MBT Financial (MBTF) 10-Q 10 May 16 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 10, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	MBT FINANCIAL CORP
Trading Symbol	mbtf
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		22,915,136
Amendment Flag	false
Entity Central Index Key	1,118,237
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Cash and due from banks
Non-interest bearing	$ 11,845	$ 14,996
Interest bearing	91,615	70,054
Total cash and cash equivalents	103,460	85,050
Securities - Held to Maturity	42,816	41,282
Securities - Available for Sale	470,798	496,859
Federal Home Loan Bank stock - at cost	4,148	4,148
Loans held for sale	646	1,477
Loans	617,967	617,308
Allowance for Loan Losses	(10,537)	(10,896)
Loans - Net	607,430	606,412
Accrued interest receivable and other assets	22,008	23,365
Other Real Estate Owned	1,587	2,383
Bank Owned Life Insurance	53,448	53,093
Premises and Equipment - Net	27,790	28,244
Total assets	1,334,131	1,342,313
Deposits:
Non-interest bearing	259,140	253,795
Interest-bearing	903,593	911,598
Total deposits	1,162,733	1,165,393
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	13,974	14,579
Total liabilities	1,191,707	1,194,972
STOCKHOLDERS' EQUITY
Common stock (no par value; 50,000,000 shares authorized, 22,902,198 and 22,790,707 shares issued and outstanding)	23,561	23,492
Retained earnings	117,082	126,214
Unearned compensation	(10)	(13)
Accumulated other comprehensive income (loss)	1,791	(2,352)
Total stockholders' equity	142,424	147,341
Total liabilities and stockholders' equity	$ 1,334,131	$ 1,342,313

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2016	Dec. 31, 2015
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	22,902,198	22,790,707
Common stock, shares outstanding	22,902,198	22,790,707
Common stock, par value (in Dollars per share)	$ 0	$ 0

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest Income
Interest and fees on loans	$ 7,035,000	$ 7,432,000
Interest on investment securities-
Tax-exempt	305,000	275,000
Taxable	2,526,000	2,428,000
Interest on balances due from banks	117,000	26,000
Total interest income	9,983,000	10,161,000
Interest Expense
Interest on deposits	517,000	645,000
Interest on borrowed funds	176,000	174,000
Total interest expense	693,000	819,000
Net Interest Income	9,290,000	9,342,000
Provision For (Recovery Of) Loan Losses	(300,000)	(800,000)
Net Interest Income After
Provision For Loan Losses	9,590,000	10,142,000
Other Income
Income from wealth management services	1,097,000	1,222,000
Service charges and other fees	1,008,000	894,000
Debit card income	674,000	564,000
Net gain on sales of securities available for sale	320,000	236,000
Net loss on sales of Other Real Estate Owned	(56,000)	(263,000)
Origination fees on mortgage loans sold	130,000	129,000
Bank owned life insurance income	355,000	271,000
Other	586,000	572,000
Total other income	4,114,000	3,625,000
Other Expenses
Salaries and employee benefits	5,618,000	5,874,000
Occupancy expense	701,000	820,000
Equipment expense	684,000	734,000
Marketing expense	259,000	246,000
Professional fees	652,000	576,000
EFT/ATM Expense	309,000	90,000
Other Real Estate Owned expenses	64,000	126,000
FDIC Deposit Insurance Assessment	169,000	414,000
Bonding and other insurance expense	122,000	230,000
Telephone expense	126,000	95,000
Other	779,000	614,000
Total other expenses	9,483,000	9,819,000
Income Before Income Taxes	4,221,000	3,948,000
Income Tax Expense	1,224,000	1,171,000
Net Income	2,997,000	2,777,000
Other Comprehensive Income - Net of Tax
Unrealized gains on securities	4,327,000	2,941,000
Reclassification adjustment for gains included in net income	(211,000)	(156,000)
Postretirement benefit liability	27,000	27,000
Total Other Comprehensive Income - Net of Tax	4,143,000	2,812,000
Comprehensive Income	$ 7,140,000	$ 5,589,000
Basic Earnings Per Common Share (in Dollars per share)	$ 0.13	$ 0.12
Diluted Earnings Per Common Share (in Dollars per share)	0.13	$ 0.12
Common Stock Dividends Declared Per Share (in Dollars per share)	$ 0.53

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($)	Stock Appreciation Rights (SARs) [Member]Common Stock [Member]	Stock Appreciation Rights (SARs) [Member]Deferred Compensation, Share-based Payments [Member]	Stock Appreciation Rights (SARs) [Member]	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2014				$ 23,037,000	$ 114,132,000		$ (2,633,000)	$ 134,536,000
Issuance of Common Stock
SOSARs exercised		$ 0
Other stock issued				26,000				26,000
Equity Compensation				57,000				57,000
Net income					2,777,000			2,777,000
Other comprehensive income (loss) - net of tax							2,812,000	2,812,000
Balance at Mar. 31, 2015				23,120,000	116,909,000		179,000	140,208,000
Balance at Dec. 31, 2015				23,492,000	126,214,000	$ (13,000)	(2,352,000)	147,341,000
Issuance of Common Stock
SOSARs exercised	$ 73,000		$ 73,000
Other stock issued				124,000				124,000
Equity Compensation				(128,000)		3,000		(125,000)
Dividends declared ($0.53 per share)					(12,129,000)			(12,129,000)
Net income					2,997,000			2,997,000
Other comprehensive income (loss) - net of tax							4,143,000	4,143,000
Balance at Mar. 31, 2016				$ 23,561,000	$ 117,082,000	$ (10,000)	$ 1,791,000	$ 142,424,000

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Other stock issued	15,635	4,714
Dividends declared, per share (in Dollars per share)	$ 0.53
Stock Appreciation Rights (SARs) [Member]
SOSARs exercised	95,856	7,856

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash Flows from Operating Activities
Net Income	$ 2,997,000	$ 2,777,000
Adjustments to reconcile net income to net cash from operating activities
Recovery of loan losses	(300,000)	(800,000)
Depreciation	395,000	398,000
Decrease in net deferred taxes	1,224,000	1,155,000
Net amortization of investment premium and discount	290,000	282,000
Writedowns of Other Real Estate Owned	68,000	312,000
Net decrease in interest payable and other liabilities	(565,000)	(737,000)
Net (increase) decrease in interest receivable and other assets	(1,764,000)	443,000
Equity based compensation expense	(52,000)	58,000
Net gain on sale/settlement of securities	(320,000)	(236,000)
Increase in cash surrender value of life insurance	(355,000)	(271,000)
Net cash provided by operating activities	1,618,000	3,381,000
Cash Flows from Investing Activities
Proceeds from maturities and redemptions of investment securities held to maturity	1,793,000	686,000
Proceeds from maturities and redemptions of investment securities available for sale	57,157,000	47,011,000
Proceeds from sales of investment securities available for sale		8,430,000
Net (increase) decrease in loans	63,000	(7,807,000)
Proceeds from sales of other real estate owned	770,000	562,000
Proceeds from sales of other assets	149,000	65,000
Purchase of investment securities held to maturity	(3,350,000)	(4,439,000)
Purchase of investment securities available for sale	(24,807,000)	(71,629,000)
Purchase of bank premises and equipment	(318,000)	(352,000)
Net cash provided by (used for) investing activities	31,457,000	(27,473,000)
Cash Flows from Financing Activities
Net increase (decrease) in deposits	(2,660,000)	23,501,000
Proceeds from issuance of common stock	124,000	26,000
Dividends paid	(12,129,000)
Net cash provided by (used for) financing activities	(14,665,000)	23,527,000
Net Increase (Decrease) in Cash and Cash Equivalents	18,410,000	(565,000)
Cash and Cash Equivalents at Beginning of Period	85,050,000	52,122,000
Cash and Cash Equivalents at End of Period	103,460,000	51,557,000
Supplemental Cash Flow Information
Cash paid for interest	687,000	823,000
Cash paid for federal income taxes		15,000
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	29,000	40,000
Transfer of loans to other assets	$ 21,000	$ 45,000

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Accounting Policies	3 Months Ended
	Mar. 31, 2016
Disclosure Text Block [Abstract]
Basis of Presentation and Significant Accounting Policies [Text Block]	1. BASIS OF PRESENTATION AND ACCOUNTING POLICIES The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates fourteen branches in Monroe County, Michigan, six branches in Wayne County, Michigan, and one loan and wealth management office in each Wayne County and Lenawee County. The Bank’s primary source of revenue is from providing loans to customers, who are predominantly small and middle-market businesses and middle-income individuals. The Company’s sole business segment is community banking. The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, and the fair value of investment securities. The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, such information reflects all adjustments (consisting of normal recurring adjustments), which are, in the opinion of Management, necessary for fair statement of results for the interim periods. The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment. FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement. ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Corporation). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Corporation’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, “Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities”. The amendments in ASU 2016-01 supersede the guidance to classify equity securities with readily determinable fair values into different categories (that is, trading or available-for-sale) and require equity securities (including other ownership interests, such as partnerships, unincorporated joint ventures, and limited liability companies) to be measured at fair value with changes in the fair value recognized through net income. The amendments allow equity investments that do not have readily determinable fair values to be re-measured at fair value either upon the occurrence of an observable price change or upon identification of an impairment. The amendments also require enhanced disclosures about those investments. The amendments improve financial reporting by providing relevant information about an entity’s equity investments and reducing the number of items that are recognized in other comprehensive income. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The amendments should be applied by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a material effect on the Company’s financial position or results of operations. In February 2016, the Financial Accounting Standards Board issued ASU 2016-02, “Leases”, which will supersede the current lease requirements in ASC 840. The ASU requires lessees to recognize a right of use asset and related lease liability for all leases, with a limited exception for short-term leases. Leases will be classified as either finance or operating, with the classification affecting the pattern of expense recognition in the statement of operations. Currently, leases are classified as either capital or operating, with only capital leases recognized on the balance sheet. The reporting of lease related expenses in the statements of operations and cash flows will be generally consistent with the current guidance. The new lease footnote guidance will be effective for the Company’s year ending December 31, 2019 and will be applied using a modified retrospective transition method to the beginning of the earliest period presented. The effect of applying the new lease guidance on the financial statements as not yet been determined, however the new lease standard is not expected to have a significant effect on the Company’s financial statements.

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	2. EARNINGS PER SHARE The calculations of earnings per common share are as follows: For the three months ended March 31, 2016 2015 Basic Net income $ 2,997,000 $ 2,777,000 Average common shares outstanding 22,854,556 22,721,845 Earnings per common share - basic $ 0.13 $ 0.12 Diluted Net income $ 2,997,000 $ 2,777,000 Average common shares outstanding 22,854,556 22,721,845 Equity compensation 160,401 184,489 Average common shares outstanding - diluted 23,014,957 22,906,334 Earnings per common share - diluted $ 0.13 $ 0.12

Note 3 - Stock Based Compensati

Note 3 - Stock Based Compensation	3 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	3. STOCK BASED COMPENSATION Stock Only Stock Appreciation Rights (SOSARs) SOSARs granted under the plan are structured as fixed grants with the base price equal to the market value of the underlying stock on the date of the grant. The following table summarizes the SOSARs that have been granted: Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2016 609,275 $ 4.02 Granted 106,000 8.26 Exercised (174,227 ) 2.60 Forfeited - - Expired - - SOSARs Outstanding, March 31, 2016 541,048 $ 5.31 SOSARs Exercisable, March 31, 2016 316,829 $ 4.36 The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the base price of the SOSAR. The market value of the Company’s common stock on March 31, 2016 was $8.05. The value of the exercisable SOSARs that are in-the-money as of March 31, 2016 was $1,200,000, and exercise of those SOSARs on that date would have resulted in the issuance of 149,118 shares of common stock. The plan allows participants to elect to withhold shares from the exercise of SOSARs to cover their tax liability. This may affect the number of shares issued and the value of the common stock account on the balance sheet and the statement of changes in equity. Restricted Stock Unit Awards Restricted Stock Awards The total expense for equity based compensation was $114,000 in the first quarter of 2016 and $83,000 in the first quarter of 2015.

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2016
Disclosure Text Block Supplement [Abstract]
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	4. LOANS The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, Lenawee County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors. Loans consist of the following (000s omitted): March 31, 2016 December 31, 2015 Residential real estate loans $ 218,305 $ 213,989 Commercial and Construction real estate loans 259,149 259,139 Agriculture and agricultural real estate loans 19,344 19,243 Commercial and industrial loans 82,881 84,438 Loans to individuals for household, family, and other personal expenditures 38,288 40,499 Total loans, gross $ 617,967 $ 617,308 Less: Allowance for loan losses 10,537 10,896 Net Loans $ 607,430 $ 606,412 Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 that are classified by Management as nonperforming as well as selected performing accounts and all renegotiated loans are reviewed for impairment each quarter. Allowances for loans determined to be impaired are included in the allowance for loan losses. All cash received on nonaccrual loans is applied to the principal balance. Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due, restructured loans, nonaccrual investment securities, other real estate owned, and other repossessed assets. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure and real estate that the bank has purchased but no longer intends to use for bank premises. The following table summarizes nonperforming assets (000s omitted): March 31, 2016 December 31, 2015 Nonaccrual loans $ 8,079 $ 8,633 Loans 90 days past due and accruing 17 4 Restructured loans 17,828 18,910 Total nonperforming loans $ 25,924 $ 27,547 Other real estate owned 1,587 2,383 Other assets 21 - Total nonperforming assets $ 27,532 $ 29,930 Nonperforming assets to total assets 2.06 % 2.23 % Allowance for loan losses to nonperforming loans 40.65 % 39.55 %

Note 5 - Allowance For Loan Los

Note 5 - Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Financing Receivables [Text Block]	5. ALLOWANCE FOR LOAN LOSSES The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six segments analyzed are Agriculture and Agricultural Real Estate, Commercial, Commercial Real Estate, Construction Real Estate, Residential Real Estate, and Consumer and Other. The Agriculture and Agricultural Real Estate segment includes all loans to finance agricultural production and all loans secured by agricultural real estate. This segment does not include loans to finance agriculture that are secured by residential real estate, which are included in the Residential Real Estate segment. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes loans secured by non-farm, non-residential real estate. The Construction Real Estate segment includes loans to finance construction and land development. This includes residential and commercial construction and land development. The Residential Real Estate segment includes all loans, other than construction loans, that are secured by single family and multi family residential real estate properties. The Consumer and Other segment includes all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles. Activity in the allowance for loan losses during the three months ended March 31, 2016 was as follows (000s omitted): Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2016 Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs - - (56 ) - (91 ) (62 ) (209 ) Recoveries - 33 23 13 58 23 150 Provision 98 (715 ) 701 42 (282 ) (144 ) (300 ) Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Allowance for loan losses as of March 31, 2016 Ending balance individually evaluated for impairment $ 241 $ 525 $ 763 $ 269 $ 387 $ 209 $ 2,394 Ending balance collectively evaluated for impairment 246 1,072 4,255 206 1,533 831 8,143 Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Loans as of March 31, 2016 Ending balance individually evaluated for impairment $ 695 $ 895 $ 11,898 $ 1,796 $ 7,510 $ 450 $ 23,244 Ending balance collectively evaluated for impairment 18,649 81,986 230,917 14,538 210,795 37,838 594,723 Ending balance $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Activity in the allowance for loan losses during the three months ended March 31, 2015 was as follows (000s omitted): Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2015 Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs - (106 ) - - (196 ) (20 ) (322 ) Recoveries 7 74 161 609 223 31 1,105 Provision 32 51 (662 ) (602 ) (180 ) 561 (800 ) Ending balance $ 255 $ 1,380 $ 5,678 $ 810 $ 3,073 $ 1,995 $ 13,191 Allowance for loan losses as of March 31, 2015 Ending balance individually evaluated for impairment $ 34 $ 449 $ 1,296 $ 671 $ 580 $ 212 $ 3,242 Ending balance collectively evaluated for impairment 221 931 4,382 139 2,493 1,783 9,949 Ending balance $ 255 $ 1,380 $ 5,678 $ 810 $ 3,073 $ 1,995 $ 13,191 Loans as of March 31, 2015 Ending balance individually evaluated for impairment $ 917 $ 1,255 $ 18,248 $ 1,969 $ 11,480 $ 523 $ 34,392 Ending balance collectively evaluated for impairment 16,189 72,816 232,479 10,815 209,849 42,183 584,331 Ending balance $ 17,106 $ 74,071 $ 250,727 $ 12,784 $ 221,329 $ 42,706 $ 618,723 Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 10 through 45 are considered “pass” credits and grades 50 through 65 are considered “watch” credits and are subject to greater scrutiny. Loans with grades 70 through 95 and considered “doubtful” or “loss” and have generally been charged off. A description of the general characteristics of each grade is as follows: • Grades 10 and 15 – Excellent – Loans secured by marketable collateral, with adequate margin, or supported by strong financial statements, including substantial levels of tangible net worth. Probability of serious financial deterioration is unlikely. Possess a sound repayment source and a secondary source. This classification will also include individual loans backed by liquid personal assets, established history and unquestionable character. High liquidity, minimum risk, strong ratios, and low handling costs are common to these loans. • Grades 20 and 25 – Above Average – Loans that exhibit less than average risk and clearly demonstrate debt service coverage that is consistently above average as well as a strong capital base. These loans may have some deficiency or vulnerability, but with offsetting features and are considered to be fully collectable. • Grades 30 and 35 – Satisfactory – Loans that have an acceptable amount of risk but may exhibit vulnerability to deterioration if adverse circumstances are encountered. These loans should demonstrate adequate debt service coverage and adequate levels of capital support but warrant periodic monitoring to ensure that weaknesses do not materialize or advance. • Grades 40 and 45 – Pass – Loans that are considered “pass credits” and typically demonstrate adequate debt service coverage. The level of risk is considered acceptable but these loans warrant ongoing monitoring to ensure that adverse trends or other credit deficiencies have not materialized or advanced. The level of risk is considered acceptable so long as the loan is given adequate and ongoing management supervision. • Grades 50 and 55 – Watch – Loans that possess some credit deficiency or potential weakness that deserves close attention. The primary source of loan repayment is sufficient but may be considered inadequate by the Bank’s standards. • Grades 60 and 65 – Substandard – Loans that exhibit one or more of the following characteristics: (1) a defined credit weakness, financial deterioration is underway, and uncertainty about the likelihood that the loan will be paid from the primary source of repayment; (2) inadequately protected by the current net worth and paying capacity of the obligor; (3) reliance on secondary source of repayment such as collateral liquidation or guarantees; (4) distinct possibility the Bank will sustain loss if deficiencies are not corrected; (5) unusual courses of action are needed to maintain a high probability of repayment; (6) insufficient cash flow to repay principal but continuing to pay interest; (7) the Bank is subordinated or unsecured due to flaws in documentation; (8) loans are restructured or are on nonaccrual status due to concessions to the borrower when compared to normal loan terms; (9) the Bank is contemplating foreclosure or legal action due to the apparent deterioration in the loan; or (10) there is deterioration in the market conditions and the borrower is highly vulnerable to these conditions. • Grades 70 and 75 – Doubtful – Loans that exhibit one or more of the following characteristics: (1) loans with all the weaknesses of Substandard loans and collection or liquidation is not probable to result in payment in full; (2) the primary source of repayment is gone and there is considerable doubt as to the quality of the secondary source of repayment; or (3) the possibility of loss is high, but certain important pending factors may strengthen the loan and loss classification is deferred. • Grades 80-95 - Loss – Loans are considered uncollectible and of such little value that continuing to carry them on the Bank’s financial statements is not feasible. The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency. The portfolio segments in each credit risk grade as of March 31, 2016 are as follows (000s omitted): Credit Quality Indicators as of March 31, 2016 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 137 $ 1,368 $ 256 $ 6,734 $ 134,608 $ 30,495 $ 173,598 10 - 5,656 - - 59 - 5,715 20 306 340 512 - - 365 1,523 30 614 13,020 8,175 - 367 - 22,176 40 13,076 55,403 184,484 5,579 68,456 7,247 334,245 45 2,106 2,139 7,402 1,454 3,852 - 16,953 50 1,326 3,491 22,343 2,206 3,137 16 32,519 55 179 240 3,961 - 90 - 4,470 60 1,600 1,224 15,682 361 7,736 165 26,768 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Performing $ 18,650 $ 81,844 $ 229,496 $ 14,447 $ 209,924 $ 37,682 $ 592,043 Nonperforming 694 1,037 13,319 1,887 8,381 606 25,924 Total $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 The portfolio segments in each credit risk grade as of December 31, 2015 are as follows (000s omitted): Credit Quality Indicators as of December 31, 2015 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of March 31, 2016 and December 31, 2015 (000s omitted): March 31, 2016 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 134 $ - $ 141 $ 275 $ 19,069 $ 19,344 $ - Commercial 44 58 60 162 82,719 82,881 17 Commercial Real Estate 1,320 108 2,129 3,557 239,258 242,815 - Construction Real Estate - - - - 16,334 16,334 - Residential Real Estate 1,487 327 465 2,279 216,026 218,305 - Consumer and Other 14 27 41 82 38,206 38,288 - Total $ 2,999 $ 520 $ 2,836 $ 6,355 $ 611,612 $ 617,967 $ 17 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety days past due, however, loans may be placed on non-accrual status regardless of whether or not they are past due. All cash received on non-accrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following is a summary of non-accrual loans as of March 31, 2016 and December 31, 2015 (000s omitted): March 31, 2016 December 31, 2015 Agriculture and Agricultural Real Estate $ 444 $ 565 Commercial 167 148 Commercial Real Estate 4,611 4,823 Construction Real Estate 130 46 Residential Real Estate 2,572 2,915 Consumer and Other 155 136 Total $ 8,079 $ 8,633 For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price. The following is a summary of impaired loans as of March 31, 2016 and 2015 (000s omitted): March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 156 206 - 163 3 Commercial Real Estate 6,679 7,206 - 7,017 66 Construction Real Estate 195 227 - 214 3 Residential Real Estate 4,238 4,484 - 4,447 55 Consumer and Other 16 16 - 17 - With an allowance recorded: Agriculture and Agricultural Real Estate 695 702 241 825 4 Commercial 739 758 525 789 8 Commercial Real Estate 5,219 5,496 763 5,410 53 Construction Real Estate 1,601 1,600 269 1,605 18 Residential Real Estate 3,272 3,400 387 3,392 34 Consumer and Other 434 434 209 438 5 Total: Agriculture and Agricultural Real Estate $ 695 $ 702 $ 241 $ 825 $ 4 Commercial 895 964 525 952 11 Commercial Real Estate 11,898 12,702 763 12,427 119 Construction Real Estate 1,796 1,827 269 1,819 21 Residential Real Estate 7,510 7,884 387 7,839 89 Consumer and Other 450 450 209 455 5 Recorded Investment as of December 31, 2015 Unpaid Principal Balance as of December 31, 2015 Related Allowance as of December 31, 2015 Average Recorded Investment for the Three Months Ended March 31, 2015 Interest Income Recognized in the Three Months Ended March 31, 2015 With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ 255 $ 3 Commercial 63 113 - 413 5 Commercial Real Estate 7,701 8,107 - 8,365 76 Construction Real Estate 200 233 - 339 3 Residential Real Estate 4,137 4,359 - 7,035 85 Consumer and Other 26 26 - 37 1 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 662 9 Commercial 895 916 672 936 11 Commercial Real Estate 5,697 6,183 634 11,903 124 Construction Real Estate 1,609 1,609 277 1,833 21 Residential Real Estate 3,206 3,310 506 5,055 57 Consumer and Other 470 468 223 491 5 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 917 $ 12 Commercial 958 1,029 672 1,349 16 Commercial Real Estate 13,398 14,290 634 20,268 200 Construction Real Estate 1,809 1,842 277 2,172 24 Residential Real Estate 7,343 7,669 506 12,090 142 Consumer and Other 496 494 223 528 6 The Bank may agree to modify the terms of a loan in order to improve the Bank’s ability to collect amounts due. These modifications may include reduction of the interest rate, extension of the loan term, or in some cases, reduction of the principal balance. Modifications that are performed due to the debtor’s financial difficulties are considered Troubled Debt Restructurings (“TDRs”). Loans that have been classified as TDRs during the three month period ended March 31, 2016 and March 31, 2015 are as follows (000s omitted from dollar amounts): Three months ended March 31, 2016 Three months ended March 31, 2015 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - - $ - $ - Commercial - - - - - - Commercial Real Estate - - - 1 332 332 Construction Real Estate - - - - - - Residential Real Estate 1 200 199 - - - Consumer and Other - - - - - - Total 1 $ 200 $ 199 1 $ 332 $ 332 The Bank considers TDRs that become past due under the modified terms as defaulted. There were no loans that became TDRs during the three month periods ended March 31, 2016 and March 31, 2015 that subsequently defaulted during the three month periods ended March 31, 2016 and March 31, 2015, respectively. The Company has allocated $2,250,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at March 31, 2016. In addition, there were no commitments to lend additional amounts to borrowers that are classified as troubled debt restructurings as of March 31, 2016 and March 31, 2015.

Note 6 - Investment Securities

Note 6 - Investment Securities	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. INVESTMENT SECURITIES The following is a summary of the Bank’s investment securities portfolio as of March 31, 2016 and December 31, 2015 (000s omitted): Held to Maturity Amortized Gross Gross Estimated Obligations of States and Political Subdivisions $ 42,316 $ 1,501 $ (105 ) $ 43,712 Corporate Debt Securities 500 1 - 501 $ 42,816 $ 1,502 $ (105 ) $ 44,213 Available for Sale Amortized Gross Gross Estimated Obligations of U.S. Government Agencies $ 343,147 $ 3,696 $ (141 ) $ 346,702 Mortgage Backed Securities issued by U.S. Government Agencies 99,549 586 (568 ) 99,567 Obligations of States and Political Subdivisions 17,160 293 (19 ) 17,434 Corporate Debt Securities 5,000 - (62 ) 4,938 Equity Securities 2,044 113 - 2,157 $ 466,900 $ 4,688 $ (790 ) $ 470,798 Held to Maturity Amortized Gross Gross Estimated Obligations of States and Political Subdivisions $ 40,782 $ 1,333 $ (178 ) $ 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437 Available for Sale Amortized Gross Gross Estimated Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Equity Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859 The amortized cost and estimated market values of securities by contractual maturity as of March 31, 2016 are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Estimated Amortized Estimated Contractual maturity in 1 year or less $ 5,389 $ 5,399 $ 2,319 $ 2,319 After 1 year through five years 26,744 27,242 216,430 218,412 After 5 years through 10 years 8,672 9,380 143,183 144,847 After 10 years 2,011 2,192 3,375 3,496 Total 42,816 44,213 365,307 369,074 Mortgage Backed Securities - - 99,549 99,567 Securities with no stated maturity - - 2,044 2,157 Total $ 42,816 $ 44,213 $ 466,900 $ 470,798 The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may be maturity. The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2016 and December 31, 2015. March 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 32,965 $ 132 $ 6,748 $ 9 $ 39,713 $ 141 Mortgage Backed Securities issued by U.S. Government Agencies 26,519 196 33,047 372 59,566 568 Obligations of States and Political Subdivisions 6,066 101 4,304 23 10,370 124 Corporate Debt Securities 4,938 62 - - 4,938 62 $ 70,488 $ 491 $ 44,099 $ 404 $ 114,587 $ 895 December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other than temporarily impaired at March 31, 2016. As of March 31, 2016 and December 31, 2015, there were 78 and 146 securities in an unrealized loss position, respectively.

Note 7 - Fair Value of Financia

Note 7 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	7. FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value, as defined in ASC Topic 820, is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for market activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. The Company applied the following fair value hierarchy: Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. The Company’s mutual fund investments where quoted prices are available in an active market generally are classified within Level 1 of the fair value hierarchy. Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. The Company’s borrowed funds and investments in U.S. government agency securities, government sponsored mortgage backed securities, corporate debt securities, and obligations of states and political subdivisions are generally classified in Level 2 of the fair value hierarchy. Fair values for these instruments are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Private equity investments and certain municipal debt obligations are classified within Level 3 of the fair value hierarchy. Fair values are initially valued based on transaction price and are adjusted to reflect exit values. The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at March 31, 2016 and December 31, 2015, and the valuation techniques used by the Company to determine those fair values. March 31, 2016 Carrying Value Level 1 Level 2 Level 3 Total Estimated Financial Assets: Cash and due from banks $ 103,460 $ 103,460 $ - $ - $ 103,460 Securities - Held to Maturity Obligations of States and Political Subdivisions 42,316 - 3,798 39,914 43,712 Corporate Debt Securities 500 - 501 - 501 Securities - Available for Sale Obligations of U.S. Government Agencies 346,702 - 346,702 - 346,702 MBS issued by U.S. Government Agencies 99,567 - 99,567 - 99,567 Obligations of States and Political Subdivisions 17,434 - 17,434 - 17,434 Corporate Debt Securities 4,938 - 4,938 - 4,938 Other Securities 2,157 2,157 - - 2,157 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 646 - - 660 660 Loans, net 607,430 - - 614,498 614,498 Accrued Interest Receivable 4,725 - - 4,725 4,725 Financial Liabilities: Noninterest Bearing Deposits 259,140 259,140 - - 259,140 Interest Bearings Deposits 903,593 - 905,332 - 905,332 Repurchase Agreements 15,000 - 15,114 - 15,114 Accrued Interest Payable 115 - - 115 115 December 31, 2015 Carrying Value Level 1 Level 2 Level 3 Total Estimated Financial Assets: Cash and due from banks $ 85,050 $ 85,050 $ - $ - $ 85,050 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. The Company did not have any Level 3 assets measured at fair value on a recurring basis as of March 31, 2016 or December 31, 2015. The Company did not have any sales or purchases of Level 3 available for sale securities during the period. Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs. The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 inputs, specifically discounted cash flow projections. Assets measured at fair value on a nonrecurring basis are as follows (000s omitted): Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ - $ - $ 20,850 Other Real Estate Owned $ - $ - $ 1,587 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ - $ - $ 22,334 Other Real Estate Owned $ - $ - $ 2,383 Impaired loans categorized as Level 3 assets consist of non-homogenous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

Note 8 - Financial Instruments

Note 8 - Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Mar. 31, 2016
Fair Value Of Off Balance Sheet Risks Disclosure [Abstract]
Fair Value Of Off Balance Sheet Risks Disclosure [Text Block]	8. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s omitted): Contractual Amount March 31, 2016 December 31, 2015 Commitments to extend credit: Unused portion of commercial lines of credit $ 72,880 $ 70,488 Unused portion of credit card lines of credit 4,412 4,396 Unused portion of home equity lines of credit 23,762 23,164 Standby letters of credit and financial guarantees written 1,555 1,555 All other off-balance sheet commitments - - Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may expire without being drawn upon, the total committed amounts do not necessarily represent future cash requirements. Credit card lines of credit have various established expiration dates, but are fundable on demand. Home equity lines of credit are secured by real estate mortgages, a majority of which have ten year expiration dates, but are fundable on demand. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and other business transactions.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable segment.
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements, Policy [Policy Text Block]	ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014-09 (ASU 2014-09), “Revenue from Contracts with Customers (Topic 606)”. ASU 2014-09 adopts a standardized approach for revenue recognition and was a joint effort with the International Accounting Standards Board (IASB). The new revenue recognition standard is based on a core principle of recognizing revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. ASU 2014-09 does not apply to financial instruments. ASU 2014-09 is effective for public entities for reporting periods beginning after December 15, 2016 (therefore, for the year ending December 31, 2017 for the Corporation). Early implementation is not allowed for public companies. Management is currently assessing the impact to the Corporation’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, “Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities”. The amendments in ASU 2016-01 supersede the guidance to classify equity securities with readily determinable fair values into different categories (that is, trading or available-for-sale) and require equity securities (including other ownership interests, such as partnerships, unincorporated joint ventures, and limited liability companies) to be measured at fair value with changes in the fair value recognized through net income. The amendments allow equity investments that do not have readily determinable fair values to be re-measured at fair value either upon the occurrence of an observable price change or upon identification of an impairment. The amendments also require enhanced disclosures about those investments. The amendments improve financial reporting by providing relevant information about an entity’s equity investments and reducing the number of items that are recognized in other comprehensive income. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The amendments should be applied by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The adoption of this guidance is not expected to have a material effect on the Company’s financial position or results of operations. In February 2016, the Financial Accounting Standards Board issued ASU 2016-02, “Leases”, which will supersede the current lease requirements in ASC 840. The ASU requires lessees to recognize a right of use asset and related lease liability for all leases, with a limited exception for short-term leases. Leases will be classified as either finance or operating, with the classification affecting the pattern of expense recognition in the statement of operations. Currently, leases are classified as either capital or operating, with only capital leases recognized on the balance sheet. The reporting of lease related expenses in the statements of operations and cash flows will be generally consistent with the current guidance. The new lease footnote guidance will be effective for the Company’s year ending December 31, 2019 and will be applied using a modified retrospective transition method to the beginning of the earliest period presented. The effect of applying the new lease guidance on the financial statements as not yet been determined, however the new lease standard is not expected to have a significant effect on the Company’s financial statements.

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended March 31, 2016 2015 Basic Net income $ 2,997,000 $ 2,777,000 Average common shares outstanding 22,854,556 22,721,845 Earnings per common share - basic $ 0.13 $ 0.12 Diluted Net income $ 2,997,000 $ 2,777,000 Average common shares outstanding 22,854,556 22,721,845 Equity compensation 160,401 184,489 Average common shares outstanding - diluted 23,014,957 22,906,334 Earnings per common share - diluted $ 0.13 $ 0.12

Note 3 - Stock Based Compensa18

Note 3 - Stock Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2016 609,275 $ 4.02 Granted 106,000 8.26 Exercised (174,227 ) 2.60 Forfeited - - Expired - - SOSARs Outstanding, March 31, 2016 541,048 $ 5.31 SOSARs Exercisable, March 31, 2016 316,829 $ 4.36

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2016
Disclosure Text Block Supplement [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2016 December 31, 2015 Residential real estate loans $ 218,305 $ 213,989 Commercial and Construction real estate loans 259,149 259,139 Agriculture and agricultural real estate loans 19,344 19,243 Commercial and industrial loans 82,881 84,438 Loans to individuals for household, family, and other personal expenditures 38,288 40,499 Total loans, gross $ 617,967 $ 617,308 Less: Allowance for loan losses 10,537 10,896 Net Loans $ 607,430 $ 606,412
Schedule of Non Performing Assets [Table Text Block]	March 31, 2016 December 31, 2015 Nonaccrual loans $ 8,079 $ 8,633 Loans 90 days past due and accruing 17 4 Restructured loans 17,828 18,910 Total nonperforming loans $ 25,924 $ 27,547 Other real estate owned 1,587 2,383 Other assets 21 - Total nonperforming assets $ 27,532 $ 29,930 Nonperforming assets to total assets 2.06 % 2.23 % Allowance for loan losses to nonperforming loans 40.65 % 39.55 %

Note 5 - Allowance For Loan L20

Note 5 - Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2016 Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs - - (56 ) - (91 ) (62 ) (209 ) Recoveries - 33 23 13 58 23 150 Provision 98 (715 ) 701 42 (282 ) (144 ) (300 ) Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Allowance for loan losses as of March 31, 2016 Ending balance individually evaluated for impairment $ 241 $ 525 $ 763 $ 269 $ 387 $ 209 $ 2,394 Ending balance collectively evaluated for impairment 246 1,072 4,255 206 1,533 831 8,143 Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Loans as of March 31, 2016 Ending balance individually evaluated for impairment $ 695 $ 895 $ 11,898 $ 1,796 $ 7,510 $ 450 $ 23,244 Ending balance collectively evaluated for impairment 18,649 81,986 230,917 14,538 210,795 37,838 594,723 Ending balance $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2015 Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs - (106 ) - - (196 ) (20 ) (322 ) Recoveries 7 74 161 609 223 31 1,105 Provision 32 51 (662 ) (602 ) (180 ) 561 (800 ) Ending balance $ 255 $ 1,380 $ 5,678 $ 810 $ 3,073 $ 1,995 $ 13,191 Allowance for loan losses as of March 31, 2015 Ending balance individually evaluated for impairment $ 34 $ 449 $ 1,296 $ 671 $ 580 $ 212 $ 3,242 Ending balance collectively evaluated for impairment 221 931 4,382 139 2,493 1,783 9,949 Ending balance $ 255 $ 1,380 $ 5,678 $ 810 $ 3,073 $ 1,995 $ 13,191 Loans as of March 31, 2015 Ending balance individually evaluated for impairment $ 917 $ 1,255 $ 18,248 $ 1,969 $ 11,480 $ 523 $ 34,392 Ending balance collectively evaluated for impairment 16,189 72,816 232,479 10,815 209,849 42,183 584,331 Ending balance $ 17,106 $ 74,071 $ 250,727 $ 12,784 $ 221,329 $ 42,706 $ 618,723
Financing Receivable Credit Quality Indicators [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 137 $ 1,368 $ 256 $ 6,734 $ 134,608 $ 30,495 $ 173,598 10 - 5,656 - - 59 - 5,715 20 306 340 512 - - 365 1,523 30 614 13,020 8,175 - 367 - 22,176 40 13,076 55,403 184,484 5,579 68,456 7,247 334,245 45 2,106 2,139 7,402 1,454 3,852 - 16,953 50 1,326 3,491 22,343 2,206 3,137 16 32,519 55 179 240 3,961 - 90 - 4,470 60 1,600 1,224 15,682 361 7,736 165 26,768 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Performing $ 18,650 $ 81,844 $ 229,496 $ 14,447 $ 209,924 $ 37,682 $ 592,043 Nonperforming 694 1,037 13,319 1,887 8,381 606 25,924 Total $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308
Past Due Financing Receivables [Table Text Block]	March 31, 2016 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 134 $ - $ 141 $ 275 $ 19,069 $ 19,344 $ - Commercial 44 58 60 162 82,719 82,881 17 Commercial Real Estate 1,320 108 2,129 3,557 239,258 242,815 - Construction Real Estate - - - - 16,334 16,334 - Residential Real Estate 1,487 327 465 2,279 216,026 218,305 - Consumer and Other 14 27 41 82 38,206 38,288 - Total $ 2,999 $ 520 $ 2,836 $ 6,355 $ 611,612 $ 617,967 $ 17 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	March 31, 2016 December 31, 2015 Agriculture and Agricultural Real Estate $ 444 $ 565 Commercial 167 148 Commercial Real Estate 4,611 4,823 Construction Real Estate 130 46 Residential Real Estate 2,572 2,915 Consumer and Other 155 136 Total $ 8,079 $ 8,633
Impaired Financing Receivables [Table Text Block]	March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 156 206 - 163 3 Commercial Real Estate 6,679 7,206 - 7,017 66 Construction Real Estate 195 227 - 214 3 Residential Real Estate 4,238 4,484 - 4,447 55 Consumer and Other 16 16 - 17 - With an allowance recorded: Agriculture and Agricultural Real Estate 695 702 241 825 4 Commercial 739 758 525 789 8 Commercial Real Estate 5,219 5,496 763 5,410 53 Construction Real Estate 1,601 1,600 269 1,605 18 Residential Real Estate 3,272 3,400 387 3,392 34 Consumer and Other 434 434 209 438 5 Total: Agriculture and Agricultural Real Estate $ 695 $ 702 $ 241 $ 825 $ 4 Commercial 895 964 525 952 11 Commercial Real Estate 11,898 12,702 763 12,427 119 Construction Real Estate 1,796 1,827 269 1,819 21 Residential Real Estate 7,510 7,884 387 7,839 89 Consumer and Other 450 450 209 455 5 Recorded Investment as of December 31, 2015 Unpaid Principal Balance as of December 31, 2015 Related Allowance as of December 31, 2015 Average Recorded Investment for the Three Months Ended March 31, 2015 Interest Income Recognized in the Three Months Ended March 31, 2015 With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ 255 $ 3 Commercial 63 113 - 413 5 Commercial Real Estate 7,701 8,107 - 8,365 76 Construction Real Estate 200 233 - 339 3 Residential Real Estate 4,137 4,359 - 7,035 85 Consumer and Other 26 26 - 37 1 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 662 9 Commercial 895 916 672 936 11 Commercial Real Estate 5,697 6,183 634 11,903 124 Construction Real Estate 1,609 1,609 277 1,833 21 Residential Real Estate 3,206 3,310 506 5,055 57 Consumer and Other 470 468 223 491 5 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 917 $ 12 Commercial 958 1,029 672 1,349 16 Commercial Real Estate 13,398 14,290 634 20,268 200 Construction Real Estate 1,809 1,842 277 2,172 24 Residential Real Estate 7,343 7,669 506 12,090 142 Consumer and Other 496 494 223 528 6
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three months ended March 31, 2016 Three months ended March 31, 2015 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - - $ - $ - Commercial - - - - - - Commercial Real Estate - - - 1 332 332 Construction Real Estate - - - - - - Residential Real Estate 1 200 199 - - - Consumer and Other - - - - - - Total 1 $ 200 $ 199 1 $ 332 $ 332

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Held-to-maturity Securities [Table Text Block]	Held to Maturity Amortized Gross Gross Estimated Obligations of States and Political Subdivisions $ 42,316 $ 1,501 $ (105 ) $ 43,712 Corporate Debt Securities 500 1 - 501 $ 42,816 $ 1,502 $ (105 ) $ 44,213 Held to Maturity Amortized Gross Gross Estimated Obligations of States and Political Subdivisions $ 40,782 $ 1,333 $ (178 ) $ 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437
Available-for-sale Securities [Table Text Block]	Available for Sale Amortized Gross Gross Estimated Obligations of U.S. Government Agencies $ 343,147 $ 3,696 $ (141 ) $ 346,702 Mortgage Backed Securities issued by U.S. Government Agencies 99,549 586 (568 ) 99,567 Obligations of States and Political Subdivisions 17,160 293 (19 ) 17,434 Corporate Debt Securities 5,000 - (62 ) 4,938 Equity Securities 2,044 113 - 2,157 $ 466,900 $ 4,688 $ (790 ) $ 470,798 Available for Sale Amortized Gross Gross Estimated Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Equity Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859
Expected Maturities of Amortized Cost and Estimated Market Value [Table Text Block]	Held to Maturity Available for Sale Amortized Estimated Amortized Estimated Contractual maturity in 1 year or less $ 5,389 $ 5,399 $ 2,319 $ 2,319 After 1 year through five years 26,744 27,242 216,430 218,412 After 5 years through 10 years 8,672 9,380 143,183 144,847 After 10 years 2,011 2,192 3,375 3,496 Total 42,816 44,213 365,307 369,074 Mortgage Backed Securities - - 99,549 99,567 Securities with no stated maturity - - 2,044 2,157 Total $ 42,816 $ 44,213 $ 466,900 $ 470,798
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 32,965 $ 132 $ 6,748 $ 9 $ 39,713 $ 141 Mortgage Backed Securities issued by U.S. Government Agencies 26,519 196 33,047 372 59,566 568 Obligations of States and Political Subdivisions 6,066 101 4,304 23 10,370 124 Corporate Debt Securities 4,938 62 - - 4,938 62 $ 70,488 $ 491 $ 44,099 $ 404 $ 114,587 $ 895 December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658

Note 7 - Fair Value of Financ22

Note 7 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2016 Carrying Value Level 1 Level 2 Level 3 Total Estimated Financial Assets: Cash and due from banks $ 103,460 $ 103,460 $ - $ - $ 103,460 Securities - Held to Maturity Obligations of States and Political Subdivisions 42,316 - 3,798 39,914 43,712 Corporate Debt Securities 500 - 501 - 501 Securities - Available for Sale Obligations of U.S. Government Agencies 346,702 - 346,702 - 346,702 MBS issued by U.S. Government Agencies 99,567 - 99,567 - 99,567 Obligations of States and Political Subdivisions 17,434 - 17,434 - 17,434 Corporate Debt Securities 4,938 - 4,938 - 4,938 Other Securities 2,157 2,157 - - 2,157 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 646 - - 660 660 Loans, net 607,430 - - 614,498 614,498 Accrued Interest Receivable 4,725 - - 4,725 4,725 Financial Liabilities: Noninterest Bearing Deposits 259,140 259,140 - - 259,140 Interest Bearings Deposits 903,593 - 905,332 - 905,332 Repurchase Agreements 15,000 - 15,114 - 15,114 Accrued Interest Payable 115 - - 115 115 December 31, 2015 Carrying Value Level 1 Level 2 Level 3 Total Estimated Financial Assets: Cash and due from banks $ 85,050 $ 85,050 $ - $ - $ 85,050 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ - $ - $ 20,850 Other Real Estate Owned $ - $ - $ 1,587 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ - $ - $ 22,334 Other Real Estate Owned $ - $ - $ 2,383

Note 8 - Financial Instrument23

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Of Off Balance Sheet Risks Disclosure [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount March 31, 2016 December 31, 2015 Commitments to extend credit: Unused portion of commercial lines of credit $ 72,880 $ 70,488 Unused portion of credit card lines of credit 4,412 4,396 Unused portion of home equity lines of credit 23,762 23,164 Standby letters of credit and financial guarantees written 1,555 1,555 All other off-balance sheet commitments - -

Note 1 - Basis of Presentatio24

Note 1 - Basis of Presentation and Accounting Policies (Details)	Mar. 31, 2016
Monroe County, Michigan [Member]
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Stores	14
Wayne County, Michigan [Member]
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Stores	6
Number of Loan and Wealth Management Offices	1
Lenawee County, Michigan [Member]
Note 1 - Basis of Presentation and Accounting Policies (Details) [Line Items]
Number of Loan and Wealth Management Offices	1

Note 2 - Earnings Per Share (De

Note 2 - Earnings Per Share (Details) - Calculations of Earnings Per Common Share - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Basic
Net income (in Dollars)	$ 2,997,000	$ 2,777,000
Average common shares outstanding	22,854,556	22,721,845
Earnings per common share - basic (in Dollars per share)	$ 0.13	$ 0.12
Diluted
Net income (in Dollars)	$ 2,997,000	$ 2,777,000
Average common shares outstanding	22,854,556	22,721,845
Equity compensation	160,401	184,489
Average common shares outstanding - diluted	23,014,957	22,906,334
Earnings per common share - diluted (in Dollars per share)	$ 0.13	$ 0.12

Note 3 - Stock Based Compensa26

Note 3 - Stock Based Compensation (Details) - USD ($)	Feb. 25, 2016	Mar. 31, 2016	Mar. 31, 2015
Note 3 - Stock Based Compensation (Details) [Line Items]
Share Price	$ 8.26	$ 8.05
Allocated Share-based Compensation Expense		$ 114,000	$ 83,000
Stock Incentive Plan 2008 [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	41.21%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	1.47%
Stock Appreciation Rights (SARs) [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted		106,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 3.08
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	1.50%
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 1,200,000
Shares, Issued		149,118
Stock Appreciation Rights (SARs) [Member] | Certain Officers [Member] | Stock Incentive Plan 2008 [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	106,000
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Restricted Stock [Member] | Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross	35,000
Restricted Stock [Member] | Director [Member] | Stock Incentive Plan 2008 [Member]
Note 3 - Stock Based Compensation (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	6,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Grant Date Intrinsic Value	$ 8.26
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		$ 50,000

Note 3 - Stock Based Compensa27

Note 3 - Stock Based Compensation (Details) - SOSARs Activity - Stock Appreciation Rights (SARs) [Member]	3 Months Ended
	Mar. 31, 2016$ / sharesshares
Note 3 - Stock Based Compensation (Details) - SOSARs Activity [Line Items]
SOSARs Outstanding, January 1, 2016 | shares	609,275
SOSARs Outstanding, January 1, 2016 | $ / shares	$ 4.02
Granted | shares	106,000
Granted | $ / shares	$ 8.26
Exercised | shares	(174,227)
Exercised | $ / shares	$ 2.60
Forfeited | shares	0
Forfeited | $ / shares	$ 0
Expired | shares	0
Expired | $ / shares	$ 0
SOSARs Outstanding, March 31, 2016 | shares	541,048
SOSARs Outstanding, March 31, 2016 | $ / shares	$ 5.31
SOSARs Exercisable, March 31, 2016 | shares	316,829
SOSARs Exercisable, March 31, 2016 | $ / shares	$ 4.36

Note 4 - Loans (Details)

Note 4 - Loans (Details)	3 Months Ended
	Mar. 31, 2016USD ($)
Disclosure Text Block Supplement [Abstract]
Impairment Review Minimum Amount Threshold	$ 250,000

Note 4 - Loans (Details) - Loan

Note 4 - Loans (Details) - Loans Receviable Outstanding - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	$ 617,967	$ 617,308	$ 618,723
Less: Allowance for loan losses	10,537	10,896
Net Loans	607,430	606,412
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	218,305	213,989	221,329
Commercial and Construction Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	259,149	259,139
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	19,344	19,243	17,106
Commercial and Industrial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	82,881	84,438
Consumer and Other Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, gross	$ 38,288	$ 40,499	$ 42,706

Note 4 - Loans (Details) - Nonp

Note 4 - Loans (Details) - Nonperforming Assets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Note 4 - Loans (Details) - Nonperforming Assets [Line Items]
Nonaccrual loans	$ 8,079	$ 8,633
Loans 90 days past due and accruing	17	4
Total nonperforming loans	617,967	617,308	$ 618,723
Other real estate owned	1,587	2,383
Total nonperforming assets	1,334,131	1,342,313
Nonperforming Financial Instruments [Member]
Note 4 - Loans (Details) - Nonperforming Assets [Line Items]
Nonaccrual loans	8,079	8,633
Loans 90 days past due and accruing	17	4
Restructured loans	17,828	18,910
Total nonperforming loans	25,924	27,547
Other real estate owned	1,587	2,383
Other assets	21
Total nonperforming assets	$ 27,532	$ 29,930
Nonperforming assets to total assets	2.06%	2.23%
Allowance for loan losses to nonperforming loans	40.65%	39.55%

Note 5 - Allowance For Loan L31

Note 5 - Allowance For Loan Losses (Details)	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Note 5 - Allowance For Loan Losses (Details) [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Financing Receivable, Allowance for Credit Losses	$ 10,537,000	$ 13,191,000	$ 10,896,000	$ 13,208,000
Loans and Leases Receivable, Impaired, Commitment to Lend	0	$ 0
Troubled Debt Restructuring [Member]
Note 5 - Allowance For Loan Losses (Details) [Line Items]
Financing Receivable, Allowance for Credit Losses	$ 2,250,000

Note 5 - Allowance For Loan L32

Note 5 - Allowance For Loan Losses (Details) - Activity in the Allowance for Loan Losses - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 10,896	$ 13,208
Charge-offs	(209)	(322)
Recoveries	150	1,105
Provision	(300)	(800)
Ending balance	10,537	13,191
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			$ 2,394		$ 3,242
Ending balance collectively evaluated for impairment, allowance			8,143		9,949
Ending balance of allowances	10,896	13,208	10,537	$ 10,896	13,191
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			23,244		34,392
Ending balance collectively evaluated for impairment, loans			594,723		584,331
Ending balance of loans			617,967	617,308	618,723
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	389	216
Recoveries		7
Provision	98	32
Ending balance	487	255
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			241		34
Ending balance collectively evaluated for impairment, allowance			246		221
Ending balance of allowances	389	216	487	389	255
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			695		917
Ending balance collectively evaluated for impairment, loans			18,649		16,189
Ending balance of loans			19,344	19,243	17,106
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,279	1,361
Charge-offs		(106)
Recoveries	33	74
Provision	(715)	51
Ending balance	1,597	1,380
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			525		449
Ending balance collectively evaluated for impairment, allowance			1,072		931
Ending balance of allowances	2,279	1,361	1,597	2,279	1,380
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			895		1,255
Ending balance collectively evaluated for impairment, loans			81,986		72,816
Ending balance of loans			82,881	84,438	74,071
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	4,350	6,179
Charge-offs	(56)
Recoveries	23	161
Provision	701	(662)
Ending balance	5,018	5,678
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			763		1,296
Ending balance collectively evaluated for impairment, allowance			4,255		4,382
Ending balance of allowances	4,350	6,179	5,018	4,350	5,678
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			11,898		18,248
Ending balance collectively evaluated for impairment, loans			230,917		232,479
Ending balance of loans			242,815	243,220	250,727
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	420	803
Recoveries	13	609
Provision	42	(602)
Ending balance	475	810
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			269		671
Ending balance collectively evaluated for impairment, allowance			206		139
Ending balance of allowances	420	803	475	420	810
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			1,796		1,969
Ending balance collectively evaluated for impairment, loans			14,538		10,815
Ending balance of loans			16,334	15,919	12,784
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,235	3,226
Charge-offs	(91)	(196)
Recoveries	58	223
Provision	(282)	(180)
Ending balance	1,920	3,073
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			387		580
Ending balance collectively evaluated for impairment, allowance			1,533		2,493
Ending balance of allowances	2,235	3,226	1,920	2,235	3,073
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			7,510		11,480
Ending balance collectively evaluated for impairment, loans			210,795		209,849
Ending balance of loans			218,305	213,989	221,329
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,223	1,423
Charge-offs	(62)	(20)
Recoveries	23	31
Provision	(144)	561
Ending balance	1,040	1,995
Allowance for loan losses as of March 31, 2016
Ending balance individually evaluated for impairment, allowance			209		212
Ending balance collectively evaluated for impairment, allowance			831		1,783
Ending balance of allowances	$ 1,223	$ 1,423	1,040	1,223	1,995
Loans as of March 31, 2016
Ending balance individually evaluated for impairment, loans			450		523
Ending balance collectively evaluated for impairment, loans			37,838		42,183
Ending balance of loans			$ 38,288	$ 40,499	$ 42,706

Note 5 - Allowance For Loan L33

Note 5 - Allowance For Loan Losses (Details) - Credit Risk by Internally Assigned Grade - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 617,967	$ 617,308	$ 618,723
Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	592,043	589,761
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	25,924	27,547
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	173,598	177,884
Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	5,715	2,777
Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,523	1,564
Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	22,176	25,449
Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	334,245	330,469
Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	16,953	11,471
Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	32,519	34,575
Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	4,470	4,629
Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	26,768	28,490
Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	19,344	19,243	17,106
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	18,650	18,362
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	694	881
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	137	102
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	306	306
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	614	432
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	13,076	14,413
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,106	840
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,326	1,340
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	179	929
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,600	881
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	82,881	84,438	74,071
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	81,844	83,372
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,037	1,066
Commercial Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,368	2,173
Commercial Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	5,656	2,717
Commercial Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	340	359
Commercial Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	13,020	17,024
Commercial Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	55,403	55,204
Commercial Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,139	1,094
Commercial Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,491	3,428
Commercial Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	240	0
Commercial Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,224	2,439
Commercial Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	242,815	243,220	250,727
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	229,496	228,624
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	13,319	14,596
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	256	310
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	512	533
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	8,175	7,620
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	184,484	184,504
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	7,402	6,506
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	22,343	23,678
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,961	3,700
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	15,682	16,369
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	16,334	15,919	12,784
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	14,447	14,104
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,887	1,815
Construction Real Estate Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	6,734	6,789
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	5,579	6,548
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	1,454	74
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	2,206	2,163
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	361	345
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	218,305	213,989	221,329
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	209,924	205,430
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	8,381	8,559
Residential Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	134,608	136,049
Residential Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	59	60
Residential Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Residential Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	367	373
Residential Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	68,456	62,347
Residential Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,852	2,957
Residential Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	3,137	3,948
Residential Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	90	0
Residential Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	7,736	8,255
Residential Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Residential Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Residential Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	38,288	40,499	$ 42,706
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	37,682	39,869
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	606	630
Consumer and Other Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	30,495	32,461
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	365	366
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	7,247	7,453
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	16	18
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	165	201
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	0	0
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans, gross	$ 0	$ 0

Note 5 - Allowance For Loan L34

Note 5 - Allowance For Loan Losses (Details) - Past Due Loans - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 6,355	$ 8,307
Current past due	611,612	609,001
Total loans, gross	617,967	617,308	$ 618,723
Recorded investment >90 days past due and accruing	17	4
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,999	4,722
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	520	826
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,836	2,759
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	275	393
Current past due	19,069	18,850
Total loans, gross	19,344	19,243	17,106
Recorded investment >90 days past due and accruing	0	0
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	134	136
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	213
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	141	44
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	162	161
Current past due	82,719	84,277
Total loans, gross	82,881	84,438	74,071
Recorded investment >90 days past due and accruing	17	4
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	44	10
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	58	75
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	60	76
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	3,557	4,547
Current past due	239,258	238,673
Total loans, gross	242,815	243,220	250,727
Recorded investment >90 days past due and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,320	2,194
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	108	230
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,129	2,123
Construction Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Current past due	16,334	15,919
Total loans, gross	16,334	15,919	12,784
Recorded investment >90 days past due and accruing	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Construction Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,279	2,943
Current past due	216,026	211,046
Total loans, gross	218,305	213,989	221,329
Recorded investment >90 days past due and accruing	0	0
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,487	2,252
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	327	227
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	465	464
Consumer and Other Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	82	263
Current past due	38,206	40,236
Total loans, gross	38,288	40,499	$ 42,706
Recorded investment >90 days past due and accruing	0	0
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	14	130
Consumer and Other Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	27	81
Consumer and Other Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 41	$ 52

Note 5 - Allowance For Loan L35

Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 8,079	$ 8,633
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	444	565
Commercial Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	167	148
Commercial Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	4,611	4,823
Construction Real Estate Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	130	46
Residential Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	2,572	2,915
Consumer and Other Portfolio Segment [Member]
Note 5 - Allowance For Loan Losses (Details) - Non-accrual Loans [Line Items]
Non accrual loans	$ 155	$ 136

Note 5 - Allowance For Loan L36

Note 5 - Allowance For Loan Losses (Details) - Impaired Loans - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	$ 0	$ 0
Unpaid principal balance-without allowance	0	0
Average recorded investment-without allowance	0	255
Interest income recognized without allowance	0	3
With an allowance recorded:
Recorded investment-with allowance	695	882
Unpaid principal balance-with allowance	702	885
Related allowance	241	240
Average recorded investment-with allowance	825	662
Interest income recognized with allowance	4	9
Total:
Recorded investment	695	882
Unpaid principal balance	702	885
Related allowance	241	240
Average recorded investment	825	917
Interest income recognized	4	12
Commercial Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	156	63
Unpaid principal balance-without allowance	206	113
Average recorded investment-without allowance	163	413
Interest income recognized without allowance	3	5
With an allowance recorded:
Recorded investment-with allowance	739	895
Unpaid principal balance-with allowance	758	916
Related allowance	525	672
Average recorded investment-with allowance	789	936
Interest income recognized with allowance	8	11
Total:
Recorded investment	895	958
Unpaid principal balance	964	1,029
Related allowance	525	672
Average recorded investment	952	1,349
Interest income recognized	11	16
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	6,679	7,701
Unpaid principal balance-without allowance	7,206	8,107
Average recorded investment-without allowance	7,017	8,365
Interest income recognized without allowance	66	76
With an allowance recorded:
Recorded investment-with allowance	5,219	5,697
Unpaid principal balance-with allowance	5,496	6,183
Related allowance	763	634
Average recorded investment-with allowance	5,410	11,903
Interest income recognized with allowance	53	124
Total:
Recorded investment	11,898	13,398
Unpaid principal balance	12,702	14,290
Related allowance	763	634
Average recorded investment	12,427	20,268
Interest income recognized	119	200
Construction Real Estate Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	195	200
Unpaid principal balance-without allowance	227	233
Average recorded investment-without allowance	214	339
Interest income recognized without allowance	3	3
With an allowance recorded:
Recorded investment-with allowance	1,601	1,609
Unpaid principal balance-with allowance	1,600	1,609
Related allowance	269	277
Average recorded investment-with allowance	1,605	1,833
Interest income recognized with allowance	18	21
Total:
Recorded investment	1,796	1,809
Unpaid principal balance	1,827	1,842
Related allowance	269	277
Average recorded investment	1,819	2,172
Interest income recognized	21	24
Residential Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	4,238	4,137
Unpaid principal balance-without allowance	4,484	4,359
Average recorded investment-without allowance	4,447	7,035
Interest income recognized without allowance	55	85
With an allowance recorded:
Recorded investment-with allowance	3,272	3,206
Unpaid principal balance-with allowance	3,400	3,310
Related allowance	387	506
Average recorded investment-with allowance	3,392	5,055
Interest income recognized with allowance	34	57
Total:
Recorded investment	7,510	7,343
Unpaid principal balance	7,884	7,669
Related allowance	387	506
Average recorded investment	7,839	12,090
Interest income recognized	89	142
Consumer and Other Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment-without allowance	16	26
Unpaid principal balance-without allowance	16	26
Average recorded investment-without allowance	17	37
Interest income recognized without allowance	0	1
With an allowance recorded:
Recorded investment-with allowance	434	470
Unpaid principal balance-with allowance	434	468
Related allowance	209	223
Average recorded investment-with allowance	438	491
Interest income recognized with allowance	5	5
Total:
Recorded investment	450	496
Unpaid principal balance	450	494
Related allowance	209	223
Average recorded investment	455	528
Interest income recognized	$ 5	$ 6

Note 5 - Allowance For Loan L37

Note 5 - Allowance For Loan Losses (Details) - Troubled Debt Restructurings $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Number of contracts	1	1
Pre-modification recorded principal balance	$ 200	$ 332
Post-modification recorded principal balance	$ 199	$ 332
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts		1
Pre-modification recorded principal balance		$ 332
Post-modification recorded principal balance		$ 332
Residential Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of contracts	1
Pre-modification recorded principal balance	$ 200
Post-modification recorded principal balance	$ 199

Note 6 - Investment Securitie38

Note 6 - Investment Securities (Details)	3 Months Ended
	Mar. 31, 2016USD ($)	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Other than Temporary Impairment Losses, Investments (in Dollars)	$ 0
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	78	146

Note 6 - Investment Securitie39

Note 6 - Investment Securities (Details) - Held to Maturity Securities - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	$ 42,816	$ 41,282
Held to maturity, gross unrealized gains	1,502	1,333
Held to maturity, gross unrealized losses	(105)	(178)
Held to maturity, estimated market value	44,213	42,437
US States and Political Subdivisions Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	42,316	40,782
Held to maturity, gross unrealized gains	1,501	1,333
Held to maturity, gross unrealized losses	(105)	(178)
Held to maturity, estimated market value	43,712	41,937
Corporate Debt Securities [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains	1	0
Held to maturity, gross unrealized losses	0	0
Held to maturity, estimated market value	$ 501	$ 500

Note 6 - Investment Securitie40

Note 6 - Investment Securities (Details) - Available for Sale Securities - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	$ 466,900	$ 499,197
Available for sale securities, gross unrealized gains	4,688	2,142
Available for sale securities, gross unrealized losses	(790)	(4,480)
Available for sale securities, estimated market value	470,798	496,859
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	343,147	370,469
Available for sale securities, gross unrealized gains	3,696	1,647
Available for sale securities, gross unrealized losses	(141)	(3,055)
Available for sale securities, estimated market value	346,702	369,061
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	99,549	104,472
Available for sale securities, gross unrealized gains	586	107
Available for sale securities, gross unrealized losses	(568)	(1,327)
Available for sale securities, estimated market value	99,567	103,252
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	17,160	17,212
Available for sale securities, gross unrealized gains	293	305
Available for sale securities, gross unrealized losses	(19)	(48)
Available for sale securities, estimated market value	17,434	17,469
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	5,000	5,000
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(62)	(50)
Available for sale securities, estimated market value	4,938	4,950
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities, amortized cost	2,044	2,044
Available for sale securities, gross unrealized gains	113	83
Available for sale securities, gross unrealized losses	0	0
Available for sale securities, estimated market value	$ 2,157	$ 2,127

Note 6 - Investment Securitie41

Note 6 - Investment Securities (Details) - Amortized Cost and Estimated Market Values of Securities - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Contractual maturity in
1 year or less	$ 5,389
1 year or less	5,399
1 year or less	2,319
1 year or less	2,319
After 1 year through five years	26,744
After 1 year through five years	27,242
After 1 year through five years	216,430
After 1 year through five years	218,412
After 5 years through 10 years	8,672
After 5 years through 10 years	9,380
After 5 years through 10 years	143,183
After 5 years through 10 years	144,847
After 10 years	2,011
After 10 years	2,192
After 10 years	3,375
After 10 years	3,496
Total	42,816
Total	44,213
Total	365,307
Total	369,074
Mortgage Backed Securities	0
Mortgage Backed Securities	0
Mortgage Backed Securities	99,549
Mortgage Backed Securities	99,567
Securities with no stated maturity	0
Securities with no stated maturity	0
Securities with no stated maturity	2,044
Securities with no stated maturity	2,157
Total	42,816	$ 41,282
Total	44,213	$ 42,437
Total	466,900
Total	$ 470,798

Note 6 - Investment Securitie42

Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	$ 70,488	$ 243,907
Less than 12 months, gross unrealized losses	491	3,215
12 months or longer, aggregate fair value	44,099	89,939
12 months or longer, gross unrealized losses	404	1,443
Total, aggregate fair value	114,587	333,846
Total, gross unrealized losses	895	4,658
US Treasury and Government [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	32,965	170,178
Less than 12 months, gross unrealized losses	132	2,367
12 months or longer, aggregate fair value	6,748	53,497
12 months or longer, gross unrealized losses	9	688
Total, aggregate fair value	39,713	223,675
Total, gross unrealized losses	141	3,055
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	26,519	57,949
Less than 12 months, gross unrealized losses	196	633
12 months or longer, aggregate fair value	33,047	31,118
12 months or longer, gross unrealized losses	372	694
Total, aggregate fair value	59,566	89,067
Total, gross unrealized losses	568	1,327
US States and Political Subdivisions Debt Securities [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	6,066	10,830
Less than 12 months, gross unrealized losses	101	165
12 months or longer, aggregate fair value	4,304	5,324
12 months or longer, gross unrealized losses	23	61
Total, aggregate fair value	10,370	16,154
Total, gross unrealized losses	124	226
Corporate Debt Securities [Member]
Note 6 - Investment Securities (Details) - Securities in Continuous Unrealized Loss Position [Line Items]
Less than 12 months, aggregate fair value	4,938	4,950
Less than 12 months, gross unrealized losses	62	50
12 months or longer, aggregate fair value	0	0
12 months or longer, gross unrealized losses	0	0
Total, aggregate fair value	4,938	4,950
Total, gross unrealized losses	$ 62	$ 50

Note 7 - Fair Value of Financ43

Note 7 - Fair Value of Financial Instruments (Details) - Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Financial Assets:
Cash and due from banks, carrying value	$ 103,460	$ 85,050	$ 51,557	$ 52,122
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	42,816	41,282
Securities - Held to Maturity, fair value	44,213	42,437
Securities - Available for Sale
Securities - Available for sale, carrying value	470,798	496,859
Securities - Available for sale, fair value	470,798	496,859
Federal Home Loan Bank Stock, carrying value	4,148	4,148
Loans Held for Sale, carrying value	646	1,477
Loans, net, carrying value	607,430	606,412
Financial Liabilities:
Noninterest Bearing Deposits, carrying value	259,140	253,795
Interest Bearings Deposits, carrying value	903,593	911,598
Repurchase Agreements, carrying value	15,000	15,000
Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, carrying value	103,460	85,050
Cash and due from banks, fair value	103,460	85,050
Securities - Available for Sale
Federal Home Loan Bank Stock, carrying value	4,148	4,148
Federal Home Loan Bank Stock, fair value	4,148	4,148
Loans Held for Sale, carrying value	646	1,477
Loans Held for Sale, fair value	660	1,508
Loans, net, carrying value	607,430	606,412
Loans, net, fair value	614,498	613,397
Accrued Interest Receivable, carrying value	4,725	4,170
Accrued Interest Receivable, fair value	4,725	4,170
Financial Liabilities:
Noninterest Bearing Deposits, carrying value	259,140	253,795
Noninterest Bearing Deposits, fair value	259,140	253,795
Interest Bearings Deposits, carrying value	903,593	911,598
Interest Bearings Deposits, fair value	905,332	913,410
Repurchase Agreements, carrying value	15,000	15,000
Repurchase Agreements, fair value	15,114	15,253
Accrued Interest Payable, carrying value	115	108
Accrued Interest Payable, fair value	115	108
US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	42,316	40,782
Securities - Held to Maturity, fair value	43,712	41,937
Securities - Available for Sale
Securities - Available for sale, carrying value	17,434	17,469
Securities - Available for sale, fair value	17,434	17,469
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	42,316	40,782
Securities - Held to Maturity, fair value	43,712	41,937
Securities - Available for Sale
Securities - Available for sale, carrying value	17,434	17,469
Securities - Available for sale, fair value	17,434	17,469
Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	500	500
Securities - Held to Maturity, fair value	501	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,938	4,950
Securities - Available for sale, fair value	4,938	4,950
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, carrying value	500	500
Securities - Held to Maturity, fair value	501	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,938	4,950
Securities - Available for sale, fair value	4,938	4,950
US Treasury and Government [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	346,702	369,061
Securities - Available for sale, fair value	346,702	369,061
US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	346,702	369,061
Securities - Available for sale, fair value	346,702	369,061
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	99,567	103,252
Securities - Available for sale, fair value	99,567	103,252
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	99,567	103,252
Securities - Available for sale, fair value	99,567	103,252
Equity Securities [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,157	2,127
Securities - Available for sale, fair value	2,157	2,127
Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,157	2,127
Securities - Available for sale, fair value	2,157	2,127
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	103,460	85,050
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	259,140	253,795
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	2,157	2,127
Securities - Available for sale, fair value	2,157	2,127
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	4,148	4,148
Loans Held for Sale, fair value	0	0
Loans, net, fair value	0	0
Accrued Interest Receivable, fair value	0	0
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	905,332	913,410
Repurchase Agreements, fair value	15,114	15,253
Accrued Interest Payable, fair value	0	0
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	3,798	3,805
Securities - Available for Sale
Securities - Available for sale, carrying value	17,434	17,469
Securities - Available for sale, fair value	17,434	17,469
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	501	500
Securities - Available for Sale
Securities - Available for sale, carrying value	4,938	4,950
Securities - Available for sale, fair value	4,938	4,950
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	346,702	369,061
Securities - Available for sale, fair value	346,702	369,061
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	99,567	103,252
Securities - Available for sale, fair value	99,567	103,252
Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Financial Assets:
Cash and due from banks, fair value	0	0
Securities - Available for Sale
Federal Home Loan Bank Stock, fair value	0	0
Loans Held for Sale, fair value	660	1,508
Loans, net, fair value	614,498	613,397
Accrued Interest Receivable, fair value	4,725	4,170
Financial Liabilities:
Noninterest Bearing Deposits, fair value	0	0
Interest Bearings Deposits, fair value	0	0
Repurchase Agreements, fair value	0	0
Accrued Interest Payable, fair value	115	108
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	39,914	38,132
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Held to Maturity
Securities - Held to Maturity, fair value	0	0
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities - Available for Sale
Securities - Available for sale, carrying value	0	0
Securities - Available for sale, fair value	$ 0	$ 0

Note 7 - Fair Value of Financ44

Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Other Real Estate Owned	$ 1,587	$ 2,383
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Real Estate Owned	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Note 7 - Fair Value of Financial Instruments (Details) - Assets Measure at Fair Value on a Nonrecurring Basis [Line Items]
Impaired loans	20,850	22,334
Other Real Estate Owned	$ 1,587	$ 2,383

Note 8 - Financial Instrument45

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details)	3 Months Ended
	Mar. 31, 2016
Home Equity Line of Credit [Member]
Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details) [Line Items]
Line of Credit Facility, Expiration Period	10 years

Note 8 - Financial Instrument46

Note 8 - Financial Instruments with Off-Balance Sheet Risk (Details) - Off-Balance Sheet Credit Risk Financial Insturments - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 72,880	$ 70,488
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	4,412	4,396
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Commitments to extend credit:
Off-balance sheet credit risks	23,762	23,164
Standby Letters of Credit and Financial Guarantees [Member]
Commitments to extend credit:
Off-balance sheet credit risks	1,555	1,555
All Other Off-Balance Sheet Commitments [Member]
Commitments to extend credit:
Off-balance sheet credit risks	$ 0	$ 0