Community Financial Shares (CFIS) 10-Q 14 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	8-May-14
Document Information [Line Items]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Trading Symbol	'CFIS	'
Entity Registrant Name	'COMMUNITY FINANCIAL SHARES INC	'
Entity Central Index Key	'0001123735	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	10,781,988

CONDENSED_CONSOLIDATED_BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$4,604	$4,485
Interest-bearing deposits	26,867	25,068
Cash and cash equivalents	31,471	29,553
Interest-bearing time deposits	447	945
Securities available for sale	93,347	95,829
Loans held for sale	924	804
Loans, less allowance for loan losses of $2,707 and $2,500 at March 31, 2014 and December 31, 2013, respectively	195,740	193,451
Foreclosed assets, net	2,094	2,269
Federal Home Loan Bank stock	926	926
Premises and equipment, net	14,803	14,862
Cash value of life insurance	6,698	6,644
Interest receivable and other assets	3,341	3,688
Total assets	349,791	348,971
LIABILITIES AND SHAREHOLDERS' EQUITY	'	'
Deposits	315,783	315,709
Federal Home Loan Bank advances	4,500	4,500
Subordinated debentures	3,609	3,609
Interest payable and other liabilities	3,560	3,526
Total liabilities	327,452	327,344
Commitments and contingent liabilities	'	'
Shareholders' equity	'	'
Common stock - $0.01 par value, 75,000,000 shares authorized; 10,781,988 shares issued and outstanding	0	0
Preferred stock - $1.00 par value, $100 liquidation preference 1,000,000 shares authorized; 191,246 shares issued and outstanding	191	191
Paid-in capital	30,389	30,386
Accumulated deficit	-6,898	-7,133
Accumulated other comprehensive loss	-1,343	-1,817
Total shareholders' equity	22,339	21,627
Total liabilities and shareholders' equity	$349,791	$348,971

CONDENSED_CONSOLIDATED_BALANCE1

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Allowance for loan losses	$2,707	$2,500
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	75,000,000	75,000,000
Common stock, shares issued	10,781,988	10,781,988
Common stock, shares outstanding	10,781,988	10,781,988
Preferred stock, par value	$1	$1
Preferred stock, liquidation preference	$100	$100
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	191,246	191,246
Preferred stock, shares outstanding	191,246	191,246

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income	'	'
Interest and fees on loans	$2,548	$2,604
Securities:	'	'
Taxable	332	236
Exempt from federal income tax	90	41
Other interest income	16	42
Total interest and dividend income	2,986	2,923
Interest expense	'	'
Deposits	311	401
Federal Home Loan Bank advances and other borrowed funds	27	39
Subordinated debentures	17	17
Total interest expense	355	457
Net interest income	2,631	2,466
Provision for loan losses	136	1,030
Net interest income after provision for loan losses	2,495	1,436
Non-interest income	'	'
Service charges on deposit accounts	83	86
Gain on sale of loans	112	483
Gain on sale of securities	0	7
Loss on sale of foreclosed assets	-21	-320
Other non-interest income	230	229
Total non-interest income	404	485
Non-interest expense	'	'
Salaries and employee benefits	1,450	1,596
Net occupancy and equipment expense	356	327
Data processing expense	245	330
Advertising and promotions	38	54
Professional fees	198	318
FDIC insurance premiums	135	206
Write-down on other real estate owned	0	842
Other real estate owned expenses	48	163
Other operating expenses	194	349
Total non-interest expense	2,664	4,185
Income (Loss) before income taxes	235	-2,264
Income taxes	0	45
Net income (loss)	$235	($2,309)
Earnings (loss) per share	'	'
Basic (in dollars per share)	$0.01	($0.41)
Diluted (in dollars per share)	$0.01	($0.41)
Average shares outstanding basic	10,781,988	5,576,671
Average shares outstanding diluted	10,782,043	5,576,671
Dividends per share	$0	$0

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net income (loss)	$235	($2,309)
Unrealized holding gains/(losses) arising during the period:	'	'
Unrealized net gains/(losses)	774	-109
Related income tax benefit/(expense)	-300	42
Net unrealized gains/(losses)	474	-67
Less: reclassification adjustment for net gains realized during the period	'	'
Realized net gains	0	7
Related income tax expense	0	-3
Net realized gains	0	4
Other comprehensive income/(loss)	474	-71
Comprehensive income/(loss)	$709	($2,380)

CONDENSED_CONSOLIDATED_STATEME2

CONDENSED CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)	Total	Number of Common Shares	Preferred stock	Paid-In Capital	Accumulated Deficit	Accumulated Other Comprehensive Income (loss)
In Thousands, except Share data	USD ($)		USD ($)	USD ($)	USD ($)	USD ($)
Balance at Dec. 31, 2012	$22,352	'	$197	$26,270	($4,346)	$231
Balance (in shares) at Dec. 31, 2012	'	5,560,567	'	'	'	'
Net income (loss)	-2,309	'	0	0	-2,309	0
Other comprehensive income (loss)	-71	'	0	0	0	-71
Net proceeds of rights offering	483	'	0	483	0	0
Net proceeds of rights offering (in shares)	'	483,121	'	'	'	'
Amortization of stock option expense	3	'	0	3	0	0
Balance at Mar. 31, 2013	20,458	'	197	26,756	-6,655	160
Balance (in shares) at Mar. 31, 2013	'	6,043,688	'	'	'	'
Balance at Dec. 31, 2013	21,627	'	191	30,386	-7,133	-1,817
Balance (in shares) at Dec. 31, 2013	'	10,781,988	'	'	'	'
Net income (loss)	235	'	0	0	235	0
Other comprehensive income (loss)	474	'	0	0	0	474
Amortization of stock option expense	3	'	0	3	0	0
Balance at Mar. 31, 2014	$22,339	'	$191	$30,389	($6,898)	($1,343)
Balance (in shares) at Mar. 31, 2014	'	10,781,988	'	'	'	'

CONDENSED_CONSOLIDATED_STATEME3

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income (loss)	$235	($2,309)
Adjustments to reconcile net loss to net cash from (used in) operating activities	'	'
Amortization on securities, net	235	102
Depreciation	150	155
Provision for loan losses	136	1,030
Gain on sale of securities	0	-7
Write-down on other real estate owned	0	842
Loss on sale of foreclosed assets	21	320
Gain on sale of loans	-112	-483
Originations of loans for sale	-4,113	-15,548
Proceeds from sales of loans	4,105	21,245
Compensation cost of stock options	3	3
Change in cash value of life insurance	-54	-57
Change in interest receivable and other assets	34	-927
Change in interest payable and other liabilities	34	188
Net cash from operating activities	674	4,554
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net change in interest-bearing time deposits	498	-249
Purchases of securities available for sale	-451	-36,762
Proceeds from maturities and calls of securities available for sale	3,472	3,391
Proceeds from sales of securities available for sale	0	8,003
Proceeds from sale of other real estate owned	167	1,620
Net change in loans	-2,425	-3,634
Property and equipment expenditures, net	-91	-11
Net cash used in (provided by) investing activities	1,170	-27,642
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Non-interest bearing and interest-bearing demand deposits and savings	3,023	4,964
Certificates and other time deposits	-2,948	536
Proceeds of capital raises	0	483
Repayments of borrowings	0	-4,500
Net cash from financing activities	75	1,483
Change in cash and cash equivalents	1,919	-21,605
Cash and cash equivalents at beginning of period	29,553	71,021
CASH AND CASH EQUIVALENTS AT END OF PERIOD	31,471	49,416
Supplemental disclosures	'	'
Interest paid	343	641
Income taxes paid	0	0
Transfers from loans to foreclosed assets	$0	$916

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Basis Of Presentation	'
	NOTE 1 – BASIS OF PRESENTATION
	The accounting policies followed in the preparation of the interim condensed consolidated financial statements included in this Quarterly Report on Form 10-Q are consistent with those used in the preparation of annual consolidated financial statements. The interim condensed consolidated financial statements reflect all normal and recurring adjustments, which are necessary, in the opinion of management of Community Financial Shares, Inc. (the “Company”), for a fair statement of results for the interim periods presented. Results for the three months ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014 or any other period.
	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for the interim financial period and with the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. These condensed consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013, which was filed with the U.S. Securities and Exchange Commission on March 28, 2014. The condensed consolidated balance sheet of the Company as of December 31, 2013 has been derived from the audited consolidated balance sheet as of that date.

EARNINGS_LOSS_PER_SHARE

EARNINGS (LOSS) PER SHARE	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings (Loss) Per Share	'
	NOTE 2 – EARNINGS (LOSS) PER SHARE
	The following is an analysis of the Company’s basic and diluted earnings (loss) per common share, reflecting the application of the two-class method as of March 31, 2014 and 2013:
		Three Months		Three Months
		Ended		Ended
		March 31, 2014		March 31, 2013
	Net income (loss) available for distribution	$	235	$	-2,309
	Dividends and undistributed loss allocated to participating securities		-150		-
	Income (loss) attributable to common shareholders	$	85	$	-2,309
	Average common shares outstanding for basic earnings per share		10,781,988		5,576,671
	Effect of dilutive convertible preferred stock		-		-
	Effect of dilutive stock options		55		-
	Average common and common-equivalent shares for dilutive earnings per share		10,782,043		5,576,671
	Basic	$	0.01	$	-0.41
	Diluted	$	0.01	$	-0.41
	The Company’s preferred stockholders are entitled to participate in all common stock dividends on an as-converted basis, and no dividends may be paid on shares of the Company’s common stock unless an identical dividend is payable to preferred stockholders on an as-converted basis.
	There were 23,580 and 30,180 anti-dilutive shares at March 31, 2014 and 2013, respectively.

CAPITAL_ADEQUACY_AND_REGULATOR

CAPITAL ADEQUACY AND REGULATORY AND SUPERVISORY MATTERS	3 Months Ended
	Mar. 31, 2014
Capital Adequacy And Regulatory And Supervisory Matters [Abstract]	'
Capital Adequacy And Regulatory And Supervisory Matters	'
	NOTE 3 – CAPITAL ADEQUACY AND REGULATORY AND SUPERVISORY MATTERS
	At the dates indicated, the capital ratios of Community Bank-Wheaton/Glen Ellyn (the “Bank”), the wholly owned subsidiary of the Company, were as follows:
		March 31, 2014				December 31, 2013
		Amount		Ratio		Amount		Ratio
	Total capital (to risk-weighted assets)	$	26,497	12	%	$	25,990	11.9	%
	Tier I capital (to risk-weighted assets)		23,790	10.8	%		23,490	10.8	%
	Tier I capital (to average assets)		23,790	7	%		23,490	6.8	%
	At March 31, 2014, regulatory approval is required for all dividend declarations by both the Bank and the Company.
	On January 10, 2014, the Bank received notification from the Federal Deposit Insurance Corporation (the “FDIC”) and the Division of Banking of the Illinois Department of Financial and Professional Regulation (the “IDFPR”) that the Consent Order (the “Order”) issued to the Bank by the FDIC and IDFPR on January 21, 2011 was terminated effective January 10, 2014. The material terms and conditions of the Order were previously disclosed in the Company’s Current Report on Form 8-K filed on January 26, 2011. In connection with the termination of the Order, the Bank agreed to achieve Tier 1 capital at least equal to 8% of total assets and total capital at least equal to 12% of risk-weighted assets. At March 31, 2014, these capital ratios were 7.0% and 12.0%, respectively.
	Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements.
	The prompt corrective action regulations provide five classifications, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If undercapitalized, capital distributions are limited, as are asset growth and expansion, and plans for capital restoration are required.

SECURITIES_AVAILABLE_FOR_SALE

SECURITIES AVAILABLE FOR SALE	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Securities Available for Sale	'
	NOTE 4 - SECURITIES AVAILABLE FOR SALE
	The fair value of securities available for sale at March 31, 2014 and December 31, 2013 are as follows:
		March 31, 2014
				Gross		Gross
		Fair		Unrealized		Unrealized
		Value		Gains		Losses
	U.S. government agency debt securities	$	11,278	$	-	$	-1,195
	State and political subdivisions		16,279		123		-253
	U.S. government agency mortgage-backed securities		58,017		176		-991
	Preferred stock		45		41		-
	SBA securities		7,728		1		-94
		$	93,347	$	341	$	-2,533
		December 31, 2013
				Gross		Gross
		Fair		Unrealized		Unrealized
		Value		Gains		Losses
	U.S. government agency debt securities	$	11,059	$	-	$	-1,414
	State and political subdivisions		16,367		50		-419
	U.S. government agency mortgage-backed securities		60,065		124		-1,235
	Preferred stock		35		31		-
	SBA securities		8,303		1		-104
		$	95,829	$	206	$	-3,172
	Securities classified as U. S. government agency debt securities include notes issued by government-sponsored enterprises such as the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the Federal Home Loan Bank. The SBA securities are pools of loans guaranteed by the Small Business Administration.
	The following tables show gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Less than 12 Months				12 Months or More				Total
	Description of	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
	Securities			Losses				Losses				Losses
	U.S. government agency debt securities	$	6,849	$	-642	$	4,429	$	-553	$	11,278	$	-1,195
	State and political subdivisions		7,915		-241		284		-12		8,199		-253
	U.S. government agency mortgage-backed securities		38,203		-900		3,996		-91		42,199		-991
	SBA securities		5,501		-62		1,752		-32		7,253		-94
	Total temporarily impaired securities	$	58,468	$	-1,845	$	10,461	$	-688	$	68,929	$	-2,533
		December 31, 2013
		Less than 12 Months				12 Months or More				Total
	Description of	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
	Securities			Losses				Losses				Losses
	U.S. Government agency debt securities	$	6,694	$	-797	$	4,365	$	-617	$	11,059	$	-1,414
	State and political subdivisions		10,027		-419		-		-		10,027		-419
	U.S. government agency mortgage-backed securities		48,023		-1,234		16		-1		48,039		-1,235
	SBA securities		7,987		-104		-		-		7,987		-104
	Total temporarily impaired securities	$	72,731	$	-2,554	$	4,381	$	-618	$	77,112	$	-3,172
	Unrealized gains and losses within the investment portfolio are determined to be temporary. The Company performed an evaluation of its investments for other than temporary impairment and there was no impairment identified during the three months ended March 31, 2014. The entire portfolio is classified as available for sale, however, management has no specific intent to sell any securities, and it is more likely than not that the Company will not have to sell any security before recovery of its amortized cost basis.
	The fair values of securities available for sale at March 31, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity are shown separately.
		Amortized		Fair
		Cost		Value
	Due in one year or less	$	1,504	$	1,505
	Due after one year through five years		2,216		2,186
	Due after five years through ten years		8,983		8,817
	Due after ten years		16,180		15,049
	U.S. government agency mortgage-backed securities		58,832		58,017
	SBA securities		7,820		7,728
	Preferred stock		4		45
		$	95,539	$	93,347
	Securities with a carrying value of approximately $12.7 million at March 31, 2014 were pledged to secure public deposits and Federal Home Loan Bank advances as well as for other purposes as required or permitted by law.
	Sales activities for securities for the three months ended March 31, 2014 are shown in the following table:
		Three Months Ended
		March 31,
		2014		2013
	Sales proceeds	$	-	$	8,003
	Gross gains on sales		-		7

LOANS

LOANS	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Loans	'
	NOTE 5 – LOANS
	Loans and Loan Income: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances as adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans.
	For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan.
	The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.
	All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Discounts and premiums on purchased residential real estate loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments. Discounts and premiums on purchased consumer loans are recognized over the expected lives of the loans using methods that approximate the interest method.
	Allowance for Loan Losses: The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
	The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent.
	Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.
	The Company has a geographic concentration of loan and deposit customers within the Chicago metropolitan area. Most of the Company’s loans are secured by specific items of collateral including commercial and residential real estate and other business and consumer assets. Commercial loans are expected to be repaid from cash flow from operations of businesses.
	Loans consisted of the following at March 31, 2014 and December 31, 2013, respectively:
		March 31,			December 31,
		2014			2013
	Real estate
	Commercial	$	101,485		$	97,813
	Construction		999			1,856
	Residential		24,463			26,240
	Home equity		48,399			47,050
	Total real estate loans		175,346			172,959
	Commercial		21,650			21,379
	Consumer		1,208			1,384
	Total loans		198,204			195,722
	Deferred loan costs, net		243			229
	Allowance for loan losses		-2,707			-2,500
	Loans, net	$	195,740		$	193,451
	The risk characteristics of each loan portfolio segment are as follows:
	Commercial
	Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
	Commercial Real Estate
	These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type and geographic location. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.
	Construction
	Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
	Residential and Consumer, including Home Equity Lines of Credit (HELOC)
	With respect to residential loans that are secured by one-to-four family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and may require private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in one-to-four family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	Policy for charging off loans:
	Management’s general practice is to proactively charge down loans individually evaluated for impairment to the fair value of the underlying collateral.
	Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.
	For all loan portfolio segments except one-to-four family residential loans and consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.
	The Company charges-off one-to-four family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of one-to-four family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 180 days past due, charge-off of unsecured open-end loans when the loan is 180 days past due, and charge down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off.
	Policy for determining delinquency:
	The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.
	Period utilized for determining historical loss factors:
	The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior three years. Management believes the three year historical loss experience methodology is appropriate in the current economic environment, as it captures loss rates that are comparable to the current period being analyzed.
	Policy for recognizing interest income on impaired loans:
	Interest income on loans individually classified as impaired is recognized on a cash basis after all past due and current principal payments have been made.
	Policy for recognizing interest income on non-accrual loans:
	Subsequent payments on non-accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status.
	The Bank has entered into transactions, including the making of direct and indirect loans, with certain directors and their affiliates (related parties). Such transactions were made in the ordinary course of business and were made on substantially the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with other persons not related to the Company or the Bank. Further, in management’s opinion, these loans did not involve more than normal risk of collectibility or present other unfavorable features.
	The aggregate amount of loans, as defined, to such related parties were as follows:
	Balances, January 1, 2014	$	1,006
	New loans including renewals		-
	Payments including renewals		-91
	Balances, March 31, 2014	$	915
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31, 2014
		Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
					Real Estate
	Balance at beginning of period	$	483		$	1,336		$	44		$	41	$	266	$	330	$	2,500
	Provision for loan losses		-16			90			-31			-23		-13		129		136
	Charge-offs		-			-			-			-2		-		-		-2
	Recoveries		66			6			-			-		1		-		73
Balance at end of period	$	533		$	1,432		$	13		$	16	$	254	$	459	$	2,707
Ending balance: individually evaluated for impairment	$	-		$	28		$	-		$	-	$	-	$	110	$	138
Ending balance: collectively evaluated for impairment	$	533		$	1,404		$	13		$	16	$	255	$	348	$	2,569
Total Loans:
Ending balance	$	21,650		$	101,485		$	999		$	1,208	$	24,463	$	48,399	$	198,204
Ending balance: individually evaluated for impairment	$	-		$	437		$	-		$	-	$	-	$	655	$	1,092
Ending balance: collectively evaluated for impairment	$	21,650		$	101,048		$	999		$	1,208	$	24,463	$	47,744	$	197,112
	Three Months Ended March 31, 2013
	Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
				Real Estate
Balance at beginning of period	$	621		$	1,386		$	53		$	21	$	305	$	646	$	3,032
Provision for loan losses		-44			288			-5			2		501		288		1,030
Charge-offs		-			-122			-			-2		-		-242		-366
Recoveries		-			8			-			2		2		-		12
Balance at end of period	$	577		$	1,560		$	48		$	23	$	808	$	692	$	3,708
Ending balance: individually evaluated for impairment	$	-		$	399		$	-		$	-	$	611	$	414	$	1,424
Ending balance: collectively evaluated for impairment	$	577		$	1,161		$	48		$	23	$	197	$	278	$	2,284
Total Loans:
Ending balance	$	24,890		$	97,014		$	3,233		$	1,299	$	24,022	$	49,140	$	199,598
Ending balance: individually evaluated for impairment	$	1,788		$	3,586		$	-		$	-	$	3,013	$	1,389	$	9,776
Ending balance: collectively evaluated for impairment	$	23,102		$	93,428		$	3,233		$	1,299	$	21,009	$	47,751	$	189,822
The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
	December 31, 2013
	Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
				Real Estate
Balance at beginning of period	$	621		$	1,386		$	53		$	21	$	305	$	646	$	3,032
Provision for loan losses		129			221			-9			34		773		279		1,427
Charge-offs		-267			-357			-			-15		-835		-600		-2,074
Recoveries		-			86			-			1		23		5		115
Balance at end of period	$	483		$	1,336		$	44		$	41	$	266	$	330	$	2,500
Ending balance: individually evaluated for impairment	$	-		$	126		$	-		$	-	$	-	$	46	$	72
Ending balance: collectively evaluated for impairment	$	483		$	1,310		$	44		$	41	$	266	$	284	$	2,428
Total Loans:
Ending balance	$	21,379		$	97,813		$	1,856		$	1,384	$	26,240	$	47,050	$	195,722
Ending balance: individually evaluated for impairment	$	1,566		$	437		$	-		$	-	$	398	$	505	$	2,906
Ending balance: collectively evaluated for impairment	$	19,813		$	97,376		$	1,856		$	1,384	$	25,842	$	46,545	$	192,816
The following table summarizes the Company’s nonaccrual loans by class at March 31, 2014 and December 31, 2013.
	March 31,			December 31,
	2014			2013
Real estate loans:
Commercial	$	437		$	437
Home equity		655			505
Total	$	1,092		$	942
The following tables present information regarding impaired loans as of March 31, 2014:
												Three Months Ended March 31,
										2014				2013
	Recorded			Unpaid			Specific			Average		Interest		Average		Interest
	Balance			Principal			Allowance			Investment in		Income		Investment in		Income
				Balance						Impaired		Recognized		Impaired		Recognized
										Loans				Loans
With no related allowance recorded:
Commercial	$	-		$	-		$	-		$	-	$	-	$	1,823	$	19
Commercial real estate		-			-			-			-		-		1,898		9
Residential		-			-						-		-		1,065		5
HELOC		100			100			-			100		-		166		-
Subtotal		100			100			-			100		-		4,952		33
With an allowance recorded:
Commercial real estate		437			812			28			812		-		1,848		-
Residential		-			-			-			-		-		2,009		-
HELOC		555			555			110			555		-		1,226		-
Subtotal		992			1,367			138			1,367		-		5,083		-
Total Impaired Loans	$	1,092		$	1,467		$	138		$	1,467	$	-	$	10,035	$	33
The following table presents information regarding impaired loans as of December 31, 2013:
	Recorded			Unpaid			Specific Allowance			Average		Interest Income
	Balance			Principal						Investment in		Recognized
				Balance						Impaired
										Loans
With no related allowance recorded:
Commercial real estate	$	1,566		$	1,566		$	-		$	1,549	$	62
Residential		398			398			-			402		21
HELOC		166			166			-			165		-
Subtotal		2,130			2,130			-			2,116		83
With an allowance recorded:
Commercial real estate		437			812			26			834		-
HELOC		339			396			46			396		-
Subtotal		776			1,208			72			1,230		-
Total Impaired Loans	$	2,906		$	3,338		$	72		$	3,346	$	83
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed during the loan approval process and is updated as circumstances warrant. The Company uses the following definitions for risk ratings:
Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Bank’s credit position at some future date.
Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified have a well- defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard with the added characteristic that weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
The following tables summarize the credit quality of the Company at March 31, 2014 and December 31, 2013:
	March 31, 2014
	Pass			Special			Substandard			Doubtful		Loss		Total
				Mention
Commercial	$	21,583		$	—		$	67		$	—	$	—	$	21,650
Real estate loans:
Construction		999			—			—			—		—		999
Commercial real estate		98,344			2,243			898			—		—		101,485
Residential		24,463			—			—			—		—		24,463
Home equity		47,715			29			655			—		—		48,399
Consumer		1,208			—			—			—		—		1,208
Total	$	194,312		$	2,272		$	1,620		$	—	$	—	$	198,204
	December 31, 2013
	Pass			Special			Substandard			Doubtful		Loss		Total
				Mention
Commercial	$	19,536		$	209		$	1,634		$	—	$	—	$	21,379
Real estate loans:
Construction		1,856			—			—			—		—		1,856
Commercial real estate		93,679			3,235			899			—		—		97,813
Residential mortgage		24,763			1,477			—			—		—		26,240
Home equity		46,515			29			506			—		—		47,050
Consumer		1,384			—			—			—		—		1,384
Total	$	187,733		$	4,950		$	3,039		$	—	$	—	$	195,722
The following tables summarize past due aging of the Company’s loan portfolio at March 31, 2014 and December 31, 2013:
	March 31, 2014
	30-59 Days			60-89 Days			Greater			Total		Current		Total Loans		Loans >
	Past Due			Past Due			Than			Past Due						90 Days and
							90 Days									Accruing
Commercial	$	—		$	225		$	—		$	225	$	21,425	$	21,650	$	—
Real estate loans:
Construction		—			—			—			—		999		999		—
Commercial real estate		2,510			38			437			2,985		98,500		101,485		—
Residential		532			—			9			541		23,922		24,463		9
Home equity		569			200			555			1,324		47,075		48,399		—
Consumer		—			—			—			—		1,208		1,208		—
Total	$	3,611		$	463		$	1,001		$	5,075	$	193,129	$	198,204	$	9
	December 31, 2013
	30-59 Days			60-89 Days			Greater			Total		Current		Total Loans		Loans >
	Past Due			Past Due			Than			Past Due						90 Days and
							90 Days									Accruing
Commercial	$	100		$	—		$	—		$	100	$	21,279	$	21,379	$	—
Real estate loans:
Construction		—			—			—			—		1,856		1,856		—
Commercial real estate		—			569			169			737		97,076		97,813		168
Residential mortgage		687			1,342			11			2,040		24,200		26,240		11
Home equity		445			328			555			1,328		45,722		47,050		50
Consumer		—			1			1			2		1,382		1,384		1
Total	$	1,232		$	2,240		$	735		$	4,207	$	191,515	$	195,722	$	230
The Company may grant a concession or modification for economic or legal reasons related to a borrower’s financial condition that it would not otherwise consider resulting in a modified loan which is then identified as a troubled debt restructuring (“TDR”). The Company may modify loans through interest rate reductions, short-term extensions of maturity, interest only payments, or payment modifications to better match the timing of cash flows due under the modified terms with the cash flows from the borrowers’ operations. Loan modifications are intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. TDRs are considered impaired loans for purposes of calculating the Company’s allowance for loan losses.
The Company identifies loans for potential restructure primarily through direct communication with the borrower and evaluation of the borrower’s financial statements, revenue projections, tax returns and credit reports. Even if the borrower is not presently in default, management will consider the likelihood that cash flow shortages, adverse economic conditions, and negative trends may result in a payment default in the near future.
For one-to-four family residential and home equity lines of credit, a restructure often occurs with past due loans and may be offered as an alternative to foreclosure. There are other situations where borrowers, who are not past due, experience a sudden job loss, become overextended with credit obligations, or other problems, have indicated that they will be unable to make the required monthly payment and request payment relief.
When considering a loan restructure, management will determine if: (i) the financial distress is short or long term; (ii) loan concessions are necessary; and (iii) the restructure is a viable solution.
When a loan is restructured, the new terms often require a reduced monthly debt service payment. No TDRs that were on non-accrual status at the time the concessions were granted have been returned to accrual status.
For commercial loans, management completes an analysis of the operating entity’s ability to repay the debt. If the operating entity is capable of servicing the new debt service requirements and the underlying collateral value is believed to be sufficient to repay the debt in the event of a default, the new loan is generally placed on accrual status.
For retail loans, an analysis of the individual’s ability to service the new required payments is performed. If the borrower complies with the terms of the newly restructured debt for at least six consecutive months and the underlying collateral value is believed to be sufficient to repay the debt in the event of a future default, the new loan is generally placed on accrual status. The reason for the TDR is also considered, such as paying past due real estate taxes or payments caused by a temporary job loss, when determining whether a retail TDR loan could be returned to accrual status. Retail TDRs remain on non-accrual status until sufficient payments have been made to bring the past due principal and interest current at which point the loan would be transferred to accrual status.
There were no loans restructured as TDRs during the three months ended March 31, 2014 and 2013.
The following table sets forth the Company’s TDRs that had payment defaults during the three months ended March 31, 2014 and 2013. A default occurs when a TDR is 90 days or more past due, transferred to non-accrual status, or transferred to other real estate owned within twelve months of restructuring.
	Three months ended					Three months ended
	March 31, 2014					March 31, 2013
			Default					Default
	Count		Balance			Count		Balance
Real estate loans:
Commercial	-			-		2		$	2,713
Residential	-			-		3			1,936
Total	-		$	-		5		$	4,649

DISCLOSURES_ABOUT_FAIR_VALUE_O

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES	3 Months Ended
	Mar. 31, 2014
Investments All Other Investments [Abstract]	'
Disclosures about Fair Value of Assets and Liabilities	'
	NOTE 6 – DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES
	The Company measures fair value according to the Financial Accounting Standards Board Accounting Standards Codification (ASC) Fair Value Measurements and Disclosures (ASC 820-10). ASC 820-10 establishes a fair value hierarchy that prioritizes the inputs used in valuation techniques, but not the valuation techniques themselves. The fair value hierarchy is designed to indicate the relative reliability of the fair value measure. The highest priority given to quoted prices in active markets and the lowest to unobservable data such as the Company’s internal information. ASC 820-10 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. There are three levels of inputs into the fair value hierarchy (Level 1 being the highest priority and Level 3 being the lowest priority):
		Level 1	Quoted prices in active markets for identical assets or liabilities.
		Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
		Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	The following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy.
	Available-for-sale Securities
	If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 1 security includes preferred stock. Level 2 securities include certain collateralized mortgage and debt obligations, municipal securities, U.S. government agencies and SBA securities. Third party vendors compile prices from various sources and may apply techniques such as matrix pricing to determine the value of identical or similar investment securities (Level 2). Matrix pricing is a mathematical technique widely used in the banking industry to value investment securities without relying exclusively on quoted prices for specific investment securities but rather on the investment securities’ relationship to other benchmark quoted investment securities. The following tables are as of March 31, 2014 and December 31, 2013, respectively:
					At March 31, 2014
					Fair Value Measurements Using
			Fair
	Available-for-sale securities:		Value		Level 1			Level 2			Level 3
	U.S. government agency debt securities		$	11,278	$	-		$	11,278		$	-
	State and political subdivisions			16,279		-			16,279			-
	U.S. government agency mortgage-backed securities			58,017		-			58,017			-
	Preferred stock			45		45			-			-
	SBA securities			7,728		-			7,728			-
	Total available-for-sale securities		$	93,347	$	45		$	93,302		$	-
					At December 31, 2013
					Fair Value Measurements Using
			Fair
	Available-for-sale securities:		Value		Level 1			Level 2			Level 3
	U.S. government agency debt securities		$	11,059	$	-		$	11,059		$	-
	State and political subdivisions			16,367		-			16,367			-
	U.S. government agency mortgage-backed securities			60,065		-			60,065			-
	Preferred stock			35		35			-			-
	SBA securities			8,303		-			8,303			-
	Total available-for-sale securities		$	95,829	$	35		$	95,794		$	-
	The following is a description of the valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying March 31, 2014 and December 31, 2013 balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy.
					At March 31, 2014
					Fair Value Measurements Using
			Fair
			Value		Level 1		Level 2		Level 3
	Impaired loans (collateral dependent)		$	1,091	-		-		$	1,091
	Other real estate owned			2,094	-		-			2,094
					At December 31, 2013
					Fair Value Measurements Using
			Fair
			Value		Level 1		Level 2		Level 3
	Impaired loans (collateral dependent)		$	2,906	-		-		$	2,906
	Other real estate owned			2,269	-		-			2,269
	The following table presents quantitative information about unobservable inputs in recurring and nonrecurring Level 3 fair value measurements:
			As of March 31, 2014
			Fair		Valuation		Unobservable
			Value		Technique		Inputs		Range
	Impaired loans (collateral dependent)		$	1,091	Market comparable properties		Marketability discount		5% - 30%
	Other real estate owned		$	2,094	Fair value appraisals
			As of December 31, 2013
			Fair		Valuation		Unobservable
			Value		Technique		Inputs		Range
	Impaired loans (collateral dependent)		$	2,906	Market comparable properties		Marketability discount		5% - 30.7%
	Other real estate owned		$	2,269	Fair value appraisals
	Impaired Loans (Collateral Dependent)
	Loans for which it is probable that the Bank will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for determining the amount of impairment include estimating fair value using the fair value of the collateral for collateral-dependent loans, based on current appraisals. If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect fair value. The Company’s practice is to obtain new or updated appraisals on the loans subject to initial impairment review and then to generally update on an annual basis thereafter. The Company discounts the appraisal amount as necessary for selling costs and past due real estate taxes. If a new or updated appraisal is not available at the time of a loan’s impairment review, the Company typically applies a discount to the value of an old appraisal to reflect the property’s current estimated value if there is believed to be deterioration in either (i) the physical or economic aspects of the subject property or (ii) any market conditions. These discounts are developed by the Company’s Chief Credit Officer. The results of the impairment review results in an increase in the allowance for loan loss or in a partial charge-off of the loan, if warranted. Impaired loans that are collateral dependent are classified within Level 3 of the fair value hierarchy when impairment is determined using the fair value method based on current appraisals.
	Other Real Estate Owned
	Other real estate owned (“OREO”) is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of OREO is based on appraisals or evaluations. OREO is classified within Level 3 of the fair value hierarchy. Appraisals of OREO are obtained when the real estate is acquired and subsequently as deemed by the Company’s Chief Credit Officer. Appraisals are reviewed for accuracy and consistency by the Chief Credit Officer. Appraisers are selected from the list of approved appraisers maintained by management.
	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014:
					At March 31, 2014
					Fair Value Measurements Using
			Carrying
			Amount		Level 1			Level 2			Level 3
	Financial assets
Cash and cash equivalents		$	31,471	$	31,471		$	-		$	-
Interest-bearing time deposits			447		447			-			-
Securities available for sale			93,347		45			93,302			-
Loans held for sale			924		-			924			-
Loans receivable, net			195,740		-			-			196,711
Federal Home Loan Bank stock			926		-			926			-
Interest receivable			887		-			887			-
Financial liabilities
Deposits			315,783		-			302,481			-
Federal Home Loan Bank advances			4,500		-			4,556			-
Subordinated debentures			3,609		-			-			1,267
Interest payable			181		-			181			-
The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2013:
				At December 31, 2013
				Fair Value Measurements Using
		Carrying
		Amount		Level 1			Level 2			Level 3
Financial assets
Cash and cash equivalents		$	29,553	$	29,553		$	-		-
Interest-bearing time deposits			945		945			-		-
Securities available for sale			95,829		35			95,794		-
Loans held for sale			804		-			804		-
Loans receivable, net			193,451		-			-		193,864
Federal Home Loan Bank stock			926		-			926		-
Interest receivable			884		-			884		-
Financial liabilities
Deposits			315,709		-			303,199		-
Federal Home Loan Bank advances			4,500		-			4,478		-
Subordinated debentures			3,609		-			-		1,259
Interest payable			169		-			169		-
The methods and assumptions used to estimate fair value are described as follows:
Carrying amount is the estimated fair value for cash and cash equivalents, interest-bearing time deposits, loans held for sale, Federal Home Loan Bank stock, interest receivable and payable, deposits due on demand, variable rate loans and other borrowings. Security fair values are based on market prices or dealer quotes and, if no such information is available, on the rate and term of the security and information about the issuer. For fixed rate loans and time deposits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. Fair values for impaired loans are estimated using a discounted cash flow analysis or underlying collateral values. The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings, NOW and money market accounts, is equal to the carrying amount. There is however, additional value to the deposits of the Company, a significant portion of which has not been recognized in the consolidated financial statements. This value results from the cost savings of these core-funding sources versus obtaining higher-rate funding in the market. The fair values of fixed rate Federal Home Loan Bank advances, other borrowings and subordinated debentures are based on current rates for similar financing. The fair value of off-balance-sheet items, which is based on the current fees or cost that would be charged to enter into or terminate such arrangements, is immaterial.
While the above estimates are based on management's judgment of the most appropriate factors, there is no assurance that were the Company to have disposed of these items on the respective dates, the fair values would have been achieved, because the market value may differ depending on the circumstances. The estimated fair values at year end should not necessarily be considered to apply at subsequent dates.
Other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the above disclosures. Also, nonfinancial instruments typically not recognized on the balance sheets may have value but are not included in the above disclosures. These include, among other items, the estimated earnings power of core deposits, the trained workforce, customer goodwill, and similar items.

RECENT_ACCOUNTING_PRONOUNCEMEN

RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2014
Accounting Changes And Error Corrections [Abstract]	'
Recent Accounting Pronouncements	'
	NOTE 7 – RECENT ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update No. 2013-11 - Income Taxes (Topic 740) – In July 2013, FASB issued ASU 2013-11. This update pertains to the unrecognized tax benefit when a net operating loss carry forward, a similar tax loss or a tax credit carry forward exists. The ASU is intended to end the varying ways that entities present these situations since GAAP is non-specific and leads to diversity in practice. The new standard deems that any unrecognized tax benefit or portion of an unrecognized tax benefit should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward except for certain defined situations.
	The amendments in this Update are effective for fiscal years beginning after December 15, 2013. Early adoption is permitted. The Company adopted the methodologies prescribed by this ASU and it did not have a material effect on its financial position or results of operations.
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04, "Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” to reduce diversity by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-01, "Accounting for Investments in Qualified Affordable Housing Projects,” to permit entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  The ASU modifies the conditions that an entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. The ASU is effective for fiscal years, and interim periods within those years, beginning after December 15, 2014.  Adoption of the ASU is not expected to have a significant effect on the Company’s consolidated financial statements.

EARNINGS_LOSS_PER_SHARE_Tables

EARNINGS (LOSS) PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings (Loss) Per Common Share	'
	The following is an analysis of the Company’s basic and diluted earnings (loss) per common share, reflecting the application of the two-class method as of March 31, 2014 and 2013:
		Three Months		Three Months
		Ended		Ended
		March 31, 2014		March 31, 2013
	Net income (loss) available for distribution	$	235	$	-2,309
	Dividends and undistributed loss allocated to participating securities		-150		-
	Income (loss) attributable to common shareholders	$	85	$	-2,309
	Average common shares outstanding for basic earnings per share		10,781,988		5,576,671
	Effect of dilutive convertible preferred stock		-		-
	Effect of dilutive stock options		55		-
	Average common and common-equivalent shares for dilutive earnings per share		10,782,043		5,576,671
	Basic	$	0.01	$	-0.41
	Diluted	$	0.01	$	-0.41

CAPITAL_ADEQUACY_AND_REGULATOR1

CAPITAL ADEQUACY AND REGULATORY AND SUPERVISORY MATTERS (Tables)	3 Months Ended
	Mar. 31, 2014
Capital Adequacy And Regulatory And Supervisory Matters [Abstract]	'
Summary of Capital Ratios for Bank	'
	At the dates indicated, the capital ratios of Community Bank-Wheaton/Glen Ellyn (the “Bank”), the wholly owned subsidiary of the Company, were as follows:
		March 31, 2014				December 31, 2013
		Amount		Ratio		Amount		Ratio
	Total capital (to risk-weighted assets)	$	26,497	12	%	$	25,990	11.9	%
	Tier I capital (to risk-weighted assets)		23,790	10.8	%		23,490	10.8	%
	Tier I capital (to average assets)		23,790	7	%		23,490	6.8	%

SECURITIES_AVAILABLE_FOR_SALE_

SECURITIES AVAILABLE FOR SALE (Tables)	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Fair Value of Securities Avaliable for Sale	'
	The fair value of securities available for sale at March 31, 2014 and December 31, 2013 are as follows:
		March 31, 2014
				Gross		Gross
		Fair		Unrealized		Unrealized
		Value		Gains		Losses
	U.S. government agency debt securities	$	11,278	$	-	$	-1,195
	State and political subdivisions		16,279		123		-253
	U.S. government agency mortgage-backed securities		58,017		176		-991
	Preferred stock		45		41		-
	SBA securities		7,728		1		-94
		$	93,347	$	341	$	-2,533
		December 31, 2013
				Gross		Gross
		Fair		Unrealized		Unrealized
		Value		Gains		Losses
	U.S. government agency debt securities	$	11,059	$	-	$	-1,414
	State and political subdivisions		16,367		50		-419
	U.S. government agency mortgage-backed securities		60,065		124		-1,235
	Preferred stock		35		31		-
	SBA securities		8,303		1		-104
		$	95,829	$	206	$	-3,172
Gross Unrealized Losses and Fair Value	'
	The following tables show gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Less than 12 Months				12 Months or More				Total
	Description of	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
	Securities			Losses				Losses				Losses
	U.S. government agency debt securities	$	6,849	$	-642	$	4,429	$	-553	$	11,278	$	-1,195
	State and political subdivisions		7,915		-241		284		-12		8,199		-253
	U.S. government agency mortgage-backed securities		38,203		-900		3,996		-91		42,199		-991
	SBA securities		5,501		-62		1,752		-32		7,253		-94
	Total temporarily impaired securities	$	58,468	$	-1,845	$	10,461	$	-688	$	68,929	$	-2,533
		December 31, 2013
		Less than 12 Months				12 Months or More				Total
	Description of	Fair Value		Unrealized		Fair Value		Unrealized		Fair Value		Unrealized
	Securities			Losses				Losses				Losses
	U.S. Government agency debt securities	$	6,694	$	-797	$	4,365	$	-617	$	11,059	$	-1,414
	State and political subdivisions		10,027		-419		-		-		10,027		-419
	U.S. government agency mortgage-backed securities		48,023		-1,234		16		-1		48,039		-1,235
	SBA securities		7,987		-104		-		-		7,987		-104
	Total temporarily impaired securities	$	72,731	$	-2,554	$	4,381	$	-618	$	77,112	$	-3,172
Available for Sale Securities Amortized Cost Contractual Maturity	'
	The fair values of securities available for sale at March 31, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity are shown separately.
		Amortized		Fair
		Cost		Value
	Due in one year or less	$	1,504	$	1,505
	Due after one year through five years		2,216		2,186
	Due after five years through ten years		8,983		8,817
	Due after ten years		16,180		15,049
	U.S. government agency mortgage-backed securities		58,832		58,017
	SBA securities		7,820		7,728
	Preferred stock		4		45
		$	95,539	$	93,347
Sales Activities for Securities	'
	Sales activities for securities for the three months ended March 31, 2014 are shown in the following table:
		Three Months Ended
		March 31,
		2014		2013
	Sales proceeds	$	-	$	8,003
	Gross gains on sales		-		7

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Summary of Loans	'
	Loans consisted of the following at March 31, 2014 and December 31, 2013, respectively:
		March 31,			December 31,
		2014			2013
	Real estate
	Commercial	$	101,485		$	97,813
	Construction		999			1,856
	Residential		24,463			26,240
	Home equity		48,399			47,050
	Total real estate loans		175,346			172,959
	Commercial		21,650			21,379
	Consumer		1,208			1,384
	Total loans		198,204			195,722
	Deferred loan costs, net		243			229
	Allowance for loan losses		-2,707			-2,500
	Loans, net	$	195,740		$	193,451
Loans to Related Parties	'
	The aggregate amount of loans, as defined, to such related parties were as follows:
	Balances, January 1, 2014	$	1,006
	New loans including renewals		-
	Payments including renewals		-91
	Balances, March 31, 2014	$	915
Allowance for Loans Losses	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31, 2014
		Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
					Real Estate
	Balance at beginning of period	$	483		$	1,336		$	44		$	41	$	266	$	330	$	2,500
	Provision for loan losses		-16			90			-31			-23		-13		129		136
	Charge-offs		-			-			-			-2		-		-		-2
	Recoveries		66			6			-			-		1		-		73
	Balance at end of period	$	533		$	1,432		$	13		$	16	$	254	$	459	$	2,707
	Ending balance: individually evaluated for impairment	$	-		$	28		$	-		$	-	$	-	$	110	$	138
	Ending balance: collectively evaluated for impairment	$	533		$	1,404		$	13		$	16	$	255	$	348	$	2,569
	Total Loans:
	Ending balance	$	21,650		$	101,485		$	999		$	1,208	$	24,463	$	48,399	$	198,204
	Ending balance: individually evaluated for impairment	$	-		$	437		$	-		$	-	$	-	$	655	$	1,092
	Ending balance: collectively evaluated for impairment	$	21,650		$	101,048		$	999		$	1,208	$	24,463	$	47,744	$	197,112
		Three Months Ended March 31, 2013
		Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
					Real Estate
	Balance at beginning of period	$	621		$	1,386		$	53		$	21	$	305	$	646	$	3,032
	Provision for loan losses		-44			288			-5			2		501		288		1,030
	Charge-offs		-			-122			-			-2		-		-242		-366
	Recoveries		-			8			-			2		2		-		12
	Balance at end of period	$	577		$	1,560		$	48		$	23	$	808	$	692	$	3,708
	Ending balance: individually evaluated for impairment	$	-		$	399		$	-		$	-	$	611	$	414	$	1,424
	Ending balance: collectively evaluated for impairment	$	577		$	1,161		$	48		$	23	$	197	$	278	$	2,284
	Total Loans:
	Ending balance	$	24,890		$	97,014		$	3,233		$	1,299	$	24,022	$	49,140	$	199,598
	Ending balance: individually evaluated for impairment	$	1,788		$	3,586		$	-		$	-	$	3,013	$	1,389	$	9,776
	Ending balance: collectively evaluated for impairment	$	23,102		$	93,428		$	3,233		$	1,299	$	21,009	$	47,751	$	189,822
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
		December 31, 2013
		Commercial			Commercial			Construction			Consumer		Residential		HELOC		Total
					Real Estate
	Balance at beginning of period	$	621		$	1,386		$	53		$	21	$	305	$	646	$	3,032
	Provision for loan losses		129			221			-9			34		773		279		1,427
	Charge-offs		-267			-357			-			-15		-835		-600		-2,074
	Recoveries		-			86			-			1		23		5		115
	Balance at end of period	$	483		$	1,336		$	44		$	41	$	266	$	330	$	2,500
	Ending balance: individually evaluated for impairment	$	-		$	126		$	-		$	-	$	-	$	46	$	72
	Ending balance: collectively evaluated for impairment	$	483		$	1,310		$	44		$	41	$	266	$	284	$	2,428
	Total Loans:
	Ending balance	$	21,379		$	97,813		$	1,856		$	1,384	$	26,240	$	47,050	$	195,722
	Ending balance: individually evaluated for impairment	$	1,566		$	437		$	-		$	-	$	398	$	505	$	2,906
	Ending balance: collectively evaluated for impairment	$	19,813		$	97,376		$	1,856		$	1,384	$	25,842	$	46,545	$	192,816
Summary of Nonaccrual Loans by Class	'
	The following table summarizes the Company’s nonaccrual loans by class at March 31, 2014 and December 31, 2013.
		March 31,			December 31,
		2014			2013
	Real estate loans:
	Commercial	$	437		$	437
	Home equity		655			505
	Total	$	1,092		$	942
Summary of Impaired Loans	'
	The following tables present information regarding impaired loans as of March 31, 2014:
													Three Months Ended March 31,
											2014				2013
		Recorded			Unpaid			Specific			Average		Interest		Average		Interest
		Balance			Principal			Allowance			Investment in		Income		Investment in		Income
					Balance						Impaired		Recognized		Impaired		Recognized
											Loans				Loans
	With no related allowance recorded:
	Commercial	$	-		$	-		$	-		$	-	$	-	$	1,823	$	19
	Commercial real estate		-			-			-			-		-		1,898		9
	Residential		-			-						-		-		1,065		5
	HELOC		100			100			-			100		-		166		-
	Subtotal		100			100			-			100		-		4,952		33
	With an allowance recorded:
	Commercial real estate		437			812			28			812		-		1,848		-
	Residential		-			-			-			-		-		2,009		-
	HELOC		555			555			110			555		-		1,226		-
	Subtotal		992			1,367			138			1,367		-		5,083		-
	Total Impaired Loans	$	1,092		$	1,467		$	138		$	1,467	$	-	$	10,035	$	33
	The following table presents information regarding impaired loans as of December 31, 2013:
		Recorded			Unpaid			Specific Allowance			Average		Interest Income
		Balance			Principal						Investment in		Recognized
					Balance						Impaired
											Loans
	With no related allowance recorded:
	Commercial real estate	$	1,566		$	1,566		$	-		$	1,549	$	62
	Residential		398			398			-			402		21
	HELOC		166			166			-			165		-
	Subtotal		2,130			2,130			-			2,116		83
	With an allowance recorded:
	Commercial real estate		437			812			26			834		-
	HELOC		339			396			46			396		-
	Subtotal		776			1,208			72			1,230		-
	Total Impaired Loans	$	2,906		$	3,338		$	72		$	3,346	$	83
Summary of Credit Quality	'
	The following tables summarize the credit quality of the Company at March 31, 2014 and December 31, 2013:
		March 31, 2014
		Pass			Special			Substandard			Doubtful		Loss		Total
					Mention
	Commercial	$	21,583		$	—		$	67		$	—	$	—	$	21,650
	Real estate loans:
	Construction		999			—			—			—		—		999
	Commercial real estate		98,344			2,243			898			—		—		101,485
	Residential		24,463			—			—			—		—		24,463
	Home equity		47,715			29			655			—		—		48,399
	Consumer		1,208			—			—			—		—		1,208
	Total	$	194,312		$	2,272		$	1,620		$	—	$	—	$	198,204
		December 31, 2013
		Pass			Special			Substandard			Doubtful		Loss		Total
					Mention
	Commercial	$	19,536		$	209		$	1,634		$	—	$	—	$	21,379
	Real estate loans:
	Construction		1,856			—			—			—		—		1,856
	Commercial real estate		93,679			3,235			899			—		—		97,813
	Residential mortgage		24,763			1,477			—			—		—		26,240
	Home equity		46,515			29			506			—		—		47,050
	Consumer		1,384			—			—			—		—		1,384
	Total	$	187,733		$	4,950		$	3,039		$	—	$	—	$	195,722
Summary of Past Due Aging of Loan Portfolio	'
	The following tables summarize past due aging of the Company’s loan portfolio at March 31, 2014 and December 31, 2013:
		March 31, 2014
		30-59 Days			60-89 Days			Greater			Total		Current		Total Loans		Loans >
		Past Due			Past Due			Than			Past Due						90 Days and
								90 Days									Accruing
	Commercial	$	—		$	225		$	—		$	225	$	21,425	$	21,650	$	—
	Real estate loans:
	Construction		—			—			—			—		999		999		—
	Commercial real estate		2,510			38			437			2,985		98,500		101,485		—
	Residential		532			—			9			541		23,922		24,463		9
	Home equity		569			200			555			1,324		47,075		48,399		—
	Consumer		—			—			—			—		1,208		1,208		—
	Total	$	3,611		$	463		$	1,001		$	5,075	$	193,129	$	198,204	$	9
		December 31, 2013
		30-59 Days			60-89 Days			Greater			Total		Current		Total Loans		Loans >
		Past Due			Past Due			Than			Past Due						90 Days and
								90 Days									Accruing
	Commercial	$	100		$	—		$	—		$	100	$	21,279	$	21,379	$	—
	Real estate loans:
	Construction		—			—			—			—		1,856		1,856		—
	Commercial real estate		—			569			169			737		97,076		97,813		168
	Residential mortgage		687			1,342			11			2,040		24,200		26,240		11
	Home equity		445			328			555			1,328		45,722		47,050		50
	Consumer		—			1			1			2		1,382		1,384		1
	Total	$	1,232		$	2,240		$	735		$	4,207	$	191,515	$	195,722	$	230
TDRs that had Payment Defaults	'
	The following table sets forth the Company’s TDRs that had payment defaults during the three months ended March 31, 2014 and 2013. A default occurs when a TDR is 90 days or more past due, transferred to non-accrual status, or transferred to other real estate owned within twelve months of restructuring.
		Three months ended					Three months ended
		March 31, 2014					March 31, 2013
				Default					Default
		Count		Balance			Count		Balance
	Real estate loans:
	Commercial	-			-		2		$	2,713
	Residential	-			-		3			1,936
	Total	-		$	-		5		$	4,649

DISCLOSURES_ABOUT_FAIR_VALUE_O1

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Mar. 31, 2014
Investments All Other Investments [Abstract]	'
Available for Sale Securities Recorded at Fair Value	'
	The following tables are as of March 31, 2014 and December 31, 2013, respectively:
				At March 31, 2014
				Fair Value Measurements Using
		Fair
	Available-for-sale securities:	Value		Level 1			Level 2			Level 3
	U.S. government agency debt securities	$	11,278	$	-		$	11,278		$	-
	State and political subdivisions		16,279		-			16,279			-
	U.S. government agency mortgage-backed securities		58,017		-			58,017			-
	Preferred stock		45		45			-			-
	SBA securities		7,728		-			7,728			-
	Total available-for-sale securities	$	93,347	$	45		$	93,302		$	-
				At December 31, 2013
				Fair Value Measurements Using
		Fair
	Available-for-sale securities:	Value		Level 1			Level 2			Level 3
	U.S. government agency debt securities	$	11,059	$	-		$	11,059		$	-
	State and political subdivisions		16,367		-			16,367			-
	U.S. government agency mortgage-backed securities		60,065		-			60,065			-
	Preferred stock		35		35			-			-
	SBA securities		8,303		-			8,303			-
	Total available-for-sale securities	$	95,829	$	35		$	95,794		$	-
Fair Value of Assets and Liabilities Measured on Non-Recurring Basis	'
	The following is a description of the valuation methodologies used for instruments measured at fair value on a non-recurring basis and recognized in the accompanying March 31, 2014 and December 31, 2013 balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy.
				At March 31, 2014
				Fair Value Measurements Using
		Fair
		Value		Level 1		Level 2		Level 3
	Impaired loans (collateral dependent)	$	1,091	-		-		$	1,091
	Other real estate owned		2,094	-		-			2,094
				At December 31, 2013
				Fair Value Measurements Using
		Fair
		Value		Level 1		Level 2		Level 3
	Impaired loans (collateral dependent)	$	2,906	-		-		$	2,906
	Other real estate owned		2,269	-		-			2,269
Quantitative Information Unobservable Inputs	'
	The following table presents quantitative information about unobservable inputs in recurring and nonrecurring Level 3 fair value measurements:
		As of March 31, 2014
		Fair		Valuation		Unobservable
		Value		Technique		Inputs		Range
	Impaired loans (collateral dependent)	$	1,091	Market comparable properties		Marketability discount		5% - 30%
	Other real estate owned	$	2,094	Fair value appraisals
		As of December 31, 2013
		Fair		Valuation		Unobservable
		Value		Technique		Inputs		Range
	Impaired loans (collateral dependent)	$	2,906	Market comparable properties		Marketability discount		5% - 30.7%
	Other real estate owned	$	2,269	Fair value appraisals
Carrying Amount and Estimated Fair Value of Financial Instruments	'
	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2014:
				At March 31, 2014
				Fair Value Measurements Using
		Carrying
		Amount		Level 1			Level 2			Level 3
	Financial assets
	Cash and cash equivalents	$	31,471	$	31,471		$	-		$	-
	Interest-bearing time deposits		447		447			-			-
	Securities available for sale		93,347		45			93,302			-
	Loans held for sale		924		-			924			-
	Loans receivable, net		195,740		-			-			196,711
	Federal Home Loan Bank stock		926		-			926			-
	Interest receivable		887		-			887			-
	Financial liabilities
	Deposits		315,783		-			302,481			-
	Federal Home Loan Bank advances		4,500		-			4,556			-
	Subordinated debentures		3,609		-			-			1,267
	Interest payable		181		-			181			-
	The following table presents estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2013:
				At December 31, 2013
				Fair Value Measurements Using
		Carrying
		Amount		Level 1			Level 2			Level 3
	Financial assets
	Cash and cash equivalents	$	29,553	$	29,553		$	-		-
	Interest-bearing time deposits		945		945			-		-
	Securities available for sale		95,829		35			95,794		-
	Loans held for sale		804		-			804		-
	Loans receivable, net		193,451		-			-		193,864
	Federal Home Loan Bank stock		926		-			926		-
	Interest receivable		884		-			884		-
	Financial liabilities
	Deposits		315,709		-			303,199		-
	Federal Home Loan Bank advances		4,500		-			4,478		-
	Subordinated debentures		3,609		-			-		1,259
	Interest payable		169		-			169		-

Analysis_of_Companys_Basic_and

Analysis of Company's Basic and Diluted Earnings (Loss) Per Common Share (Detail) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Line Items]	'	'
Net income (loss) available for distribution	$235	($2,309)
Dividends and undistributed loss allocated to participating securities	-150	0
Income (loss) attributable to common shareholders	$85	($2,309)
Average common shares outstanding for basic earnings per share	10,781,988	5,576,671
Effect of dilutive convertible preferred stock	0	0
Effect of dilutive stock options	55	0
Average common and common-equivalent shares for dilutive earnings per share	10,782,043	5,576,671
Basic (in dollars per share)	$0.01	($0.41)
Diluted (in dollars per share)	$0.01	($0.41)

EARNINGS_LOSS_PER_SHARE_Additi

EARNINGS (LOSS) PER SHARE- Additional Information (Detail)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Number of anti-dilutive shares	23,580	30,180

Summary_of_Capital_Ratios_for_

Summary of Capital Ratios for Bank (Detail) (USD $)	Mar. 31, 2014	Jan. 21, 2011	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified			Subsidiaries	Subsidiaries
Regulatory Requirements [Line Items]	'	'	'	'
Total capital (to risk-weighted assets) Actual Amount	'	'	$26,497	$25,990
Tier I capital (to risk-weighted assets) Actual Amount	'	'	23,790	23,490
Tier I capital (to average assets) Actual Amount	'	'	$23,790	$23,490
Total capital (to risk-weighted assets) Actual Ratio	12.00%	12.00%	12.00%	11.90%
Tier I capital (to risk-weighted assets) Actual Ratio	'	'	10.80%	10.80%
Tier I capital (to average assets) Actual Ratio	7.00%	8.00%	7.00%	6.80%

CAPITAL_ADEQUACY_AND_REGULATOR2

CAPITAL ADEQUACY AND REGULATORY AND SUPERVISORY MATTERS - Additional Information (Detail)	Mar. 31, 2014	Jan. 21, 2011
Regulatory Requirements [Line Items]	'	'
Entry date into stipulation and consent with FDIC and IDFPR	'	'2011-01-21
Tier I capital (to average assets)	7.00%	8.00%
Total capital (to risk-weighted assets)	12.00%	12.00%

Fair_Value_of_Securities_Avail

Fair Value of Securities Available For Sale (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	$93,347	$95,829
Gross Unrealized Gains	341	206
Gross Unrealized Losses	-2,533	-3,172
U.S. government agency debt securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	11,278	11,059
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-1,195	-1,414
State and political subdivisions	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	16,279	16,367
Gross Unrealized Gains	123	50
Gross Unrealized Losses	-253	-419
U.S. government agency mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	58,017	60,065
Gross Unrealized Gains	176	124
Gross Unrealized Losses	-991	-1,235
Preferred stock	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	45	35
Gross Unrealized Gains	41	31
Gross Unrealized Losses	0	0
SBA securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value	7,728	8,303
Gross Unrealized Gains	1	1
Gross Unrealized Losses	($94)	($104)

Gross_Unrealized_Losses_and_Fa

Gross Unrealized Losses and Fair Value (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
U.S. government agency debt securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value Less than 12 Months	$6,849	$6,694
Unrealized Losses Less than 12 Months	-642	-797
Fair Value 12 Months or More	4,429	4,365
Unrealized Losses 12 Months or More	-553	-617
Fair Value, Total	11,278	11,059
Unrealized Losses, Total	-1,195	-1,414
State and political subdivisions	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value Less than 12 Months	7,915	10,027
Unrealized Losses Less than 12 Months	-241	-419
Fair Value 12 Months or More	284	0
Unrealized Losses 12 Months or More	-12	0
Fair Value, Total	8,199	10,027
Unrealized Losses, Total	-253	-419
Mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value Less than 12 Months	38,203	48,023
Unrealized Losses Less than 12 Months	-900	-1,234
Fair Value 12 Months or More	3,996	16
Unrealized Losses 12 Months or More	-91	-1
Fair Value, Total	42,199	48,039
Unrealized Losses, Total	-991	-1,235
SBA securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value Less than 12 Months	5,501	7,987
Unrealized Losses Less than 12 Months	-62	-104
Fair Value 12 Months or More	1,752	0
Unrealized Losses 12 Months or More	-32	0
Fair Value, Total	7,253	7,987
Unrealized Losses, Total	-94	-104
Temporarily Impaired Securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value Less than 12 Months	58,468	72,731
Unrealized Losses Less than 12 Months	-1,845	-2,554
Fair Value 12 Months or More	10,461	4,381
Unrealized Losses 12 Months or More	-688	-618
Fair Value, Total	68,929	77,112
Unrealized Losses, Total	($2,533)	($3,172)

Available_for_Sale_Securities_

Available for Sale Securities Amortized Cost Contractual Maturity (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Due in one year or less, amortized cost	$1,504	'
Due after one year through five years, amortized cost	2,216	'
Due after five years through ten years, amortized cost	8,983	'
Due after ten years, amortized cost	16,180	'
Available for sale securities, amortized costs, total	95,539	'
Due in one year or less, fair value	1,505	'
Due after one year through five years, fair value	2,186	'
Due after five years through ten years, fair value	8,817	'
Due after ten years, fair value	15,049	'
Available-for-sale Securities, Fair Value Disclosure, total	93,347	95,829
U.S. government agency mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale debt securities without a single maturity date, amortized cost	58,832	'
Available for sale debt securities without a single maturity date, fair value	58,017	'
SBA securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale debt securities without a single maturity date, amortized cost	7,820	'
Available for sale debt securities without a single maturity date, fair value	7,728	'
Available-for-sale Securities, Fair Value Disclosure, total	7,728	8,303
Preferred stock	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale equity securities without a single maturity date, amortized cost	4	'
Available for sale equity securities without a single maturity date, fair value	45	'
Available-for-sale Securities, Fair Value Disclosure, total	$45	$35

Sales_Activities_for_Securitie

Sales Activities for Securities (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Sales proceeds	$0	$8,003
Gross gains on sales	$0	$7

SECURITIES_AVAILABLE_FOR_SALE_1

SECURITIES AVAILABLE FOR SALE - Additional Information (Detail) (USD $)	3 Months Ended
	Mar. 31, 2014
Schedule of Available-for-sale Securities [Line Items]	'
Impairment of investments	$0
Carrying value of securities that were pledged to secure public deposits, Federal home loan bank advances and other	$12,700,000

Summary_of_Loans_Detail

Summary of Loans (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total real estate loans	$175,346	$172,959	'	'
Commercial	21,650	21,379	'	'
Consumer	1,208	1,384	'	'
Total Loans	198,204	195,722	'	'
Deferred loan costs, net	243	229	'	'
Allowance for loan losses	-2,707	-2,500	-3,708	-3,032
Loans, net	195,740	193,451	'	'
Commercial	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total real estate loans	101,485	97,813	'	'
Construction	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total real estate loans	999	1,856	'	'
Residential	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total real estate loans	24,463	26,240	'	'
Home equity	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Total real estate loans	$48,399	$47,050	'	'

Loans_to_Related_Parties_Detai

Loans to Related Parties (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Beginning balance	$1,006
New loans including renewals	0
Payments including renewals	-91
Ending balance	$915

Allowance_for_Loans_Losses_Det

Allowance for Loans Losses (Detail) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	$2,500	$3,032	$3,032
Provision for loan losses	136	1,030	1,427
Charge-offs	-2	-366	-2,074
Recoveries	73	12	115
Ending balance	2,707	3,708	2,500
Ending balance: individually evaluated for impairment	138	1,424	72
Ending balance: collectively evaluated for impairment	2,569	2,284	2,428
Ending balance	198,204	199,598	195,722
Ending balance: individually evaluated for impairment	1,092	9,776	2,906
Ending balance: collectively evaluated for impairment	197,112	189,822	192,816
Commercial	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	483	621	621
Provision for loan losses	-16	-44	129
Charge-offs	0	0	-267
Recoveries	66	0	0
Ending balance	533	577	483
Ending balance: individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	533	577	483
Ending balance	21,650	24,890	21,379
Ending balance: individually evaluated for impairment	0	1,788	1,566
Ending balance: collectively evaluated for impairment	21,650	23,102	19,813
Commercial Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	1,336	1,386	1,386
Provision for loan losses	90	288	221
Charge-offs	0	-122	-357
Recoveries	6	8	86
Ending balance	1,432	1,560	1,336
Ending balance: individually evaluated for impairment	28	399	126
Ending balance: collectively evaluated for impairment	1,404	1,161	1,310
Ending balance	101,485	97,014	97,813
Ending balance: individually evaluated for impairment	437	3,586	437
Ending balance: collectively evaluated for impairment	101,048	93,428	97,376
Construction	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	44	53	53
Provision for loan losses	-31	-5	-9
Charge-offs	0	0	0
Recoveries	0	0	0
Ending balance	13	48	44
Ending balance: individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	13	48	44
Ending balance	999	3,233	1,856
Ending balance: individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	999	3,233	1,856
Consumer	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	41	21	21
Provision for loan losses	-23	2	34
Charge-offs	-2	-2	-15
Recoveries	0	2	1
Ending balance	16	23	41
Ending balance: individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	16	23	41
Ending balance	1,208	1,299	1,384
Ending balance: individually evaluated for impairment	0	0	0
Ending balance: collectively evaluated for impairment	1,208	1,299	1,384
Residential	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	266	305	305
Provision for loan losses	-13	501	773
Charge-offs	0	0	-835
Recoveries	1	2	23
Ending balance	254	808	266
Ending balance: individually evaluated for impairment	0	611	0
Ending balance: collectively evaluated for impairment	255	197	266
Ending balance	24,463	24,022	26,240
Ending balance: individually evaluated for impairment	0	3,013	398
Ending balance: collectively evaluated for impairment	24,463	21,009	25,842
HELOC	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	330	646	646
Provision for loan losses	129	288	279
Charge-offs	0	-242	-600
Recoveries	0	0	5
Ending balance	459	692	330
Ending balance: individually evaluated for impairment	110	414	46
Ending balance: collectively evaluated for impairment	348	278	284
Ending balance	48,399	49,140	47,050
Ending balance: individually evaluated for impairment	655	1,389	505
Ending balance: collectively evaluated for impairment	$47,744	$47,751	$46,545

Summary_of_Nonaccrual_Loans_by

Summary of Nonaccrual Loans by Class (Detail) (USD $)	Mar. 31, 2014	Mar. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans in nonaccrual status	$1,092	$942
Commercial	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans in nonaccrual status	437	437
Home equity	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans in nonaccrual status	$655	$505

Summary_of_Impaired_Loans_Deta

Summary of Impaired Loans (Detail) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Recorded Balance	'	'	'
Recorded Balance, With no related allowance recorded	$100	'	$2,130
Recorded Balance, With an allowance recorded	992	'	776
Recorded Balance, total	1,092	'	2,906
Unpaid Principal Balance	'	'	'
Unpaid Principal Balance, With no related allowance recorded	100	'	2,130
Unpaid Principal Balance, With an allowance recorded	1,367	'	1,208
Unpaid Principal Balance, total	1,467	'	3,338
Specific allowance for impairment of loans	'	'	'
Specific allowance, With no related allowance recorded	0	'	0
Specific allowance, With an allowance recorded	138	1,424	72
Total specific allowance	138	'	72
Average Investment in Impaired Loans	'	'	'
Average Investment in Impaired Loans, With no related allowance recorded	100	4,952	2,116
Average Investment in Impaired Loans, With an allowance recorded	1,367	5,083	1,230
Average Investment in Impaired Loans, total	1,467	10,035	3,346
Interest Income Recognized	'	'	'
Interest Income Recognized, With no related allowance recorded	0	33	83
Interest Income Recognized, With an allowance recorded	0	0	0
Interest Income Recognized, total	0	33	83
Commercial	'	'	'
Recorded Balance	'	'	'
Recorded Balance, With no related allowance recorded	0	'	'
Unpaid Principal Balance	'	'	'
Unpaid Principal Balance, With no related allowance recorded	0	'	'
Specific allowance for impairment of loans	'	'	'
Specific allowance, With no related allowance recorded	0	'	'
Specific allowance, With an allowance recorded	0	0	0
Average Investment in Impaired Loans	'	'	'
Average Investment in Impaired Loans, With no related allowance recorded	0	1,823	'
Interest Income Recognized	'	'	'
Interest Income Recognized, With no related allowance recorded	0	19	'
Commercial Real Estate	'	'	'
Recorded Balance	'	'	'
Recorded Balance, With no related allowance recorded	0	'	1,566
Recorded Balance, With an allowance recorded	437	'	437
Unpaid Principal Balance	'	'	'
Unpaid Principal Balance, With no related allowance recorded	0	'	1,566
Unpaid Principal Balance, With an allowance recorded	812	'	812
Specific allowance for impairment of loans	'	'	'
Specific allowance, With no related allowance recorded	0	'	0
Specific allowance, With an allowance recorded	28	399	126
Average Investment in Impaired Loans	'	'	'
Average Investment in Impaired Loans, With no related allowance recorded	0	1,898	1,549
Average Investment in Impaired Loans, With an allowance recorded	812	1,848	834
Interest Income Recognized	'	'	'
Interest Income Recognized, With no related allowance recorded	0	9	62
Interest Income Recognized, With an allowance recorded	0	0	0
Residential	'	'	'
Recorded Balance	'	'	'
Recorded Balance, With no related allowance recorded	0	'	398
Recorded Balance, With an allowance recorded	0	'	'
Unpaid Principal Balance	'	'	'
Unpaid Principal Balance, With no related allowance recorded	0	'	398
Unpaid Principal Balance, With an allowance recorded	0	'	'
Specific allowance for impairment of loans	'	'	'
Specific allowance, With no related allowance recorded	'	'	0
Specific allowance, With an allowance recorded	0	611	0
Average Investment in Impaired Loans	'	'	'
Average Investment in Impaired Loans, With no related allowance recorded	0	1,065	402
Average Investment in Impaired Loans, With an allowance recorded	0	2,009	'
Interest Income Recognized	'	'	'
Interest Income Recognized, With no related allowance recorded	0	5	21
Interest Income Recognized, With an allowance recorded	0	0	'
HELOC	'	'	'
Recorded Balance	'	'	'
Recorded Balance, With no related allowance recorded	100	'	166
Recorded Balance, With an allowance recorded	555	'	339
Unpaid Principal Balance	'	'	'
Unpaid Principal Balance, With no related allowance recorded	100	'	166
Unpaid Principal Balance, With an allowance recorded	555	'	396
Specific allowance for impairment of loans	'	'	'
Specific allowance, With no related allowance recorded	0	'	0
Specific allowance, With an allowance recorded	110	414	46
Average Investment in Impaired Loans	'	'	'
Average Investment in Impaired Loans, With no related allowance recorded	100	166	165
Average Investment in Impaired Loans, With an allowance recorded	555	1,226	396
Interest Income Recognized	'	'	'
Interest Income Recognized, With no related allowance recorded	0	0	0
Interest Income Recognized, With an allowance recorded	$0	$0	$0

Summary_of_Credit_Quality_Deta

Summary of Credit Quality (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	$198,204	$195,722
Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	999	1,856
Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	21,650	21,379
Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	101,485	97,813
Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	24,463	26,240
Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	48,399	47,050
Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	1,208	1,384
Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	194,312	187,733
Pass | Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	999	1,856
Pass | Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	21,583	19,536
Pass | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	98,344	93,679
Pass | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	24,463	24,763
Pass | Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	47,715	46,515
Pass | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	1,208	1,384
Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	2,272	4,950
Special Mention | Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Special Mention | Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	209
Special Mention | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	2,243	3,235
Special Mention | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	1,477
Special Mention | Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	29	29
Special Mention | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	1,620	3,039
Substandard | Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Substandard | Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	67	1,634
Substandard | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	898	899
Substandard | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Substandard | Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	655	506
Substandard | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Doubtful | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Construction	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Commercial	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Home equity	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	0	0
Loss | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivable	$0	$0

Summary_of_Past_Due_Aging_of_L

Summary of Past Due Aging of Loan Portfolio (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	$3,611	$1,232
60-89 Days Past Due	463	2,240
Greater Than 90 Days	1,001	735
Total Past Due	5,075	4,207
Current	193,129	191,515
Total Loans	198,204	195,722
Loans > 90 Days and Accruing	9	230
Construction	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days	0	0
Total Past Due	0	0
Current	999	1,856
Total Loans	999	1,856
Loans > 90 Days and Accruing	0	0
Commercial	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	0	100
60-89 Days Past Due	225	0
Greater Than 90 Days	0	0
Total Past Due	225	100
Current	21,425	21,279
Total Loans	21,650	21,379
Loans > 90 Days and Accruing	0	0
Residential mortgage	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	532	687
60-89 Days Past Due	0	1,342
Greater Than 90 Days	9	11
Total Past Due	541	2,040
Current	23,922	24,200
Total Loans	24,463	26,240
Loans > 90 Days and Accruing	9	11
Home equity	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	569	445
60-89 Days Past Due	200	328
Greater Than 90 Days	555	555
Total Past Due	1,324	1,328
Current	47,075	45,722
Total Loans	48,399	47,050
Loans > 90 Days and Accruing	0	50
Consumer	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	1
Greater Than 90 Days	0	1
Total Past Due	0	2
Current	1,208	1,382
Total Loans	1,208	1,384
Loans > 90 Days and Accruing	0	1
Commercial Real Estate	'	'
Notes Receivable By Class And Aging [Line Items]	'	'
30-59 Days Past Due	2,510	0
60-89 Days Past Due	38	569
Greater Than 90 Days	437	169
Total Past Due	2,985	737
Current	98,500	97,076
Total Loans	101,485	97,813
Loans > 90 Days and Accruing	$0	$168

TDRs_that_had_Payment_Defaults

TDRs that had Payment Defaults (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Count	0	5
Default Balance	$0	$4,649
Residential [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Count	0	3
Default Balance	0	1,936
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Count	0	2
Default Balance	$0	$2,713

LOANS_Additional_Information_D

LOANS - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Accrual of interest on mortgage and commercial loans if discontinued for maximum days	'90 days
Charge-off of unsecured open end loans	'180 days
Charge down to the net realizable value, other secured loans due	'120 days
Prior loss experience of company	'3 years
Default occurs when TDR due, transferred to non accrual status or other real estate owned within twelve months of restructuring	'90 days

Available_for_Sale_Securities_1

Available for Sale Securities Recorded at Fair Value (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	$93,347	$95,829
U.S. government agency debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	11,278	11,059
State and political subdivisions	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	16,279	16,367
U.S. government agency mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	58,017	60,065
Preferred stock	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	45	35
SBA securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	7,728	8,303
Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	45	35
Level 1 | U.S. government agency debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 1 | State and political subdivisions	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 1 | U.S. government agency mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 1 | Preferred stock	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	45	35
Level 1 | SBA securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	93,302	95,794
Level 2 | U.S. government agency debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	11,278	11,059
Level 2 | State and political subdivisions	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	16,279	16,367
Level 2 | U.S. government agency mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	58,017	60,065
Level 2 | Preferred stock	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 2 | SBA securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	7,728	8,303
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 3 | U.S. government agency debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 3 | State and political subdivisions	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 3 | U.S. government agency mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 3 | Preferred stock	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Level 3 | SBA securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	0	0
Fair Value, Recurring	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	95,829
Fair Value, Recurring | U.S. government agency debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	11,059
Fair Value, Recurring | State and political subdivisions	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	16,367
Fair Value, Recurring | U.S. government agency mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	60,065
Fair Value, Recurring | Preferred stock	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	35
Fair Value, Recurring | SBA securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	$8,303

Quantitative_Information_Unobs

Quantitative Information Unobservable Inputs (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans (collateral dependent)	1,091	2,906
Other real estate owned	2,094	2,269
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Valuation Technique	'Market comparable properties	'Market comparable properties
Unobservable Inputs	'Marketability discount	'Marketability discount
Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Valuation Technique	'Fair value appraisals	'Fair value appraisals
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans (collateral dependent)	1,091	2,906
Other real estate owned	2,094	2,269
Minimum | Level 3 | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Range	5.00%	5.00%
Maximum | Level 3 | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Range	30.00%	30.70%

Carrying_Amount_and_Estimated_

Carrying Amount and Estimated Fair Value of Financial Instruments (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets	'	'
Cash and cash equivalents	'	$29,553
Interest-bearing time deposits	'	945
Securities available for sale	93,347	95,829
Loans held for sale	'	804
Loans receivable, net	'	193,451
Federal Home Loan Bank stock	'	926
Interest receivable	'	884
Financial liabilities	'	'
Deposits	'	315,709
Federal Home Loan Bank advances	'	4,500
Subordinated debentures	'	3,609
Interest payable	'	169
Level 1	'	'
Financial assets	'	'
Securities available for sale	45	35
Level 2	'	'
Financial assets	'	'
Securities available for sale	93,302	95,794
Level 3	'	'
Financial assets	'	'
Securities available for sale	0	0
Carrying Value	'	'
Financial assets	'	'
Cash and cash equivalents	31,471	'
Interest-bearing time deposits	447	'
Securities available for sale	93,347	'
Loans held for sale	924	'
Loans receivable, net	195,740	'
Federal Home Loan Bank stock	926	'
Interest receivable	887	'
Financial liabilities	'	'
Deposits	315,783	'
Federal Home Loan Bank advances	4,500	'
Subordinated debentures	3,609	'
Interest payable	181	'
Fair Value | Level 1	'	'
Financial assets	'	'
Cash and cash equivalents	31,471	29,553
Interest-bearing time deposits	447	945
Securities available for sale	45	35
Loans held for sale	0	0
Loans receivable, net	0	0
Federal Home Loan Bank stock	0	0
Interest receivable	0	0
Financial liabilities	'	'
Deposits	0	0
Federal Home Loan Bank advances	0	0
Subordinated debentures	0	0
Interest payable	0	0
Fair Value | Level 2	'	'
Financial assets	'	'
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale	93,302	95,794
Loans held for sale	924	804
Loans receivable, net	0	0
Federal Home Loan Bank stock	926	926
Interest receivable	887	884
Financial liabilities	'	'
Deposits	302,481	303,199
Federal Home Loan Bank advances	4,556	4,478
Subordinated debentures	0	0
Interest payable	181	169
Fair Value | Level 3	'	'
Financial assets	'	'
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans receivable, net	196,711	193,864
Federal Home Loan Bank stock	0	0
Interest receivable	0	0
Financial liabilities	'	'
Deposits	0	0
Federal Home Loan Bank advances	0	0
Subordinated debentures	1,267	1,259
Interest payable	$0	$0