Family Capital Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A T & T INC	COMMON STOCK	00206R102	177,606	7,800	SH		SOLE		7,800	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	6,538,741	57,809	SH		SOLE		57,809	0	0
ABERDEEN PHYSICAL GOLD SHARES	ETF	00326A104	456,980	18,250	SH		SOLE		18,250	0	0
ADOBE INC	COMMON STOCK	00724F101	91,445,047	205,647	SH		SOLE		205,647	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	2,129,119	11,180	SH		SOLE		11,180	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	11,648,940	61,537	SH		SOLE		61,537	0	0
AVANTIS INTERNATIONAL EQUITY ETF	ETF	025072703	1,840	30	SH		SOLE		30	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	11,033,657	37,178	SH		SOLE		37,178	0	0
AMERICAN TOWER CORP NEW	COMMON STOCK REIT	03027X100	4,302,394	23,458	SH		SOLE		23,458	0	0
APPLE INCORPORATED	COMMON STOCK	037833100	12,328,394	49,231	SH		SOLE		49,231	0	0
AUTOMATIC DATA PROCESSING IN	COMMON STOCK	053015103	365,900	1,250	SH		SOLE		1,250	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	4,720,489	69,155	SH		SOLE		69,155	0	0
XTRACKERS RUSSELL 1000 COMP FACTOR ETF	ETF	233051481	397,544	7,406	SH		SOLE		7,406	0	0
DANAHER CORPORATION	COMMON STOCK	235851102	4,910,274	21,391	SH		SOLE		21,391	0	0
DIAGEO PLC SPON ADR NEW	FOREIGN EQUITIES	25243Q205	114,417	900	SH		SOLE		900	0	0
DISNEY (WALT) COMPANY	COMMON STOCK	254687106	5,861,771	52,643	SH		SOLE		52,643	0	0
EBAY INC	COMMON STOCK	278642103	2,294,008	37,030	SH		SOLE		37,030	0	0
FORTIVE CORP	COMMON STOCK	34959J108	1,076,850	14,358	SH		SOLE		14,358	0	0
FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	ETF - FIXED INCOME	35473P611	454,208	22,408	SH		SOLE		22,408	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	2,284,574	4,377	SH		SOLE		4,377	0	0
ETF INVESCO S&P 500 QUALITY	ETF - FIXED INCOME	46137V241	26,874	401	SH		SOLE		401	0	0
INVESCO DWA SC MOMENTUM	COMMON STOCK	46138E842	222,824	2,441	SH		SOLE		2,441	0	0
ISHARES CORE S & P 500 ETF	ETF	464287200	511,544	869	SH		SOLE		869	0	0
ISHARES CORE U.S.AGGREGATE BOND ETF	ETF - FIXED INCOME	464287226	13,178,358	136,000	SH		SOLE		136,000	0	0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	ETF - FIXED INCOME	464287457	5,572	68	SH		SOLE		68	0	0
ISHARES TRUST ETF	FOREIGN ETF	464287465	673,456	8,907	SH		SOLE		8,907	0	0
ISHARES TR1-5 YR INVE GRADE	ETF - FIXED INCOME	464288646	290,140	5,612	SH		SOLE		5,612	0	0
ISHARES TR US TREAS BD ETF	ETF - FIXED INCOME	46429B267	6,247,685	271,995	SH		SOLE		271,995	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	336,780	3,000	SH		SOLE		3,000	0	0
ISHARES MSCI EAFE MIN VOL FACTOR ETF	COMMON STOCK	46429B689	250,985	3,550	SH		SOLE		3,550	0	0
ISHARES MSCI USA MIN VOL FACTOR ETF	COMMON STOCK	46429B697	7,131,214	80,316	SH		SOLE		80,316	0	0
ISHARES MSCI USA MOMENTUS FACTOR ETF	ETF	46432F396	37,865	183	SH		SOLE		183	0	0
ISHARES TR CORE MSCI EAFE	COMMON STOCK	46432F842	12,798,796	182,112	SH		SOLE		182,112	0	0
ISHARES INC CORE MSCI EMKT	COMMON STOCK	46434G103	50,756	972	SH		SOLE		972	0	0
ISHARES TRUST U S EQUITY FACTOR ETF	ETF	46434V282	10,226,088	169,447	SH		SOLE		169,447	0	0
ISHARES MSCI INTL MOMENTUM FACTOR ETF	COMMON STOCK	46434V449	9,787,121	261,759	SH		SOLE		261,759	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF - FIXED INCOME	46434V613	384,290	8,502	SH		SOLE		8,502	0	0
ISHARES TR CORE DIV GRWTH	COMMON STOCK	46434V621	447,782	7,300	SH		SOLE		7,300	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	12,524,092	52,247	SH		SOLE		52,247	0	0
ETF J P MORGAN ULTRA-SHORT	ETF	46641Q837	890,883	17,691	SH		SOLE		17,691	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	5,999,672	41,486	SH		SOLE		41,486	0	0
MCDONALDS CORP	COMMON STOCK	580135101	518,015	1,787	SH		SOLE		1,787	0	0
MERCK & CO NEW	COMMON STOCK	58933Y105	2,012,679	20,232	SH		SOLE		20,232	0	0
MICROSOFT CORP	COMMON STOCK	594918104	498,634	1,183	SH		SOLE		1,183	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	6,510,539	109,018	SH		SOLE		109,018	0	0
NU SKIN ENTERPRISES	COMMON STOCK	67018T105	3,445	500	SH		SOLE		500	0	0
PEPSICO INC	COMMON STOCK	713448108	5,070,867	33,348	SH		SOLE		33,348	0	0
RTX CORPORATION	COMMON STOCK	75513E101	4,493,494	38,831	SH		SOLE		38,831	0	0
SPDR S & P DEPOSIT RCPTS	ETF	78462F103	874,421	1,492	SH		SOLE		1,492	0	0
SPDR PORTFOLIO INTERM TERM CORP BD ETF	ETF - FIXED INCOME	78464A375	12,214	373	SH		SOLE		373	0	0
SPDR S&P 400 MID CAP VALUE	COMMON STOCK	78464A839	20,129	251	SH		SOLE		251	0	0
SSGA DOUBLELINE TOTAL RETURN BOND ETF	ETF - FIXED INCOME	78467V848	3,534,111	89,744	SH		SOLE		89,744	0	0
SCHWAB US LARGE CAP VALUE ETF	ETF	808524409	33,851	1,299	SH		SOLE		1,299	0	0
SCHWAB FUNDAMENTAL INTL EQUITY ETF	ETF	808524755	45,250	1,363	SH		SOLE		1,363	0	0
SPROTT PHYSICAL GOLD TR UNIT	COMMON STOCK	85207H104	362,340	18,000	SH		SOLE		18,000	0	0
STARBUCKS CORP	COMMON STOCK	855244109	4,621,969	50,652	SH		SOLE		50,652	0	0
SYSCO CORP	COMMON STOCK	871829107	164,389	2,150	SH		SOLE		2,150	0	0
VANGUARD LONG TERM TREASURY ETF	ETF - FIXED INCOME	92206C847	7,137	129	SH		SOLE		129	0	0
VISA INC	COMMON STOCK	92826C839	9,387,001	29,703	SH		SOLE		29,703	0	0
VANGUARD LONG TERM TREASURY ETF	ETF - FIXED INCOME	92206C847	4,207,870	68,377	SH		SOLE		68,377	0	0
VISA INC	COMMON STOCK	92826C839	8,138,465	29,601	SH		SOLE		29,601	0	0