MBT Financial (MBTF) 10-Q 9 May 18 2018 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2018	May 08, 2018
Document Information [Line Items]
Entity Registrant Name	MBT Financial Corp
Entity Central Index Key	1,118,237
Trading Symbol	mbtf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		22,977,864
Document Type	10-Q
Document Period End Date	Mar. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Cash and due from banks
Non-interest bearing	$ 13,987	$ 18,233
Interest bearing	481	34,777
Total cash and cash equivalents	14,468	53,010
Interest Bearing Time Deposits in Other Banks	14,196	15,196
Securities - Held to Maturity	36,907	37,163
Securities - Available for Sale	433,780	442,816
Equity Securities	6,205	4,148
Loans held for sale		346
Loans	722,640	694,979
Allowance for Loan Losses	(7,885)	(7,666)
Loans - Net	714,755	687,313
Accrued interest receivable and other assets	18,949	20,463
Other real estate owned	1,229	1,412
Bank Owned Life Insurance	58,505	58,153
Premises and Equipment - Net	27,062	27,400
Total nonperforming assets	1,326,056	1,347,420
LIABILITIES
Non-interest bearing	293,243	299,838
Interest-bearing	900,120	898,326
Total deposits	1,193,363	1,198,164
Interest payable and other liabilities	15,191	16,598
Total liabilities	1,208,554	1,214,762
STOCKHOLDERS' EQUITY
Common stock (no par value; 50,000,000 shares authorized, 22,973,261 and 22,907,844 shares issued and outstanding)	23,078	22,840
Retained earnings	106,330	117,524
Unearned compensation	(59)
Accumulated other comprehensive loss	(11,847)	(7,706)
Total stockholders' equity	117,502	132,658
Total liabilities and stockholders' equity	$ 1,326,056	$ 1,347,420

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2018	Dec. 31, 2017
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	22,973,261	22,907,844
Common stock, shares outstanding (in shares)	22,973,261	22,907,844

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest Income
Interest and fees on loans	$ 8,217	$ 7,364
Interest on investment securities-
Tax-exempt	404	310
Taxable	2,210	2,268
Interest on balances due from banks	125	109
Total interest income	10,956	10,051
Interest Expense
Interest on deposits	414	456
Interest on borrowed funds	6
Total interest expense	420	456
Net Interest Income	10,536	9,595
Recovery Of Loan Losses	(100)	(200)
Net Interest Income After Recovery Of Loan Losses	10,636	9,795
Other Income
Net gain (loss) on sales and redemptions of securities available for sale	(101)	10
Net gain (loss) on sales of Other Real Estate Owned	19	(34)
Bank owned life insurance income	353	341
Other	600	622
Total other income	3,784	3,820
Other Expenses
Salaries and employee benefits	5,962	5,434
Occupancy expense	721	748
Equipment expense	793	697
Marketing expense	377	284
Professional fees	594	589
EFT/ATM expense	259	248
Other Real Estate Owned expenses	15	32
FDIC Deposit Insurance Assessment	107	107
Bonding and other insurance expense	132	122
Telephone expense	75	116
Other	757	685
Total other expenses	9,792	9,062
Income Before Income Taxes	4,628	4,553
Income Tax Expense	726	1,373
Net Income	3,902	3,180
Other Comprehensive Income - Net of Tax
Unrealized gains (losses) on securities	(4,204)	1,787
Reclassification adjustment for (gains) losses included in net income	80	(7)
Postretirement benefit liability	32	27
Total Other Comprehensive Income (Loss) - Net of Tax	(4,092)	1,807
Comprehensive Income (Loss)	$ (239)	$ 4,987
Basic Earnings Per Common Share (in dollars per share)	$ 0.17	$ 0.14
Diluted Earnings Per Common Share (in dollars per share)	0.17	0.14
Dividends declared (in dollars per share)	$ 0.66	$ 0.75
Fiduciary and Trust [Member]
Other Income
Noninterest income	$ 1,185	$ 1,128
Deposit Account [Member]
Other Income
Noninterest income	946	1,014
Debit Card [Member]
Other Income
Noninterest income	720	680
Mortgage Banking [Member]
Other Income
Noninterest income	$ 62	$ 59

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Deferred Compensation, Share-based Payments [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2016	22,777,882
Balance at Dec. 31, 2016	$ 22,562	$ 126,079	$ (4)	$ (7,523)	$ 141,114
SOSARs exercised, net of shares redeemed for taxes (in shares)	59,743
SOSARs exercised, net of shares redeemed for taxes	$ (230)				(230)
Restricted stock awards, net of shares redeemed for taxes (in shares)	6,000
Restricted stock awards, net of shares redeemed for taxes	$ 65		(65)
Employee Stock Purchase Plan and other stock issued (in shares)	17,169
Employee Stock Purchase Plan and other stock issued	$ 190				190
Tax benefit from exercise of options		812			812
Equity Compensation	122		9		131
Deferred Directors' Compensation		(324)
Dividends declared	$ (17,127)		(17,127)
Net Income		3,180			3,180
Other comprehensive income - net of tax				1,807	1,807
Balance (in shares) at Mar. 31, 2017	22,860,794
Balance at Mar. 31, 2017	$ 22,385	112,944	(60)	(5,716)	129,553
Balance (in shares) at Dec. 31, 2017	22,907,844
Balance at Dec. 31, 2017	$ 22,840	117,524		(7,706)	132,658
SOSARs exercised, net of shares redeemed for taxes (in shares)	39,825
SOSARs exercised, net of shares redeemed for taxes	$ (178)				(178)
Restricted stock awards, net of shares redeemed for taxes (in shares)	7,500
Restricted stock awards, net of shares redeemed for taxes	$ 78		(78)
Employee Stock Purchase Plan and other stock issued (in shares)	18,092
Employee Stock Purchase Plan and other stock issued	$ 189				189
Tax benefit from exercise of options
Equity Compensation	216		19		235
Deferred Directors' Compensation	(67)				(67)
Cumulative Effect Adjustment (ASU 2016-01)		49		(49)
Dividends declared		(15,145)			(15,145)
Net Income		3,902			3,902
Other comprehensive income - net of tax				(4,092)	(4,092)
Balance (in shares) at Mar. 31, 2018	22,973,261
Balance at Mar. 31, 2018	$ 23,078	$ 106,330	$ (59)	$ (11,847)	$ 117,502

Consolidated Statements of Cha6

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Retained Earnings [Member]
Dividends declared (in dollars per share)	$ 0.66	$ 0.75
Dividends declared (in dollars per share)	$ 0.66	$ 0.75

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash Flows from Operating Activities
Net Income	$ 3,902	$ 3,180
Adjustments to reconcile net income to net cash from operating activities
Recovery of loan losses	(100)	(200)
Depreciation	370	404
Net amortization of investment premium and discount	576	614
Adjustment for assets carried at fair market value	36
Writedowns of Other Real Estate Owned		6
Net decrease in interest payable and other liabilities	(1,434)	(1,932)
Net decrease in interest receivable and other assets	2,555	746
Writedowns of Other Assets		37
Equity based compensation expense	235	131
Net (gain) loss on sale/settlement of securities	101	(10)
Increase in cash surrender value of life insurance	(352)	(341)
Net cash provided by operating activities	5,889	2,635
Cash Flows from Investing Activities
Proceeds from maturities of interest bearing time deposits in other banks	1,000	750
Proceeds from maturities and redemptions of investment securities held to maturity	241	1,835
Proceeds from maturities and redemptions of investment securities available for sale	12,666	7,030
Proceeds from sales of investment securities available for sale	19,181	10,013
Net increase in loans	(27,140)	(10,465)
Proceeds from sales of other real estate owned	347	240
Proceeds from sales of other assets	40
Purchase of time deposits in other banks		(500)
Purchase of investment securities held to maturity		(2,565)
Purchase of Bank Owned Life Insurance		(3)
Purchase of investment securities available for sale	(30,799)	(7,073)
Purchase of bank premises and equipment	(32)	(184)
Net cash used for investing activities	(24,496)	(922)
Cash Flows from Financing Activities
Net increase (decrease) in deposits	(4,801)	3,355
Issuance of common stock	189	190
Stock redeemed for tax withholding - stock based compensation	(178)	(230)
Dividends paid	(15,145)	(17,127)
Net cash used for financing activities	(19,935)	(13,812)
Net Decrease in Cash and Cash Equivalents	(38,542)	(12,099)
Cash and Cash Equivalents at Beginning of Period	53,010	52,772
Cash and Cash Equivalents at End of Period	14,468	40,673
Supplemental Cash Flow Information
Cash paid for interest	420	458
Cash paid for federal income taxes
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	144
Transfer of loans to other assets		$ 40

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Accounting Policies	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	1. The unaudited consolidated financial statements include the accounts of MBT Financial Corp. (the “Company”) and its subsidiary, Monroe Bank & Trust (the “Bank”). The Bank includes the accounts of its wholly owned subsidiary, MB&T Financial Services, Inc. The Bank operates fourteen six one The accounting and reporting policies of the Bank conform to practice within the banking industry and are in accordance with accounting principles generally accepted in the United States. Preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near term are the determination of the allowance for loan losses and the fair value of investment securities. The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with the instructions to Form 10 not The significant accounting policies are as follows: PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated. COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income. BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not not ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014 09 2014 09 606 2014 09 2014 09 December 15, 2017 ( December 31, 2018 not 2014 09 January 1, 2018 not In June 2016, No. 2016 13, December 31, 2020. first December 15, 2018, In March 2017, No. 2017 08, 310 20 not December 15, 2018, not In January 2016, No. 2016 01, 825 10 2016 01 December 15, 2017. 2016 01 January 1, 2018 not

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Earnings Per Share [Text Block]	2. The calculations of earnings per common share are as follows: For the three months ended March 31, 2018 2017 Basic Net income $ 3,902,000 $ 3,180,000 Average common shares outstanding 22,943,736 22,821,273 Earnings per common share - basic $ 0.17 $ 0.14 Diluted Net income $ 3,902,000 $ 3,180,000 Average common shares outstanding 22,943,736 22,821,273 Equity compensation 119,464 140,152 Average common shares outstanding - diluted 23,063,200 22,961,425 Earnings per common share - diluted $ 0.17 $ 0.14

Note 3 - Stock Based Compensati

Note 3 - Stock Based Compensation	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	3. Stock Only Stock Appreciation Rights (SOSARs) February 22, 2018, 105,000 2008 May 1, 2008 May 7, 2015. ten three December 31, 2018. $2.36 7 23.64%, 2.86% 2.18%. $10.45 SOSARs granted under the plan are structured as fixed grants with the base price equal to the market value of the underlying stock on the date of the grant. The following table summarizes the SOSARs that have been granted: Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2018 372,585 $ 6.82 Granted 105,000 10.45 Exercised (89,536 ) 4.15 Forfeited (3,003 ) 10.02 Expired - - SOSARs Outstanding, March 31, 2018 385,046 $ 8.41 SOSARs Exercisable, March 31, 2018 161,029 $ 5.72 The exercise of a SOSAR results in the issuance of a number of shares of common stock of the Company based on the appreciation of the market price of the stock over the base price of the SOSAR. The market value of the Company’s common stock on March 31, 2018 $10.75. March 31, 2018 $810,000, 75,347 may Restricted Stock Unit Awards February 22, 2018, 21,500 2008 May 1, 2008 May 7, 2015. one two December 31, 2019 $10.45 December 15, 2020 March 31, 2018 none Restricted Stock Awards February 22, 2018, 7,500 2008 May 1, 2008 May 7, 2015. December 31, 2018. $10.45 $59,000 March 31, 2018. The total expense for equity based compensation was $236,000 first 2018 $131,000 first 2017. $950,000 March 31, 2018. 1.98

Note 4 - Loans

Note 4 - Loans	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	4. The Bank makes commercial, consumer, and mortgage loans primarily to customers in Monroe County, Michigan, southern and western Wayne County, Michigan, and surrounding areas. Although the Bank has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on the automotive, manufacturing, and real estate development economic sectors. Loans consist of the following ( 000s March 31, December 31, 2018 2017 Residential real estate loans $ 223,318 $ 222,014 Commercial and Construction real estate loans 290,256 293,202 Agriculture and agricultural real estate loans 22,319 21,231 Commercial and industrial loans 131,902 122,219 Loans to individuals for household, family, and other personal expenditures 54,845 36,313 Total loans, gross $ 722,640 $ 694,979 Less: Allowance for loan losses 7,885 7,666 Net Loans $ 714,755 $ 687,313 Loans are placed in a nonaccrual status when, in the opinion of Management, the collection of additional interest is doubtful. All loan relationships over $250,000 90 The following table summarizes nonperforming assets ( 000s March 31, December 31, 2018 2017 Nonaccrual loans $ 3,453 $ 3,658 Loans 90 days past due and accruing - 3 Restructured loans 8,290 9,625 Total nonperforming loans $ 11,743 $ 13,286 Other real estate owned 1,229 1,412 Other assets - 40 Total nonperforming assets $ 12,972 $ 14,738 Nonperforming assets to total assets 0.98 % 1.09 % Allowance for loan losses to nonperforming loans 67.15 % 57.70 %

Note 5 - Allowance For Loan Los

Note 5 - Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Financing Receivables [Text Block]	5. The Company separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The six not not not Activity in the allowance for loan losses during the three March 31, 2018 000s Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2018 Beginning Balance $ 195 $ 1,443 $ 3,297 $ 491 $ 1,279 $ 961 $ 7,666 Charge-offs - - (3 ) - (7 ) (2 ) (12 ) Recoveries 2 15 240 20 42 12 331 Provision 13 (61 ) (446 ) (50 ) (225 ) 669 (100 ) Ending balance $ 210 $ 1,397 $ 3,088 $ 461 $ 1,089 $ 1,640 $ 7,885 Allowance for loan losses as of March 31, 2018 Ending balance individually evaluated for impairment $ 1 $ 146 $ 315 $ 354 $ 131 $ 199 $ 1,146 Ending balance collectively evaluated for impairment 209 1,251 2,773 107 958 1,441 6,739 Ending balance $ 210 $ 1,397 $ 3,088 $ 461 $ 1,089 $ 1,640 $ 7,885 Loans as of March 31, 2018 Ending balance individually evaluated for impairment $ 1,139 $ 260 $ 3,720 $ 1,574 $ 4,566 $ 424 $ 11,683 Ending balance collectively evaluated for impairment 21,180 131,642 266,608 18,354 218,752 54,421 710,957 Ending balance $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 Activity in the allowance for loan losses during the three March 31, 2017 000s Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Charge-offs - - (25 ) - (50 ) (37 ) (112 ) Recoveries 3 56 37 13 54 25 188 Provision (4 ) (109 ) 90 (4 ) (33 ) (140 ) (200 ) Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Allowance for loan losses as of March 31, 2017 Ending balance individually evaluated for impairment $ 5 $ 181 $ 234 $ 381 $ 230 $ 182 $ 1,213 Ending balance collectively evaluated for impairment 195 1,398 3,204 153 1,340 831 7,121 Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Loans as of March 31, 2017 Ending balance individually evaluated for impairment $ 1,213 $ 327 $ 3,458 $ 1,705 $ 6,502 $ 459 $ 13,664 Ending balance collectively evaluated for impairment 19,810 107,504 247,335 19,824 212,473 42,314 649,260 Ending balance $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924 Each period the provision for loan losses in the income statement results from the combination of an estimate by Management of loan losses that occurred during the current period and the ongoing adjustment of prior estimates of losses occurring in prior periods. The provision for loan losses increases the allowance for loan losses, a valuation account which appears on the consolidated balance sheets. As the specific customer and amount of a loan loss is confirmed by gathering additional information, taking collateral in full or partial settlement of the loan, bankruptcy of the borrower, etc., the loan is charged off, reducing the allowance for loan losses. If, subsequent to a charge off, the Bank is able to collect additional amounts from the customer or sell collateral worth more than earlier estimated, a recovery is recorded. To serve as a basis for making this provision, the Bank maintains an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogeneous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific loan relationships. The Company utilizes an internal loan grading system to assign a risk grade to all commercial loans, all renegotiated loans, and each commercial credit relationship. Grades 10 45 50 55 60 50 60 70 90 • Grade 10– • Grade 20– may • Grade 30– may not • Grades 40 45 not • Grades 50 55 may • Grade 60– one 1 2 3 4 not 5 6 7 8 9 10 • Grade 70– one 1 not 2 3 may • Grades 80 90 not The assessment of compensating factors may one not The portfolio segments in each credit risk grade as of March 31, 2018 000s Credit Quality Indicators as of March 31, 2018 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ - $ 2,424 $ 143 $ 10,355 $ 138,517 $ 49,109 $ 200,548 10 - 6,779 - - - - 6,779 20 281 292 331 - - - 904 30 504 32,711 10,358 - 935 3,869 48,377 40 15,421 81,565 220,063 4,845 72,875 1,839 396,608 45 1,406 3,113 16,746 1,506 4,788 - 27,559 50 2,180 3,485 15,982 1,648 2,508 4 25,807 55 1,505 1,084 2,260 1,528 814 - 7,191 60 1,022 449 4,445 46 2,881 24 8,867 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 Performing $ 21,710 $ 131,614 $ 267,374 $ 18,353 $ 217,442 $ 54,404 $ 710,897 Nonperforming 609 288 2,954 1,575 5,876 441 11,743 Total $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 The portfolio segments in each credit risk grade as of December 31, 2017 000s Credit Quality Indicators as of December 31, 2017 Credit Risk by Internally Assigned Grade Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ - $ 1,341 $ 160 $ 13,903 $ 135,311 $ 30,359 $ 181,074 10 - 6,870 - - - - 6,870 20 281 293 353 - - - 927 30 503 29,655 6,300 - 941 3,972 41,371 40 14,819 76,792 223,468 4,857 72,634 1,947 394,517 45 1,414 2,391 12,244 1,528 5,363 - 22,940 50 1,864 3,778 21,802 1,667 3,590 6 32,707 55 1,441 594 1,857 1,537 867 2 6,298 60 909 505 3,460 66 3,308 27 8,275 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,231 $ 122,219 $ 269,644 $ 23,558 $ 222,014 $ 36,313 $ 694,979 Performing $ 20,665 $ 121,768 $ 265,801 $ 21,955 $ 215,643 $ 35,861 $ 681,693 Nonperforming 566 451 3,843 1,603 6,371 452 13,286 Total $ 21,231 $ 122,219 $ 269,644 $ 23,558 $ 222,014 $ 36,313 $ 694,979 Loans are considered past due when contractually required payment of interest or principal has not not March 31, 2018 December 31, 2017 ( 000s March 31, 2018 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 26 $ 30 $ - $ 56 $ 22,263 $ 22,319 $ - Commercial 88 - - $ 88 131,814 131,902 - Commercial Real Estate 807 283 - 1,090 269,238 270,328 - Construction Real Estate - - - - 19,928 19,928 - Residential Real Estate 1,310 14 978 2,302 221,016 223,318 - Consumer and Other 40 - - 40 54,805 54,845 - Total $ 2,271 $ 327 $ 978 $ 3,576 $ 719,064 $ 722,640 $ - December 31, 2017 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ 21,231 $ 21,231 $ - Commercial 111 8 5 124 122,095 122,219 3 Commercial Real Estate 834 783 56 1,673 267,971 269,644 - Construction Real Estate 17 - - 17 23,541 23,558 - Residential Real Estate 1,361 58 871 2,290 219,724 222,014 - Consumer and Other 55 2 - 57 36,256 36,313 - Total $ 2,378 $ 851 $ 932 $ 4,161 $ 690,818 $ 694,979 $ 3 Loans are placed on non-accrual status when, in the opinion of Management, the collection of additional interest is doubtful. Loans are automatically placed on non-accrual status upon becoming ninety may not The following is a summary of non-accrual loans as of March 31, 2018 December 31, 2017 ( 000s March 31, 2018 December 31, 2017 Agriculture and Agricultural Real Estate $ 43 $ - Commercial 87 243 Commercial Real Estate 1,528 1,580 Construction Real Estate 14 33 Residential Real Estate 1,764 1,783 Consumer and Other 17 19 Total $ 3,453 $ 3,658 For loans deemed to be impaired due to an expectation that all contractual payments will probably not The following is a summary of impaired loans as of March 31, 2018 March 31, December 31, 2017 ( 000s March 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ 899 $ 895 $ - $ 820 $ 11 Commercial - - - - - Commercial Real Estate 1,692 1,754 - 1,706 21 Construction Real Estate - - - - - Residential Real Estate 3,918 4,104 - 4,129 52 Consumer and Other 82 82 - 84 1 With an allowance recorded: Agriculture and Agricultural Real Estate 240 239 1 240 3 Commercial 260 264 146 266 3 Commercial Real Estate 2,028 2,059 315 2,064 32 Construction Real Estate 1,574 1,607 354 1,597 19 Residential Real Estate 648 658 131 660 7 Consumer and Other 342 342 199 345 4 Total: Agriculture and Agricultural Real Estate $ 1,139 $ 1,134 $ 1 $ 1,060 $ 14 Commercial 260 264 146 266 3 Commercial Real Estate 3,720 3,813 315 3,770 53 Construction Real Estate 1,574 1,607 354 1,597 19 Residential Real Estate 4,566 4,762 131 4,789 59 Consumer and Other 424 424 199 429 5 Total $ 11,683 $ 12,004 $ 1,146 $ 11,911 $ 153 Recorded Investment as of December 31, 2017 Unpaid Principal Balance as of December 31, 2017 Related Allowance as of December 31, 2017 Average Recorded Investment for the Three Months Ended March 31, 2017 Interest Income Recognized in the Three Months Ended March 31, 2017 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 829 $ 826 $ - $ 973 $ 10 Commercial - - - 65 1 Commercial Real Estate 1,977 2,034 - 661 7 Construction Real Estate 17 21 - 81 1 Residential Real Estate 3,757 3,935 - 4,479 57 Consumer and Other 30 30 - 31 1 With an allowance recorded: Agriculture and Agricultural Real Estate 241 240 1 245 3 Commercial 265 268 148 293 3 Commercial Real Estate 1,776 1,783 219 2,914 34 Construction Real Estate 1,586 1,619 360 1,647 19 Residential Real Estate 1,464 1,515 177 2,277 24 Consumer and Other 402 403 205 434 5 Total: Agriculture and Agricultural Real Estate $ 1,070 $ 1,066 $ 1 $ 1,218 $ 13 Commercial 265 268 148 358 4 Commercial Real Estate 3,753 3,817 219 3,575 41 Construction Real Estate 1,603 1,640 360 1,728 20 Residential Real Estate 5,221 5,450 177 6,756 81 Consumer and Other 432 433 205 465 6 Total $ 12,344 $ 12,674 $ 1,110 $ 14,100 $ 165 The Bank may may Loans that have been classified as TDRs during the three March 31, 2018 March 31, 2017 000s Three months ended March 31, 2018 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - Commercial - - - Commercial Real Estate 1 283 283 Construction Real Estate - - - Residential Real Estate 1 150 150 Consumer and Other - - - Total 2 $ 433 $ 433 Three months ended March 31, 2017 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - Commercial 2 29 29 Commercial Real Estate 2 74 54 Construction Real Estate - - - Residential Real Estate 3 212 180 Consumer and Other 1 1 1 Total 8 $ 316 $ 264 The Bank considers TDRs that become past due under the modified terms as defaulted. The following table shows the loans that became TDRs during the three March 31, 2018 March 31, 2017 three March 31, 2018 March 31, 2017, Three months ended Three months ended March 31, 2018 March 31, 2017 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - - $ - Commercial - - - - Commercial Real Estate 1 283 - - Construction Real Estate - - - - Residential Real Estate - - - - Consumer and Other - - - - Total 1 $ 283 - $ - The Company has allocated $975,000 March 31, 2018. no March 31, 2018 March 31, 2017.

Note 6 - Investment Securities

Note 6 - Investment Securities	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. The following is a summary of the Bank’s investment securities portfolio as of March 31, 2018 December 31, 2017 ( 000s Held to Maturity March 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,407 $ 534 $ (384 ) $ 36,557 Corporate Debt Securities 500 - (20 ) 480 $ 36,907 $ 534 $ (404 ) $ 37,037 Available for Sale March 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 139,952 $ - $ (6,709 ) $ 133,243 Mortgage Backed Securities issued by U.S. Government Agencies 245,122 - (5,993 ) 239,129 Obligations of States and Political Subdivisions 48,860 42 (779 ) 48,123 Corporate Debt Securities 13,065 241 (21 ) 13,285 $ 446,999 $ 283 $ (13,502 ) $ 433,780 Held to Maturity December 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,663 $ 666 $ (322 ) $ 37,007 Corporate Debt Securities 500 - (21 ) 479 $ 37,163 $ 666 $ (343 ) $ 37,486 Available for Sale December 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 140,090 $ 32 $ (4,242 ) $ 135,880 Mortgage Backed Securities issued by U.S. Government Agencies 248,649 3 (3,875 ) 244,777 Obligations of States and Political Subdivisions 37,308 48 (373 ) 36,983 Corporate Debt Securities 22,662 462 (41 ) 23,083 Equity Securities 2,044 49 - 2,093 $ 450,753 $ 594 $ (8,531 ) $ 442,816 The amortized cost and estimated market values of securities by contractual maturity as of March 31, 2018 may Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 8,940 $ 8,950 $ 3,079 $ 3,077 After 1 year through five years 19,372 19,422 53,621 51,832 After 5 years through 10 years 7,476 7,609 107,932 102,872 After 10 years 1,119 1,056 37,245 36,870 Total 36,907 37,037 201,877 194,651 Mortgage Backed Securities - - 245,122 239,129 Securities with no stated maturity - - 2,044 2,057 Total $ 36,907 $ 37,037 $ 449,043 $ 435,837 The investment securities portfolio is evaluated for impairment throughout the year. Impairment is recorded against individual securities, unless the decrease in fair value is attributable to interest rates or the lack of an active market, and Management determines that the Company does not not not may March 31, 2018 December 31, 2017. March 31, 2018 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 29,943 $ 867 $ 103,299 $ 5,842 $ 133,242 $ 6,709 Mortgage Backed Securities issued by U.S. Government Agencies 162,899 3,135 76,230 2,858 239,129 5,993 Obligations of States and Political Subdivisions 42,466 688 13,715 475 56,181 1,163 Corporate Debt Securities 2,524 41 - - 2,524 41 $ 237,832 $ 4,731 $ 193,244 $ 9,175 $ 431,076 $ 13,906 December 31, 2017 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 25,257 $ 286 $ 105,329 $ 3,956 $ 130,586 $ 4,242 Mortgage Backed Securities issued by U.S. Government Agencies 161,792 1,725 81,157 2,150 242,949 3,875 Obligations of States and Political Subdivisions 23,898 357 16,741 338 40,639 695 Corporate Debt Securities 4,560 39 2,009 23 6,569 62 $ 215,507 $ 2,407 $ 205,236 $ 6,467 $ 420,743 $ 8,874 The amount of investment securities issued by government agencies, states, and political subdivisions with unrealized losses and the amount of unrealized losses on those investment securities are primarily the result of market interest rates and not not not not may not March 31, 2018. March 31, 2018 December 31, 2017, 219 205

Note 7 - Fair Value of Financia

Note 7 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	7. Fair value, as defined in ASC Topic 820, not not The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Fair value is used on a recurring basis for Available for Sale Securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. The Company applied the following fair value hierarchy: Level 1 1 Level 2 2 Level 3 3 The following tables present information about the Company’s financial assets and liabilities measured at fair value on a recurring basis at March 31, 2018 December 31, 2017, Total Carrying Estimated March 31, 2018 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 14,468 $ 14,468 $ - $ - $ 14,468 Time Deposits in Other Banks 14,196 - 13,234 750 13,984 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,407 - 2,394 34,163 36,557 Corporate Debt Securities 500 - 480 - 480 Securities - Available for Sale Obligations of U.S. Government Agencies 133,243 - 133,243 - 133,243 MBS issued by U.S. Government Agencies 239,129 - 239,129 - 239,129 Obligations of States and Political Subdivisions 48,123 - 48,123 - 48,123 Corporate Debt Securities 13,285 - 13,285 - 13,285 Equity Securities 6,205 2,057 4,148 - 6,205 Loans Held for Sale - - - - - Loans, net 714,755 - - 664,062 664,062 Accrued Interest Receivable 4,394 - - 4,394 4,394 Financial Liabilities: Noninterest Bearing Deposits 293,243 293,243 - - 293,243 Interest Bearing Deposits 900,120 - 901,213 - 901,213 Accrued Interest Payable 62 - - 62 62 Total Carrying Estimated December 31, 2017 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 53,010 $ 53,010 $ - $ - $ 53,010 Time Deposits in Other Banks 15,196 - 15,082 - 15,082 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,663 - 2,407 34,600 37,007 Corporate Debt Securities 500 - 479 - 479 Securities - Available for Sale Obligations of U.S. Government Agencies 135,880 - 135,880 - 135,880 MBS issued by U.S. Government Agencies 244,777 - 244,777 - 244,777 Obligations of States and Political Subdivisions 36,983 - 36,983 - 36,983 Corporate Debt Securities 23,083 - 23,083 - 23,083 Equity Securities 2,093 2,093 - - 2,093 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 346 - - 356 356 Loans, net 687,313 - - 657,684 657,684 Accrued Interest Receivable 4,169 - - 4,169 4,169 Financial Liabilities: Noninterest Bearing Deposits 299,838 299,838 - - 299,838 Interest Bearing Deposits 898,326 - 899,481 - 899,481 Accrued Interest Payable 61 - - 61 61 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. The Company’s assets with Level 3 March 31, 2018 December 31, 2017. not 3 Both observable and unobservable inputs may 3 may The Company also has assets that under certain conditions are subject to measurement at fair value on a nonrecurring basis. These assets include loans and Other Real Estate Owned. The Company estimated the fair values of these assets using Level 3 Assets measured at fair value on a nonrecurring basis are as follows ( 000s Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2018 Impaired loans $ - $ - $ 10,537 Other Real Estate Owned $ - $ - $ 1,229 December 31, 2017 Impaired loans $ - $ - $ 11,234 Other Real Estate Owned $ - $ - $ 1,412 Impaired loans categorized as Level 3

Note 8 - Financial Instruments

Note 8 - Financial Instruments With Off-balance Sheet Risk	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Fair Value of Off-Balance Sheet Risks Disclosure [Text Block]	8. The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for its other lending activities. Financial instruments whose contractual amounts represent off-balance sheet credit risk were as follows ( 000s Contractual Amount March 31, December 31, 2018 2017 Commitments to extend credit: Unused portion of commercial lines of credit $ 102,843 $ 103,080 Unused portion of credit card lines of credit 6,130 5,934 Unused portion of home equity lines of credit 30,970 30,368 Standby letters of credit and financial guarantees written 1,674 1,364 All other off-balance sheet commitments - - Commitments to extend credit are agreements to lend to a customer as long as there is no may not ten Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its subsidiary. All material intercompany transactions and balances have been eliminated.
Comprehensive Income, Policy [Policy Text Block]	COMPREHENSIVE INCOME Accounting principles generally require that revenue, expenses, gains, and losses be included in net income. Certain changes in assets and liabilities, however, such as unrealized gains and losses on securities available for sale and amounts recognized related to postretirement benefit plans (gains and losses, prior service costs, and transition assets or obligations), are reported as a direct adjustment to the equity section of the balance sheet. Such items, along with net income, are components of comprehensive income.
Segment Reporting, Policy [Policy Text Block]	BUSINESS SEGMENTS While the Company's chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a company wide basis. Accordingly, all of the Company’s operations are considered by management to be aggregated in one
Fair Value Measurement, Policy [Policy Text Block]	FAIR VALUE The Company measures or monitors many of its assets and liabilities on a fair value basis. Fair value is used on a recurring basis for assets and liabilities that are elected to be accounted for under The Fair Value Option as well as for certain assets and liabilities in which fair value is the primary basis of accounting. Examples of these include derivative instruments and available for sale securities. Additionally, fair value is used on a non-recurring basis to evaluate assets or liabilities for impairment or for disclosure purposes. Examples of these non-recurring uses of fair value include certain loans held for sale accounted for on a lower of cost or market basis. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation techniques and assumptions when estimating fair value. When determining the fair value measurements for assets and liabilities required or permitted to be recorded at and/or marked to fair value, the Company considers the principal or most advantageous market in which it would transact and considers assumptions that market participants would use when pricing the asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not not
New Accounting Pronouncements, Policy [Policy Text Block]	ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2014 09 2014 09 606 2014 09 2014 09 December 15, 2017 ( December 31, 2018 not 2014 09 January 1, 2018 not In June 2016, No. 2016 13, December 31, 2020. first December 15, 2018, In March 2017, No. 2017 08, 310 20 not December 15, 2018, not In January 2016, No. 2016 01, 825 10 2016 01 December 15, 2017. 2016 01 January 1, 2018 not

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended March 31, 2018 2017 Basic Net income $ 3,902,000 $ 3,180,000 Average common shares outstanding 22,943,736 22,821,273 Earnings per common share - basic $ 0.17 $ 0.14 Diluted Net income $ 3,902,000 $ 3,180,000 Average common shares outstanding 22,943,736 22,821,273 Equity compensation 119,464 140,152 Average common shares outstanding - diluted 23,063,200 22,961,425 Earnings per common share - diluted $ 0.17 $ 0.14

Note 3 - Stock Based Compensa18

Note 3 - Stock Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Share-based Compensation, Stock Options and Stock Appreciation Rights Award Activity [Table Text Block]	Weighted Average SOSARs Base Price SOSARs Outstanding, January 1, 2018 372,585 $ 6.82 Granted 105,000 10.45 Exercised (89,536 ) 4.15 Forfeited (3,003 ) 10.02 Expired - - SOSARs Outstanding, March 31, 2018 385,046 $ 8.41 SOSARs Exercisable, March 31, 2018 161,029 $ 5.72

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2018 2017 Residential real estate loans $ 223,318 $ 222,014 Commercial and Construction real estate loans 290,256 293,202 Agriculture and agricultural real estate loans 22,319 21,231 Commercial and industrial loans 131,902 122,219 Loans to individuals for household, family, and other personal expenditures 54,845 36,313 Total loans, gross $ 722,640 $ 694,979 Less: Allowance for loan losses 7,885 7,666 Net Loans $ 714,755 $ 687,313
Schedule of Non-performing Assets [Table Text Block]	March 31, December 31, 2018 2017 Nonaccrual loans $ 3,453 $ 3,658 Loans 90 days past due and accruing - 3 Restructured loans 8,290 9,625 Total nonperforming loans $ 11,743 $ 13,286 Other real estate owned 1,229 1,412 Other assets - 40 Total nonperforming assets $ 12,972 $ 14,738 Nonperforming assets to total assets 0.98 % 1.09 % Allowance for loan losses to nonperforming loans 67.15 % 57.70 %

Note 5 - Allowance For Loan L20

Note 5 - Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2018 Beginning Balance $ 195 $ 1,443 $ 3,297 $ 491 $ 1,279 $ 961 $ 7,666 Charge-offs - - (3 ) - (7 ) (2 ) (12 ) Recoveries 2 15 240 20 42 12 331 Provision 13 (61 ) (446 ) (50 ) (225 ) 669 (100 ) Ending balance $ 210 $ 1,397 $ 3,088 $ 461 $ 1,089 $ 1,640 $ 7,885 Allowance for loan losses as of March 31, 2018 Ending balance individually evaluated for impairment $ 1 $ 146 $ 315 $ 354 $ 131 $ 199 $ 1,146 Ending balance collectively evaluated for impairment 209 1,251 2,773 107 958 1,441 6,739 Ending balance $ 210 $ 1,397 $ 3,088 $ 461 $ 1,089 $ 1,640 $ 7,885 Loans as of March 31, 2018 Ending balance individually evaluated for impairment $ 1,139 $ 260 $ 3,720 $ 1,574 $ 4,566 $ 424 $ 11,683 Ending balance collectively evaluated for impairment 21,180 131,642 266,608 18,354 218,752 54,421 710,957 Ending balance $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Allowance for loan losses: For the three months ended March 31, 2017 Beginning Balance $ 201 $ 1,632 $ 3,336 $ 525 $ 1,599 $ 1,165 $ 8,458 Charge-offs - - (25 ) - (50 ) (37 ) (112 ) Recoveries 3 56 37 13 54 25 188 Provision (4 ) (109 ) 90 (4 ) (33 ) (140 ) (200 ) Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Allowance for loan losses as of March 31, 2017 Ending balance individually evaluated for impairment $ 5 $ 181 $ 234 $ 381 $ 230 $ 182 $ 1,213 Ending balance collectively evaluated for impairment 195 1,398 3,204 153 1,340 831 7,121 Ending balance $ 200 $ 1,579 $ 3,438 $ 534 $ 1,570 $ 1,013 $ 8,334 Loans as of March 31, 2017 Ending balance individually evaluated for impairment $ 1,213 $ 327 $ 3,458 $ 1,705 $ 6,502 $ 459 $ 13,664 Ending balance collectively evaluated for impairment 19,810 107,504 247,335 19,824 212,473 42,314 649,260 Ending balance $ 21,023 $ 107,831 $ 250,793 $ 21,529 $ 218,975 $ 42,773 $ 662,924
Financing Receivable Credit Quality Indicators [Table Text Block]	Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ - $ 2,424 $ 143 $ 10,355 $ 138,517 $ 49,109 $ 200,548 10 - 6,779 - - - - 6,779 20 281 292 331 - - - 904 30 504 32,711 10,358 - 935 3,869 48,377 40 15,421 81,565 220,063 4,845 72,875 1,839 396,608 45 1,406 3,113 16,746 1,506 4,788 - 27,559 50 2,180 3,485 15,982 1,648 2,508 4 25,807 55 1,505 1,084 2,260 1,528 814 - 7,191 60 1,022 449 4,445 46 2,881 24 8,867 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 Performing $ 21,710 $ 131,614 $ 267,374 $ 18,353 $ 217,442 $ 54,404 $ 710,897 Nonperforming 609 288 2,954 1,575 5,876 441 11,743 Total $ 22,319 $ 131,902 $ 270,328 $ 19,928 $ 223,318 $ 54,845 $ 722,640 Agriculture and Agricultural Real Estate Commercial Commercial Real Estate Construction Real Estate Residential Real Estate Consumer and Other Total Not Rated $ - $ 1,341 $ 160 $ 13,903 $ 135,311 $ 30,359 $ 181,074 10 - 6,870 - - - - 6,870 20 281 293 353 - - - 927 30 503 29,655 6,300 - 941 3,972 41,371 40 14,819 76,792 223,468 4,857 72,634 1,947 394,517 45 1,414 2,391 12,244 1,528 5,363 - 22,940 50 1,864 3,778 21,802 1,667 3,590 6 32,707 55 1,441 594 1,857 1,537 867 2 6,298 60 909 505 3,460 66 3,308 27 8,275 70 - - - - - - - 80 - - - - - - - 90 - - - - - - - Total $ 21,231 $ 122,219 $ 269,644 $ 23,558 $ 222,014 $ 36,313 $ 694,979 Performing $ 20,665 $ 121,768 $ 265,801 $ 21,955 $ 215,643 $ 35,861 $ 681,693 Nonperforming 566 451 3,843 1,603 6,371 452 13,286 Total $ 21,231 $ 122,219 $ 269,644 $ 23,558 $ 222,014 $ 36,313 $ 694,979
Past Due Financing Receivables [Table Text Block]	March 31, 2018 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ 26 $ 30 $ - $ 56 $ 22,263 $ 22,319 $ - Commercial 88 - - $ 88 131,814 131,902 - Commercial Real Estate 807 283 - 1,090 269,238 270,328 - Construction Real Estate - - - - 19,928 19,928 - Residential Real Estate 1,310 14 978 2,302 221,016 223,318 - Consumer and Other 40 - - 40 54,805 54,845 - Total $ 2,271 $ 327 $ 978 $ 3,576 $ 719,064 $ 722,640 $ - December 31, 2017 30-59 Days Past Due 60-89 Days Past Due >90 Days Past Due Total Past Due Current Total Loans Recorded Investment >90 Days Past Due and Accruing Agriculture and Agricultural Real Estate $ - $ - $ - $ - $ 21,231 $ 21,231 $ - Commercial 111 8 5 124 122,095 122,219 3 Commercial Real Estate 834 783 56 1,673 267,971 269,644 - Construction Real Estate 17 - - 17 23,541 23,558 - Residential Real Estate 1,361 58 871 2,290 219,724 222,014 - Consumer and Other 55 2 - 57 36,256 36,313 - Total $ 2,378 $ 851 $ 932 $ 4,161 $ 690,818 $ 694,979 $ 3
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	March 31, 2018 December 31, 2017 Agriculture and Agricultural Real Estate $ 43 $ - Commercial 87 243 Commercial Real Estate 1,528 1,580 Construction Real Estate 14 33 Residential Real Estate 1,764 1,783 Consumer and Other 17 19 Total $ 3,453 $ 3,658
Impaired Financing Receivables [Table Text Block]	March 31, 2018 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment for the Three Months Ended Interest Income Recognized in the Three Months Ended With no related allowance recorded: Agriculture and Agricultural Real Estate $ 899 $ 895 $ - $ 820 $ 11 Commercial - - - - - Commercial Real Estate 1,692 1,754 - 1,706 21 Construction Real Estate - - - - - Residential Real Estate 3,918 4,104 - 4,129 52 Consumer and Other 82 82 - 84 1 With an allowance recorded: Agriculture and Agricultural Real Estate 240 239 1 240 3 Commercial 260 264 146 266 3 Commercial Real Estate 2,028 2,059 315 2,064 32 Construction Real Estate 1,574 1,607 354 1,597 19 Residential Real Estate 648 658 131 660 7 Consumer and Other 342 342 199 345 4 Total: Agriculture and Agricultural Real Estate $ 1,139 $ 1,134 $ 1 $ 1,060 $ 14 Commercial 260 264 146 266 3 Commercial Real Estate 3,720 3,813 315 3,770 53 Construction Real Estate 1,574 1,607 354 1,597 19 Residential Real Estate 4,566 4,762 131 4,789 59 Consumer and Other 424 424 199 429 5 Total $ 11,683 $ 12,004 $ 1,146 $ 11,911 $ 153 Recorded Investment as of December 31, 2017 Unpaid Principal Balance as of December 31, 2017 Related Allowance as of December 31, 2017 Average Recorded Investment for the Three Months Ended March 31, 2017 Interest Income Recognized in the Three Months Ended March 31, 2017 With no related allowance recorded: Agriculture and Agricultural Real Estate $ 829 $ 826 $ - $ 973 $ 10 Commercial - - - 65 1 Commercial Real Estate 1,977 2,034 - 661 7 Construction Real Estate 17 21 - 81 1 Residential Real Estate 3,757 3,935 - 4,479 57 Consumer and Other 30 30 - 31 1 With an allowance recorded: Agriculture and Agricultural Real Estate 241 240 1 245 3 Commercial 265 268 148 293 3 Commercial Real Estate 1,776 1,783 219 2,914 34 Construction Real Estate 1,586 1,619 360 1,647 19 Residential Real Estate 1,464 1,515 177 2,277 24 Consumer and Other 402 403 205 434 5 Total: Agriculture and Agricultural Real Estate $ 1,070 $ 1,066 $ 1 $ 1,218 $ 13 Commercial 265 268 148 358 4 Commercial Real Estate 3,753 3,817 219 3,575 41 Construction Real Estate 1,603 1,640 360 1,728 20 Residential Real Estate 5,221 5,450 177 6,756 81 Consumer and Other 432 433 205 465 6 Total $ 12,344 $ 12,674 $ 1,110 $ 14,100 $ 165
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three months ended March 31, 2018 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - Commercial - - - Commercial Real Estate 1 283 283 Construction Real Estate - - - Residential Real Estate 1 150 150 Consumer and Other - - - Total 2 $ 433 $ 433 Three months ended March 31, 2017 Number of Contracts Pre- Modification Recorded Principal Balance Post- Modification Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - $ - Commercial 2 29 29 Commercial Real Estate 2 74 54 Construction Real Estate - - - Residential Real Estate 3 212 180 Consumer and Other 1 1 1 Total 8 $ 316 $ 264
Troubled Debt Restructurings on Financing Receivables Default [Table Text Block]	Three months ended Three months ended March 31, 2018 March 31, 2017 Number of Contracts Recorded Principal Balance Number of Contracts Recorded Principal Balance Agriculture and Agricultural Real Estate - $ - - $ - Commercial - - - - Commercial Real Estate 1 283 - - Construction Real Estate - - - - Residential Real Estate - - - - Consumer and Other - - - - Total 1 $ 283 - $ -

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Debt Securities, Held-to-maturity [Table Text Block]	Held to Maturity March 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,407 $ 534 $ (384 ) $ 36,557 Corporate Debt Securities 500 - (20 ) 480 $ 36,907 $ 534 $ (404 ) $ 37,037 Held to Maturity December 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of States and Political Subdivisions $ 36,663 $ 666 $ (322 ) $ 37,007 Corporate Debt Securities 500 - (21 ) 479 $ 37,163 $ 666 $ (343 ) $ 37,486
Available-for-sale Securities [Table Text Block]	Available for Sale March 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 139,952 $ - $ (6,709 ) $ 133,243 Mortgage Backed Securities issued by U.S. Government Agencies 245,122 - (5,993 ) 239,129 Obligations of States and Political Subdivisions 48,860 42 (779 ) 48,123 Corporate Debt Securities 13,065 241 (21 ) 13,285 $ 446,999 $ 283 $ (13,502 ) $ 433,780 Available for Sale December 31, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Market Cost Gains Losses Value Obligations of U.S. Government Agencies $ 140,090 $ 32 $ (4,242 ) $ 135,880 Mortgage Backed Securities issued by U.S. Government Agencies 248,649 3 (3,875 ) 244,777 Obligations of States and Political Subdivisions 37,308 48 (373 ) 36,983 Corporate Debt Securities 22,662 462 (41 ) 23,083 Equity Securities 2,044 49 - 2,093 $ 450,753 $ 594 $ (8,531 ) $ 442,816
Investments Classified by Contractual Maturity Date [Table Text Block]	Held to Maturity Available for Sale Estimated Estimated Amortized Market Amortized Market Cost Value Cost Value Contractual maturity in 1 year or less $ 8,940 $ 8,950 $ 3,079 $ 3,077 After 1 year through five years 19,372 19,422 53,621 51,832 After 5 years through 10 years 7,476 7,609 107,932 102,872 After 10 years 1,119 1,056 37,245 36,870 Total 36,907 37,037 201,877 194,651 Mortgage Backed Securities - - 245,122 239,129 Securities with no stated maturity - - 2,044 2,057 Total $ 36,907 $ 37,037 $ 449,043 $ 435,837
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 29,943 $ 867 $ 103,299 $ 5,842 $ 133,242 $ 6,709 Mortgage Backed Securities issued by U.S. Government Agencies 162,899 3,135 76,230 2,858 239,129 5,993 Obligations of States and Political Subdivisions 42,466 688 13,715 475 56,181 1,163 Corporate Debt Securities 2,524 41 - - 2,524 41 $ 237,832 $ 4,731 $ 193,244 $ 9,175 $ 431,076 $ 13,906 Less than 12 months 12 months or longer Total Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Aggregate Fair Value Gross Unrealized Losses Obligations of United States Government Agencies $ 25,257 $ 286 $ 105,329 $ 3,956 $ 130,586 $ 4,242 Mortgage Backed Securities issued by U.S. Government Agencies 161,792 1,725 81,157 2,150 242,949 3,875 Obligations of States and Political Subdivisions 23,898 357 16,741 338 40,639 695 Corporate Debt Securities 4,560 39 2,009 23 6,569 62 $ 215,507 $ 2,407 $ 205,236 $ 6,467 $ 420,743 $ 8,874

Note 7 - Fair Value of Financ22

Note 7 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Total Carrying Estimated March 31, 2018 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 14,468 $ 14,468 $ - $ - $ 14,468 Time Deposits in Other Banks 14,196 - 13,234 750 13,984 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,407 - 2,394 34,163 36,557 Corporate Debt Securities 500 - 480 - 480 Securities - Available for Sale Obligations of U.S. Government Agencies 133,243 - 133,243 - 133,243 MBS issued by U.S. Government Agencies 239,129 - 239,129 - 239,129 Obligations of States and Political Subdivisions 48,123 - 48,123 - 48,123 Corporate Debt Securities 13,285 - 13,285 - 13,285 Equity Securities 6,205 2,057 4,148 - 6,205 Loans Held for Sale - - - - - Loans, net 714,755 - - 664,062 664,062 Accrued Interest Receivable 4,394 - - 4,394 4,394 Financial Liabilities: Noninterest Bearing Deposits 293,243 293,243 - - 293,243 Interest Bearing Deposits 900,120 - 901,213 - 901,213 Accrued Interest Payable 62 - - 62 62 Total Carrying Estimated December 31, 2017 Value Level 1 Level 2 Level 3 Fair Value Financial Assets: Cash and due from banks $ 53,010 $ 53,010 $ - $ - $ 53,010 Time Deposits in Other Banks 15,196 - 15,082 - 15,082 Securities - Held to Maturity Obligations of States and Political Subdivisions 36,663 - 2,407 34,600 37,007 Corporate Debt Securities 500 - 479 - 479 Securities - Available for Sale Obligations of U.S. Government Agencies 135,880 - 135,880 - 135,880 MBS issued by U.S. Government Agencies 244,777 - 244,777 - 244,777 Obligations of States and Political Subdivisions 36,983 - 36,983 - 36,983 Corporate Debt Securities 23,083 - 23,083 - 23,083 Equity Securities 2,093 2,093 - - 2,093 Federal Home Loan Bank Stock 4,148 - 4,148 - 4,148 Loans Held for Sale 346 - - 356 356 Loans, net 687,313 - - 657,684 657,684 Accrued Interest Receivable 4,169 - - 4,169 4,169 Financial Liabilities: Noninterest Bearing Deposits 299,838 299,838 - - 299,838 Interest Bearing Deposits 898,326 - 899,481 - 899,481 Accrued Interest Payable 61 - - 61 61
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2018 Impaired loans $ - $ - $ 10,537 Other Real Estate Owned $ - $ - $ 1,229 December 31, 2017 Impaired loans $ - $ - $ 11,234 Other Real Estate Owned $ - $ - $ 1,412

Note 8 - Financial Instrument23

Note 8 - Financial Instruments With Off-balance Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contractual Amount March 31, December 31, 2018 2017 Commitments to extend credit: Unused portion of commercial lines of credit $ 102,843 $ 103,080 Unused portion of credit card lines of credit 6,130 5,934 Unused portion of home equity lines of credit 30,970 30,368 Standby letters of credit and financial guarantees written 1,674 1,364 All other off-balance sheet commitments - -

Note 1 - Basis of Presentatio24

Note 1 - Basis of Presentation and Accounting Policies (Details Textual)	3 Months Ended
	Mar. 31, 2018
Number of Reportable Segments	1
Monroe County, Michigan [Member]
Number of Stores	14
Wayne County, Michigan [Member]
Number of Stores	6
Number of Loan and Wealth Management Offices	1

Note 2 - Earnings Per Share - C

Note 2 - Earnings Per Share - Calculations of Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Net Income	$ 3,902	$ 3,180
Average common shares outstanding (in shares)	22,943,736	22,821,273
Earnings per common share - basic (in dollars per share)	$ 0.17	$ 0.14
Net income	$ 3,902	$ 3,180
Equity compensation (in shares)	119,464	140,152
Average common shares outstanding - diluted (in shares)	23,063,200	22,961,425
Earnings per common share - diluted (in dollars per share)	$ 0.17	$ 0.14

Note 3 - Stock Based Compensa26

Note 3 - Stock Based Compensation (Details Textual) - USD ($)	Feb. 22, 2018	Mar. 31, 2018	Mar. 31, 2017
Share Price	$ 10.45	$ 10.75
Allocated Share-based Compensation Expense, Total		$ 236,000	$ 131,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total		$ 950,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		1 year 357 days
Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Restricted Stock Units, Number of Shares of Common Stock Per RSU	1
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted		105,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 2.36
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 810,000
Shares, Issued, Ending Balance		75,347
Stock Appreciation Rights (SARs) [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	23.64%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.86%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	2.18%
Stock Appreciation Rights (SARs) [Member] | Certain Officers [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	105,000
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Stock Appreciation Rights (SARs) [Member] | Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	21,500
Restricted Stock Units (RSUs) [Member] | Stock Incentive Plan 2008 [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 59,000
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period	2 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance	$ 10.45
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period		0
Restricted Stock Units (RSUs) [Member] | Non-executive Members of Board of Directors [Member] | Stock Incentive Plan 2008 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 10.45
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	7,500

Note 3 - Stock Based Compensa27

Note 3 - Stock Based Compensation - SOSARs Activity (Details) - Stock Appreciation Rights (SARs) [Member]	3 Months Ended
	Mar. 31, 2018$ / sharesshares
SOSARs Outstanding, January 1, 2018 (in shares) | shares	372,585
SOSARs Outstanding, January 1, 2018 (in dollars per share) | $ / shares	$ 6.82
Granted (in shares) | shares	105,000
Granted (in dollars per share) | $ / shares	$ 10.45
Exercised (in shares) | shares	(89,536)
Exercised (in dollars per share) | $ / shares	$ 4.15
Forfeited (in shares) | shares	(3,003)
Forfeited (in dollars per share) | $ / shares	$ 10.02
Expired (in shares) | shares
Expired (in dollars per share) | $ / shares
SOSARs Outstanding, March 31, 2018 (in shares) | shares	385,046
SOSARs Outstanding, March 31, 2018 (in dollars per share) | $ / shares	$ 8.41
SOSARs Exercisable, March 31, 2018 (in shares) | shares	161,029
SOSARs Exercisable, March 31, 2018 (in dollars per share) | $ / shares	$ 5.72

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	3 Months Ended
	Mar. 31, 2018USD ($)
Impairment Review Minimum Amount Threshold	$ 250,000

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable Outstanding (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Loans	$ 722,640	$ 694,979	$ 662,924
Less: Allowance for loan losses	7,885	7,666
Net Loans	714,755	687,313
Residential Portfolio Segment [Member]
Loans	223,318	222,014	218,975
Commercial and Construction Real Estate Portfolio Segment [Member]
Loans	290,256	293,202
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Loans	22,319	21,231	21,023
Commercial and Industrial Portfolio Segment [Member]
Loans	131,902	122,219
Consumer and Other Portfolio Segment [Member]
Loans	$ 54,845	$ 36,313	$ 42,773

Note 4 - Loans - Nonperforming

Note 4 - Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Non-accrual loans	$ 3,453	$ 3,658
Loans 90 days past due and accruing		3
Total nonperforming loans	722,640	694,979	$ 662,924
Other real estate owned	1,229	1,412
Total nonperforming assets	1,326,056	1,347,420
Nonperforming Financial Instruments [Member]
Non-accrual loans	3,453	3,658
Loans 90 days past due and accruing		3
Restructured loans	8,290	9,625
Total nonperforming loans	11,743	13,286
Other real estate owned	1,229	1,412
Other assets		40
Total nonperforming assets	$ 12,972	$ 14,738
Nonperforming assets to total assets	0.98%	1.09%
Allowance for loan losses to nonperforming loans	67.15%	57.70%

Note 5 - Allowance For Loan L31

Note 5 - Allowance For Loan Losses (Details Textual) - USD ($)	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses, Ending Balance	$ 7,885,000	$ 7,666,000	$ 8,334,000	$ 8,458,000
Loans and Leases Receivable, Impaired, Commitment to Lend	0		$ 0
Troubled Debt Restructuring [Member]
Financing Receivable, Allowance for Credit Losses, Ending Balance	$ 975,000

Note 5 - Allowance For Loan L32

Note 5 - Allowance For Loan Losses - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Balance	$ 7,666	$ 8,458
Charge-offs	(12)	(112)
Recoveries	331	188
Recovery Of Loan Losses	(100)	(200)
Balance	7,885	8,334
Ending balance individually evaluated for impairment			$ 1,146		$ 1,213
Ending balance collectively evaluated for impairment			6,739		7,121
Ending balance	7,666	8,458	7,885	$ 7,666	8,334
Ending balance individually evaluated for impairment			11,683		13,664
Ending balance collectively evaluated for impairment			710,957		649,260
Loans			722,640	694,979	662,924
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Balance	195	201
Charge-offs
Recoveries	2	3
Recovery Of Loan Losses	13	(4)
Balance	210	200
Ending balance individually evaluated for impairment			1		5
Ending balance collectively evaluated for impairment			209		195
Ending balance	195	201	210	195	200
Ending balance individually evaluated for impairment			1,139		1,213
Ending balance collectively evaluated for impairment			21,180		19,810
Loans			22,319	21,231	21,023
Commercial Portfolio Segment [Member]
Balance	1,443	1,632
Charge-offs
Recoveries	15	56
Recovery Of Loan Losses	(61)	(109)
Balance	1,397	1,579
Ending balance individually evaluated for impairment			146		181
Ending balance collectively evaluated for impairment			1,251		1,398
Ending balance	1,443	1,632	1,397	1,443	1,579
Ending balance individually evaluated for impairment			260		327
Ending balance collectively evaluated for impairment			131,642		107,504
Loans			131,902	122,219	107,831
Commercial Real Estate Portfolio Segment [Member]
Balance	3,297	3,336
Charge-offs	(3)	(25)
Recoveries	240	37
Recovery Of Loan Losses	(446)	90
Balance	3,088	3,438
Ending balance individually evaluated for impairment			315		234
Ending balance collectively evaluated for impairment			2,773		3,204
Ending balance	3,297	3,336	3,088	3,297	3,438
Ending balance individually evaluated for impairment			3,720		3,458
Ending balance collectively evaluated for impairment			266,608		247,335
Loans			270,328	269,644	250,793
Construction Real Estate Portfolio Segment [Member]
Balance	491	525
Charge-offs
Recoveries	20	13
Recovery Of Loan Losses	(50)	(4)
Balance	461	534
Ending balance individually evaluated for impairment			354		381
Ending balance collectively evaluated for impairment			107		153
Ending balance	491	525	461	491	534
Ending balance individually evaluated for impairment			1,574		1,705
Ending balance collectively evaluated for impairment			18,354		19,824
Loans			19,928	23,558	21,529
Residential Portfolio Segment [Member]
Balance	1,279	1,599
Charge-offs	(7)	(50)
Recoveries	42	54
Recovery Of Loan Losses	(225)	(33)
Balance	1,089	1,570
Ending balance individually evaluated for impairment			131		230
Ending balance collectively evaluated for impairment			958		1,340
Ending balance	1,279	1,599	1,089	1,279	1,570
Ending balance individually evaluated for impairment			4,566		6,502
Ending balance collectively evaluated for impairment			218,752		212,473
Loans			223,318	222,014	218,975
Consumer and Other Portfolio Segment [Member]
Balance	961	1,165
Charge-offs	(2)	(37)
Recoveries	12	25
Recovery Of Loan Losses	669	(140)
Balance	1,640	1,013
Ending balance individually evaluated for impairment			199		182
Ending balance collectively evaluated for impairment			1,441		831
Ending balance	$ 961	$ 1,165	1,640	961	1,013
Ending balance individually evaluated for impairment			424		459
Ending balance collectively evaluated for impairment			54,421		42,314
Loans			$ 54,845	$ 36,313	$ 42,773

Note 5 - Allowance For Loan L33

Note 5 - Allowance For Loan Losses - Credit Risk by Internally Assigned Grade (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Loans	$ 722,640	$ 694,979	$ 662,924
Performing Financial Instruments [Member]
Loans	710,897	681,693
Nonperforming Financial Instruments [Member]
Loans	11,743	13,286
Not Rated [Member]
Loans	200,548	181,074
Risk Grade Rating 1 [Member]
Loans	6,779	6,870
Risk Rating Grade 2 [Member]
Loans	904	927
Risk Grade Rating 3 [Member]
Loans	48,377	41,371
Risk Grade Rating 4 [Member]
Loans	396,608	394,517
Risk Grade Rating 4.5 [Member]
Loans	27,559	22,940
Risk Grade Rating 5 [Member]
Loans	25,807	32,707
Risk Grade Rating 5.5 [Member]
Loans	7,191	6,298
Risk Grade Rating 6 [Member]
Loans	8,867	8,275
Risk Grade Rating 7 [Member]
Loans
Risk Grade Rating 8 [Member]
Loans
Risk Grade Rating 9 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Loans	22,319	21,231	21,023
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	21,710	20,665
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	609	566
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Not Rated [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	281	281
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	504	503
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	15,421	14,819
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	1,406	1,414
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	2,180	1,864
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	1,505	1,441
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	1,022	909
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	131,902	122,219	107,831
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	131,614	121,768
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	288	451
Commercial Portfolio Segment [Member] | Not Rated [Member]
Loans	2,424	1,341
Commercial Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans	6,779	6,870
Commercial Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	292	293
Commercial Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	32,711	29,655
Commercial Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	81,565	76,792
Commercial Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	3,113	2,391
Commercial Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	3,485	3,778
Commercial Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	1,084	594
Commercial Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	449	505
Commercial Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Commercial Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Commercial Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member]
Loans	270,328	269,644	250,793
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	267,374	265,801
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	2,954	3,843
Commercial Real Estate Portfolio Segment [Member] | Not Rated [Member]
Loans	143	160
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans	331	353
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	10,358	6,300
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	220,063	223,468
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	16,746	12,244
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	15,982	21,802
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	2,260	1,857
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	4,445	3,460
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Construction Real Estate Portfolio Segment [Member]
Loans	19,928	23,558	21,529
Construction Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	18,353	21,955
Construction Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	1,575	1,603
Construction Real Estate Portfolio Segment [Member] | Not Rated [Member]
Loans	10,355	13,903
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	4,845	4,857
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	1,506	1,528
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	1,648	1,667
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	1,528	1,537
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	46	66
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Construction Real Estate Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Residential Portfolio Segment [Member]
Loans	223,318	222,014	218,975
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	217,442	215,643
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	5,876	6,371
Residential Portfolio Segment [Member] | Not Rated [Member]
Loans	138,517	135,311
Residential Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	935	941
Residential Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	72,875	72,634
Residential Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans	4,788	5,363
Residential Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	2,508	3,590
Residential Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans	814	867
Residential Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	2,881	3,308
Residential Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Residential Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans
Consumer and Other Portfolio Segment [Member]
Loans	54,845	36,313	$ 42,773
Consumer and Other Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	54,404	35,861
Consumer and Other Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	441	452
Consumer and Other Portfolio Segment [Member] | Not Rated [Member]
Loans	49,109	30,359
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 1 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Rating Grade 2 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 3 [Member]
Loans	3,869	3,972
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4 [Member]
Loans	1,839	1,947
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 4.5 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5 [Member]
Loans	4	6
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 5.5 [Member]
Loans		2
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 6 [Member]
Loans	24	27
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 7 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 8 [Member]
Loans
Consumer and Other Portfolio Segment [Member] | Risk Grade Rating 9 [Member]
Loans

Note 5 - Allowance For Loan L34

Note 5 - Allowance For Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Past due	$ 3,576	$ 4,161
Current	719,064	690,818
Loans	722,640	694,979	$ 662,924
Loans 90 days past due and accruing		3
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	56
Current	22,263	21,231
Loans	22,319	21,231	21,023
Loans 90 days past due and accruing
Commercial Portfolio Segment [Member]
Past due	88	124
Current	131,814	122,095
Loans	131,902	122,219	107,831
Loans 90 days past due and accruing		3
Commercial Real Estate Portfolio Segment [Member]
Past due	1,090	1,673
Current	269,238	267,971
Loans	270,328	269,644	250,793
Loans 90 days past due and accruing
Construction Real Estate Portfolio Segment [Member]
Past due		17
Current	19,928	23,541
Loans	19,928	23,558	21,529
Loans 90 days past due and accruing
Residential Portfolio Segment [Member]
Past due	2,302	2,290
Current	221,016	219,724
Loans	223,318	222,014	218,975
Loans 90 days past due and accruing
Consumer and Other Portfolio Segment [Member]
Past due	40	57
Current	54,805	36,256
Loans	54,845	36,313	$ 42,773
Loans 90 days past due and accruing
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	2,271	2,378
Financing Receivables, 30 to 59 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	26
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	88	111
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	807	834
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due		17
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	1,310	1,361
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due	40	55
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	327	851
Financing Receivables, 60 to 89 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due	30
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due		8
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	283	783
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	14	58
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due		2
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	978	932
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Past due
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due		5
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due		56
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Real Estate Portfolio Segment [Member]
Past due
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due	978	871
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer and Other Portfolio Segment [Member]
Past due

Note 5 - Allowance For Loan L35

Note 5 - Allowance For Loan Losses - Non-accrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Non-accrual loans	$ 3,453	$ 3,658
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Non-accrual loans	43
Commercial Portfolio Segment [Member]
Non-accrual loans	87	243
Commercial Real Estate Portfolio Segment [Member]
Non-accrual loans	1,528	1,580
Construction Real Estate Portfolio Segment [Member]
Non-accrual loans	14	33
Residential Portfolio Segment [Member]
Non-accrual loans	1,764	1,783
Consumer and Other Portfolio Segment [Member]
Non-accrual loans	$ 17	$ 19

Note 5 - Allowance For Loan L36

Note 5 - Allowance For Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Related allowance	$ 1,146		$ 1,110
Recorded investment	11,683		12,344
Unpaid principal balance	12,004		12,674
Average recorded investment	11,911	$ 14,100
Interest income recognized	153	165
Total	1,146		1,110
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Recorded investment - without allowance	899		829
Unpaid principal balance - without allowance	895		826
Average recorded investment - without allowance	820	973
Interest income recognized without allowance	11	10
Recorded investment - with allowance	240		241
Unpaid principal balance - with allowance	239		240
Related allowance	1		1
Average recorded investment - with allowance	240	245
Interest income recognized with allowance	3	3
Recorded investment	1,139		1,070
Unpaid principal balance	1,134		1,066
Average recorded investment	1,060	1,218
Interest income recognized	14	13
Total	1		1
Commercial Portfolio Segment [Member]
Recorded investment - without allowance
Unpaid principal balance - without allowance
Average recorded investment - without allowance		65
Interest income recognized without allowance		1
Recorded investment - with allowance	260		265
Unpaid principal balance - with allowance	264		268
Related allowance	146		148
Average recorded investment - with allowance	266	293
Interest income recognized with allowance	3	3
Recorded investment	260		265
Unpaid principal balance	264		268
Average recorded investment	266	358
Interest income recognized	3	4
Total	146		148
Commercial Real Estate Portfolio Segment [Member]
Recorded investment - without allowance	1,692		1,977
Unpaid principal balance - without allowance	1,754		2,034
Average recorded investment - without allowance	1,706	661
Interest income recognized without allowance	21	7
Recorded investment - with allowance	2,028		1,776
Unpaid principal balance - with allowance	2,059		1,783
Related allowance	315		219
Average recorded investment - with allowance	2,064	2,914
Interest income recognized with allowance	32	34
Recorded investment	3,720		3,753
Unpaid principal balance	3,813		3,817
Average recorded investment	3,770	3,575
Interest income recognized	53	41
Total	315		219
Construction Real Estate Portfolio Segment [Member]
Recorded investment - without allowance			17
Unpaid principal balance - without allowance			21
Average recorded investment - without allowance		81
Interest income recognized without allowance		1
Recorded investment - with allowance	1,574		1,586
Unpaid principal balance - with allowance	1,607		1,619
Related allowance	354		360
Average recorded investment - with allowance	1,597	1,647
Interest income recognized with allowance	19	19
Recorded investment	1,574		1,603
Unpaid principal balance	1,607		1,640
Average recorded investment	1,597	1,728
Interest income recognized	19	20
Total	354		360
Residential Portfolio Segment [Member]
Recorded investment - without allowance	3,918		3,757
Unpaid principal balance - without allowance	4,104		3,935
Average recorded investment - without allowance	4,129	4,479
Interest income recognized without allowance	52	57
Recorded investment - with allowance	648		1,464
Unpaid principal balance - with allowance	658		1,515
Related allowance	131		177
Average recorded investment - with allowance	660	2,277
Interest income recognized with allowance	7	24
Recorded investment	4,566		5,221
Unpaid principal balance	4,762		5,450
Average recorded investment	4,789	6,756
Interest income recognized	59	81
Total	131		177
Consumer and Other Portfolio Segment [Member]
Recorded investment - without allowance	82		30
Unpaid principal balance - without allowance	82		30
Average recorded investment - without allowance	84	31
Interest income recognized without allowance	1	1
Recorded investment - with allowance	342		402
Unpaid principal balance - with allowance	342		403
Related allowance	199		205
Average recorded investment - with allowance	345	434
Interest income recognized with allowance	4	5
Recorded investment	424		432
Unpaid principal balance	424		433
Average recorded investment	429	465
Interest income recognized	5	$ 6
Total	$ 199		$ 205

Note 5 - Allowance For Loan L37

Note 5 - Allowance For Loan Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)	Mar. 31, 2017USD ($)
Number of contracts	2	8
Pre-modification recorded principal balance	$ 433	$ 316
Post-modification recorded principal balance	$ 433	$ 264
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Number of contracts
Pre-modification recorded principal balance
Post-modification recorded principal balance
Commercial Portfolio Segment [Member]
Number of contracts		2
Pre-modification recorded principal balance		$ 29
Post-modification recorded principal balance		$ 29
Commercial Real Estate Portfolio Segment [Member]
Number of contracts	1	2
Pre-modification recorded principal balance	$ 283	$ 74
Post-modification recorded principal balance	$ 283	$ 54
Construction Real Estate Portfolio Segment [Member]
Number of contracts
Pre-modification recorded principal balance
Post-modification recorded principal balance
Residential Portfolio Segment [Member]
Number of contracts	1	3
Pre-modification recorded principal balance	$ 150	$ 212
Post-modification recorded principal balance	$ 150	$ 180
Consumer and Other Portfolio Segment [Member]
Number of contracts		1
Pre-modification recorded principal balance		$ 1
Post-modification recorded principal balance		$ 1

Note 5 - Allowance For Loan L38

Note 5 - Allowance For Loan Losses - Troubled Debt Restructurings Subsequent Default (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)	Mar. 31, 2017USD ($)
Number of contracts	1
Recorded principal balance	$ 283
Agriculture and Agricultural Real Estate Loans Portfolio Segment [Member]
Number of contracts
Recorded principal balance
Commercial Portfolio Segment [Member]
Number of contracts
Recorded principal balance
Commercial Real Estate Portfolio Segment [Member]
Number of contracts	1
Recorded principal balance	$ 283
Construction Real Estate Portfolio Segment [Member]
Number of contracts
Recorded principal balance
Residential Portfolio Segment [Member]
Number of contracts
Recorded principal balance
Consumer and Other Portfolio Segment [Member]
Number of contracts
Recorded principal balance

Note 6 - Investment Securitie39

Note 6 - Investment Securities (Details Textual)	Mar. 31, 2018	Dec. 31, 2017
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	219	205

Note 6 - Investment Securitie40

Note 6 - Investment Securities - Held to Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Held to maturity, amortized cost	$ 36,907	$ 37,163
Held to maturity, gross unrealized gains	534	666
Held to maturity, gross unrealized losses	(404)	(343)
Held to maturity, estimated market value	37,037	37,486
US States and Political Subdivisions Debt Securities [Member]
Held to maturity, amortized cost	36,407	36,663
Held to maturity, gross unrealized gains	534	666
Held to maturity, gross unrealized losses	(384)	(322)
Held to maturity, estimated market value	36,557	37,007
Corporate Debt Securities [Member]
Held to maturity, amortized cost	500	500
Held to maturity, gross unrealized gains
Held to maturity, gross unrealized losses	(20)	(21)
Held to maturity, estimated market value	$ 480	$ 479

Note 6 - Investment Securitie41

Note 6 - Investment Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Available for sale securities, amortized cost	$ 446,999	$ 450,753
Available for sale securities, gross unrealized gains	283	594
Available for sale securities, gross unrealized losses	(13,502)	(8,531)
Securities - Available for Sale	433,780	442,816
US Treasury and Government [Member]
Available for sale securities, amortized cost	139,952	140,090
Available for sale securities, gross unrealized gains		32
Available for sale securities, gross unrealized losses	(6,709)	(4,242)
Securities - Available for Sale	133,243	135,880
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for sale securities, amortized cost	245,122	248,649
Available for sale securities, gross unrealized gains		3
Available for sale securities, gross unrealized losses	(5,993)	(3,875)
Securities - Available for Sale	239,129	244,777
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, amortized cost	48,860	37,308
Available for sale securities, gross unrealized gains	42	48
Available for sale securities, gross unrealized losses	(779)	(373)
Securities - Available for Sale	48,123	36,983
Corporate Debt Securities [Member]
Available for sale securities, amortized cost	13,065	22,662
Available for sale securities, gross unrealized gains	241	462
Available for sale securities, gross unrealized losses	(21)	(41)
Securities - Available for Sale	$ 13,285	23,083
Equity Securities [Member]
Available for sale securities, amortized cost		2,044
Available for sale securities, gross unrealized gains		49
Available for sale securities, gross unrealized losses
Securities - Available for Sale		$ 2,093

Note 6 - Investment Securitie42

Note 6 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
1 year or less, held to maturity amortized cost	$ 8,940
1 year or less, held to maturity estimated market value	8,950
1 year or less, available for sale amortized cost	3,079
1 year or less, available for sale estimated market value	3,077
After 1 year through five years, held to maturity amortized cost	19,372
After 1 year through five years, held to maturity estimated market value	19,422
After 1 year through five years, available for sale amortized cost	53,621
After 1 year through five years, available for sale estimated market value	51,832
After 5 years through 10 years, held to maturity amortized cost	7,476
After 5 years through 10 years, held to maturity estimated market value	7,609
After 5 years through 10 years, available for sale amortized cost	107,932
After 5 years through 10 years, available for sale estimated market value	102,872
After 10 years, held to maturity amortized cost	1,119
After 10 years, held to maturity estimated market value	1,056
After 10 years, available for sale amortized cost	37,245
After 10 years, available for sale estimated market value	36,870
Total, held to maturity amortized cost, held to maturity amortized cost	36,907
Total, held to maturity estimated market value	37,037
Total, available for sale amortized cost	201,877
Total, available for sale amortized cos, available for sale estimated market value	194,651
Mortgage Backed Securities, held to maturity amortized cost
Mortgage Backed Securities, held to maturity estimated market value
Mortgage Backed Securities, available for sale amortized cost	245,122
Mortgage Backed Securities, available for sale estimated market value	239,129
Securities with no stated maturity, held to maturity amortized cost
Securities with no stated maturity, held to maturity estimated market value
Securities with no stated maturity, available for sale amortized cost	2,044
Securities with no stated maturity, available for sale estimated market value	2,057
Held to maturity, amortized cost	36,907	$ 37,163
Held to maturity, estimated market value	37,037	$ 37,486
Total, available for sale amortized cost	449,043
Total, available for sale estimated market value	$ 435,837

Note 6 - Investment Securitie43

Note 6 - Investment Securities - Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Less than 12 months, aggregate fair value	$ 237,832	$ 215,507
Less than 12 months, gross unrealized losses	4,731	2,407
12 months or longer, aggregate fair value	193,244	205,236
12 months or longer, gross unrealized losses	9,175	6,467
Total, aggregate fair value	431,076	420,743
Total, gross unrealized losses	13,906	8,874
US Treasury and Government [Member]
Less than 12 months, aggregate fair value	29,943	25,257
Less than 12 months, gross unrealized losses	867	286
12 months or longer, aggregate fair value	103,299	105,329
12 months or longer, gross unrealized losses	5,842	3,956
Total, aggregate fair value	133,242	130,586
Total, gross unrealized losses	6,709	4,242
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 months, aggregate fair value	162,899	161,792
Less than 12 months, gross unrealized losses	3,135	1,725
12 months or longer, aggregate fair value	76,230	81,157
12 months or longer, gross unrealized losses	2,858	2,150
Total, aggregate fair value	239,129	242,949
Total, gross unrealized losses	5,993	3,875
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, aggregate fair value	42,466	23,898
Less than 12 months, gross unrealized losses	688	357
12 months or longer, aggregate fair value	13,715	16,741
12 months or longer, gross unrealized losses	475	338
Total, aggregate fair value	56,181	40,639
Total, gross unrealized losses	1,163	695
Corporate Debt Securities [Member]
Less than 12 months, aggregate fair value	2,524	4,560
Less than 12 months, gross unrealized losses	41	39
12 months or longer, aggregate fair value		2,009
12 months or longer, gross unrealized losses		23
Total, aggregate fair value	2,524	6,569
Total, gross unrealized losses	$ 41	$ 62

Note 7 - Fair Value of Financ44

Note 7 - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets, Fair Value Disclosure	$ 0	$ 0

Note 7 - Fair Value of Financ45

Note 7 - Fair Value of Financial Instruments - Financial Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Time Deposits in Other Banks	$ 14,196	$ 15,196
Securities - Held to Maturity	37,037	37,486
Securities - Available for Sale	433,780	442,816
US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity	36,557	37,007
Securities - Available for Sale	48,123	36,983
Corporate Debt Securities [Member]
Securities - Held to Maturity	480	479
Securities - Available for Sale	13,285	23,083
US Treasury and Government [Member]
Securities - Available for Sale	133,243	135,880
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale	239,129	244,777
Equity Securities [Member]
Securities - Available for Sale		2,093
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	14,468	53,010
Time Deposits in Other Banks	14,196	15,196
Loans Held for Sale		346
Loans, net	714,755	687,313
Accrued Interest Receivable	4,394	4,169
Noninterest Bearing Deposits	293,243	299,838
Interest Bearing Deposits	900,120	898,326
Accrued Interest Payable	62	61
Federal Home Loan Bank Stock		4,148
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity	36,407	36,663
Securities - Available for Sale	48,123	36,983
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity	500	500
Securities - Available for Sale	13,285	23,083
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Securities - Available for Sale	133,243	135,880
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale	239,129	244,777
Reported Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Securities - Available for Sale	6,205	2,093
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member]
Cash and due from banks	14,468	53,010
Time Deposits in Other Banks	13,984	15,082
Loans Held for Sale		356
Loans, net	664,062	657,684
Accrued Interest Receivable	4,394	4,169
Noninterest Bearing Deposits	293,243	299,838
Interest Bearing Deposits	901,213	899,481
Accrued Interest Payable	62	61
Federal Home Loan Bank Stock		4,148
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity	36,557	37,007
Securities - Available for Sale	48,123	36,983
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity	480	479
Securities - Available for Sale	13,285	23,083
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | US Treasury and Government [Member]
Securities - Available for Sale	133,243	135,880
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale	239,129	244,777
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities [Member]
Securities - Available for Sale	6,205	2,093
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	14,468	53,010
Time Deposits in Other Banks
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits	293,243	299,838
Interest Bearing Deposits
Accrued Interest Payable
Federal Home Loan Bank Stock
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Securities - Available for Sale	2,057	2,093
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks
Time Deposits in Other Banks	13,234	15,082
Loans Held for Sale
Loans, net
Accrued Interest Receivable
Noninterest Bearing Deposits
Interest Bearing Deposits	901,213	899,481
Accrued Interest Payable
Federal Home Loan Bank Stock		4,148
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity	2,394	2,407
Securities - Available for Sale	48,123	36,983
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity	480	479
Securities - Available for Sale	13,285	23,083
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Securities - Available for Sale	133,243	135,880
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale	239,129	244,777
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Securities - Available for Sale	4,148
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks
Time Deposits in Other Banks	750
Loans Held for Sale		356
Loans, net	664,062	657,684
Accrued Interest Receivable	4,394	4,169
Noninterest Bearing Deposits
Interest Bearing Deposits
Accrued Interest Payable	62	61
Federal Home Loan Bank Stock
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities - Held to Maturity	34,163	34,600
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Securities - Held to Maturity
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities - Available for Sale
Estimate of Fair Value Measurement [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Securities - Available for Sale

Note 7 - Fair Value of Financ46

Note 7 - Fair Value of Financial Instruments - Assets Measured on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Impaired loans	$ 11,683	$ 12,344
Other Real Estate Owned	1,229	1,412
Fair Value, Measurements, Nonrecurring [Member]
Impaired loans
Other Real Estate Owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Other Real Estate Owned
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	10,537	11,234
Other Real Estate Owned	$ 1,229	$ 1,412

Note 8 - Financial Instrument47

Note 8 - Financial Instruments With Off-balance Sheet Risk (Details Textual)	3 Months Ended
	Mar. 31, 2018
Home Equity Line of Credit [Member]
Line of Credit Facility, Expiration Period	10 years

Note 8 - Financial Instrument48

Note 8 - Financial Instruments With Off-balance Sheet Risk - Off-balance Sheet Credit Risk Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Off-balance sheet credit risks
Commitments to Extend Credit - Commercial Lines of Credit [Member]
Off-balance sheet credit risks	102,843	103,080
Commitments to Extend Credit - Credit Card Lines of Credit [Member]
Off-balance sheet credit risks	6,130	5,934
Commitments to Extend Credit - Home Equity Lines of Credit [Member]
Off-balance sheet credit risks	30,970	30,368
Standby Letters of Credit and Financial Guarantees [Member]
Off-balance sheet credit risks	$ 1,674	$ 1,364