MBT Financial (MBTF) 10-K 10 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Mar. 10, 2017	Jun. 30, 2016
Document Information [Line Items]
Entity Registrant Name	MBT Financial Corp
Entity Central Index Key	1,118,237
Trading Symbol	mbtf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		22,856,143
Entity Public Float			$ 140.9
Document Type	10-K
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Cash and due from banks
Non-interest bearing	$ 18,183	$ 14,996
Interest bearing	34,589	64,554
Total cash and cash equivalents	52,772	79,550
Interest Bearing Time Deposit in Other Banks	18,946	5,500
Securities - Held to Maturity (Note 3)	40,741	41,282
Securities - Available for Sale (Note 3)	488,067	496,859
Federal Home Loan Bank stock - at cost	4,148	4,148
Loans held for sale	611	1,477
Loans (Note 4)	652,337	617,308
Allowance for Loan Losses (Note 5)	(8,458)	(10,896)
Loans - Net	643,879	606,412
Accrued interest receivable and other assets (Note 12)	24,901	23,365
Other Real Estate Owned	1,634	2,383
Bank Owned Life Insurance (Note 9)	54,415	53,093
Premises and Equipment - Net (Note 6)	27,169	28,244
Total assets	1,357,283	1,342,313
Deposits:
Non-interest bearing	279,001	253,795
Interest-bearing (Note 7)	920,716	911,598
Total deposits	1,199,717	1,165,393
Securities sold under repurchase agreements (Note 8)		15,000
Interest payable and other liabilities (Note 9)	16,452	14,579
Total liabilities	1,216,169	1,194,972
Stockholders' Equity (Notes 10, 13 and 15)
Common stock (no par value; 50,000,000 shares authorized, 22,777,882 and 22,790,707 shares issued and outstanding)	22,562	23,492
Retained Earnings	126,079	126,214
Unearned Compensation	(4)	(13)
Accumulated other comprehensive loss	(7,523)	(2,352)
Total stockholders' equity	141,114	147,341
Total liabilities and stockholders' equity	$ 1,357,283	$ 1,342,313

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2016	Dec. 31, 2015
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	22,777,882	22,790,707
Common stock, shares outstanding (in shares)	22,777,882	22,790,707

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest Income
Interest and fees on loans	$ 29,265	$ 29,012	$ 28,451
Interest on investment securities-
Tax-exempt	1,241	1,116	1,171
Taxable	8,791	9,808	8,815
Interest on balances due from banks	562	105	102
Total interest income	39,859	40,041	38,539
Interest Expense
Interest on deposits (Note 7)	1,928	2,359	3,109
Interest on borrowed funds	308	707	729
Total interest expense	2,236	3,066	3,838
Net Interest Income	37,623	36,975	34,701
Recovery of Loan Losses (Note 5)	(2,200)	(3,000)	(500)
Net Interest Income After Recovery of Loan Losses	39,823	39,975	35,201
Other Income
Wealth management income	4,453	4,728	4,749
Service charges and other fees	4,221	4,173	3,979
Debit Card Income	2,831	2,438	2,174
Net gain (loss) on sales of securities	2,151	398	(654)
Net loss on other real estate owned	(85)	(284)	(946)
Origination fees on mortgage loans sold	540	579	378
Bank owned life insurance income	1,425	1,353	1,416
Other real estate owned rent	27	217	436
Other	1,950	1,725	1,821
Total other income	17,513	15,327	13,353
Other Expenses
Salaries and employee benefits (Notes 9 and 15)	22,443	23,095	23,238
Occupancy expense (Note 6)	2,730	2,770	2,736
Equipment expense	2,879	3,026	2,727
Marketing expense	1,144	1,104	839
Professional fees	2,138	2,130	2,132
EFT/ATM Expense	1,022	563	181
Other real estate owned expense	148	372	1,047
FDIC insurance premium	567	1,230	1,949
Bonding and other insurance expense	577	866	1,035
Telephone expense	413	422	474
Other	2,537	2,622	2,309
Total other expenses	36,598	38,200	38,667
Income Before Provision For Income Taxes	20,738	17,102	9,887
Provision For Income Taxes (Note 12)	6,237	5,020	2,572
Net Income	14,501	12,082	7,315
Other Comprehensive Income (Loss), Net of Tax
Unrealized gains (losses) on securities	(3,731)	(144)	8,233
Reclassification adjustment for (gains) losses included in net income	(1,420)	(263)	432
Change in postretirement benefit liability	(20)	688	(425)
Total Other Comprehensive Income (Loss), net of tax	(5,171)	281	8,240
Comprehensive Income	$ 9,330	$ 12,363	$ 15,555
Basic Earnings Per Common Share (Note 14) (in dollars per share)	$ 0.64	$ 0.53	$ 0.33
Diluted Earnings Per Common Share (Note 14) (in dollars per share)	$ 0.63	$ 0.53	$ 0.33

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2013	20,605,493
Balance at Dec. 31, 2013	$ 14,671	$ 106,817	$ (7)	$ (10,873)	$ 110,608
SOSARs exercised (in shares)	7,287
SOSARs exercised	$ 1				1
Restricted stock awards (in shares)	6,000
Restricted stock awards	$ 29		(29)
Restricted stock units (in shares)	16,920
Restricted stock units	$ 26				26
Other stock issued (in shares)	2,082,377
Other stock issued	$ 8,869				8,869
Stock Offering Expense	(754)				(754)
Equity compensation	195		36		231
Net Income		7,315			7,315
Other comprehensive income - net of tax				8,240	8,240
Balance (in shares) at Dec. 31, 2014	22,718,077
Balance at Dec. 31, 2014	$ 23,037	114,132		(2,633)	134,536
SOSARs exercised (in shares)	23,855
SOSARs exercised	$ 4				4
Restricted stock awards (in shares)	8,500
Restricted stock awards	$ 50		(50)
Restricted stock units (in shares)	22,500
Restricted stock units	$ 53				53
Other stock issued (in shares)	17,775
Other stock issued	$ 106				106
Equity compensation	242		37		279
Net Income		12,082			12,082
Other comprehensive income - net of tax				281	281
Balance (in shares) at Dec. 31, 2015	22,790,707
Balance at Dec. 31, 2015	$ 23,492	126,214	(13)	(2,352)	147,341
SOSARs exercised (in shares)	119,101
SOSARs exercised	$ (272)				(272)
Restricted stock awards (in shares)	5,000
Restricted stock awards	$ 41		(41)
Restricted stock units (in shares)	28,680
Restricted stock units	$ (71)				(71)
Other stock issued (in shares)	26,474
Other stock issued	$ 221				221
Equity compensation	498		50		548
Net Income		14,501			14,501
Other comprehensive income - net of tax				(5,171)	(5,171)
Balance (in shares) at Dec. 31, 2016	22,777,882
Balance at Dec. 31, 2016	$ 22,562	126,079	(4)	(7,523)	141,114
Repurchase of Common Stock (in shares)	(192,080)
Repurchase of Common Stock	$ (1,414)				(1,414)
Tax benefit from exercise of stock based compensation	67				$ 67
Dividends declared ($0.64 per share)		$ (14,636)

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals)	12 Months Ended
	Dec. 31, 2016$ / shares
Retained Earnings [Member]
Dividends declared, per share (in dollars per share)	$ 0.64

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash Flows from Operating Activities
Net Income	$ 14,501,000	$ 12,082,000	$ 7,315,000
Adjustments to reconcile net income to net cash from operating activities
Recovery of Loan Losses (Note 5)	(2,200,000)	(3,000,000)	(500,000)
Depreciation	1,614,000	1,558,000	1,656,000
Deferred tax expense	3,512,000	4,592,000	2,503,000
Net amortization of investment premium and discount	2,000,000	1,369,000	986,000
Writedowns on other real estate owned	98,000	531,000	988,000
Net increase (decrease) in interest payable and other liabilities	1,842,000	(1,113,000)	1,311,000
Net (increase) decrease in interest receivable and other assets	(1,664,000)	615,000	(2,152,000)
Equity based compensation expense	548,000	336,000	258,000
Net (gain) loss on sale/settlement of securities	(2,151,000)	(398,000)	654,000
Increase in cash surrender value of life insurance	(1,322,000)	(1,268,000)	(1,332,000)
Net cash provided by operating activities	16,778,000	15,304,000	11,687,000
Cash Flows from Investing Activities
Proceeds from maturities of interest bearing time deposits in other banks	500,000
Proceeds from maturities and redemptions of investment securities held to maturity	10,213,000	7,602,000	8,823,000
Proceeds from maturities and redemptions of investment securities available for sale	316,756,000	198,643,000	45,082,000
Proceeds from sales of investment securities available for sale	36,114,000	39,238,000	122,579,000
Net (increase) in loans	(35,320,000)	(8,250,000)	(18,154,000)
Proceeds from sales of other real estate owned	1,538,000	3,925,000	6,048,000
Proceeds from sales of other assets	195,000	96,000	40,000
Purchase of time deposits in other banks	(13,946,000)	(5,500,000)
Purchase of investment securities held to maturity	(9,759,000)	(16,357,000)	(6,590,000)
Purchase of investment securities available for sale	(351,644,000)	(259,676,000)	(231,324,000)
Purchase of bank premises and equipment	(1,355,000)	(1,285,000)	(2,075,000)
Net cash used for investing activities	(46,708,000)	(41,564,000)	(75,571,000)
Cash Flows from Financing Activities
Net increase in deposits	34,324,000	53,582,000	42,093,000
Repayment of Federal Home Loan Bank borrowings			(12,000,000)
Repayment of repurchase agreements	(15,000,000)
Issuance of common stock	221,000	106,000	8,115,000
Stock redeemed for tax withholding - stock based compensation	(343,000)
Repurchase of common stock	(1,414,000)
Dividends paid	(14,636,000)
Net cash provided by financing activities	3,152,000	53,688,000	38,208,000
Net Increase (Decrease) in Cash and Cash Equivalents	(26,778,000)	27,428,000	(25,676,000)
Cash and Cash Equivalents at Beginning of Year (Note 1)	79,550,000	52,122,000	77,798,000
Cash and Cash Equivalents at End of Year (Note 1)	52,772,000	79,550,000	52,122,000
Supplemental Cash Flow Information
Cash paid for interest	2,288,000	3,095,000	3,880,000
Cash paid for federal income taxes	3,275,000	1,894,000	69,000
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	870,000	979,000	2,977,000
Transfer of loans to other assets	$ 49,000	$ 54,000	$ 54,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	(1) Summary of Significant Accounting Policies The consolidated financial statements include the accounts of MBT Financial Corp. (the “Corporation”) and its wholly owned subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates fourteen six a The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the fair value of investment securities, the valuation of other real estate owned, and the deferred tax asset. The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Corporation and its subsidiary. All material intercompany transactions and balances have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Most of the Corporation's activities are with customers located within southeast Michigan. Notes 3 4 one one INVESTMENT SECURITIES Investment securities that are classified as “held to maturity” are stated at cost, and adjusted for accumulated amortization of premium and accretion of discount. The Bank has the intention and, in Management’s opinion, the ability to hold these investment securities until maturity. Investment securities that are classified as “available for sale” are stated at estimated market value, with the related unrealized gains and losses reported as an amount, net of taxes, as a component of stockholders’ equity. The market value of securities is based on quoted market prices. For securities that do not have readily available market values, estimated market values are calculated based on the market values of comparable securities. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Corporation to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income. LOANS The Bank grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued at the time the loan is 90 All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. FEDERAL HOME LOAN BANK STOCK The Bank is a member of the Federal Home Loan Bank of Indianapolis (FHLBI). Members are required to own a certain amount of stock based on the level of borrowings and other factors. Stock in the FHLBI is recorded at redemption value which approximates fair value. The Company periodically evaluates the FHLBI stock for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. LOANS HELD FOR SALE Loans held for sale consist of fixed rate residential mortgage loans with maturities of 10 30 ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as non-accrual or renegotiated. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience, adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probably losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as Troubled Debt Restructurings (TDR). A loan is a TDR when the Bank, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying a loan. To make this determination, the Bank must determine whether (a) the borrower is experiencing financial difficulties and (b) the Bank granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not separately identify individual consumer and residential loans for impairment disclosures. FORECLOSED ASSETS (INCLUDES OTHER REAL ESTATE OWNED) Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of fair value less costs to sell or the loan carrying amount at the date of the foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by Management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets. BANK PREMISES AND EQUIPMENT Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed generally on the straight-line method over the estimated useful lives of the assets. Upon the sale or other disposition of assets, the cost and related accumulated depreciation are retired and the resulting gain or loss is recognized. Maintenance and repairs are charged to expense as incurred, while renewals and improvements are capitalized. Software costs related to externally developed systems are capitalized at cost less accumulated amortization. Amortization is computed on the straight-line method over the estimated useful life. BANK OWNED LIFE INSURANCE Bank owned life insurance policies are stated at the current cash surrender value of the policy, or the policy death proceeds less any obligation to provide a death benefit to an insured’s beneficiaries if that value is less than the cash surrender value. Increases in the asset value are recorded as earnings in other income. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale, and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. The components of accumulated other comprehensive loss and related tax effects are as follows: Dollars in thousands 2016 2015 2014 Net unrealized gains (losses) on securities available for sale $ (10,143 ) $ (2,338 ) $ (1,722 ) Post retirement benefit obligations (1,256 ) (1,226 ) (2,267 ) Tax effect 3,876 1,212 1,356 Accumulated other comprehensive loss $ (7,523 ) $ (2,352 ) $ (2,633 ) CASH AND CASH EQUIVALENTS For the purpose of the consolidated statement of cash flows, cash and cash equivalents include cash and balances due from banks and federal funds sold which mature within 90 INCOME TAXES Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the various temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. STOCK-BASED COMPENSATION The Corporation has several stock based compensation plans (Note 15). OFF BALANCE SHEET INSTRUMENTS In the ordinary course of business, the Corporation has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded. Additional information regarding Off Balance Sheet Instruments is included in Note 17 FAIR VALUE The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under the Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value. The Corporation applied the following fair value hierarchy: Level 1 1 Level 2 2 Level 3 3 When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement. RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015 14, 606): December 15, 2017, December 31, 2018 December 15, 2016, In January 2016, 2016 01, December 31, 2018. December 31, 2017 2016 01 In June 2016, 2016 13, December 31, 2020. first December 15, 2018,

Note 2 - Cash and Due From Bank

Note 2 - Cash and Due From Banks	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	(2) Cash and Due from Banks The Bank is required by regulatory agencies to maintain legal reserve requirements based on the level of balances in deposit categories. Cash balances restricted from usage due to these requirements were $5,183,000 $4,909,000 December 31, 2016 2015, $9,372,000 $6,596,000 December 31, 2016 2015,

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	(3) Investment Securities The following is a summary of the Bank’s investment securities portfolio as of December 31, 2016 2015 (000s Held to Maturity December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of States and Political Subdivisions 40,241 701 (288 ) 40,654 Corporate Debt Securities 500 2 - 502 $ 40,741 $ 703 $ (288 ) $ 41,156 Held to Maturity December 31, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of States and Political Subdivisions 40,782 1,333 (178 ) 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437 Available for Sale December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,130 $ 389 $ (7,519 ) $ 275,000 Mortgage Backed Securities issued by U.S. Government Agencies 148,764 118 (2,673 ) 146,209 Obligations of States and Political Subdivisions 30,909 109 (409 ) 30,609 Corporate Debt Securities 34,363 135 (338 ) 34,160 Other Securities 2,044 45 - 2,089 $ 498,210 $ 796 $ (10,939 ) $ 488,067 Available for Sale December 31, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Other Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859 The amortized cost, estimated fair value, and weighted average yield of securities at December 31, 2016, may (000s Held to Maturity Available for Sale Estimated Weighted Estimated Weighted Amortized Fair Average Amortized Fair Average Cost Value Yield Cost Value Yield Maturing within 1 year $ 11,791 $ 11,798 1.30 % $ 4,493 $ 4,492 1.27 % 1 through 5 years 19,891 20,009 2.46 % 155,879 154,113 1.72 % 6 through 10 years 7,722 8,017 3.49 % 180,022 174,304 2.16 % Over 10 years 1,337 1,332 3.51 % 7,008 6,860 1.47 % Total 40,741 41,156 2.35 % 347,402 339,769 1.94 % Mortgage Backed Securities - - 0.00 % 148,764 146,209 2.09 % Securities with no stated maturity - - 0.00 % 2,044 2,089 0.00 % Total $ 40,741 $ 41,156 2.35 % $ 498,210 $ 488,067 1.97 % The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and management determines that the Company has the intent and ability to hold the investment for a period of time sufficient to allow for an anticipated recovery in the fair value. The fair values of investments with an amortized cost in excess of their fair values at December 31, 2016 December 31, 2015 (000s December 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 242,212 $ 7,519 $ - $ - $ 242,212 $ 7,519 Mortgage Backed Securities issued by U.S. Government Agencies 112,995 2,144 22,857 529 135,852 2,673 Obligations of States and Political Subdivisions 40,524 682 2,976 15 43,500 697 Corporate Debt Securities 24,025 338 - - 24,025 338 $ 419,756 $ 10,683 $ 25,833 $ 544 $ 445,589 $ 11,227 December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. The company has the ability and intent to hold these securities until recovery, which may December 31, 2016 December 31, 2015, 230 146 Investment securities carried at $96,032,000 $118,823,000 December 31, 2016 December 31, 2015, At December 31, 2016, $202,457,000 $72,453,000. December 31, 2016, $146,209,000. December 31, 2015, $184,467,000 $184,594,000. December 31, 2015, $103,252,000. For the years ended December 31, 2016, 2015, 2014, $36,114,000, $39,238,000, $122,579,000, $2,346,000, $653,000, $2,782,000, $195,000, $255,000, $3,436,000, $731,000, $135,000, ($222,000),

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	(4) Loans Loan balances outstanding as of December 31 (000s 2016 2015 Residential real estate loans $ 216,436 $ 213,989 Commercial real estate loans 252,169 243,220 Construction real estate loans 19,454 15,919 Agriculture and agricultural real estate loans 21,518 19,243 Commercial and industrial loans 96,761 84,438 Loans to individuals for household, family, and other personal expenditures 45,999 40,499 Total loans, gross $ 652,337 $ 617,308 Less: Allowance for loan losses 8,458 10,896 $ 643,879 $ 606,412 Included in Loans are loans to certain officers, directors, and companies in which such officers and directors have 10 $5,654,000 $4,058,000 December 31, 2016 2015, 2016, $2,202,000, $607,000. 2015, $1,546,000, $301,000. No December 31, 2016 December 31, 2015.

Note 5 - Allowance For Loan Los

Note 5 - Allowance For Loan Losses and Credit Quality of Loans	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Financing Receivables [Text Block]	(5) Allowance For Loan Losses and Credit Quality of Loans The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six Activity in the allowance for loan losses for the years ended December 31, 2016 2015 (000s 2016 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs (221 ) (26 ) (742 ) - (319 ) (155 ) (1,463 ) Recoveries 6 150 194 151 588 136 1,225 Provision 27 (771 ) (466 ) (46 ) (905 ) (39 ) (2,200 ) Ending balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Ending balance individually evaluated for impairment $ 5 $ 199 $ 129 $ 388 $ 236 $ 184 $ 1,141 Ending balance collectively evaluated for impairment 196 1,433 3,207 137 1,363 981 7,317 Ending balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Loans: Ending balance individually evaluated for impairment $ 1,212 $ 355 $ 6,853 $ 1,717 $ 7,098 $ 476 $ 17,711 Ending balance collectively evaluated for impairment 20,306 96,406 245,316 17,737 209,338 45,523 634,626 Ending balance $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (188 ) (352 ) (559 ) (2 ) (893 ) (118 ) (2,112 ) Recoveries 325 311 502 648 863 151 2,800 Provision 36 959 (1,772 ) (1,029 ) (961 ) (233 ) (3,000 ) Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Ending balance individually evaluated for impairment $ 240 $ 672 $ 634 $ 277 $ 506 $ 223 $ 2,552 Ending balance collectively evaluated for impairment 149 1,607 3,716 143 1,729 1,000 8,344 Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Loans: Ending balance individually evaluated for impairment $ 882 $ 958 $ 13,398 $ 1,809 $ 7,343 $ 496 $ 24,886 Ending balance collectively evaluated for impairment 18,361 83,480 229,822 14,110 206,646 40,003 592,422 Ending balance $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Each period the provision for loan losses in the statement of operations results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to commercial loans and each credit relationship with more than $250,000 10 45 50 90 60 ● Grade 10 secondary ● Grade 20 may ● Grade 30 may ● Grades 40 45 may ● Grade 50 55 may ● Grade 60 one (1) (2) (3) secondary (4) (5) (6) (7) (8) (9) (10) ● Grade 70 one (1) (2) secondary (3) may ● Grades 80 90 The assessment of compensating factors may one The portfolio segments in each credit risk grade as of December 31, 2016 2015 (000s 2016 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 2 $ 1,768 $ 214 $ 9,960 $ 132,144 $ 39,114 $ 183,202 10 - 5,787 - - - - 5,787 20 293 348 447 - - 145 1,233 30 645 17,373 8,128 - 218 - 26,364 40 15,827 63,687 198,416 4,211 70,275 6,626 359,042 45 1,507 2,142 16,227 2,974 4,513 - 27,363 50 1,769 4,090 16,828 448 3,393 12 26,540 55 263 927 4,081 1,574 989 - 7,834 60 1,212 639 7,828 287 4,904 102 14,972 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 Performing $ 20,834 $ 96,240 $ 244,816 $ 17,734 $ 208,458 $ 45,428 $ 633,510 Nonperforming 684 521 7,353 1,720 7,978 571 18,827 Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of December 31, 2016 2015 (000s 2016 30-59 Days Past Due 60-89 Days Past Due >=90 Days Past Due Total Past Due Current Total Loans Recorded Investment >=90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 93 $ - $ 113 $ 206 $ 21,312 $ 21,518 $ - Commercial 77 46 23 146 96,615 96,761 10 Commercial Real Estate 708 363 828 1,899 250,270 252,169 - Construction Real Estate - - - - 19,454 19,454 - Residential Real Estate 1,523 192 1,558 3,273 213,163 216,436 - Consumer and Other 149 46 - 195 45,804 45,999 - Total $ 2,550 $ 647 $ 2,522 $ 5,719 $ 646,618 $ 652,337 $ 10 2015 30-59 Days Past Due 60-89 Days Past Due >=90 Days Past Due Total Past Due Current Total Loans Recorded Investment >=90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety may The following is a summary of non-accrual loans as of December 31, 2016 2015 (000s 2016 2015 Agriculture and Agricultural Real Estate $ 113 $ 565 Commercial 169 148 Commercial Real Estate 1,625 4,823 Construction Real Estate 31 46 Residential Real Estate 2,623 2,915 Consumer and Other 95 136 Total $ 4,656 $ 8,633 For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price. The following is a summary of impaired loans as of December 31, 2016 2015 (000s 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ 966 $ 1,164 $ - $ 1,021 $ 46 Commercial 88 140 - 123 10 Commercial Real Estate 4,295 4,502 - 4,525 201 Construction Real Estate 144 177 - 171 9 Residential Real Estate 4,916 5,157 - 5,269 247 Consumer and Other 11 11 - 14 1 With an allowance recorded: Agriculture and Agricultural Real Estate 246 246 5 248 13 Commercial 267 274 199 417 15 Commercial Real Estate 2,558 2,610 129 2,745 111 Construction Real Estate 1,573 1,573 388 1,591 73 Residential Real Estate 2,182 2,224 236 2,281 87 Consumer and Other 465 465 184 482 23 Total: Agriculture and Agricultural Real Estate $ 1,212 $ 1,410 $ 5 $ 1,269 $ 59 Commercial 355 414 199 540 25 Commercial Real Estate 6,853 7,112 129 7,270 312 Construction Real Estate 1,717 1,750 388 1,762 82 Residential Real Estate 7,098 7,381 236 7,550 334 Consumer and Other 476 476 184 496 24 Total Impaired Loans $ 17,711 $ 18,543 $ 1,141 $ 18,887 $ 836 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 63 113 - 76 5 Commercial Real Estate 7,701 8,107 - 8,297 333 Construction Real Estate 200 233 - 243 14 Residential Real Estate 4,137 4,359 - 4,237 199 Consumer and Other 26 26 - 28 2 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 892 30 Commercial 895 916 672 1,036 48 Commercial Real Estate 5,697 6,183 634 6,263 260 Construction Real Estate 1,609 1,609 277 1,627 74 Residential Real Estate 3,206 3,310 506 3,433 154 Consumer and Other 470 468 223 485 22 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 892 $ 30 Commercial 958 1,029 672 1,112 53 Commercial Real Estate 13,398 14,290 634 14,560 593 Construction Real Estate 1,809 1,842 277 1,870 88 Residential Real Estate 7,343 7,669 506 7,670 353 Consumer and Other 496 494 223 513 24 Total Impaired Loans $ 24,886 $ 26,209 $ 2,552 $ 26,617 $ 1,141 The Bank may may Loans that were classified as TDRs during the years ended December 31, 2016 December 31, 2015 (000s December 31, 2016 December 31, 2015 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 1 $ 362 $ 325 3 $ 325 $ 322 Commercial 1 250 - 2 112 17 Commercial Real Estate 1 215 - 3 684 593 Construction Real Estate - - - - - - Residential Real Estate 9 693 629 7 581 516 Consumer and Other 1 57 54 - - - Total 13 $ 1,577 $ 1,008 15 $ 1,702 $ 1,448 The Bank considers TDRs that become past due under the modified terms as defaulted. Loans that became TDRs during the years ended December 31, 2016 December 31, 2015 December 31, 2016 December 31, 2015, (000s December 31, 2016 December 31, 2015 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - 1 $ 46 Commercial - - - - Commercial Real Estate - - - - Construction Real Estate - - - - Residential Real Estate - - - - Consumer and Other - - - - Total - $ - 1 $ 46 A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Corporation offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral, a co-borrower, or a guarantor may may The regulatory guidance requires loans to be accounted for as collateral-dependent loans when borrowers have filed Chapter 7 At December 31, 2016

Note 6 - Bank Premises and Equi

Note 6 - Bank Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	(6) Bank Premises and Equipment Bank premises and equipment as of year-end are as follows (000s 2016 2015 Land, buildings and improvements $ 44,651 $ 47,398 Equipment, furniture and fixtures 25,492 24,481 Total Bank premises and equipment $ 70,143 $ 71,879 Less accumulated depreciation 42,974 43,635 Bank premises and equipment, net $ 27,169 $ 28,244 Bank Premises and Equipment includes Construction in Progress of $33,000 December 31, 2016 $300,000 December 31, 2015. 2017. December 31, 2016 $13,000. The Company has entered into lease commitments for office and ATM locations. Rental expense charged to operations was $179,000, $184,000, $190,000, December 31, 2016, 2015, 2014, Year Minimum Payment 2017 $ 89,000 2018 47,000 2019 38,000 2020 32,000 2021 20,000 Thereafter 22,000 Total $ 248,000

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	(7) Deposits Interest expense on time certificates of deposit of $250,000 2016 $156,000, $161,000 2015, $287,000 2014. December 31, 2016, $250,000 $16,708,000, $19,794,000 December 31, 2015. 1 $73,494,000 December 31, 2016 $86,697,000 December 31, 2015. December 31, 2016 (000s Under $250,000 $250,000 and over 2017 $ 72,001 $ 6,774 2018 24,134 3,219 2019 15,514 4,936 2020 14,811 763 2021 9,101 1,016 Thereafter - - Total $ 135,561 $ 16,708 Time certificates of deposit under $250,000 $1,857,000 December 31, 2016, $3,608,000 December 31, 2015. not $250,000 December 31, 2016 December 31, 2015.

Note 8 - Federal Home Loan Bank

Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	(8) Federal Home Loan Bank Advances and Repurchase Agreements The Bank did not have any advances outstanding from the Federal Home Loan Bank of Indianapolis as of December 31, 2016 2015. The Bank maintains an overdraft line of credit with the Federal Home Loan Bank of Indianapolis. The amount of credit available was $20,000,000 December 31, 2016 2015. 0.90% December 31, 2016 0.58% December 31, 2015. As of December 31, 2016 $21,431,000 December 31, 2015 $26,437,000 The Bank did not have any borrowings under Repurchase Agreements as of December 31, 2016. one December 31, 2015. $15,000,000 December 31, 2015 4.65%. June 8, 2016.Investment $16,960,000 December 31, 2015.

Note 9 - Retirement Plans and P

Note 9 - Retirement Plans and Postretirement Benefit Plans	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	(9) Retirement Plans and Postretirement Benefit Plans In 2000, 401(k) 2002, 401(k) 4% 401(k) 5% may 1 75 $24,000 2016. 2016, 2015, 2014 100% first 3% 50% 2% may 401(k) no 2016, 2015, 2014. $512,000, December 31, 2016, $558,000 December 31, 2015, $558,000 December 31, 2014. The Bank has a postretirement benefit plan that generally provides for the continuation of medical premium payments for all employees hired before January 1, 2007 55 $205,000 2016, $144,000 2015, $201,000 2014. 200% December 31, 1992. A reconciliation of the accumulated postretirement benefit obligation (“APBO”) to the amounts recorded in the consolidated balance sheets in Interest Payable and Other Liabilities at December 31 (000s 2016 2015 APBO $ 3,745 $ 3,406 Unrecognized net gain (loss) (267 ) (67 ) Accrued benefit cost at fiscal year end $ 3,478 $ 3,339 Components of the Bank’s postretirement benefit expense were as follows: 2016 2015 2014 Service cost $ 128 $ 173 $ 135 Interest cost 142 143 144 Prior service costs - - 2 Amortization of gains - 27 1 Net postretirement benefit expense $ 270 $ 343 $ 282 The APBO as of December 31, 2016 2015 4.25% 200% 1992 2004, The Bank Owned Life Insurance policies fund a Death Benefit Only (DBO) obligation that the Bank has with 5 5 10 12 $500,000 3 $600,000 5 $750,000 10 $1,000,000 10 two Information for the postretirement death benefits and health care benefits is as follows as of the December 31 (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Change in benefit obligation Benefit obligation at beginning of year $ 5,952 5,892 $ 3,406 $ 3,865 Service cost 9 9 128 173 Interest cost 233 217 142 143 Actuarial loss (gain) (9 ) (166 ) 200 (686 ) Benefits paid, net of participants' contributions - - (131 ) (89 ) Benefit obligation at end of year $ 6,185 $ 5,952 $ 3,745 $ 3,406 Change in accrued benefit cost Accrued benefit cost at beginning of year $ 4,793 $ 4,405 $ 3,339 $ 3,085 Service cost 9 9 128 173 Interest cost 233 217 142 143 Amortization 161 162 - - Employer contributions - - (131 ) (89 ) Net gain - - - 27 Accrued benefit cost at end of year $ 5,196 $ 4,793 $ 3,478 $ 3,339 Change in plan assets Fair value of plan assets at beginning of year $ - $ - $ - $ - Employer contributions - - 131 89 Plan participants' contributions - - 74 55 Benefits paid during year - - (205 ) (144 ) Fair value of plan assets at end of year $ - $ - $ - $ - Funded status at end of year $ (6,185 ) $ (5,952 ) $ (3,745 ) $ (3,406 ) Amounts recognized in other liabilities as of December 31 (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Assets $ - - $ - $ - Liabilities 6,185 5,952 3,745 3,406 Total $ 6,185 $ 5,952 $ 3,745 $ 3,406 Amounts recognized in accumulated other comprehensive income as of December 31 (000s): Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Net loss (gain) $ (326 ) (317 ) $ 267 $ 67 Transition obligation (asset) - - - - Prior service cost (credit) 1,315 1,476 - - Total included in AOCI $ 989 $ 1,159 $ 267 $ 67 The projected payments under each postretirement plan for the next 10 Year Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2017 $ 286,000 $ 141,000 2018 298,000 160,000 2019 309,000 170,000 2020 319,000 177,000 2021 340,000 183,000 2022 - 2026 1,816,000 998,000

Note 10 - Stockholders' Equity

Note 10 - Stockholders' Equity	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	(10) Stockholders’ Equity During 2016, 26,474 no $221,000. During 2015, 17,775 no $106,000.

Note 11 - Disclosures About Fai

Note 11 - Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	(11) Disclosures about Fair Value of Financial Instruments Certain of the Bank’s assets and liabilities are financial instruments that have fair values that differ from their carrying values in the accompanying consolidated balance sheets. These fair values, along with the methods and assumptions used to estimate such fair values, are discussed below. The fair values of all financial instruments not discussed below are estimated to be equal to their carrying amounts as of December 31, 2016 2015. CASH AND CASH EQUIVALENTS The carrying amounts of cash and cash equivalents approximate fair values. TIME DEPOSITS IN OTHER BANKS Time Deposits in Other Banks consists of marketable certificates of deposit in other banks that were purchased as investments. Fair value for the Bank’s investment in time deposits in other banks was determined using the market value in active markets, where available. When not available, fair values are estimated using the fair value hierarchy. In the fair value hierarchy, Level 2 1 3 INVESTMENT SECURITIES Fair value for the Bank’s investment securities was determined using the market value in active markets, where available. When not available, fair values are estimated using the fair value hierarchy. In the fair value hierarchy, Level 2 1 3 3 19. LOANS AND LOANS HELD FOR SALE Loans Held for Sale consists of fixed rate mortgage loans originated by the Bank. The fair value of Loans Held for Sale is the estimated value the Bank will receive upon sale of the loan. The fair value of all other loans is estimated by discounting the future cash flows associated with the loans, using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. DEPOSIT LIABILITIES The fair values for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e. the carrying amounts). The carrying amounts of variable rate certificates of deposit approximate their fair values at the reporting date. Fair values of fixed rate, fixed maturity, certificates of deposit is estimated by discounting the related cash flows using the rates currently offered for deposits of similar remaining maturities. SECURITIES SOLD UNDER REPURCHASE AGREEMENTS The estimated fair value of the Securities Sold under Repurchase Agreements is estimated by discounting the related cash flows using the rates currently available for similarly structured borrowings with similar maturities. ACCRUED INTEREST The carrying amounts of accrued interest approximate fair value. OFF-BALANCE-SHEET FINANCIAL INSTRUMENTS The fair values of commitments to extend credit and standby letters of credit and financial guarantees written are estimated using the fees currently charged to engage into similar agreements. The fair values of these instruments are not significant. FAIR VALUES The carrying amounts and approximate fair values as of December 31, 2016 December 31, 2015 (000s Total Carrying Estimated December 31, 2016 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,772 $ 52,772 $ - $ - $ 52,772 Time Deposits in Other Banks 18,946 - 18,940 - 18,940 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,241 - 3,153 37,501 40,654 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 275,000 - 275,000 - 275,000 MBS issued by U.S. Government Agencies 146,209 - 146,209 - 146,209 Obligations of States and Political Subdivisions 30,609 - 30,609 - 30,609 Corporate Debt Securities 34,160 - 34,160 - 34,160 Other Securities 2,089 2,089 - - 2,089 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 611 - - 623 623 Loans, net 643,879 - - 642,908 642,908 Accrued Interest Receivable 4,335 - - 4,335 4,335 Financial Liabilities: Noninterest Bearing Deposits 279,001 279,001 - - 279,001 Interest Bearings Deposits 920,716 - 922,187 - 922,187 Accrued Interest Payable 57 - - 57 57 Total Carrying Estimated December 31, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 79,550 $ 79,550 $ - $ - $ 79,550 Time Deposits in Other Banks 5,500 - 5,465 - 5,465 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108

Note 12 - Federal Income Taxes

Note 12 - Federal Income Taxes	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(12) Federal Income Taxes Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be reversed. The Corporation and the Bank file a consolidated federal income tax return. The current and deferred components of the provision for Federal income taxes were as follows (000s 2016 2015 2014 Current $ 2,725 $ (660 ) $ 69 Deferred 3,512 5,680 2,503 Tax expense (benefit) $ 6,237 $ 5,020 $ 2,572 The effective tax rate differs from the statutory rate applicable to corporations as a result of permanent differences between accounting and taxable income as follows: 2016 2015 2014 Statutory rate 34.0 % 34.0 % 34.0 Municipal interest income (2.0 ) (2.1 ) (3.9 ) Other, net (1.9 ) (2.5 ) (4.1 ) Valuation allowance - - - Effective tax rate 30.1 % 29.4 % 26.0 In accordance with ASC 740, not December 31, 2016, 2015, 2014. In the ordinary course of business, the Company enters into certain transactions that have tax consequences. From time to time, the Internal Revenue Service (IRS) questions and/or challenges the tax positions taken by the Company with respect to those transactions. The Company believes that its tax returns were filed based upon applicable statutes, regulations, and case law in effect at the time of the transactions. The IRS, an administrative authority of a court, if presented with the transactions could disagree with the Company’s interpretation of the tax law. In the fourth 2015 2004, 2005, 2007, 2008, 2009 2010 2016. The components of the net deferred federal income tax asset (included in Interest Receivable and Other Assets on the accompanying consolidated balance sheets) at December 31 (000s 2016 2015 Deferred federal income tax assets: Allowance for loan losses $ 2,990 $ 3,818 Net deferred loan origination fees 655 649 Tax versus book depreciation differences 331 482 Net unrealized losses on securities available for sale 3,449 795 Accrued postretirement benefits 3,406 3,176 Postretirement benefits in other comprehensive income 427 417 Alternative minimum tax 3,493 632 Non-accrual loan interest 281 438 Other real estate owned 546 606 Net operating loss - 5,425 Other, net 766 783 Total deferred federal tax asset $ 16,344 $ 17,221 Deferred federal income tax liabilities: Accretion of bond discount $ (186 ) $ (346 ) Other (691 ) (560 ) Total deferred federal tax liabilities $ (877 ) $ (906 ) Net deferred federal income tax asset $ 15,467 $ 16,315

Note 13 - Regulatory Capital Re

Note 13 - Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	(13) Regulatory Capital Requirements The Corporation and the Bank are subject to various regulatory capital requirements administered by the Federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory (and possibly additional discretionary) actions by regulators that, if undertaken, could have a direct material effect on the Corporation’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Corporation and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios (set forth in the accompanying tables) of Total and Tier 1 1 In 2013, January 1, 2015, first 2015. 1 As of December 31, 2016 2015, 1 1 8 The Bank is considered to be “Well Capitalized” as of December 31, 2016 2015, December 31, 2016 The Corporation’s and Bank’s actual capital amounts and ratios are also presented in the table (000s Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2016: Total Risk Based Capital to Risk-Weighted Assets Consolidated $ 153,957 18.35 % $ 83,923 10 % Monroe Bank & Trust 151,936 18.12 % 83,831 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 145,144 17.30 % 67,138 8 % Monroe Bank & Trust 143,123 17.07 % 67,064 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 145,144 17.30 % 54,550 6.5 % Monroe Bank & Trust 143,123 17.07 % 54,490 6.5 % Tier 1 Capital to Average Assets Consolidated 145,144 10.89 % 66,645 5 % Monroe Bank & Trust 143,123 10.75 % 66,579 5 % Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2015: Total Capital to Risk-Weighted Assets Consolidated $ 154,718 19.79 % $ 78,163 10 % Monroe Bank & Trust 153,026 19.59 % 78,107 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 62,531 8 % Monroe Bank & Trust 143,175 18.33 % 62,485 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 50,806 6.5 % Monroe Bank & Trust 143,175 18.33 % 50,769 6.5 % Tier 1 Capital to Average Assets Consolidated 144,857 11.04 % 65,625 5 % Monroe Bank & Trust 143,175 10.91 % 65,602 5 %

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	(14) Earnings Per Share The calculation of earnings per common share for the years ended December 31 2016 2015 2014 Basic Net income $ 14,501,000 $ 12,082,000 $ 7,315,000 Less preferred dividends - - - Net income applicable to common stock $ 14,501,000 $ 12,082,000 $ 7,315,000 Average common shares outstanding 22,802,325 22,742,476 22,109,911 Income per common share - basic $ 0.64 $ 0.53 $ 0.33 2016 2015 2014 Diluted Net income $ 14,501,000 $ 12,082,000 $ 7,315,000 Less preferred dividends - - - Net income applicable to common stock $ 14,501,000 $ 12,082,000 $ 7,315,000 Average common shares outstanding 22,802,325 22,742,476 22,109,911 Stock based compensation adjustment 134,868 174,278 180,657 Average common shares outstanding - diluted 22,937,193 22,916,754 22,290,568 Income per common share - diluted $ 0.63 $ 0.53 $ 0.33 Stock awards totaling 213,101, 302,100, 385,100 December 31, 2016, 2015, 2014,

Note 15 - Stock-based Compensat

Note 15 - Stock-based Compensation Plan	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	(15) Stock-Based Compensation Plan The MBT Financial Corp. 2008 May 1, 2008 may May 1, 2018 1,000,000 May 7, 2015 1,500,000. may one 100,000 one December 31, 2016, 424,659. 334,878 Grants under the Stock Incentive Plan can be in the form of Stock Options, Stock Only Stock Appreciation Rights (SOSARs), Restricted Stock Awards, or Restricted Stock Unit Awards. Stock Only Stock Appreciation Rights (SOSARs) – February 25, 2016, 105,500 2008 10 three December 31, 2016. may The fair value of each SOSAR grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions used for grants in 2016, 2015, 2014: seven three; 41.21%, 56.42%, 60.11%; 1.47%, 1.79%, 2.27%; 1.50%, 1.30%, 0.00%. A summary of the status of SOSARs under the plan is presented in the table below. SOSARs Exercisable at each year end excludes SOSARs that are vested but not in the money. 2016 2015 2014 Stock Only Stock Appreciation Rights (SOSARs) Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price SOSARs Outstanding, January 1 609,275 $ 4.02 557,439 $ 3.58 472,271 $ 3.23 Granted 105,500 8.26 128,000 5.31 110,000 4.90 Exercised 238,818 3.18 60,660 2.34 18,998 2.15 Forfeited 8,839 5.68 15,504 5.21 5,834 4.91 Expired - - - - - - SOSARs Outstanding, December 31 467,118 $ 5.38 609,275 $ 4.02 557,439 $ 3.58 SOSARs Exercisable, December 31 358,242 $ 4.83 425,356 $ 3.00 450,888 $ 3.45 The SOSARs exercisable as of December 31, 2016 $1.52 $8.53. Outstanding SOSARs Exercisable SOSARs Exercise Price Shares Remaining Life (in years) Shares Remaining Life (in years) $ 1.52 4,000 3.01 4,000 3.01 $ 1.85 57,500 4.83 57,500 4.83 $ 2.35 45,000 6.01 45,000 6.01 $ 3.03 26,800 2.01 26,800 2.01 $ 4.90 74,176 7.19 74,176 7.19 $ 4.94 53,674 8.07 32,314 8.07 $ 5.79 53,067 8.41 34,563 8.41 $ 8.26 102,001 9.15 32,989 9.15 $ 8.53 50,900 1.43 50,900 1.43 467,118 6.49 358,242 5.79 A summary of the status of the Corporation’s non-vested SOSARs as of December 31, 2016 December 31, 2016 Nonvested SOSAR Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2016 118,219 $ 2.76 Granted 105,500 3.08 Vested (106,004 ) 2.89 Forfeited (8,839 ) 2.94 Nonvested at December 31, 2016 108,876 $ 2.93 As of December 31, 2016, $319,000 1.63 Restricted Stock Awards – February 25, 2016, 6,000 2008 June 23, 2016, 1,000 September 29, 2016, 1,000 4,000 December 31, 2016. A summary of the status of the Corporation’s non-vested restricted stock awards as of December 31, 2016, 2015, 2014, Restricted Stock Awards 2016 2015 2014 Nonvested at January 1 2,500 - 25,000 Granted 6,000 8,500 6,000 Vested 6,250 6,000 31,000 Forfeited 1,000 - - Nonvested at December 31 1,250 2,500 - The total expense recorded for the restricted stock awards was $50,000 2016, $37,000 2015, $37,000 2014. $4,000 December 31, 2016, $13,000 December 31, 2015, $0 December 31, 2014. Restricted Stock Unit Awards – Key executives were granted 35,000 February 25, 2016. December 15, 2018 two December 31, 2017: Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 Percent of Target Achieved Percent RSUs Vested $1.21 100% 100% $1.15 95% 83% $1.09 90% 67% $1.03 85% 50% less than $1.03 0% Restricted stock units are valued based on the share price at the date of grant multiplied by the number of units granted. The performance objective is expected to be met and 35,000 5,000 30,000 $8.26 2016 $289,000. Key executives were granted 25,000 January 21, 2015. December 15, 2017 $0.80 two December 31, 2016. 25,000 3,500 21,500 $4.94 2015 $124,000. Accordingly, the Company recorded expenses of $186,000 2016 $116,000 2015 $201,000 December 31, 2016. may The following table presents the recorded expense for all Stock Based Compensation awards for the years ended December 31, December 31 (000s): 2016 2015 2014 Recorded expense for all Stock Based Compensation awards $ 548 $ 413 $ 295 Unrecognized compensation expense for all Stock Based Compensation awards $ 524 $ 479 $ 398 In addition to the stock based awards noted above, the Company has 60,200 $15.33 January 3, 2017.

Note 16 - Parent Company

Note 16 - Parent Company	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	(16) Parent Company Condensed parent company financial statements, which include transactions with the subsidiary, are as follows (000s Balance Sheets December 31, 2016 2015 Assets Cash and due from banks $ 1,975 $ 1,610 Investment in subsidiary bank 139,093 145,156 Other assets 920 1,062 Total assets $ 141,988 $ 147,828 Liabilities Accounts payable and accrued expenses $ 874 $ 487 Total liabilities 874 487 Stockholders' Equity Total stockholders' equity 141,114 147,341 Total liabilities and stockholders' equity $ 141,988 $ 147,828 Statements of Income Years Ended December 31, 2016 2015 2014 Income Dividends from subsidiary bank $ 15,650 $ - $ - Net gain on sales of securities - - 214 Total income 15,650 - 214 Expense Other expense 332 321 282 Total expense 332 321 282 Loss before tax and equity in undistributed net income of subsidiary bank 15,318 (321 ) (68 ) Income tax expense (benefit) (113 ) (109 ) 2 Income (Loss) before equity in undistributed net income of subsidiary bank 15,431 (212 ) (70 ) Equity in undistributed net income of subsidiary bank (930 ) 12,294 7,385 Net Income $ 14,501 $ 12,082 $ 7,315 Statements of Cash Flows Years Ended December 31, 2016 2015 2014 Cash Flows Used For Operating Activities: Net income $ 14,501 $ 12,082 $ 7,315 Equity in undistributed net income of subsidiary bank 930 (12,294 ) (7,385 ) Gain on sales of investment securities - - (214 ) Net decrease in other liabilities 387 131 84 Net (increase) decrease in other assets 376 (134 ) 57 Net cash used for operating activities $ 16,194 $ (215 ) $ (143 ) Cash Flows Used For Investing Activities: Sales and maturities of investment securities $ - $ - $ 754 Investment in subsidiary - - (7,500 ) Net cash used for investing activities $ - $ - $ (6,746 ) Cash Flows Provided By Financing Activities: Issuance of common stock $ 221 $ 106 $ 8,115 Repurchase of common stock (1,414 ) - - Dividends paid (14,636 ) - - Net cash provided by financing activities $ (15,829 ) $ 106 $ 8,115 Net Increase (Decrease) In Cash And Cash Equivalents $ 365 $ (109 ) $ 1,226 Cash and Cash Equivalents At Beginning Of Year 1,610 1,719 493 Cash And Cash Equivalents At End Of Year $ 1,975 $ 1,610 $ 1,719 Under current regulations, the Bank is limited in the amount it may may ten December 31, 2016, $15,507,000. Federal and state banking laws place certain restrictions on the amount of dividends a bank may

Note 17 - Financial Instruments

Note 17 - Financial Instruments With Off-balance Sheet Risk	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value of Off-Balance Sheet Risks Disclosure [Text Block]	(17) Financial Instruments with Off-Balance Sheet Risk The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk at December 31 (000s Contractual Amount 2016 2015 Commitments to extend credit: Unused portion of commercial lines of credit $ 75,454 $ 70,488 Unused portion of credit card lines of credit 4,983 4,396 Unused portion of home equity lines of credit 25,057 23,164 Standby letters of credit and financial guarantees written 1,582 1,555 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, generally have fixed expiration dates or other termination clauses, and require payment of a fee. Since the lines of credit may ten Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third $1,424,000 2017 $158,000 2018. Various legal claims also arise from time to time in the normal course of business, which, in the opinion of management, will have no material effect on the Company’s consolidated financial statements.

Note 18 - Quarterly Financial I

Note 18 - Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Quarterly Financial Information [Text Block]	(18) Quarterly Financial Information (Unaudited) (000s 2016 First Second Third Fourth Total Interest Income $ 9,983 $ 9,862 $ 9,995 $ 10,019 Total Interest Expense 693 618 480 445 Net Interest Income 9,290 9,244 9,515 9,574 Provision for (Recovery of) Loan Losses (300 ) (200 ) (700 ) (1,000 ) Other Income 4,114 5,555 4,039 3,805 Other Expenses 9,483 8,872 8,974 9,269 Income Before Provision For Income Taxes 4,221 6,127 5,280 5,110 Provision For Income Taxes 1,224 1,888 1,593 1,532 Net Income $ 2,997 $ 4,239 $ 3,687 $ 3,578 Basic Earnings Per Common Share $ 0.13 $ 0.19 $ 0.16 $ 0.16 Diluted Earnings Per Common Share $ 0.13 $ 0.18 $ 0.16 $ 0.16 Dividends Declared Per Share $ 0.53 $ 0.03 $ 0.04 $ 0.04 2015 First Second Third Fourth Total Interest Income $ 10,161 $ 9,877 $ 9,964 $ 10,039 Total Interest Expense 819 796 740 711 Net Interest Income 9,342 9,081 9,224 9,328 Provision for (Recovery of) Loan Losses (800 ) - (200 ) (2,000 ) Other Income 3,625 3,805 3,978 3,919 Other Expenses 9,819 9,730 9,166 9,485 Income Before Provision For Income Taxes 3,948 3,156 4,236 5,762 Provision For Income Taxes 1,171 871 1,230 1,748 Net Income $ 2,777 $ 2,285 $ 3,006 $ 4,014 Basic Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Diluted Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Dividends Declared Per Share $ - $ - $ - $ -

Note 19 - Fair Value Disclosure

Note 19 - Fair Value Disclosures	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	(19) Fair Value Disclosures The following tables present information about the Corporation’s assets measured at fair value on a recurring basis at December 31, 2016 2015, In general, fair values determined by Level 1 Fair values determined by Level 2 2 Level 3 not 3 December 31, 2016 2015. In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Corporation’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. Assets measured at fair value on a recurring basis are as follows (000’s Investment Securities Available for Sale at December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 275,000 $ - MBS issued by U.S. Government Agencies 146,209 Obligations of States and Political Subdivisions - 30,609 - Corporate Debt Securities - 34,160 - Other Securities 2,089 - - Total Securities Available for Sale $ 2,089 $ 485,978 $ - Investment Securities Available for Sale at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 369,061 $ - MBS issued by U.S. Government Agencies 103,252 Obligations of States and Political Subdivisions - 17,469 - Corporate Debt Securities - 4,950 - Other Securities 2,127 - - Total Securities Available for Sale $ 2,127 $ 494,732 $ - The Company did not 3 2016 2015. Both observable and unobservable inputs may 3 may The Company also has assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets include held to maturity investments and loans. The Company estimated the fair values of these assets using Level 3 Assets measured at fair value on a nonrecurring basis are as follows (000’s Balance at December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 17,711 $ - $ - $ 16,570 Other Real Estate Owned $ 1,634 $ - $ - $ 1,634 Balance at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 24,886 $ - $ - $ 22,334 Other Real Estate Owned $ 2,383 $ - $ - $ 2,383 Impaired loans categorized as Level 3

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Corporation and its subsidiary. All material intercompany transactions and balances have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Most of the Corporation's activities are with customers located within southeast Michigan. Notes 3 4 one one
Investment, Policy [Policy Text Block]	INVESTMENT SECURITIES Investment securities that are classified as “held to maturity” are stated at cost, and adjusted for accumulated amortization of premium and accretion of discount. The Bank has the intention and, in Management’s opinion, the ability to hold these investment securities until maturity. Investment securities that are classified as “available for sale” are stated at estimated market value, with the related unrealized gains and losses reported as an amount, net of taxes, as a component of stockholders’ equity. The market value of securities is based on quoted market prices. For securities that do not have readily available market values, estimated market values are calculated based on the market values of comparable securities. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Corporation to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Management evaluates securities for other-than-temporary impairment (“OTTI”) on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. When evaluating investment securities consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions and whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. If a security is determined to be other-than-temporarily impaired, but the entity does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income.
Finance, Loan and Lease Receivables, Held-for-investment, Policy [Policy Text Block]	LOANS The Bank grants mortgage, commercial, and consumer loans to customers. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued at the time the loan is 90 All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Federal Home Loan Bank Advances [Policy Text Block]	FEDERAL HOME LOAN BANK STOCK The Bank is a member of the Federal Home Loan Bank of Indianapolis (FHLBI). Members are required to own a certain amount of stock based on the level of borrowings and other factors. Stock in the FHLBI is recorded at redemption value which approximates fair value. The Company periodically evaluates the FHLBI stock for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	LOANS HELD FOR SALE Loans held for sale consist of fixed rate residential mortgage loans with maturities of 10 30
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as non-accrual or renegotiated. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience, adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probably losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Troubled debt restructuring of loans is undertaken to improve the likelihood that the loan will be repaid in full under the modified terms in accordance with a reasonable repayment schedule. All modified loans are evaluated to determine whether the loans should be reported as Troubled Debt Restructurings (TDR). A loan is a TDR when the Bank, for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower by modifying a loan. To make this determination, the Bank must determine whether (a) the borrower is experiencing financial difficulties and (b) the Bank granted the borrower a concession. This determination requires consideration of all of the facts and circumstances surrounding the modification. An overall general decline in the economy or some deterioration in a borrower’s financial condition does not automatically mean the borrower is experiencing financial difficulties. Large groups of homogeneous loans are collectively evaluated for impairment. Accordingly, the Corporation does not separately identify individual consumer and residential loans for impairment disclosures.
Finance, Loan and Lease Receivables, Held for Investments, Foreclosed Assets Policy [Policy Text Block]	FORECLOSED ASSETS (INCLUDES OTHER REAL ESTATE OWNED) Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of fair value less costs to sell or the loan carrying amount at the date of the foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by Management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets.
Property, Plant and Equipment, Policy [Policy Text Block]	BANK PREMISES AND EQUIPMENT Bank premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed generally on the straight-line method over the estimated useful lives of the assets. Upon the sale or other disposition of assets, the cost and related accumulated depreciation are retired and the resulting gain or loss is recognized. Maintenance and repairs are charged to expense as incurred, while renewals and improvements are capitalized. Software costs related to externally developed systems are capitalized at cost less accumulated amortization. Amortization is computed on the straight-line method over the estimated useful life.
Bank Owned Life Insurance [Policy Text Block]	BANK OWNED LIFE INSURANCE Bank owned life insurance policies are stated at the current cash surrender value of the policy, or the policy death proceeds less any obligation to provide a death benefit to an insured’s beneficiaries if that value is less than the cash surrender value. Increases in the asset value are recorded as earnings in other income.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale, and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. The components of accumulated other comprehensive loss and related tax effects are as follows: Dollars in thousands 2016 2015 2014 Net unrealized gains (losses) on securities available for sale $ (10,143 ) $ (2,338 ) $ (1,722 ) Post retirement benefit obligations (1,256 ) (1,226 ) (2,267 ) Tax effect 3,876 1,212 1,356 Accumulated other comprehensive loss $ (7,523 ) $ (2,352 ) $ (2,633 )
Cash and Cash Equivalents, Policy [Policy Text Block]	CASH AND CASH EQUIVALENTS For the purpose of the consolidated statement of cash flows, cash and cash equivalents include cash and balances due from banks and federal funds sold which mature within 90
Income Tax, Policy [Policy Text Block]	INCOME TAXES Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the various temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	STOCK-BASED COMPENSATION The Corporation has several stock based compensation plans (Note 15).
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	OFF BALANCE SHEET INSTRUMENTS In the ordinary course of business, the Corporation has entered into commitments to extend credit, including commitments under credit card arrangements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded. Additional information regarding Off Balance Sheet Instruments is included in Note 17
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Corporation measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under the Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Corporation uses various valuation techniques and assumptions when estimating fair value. The Corporation applied the following fair value hierarchy: Level 1 1 Level 2 2 Level 3 3 When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Corporation considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Corporation looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Corporation looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Corporation must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements, Policy [Policy Text Block]	RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015 14, 606): December 15, 2017, December 31, 2018 December 15, 2016, In January 2016, 2016 01, December 31, 2018. December 31, 2017 2016 01 In June 2016, 2016 13, December 31, 2020. first December 15, 2018,

Note 1 - Summary of Significa28

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Dollars in thousands 2016 2015 2014 Net unrealized gains (losses) on securities available for sale $ (10,143 ) $ (2,338 ) $ (1,722 ) Post retirement benefit obligations (1,256 ) (1,226 ) (2,267 ) Tax effect 3,876 1,212 1,356 Accumulated other comprehensive loss $ (7,523 ) $ (2,352 ) $ (2,633 )

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Held-to-maturity Securities [Table Text Block]	Held to Maturity December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of States and Political Subdivisions 40,241 701 (288 ) 40,654 Corporate Debt Securities 500 2 - 502 $ 40,741 $ 703 $ (288 ) $ 41,156 Held to Maturity December 31, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of States and Political Subdivisions 40,782 1,333 (178 ) 41,937 Corporate Debt Securities 500 - - 500 $ 41,282 $ 1,333 $ (178 ) $ 42,437
Available-for-sale Securities [Table Text Block]	Available for Sale December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,130 $ 389 $ (7,519 ) $ 275,000 Mortgage Backed Securities issued by U.S. Government Agencies 148,764 118 (2,673 ) 146,209 Obligations of States and Political Subdivisions 30,909 109 (409 ) 30,609 Corporate Debt Securities 34,363 135 (338 ) 34,160 Other Securities 2,044 45 - 2,089 $ 498,210 $ 796 $ (10,939 ) $ 488,067 Available for Sale December 31, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value Obligations of U.S. Government Agencies $ 370,469 $ 1,647 $ (3,055 ) $ 369,061 Mortgage Backed Securities issued by U.S. Government Agencies 104,472 107 (1,327 ) 103,252 Obligations of States and Political Subdivisions 17,212 305 (48 ) 17,469 Corporate Debt Securities 5,000 - (50 ) 4,950 Other Securities 2,044 83 - 2,127 $ 499,197 $ 2,142 $ (4,480 ) $ 496,859
Expected Maturities of Amortized Cost and Estimated Market Value [Table Text Block]	Held to Maturity Available for Sale Estimated Weighted Estimated Weighted Amortized Fair Average Amortized Fair Average Cost Value Yield Cost Value Yield Maturing within 1 year $ 11,791 $ 11,798 1.30 % $ 4,493 $ 4,492 1.27 % 1 through 5 years 19,891 20,009 2.46 % 155,879 154,113 1.72 % 6 through 10 years 7,722 8,017 3.49 % 180,022 174,304 2.16 % Over 10 years 1,337 1,332 3.51 % 7,008 6,860 1.47 % Total 40,741 41,156 2.35 % 347,402 339,769 1.94 % Mortgage Backed Securities - - 0.00 % 148,764 146,209 2.09 % Securities with no stated maturity - - 0.00 % 2,044 2,089 0.00 % Total $ 40,741 $ 41,156 2.35 % $ 498,210 $ 488,067 1.97 %
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 242,212 $ 7,519 $ - $ - $ 242,212 $ 7,519 Mortgage Backed Securities issued by U.S. Government Agencies 112,995 2,144 22,857 529 135,852 2,673 Obligations of States and Political Subdivisions 40,524 682 2,976 15 43,500 697 Corporate Debt Securities 24,025 338 - - 24,025 338 $ 419,756 $ 10,683 $ 25,833 $ 544 $ 445,589 $ 11,227 December 31, 2015 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 170,178 $ 2,367 $ 53,497 $ 688 $ 223,675 $ 3,055 Mortgage Backed Securities issued by U.S. Government Agencies 57,949 633 31,118 694 89,067 1,327 Obligations of States and Political Subdivisions 10,830 165 5,324 61 16,154 226 Corporate Debt Securities 4,950 50 - - 4,950 50 $ 243,907 $ 3,215 $ 89,939 $ 1,443 $ 333,846 $ 4,658

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2016 2015 Residential real estate loans $ 216,436 $ 213,989 Commercial real estate loans 252,169 243,220 Construction real estate loans 19,454 15,919 Agriculture and agricultural real estate loans 21,518 19,243 Commercial and industrial loans 96,761 84,438 Loans to individuals for household, family, and other personal expenditures 45,999 40,499 Total loans, gross $ 652,337 $ 617,308 Less: Allowance for loan losses 8,458 10,896 $ 643,879 $ 606,412

Note 5 - Allowance For Loan L31

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Allowance for Credit Losses on Financing Receivables [Table Text Block]	2016 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs (221 ) (26 ) (742 ) - (319 ) (155 ) (1,463 ) Recoveries 6 150 194 151 588 136 1,225 Provision 27 (771 ) (466 ) (46 ) (905 ) (39 ) (2,200 ) Ending balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Ending balance individually evaluated for impairment $ 5 $ 199 $ 129 $ 388 $ 236 $ 184 $ 1,141 Ending balance collectively evaluated for impairment 196 1,433 3,207 137 1,363 981 7,317 Ending balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Loans: Ending balance individually evaluated for impairment $ 1,212 $ 355 $ 6,853 $ 1,717 $ 7,098 $ 476 $ 17,711 Ending balance collectively evaluated for impairment 20,306 96,406 245,316 17,737 209,338 45,523 634,626 Ending balance $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: Beginning Balance $ 216 $ 1,361 $ 6,179 $ 803 $ 3,226 $ 1,423 $ 13,208 Charge-offs (188 ) (352 ) (559 ) (2 ) (893 ) (118 ) (2,112 ) Recoveries 325 311 502 648 863 151 2,800 Provision 36 959 (1,772 ) (1,029 ) (961 ) (233 ) (3,000 ) Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Ending balance individually evaluated for impairment $ 240 $ 672 $ 634 $ 277 $ 506 $ 223 $ 2,552 Ending balance collectively evaluated for impairment 149 1,607 3,716 143 1,729 1,000 8,344 Ending balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Loans: Ending balance individually evaluated for impairment $ 882 $ 958 $ 13,398 $ 1,809 $ 7,343 $ 496 $ 24,886 Ending balance collectively evaluated for impairment 18,361 83,480 229,822 14,110 206,646 40,003 592,422 Ending balance $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308
Financing Receivable Credit Quality Indicators [Table Text Block]	2016 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 2 $ 1,768 $ 214 $ 9,960 $ 132,144 $ 39,114 $ 183,202 10 - 5,787 - - - - 5,787 20 293 348 447 - - 145 1,233 30 645 17,373 8,128 - 218 - 26,364 40 15,827 63,687 198,416 4,211 70,275 6,626 359,042 45 1,507 2,142 16,227 2,974 4,513 - 27,363 50 1,769 4,090 16,828 448 3,393 12 26,540 55 263 927 4,081 1,574 989 - 7,834 60 1,212 639 7,828 287 4,904 102 14,972 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 Performing $ 20,834 $ 96,240 $ 244,816 $ 17,734 $ 208,458 $ 45,428 $ 633,510 Nonperforming 684 521 7,353 1,720 7,978 571 18,827 Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 2015 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 102 $ 2,173 $ 310 $ 6,789 $ 136,049 $ 32,461 $ 177,884 10 - 2,717 - - 60 - 2,777 20 306 359 533 - - 366 1,564 30 432 17,024 7,620 - 373 - 25,449 40 14,413 55,204 184,504 6,548 62,347 7,453 330,469 45 840 1,094 6,506 74 2,957 - 11,471 50 1,340 3,428 23,678 2,163 3,948 18 34,575 55 929 - 3,700 - - - 4,629 60 881 2,439 16,369 345 8,255 201 28,490 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308 Performing $ 18,362 $ 83,372 $ 228,624 $ 14,104 $ 205,430 $ 39,869 $ 589,761 Nonperforming 881 1,066 14,596 1,815 8,559 630 27,547 Total $ 19,243 $ 84,438 $ 243,220 $ 15,919 $ 213,989 $ 40,499 $ 617,308
Past Due Financing Receivables [Table Text Block]	2016 30-59 Days Past Due 60-89 Days Past Due >=90 Days Past Due Total Past Due Current Total Loans Recorded Investment >=90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 93 $ - $ 113 $ 206 $ 21,312 $ 21,518 $ - Commercial 77 46 23 146 96,615 96,761 10 Commercial Real Estate 708 363 828 1,899 250,270 252,169 - Construction Real Estate - - - - 19,454 19,454 - Residential Real Estate 1,523 192 1,558 3,273 213,163 216,436 - Consumer and Other 149 46 - 195 45,804 45,999 - Total $ 2,550 $ 647 $ 2,522 $ 5,719 $ 646,618 $ 652,337 $ 10 2015 30-59 Days Past Due 60-89 Days Past Due >=90 Days Past Due Total Past Due Current Total Loans Recorded Investment >=90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 136 $ 213 $ 44 $ 393 $ 18,850 $ 19,243 $ - Commercial 10 75 76 161 84,277 84,438 4 Commercial Real Estate 2,194 230 2,123 4,547 238,673 243,220 - Construction Real Estate - - - - 15,919 15,919 - Residential Real Estate 2,252 227 464 2,943 211,046 213,989 - Consumer and Other 130 81 52 263 40,236 40,499 - Total $ 4,722 $ 826 $ 2,759 $ 8,307 $ 609,001 $ 617,308 $ 4
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	2016 2015 Agriculture and Agricultural Real Estate $ 113 $ 565 Commercial 169 148 Commercial Real Estate 1,625 4,823 Construction Real Estate 31 46 Residential Real Estate 2,623 2,915 Consumer and Other 95 136 Total $ 4,656 $ 8,633
Impaired Financing Receivables [Table Text Block]	2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ 966 $ 1,164 $ - $ 1,021 $ 46 Commercial 88 140 - 123 10 Commercial Real Estate 4,295 4,502 - 4,525 201 Construction Real Estate 144 177 - 171 9 Residential Real Estate 4,916 5,157 - 5,269 247 Consumer and Other 11 11 - 14 1 With an allowance recorded: Agriculture and Agricultural Real Estate 246 246 5 248 13 Commercial 267 274 199 417 15 Commercial Real Estate 2,558 2,610 129 2,745 111 Construction Real Estate 1,573 1,573 388 1,591 73 Residential Real Estate 2,182 2,224 236 2,281 87 Consumer and Other 465 465 184 482 23 Total: Agriculture and Agricultural Real Estate $ 1,212 $ 1,410 $ 5 $ 1,269 $ 59 Commercial 355 414 199 540 25 Commercial Real Estate 6,853 7,112 129 7,270 312 Construction Real Estate 1,717 1,750 388 1,762 82 Residential Real Estate 7,098 7,381 236 7,550 334 Consumer and Other 476 476 184 496 24 Total Impaired Loans $ 17,711 $ 18,543 $ 1,141 $ 18,887 $ 836 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ - Commercial 63 113 - 76 5 Commercial Real Estate 7,701 8,107 - 8,297 333 Construction Real Estate 200 233 - 243 14 Residential Real Estate 4,137 4,359 - 4,237 199 Consumer and Other 26 26 - 28 2 With an allowance recorded: Agriculture and Agricultural Real Estate 882 885 240 892 30 Commercial 895 916 672 1,036 48 Commercial Real Estate 5,697 6,183 634 6,263 260 Construction Real Estate 1,609 1,609 277 1,627 74 Residential Real Estate 3,206 3,310 506 3,433 154 Consumer and Other 470 468 223 485 22 Total: Agriculture and Agricultural Real Estate $ 882 $ 885 $ 240 $ 892 $ 30 Commercial 958 1,029 672 1,112 53 Commercial Real Estate 13,398 14,290 634 14,560 593 Construction Real Estate 1,809 1,842 277 1,870 88 Residential Real Estate 7,343 7,669 506 7,670 353 Consumer and Other 496 494 223 513 24 Total Impaired Loans $ 24,886 $ 26,209 $ 2,552 $ 26,617 $ 1,141
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	December 31, 2016 December 31, 2015 Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Number of Contracts Pre-Modification Recorded Principal Balance Post-Modification Recorded Principal Balance Agriculture and Agricultural Real Estate 1 $ 362 $ 325 3 $ 325 $ 322 Commercial 1 250 - 2 112 17 Commercial Real Estate 1 215 - 3 684 593 Construction Real Estate - - - - - - Residential Real Estate 9 693 629 7 581 516 Consumer and Other 1 57 54 - - - Total 13 $ 1,577 $ 1,008 15 $ 1,702 $ 1,448
Troubled Debt Restructurings on Financing Receivables Default [Table Text Block]	December 31, 2016 December 31, 2015 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - 1 $ 46 Commercial - - - - Commercial Real Estate - - - - Construction Real Estate - - - - Residential Real Estate - - - - Consumer and Other - - - - Total - $ - 1 $ 46

Note 6 - Bank Premises and Eq32

Note 6 - Bank Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Property, Plant and Equipment [Table Text Block]	2016 2015 Land, buildings and improvements $ 44,651 $ 47,398 Equipment, furniture and fixtures 25,492 24,481 Total Bank premises and equipment $ 70,143 $ 71,879 Less accumulated depreciation 42,974 43,635 Bank premises and equipment, net $ 27,169 $ 28,244
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	Year Minimum Payment 2017 $ 89,000 2018 47,000 2019 38,000 2020 32,000 2021 20,000 Thereafter 22,000 Total $ 248,000

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Maturities of Certificates of Deposit [Table Text Block]	Under $250,000 $250,000 and over 2017 $ 72,001 $ 6,774 2018 24,134 3,219 2019 15,514 4,936 2020 14,811 763 2021 9,101 1,016 Thereafter - - Total $ 135,561 $ 16,708

Note 9 - Retirement Plans and34

Note 9 - Retirement Plans and Postretirement Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Changes in Accumulated Post Employment Benefit Obligations for Interest Payable and Other Liabilities [Table Text Block]	2016 2015 APBO $ 3,745 $ 3,406 Unrecognized net gain (loss) (267 ) (67 ) Accrued benefit cost at fiscal year end $ 3,478 $ 3,339
Schedule of Net Benefit Costs [Table Text Block]	2016 2015 2014 Service cost $ 128 $ 173 $ 135 Interest cost 142 143 144 Prior service costs - - 2 Amortization of gains - 27 1 Net postretirement benefit expense $ 270 $ 343 $ 282
Changes in Projected Benefit Obligations, Fair Value of Plan Assets, and Funded Status of Plan [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Change in benefit obligation Benefit obligation at beginning of year $ 5,952 5,892 $ 3,406 $ 3,865 Service cost 9 9 128 173 Interest cost 233 217 142 143 Actuarial loss (gain) (9 ) (166 ) 200 (686 ) Benefits paid, net of participants' contributions - - (131 ) (89 ) Benefit obligation at end of year $ 6,185 $ 5,952 $ 3,745 $ 3,406 Change in accrued benefit cost Accrued benefit cost at beginning of year $ 4,793 $ 4,405 $ 3,339 $ 3,085 Service cost 9 9 128 173 Interest cost 233 217 142 143 Amortization 161 162 - - Employer contributions - - (131 ) (89 ) Net gain - - - 27 Accrued benefit cost at end of year $ 5,196 $ 4,793 $ 3,478 $ 3,339 Change in plan assets Fair value of plan assets at beginning of year $ - $ - $ - $ - Employer contributions - - 131 89 Plan participants' contributions - - 74 55 Benefits paid during year - - (205 ) (144 ) Fair value of plan assets at end of year $ - $ - $ - $ - Funded status at end of year $ (6,185 ) $ (5,952 ) $ (3,745 ) $ (3,406 )
Schedule of Amounts Recognized in Balance Sheet [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Assets $ - - $ - $ - Liabilities 6,185 5,952 3,745 3,406 Total $ 6,185 $ 5,952 $ 3,745 $ 3,406
Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]	Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2016 2015 2016 2015 Net loss (gain) $ (326 ) (317 ) $ 267 $ 67 Transition obligation (asset) - - - - Prior service cost (credit) 1,315 1,476 - - Total included in AOCI $ 989 $ 1,159 $ 267 $ 67
Schedule of Expected Benefit Payments [Table Text Block]	Year Postretirement Death Benefit Obligations Postretirement Health Care Benefits 2017 $ 286,000 $ 141,000 2018 298,000 160,000 2019 309,000 170,000 2020 319,000 177,000 2021 340,000 183,000 2022 - 2026 1,816,000 998,000

Note 11 - Disclosures About F35

Note 11 - Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Carrying Estimated December 31, 2016 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,772 $ 52,772 $ - $ - $ 52,772 Time Deposits in Other Banks 18,946 - 18,940 - 18,940 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,241 - 3,153 37,501 40,654 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 275,000 - 275,000 - 275,000 MBS issued by U.S. Government Agencies 146,209 - 146,209 - 146,209 Obligations of States and Political Subdivisions 30,609 - 30,609 - 30,609 Corporate Debt Securities 34,160 - 34,160 - 34,160 Other Securities 2,089 2,089 - - 2,089 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 611 - - 623 623 Loans, net 643,879 - - 642,908 642,908 Accrued Interest Receivable 4,335 - - 4,335 4,335 Financial Liabilities: Noninterest Bearing Deposits 279,001 279,001 - - 279,001 Interest Bearings Deposits 920,716 - 922,187 - 922,187 Accrued Interest Payable 57 - - 57 57 Total Carrying Estimated December 31, 2015 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 79,550 $ 79,550 $ - $ - $ 79,550 Time Deposits in Other Banks 5,500 - 5,465 - 5,465 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,782 - 3,805 38,132 41,937 Corporate Debt Securities 500 - 500 - 500 Securities - Available for Sale Obligations of U.S. Government Agencies 369,061 - 369,061 - 369,061 MBS issued by U.S. Government Agencies 103,252 - 103,252 - 103,252 Obligations of States and Political Subdivisions 17,469 - 17,469 - 17,469 Corporate Debt Securities 4,950 - 4,950 - 4,950 Other Securities 2,127 2,127 - - 2,127 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 1,477 - - 1,508 1,508 Loans, net 606,412 - - 613,397 613,397 Accrued Interest Receivable 4,170 - - 4,170 4,170 Financial Liabilities: Noninterest Bearing Deposits 253,795 253,795 - - 253,795 Interest Bearings Deposits 911,598 - 913,410 - 913,410 Repurchase Agreements 15,000 - 15,253 - 15,253 Accrued Interest Payable 108 - - 108 108

Note 12 - Federal Income Taxes

Note 12 - Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2016 2015 2014 Current $ 2,725 $ (660 ) $ 69 Deferred 3,512 5,680 2,503 Tax expense (benefit) $ 6,237 $ 5,020 $ 2,572
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2016 2015 2014 Statutory rate 34.0 % 34.0 % 34.0 Municipal interest income (2.0 ) (2.1 ) (3.9 ) Other, net (1.9 ) (2.5 ) (4.1 ) Valuation allowance - - - Effective tax rate 30.1 % 29.4 % 26.0
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2016 2015 Deferred federal income tax assets: Allowance for loan losses $ 2,990 $ 3,818 Net deferred loan origination fees 655 649 Tax versus book depreciation differences 331 482 Net unrealized losses on securities available for sale 3,449 795 Accrued postretirement benefits 3,406 3,176 Postretirement benefits in other comprehensive income 427 417 Alternative minimum tax 3,493 632 Non-accrual loan interest 281 438 Other real estate owned 546 606 Net operating loss - 5,425 Other, net 766 783 Total deferred federal tax asset $ 16,344 $ 17,221 Deferred federal income tax liabilities: Accretion of bond discount $ (186 ) $ (346 ) Other (691 ) (560 ) Total deferred federal tax liabilities $ (877 ) $ (906 ) Net deferred federal income tax asset $ 15,467 $ 16,315

Note 13 - Regulatory Capital 37

Note 13 - Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2016: Total Risk Based Capital to Risk-Weighted Assets Consolidated $ 153,957 18.35 % $ 83,923 10 % Monroe Bank & Trust 151,936 18.12 % 83,831 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 145,144 17.30 % 67,138 8 % Monroe Bank & Trust 143,123 17.07 % 67,064 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 145,144 17.30 % 54,550 6.5 % Monroe Bank & Trust 143,123 17.07 % 54,490 6.5 % Tier 1 Capital to Average Assets Consolidated 145,144 10.89 % 66,645 5 % Monroe Bank & Trust 143,123 10.75 % 66,579 5 % Actual Minimum to Qualify as Well Capitalized Amount Ratio Amount Ratio As of December 31, 2015: Total Capital to Risk-Weighted Assets Consolidated $ 154,718 19.79 % $ 78,163 10 % Monroe Bank & Trust 153,026 19.59 % 78,107 10 % Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 62,531 8 % Monroe Bank & Trust 143,175 18.33 % 62,485 8 % Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 144,857 18.53 % 50,806 6.5 % Monroe Bank & Trust 143,175 18.33 % 50,769 6.5 % Tier 1 Capital to Average Assets Consolidated 144,857 11.04 % 65,625 5 % Monroe Bank & Trust 143,175 10.91 % 65,602 5 %

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2016 2015 2014 Basic Net income $ 14,501,000 $ 12,082,000 $ 7,315,000 Less preferred dividends - - - Net income applicable to common stock $ 14,501,000 $ 12,082,000 $ 7,315,000 Average common shares outstanding 22,802,325 22,742,476 22,109,911 Income per common share - basic $ 0.64 $ 0.53 $ 0.33 2016 2015 2014 Diluted Net income $ 14,501,000 $ 12,082,000 $ 7,315,000 Less preferred dividends - - - Net income applicable to common stock $ 14,501,000 $ 12,082,000 $ 7,315,000 Average common shares outstanding 22,802,325 22,742,476 22,109,911 Stock based compensation adjustment 134,868 174,278 180,657 Average common shares outstanding - diluted 22,937,193 22,916,754 22,290,568 Income per common share - diluted $ 0.63 $ 0.53 $ 0.33

Note 15 - Stock-based Compens39

Note 15 - Stock-based Compensation Plan (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	2016 2015 2014 Stock Only Stock Appreciation Rights (SOSARs) Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price Shares Weighted Average Exercise Price SOSARs Outstanding, January 1 609,275 $ 4.02 557,439 $ 3.58 472,271 $ 3.23 Granted 105,500 8.26 128,000 5.31 110,000 4.90 Exercised 238,818 3.18 60,660 2.34 18,998 2.15 Forfeited 8,839 5.68 15,504 5.21 5,834 4.91 Expired - - - - - - SOSARs Outstanding, December 31 467,118 $ 5.38 609,275 $ 4.02 557,439 $ 3.58 SOSARs Exercisable, December 31 358,242 $ 4.83 425,356 $ 3.00 450,888 $ 3.45
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	Outstanding SOSARs Exercisable SOSARs Exercise Price Shares Remaining Life (in years) Shares Remaining Life (in years) $ 1.52 4,000 3.01 4,000 3.01 $ 1.85 57,500 4.83 57,500 4.83 $ 2.35 45,000 6.01 45,000 6.01 $ 3.03 26,800 2.01 26,800 2.01 $ 4.90 74,176 7.19 74,176 7.19 $ 4.94 53,674 8.07 32,314 8.07 $ 5.79 53,067 8.41 34,563 8.41 $ 8.26 102,001 9.15 32,989 9.15 $ 8.53 50,900 1.43 50,900 1.43 467,118 6.49 358,242 5.79
Schedule of Share-based Compensation Arrangement by Share-based Payment Award Stock Only Stock Appreciation Rights Vested and Expected to Vest Outstanding [Table Text Block]	Nonvested SOSAR Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2016 118,219 $ 2.76 Granted 105,500 3.08 Vested (106,004 ) 2.89 Forfeited (8,839 ) 2.94 Nonvested at December 31, 2016 108,876 $ 2.93
Schedule of Share-based Compensation Arrangement by Share-based Payment Award, Restricted Stock Units, Vested and Expected to Vest [Table Text Block]	Restricted Stock Awards 2016 2015 2014 Nonvested at January 1 2,500 - 25,000 Granted 6,000 8,500 6,000 Vested 6,250 6,000 31,000 Forfeited 1,000 - - Nonvested at December 31 1,250 2,500 -
Schedule of Share-based Compensation Arrangement by Share-based Payment Award, Restricted Stock Units, Performance to be Achieved [Table Text Block]	Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 Percent of Target Achieved Percent RSUs Vested $1.21 100% 100% $1.15 95% 83% $1.09 90% 67% $1.03 85% 50% less than $1.03 0%
Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]	2016 2015 2014 Recorded expense for all Stock Based Compensation awards $ 548 $ 413 $ 295 Unrecognized compensation expense for all Stock Based Compensation awards $ 524 $ 479 $ 398

Note 16 - Parent Company (Table

Note 16 - Parent Company (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, 2016 2015 Assets Cash and due from banks $ 1,975 $ 1,610 Investment in subsidiary bank 139,093 145,156 Other assets 920 1,062 Total assets $ 141,988 $ 147,828 Liabilities Accounts payable and accrued expenses $ 874 $ 487 Total liabilities 874 487 Stockholders' Equity Total stockholders' equity 141,114 147,341 Total liabilities and stockholders' equity $ 141,988 $ 147,828
Condensed Income Statement [Table Text Block]	Years Ended December 31, 2016 2015 2014 Income Dividends from subsidiary bank $ 15,650 $ - $ - Net gain on sales of securities - - 214 Total income 15,650 - 214 Expense Other expense 332 321 282 Total expense 332 321 282 Loss before tax and equity in undistributed net income of subsidiary bank 15,318 (321 ) (68 ) Income tax expense (benefit) (113 ) (109 ) 2 Income (Loss) before equity in undistributed net income of subsidiary bank 15,431 (212 ) (70 ) Equity in undistributed net income of subsidiary bank (930 ) 12,294 7,385 Net Income $ 14,501 $ 12,082 $ 7,315
Condensed Cash Flow Statement [Table Text Block]	Years Ended December 31, 2016 2015 2014 Cash Flows Used For Operating Activities: Net income $ 14,501 $ 12,082 $ 7,315 Equity in undistributed net income of subsidiary bank 930 (12,294 ) (7,385 ) Gain on sales of investment securities - - (214 ) Net decrease in other liabilities 387 131 84 Net (increase) decrease in other assets 376 (134 ) 57 Net cash used for operating activities $ 16,194 $ (215 ) $ (143 ) Cash Flows Used For Investing Activities: Sales and maturities of investment securities $ - $ - $ 754 Investment in subsidiary - - (7,500 ) Net cash used for investing activities $ - $ - $ (6,746 ) Cash Flows Provided By Financing Activities: Issuance of common stock $ 221 $ 106 $ 8,115 Repurchase of common stock (1,414 ) - - Dividends paid (14,636 ) - - Net cash provided by financing activities $ (15,829 ) $ 106 $ 8,115 Net Increase (Decrease) In Cash And Cash Equivalents $ 365 $ (109 ) $ 1,226 Cash and Cash Equivalents At Beginning Of Year 1,610 1,719 493 Cash And Cash Equivalents At End Of Year $ 1,975 $ 1,610 $ 1,719

Note 17 - Financial Instrumen41

Note 17 - Financial Instruments With Off-balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount 2016 2015 Commitments to extend credit: Unused portion of commercial lines of credit $ 75,454 $ 70,488 Unused portion of credit card lines of credit 4,983 4,396 Unused portion of home equity lines of credit 25,057 23,164 Standby letters of credit and financial guarantees written 1,582 1,555

Note 18 - Quarterly Financial42

Note 18 - Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Quarterly Financial Information [Table Text Block]	2016 First Second Third Fourth Total Interest Income $ 9,983 $ 9,862 $ 9,995 $ 10,019 Total Interest Expense 693 618 480 445 Net Interest Income 9,290 9,244 9,515 9,574 Provision for (Recovery of) Loan Losses (300 ) (200 ) (700 ) (1,000 ) Other Income 4,114 5,555 4,039 3,805 Other Expenses 9,483 8,872 8,974 9,269 Income Before Provision For Income Taxes 4,221 6,127 5,280 5,110 Provision For Income Taxes 1,224 1,888 1,593 1,532 Net Income $ 2,997 $ 4,239 $ 3,687 $ 3,578 Basic Earnings Per Common Share $ 0.13 $ 0.19 $ 0.16 $ 0.16 Diluted Earnings Per Common Share $ 0.13 $ 0.18 $ 0.16 $ 0.16 Dividends Declared Per Share $ 0.53 $ 0.03 $ 0.04 $ 0.04 2015 First Second Third Fourth Total Interest Income $ 10,161 $ 9,877 $ 9,964 $ 10,039 Total Interest Expense 819 796 740 711 Net Interest Income 9,342 9,081 9,224 9,328 Provision for (Recovery of) Loan Losses (800 ) - (200 ) (2,000 ) Other Income 3,625 3,805 3,978 3,919 Other Expenses 9,819 9,730 9,166 9,485 Income Before Provision For Income Taxes 3,948 3,156 4,236 5,762 Provision For Income Taxes 1,171 871 1,230 1,748 Net Income $ 2,777 $ 2,285 $ 3,006 $ 4,014 Basic Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Diluted Earnings Per Common Share $ 0.12 $ 0.10 $ 0.13 $ 0.18 Dividends Declared Per Share $ - $ - $ - $ -

Note 19 - Fair Value Disclosu43

Note 19 - Fair Value Disclosures (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Investment Securities Available for Sale at December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 275,000 $ - MBS issued by U.S. Government Agencies 146,209 Obligations of States and Political Subdivisions - 30,609 - Corporate Debt Securities - 34,160 - Other Securities 2,089 - - Total Securities Available for Sale $ 2,089 $ 485,978 $ - Investment Securities Available for Sale at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government Agencies $ - $ 369,061 $ - MBS issued by U.S. Government Agencies 103,252 Obligations of States and Political Subdivisions - 17,469 - Corporate Debt Securities - 4,950 - Other Securities 2,127 - - Total Securities Available for Sale $ 2,127 $ 494,732 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Balance at December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 17,711 $ - $ - $ 16,570 Other Real Estate Owned $ 1,634 $ - $ - $ 1,634 Balance at December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans $ 24,886 $ - $ - $ 22,334 Other Real Estate Owned $ 2,383 $ - $ - $ 2,383

Note 1 - Summary of Significa44

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2016
Minimum [Member]
Debt Instrument, Term	10 years
Maximum [Member]
Debt Instrument, Term	30 years
Monroe County, Michigan [Member]
Number of Stores	14
Wayne County, Michigan [Member]
Number of Stores	6
Lenawee County, Michigan [Member]
Number of Loan and Wealth Management Offices	1

Note 1 - Summary of Significa45

Note 1 - Summary of Significant Accounting Policies - Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net unrealized gains (losses) on securities available for sale	$ (10,143)	$ (2,338)	$ (1,722)
Post retirement benefit obligations	(1,256)	(1,226)	(2,267)
Tax effect	3,876	1,212	1,356
Accumulated other comprehensive loss	$ (7,523)	$ (2,352)	$ (2,633)

Note 2 - Cash and Due From Ba46

Note 2 - Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Restricted Cash and Cash Equivalents	$ 5,183,000	$ 4,909,000
Due from Banks	$ 9,372,000	$ 6,596,000

Note 3 - Investment Securitie47

Note 3 - Investment Securities (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	230	146
Security Owned and Pledged as Collateral, Fair Value	$ 96,032,000	$ 118,823,000
Proceeds from Sale of Available-for-sale Securities	36,114,000	39,238,000	$ 122,579,000
Available-for-sale Securities, Gross Realized Gains	2,346,000	653,000	2,782,000
Available-for-sale Securities, Gross Realized Losses	195,000	255,000	3,436,000
Available-for-sale Securities, Tax (Benefit) Provision	731,000	135,000	$ (222,000)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities	146,209,000	103,252,000
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member] | US Government Agencies Debt Securities [Member]
Marketable Securities	202,457,000	184,467,000
Federal Farm Credit Banks [Member] | US Government Agencies Debt Securities [Member]
Marketable Securities	$ 72,453,000	$ 184,594,000

Note 3 - Investment Securitie48

Note 3 - Investment Securities - Held to Maturity Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Held to maturity, amortized cost	$ 40,741	$ 41,282
Held to maturity, gross unrealized gains	703	1,333
Held to maturity, gross unrealized losses	(288)	(178)
Held to maturity, estimated market value	41,156	42,437
US States and Political Subdivisions Debt Securities [Member]
Held to maturity, amortized cost	40,241	40,782
Held to maturity, gross unrealized gains	701	1,333
Held to maturity, gross unrealized losses	(288)	(178)
Held to maturity, estimated market value	40,654	41,937
Corporate Debt Securities [Member]
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains	2
Held to maturity, gross unrealized losses
Held to maturity, estimated market value	$ 502	$ 500

Note 3 - Investment Securitie49

Note 3 - Investment Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Available for sale securities, amortized cost	$ 498,210	$ 499,197
Available for sale securities, gross unrealized gains	796	2,142
Available for sale securities, gross unrealized losses	(10,939)	(4,480)
Available for sale securities, estimated market value	488,067	496,859
US Treasury and Government [Member]
Available for sale securities, amortized cost	282,130	370,469
Available for sale securities, gross unrealized gains	389	1,647
Available for sale securities, gross unrealized losses	(7,519)	(3,055)
Available for sale securities, estimated market value	275,000	369,061
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for sale securities, amortized cost	148,764	104,472
Available for sale securities, gross unrealized gains	118	107
Available for sale securities, gross unrealized losses	(2,673)	(1,327)
Available for sale securities, estimated market value	146,209	103,252
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, amortized cost	30,909	17,212
Available for sale securities, gross unrealized gains	109	305
Available for sale securities, gross unrealized losses	(409)	(48)
Available for sale securities, estimated market value	30,609	17,469
Corporate Debt Securities [Member]
Available for sale securities, amortized cost	34,363	5,000
Available for sale securities, gross unrealized gains	135
Available for sale securities, gross unrealized losses	(338)	(50)
Available for sale securities, estimated market value	34,160	4,950
Other Debt Obligations [Member]
Available for sale securities, amortized cost	2,044	2,044
Available for sale securities, gross unrealized gains	45	83
Available for sale securities, gross unrealized losses
Available for sale securities, estimated market value	$ 2,089	$ 2,127

Note 3 - Investment Securitie50

Note 3 - Investment Securities - Amortized Cost and Estimated Market Values of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
1 year, held to maturity amortized cost	$ 11,791
1 year, held to maturity estimated market value	$ 11,798
1 year, held to maturity weighted average yield	1.30%
1 year, available for sale amortized cost	$ 4,493
1 year, available for sale estimated market value	$ 4,492
1 year, available for sale weighted average yield	1.27%
1 through 5 years, held to maturity amortized cost	$ 19,891
1 through 5 years, held to maturity estimated market value	$ 20,009
1 through 5 years, held to maturity weighted average yield	2.46%
1 through 5 years, available for sale amortized cost	$ 155,879
1 through 5 years, available for sale estimated market value	$ 154,113
1 through 5 years, available for sale weighted average yield	1.72%
6 through 10 years, held to maturity amortized cost	$ 7,722
6 through 10 years, held to maturity estimated market value	$ 8,017
6 through 10 years, held to maturity weighted average yield	3.49%
6 through 10 years, available for sale amortized cost	$ 180,022
6 through 10 years, available for sale estimated market value	$ 174,304
6 through 10 years, available for sale weighted average yield	2.16%
Over 10 years, held to maturity amortized cost	$ 1,337
Over 10 yearsOver 10 years, held to maturity estimated market value	$ 1,332
Over 10 years, held to maturity weighted average yield	3.51%
Over 10 years, available for sale amortized cost	$ 7,008
Over 10 years, available for sale estimated market value	$ 6,860
Over 10 years, available for sale weighted average yield	1.47%
Total, held to maturity amortized cost	$ 40,741
Total, held to maturity estimated market value	$ 41,156
Total, held to maturity weighted average yield	2.35%
Total, available for sale amortized cost	$ 347,402
Total, available for sale estimated market value	$ 339,769
Total, available for sale weighted average yield	1.94%
Mortgage Backed Securities, held to maturity amortized cost
Mortgage Backed Securities, held to maturity estimated market value
Mortgage Backed Securities, held to maturity weighted average yield	0.00%
Mortgage Backed Securities, available for sale amortized cost	$ 148,764
Mortgage Backed Securities, available for sale estimated market value	$ 146,209
Mortgage Backed Securities, available for sale weighted average yield	2.09%
Securities with no stated maturity, held to maturity amortized cost
Securities with no stated maturity, held to maturity estimated market value
Securities with no stated maturity, held to maturity weighted average yield	0.00%
Securities with no stated maturity, available for sale amortized cost	$ 2,044
Securities with no stated maturity, available for sale estimated market value	$ 2,089
Securities with no stated maturity, available for sale weighted average yield	0.00%
Securities - Held to Maturity (Note 3)	$ 40,741	$ 41,282
Held to maturity, estimated market value	$ 41,156	$ 42,437
Total, held to maturity weighted average yield	2.35%
Total, available for sale amortized cost	$ 498,210
Total, available for sale estimated market value	$ 488,067
Total, available for sale weighted average yield	1.97%

Note 3 - Investment Securitie51

Note 3 - Investment Securities - Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Less than 12 months, aggregate fair value	$ 419,756	$ 243,907
Less than 12 months, gross unrealized losses	10,683	3,215
12 months or longer, aggregate fair value	25,833	89,939
12 months or longer, gross unrealized losses	544	1,443
Total, aggregate fair value	445,589	333,846
Total, gross unrealized losses	11,227	4,658
US Treasury and Government [Member]
Less than 12 months, aggregate fair value	242,212	170,178
Less than 12 months, gross unrealized losses	7,519	2,367
12 months or longer, aggregate fair value		53,497
12 months or longer, gross unrealized losses		688
Total, aggregate fair value	242,212	223,675
Total, gross unrealized losses	7,519	3,055
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, aggregate fair value	112,995	57,949
Less than 12 months, gross unrealized losses	2,144	633
12 months or longer, aggregate fair value	22,857	31,118
12 months or longer, gross unrealized losses	529	694
Total, aggregate fair value	135,852	89,067
Total, gross unrealized losses	2,673	1,327
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, aggregate fair value	40,524	10,830
Less than 12 months, gross unrealized losses	682	165
12 months or longer, aggregate fair value	2,976	5,324
12 months or longer, gross unrealized losses	15	61
Total, aggregate fair value	43,500	16,154
Total, gross unrealized losses	697	226
Corporate Debt Securities [Member]
Less than 12 months, aggregate fair value	24,025	4,950
Less than 12 months, gross unrealized losses	338	50
12 months or longer, aggregate fair value
12 months or longer, gross unrealized losses
Total, aggregate fair value	24,025	4,950
Total, gross unrealized losses	$ 338	$ 50

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loans and Leases Receivable, Related Parties	$ 5,654,000	$ 4,058,000
Loans and Leases Receivable, Related Parties, Additions	2,202,000	1,546,000
Loans and Leases Receivable, Related Parties, Proceeds	607,000	301,000
Loans Pledged as Collateral	$ 0	$ 0

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable Outstanding (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total loans, gross	$ 652,337	$ 617,308
Less: Allowance for loan losses	8,458	10,896
Loans, net of allowance for loan losses	643,879	606,412
Residential Portfolio Segment [Member]
Total loans, gross	216,436	213,989
Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	252,169	243,220
Construction Real Estate Portfolio Segment [Member]
Total loans, gross	19,454	15,919
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	21,518	19,243
Commercial and Industrial Portfolio Segment [Member]
Total loans, gross	96,761	84,438
Consumer and Other Portfolio Segment [Member]
Total loans, gross	$ 45,999	$ 40,499

Note 5 - Allowance For Loan L54

Note 5 - Allowance For Loan Losses and Credit Quality of Loans (Details Textual)	Dec. 31, 2016USD ($)
Minimum Aggregate Credit Exposure to Assign Grade	$ 250,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0

Note 5 - Allowance For Loan L55

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Balance				$ 10,896				$ 13,208	$ 10,896	$ 13,208
Charge-offs									(1,463)	(2,112)
Recoveries									1,225	2,800
Provision	$ (1,000)	$ (700)	$ (200)	(300)	$ (2,000)	$ (200)		(800)	(2,200)	(3,000)
Balance	8,458				10,896				8,458	10,896
Ending balance individually evaluated for impairment											$ 1,141	$ 2,552
Ending balance collectively evaluated for impairment											7,317	8,344
Ending balance	8,458			10,896	10,896			13,208	10,896	10,896	8,458	10,896
Ending balance individually evaluated for impairment											17,711	24,886
Ending balance collectively evaluated for impairment											634,626	592,422
Ending balance											652,337	617,308
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Balance				389				216	389	216
Charge-offs									(221)	(188)
Recoveries									6	325
Provision									27	36
Balance	201				389				201	389
Ending balance individually evaluated for impairment											5	240
Ending balance collectively evaluated for impairment											196	149
Ending balance	201			389	389			216	389	389	201	389
Ending balance individually evaluated for impairment											1,212	882
Ending balance collectively evaluated for impairment											20,306	18,361
Ending balance											21,518	19,243
Commercial Portfolio Segment [Member]
Balance				2,279				1,361	2,279	1,361
Charge-offs									(26)	(352)
Recoveries									150	311
Provision									(771)	959
Balance	1,632				2,279				1,632	2,279
Ending balance individually evaluated for impairment											199	672
Ending balance collectively evaluated for impairment											1,433	1,607
Ending balance	1,632			2,279	2,279			1,361	2,279	2,279	1,632	2,279
Ending balance individually evaluated for impairment											355	958
Ending balance collectively evaluated for impairment											96,406	83,480
Ending balance											96,761	84,438
Commercial Real Estate Portfolio Segment [Member]
Balance				4,350				6,179	4,350	6,179
Charge-offs									(742)	(559)
Recoveries									194	502
Provision									(466)	(1,772)
Balance	3,336				4,350				3,336	4,350
Ending balance individually evaluated for impairment											129	634
Ending balance collectively evaluated for impairment											3,207	3,716
Ending balance	3,336			4,350	4,350			6,179	4,350	4,350	3,336	4,350
Ending balance individually evaluated for impairment											6,853	13,398
Ending balance collectively evaluated for impairment											245,316	229,822
Ending balance											252,169	243,220
Construction Real Estate Portfolio Segment [Member]
Balance				420				803	420	803
Charge-offs										(2)
Recoveries									151	648
Provision									(46)	(1,029)
Balance	525				420				525	420
Ending balance individually evaluated for impairment											388	277
Ending balance collectively evaluated for impairment											137	143
Ending balance	525			420	420			803	420	420	525	420
Ending balance individually evaluated for impairment											1,717	1,809
Ending balance collectively evaluated for impairment											17,737	14,110
Ending balance											19,454	15,919
Residential Portfolio Segment [Member]
Balance				2,235				3,226	2,235	3,226
Charge-offs									(319)	(893)
Recoveries									588	863
Provision									(905)	(961)
Balance	1,599				2,235				1,599	2,235
Ending balance individually evaluated for impairment											236	506
Ending balance collectively evaluated for impairment											1,363	1,729
Ending balance	1,599			2,235	2,235			3,226	2,235	2,235	1,599	2,235
Ending balance individually evaluated for impairment											7,098	7,343
Ending balance collectively evaluated for impairment											209,338	206,646
Ending balance											216,436	213,989
Consumer and Other Portfolio Segment [Member]
Balance				1,223				1,423	1,223	1,423
Charge-offs									(155)	(118)
Recoveries									136	151
Provision									(39)	(233)
Balance	1,165				1,223				1,165	1,223
Ending balance individually evaluated for impairment											184	223
Ending balance collectively evaluated for impairment											981	1,000
Ending balance	$ 1,165			$ 1,223	$ 1,223			$ 1,423	$ 1,223	$ 1,223	1,165	1,223
Ending balance individually evaluated for impairment											476	496
Ending balance collectively evaluated for impairment											45,523	40,003
Ending balance											$ 45,999	$ 40,499

Note 5 - Allowance For Loan L56

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Credit Risk by Internally Assigned Grade (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total loans, gross	$ 652,337	$ 617,308
Performing Financial Instruments [Member]
Total loans, gross	633,510	589,761
Nonperforming Financial Instruments [Member]
Total loans, gross	18,827	27,547
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	21,518	19,243
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	20,834	18,362
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	684	881
Commercial Portfolio Segment [Member]
Total loans, gross	96,761	84,438
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	96,240	83,372
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	521	1,066
Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	252,169	243,220
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	244,816	228,624
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	7,353	14,596
Construction Real Estate Portfolio Segment [Member]
Total loans, gross	19,454	15,919
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	17,734	14,104
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	1,720	1,815
Residential Portfolio Segment [Member]
Total loans, gross	216,436	213,989
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	208,458	205,430
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	7,978	8,559
Consumer and Other Portfolio Segment [Member]
Total loans, gross	45,999	40,499
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total loans, gross	45,428	39,869
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total loans, gross	571	630
Not Rated [Member]
Total loans, gross	183,202	177,884
Not Rated [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	2	102
Not Rated [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	1,768	2,173
Not Rated [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	214	310
Not Rated [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	9,960	6,789
Not Rated [Member] | Residential Portfolio Segment [Member]
Total loans, gross	132,144	136,049
Not Rated [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross	39,114	32,461
Risk Grade Rating 1 [Member]
Total loans, gross	5,787	2,777
Risk Grade Rating 1 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 1 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	5,787	2,717
Risk Grade Rating 1 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 1 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 1 [Member] | Residential Portfolio Segment [Member]
Total loans, gross		60
Risk Grade Rating 1 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Rating Grade 2 [Member]
Total loans, gross	1,233	1,564
Risk Rating Grade 2 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	293	306
Risk Rating Grade 2 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	348	359
Risk Rating Grade 2 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	447	533
Risk Rating Grade 2 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Rating Grade 2 [Member] | Residential Portfolio Segment [Member]
Total loans, gross
Risk Rating Grade 2 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross	145	366
Risk Grade Rating 3 [Member]
Total loans, gross	26,364	25,449
Risk Grade Rating 3 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	645	432
Risk Grade Rating 3 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	17,373	17,024
Risk Grade Rating 3 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	8,128	7,620
Risk Grade Rating 3 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 3 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	218	373
Risk Grade Rating 3 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 4 [Member]
Total loans, gross	359,042	330,469
Risk Grade Rating 4 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	15,827	14,413
Risk Grade Rating 4 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	63,687	55,204
Risk Grade Rating 4 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	198,416	184,504
Risk Grade Rating 4 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	4,211	6,548
Risk Grade Rating 4 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	70,275	62,347
Risk Grade Rating 4 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross	6,626	7,453
Risk Grade Rating 4.5 [Member]
Total loans, gross	27,363	11,471
Risk Grade Rating 4.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	1,507	840
Risk Grade Rating 4.5 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	2,142	1,094
Risk Grade Rating 4.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	16,227	6,506
Risk Grade Rating 4.5 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	2,974	74
Risk Grade Rating 4.5 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	4,513	2,957
Risk Grade Rating 4.5 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 5 [Member]
Total loans, gross	26,540	34,575
Risk Grade Rating 5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	1,769	1,340
Risk Grade Rating 5 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	4,090	3,428
Risk Grade Rating 5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	16,828	23,678
Risk Grade Rating 5 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	448	2,163
Risk Grade Rating 5 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	3,393	3,948
Risk Grade Rating 5 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross	12	18
Risk Grade Rating 5.5 [Member]
Total loans, gross	7,834	4,629
Risk Grade Rating 5.5 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	263	929
Risk Grade Rating 5.5 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	927
Risk Grade Rating 5.5 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	4,081	3,700
Risk Grade Rating 5.5 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	1,574
Risk Grade Rating 5.5 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	989
Risk Grade Rating 5.5 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 6 [Member]
Total loans, gross	14,972	28,490
Risk Grade Rating 6 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross	1,212	881
Risk Grade Rating 6 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross	639	2,439
Risk Grade Rating 6 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross	7,828	16,369
Risk Grade Rating 6 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross	287	345
Risk Grade Rating 6 [Member] | Residential Portfolio Segment [Member]
Total loans, gross	4,904	8,255
Risk Grade Rating 6 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross	102	201
Risk Grade Rating 7 [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Residential Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 7 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Residential Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 8 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Commercial Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Construction Real Estate Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Residential Portfolio Segment [Member]
Total loans, gross
Risk Grade Rating 9 [Member] | Consumer and Other Portfolio Segment [Member]
Total loans, gross

Note 5 - Allowance For Loan L57

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total past due	$ 5,719	$ 8,307
Current past due	646,618	609,001
Total loans, gross	652,337	617,308
Recorded investment >90 days past due and accruing	10	4
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total past due	206	393
Current past due	21,312	18,850
Total loans, gross	21,518	19,243
Recorded investment >90 days past due and accruing
Commercial Portfolio Segment [Member]
Total past due	146	161
Current past due	96,615	84,277
Total loans, gross	96,761	84,438
Recorded investment >90 days past due and accruing	10	4
Commercial Real Estate Portfolio Segment [Member]
Total past due	1,899	4,547
Current past due	250,270	238,673
Total loans, gross	252,169	243,220
Recorded investment >90 days past due and accruing
Construction Real Estate Portfolio Segment [Member]
Total past due
Current past due	19,454	15,919
Total loans, gross	19,454	15,919
Recorded investment >90 days past due and accruing
Residential Portfolio Segment [Member]
Total past due	3,273	2,943
Current past due	213,163	211,046
Total loans, gross	216,436	213,989
Recorded investment >90 days past due and accruing
Consumer and Other Portfolio Segment [Member]
Total past due	195	263
Current past due	45,804	40,236
Total loans, gross	45,999	40,499
Recorded investment >90 days past due and accruing
Financing Receivables, 30 to 59 Days Past Due [Member]
Total past due	2,550	4,722
Financing Receivables, 30 to 59 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total past due	93	136
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Total past due	77	10
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Total past due	708	2,194
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Total past due
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Total past due	1,523	2,252
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Total past due	149	130
Financing Receivables, 60 to 89 Days Past Due [Member]
Total past due	647	826
Financing Receivables, 60 to 89 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total past due		213
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Total past due	46	75
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Total past due	363	230
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Total past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Total past due	192	227
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Total past due	46	81
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total past due	2,522	2,759
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Total past due	113	44
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Total past due	23	76
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Total past due	828	2,123
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Total past due
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Total past due	1,558	464
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Total past due		$ 52

Note 5 - Allowance For Loan L58

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Non-accrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Non-accrual loans	$ 4,656	$ 8,633
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Non-accrual loans	113	565
Commercial Portfolio Segment [Member]
Non-accrual loans	169	148
Commercial Real Estate Portfolio Segment [Member]
Non-accrual loans	1,625	4,823
Construction Real Estate Portfolio Segment [Member]
Non-accrual loans	31	46
Residential Portfolio Segment [Member]
Non-accrual loans	2,623	2,915
Consumer and Other Portfolio Segment [Member]
Non-accrual loans	$ 95	$ 136

Note 5 - Allowance For Loan L59

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Related allowance	$ 1,141	$ 2,552
Recorded investment	17,711	24,886
Unpaid principal balance	18,543	26,209
Related allowance	1,141	2,552
Average recorded investment	18,887	26,617
Interest income recognized	836	1,141
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Recorded investment - without allowance	966
Unpaid principal balance - without allowance	1,164
Average recorded investment - without allowance	1,021
Interest income recognized without allowance	46
Recorded investment - with allowance	246	882
Unpaid principal balance - with allowance	246	885
Related allowance	5	240
Average recorded investment - with allowance	248	892
Interest income recognized with allowance	13	30
Recorded investment	1,212	882
Unpaid principal balance	1,410	885
Related allowance	5	240
Average recorded investment	1,269	892
Interest income recognized	59	30
Commercial Portfolio Segment [Member]
Recorded investment - without allowance	88	63
Unpaid principal balance - without allowance	140	113
Average recorded investment - without allowance	123	76
Interest income recognized without allowance	10	5
Recorded investment - with allowance	267	895
Unpaid principal balance - with allowance	274	916
Related allowance	199	672
Average recorded investment - with allowance	417	1,036
Interest income recognized with allowance	15	48
Recorded investment	355	958
Unpaid principal balance	414	1,029
Related allowance	199	672
Average recorded investment	540	1,112
Interest income recognized	25	53
Commercial Real Estate Portfolio Segment [Member]
Recorded investment - without allowance	4,295	7,701
Unpaid principal balance - without allowance	4,502	8,107
Average recorded investment - without allowance	4,525	8,297
Interest income recognized without allowance	201	333
Recorded investment - with allowance	2,558	5,697
Unpaid principal balance - with allowance	2,610	6,183
Related allowance	129	634
Average recorded investment - with allowance	2,745	6,263
Interest income recognized with allowance	111	260
Recorded investment	6,853	13,398
Unpaid principal balance	7,112	14,290
Related allowance	129	634
Average recorded investment	7,270	14,560
Interest income recognized	312	593
Construction Real Estate Portfolio Segment [Member]
Recorded investment - without allowance	144	200
Unpaid principal balance - without allowance	177	233
Average recorded investment - without allowance	171	243
Interest income recognized without allowance	9	14
Recorded investment - with allowance	1,573	1,609
Unpaid principal balance - with allowance	1,573	1,609
Related allowance	388	277
Average recorded investment - with allowance	1,591	1,627
Interest income recognized with allowance	73	74
Recorded investment	1,717	1,809
Unpaid principal balance	1,750	1,842
Related allowance	388	277
Average recorded investment	1,762	1,870
Interest income recognized	82	88
Residential Portfolio Segment [Member]
Recorded investment - without allowance	4,916	4,137
Unpaid principal balance - without allowance	5,157	4,359
Average recorded investment - without allowance	5,269	4,237
Interest income recognized without allowance	247	199
Recorded investment - with allowance	2,182	3,206
Unpaid principal balance - with allowance	2,224	3,310
Related allowance	236	506
Average recorded investment - with allowance	2,281	3,433
Interest income recognized with allowance	87	154
Recorded investment	7,098	7,343
Unpaid principal balance	7,381	7,669
Related allowance	236	506
Average recorded investment	7,550	7,670
Interest income recognized	334	353
Consumer and Other Portfolio Segment [Member]
Recorded investment - without allowance	11	26
Unpaid principal balance - without allowance	11	26
Average recorded investment - without allowance	14	28
Interest income recognized without allowance	1	2
Recorded investment - with allowance	465	470
Unpaid principal balance - with allowance	465	468
Related allowance	184	223
Average recorded investment - with allowance	482	485
Interest income recognized with allowance	23	22
Recorded investment	476	496
Unpaid principal balance	476	494
Related allowance	184	223
Average recorded investment	496	513
Interest income recognized	$ 24	$ 24

Note 5 - Allowance For Loan L60

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Number of contracts	13	15
Pre-modification recorded principal balance	$ 1,577	$ 1,702
Post-modification recorded principal balance	$ 1,008	$ 1,448
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Number of contracts	1	3
Pre-modification recorded principal balance	$ 362	$ 325
Post-modification recorded principal balance	$ 325	$ 322
Commercial Portfolio Segment [Member]
Number of contracts	1	2
Pre-modification recorded principal balance	$ 250	$ 112
Post-modification recorded principal balance		$ 17
Commercial Real Estate Portfolio Segment [Member]
Number of contracts	1	3
Pre-modification recorded principal balance	$ 215	$ 684
Post-modification recorded principal balance		$ 593
Construction Real Estate Portfolio Segment [Member]
Number of contracts
Pre-modification recorded principal balance
Post-modification recorded principal balance
Residential Portfolio Segment [Member]
Number of contracts	9	7
Pre-modification recorded principal balance	$ 693	$ 581
Post-modification recorded principal balance	$ 629	$ 516
Consumer and Other Portfolio Segment [Member]
Number of contracts	1
Pre-modification recorded principal balance	$ 57
Post-modification recorded principal balance	$ 54

Note 5 - Allowance For Loan L61

Note 5 - Allowance For Loan Losses and Credit Quality of Loans - Troubled Debt Restructurings Subsequent Default (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Number of Contracts		1
Recorded Principal Balance		$ 46
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Number of Contracts		1
Recorded Principal Balance		$ 46
Commercial Portfolio Segment [Member]
Number of Contracts
Recorded Principal Balance
Commercial Real Estate Portfolio Segment [Member]
Number of Contracts
Recorded Principal Balance
Construction Real Estate Portfolio Segment [Member]
Number of Contracts
Recorded Principal Balance
Residential Portfolio Segment [Member]
Number of Contracts
Recorded Principal Balance
Consumer and Other Portfolio Segment [Member]
Number of Contracts
Recorded Principal Balance

Note 6 - Bank Premises and Eq62

Note 6 - Bank Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment, Gross	$ 70,143,000	$ 71,879,000
Estimated Cost to Complete All in Process Projects	13,000
Operating Leases, Rent Expense	179,000	184,000	$ 190,000
Construction in Progress [Member]
Property, Plant and Equipment, Gross	$ 33,000	$ 300,000

Note 6 - Bank Premises and Eq63

Note 6 - Bank Premises and Equipment - Bank Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Bank premises and equipment	$ 70,143	$ 71,879
Less accumulated depreciation	42,974	43,635
Bank premises and equipment, net	27,169	28,244
Land, Buildings and Improvements [Member]
Bank premises and equipment	44,651	47,398
Equipment, Furniture and Fixtures [Member]
Bank premises and equipment	$ 25,492	$ 24,481

Note 6 - Bank Premises and Eq64

Note 6 - Bank Premises and Equipment - Future Minimum Lease Payments (Details)	Dec. 31, 2016USD ($)
2,017	$ 89,000
2,018	47,000
2,019	38,000
2,020	32,000
2,021	20,000
Thereafter	22,000
Total	$ 248,000

Note 7 - Deposits (Details Text

Note 7 - Deposits (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest Expense, Time Deposits, $100,000 or More	$ 156,000	$ 161,000	$ 287,000
Time Deposits, $100,000 or More	16,708,000	19,794,000
Time Deposits Maturities, after Next Twelve Months	73,494,000	86,697,000
Time Deposits Less Than $250,000 [Member]
Interest-bearing Domestic Deposit, Brokered	1,857,000	3,608,000
Time Deposits $250,000 Or More [Member]
Interest-bearing Domestic Deposit, Brokered	$ 0	$ 0

Note 7 - Deposits - Maturities

Note 7 - Deposits - Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2016USD ($)
Time Deposits Less Than $250,000 [Member]
2,017	$ 72,001
2,018	24,134
2,019	15,514
2,020	14,811
2,021	9,101
Thereafter
Total	135,561
Time Deposits $250,000 Or More [Member]
2,017	6,774
2,018	3,219
2,019	4,936
2,020	763
2,021	1,016
Thereafter
Total	$ 16,708

Note 8 - Federal Home Loan Ba67

Note 8 - Federal Home Loan Bank Advances and Repurchase Agreements (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Maximum Balance of Repurchase Agreements	$ 0	$ 15,000,000
Weighted Average Interest Rate on Repurchase Agreements		4.65%
US Government Agencies Securities, at Carrying Value		$ 16,960,000
Federal Home Loan Bank of Indianapolis [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$ 20,000,000	$ 20,000,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End	0.90%	0.58%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 21,431,000	$ 26,437,000
Advances from Federal Home Loan Banks	$ 0	$ 0

Note 9 - Retirement Plans and68

Note 9 - Retirement Plans and Postretirement Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2002	Dec. 31, 1992
Defined Contribution Plan, Percent of Employer Match, Aggregate				4.00%
Defined Contribution Plan, Employee Deferral Required to be Eligible				5.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Amount	$ 24,000
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	100.00%	100.00%	100.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	3.00%	3.00%	3.00%
Defined Contribution Plan, Administrative Expenses	$ 512,000	$ 558,000	$ 558,000
Defined Benefit Plan, Benefits Paid	$ 205,000	$ 144,000	201,000
Percentage of Debt Insurance Premium					200.00%
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	4.25%	4.25%
Percentage of Banks Expenses					200.00%
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 0	$ 0	$ 0
Director [Member]
Defined Contribution Plan, Number of Employees Covered	5
Retired Director [Member]
Defined Contribution Plan, Number of Employees Covered	5
Executive Officer [Member]
Defined Contribution Plan, Number of Employees Covered	10
Retired Executive Officer [Member]
Defined Contribution Plan, Number of Employees Covered	12
For Director Service of Less Than 3 Years [Member]
Defined Benefit Plan, Benefits Paid	$ 500,000
For Director Service up to 5 Years [Member]
Defined Benefit Plan, Benefits Paid	600,000
For Director Service up to 10 Years [Member]
Defined Benefit Plan, Benefits Paid	750,000
For Director Service of 10 Years or More [Member]
Defined Benefit Plan, Benefits Paid	$ 1,000,000
Additional Matching Amount [Member]
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	50.00%	50.00%	50.00%
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	2.00%	2.00%	2.00%
Minimum [Member]
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	1.00%
Maximum [Member]
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	75.00%

Note 9 - Retirement Plans and69

Note 9 - Retirement Plans and Postretirement Benefit Plans - Reconciliation of the Accumulated Postretirement Benefit Obligation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
APBO	$ 3,745	$ 3,406
Unrecognized net gain (loss)	(267)	(67)
Accrued benefit cost at fiscal year end	$ 3,478	$ 3,339

Note 9 - Retirement Plans and70

Note 9 - Retirement Plans and Postretirement Benefit Plans - Postretirement Benefit Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Service cost	$ 128	$ 173	$ 135
Interest cost	142	143	144
Prior service costs			2
Amortization of gains		27	1
Net postretirement benefit expense	$ 270	$ 343	$ 282

Note 9 - Retirement Plans and71

Note 9 - Retirement Plans and Postretirement Benefit Plans - Postretirement Death Benefits and Health Care Benefits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Service cost	$ 128,000	$ 173,000	$ 135,000
Interest cost	142,000	143,000	144,000
Benefits paid	(205,000)	(144,000)	(201,000)
Postretirement Life Insurance [Member]
Benefit obligation at beginning of year	5,952,000	5,892,000
Service cost	9,000	9,000
Interest cost	233,000	217,000
Actuarial loss (gain)	(9,000)	(166,000)
Benefits paid, net of participants' contributions
Benefit obligation at end of year	6,185,000	5,952,000	5,892,000
Accrued benefit cost at beginning of year	4,793,000	4,405,000
Service cost	9,000	9,000
Interest cost	233,000	217,000
Amortization	161,000	162,000
Employer contributions
Net gain
Accrued benefit cost at end of year	5,196,000	4,793,000	4,405,000
Fair value of plan assets at beginning of year
Employer contributions
Plan participants' contributions
Benefits paid
Fair value of plan assets at end of year
Funded status at end of year	(6,185,000)	(5,952,000)
Postretirement Health Coverage [Member]
Benefit obligation at beginning of year	3,406,000	3,865,000
Service cost	128,000	173,000
Interest cost	142,000	143,000
Actuarial loss (gain)	200,000	(686,000)
Benefits paid, net of participants' contributions	(131,000)	(89,000)
Benefit obligation at end of year	3,745,000	3,406,000	3,865,000
Accrued benefit cost at beginning of year	3,339,000	3,085,000
Service cost	128,000	173,000
Interest cost	142,000	143,000
Amortization
Employer contributions	(131,000)	(89,000)
Net gain		27,000
Accrued benefit cost at end of year	3,478,000	3,339,000	3,085,000
Fair value of plan assets at beginning of year
Employer contributions	131,000	89,000
Plan participants' contributions	74,000	55,000
Benefits paid	(205,000)	(144,000)
Fair value of plan assets at end of year
Funded status at end of year	$ (3,745,000)	$ (3,406,000)

Note 9 - Retirement Plans and72

Note 9 - Retirement Plans and Postretirement Benefit Plans - Amounts Recognized in Other Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Postretirement Life Insurance [Member]
Assets
Liabilities	6,185	5,952
Total	6,185	5,952
Postretirement Health Coverage [Member]
Assets
Liabilities	3,745	3,406
Total	$ 3,745	$ 3,406

Note 9 - Retirement Plans and73

Note 9 - Retirement Plans and Postretirement Benefit Plans - Amounts Recognized in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Postretirement Life Insurance [Member]
Net loss (gain)	$ (326)	$ (317)
Transition obligation (asset)
Prior service cost (credit)	1,315	1,476
Total included in AOCI	989	1,159
Postretirement Health Coverage [Member]
Net loss (gain)	267	67
Transition obligation (asset)
Prior service cost (credit)
Total included in AOCI	$ 267	$ 67

Note 9 - Retirement Plans and74

Note 9 - Retirement Plans and Postretirement Benefit Plans - Projected Payments (Details)	Dec. 31, 2016USD ($)
Postretirement Life Insurance [Member]
2,017	$ 286,000
2,018	298,000
2,019	309,000
2,020	319,000
2,021	340,000
2022-2026	1,816,000
Postretirement Health Coverage [Member]
2,017	141,000
2,018	160,000
2,019	170,000
2,020	177,000
2,021	183,000
2022-2026	$ 998,000

Note 10 - Stockholders' Equity

Note 10 - Stockholders' Equity (Details Textual) - USD ($) $ / shares in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Stock Issued During Period, Shares, Employee Stock Purchase Plans	26,474	17,775
Stock Issued During Period, Value, Employee Stock Purchase Plan	$ 221,000	$ 106,000
Common Stock, Par or Stated Value Per Share	$ 0	$ 0

Note 11 - Disclosures About F76

Note 11 - Disclosures About Fair Value of Financial Instruments - Financial Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Time Deposits in Other Banks	$ 18,946	$ 5,500
Held to Maturity Securities	41,156	42,437
Available for Sale Securities	488,067	496,859
US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	40,654	41,937
Available for Sale Securities	30,609	17,469
Corporate Debt Securities [Member]
Held to Maturity Securities	502	500
Available for Sale Securities	34,160	4,950
US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209	103,252
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available for Sale Securities	2,089	2,127
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Available for Sale Securities	2,089	2,127
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available for Sale Securities	485,978	494,732
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities	30,609	17,469
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available for Sale Securities	34,160	4,950
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209	103,252
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Available for Sale Securities
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	52,772	79,550
Time Deposits in Other Banks	18,946	5,500
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale	611	1,477
Loans, net	643,879	606,412
Accrued Interest Receivable	4,335	4,170
Noninterest Bearing Deposits	279,001	253,795
Interest Bearings Deposits	920,716	911,598
Accrued Interest Payable	57	108
Repurchase Agreements		15,000
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	40,241	40,782
Available for Sale Securities	30,609	17,469
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	500	500
Available for Sale Securities	34,160	4,950
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		103,252
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities	2,089	2,127
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	52,772	79,550
Time Deposits in Other Banks	18,940	5,465
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale	623	1,508
Loans, net	642,908	613,397
Accrued Interest Receivable	4,335	4,170
Noninterest Bearing Deposits	279,001	253,795
Interest Bearings Deposits	922,187	913,410
Accrued Interest Payable	57	108
Repurchase Agreements		15,253
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	40,654	41,937
Available for Sale Securities	30,609	17,469
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	502	500
Available for Sale Securities	34,160	4,950
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		103,252
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities	2,089	2,127
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	52,772	79,550
Time Deposits in Other Banks
Federal Home Loan Bank Stock
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits	279,001	253,795
Interest Bearings Deposits
Accrued Interest Payable
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Available for Sale Securities	2,089	2,127
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks
Time Deposits in Other Banks	18,940	5,465
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits
Interest Bearings Deposits	922,187	913,410
Accrued Interest Payable
Repurchase Agreements		15,253
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	3,153	3,805
Available for Sale Securities	30,609	17,469
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	502	500
Available for Sale Securities	34,160	4,950
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		103,252
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks
Time Deposits in Other Banks
Federal Home Loan Bank Stock
Loans Held for Sale	623	1,508
Loans, net	642,908	613,397
Accrued Interest Receivable	4,335	4,170
Noninterest Bearing Deposits
Interest Bearings Deposits
Accrued Interest Payable	57	108
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	37,501	38,132
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Available for Sale Securities

Note 12 - Federal Income Taxe77

Note 12 - Federal Income Taxes (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Deferred Tax Assets, Valuation Allowance	$ 0	$ 0	$ 0

Note 12 - Federal Income Taxe78

Note 12 - Federal Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Current									$ 2,725	$ (660)	$ 69
Deferred									3,512	5,680	2,503
Tax expense (benefit)	$ 1,532	$ 1,593	$ 1,888	$ 1,224	$ 1,748	$ 1,230	$ 871	$ 1,171	$ 6,237	$ 5,020	$ 2,572

Note 12 - Federal Income Taxe79

Note 12 - Federal Income Taxes - Effective Tax Rate (Details)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Statutory rate	34.00%	34.00%	34.00%
Municipal interest income	(2.00%)	(2.10%)	(3.90%)
Other, net	(1.90%)	(2.50%)	(4.10%)
Valuation allowance
Effective tax rate	30.10%	29.40%	26.00%

Note 12 - Federal Income Taxe80

Note 12 - Federal Income Taxes - Net Deferred Income Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Allowance for loan losses	$ 2,990	$ 3,818
Net deferred loan origination fees	655	649
Tax versus book depreciation differences	331	482
Net unrealized losses on securities available for sale	3,449	795
Accrued postretirement benefits	3,406	3,176
Postretirement benefits in other comprehensive income	427	417
Alternative minimum tax	3,493	632
Non-accrual loan interest	281	438
Other real estate owned	546	606
Net operating loss		5,425
Other, net	766	783
Total deferred federal tax asset	16,344	17,221
Accretion of bond discount	(186)	(346)
Other	(691)	(560)
Total deferred federal tax liabilities	(877)	(906)
Net deferred federal income tax asset	$ 15,467	$ 16,315

Note 13 - Regulatory Capital 81

Note 13 - Regulatory Capital Requirements - Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total risk based capital to risk weighted assets, amount	$ 153,957	$ 154,718
Total risk based capital to risk weighted assets, ratio	18.35%	19.79%
Total risk based capital to risk weighted assets - minimum to be well capitalized, amount	$ 83,923	$ 78,163
Total risk based capital to risk weighted assets - minimum to be well capitalized, ratio	10.00%	10.00%
Tier 1 capital to risk weighted assets, amount	$ 145,144	$ 144,857
Tier 1 capital to risk weighted assets, ratio	17.30%	18.53%
Tier 1 capital to risk weighted assets - minimum to be well capitalized, amount	$ 67,138	$ 62,531
Tier 1 capital to risk weighted assets - minimum to be well capitalized, ratio	8.00%	8.00%
Common equity tier 1 capital to risk weighted assets, amount	$ 145,144	$ 144,857
Common equity tier 1 capital to risk weighted assets, ratio	17.30%	18.53%
Common equity tier 1 capital to risk weighted assets - minimum to be well capitalized, amount	$ 54,550	$ 50,806
Common equity tier 1 capital to risk weighted assets - minimum to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital to average assets, amount	$ 145,144	$ 144,857
Tier 1 capital to average assets, ratio	10.89%	11.04%
Tier 1 capital to average assets - minimum to be well capitalized, amount	$ 66,645	$ 65,625
Tier 1 capital to average assets - minimum to be well capitalized, ratio	5.00%	5.00%
Monroe Bank & Trust [Member]
Total risk based capital to risk weighted assets, amount	$ 151,936	$ 153,026
Total risk based capital to risk weighted assets, ratio	18.12%	19.59%
Total risk based capital to risk weighted assets - minimum to be well capitalized, amount	$ 83,831	$ 78,107
Total risk based capital to risk weighted assets - minimum to be well capitalized, ratio	10.00%	10.00%
Tier 1 capital to risk weighted assets, amount	$ 143,123	$ 143,175
Tier 1 capital to risk weighted assets, ratio	17.07%	18.33%
Tier 1 capital to risk weighted assets - minimum to be well capitalized, amount	$ 67,064	$ 62,485
Tier 1 capital to risk weighted assets - minimum to be well capitalized, ratio	8.00%	8.00%
Common equity tier 1 capital to risk weighted assets, amount	$ 143,123	$ 143,175
Common equity tier 1 capital to risk weighted assets, ratio	17.07%	18.33%
Common equity tier 1 capital to risk weighted assets - minimum to be well capitalized, amount	$ 54,490	$ 50,769
Common equity tier 1 capital to risk weighted assets - minimum to be well capitalized, ratio	6.50%	6.50%
Tier 1 capital to average assets, amount	$ 143,123	$ 143,175
Tier 1 capital to average assets, ratio	10.75%	10.91%
Tier 1 capital to average assets - minimum to be well capitalized, amount	$ 66,579	$ 65,602
Tier 1 capital to average assets - minimum to be well capitalized, ratio	5.00%	5.00%

Note 14 - Earnings Per Share (D

Note 14 - Earnings Per Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	213,101	302,100	385,100

Note 14 - Earnings Per Share -

Note 14 - Earnings Per Share - Calculations of Earnings Per Common Share (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net Income	$ 3,578,000	$ 3,687,000	$ 4,239,000	$ 2,997,000	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 14,501,000	$ 12,082,000	$ 7,315,000
Less preferred dividends
Net income applicable to common stock									$ 14,501,000	$ 12,082,000	$ 7,315,000
Average common shares outstanding (in shares)									22,802,325	22,742,476	22,109,911
Basic Earnings Per Common Share (in dollars per share)	$ 0.16	$ 0.16	$ 0.19	$ 0.13	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.64	$ 0.53	$ 0.33
Net income	$ 3,578,000	$ 3,687,000	$ 4,239,000	$ 2,997,000	$ 4,014,000	$ 3,006,000	$ 2,285,000	$ 2,777,000	$ 14,501,000	$ 12,082,000	$ 7,315,000
Less preferred dividends
Net income applicable to common stock									$ 14,501,000	$ 12,082,000	$ 7,315,000
Average common shares outstanding (in shares)									22,802,325	22,742,476	22,109,911
Stock based compensation adjustment (in shares)									134,868	174,278	180,657
Average common shares outstanding - diluted (in shares)									22,937,193	22,916,754	22,290,568
Income per common share - diluted (in dollars per share)	$ 0.16	$ 0.16	$ 0.18	$ 0.13	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.63	$ 0.53	$ 0.33

Note 15 - Stock-based Compens84

Note 15 - Stock-based Compensation Plan (Details Textual) - USD ($)	Dec. 31, 2016	Sep. 29, 2016	Jun. 23, 2016	Feb. 25, 2016	Jan. 21, 2015	May 01, 2008	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	May 07, 2015
Allocated Share-based Compensation Expense															$ 548,000	$ 413,000	$ 295,000
Earnings Per Share, Basic							$ 0.16	$ 0.16	$ 0.19	$ 0.13	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.64	$ 0.53	$ 0.33
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	60,200						60,200								60,200
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 15.33						$ 15.33								$ 15.33
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted															105,500	128,000	110,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period															105,500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period															8,839
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period															106,004
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 2.93						$ 2.93				$ 2.76				$ 2.93	$ 2.76
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period															6,000	8,500	6,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period															1,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period															6,250	6,000	31,000
Allocated Share-based Compensation Expense															$ 50,000	$ 37,000	$ 37,000
Restricted Stock Units (RSUs) [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 201,000						$ 201,000								$ 201,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period				35,000											30,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period															5,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period															35,000
Allocated Share-based Compensation Expense															$ 186,000	$ 116,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period				2 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 8.26						$ 8.26								$ 8.26
Stock Granted, Value, Share-based Compensation, Net of Forfeitures															$ 289,000
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period					25,000										21,500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period															3,500
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period					2 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 4.94						$ 4.94								$ 4.94
Stock Granted, Value, Share-based Compensation, Net of Forfeitures															$ 124,000
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member] | Contingent Vesting Achievement [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period					25,000
Earnings Per Share, Basic					$ 0.80
Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Number of Shares Per Employee						1,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized																		1,500,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized for Year Grants to Individuals																		100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	424,659						424,659								424,659
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period															334,878
Stock Incentive Plan 2008 [Member] | Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term															7 years	7 years	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate															41.21%	56.42%	60.11%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate															1.47%	1.79%	2.27%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate															1.50%	1.30%	0.00%
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit															$ 1.52
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit															$ 8.53
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 319,000						$ 319,000								$ 319,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition															1 year 229 days
Stock Incentive Plan 2008 [Member] | Stock Appreciation Rights (SARs) [Member] | Certain Officers [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted				105,500
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period				10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period				3 years
Stock Incentive Plan 2008 [Member] | Restricted Stock [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 4,000						$ 4,000				$ 13,000				$ 4,000	$ 13,000	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period				6,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period			1,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	4,000	1,000

Note 15 - Stock-based Compens85

Note 15 - Stock-based Compensation Plan - SOSARs Activity (Details) - Stock Appreciation Rights (SARs) [Member] - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
SOSARs Outstanding, January 1 (in shares)	609,275	557,439	472,271
SOSARs Outstanding, January 1 (in dollars per share)	$ 4.02	$ 3.58	$ 3.23
Granted (in shares)	105,500	128,000	110,000
Granted (in dollars per share)	$ 8.26	$ 5.31	$ 4.90
Exercised (in shares)	238,818	60,660	18,998
Exercised (in dollars per share)	$ 3.18	$ 2.34	$ 2.15
Forfeited (in shares)	8,839	15,504	5,834
Forfeited (in dollars per share)	$ 5.68	$ 5.21	$ 4.91
Expired (in shares)
Expired (in dollars per share)
SOSARs Outstanding, December 31 (in shares)	467,118	609,275	557,439
SOSARs Outstanding, December 31 (in dollars per share)	$ 5.38	$ 4.02	$ 3.58
SOSARs Exercisable, December 31 (in shares)	358,242	425,356	450,888
SOSARs Exercisable, December 31 (in dollars per share)	$ 4.83	$ 3	$ 3.45

Note 15 - Stock-based Compens86

Note 15 - Stock-based Compensation Plan - SOSARs Price Range (Details)	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Exercise Price (in dollars per share) | $ / shares
Outstanding SOSARs Shares (in shares)	467,118
Outstanding SOSARs Remaining Life (Year)	6 years 178 days
Exercisable SOSARs Shares (in shares)	358,242
Exercisable SOSARs Remaining Life (Year)	5 years 288 days
Range One [Member]
Exercise Price (in dollars per share) | $ / shares	$ 1.52
Outstanding SOSARs Shares (in shares)	4,000
Outstanding SOSARs Remaining Life (Year)	3 years 3 days
Exercisable SOSARs Shares (in shares)	4,000
Exercisable SOSARs Remaining Life (Year)	3 years 3 days
Range Two [Member]
Exercise Price (in dollars per share) | $ / shares	$ 1.85
Outstanding SOSARs Shares (in shares)	57,500
Outstanding SOSARs Remaining Life (Year)	4 years 302 days
Exercisable SOSARs Shares (in shares)	57,500
Exercisable SOSARs Remaining Life (Year)	4 years 302 days
Range Three [Member]
Exercise Price (in dollars per share) | $ / shares	$ 2.35
Outstanding SOSARs Shares (in shares)	45,000
Outstanding SOSARs Remaining Life (Year)	6 years 3 days
Exercisable SOSARs Shares (in shares)	45,000
Exercisable SOSARs Remaining Life (Year)	6 years 3 days
Range Four [Member]
Exercise Price (in dollars per share) | $ / shares	$ 3.03
Outstanding SOSARs Shares (in shares)	26,800
Outstanding SOSARs Remaining Life (Year)	2 years 3 days
Exercisable SOSARs Shares (in shares)	26,800
Exercisable SOSARs Remaining Life (Year)	2 years 3 days
Range Five [Member]
Exercise Price (in dollars per share) | $ / shares	$ 4.90
Outstanding SOSARs Shares (in shares)	74,176
Outstanding SOSARs Remaining Life (Year)	7 years 69 days
Exercisable SOSARs Shares (in shares)	74,176
Exercisable SOSARs Remaining Life (Year)	7 years 69 days
Range Six [Member]
Exercise Price (in dollars per share) | $ / shares	$ 4.94
Outstanding SOSARs Shares (in shares)	53,674
Outstanding SOSARs Remaining Life (Year)	8 years 25 days
Exercisable SOSARs Shares (in shares)	32,314
Exercisable SOSARs Remaining Life (Year)	8 years 25 days
Range Seven [Member]
Exercise Price (in dollars per share) | $ / shares	$ 5.79
Outstanding SOSARs Shares (in shares)	53,067
Outstanding SOSARs Remaining Life (Year)	8 years 149 days
Exercisable SOSARs Shares (in shares)	34,563
Exercisable SOSARs Remaining Life (Year)	8 years 149 days
Range Eight [Member]
Exercise Price (in dollars per share) | $ / shares	$ 8.26
Outstanding SOSARs Shares (in shares)	102,001
Outstanding SOSARs Remaining Life (Year)	9 years 54 days
Exercisable SOSARs Shares (in shares)	32,989
Exercisable SOSARs Remaining Life (Year)	9 years 54 days
Range Nine [Member]
Exercise Price (in dollars per share) | $ / shares	$ 8.53
Outstanding SOSARs Shares (in shares)	50,900
Outstanding SOSARs Remaining Life (Year)	1 year 156 days
Exercisable SOSARs Shares (in shares)	50,900
Exercisable SOSARs Remaining Life (Year)	1 year 156 days

Note 15 - Stock-based Compens87

Note 15 - Stock-based Compensation Plan - Non-vested SOSARs (Details) - Stock Appreciation Rights (SARs) [Member]	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Nonvested at January 1, 2016 (in shares) | shares	118,219
Nonvested at January 1, 2016 (in dollars per share) | $ / shares	$ 2.76
Granted (in shares) | shares	105,500
Granted (in dollars per share) | $ / shares	$ 3.08
Vested (in shares) | shares	(106,004)
Vested (in dollars per share) | $ / shares	$ 2.89
Forfeited (in shares) | shares	(8,839)
Forfeited (in dollars per share) | $ / shares	$ 2.94
Nonvested at December 31, 2016 (in shares) | shares	108,876
Nonvested at December 31, 2016 (in dollars per share) | $ / shares	$ 2.93

Note 15 - Stock-based Compens88

Note 15 - Stock-based Compensation Plan - Non-vested Restricted Stock Awards (Details) - Restricted Stock [Member] - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Nonvested at January 1, 2016 (in shares)	2,500		25,000
Granted (in shares)	6,000	8,500	6,000
Vested (in shares)	6,250	6,000	31,000
Forfeited (in shares)	1,000
Nonvested at December 31, 2016 (in shares)	1,250	2,500

Note 15 - Stock-based Compens89

Note 15 - Stock-based Compensation Plan - Restricted Stock Units Performance Targets (Details) - Restricted Stock Units (RSUs) [Member]	12 Months Ended
	Dec. 31, 2016$ / shares
Vesting Scenario One [Member]
Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 (in dollars per share)	$ 1.21
Percent of Target Achieved	100.00%
Percent RSUs Vested	100.00%
Vesting Scenario Two [Member]
Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 (in dollars per share)	$ 1.15
Percent of Target Achieved	95.00%
Percent RSUs Vested	83.00%
Vesting Scenario Three [Member]
Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 (in dollars per share)	$ 1.09
Percent of Target Achieved	90.00%
Percent RSUs Vested	67.00%
Vesting Scenario Four [Member]
Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 (in dollars per share)	$ 1.03
Percent of Target Achieved	85.00%
Percent RSUs Vested	50.00%
Vesting Scenario Five [Member]
Two Year Cumulative Fully Diluted EPS for the Two Year Performance Period Ending December 31, 2017 (in dollars per share)
Percent of Target Achieved
Percent RSUs Vested	0.00%

Note 15 - Stock-based Compens90

Note 15 - Stock-based Compensation Plan - Recorded Expense for All Stock Based Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Recorded expense for all Stock Based Compensation awards	$ 548	$ 413	$ 295
Unrecognized compensation expense for all Stock Based Compensation awards	$ 524	$ 479	$ 398

Note 16 - Parent Company (Detai

Note 16 - Parent Company (Details Textual)	Dec. 31, 2016USD ($)
Maximum Funds Available for Loan to Corporation	$ 15,507,000

Note 16 - Parent Company - Bala

Note 16 - Parent Company - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash and due from banks	$ 18,183	$ 14,996
Total assets	1,357,283	1,342,313
Accounts payable and accrued expenses	16,452	14,579
Total liabilities	1,216,169	1,194,972
Total stockholders' equity	141,114	147,341	$ 134,536	$ 110,608
Total liabilities and stockholders' equity	1,357,283	1,342,313
Parent Company [Member]
Cash and due from banks	1,975	1,610
Investment in subsidiary bank	139,093	145,156
Other assets	920	1,062
Total assets	141,988	147,828
Accounts payable and accrued expenses	874	487
Total liabilities	874	487
Total stockholders' equity	141,114	147,341
Total liabilities and stockholders' equity	$ 141,988	$ 147,828

Note 16 - Parent Company - Stat

Note 16 - Parent Company - Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net gain (loss) on sales of securities									$ 2,151	$ 398	$ (654)
Income tax expense (benefit)	$ 1,532	$ 1,593	$ 1,888	$ 1,224	$ 1,748	$ 1,230	$ 871	$ 1,171	6,237	5,020	2,572
Net Income	$ 3,578	$ 3,687	$ 4,239	$ 2,997	$ 4,014	$ 3,006	$ 2,285	$ 2,777	14,501	12,082	7,315
Parent Company [Member]
Dividends from subsidiary bank									15,650
Net gain (loss) on sales of securities											214
Total income									15,650		214
Other expense									332	321	282
Total expense									332	321	282
Loss before tax and equity in undistributed net income of subsidiary bank									15,318	(321)	(68)
Income tax expense (benefit)									(113)	(109)	2
Income (Loss) before equity in undistributed net income of subsidiary bank									15,431	(212)	(70)
Equity in undistributed net income of subsidiary bank									(930)	12,294	7,385
Net Income									$ 14,501	$ 12,082	$ 7,315

Note 16 - Parent Company - St94

Note 16 - Parent Company - Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net Income	$ 3,578	$ 3,687	$ 4,239	$ 2,997	$ 4,014	$ 3,006	$ 2,285	$ 2,777	$ 14,501	$ 12,082	$ 7,315
Gain on sales of investment securities									(2,151)	(398)	654
Net cash used for operating activities									16,778	15,304	11,687
Net cash used for investing activities									(46,708)	(41,564)	(75,571)
Issuance of common stock									221	106	8,115
Repurchase of common stock									(1,414)
Dividends paid									(14,636)
Net cash provided by financing activities									3,152	53,688	38,208
Net Increase (Decrease) In Cash And Cash Equivalents									(26,778)	27,428	(25,676)
Cash and Cash Equivalents at Beginning of Year (Note 1)				79,550				52,122	79,550	52,122	77,798
Cash and Cash Equivalents at End of Year (Note 1)	52,772				79,550				52,772	79,550	52,122
Parent Company [Member]
Net Income									14,501	12,082	7,315
Equity in undistributed net income of subsidiary bank									930	(12,294)	(7,385)
Gain on sales of investment securities											(214)
Net decrease in other liabilities									387	131	84
Net (increase) decrease in other assets									376	(134)	57
Net cash used for operating activities									16,194	(215)	(143)
Sales and maturities of investment securities											754
Investment in subsidiary											(7,500)
Net cash used for investing activities											(6,746)
Issuance of common stock									221	106	8,115
Repurchase of common stock									(1,414)
Dividends paid									(14,636)
Net cash provided by financing activities									(15,829)	106	8,115
Net Increase (Decrease) In Cash And Cash Equivalents									365	(109)	1,226
Cash and Cash Equivalents at Beginning of Year (Note 1)				$ 1,610				$ 1,719	1,610	1,719	493
Cash and Cash Equivalents at End of Year (Note 1)	$ 1,975				$ 1,610				$ 1,975	$ 1,610	$ 1,719

Note 17 - Financial Instrumen95

Note 17 - Financial Instruments With Off-balance Sheet Risk (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)
Home Equity Line of Credit [Member]
Line of Credit Facility, Expiration Period	10 years
Standby Letters of Credit, Expire in 2017 [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 1,424,000
Standby Letters of Credit, Expire in 2018 [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 158,000

Note 17 - Financial Instrumen96

Note 17 - Financial Instruments With Off-balance Sheet Risk - Off-balance Sheet Credit Risk Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Off-balance sheet credit risks	$ 75,454	$ 70,488
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Off-balance sheet credit risks	4,983	4,396
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Off-balance sheet credit risks	25,057	23,164
Standby Letters of Credit and Financial Guarantees [Member]
Off-balance sheet credit risks	$ 1,582	$ 1,555

Note 18 - Quarterly Financial97

Note 18 - Quarterly Financial Information (Unaudited) - Quarterly Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Total Interest Income	$ 10,019	$ 9,995	$ 9,862	$ 9,983	$ 10,039	$ 9,964	$ 9,877	$ 10,161	$ 39,859	$ 40,041	$ 38,539
Total Interest Expense	445	480	618	693	711	740	796	819	2,236	3,066	3,838
Net Interest Income	9,574	9,515	9,244	9,290	9,328	9,224	9,081	9,342	37,623	36,975	34,701
Provision for (Recovery of) Loan Losses	(1,000)	(700)	(200)	(300)	(2,000)	(200)		(800)	(2,200)	(3,000)
Other Income	3,805	4,039	5,555	4,114	3,919	3,978	3,805	3,625	17,513	15,327	13,353
Other Expenses	9,269	8,974	8,872	9,483	9,485	9,166	9,730	9,819	36,598	38,200	38,667
Income Before Provision For Income Taxes	5,110	5,280	6,127	4,221	5,762	4,236	3,156	3,948	20,738	17,102	9,887
Provision For Income Taxes	1,532	1,593	1,888	1,224	1,748	1,230	871	1,171	6,237	5,020	2,572
Net Income	$ 3,578	$ 3,687	$ 4,239	$ 2,997	$ 4,014	$ 3,006	$ 2,285	$ 2,777	$ 14,501	$ 12,082	$ 7,315
Basic Earnings Per Common Share (in dollars per share)	$ 0.16	$ 0.16	$ 0.19	$ 0.13	$ 0.18	$ 0.13	$ 0.10	$ 0.12	$ 0.64	$ 0.53	$ 0.33
Diluted Earnings Per Common Share (in dollars per share)	0.16	0.16	0.18	0.13	0.18	0.13	0.10	0.12	$ 0.63	$ 0.53	$ 0.33
Dividends declared, per share (in dollars per share)	$ 0.04	$ 0.04	$ 0.03	$ 0.53

Note 19 - Fair Value Disclosu98

Note 19 - Fair Value Disclosures (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Payments to Acquire Available-for-sale Securities	$ 351,644	$ 259,676	$ 231,324
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets, Fair Value Disclosure	0	0
Payments to Acquire Available-for-sale Securities	$ 0	$ 0

Note 19 - Fair Value Disclosu99

Note 19 - Fair Value Disclosures - Assets Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Available for Sale Securities	$ 488,067	$ 496,859
US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209	103,252
US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities	30,609	17,469
Corporate Debt Securities [Member]
Available for Sale Securities	34,160	4,950
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Available for Sale Securities	2,089	2,127
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Available for Sale Securities
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities	2,089	2,127
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Available for Sale Securities	485,978	494,732
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities	275,000	369,061
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	146,209	103,252
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities	30,609	17,469
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Available for Sale Securities	34,160	4,950
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Available for Sale Securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities

Note 19 - Fair Value Disclos100

Note 19 - Fair Value Disclosures - Assets Measured on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Impaired loans	$ 17,711	$ 24,886
Other Real Estate Owned	1,634	2,383
Fair Value, Measurements, Nonrecurring [Member]
Impaired loans	17,711	24,886
Other Real Estate Owned	1,634	2,383
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Other Real Estate Owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Other Real Estate Owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	16,570	22,334
Other Real Estate Owned	$ 1,634	$ 2,383