 6,597 $ 607 $ 3,316 $ 1,066 $ 13,130 Loans as of September 30, 2014 Ending balance individually evaluated for impairment $ 946 $ 1,445 $ 20,257 $ 2,138 $ 11,901 $ 573 $ 37,260 Ending balance collectively evaluated for impairment 17,167 60,873 233,268 10,288 212,229 14,685 548,510 Ending balance $ 18,113 $ 62,318 $ 253,525 $ 12,426 $ 224,130 $ 15,258 $ 585,770
Financing Receivable Credit Quality Indicators [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 109 $ 1,346 $ 324 $ 6,384 $ 138,117 $ 34,765 $ 181,045 10 - 2,752 - - 61 - 2,813 20 477 361 554 - - 366 1,758 30 487 18,706 8,446 - 378 - 28,017 40 14,992 55,201 185,643 4,013 59,709 2,946 322,504 45 670 184 5,951 1,618 3,040 - 11,463 50 1,281 4,787 25,474 2,216 4,578 19 38,355 55 910 - 1,996 - - - 2,906 60 1,214 2,637 20,592 443 9,888 174 34,948 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 Performing $ 18,926 $ 84,679 $ 232,251 $ 12,826 $ 205,863 $ 37,663 $ 592,208 Nonperforming 1,214 1,295 16,729 1,848 9,908 607 31,601 Total $ 20,140 $ 85,974 $ 248,980 $ 14,674 $ 215,771 $ 38,270 $ 623,809 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 122 $ 2,700 $ - $ 5,402 $ 138,355 $ 40,371 $ 186,950 1 - 3,060 - - - 369 3,429 2 330 287 830 - 132 - 1,579 3 491 7,084 9,923 - 464 - 17,962 4 13,458 41,441 176,685 4,357 58,902 3,260 298,103 5 1,261 4,903 34,385 2,471 10,112 199 53,331 6 1,038 3,286 27,646 696 15,736 576 48,978 7 - - - - - - - 8 - - - - - - - 9 - - - - - - - Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Performing $ 15,702 $ 61,287 $ 231,461 $ 10,740 $ 211,143 $ 44,053 $ 574,386 Nonperforming 998 1,474 18,008 2,186 12,558 722 35,946 Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332
Past Due Financing Receivables [Table Text Block]	September 30, 2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 45 $ - $ - $ 45 $ 20,095 $ 20,140 $ - Commercial 205 28 54 287 85,687 85,974 6 Commercial Real Estate 3,638 833 2,041 6,512 242,468 248,980 - Construction Real Estate 69 - - 69 14,605 14,674 - Residential Real Estate 1,873 892 824 3,589 212,182 215,771 - Consumer and Other 92 - 5 97 38,173 38,270 - Total $ 5,922 $ 1,753 $ 2,924 $ 10,599 $ 613,210 $ 623,809 $ 6 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 449 $ - $ 80 $ 529 $ 16,171 $ 16,700 $ - Commercial 142 44 60 246 62,515 62,761 10 Commercial Real Estate 2,127 1,118 2,287 5,532 243,937 249,469 - Construction Real Estate 334 - - 334 12,592 12,926 - Residential Real Estate 2,946 741 777 4,464 219,237 223,701 - Consumer and Other 124 15 61 200 44,575 44,775 - Total $ 6,122 $ 1,918 $ 3,265 $ 11,305 $ 599,027 $ 610,332 $ 10
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	September 30, 2015 December 31, 2014 Agriculture and Agricultural Real Estate $ 214 $ 80 Commercial 240 315 Commercial Real Estate 6,034 6,287 Construction Real Estate 69 409 Residential Real Estate 3,962 5,760 Consumer and Other 104 189 Total $ 10,623 $ 13,040
Impaired Financing Receivables [Table Text Block]	September 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended Average Recorded Investment for the Nine Months Ended Interest Income Recognized in the Nine Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ 480 $ - $ - $ 2 $ 1 $ 6 Commercial 53 119 - 56 1 64 3 Commercial Real Estate 8,429 8,590 - 8,919 85 9,031 275 Construction Real Estate 124 288 - 276 3 312 8 Residential Real Estate 4,582 5,760 - 4,943 63 5,087 191 Consumer and Other 27 75 - 34 1 37 4 With an allowance recorded: Agriculture and Agricultural Real Estate 1,214 1,213 395 1,214 13 1,230 35 Commercial 1,206 1,257 878 1,279 14 1,338 47 Commercial Real Estate 8,374 10,037 948 9,686 96 9,755 302 Construction Real Estate 1,719 1,725 471 1,731 20 1,740 60 Residential Real Estate 5,841 6,350 1,288 6,204 76 6,243 209 Consumer and Other 495 495 228 500 6 509 17 Total: Agriculture and Agricultural Real Estate $ 1,214 $ 1,693 $ 395 $ 1,214 $ 15 $ 1,231 $ 41 Commercial 1,259 1,376 878 1,335 15 1,402 50 Commercial Real Estate 16,803 18,627 948 18,605 181 18,786 577 Construction Real Estate 1,843 2,013 471 2,007 23 2,052 68 Residential Real Estate 10,423 12,110 1,288 11,147 139 11,330 400 Consumer and Other 522 570 228 534 7 546 21 Recorded Investment as of December 31, 2014 Unpaid Principal Balance as of December 31, 2014 Related Allowance as of December 31, 2014 Average Recorded Investment for the Three Months Ended September 30, 2014 Interest Income Recognized in the Three Months Ended September 30, 2014 Average Recorded Investment for the Nine Months Ended September 30, 2014 Interest Income Recognized in the Nine Months Ended September 30, 2014 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 256 $ 256 $ - $ 258 $ 4 $ 259 $ 7 Commercial 363 412 - 500 7 580 25 Commercial Real Estate 8,084 8,882 - 10,461 111 10,565 352 Construction Real Estate 297 954 - 610 2 668 17 Residential Real Estate 6,424 7,200 - 6,674 84 6,763 234 Consumer and Other 3 3 - 30 1 31 2 With an allowance recorded: Agriculture and Agricultural Real Estate 661 661 34 687 9 700 28 Commercial 1,051 1,062 554 1,071 13 1,098 40 Commercial Real Estate 10,929 12,758 1,502 11,845 115 11,941 352 Construction Real Estate 1,820 1,851 671 1,855 22 1,869 66 Residential Real Estate 5,251 5,658 672 5,807 63 5,868 191 Consumer and Other 531 529 222 548 6 586 20 Total: Agriculture and Agricultural Real Estate $ 917 $ 917 $ 34 $ 945 $ 13 $ 959 $ 35 Commercial 1,414 1,474 554 1,571 20 1,678 65 Commercial Real Estate 19,013 21,640 1,502 22,306 226 22,506 704 Construction Real Estate 2,117 2,805 671 2,465 24 2,537 83 Residential Real Estate 11,675 12,858 672 12,481 147 12,631 425 Consumer and Other 534 532 222 578 7 617 22
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three months ended Nine months ended September 30, 2015 September 30, 2015 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 3 $ 325 $ 324 3 $ 325 $ 324 Commercial - - - 1 66 64 Commercial Real Estate - - - 3 684 636 Construction Real Estate - - - - - - Residential Real Estate - - - 7 581 523 Consumer and Other - - - - - - Total 3 $ 325 $ 324 14 $ 1,656 $ 1,547 Three months ended Nine months ended September 30, 2014 September 30, 2014 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - 1 $ 314 $ 314 Commercial - - - 4 295 54 Commercial Real Estate 2 743 649 6 1,990 1,508 Construction Real Estate 3 43 22 3 43 22 Residential Real Estate 4 203 57 14 1,047 730 Consumer and Other - - - - - - Total 9 $ 989 $ 728 28 $ 3,689 $ 2,628

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Held-to-maturity Securities [Table Text Block]	Held to Maturity September 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,992 $ 1,225 $ (246 ) $ 37,971 Corporate Debt Securities 500 - - 500 $ 37,492 $ 1,225 $ (246 ) $ 38,471 Held to Maturity December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 32,113 $ 1,287 $ (69 ) $ 33,331 Corporate Debt Securities 500 - - 500 $ 32,613 $ 1,287 $ (69 ) $ 33,831
Available-for-sale Securities [Table Text Block]	Available for Sale September 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 349,388 $ 3,185 $ (399 ) $ 352,174 Mortgage Backed Securities issued by U.S. Government Agencies 108,280 490 (600 ) 108,170 Obligations of States and Political Subdivisions 17,825 337 (35 ) 18,127 Corporate Debt Securities 6,998 2 - 7,000 Equity Securities 2,044 111 - 2,155 $ 484,535 $ 4,125 $ (1,034 ) $ 487,626 Available for Sale December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 343,703 $ 1,372 $ (3,027 ) $ 342,048 Mortgage Backed Securities issued by U.S. Government Agencies 105,890 406 (890 ) 105,406 Obligations of States and Political Subdivisions 19,286 377 (82 ) 19,581 Corporate Debt Securities 3,975 27 - 4,002 Equity Securities 2,044 95 - 2,139 $ 474,898 $ 2,277 $ (3,999 ) $ 473,176
Expected Maturities of Amortized Cost and Estimated Market Value [Table Text Block]	Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 4,425 $ 4,455 $ 4,756 $ 4,762 After 1 year through five years 18,602 18,880 137,902 138,823 After 5 years through 10 years 11,630 12,112 219,131 221,185 After 10 years 2,835 3,024 12,422 12,531 Total 37,492 38,471 374,211 377,301 Mortgage Backed Securities - - 108,280 108,170 Securities with no stated maturity - - 2,044 2,155 Total $ 37,492 $ 38,471 $ 484,535 $ 487,626
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 10,011 $ 18 $ 79,018 $ 381 $ 89,029 $ 399 Mortgage Backed Securities issued by U.S. Government Agencies 34,500 187 29,698 413 64,198 600 Obligations of States and Political Subdivisions 8,905 216 5,580 65 14,485 281 $ 53,416 $ 421 $ 114,296 $ 859 $ 167,712 $ 1,280 December 31, 2014 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 47,695 $ 144 $ 159,650 $ 2,883 $ 207,345 $ 3,027 Mortgage Backed Securities issued by U.S. Government Agencies 32,756 175 40,556 715 73,312 890 Obligations of States and Political Subdivisions 9,341 52 4,276 99 13,617 151 $ 89,792 $ 371 $ 204,482 $ 3,697 $ 294,274 $ 4,068

Note 7 - Fair Value of Financ22

Note 7 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Carrying Estimated September 30, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 66,425 $ 66,425 $ - $ - $ 66,425 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,992 - 37,971 - 37,971 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 352,174 - 352,174 - 352,174 MBS issued by U.S. Government Agencies 108,170 - 108,170 - 108,170 Obligations of States and Political Subdivisions 18,127 - 18,127 - 18,127 Corporate Debt Securities 7,000 - 7,000 - 7,000 Other Securities 2,155 2,155 - - 2,155 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,597 - - 1,634 1,634 Loans, net 610,813 - - 619,517 619,517 Accrued Interest Receivable 4,835 - - 4,835 4,835 Financial Liabilities: Noninterest Bearing Deposits 247,512 247,512 - - 247,512 Interest Bearings Deposits 889,297 - 891,149 - 891,149 Repurchase Agreements 15,000 - 15,415 - 15,415 Accrued Interest Payable 114 - - 114 114 Total Carrying Estimated December 31, 2014 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,122 $ 52,122 $ - $ - $ 52,122 Securities - Held to Maturity Obligations of States and Political Subdivisions 32,113 - 33,331 - 33,331 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 342,048 - 342,048 - 342,048 MBS issued by U.S. Government Agencies 105,406 - 105,406 - 105,406 Obligations of States and Political Subdivisions 19,581 - 19,581 - 19,581 Corporate Debt Securities 4,002 - 4,002 - 4,002 Other Securities 2,139 2,139 - - 2,139 Federal Home Loan Bank Stock 7,537 - 7,537 - 7,537 Loans Held for Sale 548 - - 560 560 Loans, net 597,124 - - 608,109 608,109 Accrued Interest Receivable 3,943 - - 3,943 3,943 Financial Liabilities: Noninterest Bearing Deposits 218,221 218,221 - - 218,221 Interest Bearings Deposits 893,590 - 895,522 - 895,522 Repurchase Agreements 15,000 - 15,828 - 15,828 Accrued Interest Payable 137 - - 137 137
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Investment Securities - Available for Sale 2015 2014 Balance at January 1 $ - $ 5,751 Total realized and unrealized losses included in income - (2,599 ) Total unrealized gains included in other comprehensive income - 3,758 Net purchases, sales, calls and maturities - (6,910 ) Net transfers in/out of Level 3 - - Balance at September 30 $ - $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Balance at September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 32,064 $ - $ - $ 27,856 Other Real Estate Owned $ 2,154 $ - $ - $ 2,154 Balance at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 35,670 $ - $ - $ 32,015 Other Real Estate Owned $ 5,615 $ - $ - $ 5,615

Note 8 - Financial Instrument23

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Off Balance Sheet Risks Disclosure [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount September 30, December 31, 2015 2014 Commitments to extend credit: Unused portion of commercial lines of credit $ 64,388 $ 66,319 Unused portion of credit card lines of credit 4,092 3,630 Unused portion of home equity lines of credit 22,212 19,544 Standby letters of credit and financial guarantees written 3,136 3,178 All other off-balance sheet commitments - -

Note 1 - Basis of Presentatio24

Note 1 - Basis of Presentation and Accounting Policies (Details)	9 Months Ended
	Sep. 30, 2015
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Reportable Segments	1
Monroe County, Michigan [Member]
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Stores	17
Wayne County, Michigan [Member]
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Stores	7

Note 2 - Earnings Per Share (De

Note 2 - Earnings Per Share (Details) - Calculations of Earnings Per Common Share - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic
Net income (in Dollars)	$ 3,006,000	$ 1,712,000	$ 8,068,000	$ 5,166,000
Average common shares outstanding	22,748,974	22,691,593	22,734,952	21,911,996
Earnings per common share - basic (in Dollars per share)	$ 0.13	$ 0.08	$ 0.35	$ 0.24
Diluted
Net income (in Dollars)	$ 3,006,000	$ 1,712,000	$ 8,068,000	$ 5,166,000
Average common shares outstanding	22,748,974	22,691,593	22,734,952	21,911,996
Equity compensation	200,089	194,090	181,492	192,573
Average common shares outstanding - diluted	22,949,063	22,885,683	22,916,444	22,104,569
Earnings per common share - diluted (in Dollars per share)	$ 0.13	$ 0.07	$ 0.35	$ 0.23

Note 3 - Stock Based Compensa26

Note 3 - Stock Based Compensation (Details) - USD ($)	May. 28, 2015	Jan. 21, 2015	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Note 3 - Stock Based Compensation (Details) [Line Items]
Share Price	$ 5.79	$ 4.94	$ 6.24		$ 6.24
Allocated Share-based Compensation Expense			$ 116,000	$ 72,000	$ 293,000	$ 218,000
Stock Appreciation Rights (SARs) [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted					128,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value			$ 1,175,000		$ 1,175,000
Shares, Issued			188,361		188,361
Stock Appreciation Rights (SARs) [Member] | Stock Incentive Plan 2008 [Member] | Executive Officer [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	55,500	72,500
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 2.44	$ 2.85
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	55.57%	57.07%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	1.90%	1.70%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	3.00%	0.00%
Restricted Stock [Member] | Stock Incentive Plan 2008 [Member] | Executive Officer [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross		25,000
Restricted Stock [Member] | Stock Incentive Plan 2008 [Member] | Director [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	6,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Grant Date Intrinsic Value	$ 5.79
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized			$ 15,000		$ 15,000

Note 3 - Stock Based Compensa27

Note 3 - Stock Based Compensation (Details) - Stock Option Activity - Stock Compensation Plan [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Note 3 - Stock Based Compensation (Details) - Stock Option Activity [Line Items]
Options Outstanding, January 1, 2015	205,400
Options Outstanding, January 1, 2015 | $ / shares	$ 19.08
Granted	0
Granted | $ / shares	$ 0
Exercised	0
Exercised | $ / shares	$ 0
Forfeited	5,500
Forfeited | $ / shares	$ 15.83
Expired	89,500
Expired | $ / shares	$ 23.40
Options Outstanding, September 30, 2015	110,400
Options Outstanding, September 30, 2015 | $ / shares	$ 15.74
Options Exercisable, September 30, 2015	110,400
Options Exercisable, September 30, 2015 | $ / shares	$ 15.74

Note 3 - Stock Based Compensa28

Note 3 - Stock Based Compensation (Details) - SOSARs Activity - Stock Appreciation Rights (SARs) [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Note 3 - Stock Based Compensation (Details) - SOSARs Activity [Line Items]
SOSARs Outstanding, January 1, 2015	557,439
SOSARs Outstanding, January 1, 2015 | $ / shares	$ 3.58
Granted	128,000
Granted | $ / shares	$ 5.31
Exercised	60,660
Exercised | $ / shares	$ 2.34
Forfeited	15,504
Forfeited | $ / shares	$ 5.21
Expired	0
Expired | $ / shares	$ 0
SOSARs Outstanding, September 30, 2015	609,275
SOSARs Outstanding, September 30, 2015 | $ / shares	$ 4.02
SOSARs Exercisable, September 30, 2015	384,230
SOSARs Exercisable, September 30, 2015 | $ / shares	$ 3.57

Note 4 - Loans (Details)

Note 4 - Loans (Details)	9 Months Ended
	Sep. 30, 2015USD ($)
Disclosure Text Block Supplement [Abstract]
Impairment Review, Minimum Amount Threshold	$ 250,000

Note 4 - Loans (Details) - Loan

Note 4 - Loans (Details) - Loans Receviable Outstanding - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	$ 623,809		$ 610,332	$ 585,770
Less: Allowance for loan losses	12,996	$ 13,079	13,208	13,130	$ 15,001	$ 16,209
Net Loans	610,813		597,124
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	215,771		223,701	224,130
Less: Allowance for loan losses	3,628	3,070	3,226	3,316	4,280	4,606
Commercial and Construction Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	263,654		262,395
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	20,140		16,700	18,113
Less: Allowance for loan losses	629	425	216	225	214	171
Commercial and Industrial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	85,974		62,761
Consumer and Other Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	38,270		44,775	15,258
Less: Allowance for loan losses	$ 1,950	$ 2,043	$ 1,423	$ 1,066	$ 537	$ 1,016

Note 4 - Loans (Details) - Nonp

Note 4 - Loans (Details) - Nonperforming Assets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Note 4 - Loans (Details) - Nonperforming Assets [Line Items]
Nonaccrual loans	$ 10,623	$ 13,040
Loans 90 days past due and accruing	6	10
Total nonperforming loans	623,809	610,332	$ 585,770
Other real estate owned	2,154	5,615
Other assets	25,275	29,465
Total nonperforming assets	1,316,719	1,278,657
Nonperforming Financial Instruments [Member]
Note 4 - Loans (Details) - Nonperforming Assets [Line Items]
Nonaccrual loans	10,623	13,040
Loans 90 days past due and accruing	6	10
Restructured loans	20,972	22,896
Total nonperforming loans	31,601	35,946
Other real estate owned	2,154	5,615
Other assets		18
Total nonperforming assets	$ 33,755	$ 41,579
Nonperforming assets to total assets	2.56%	3.25%
Allowance for loan losses to nonperforming loans	41.13%	36.74%

Note 5 - Allowance for Loan L32

Note 5 - Allowance for Loan Losses (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)
Note 5 - Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0	0	0
Loans and Leases Receivable, Impaired, Commitment to Lend (in Dollars)	$ 0	$ 0	$ 0	$ 0
Troubled Debt Restructuring [Member]
Note 5 - Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Allowance for Credit Losses (in Dollars)	$ 3,065,000		$ 3,065,000

Note 5 - Allowance for Loan L33

Note 5 - Allowance for Loan Losses (Details) - Activity in the Allowance for Loan Losses - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 13,079	$ 15,001	$ 13,208	$ 16,209
Charge-offs	(192)	(3,353)	(921)	(5,689)
Recoveries	309	2,182	1,709	3,110
Provision	(200)	(700)	(1,000)	(500)
Ending balance	12,996	13,130	12,996	13,130
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	4,208	3,240	4,208	3,240
Ending balance collectively evaluated for impairment	8,788	9,890	8,788	9,890
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	32,064	37,260	32,064	37,260
Ending balance collectively evaluated for impairment - loans	591,745	548,510	591,745	548,510
Ending balance - loans	623,809	585,770	623,809	585,770	$ 610,332
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	425	214	216	171
Charge-offs	0	(3)	(75)	(3)
Recoveries	2	0	12	5
Provision	202	14	476	52
Ending balance	629	225	629	225
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	395	36	395	36
Ending balance collectively evaluated for impairment	234	189	234	189
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	1,214	946	1,214	946
Ending balance collectively evaluated for impairment - loans	18,926	17,167	18,926	17,167
Ending balance - loans	20,140	18,113	20,140	18,113	16,700
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,481	1,288	1,361	1,989
Charge-offs	0	(62)	(164)	(688)
Recoveries	45	115	215	204
Provision	372	(22)	486	(186)
Ending balance	1,898	1,319	1,898	1,319
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	878	528	878	528
Ending balance collectively evaluated for impairment	1,020	791	1,020	791
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	1,259	1,445	1,259	1,445
Ending balance collectively evaluated for impairment - loans	84,715	60,873	84,715	60,873
Ending balance - loans	85,974	62,318	85,974	62,318	62,761
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	5,437	7,535	6,179	7,030
Charge-offs	(91)	(2,267)	(212)	(3,478)
Recoveries	155	939	337	1,215
Provision	(1,232)	390	(2,035)	1,830
Ending balance	4,269	6,597	4,269	6,597
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	948	1,290	948	1,290
Ending balance collectively evaluated for impairment	3,321	5,307	3,321	5,307
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	16,803	20,257	16,803	20,257
Ending balance collectively evaluated for impairment - loans	232,177	233,268	232,177	233,268
Ending balance - loans	248,980	253,525	248,980	253,525	249,469
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	623	1,147	803	1,397
Charge-offs	0	(44)	0	(254)
Recoveries	14	794	635	1,047
Provision	(15)	(1,290)	(816)	(1,583)
Ending balance	622	607	622	607
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	471	480	471	480
Ending balance collectively evaluated for impairment	151	127	151	127
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	1,843	2,138	1,843	2,138
Ending balance collectively evaluated for impairment - loans	12,831	10,288	12,831	10,288
Ending balance - loans	14,674	12,426	14,674	12,426	12,926
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	3,070	4,280	3,226	4,606
Charge-offs	(101)	(976)	(353)	(1,187)
Recoveries	57	271	414	509
Provision	602	(259)	341	(612)
Ending balance	3,628	3,316	3,628	3,316
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	1,288	649	1,288	649
Ending balance collectively evaluated for impairment	2,340	2,667	2,340	2,667
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	10,423	11,901	10,423	11,901
Ending balance collectively evaluated for impairment - loans	205,348	212,229	205,348	212,229
Ending balance - loans	215,771	224,130	215,771	224,130	223,701
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,043	537	1,423	1,016
Charge-offs	0	(1)	(117)	(79)
Recoveries	36	63	96	130
Provision	(129)	467	548	(1)
Ending balance	1,950	1,066	1,950	1,066
Allowance for loan losses as of September 30, 2015
Ending balance individually evaluated for impairment	228	257	228	257
Ending balance collectively evaluated for impairment	1,722	809	1,722	809
Loans as of September 30, 2015
Ending balance individually evaluated for impairment - loans	522	573	522	573
Ending balance collectively evaluated for impairment - loans	37,748	14,685	37,748	14,685
Ending balance - loans	$ 38,270	$ 15,258	$ 38,270	$ 15,258	$ 44,775

Note 5 - Allowance for Loan L34

Note 5 - Allowance for Loan Losses (Details) - Credit Risk by Internally Assigned Grade - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 623,809	$ 610,332	$ 585,770
Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	592,208	574,386
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	31,601	35,946
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	20,140	16,700	18,113
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	18,926	15,702
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,214	998
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	85,974	62,761	62,318
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	84,679	61,287
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,295	1,474
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	248,980	249,469	253,525
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	232,251	231,461
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	16,729	18,008
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,674	12,926	12,426
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	12,826	10,740
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,848	2,186
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	215,771	223,701	224,130
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	205,863	211,143
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	9,908	12,558
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	38,270	44,775	$ 15,258
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	37,663	44,053
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	607	722
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	181,045	186,950
Not Rated [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	109	122
Not Rated [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,346	2,700
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	324	0
Not Rated [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	6,384	5,402
Not Rated [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	138,117	138,355
Not Rated [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	34,765	40,371
Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,813	3,429
Risk Grade Rating 1 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,752	3,060
Risk Grade Rating 1 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	61	0
Risk Grade Rating 1 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	369
Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,758	1,579
Risk Rating Grade 2 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	477	330
Risk Rating Grade 2 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	361	287
Risk Rating Grade 2 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	554	830
Risk Rating Grade 2 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Rating Grade 2 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	132
Risk Rating Grade 2 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	366	0
Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	28,017	17,962
Risk Grade Rating 3 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	487	491
Risk Grade Rating 3 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	18,706	7,084
Risk Grade Rating 3 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	8,446	9,923
Risk Grade Rating 3 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 3 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	378	464
Risk Grade Rating 3 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	322,504	298,103
Risk Grade Rating 4 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,992	13,458
Risk Grade Rating 4 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	55,201	41,441
Risk Grade Rating 4 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	185,643	176,685
Risk Grade Rating 4 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	4,013	4,357
Risk Grade Rating 4 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	59,709	58,902
Risk Grade Rating 4 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,946	3,260
Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	11,463
Risk Grade Rating 4.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	670
Risk Grade Rating 4.5 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	184
Risk Grade Rating 4.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	5,951
Risk Grade Rating 4.5 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,618
Risk Grade Rating 4.5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,040
Risk Grade Rating 4.5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	38,355	53,331
Risk Grade Rating 5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,281	1,261
Risk Grade Rating 5 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	4,787	4,903
Risk Grade Rating 5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	25,474	34,385
Risk Grade Rating 5 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,216	2,471
Risk Grade Rating 5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	4,578	10,112
Risk Grade Rating 5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	19	199
Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,906
Risk Grade Rating 5.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	910
Risk Grade Rating 5.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,996
Risk Grade Rating 5.5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 5.5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	34,948	48,978
Risk Grade Rating 6 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,214	1,038
Risk Grade Rating 6 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,637	3,286
Risk Grade Rating 6 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	20,592	27,646
Risk Grade Rating 6 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	443	696
Risk Grade Rating 6 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	9,888	15,736
Risk Grade Rating 6 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 174	576
Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 7 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 8 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		0
Risk Grade Rating 9 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross		$ 0

Note 5 - Allowance for Loan L35

Note 5 - Allowance for Loan Losses (Details) - Past Due Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 10,599	$ 11,305
Current past due	613,210	599,027
Total loans, gross	623,809	610,332	$ 585,770
Recorded investment >90 days past due and accruing	6	10
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	5,922	6,122
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,753	1,918
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,924	3,265
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	45	529
Current past due	20,095	16,171
Total loans, gross	20,140	16,700	18,113
Recorded investment >90 days past due and accruing	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	45	449
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	80
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	287	246
Current past due	85,687	62,515
Total loans, gross	85,974	62,761	62,318
Recorded investment >90 days past due and accruing	6	10
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	205	142
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	28	44
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	54	60
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	6,512	5,532
Current past due	242,468	243,937
Total loans, gross	248,980	249,469	253,525
Recorded investment >90 days past due and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	3,638	2,127
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	833	1,118
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,041	2,287
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	69	334
Current past due	14,605	12,592
Total loans, gross	14,674	12,926	12,426
Recorded investment >90 days past due and accruing	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	69	334
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	3,589	4,464
Current past due	212,182	219,237
Total loans, gross	215,771	223,701	224,130
Recorded investment >90 days past due and accruing	0	0
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,873	2,946
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	892	741
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	824	777
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	97	200
Current past due	38,173	44,575
Total loans, gross	38,270	44,775	$ 15,258
Recorded investment >90 days past due and accruing	0	0
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	92	124
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	15
Consumer and Other Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 5	$ 61

Note 5 - Allowance for Loan L36

Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 10,623	$ 13,040
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	214	80
Commercial Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	240	315
Commercial Real Estate Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	6,034	6,287
Construction Real Estate Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	69	409
Residential Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	3,962	5,760
Consumer and Other Portfolio Segment [Member]
Note 5 - Allowance for Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 104	$ 189

Note 5 - Allowance for Loan L37

Note 5 - Allowance for Loan Losses (Details) - Impaired Loans - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance					$ 256
Unpaid principal balance-without allowance	$ 480		$ 480		256
Average recorded investment-without allowance		$ 258	1	$ 259
Interest income recognized without allowance	2	4	6	7
With an allowance recorded:
Recorded investment-with allowance	1,214		1,214		661
Unpaid principal balance-with allowance	1,213		1,213		661
Related allowance-with allowance	395		395		34
Average recorded investment-with allowance	1,214	687	1,230	700
Interest income recognized with allowance	13	9	35	28
Total:
Recorded investment	1,214		1,214		917
Unpaid principal balance	1,693		1,693		917
Related allowance	395		395		34
Average recorded investment	1,214	945	1,231	959
Interest income recognized	15	13	41	35
Commercial Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	53		53		363
Unpaid principal balance-without allowance	119		119		412
Average recorded investment-without allowance	56	500	64	580
Interest income recognized without allowance	1	7	3	25
With an allowance recorded:
Recorded investment-with allowance	1,206		1,206		1,051
Unpaid principal balance-with allowance	1,257		1,257		1,062
Related allowance-with allowance	878		878		554
Average recorded investment-with allowance	1,279	1,071	1,338	1,098
Interest income recognized with allowance	14	13	47	40
Total:
Recorded investment	1,259		1,259		1,414
Unpaid principal balance	1,376		1,376		1,474
Related allowance	878		878		554
Average recorded investment	1,335	1,571	1,402	1,678
Interest income recognized	15	20	50	65
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	8,429		8,429		8,084
Unpaid principal balance-without allowance	8,590		8,590		8,882
Average recorded investment-without allowance	8,919	10,461	9,031	10,565
Interest income recognized without allowance	85	111	275	352
With an allowance recorded:
Recorded investment-with allowance	8,374		8,374		10,929
Unpaid principal balance-with allowance	10,037		10,037		12,758
Related allowance-with allowance	948		948		1,502
Average recorded investment-with allowance	9,686	11,845	9,755	11,941
Interest income recognized with allowance	96	115	302	352
Total:
Recorded investment	16,803		16,803		19,013
Unpaid principal balance	18,627		18,627		21,640
Related allowance	948		948		1,502
Average recorded investment	18,605	22,306	18,786	22,506
Interest income recognized	181	226	577	704
Construction Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	124		124		297
Unpaid principal balance-without allowance	288		288		954
Average recorded investment-without allowance	276	610	312	668
Interest income recognized without allowance	3	2	8	17
With an allowance recorded:
Recorded investment-with allowance	1,719		1,719		1,820
Unpaid principal balance-with allowance	1,725		1,725		1,851
Related allowance-with allowance	471		471		671
Average recorded investment-with allowance	1,731	1,855	1,740	1,869
Interest income recognized with allowance	20	22	60	66
Total:
Recorded investment	1,843		1,843		2,117
Unpaid principal balance	2,013		2,013		2,805
Related allowance	471		471		671
Average recorded investment	2,007	2,465	2,052	2,537
Interest income recognized	23	24	68	83
Residential Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	4,582		4,582		6,424
Unpaid principal balance-without allowance	5,760		5,760		7,200
Average recorded investment-without allowance	4,943	6,674	5,087	6,763
Interest income recognized without allowance	63	84	191	234
With an allowance recorded:
Recorded investment-with allowance	5,841		5,841		5,251
Unpaid principal balance-with allowance	6,350		6,350		5,658
Related allowance-with allowance	1,288		1,288		672
Average recorded investment-with allowance	6,204	5,807	6,243	5,868
Interest income recognized with allowance	76	63	209	191
Total:
Recorded investment	10,423		10,423		11,675
Unpaid principal balance	12,110		12,110		12,858
Related allowance	1,288		1,288		672
Average recorded investment	11,147	12,481	11,330	12,631
Interest income recognized	139	147	400	425
Consumer and Other Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	27		27		3
Unpaid principal balance-without allowance	75		75		3
Average recorded investment-without allowance	34	30	37	31
Interest income recognized without allowance	1	1	4	2
With an allowance recorded:
Recorded investment-with allowance	495		495		531
Unpaid principal balance-with allowance	495		495		529
Related allowance-with allowance	228		228		222
Average recorded investment-with allowance	500	548	509	586
Interest income recognized with allowance	6	6	17	20
Total:
Recorded investment	522		522		534
Unpaid principal balance	570		570		532
Related allowance	228		228		$ 222
Average recorded investment	534	578	546	617
Interest income recognized	$ 7	$ 7	$ 21	$ 22

Note 5 - Allowance for Loan L38

Note 5 - Allowance for Loan Losses (Details) - Troubled Debt Restructurings $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of contracts	3	9	14	28
Pre-modification recorded principal balance	$ 325	$ 989	$ 1,656	$ 3,689
Post-modification recorded principal balance	$ 324	$ 728	$ 1,547	$ 2,628
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	3		3	1
Pre-modification recorded principal balance	$ 325		$ 325	$ 314
Post-modification recorded principal balance	$ 324		$ 324	$ 314
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts			1	4
Pre-modification recorded principal balance			$ 66	$ 295
Post-modification recorded principal balance			$ 64	$ 54
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		2	3	6
Pre-modification recorded principal balance		$ 743	$ 684	$ 1,990
Post-modification recorded principal balance		$ 649	$ 636	$ 1,508
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		3		3
Pre-modification recorded principal balance		$ 43		$ 43
Post-modification recorded principal balance		$ 22		$ 22
Residential Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		4	7	14
Pre-modification recorded principal balance		$ 203	$ 581	$ 1,047
Post-modification recorded principal balance		$ 57	$ 523	$ 730

Note 6 - Investment Securitie39

Note 6 - Investment Securities (Details)	9 Months Ended
	Sep. 30, 2015USD ($)	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Other than Temporary Impairment Losses, Investments (in Dollars)	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	108	116

Note 6 - Investment Securitie40

Note 6 - Investment Securities (Details) - Held to Maturity Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Obligations of States and Political
Held to maturity, amortized cost	$ 37,492	$ 32,613
Held to maturity, gross unrealized gains	1,225	1,287
Held to maturity, gross unrealized losses	(246)	(69)
Held to maturity, estimated market value	38,471	33,831
US States and Political Subdivisions Debt Securities [Member]
Obligations of States and Political
Held to maturity, amortized cost	36,992	32,113
Held to maturity, gross unrealized gains	1,225	1,287
Held to maturity, gross unrealized losses	(246)	(69)
Held to maturity, estimated market value	37,971	33,331
Corporate Debt Securities [Member]
Obligations of States and Political
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	0	0
Held to maturity, estimated market value	$ 500	$ 500

Note 6 - Investment Securitie41

Note 6 - Investment Securities (Details) - Available for Sale Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	$ 484,535	$ 474,898
Available for sale securities, gross unrealized gains	4,125	2,277
Available for sale securities, gross unrealized losses	(1,034)	(3,999)
Available for sale securities, estimated market value	487,626	473,176
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	349,388	343,703
Available for sale securities, gross unrealized gains	3,185	1,372
Available for sale securities, gross unrealized losses	(399)	(3,027)
Available for sale securities, estimated market value	352,174	342,048
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	108,280	105,890
Available for sale securities, gross unrealized gains	490	406
Available for sale securities, gross unrealized losses	(600)	(890)
Available for sale securities, estimated market value	108,170	105,406
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	17,825	19,286
Available for sale securities, gross unrealized gains	337	377
Available for sale securities, gross unrealized losses	(35)	(82)
Available for sale securities, estimated market value	18,127	19,581
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	6,998	3,975
Available for sale securities, gross unrealized gains	2	27
Available for sale securities, gross unrealized losses	0	0
Available for sale securities, estimated market value	7,000	4,002
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	2,044	2,044
Available for sale securities, gross unrealized gains	111	95
Available for sale securities, gross unrealized losses	0	0
Available for sale securities, estimated market value	$ 2,155	$ 2,139

Note 6 - Investment Securitie42

Note 6 - Investment Securities (Details) - Amortized Cost and Estimated Market Values of Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Contractual maturity in
1 year or less	$ 4,425
1 year or less	4,455
1 year or less	4,756
1 year or less	4,762
After 1 year through five years	18,602
After 1 year through five years	18,880
After 1 year through five years	137,902
After 1 year through five years	138,823
After 5 years through 10 years	11,630
After 5 years through 10 years	12,112
After 5 years through 10 years	219,131
After 5 years through 10 years	221,185
After 10 years	2,835
After 10 years	3,024
After 10 years	12,422
After 10 years	12,531
Total	37,492
Total	38,471
Total	374,211
Total	377,301
Mortgage Backed Securities	0
Mortgage Backed Securities	0
Mortgage Backed Securities	108,280
Mortgage Backed Securities	108,170
Securities with no stated maturity	0
Securities with no stated maturity	0
Securities with no stated maturity	2,044
Securities with no stated maturity	2,155
Total	37,492	$ 32,613
Total	38,471	$ 33,831
Total	484,535
Total	$ 487,626

Note 6 - Investment Securitie43

Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	$ 53,416	$ 89,792
Less than 12 months, gross unrealized losses	421	371
12 months or longer, aggregate fair value	114,296	204,482
12 months or longer, gross unrealized losses	859	3,697
Total, aggregate fair value	167,712	294,274
Total, gross unrealized losses	1,280	4,068
US Treasury and Government [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	10,011	47,695
Less than 12 months, gross unrealized losses	18	144
12 months or longer, aggregate fair value	79,018	159,650
12 months or longer, gross unrealized losses	381	2,883
Total, aggregate fair value	89,029	207,345
Total, gross unrealized losses	399	3,027
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	34,500	32,756
Less than 12 months, gross unrealized losses	187	175
12 months or longer, aggregate fair value	29,698	40,556
12 months or longer, gross unrealized losses	413	715
Total, aggregate fair value	64,198	73,312
Total, gross unrealized losses	600	890
US States and Political Subdivisions Debt Securities [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	8,905	9,341
Less than 12 months, gross unrealized losses	216	52
12 months or longer, aggregate fair value	5,580	4,276
12 months or longer, gross unrealized losses	65	99
Total, aggregate fair value	14,485	13,617
Total, gross unrealized losses	$ 281	$ 151

Note 7 - Fair Value of Financ44

Note 7 - Fair Value of Financial Instruments (Details) - Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Financial Assets:
Cash and due from banks, carrying value	$ 66,425	$ 52,122	$ 52,941	$ 77,798
Cash and due from banks, fair value	66,425	52,122
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	37,492	32,613
Securities - Held to Maturity, fair value	38,471	33,831
Securities - Available for Sale
Securities - Available for sale, carrying value	487,626	473,176
Securities - Available for sale, fair value	487,626	473,176
Federal Home Loan Bank Stock, carrying value	4,148	7,537
Federal Home Loan Bank Stock, fair value	4,148	7,537
Loans Held for Sale, carrying value	1,597	548
Loans Held for Sale, fair value	1,634	560
Loans, net, carrying value	610,813	597,124
Loans, net, fair value	619,517	608,109
Accrued Interest Receivable, carrying value	4,835	3,943
Accrued Interest Receivable, fair value	4,835	3,943
Financial Liabilities:
Noninterest Bearing Deposits, carrying value	247,512	218,221
Noninterest Bearing Deposits, fair value	247,512	218,221
Interest Bearings Deposits, carrying value	889,297	893,590
Interest Bearings Deposits, fair value	891,149	895,522
Repurchase Agreements, carrying value	15,000	15,000
Repurchase Agreements, fair value	15,415	15,828
Accrued Interest Payable, carrying value	114	137
Accrued Interest Payable, fair value	114	137
US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	36,992	32,113
Securities - Held to Maturity, fair value	37,971	33,331
Securities - Available for Sale
Securities - Available for sale, carrying value	18,127	19,581
Securities - Available for sale, fair value	18,127	19,581
Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	500	500
Securities - Held to Maturity, fair value	500	500
Securities - Available for Sale
Securities - Available for sale, carrying value	7,000	4,002
Securities - Available for sale, fair value	7,000	4,002
US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	352,174	342,048
Securities - Available for sale, fair value	352,174	342,048
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	108,170	105,406
Securities - Available for sale, fair value	108,170	105,406
Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,155	2,139
Securities - Available for sale, fair value	2,155	2,139
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and due from banks, fair value	66,425	52,122
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	247,512	218,221
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,155	2,139
Securities - Available for sale, fair value	2,155	2,139
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	4,148	7,537
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	891,149	895,522
Repurchase Agreements, fair value	15,415	15,828
Accrued Interest Payable, fair value	0	0
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	37,971	33,331
Securities - Available for Sale
Securities - Available for sale, carrying value	18,127	19,581
Securities - Available for sale, fair value	18,127	19,581
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	500	500
Securities - Available for Sale
Securities - Available for sale, carrying value	7,000	4,002
Securities - Available for sale, fair value	7,000	4,002
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	352,174	342,048
Securities - Available for sale, fair value	352,174	342,048
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	108,170	105,406
Securities - Available for sale, fair value	108,170	105,406
Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	1,634	560
Loans, net, fair value	619,517	608,109
Accrued Interest Receivable, fair value	4,835	3,943
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	114	137
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	$ 0	$ 0

Note 7 - Fair Value of Financ45

Note 7 - Fair Value of Financial Instruments (Details) - Change in Level 3 Assets at Fair Value - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Change in Level 3 Assets at Fair Value [Abstract]
Balance at January 1	$ 0	$ 5,751
Total realized and unrealized losses included in income	0	(2,599)
Total unrealized gains included in other comprehensive income	0	3,758
Net purchases, sales, calls and maturities	0	(6,910)
Net transfers in/out of Level 3	0	$ 0
Balance at September 30	$ 0

Note 7 - Fair Value of Financ46

Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Other Real Estate Owned	$ 2,154	$ 5,615
Fair Value, Measurements, Nonrecurring [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	32,064	35,670
Other Real Estate Owned	2,154	5,615
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	27,856	32,015
Other Real Estate Owned	$ 2,154	$ 5,615

Note 8 - Financial Instrument47

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details)	9 Months Ended
	Sep. 30, 2015
Home Equity Line of Credit [Member]
Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details) [Line Items]
Line of Credit Facility, Expiration Period	10 years

Note 8 - Financial Instrument48

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details) - Off-Balance Sheet Credit Risk Financial Insturments - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 64,388	$ 66,319
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	4,092	3,630
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	22,212	19,544
Standby Letters of Credit and Financial Guarantees [Member]
Commitments to extend credit:
Off-balance sheet credit risks	3,136	3,178
All Other Off-Balance Sheet Commitments [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 0	$ 0