MBT Financial (MBTF) 10-K 11 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 11, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	MBT FINANCIAL CORP
Trading Symbol	mbtf
Document Type	10-K
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		22,899,688
Entity Public Float			$ 102,100,000
Amendment Flag	false
Entity Central Index Key	1,118,237
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and due from banks
Non-interest bearing	$ 14,996	$ 15,957
Interest bearing	70,054	36,165
Total cash and cash equivalents	85,050	52,122
Securities - Held to Maturity (Note 3)	41,282	32,613
Securities - Available for Sale (Note 3)	496,859	473,176
Federal Home Loan Bank stock - at cost	4,148	7,537
Loans held for sale	1,477	548
Loans (Note 4)	617,308	610,332
Allowance for Loan Losses (Note 5)	(10,896)	(13,208)
Loans - Net	606,412	597,124
Accrued interest receivable and other assets (Note 12)	23,365	29,465
Other Real Estate Owned	2,383	5,615
Bank Owned Life Insurance (Note 9)	53,093	51,825
Premises and Equipment - Net (Note 6)	28,244	28,632
Total assets	1,342,313	1,278,657
Deposits:
Non-interest bearing	253,795	218,221
Interest-bearing (Note 7)	911,598	893,590
Total deposits	1,165,393	1,111,811
Securities sold under repurchase agreements (Note 8)	15,000	15,000
Interest payable and other liabilities (Note 9)	14,579	17,310
Total liabilities	1,194,972	1,144,121
Stockholders' Equity (Notes 10, 13 and 15)
Common stock (no par value; 50,000,000 shares authorized, 22,790,707 and 22,718,077 shares issued and outstanding)	23,492	23,037
Retained Earnings	126,214	114,132
Unearned Compensation	(13)
Accumulated other comprehensive loss	(2,352)	(2,633)
Total stockholders' equity	147,341	134,536
Total liabilities and stockholders' equity	$ 1,342,313	$ 1,278,657

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,790,707	22,718,077
Common stock, shares outstanding	22,790,707	22,718,077
Common stock, par value (in Dollars per share)	$ 0	$ 0

Consolidated Statements of Oper

Consolidated Statements of Operations and Comprehensive Income - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest Income
Interest and fees on loans	$ 29,012,000	$ 28,451,000	$ 30,470,000
Interest on investment securities-
Tax-exempt	1,116,000	1,171,000	1,255,000
Taxable	9,808,000	8,815,000	7,367,000
Interest on balances due from banks	105,000	102,000	146,000
Total interest income	40,041,000	38,539,000	39,238,000
Interest Expense
Interest on deposits (Note 7)	2,359,000	3,109,000	4,314,000
Interest on borrowed funds	707,000	729,000	1,723,000
Total interest expense	3,066,000	3,838,000	6,037,000
Net Interest Income	36,975,000	34,701,000	33,201,000
Provision For (Recovery Of) Loan Losses (Note 5)	(3,000,000)	(500,000)	2,200,000
Net Interest Income After
Provision For (Recovery Of) Loan Losses	39,975,000	35,201,000	31,001,000
Other Income
Wealth management income	4,728,000	4,749,000	4,351,000
Service charges and other fees	4,173,000	3,979,000	4,325,000
Debit Card Income	2,438,000	2,174,000	2,032,000
Net gain (loss) on sales of securities	398,000	(654,000)	424,000
Net loss on other real estate owned	(284,000)	(946,000)	(1,442,000)
Origination fees on mortgage loans sold	579,000	378,000	702,000
Bank owned life insurance income	1,353,000	1,416,000	1,466,000
Other real estate owned rent	217,000	436,000	773,000
Other	1,725,000	1,821,000	1,858,000
Total other income	15,327,000	13,353,000	14,489,000
Other Expenses
Salaries and employee benefits (Notes 9 and 15)	23,095,000	23,238,000	21,520,000
Occupancy expense (Note 6)	2,770,000	2,736,000	3,053,000
Equipment expense	3,026,000	2,727,000	2,679,000
Marketing expense	1,104,000	839,000	725,000
Professional fees	2,130,000	2,132,000	1,965,000
Other real estate owned expense	372,000	1,047,000	1,001,000
FDIC insurance premium	1,230,000	1,949,000	2,773,000
Bonding and other insurance expense	866,000	1,035,000	1,068,000
Telephone expense	422,000	474,000	599,000
Other	3,185,000	2,490,000	2,683,000
Total other expenses	38,200,000	38,667,000	38,066,000
Income Before Provision For Income Taxes	17,102,000	9,887,000	7,424,000
Provision For (Benefit From) Income Taxes (Note 12)	5,020,000	2,572,000	(18,113,000)
Net Income	12,082,000	7,315,000	25,537,000
Other Comprehensive Income (Loss), Net of Tax
Unrealized gains (losses) on securities	(144,000)	8,233,000	(11,315,000)
Reclassification adjustment for (gains) losses included in net income	(263,000)	432,000	(280,000)
Postretirement benefit liability	688,000	(425,000)	798,000
Total Other Comprehensive Income (Loss), net of tax	281,000	8,240,000	(10,797,000)
Comprehensive Income	$ 12,363,000	$ 15,555,000	$ 14,740,000
Basic Earnings Per Common Share (Note 14) (in Dollars per share)	$ 0.53	$ 0.33	$ 1.43
Diluted Earnings Per Common Share (Note 14) (in Dollars per share)	$ 0.53	$ 0.33	$ 1.41

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($)	Stock Appreciation Rights (SARs) [Member]Common Stock [Member]	Stock Appreciation Rights (SARs) [Member]Deferred Compensation, Share-based Payments [Member]	Stock Appreciation Rights (SARs) [Member]	Restricted Stock Units (RSUs) [Member]Common Stock [Member]	Restricted Stock Units (RSUs) [Member]	Restricted Stock [Member]Common Stock [Member]	Restricted Stock [Member]Deferred Compensation, Share-based Payments [Member]	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance - January 1, 2013 at Dec. 31, 2012								$ 2,397,000	$ 81,280,000	$ (27,000)	$ (76,000)	$ 83,574,000
Issuance of Common Stock
SOSARs exercised	$ 19,000		$ 19,000
Restricted stock				$ 22,000	$ 22,000
Other stock issued								13,096,000				13,096,000
Stock Offering Expense								(1,013,000)				(1,013,000)
Equity Compensation								150,000		20,000		170,000
Comprehensive income:
Net income									25,537,000			25,537,000
Other comprehensive income (loss) - net of tax											(10,797,000)	(10,797,000)
Balance at Dec. 31, 2013								14,671,000	106,817,000	(7,000)	(10,873,000)	110,608,000
Issuance of Common Stock
SOSARs exercised	1,000		1,000
Restricted stock				26,000	26,000	$ 29,000	$ (29,000)
Other stock issued								8,869,000				8,869,000
Stock Offering Expense								(754,000)				(754,000)
Equity Compensation								195,000		36,000		231,000
Comprehensive income:
Net income									7,315,000			7,315,000
Other comprehensive income (loss) - net of tax											8,240,000	8,240,000
Balance at Dec. 31, 2014								23,037,000	114,132,000		(2,633,000)	134,536,000
Issuance of Common Stock
SOSARs exercised	$ 4,000	$ 0	$ 4,000
Restricted stock				$ 53,000	$ 53,000	$ 50,000	$ (50,000)
Other stock issued								106,000				106,000
Equity Compensation								242,000		37,000		279,000
Comprehensive income:
Net income									12,082,000			12,082,000
Other comprehensive income (loss) - net of tax											281,000	281,000
Balance at Dec. 31, 2015								$ 23,492,000	$ 126,214,000	$ (13,000)	$ (2,352,000)	$ 147,341,000

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Restricted stock	22,500
Other stock issued	17,775	2,082,377	3,175,470
Stock Appreciation Rights (SARs) [Member]
SOSARs exercised	23,855	7,287	13,084
Restricted Stock Units (RSUs) [Member]
Restricted stock		16,920	20,760
Restricted Stock [Member]
Restricted stock	8,500	6,000

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net Income	$ 12,082,000	$ 7,315,000	$ 25,537,000
Adjustments to reconcile net income to net cash from operating activities
Provision for (recovery of) loan losses	(3,000,000)	(500,000)	2,200,000
Depreciation	1,558,000	1,656,000	1,819,000
(Increase) decrease in net deferred federal income tax asset	4,592,000	2,503,000	(18,155,000)
Net amortization of investment premium and discount	1,369,000	986,000	1,688,000
Writedowns on other real estate owned	531,000	988,000	1,708,000
Net increase (decrease) in interest payable and other liabilities	(1,113,000)	1,311,000	2,569,000
Net (increase) decrease in interest receivable and other assets	615,000	(2,152,000)	(787,000)
Equity based compensation expense	336,000	258,000	151,000
Net (gain) loss on sale/settlement of securities	(398,000)	654,000	(424,000)
Increase in cash surrender value of life insurance	(1,268,000)	(1,332,000)	(1,382,000)
Net cash provided by operating activities	15,304,000	11,687,000	14,924,000
Cash Flows from Investing Activities
Proceeds from maturities and redemptions of investment securities held to maturity	7,602,000	8,823,000	20,652,000
Proceeds from maturities and redemptions of investment securities available for sale	198,643,000	45,082,000	70,563,000
Proceeds from sales of investment securities available for sale	39,238,000	122,579,000	81,875,000
Net (increase) decrease in loans	(8,250,000)	(18,154,000)	22,036,000
Proceeds from sales of other real estate owned	3,925,000	6,048,000	8,434,000
Proceeds from sales of other assets	96,000	40,000	274,000
Purchase of investment securities held to maturity	(16,357,000)	(6,590,000)	(16,712,000)
Purchase of investment securities available for sale	(259,676,000)	(231,324,000)	(172,459,000)
Purchase of bank premises and equipment	(1,285,000)	(2,075,000)	(2,132,000)
Net cash provided by (used for) investing activities	(36,064,000)	(75,571,000)	12,531,000
Cash Flows from Financing Activities
Net increase in deposits	53,582,000	42,093,000	20,888,000
Repayment of long term debt			(135,000)
Repayment of Federal Home Loan Bank borrowings		(12,000,000)	(95,000,000)
Issuance of common stock	106,000	8,115,000	12,083,000
Net cash provided by (used for) financing activities	53,688,000	38,208,000	(62,164,000)
Net Increase (Decrease) in Cash and Cash Equivalents	32,928,000	(25,676,000)	(34,709,000)
Cash and Cash Equivalents At Beginning Of Year	52,122,000	77,798,000	112,507,000
Cash and Cash Equivalents At End Of Year	85,050,000	52,122,000	77,798,000
Supplemental Cash Flow Information
Cash paid for interest	3,095,000	3,880,000	6,211,000
Cash paid for federal income taxes	1,894,000	69,000
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	979,000	2,977,000	5,058,000
Transfer of loans to other assets	$ 54,000	$ 54,000	$ 127,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Basis of Presentation and Significant Accounting Policies [Text Block]	(1) Summary of Significant Accounting Policies The consolidated financial statements include the accounts of MBT Financial Corp. (the “Corporation”) and its wholly owned subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates fourteen banking offices in Monroe County, Michigan, six banking offices in Wayne County, Michigan, and a Loan and Wealth Management office in Lenawee County, Michigan. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Corporation’s sole business segment is community banking. The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the fair value of investment securities, the valuation of other real estate owned, and the deferred tax asset. The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Corporation and its subsidiary. All material intercompany transactions and balances have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Most of the Corporation's activities are with customers located within southeast Michigan. Notes 3 and 4 discuss the types of securities and lending that the Corporation engages in. The Corporation does not have any significant concentrations in any one industry or to any one customer. INVESTMENT SECURITIES Investment securities that are classified as “held to maturity” are stated at cost, and adjusted for accumulated amortization of premium and accretion of discount. The Bank has the intention and, in Management’s opinion, the ability to hold these investment securities until maturity. Investment securities that are classified as “available for sale” are stated at estimated market value, with the related unrealized gains and losses reported as an amount, net of taxes, as a component of stockholders’ equity. The market value of securities is based on quoted market prices. For securities that do not have readily available market values, estimated market values are calculated based on the market values of comparable securities. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Corporation to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its agencies, or U.S. Government sponsored enterprises, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income. LOANS The Bank grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in the process of collection. In all cases, loans are placed on nonaccrual or charged off at an earlier date if principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. FEDERAL HOME LOAN BANK STOCK The Bank is a member of the Federal Home Loan Bank of Indianapolis (FHLBI). Members are required to own a certain amount of stock based on the level of borrowings and other factors. Stock in the FHLBI is recorded at redemption value which approximates fair value. The Company periodically evaluates the FHLBI stock for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. LOANS HELD FOR SALE Loans held for sale consist of fixed rate residential mortgage loans with maturities of 15 to 30 years. Such loans are recorded at the lower of aggregate cost or estimated fair value. ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as non-accrual or renegotiated. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience, adjusted for qualitative factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as Troubled Debt Restructurings (TDR). A loan is a TDR when the Bank, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying a loan. To make this determination, the Bank must determine whether (a) the borrower is experiencing financial difficulties and (b) the Bank granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not separately identify individual consumer and residential loans for impairment disclosures. FORECLOSED ASSETS (INCLUDES OTHER REAL ESTATE OWNED) Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of fair value less costs to sell or the loan carrying amount at the date of the foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by Management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets. BANK PREMISES AND EQUIPMENT Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed generally on the straight-line method over the estimated useful lives of the assets. Upon the sale or other disposition of assets, the cost and related accumulated depreciation are retired and the resulting gain or loss is recognized. Maintenance and repairs are charged to expense as incurred, while renewals and improvements are capitalized. Software costs related to externally developed systems are capitalized at cost less accumulated amortization. Amortization is computed on the straight-line method over the estimated useful life. BANK OWNED LIFE INSURANCE Bank owned life insurance policies are stated at the current cash surrender value of the policy, or the policy death proceeds less any obligation to provide a death benefit to an insured’s beneficiaries if that value is less than the cash surrender value. Increases in the asset value are recorded as earnings in other income. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale, and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. The components of accumulated other comprehensive loss and related tax effects are as follows: Dollars in thousands 2015 2014 2013 Net unrealized gains (losses) on securities available for sale $ (2,338 ) $ (1,722 ) $ (14,852 ) Post retirement benefit obligations (1,226 ) (2,267 ) (1,624 ) Tax effect 1,212 1,356 5,603 Accumulated other comprehensive loss $ (2,352 ) $ (2,633 ) $ (10,873 ) CASH AND CASH EQUIVALENTS For the purpose of the consolidated statement of cash flows, cash and cash equivalents include cash and balances due from banks and federal funds sold which mature within 90 days. INCOME TAXES Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the various temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. STOCK-BASED COMPENSATION The Corporation has several stock based compensation plans (Note 15). The total amount of compensation is measured at the fair value of the awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options. OFF BALANCE SHEET INSTRUMENTS In the ordinary course of business, the Corporation has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded. Additional information regarding Off Balance Sheet Instruments is included in Note 17 in these Notes to Consolidated Financial Statements. FAIR VALUE The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under the Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value. The Corporation applied the following fair value hierarchy: Level 1– inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Corporation’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy. Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Corporation’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and certain municipal debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement. RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The ASU adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The ASU does not apply to financial instruments. The ASU is effective for public entities for annual reporting periods beginning after December 15, 2017, including interim periods within that period (therefore, for the year ending December 31, 2018 for the Corporation). Early adoption is permitted only as of annual periods beginning after December 15, 2016, including interim periods within that period. Management is currently assessing the impact to the Corporation’s consolidated financial statements. In January 2016, the Financial Accounting Standards Board issued an Accounting Standard Update (ASU) No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities related to the recognition and measurement of financial instruments. The most significant change included in the ASU is the requirement for certain equity investments (excluding investments that are consolidated or accounted for under the equity method) to be measured at fair value with changes in fair value recognized in net income. Alternatively, equity investments without readily determinable fair values can be recorded at cost, and periodically evaluated for impairment using a qualitative assessment. If the qualitative assessment indicates the investment is impaired, it is required to be measured at fair value. The ASU also eliminates the requirement for public business entities to disclose the methods and assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The new standard is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Management is currently assessing the impact to the Corporation’s consolidated financial statements.

Note 2 - Cash and Due from Bank

Note 2 - Cash and Due from Banks	12 Months Ended
	Dec. 31, 2015
Cash and Cash Equivalents [Abstract]
Cash and Cash Equivalents Disclosure [Text Block]	(2) Cash and Due from Banks The Bank is required by regulatory agencies to maintain legal reserve requirements based on the level of balances in deposit categories. Cash balances restricted from usage due to these requirements were $4,909,000 and $4,374,000 at December 31, 2015 and 2014, respectively. Cash and due from banks includes uninsured deposits held at correspondent banks of $6,596,000 and $6,357,000 at December 31, 2015 and 2014, respectively.

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	(3) Investment Securities The following is a summary of the Bank’s investment securities portfolio as of December 31, 2015 and 2014 (000s omitted): Held to Maturity December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of States and Political Subdivisions 40,782 1,333 (178 ) 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437 Held to Maturity December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of States and Political Subdivisions 32,113 1,287 (69 ) 33,331 Corporate Debt Securities 500 - - 500 $ 32,613 $ 1,287 $ (69 ) $ 33,831 Available for Sale December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Other Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859 Available for Sale December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of U.S. Government Agencies $ 343,703 $ 1,372 $ (3,027 ) $ 342,048 Mortgage Backed Securities issued by U.S. Government Agencies 105,890 406 (890 ) 105,406 Obligations of States and Political Subdivisions 19,286 377 (82 ) 19,581 Corporate Debt Securities 3,975 27 - 4,002 Other Securities 2,044 95 - 2,139 $ 474,898 $ 2,277 $ (3,999 ) $ 473,176 The amortized cost, estimated market value, and weighted average yield of securities at December 31, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties (000s omitted). Held to Maturity Available for Sale Amortized Cost Estimated Market Value Weighted Average Yield Amortized Cost Estimated Market Value Weighted Average Yield Maturing within 1 year $ 7,299 $ 7,318 1.35 % $ 2,327 $ 2,329 0.78 % 1 through 5 years 21,420 21,655 2.33 % 157,751 157,504 1.83 % 6 through 10 years 9,728 10,364 3.45 % 226,539 225,555 2.33 % Over 10 years 2,835 3,100 4.02 % 6,064 6,092 2.28 % Total 41,282 42,437 2.54 % 392,681 391,480 2.12 % Mortgage Backed Securities - - 0.00 % 104,472 103,252 2.67 % Securities with no stated maturity - - 0.00 % 2,044 2,127 0.00 % Total $ 41,282 $ 42,437 2.54 % $ 499,197 $ 496,859 2.22 % The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and management determines that the Company has the intent and ability to hold the investment for a period of time sufficient to allow for an anticipated recovery in the market value. The fair values of investments with an amortized cost in excess of their fair values at December 31, 2015 and December 31, 2014 are as follows (000s omitted): December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658 December 31, 2014 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 47,695 $ 144 $ 159,650 $ 2,883 $ 207,345 $ 3,027 Mortgage Backed Securities issued by U.S. Government Agencies 32,756 175 40,556 715 73,312 890 Obligations of States and Political Subdivisions 9,341 52 4,276 99 13,617 151 $ 89,792 $ 371 $ 204,482 $ 3,697 $ 294,274 $ 4,068 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. The company has the ability and intent to hold these securities until recovery, which may be until maturity. The fair value of these securities is expected to recover as the securities approach maturity. As of December 31, 2015 and December 31, 2014, there were 146 and 116 securities in an unrealized loss position, respectively. Investment securities carried at $118,823,000 and $111,151,000 were pledged or set aside to secure borrowings, public and trust deposits, and for other purposes required by law at December 31, 2015 and December 31, 2014, respectively. At December 31, 2015, Obligations of U. S. Government Agencies included securities issued by the Federal Home Loan Banks with an estimated market value of $184,467,000 and securities issued by the Federal Farm Credit Banks with an estimated market value of $184,594,000. At December 31, 2015, Mortgage Backed Securities issued by U. S. Government Agencies included securities issued by the Government National Mortgage Association with an estimated market value of $103,252,000. At December 31, 2014, Obligations of U. S. Government Agencies included securities issued by the Federal Home Loan Banks with an estimated market value of $171,629,000 and securities issued by the Federal Farm Credit Banks with an estimated market value of $170,419,000. At December 31, 2014, Mortgage Backed Securities issued by U. S. Government Agencies included securities issued by the Government National Mortgage Association with an estimated market value of $105,406,000. For the years ended December 31, 2015, 2014, and 2013, proceeds from sales of securities amounted to $39,238,000, $122,579,000, and $81,875,000, respectively. Gross realized gains amounted to $653,000, $2,782,000, and $823,000, respectively. Gross realized losses amounted to $255,000, $3,436,000, and $399,000, respectively. The tax provision (benefit) applicable to these net realized gains and losses amounted to $135,000, ($222,000), and $144,000, respectively. The sales of securities available for sale resulted in a reclassifications of $398,000 ($263,000 net of tax) from accumulated other comprehensive income to net gain on sales of securities in the consolidated statements of operations in the year ended December 31, 2015. The sales of securities available for sale resulted in a reclassifications of $654,000 ($432,000 net of tax) from accumulated other comprehensive loss to net loss on sales of securities in the consolidated statements of operations in the years ended December 31, 2014.

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block Supplement [Abstract]
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	(4) Loans Loan balances outstanding as of December 31 consist of the following (000s omitted): 2015 2014 Residential real estate loans $ 213,989 $ 223,701 Commercial and Construction real estate loans 259,139 262,395 Agriculture and agricultural real estate loans 19,243 16,700 Commercial and industrial loans 84,438 62,761 Loans to individuals for household, family, and other personal expenditures 40,499 44,775 Total loans, gross $ 617,308 $ 610,332 Less: Allowance for loan losses 10,896 13,208 $ 606,412 $ 597,124 Included in Loans are loans to certain officers, directors, and companies in which such officers and directors have 10 percent or more beneficial ownership in the aggregate amount of $4,058,000 and $2,813,000 at December 31, 2015 and 2014, respectively. In 2015, new loans and other additions amounted to $1,546,000, and repayments and other reductions amounted to $301,000. In 2014, new loans and other additions amounted to $86,000, and repayments and other reductions amounted to $709,000. In Management’s judgment, these loans were made on substantially the same terms and conditions as those made to other borrowers, and do not represent more than the normal risk of collectibility or present other unfavorable features. No loans were pledged to secure debt or for any other purposes as of December 31, 2015 and December 31, 2014.

Note 5 - Allowance For Loan Los

Note 5 - Allowance For Loan Losses and Credit Quality of Loans	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Financing Receivables [Text Block]	(5) Allowance For Loan Losses and Credit Quality of Loans The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi-family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles. Activity in the allowance for loan losses for the years ended December 31, 2015 and 2014 was as follows (000s omitted): 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (188 ) (352 ) (559 ) (2 ) (893 ) (118 ) (2,112 ) Recoveries 325 311 502 648 863 151 2,800 Provision 36 959 (1,772 ) (1,029 ) (961 ) (233 ) (3,000 ) Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Ending balance individually evaluated for impairment $ 240 $ 672 $ 634 $ 277 $ 506 $ 223 $ 2,552 Ending balance collectively evaluated for impairment 149 1,607 3,716 143 1,729 1,000 8,344 Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Loans: Ending balance individually evaluated for impairment $ 882 $ 958 $ 13,398 $ 1,809 $ 7,343 $ 496 $ 24,886 Ending balance collectively evaluated for impairment 18,361 83,480 229,822 14,110 206,646 40,003 592,422 Ending balance $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 2014 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 171 $ 1,989 $ 7,030 $ 1,397 $ 4,606 $ 1,016 $ 16,209 Charge-offs (3 ) (688 ) (3,543 ) (254 ) (1,562 ) (94 ) (6,144 ) Recoveries 10 341 1,449 1,077 608 158 3,643 Provision 38 (281 ) 1,243 (1,417 ) (426 ) 343 (500 ) Ending balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Ending balance individually evaluated for impairment $ 34 $ 554 $ 1,502 $ 671 $ 672 $ 222 $ 3,655 Ending balance collectively evaluated for impairment 182 807 4,677 132 2,554 1,201 9,553 Ending balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Loans: Ending balance individually evaluated for impairment $ 917 $ 1,414 $ 19,013 $ 2,117 $ 11,675 $ 534 $ 35,670 Ending balance collectively evaluated for impairment 15,783 61,347 230,456 10,809 212,026 44,241 574,662 Ending balance $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Each period the provision for loan losses in the statement of operations results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to commercial loans and each credit relationship with more than $250,000 of aggregate credit exposure. The number of categories was increased in 2015 to allow differentiation between credits within the categories. Ratings for previous periods were not revised to utilize these new categories. Grades 10 through 45 are considered “pass” credits and grades 50 through 95 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 60 and higher are considered substandard and most are evaluated for impairment. A description of the general characteristics of each grade is as follows: ● Grades 10 and 15 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include all loans secured by certificates of deposit or cash equivalents. ● Grades 20 and 25 – Satisfactory – Loans that have less than average risk and clearly demonstrate adequate debt service coverage. These loans may have some vulnerability, but are sufficiently strong to have minimal deterioration if adverse factors are encountered, and are expected to be fully collectable. ● Grades 30 and 35 – Average – Loans that have a reasonable amount of risk and may exhibit vulnerability to deterioration if adverse factors are encountered. These loans should demonstrate adequate debt service coverage but warrant a higher level of monitoring to ensure that weaknesses do not advance. ● Grades 40 and 45 – Pass/Watch – Loans that are considered “pass credits” yet appear on the “watch list”. Credit deficiency or potential weakness may include a lack of current or complete financial information. The level of risk is considered acceptable so long as the loan is given additional management supervision. ● Grades 50 and 55 – Watch – Loans that possess some credit deficiency or potential weakness that if not corrected, could increase risk in the future. The source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards. ● Grades 60 and 65 – Substandard – Loans that exhibit one or more of the following characteristics: (1) uncertainty of repayment from primary source and financial deterioration currently underway; (2) inadequate current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal terms; (9) the Bank is contemplating foreclosure or legal action due to deterioration in the loan; or (10) there is deterioration in conditions and the borrower is highly vulnerable to these conditions. ● Grades 70 and 75 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and the quality of the secondary source is doubtful; or (3) the possibility of loss is high, but important pending factors may strengthen the loan. ● Grades 80-95 - Loss – Loans are considered uncollectible and of such little value that carrying them on the Bank’s financial statements is not feasible. The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency. The portfolio segments in each credit risk grade as of December 31, 2015 and 2014 are as follows (000s omitted): 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 2014 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 122 $ 2,700 $ - $ 5,402 $ 138,355 $ 40,371 $ 186,950 1 - 3,060 - - - 369 3,429 2 330 287 830 - 132 - 1,579 3 491 7,084 9,923 - 464 - 17,962 4 13,458 41,441 176,685 4,357 58,902 3,260 298,103 5 1,261 4,903 34,385 2,471 10,112 199 53,331 6 1,038 3,286 27,646 696 15,736 576 48,978 7 - - - - - - - 8 - - - - - - - 9 - - - - - - - Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Performing $ 15,702 $ 61,287 $ 231,461 $ 10,740 $ 211,143 $ 44,053 $ 574,386 Nonperforming 998 1,474 18,008 2,186 12,558 722 35,946 Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of December 31, 2015 and 2014 (000s omitted): 2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4 2014 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 449 $ - $ 80 $ 529 $ 16,171 $ 16,700 $ - Commercial 142 44 60 246 62,515 62,761 10 Commercial Real Estate 2,127 1,118 2,287 5,532 243,937 249,469 - Construction Real Estate 334 - - 334 12,592 12,926 - Residential Real Estate 2,946 741 777 4,464 219,237 223,701 - Consumer and Other 124 15 61 200 44,575 44,775 - Total $ 6,122 $ 1,918 $ 3,265 $ 11,305 $ 599,027 $ 610,332 $ 10 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following is a summary of non-accrual loans as of December 31, 2015 and 2014 (000s omitted): 2015 2014 Agriculture and Agricultural Real Estate $ 565 $ 80 Commercial 148 315 Commercial Real Estate 4,823 6,287 Construction Real Estate 46 409 Residential Real Estate 2,915 5,760 Consumer and Other 136 189 Total $ 8,633 $ 13,040 For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price. The following is a summary of impaired loans as of December 31, 2015 and 2014 (000s omitted): 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 63 113 - 76 5 Commercial Real Estate 7,701 8,107 - 8,297 333 Construction Real Estate 200 233 - 243 14 Residential Real Estate 4,137 4,359 - 4,237 199 Consumer and Other 26 26 - 28 2 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 892 30 Commercial 895 916 672 1,036 48 Commercial Real Estate 5,697 6,183 634 6,263 260 Construction Real Estate 1,609 1,609 277 1,627 74 Residential Real Estate 3,206 3,310 506 3,433 154 Consumer and Other 470 468 223 485 22 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 892 $ 30 Commercial 958 1,029 672 1,112 53 Commercial Real Estate 13,398 14,290 634 14,560 593 Construction Real Estate 1,809 1,842 277 1,870 88 Residential Real Estate 7,343 7,669 506 7,670 353 Consumer and Other 496 494 223 513 24 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ 256 $ 256 $ - $ 258 $ 10 Commercial 363 412 - 491 21 Commercial Real Estate 8,084 8,882 - 9,102 381 Construction Real Estate 297 954 - 1,101 19 Residential Real Estate 6,424 7,200 - 7,367 318 Consumer and Other 3 3 - 5 - With an allowance recorded: Agriculture and Agricultural Real Estate 661 661 34 691 37 Commercial 1,051 1,062 554 1,118 54 Commercial Real Estate 10,929 12,758 1,502 12,966 507 Construction Real Estate 1,820 1,851 671 1,878 88 Residential Real Estate 5,251 5,658 672 5,768 244 Consumer and Other 531 529 222 569 27 Total: Agriculture and Agricultural Real Estate $ 917 $ 917 $ 34 $ 949 $ 47 Commercial 1,414 1,474 554 1,609 75 Commercial Real Estate 19,013 21,640 1,502 22,068 888 Construction Real Estate 2,117 2,805 671 2,979 107 Residential Real Estate 11,675 12,858 672 13,135 562 Consumer and Other 534 532 222 574 27 The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (TDRs). Loans that were classified as TDRs during the years ended December 31, 2015 and December 31, 2014 are as follows (000s omitted from dollar amounts): December 31, 2015 December 31, 2014 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 3 $ 325 $ 322 1 $ 314 $ 313 Commercial 2 112 17 4 295 53 Commercial Real Estate 3 684 593 6 1,990 1,496 Construction Real Estate - - - 3 43 22 Residential Real Estate 7 581 516 17 1,118 749 Consumer and Other - - - 2 21 20 Total 15 $ 1,702 $ 1,448 33 $ 3,781 $ 2,653 The Bank considers TDRs that become past due under the modified terms as defaulted. Loans that became TDRs during the years ended December 31, 2015 and December 31, 2014 that subsequently defaulted during the years ended December 31, 2015 and December 31, 2014, respectively, are as follows (000s omitted from dollar amounts): December 31, 2015 December 31, 2014 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate 1 $ 46 - $ - Commercial - - - - Commercial Real Estate - - - - Construction Real Estate - - - - Residential Real Estate - - 1 114 Consumer and Other - - - - Total 1 $ 46 1 $ 114 A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Corporation offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral, a co-borrower, or a guarantor may be requested. Loans modified in a TDR are typically already on nonaccrual status and partial charge-offs have in some cases already been taken against the outstanding loan balance. As a result, loans modified in a TDR for the Corporation may have the financial effect of increasing the specific allowance associated with the loan. The allowance for impaired loans that have been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows discounted at the loan’s effective interest rate. Management exercises significant judgment in developing these estimates. The regulatory guidance requires loans to be accounted for as collateral-dependent loans when borrowers have filed Chapter 7 bankruptcy, the debt has been discharged and the borrower has not reaffirmed the debt, regardless of the delinquency status of the loan. The filing of bankruptcy by the borrower is evidence of financial difficulty and the discharge of the obligation by the bankruptcy court is deemed to be a concession granted to the borrower. At December 31, 2015 the Corporation had no commitments to lend additional funds to the related debtors whose terms have been modified in a TDR.

Note 6 - Bank Premises and Equi

Note 6 - Bank Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	(6) Bank Premises and Equipment Bank premises and equipment as of year-end are as follows (000s omitted): 2015 2014 Land, buildings and improvements $ 47,398 $ 46,774 Equipment, furniture and fixtures 24,481 23,944 Total Bank premises and equipment $ 71,879 $ 70,718 Less accumulated depreciation 43,635 42,086 Bank premises and equipment, net $ 28,244 $ 28,632 Bank Premises and Equipment includes Construction in Progress of $300,000 as of December 31, 2015 and $245,000 as of December 31, 2014. The projects in progress will be completed in 2016. The estimated cost to complete all projects in process as of December 31, 2015 is $114,000. The Company has entered into lease commitments for office and ATM locations. Rental expense charged to operations was $184,000, $190,000, and $231,000 for the years ended December 31, 2015, 2014, and 2013, respectively. The future minimum lease payments are as follows: Year Minimum Payment 2016 $ 172,000 2017 83,000 2018 40,000 2019 33,000 2020 26,000 Thereafter 38,000 Total $ 392,000

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Deposit Liabilities Disclosures [Text Block]	(7) Deposits Interest expense on time certificates of deposit of $250,000 or more in the year 2015 amounted to $161,000, as compared with $287,000 in 2014, and $367,000 in 2013. At December 31, 2015, the balance of time certificates of deposit of $250,000 or more was $19,794,000, as compared with $21,176,000 at December 31, 2014. The amount of time deposits with a remaining term of more than 1 year was $86,697,000 at December 31, 2015 and $97,834,000 at December 31, 2014. The following table shows the scheduled maturities of Certificates of Deposit as of December 31, 2015 (000s omitted): Under $250,000 $250,000 and over 2016 $ 80,827 $ 10,093 2017 38,377 1,377 2018 13,165 2,646 2019 12,032 4,927 2020 13,422 751 Thereafter - - Total $ 157,823 $ 19,794 Time certificates of deposit under $250,000 include $3,608,000 of brokered certificates of deposit as of December 31, 2015, and $8,675,000 as of December 31, 2014. The Bank did not have any brokered certificates of deposit over $250,000 as of December 31, 2015 and December 31, 2014. The aggregate amount of certificates of deposit that meet or exceed the $250,000 FDIC insurance limit was $19,794,000 and $21,176,000 as of December 31, 2015 and 2014, respectively.

Note 8 - Federal Home Loan Bank

Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	(8) Federal Home Loan Bank Advances and Repurchase Agreements The Bank did not have any advances outstanding from the Federal Home Loan Bank of Indianapolis as of December 31, 2015 and 2014. The Bank maintains an overdraft line of credit with the Federal Home Loan Bank of Indianapolis. The amount outstanding on the line of credit was $0 as of December 31, 2015 and 2014. The amount of credit available was $20,000,000 as of December 31, 2015 and 2014. The interest rate on the line of credit is equal to the variable advance rate and is only charged on amounts advanced. The variable advance rate was 0.58% on December 31, 2015 and 0.50% on December 31, 2014. The line of credit was subject to the provisions and conditions of the credit policy of the Federal Home Loan Bank of Indianapolis. As of December 31, 2015 investment securities with a carrying value of $26,437,000 were pledged to secure the Federal Home Loan Bank line of credit. As of December 31, 2014 investment securities with a carrying value of $26,410,000 were pledged to secure the Federal Home Loan Bank line of credit. The Bank had one borrowing under a Repurchase Agreement as of December 31, 2015 and 2014. The amount of the borrowing was $15,000,000 as of December 31, 2015 and 2014. The Repurchase Agreement has a fixed interest rate of 4.65% and is scheduled to mature on June 8, 2016. The Repurchase Agreement is subject to a prepayment penalty. Investment securities issued by U.S. Government agencies with a carrying value of $16,960,000 and $21,692,000 were pledged to secure the Repurchase Agreement borrowing at December 31, 2015 and December 31, 2014, respectively.

Note 9 - Retirement Plans and P

Note 9 - Retirement Plans and Postretirement Benefit Plans	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	(9) Retirement Plans and Postretirement Benefit Plans In 2000, the Bank implemented a retirement plan that included both a money purchase pension plan, as well as a voluntary profit sharing 401(k) plan for all employees who meet certain age and length of service eligibility requirements. In 2002, the Bank amended its retirement plan to freeze the money purchase plan and retain the 401(k) plan. To ensure that the plan meets the Safe Harbor provisions of the applicable sections of the Internal Revenue Code, the Bank contributes an amount equal to 4% of the employee’s base salary to the 401(k) plan for all eligible employees who contribute at least 5% of their salary. In addition, an employee may contribute from 1 to 75 percent of his or her base salary, up to a maximum of $24,000 in 2015. In 2015, 2014, and 2013 the Bank made a matching contribution of 100% on the first 3% of employee deferrals and 50% on the next 2% of deferrals. Depending on the Bank’s profitability, an additional profit sharing contribution may be made by the Bank to the 401(k) plan. There were no profit sharing contributions in 2015, 2014, and 2013. The total retirement plan expense was $558,000, for the year ended December 31, 2015, $558,000 for the year ended December 31, 2014, and $515,000 for the year ended December 31, 2013. The Bank has a postretirement benefit plan that generally provides for the continuation of medical premium payments for all employees hired before January 1, 2007 who retire from the Bank at age 55 or older, upon meeting certain length of service eligibility requirements. The Bank does not fund its postretirement benefit obligation. Rather, payments are made as costs are incurred by covered retirees. The amount of benefits paid under the postretirement benefit plan was $144,000 in 2015, $201,000 in 2014, and $206,000 in 2013. The amount of insurance premium paid by the Bank for retirees is capped at 200% of the cost of the premium as of December 31, 1992. A reconciliation of the accumulated postretirement benefit obligation (“APBO”) to the amounts recorded in the consolidated balance sheets in Interest Payable and Other Liabilities at December 31 is as follows (000s omitted): 2015 2014 APBO $ 3,406 $ 3,865 Unrecognized net transition obligation - - Unrecognized prior service costs - - Unrecognized net gain (loss) (67 ) (780 ) Accrued benefit cost at fiscal year end $ 3,339 $ 3,085 Components of the Bank’s postretirement benefit expense were as follows: 2015 2014 2013 Service cost $ 173 $ 135 $ 134 Interest cost 143 144 106 Prior service costs - 2 4 Amortization of gains 27 1 - Net postretirement benefit expense $ 343 $ 282 $ 244 The APBO as of December 31, 2015 and 2014 was calculated using assumed discount rates of 4.25% and 3.75%, respectively. Based on the provisions of the plan, the Bank’s expense is capped at 200% of the 1992 expense, with all expenses above the cap incurred by the retiree. The expense reached the cap in 2004, and accordingly the impact of an increase in health care costs on the APBO was not calculated. The Bank Owned Life Insurance policies fund a Death Benefit Only (DBO) obligation that the Bank has with 6 of its active directors, 5 retired directors, 11 active executives, and 11 retired executives. The DBO plan, which replaced previous split dollar agreements, provides a taxable death benefit. The benefit for directors is grossed up to provide a net benefit to each director’s beneficiaries based on that director’s length of service on the board. The directors’ net death benefits are $500,000 for director service of less than 3 years, $600,000 for service up to 5 years, $750,000 for service up to 10 years, and $1,000,000 for director service of 10 years or more. The active directors who participate in the plan have all waived the postretirement benefit. The executives’ beneficiaries will receive a grossed up benefit that will provide a net benefit equal to two times the executive’s base salary if death occurs during employment and a postretirement benefit equal to the executive’s final annual salary rate at the time of retirement if death occurs after retirement. Information for the postretirement death benefits and health care benefits is as follows as of the December 31 measurement date (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Change in benefit obligation Benefit obligation at beginning of year $ 5,892 5,741 $ 3,865 $ 2,781 Service cost 9 16 173 135 Interest cost 217 252 143 144 Plan participants' contributions - - 55 81 Actuarial loss (gain) (166 ) (117 ) (686 ) 925 Benefits paid - - (144 ) (201 ) Benefit obligation at end of year $ 5,952 $ 5,892 $ 3,406 $ 3,865 Change in accrued benefit cost Accrued benefit cost at beginning of year $ 4,405 $ 3,976 $ 3,085 $ 2,922 Service cost 9 16 173 135 Interest cost 217 252 143 144 Amortization 162 161 - 3 Employer contributions - - (89 ) (120 ) Net gain - - 27 1 Accrued benefit cost at end of year $ 4,793 $ 4,405 $ 3,339 $ 3,085 Change in plan assets Fair value of plan assets at beginning of year $ - $ - $ - $ - Employer contributions - - 89 120 Plan participants' contributions - - 55 81 Benefits paid during year - - (144 ) (201 ) Fair value of plan assets at end of year $ - $ - $ - $ - Funded status at end of year $ (5,952 ) $ (5,892 ) $ (3,406 ) $ (3,865 ) Amounts recognized in other liabilities as of December 31 consist of (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Assets $ - - $ - $ - Liabilities 5,952 5,892 3,406 3,865 Total $ 5,952 $ 5,892 $ 3,406 $ 3,865 Amounts recognized in accumulated other comprehensive income as of December 31 consist of (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Net loss (gain) $ (317 ) (150 ) $ 67 $ 780 Transition obligation (asset) - - - - Prior service cost (credit) 1,476 1,637 - - Total included in AOCI $ 1,159 $ 1,487 $ 67 $ 780 The projected payments under each postretirement plan for the next 10 years are as follows: Year Postretirement Death Benefit Obligations Postretirement Health C are Benefits $ 251,000 $ 121,000 262,000 132,000 2018 273,000 150,000 283,000 161,000 293,000 170,000 2021 - 2025 1,653,000 993,000

Note 10 - Stockholders' Equity

Note 10 - Stockholders' Equity	12 Months Ended
	Dec. 31, 2015
Stockholders' Equity Note [Abstract]
Stockholders' Equity Note Disclosure [Text Block]	(10) Stockholders’ Equity During 2015, the Company issued 17,775 shares of its no par value common stock to its Employee Stock Purchase Plan, for employee years of service awards, and for its directors’ deferred compensation plan. The aggregate value of these shares was $106,000. On March 3, 2014, the Company completed a private placement offering of 647,059 shares of its no par value common stock. The shares of common stock sold were not registered under the Securities Act of 1933 (the “Act”) in reliance of the exemption from registration provided by Section 4(2) of the Act and Rule 506 of SEC Regulation D. The 647,059 shares were sold for an aggregate purchase price of $2,750,000. On May 2, 2014, the Company completed a rights offering of 1,411,765 shares of its no par value common stock. The shares of common stock sold were registered under the Securities Act of 1933 (the “Act”) under the Company’s registration statement on Form S-1 that was effective March 10, 2014. The 1,411,765 shares were sold for an aggregate purchase price of $6,000,000. During 2014, the Company issued 23,533 shares of its no par value common stock to its Employee Stock Purchase Plan and for retirement and years of service awards. The aggregate value of these shares was $119,000.

Note 11 - Disclosures about Fai

Note 11 - Disclosures about Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	(11) Disclosures about Fair Value of Financial Instruments Certain of the Bank’s assets and liabilities are financial instruments that have fair values that differ from their carrying values in the accompanying consolidated balance sheets. These fair values, along with the methods and assumptions used to estimate such fair values, are discussed below. The fair values of all financial instruments not discussed below are estimated to be equal to their carrying amounts as of December 31, 2015 and 2014. CASH AND CASH EQUIVALENTS The carrying amounts of cash and cash equivalents approximate fair values. INVESTMENT SECURITIES Fair value for the Bank’s investment securities was determined using the market value in active markets, where available. When not available, fair values are estimated using the fair value hierarchy. In the fair value hierarchy, Level 2 fair values are determined using observable inputs other than Level 1 market prices, such as quoted prices for similar assets. Level 3 values are determined using unobservable inputs, such as discounted cash flow projections, for securities with no market activity. Prior to the fourth quarter of 2015, held to maturity investments in obligations of states and political subdivisions were classified as Level 2 fair values. Due to the lack of market data, the outstanding balance of certain of these investments was transferred from Level 2 to Level 3 as of December 31, 2015. These estimated market values are disclosed in Note 3 and the required fair value disclosures are in Note 19. The carrying value of Federal Home Loan Bank of Indianapolis stock approximates fair value based on the redemption provisions of the issuer. LOANS AND LOANS HELD FOR SALE Loans Held for Sale consists of fixed rate mortgage loans originated by the Bank. The fair value of Loans Held for Sale is the estimated value the Bank will receive upon sale of the loan. The fair value of all other loans is estimated by discounting the future cash flows associated with the loans, using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. DEPOSIT LIABILITIES The fair values for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e. the carrying amounts). The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date. Fair values of fixed rate, fixed maturity, certificates of deposit is estimated by discounting the related cash flows using the rates currently offered for deposits of similar remaining maturities. SECURITIES SOLD UNDER REPURCHASE AGREEMENTS The estimated fair value of the Securities Sold under Repurchase Agreements is estimated by discounting the related cash flows using the rates currently available for similarly structured borrowings with similar maturities. ACCRUED INTEREST The carrying amounts of accrued interest approximate fair value. OFF-BALANCE-SHEET FINANCIAL INSTRUMENTS The fair values of commitments to extend credit and standby letters of credit and financial guarantees written are estimated using the fees currently charged to engage into similar agreements. The fair values of these instruments are not significant. FAIR VALUES The carrying amounts and approximate fair values as of December 31, 2015 and December 31, 2014 are as follows (000s omitted): Total Carrying Estimated December 31, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 85,050 $ 85,050 $ - $ - $ 85,050 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108 Total Carrying Estimated December 31, 2014 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,122 $ 52,122 $ - $ - $ 52,122 Securities - Held to Maturity Obligations of States and Political Subdivisions 32,113 - 33,331 - 33,331 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 342,048 - 342,048 - 342,048 MBS issued by U.S. Government Agencies 105,406 - 105,406 - 105,406 Obligations of States and Political Subdivisions 19,581 - 19,581 - 19,581 Corporate Debt Securities 4,002 - 4,002 - 4,002 Other Securities 2,139 2,139 - - 2,139 Federal Home Loan Bank Stock 7,537 - 7,537 - 7,537 Loans Held for Sale 548 - - 560 560 Loans, net 597,124 - - 608,109 608,109 Accrued Interest Receivable 3,943 - - 3,943 3,943 Financial Liabilities: Noninterest Bearing Deposits 218,221 218,221 - - 218,221 Interest Bearings Deposits 893,590 - 895,522 - 895,522 Repurchase Agreements 15,000 - 15,828 - 15,828 Accrued Interest Payable 137 - - 137 137 FHLB Advances 12,000 - 12,000 - 12,000 Repurchase Agreements 15,000 - 16,352 - 16,352 Accrued Interest Payable 179 - - 179 179

Note 12 - Federal Income Taxes

Note 12 - Federal Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	(12) Federal Income Taxes Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be reversed. The Corporation and the Bank file a consolidated Federal income tax return. The current and deferred components of the provision for Federal income taxes were as follows (000s omitted): 2015 2014 2013 Current $ (660 ) $ 69 $ 42 Deferred 5,680 2,503 1,726 Valuation allowance reversal - - (19,881 ) Tax expense (benefit) $ 5,020 $ 2,572 $ (18,113 ) The effective tax rate differs from the statutory rate applicable to corporations as a result of permanent differences between accounting and taxable income as follows: 2015 2014 2013 Statutory rate 34.0 % 34.0 % 34.0 % Municipal interest income (2.1 ) (3.9 ) (5.4 ) Other, net (2.5 ) (4.1 ) (4.8 ) Valuation allowance - - (267.8 ) Effective tax rate 29.4 % 26.0 % (244.0 ) % In accordance with ASC 740, the Company is required to establish a valuation allowance for deferred tax assets when it is “more likely than not” that a portion or the entire deferred tax asset will not be realized. The evaluation requires significant judgment and extensive analysis of all available positive and negative evidence, the forecast of future income, applicable tax planning strategies, and assessments of current and future economic and business conditions. During 2009, the Company established a deferred tax valuation allowance of $13.9 million after evaluating all positive and negative evidence. The Company determined that it was more likely than not that it would not be able to utilize its entire deferred tax asset of $17.0 million. The expense for recording the valuation allowance was a non cash item, and recording the expense does not imply that the Company owes additional taxes. As business and economic conditions changed, the Company reevaluated the criteria related to the recognition of deferred tax assets, and during 2010, The Company increased its valuation allowance to $20.9 million, which equaled 100% of the deferred tax asset. After its review of the relevant data in 2011, the Company decided to continue to maintain its valuation allowance at 100% of the deferred tax asset of $24.2 million. In December 2012, the Company again evaluated the positive and negative evidence regarding its expected utilization of its deferred tax asset. Positive evidence included improving local and regional economic conditions, six consecutive quarterly profits, consistent improvement in asset quality, reduction in credit related expenses, and projections for continued improvements in earnings for the foreseeable future. Negative evidence included the large amount of net operating loss carry forwards that the Company had accumulated, persistent concern about the strength of the economic recovery, and still elevated problem asset levels at the Company. The Company determined that, as of December 31, 2012, it was more likely than not that the Company would be able to utilize a portion of its deferred tax asset, but it was not more likely than not that all of the deferred tax asset would be utilized. Based on its projection of the amount of deferred tax asset that it expected to utilize in the future, the Company concluded to reduce the valuation allowance by $5.0 million. The reduction in the valuation allowance was recorded by recognizing a benefit to federal income tax expense. In 2013, the Company’s evaluation of the positive and negative evidence regarding its expected utilization of its deferred tax asset indicated that that it was more likely than not that the Company would utilize its entire deferred tax asset. The positive evidence, consisting of nine consecutive profitable quarters and projections for future taxable earnings exceeded the negative evidence, which was primarily the prior net operating losses experienced. As a result, the Company eliminated the remaining $19.9 million valuation allowance in 2013 by recording a benefit to federal income tax expense. In the ordinary course of business, the Company enters into certain transactions that have tax consequences. From time to time, the Internal Revenue Service (IRS) questions and/or challenges the tax positions taken by the Company with respect to those transactions. The Company believes that its tax returns were filed based upon applicable statutes, regulations, and case law in effect at the time of the transactions. The IRS, an administrative authority of a court, if presented with the transactions could disagree with the Company’s interpretation of the tax law. The Company is currently under an audit of its tax returns filed for the 2004, 2005, 2007, 2008, 2009 and 2010 tax years. The Company agreed to a settlement with the IRS in the fourth quarter of 2015, and that settlement must now be approved by Congress’ Joint Committee on Taxation. The Company remitted the taxes and estimated interest required by the settlement and, based on current knowledge, the Company believes that the audit will be resolved without incurring any additional tax or interest expense. The settlement resulted in the Company recording a reduction of $955,000 in the liability previously recorded. The components of the net deferred Federal income tax asset (included in Interest Receivable and Other Assets on the accompanying consolidated balance sheets) at December 31 are as follows (000s omitted): 2015 2014 Deferred Federal income tax assets: Allowance for loan losses $ 3,818 $ 5,488 Net deferred loan origination fees 649 662 Tax versus book depreciation differences 482 494 Net unrealized losses on securities available for sale 795 586 Accrued postretirement benefits 3,176 2,937 Postretirement benefits in other comprehensive income 417 771 Alternative minimum tax 632 834 Non-accrual loan interest 438 1,212 Other real estate owned 606 1,265 Net operating loss 5,425 7,497 Other, net 783 1,223 Gross deferred tax asset 17,221 22,969 Valuation allowance - - Total deferred federal tax asset $ 17,221 $ 22,969 Deferred Federal income tax liabilities: Accretion of bond discount $ (346 ) $ (224 ) Net unrealized gains on securities available for sale - - Tax versus book depreciation differences - - Other (560 ) (737 ) Total deferred federal tax liabilities $ (906 ) $ (961 ) Net deferred Federal income tax asset (liability) $ 16,315 $ 22,008 The Corporation has net operating loss carry forwards of approximately $16.0 million that are available to reduce future taxable income through the year ending December 31, 2032.

Note 13 - Regulatory Capital Re

Note 13 - Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	(13) Regulatory Capital Requirements The Corporation and the Bank are subject to various regulatory capital requirements administered by the Federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory (and possibly additional discretionary) actions by regulators that, if undertaken, could have a direct material effect on the Corporation’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Corporation and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios (set forth in the accompanying tables) of Total and Tier 1 capital to risk weighted assets and of Tier 1 capital to average assets. In 2013, the federal banking agencies issued revisions to the existing capital rules to incorporate certain changes to the Basel capital framework, including Basel III and other elements. The intent is to strengthen the definition of regulatory capital, increase risk based capital requirements, and make selected changes to the calculation of risk weighted assets. Beginning January 1, 2015, banks transitioned to the new rules and reported results with the first Call Report of 2015. As part of the new rules there are several provisions affecting the Company, such as implementation of a new common equity tier 1 ratio, the start of a capital conservation buffer, and increased prompt corrective action capital adequacy thresholds. As of December 31, 2015 and 2014, the Bank’s capital ratios exceeded the required minimums to be considered well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum Total risk based, Tier 1 risk based, and Tier 1 leverage ratios as set forth in the tables, as well as meeting other requirements specified by the federal banking regulators, including not being subject to any written agreement or order issued by the FDIC pursuant to section 8 of the Federal Deposit Insurance Act. The Bank is considered to be “Well Capitalized” as of December 31, 2015 and 2014, and there are no conditions or events since December 31, 2015 that Management believes have changed the Bank’s category. The Corporation’s and Bank’s actual capital amounts and ratios are also presented in the table (000s omitted in dollar amounts). Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2015: Total Risk Based Capital to Risk-Weighted Assets Consolidated $ 154,718 19.79 % $ 78,163 10 % Monroe Bank & Trust 153,026 19.59 % 78,107 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 62,531 8 % Monroe Bank & Trust 143,175 18.33 % 62,485 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 50,806 6.5 % Monroe Bank & Trust 143,175 18.33 % 50,769 6.5 % Tier 1 Capital to Average Assets Consolidated 144,857 11.04 % 65,625 5 % Monroe Bank & Trust 143,175 10.91 % 65,602 5 % Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2014: Total Capital to Risk-Weighted Assets Consolidated $ 129,032 17.22 % $ 74,917 10 % Monroe Bank & Trust 127,400 17.01 % 74,895 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 119,573 15.96 % 44,950 6 % Monroe Bank & Trust 117,944 15.75 % 44,937 6 % Tier 1 Capital to Average Assets Consolidated 119,573 9.68 % 61,731 5 % Monroe Bank & Trust 117,944 9.55 % 61,721 5 %

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	(14) Earnings Per Share The calculation of earnings per common share for the years ended December 31 is as follows: 2015 2014 2013 Basic Net income $ 12,082,000 $ 7,315,000 $ 25,537,000 Less preferred dividends - - - Net income applicable to common stock $ 12,082,000 $ 7,315,000 $ 25,537,000 Average common shares outstanding 22,742,476 22,109,911 17,882,070 Income per common share - basic $ 0.53 $ 0.33 $ 1.43 2015 2014 2013 Diluted Net income $ 12,082,000 $ 7,315,000 $ 25,537,000 Less preferred dividends - - - Net income applicable to common stock $ 12,082,000 $ 7,315,000 $ 25,537,000 Average common shares outstanding 22,742,476 22,109,911 17,882,070 Stock option adjustment 174,278 180,657 203,024 Average common shares outstanding - diluted 22,916,754 22,290,568 18,085,094 Income per common share - diluted $ 0.53 $ 0.33 $ 1.41 Stock options totaling 302,100, 385,100, and 283,900 shares were not included in the computation of diluted earnings per share in the years ended December 31, 2015, 2014, and 2013, respectively, because they were antidilutive.

Note 15 - Stock-based Compensat

Note 15 - Stock-based Compensation	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	(15) Stock-Based Compensation Plan The MBT Financial Corp. 2008 Stock Incentive Plan was approved by shareholders at the May 1, 2008 Annual meeting of shareholders of MBT Financial Corp. This plan authorized the Board of Directors to grant equity incentive awards to key employees and non-employee directors. Such grants may be made until May 1, 2018 for up to 1,000,000 shares of the Corporation’s common stock. At the May 7, 2015 Annual Meeting of Shareholders, this plan was amended to increase the number of shares available for awards to 1,500,000. The amount that may be awarded to any one individual is limited to 100,000 shares in any one calendar year. As of December 31, 2015, the number of shares available under the plan is 475,587. This includes 229,709 shares that were previously awarded that have been forfeited. Grants under the Stock Incentive Plan can be in the form of Stock Options, Stock Only Stock Appreciation Rights (SOSARs), Restricted Stock Awards, or Restricted Stock Unit Awards. Stock Only Stock Appreciation Rights (SOSARs) – The fair value of each SOSAR grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions used for grants in 2015, 2014, and 2013: expected option lives of seven years for all three; expected volatility of 56.42%, 60.11%, and 62.09%; risk-free interest rates of 1.79%, 2.27%, and 1.25%; and dividend yields of 1.30%, 0.00%, and 0.00%. A summary of the status of SOSARs under the plan is presented in the table below. 2015 2014 2013 Stock Only Stock Appreciation Rights (SOSARs) Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price SOSARs Outstanding, January 1 557,439 $ 3.58 472,271 $ 3.23 410,666 $ 3.53 Granted 128,000 5.31 110,000 4.90 112,369 2.35 Exercised 60,660 2.34 18,998 2.15 35,464 2.28 Forfeited 15,504 5.21 5,834 4.91 15,300 7.09 Expired - - - - - - SOSARs Outstanding, December 31 609,275 $ 4.02 557,439 $ 3.58 472,271 $ 3.23 SOSARs Exercisable, December 31 425,356 $ 3.00 450,888 $ 3.45 373,560 $ 3.50 Weighted Average Fair Value of Options or SOSARs Granted During Year $ 2.67 $ 2.98 $ 1.43 The SOSARs exercisable as of December 31, 2015 are exercisable at prices ranging from $1.52 to $8.53. The number of SOSARs and remaining life at each exercise price are as follows: Outstanding SOSARs Exercisable SOSARs Exercise Price Shares Remaining Life (in years) Shares Remaining Life (in years) $ 1.52 12,000 4.01 12,000 4.01 $ 1.85 130,000 5.62 130,000 5.62 $ 2.35 91,707 7.01 91,707 7.01 $ 3.03 83,200 3.01 83,200 3.01 $ 4.90 100,668 8.19 66,466 8.19 $ 4.94 70,500 9.07 23,485 9.07 $ 5.79 55,500 9.41 18,498 9.41 $ 8.53 65,700 2.43 65,700 2.43 609,275 6.27 491,056 5.63 A summary of the status of the Corporation’s non-vested SOSARs as of December 31, 2015 and changes during the year ended December 31, 2015 is as follows: Nonvested SOSAR Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2015 106,551 $ 2.50 Granted 128,000 2.67 Vested (106,826 ) 2.41 Forfeited (9,506 ) 2.54 Nonvested at December 31, 2015 118,219 $ 2.76 As of December 31, 2015, there was $326,000 of total unrecognized compensation cost related to nonvested share based compensation arrangements granted under the Plan. The cost is expected to be recognized over a weighted average period of 1.71 years. Restricted Stock Awards – A summary of the status of the Corporation’s non-vested restricted stock awards as of December 31, 2015, 2014, and 2013, and changes during the years then ended is as follows: Restricted Stock Awards 2015 2014 2013 Nonvested at January 1 - 25,000 50,000 Granted 8,500 6,000 - Vested 6,000 31,000 25,000 Forfeited - - - Nonvested at December 31 2,500 - 25,000 The total expense recorded for the restricted stock awards was $37,000 in 2015, $37,000 in 2014, and $20,000 in 2013. The amount of unrecognized compensation cost related to the nonvested portion of restricted stock awards under the plan was $13,000 as of December 31, 2015, $0 as of December 31, 2014, and $7,000 as of December 31, 2013. Restricted Stock Unit Awards – Key executives were granted 25,000 Restricted Stock Units (RSUs) on January 21, 2015. The RSUs will vest on December 15, 2017 based on the Bank achieving the performance target of $0.80 cumulative earnings per share in the two year performance period ending December 31, 2016. Restricted stock units are valued based on the share price at the date of grant multiplied by the number of units granted. The current expectation is that the performance objective will be met and 25,000 shares will be awarded upon completion of the vesting period. The total value of the restricted stock units granted in 2015 was $124,000. Key executives were granted 35,000 Restricted Stock Units (RSUs) on March 7, 2014. The RSUs will vest on December 31, 2016 based on the Bank achieving the performance targets in the following schedule, with up to 50% of the RSUs earned in 2014 and up to 50% of the RSUs earned in 2015. Performance Metric Weighting Percentage Performance Requirement 2014 Performance Threshold 2015 Performance Threshold Net Income before tax 50% At or greater than $ 8,413,000 $ 9,232,000 Classified Assets to Capital Ratio 50% At or less than 50 % 30 % Both performance thresholds were achieved in 2014 and 2015. As a result, 35,000 RSUs were earned and will be awarded upon completion of the vesting period. Accordingly, the Company recorded expenses of $116,000 in 2015 and $76,000 in 2014 for the RSUs granted. The total unrecognized compensation costs associated with non-vested restricted stock units was $140,000 as of December 31, 2015. The following table presents the recorded expense for all Stock Based Compensation awards for the years ended December 31, and the unrecognized compensation expense for all Stock Based Compensation Plans as of December 31 for each year (000s): 2015 2014 2013 Recorded expense for all Stock Based Compensation awards 413 295 181 Unrecognized compensation expense for all Stock Based Compensation awards 479 398 200 In addition to the stock based awards noted above, the Company has 110,600 stock options outstanding with a minimum exercise price of $15.33 that will expire in 1.01 years.

Note 16 - Parent Company

Note 16 - Parent Company	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	(16) Parent Company Condensed parent company financial statements, which include transactions with the subsidiary, are as follows (000s omitted): Balance Sheets December 31, 2015 2014 Assets Cash and due from banks $ 1,610 $ 1,719 Investment in subsidiary bank 145,156 132,352 Other assets 1,062 821 Total assets $ 147,828 $ 134,892 Liabilities Accounts payable and accrued expenses $ 487 $ 356 Total liabilities 487 356 Stockholders' Equity Total stockholders' equity 147,341 134,536 Total liabilities and stockholders' equity $ 147,828 $ 134,892 Statements of Income Years Ended December 31, 2015 2014 2013 Income Dividends from subsidiary bank $ - $ - $ - Net gain on sales of securities - 214 - Total income - 214 - Expense Interest on borrowed funds - - 4 Other expense 321 282 274 Total expense 321 282 278 Loss before tax and equity in undistributed net income of subsidiary bank (321 ) (68 ) (278 ) Income tax expense (benefit) (109 ) 2 (432 ) Income (Loss) before equity in undistributed net income of subsidiary bank (212 ) (70 ) 154 Equity in undistributed net income of subsidiary bank 12,294 7,385 25,383 Net Income $ 12,082 $ 7,315 $ 25,537 Statements of Cash Flows Years Ended December 31, 2015 2014 2013 Cash Flows Used For Operating Activities: Net income $ 12,082 $ 7,315 $ 25,537 Equity in undistributed net income of subsidiary bank (12,294 ) (7,385 ) (25,383 ) Gain on sales of investment securities - (214 ) - Net decrease in other liabilities 131 84 134 Net (increase) decrease in other assets (134 ) 57 (605 ) Net cash used for operating activities $ (215 ) $ (143 ) $ (317 ) Cash Flows Used For Investing Activities: Sales and maturities of investment securities $ - $ 754 $ - Investment in subsidiary - (7,500 ) (11,350 ) Net cash used for investing activities $ - $ (6,746 ) $ (11,350 ) Cash Flows Provided By Financing Activities: Issuance of common stock $ 106 $ 8,115 $ 12,083 Repayment of long term debt - - (135 ) Net cash provided by financing activities $ 106 $ 8,115 $ 11,948 Net Increase (Decrease) In Cash And Cash Equivalents $ (109 ) $ 1,226 $ 281 Cash and Cash Equivalents At Beginning Of Year 1,719 493 212 Cash and Cash Equivalents At End Of Year $ 1,610 $ 1,719 $ 493 Under current regulations, the Bank is limited in the amount it may loan to the Corporation. Loans to the Corporation may not exceed ten percent of the Bank’s capital stock, surplus, and undivided profits plus the allowance for loan losses. Loans from the Bank to the Corporation are required to be collateralized. Accordingly, at December 31, 2015, Bank funds available for loans to the Corporation amounted to $15,840,000. The Bank has not made any loans to the Corporation. Federal and state banking laws place certain restrictions on the amount of dividends a bank may make to its parent company. Michigan law limits the amount of dividends that the Bank can pay to the Corporation without regulatory approval to the amount of net income then on hand.

Note 17 - Financial Instruments

Note 17 - Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2015
Fair Value Of Off Balance Sheet Risks Disclosure [Abstract]
Fair Value Of Off Balance Sheet Risks Disclosure [Text Block]	(17) Financial Instruments with Off-Balance Sheet Risk The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk at December 31 were as follows (000s omitted): Contractual Amount 2015 2014 Commitments to extend credit: Unused portion of commercial lines of credit $ 70,488 $ 66,319 Unused portion of credit card lines of credit 4,396 3,630 Unused portion of home equity lines of credit 23,164 19,544 Standby letters of credit and financial guarantees written 1,555 3,178 All other off-balance sheet assets - - Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, generally have fixed expiration dates or other termination clauses, and require payment of a fee. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements. Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case by case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counter party. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions. $1,397,000 of the standby letters of credit expire in 2016 and $158,000 expire in 2018. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Various legal claims also arise from time to time in the normal course of business, which, in the opinion of management, will have no material effect on the Company’s consolidated financial statements.

Note 18 - Quarterly Financial I

Note 18 - Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]	(18) Quarterly Financial Information (Unaudited) (000s omitted): 2015 First Second Third Fourth Total Interest Income $ 10,161 $ 9,877 $ 9,964 $ 10,039 Total Interest Expense 819 796 740 711 Net Interest Income 9,342 9,081 9,224 9,328 Provision for (Recovery of) Loan Losses (800 ) - (200 ) (2,000 ) Other Income 3,625 3,805 3,978 3,919 Other Expenses 9,819 9,730 9,166 9,485 Income Before Provision For Income Taxes 3,948 3,156 4,236 5,762 Provision For Income Taxes 1,171 871 1,230 1,748 Net Income $ 2,777 $ 2,285 $ 3,006 $ 4,014 Basic Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Diluted Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Dividends Declared Per Share $ - $ - $ - $ - 2014 First Second Third Fourth Total Interest Income $ 9,536 $ 9,540 $ 9,797 $ 9,666 Total Interest Expense 1,041 988 945 864 Net Interest Income 8,495 8,552 8,852 8,802 Provision for (Recovery of) Loan Losses 100 100 (700 ) - Other Income 3,664 3,584 2,125 3,980 Other Expenses 9,699 9,791 9,362 9,815 Income Before Provision For Income Taxes 2,360 2,245 2,315 2,967 Provision For Income Taxes 593 558 603 818 Net Income $ 1,767 $ 1,687 $ 1,712 $ 2,149 Basic Earnings Per Common Share $ 0.08 $ 0.08 $ 0.08 $ 0.09 Diluted Earnings Per Common Share $ 0.08 $ 0.08 $ 0.07 $ 0.09 Dividends Declared Per Share $ - $ - $ - $ -

Note 19 - Fair Value Disclosure

Note 19 - Fair Value Disclosures	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Fair Value, Measurement Inputs, Disclosure [Text Block]	(19) Fair Value Disclosures The following tables present information about the Corporation’s assets measured at fair value on a recurring basis at December 31, 2015 and 2014, and the valuation techniques used by the Corporation to determine those fair values. In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets that the Corporation has the ability to access. Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset. The Corporation did not utilize Level 3 inputs to measure the fair values of any assets on a recurring basis at December 31, 2015 and 2014. In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Corporation’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. Assets measured at fair value on a recurring basis are as follows (000’s omitted): Investment Securities Available for Sale at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 369,061 $ - MBS issued by U.S. Government Agencies 103,252 Obligations of States and Political Subdivisions - 17,469 - Corporate Debt Securities - 4,950 - Other Securities 2,127 - - Total Securities Available for Sale $ 2,127 $ 494,732 $ - Investment Securities Available for Sale at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 342,048 $ - MBS issued by U.S. Government Agencies 105,406 Obligations of States and Political Subdivisions - 19,581 - Corporate Debt Securities - 4,002 - Other Securities 2,139 - - Total Securities Available for Sale $ 2,139 $ 471,037 $ - The changes in Level 3 assets measured at fair value on a recurring basis were (000’s omitted): Investment Securities - Available for Sale 2015 2014 Balance at January 1 $ - $ 5,751 Total realized and unrealized gains (losses) included in income - (2,574 ) Total unrealized gains (losses) included in other comprehensive income - 3,758 Net purchases, sales, calls and maturities - (6,935 ) Net transfers in/out of Level 3 - - Balance at December 31 $ - $ - The Company sold all of its Level 3 available for sale securities in 2014. The Company did not purchase any Level 3 available for sale securities during 2015 or 2014. Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs. The Company also has assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets include held to maturity investments and loans. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections. Assets measured at fair value on a nonrecurring basis are as follows (000’s omitted): Balance at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 24,886 $ - $ - $ 22,334 Other Real Estate Owned $ 2,383 $ - $ - $ 2,383 Balance at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 35,670 $ - $ - $ 32,015 Other Real Estate Owned $ 5,615 $ - $ - $ 5,615 Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Corporation estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Corporation utilizes outside appraisals to estimate the fair value of OREO properties.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Corporation and its subsidiary. All material intercompany transactions and balances have been eliminated.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Most of the Corporation's activities are with customers located within southeast Michigan. Notes 3 and 4 discuss the types of securities and lending that the Corporation engages in. The Corporation does not have any significant concentrations in any one industry or to any one customer.
Investment, Policy [Policy Text Block]	INVESTMENT SECURITIES Investment securities that are classified as “held to maturity” are stated at cost, and adjusted for accumulated amortization of premium and accretion of discount. The Bank has the intention and, in Management’s opinion, the ability to hold these investment securities until maturity. Investment securities that are classified as “available for sale” are stated at estimated market value, with the related unrealized gains and losses reported as an amount, net of taxes, as a component of stockholders’ equity. The market value of securities is based on quoted market prices. For securities that do not have readily available market values, estimated market values are calculated based on the market values of comparable securities. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Corporation to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its agencies, or U.S. Government sponsored enterprises, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income.
Finance, Loan and Lease Receivables, Held-for-investment, Policy [Policy Text Block]	LOANS The Bank grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the credit is well secured and in the process of collection. In all cases, loans are placed on nonaccrual or charged off at an earlier date if principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Federal Home Loan Bank Advances [Policy Text Block]	FEDERAL HOME LOAN BANK STOCK The Bank is a member of the Federal Home Loan Bank of Indianapolis (FHLBI). Members are required to own a certain amount of stock based on the level of borrowings and other factors. Stock in the FHLBI is recorded at redemption value which approximates fair value. The Company periodically evaluates the FHLBI stock for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	LOANS HELD FOR SALE Loans held for sale consist of fixed rate residential mortgage loans with maturities of 15 to 30 years. Such loans are recorded at the lower of aggregate cost or estimated fair value.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as non-accrual or renegotiated. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience, adjusted for qualitative factors. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as Troubled Debt Restructurings (TDR). A loan is a TDR when the Bank, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying a loan. To make this determination, the Bank must determine whether (a) the borrower is experiencing financial difficulties and (b) the Bank granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not separately identify individual consumer and residential loans for impairment disclosures.
Finance, Loan and Lease Receivables, Held for Investments, Foreclosed Assets Policy [Policy Text Block]	FORECLOSED ASSETS (INCLUDES OTHER REAL ESTATE OWNED) Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of fair value less costs to sell or the loan carrying amount at the date of the foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by Management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets.
Property, Plant and Equipment, Policy [Policy Text Block]	BANK PREMISES AND EQUIPMENT Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed generally on the straight-line method over the estimated useful lives of the assets. Upon the sale or other disposition of assets, the cost and related accumulated depreciation are retired and the resulting gain or loss is recognized. Maintenance and repairs are charged to expense as incurred, while renewals and improvements are capitalized. Software costs related to externally developed systems are capitalized at cost less accumulated amortization. Amortization is computed on the straight-line method over the estimated useful life.
Bank Owned Life Insurance [Policy Text Block]	BANK OWNED LIFE INSURANCE Bank owned life insurance policies are stated at the current cash surrender value of the policy, or the policy death proceeds less any obligation to provide a death benefit to an insured’s beneficiaries if that value is less than the cash surrender value. Increases in the asset value are recorded as earnings in other income.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale, and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. The components of accumulated other comprehensive loss and related tax effects are as follows: Dollars in thousands 2015 2014 2013 Net unrealized gains (losses) on securities available for sale $ (2,338 ) $ (1,722 ) $ (14,852 ) Post retirement benefit obligations (1,226 ) (2,267 ) (1,624 ) Tax effect 1,212 1,356 5,603 Accumulated other comprehensive loss $ (2,352 ) $ (2,633 ) $ (10,873 )
Cash and Cash Equivalents, Policy [Policy Text Block]	CASH AND CASH EQUIVALENTS For the purpose of the consolidated statement of cash flows, cash and cash equivalents include cash and balances due from banks and federal funds sold which mature within 90 days.
Income Tax, Policy [Policy Text Block]	INCOME TAXES Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the various temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	STOCK-BASED COMPENSATION The Corporation has several stock based compensation plans (Note 15). The total amount of compensation is measured at the fair value of the awards when granted, and this cost is expensed over the required service period, which is normally the vesting period of the options.
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	OFF BALANCE SHEET INSTRUMENTS In the ordinary course of business, the Corporation has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded. Additional information regarding Off Balance Sheet Instruments is included in Note 17 in these Notes to Consolidated Financial Statements.
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under the Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value. The Corporation applied the following fair value hierarchy: Level 1– inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Corporation’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy. Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Corporation’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and certain municipal debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements, Policy [Policy Text Block]	RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The ASU adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The ASU does not apply to financial instruments. The ASU is effective for public entities for annual reporting periods beginning after December 15, 2017, including interim periods within that period (therefore, for the year ending December 31, 2018 for the Corporation). Early adoption is permitted only as of annual periods beginning after December 15, 2016, including interim periods within that period. Management is currently assessing the impact to the Corporation’s consolidated financial statements. In January 2016, the Financial Accounting Standards Board issued an Accounting Standard Update (ASU) No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities related to the recognition and measurement of financial instruments. The most significant change included in the ASU is the requirement for certain equity investments (excluding investments that are consolidated or accounted for under the equity method) to be measured at fair value with changes in fair value recognized in net income. Alternatively, equity investments without readily determinable fair values can be recorded at cost, and periodically evaluated for impairment using a qualitative assessment. If the qualitative assessment indicates the investment is impaired, it is required to be measured at fair value. The ASU also eliminates the requirement for public business entities to disclose the methods and assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The new standard is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Management is currently assessing the impact to the Corporation’s consolidated financial statements.

Note 1 - Summary of Significa28

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Dollars in thousands 2015 2014 2013 Net unrealized gains (losses) on securities available for sale $ (2,338 ) $ (1,722 ) $ (14,852 ) Post retirement benefit obligations (1,226 ) (2,267 ) (1,624 ) Tax effect 1,212 1,356 5,603 Accumulated other comprehensive loss $ (2,352 ) $ (2,633 ) $ (10,873 )

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Held-to-maturity Securities [Table Text Block]	Held to Maturity December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of States and Political Subdivisions 40,782 1,333 (178 ) 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437 Held to Maturity December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of States and Political Subdivisions 32,113 1,287 (69 ) 33,331 Corporate Debt Securities 500 - - 500 $ 32,613 $ 1,287 $ (69 ) $ 33,831
Available-for-sale Securities [Table Text Block]	Available for Sale December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Other Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859 Available for Sale December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Market Value Obligations of U.S. Government Agencies $ 343,703 $ 1,372 $ (3,027 ) $ 342,048 Mortgage Backed Securities issued by U.S. Government Agencies 105,890 406 (890 ) 105,406 Obligations of States and Political Subdivisions 19,286 377 (82 ) 19,581 Corporate Debt Securities 3,975 27 - 4,002 Other Securities 2,044 95 - 2,139 $ 474,898 $ 2,277 $ (3,999 ) $ 473,176
Expected Maturities of Amortized Cost and Estimated Market Value [Table Text Block]	Held to Maturity Available for Sale Amortized Cost Estimated Market Value Weighted Average Yield Amortized Cost Estimated Market Value Weighted Average Yield Maturing within 1 year $ 7,299 $ 7,318 1.35 % $ 2,327 $ 2,329 0.78 % 1 through 5 years 21,420 21,655 2.33 % 157,751 157,504 1.83 % 6 through 10 years 9,728 10,364 3.45 % 226,539 225,555 2.33 % Over 10 years 2,835 3,100 4.02 % 6,064 6,092 2.28 % Total 41,282 42,437 2.54 % 392,681 391,480 2.12 % Mortgage Backed Securities - - 0.00 % 104,472 103,252 2.67 % Securities with no stated maturity - - 0.00 % 2,044 2,127 0.00 % Total $ 41,282 $ 42,437 2.54 % $ 499,197 $ 496,859 2.22 %
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658 December 31, 2014 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 47,695 $ 144 $ 159,650 $ 2,883 $ 207,345 $ 3,027 Mortgage Backed Securities issued by U.S. Government Agencies 32,756 175 40,556 715 73,312 890 Obligations of States and Political Subdivisions 9,341 52 4,276 99 13,617 151 $ 89,792 $ 371 $ 204,482 $ 3,697 $ 294,274 $ 4,068

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block Supplement [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2015 2014 Residential real estate loans $ 213,989 $ 223,701 Commercial and Construction real estate loans 259,139 262,395 Agriculture and agricultural real estate loans 19,243 16,700 Commercial and industrial loans 84,438 62,761 Loans to individuals for household, family, and other personal expenditures 40,499 44,775 Total loans, gross $ 617,308 $ 610,332 Less: Allowance for loan losses 10,896 13,208 $ 606,412 $ 597,124

Note 5 - Allowance For Loan L31

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (188 ) (352 ) (559 ) (2 ) (893 ) (118 ) (2,112 ) Recoveries 325 311 502 648 863 151 2,800 Provision 36 959 (1,772 ) (1,029 ) (961 ) (233 ) (3,000 ) Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Ending balance individually evaluated for impairment $ 240 $ 672 $ 634 $ 277 $ 506 $ 223 $ 2,552 Ending balance collectively evaluated for impairment 149 1,607 3,716 143 1,729 1,000 8,344 Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Loans: Ending balance individually evaluated for impairment $ 882 $ 958 $ 13,398 $ 1,809 $ 7,343 $ 496 $ 24,886 Ending balance collectively evaluated for impairment 18,361 83,480 229,822 14,110 206,646 40,003 592,422 Ending balance $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 2014 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 171 $ 1,989 $ 7,030 $ 1,397 $ 4,606 $ 1,016 $ 16,209 Charge-offs (3 ) (688 ) (3,543 ) (254 ) (1,562 ) (94 ) (6,144 ) Recoveries 10 341 1,449 1,077 608 158 3,643 Provision 38 (281 ) 1,243 (1,417 ) (426 ) 343 (500 ) Ending balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Ending balance individually evaluated for impairment $ 34 $ 554 $ 1,502 $ 671 $ 672 $ 222 $ 3,655 Ending balance collectively evaluated for impairment 182 807 4,677 132 2,554 1,201 9,553 Ending balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Loans: Ending balance individually evaluated for impairment $ 917 $ 1,414 $ 19,013 $ 2,117 $ 11,675 $ 534 $ 35,670 Ending balance collectively evaluated for impairment 15,783 61,347 230,456 10,809 212,026 44,241 574,662 Ending balance $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332
Financing Receivable Credit Quality Indicators [Table Text Block]	2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 2014 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 122 $ 2,700 $ - $ 5,402 $ 138,355 $ 40,371 $ 186,950 1 - 3,060 - - - 369 3,429 2 330 287 830 - 132 - 1,579 3 491 7,084 9,923 - 464 - 17,962 4 13,458 41,441 176,685 4,357 58,902 3,260 298,103 5 1,261 4,903 34,385 2,471 10,112 199 53,331 6 1,038 3,286 27,646 696 15,736 576 48,978 7 - - - - - - - 8 - - - - - - - 9 - - - - - - - Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332 Performing $ 15,702 $ 61,287 $ 231,461 $ 10,740 $ 211,143 $ 44,053 $ 574,386 Nonperforming 998 1,474 18,008 2,186 12,558 722 35,946 Total $ 16,700 $ 62,761 $ 249,469 $ 12,926 $ 223,701 $ 44,775 $ 610,332
Past Due Financing Receivables [Table Text Block]	2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4 2014 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 449 $ - $ 80 $ 529 $ 16,171 $ 16,700 $ - Commercial 142 44 60 246 62,515 62,761 10 Commercial Real Estate 2,127 1,118 2,287 5,532 243,937 249,469 - Construction Real Estate 334 - - 334 12,592 12,926 - Residential Real Estate 2,946 741 777 4,464 219,237 223,701 - Consumer and Other 124 15 61 200 44,575 44,775 - Total $ 6,122 $ 1,918 $ 3,265 $ 11,305 $ 599,027 $ 610,332 $ 10
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	2015 2014 Agriculture and Agricultural Real Estate $ 565 $ 80 Commercial 148 315 Commercial Real Estate 4,823 6,287 Construction Real Estate 46 409 Residential Real Estate 2,915 5,760 Consumer and Other 136 189 Total $ 8,633 $ 13,040
Impaired Financing Receivables [Table Text Block]	2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 63 113 - 76 5 Commercial Real Estate 7,701 8,107 - 8,297 333 Construction Real Estate 200 233 - 243 14 Residential Real Estate 4,137 4,359 - 4,237 199 Consumer and Other 26 26 - 28 2 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 892 30 Commercial 895 916 672 1,036 48 Commercial Real Estate 5,697 6,183 634 6,263 260 Construction Real Estate 1,609 1,609 277 1,627 74 Residential Real Estate 3,206 3,310 506 3,433 154 Consumer and Other 470 468 223 485 22 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 892 $ 30 Commercial 958 1,029 672 1,112 53 Commercial Real Estate 13,398 14,290 634 14,560 593 Construction Real Estate 1,809 1,842 277 1,870 88 Residential Real Estate 7,343 7,669 506 7,670 353 Consumer and Other 496 494 223 513 24 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ 256 $ 256 $ - $ 258 $ 10 Commercial 363 412 - 491 21 Commercial Real Estate 8,084 8,882 - 9,102 381 Construction Real Estate 297 954 - 1,101 19 Residential Real Estate 6,424 7,200 - 7,367 318 Consumer and Other 3 3 - 5 - With an allowance recorded: Agriculture and Agricultural Real Estate 661 661 34 691 37 Commercial 1,051 1,062 554 1,118 54 Commercial Real Estate 10,929 12,758 1,502 12,966 507 Construction Real Estate 1,820 1,851 671 1,878 88 Residential Real Estate 5,251 5,658 672 5,768 244 Consumer and Other 531 529 222 569 27 Total: Agriculture and Agricultural Real Estate $ 917 $ 917 $ 34 $ 949 $ 47 Commercial 1,414 1,474 554 1,609 75 Commercial Real Estate 19,013 21,640 1,502 22,068 888 Construction Real Estate 2,117 2,805 671 2,979 107 Residential Real Estate 11,675 12,858 672 13,135 562 Consumer and Other 534 532 222 574 27
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	December 31, 2015 December 31, 2014 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 3 $ 325 $ 322 1 $ 314 $ 313 Commercial 2 112 17 4 295 53 Commercial Real Estate 3 684 593 6 1,990 1,496 Construction Real Estate - - - 3 43 22 Residential Real Estate 7 581 516 17 1,118 749 Consumer and Other - - - 2 21 20 Total 15 $ 1,702 $ 1,448 33 $ 3,781 $ 2,653
Troubled Debt Restructurings On Financing Receivables Default [Table Text Block]	December 31, 2015 December 31, 2014 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate 1 $ 46 - $ - Commercial - - - - Commercial Real Estate - - - - Construction Real Estate - - - - Residential Real Estate - - 1 114 Consumer and Other - - - - Total 1 $ 46 1 $ 114

Note 6 - Bank Premises and Eq32

Note 6 - Bank Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	2015 2014 Land, buildings and improvements $ 47,398 $ 46,774 Equipment, furniture and fixtures 24,481 23,944 Total Bank premises and equipment $ 71,879 $ 70,718 Less accumulated depreciation 43,635 42,086 Bank premises and equipment, net $ 28,244 $ 28,632
Schedule of Future Minimum Lease Payments for Capital Leases [Table Text Block]	Year Minimum Payment 2016 $ 172,000 2017 83,000 2018 40,000 2019 33,000 2020 26,000 Thereafter 38,000 Total $ 392,000

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Maturities of Certificates of Deposit [Table Text Block]	Under $250,000 $250,000 and over 2016 $ 80,827 $ 10,093 2017 38,377 1,377 2018 13,165 2,646 2019 12,032 4,927 2020 13,422 751 Thereafter - - Total $ 157,823 $ 19,794

Note 9 - Retirement Plans and34

Note 9 - Retirement Plans and Postretirement Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Schedule of Changes in Accumulated Post Employment Benefit Obligations for Interest Payable and Other Liabilities [Table Text Block]	2015 2014 APBO $ 3,406 $ 3,865 Unrecognized net transition obligation - - Unrecognized prior service costs - - Unrecognized net gain (loss) (67 ) (780 ) Accrued benefit cost at fiscal year end $ 3,339 $ 3,085
Schedule of Net Benefit Costs [Table Text Block]	2015 2014 2013 Service cost $ 173 $ 135 $ 134 Interest cost 143 144 106 Prior service costs - 2 4 Amortization of gains 27 1 - Net postretirement benefit expense $ 343 $ 282 $ 244
Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Change in benefit obligation Benefit obligation at beginning of year $ 5,892 5,741 $ 3,865 $ 2,781 Service cost 9 16 173 135 Interest cost 217 252 143 144 Plan participants' contributions - - 55 81 Actuarial loss (gain) (166 ) (117 ) (686 ) 925 Benefits paid - - (144 ) (201 ) Benefit obligation at end of year $ 5,952 $ 5,892 $ 3,406 $ 3,865 Change in accrued benefit cost Accrued benefit cost at beginning of year $ 4,405 $ 3,976 $ 3,085 $ 2,922 Service cost 9 16 173 135 Interest cost 217 252 143 144 Amortization 162 161 - 3 Employer contributions - - (89 ) (120 ) Net gain - - 27 1 Accrued benefit cost at end of year $ 4,793 $ 4,405 $ 3,339 $ 3,085 Change in plan assets Fair value of plan assets at beginning of year $ - $ - $ - $ - Employer contributions - - 89 120 Plan participants' contributions - - 55 81 Benefits paid during year - - (144 ) (201 ) Fair value of plan assets at end of year $ - $ - $ - $ - Funded status at end of year $ (5,952 ) $ (5,892 ) $ (3,406 ) $ (3,865 )
Schedule of Amounts Recognized in Balance Sheet [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Assets $ - - $ - $ - Liabilities 5,952 5,892 3,406 3,865 Total $ 5,952 $ 5,892 $ 3,406 $ 3,865
Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2015 2014 2015 2014 Net loss (gain) $ (317 ) (150 ) $ 67 $ 780 Transition obligation (asset) - - - - Prior service cost (credit) 1,476 1,637 - - Total included in AOCI $ 1,159 $ 1,487 $ 67 $ 780
Schedule of Expected Benefit Payments [Table Text Block]	Year Postretirement Death Benefit Obligations Postretirement Health C are Benefits $ 251,000 $ 121,000 262,000 132,000 2018 273,000 150,000 283,000 161,000 293,000 170,000 2021 - 2025 1,653,000 993,000

Note 11 - Disclosures about F35

Note 11 - Disclosures about Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Carrying Estimated December 31, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 85,050 $ 85,050 $ - $ - $ 85,050 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108 Total Carrying Estimated December 31, 2014 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,122 $ 52,122 $ - $ - $ 52,122 Securities - Held to Maturity Obligations of States and Political Subdivisions 32,113 - 33,331 - 33,331 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 342,048 - 342,048 - 342,048 MBS issued by U.S. Government Agencies 105,406 - 105,406 - 105,406 Obligations of States and Political Subdivisions 19,581 - 19,581 - 19,581 Corporate Debt Securities 4,002 - 4,002 - 4,002 Other Securities 2,139 2,139 - - 2,139 Federal Home Loan Bank Stock 7,537 - 7,537 - 7,537 Loans Held for Sale 548 - - 560 560 Loans, net 597,124 - - 608,109 608,109 Accrued Interest Receivable 3,943 - - 3,943 3,943 Financial Liabilities: Noninterest Bearing Deposits 218,221 218,221 - - 218,221 Interest Bearings Deposits 893,590 - 895,522 - 895,522 Repurchase Agreements 15,000 - 15,828 - 15,828 Accrued Interest Payable 137 - - 137 137 FHLB Advances 12,000 - 12,000 - 12,000 Repurchase Agreements 15,000 - 16,352 - 16,352 Accrued Interest Payable 179 - - 179 179

Note 12 - Federal Income Taxes

Note 12 - Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2015 2014 2013 Current $ (660 ) $ 69 $ 42 Deferred 5,680 2,503 1,726 Valuation allowance reversal - - (19,881 ) Tax expense (benefit) $ 5,020 $ 2,572 $ (18,113 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2015 2014 2013 Statutory rate 34.0 % 34.0 % 34.0 % Municipal interest income (2.1 ) (3.9 ) (5.4 ) Other, net (2.5 ) (4.1 ) (4.8 ) Valuation allowance - - (267.8 ) Effective tax rate 29.4 % 26.0 % (244.0 ) %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2015 2014 Deferred Federal income tax assets: Allowance for loan losses $ 3,818 $ 5,488 Net deferred loan origination fees 649 662 Tax versus book depreciation differences 482 494 Net unrealized losses on securities available for sale 795 586 Accrued postretirement benefits 3,176 2,937 Postretirement benefits in other comprehensive income 417 771 Alternative minimum tax 632 834 Non-accrual loan interest 438 1,212 Other real estate owned 606 1,265 Net operating loss 5,425 7,497 Other, net 783 1,223 Gross deferred tax asset 17,221 22,969 Valuation allowance - - Total deferred federal tax asset $ 17,221 $ 22,969 Deferred Federal income tax liabilities: Accretion of bond discount $ (346 ) $ (224 ) Net unrealized gains on securities available for sale - - Tax versus book depreciation differences - - Other (560 ) (737 ) Total deferred federal tax liabilities $ (906 ) $ (961 ) Net deferred Federal income tax asset (liability) $ 16,315 $ 22,008

Note 13 - Regulatory Capital 37

Note 13 - Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2015: Total Risk Based Capital to Risk-Weighted Assets Consolidated $ 154,718 19.79 % $ 78,163 10 % Monroe Bank & Trust 153,026 19.59 % 78,107 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 62,531 8 % Monroe Bank & Trust 143,175 18.33 % 62,485 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 50,806 6.5 % Monroe Bank & Trust 143,175 18.33 % 50,769 6.5 % Tier 1 Capital to Average Assets Consolidated 144,857 11.04 % 65,625 5 % Monroe Bank & Trust 143,175 10.91 % 65,602 5 % Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2014: Total Capital to Risk-Weighted Assets Consolidated $ 129,032 17.22 % $ 74,917 10 % Monroe Bank & Trust 127,400 17.01 % 74,895 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 119,573 15.96 % 44,950 6 % Monroe Bank & Trust 117,944 15.75 % 44,937 6 % Tier 1 Capital to Average Assets Consolidated 119,573 9.68 % 61,731 5 % Monroe Bank & Trust 117,944 9.55 % 61,721 5 %

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2015 2014 2013 Basic Net income $ 12,082,000 $ 7,315,000 $ 25,537,000 Less preferred dividends - - - Net income applicable to common stock $ 12,082,000 $ 7,315,000 $ 25,537,000 Average common shares outstanding 22,742,476 22,109,911 17,882,070 Income per common share - basic $ 0.53 $ 0.33 $ 1.43 2015 2014 2013 Diluted Net income $ 12,082,000 $ 7,315,000 $ 25,537,000 Less preferred dividends - - - Net income applicable to common stock $ 12,082,000 $ 7,315,000 $ 25,537,000 Average common shares outstanding 22,742,476 22,109,911 17,882,070 Stock option adjustment 174,278 180,657 203,024 Average common shares outstanding - diluted 22,916,754 22,290,568 18,085,094 Income per common share - diluted $ 0.53 $ 0.33 $ 1.41

Note 15 - Stock-based Compens39

Note 15 - Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	2015 2014 2013 Stock Only Stock Appreciation Rights (SOSARs) Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price SOSARs Outstanding, January 1 557,439 $ 3.58 472,271 $ 3.23 410,666 $ 3.53 Granted 128,000 5.31 110,000 4.90 112,369 2.35 Exercised 60,660 2.34 18,998 2.15 35,464 2.28 Forfeited 15,504 5.21 5,834 4.91 15,300 7.09 Expired - - - - - - SOSARs Outstanding, December 31 609,275 $ 4.02 557,439 $ 3.58 472,271 $ 3.23 SOSARs Exercisable, December 31 425,356 $ 3.00 450,888 $ 3.45 373,560 $ 3.50 Weighted Average Fair Value of Options or SOSARs Granted During Year $ 2.67 $ 2.98 $ 1.43
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	Outstanding SOSARs Exercisable SOSARs Exercise Price Shares Remaining Life (in years) Shares Remaining Life (in years) $ 1.52 12,000 4.01 12,000 4.01 $ 1.85 130,000 5.62 130,000 5.62 $ 2.35 91,707 7.01 91,707 7.01 $ 3.03 83,200 3.01 83,200 3.01 $ 4.90 100,668 8.19 66,466 8.19 $ 4.94 70,500 9.07 23,485 9.07 $ 5.79 55,500 9.41 18,498 9.41 $ 8.53 65,700 2.43 65,700 2.43 609,275 6.27 491,056 5.63
Schedule of Share Based Compensation Arrangement by Share Based Payment Award Stock Only Stock Appreciation Rights Vested and Expected to Vest Outstanding [Table Text Block]	Nonvested SOSAR Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2015 106,551 $ 2.50 Granted 128,000 2.67 Vested (106,826 ) 2.41 Forfeited (9,506 ) 2.54 Nonvested at December 31, 2015 118,219 $ 2.76
Schedule of Share-based Compensation Arrangement by Share-based Payment Award, Restricted Stock Units, Vested and Expected to Vest [Table Text Block]	Restricted Stock Awards 2015 2014 2013 Nonvested at January 1 - 25,000 50,000 Granted 8,500 6,000 - Vested 6,000 31,000 25,000 Forfeited - - - Nonvested at December 31 2,500 - 25,000
Schedule of Share Based Compensation Arrangement by Share Based Payment Award Restricted Stock Units Awards Performance to Be Achieved [Table Text Block]	Performance Metric Weighting Percentage Performance Requirement 2014 Performance Threshold 2015 Performance Threshold Net Income before tax 50% At or greater than $ 8,413,000 $ 9,232,000 Classified Assets to Capital Ratio 50% At or less than 50 % 30 %
Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]	2015 2014 2013 Recorded expense for all Stock Based Compensation awards 413 295 181 Unrecognized compensation expense for all Stock Based Compensation awards 479 398 200

Note 16 - Parent Company (Table

Note 16 - Parent Company (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	December 31, 2015 2014 Assets Cash and due from banks $ 1,610 $ 1,719 Investment in subsidiary bank 145,156 132,352 Other assets 1,062 821 Total assets $ 147,828 $ 134,892 Liabilities Accounts payable and accrued expenses $ 487 $ 356 Total liabilities 487 356 Stockholders' Equity Total stockholders' equity 147,341 134,536 Total liabilities and stockholders' equity $ 147,828 $ 134,892
Condensed Income Statement [Table Text Block]	Years Ended December 31, 2015 2014 2013 Income Dividends from subsidiary bank $ - $ - $ - Net gain on sales of securities - 214 - Total income - 214 - Expense Interest on borrowed funds - - 4 Other expense 321 282 274 Total expense 321 282 278 Loss before tax and equity in undistributed net income of subsidiary bank (321 ) (68 ) (278 ) Income tax expense (benefit) (109 ) 2 (432 ) Income (Loss) before equity in undistributed net income of subsidiary bank (212 ) (70 ) 154 Equity in undistributed net income of subsidiary bank 12,294 7,385 25,383 Net Income $ 12,082 $ 7,315 $ 25,537
Condensed Cash Flow Statement [Table Text Block]	Years Ended December 31, 2015 2014 2013 Cash Flows Used For Operating Activities: Net income $ 12,082 $ 7,315 $ 25,537 Equity in undistributed net income of subsidiary bank (12,294 ) (7,385 ) (25,383 ) Gain on sales of investment securities - (214 ) - Net decrease in other liabilities 131 84 134 Net (increase) decrease in other assets (134 ) 57 (605 ) Net cash used for operating activities $ (215 ) $ (143 ) $ (317 ) Cash Flows Used For Investing Activities: Sales and maturities of investment securities $ - $ 754 $ - Investment in subsidiary - (7,500 ) (11,350 ) Net cash used for investing activities $ - $ (6,746 ) $ (11,350 ) Cash Flows Provided By Financing Activities: Issuance of common stock $ 106 $ 8,115 $ 12,083 Repayment of long term debt - - (135 ) Net cash provided by financing activities $ 106 $ 8,115 $ 11,948 Net Increase (Decrease) In Cash And Cash Equivalents $ (109 ) $ 1,226 $ 281 Cash and Cash Equivalents At Beginning Of Year 1,719 493 212 Cash and Cash Equivalents At End Of Year $ 1,610 $ 1,719 $ 493

Note 17 - Financial Instrumen41

Note 17 - Financial Instruments with Off-Balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Of Off Balance Sheet Risks Disclosure [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount 2015 2014 Commitments to extend credit: Unused portion of commercial lines of credit $ 70,488 $ 66,319 Unused portion of credit card lines of credit 4,396 3,630 Unused portion of home equity lines of credit 23,164 19,544 Standby letters of credit and financial guarantees written 1,555 3,178 All other off-balance sheet assets - -

Note 18 - Quarterly Financial42

Note 18 - Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	2015 First Second Third Fourth Total Interest Income $ 10,161 $ 9,877 $ 9,964 $ 10,039 Total Interest Expense 819 796 740 711 Net Interest Income 9,342 9,081 9,224 9,328 Provision for (Recovery of) Loan Losses (800 ) - (200 ) (2,000 ) Other Income 3,625 3,805 3,978 3,919 Other Expenses 9,819 9,730 9,166 9,485 Income Before Provision For Income Taxes 3,948 3,156 4,236 5,762 Provision For Income Taxes 1,171 871 1,230 1,748 Net Income $ 2,777 $ 2,285 $ 3,006 $ 4,014 Basic Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Diluted Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Dividends Declared Per Share $ - $ - $ - $ - 2014 First Second Third Fourth Total Interest Income $ 9,536 $ 9,540 $ 9,797 $ 9,666 Total Interest Expense 1,041 988 945 864 Net Interest Income 8,495 8,552 8,852 8,802 Provision for (Recovery of) Loan Losses 100 100 (700 ) - Other Income 3,664 3,584 2,125 3,980 Other Expenses 9,699 9,791 9,362 9,815 Income Before Provision For Income Taxes 2,360 2,245 2,315 2,967 Provision For Income Taxes 593 558 603 818 Net Income $ 1,767 $ 1,687 $ 1,712 $ 2,149 Basic Earnings Per Common Share $ 0.08 $ 0.08 $ 0.08 $ 0.09 Diluted Earnings Per Common Share $ 0.08 $ 0.08 $ 0.07 $ 0.09 Dividends Declared Per Share $ - $ - $ - $ -

Note 19 - Fair Value Disclosu43

Note 19 - Fair Value Disclosures (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Text Block [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Investment Securities Available for Sale at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 369,061 $ - MBS issued by U.S. Government Agencies 103,252 Obligations of States and Political Subdivisions - 17,469 - Corporate Debt Securities - 4,950 - Other Securities 2,127 - - Total Securities Available for Sale $ 2,127 $ 494,732 $ - Investment Securities Available for Sale at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 342,048 $ - MBS issued by U.S. Government Agencies 105,406 Obligations of States and Political Subdivisions - 19,581 - Corporate Debt Securities - 4,002 - Other Securities 2,139 - - Total Securities Available for Sale $ 2,139 $ 471,037 $ -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Investment Securities - Available for Sale 2015 2014 Balance at January 1 $ - $ 5,751 Total realized and unrealized gains (losses) included in income - (2,574 ) Total unrealized gains (losses) included in other comprehensive income - 3,758 Net purchases, sales, calls and maturities - (6,935 ) Net transfers in/out of Level 3 - - Balance at December 31 $ - $ -
Fair Value Assets Measured On Nonrecurring Basis [Table Text Block]	Balance at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 24,886 $ - $ - $ 22,334 Other Real Estate Owned $ 2,383 $ - $ - $ 2,383 Balance at December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 35,670 $ - $ - $ 32,015 Other Real Estate Owned $ 5,615 $ - $ - $ 5,615

Note 1 - Summary of Significa44

Note 1 - Summary of Significant Accounting Policies (Details)	12 Months Ended
	Dec. 31, 2015
Monroe County, Michigan [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Number of Stores	14
Wayne County, Michigan [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Number of Stores	6
Minimum [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Debt Instrument, Term	15 years
Maximum [Member]
Note 1 - Summary of Significant Accounting Policies (Details) [Line Items]
Debt Instrument, Term	30 years

Note 1 - Summary of Significa45

Note 1 - Summary of Significant Accounting Policies (Details) - Accumulated Other Comprehensive Loss - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Loss [Abstract]
Net unrealized gains (losses) on securities available for sale	$ (2,338)	$ (1,722)	$ (14,852)
Post retirement benefit obligations	(1,226)	(2,267)	(1,624)
Tax effect	1,212	1,356	5,603
Accumulated other comprehensive loss	$ (2,352)	$ (2,633)	$ (10,873)

Note 2 - Cash and Due from Ba46

Note 2 - Cash and Due from Banks (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Cash and Cash Equivalents [Abstract]
Restricted Cash and Cash Equivalents	$ 4,909,000	$ 4,374,000
Due from Banks	$ 6,596,000	$ 6,357,000

Note 3 - Investment Securitie47

Note 3 - Investment Securities (Details)	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Note 3 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	146	116
Security Owned and Pledged as Collateral, Fair Value	$ 118,823,000	$ 111,151,000
Proceeds from Sale of Available-for-sale Securities	39,238,000	122,579,000	$ 81,875,000
Available-for-sale Securities, Gross Realized Gains	653,000	2,782,000	823,000
Available-for-sale Securities, Gross Realized Losses	255,000	3,436,000	399,000
Available-for-Sale Securities, Tax (Benefit) Provision	135,000	(222,000)	144,000
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	398,000	(654,000)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	263,000	(432,000)	$ 280,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 3 - Investment Securities (Details) [Line Items]
Marketable Securities	103,252,000	105,406,000
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member] | US Government Agencies Debt Securities [Member]
Note 3 - Investment Securities (Details) [Line Items]
Marketable Securities	184,467,000
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 3 - Investment Securities (Details) [Line Items]
Marketable Securities		171,629,000
Federal Farm Credit Banks [Member] | US Government Agencies Debt Securities [Member]
Note 3 - Investment Securities (Details) [Line Items]
Marketable Securities	$ 184,594,000	$ 170,419,000

Note 3 - Investment Securitie48

Note 3 - Investment Securities (Details) - Held to Maturity Securities - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	$ 41,282	$ 32,613
Held to maturity, gross unrealized gains	1,333	1,287
Held to maturity, gross unrealized losses	(178)	(69)
Held to maturity, estimated market value	42,437	33,831
US States and Political Subdivisions Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	40,782	32,113
Held to maturity, gross unrealized gains	1,333	1,287
Held to maturity, gross unrealized losses	(178)	(69)
Held to maturity, estimated market value	41,937	33,331
Corporate Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	0	0
Held to maturity, estimated market value	$ 500	$ 500

Note 3 - Investment Securitie49

Note 3 - Investment Securities (Details) - Available for Sale Securities - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	$ 499,197	$ 474,898
Available for sale securities, gross unrealized gains	2,142	2,277
Available for sale securities, gross unrealized losses	(4,480)	(3,999)
Available for sale securities, estimated market value	496,859	473,176
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	370,469	343,703
Available for sale securities, gross unrealized gains	1,647	1,372
Available for sale securities, gross unrealized losses	(3,055)	(3,027)
Available for sale securities, estimated market value	369,061	342,048
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	104,472	105,890
Available for sale securities, gross unrealized gains	107	406
Available for sale securities, gross unrealized losses	(1,327)	(890)
Available for sale securities, estimated market value	103,252	105,406
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	17,212	19,286
Available for sale securities, gross unrealized gains	305	377
Available for sale securities, gross unrealized losses	(48)	(82)
Available for sale securities, estimated market value	17,469	19,581
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	5,000	3,975
Available for sale securities, gross unrealized gains	0	27
Available for sale securities, gross unrealized losses	(50)	0
Available for sale securities, estimated market value	4,950	4,002
Other Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	2,044	2,044
Available for sale securities, gross unrealized gains	83	95
Available for sale securities, gross unrealized losses	0	0
Available for sale securities, estimated market value	$ 2,127	$ 2,139

Note 3 - Investment Securitie50

Note 3 - Investment Securities (Details) - Amortized Cost and Estimated Market Values of Securities - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Maturing within
1 year	$ 7,299
1 year	7,318
1 year	2,327
1 year	$ 2,329
1 year	1.35%
1 year	0.78%
1 through 5 years	$ 21,420
1 through 5 years	21,655
1 through 5 years	157,751
1 through 5 years	$ 157,504
1 through 5 years	2.33%
1 through 5 years	1.83%
6 through 10 years	$ 9,728
6 through 10 years	10,364
6 through 10 years	226,539
6 through 10 years	$ 225,555
6 through 10 years	3.45%
6 through 10 years	2.33%
Over 10 years	$ 2,835
Over 10 years	3,100
Over 10 years	6,064
Over 10 years	$ 6,092
Over 10 years	4.02%
Over 10 years	2.28%
Total	$ 41,282
Total	42,437
Total	392,681
Total	$ 391,480
Total	2.54%
Total	2.12%
Mortgage Backed Securities	$ 0
Mortgage Backed Securities	0
Mortgage Backed Securities	104,472
Mortgage Backed Securities	$ 103,252
Mortgage Backed Securities	0.00%
Mortgage Backed Securities	2.67%
Securities with no stated maturity	$ 0
Securities with no stated maturity	0
Securities with no stated maturity	2,044
Securities with no stated maturity	$ 2,127
Securities with no stated maturity	0.00%
Securities with no stated maturity	0.00%
Total	$ 41,282	$ 32,613
Total	42,437	$ 33,831
Total	499,197
Total	$ 496,859
Total	2.54%
Total	2.22%

Note 3 - Investment Securitie51

Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	$ 243,907	$ 89,792
Less than 12 months, gross unrealized losses	3,215	371
12 months or longer, aggregate fair value	89,939	204,482
12 months or longer, gross unrealized losses	1,443	3,697
Total, aggregate fair value	333,846	294,274
Total, gross unrealized losses	4,658	4,068
US Treasury and Government [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	170,178	47,695
Less than 12 months, gross unrealized losses	2,367	144
12 months or longer, aggregate fair value	53,497	159,650
12 months or longer, gross unrealized losses	688	2,883
Total, aggregate fair value	223,675	207,345
Total, gross unrealized losses	3,055	3,027
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	57,949	32,756
Less than 12 months, gross unrealized losses	633	175
12 months or longer, aggregate fair value	31,118	40,556
12 months or longer, gross unrealized losses	694	715
Total, aggregate fair value	89,067	73,312
Total, gross unrealized losses	1,327	890
US States and Political Subdivisions Debt Securities [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	10,830	9,341
Less than 12 months, gross unrealized losses	165	52
12 months or longer, aggregate fair value	5,324	4,276
12 months or longer, gross unrealized losses	61	99
Total, aggregate fair value	16,154	13,617
Total, gross unrealized losses	226	$ 151
Corporate Debt Securities [Member]
Note 3 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	4,950
Less than 12 months, gross unrealized losses	50
12 months or longer, aggregate fair value	0
12 months or longer, gross unrealized losses	0
Total, aggregate fair value	4,950
Total, gross unrealized losses	$ 50

Note 4 - Loans (Details)

Note 4 - Loans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Disclosure Text Block Supplement [Abstract]
Loans and Leases Receivable, Related Parties	$ 4,058,000	$ 2,813,000
Loans and Leases Receivable, Related Parties, Additions	1,546,000	86,000
Loans and Leases Receivable, Related Parties, Collections	301,000	709,000
Loans Pledged as Collateral	$ 0	$ 0

Note 4 - Loans (Details) - Loan

Note 4 - Loans (Details) - Loans Receviable Outstanding - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	$ 617,308	$ 610,332
Less: Allowance for loan losses	10,896	13,208
	606,412	597,124
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	213,989	223,701
Commercial and Construction Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	259,139	262,395
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	19,243	16,700
Commercial and Industrial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	84,438	62,761
Consumer and Other Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	$ 40,499	$ 44,775

Note 5 - Allowance For Loan L54

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details)	Dec. 31, 2015USD ($)
Receivables [Abstract]
Minimum Aggregate Credit Exposure to Assign Grade	$ 250,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0

Note 5 - Allowance For Loan L55

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Activity in the Allowance for Loan Losses - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015	Dec. 31, 2014
Allowance for loan losses:
Beginning Balance				$ 13,208				$ 16,209	$ 13,208	$ 16,209
Charge-offs									(2,112)	(6,144)
Recoveries									2,800	3,643
Provision	$ (2,000)	$ (200)	$ 0	(800)	$ 0	$ (700)	$ 100	100	(3,000)	(500)	$ 2,200
Ending balance	10,896				13,208				10,896	13,208	16,209
Ending balance individually evaluated for impairment, allowance												$ 2,552	$ 3,655
Ending balance collectively evaluated for impairment, allowance												8,344	9,553
Ending balance of allowances	10,896			13,208	13,208			16,209	13,208	13,208	16,209	10,896	13,208
Loans:
Ending balance individually evaluated for impairment, loans												24,886	35,670
Ending balance collectively evaluated for impairment, loans												592,422	574,662
Ending balance of loans												617,308	610,332
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				216				171	216	171
Charge-offs									(188)	(3)
Recoveries									325	10
Provision									36	38
Ending balance	389				216				389	216	171
Ending balance individually evaluated for impairment, allowance												240	34
Ending balance collectively evaluated for impairment, allowance												149	182
Ending balance of allowances	389			216	216			171	216	216	171	389	216
Loans:
Ending balance individually evaluated for impairment, loans												882	917
Ending balance collectively evaluated for impairment, loans												18,361	15,783
Ending balance of loans												19,243	16,700
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				1,361				1,989	1,361	1,989
Charge-offs									(352)	(688)
Recoveries									311	341
Provision									959	(281)
Ending balance	2,279				1,361				2,279	1,361	1,989
Ending balance individually evaluated for impairment, allowance												672	554
Ending balance collectively evaluated for impairment, allowance												1,607	807
Ending balance of allowances	2,279			1,361	1,361			1,989	1,361	1,361	1,989	2,279	1,361
Loans:
Ending balance individually evaluated for impairment, loans												958	1,414
Ending balance collectively evaluated for impairment, loans												83,480	61,347
Ending balance of loans												84,438	62,761
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				6,179				7,030	6,179	7,030
Charge-offs									(559)	(3,543)
Recoveries									502	1,449
Provision									(1,772)	1,243
Ending balance	4,350				6,179				4,350	6,179	7,030
Ending balance individually evaluated for impairment, allowance												634	1,502
Ending balance collectively evaluated for impairment, allowance												3,716	4,677
Ending balance of allowances	4,350			6,179	6,179			7,030	6,179	6,179	7,030	4,350	6,179
Loans:
Ending balance individually evaluated for impairment, loans												13,398	19,013
Ending balance collectively evaluated for impairment, loans												229,822	230,456
Ending balance of loans												243,220	249,469
Construction Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				803				1,397	803	1,397
Charge-offs									(2)	(254)
Recoveries									648	1,077
Provision									(1,029)	(1,417)
Ending balance	420				803				420	803	1,397
Ending balance individually evaluated for impairment, allowance												277	671
Ending balance collectively evaluated for impairment, allowance												143	132
Ending balance of allowances	420			803	803			1,397	803	803	1,397	420	803
Loans:
Ending balance individually evaluated for impairment, loans												1,809	2,117
Ending balance collectively evaluated for impairment, loans												14,110	10,809
Ending balance of loans												15,919	12,926
Residential Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				3,226				4,606	3,226	4,606
Charge-offs									(893)	(1,562)
Recoveries									863	608
Provision									(961)	(426)
Ending balance	2,235				3,226				2,235	3,226	4,606
Ending balance individually evaluated for impairment, allowance												506	672
Ending balance collectively evaluated for impairment, allowance												1,729	2,554
Ending balance of allowances	2,235			3,226	3,226			4,606	3,226	3,226	4,606	2,235	3,226
Loans:
Ending balance individually evaluated for impairment, loans												7,343	11,675
Ending balance collectively evaluated for impairment, loans												206,646	212,026
Ending balance of loans												213,989	223,701
Consumer and Other Portfolio Segment [Member]
Allowance for loan losses:
Beginning Balance				1,423				1,016	1,423	1,016
Charge-offs									(118)	(94)
Recoveries									151	158
Provision									(233)	343
Ending balance	1,223				1,423				1,223	1,423	1,016
Ending balance individually evaluated for impairment, allowance												223	222
Ending balance collectively evaluated for impairment, allowance												1,000	1,201
Ending balance of allowances	$ 1,223			$ 1,423	$ 1,423			$ 1,016	$ 1,423	$ 1,423	$ 1,016	1,223	1,423
Loans:
Ending balance individually evaluated for impairment, loans												496	534
Ending balance collectively evaluated for impairment, loans												40,003	44,241
Ending balance of loans												$ 40,499	$ 44,775

Note 5 - Allowance For Loan L56

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Credit Risk by Internally Assigned Grade - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 617,308	$ 610,332
Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	589,761	574,386
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	27,547	35,946
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	19,243	16,700
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	18,362	15,702
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	881	998
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	84,438	62,761
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	83,372	61,287
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,066	1,474
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	243,220	249,469
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	228,624	231,461
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,596	18,008
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	15,919	12,926
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,104	10,740
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,815	2,186
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	213,989	223,701
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	205,430	211,143
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	8,559	12,558
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	40,499	44,775
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	39,869	44,053
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	630	722
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	177,884	186,950
Not Rated [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	102	122
Not Rated [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,173	2,700
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	310	0
Not Rated [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	6,789	5,402
Not Rated [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	136,049	138,355
Not Rated [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	32,461	40,371
Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,777	3,429
Risk Grade Rating 1 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,717	3,060
Risk Grade Rating 1 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 1 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	60	0
Risk Grade Rating 1 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	369
Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,564	1,579
Risk Rating Grade 2 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	306	330
Risk Rating Grade 2 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	359	287
Risk Rating Grade 2 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	533	830
Risk Rating Grade 2 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Rating Grade 2 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	132
Risk Rating Grade 2 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	366	0
Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	25,449	17,962
Risk Grade Rating 3 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	432	491
Risk Grade Rating 3 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	17,024	7,084
Risk Grade Rating 3 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	7,620	9,923
Risk Grade Rating 3 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 3 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	373	464
Risk Grade Rating 3 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	330,469	298,103
Risk Grade Rating 4 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,413	13,458
Risk Grade Rating 4 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	55,204	41,441
Risk Grade Rating 4 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	184,504	176,685
Risk Grade Rating 4 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	6,548	4,357
Risk Grade Rating 4 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	62,347	58,902
Risk Grade Rating 4 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	7,453	3,260
Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	11,471	53,331
Risk Grade Rating 4.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	840	1,261
Risk Grade Rating 4.5 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,094	4,903
Risk Grade Rating 4.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	6,506	34,385
Risk Grade Rating 4.5 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	74	2,471
Risk Grade Rating 4.5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,957	10,112
Risk Grade Rating 4.5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	199
Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	34,575	48,978
Risk Grade Rating 5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,340	1,038
Risk Grade Rating 5 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,428	3,286
Risk Grade Rating 5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	23,678	27,646
Risk Grade Rating 5 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,163	696
Risk Grade Rating 5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,948	15,736
Risk Grade Rating 5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	18	576
Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	4,629	0
Risk Grade Rating 5.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	929	0
Risk Grade Rating 5.5 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 5.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,700	0
Risk Grade Rating 5.5 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 5.5 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 5.5 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	28,490	0
Risk Grade Rating 6 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	881	0
Risk Grade Rating 6 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,439	0
Risk Grade Rating 6 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	16,369	0
Risk Grade Rating 6 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	345	0
Risk Grade Rating 6 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	8,255	0
Risk Grade Rating 6 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	201	0
Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 7 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	$ 0
Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 8 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0
Risk Grade Rating 9 [Member] | Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 0

Note 5 - Allowance For Loan L57

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Past Due Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 8,307	$ 11,305
Current past due	609,001	599,027
Total loans, gross	617,308	610,332
Recorded investment >90 days past due and accruing	4	10
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	4,722	6,122
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	826	1,918
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,759	3,265
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	393	529
Current past due	18,850	16,171
Total loans, gross	19,243	16,700
Recorded investment >90 days past due and accruing	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	136	449
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	213	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	44	80
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	161	246
Current past due	84,277	62,515
Total loans, gross	84,438	62,761
Recorded investment >90 days past due and accruing	4	10
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	10	142
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	75	44
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	76	60
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	4,547	5,532
Current past due	238,673	243,937
Total loans, gross	243,220	249,469
Recorded investment >90 days past due and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,194	2,127
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	230	1,118
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,123	2,287
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	334
Current past due	15,919	12,592
Total loans, gross	15,919	12,926
Recorded investment >90 days past due and accruing	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	334
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,943	4,464
Current past due	211,046	219,237
Total loans, gross	213,989	223,701
Recorded investment >90 days past due and accruing	0	0
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,252	2,946
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	227	741
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	464	777
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	263	200
Current past due	40,236	44,575
Total loans, gross	40,499	44,775
Recorded investment >90 days past due and accruing	0	0
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	130	124
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	81	15
Consumer and Other Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 52	$ 61

Note 5 - Allowance For Loan L58

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 8,633	$ 13,040
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	565	80
Commercial Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	148	315
Commercial Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	4,823	6,287
Construction Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	46	409
Residential Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	2,915	5,760
Consumer and Other Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 136	$ 189

Note 5 - Allowance For Loan L59

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Impaired Loans - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance		$ 256
Unpaid principal balance-without allowance		256
Average recorded investment-without allowance		258
Interest income recognized without allowance		10
With an allowance recorded:
Recorded investment-with allowance	$ 882	661
Unpaid principal balance-with allowance	885	661
Related allowance	240	34
Average recorded investment-with allowance	892	691
Interest income recognized with allowance	30	37
Total:
Recorded investment	882	917
Unpaid principal balance	885	917
Related allowance	240	34
Average recorded investment	892	949
Interest income recognized	30	47
Commercial Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	63	363
Unpaid principal balance-without allowance	113	412
Average recorded investment-without allowance	76	491
Interest income recognized without allowance	5	21
With an allowance recorded:
Recorded investment-with allowance	895	1,051
Unpaid principal balance-with allowance	916	1,062
Related allowance	672	554
Average recorded investment-with allowance	1,036	1,118
Interest income recognized with allowance	48	54
Total:
Recorded investment	958	1,414
Unpaid principal balance	1,029	1,474
Related allowance	672	554
Average recorded investment	1,112	1,609
Interest income recognized	53	75
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	7,701	8,084
Unpaid principal balance-without allowance	8,107	8,882
Average recorded investment-without allowance	8,297	9,102
Interest income recognized without allowance	333	381
With an allowance recorded:
Recorded investment-with allowance	5,697	10,929
Unpaid principal balance-with allowance	6,183	12,758
Related allowance	634	1,502
Average recorded investment-with allowance	6,263	12,966
Interest income recognized with allowance	260	507
Total:
Recorded investment	13,398	19,013
Unpaid principal balance	14,290	21,640
Related allowance	634	1,502
Average recorded investment	14,560	22,068
Interest income recognized	593	888
Construction Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	200	297
Unpaid principal balance-without allowance	233	954
Average recorded investment-without allowance	243	1,101
Interest income recognized without allowance	14	19
With an allowance recorded:
Recorded investment-with allowance	1,609	1,820
Unpaid principal balance-with allowance	1,609	1,851
Related allowance	277	671
Average recorded investment-with allowance	1,627	1,878
Interest income recognized with allowance	74	88
Total:
Recorded investment	1,809	2,117
Unpaid principal balance	1,842	2,805
Related allowance	277	671
Average recorded investment	1,870	2,979
Interest income recognized	88	107
Residential Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	4,137	6,424
Unpaid principal balance-without allowance	4,359	7,200
Average recorded investment-without allowance	4,237	7,367
Interest income recognized without allowance	199	318
With an allowance recorded:
Recorded investment-with allowance	3,206	5,251
Unpaid principal balance-with allowance	3,310	5,658
Related allowance	506	672
Average recorded investment-with allowance	3,433	5,768
Interest income recognized with allowance	154	244
Total:
Recorded investment	7,343	11,675
Unpaid principal balance	7,669	12,858
Related allowance	506	672
Average recorded investment	7,670	13,135
Interest income recognized	353	562
Consumer and Other Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	26	3
Unpaid principal balance-without allowance	26	3
Average recorded investment-without allowance	28	5
Interest income recognized without allowance	2
With an allowance recorded:
Recorded investment-with allowance	470	531
Unpaid principal balance-with allowance	468	529
Related allowance	223	222
Average recorded investment-with allowance	485	569
Interest income recognized with allowance	22	27
Total:
Recorded investment	496	534
Unpaid principal balance	494	532
Related allowance	223	222
Average recorded investment	513	574
Interest income recognized	$ 24	$ 27

Note 5 - Allowance For Loan L60

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Number of contracts	15	33
Pre-modification recorded principal balance	$ 1,702	$ 3,781
Post-modification recorded principal balance	$ 1,448	$ 2,653
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	3	1
Pre-modification recorded principal balance	$ 325	$ 314
Post-modification recorded principal balance	$ 322	$ 313
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	2	4
Pre-modification recorded principal balance	$ 112	$ 295
Post-modification recorded principal balance	$ 17	$ 53
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	3	6
Pre-modification recorded principal balance	$ 684	$ 1,990
Post-modification recorded principal balance	$ 593	$ 1,496
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		3
Pre-modification recorded principal balance		$ 43
Post-modification recorded principal balance		$ 22
Residential Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	7	17
Pre-modification recorded principal balance	$ 581	$ 1,118
Post-modification recorded principal balance	$ 516	$ 749
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		2
Pre-modification recorded principal balance		$ 21
Post-modification recorded principal balance		$ 20

Note 5 - Allowance For Loan L61

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	1	1
Recorded prinicpal balance	$ 46	$ 114
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	1	0
Recorded prinicpal balance	$ 46	$ 0
Commercial Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	0	0
Recorded prinicpal balance	$ 0	$ 0
Commercial Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	0	0
Recorded prinicpal balance	$ 0	$ 0
Construction Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	0	0
Recorded prinicpal balance	$ 0	$ 0
Residential Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	0	1
Recorded prinicpal balance	$ 0	$ 114
Consumer and Other Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details) - Troubled Debt Restructurings Subsequent Default [Line Items]
Number of contracts	0	0
Recorded prinicpal balance	$ 0	$ 0

Note 6 - Bank Premises and Eq62

Note 6 - Bank Premises and Equipment (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 6 - Bank Premises and Equipment (Details) [Line Items]
Property, Plant and Equipment, Gross	$ 71,879,000	$ 70,718,000
Estimated Cost To Complete All In Process Projects	114,000
Operating Leases, Rent Expense	184,000	190,000	$ 231,000
Construction in Progress [Member]
Note 6 - Bank Premises and Equipment (Details) [Line Items]
Property, Plant and Equipment, Gross	$ 300,000	$ 245,000

Note 6 - Bank Premises and Eq63

Note 6 - Bank Premises and Equipment (Details) - Bank Premises and Equipment - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Bank premises and equipment	$ 71,879	$ 70,718
Less accumulated depreciation	43,635	42,086
Bank premises and equipment, net	28,244	28,632
Land, Buildings and Improvements [Member]
Property, Plant and Equipment [Line Items]
Bank premises and equipment	47,398	46,774
Equipment, Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Bank premises and equipment	$ 24,481	$ 23,944

Note 6 - Bank Premises and Eq64

Note 6 - Bank Premises and Equipment (Details) - Future Minimum Lease Payments $ in Thousands	Dec. 31, 2015USD ($)
Future Minimum Lease Payments [Abstract]
2,016	$ 172,000
2,017	83,000
2,018	40,000
2,019	33,000
2,020	26,000
Thereafter	38,000
Total	$ 392,000

Note 7 - Deposits (Details)

Note 7 - Deposits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 7 - Deposits (Details) [Line Items]
Interest Expense, Time Deposits, $100,000 or More	$ 161,000	$ 287,000	$ 367,000
Time Deposits, $100,000 or More	19,794,000	21,176,000
Time Deposits Maturities, after Next Twelve Months	86,697,000	97,834,000
Certificates of Deposit at Carrying Value Limit	19,794,000	21,176,000
Time Deposits Less Than $250,000 [Member]
Note 7 - Deposits (Details) [Line Items]
Interest-bearing Domestic Deposit, Brokered	3,608,000	8,675,000
Time Deposits $250,000 Or More [Member]
Note 7 - Deposits (Details) [Line Items]
Interest-bearing Domestic Deposit, Brokered	$ 0	$ 0

Note 7 - Deposits (Details) - M

Note 7 - Deposits (Details) - Maturities of Certificates of Deposit $ in Thousands	Dec. 31, 2015USD ($)
Time Deposits Less Than $250,000 [Member]
Note 7 - Deposits (Details) - Maturities of Certificates of Deposit [Line Items]
2,016	$ 80,827
2,017	38,377
2,018	13,165
2,019	12,032
2,020	13,422
Total	157,823
Time Deposits $250,000 Or More [Member]
Note 7 - Deposits (Details) - Maturities of Certificates of Deposit [Line Items]
2,016	10,093
2,017	1,377
2,018	2,646
2,019	4,927
2,020	751
Total	$ 19,794

Note 8 - Federal Home Loan Ba67

Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements (Details) [Line Items]
Maximum Balance of Repurchase Agreements	$ 15,000,000	$ 15,000,000
Weighted Average Interest Rate On Repurchase Agreements	4.65%
US Government Agencies Securities, at Carrying Value	$ 16,960,000	21,692,000
Federal Home Loan Bank of Indianapolis [Member]
Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements (Details) [Line Items]
Advances from Federal Home Loan Banks	0	0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 20,000,000	$ 20,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Weighted Average Interest Rate	0.58%	0.50%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 26,437,000	$ 26,410,000

Note 9 - Retirement Plans and68

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Percent of Employer Match, Aggregate	4.00%
Defined Contribution Plan, Employee Deferral Required to be Eligible	5.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Amount (in Dollars)	$ 24,000
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	100.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	3.00%
Defined Contribution Plan, Employer Discretionary Contribution Amount (in Dollars)	$ 0	$ 0	$ 0
Defined Contribution Plan, Administrative Expenses (in Dollars)	558,000	558,000	515,000
Defined Benefit Plan, Benefits Paid (in Dollars)	$ 144,000	$ 201,000	$ 206,000
Percentage of Debt Insurance Premium	200.00%
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	4.25%	3.75%
Percentage of Banks Expenses	200.00%
Director [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Number of Employees Covered	6
Retired Director [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Number of Employees Covered	5
Executive Officer [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Number of Employees Covered	11
Retired Executive Officer [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Number of Employees Covered	11
For Director Service of Less Than 3 Years [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Benefit Plan, Benefits Paid (in Dollars)	$ 500,000
For Director Service up to 5 Years [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Benefit Plan, Benefits Paid (in Dollars)	600,000
For Director Service up to 10 Years [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Benefit Plan, Benefits Paid (in Dollars)	750,000
For Director Service of 10 Years or More [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Benefit Plan, Benefits Paid (in Dollars)	$ 1,000,000
Additional Matching Amount [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	50.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	2.00%
Minimum [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	1.00%
Maximum [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) [Line Items]
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	75.00%

Note 9 - Retirement Plans and69

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Reconciliation of the Accumulated Postretirement Benefit Obligation - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Reconciliation of the Accumulated Postretirement Benefit Obligation [Abstract]
APBO	$ 3,406	$ 3,865
Unrecognized net transition obligation	0	0
Unrecognized prior service costs	0	0
Unrecognized net gain (loss)	(67)	(780)
Accrued benefit cost at fiscal year end	$ 3,339	$ 3,085

Note 9 - Retirement Plans and70

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Postretirement Benefit Expense - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Postretirement Benefit Expense [Abstract]
Service cost	$ 173	$ 135	$ 134
Interest cost	143	144	106
Prior service costs	0	2	4
Amortization of gains	27	1	0
Net postretirement benefit expense	$ 343	$ 282	$ 244

Note 9 - Retirement Plans and71

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Postretirement Death Benefits and Health Care Benefits - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in benefit obligation
Benefit obligation	$ 3,865,000
Service cost	(173,000)	$ (135,000)	$ (134,000)
Interest cost	(143,000)	(144,000)	(106,000)
Benefits paid	(144,000)	(201,000)	(206,000)
Benefit obligation	3,406,000	3,865,000
Change in plan assets
Benefits paid during year	(144,000)	(201,000)	(206,000)
Postretirement Death Benefit Obligations [Member]
Change in benefit obligation
Benefit obligation	5,892,000	5,741,000
Service cost	9,000	16,000
Interest cost	217,000	252,000
Plan participants' contributions	0	0
Actuarial loss (gain)	(166,000)	(117,000)
Benefits paid	0	0
Benefit obligation	5,952,000	5,892,000	5,741,000
Change in accrued benefit cost
Accrued benefit cost at beginning of year	4,405,000	3,976,000
Service cost	9,000	16,000
Interest cost	217,000	252,000
Amortization	162,000	161,000
Employer contributions	0	0
Net gain	0	0
Accrued benefit cost at end of year	4,793,000	4,405,000	3,976,000
Change in plan assets
Fair value of plan assets at beginning of year	0	0
Employer contributions	0	0
Plan participants' contributions	0	0
Benefits paid during year	0	0
Fair value of plan assets at end of year	0	0
Funded status at end of year	(5,952,000)	(5,892,000)
Postretirement Health Care Benefits [Member]
Change in benefit obligation
Benefit obligation	3,865,000	2,781,000
Service cost	173,000	135,000
Interest cost	143,000	144,000
Plan participants' contributions	55,000	81,000
Actuarial loss (gain)	(686,000)	925,000
Benefits paid	(144,000)	(201,000)
Benefit obligation	3,406,000	3,865,000	2,781,000
Change in accrued benefit cost
Accrued benefit cost at beginning of year	3,085,000	2,922,000
Service cost	173,000	135,000
Interest cost	143,000	144,000
Amortization	0	3,000
Employer contributions	(89,000)	(120,000)
Net gain	27,000	1,000
Accrued benefit cost at end of year	3,339,000	3,085,000	$ 2,922,000
Change in plan assets
Fair value of plan assets at beginning of year	0	0
Employer contributions	89,000	120,000
Plan participants' contributions	55,000	81,000
Benefits paid during year	(144,000)	(201,000)
Fair value of plan assets at end of year	0	0
Funded status at end of year	$ (3,406,000)	$ (3,865,000)

Note 9 - Retirement Plans and72

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Other Liabilities - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Postretirement Death Benefit Obligations [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Other Liabilities [Line Items]
Assets	$ 0	$ 0
Liabilities	5,952	5,892
Total	5,952	5,892
Postretirement Health Care Benefits [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Other Liabilities [Line Items]
Assets	0	0
Liabilities	3,406	3,865
Total	$ 3,406	$ 3,865

Note 9 - Retirement Plans and73

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Postretirement Death Benefit Obligations [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income [Line Items]
Net loss (gain)	$ (317)	$ (150)
Transition obligation (asset)	0	0
Prior service cost (credit)	1,476	1,637
Total included in AOCI	1,159	1,487
Postretirement Health Care Benefits [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income [Line Items]
Net loss (gain)	67	780
Transition obligation (asset)	0	0
Prior service cost (credit)	0	0
Total included in AOCI	$ 67	$ 780

Note 9 - Retirement Plans and74

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Projected Payments $ in Thousands	Dec. 31, 2015USD ($)
Postretirement Death Benefit Obligations [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Projected Payments [Line Items]
2,016	$ 251,000
2,017	262,000
2,018	273,000
2,019	283,000
2,020	293,000
2021 - 2025	1,653,000
Postretirement Health Care Benefits [Member]
Note 9 - Retirement Plans and Postretirement Benefit Plans (Details) - Projected Payments [Line Items]
2,016	121,000
2,017	132,000
2,018	150,000
2,019	161,000
2,020	170,000
2021 - 2025	$ 993,000

Note 10 - Stockholders' Equity

Note 10 - Stockholders' Equity (Details) - USD ($)	May. 02, 2014	Mar. 03, 2014	Dec. 31, 2015	Dec. 31, 2014
Note 10 - Stockholders' Equity (Details) [Line Items]
Stock Issued During Period, Shares, Employee Stock Purchase Plans			17,775	23,533
Common Stock, Par or Stated Value Per Share			$ 0	$ 0
Stock Issued During Period, Value, Employee Stock Purchase Plan			$ 106,000	$ 119,000
Stock Issued During Period, Shares, New Issues	1,411,765
Proceeds from Issuance of Private Placement	$ 6,000,000
Private Placement [Member]
Note 10 - Stockholders' Equity (Details) [Line Items]
Stock Issued During Period, Shares, New Issues		647,059
Proceeds from Issuance of Private Placement		$ 2,750,000

Note 11 - Disclosures about F76

Note 11 - Disclosures about Fair Value of Financial Instruments (Details) - Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial Assets:
Cash and due from banks, carrying value	$ 85,050	$ 52,122	$ 77,798	$ 112,507
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	41,282	32,613
Securities - Held to Maturity, fair value	42,437	33,831
Securities - Available for Sale
Securities - Available for sale, carrying value	496,859	473,176
Securities - Available for sale, fair value	496,859	473,176
Federal Home Loan Bank Stock, carrying value	4,148	7,537
Loans Held for Sale, carrying value	1,477	548
Loans, net, carrying value	606,412	597,124
Financial Liabilities:
Noninterest Bearing Deposits, carrying value	253,795	218,221
Interest Bearings Deposits, carrying value	911,598	893,590
Repurchase Agreements, carrying value	15,000	15,000
Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, carrying value	85,050	52,122
Cash and due from banks, fair value	85,050	52,122
Securities - Available for Sale
Federal Home Loan Bank Stock, carrying value	4,148	7,537
Federal Home Loan Bank Stock, fair value	4,148	7,537
Loans Held for Sale, carrying value	1,477	548
Loans Held for Sale, fair value	1,508	560
Loans, net, carrying value	606,412	597,124
Loans, net, fair value	613,397	608,109
Accrued Interest Receivable, carrying value	4,170	3,943
Accrued Interest Receivable, fair value	4,170	3,943
Financial Liabilities:
Noninterest Bearing Deposits, carrying value	253,795	218,221
Noninterest Bearing Deposits, fair value	253,795	218,221
Interest Bearings Deposits, carrying value	911,598	893,590
Interest Bearings Deposits, fair value	913,410	895,522
Repurchase Agreements, carrying value	15,000	15,000
Repurchase Agreements, fair value	15,253	15,828
Accrued Interest Payable, carrying value	108	137
Accrued Interest Payable, fair value	108	137
FHLB Advances		12,000
FHLB Advances		12,000
US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	40,782	32,113
Securities - Held to Maturity, fair value	41,937	33,331
Securities - Available for Sale
Securities - Available for sale, carrying value	17,469	19,581
Securities - Available for sale, fair value	17,469	19,581
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	40,782	32,113
Securities - Held to Maturity, fair value	41,937	33,331
Securities - Available for Sale
Securities - Available for sale, carrying value	17,469	19,581
Securities - Available for sale, fair value	17,469	19,581
Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	500	500
Securities - Held to Maturity, fair value	500	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,950	4,002
Securities - Available for sale, fair value	4,950	4,002
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	500	500
Securities - Held to Maturity, fair value	500	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,950	4,002
Securities - Available for sale, fair value	4,950	4,002
US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	369,061	342,048
Securities - Available for sale, fair value	369,061	342,048
US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	369,061	342,048
Securities - Available for sale, fair value	369,061	342,048
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	103,252	105,406
Securities - Available for sale, fair value	103,252	105,406
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	103,252	105,406
Securities - Available for sale, fair value	103,252	105,406
Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,127	2,139
Securities - Available for sale, fair value	2,127	2,139
Fair Value, Inputs, Level 1 [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,127	2,139
Securities - Available for sale, fair value	2,127	2,139
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	85,050	52,122
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	253,795	218,221
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	0	0
FHLB Advances		0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,127	2,139
Securities - Available for sale, fair value	2,127	2,139
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,127	2,139
Securities - Available for sale, fair value	2,127	2,139
Fair Value, Inputs, Level 2 [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	494,732	471,037
Securities - Available for sale, fair value	494,732	471,037
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	4,148	7,537
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	913,410	895,522
Repurchase Agreements, fair value	15,253	15,828
Accrued Interest Payable, fair value	0	0
FHLB Advances		12,000
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	17,469	19,581
Securities - Available for sale, fair value	17,469	19,581
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	3,805	33,331
Securities - Available for Sale
Securities - Available for sale, carrying value	17,469	19,581
Securities - Available for sale, fair value	17,469	19,581
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	4,950	4,002
Securities - Available for sale, fair value	4,950	4,002
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	500	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,950	4,002
Securities - Available for sale, fair value	4,950	4,002
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	369,061	342,048
Securities - Available for sale, fair value	369,061	342,048
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	369,061	342,048
Securities - Available for sale, fair value	369,061	342,048
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	103,252	105,406
Securities - Available for sale, fair value	103,252	105,406
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	103,252	105,406
Securities - Available for sale, fair value	103,252	105,406
Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	1,508	560
Loans, net, fair value	613,397	608,109
Accrued Interest Receivable, fair value	4,170	3,943
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	108	137
FHLB Advances		0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	38,132	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	$ 0	$ 0

Note 12 - Federal Income Taxe77

Note 12 - Federal Income Taxes (Details) - USD ($)	1 Months Ended	3 Months Ended
	Dec. 31, 2012	Dec. 31, 2015	Sep. 30, 2013	Dec. 31, 2014	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income Tax Disclosure [Abstract]
Deferred Tax Assets, Valuation Allowance					$ 24,200,000	$ 20,900,000	$ 13,900,000
Deferred Tax Assets, Gross		$ 17,221,000		$ 22,969,000			$ 17,000,000
Deferred Tax Asset, Valuation Allowance, Percentage					100.00%	100.00%
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	$ (5,000,000)		$ (19,900,000)
Tax Adjustments, Settlements, and Unusual Provisions		(955,000)
Operating Loss Carryforwards		$ 16,000,000

Note 12 - Federal Income Taxe78

Note 12 - Federal Income Taxes (Details) - Components of the Provision for Income Taxes - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Components of the Provision for Income Taxes [Abstract]
Current									$ (660)	$ 69	$ 42
Deferred									5,680	2,503	1,726
Valuation allowance reversal									0	0	(19,881)
Tax expense (benefit)	$ 1,748	$ 1,230	$ 871	$ 1,171	$ 818	$ 603	$ 558	$ 593	$ 5,020	$ 2,572	$ (18,113)

Note 12 - Federal Income Taxe79

Note 12 - Federal Income Taxes (Details) - Effective Tax Rate	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Effective Tax Rate [Abstract]
Statutory rate	34.00%	34.00%	34.00%
Municipal interest income	(2.10%)	(3.90%)	(5.40%)
Other, net	(2.50%)	(4.10%)	(4.80%)
Valuation allowance			(267.80%)
Effective tax rate	29.40%	26.00%	(244.00%)

Note 12 - Federal Income Taxe80

Note 12 - Federal Income Taxes (Details) - Net Deferred Income Tax Asset - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2009
Deferred Federal income tax assets:
Allowance for loan losses	$ 3,818	$ 5,488
Net deferred loan origination fees	649	662
Tax versus book depreciation differences	482	494
Net unrealized losses on securities available for sale	795	586
Accrued postretirement benefits	3,176	2,937
Postretirement benefits in other comprehensive income	417	771
Alternative minimum tax	632	834
Non-accrual loan interest	438	1,212
Other real estate owned	606	1,265
Net operating loss	5,425	7,497
Other, net	783	1,223
Gross deferred tax asset	17,221	22,969	$ 17,000
Total deferred federal tax asset	17,221	22,969
Deferred Federal income tax liabilities:
Accretion of bond discount	(346)	(224)
Other	(560)	(737)
Total deferred federal tax liabilities	(906)	(961)
Net deferred Federal income tax asset (liability)	$ 16,315	$ 22,008

Note 13 - Regulatory Capital 81

Note 13 - Regulatory Capital Requirements (Details) - Actual Capital Amounts and Ratios - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Total Risk Based Capital to Risk-Weighted Assets
Total capital to risk-weighted assets, actual amount	$ 154,718	$ 129,032
Total capital to risk-weighted assets, actual ratio	19.79%	17.22%
Total capital to risk-weighted assets, minimum to qualify as well capitalized	$ 78,163	$ 74,917
Total capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	10.00%	10.00%
Tier 1 Capital to Risk-Weighted Assets
Tier 1 capital to risk-weighted assets, actual amount	$ 144,857	$ 119,573
Tier 1 capital to risk-weighted assets, actual ratio	18.53%	15.96%
Tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized	$ 62,531	$ 44,950
Tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	8.00%	6.00%
Common Equity Tier 1 Capital to Risk-Weighted Assets
Common equity tier 1 capital to risk-weighted assets, actually amount	$ 144,857
Common equity tier 1 capital to risk-weighted assets, actually ratio	18.53%
Common equity tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized	$ 50,806
Common equity tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	6.50%
Tier 1 Capital to Average Assets
Tier 1 capital to average assets, actual amount	$ 144,857	$ 119,573
Tier 1 capital to average assets, actual ratio	11.04%	9.68%
Tier 1 capital to average assets, minimum amount to be well capitalized	$ 65,625	$ 61,731
Tier 1 capital to average assets, minimum amount to be well capitalized, ratio	5.00%	5.00%
Monroe Bank & Trust [Member]
Total Risk Based Capital to Risk-Weighted Assets
Total capital to risk-weighted assets, actual amount	$ 153,026	$ 127,400
Total capital to risk-weighted assets, actual ratio	19.59%	17.01%
Total capital to risk-weighted assets, minimum to qualify as well capitalized	$ 78,107	$ 74,895
Total capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	10.00%	10.00%
Tier 1 Capital to Risk-Weighted Assets
Tier 1 capital to risk-weighted assets, actual amount	$ 143,175	$ 117,944
Tier 1 capital to risk-weighted assets, actual ratio	18.33%	15.75%
Tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized	$ 62,485	$ 44,937
Tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	8.00%	6.00%
Common Equity Tier 1 Capital to Risk-Weighted Assets
Common equity tier 1 capital to risk-weighted assets, actually amount	$ 143,175
Common equity tier 1 capital to risk-weighted assets, actually ratio	18.33%
Common equity tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized	$ 50,769
Common equity tier 1 capital to risk-weighted assets, minimum to qualify as well capitalized, ratio	6.50%
Tier 1 Capital to Average Assets
Tier 1 capital to average assets, actual amount	$ 143,175	$ 117,944
Tier 1 capital to average assets, actual ratio	10.91%	9.55%
Tier 1 capital to average assets, minimum amount to be well capitalized	$ 65,602	$ 61,721
Tier 1 capital to average assets, minimum amount to be well capitalized, ratio	5.00%	5.00%

Note 14 - Earnings Per Share (D

Note 14 - Earnings Per Share (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Employee Stock Option [Member]
Note 14 - Earnings Per Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	302,100	385,100	283,900

Note 14 - Earnings Per Share 83

Note 14 - Earnings Per Share (Details) - Calculations of Earnings Per Common Share - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Basic
Net income	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 2,149,000	$ 1,712,000	$ 1,687,000	$ 1,767,000	$ 12,082,000	$ 7,315,000	$ 25,537,000
Less preferred dividends									0	0	0
Net income applicable to common stock									$ 12,082,000	$ 7,315,000	$ 25,537,000
Average common shares outstanding (in Shares)									22,742,476	22,109,911	17,882,070
Income per common share - basic (in Dollars per share)	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.09	$ 0.08	$ 0.08	$ 0.08	$ 0.53	$ 0.33	$ 1.43
Diluted
Net income	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 2,149,000	$ 1,712,000	$ 1,687,000	$ 1,767,000	$ 12,082,000	$ 7,315,000	$ 25,537,000
Less preferred dividends									0	0	0
Net income applicable to common stock									$ 12,082,000	$ 7,315,000	$ 25,537,000
Average common shares outstanding (in Shares)									22,742,476	22,109,911	17,882,070
Stock option adjustment (in Shares)									174,278	180,657	203,024
Average common shares outstanding - diluted (in Shares)									22,916,754	22,290,568	18,085,094
Income per common share - diluted (in Dollars per share)	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.09	$ 0.07	$ 0.08	$ 0.08	$ 0.53	$ 0.33	$ 1.41

Note 15 - Stock-based Compens84

Note 15 - Stock-based Compensation (Details) - USD ($)	Sep. 24, 2015	May. 28, 2015	Jan. 21, 2015	Mar. 07, 2014	May. 01, 2008	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2016	Dec. 31, 2015	May. 07, 2015
Note 15 - Stock-based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense (in Dollars)														$ 413,000	$ 295,000	$ 181,000
Earnings Per Share, Basic (in Dollars per share)						$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.09	$ 0.08	$ 0.08	$ 0.08	$ 0.53	$ 0.33	$ 1.43
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number						110,600								110,600				110,600
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price (in Dollars per share)						$ 15.33								$ 15.33				$ 15.33
Stock Incentive Plan 2008 [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Number of Shares Per Employee					1,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized																			1,500,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized for Year Grants to Individual																			100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant						475,587								475,587				475,587
Previously Forfeited Options [Member] | Stock Incentive Plan 2008 [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant						229,709								229,709				229,709
Stock Appreciation Rights (SARs) [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted														128,000	110,000	112,369
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term														7 years	7 years	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate														56.42%	60.11%	62.09%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate														1.79%	2.27%	1.25%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate														1.30%	0.00%	0.00%
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit (in Dollars per share)														$ 1.52
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit (in Dollars per share)														$ 8.53
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period														128,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period														106,826
Stock Appreciation Rights (SARs) [Member] | Stock Incentive Plan 2008 [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options (in Dollars)						$ 326,000								$ 326,000				$ 326,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition														1 year 259 days
Stock Appreciation Rights (SARs) [Member] | Stock Incentive Plan 2008 [Member] | Executive Officer [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted		55,500	72,500
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period			10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	2,500
Restricted Stock [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period														8,500	6,000	0
Allocated Share-based Compensation Expense (in Dollars)														$ 37,000	$ 37,000	$ 20,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period														6,000	31,000	25,000
Restricted Stock [Member] | Stock Incentive Plan 2008 [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period														2 years
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options (in Dollars)						13,000				$ 0				$ 13,000	$ 0	$ 7,000		13,000
Restricted Stock [Member] | Stock Incentive Plan 2008 [Member] | Director [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		6,000
Restricted Stock Units (RSUs) [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options (in Dollars)						$ 140,000								140,000				$ 140,000
Allocated Share-based Compensation Expense (in Dollars)														$ 116,000	$ 76,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period																		35,000
Stock Granted, Value, Share-based Compensation, Net of Forfeitures (in Dollars)		$ 124,000
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			25,000	35,000
Restricted Stock Units (RSUs) [Member] | Contingent Vesting Achievement [Member] | Scenario, Forecast [Member] | Executive Officer [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Earnings Per Share, Basic (in Dollars per share)																	$ 0.80
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period																	25,000
Restricted Stock Units (RSUs) [Member] | Share-based Compensation Award, Tranche One [Member] | Executive Officer [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage				50.00%
Restricted Stock Units (RSUs) [Member] | Share-based Compensation Award, Tranche Two [Member] | Executive Officer [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage				50.00%
Employee Stock Option [Member]
Note 15 - Stock-based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period														1 year 3 days

Note 15 - Stock-based Compens85

Note 15 - Stock-based Compensation (Details) - SOSARs Activity - Stock Appreciation Rights (SARs) [Member] - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Note 15 - Stock-based Compensation (Details) - SOSARs Activity [Line Items]
SOSARs Outstanding, January 1 (in Shares)	557,439	472,271	410,666
SOSARs Outstanding, January 1	$ 3.58	$ 3.23	$ 3.53
Granted (in Shares)	128,000	110,000	112,369
Granted	$ 5.31	$ 4.90	$ 2.35
Exercised (in Shares)	60,660	18,998	35,464
Exercised	$ 2.34	$ 2.15	$ 2.28
Forfeited (in Shares)	15,504	5,834	15,300
Forfeited	$ 5.21	$ 4.91	$ 7.09
Expired (in Shares)	0	0	0
Expired	$ 0	$ 0	$ 0
SOSARs Outstanding, December 31 (in Shares)	609,275	557,439	472,271
SOSARs Outstanding, December 31	$ 4.02	$ 3.58	$ 3.23
SOSARs Exercisable, December 31 (in Shares)	425,356	450,888	373,560
SOSARs Exercisable, December 31	$ 3	$ 3.45	$ 3.50
Weighted Average Fair Value of Options or SOSARs Granted During Year	$ 2.67	$ 2.98	$ 1.43

Note 15 - Stock-based Compens86

Note 15 - Stock-based Compensation (Details) - SOSARs Price Range - Stock Appreciation Rights (SARs) [Member]	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Outstanding shares	609,275
Remaining life, outstanding	6 years 98 days
Exercisable shares	491,056
Remaining life, exercisable	5 years 229 days
Range One [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 1.52
Outstanding shares	12,000
Remaining life, outstanding	4 years 3 days
Exercisable shares	12,000
Remaining life, exercisable	4 years 3 days
Range Two [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 1.85
Outstanding shares	130,000
Remaining life, outstanding	5 years 226 days
Exercisable shares	130,000
Remaining life, exercisable	5 years 226 days
Range Three [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 2.35
Outstanding shares	91,707
Remaining life, outstanding	7 years 3 days
Exercisable shares	91,707
Remaining life, exercisable	7 years 3 days
Range Four [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 3.03
Outstanding shares	83,200
Remaining life, outstanding	3 years 3 days
Exercisable shares	83,200
Remaining life, exercisable	3 years 3 days
Range Five [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 4.90
Outstanding shares	100,668
Remaining life, outstanding	8 years 69 days
Exercisable shares	66,466
Remaining life, exercisable	8 years 69 days
Range Six [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 4.94
Outstanding shares	70,500
Remaining life, outstanding	9 years 25 days
Exercisable shares	23,485
Remaining life, exercisable	9 years 25 days
Range Seven [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 5.79
Outstanding shares	55,500
Remaining life, outstanding	9 years 149 days
Exercisable shares	18,498
Remaining life, exercisable	9 years 149 days
Range Eight [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise price | $ / shares	$ 8.53
Outstanding shares	65,700
Remaining life, outstanding	2 years 156 days
Exercisable shares	65,700
Remaining life, exercisable	2 years 156 days

Note 15 - Stock-based Compens87

Note 15 - Stock-based Compensation (Details) - Non-vested SOSARs - Stock Appreciation Rights (SARs) [Member]	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Note 15 - Stock-based Compensation (Details) - Non-vested SOSARs [Line Items]
Nonvested outstanding | shares	106,551
Nonvested outstanding weighted average grant date fair value | $ / shares	$ 2.50
Granted | shares	128,000
Granted | $ / shares	$ 2.67
Vested | shares	(106,826)
Vested | $ / shares	$ 2.41
Forfeited | shares	(9,506)
Forfeited | $ / shares	$ 2.54
Nonvested outstanding | shares	118,219
Nonvested outstanding weighted average grant date fair value | $ / shares	$ 2.76

Note 15 - Stock-based Compens88

Note 15 - Stock-based Compensation (Details) - Non-vested Restricted Stock Awards - Restricted Stock [Member] - shares	12 Months Ended			24 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015
Note 15 - Stock-based Compensation (Details) - Non-vested Restricted Stock Awards [Line Items]
Nonvested outstanding	0	25,000	50,000	25,000
Granted	8,500	6,000	0
Vested	6,000	31,000	25,000
Forfeited	0	0	0
Nonvested outstanding	2,500	0	25,000	2,500

Note 15 - Stock-based Compens89

Note 15 - Stock-based Compensation (Details) - Restricted Stock Units Performance Targets - Restricted Stock Units (RSUs) [Member] - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Note 15 - Stock-based Compensation (Details) - Restricted Stock Units Performance Targets [Line Items]
Net Income before tax	50.00%
Net Income before tax	At or greater than
Classified Assets to Capital Ratio	50.00%
Classified Assets to Capital Ratio	At or less than
Share-based Compensation Award, Tranche One [Member]
Note 15 - Stock-based Compensation (Details) - Restricted Stock Units Performance Targets [Line Items]
Net Income before tax (in Dollars)		$ 8,413,000
Classified Assets to Capital Ratio		50.00%
Share-based Compensation Award, Tranche Two [Member]
Note 15 - Stock-based Compensation (Details) - Restricted Stock Units Performance Targets [Line Items]
Net Income before tax (in Dollars)	$ 9,232,000
Classified Assets to Capital Ratio	30.00%

Note 15 - Stock-based Compens90

Note 15 - Stock-based Compensation (Details) - Recorded Expense for All Stock Based Compensation - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Recorded Expense for All Stock Based Compensation [Abstract]
Recorded expense for all Stock Based Compensation awards	$ 413	$ 295	$ 181
Unrecognized compensation expense for all Stock Based Compensation awards	$ 479	$ 398	$ 200

Note 16 - Parent Company (Detai

Note 16 - Parent Company (Details)	Dec. 31, 2015USD ($)
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Maximum Funds Available for Loan to Corporation	$ 15,840,000

Note 16 - Parent Company (Det92

Note 16 - Parent Company (Details) - Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 14,996	$ 15,957
Total assets	1,342,313	1,278,657
Liabilities
Accounts payable and accrued expenses	14,579	17,310
Total liabilities	1,194,972	1,144,121
Stockholders' Equity
Total stockholders' equity	147,341	134,536	$ 110,608	$ 83,574
Total liabilities and stockholders' equity	1,342,313	1,278,657
Parent Company [Member]
Assets
Cash and due from banks	1,610	1,719
Investment in subsidiary bank	145,156	132,352
Other assets	1,062	821
Total assets	147,828	134,892
Liabilities
Accounts payable and accrued expenses	487	356
Total liabilities	487	356
Stockholders' Equity
Total stockholders' equity	147,341	134,536
Total liabilities and stockholders' equity	$ 147,828	$ 134,892

Note 16 - Parent Company (Det93

Note 16 - Parent Company (Details) - Statements of Income - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income
Net gain on sales of securities									$ 398,000	$ (654,000)	$ 424,000
Expense
Income tax expense (benefit)	$ 1,748,000	$ 1,230,000	$ 871,000	$ 1,171,000	$ 818,000	$ 603,000	$ 558,000	$ 593,000	5,020,000	2,572,000	(18,113,000)
Net Income	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 2,149,000	$ 1,712,000	$ 1,687,000	$ 1,767,000	12,082,000	7,315,000	25,537,000
Parent Company [Member]
Income
Dividends from subsidiary bank									0	0	0
Net gain on sales of securities									0	214,000	0
Total income									0	214,000	0
Expense
Interest on borrowed funds									0	0	4,000
Other expense									321,000	282,000	274,000
Total expense									321,000	282,000	278,000
Loss before tax and equity in undistributed net income of subsidiary bank									(321,000)	(68,000)	(278,000)
Income tax expense (benefit)									(109,000)	2,000	(432,000)
Income (Loss) before equity in undistributed net income of subsidiary bank									(212,000)	(70,000)	154,000
Equity in undistributed net income of subsidiary bank									12,294,000	7,385,000	25,383,000
Net Income									$ 12,082,000	$ 7,315,000	$ 25,537,000

Note 16 - Parent Company (Det94

Note 16 - Parent Company (Details) - Statements of Cash Flows - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows Used For Operating Activities:
Net income	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 2,149,000	$ 1,712,000	$ 1,687,000	$ 1,767,000	$ 12,082,000	$ 7,315,000	$ 25,537,000
Gain on sales of investment securities									(398,000)	654,000	(424,000)
Net cash used for operating activities									15,304,000	11,687,000	14,924,000
Cash Flows Used For Investing Activities:
Net cash used for investing activities									(36,064,000)	(75,571,000)	12,531,000
Cash Flows Provided By Financing Activities:
Issuance of common stock									106,000	8,115,000	12,083,000
Repayment of long term debt											(135,000)
Net cash provided by financing activities									53,688,000	38,208,000	(62,164,000)
Net Increase (Decrease) In Cash And Cash Equivalents									32,928,000	(25,676,000)	(34,709,000)
Cash and Cash Equivalents At Beginning Of Year				52,122,000				77,798,000	52,122,000	77,798,000	112,507,000
Cash and Cash Equivalents At End Of Year	85,050,000				52,122,000				85,050,000	52,122,000	77,798,000
Parent Company [Member]
Cash Flows Used For Operating Activities:
Net income									12,082,000	7,315,000	25,537,000
Equity in undistributed net income of subsidiary bank									(12,294,000)	(7,385,000)	(25,383,000)
Gain on sales of investment securities									0	(214,000)	0
Net decrease in other liabilities									131,000	84,000	134,000
Net (increase) decrease in other assets									(134,000)	57,000	(605,000)
Net cash used for operating activities									(215,000)	(143,000)	(317,000)
Cash Flows Used For Investing Activities:
Sales and maturities of investment securities									0	754,000	0
Investment in subsidiary									0	(7,500,000)	(11,350,000)
Net cash used for investing activities									0	(6,746,000)	(11,350,000)
Cash Flows Provided By Financing Activities:
Issuance of common stock									106,000	8,115,000	12,083,000
Repayment of long term debt									0	0	(135,000)
Net cash provided by financing activities									106,000	8,115,000	11,948,000
Net Increase (Decrease) In Cash And Cash Equivalents									(109,000)	1,226,000	281,000
Cash and Cash Equivalents At Beginning Of Year				$ 1,719,000				$ 493,000	1,719,000	493,000	212,000
Cash and Cash Equivalents At End Of Year	$ 1,610,000				$ 1,719,000				$ 1,610,000	$ 1,719,000	$ 493,000

Note 17 - Financial Instrumen95

Note 17 - Financial Instruments with Off-Balance Sheet Risk (Details)	12 Months Ended
	Dec. 31, 2015USD ($)
Home Equity Line of Credit [Member]
Note 17 - Financial Instruments with Off-Balance Sheet Risk (Details) [Line Items]
Line of Credit Facility, Expiration Period	10 years
Standby Letters of Credit, Expire in 2016 [Member]
Note 17 - Financial Instruments with Off-Balance Sheet Risk (Details) [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 1,397,000
Standby Letters of Credit, Expire in 2018 [Member]
Note 17 - Financial Instruments with Off-Balance Sheet Risk (Details) [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 158,000

Note 17 - Financial Instrumen96

Note 17 - Financial Instruments with Off-Balance Sheet Risk (Details) - Off-Balance Sheet Credit Risk Financial Insturments - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 70,488	$ 66,319
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	4,396	3,630
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	23,164	19,544
Standby Letters of Credit and Financial Guarantees [Member]
Commitments to extend credit:
Off-balance sheet credit risks	1,555	3,178
All Other Off-Balance Sheet Commitments [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 0	$ 0

Note 18 - Quarterly Financial97

Note 18 - Quarterly Financial Information (Unaudited) (Details) - Quarterly Financial Information - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information [Abstract]
Total Interest Income	$ 10,039,000	$ 9,964,000	$ 9,877,000	$ 10,161,000	$ 9,666,000	$ 9,797,000	$ 9,540,000	$ 9,536,000	$ 40,041,000	$ 38,539,000	$ 39,238,000
Total Interest Expense	711,000	740,000	796,000	819,000	864,000	945,000	988,000	1,041,000	3,066,000	3,838,000	6,037,000
Net Interest Income	9,328,000	9,224,000	9,081,000	9,342,000	8,802,000	8,852,000	8,552,000	8,495,000	36,975,000	34,701,000	33,201,000
Provision for (Recovery of) Loan Losses	(2,000,000)	(200,000)	0	(800,000)	0	(700,000)	100,000	100,000	(3,000,000)	(500,000)	2,200,000
Other Income	3,919,000	3,978,000	3,805,000	3,625,000	3,980,000	2,125,000	3,584,000	3,664,000	15,327,000	13,353,000	14,489,000
Other Expenses	9,485,000	9,166,000	9,730,000	9,819,000	9,815,000	9,362,000	9,791,000	9,699,000	38,200,000	38,667,000	38,066,000
Income Before Provision For Income Taxes	5,762,000	4,236,000	3,156,000	3,948,000	2,967,000	2,315,000	2,245,000	2,360,000	17,102,000	9,887,000	7,424,000
Provision For Income Taxes	1,748,000	1,230,000	871,000	1,171,000	818,000	603,000	558,000	593,000	5,020,000	2,572,000	(18,113,000)
Net Income	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 2,149,000	$ 1,712,000	$ 1,687,000	$ 1,767,000	$ 12,082,000	$ 7,315,000	$ 25,537,000
Basic Earnings Per Common Share (in Dollars per share)	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.09	$ 0.08	$ 0.08	$ 0.08	$ 0.53	$ 0.33	$ 1.43
Diluted Earnings Per Common Share (in Dollars per share)	0.18	0.13	0.10	0.12	0.09	0.07	0.08	0.08	$ 0.53	$ 0.33	$ 1.41
Dividends Declared Per Share (in Dollars per share)	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0

Note 19 - Fair Value Disclosu98

Note 19 - Fair Value Disclosures (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Note 19 - Fair Value Disclosures (Details) [Line Items]
Assets, Fair Value Disclosure	$ 0	$ 0

Note 19 - Fair Value Disclosu99

Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	$ 496,859	$ 473,176
US Treasury and Government [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	369,061	342,048
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	103,252	105,406
US States and Political Subdivisions Debt Securities [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	17,469	19,581
Corporate Debt Securities [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	4,950	4,002
Fair Value, Inputs, Level 1 [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	2,127	2,139
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	2,127	2,139
Fair Value, Inputs, Level 2 [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	494,732	471,037
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	369,061	342,048
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	103,252	105,406
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	17,469	19,581
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Recurring Basis [Line Items]
Available for sale securities, estimated market value	$ 4,950	$ 4,002

Note 19 - Fair Value Disclos100

Note 19 - Fair Value Disclosures (Details) - Changes in Level 3 Assets - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Changes in Level 3 Assets [Abstract]
Balance at January 1	$ 0	$ 5,751
Balance at December 31	0	0
Total realized and unrealized gains (losses) included in income	0	(2,574)
Total unrealized gains (losses) included in other comprehensive income	0	3,758
Net purchases, sales, calls and maturities	0	(6,935)
Net transfers in/out of Level 3	$ 0	$ 0

Note 19 - Fair Value Disclos101

Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis [Line Items]
Other Real Estate Owned	$ 2,383	$ 5,615
Fair Value, Measurements, Nonrecurring [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis [Line Items]
Impaired loans	24,886	35,670
Other Real Estate Owned	2,383	5,615
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Note 19 - Fair Value Disclosures (Details) - Assets Measured On a Nonrecurring Basis [Line Items]
Impaired loans	22,334	32,015
Other Real Estate Owned	$ 2,383	$ 5,615