MBT Financial (MBTF) 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 10, 2017
Document Information [Line Items]
Entity Registrant Name	MBT Financial Corp
Entity Central Index Key	1,118,237
Trading Symbol	mbtf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		22,865,333
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Cash and due from banks
Non-interest bearing	$ 16,277	$ 18,183
Interest bearing	24,396	34,589
Total cash and cash equivalents	40,673	52,772
Interest Bearing Time Deposits in Other Banks	18,696	18,946
Securities - Held to Maturity	41,452	40,741
Securities - Available for Sale	480,209	488,067
Federal Home Loan Bank stock - at cost	4,148	4,148
Loans held for sale	525	611
Loans	662,924	652,337
Allowance for Loan Losses	(8,334)	(8,458)
Loans - Net	654,590	643,879
Accrued interest receivable and other assets	23,260	24,901
Other real estate owned	1,360	1,634
Bank Owned Life Insurance	54,759	54,415
Premises and Equipment - Net	26,882	27,169
Total assets	1,346,554	1,357,283
Deposits:
Non-interest bearing	284,946	279,001
Interest-bearing	918,126	920,716
Total deposits	1,203,072	1,199,717
Interest payable and other liabilities	13,929	16,452
Total liabilities	1,217,001	1,216,169
STOCKHOLDERS' EQUITY
Common stock (no par value; 50,000,000 shares authorized, 22,860,794 and 22,777,882 shares issued and outstanding)	22,385	22,562
Retained earnings	112,944	126,079
Unearned compensation	(60)	(4)
Accumulated other comprehensive income (loss)	(5,716)	(7,523)
Total stockholders' equity	129,553	141,114
Total liabilities and stockholders' equity	$ 1,346,554	$ 1,357,283

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2017	Dec. 31, 2016
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	22,860,794	22,777,882
Common stock, shares outstanding (in shares)	22,860,794	22,777,882

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest Income
Interest and fees on loans	$ 7,364	$ 7,035
Interest on investment securities-
Tax-exempt	310	305
Taxable	2,268	2,526
Interest on balances due from banks	109	117
Total interest income	10,051	9,983
Interest Expense
Interest on deposits	456	517
Interest on borrowed funds		176
Total interest expense	456	693
Net Interest Income	9,595	9,290
Provision For (Recovery Of) Loan Losses	(200)	(300)
Net Interest Income After Provision For Loan Losses	9,795	9,590
Other Income
Income from wealth management services	1,128	1,097
Service charges and other fees	1,014	1,008
Debit card income	680	674
Net gain on sales and redemptionsof securities available for sale	10	320
Net loss on sales of Other Real Estate Owned	(34)	(56)
Origination fees on mortgage loans sold	59	130
Bank owned life insurance income	341	355
Other	622	586
Total other income	3,820	4,114
Other Expenses
Salaries and employee benefits	5,434	5,618
Occupancy expense	748	701
Equipment expense	697	684
Marketing expense	284	259
Professional fees	589	652
EFT/ATM Expense	248	309
Other Real Estate Owned expenses	32	64
FDIC Deposit Insurance Assessment	107	169
Bonding and other insurance expense	122	122
Telephone expense	116	126
Other	685	779
Total other expenses	9,062	9,483
Income Before Income Taxes	4,553	4,221
Income Tax Expense	1,373	1,224
Net Income	3,180	2,997
Other Comprehensive Income - Net of Tax
Unrealized gains on securities	1,787	4,327
Reclassification adjustment for gains included in net income	(7)	(211)
Postretirement benefit liability	27	27
Total Other Comprehensive Income (Loss) - Net of Tax	1,807	4,143
Comprehensive Income	$ 4,987	$ 7,140
Basic Earnings Per Common Share (in dollars per share)	$ 0.14	$ 0.13
Diluted Earnings Per Common Share (in dollars per share)	0.14	0.13
Dividends declared (in dollars per share)	$ 0.75	$ 0.53

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2015	22,790,707
Balance at Dec. 31, 2015	$ 23,492	$ 126,214	$ (13)	$ (2,352)	$ 147,341
SOSARs exercised, net of shares redeemed for taxes (in shares)	95,856
SOSARs exercised, net of shares redeemed for taxes	$ (166)				(166)
Employee Stock Purchase Plan and other stock issued (in shares)	15,635
Employee Stock Purchase Plan and other stock issued	$ 124				124
Equity Compensation	$ 111		3		114
Dividends declared		(12,129)			(12,129)
Net Income		2,997			2,997
Other comprehensive income - net of tax				4,143	4,143
Balance (in shares) at Mar. 31, 2016	22,902,198
Balance at Mar. 31, 2016	$ 23,561	117,082	(10)	1,791	142,424
Balance (in shares) at Dec. 31, 2016	22,777,882
Balance at Dec. 31, 2016	$ 22,562	126,079	(4)	(7,523)	141,114
SOSARs exercised, net of shares redeemed for taxes (in shares)	59,743
SOSARs exercised, net of shares redeemed for taxes	$ (230)				(230)
Restricted stock awards, net of shares redeemed for taxes (in shares)	6,000
Restricted stock awards, net of shares redeemed for taxes	$ 65		(65)
Employee Stock Purchase Plan and other stock issued (in shares)	17,169
Employee Stock Purchase Plan and other stock issued	$ 190				190
Tax benefit from exercise of options		812			812
Equity Compensation	122		9		131
Deferred Directors' Compensation	$ (324)				(324)
Dividends declared		(17,127)			(17,127)
Net Income		3,180			3,180
Other comprehensive income - net of tax				1,807	1,807
Balance (in shares) at Mar. 31, 2017	22,860,794
Balance at Mar. 31, 2017	$ 22,385	$ 112,944	$ (60)	$ (5,716)	$ 129,553

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Retained Earnings [Member]
Dividends declared (in dollars per share)	$ 0.75	$ 0.53
Dividends declared (in dollars per share)	$ 0.75	$ 0.53

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash Flows from Operating Activities
Net Income	$ 3,180	$ 2,997
Adjustments to reconcile net income to net cash from operating activities
Provision For (Recovery Of) Loan Losses	(200)	(300)
Depreciation	404	395
Deferred tax expense		1,224
Net amortization of investment premium and discount	614	290
Writedowns of Other Real Estate Owned	6	68
Net decrease in interest payable and other liabilities	(1,932)	(565)
Net (increase) decrease in interest receivable and other assets	746	(1,764)
Writedowns of Other Assets	37
Equity based compensation expense	131	114
Net gain on sale/settlement of securities	(10)	(320)
Increase in cash surrender value of life insurance	(341)	(355)
Net cash provided by operating activities	2,635	1,784
Cash Flows from Investing Activities
Proceeds from maturities of interest bearing time deposits in other banks	750	250
Proceeds from maturities and redemptions of investment securities held to maturity	1,835	1,793
Proceeds from maturities and redemptions of investment securities available for sale	7,030	57,157
Proceeds from sales of investment securities available for sale	10,013
Net (increase) decrease in loans	(10,465)	63
Proceeds from sales of other real estate owned	240	770
Proceeds from sales of other assets		149
Purchase of time deposits in other banks	(500)	(6,946)
Purchase of investment securities held to maturity	(2,565)	(3,350)
Purchase of Bank Owned Life Insurance	(3)
Purchase of investment securities available for sale	(7,073)	(24,807)
Purchase of bank premises and equipment	(184)	(318)
Net cash provided by (used for) investing activities	(922)	24,761
Cash Flows from Financing Activities
Net increase (decrease) in deposits	3,355	(2,660)
Issuance of common stock	190	124
Stock redeemed for tax withholding - stock based compensation	(230)	(166)
Dividends paid	(17,127)	(12,129)
Net cash used for financing activities	(13,812)	(14,831)
Net Increase (Decrease) in Cash and Cash Equivalents	(12,099)	11,714
Cash and Cash Equivalents at Beginning of Period	52,772	79,550
Cash and Cash Equivalents at End of Period	40,673	91,264
Supplemental Cash Flow Information
Cash paid for interest	458	687
Cash paid for federal income taxes
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned		29
Transfer of loans to other assets	$ 40	$ 21

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Accounting Policies	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	1. The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “ Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates fourteen six one The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses, the valuation of other real estate owned, and the fair value of investment securities. The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10 The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement. ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014 09 2014 09), 606)”. 2014 09 2014 09 2014 09 December 15, 2017 December 31, 2018 In January 2016, 2016 01, December 31, 2018. December 31, 2017 2016 01 In June 2016, 2016 13, ’s loans and available-for-sale and held-to-maturity debt securities. Each financial asset presented on the balance sheet would have a unique allowance for credit losses valuation account that is deducted from the amortized cost basis to present the net carrying value at the amount expected to be collected on the financial asset. The amendments in this ASU also eliminate the probable initial recognition threshold in current GAAP and instead, reflect an entity’s current estimate of all expected credit losses using reasonable and supportable forecasts. The new credit loss guidance will be effective for the Company's year ending December 31, 2020. first December 15, 2018,

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	2. The calculation s of earnings per common share are as follows: For the three months ended March 31, 2017 2016 Basic Net income $ 3,180,000 $ 2,997,000 Average common shares outstanding 22,821,273 22,854,556 Earnings per common share - basic $ 0.14 $ 0.13 Diluted Net income $ 3,180,000 $ 2,997,000 Average common shares outstanding 22,821,273 22,854,556 Equity compensation 140,152 160,401 Average common shares outstanding - diluted 22,961,425 23,014,957 Earnings per common share - diluted $ 0.14 $ 0.13

Note 3 - Stock Based Compensati

Note 3 - Stock Based Compensation Plan	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	3. Stock Only Stock Appreciation Rights (SOSARs) - On February 23, 2017, 94,500 2008 May 1, 2008 May 7, 2015. ten three December 31, 2017. $3.37 7 33.54%, 2.20% 1.83%. $10.90 SOSARs granted under the plan are structured as fixed grants with the base price equal to the market value of the underlying stock on the date of the grant. The following table summarizes the SOSARs that have been granted: Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2017 467,118 $ 5.38 Granted 94,500 10.90 Exercised (144,562 ) 5.17 Forfeited (3,337 ) 6.93 Expired - - SOSARs Outstanding, March 31, 2017 413,719 $ 6.70 SOSARs Exercisable, March 31, 2017 213,680 $ 4.60 The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the base price of the SOSAR. The market value of the Company’s common stock on March 31, 2017 $11.35. March 31, 2017 $1,400,000, 127,078 may Restricted Stock Unit Awards – On February 23, 2017, 24,000 2008 May 1, 2008 May 7, 2015. one two December 31, 2018 $10.90 December 15, 2019 March 31, 2017 Restricted Stock Awards – On February 23, 2017, 6,000 2008 May 1, 2008 May 7, 2015. December 31, 2017. $10.90 $59,000 March 31, 2017. The total expense for equity based compensation was $ 131,000 first 2017 $114,000 first 2016. $1,050,000 March 31, 2017. 1.88

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	4. The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, Lenawee County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors. Loans consist of the following (000s March 31, December 31, 2017 2016 Residential real estate loans $ 218,975 $ 216,436 Commercial and Construction real estate loans 272,322 271,623 Agriculture and agricultural real estate loans 21,023 21,518 Commercial and industrial loans 107,831 96,761 Loans to individuals for household, family, and other personal expenditures 42,773 45,999 Total loans, gross $ 662,924 $ 652,337 Less: Allowance for loan losses 8,334 8,458 Net Loans $ 654,590 $ 643,879 Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 90 , and other repossessed assets. Other real estate owned includes real estate that has been acquired in full or partial satisfaction of loan obligations or upon foreclosure. The following table summarizes nonperforming assets (000s March 31, December 31, 2017 2016 Nonaccrual loans $ 5,001 $ 4,656 Loans 90 days past due and accruing 9 10 Restructured loans 10,318 14,161 Total nonperforming loans $ 15,328 $ 18,827 Other real estate owned 1,360 1,634 Other assets 40 - Total nonperforming assets $ 16,728 $ 20,461 Nonperforming assets to total assets 1.24 % 1.51 % Allowance for loan losses to nonperforming loans 54.37 % 44.92 %

Note 5 - Allowance For Loan Los

Note 5 - Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Financing Receivables [Text Block]	5. The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six . The majority of this segment is student loans, and it also includes loans for autos, boats, and recreational vehicles. Activity in the allowance f or loan losses during the three March 31, 2017 (000s Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Charge-offs - - (25 ) - (50 ) (37 ) (112 ) Recoveries 3 56 37 13 54 25 188 Provision (4 ) (109 ) 90 (4 ) (33 ) (140 ) (200 ) Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Allowance for loan losses as of March 31, 2017 Ending balance individually evaluated for impairment $ 5 $ 181 $ 234 $ 381 $ 230 $ 182 $ 1,213 Ending balance collectively evaluated for impairment 195 1,398 3,204 153 1,340 831 7,121 Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Loans as of March 31, 2017 Ending balance individually evaluated for impairment $ 1,213 $ 327 $ 3,458 $ 1,705 $ 6,502 $ 459 $ 13,664 Ending balance collectively evaluated for impairment 19,810 107,504 247,335 19,824 212,473 42,314 649,260 Ending balance $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Activity in the allowance for loan losses during the three March 31, 2016 (000s Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs - - (56 ) - (91 ) (62 ) (209 ) Recoveries - 33 23 13 58 23 150 Provision 98 (715 ) 701 42 (282 ) (144 ) (300 ) Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Allowance for loan losses as of March 31, 2016 Ending balance individually evaluated for impairment $ 241 $ 525 $ 763 $ 269 $ 387 $ 209 $ 2,394 Ending balance collectively evaluated for impairment 246 1,072 4,255 206 1,533 831 8,143 Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Loans as of March 31, 2016 Ending balance individually evaluated for impairment $ 695 $ 895 $ 11,898 $ 1,796 $ 7,510 $ 450 $ 23,244 Ending balance collectively evaluated for impairment 18,649 81,986 230,917 14,538 210,795 37,838 594,723 Ending balance $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967 Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank ’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 1 0 45 50 60 70 90 • Grade 10– secondary • Grade 20– may • Grade 30– may • Grades 40 45 • Grades 50 55 may • Grade 60– one (1) (2) (3) secondary (4) (5) (6) (7) (8) (9) (10) • Grade 70– one (1) (2) secondary (3) may • Grades 80 90 The assessment of compensating factors may one The portfolio segments in each credit risk grade as of March 31, 2017 (000s Credit Quality Indicators as of March 31, 2017 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 1 $ 3,125 $ 203 $ 11,085 $ 132,686 $ 36,102 $ 183,202 10 - 5,890 - - - - 5,890 20 344 286 423 - - 145 1,198 30 634 25,346 7,742 - 213 4,128 38,063 40 15,417 64,819 199,243 5,160 71,752 2,282 358,673 45 1,503 3,327 13,367 2,959 5,226 - 26,382 50 1,649 3,273 19,990 436 3,409 11 28,768 55 169 1,135 2,882 1,564 969 - 6,719 60 1,306 630 6,943 325 4,720 105 14,029 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Performing $ 20,246 $ 107,339 $ 246,871 $ 19,772 $ 211,154 $ 42,214 $ 647,596 Nonperforming 777 492 3,922 1,757 7,821 559 15,328 Total $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 The portfolio segments in each credit risk grade as of December 31, 201 6 (000s Credit Quality Indicators as of December 31, 2016 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 2 $ 1,768 $ 214 $ 9,960 $ 132,144 $ 39,114 $ 183,202 10 - 5,787 - - - - 5,787 20 293 348 447 - - 145 1,233 30 645 17,373 8,128 - 218 - 26,364 40 15,827 63,687 198,416 4,211 70,275 6,626 359,042 45 1,507 2,142 16,227 2,974 4,513 - 27,363 50 1,769 4,090 16,828 448 3,393 12 26,540 55 263 927 4,081 1,574 989 - 7,834 60 1,212 639 7,828 287 4,904 102 14,972 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 Performing $ 20,834 $ 96,240 $ 244,816 $ 17,734 $ 208,458 $ 45,428 $ 633,510 Nonperforming 684 521 7,353 1,720 7,978 571 18,827 Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 Loans are considered past due when contractually required payment of interest or principal has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due. The following is a summary of past due loans as of March 31, 2017 December 31, 2016 (000s March 31, 2017 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 36 $ - $ 206 $ 242 $ 20,781 $ 21,023 $ - Commercial 228 - 15 243 107,588 107,831 8 Commercial Real Estate 1,302 657 538 2,497 248,296 250,793 - Construction Real Estate - - 53 53 21,476 21,529 - Residential Real Estate 1,008 168 1,355 2,531 216,444 218,975 - Consumer and Other 115 7 1 123 42,650 42,773 1 Total $ 2,689 $ 832 $ 2,168 $ 5,689 $ 657,235 $ 662,924 $ 9 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 93 $ - $ 113 $ 206 $ 21,312 $ 21,518 $ - Commercial 77 46 23 146 96,615 96,761 10 Commercial Real Estate 708 363 828 1,899 250,270 252,169 - Construction Real Estate - - - - 19,454 19,454 - Residential Real Estate 1,523 192 1,558 3,273 213,163 216,436 - Consumer and Other 149 46 - 195 45,804 45,999 - Total $ 2,550 $ 647 $ 2,522 $ 5,719 $ 646,618 $ 652,337 $ 10 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety may The following is a summary of non-accrual loans as of March 31, 2017 December 31, 2016 (000s March 31, 2017 December 31, 2016 Agriculture and Agricultural Real Estate $ 206 $ 113 Commercial 156 169 Commercial Real Estate 1,839 1,625 Construction Real Estate 79 31 Residential Real Estate 2,623 2,623 Consumer and Other 98 95 Total $ 5,001 $ 4,656 For loans deemed to be impaired due to an expectation that all contractual payments will probably not be received, impairment is measured by comparing the Bank ’s recorded investment in the loan to the present value of expected cash flows discounted at the loan’s effective interest rate, the fair value of the collateral, or the loan’s observable market price. The following is a summary of impaired loans as of March 31, 2017 March 31, December 31, 2016 (000s March 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ 969 $ 1,163 $ - $ 973 $ 10 Commercial 63 63 - 65 1 Commercial Real Estate 642 846 - 661 7 Construction Real Estate 62 95 - 81 1 Residential Real Estate 4,266 4,453 - 4,479 57 Consumer and Other 29 29 - 31 1 With an allowance recorded: Agriculture and Agricultural Real Estate 244 244 5 245 3 Commercial 264 268 181 293 3 Commercial Real Estate 2,816 2,895 234 2,914 34 Construction Real Estate 1,643 1,642 381 1,647 19 Residential Real Estate 2,236 2,298 230 2,277 24 Consumer and Other 430 431 182 434 5 Total: Agriculture and Agricultural Real Estate $ 1,213 $ 1,407 $ 5 $ 1,218 $ 13 Commercial 327 331 181 358 4 Commercial Real Estate 3,458 3,741 234 3,575 41 Construction Real Estate 1,705 1,737 381 1,728 20 Residential Real Estate 6,502 6,751 230 6,756 81 Consumer and Other 459 460 182 465 6 Recorded Investment as of December 31, 2016 Unpaid Principal Balance as of December 31, 2016 Related Allowance as of December 31, 2016 Average Recorded Investment for the Three Months Ended March 31, 2016 Interest Income Recognized in the Three Months Ended March 31, 2016 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 966 $ 1,164 $ - $ - $ - Commercial 88 140 - 163 3 Commercial Real Estate 4,295 4,502 - 7,017 66 Construction Real Estate 144 177 - 214 3 Residential Real Estate 4,916 5,157 - 4,447 55 Consumer and Other 11 11 - 17 - With an allowance recorded: Agriculture and Agricultural Real Estate 246 246 5 825 4 Commercial 267 274 199 789 8 Commercial Real Estate 2,558 2,610 129 5,410 53 Construction Real Estate 1,573 1,573 388 1,605 18 Residential Real Estate 2,182 2,224 236 3,392 34 Consumer and Other 465 465 184 438 5 Total: Agriculture and Agricultural Real Estate $ 1,212 $ 1,410 $ 5 $ 825 $ 4 Commercial 355 414 199 952 11 Commercial Real Estate 6,853 7,112 129 12,427 119 Construction Real Estate 1,717 1,750 388 1,819 21 Residential Real Estate 7,098 7,381 236 7,839 89 Consumer and Other 476 476 184 455 5 The Bank may ’s ability to collect amounts due. These modifications may Loans that have been clas sified as TDRs during the three March 31, 2017 March 31, 2016 (000s Three months ended March 31, 2017 Three months ended March 31, 2016 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - - $ - $ - Commercial 2 29 29 - - - Commercial Real Estate 2 74 54 - - - Construction Real Estate - - - - - - Residential Real Estate 3 212 180 1 200 199 Consumer and Other 1 1 1 - - - Total 8 $ 316 $ 264 1 $ 200 $ 199 The Bank considers TDRs that become past due under the modified terms as defaulted. There were no loans that became TDRs during the three March 31, 2017 March 31, 2016 three March 31, 2017 March 31, 2016, The Company has allocated $ 1,013,000 March 31, 2017. March 31, 2017 March 31, 2016.

Note 6 - Investment Securities

Note 6 - Investment Securities	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. The following is a summary of the Bank ’s investment securities portfolio as of March 31, 2017 December 31, 2016 (000s Held to Maturity March 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 40,952 $ 800 $ (266 ) $ 41,486 Corporate Debt Securities 500 2 - 502 $ 41,452 $ 802 $ (266 ) $ 41,988 Available for Sale March 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,789 $ 511 $ (5,935 ) $ 277,365 Mortgage Backed Securities issued by U.S. Government Agencies 137,701 80 (2,138 ) 135,643 Obligations of States and Political Subdivisions 30,791 108 (236 ) 30,663 Other Debt Securities 34,328 295 (176 ) 34,447 Equity Securities 2,044 47 - 2,091 $ 487,653 $ 1,041 $ (8,485 ) $ 480,209 Held to Maturity December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 40,241 $ 701 $ (288 ) $ 40,654 Corporate Debt Securities 500 2 - 502 $ 40,741 $ 703 $ (288 ) $ 41,156 Available for Sale December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,130 $ 389 $ (7,519 ) $ 275,000 Mortgage Backed Securities issued by U.S. Government Agencies 148,764 118 (2,673 ) 146,209 Obligations of States and Political Subdivisions 30,909 109 (409 ) 30,609 Corporate Debt Securities 34,363 135 (338 ) 34,160 Equity Securities 2,044 45 - 2,089 $ 498,210 $ 796 $ (10,939 ) $ 488,067 The amortized cost and estimated market values of securities by contractual maturity as of March 31, 2017 may Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 10,168 $ 10,180 $ 4,470 $ 4,470 After 1 year through five years 20,780 20,982 151,899 150,945 After 5 years through 10 years 9,167 9,472 182,228 177,848 After 10 years 1,337 1,354 9,311 9,212 Total 41,452 41,988 347,908 342,475 Mortgage Backed Securities - - 137,701 135,643 Securities with no stated maturity - - 2,044 2,091 Total $ 41,452 $ 41,988 $ 487,653 $ 480,209 The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before a recovery of their amortized costs bases, which may ’s investments with unrealized losses (in thousands), aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2017 December 31, 2016. March 31, 2017 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 220,131 $ 5,935 $ - $ - $ 220,131 $ 5,935 Mortgage Backed Securities issued by U.S. Government Agencies 102,936 1,731 20,934 407 123,870 2,138 Obligations of States and Political Subdivisions 32,530 495 2,260 7 34,790 502 Corporate Debt Securities 15,582 176 - - 15,582 176 $ 371,179 $ 8,337 $ 23,194 $ 414 $ 394,373 $ 8,751 December 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 242,212 $ 7,519 $ - $ - $ 242,212 $ 7,519 Mortgage Backed Securities issued by U.S. Government Agencies 112,995 2,144 22,857 529 135,852 2,673 Obligations of States and Political Subdivisions 40,524 682 2,976 15 43,500 697 Corporate Debt Securities 24,025 338 - - 24,025 338 $ 419,756 $ 10,683 $ 25,833 $ 544 $ 445,589 $ 11,227 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not the result of the credit quality of the issuers of the securities. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may March 31, 2017. March 31, 2017 December 31, 2016, 195 230

Note 7 - Fair Value of Financia

Note 7 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	7. Fair value, as defined in ASC Topic 820, The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. The Company applied the following fair value hierarchy: Level 1 1 Level 2 2 Level 3 3 The following tables present information about the Company ’s financial assets and liabilities measured at fair value on a recurring basis at March 31, 2017 December 31, 2016, Total Carrying Estimated March 31, 2017 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 40,673 $ 40,673 $ - $ - $ 40,673 Time Deposits in Other Banks 18,696 - 17,904 750 18,654 Securities - Held to Maturity Obligations of States and Political Subdivisions 41,452 - 3,152 38,334 41,486 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 277,365 - 277,365 - 277,365 MBS issued by U.S. Government Agencies 135,643 - 135,643 - 135,643 Obligations of States and Political Subdivisions 30,663 - 30,663 - 30,663 Other Debt Securities 34,447 - 34,447 - 34,447 Equity Securities 2,091 2,091 - - 2,091 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 525 - - 534 534 Loans, net 654,590 - - 649,681 649,681 Accrued Interest Receivable 4,738 - - 4,738 4,738 Financial Liabilities: Noninterest Bearing Deposits 284,946 284,946 - - 284,946 Interest Bearings Deposits 918,126 - 919,222 - 919,222 Accrued Interest Payable 55 - - 55 55 Total Carrying Estimated December 31, 2016 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,772 $ 52,772 $ - $ - $ 52,772 Time Deposits in Other Banks 18,946 - 18,940 - 18,940 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,241 - 3,153 37,501 40,654 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 275,000 - 275,000 - 275,000 MBS issued by U.S. Government Agencies 146,209 - 146,209 - 146,209 Obligations of States and Political Subdivisions 30,609 - 30,609 - 30,609 Corporate Debt Securities 34,160 - 34,160 - 34,160 Equity Securities 2,089 2,089 - - 2,089 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 611 - - 623 623 Loans, net 643,879 - - 642,908 642,908 Accrued Interest Receivable 4,335 - - 4,335 4,335 Financial Liabilities: Noninterest Bearing Deposits 279,001 279,001 - - 279,001 Interest Bearings Deposits 920,716 - 922,187 - 922,187 Repurchase Agreements - - - - - Accrued Interest Payable 57 - - 57 57 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company ’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. The Company's assets with Level 3 March 31, 2017 December 31, 2016. 3 Both observable and unobservable inputs may 3 may The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 Assets measured at fair value on a nonrecurring basis are as follows (000s Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2017 Impaired loans $ - $ - $ 12,451 Other Real Estate Owned $ - $ - $ 1,360 December 31, 2016 Impaired loans $ - $ - $ 16,570 Other Real Estate Owned $ - $ - $ 1,634 Impaired loans categorized as Level 3 ’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other Real Estate Owned (OREO) consists of property received in full or partial satisfaction of a receivable. The Company utilizes independent appraisals to estimate the fair value of OREO properties.

Note 8 - Financial Instruments

Note 8 - Financial Instruments With Off-balance Sheet Risk	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value of Off-Balance Sheet Risks Disclosure [Text Block]	8 . FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Bank ’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows (000s Contractual Amount March 31, December 31, 2017 2016 Commitments to extend credit: Unused portion of commercial lines of credit $ 71,987 $ 75,454 Unused portion of credit card lines of credit 5,305 4,983 Unused portion of home equity lines of credit 26,429 25,057 Standby letters of credit and financial guarantees written 1,431 1,582 All other off-balance sheet commitments - - Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Most commercial lines of credit are secured by real estate mortgages or other collateral, and generally have fixed expiration dates or other termination clauses. Since the lines of credit may ten ’s creditworthiness on a case-by-case basis. The amount of the collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on Management’s credit evaluation of the counterparty. Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to market observable data for similar assets or liabilities. Nevertheless, certain assets and liabilities are not actively traded in observable markets and the Company must use alternative valuation techniques to derive a fair value measurement.
New Accounting Pronouncements, Policy [Policy Text Block]	ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014 09 2014 09), 606)”. 2014 09 2014 09 2014 09 December 15, 2017 December 31, 2018 In January 2016, 2016 01, December 31, 2018. December 31, 2017 2016 01 In June 2016, 2016 13, ’s loans and available-for-sale and held-to-maturity debt securities. Each financial asset presented on the balance sheet would have a unique allowance for credit losses valuation account that is deducted from the amortized cost basis to present the net carrying value at the amount expected to be collected on the financial asset. The amendments in this ASU also eliminate the probable initial recognition threshold in current GAAP and instead, reflect an entity’s current estimate of all expected credit losses using reasonable and supportable forecasts. The new credit loss guidance will be effective for the Company's year ending December 31, 2020. first December 15, 2018,

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended March 31, 2017 2016 Basic Net income $ 3,180,000 $ 2,997,000 Average common shares outstanding 22,821,273 22,854,556 Earnings per common share - basic $ 0.14 $ 0.13 Diluted Net income $ 3,180,000 $ 2,997,000 Average common shares outstanding 22,821,273 22,854,556 Equity compensation 140,152 160,401 Average common shares outstanding - diluted 22,961,425 23,014,957 Earnings per common share - diluted $ 0.14 $ 0.13

Note 3 - Stock Based Compensa18

Note 3 - Stock Based Compensation Plan (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2017 467,118 $ 5.38 Granted 94,500 10.90 Exercised (144,562 ) 5.17 Forfeited (3,337 ) 6.93 Expired - - SOSARs Outstanding, March 31, 2017 413,719 $ 6.70 SOSARs Exercisable, March 31, 2017 213,680 $ 4.60

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2017 2016 Residential real estate loans $ 218,975 $ 216,436 Commercial and Construction real estate loans 272,322 271,623 Agriculture and agricultural real estate loans 21,023 21,518 Commercial and industrial loans 107,831 96,761 Loans to individuals for household, family, and other personal expenditures 42,773 45,999 Total loans, gross $ 662,924 $ 652,337 Less: Allowance for loan losses 8,334 8,458 Net Loans $ 654,590 $ 643,879
Schedule of Non-performing Assets [Table Text Block]	March 31, December 31, 2017 2016 Nonaccrual loans $ 5,001 $ 4,656 Loans 90 days past due and accruing 9 10 Restructured loans 10,318 14,161 Total nonperforming loans $ 15,328 $ 18,827 Other real estate owned 1,360 1,634 Other assets 40 - Total nonperforming assets $ 16,728 $ 20,461 Nonperforming assets to total assets 1.24 % 1.51 % Allowance for loan losses to nonperforming loans 54.37 % 44.92 %

Note 5 - Allowance For Loan L20

Note 5 - Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Charge-offs - - (25 ) - (50 ) (37 ) (112 ) Recoveries 3 56 37 13 54 25 188 Provision (4 ) (109 ) 90 (4 ) (33 ) (140 ) (200 ) Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Allowance for loan losses as of March 31, 2017 Ending balance individually evaluated for impairment $ 5 $ 181 $ 234 $ 381 $ 230 $ 182 $ 1,213 Ending balance collectively evaluated for impairment 195 1,398 3,204 153 1,340 831 7,121 Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Loans as of March 31, 2017 Ending balance individually evaluated for impairment $ 1,213 $ 327 $ 3,458 $ 1,705 $ 6,502 $ 459 $ 13,664 Ending balance collectively evaluated for impairment 19,810 107,504 247,335 19,824 212,473 42,314 649,260 Ending balance $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 389 $ 2,279 $ 4,350 $ 420 $ 2,235 $ 1,223 $ 10,896 Charge-offs - - (56 ) - (91 ) (62 ) (209 ) Recoveries - 33 23 13 58 23 150 Provision 98 (715 ) 701 42 (282 ) (144 ) (300 ) Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Allowance for loan losses as of March 31, 2016 Ending balance individually evaluated for impairment $ 241 $ 525 $ 763 $ 269 $ 387 $ 209 $ 2,394 Ending balance collectively evaluated for impairment 246 1,072 4,255 206 1,533 831 8,143 Ending balance $ 487 $ 1,597 $ 5,018 $ 475 $ 1,920 $ 1,040 $ 10,537 Loans as of March 31, 2016 Ending balance individually evaluated for impairment $ 695 $ 895 $ 11,898 $ 1,796 $ 7,510 $ 450 $ 23,244 Ending balance collectively evaluated for impairment 18,649 81,986 230,917 14,538 210,795 37,838 594,723 Ending balance $ 19,344 $ 82,881 $ 242,815 $ 16,334 $ 218,305 $ 38,288 $ 617,967
Financing Receivable Credit Quality Indicators [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 1 $ 3,125 $ 203 $ 11,085 $ 132,686 $ 36,102 $ 183,202 10 - 5,890 - - - - 5,890 20 344 286 423 - - 145 1,198 30 634 25,346 7,742 - 213 4,128 38,063 40 15,417 64,819 199,243 5,160 71,752 2,282 358,673 45 1,503 3,327 13,367 2,959 5,226 - 26,382 50 1,649 3,273 19,990 436 3,409 11 28,768 55 169 1,135 2,882 1,564 969 - 6,719 60 1,306 630 6,943 325 4,720 105 14,029 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Performing $ 20,246 $ 107,339 $ 246,871 $ 19,772 $ 211,154 $ 42,214 $ 647,596 Nonperforming 777 492 3,922 1,757 7,821 559 15,328 Total $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ 2 $ 1,768 $ 214 $ 9,960 $ 132,144 $ 39,114 $ 183,202 10 - 5,787 - - - - 5,787 20 293 348 447 - - 145 1,233 30 645 17,373 8,128 - 218 - 26,364 40 15,827 63,687 198,416 4,211 70,275 6,626 359,042 45 1,507 2,142 16,227 2,974 4,513 - 27,363 50 1,769 4,090 16,828 448 3,393 12 26,540 55 263 927 4,081 1,574 989 - 7,834 60 1,212 639 7,828 287 4,904 102 14,972 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337 Performing $ 20,834 $ 96,240 $ 244,816 $ 17,734 $ 208,458 $ 45,428 $ 633,510 Nonperforming 684 521 7,353 1,720 7,978 571 18,827 Total $ 21,518 $ 96,761 $ 252,169 $ 19,454 $ 216,436 $ 45,999 $ 652,337
Past Due Financing Receivables [Table Text Block]	March 31, 2017 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 36 $ - $ 206 $ 242 $ 20,781 $ 21,023 $ - Commercial 228 - 15 243 107,588 107,831 8 Commercial Real Estate 1,302 657 538 2,497 248,296 250,793 - Construction Real Estate - - 53 53 21,476 21,529 - Residential Real Estate 1,008 168 1,355 2,531 216,444 218,975 - Consumer and Other 115 7 1 123 42,650 42,773 1 Total $ 2,689 $ 832 $ 2,168 $ 5,689 $ 657,235 $ 662,924 $ 9 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 93 $ - $ 113 $ 206 $ 21,312 $ 21,518 $ - Commercial 77 46 23 146 96,615 96,761 10 Commercial Real Estate 708 363 828 1,899 250,270 252,169 - Construction Real Estate - - - - 19,454 19,454 - Residential Real Estate 1,523 192 1,558 3,273 213,163 216,436 - Consumer and Other 149 46 - 195 45,804 45,999 - Total $ 2,550 $ 647 $ 2,522 $ 5,719 $ 646,618 $ 652,337 $ 10
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	March 31, 2017 December 31, 2016 Agriculture and Agricultural Real Estate $ 206 $ 113 Commercial 156 169 Commercial Real Estate 1,839 1,625 Construction Real Estate 79 31 Residential Real Estate 2,623 2,623 Consumer and Other 98 95 Total $ 5,001 $ 4,656
Impaired Financing Receivables [Table Text Block]	March 31, 2017 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ 969 $ 1,163 $ - $ 973 $ 10 Commercial 63 63 - 65 1 Commercial Real Estate 642 846 - 661 7 Construction Real Estate 62 95 - 81 1 Residential Real Estate 4,266 4,453 - 4,479 57 Consumer and Other 29 29 - 31 1 With an allowance recorded: Agriculture and Agricultural Real Estate 244 244 5 245 3 Commercial 264 268 181 293 3 Commercial Real Estate 2,816 2,895 234 2,914 34 Construction Real Estate 1,643 1,642 381 1,647 19 Residential Real Estate 2,236 2,298 230 2,277 24 Consumer and Other 430 431 182 434 5 Total: Agriculture and Agricultural Real Estate $ 1,213 $ 1,407 $ 5 $ 1,218 $ 13 Commercial 327 331 181 358 4 Commercial Real Estate 3,458 3,741 234 3,575 41 Construction Real Estate 1,705 1,737 381 1,728 20 Residential Real Estate 6,502 6,751 230 6,756 81 Consumer and Other 459 460 182 465 6 Recorded Investment as of December 31, 2016 Unpaid Principal Balance as of December 31, 2016 Related Allowance as of December 31, 2016 Average Recorded Investment for the Three Months Ended March 31, 2016 Interest Income Recognized in the Three Months Ended March 31, 2016 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 966 $ 1,164 $ - $ - $ - Commercial 88 140 - 163 3 Commercial Real Estate 4,295 4,502 - 7,017 66 Construction Real Estate 144 177 - 214 3 Residential Real Estate 4,916 5,157 - 4,447 55 Consumer and Other 11 11 - 17 - With an allowance recorded: Agriculture and Agricultural Real Estate 246 246 5 825 4 Commercial 267 274 199 789 8 Commercial Real Estate 2,558 2,610 129 5,410 53 Construction Real Estate 1,573 1,573 388 1,605 18 Residential Real Estate 2,182 2,224 236 3,392 34 Consumer and Other 465 465 184 438 5 Total: Agriculture and Agricultural Real Estate $ 1,212 $ 1,410 $ 5 $ 825 $ 4 Commercial 355 414 199 952 11 Commercial Real Estate 6,853 7,112 129 12,427 119 Construction Real Estate 1,717 1,750 388 1,819 21 Residential Real Estate 7,098 7,381 236 7,839 89 Consumer and Other 476 476 184 455 5
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three months ended March 31, 2017 Three months ended March 31, 2016 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - - $ - $ - Commercial 2 29 29 - - - Commercial Real Estate 2 74 54 - - - Construction Real Estate - - - - - - Residential Real Estate 3 212 180 1 200 199 Consumer and Other 1 1 1 - - - Total 8 $ 316 $ 264 1 $ 200 $ 199

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Held-to-maturity Securities [Table Text Block]	Held to Maturity March 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 40,952 $ 800 $ (266 ) $ 41,486 Corporate Debt Securities 500 2 - 502 $ 41,452 $ 802 $ (266 ) $ 41,988 Held to Maturity December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 40,241 $ 701 $ (288 ) $ 40,654 Corporate Debt Securities 500 2 - 502 $ 40,741 $ 703 $ (288 ) $ 41,156
Available-for-sale Securities [Table Text Block]	Available for Sale March 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,789 $ 511 $ (5,935 ) $ 277,365 Mortgage Backed Securities issued by U.S. Government Agencies 137,701 80 (2,138 ) 135,643 Obligations of States and Political Subdivisions 30,791 108 (236 ) 30,663 Other Debt Securities 34,328 295 (176 ) 34,447 Equity Securities 2,044 47 - 2,091 $ 487,653 $ 1,041 $ (8,485 ) $ 480,209 Available for Sale December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 282,130 $ 389 $ (7,519 ) $ 275,000 Mortgage Backed Securities issued by U.S. Government Agencies 148,764 118 (2,673 ) 146,209 Obligations of States and Political Subdivisions 30,909 109 (409 ) 30,609 Corporate Debt Securities 34,363 135 (338 ) 34,160 Equity Securities 2,044 45 - 2,089 $ 498,210 $ 796 $ (10,939 ) $ 488,067
Expected Maturities of Amortized Cost and Estimated Market Value [Table Text Block]	Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 10,168 $ 10,180 $ 4,470 $ 4,470 After 1 year through five years 20,780 20,982 151,899 150,945 After 5 years through 10 years 9,167 9,472 182,228 177,848 After 10 years 1,337 1,354 9,311 9,212 Total 41,452 41,988 347,908 342,475 Mortgage Backed Securities - - 137,701 135,643 Securities with no stated maturity - - 2,044 2,091 Total $ 41,452 $ 41,988 $ 487,653 $ 480,209
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2017 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 220,131 $ 5,935 $ - $ - $ 220,131 $ 5,935 Mortgage Backed Securities issued by U.S. Government Agencies 102,936 1,731 20,934 407 123,870 2,138 Obligations of States and Political Subdivisions 32,530 495 2,260 7 34,790 502 Corporate Debt Securities 15,582 176 - - 15,582 176 $ 371,179 $ 8,337 $ 23,194 $ 414 $ 394,373 $ 8,751 December 31, 2016 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 242,212 $ 7,519 $ - $ - $ 242,212 $ 7,519 Mortgage Backed Securities issued by U.S. Government Agencies 112,995 2,144 22,857 529 135,852 2,673 Obligations of States and Political Subdivisions 40,524 682 2,976 15 43,500 697 Corporate Debt Securities 24,025 338 - - 24,025 338 $ 419,756 $ 10,683 $ 25,833 $ 544 $ 445,589 $ 11,227

Note 7 - Fair Value of Financ22

Note 7 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Carrying Estimated March 31, 2017 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 40,673 $ 40,673 $ - $ - $ 40,673 Time Deposits in Other Banks 18,696 - 17,904 750 18,654 Securities - Held to Maturity Obligations of States and Political Subdivisions 41,452 - 3,152 38,334 41,486 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 277,365 - 277,365 - 277,365 MBS issued by U.S. Government Agencies 135,643 - 135,643 - 135,643 Obligations of States and Political Subdivisions 30,663 - 30,663 - 30,663 Other Debt Securities 34,447 - 34,447 - 34,447 Equity Securities 2,091 2,091 - - 2,091 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 525 - - 534 534 Loans, net 654,590 - - 649,681 649,681 Accrued Interest Receivable 4,738 - - 4,738 4,738 Financial Liabilities: Noninterest Bearing Deposits 284,946 284,946 - - 284,946 Interest Bearings Deposits 918,126 - 919,222 - 919,222 Accrued Interest Payable 55 - - 55 55 Total Carrying Estimated December 31, 2016 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 52,772 $ 52,772 $ - $ - $ 52,772 Time Deposits in Other Banks 18,946 - 18,940 - 18,940 Securities - Held to Maturity Obligations of States and Political Subdivisions 40,241 - 3,153 37,501 40,654 Corporate Debt Securities 500 - 502 - 502 Securities - Available for Sale Obligations of U.S. Government Agencies 275,000 - 275,000 - 275,000 MBS issued by U.S. Government Agencies 146,209 - 146,209 - 146,209 Obligations of States and Political Subdivisions 30,609 - 30,609 - 30,609 Corporate Debt Securities 34,160 - 34,160 - 34,160 Equity Securities 2,089 2,089 - - 2,089 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 611 - - 623 623 Loans, net 643,879 - - 642,908 642,908 Accrued Interest Receivable 4,335 - - 4,335 4,335 Financial Liabilities: Noninterest Bearing Deposits 279,001 279,001 - - 279,001 Interest Bearings Deposits 920,716 - 922,187 - 922,187 Repurchase Agreements - - - - - Accrued Interest Payable 57 - - 57 57
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2017 Impaired loans $ - $ - $ 12,451 Other Real Estate Owned $ - $ - $ 1,360 December 31, 2016 Impaired loans $ - $ - $ 16,570 Other Real Estate Owned $ - $ - $ 1,634

Note 8 - Financial Instrument23

Note 8 - Financial Instruments With Off-balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount March 31, December 31, 2017 2016 Commitments to extend credit: Unused portion of commercial lines of credit $ 71,987 $ 75,454 Unused portion of credit card lines of credit 5,305 4,983 Unused portion of home equity lines of credit 26,429 25,057 Standby letters of credit and financial guarantees written 1,431 1,582 All other off-balance sheet commitments - -

Note 1 - Basis of Presentatio24

Note 1 - Basis of Presentation and Accounting Policies (Details Textual)	3 Months Ended
	Mar. 31, 2017
Number of Reportable Segments	1
Monroe County, Michigan [Member]
Number of Stores	14
Wayne County, Michigan [Member]
Number of Stores	6
Number of Loan and Wealth Management Offices	1

Note 2 - Earnings Per Share - C

Note 2 - Earnings Per Share - Calculations of Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net income	$ 3,180	$ 2,997
Average common shares outstanding (in shares)	22,821,273	22,854,556
Earnings per common share - basic (in dollars per share)	$ 0.14	$ 0.13
Equity compensation (in shares)	140,152	160,401
Average common shares outstanding - diluted (in shares)	22,961,425	23,014,957
Earnings per common share - diluted (in dollars per share)	$ 0.14	$ 0.13

Note 3 - Stock Based Compensa26

Note 3 - Stock Based Compensation Plan (Details Textual) - USD ($)	Feb. 23, 2017	Mar. 31, 2017	Mar. 31, 2016
Share Price	$ 10.90	$ 11.35
Allocated Share-based Compensation Expense		$ 131,000	$ 114,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		$ 1,050,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		1 year 321 days
Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Restricted Stock Units, Number of Shares of Common Stock Per RSU	1
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted		94,500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 3.37
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 1,400,000
Shares, Issued		127,078
Stock Appreciation Rights (SARs) [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	33.54%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.20%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	1.83%
Stock Appreciation Rights (SARs) [Member] | Certain Officers [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	94,500
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Restricted Stock Units (RSUs) [Member] | Stock Incentive Plan 2008 [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 59,000
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	24,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	2 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 10.90
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period		0
Restricted Stock Units (RSUs) [Member] | Non-executive Members of Board of Directors [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 10.90
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	6,000

Note 3 - Stock Based Compensa27

Note 3 - Stock Based Compensation Plan - SOSARs Activity (Details) - Stock Appreciation Rights (SARs) [Member]	3 Months Ended
	Mar. 31, 2017$ / sharesshares
SOSARs Outstanding, January 1, 2017 (in shares) | shares	467,118
SOSARs Outstanding, January 1, 2017 (in dollars per share) | $ / shares	$ 5.38
Granted (in shares) | shares	94,500
Granted (in dollars per share) | $ / shares	$ 10.90
Exercised (in shares) | shares	(144,562)
Exercised (in dollars per share) | $ / shares	$ 5.17
Forfeited (in shares) | shares	(3,337)
Forfeited (in dollars per share) | $ / shares	$ 6.93
Expired (in shares) | shares
Expired (in dollars per share) | $ / shares
SOSARs Outstanding, March 31, 2017 (in shares) | shares	413,719
SOSARs Outstanding, March 31, 2017 (in dollars per share) | $ / shares	$ 6.70
SOSARs Exercisable, March 31, 2017 (in shares) | shares	213,680
SOSARs Exercisable, March 31, 2017 (in dollars per share) | $ / shares	$ 4.60

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	3 Months Ended
	Mar. 31, 2017USD ($)
Impairment Review Minimum Amount Threshold	$ 250,000

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable Outstanding (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Loans	$ 662,924	$ 652,337	$ 617,967
Less: Allowance for loan losses	8,334	8,458
Net Loans	654,590	643,879
Residential Portfolio Segment [Member]
Loans	218,975	216,436	218,305
Commercial and Construction Real Estate Portfolio Segment [Member]
Loans	272,322	271,623
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Loans	21,023	21,518	19,344
Commercial and Industrial Portfolio Segment [Member]
Loans	107,831	96,761
Consumer and Other Portfolio Segment [Member]
Loans	$ 42,773	$ 45,999	$ 38,288

Note 4 - Loans - Nonperforming

Note 4 - Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Non-accrual loans	$ 5,001	$ 4,656
Loans 90 days past due and accruing	9	10
Loans	662,924	652,337	$ 617,967
Other real estate owned	1,360	1,634
Total nonperforming assets	1,346,554	1,357,283
Nonperforming Financial Instruments [Member]
Non-accrual loans	5,001	4,656
Loans 90 days past due and accruing	9	10
Restructured loans	10,318	14,161
Loans	15,328	18,827
Other real estate owned	1,360	1,634
Other assets	40
Total nonperforming assets	$ 16,728	$ 20,461
Nonperforming assets to total assets	1.24%	1.51%
Allowance for loan losses to nonperforming loans	54.37%	44.92%

Note 5 - Allowance For Loan L31

Note 5 - Allowance For Loan Losses (Details Textual) xbrli-pure in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Financing Receivable, Allowance for Credit Losses	$ 8,334,000	$ 10,537,000	$ 8,458,000	$ 10,896,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0
Troubled Debt Restructuring [Member]
Financing Receivable, Allowance for Credit Losses	$ 1,013,000

Note 5 - Allowance For Loan L32

Note 5 - Allowance For Loan Losses - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Balance	$ 8,458	$ 10,896
Charge-offs	(112)	(209)
Recoveries	188	150
Provision	(200)	(300)
Balance	8,334	10,537
Ending balance individually evaluated for impairment			$ 1,213		$ 2,394
Ending balance collectively evaluated for impairment			7,121		8,143
Ending balance	8,458	10,896	8,334	$ 8,458	10,537
Ending balance individually evaluated for impairment			13,664		23,244
Ending balance collectively evaluated for impairment			649,260		594,723
Ending balance			662,924	652,337	617,967
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Balance	201	389
Charge-offs
Recoveries	3
Provision	(4)	98
Balance	200	487
Ending balance individually evaluated for impairment			5		241
Ending balance collectively evaluated for impairment			195		246
Ending balance	201	389	200	201	487
Ending balance individually evaluated for impairment			1,213		695
Ending balance collectively evaluated for impairment			19,810		18,649
Ending balance			21,023	21,518	19,344
Commercial Portfolio Segment [Member]
Balance	1,632	2,279
Charge-offs
Recoveries	56	33
Provision	(109)	(715)
Balance	1,579	1,597
Ending balance individually evaluated for impairment			181		525
Ending balance collectively evaluated for impairment			1,398		1,072
Ending balance	1,632	2,279	1,579	1,632	1,597
Ending balance individually evaluated for impairment			327		895
Ending balance collectively evaluated for impairment			107,504		81,986
Ending balance			107,831	96,761	82,881
Commercial Real Estate Portfolio Segment [Member]
Balance	3,336	4,350
Charge-offs	(25)	(56)
Recoveries	37	23
Provision	90	701
Balance	3,438	5,018
Ending balance individually evaluated for impairment			234		763
Ending balance collectively evaluated for impairment			3,204		4,255
Ending balance	3,336	4,350	3,438	3,336	5,018
Ending balance individually evaluated for impairment			3,458		11,898
Ending balance collectively evaluated for impairment			247,335		230,917
Ending balance			250,793	252,169	242,815
Construction Real Estate Portfolio Segment [Member]
Balance	525	420
Charge-offs
Recoveries	13	13
Provision	(4)	42
Balance	534	475
Ending balance individually evaluated for impairment			381		269
Ending balance collectively evaluated for impairment			153		206
Ending balance	525	420	534	525	475
Ending balance individually evaluated for impairment			1,705		1,796
Ending balance collectively evaluated for impairment			19,824		14,538
Ending balance			21,529	19,454	16,334
Residential Portfolio Segment [Member]
Balance	1,599	2,235
Charge-offs	(50)	(91)
Recoveries	54	58
Provision	(33)	(282)
Balance	1,570	1,920
Ending balance individually evaluated for impairment			230		387
Ending balance collectively evaluated for impairment			1,340		1,533
Ending balance	1,599	2,235	1,570	1,599	1,920
Ending balance individually evaluated for impairment			6,502		7,510
Ending balance collectively evaluated for impairment			212,473		210,795
Ending balance			218,975	216,436	218,305
Consumer and Other Portfolio Segment [Member]
Balance	1,165	1,223
Charge-offs	(37)	(62)
Recoveries	25	23
Provision	(140)	(144)
Balance	1,013	1,040
Ending balance individually evaluated for impairment			182		209
Ending balance collectively evaluated for impairment			831		831
Ending balance	$ 1,165	$ 1,223	1,013	1,165	1,040
Ending balance individually evaluated for impairment			459		450
Ending balance collectively evaluated for impairment			42,314		37,838
Ending balance			$ 42,773	$ 45,999	$ 38,288

Note 5 - Allowance For Loan L33

Note 5 - Allowance For Loan Losses - Credit Risk by Internally Assigned Grade (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Loans	$ 662,924	$ 652,337	$ 617,967
Performing Financial Instruments [Member]
Loans	647,596	633,510
Nonperforming Financial Instruments [Member]
Loans	15,328	18,827
Not Rated [Member]
Loans	183,202	183,202
Risk Grade Rating 1 [Member]
Loans	5,890	5,787
Risk Rating Grade 2 [Member]
Loans	1,198	1,233
Risk Grade Rating 3 [Member]
Loans	38,063	26,364
Risk Grade Rating 4 [Member]
Loans	358,673	359,042
Risk Grade Rating 4.5 [Member]
Loans	26,382	27,363
Risk Grade Rating 5 [Member]
Loans	28,768	26,540
Risk Grade Rating 5.5 [Member]
Loans	6,719	7,834
Risk Grade Rating 6 [Member]
Loans	14,029	14,972
Risk Grade Rating 7 [Member]
Loans
Risk Grade Rating 8 [Member]
Loans
Risk Grade Rating 9 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Loans	21,023	21,518	19,344
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	20,246	20,834
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	777	684
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Not Rated [Member]
Loans	1	2
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	344	293
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	634	645
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	15,417	15,827
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	1,503	1,507
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	1,649	1,769
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	169	263
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	1,306	1,212
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	107,831	96,761	82,881
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	107,339	96,240
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	492	521
Commercial Portfolio Segment [Member] | Not Rated [Member]
Loans	3,125	1,768
Commercial Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans	5,890	5,787
Commercial Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	286	348
Commercial Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	25,346	17,373
Commercial Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	64,819	63,687
Commercial Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	3,327	2,142
Commercial Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	3,273	4,090
Commercial Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	1,135	927
Commercial Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	630	639
Commercial Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Commercial Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Commercial Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member]
Loans	250,793	252,169	242,815
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	246,871	244,816
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	3,922	7,353
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member]
Loans	203	214
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	423	447
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	7,742	8,128
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	199,243	198,416
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	13,367	16,227
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	19,990	16,828
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	2,882	4,081
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	6,943	7,828
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Construction Real Estate Portfolio Segment [Member]
Loans	21,529	19,454	16,334
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	19,772	17,734
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	1,757	1,720
Construction Real Estate Portfolio Segment [Member] | Not Rated [Member]
Loans	11,085	9,960
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	5,160	4,211
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	2,959	2,974
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	436	448
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	1,564	1,574
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	325	287
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Residential Portfolio Segment [Member]
Loans	218,975	216,436	218,305
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	211,154	208,458
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	7,821	7,978
Residential Portfolio Segment [Member] | Not Rated [Member]
Loans	132,686	132,144
Residential Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	213	218
Residential Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	71,752	70,275
Residential Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	5,226	4,513
Residential Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	3,409	3,393
Residential Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	969	989
Residential Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	4,720	4,904
Residential Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Consumer and Other Portfolio Segment [Member]
Loans	42,773	45,999	$ 38,288
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	42,214	45,428
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	559	571
Consumer and Other Portfolio Segment [Member] | Not Rated [Member]
Loans	36,102	39,114
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	145	145
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	4,128
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	2,282	6,626
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	11	12
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	105	102
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans

Note 5 - Allowance For Loan L34

Note 5 - Allowance For Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Past due	$ 5,689	$ 5,719
Current	657,235	646,618
Loans	662,924	652,337	$ 617,967
Loans 90 days past due and accruing	9	10
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	242	206
Current	20,781	21,312
Loans	21,023	21,518	19,344
Loans 90 days past due and accruing
Commercial Portfolio Segment [Member]
Past due	243	146
Current	107,588	96,615
Loans	107,831	96,761	82,881
Loans 90 days past due and accruing	8	10
Commercial Real Estate Portfolio Segment [Member]
Past due	2,497	1,899
Current	248,296	250,270
Loans	250,793	252,169	242,815
Loans 90 days past due and accruing
Construction Real Estate Portfolio Segment [Member]
Past due	53
Current	21,476	19,454
Loans	21,529	19,454	16,334
Loans 90 days past due and accruing
Residential Portfolio Segment [Member]
Past due	2,531	3,273
Current	216,444	213,163
Loans	218,975	216,436	218,305
Loans 90 days past due and accruing
Consumer and Other Portfolio Segment [Member]
Past due	123	195
Current	42,650	45,804
Loans	42,773	45,999	$ 38,288
Loans 90 days past due and accruing	1
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	2,689	2,550
Financing Receivables, 30 to 59 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	36	93
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	228	77
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	1,302	708
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	1,008	1,523
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due	115	149
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	832	647
Financing Receivables, 60 to 89 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due		46
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	657	363
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	168	192
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due	7	46
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	2,168	2,522
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	206	113
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	15	23
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	538	828
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due	53
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	1,355	1,558
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due	$ 1

Note 5 - Allowance For Loan L35

Note 5 - Allowance For Loan Losses - Non-accrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Non-accrual loans	$ 5,001	$ 4,656
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Non-accrual loans	206	113
Commercial Portfolio Segment [Member]
Non-accrual loans	156	169
Commercial Real Estate Portfolio Segment [Member]
Non-accrual loans	1,839	1,625
Construction Real Estate Portfolio Segment [Member]
Non-accrual loans	79	31
Residential Portfolio Segment [Member]
Non-accrual loans	2,623	2,623
Consumer and Other Portfolio Segment [Member]
Non-accrual loans	$ 98	$ 95

Note 5 - Allowance For Loan L36

Note 5 - Allowance For Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Recorded investment - without allowance	$ 969		$ 966
Unpaid principal balance - without allowance	1,163		1,164
Average recorded investment - without allowance	973
Interest income recognized without allowance	10
Recorded investment - with allowance	244		246
Unpaid principal balance - with allowance	244		246
Related allowance	5		5
Average recorded investment - with allowance	245	825
Interest income recognized with allowance	3	4
Impaired loans	1,213		1,212
Unpaid principal balance	1,407		1,410
Related allowance	5		5
Average recorded investment	1,218	825
Interest income recognized	13	4
Commercial Portfolio Segment [Member]
Recorded investment - without allowance	63		88
Unpaid principal balance - without allowance	63		140
Average recorded investment - without allowance	65	163
Interest income recognized without allowance	1	3
Recorded investment - with allowance	264		267
Unpaid principal balance - with allowance	268		274
Related allowance	181		199
Average recorded investment - with allowance	293	789
Interest income recognized with allowance	3	8
Impaired loans	327		355
Unpaid principal balance	331		414
Related allowance	181		199
Average recorded investment	358	952
Interest income recognized	4	11
Commercial Real Estate Portfolio Segment [Member]
Recorded investment - without allowance	642		4,295
Unpaid principal balance - without allowance	846		4,502
Average recorded investment - without allowance	661	7,017
Interest income recognized without allowance	7	66
Recorded investment - with allowance	2,816		2,558
Unpaid principal balance - with allowance	2,895		2,610
Related allowance	234		129
Average recorded investment - with allowance	2,914	5,410
Interest income recognized with allowance	34	53
Impaired loans	3,458		6,853
Unpaid principal balance	3,741		7,112
Related allowance	234		129
Average recorded investment	3,575	12,427
Interest income recognized	41	119
Construction Real Estate Portfolio Segment [Member]
Recorded investment - without allowance	62		144
Unpaid principal balance - without allowance	95		177
Average recorded investment - without allowance	81	214
Interest income recognized without allowance	1	3
Recorded investment - with allowance	1,643		1,573
Unpaid principal balance - with allowance	1,642		1,573
Related allowance	381		388
Average recorded investment - with allowance	1,647	1,605
Interest income recognized with allowance	19	18
Impaired loans	1,705		1,717
Unpaid principal balance	1,737		1,750
Related allowance	381		388
Average recorded investment	1,728	1,819
Interest income recognized	20	21
Residential Portfolio Segment [Member]
Recorded investment - without allowance	4,266		4,916
Unpaid principal balance - without allowance	4,453		5,157
Average recorded investment - without allowance	4,479	4,447
Interest income recognized without allowance	57	55
Recorded investment - with allowance	2,236		2,182
Unpaid principal balance - with allowance	2,298		2,224
Related allowance	230		236
Average recorded investment - with allowance	2,277	3,392
Interest income recognized with allowance	24	34
Impaired loans	6,502		7,098
Unpaid principal balance	6,751		7,381
Related allowance	230		236
Average recorded investment	6,756	7,839
Interest income recognized	81	89
Consumer and Other Portfolio Segment [Member]
Recorded investment - without allowance	29		11
Unpaid principal balance - without allowance	29		11
Average recorded investment - without allowance	31	17
Interest income recognized without allowance	1
Recorded investment - with allowance	430		465
Unpaid principal balance - with allowance	431		465
Related allowance	182		184
Average recorded investment - with allowance	434	438
Interest income recognized with allowance	5	5
Impaired loans	459		476
Unpaid principal balance	460		476
Related allowance	182		$ 184
Average recorded investment	465	455
Interest income recognized	$ 6	$ 5

Note 5 - Allowance For Loan L37

Note 5 - Allowance For Loan Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)
Number of contracts	8	1
Pre-modification recorded principal balance	$ 316	$ 200
Post-modification recorded principal balance	$ 264	$ 199
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Number of contracts
Pre-modification recorded principal balance
Post-modification recorded principal balance
Commercial Portfolio Segment [Member]
Number of contracts	2
Pre-modification recorded principal balance	$ 29
Post-modification recorded principal balance	$ 29
Commercial Real Estate Portfolio Segment [Member]
Number of contracts	2
Pre-modification recorded principal balance	$ 74
Post-modification recorded principal balance	$ 54
Construction Real Estate Portfolio Segment [Member]
Number of contracts
Pre-modification recorded principal balance
Post-modification recorded principal balance
Residential Portfolio Segment [Member]
Number of contracts	3	1
Pre-modification recorded principal balance	$ 212	$ 200
Post-modification recorded principal balance	$ 180	$ 199
Consumer and Other Portfolio Segment [Member]
Number of contracts	1
Pre-modification recorded principal balance	$ 1
Post-modification recorded principal balance	$ 1

Note 6 - Investment Securitie38

Note 6 - Investment Securities (Details Textual)	Mar. 31, 2017	Dec. 31, 2016
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	195	230

Note 6 - Investment Securitie39

Note 6 - Investment Securities - Held to Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Held to maturity, amortized cost	$ 41,452	$ 40,741
Held to maturity, gross unrealized gains	802	703
Held to maturity, gross unrealized losses	(266)	(288)
Held to maturity, estimated market value	41,988	41,156
US States and Political Subdivisions Debt Securities [Member]
Held to maturity, amortized cost	40,952	40,241
Held to maturity, gross unrealized gains	800	701
Held to maturity, gross unrealized losses	(266)	(288)
Held to maturity, estimated market value	41,486	40,654
Corporate Debt Securities [Member]
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains	2	2
Held to maturity, gross unrealized losses
Held to maturity, estimated market value	$ 502	$ 502

Note 6 - Investment Securitie40

Note 6 - Investment Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Available for sale securities, amortized cost	$ 487,653	$ 498,210
Available for sale securities, gross unrealized gains	1,041	796
Available for sale securities, gross unrealized losses	(8,485)	(10,939)
Available for sale securities, estimated market value	480,209	488,067
US Treasury and Government [Member]
Available for sale securities, amortized cost	282,789	282,130
Available for sale securities, gross unrealized gains	511	389
Available for sale securities, gross unrealized losses	(5,935)	(7,519)
Available for sale securities, estimated market value	277,365	275,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for sale securities, amortized cost	137,701	148,764
Available for sale securities, gross unrealized gains	80	118
Available for sale securities, gross unrealized losses	(2,138)	(2,673)
Available for sale securities, estimated market value	135,643	146,209
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, amortized cost	30,791	30,909
Available for sale securities, gross unrealized gains	108	109
Available for sale securities, gross unrealized losses	(236)	(409)
Available for sale securities, estimated market value	30,663	30,609
Other Debt Obligations [Member]
Available for sale securities, amortized cost	34,328
Available for sale securities, gross unrealized gains	295
Available for sale securities, gross unrealized losses	(176)
Available for sale securities, estimated market value	34,447
Corporate Debt Securities [Member]
Available for sale securities, amortized cost		34,363
Available for sale securities, gross unrealized gains		135
Available for sale securities, gross unrealized losses		(338)
Available for sale securities, estimated market value		34,160
Equity Securities [Member]
Available for sale securities, amortized cost	2,044	2,044
Available for sale securities, gross unrealized gains	47	45
Available for sale securities, gross unrealized losses
Available for sale securities, estimated market value	$ 2,091	$ 2,089

Note 6 - Investment Securitie41

Note 6 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
1 year or less, held to maturity amortized cost	$ 10,168
1 year or less, held to maturity estimated market value	10,180
1 year or less, available for sale amortized cost	4,470
1 year or less, available for sale estimated market value	4,470
After 1 year through five years, held to maturity amortized cost	20,780
After 1 year through five years, held to maturity estimated market value	20,982
After 1 year through five years, available for sale amortized cost	151,899
After 1 year through five years, available for sale estimated market value	150,945
After 5 years through 10 years, held to maturity amortized cost	9,167
After 5 years through 10 years, held to maturity estimated market value	9,472
After 5 years through 10 years, available for sale amortized cost	182,228
After 5 years through 10 years, available for sale estimated market value	177,848
After 10 years, held to maturity amortized cost	1,337
After 10 years, held to maturity estimated market value	1,354
After 10 years, available for sale amortized cost	9,311
After 10 years, available for sale estimated market value	9,212
Total, held to maturity amortized cost, held to maturity amortized cost	41,452
Total, held to maturity estimated market value	41,988
Total, available for sale amortized cost	347,908
Total, available for sale amortized cos, available for sale estimated market value	342,475
Mortgage Backed Securities, held to maturity amortized cost
Mortgage Backed Securities, held to maturity estimated market value
Mortgage Backed Securities, available for sale amortized cost	137,701
Mortgage Backed Securities, available for sale estimated market value	135,643
Securities with no stated maturity, held to maturity amortized cost
Securities with no stated maturity, held to maturity estimated market value
Securities with no stated maturity, available for sale amortized cost	2,044
Securities with no stated maturity, available for sale estimated market value	2,091
Held to maturity, amortized cost	41,452	$ 40,741
Held to maturity, estimated market value	41,988	$ 41,156
Total, available for sale amortized cost	487,653
Total, available for sale estimated market value	$ 480,209

Note 6 - Investment Securitie42

Note 6 - Investment Securities - Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Less than 12 months, aggregate fair value	$ 371,179	$ 419,756
Less than 12 months, gross unrealized losses	8,337	10,683
12 months or longer, aggregate fair value	23,194	25,833
12 months or longer, gross unrealized losses	414	544
Total, aggregate fair value	394,373	445,589
Total, gross unrealized losses	8,751	11,227
US Treasury and Government [Member]
Less than 12 months, aggregate fair value	220,131	242,212
Less than 12 months, gross unrealized losses	5,935	7,519
12 months or longer, aggregate fair value
12 months or longer, gross unrealized losses
Total, aggregate fair value	220,131	242,212
Total, gross unrealized losses	5,935	7,519
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, aggregate fair value	102,936	112,995
Less than 12 months, gross unrealized losses	1,731	2,144
12 months or longer, aggregate fair value	20,934	22,857
12 months or longer, gross unrealized losses	407	529
Total, aggregate fair value	123,870	135,852
Total, gross unrealized losses	2,138	2,673
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, aggregate fair value	32,530	40,524
Less than 12 months, gross unrealized losses	495	682
12 months or longer, aggregate fair value	2,260	2,976
12 months or longer, gross unrealized losses	7	15
Total, aggregate fair value	34,790	43,500
Total, gross unrealized losses	502	697
Corporate Debt Securities [Member]
Less than 12 months, aggregate fair value	15,582	24,025
Less than 12 months, gross unrealized losses	176	338
12 months or longer, aggregate fair value
12 months or longer, gross unrealized losses
Total, aggregate fair value	15,582	24,025
Total, gross unrealized losses	$ 176	$ 338

Note 7 - Fair Value of Financ43

Note 7 - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Proceeds from Sale of Available-for-sale Securities	$ 10,013
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets, Fair Value Disclosure	0		$ 0
Proceeds from Sale of Available-for-sale Securities	$ 0		$ 0

Note 7- Fair Value of Financial

Note 7- Fair Value of Financial Instruments - Financial Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Time Deposits in Other Banks	$ 18,696	$ 18,946
Held to Maturity Securities	41,988	41,156
Available for Sale Securities	480,209	488,067
US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	41,486	40,654
Available for Sale Securities	30,663	30,609
Corporate Debt Securities [Member]
Held to Maturity Securities	502	502
Available for Sale Securities		34,160
US Treasury and Government [Member]
Available for Sale Securities	277,365	275,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	135,643	146,209
Other Debt Obligations [Member]
Available for Sale Securities	34,447
Equity Securities [Member]
Available for Sale Securities	2,091	2,089
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	40,673	52,772
Time Deposits in Other Banks	18,696	18,946
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale	525	611
Loans, net	654,590	643,879
Accrued Interest Receivable	4,738	4,335
Noninterest Bearing Deposits	284,946	279,001
Interest Bearings Deposits	918,126	920,716
Accrued Interest Payable	55	57
Repurchase Agreements
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	41,452	40,241
Available for Sale Securities	30,663	30,609
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	500	500
Available for Sale Securities		34,160
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities	277,365	275,000
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	135,643
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		146,209
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available for Sale Securities	34,447
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities	2,091	2,089
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	40,673	52,772
Time Deposits in Other Banks	18,654	18,940
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale	534	623
Loans, net	649,681	642,908
Accrued Interest Receivable	4,738	4,335
Noninterest Bearing Deposits	284,946	279,001
Interest Bearings Deposits	919,222	922,187
Accrued Interest Payable	55	57
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	41,486	40,654
Available for Sale Securities	30,663	30,609
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	502	502
Available for Sale Securities		34,160
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Available for Sale Securities	277,365	275,000
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	135,643
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		146,209
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available for Sale Securities	34,447
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Available for Sale Securities	2,091	2,089
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	40,673	52,772
Time Deposits in Other Banks
Federal Home Loan Bank Stock
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits	284,946	279,001
Interest Bearings Deposits
Accrued Interest Payable
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Other Debt Obligations [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Available for Sale Securities	2,091	2,089
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks
Time Deposits in Other Banks	17,904	18,940
Federal Home Loan Bank Stock	4,148	4,148
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits
Interest Bearings Deposits	919,222	922,187
Accrued Interest Payable
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	3,152	3,153
Available for Sale Securities	30,663	30,609
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities	502	502
Available for Sale Securities		34,160
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available for Sale Securities	277,365	275,000
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities	135,643
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities		146,209
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Other Debt Obligations [Member]
Available for Sale Securities	34,447
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks
Time Deposits in Other Banks	750
Federal Home Loan Bank Stock
Loans Held for Sale	534	623
Loans, net	649,681	642,908
Accrued Interest Receivable	4,738	4,335
Noninterest Bearing Deposits
Interest Bearings Deposits
Accrued Interest Payable	55	57
Repurchase Agreements
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Held to Maturity Securities	38,334	37,501
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Held to Maturity Securities
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Other Debt Obligations [Member]
Available for Sale Securities
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Available for Sale Securities

Note 7 - Fair Value of Financ45

Note 7 - Fair Value of Financial Instruments - Assets Measure at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Other real estate owned	$ 1,360	$ 1,634
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Other real estate owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Other real estate owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	12,451	16,570
Other real estate owned	$ 1,360	$ 1,634

Note 8 - Financial Instrument46

Note 8 - Financial Instruments With Off-balance Sheet Risk (Details Textual)	3 Months Ended
	Mar. 31, 2017
Home Equity Line of Credit [Member]
Line of Credit Facility, Expiration Period	10 years

Note 8 - Financial Instrument47

Note 8 - Financial Instruments With Off-balance Sheet Risk - Off-balance Sheet Credit Risk Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Off-balance sheet credit risks	$ 71,987	$ 75,454
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Off-balance sheet credit risks	5,305	4,983
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Off-balance sheet credit risks	26,429	25,057
Standby Letters of Credit and Financial Guarantees [Member]
Off-balance sheet credit risks	1,431	1,582
All Other Off-Balance Sheet Commitments [Member]
Off-balance sheet credit risks