Family Capital Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A T & T INC	COMMON STOCK	00206R102	137,202	7,800	SH		SOLE		7,800	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	6,481,321	57,024	SH		SOLE		57,024	0	0
ABERDEEN PHYSICAL GOLD SHARES	ETF	00326A104	387,447	18,250	SH		SOLE		18,250	0	0
ADOBE INC	COMMON STOCK	00724F101	110,418,919	218,829	SH		SOLE		218,829	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	2,140,775	14,060	SH		SOLE		14,060	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	10,184,574	67,479	SH		SOLE		67,479	0	0
AVANTIS INTERNATIONAL EQUITY ETF	ETF	025072703	1,912	30	SH		SOLE		30	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	9,470,736	41,595	SH		SOLE		41,595	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK REIT	03027X100	4,559,752	23,077	SH		SOLE		23,077	0	0
APPLE INCORPORATED	COMMON STOCK	037833100	8,988,605	52,418	SH		SOLE		52,418	0	0
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	312,175	1,250	SH		SOLE		1,250	0	0
BAXTER INTL INC	COMMON STOCK	071813109	68,368	1,600	SH		SOLE		1,600	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	4,418,657	76,014	SH		SOLE		76,014	0	0
XTRACKERS RUSSELL 1000 COMP FACTOR ETF	ETF	233051481	427,286	8,192	SH		SOLE		8,192	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	5,470,829	21,908	SH		SOLE		21,908	0	0
DIAGEO PLC SPON ADR NEW	FOREIGN EQUITIES	25243Q205	133,866	900	SH		SOLE		900	0	0
DISNEY (WALT) COMPANY	COMMON STOCK	254687106	5,562,459	45,460	SH		SOLE		45,460	0	0
EBAY INC	COMMON STOCK	278642103	1,954,073	37,030	SH		SOLE		37,030	0	0
FORTIVE CORP	COMMON STOCK	34959J108	1,235,392	14,362	SH		SOLE		14,362	0	0
FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	ETF - FIXED INCOME	35473P611	451,834	22,346	SH		SOLE		22,346	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	3,743,370	9,380	SH		SOLE		9,380	0	0
ETF INVESCO S&P 500 QUALITY	ETF - FIXED INCOME	46137V241	24,227	401	SH		SOLE		401	0	0
INVESCO DWA SC MOMENTUM	COMMON STOCK	46138E842	187,152	2,059	SH		SOLE		2,059	0	0
ISHARES CORE S & P 500 ETF	ETF	464287200	464,725	884	SH		SOLE		884	0	0
ISHARES CORE U.S.AGGREGATE BOND ETF	ETF - FIXED INCOME	464287226	7,350,154	75,048	SH		SOLE		75,048	0	0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	ETF - FIXED INCOME	464287457	5,558	68	SH		SOLE		68	0	0
ISHARES TRUST ETF	FOREIGN ETF	464287465	711,311	8,907	SH		SOLE		8,907	0	0
ISHARES TR1-5 YR INVE GRADE	ETF - FIXED INCOME	464288646	908,451	17,719	SH		SOLE		17,719	0	0
ISHARES TR US TREAS BD ETF	ETF - FIXED INCOME	46429B267	407,946	17,916	SH		SOLE		17,916	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	330,630	3,000	SH		SOLE		3,000	0	0
ISHARES MSCI EAFE MIN VOL FACTOR ETF	COMMON STOCK	46429B689	251,624	3,550	SH		SOLE		3,550	0	0
ISHARES MSCI USA MIN VOL FACTOR ETF	COMMON STOCK	46429B697	7,502,107	89,760	SH		SOLE		89,760	0	0
ISHARES MSCI USA MOMENTUS FACTOR ETF	ETF	46432F396	34,284	183	SH		SOLE		183	0	0
ISHARES TR CORE MSCI EAFE	COMMON STOCK	46432F842	13,601,886	183,265	SH		SOLE		183,265	0	0
ISHARES INC CORE MSCI EMKT	COMMON STOCK	46434G103	50,143	972	SH		SOLE		972	0	0
ISHARES TRUST U S EQUITY FACTOR ETF	ETF	46434V282	9,578,569	178,008	SH		SOLE		178,008	0	0
ISHARES MSCI INTL MOMENTUM FACTOR ETF	COMMON STOCK	46434V449	9,841,110	250,922	SH		SOLE		250,922	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF - FIXED INCOME	46434V613	387,606	8,502	SH		SOLE		8,502	0	0
ISHARES TR CORE DIV GRWTH	COMMON STOCK	46434V621	423,838	7,300	SH		SOLE		7,300	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	10,992,242	54,879	SH		SOLE		54,879	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	6,466,140	40,876	SH		SOLE		40,876	0	0
MCDONALDS CORP	COMMON STOCK	580135101	503,826	1,787	SH		SOLE		1,787	0	0
MERCK & CO NEW	COMMON STOCK	58933Y105	2,669,612	20,232	SH		SOLE		20,232	0	0
MICROSOFT CORP	COMMON STOCK	594918104	539,770	1,283	SH		SOLE		1,283	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	7,512,750	107,325	SH		SOLE		107,325	0	0
NU SKIN ENTERPRISES	COMMON STOCK	67018T105	6,915	500	SH		SOLE		500	0	0
PEPSICO INC COM	COMMON STOCK	713448108	5,762,524	32,927	SH		SOLE		32,927	0	0
RTX CORPORATION	COMMON STOCK	75513E101	3,955,685	40,559	SH		SOLE		40,559	0	0
SPDR S & P DEPOSIT RCPTS	ETF	78462F103	804,474	1,538	SH		SOLE		1,538	0	0
SPDR PORTFOLIO INTERM TERM CORP BD ETF	ETF - FIXED INCOME	78464A375	12,188	373	SH		SOLE		373	0	0
SPDR S&P 400 MID CAP VALUE	COMMON STOCK	78464A839	19,076	251	SH		SOLE		251	0	0
SSGA DOUBLELINE TOTAL RETURN BOND ETF	ETF - FIXED INCOME	78467V848	3,593,343	89,744	SH		SOLE		89,744	0	0
SCHWAB US LARGE CAP VALUE ETF	ETF	808524409	32,893	433	SH		SOLE		433	0	0
SCHWAB FUNDAMENTAL INTL LARGE COMPANY INDEX ETF	ETF	808524755	48,534	1,363	SH		SOLE		1,363	0	0
SPROTT PHYSICAL GOLD TR UNIT	COMMON STOCK	85207H104	311,220	18,000	SH		SOLE		18,000	0	0
STARBUCKS CORP	COMMON STOCK	855244109	4,594,233	50,271	SH		SOLE		50,271	0	0
SYSCO CORP	COMMON STOCK	871829107	174,537	2,150	SH		SOLE		2,150	0	0
VANGUARD SHORT-TERM TREASURY ETF	ETF - FIXED INCOME	92206C102	3,531,861	60,832	SH		SOLE		60,832	0	0
VANGUARD LONG TERM TREASURY ETF	ETF - FIXED INCOME	92206C847	2,958,343	49,939	SH		SOLE		49,939	0	0
VISA INC	COMMON STOCK	92826C839	8,541,736	30,608	SH		SOLE		30,608	0	0