Carolina Bank (CLBH) 10-Q 12 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 11, 2015
Document Information [Line Items]
Entity Registrant Name	CAROLINA BANK HOLDINGS INC
Entity Central Index Key	1,127,160
Entity Filer Category	Smaller Reporting Company
Trading Symbol	CLBH
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,992,380
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 6,245	$ 7,942
Interest-bearing deposits with banks	25,343	38,232
Bank term deposits	14,106	14,106
Securities available-for-sale, at fair value	48,198	51,200
Securities held-to-maturity (fair values of $15,253 in 2015 and $15,945 in 2014)	15,068	15,644
Loans held for sale	70,897	39,780
Loans	461,000	472,189
Less allowance for loan losses	(5,795)	(6,520)
Net loans	455,205	465,669
Premises and equipment, net	18,916	18,311
Other real estate owned	5,352	5,610
Bank-owned life insurance	11,660	11,483
Other assets	12,695	11,286
Total assets	683,685	679,263
Deposits
Non-interest bearing demand	112,751	106,163
NOW, money market and savings	339,731	344,919
Time	140,237	143,816
Total deposits	592,719	594,898
Advances from the Federal Home Loan Bank	2,733	2,785
Securities sold under agreements to repurchase	63	176
Subordinated debentures	19,610	19,610
Other liabilities and accrued expenses	10,100	9,139
Total liabilities	$ 625,225	$ 626,608
Commitments - Note O
Stockholders' equity
Preferred stock, no par value, authorized 1,000,000 shares; Series A shares issued and outstanding 0 in 2015 and 10,994 in 2014	$ 0	$ 10,994
Common stock, $1 par value; authorized 20,000,000 shares; issued and outstanding 4,986,380 in 2015 and 3,434,680 in 2014	4,986	3,435
Additional paid-in capital	28,875	16,339
Retained earnings	23,702	20,748
Stock in directors' rabbi trust	(1,641)	(1,465)
Directors' deferred fees obligation	1,641	1,465
Accumulated other comprehensive income	897	1,139
Total stockholders’ equity	58,460	52,655
Total liabilities and stockholders’ equity	$ 683,685	$ 679,263

Consolidated Balance Sheets _Pa

Consolidated Balance Sheets [Parenthetical] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Securities held-to-maturity, Fair Value	$ 15,253	$ 15,945
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized	1,000,000	1,000,000
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	4,986,380	3,434,680
Common stock, shares outstanding	4,986,380	3,434,680
Series A Preferred Stock [Member]
Preferred stock, shares issued	0	10,994
Preferred stock, shares outstanding	0	10,994

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income
Loans	$ 6,025	$ 5,858	$ 12,017	$ 11,612
Investment securities, taxable	325	411	663	831
Investment securities, nontaxable	125	136	247	278
Interest from deposits in banks	65	49	126	109
Total interest income	6,540	6,454	13,053	12,830
Interest expense
NOW, money market, savings	237	240	476	476
Time deposits	287	407	599	825
Other borrowed funds	151	164	303	328
Total interest expense	675	811	1,378	1,629
Net interest income	5,865	5,643	11,675	11,201
Provision for loan losses	535	346	835	1,116
Net interest income after provision for loan losses	5,330	5,297	10,840	10,085
Non-interest income
Service charges	312	321	615	620
Mortgage banking income	3,721	1,954	6,628	3,287
Gain on sale of investment securities available-for-sale	0	94	27	143
Other	95	(29)	141	40
Total non-interest income	4,128	2,340	7,411	4,090
Non-interest expense
Salaries and benefits	4,582	4,016	8,900	7,851
Occupancy and equipment	759	793	1,535	1,554
Foreclosed property expense	155	58	24	163
Professional fees	454	546	903	1,004
Outside data processing	265	275	539	526
FDIC insurance	130	133	261	267
Advertising and promotion	160	173	353	494
Stationery, printing and supplies	147	141	298	278
Other	449	577	830	910
Total non-interest expense	7,101	6,712	13,643	13,047
Income before income taxes	2,357	925	4,608	1,128
Income tax expense	691	175	1,313	113
Net income	1,666	750	3,295	1,015
Dividends on preferred stock	94	247	341	438
Net income available to common stockholders	$ 1,572	$ 503	$ 2,954	$ 577
Net income per common share
Basic (in dollars per share)	$ 0.38	$ 0.15	$ 0.78	$ 0.17
Diluted (in dollars per share)	$ 0.32	$ 0.15	$ 0.70	$ 0.17

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income	$ 1,666	$ 750	$ 3,295	$ 1,015
Investment securities available-for-sale:
Unrealized holding gains (losses)	(515)	403	(340)	861
Tax effect	175	(137)	116	(293)
Reclassification of gains recognized in net income	0	(94)	(27)	(143)
Tax effect	0	32	9	49
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	(340)	204	(242)	474
Comprehensive income	$ 1,326	$ 954	$ 3,053	$ 1,489

Consolidated Statement of Stock

Consolidated Statement of Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Convertible Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Stock in Directors' Rabbi Trust [Member]	Directors' Deferred Fees Obligation [Member]	Accumulated Other Comprehensive Income [Member]
Balance at Dec. 31, 2013	$ 49,604	$ 10,994	$ 0	$ 3,429	$ 16,226	$ 18,336	$ (1,347)	$ 1,347	$ 619
Net income	1,015	0	0	0	0	1,015	0	0	0
Other comprehensive income (loss), net of tax	474	0	0	0	0	0	0	0	474
Directors' fees deferred less payment of deferred fees	0	0	0	0	0	0	(148)	148	0
Stock options exercised	24	0	0	3	21	0	0	0	0
Preferred stock dividends	(438)	0	0	0	0	(438)	0	0	0
Balance at Jun. 30, 2014	50,679	10,994	0	3,432	16,247	18,913	(1,495)	1,495	1,093
Balance at Dec. 31, 2014	52,655	10,994	0	3,435	16,339	20,748	(1,465)	1,465	1,139
Net income	3,295	0	0	0	0	3,295	0	0	0
Other comprehensive income (loss), net of tax	(242)	0	0	0	0	0	0	0	(242)
Directors' fees deferred less payment of deferred fees	0	0	0	0	0	0	(176)	176	0
Stock options exercised	18	0	0	2	16	0	0	0	0
Convertible preferred stock issued	14,069	0	14,069	0	0	0	0	0	0
Convertible preferred stock converted to common stock	0	0	(14,069)	1,549	12,520	0	0	0	0
Preferred stock retired	(10,994)	(10,994)	0	0	0	0	0	0	0
Preferred stock dividends	(341)	0	0	0	0	(341)	0	0	0
Balance at Jun. 30, 2015	$ 58,460	$ 0	$ 0	$ 4,986	$ 28,875	$ 23,702	$ (1,641)	$ 1,641	$ 897

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities
Net income	$ 3,295	$ 1,015
Adjustments to reconcile net income to net cash provided by (used for) operating activities
Provision for loan losses	835	1,116
Depreciation	412	440
Increase in cash surrender value of bank-owned life insurance	(177)	(175)
Deferred income taxes	290	106
Amortization, net of accretion	56	56
Capitalized interest on fixed asset construction	(26)	0
Increase in fair value of loans held for sale	(556)	(260)
Gain on sale of other real estate owned	(183)	(37)
Gain on sale of investments	(27)	(143)
Gain on sale of loans held for sale	(5,537)	(3,099)
Impairment of other real estate owned	173	115
Proceeds from sale of loans held for sale	353,044	231,007
Originations of loans held for sale	(378,068)	(248,567)
Increase in interest rate lock commitments	(613)	0
Increase in other assets	(941)	(1,475)
Increase in other liabilities and accrued expenses	1,065	598
Net cash used for operating activities	(26,958)	(19,303)
Cash flows from investing activities
Increase in bank term deposits	0	(747)
Purchases of investment securities available-for-sale	(595)	(5,171)
Purchases of investment securities held-to-maturity	0	(2,015)
Maturities and calls of securities available-for-sale	979	1,905
Maturities and calls of securities held-to-maturity	176	191
Repayments from mortgage-backed securities available-for-sale	992	1,579
Repayments from mortgage-backed securities held-to-maturity	335	307
Net (increase) decrease in loans	9,081	(25,694)
Proceeds from sales of investment securities	1,295	4,218
Purchases of premises and equipment	(991)	(534)
Proceeds from sales of other real estate owned	816	1,319
Net cash provided by (used for) investing activities	12,088	(24,642)
Cash flows from financing activities
Net decrease in deposits	(2,179)	(1,784)
Net proceeds from issuance of preferred stock converted to common stock	14,069	0
Repurchase of preferred stock	(10,994)	0
Net increase (decrease) in Federal Home Loan Advances	(52)	9,950
Decrease in securities sold under agreements to repurchase	(113)	(2,538)
Proceeds from exercise of stock options	18	24
Dividends paid	(465)	(384)
Net cash provided by financing activities	284	5,268
Net decrease in cash and cash equivalents	(14,586)	(38,677)
Cash and cash equivalents at beginning of period	46,174	64,896
Cash and cash equivalents at end of period	31,588	26,219
Supplemental disclosure of cash flow information
Cash paid during the period for interest	1,424	1,616
Cash paid during the period for income taxes	1,334	4
Supplemental disclosure of non-cash transactions
Transfer of loans to other real estate owned	548	3,499
Change in unrealized gains on securities available-for-sale, net of tax	$ (242)	$ 474

Summary

Summary	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations [Text Block]	Note A – Summary Carolina Bank Holdings, Inc. (the “Holding Company”) is a North Carolina corporation organized in 2000. In August 2000 pursuant to the plan of exchange approved by the shareholders of Carolina Bank (the “Bank”), all of the outstanding shares of common stock of the Bank were exchanged for shares of common stock of the Holding Company. The Holding Company presently has no employees. The Bank was incorporated in August 1996, and began banking operations in November 1996. It is engaged in lending and deposit gathering activities in Guilford, Alamance, Randolph and Forsyth counties of North Carolina and operates under the laws of North Carolina, the Rules and Regulations of the Federal Deposit Insurance Corporation and the North Carolina Commissioner of Banks. The Bank has three locations in Greensboro, two offices in Winston-Salem and an office in Asheboro, Burlington and High Point. The Bank opened its second office in Winston-Salem in August 2015 which had been under construction during 2014 and 2015. One of the Greensboro branches closed on July 31, 2015 due to an expiring lease in December of 2015. All banking offices are in the Piedmont Triad region of North Carolina. A wholesale mortgage banking division is located at the Greensboro corporate headquarters, and mortgage loan production offices are located in Burlington, Chapel Hill, Pinehurst, and Sanford. The Holding Company files periodic reports with the Securities and Exchange Commission and is also subject to regulation by the Federal Reserve Board.

Consolidation

Consolidation	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note B – Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. The Bank also owns two limited liability companies for the purpose of holding foreclosed real estate, the assets and operations of which are consolidated into the Bank and included herein. All significant inter-company and intra-company transactions and balances have been eliminated.

Basis of presentation

Basis of presentation	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Business Description and Basis of Presentation [Text Block]	Note C – Basis of presentation In management’s opinion, the financial information, which is unaudited, reflects all adjustments (consisting solely of normal recurring adjustments) necessary for a fair presentation of the financial information as of and for the three and six months ended June 30, 2015 and 2014, in conformity with accounting principles generally accepted in the United States of America. Operating results for the three and six months ended June 30, 2015 and 2014 are not necessarily indicative of the results that may be expected for future annual periods. The Company’s financial statements are presented in accordance with Accounting Standards Codification (“ASC”) Topic 105, “ The FASB Accounting Standards Codification and The Hierarchy of Generally Accepted Accounting Principles The organization and business of the Company, accounting policies followed, and other information are contained in the notes to the financial statements of the Company as of and for the years ended December 31, 2014 and 2013, filed with the Securities and Exchange Commission as part of the Company’s annual report on Form 10-K. These financial statements should be read in conjunction with the annual financial statements.

Use of estimates

Use of estimates	6 Months Ended
	Jun. 30, 2015
Use Of Estimates [Abstract]
Use Of Estimates [Text Block]	Note D - Use of estimates The financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the valuation of other real estate owned.

Stock compensation plans

Stock compensation plans	6 Months Ended
	Jun. 30, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note E - Stock compensation plans The Company’s shareholders approved the 2009 Omnibus Stock Ownership and Long Term Incentive Plan (“Omnibus Plan”) in 2009 to replace three expired stock option plans, a nonqualified plan for directors (Director Plan) and two incentive stock option plans for management and employees (Employee Plans). The Omnibus Plan provides for the grant of incentive stock options, non-qualified stock options, restricted stock, long-term incentive compensation units and stock appreciation rights to employees and directors. An aggregate of 500,000 490,000 There were no stock option grants in the first six months of 2015 or 2014. There was no compensation expense in the six months ended June 30, 2015 or 2014 related to stock options. At June 30, 2015, there was no unrecognized compensation cost related to unvested share-based compensation. As a result of the exercise of stock options, 1,700

Earnings per common share

Earnings per common share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note F - Earnings per common share Earnings per common share has been determined on a basic basis and a diluted basis which considers potential stock issuances. For the three and six months ended June 30, 2015 and 2014, basic earnings per common share has been computed based upon the weighted average common shares outstanding. The only potential issuances of Company stock are stock options granted to various officers of the Bank. Convertible preferred stock, which was sold in a private placement offering on March 31, 2015, was converted to 1,550,000 1,550,000 Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 (in thousands, except per share data) Net income available to common stockholders $ 1,572 $ 503 $ 2,954 $ 577 Weighted average outstanding shares - basic 4,099 3,430 3,769 3,430 Dilutive effect of stock options and convertible preferred stock 890 4 456 4 Weighted average shares - diluted 4,989 3,434 4,225 3,434 Diluted net income per share $ 0.32 $ 0.15 $ 0.70 $ 0.17 For the three months ended June 30, 2015 and 2014, there were stock options covering 26,570 70,620

Preferred stock and convertible

Preferred stock and convertible preferred stock	6 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Preferred Stock [Text Block]	Note G – Preferred stock and convertible preferred stock In December 2008, the shareholders of the Company approved an amendment to the Articles of Incorporation authorizing the issuance of up to 1,000,000 16,000 16 357,675 6.71 1,841,000 1,841,000 5 9 The U.S. Treasury sold its holding of $ 16 1.8 5,006 10,994 On March 31, 2015, the Company issued 15,500 975 14,069,000 1,044,000 15,500 1,550,000

Subordinated debentures

Subordinated debentures	6 Months Ended
	Jun. 30, 2015
Subordinated Borrowings [Abstract]
Subordinated Borrowings Disclosure [Text Block]	Note H – Subordinated debentures In December 2004, the Company issued $10,310,000 of unsecured junior subordinated debentures which accrue and pay interest quarterly at three month LIBOR plus 2% per annum Consolidated Variable Interest Entities 10 January 7, 2035 In August and September of 2008, Carolina Bank issued $9,300,000 of unsecured junior subordinated notes to outside investors which accrue and pay interest quarterly at three month LIBOR plus 4% per annum. September 30, 2018 September 30, 2013 373,000

Operating segments

Operating segments	6 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Segment Reporting Disclosure [Text Block]	Note I – Operating segments The Company is considered to have three principal business segments in 2015 and 2014, the Commercial/Retail Bank, the Mortgage Banking Division, and the Holding Company. The Mortgage Banking Division began originating home mortgage loans through third parties and selling these loans to investors in late 2007. A retail mortgage operation was added to the mortgage banking division in July 2010. Three months ended June 30, 2015 Three months ended June 30, 2014 Commercial/ Mortgage Commercial/ Mortgage Retail Banking Holding Retail Banking Holding Bank Division Company Total Bank Division Company Total (in thousands) (in thousands) Interest income $ 5,981 $ 557 $ 2 $ 6,540 $ 6,063 $ 390 $ 1 $ 6,454 Interest expense 59 557 59 675 368 385 58 811 Net interest income (loss) 5,922 - (57) 5,865 5,695 5 (57) 5,643 Provision for loan losses 535 - - 535 346 - - 346 Net interest income (loss) after provision for loan losses 5,387 - (57) 5,330 5,349 5 (57) 5,297 Non-interest income 407 3,721 - 4,128 418 1,922 - 2,340 Non-interest expense 4,373 2,657 71 7,101 4,443 2,223 46 6,712 Income (loss) before income taxes 1,421 1,064 (128) 2,357 1,324 (296) (103) 925 Income tax (benefit) expense 320 415 (44) 691 323 (113) (35) 175 Net income (loss) $ 1,101 $ 649 $ (84) $ 1,666 $ 1,001 $ (183) $ (68) $ 750 Six months ended June 30, 2015 Six months ended June 30, 2014 Commercial/ Mortgage Commercial/ Mortgage Retail Banking Holding Retail Banking Holding Bank Division Company Total Bank Division Company Total (in thousands) (in thousands) Interest income $ 12,079 $ 970 $ 4 $ 13,053 $ 12,226 $ 601 $ 3 $ 12,830 Interest expense 291 970 117 1,378 914 599 116 1,629 Net interest income (loss) 11,788 - (113) 11,675 11,312 2 (113) 11,201 Provision for loan losses 835 - - 835 1,116 - - 1,116 Net interest income (loss) after provision for loan losses 10,953 - (113) 10,840 10,196 2 (113) 10,085 Non-interest income 783 6,628 - 7,411 805 3,285 - 4,090 Non-interest expense 8,650 4,889 104 13,643 8,692 4,280 75 13,047 Income (loss) before income taxes 3,086 1,739 (217) 4,608 2,309 (993) (188) 1,128 Income tax (benefit) expense 736 651 (74) 1,313 552 (375) (64) 113 Net income (loss) $ 2,350 $ 1,088 $ (143) $ 3,295 $ 1,757 $ (618) $ (124) $ 1,015 Total assets $ 610,520 $ 72,756 $ 409 $ 683,685 $ 618,455 $ 50,263 $ 444 $ 669,162 Net loans 455,205 70,897 - 526,102 457,503 49,301 - 506,804 Equity 2,350 1,088 55,022 58,460 1,757 (618) 49,540 50,679 The mortgage banking division experienced strong growth in originations from 2007 through 2012 due to low interest rates and due to the purchase of a retail loan production office in July of 2010. Origination of home mortgage loans has been volatile over the past few years and is dependent on a number of factors including the level of interest rates, general economic conditions, real estate values, and underwriting criteria to qualify borrowers. Mortgage loan originations were $ 378.1 248.6 572.7 53,000 39,000 96,000 71,000 1,494,000 1,440,000 1,094,000 2,468,000

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note J - Securities Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) June 30, 2015 Available-for-sale Municipal securities $ 17,472 $ 620 $ 62 $ 18,030 FNMA, FHLMC, and GNMA mortgage-backed securities 17,668 563 - 18,231 Corporate securities 9,863 117 7 9,973 Asset-backed securities 1,794 103 - 1,897 Unrestricted stock 42 25 - 67 $ 46,839 $ 1,428 $ 69 $ 48,198 Held-to-maturity Municipal securities $ 7,543 $ 148 $ 23 $ 7,668 FNMA mortgage-backed securities 5,608 22 34 5,596 Asset-backed securities 1,917 72 - 1,989 $ 15,068 $ 242 $ 57 $ 15,253 December 31, 2014 Available-for-sale Municipal securities $ 19,093 $ 831 $ 28 $ 19,896 FNMA, FHLMC, and GNMA mortgage-backed securities 18,670 682 - 19,352 Corporate securities 9,822 149 7 9,964 Asset-backed securities 1,847 83 - 1,930 Unrestricted stock 42 16 - 58 $ 49,474 $ 1,761 $ 35 $ 51,200 Held-to-maturity Municipal securities $ 7,722 $ 198 $ 22 $ 7,898 FNMA mortgage-backed securities 5,945 38 - 5,983 Asset-backed securities 1,977 87 - 2,064 $ 15,644 $ 323 $ 22 $ 15,945 Bullet Securities Declining Balance Securities Total Estimated Estimated Estimated Amortized Fair Amortized Fair Amortized Fair Cost Value Cost Value Cost Value (in thousands) Available-for-sale Due in one year or less $ 998 $ 1,000 $ - $ - $ 998 $ 1,000 Due from one to five years 8,428 8,601 2,666 2,719 11,094 11,320 Due from five to ten years 9,677 9,992 4,922 5,214 14,599 15,206 Over ten years 8,232 8,409 11,874 12,196 20,106 20,605 $ 27,335 $ 28,002 $ 19,462 $ 20,129 $ 46,797 $ 48,131 Held-to-maturity Due in one year or less $ - $ - $ - $ - $ - $ - Due from one to five years - - - - - - Due from five to ten years 2,449 2,484 - - 2,449 2,484 Over ten years 5,094 5,184 7,525 7,585 12,619 12,769 $ 7,543 $ 7,668 $ 7,525 $ 7,585 $ 15,068 $ 15,253 The Company sold two municipal securities with a total book value of $ 1,268,000 27,000 Securities with a carrying value of approximately $ 19,822,000 25,327,000 Management evaluates securities for other-than-temporary impairment at least quarterly. Consideration is given to the length of time and the extent to which the fair values have been less than amortized cost, the financial condition and near-term prospects of the security issuers, and the intent and ability to retain impaired investments for a period to allow recovery in fair value. At June 30, 2015, five municipal securities with $5,568,000 in total fair value, one FNMA mortgage-backed security with $4,122,000 in fair value, and one corporate debt security with $973,000 in fair value had total unrealized losses of $ 126 Less Than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized Securities Value Losses Securities Value Losses Securities Value Losses (dollars in thousands) June 30, 2015: Municipal securities 4 $ 5,326 $ 77 1 $ 242 $ 8 5 $ 5,568 $ 85 FNMA, FHLMC, GNMA mortgage-backed securities 1 4,122 34 - - - 1 4,122 34 Corporate securities - - - 1 973 7 1 973 7 Total 5 $ 9,448 $ 111 2 $ 1,215 $ 15 7 $ 10,663 $ 126 December 31, 2014: Municipal securities 1 $ 1,469 $ 22 5 $ 4,977 $ 28 6 $ 6,446 $ 50 Corporate securities - - - 1 972 7 1 972 7 1 $ 1,469 $ 22 6 $ 5,949 $ 35 7 $ 7,418 $ 57

Loans and allowance for loan lo

Loans and allowance for loan losses	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note K - Loans and allowance for loan losses Construction & Commercial Home Equity Residential Commercial Consumer Development Real Estate Lines Real Estate & Industrial & Other Unallocated Total (in thousands) Allowance for loan losses: 2015 Beginning of year balance $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Provision for loan losses (609) 1,733 (254) 257 (104) (1) (187) 835 Charge-offs - (1,867) (104) (110) (117) (4) - (2,202) Recoveries - 346 4 16 267 9 - 642 Balance at June 30, $ 886 $ 2,356 $ 412 $ 646 $ 1,459 $ 32 $ 4 $ 5,795 2014 Beginning of year balance $ 1,459 $ 2,564 $ 580 $ 472 $ 2,562 $ 17 $ 9 $ 7,663 Provision for loan losses 26 282 427 39 382 98 182 1,436 Charge-offs (22) (1,050) (244) (147) (1,913) (109) - (3,485) Recoveries 32 348 3 119 382 22 - 906 Balance at December 31, $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Balances at June 30, 2015 Allowance for loan losses: Balance at June 30, $ 886 $ 2,356 $ 412 $ 646 $ 1,459 $ 32 $ 4 $ 5,795 Ending balance individually evaluated for impairment $ - $ 307 $ 5 $ 247 $ 18 $ - $ - $ 577 Ending balance collectively evaluated for impairment $ 886 $ 2,049 $ 407 $ 399 $ 1,441 $ 32 $ 4 $ 5,218 Loans Outstanding: Balance at June 30, $ 72,730 $ 195,177 $ 72,179 $ 54,188 $ 64,401 $ 2,325 $ - $ 461,000 Ending balance individually evaluated for impairment $ 643 $ 15,674 $ 380 $ 5,078 $ 1,170 $ - $ - $ 22,945 Ending balance collectively evaluated for impairment $ 72,087 $ 179,503 $ 71,799 $ 49,110 $ 63,231 $ 2,325 $ - $ 438,055 Balances at December 31, 2014 Allowance for loan losses: Balance at December 31, $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Ending balance individually evaluated for impairment $ - $ 357 $ 127 $ 216 $ 22 $ - $ - $ 722 Ending balance collectively evaluated for impairment $ 1,495 $ 1,787 $ 639 $ 267 $ 1,391 $ 28 $ 191 $ 5,798 Loans Outstanding: Balance at December 31, $ 75,869 $ 215,280 $ 71,006 $ 51,902 $ 54,359 $ 3,773 $ - $ 472,189 Ending balance individually evaluated for impairment $ 1,056 $ 10,848 $ 614 $ 5,520 $ 522 $ - $ - $ 18,560 Ending balance collectively evaluated for impairment $ 74,813 $ 204,432 $ 70,392 $ 46,382 $ 53,837 $ 3,773 $ - $ 453,629 A loan is past due when the borrower has not made a payment by the contractual due date. The following table presents the carrying value of loans that are past due thirty days or more. Loans which are ninety days or more past due are generally on non-accrual status, at which time all accrued interest is removed from interest income. Loans Past Number of Days Past Due Due 90 Days 90 Days Total Total or More 30-59 Days 60-89 Days or More Past Due Current Loans & Accruing (in thousands) At June 30, 2015 Real Estate Loans: Construction & development $ - $ - $ 598 $ 598 $ 72,132 $ 72,730 $ - Commercial real estate - 318 8,273 8,591 186,586 195,177 - Home equity lines 25 - 252 277 71,902 72,179 - Residential real estate - 157 1,805 1,962 52,226 54,188 - Total real estate 25 475 10,928 11,428 382,846 394,274 - Commercial & industrial - - 788 788 63,613 64,401 - Consumer & other - - - - 2,325 2,325 - Total loans $ 25 $ 475 $ 11,716 $ 12,216 $ 448,784 $ 461,000 $ - At December 31, 2014 Real Estate Loans: Construction & development $ - $ - $ 990 $ 990 $ 74,879 $ 75,869 $ - Commercial real estate - - 3,107 3,107 212,173 215,280 - Home equity lines - - 355 355 70,651 71,006 - Residential real estate 622 38 1,923 2,583 49,319 51,902 - Total real estate 622 38 6,375 7,035 407,022 414,057 - Commercial & industrial - 70 83 153 54,206 54,359 - Consumer & other 25 - - 25 3,748 3,773 - Total loans $ 647 $ 108 $ 6,458 $ 7,213 $ 464,976 $ 472,189 $ - Loans are determined to be impaired when, based on current information and events, it is probable that all amounts will not be collected when due according to the contractual terms of the original loan agreement. At June 30, 2015 and December 31, 2014, the total recorded investment in impaired loans amounted to approximately $ 22,945 18,560 11,716,000 6,458,000 Impaired Loans At end of period For Period Ended Unpaid Related Average Interest Recorded Principal Loan Loss Recorded Income Investment Balance Allowance Investment Recognized (in thousands) June 30, 2015 With no related allowance recorded Real Estate Loans: Construction & development $ 643 $ 643 $ - $ 791 $ 1 Commercial real estate 10,767 14,722 - 15,898 305 Home equity lines 201 362 - 363 8 Residential real estate 3,401 3,577 - 3,609 89 Total real estate 15,012 19,304 - 20,661 403 Commercial & industrial 788 794 - 796 10 Consumer & other - - - - - Total loans 15,800 20,098 - 21,457 413 With an allowance recorded Real Estate Loans: Construction & development - - - - - Commercial real estate 4,907 5,135 307 5,175 139 Home equity lines 179 245 5 245 10 Residential real estate 1,677 1,759 247 1,778 47 Total real estate 6,763 7,139 559 7,198 196 Commercial & industrial 382 382 18 393 10 Consumer & other - - - - - Total loans 7,145 7,521 577 7,591 206 Total impaired loans $ 22,945 $ 27,619 $ 577 $ 29,048 $ 619 December 31, 2014 With no related allowance recorded Real Estate Loans: Construction & development $ 1,056 $ 1,056 $ - $ 875 $ 6 Commercial real estate 5,300 7,980 - 8,133 386 Home equity lines 320 527 - 528 20 Residential real estate 3,685 3,914 - 3,964 145 Total real estate 10,361 13,477 - 13,500 557 Commercial & industrial 116 1,110 - 1,640 1 Consumer & other - - - - - Total loans 10,477 14,587 - 15,140 558 With an allowance recorded Real Estate Loans: Construction & development - - - - - Commercial real estate 5,548 5,943 357 6,026 288 Home equity lines 294 350 127 351 17 Residential real estate 1,835 1,911 216 1,998 217 Total real estate 7,677 8,204 700 8,375 522 Commercial & industrial 406 417 22 447 22 Consumer & other - - - - - Total loans 8,083 8,621 722 8,822 544 Total impaired loans $ 18,560 $ 23,208 $ 722 $ 23,962 $ 1,102 Loans that are past due 90 days or more or where there is serious doubt as to collectability are placed on non-accrual status. Non-accrual loans are not returned to accrual status unless principal and interest are current and borrowers have demonstrated the ability to make contractual payments. Accrued interest is reversed through a charge to income when loans are placed on non-accrual and future payments on non-accrual loans are generally applied to principal. June 30, December 31, 2015 2014 (in thousands) Real Estate Loans: Construction & development $ 598 $ 990 Commercial real estate 8,273 3,107 Home equity lines 252 355 Residential real estate 1,805 1,923 Total real estate 10,928 6,375 Commercial & industrial 788 83 Consumer & other - - Total loans $ 11,716 $ 6,458 Loans are graded according to an internal loan rating classification system when originated. Loan grades are periodically reevaluated during servicing, internal loan reviews, and external loan reviews. The general categories of the internal loan rating classification are: · Pass - Acceptable loans · Special Mention - Loans with potential identified weaknesses in administration or servicing. · Classified - Adversely classified loans with identified weaknesses, and potential or identified losses of principal and/or interest due. At June 30, 2015 Pass Special Mention Classified TOTAL (in thousands) Real Estate Loans: Construction & development $ 72,009 $ 45 $ 676 $ 72,730 Commercial real estate 177,034 5,525 12,618 195,177 Home equity lines 71,258 117 804 72,179 Residential real estate 48,828 1,724 3,636 54,188 Total real estate 369,129 7,411 17,734 394,274 Commercial & industrial 60,356 3,257 788 64,401 Consumer & other 2,325 - - 2,325 Total loans $ 431,810 $ 10,668 $ 18,522 $ 461,000 At December 31, 2014 Pass Special Mention Classified TOTAL (in thousands) Real Estate Loans: Construction & development $ 74,813 $ 66 $ 990 $ 75,869 Commercial real estate 194,767 12,965 7,548 215,280 Home equity lines 69,937 40 1,029 71,006 Residential real estate 45,310 2,723 3,869 51,902 Total real estate 384,827 15,794 13,436 414,057 Commercial & industrial 53,449 817 93 54,359 Consumer & other 3,773 - - 3,773 Total loans $ 442,049 $ 16,611 $ 13,529 $ 472,189 During 2015 and 2014, the Company restructured certain loans to improve the likelihood that the loans would be repaid in full under the modified terms in accordance with reasonable repayment schedules. Management evaluates each of these loans in accordance with generally accepted accounting principles to determine whether they should be reported as troubled debt restructurings. The Company offers a variety of modifications to borrowers. The modification categories offered can generally be described in the following categories: · Rate Modification - A modification in which the interest rate is changed. · Term Modification - A modification in which the maturity date, timing of payments, or frequency of payments is changed. · Interest Only Modification – A modification in which the loan is converted to interest only payments for a period of time. · Payment Modification – A modification in which the dollar amount of the payment is changed, other than an interest only modification described above. · Combination Modification – Any other type of modification, including the use of multiple categories above. There were no available commitments for troubled debt restructurings outstanding at June 30, 2015. Troubled Debt Restructurings June 30, 2015 Non-Accrual Total Accrual Status Status Modifications # Amount # Amount # Amount ($ in thousands) Real Estate Loans: Construction & development 1 $ 45 2 $ 598 3 $ 643 Commercial real estate 11 7,114 3 2,074 14 9,188 Home equity lines 0 - 0 - 0 - Residential real estate 10 1,909 4 886 14 2,795 Total real estate 22 9,068 9 3,558 31 12,626 Commercial & industrial 1 382 0 - 1 382 Consumer & other 0 - 0 - 0 - Total loans 23 $ 9,450 9 $ 3,558 32 $ 13,008 December 31, 2014 Non-Accrual Total Accrual Status Status Modifications # Amount # Amount # Amount ($ in thousands) Real Estate Loans: Construction & development 1 $ 66 4 $ 990 5 $ 1,056 Commercial real estate 12 7,360 4 2,339 16 9,699 Home equity lines 0 - 0 - 0 - Residential real estate 10 1,943 5 920 15 2,863 Total real estate 23 9,369 13 4,249 36 13,618 Commercial & industrial 2 405 1 5 3 410 Consumer & other 0 - 0 - 0 - Total loans 25 $ 9,774 14 $ 4,254 39 $ 14,028 The Bank’s policy is that loans placed on non-accrual will typically remain on non-accrual status until all principal and interest payments are brought current and the prospect for future payment in accordance with the loan agreement appears relatively certain. The Bank’s policy generally refers to six months of payment performance as sufficient to warrant a return to accrual status. Troubled debt restructurings are classified as impaired loans when modified, and fair value calculations are performed to determine the specific reserves required in the allowance for loan losses related to these loans. Troubled debt restructurings can be removed from such status and returned to non-impaired status in years subsequent to restructure if the interest rate charged at restructure was greater than or equal to the rate charged for a new extension of credit with comparable risk and if the loan is performing and there is no available information to indicate that performance will not continue. The following tables present newly restructured loans that occurred during the three months ended June 30, 2015 and 2014, respectively: New Troubled Debt Restructurings Three Months Ended June 30, 2015 Rate Term Payment Combination Total Modifications Modifications Modifications Modifications Modifications # Amount # Amount # Amount # Amount # Amount ($ in thousands) Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Total real estate 0 - 0 - 0 - 1 - 1 - Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Post-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Total real estate 0 - 0 - 0 - 1 293 1 293 Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Three Months Ended June 30, 2014 Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 411 0 $ - 0 $ - 1 $ 411 Total real estate 0 - 1 411 0 - 0 - 1 411 Commercial & industrial 0 - 0 - 1 850 0 - 1 850 Total loans 0 $ - 1 $ 411 1 $ 850 0 $ - 2 $ 1,261 Post-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 409 0 $ - 0 $ - 1 $ 409 Total real estate 0 - 1 409 0 - 0 - 1 409 Commercial & industrial 0 - 0 - 1 842 0 - 1 842 Total loans 0 $ - 1 $ 409 1 $ 842 0 $ - 2 $ 1,251 The following tables present newly restructured loans that occurred during the six months ended June 30, 2015 and 2014, respectively: New Troubled Debt Restructurings Six Months Ended June 30, 2015 Rate Term Payment Combination Total Modifications Modifications Modifications Modifications Modifications # Amount # Amount # Amount # Amount # Amount ($ in thousands) Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Total real estate 0 - 0 - 0 - 1 - 1 - Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Post-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Total real estate 0 - 0 - 0 - 1 293 1 293 Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Six Months Ended June 30, 2014 Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 411 0 $ - 0 $ - 1 $ 411 Total real estate 0 - 1 411 0 - 0 - 1 411 Commercial & industrial 0 - 0 - 1 850 0 - 1 850 Total loans 0 $ - 1 $ 411 1 $ 850 0 $ - 2 $ 1,261 Post-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 409 0 $ - 0 $ - 1 $ 409 Total real estate 0 - 1 409 0 - 0 - 1 409 Commercial & industrial 0 - 0 - 1 842 0 - 1 842 Total loans 0 $ - 1 $ 409 1 $ 842 0 $ - 2 $ 1,251 There were no troubled debt restructurings with a payment default, with the payment default occurring within 12 months of the restructure date, and the payment default occurring during the six months ended June 30, 2015 and 2014. Troubled debt restructuring defaults can result in a higher allowance for loan losses and a corresponding higher provision for loan losses because defaults generally negatively impact the timing of and expected collections from these impaired loans. Impaired loans, which include troubled debt restructurings, are evaluated for specific additions to the allowance for loan losses by subtracting the recorded investment in these impaired loans from their fair values. Fair value is generally determined by the present value of future cash flows, collateral value, or liquidation value. Defaults generally reduce the present value of the future cash flows and can negatively impact the collateral values if declining real estate values are impacting the sale of collateral. Loans secured by one to four family residential properties with unpaid principal balances of $ 574,000

Fair value measurements

Fair value measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value, Measurement Inputs, Disclosure [Text Block]	Note L – Fair value measurements The Company has adopted the accounting standards within FASB Accounting Standards Codification (ASC) 820 “ Fair Value Measurements and Disclosures When measuring fair value, valuation techniques should be appropriate in the circumstances and consistently applied. A hierarchy is used to prioritize valuation inputs into the following three levels to determine fair value: Level 1 – quoted prices (unadjusted) in active markets for identical assets or liabilities. Level 2 – observable inputs other than the quoted prices included in Level 1. Level 3 – unobservable inputs. Fair Value on a Recurring Basis. The Company measures certain assets at fair value on a recurring basis and the following is a general description of the methods used to value such assets. Investment Securities Available-for-Sale Investment securities available-for-sale are recorded at fair value. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities and certain corporate bonds that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and most corporate debt securities. Securities classified as Level 3 include asset-backed securities and corporate debt securities in less liquid markets. Loans Held for Sale The Company opted to account for loans held for sale at fair value which is measured based on what secondary markets are currently offering for portfolios with similar characteristics or based on sales commitments actually made to investors. As such, the Company classifies loans subject to recurring fair value adjustments as Level 2 valuation. Interest Rate Lock Commitments The mortgage banking division of the Company sells its residential mortgage loans held for sale on a forward best efforts basis at a fixed price or on a mandatory basis by entering into forward sale mortgage-backed securities transactions at approximately the same time that fixed rate commitments are given to borrowers. The value of the estimated interest rate lock commitments given to borrowers were marked to market through the income statement during 2015. The significant unobservable input used in the Level 3 fair value measurement of the Company’s Interest Rate Lock Commitments (IRLCs) on loans held for sale is the closing ratio, which represents the percentage of loans currently in a lock position which management estimates will ultimately close. The closing ratio is largely dependent on loan processing stages and the change in prevailing interest rates from the time of the rate lock. The closing ratio is computed by management using historical data. The fair value of interest rate lock commitments is based on servicing rate premium, origination income net of origination costs, fall out rates and changes in loan pricing due to delays in meeting commitment closing dates. The Company classifies interest rate lock commitments as Level 3. Gain or loss on interest rate lock commitments for the period is included in mortgage banking income of non-interest income on the Consolidated Statements of Income. The mortgage banking division resumed reporting IRLCs in 2015 after having suspended recognition in 2014 due to immateriality. Interest Rate Lock Commitments Level 3 Fair Value Fair Value (in thousands) Balance, December 31, 2014 and 2013 $ - $ - Gains, net of losses, included in other income 613 - Transfers in and out - - Balance, June 30, 2015 and 2014 $ 613 $ - Assets measured at fair value on a recurring basis at June 30, 2015 and December 31, 2014 are summarized below: Assets Measured at Fair Value Measured Using Description Fair Value Level 1 Level 2 Level 3 (in thousands) At June 30, 2015: Securities available-for-sale: Municipal securities $ 18,030 $ - $ 18,030 $ - Mortgage-backed securities 18,231 - 18,231 - Corporate securities 9,973 - 9,973 - Asset backed securities 1,897 - 1,897 - Unrestricted stock 67 67 - - Total available-for-sale securities 48,198 67 48,131 - Loans held for sale 70,897 - 70,897 - Interest rate lock commitments 613 - - 613 Total $ 119,708 $ 67 $ 119,028 $ 613 At December 31, 2014: Securities available-for-sale: Municipal securities $ 19,896 $ - $ 19,896 $ - Mortgage-backed securities 19,352 - 19,352 - Corporate securities 9,964 - 9,964 - Asset-backed securities 1,930 - 1,930 - Unrestricted stock 58 58 - - Total available-for-sale securities 51,200 58 51,142 - Loans held for sale 39,780 - 39,780 - Total $ 90,980 $ 58 $ 90,922 $ - Fair Value on a Non-recurring Basis. The Company measures certain assets at fair value on a non-recurring basis and the following is a general description of the methods used to value such assets. Impaired Loans The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Impaired loans are recorded at fair value less estimated selling costs. Once a loan is identified as individually impaired, the Company measures impairment. Fair values of impaired loans are generally estimated using one of several methods, including collateral value, liquidation value, discounted cash flows and, in rare cases, the market value of the note. Those impaired loans not requiring an allowance represent loans for which the net present value of the expected cash flows or fair value of the collateral less costs to sell exceed the recorded investments in such loans. At June 30, 2015 and December 31, 2014, a majority of the total impaired loans were evaluated based on the fair value of the collateral. When the fair value of the collateral is based on an executed sales contract with an independent third party, the Company records the impaired loans as nonrecurring Level 1. If the collateral is based on another observable market price or a current appraised value, the Company records the impaired loans as nonrecurring Level 2. When an appraised value is not available or the Company determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. Impaired loans can also be evaluated for impairment using the present value of expected future cash flows discounted at the loan’s original effective interest rate. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Owned and Repossessed Assets Properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying value or the new fair value less estimated selling costs. Fair value is generally based upon current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for selling costs. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the asset as nonrecurring Level 2. However, the Company also considers other factors or recent developments which could result in adjustments to the collateral value estimates indicated in the appraisals such as changes in absorption rates or market conditions from the time of valuation. In situations where an appraisal less estimated selling costs is used to determine fair value, management adjustments are significant to the fair value measurements, or other means are used to estimate fair value in the absence of an appraisal, the Company records the impaired loan as nonrecurring Level 3 within the valuation hierarchy. Assets Measured at Fair Value Measured Using Description Fair Value Level 1 Level 2 Level 3 (in thousands) At June 30, 2015: Impaired loans $ 22,368 $ - $ - $ 22,368 Other real estate owned 5,352 - - 5,352 At December 31, 2014: Impaired loans $ 17,838 $ - $ - $ 17,838 Other real estate owned 5,610 - - 5,610 For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of June 30, 2015, the significant unobservable inputs used in the fair value measurements were as follows: Significant Significant Valuation Unobservable Unobservable Description Fair Value Technique Inputs Input Value ($ in thousands) At June 30, 2015: Impaired loans $ 22,368 Discounted appraisals Collateral discounts 8.00%-10.00% Discounted cash flows Cash flow estimates/ 0% - 100% / discounted rates original note rate Other real estate owned 5,352 Discounted appraisals Collateral discounts 8.00%-10.00% Net derivative assets /liabilities: 25% - 100% Interest rate lock commitments 613 Pricing models Loan closing ratios 81% Average At December 31, 2014: Impaired loans $ 17,838 Discounted appraisals Collateral discounts 8.00%-10.00% Discounted cash flows Cash flow estimates/ 0% - 100% / discounted rates original note rate Other real estate owned 5,610 Discounted appraisals Collateral discounts 8.00%-10.00% Fair Value of items not valued as such. The Company measures certain financial assets and liabilities at fair value for disclosure purposes only. The assumptions used in estimating the fair value of these financial instruments are detailed below: Securities Held to Maturity The fair values of securities held to maturity are recorded on a non-recurring basis when an impairment in value that is deemed to be other than temporary occurs. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. At June 30, 2015, there were no fair value adjustments related to $ 15,068 Net non-impaired loans held for investment : For variable rate loans, fair values are based on carrying values. Fixed rate commercial, other installment, and certain real estate mortgage loans are valued using discounted cash flows. The discount rates used to determine the present value of these loans are based on interest rates currently being charged by the Company on comparable loans as to credit risk and term. Time deposits : Discounted cash flows have been used to value fixed rate and variable rate term deposits. The discount rate used is based on interest rates currently being offered by the Company on comparable deposits as to amount and term. Trust preferred subordinated debt : The fair value of trust preferred debt was determined by discounting cash flows using a rate 300 basis points higher than the actual current rate over an estimated remaining term of 12.0 years in 2015 and 12.5 years in 2014. The trust preferred debt was issued at favorable rates in 2004, and current rates are approximately 300 basis points higher when available. The Basel III capital guidelines allow for inclusion of trust preferred securities as Tier 1 capital, up to certain “quantitative limits” for banks with less than $15 billion in consolidated assets. Fair Value Measurements Quoted Prices in Active Markets Significant for Identical Other Significant Assets or Observable Unobservable Carrying Fair Liabilities Inputs Inputs Amount Value (Level 1) (Level 2) (Level 3) (in thousands) June 30, 2015 Financial Instruments - Assets Investment securities held-to-maturity $ 15,068 $ 15,253 $ - $ 15,253 $ - Net non-impaired loans held for investment 432,836 434,257 - - 434,257 Financial Instruments - Liabilities Time deposits 140,237 140,158 - - 140,158 Trust preferred subordinated debt 19,610 16,987 - - 16,987 December 31, 2014 Financial Instruments - Assets Investment securities held-to-maturity $ 15,644 $ 15,945 $ - $ 15,945 $ - Net non-impaired loans held for investment 447,831 448,603 - - 448,603 Financial Instruments - Liabilities Time deposits 143,816 143,881 - - 143,881 Subordinated debentures 19,610 16,885 - - 16,885

Derivatives and financial instr

Derivatives and financial instruments	6 Months Ended
	Jun. 30, 2015
Derivatives and Financial Instruments [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note M – Derivatives and financial instruments A derivative is a financial instrument or arrangement that derives its cash flows and value by reference to an underlying instrument, index or referenced interest rate. These instruments are designed to hedge exposures to interest rate risk or for speculative purposes. The Company increased its use of derivatives related to hedging interest rate lock commitments during the second quarter of 2015 as noted below. Accounting guidance requires an entity to recognize all derivatives as either assets or liabilities in the balance sheet, and measure those instruments at fair value. Changes in the fair value of those derivatives are reported in current earnings or other comprehensive income depending on the purpose for which the derivative is held and whether the derivative qualifies for hedge accounting. The Company currently sells mortgage loans on a best efforts basis and a mandatory basis in order to minimize the impact of changing interest rates on the value of fixed loan commitments given to borrowers. Optional commitments to sell mortgage loans are consummated at approximately the same time that optional commitments are given to borrowers to originate the loans under best efforts sales. Mandatory loan sales are generally made after loans are closed; the related fixed rate loan commitments granted to borrowers when they lock in their loan rates are hedged by selling mortgage-backed securities on a forward basis. The sold mortgage-backed securities are later purchased to close the hedge once the mandatory sales are consummated. The Company resumed selling loans on a mandatory basis and re-instituted hedging mortgage loan rate lock commitments during the second quarter of 2015. Carrying Carrying Gain Notional Value of Value of Included Amount of Derivatives designated as Assets Liabilities in Income Derivative hedging instruments: (in thousands) At June 30, 2015: Mortgage loan interest rate lock commitments (hedged through best efforts sales commitments) $ 410 $ - $ 410 $ 47,695 Mortgage loan interest rate lock commitments (hedged through mortgage-backed securities forward sales) 223 20 203 22,228 Mortgage-backed securities forward sales 110 92 18 30,250 The mortgage banking division resumed reporting IRLCs in 2015 after having suspended recognition in 2014 due to immateriality. June 30, 2015 December 31, 2014 Aggregate Fair Aggregate Fair Value Less Value Less Aggregate Aggregate Aggregate Aggregate Aggregate Unpaid Unpaid Aggregate Unpaid Unpaid Fair Value Principal Principal Fair Value Principal Principal (in thousands) Loans held for sale, at fair value $ 70,897 $ 69,914 $ 983 $ 39,780 $ 39,353 $ 427 Interest income on loans held for sale is recognized based on contractual rates and is reflected in interest income on loans in the consolidated statements of operations. The following table details net gains resulting from changes in fair value of these loans which were recorded in mortgage banking income in the consolidated statements of operations during the six months ended June 30, 2015 and 2014, respectively. These changes in fair value are mostly offset by economic hedging activities and also fluctuate based on the change in the aggregate loan principal outstanding. An immaterial portion of these amounts was attributable to changes in instrument-specific credit risk. Loans Held for Sale, At Fair Value Six Months Ended June 30, 2015 2014 (in thousands) Net gains resulting from changes in fair value $ 556 $ 260

Impact of recently adopted acco

Impact of recently adopted accounting standards	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note N – Impact of recently adopted accounting standards On January 15, 2014, the FASB issued ASU 2014-01, Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force) 3 1.2 In January, 2015, the FASB issued ASU No. 2015-01, Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items. In June 2014, the FASB issued guidance which makes limited amendments to the guidance on accounting for certain repurchase agreements. The new guidance (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings (rather than as sales with forward repurchase agreements), (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) accounted for as secured borrowings. The amendments were effective for the Company for the reporting period beginning with the first quarter of 2015. The amendments did not have a material effect on the Company’s consolidated financial statements. In May 2014, the FASB issued guidance to change the recognition of revenue from contracts with customers. The core principle of the new guidance is that an entity should recognize revenue to reflect the transfer of goods and services to customers in an amount equal to the consideration the entity receives or expects to receive. The guidance will be effective for the Company for reporting periods beginning after December 15, 2017 . In January 2014, the FASB amended Receivables topic of the Accounting Standards Codification. The amendments are intended to resolve diversity in practice with respect to when a creditor should reclassify a collateralized consumer mortgage loan to other real estate owned (OREO). In addition, the amendments require a creditor to reclassify a collateralized consumer mortgage loan to OREO upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The amendments will be effective for the Company for annual periods, and interim periods within those annual periods beginning after December 15, 2014 , In February 2015, the FASB issued ASU 2015-02, Amendments to the Consolidation Analysis Consolidation • Limited partnerships will be considered variable interest entities (VIEs), unless the limited partners have either substantive kick-out or participating rights. • The amendments change the effect that fees paid to a decision maker or service provider have on the consolidation analysis. Specifically, it is less likely that the fees themselves will be considered a variable interest, that an entity will be a VIE, or that consolidation will result. • The amendments significantly modify how variable interests held by a reporting entity’s related parties or de facto agents affect its consolidation conclusion. • For entities other than limited partnerships, the amendments clarify how to determine whether the equity holders (as a group) have power over the entity (this will most likely result in a change to current practice). The clarification could affect whether the entity is a VIE. • The deferral of ASU 2009-17, Improvements to Financial Reporting by Enterprises Involved with Variable Interest Entities The amendments are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015 and are not expected to have a material effect on the Company’s consolidated financial statements. The FASB published ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs On April 15, 2015, the FASB issued ASU 2015-05, Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement ⋅ The customer has the contractual right to take possession of the software at any time during the hosting period without significant penalty. ⋅ It is feasible for the customer to either run the software on its own hardware or contract with another party unrelated to the vendor to host the software. For public business entities, the amendments in ASU 2015-05 are effective for interim and annual periods beginning after December 15, 2015. These amendments are not expected to have a material effect on the Company’s consolidated financial statements. Several other accounting standards have been issued or proposed by the FASB or other standards-setting bodies during the periods presented or will be effective subsequent to June 30, 2015. The FASB proposal on Current Expected Credit Loss (“CECL”) is expected to be released in 2015 and will likely be effective in 2018 or 2019. CECL is expected to require institutions of all sizes to recognize an immediate allowance for expected credit losses on loans and securities which could materially exceed the current historical loss rate method currently used to calculate the allowance for loan losses. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s consolidated financial position, results of operations or cash flows.

Commitments

Commitments	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	Note O - Commitments In the normal course of business there are outstanding commitments for the extension of credit which are not reflected in the financial statements. At June 30, 2015 and December 31, 2014, pre-approved but unused lines of credit for loans totaled approximately $ 193,764,000 174,665,000 1,752,000 1,812,000 The Company leases land for its main office, four loan production offices, and two branch facilities under operating leases. The Friendly Avenue Branch in Greensboro closed at the end of July 2015 due to the expiration of the related lease in December 2015 which could not be successfully re-negotiated. Future Mininum Lease Payments at June 30, 2015 (in thousands) Due in one year $ 487 Due in Years 2 and 3 656 Due in Years 4 and 5 620 Due after Year 5 2,723 $ 4,486

Earnings per common share (Tabl

Earnings per common share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The following is a summary of the diluted earnings per common share calculation for the three and six months ended June 30, 2015 and 2014. Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 (in thousands, except per share data) Net income available to common stockholders $ 1,572 $ 503 $ 2,954 $ 577 Weighted average outstanding shares - basic 4,099 3,430 3,769 3,430 Dilutive effect of stock options and convertible preferred stock 890 4 456 4 Weighted average shares - diluted 4,989 3,434 4,225 3,434 Diluted net income per share $ 0.32 $ 0.15 $ 0.70 $ 0.17

Operating segments (Tables)

Operating segments (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Financial performance, reflective of inter-company and intra-company eliminations, for the three and six months ended June 30, 2015 and 2014, and selected balance sheet information, reflective of inter-company and intra-company eliminations, at June 30, 2015 and 2014 for each segment is as follows: Three months ended June 30, 2015 Three months ended June 30, 2014 Commercial/ Mortgage Commercial/ Mortgage Retail Banking Holding Retail Banking Holding Bank Division Company Total Bank Division Company Total (in thousands) (in thousands) Interest income $ 5,981 $ 557 $ 2 $ 6,540 $ 6,063 $ 390 $ 1 $ 6,454 Interest expense 59 557 59 675 368 385 58 811 Net interest income (loss) 5,922 - (57) 5,865 5,695 5 (57) 5,643 Provision for loan losses 535 - - 535 346 - - 346 Net interest income (loss) after provision for loan losses 5,387 - (57) 5,330 5,349 5 (57) 5,297 Non-interest income 407 3,721 - 4,128 418 1,922 - 2,340 Non-interest expense 4,373 2,657 71 7,101 4,443 2,223 46 6,712 Income (loss) before income taxes 1,421 1,064 (128) 2,357 1,324 (296) (103) 925 Income tax (benefit) expense 320 415 (44) 691 323 (113) (35) 175 Net income (loss) $ 1,101 $ 649 $ (84) $ 1,666 $ 1,001 $ (183) $ (68) $ 750 Six months ended June 30, 2015 Six months ended June 30, 2014 Commercial/ Mortgage Commercial/ Mortgage Retail Banking Holding Retail Banking Holding Bank Division Company Total Bank Division Company Total (in thousands) (in thousands) Interest income $ 12,079 $ 970 $ 4 $ 13,053 $ 12,226 $ 601 $ 3 $ 12,830 Interest expense 291 970 117 1,378 914 599 116 1,629 Net interest income (loss) 11,788 - (113) 11,675 11,312 2 (113) 11,201 Provision for loan losses 835 - - 835 1,116 - - 1,116 Net interest income (loss) after provision for loan losses 10,953 - (113) 10,840 10,196 2 (113) 10,085 Non-interest income 783 6,628 - 7,411 805 3,285 - 4,090 Non-interest expense 8,650 4,889 104 13,643 8,692 4,280 75 13,047 Income (loss) before income taxes 3,086 1,739 (217) 4,608 2,309 (993) (188) 1,128 Income tax (benefit) expense 736 651 (74) 1,313 552 (375) (64) 113 Net income (loss) $ 2,350 $ 1,088 $ (143) $ 3,295 $ 1,757 $ (618) $ (124) $ 1,015 Total assets $ 610,520 $ 72,756 $ 409 $ 683,685 $ 618,455 $ 50,263 $ 444 $ 669,162 Net loans 455,205 70,897 - 526,102 457,503 49,301 - 506,804 Equity 2,350 1,088 55,022 58,460 1,757 (618) 49,540 50,679

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Available-for-Sale of Securities and Held-to-Maturity [Table Text Block]	A summary of the amortized cost, gross unrealized gains and losses and estimated fair values of securities available-for-sale and held-to-maturity follows: Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) June 30, 2015 Available-for-sale Municipal securities $ 17,472 $ 620 $ 62 $ 18,030 FNMA, FHLMC, and GNMA mortgage-backed securities 17,668 563 - 18,231 Corporate securities 9,863 117 7 9,973 Asset-backed securities 1,794 103 - 1,897 Unrestricted stock 42 25 - 67 $ 46,839 $ 1,428 $ 69 $ 48,198 Held-to-maturity Municipal securities $ 7,543 $ 148 $ 23 $ 7,668 FNMA mortgage-backed securities 5,608 22 34 5,596 Asset-backed securities 1,917 72 - 1,989 $ 15,068 $ 242 $ 57 $ 15,253 December 31, 2014 Available-for-sale Municipal securities $ 19,093 $ 831 $ 28 $ 19,896 FNMA, FHLMC, and GNMA mortgage-backed securities 18,670 682 - 19,352 Corporate securities 9,822 149 7 9,964 Asset-backed securities 1,847 83 - 1,930 Unrestricted stock 42 16 - 58 $ 49,474 $ 1,761 $ 35 $ 51,200 Held-to-maturity Municipal securities $ 7,722 $ 198 $ 22 $ 7,898 FNMA mortgage-backed securities 5,945 38 - 5,983 Asset-backed securities 1,977 87 - 2,064 $ 15,644 $ 323 $ 22 $ 15,945
Schedule of Maturities of Debt Securities [Table Text Block]	The scheduled maturities of debt securities available-for-sale at June 30, 2015 were as follows: Bullet Securities Declining Balance Securities Total Estimated Estimated Estimated Amortized Fair Amortized Fair Amortized Fair Cost Value Cost Value Cost Value (in thousands) Available-for-sale Due in one year or less $ 998 $ 1,000 $ - $ - $ 998 $ 1,000 Due from one to five years 8,428 8,601 2,666 2,719 11,094 11,320 Due from five to ten years 9,677 9,992 4,922 5,214 14,599 15,206 Over ten years 8,232 8,409 11,874 12,196 20,106 20,605 $ 27,335 $ 28,002 $ 19,462 $ 20,129 $ 46,797 $ 48,131 Held-to-maturity Due in one year or less $ - $ - $ - $ - $ - $ - Due from one to five years - - - - - - Due from five to ten years 2,449 2,484 - - 2,449 2,484 Over ten years 5,094 5,184 7,525 7,585 12,619 12,769 $ 7,543 $ 7,668 $ 7,525 $ 7,585 $ 15,068 $ 15,253
Schedule of Unrealized Loss on Investments [Table Text Block]	Information pertaining to securities with gross unrealized losses at June 30, 2015 and December 31, 2014, by category and length of time that individual securities have been in a continuous loss position follows: Less Than 12 Months 12 Months or Greater Total Number Gross Number Gross Number Gross of Fair Unrealized of Fair Unrealized of Fair Unrealized Securities Value Losses Securities Value Losses Securities Value Losses (dollars in thousands) June 30, 2015: Municipal securities 4 $ 5,326 $ 77 1 $ 242 $ 8 5 $ 5,568 $ 85 FNMA, FHLMC, GNMA mortgage-backed securities 1 4,122 34 - - - 1 4,122 34 Corporate securities - - - 1 973 7 1 973 7 Total 5 $ 9,448 $ 111 2 $ 1,215 $ 15 7 $ 10,663 $ 126 December 31, 2014: Municipal securities 1 $ 1,469 $ 22 5 $ 4,977 $ 28 6 $ 6,446 $ 50 Corporate securities - - - 1 972 7 1 972 7 1 $ 1,469 $ 22 6 $ 5,949 $ 35 7 $ 7,418 $ 57

Loans and allowance for loan 26

Loans and allowance for loan losses (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The activity in the allowance for loan losses for the first six months of 2015 and 2014 and related asset balances at June 30, 2015 and December 31, 2014 is summarized as follows: Construction & Commercial Home Equity Residential Commercial Consumer Development Real Estate Lines Real Estate & Industrial & Other Unallocated Total (in thousands) Allowance for loan losses: 2015 Beginning of year balance $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Provision for loan losses (609) 1,733 (254) 257 (104) (1) (187) 835 Charge-offs - (1,867) (104) (110) (117) (4) - (2,202) Recoveries - 346 4 16 267 9 - 642 Balance at June 30, $ 886 $ 2,356 $ 412 $ 646 $ 1,459 $ 32 $ 4 $ 5,795 2014 Beginning of year balance $ 1,459 $ 2,564 $ 580 $ 472 $ 2,562 $ 17 $ 9 $ 7,663 Provision for loan losses 26 282 427 39 382 98 182 1,436 Charge-offs (22) (1,050) (244) (147) (1,913) (109) - (3,485) Recoveries 32 348 3 119 382 22 - 906 Balance at December 31, $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Balances at June 30, 2015 Allowance for loan losses: Balance at June 30, $ 886 $ 2,356 $ 412 $ 646 $ 1,459 $ 32 $ 4 $ 5,795 Ending balance individually evaluated for impairment $ - $ 307 $ 5 $ 247 $ 18 $ - $ - $ 577 Ending balance collectively evaluated for impairment $ 886 $ 2,049 $ 407 $ 399 $ 1,441 $ 32 $ 4 $ 5,218 Loans Outstanding: Balance at June 30, $ 72,730 $ 195,177 $ 72,179 $ 54,188 $ 64,401 $ 2,325 $ - $ 461,000 Ending balance individually evaluated for impairment $ 643 $ 15,674 $ 380 $ 5,078 $ 1,170 $ - $ - $ 22,945 Ending balance collectively evaluated for impairment $ 72,087 $ 179,503 $ 71,799 $ 49,110 $ 63,231 $ 2,325 $ - $ 438,055 Balances at December 31, 2014 Allowance for loan losses: Balance at December 31, $ 1,495 $ 2,144 $ 766 $ 483 $ 1,413 $ 28 $ 191 $ 6,520 Ending balance individually evaluated for impairment $ - $ 357 $ 127 $ 216 $ 22 $ - $ - $ 722 Ending balance collectively evaluated for impairment $ 1,495 $ 1,787 $ 639 $ 267 $ 1,391 $ 28 $ 191 $ 5,798 Loans Outstanding: Balance at December 31, $ 75,869 $ 215,280 $ 71,006 $ 51,902 $ 54,359 $ 3,773 $ - $ 472,189 Ending balance individually evaluated for impairment $ 1,056 $ 10,848 $ 614 $ 5,520 $ 522 $ - $ - $ 18,560 Ending balance collectively evaluated for impairment $ 74,813 $ 204,432 $ 70,392 $ 46,382 $ 53,837 $ 3,773 $ - $ 453,629
Past Due Financing Receivables [Table Text Block]	All non-accrual loans are reflected in the past due ninety days or more category shown in the following table: Loans Past Number of Days Past Due Due 90 Days 90 Days Total Total or More 30-59 Days 60-89 Days or More Past Due Current Loans & Accruing (in thousands) At June 30, 2015 Real Estate Loans: Construction & development $ - $ - $ 598 $ 598 $ 72,132 $ 72,730 $ - Commercial real estate - 318 8,273 8,591 186,586 195,177 - Home equity lines 25 - 252 277 71,902 72,179 - Residential real estate - 157 1,805 1,962 52,226 54,188 - Total real estate 25 475 10,928 11,428 382,846 394,274 - Commercial & industrial - - 788 788 63,613 64,401 - Consumer & other - - - - 2,325 2,325 - Total loans $ 25 $ 475 $ 11,716 $ 12,216 $ 448,784 $ 461,000 $ - At December 31, 2014 Real Estate Loans: Construction & development $ - $ - $ 990 $ 990 $ 74,879 $ 75,869 $ - Commercial real estate - - 3,107 3,107 212,173 215,280 - Home equity lines - - 355 355 70,651 71,006 - Residential real estate 622 38 1,923 2,583 49,319 51,902 - Total real estate 622 38 6,375 7,035 407,022 414,057 - Commercial & industrial - 70 83 153 54,206 54,359 - Consumer & other 25 - - 25 3,748 3,773 - Total loans $ 647 $ 108 $ 6,458 $ 7,213 $ 464,976 $ 472,189 $ -
Impaired Financing Receivables [Table Text Block]	The recorded investment and related information for impaired loans is summarized as follows: Impaired Loans At end of period For Period Ended Unpaid Related Average Interest Recorded Principal Loan Loss Recorded Income Investment Balance Allowance Investment Recognized (in thousands) June 30, 2015 With no related allowance recorded Real Estate Loans: Construction & development $ 643 $ 643 $ - $ 791 $ 1 Commercial real estate 10,767 14,722 - 15,898 305 Home equity lines 201 362 - 363 8 Residential real estate 3,401 3,577 - 3,609 89 Total real estate 15,012 19,304 - 20,661 403 Commercial & industrial 788 794 - 796 10 Consumer & other - - - - - Total loans 15,800 20,098 - 21,457 413 With an allowance recorded Real Estate Loans: Construction & development - - - - - Commercial real estate 4,907 5,135 307 5,175 139 Home equity lines 179 245 5 245 10 Residential real estate 1,677 1,759 247 1,778 47 Total real estate 6,763 7,139 559 7,198 196 Commercial & industrial 382 382 18 393 10 Consumer & other - - - - - Total loans 7,145 7,521 577 7,591 206 Total impaired loans $ 22,945 $ 27,619 $ 577 $ 29,048 $ 619 December 31, 2014 With no related allowance recorded Real Estate Loans: Construction & development $ 1,056 $ 1,056 $ - $ 875 $ 6 Commercial real estate 5,300 7,980 - 8,133 386 Home equity lines 320 527 - 528 20 Residential real estate 3,685 3,914 - 3,964 145 Total real estate 10,361 13,477 - 13,500 557 Commercial & industrial 116 1,110 - 1,640 1 Consumer & other - - - - - Total loans 10,477 14,587 - 15,140 558 With an allowance recorded Real Estate Loans: Construction & development - - - - - Commercial real estate 5,548 5,943 357 6,026 288 Home equity lines 294 350 127 351 17 Residential real estate 1,835 1,911 216 1,998 217 Total real estate 7,677 8,204 700 8,375 522 Commercial & industrial 406 417 22 447 22 Consumer & other - - - - - Total loans 8,083 8,621 722 8,822 544 Total impaired loans $ 18,560 $ 23,208 $ 722 $ 23,962 $ 1,102
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	The following is a summary of non-accrual loans at June 30, 2015 and December 31, 2014: June 30, December 31, 2015 2014 (in thousands) Real Estate Loans: Construction & development $ 598 $ 990 Commercial real estate 8,273 3,107 Home equity lines 252 355 Residential real estate 1,805 1,923 Total real estate 10,928 6,375 Commercial & industrial 788 83 Consumer & other - - Total loans $ 11,716 $ 6,458
Financing Receivable Credit Quality Indicators [Table Text Block]	The following is a breakdown of loans by the general categories of the internal rating system: At June 30, 2015 Pass Special Mention Classified TOTAL (in thousands) Real Estate Loans: Construction & development $ 72,009 $ 45 $ 676 $ 72,730 Commercial real estate 177,034 5,525 12,618 195,177 Home equity lines 71,258 117 804 72,179 Residential real estate 48,828 1,724 3,636 54,188 Total real estate 369,129 7,411 17,734 394,274 Commercial & industrial 60,356 3,257 788 64,401 Consumer & other 2,325 - - 2,325 Total loans $ 431,810 $ 10,668 $ 18,522 $ 461,000 At December 31, 2014 Pass Special Mention Classified TOTAL (in thousands) Real Estate Loans: Construction & development $ 74,813 $ 66 $ 990 $ 75,869 Commercial real estate 194,767 12,965 7,548 215,280 Home equity lines 69,937 40 1,029 71,006 Residential real estate 45,310 2,723 3,869 51,902 Total real estate 384,827 15,794 13,436 414,057 Commercial & industrial 53,449 817 93 54,359 Consumer & other 3,773 - - 3,773 Total loans $ 442,049 $ 16,611 $ 13,529 $ 472,189
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following tables present troubled debt restructurings as of June 30, 2015 and December 31, 2014: Troubled Debt Restructurings June 30, 2015 Non-Accrual Total Accrual Status Status Modifications # Amount # Amount # Amount ($ in thousands) Real Estate Loans: Construction & development 1 $ 45 2 $ 598 3 $ 643 Commercial real estate 11 7,114 3 2,074 14 9,188 Home equity lines 0 - 0 - 0 - Residential real estate 10 1,909 4 886 14 2,795 Total real estate 22 9,068 9 3,558 31 12,626 Commercial & industrial 1 382 0 - 1 382 Consumer & other 0 - 0 - 0 - Total loans 23 $ 9,450 9 $ 3,558 32 $ 13,008 December 31, 2014 Non-Accrual Total Accrual Status Status Modifications # Amount # Amount # Amount ($ in thousands) Real Estate Loans: Construction & development 1 $ 66 4 $ 990 5 $ 1,056 Commercial real estate 12 7,360 4 2,339 16 9,699 Home equity lines 0 - 0 - 0 - Residential real estate 10 1,943 5 920 15 2,863 Total real estate 23 9,369 13 4,249 36 13,618 Commercial & industrial 2 405 1 5 3 410 Consumer & other 0 - 0 - 0 - Total loans 25 $ 9,774 14 $ 4,254 39 $ 14,028
Schedule of Restructured Loans [Table Text Block]	New Troubled Debt Restructurings Three Months Ended June 30, 2015 Rate Term Payment Combination Total Modifications Modifications Modifications Modifications Modifications # Amount # Amount # Amount # Amount # Amount ($ in thousands) Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Total real estate 0 - 0 - 0 - 1 - 1 - Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Post-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Total real estate 0 - 0 - 0 - 1 293 1 293 Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Three Months Ended June 30, 2014 Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 411 0 $ - 0 $ - 1 $ 411 Total real estate 0 - 1 411 0 - 0 - 1 411 Commercial & industrial 0 - 0 - 1 850 0 - 1 850 Total loans 0 $ - 1 $ 411 1 $ 850 0 $ - 2 $ 1,261 Post-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 409 0 $ - 0 $ - 1 $ 409 Total real estate 0 - 1 409 0 - 0 - 1 409 Commercial & industrial 0 - 0 - 1 842 0 - 1 842 Total loans 0 $ - 1 $ 409 1 $ 842 0 $ - 2 $ 1,251 New Troubled Debt Restructurings Six Months Ended June 30, 2015 Rate Term Payment Combination Total Modifications Modifications Modifications Modifications Modifications # Amount # Amount # Amount # Amount # Amount ($ in thousands) Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Total real estate 0 - 0 - 0 - 1 - 1 - Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ - 1 $ - Post-Modification Outstanding Recorded Investment: Real Estate Loans: Construction & development 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Total real estate 0 - 0 - 0 - 1 293 1 293 Consumer & other 0 - 0 - 0 - 0 - 0 - Total loans 0 $ - 0 $ - 0 $ - 1 $ 293 1 $ 293 Six Months Ended June 30, 2014 Pre-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 411 0 $ - 0 $ - 1 $ 411 Total real estate 0 - 1 411 0 - 0 - 1 411 Commercial & industrial 0 - 0 - 1 850 0 - 1 850 Total loans 0 $ - 1 $ 411 1 $ 850 0 $ - 2 $ 1,261 Post-Modification Outstanding Recorded Investment: Real Estate Loans: Residential real estate 0 $ - 1 $ 409 0 $ - 0 $ - 1 $ 409 Total real estate 0 - 1 409 0 - 0 - 1 409 Commercial & industrial 0 - 0 - 1 842 0 - 1 842 Total loans 0 $ - 1 $ 409 1 $ 842 0 $ - 2 $ 1,251

Fair value measurements (Tables

Fair value measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Below is a summary of activity related to interest rate lock commitments for the six months ended June 30, 2015 and 2014. Interest Rate Lock Commitments Level 3 Fair Value Fair Value (in thousands) Balance, December 31, 2014 and 2013 $ - $ - Gains, net of losses, included in other income 613 - Transfers in and out - - Balance, June 30, 2015 and 2014 $ 613 $ - Assets measured at fair value on a recurring basis at June 30, 2015 and December 31, 2014 are summarized below: Assets Measured at Fair Value Measured Using Description Fair Value Level 1 Level 2 Level 3 (in thousands) At June 30, 2015: Securities available-for-sale: Municipal securities $ 18,030 $ - $ 18,030 $ - Mortgage-backed securities 18,231 - 18,231 - Corporate securities 9,973 - 9,973 - Asset backed securities 1,897 - 1,897 - Unrestricted stock 67 67 - - Total available-for-sale securities 48,198 67 48,131 - Loans held for sale 70,897 - 70,897 - Interest rate lock commitments 613 - - 613 Total $ 119,708 $ 67 $ 119,028 $ 613 At December 31, 2014: Securities available-for-sale: Municipal securities $ 19,896 $ - $ 19,896 $ - Mortgage-backed securities 19,352 - 19,352 - Corporate securities 9,964 - 9,964 - Asset-backed securities 1,930 - 1,930 - Unrestricted stock 58 58 - - Total available-for-sale securities 51,200 58 51,142 - Loans held for sale 39,780 - 39,780 - Total $ 90,980 $ 58 $ 90,922 $ -
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Assets measured at fair value on a non-recurring basis at June 30, 2015 and December 31, 2014 are summarized below: Assets Measured at Fair Value Measured Using Description Fair Value Level 1 Level 2 Level 3 (in thousands) At June 30, 2015: Impaired loans $ 22,368 $ - $ - $ 22,368 Other real estate owned 5,352 - - 5,352 At December 31, 2014: Impaired loans $ 17,838 $ - $ - $ 17,838 Other real estate owned 5,610 - - 5,610
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table Text Block]	Fair Value on a Recurring or Non-recurring Basis – Unobservable Inputs for Level 3. For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of June 30, 2015, the significant unobservable inputs used in the fair value measurements were as follows: Significant Significant Valuation Unobservable Unobservable Description Fair Value Technique Inputs Input Value ($ in thousands) At June 30, 2015: Impaired loans $ 22,368 Discounted appraisals Collateral discounts 8.00%-10.00% Discounted cash flows Cash flow estimates/ 0% - 100% / discounted rates original note rate Other real estate owned 5,352 Discounted appraisals Collateral discounts 8.00%-10.00% Net derivative assets /liabilities: 25% - 100% Interest rate lock commitments 613 Pricing models Loan closing ratios 81% Average At December 31, 2014: Impaired loans $ 17,838 Discounted appraisals Collateral discounts 8.00%-10.00% Discounted cash flows Cash flow estimates/ 0% - 100% / discounted rates original note rate Other real estate owned 5,610 Discounted appraisals Collateral discounts 8.00%-10.00%
Fair Value, by Balance Sheet Grouping [Table Text Block]	The following table presents the carrying amount, fair value, and placement in the fair value hierarchy of financial instruments at June 30, 2015 and December 31, 2014. This table excludes financial instruments for which the carrying amount approximates fair value. For short-term financial assets such as cash and due from banks and interest-bearing deposits with banks, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as non-interest bearing demand deposits, NOW, money market and savings deposits, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. Fair Value Measurements Quoted Prices in Active Markets Significant for Identical Other Significant Assets or Observable Unobservable Carrying Fair Liabilities Inputs Inputs Amount Value (Level 1) (Level 2) (Level 3) (in thousands) June 30, 2015 Financial Instruments - Assets Investment securities held-to-maturity $ 15,068 $ 15,253 $ - $ 15,253 $ - Net non-impaired loans held for investment 432,836 434,257 - - 434,257 Financial Instruments - Liabilities Time deposits 140,237 140,158 - - 140,158 Trust preferred subordinated debt 19,610 16,987 - - 16,987 December 31, 2014 Financial Instruments - Assets Investment securities held-to-maturity $ 15,644 $ 15,945 $ - $ 15,945 $ - Net non-impaired loans held for investment 447,831 448,603 - - 448,603 Financial Instruments - Liabilities Time deposits 143,816 143,881 - - 143,881 Subordinated debentures 19,610 16,885 - - 16,885

Derivatives and financial ins28

Derivatives and financial instruments (Tables)	6 Months Ended
	Jun. 30, 2015
Derivatives and Financial Instruments [Abstract]
Derivative Instruments And Hedging Activities Disclosures [Table Text Block]	The table below provides the carrying values of derivative instruments of mortgage loan rate lock commitments and mortgage-backed securities forward sales at June 30, 2015: Carrying Carrying Gain Notional Value of Value of Included Amount of Derivatives designated as Assets Liabilities in Income Derivative hedging instruments: (in thousands) At June 30, 2015: Mortgage loan interest rate lock commitments (hedged through best efforts sales commitments) $ 410 $ - $ 410 $ 47,695 Mortgage loan interest rate lock commitments (hedged through mortgage-backed securities forward sales) 223 20 203 22,228 Mortgage-backed securities forward sales 110 92 18 30,250
Schedule of Aggregate Fair Value and Unpaid Principal of Loans Held for Sale [Table Text Block]	June 30, 2015 December 31, 2014 Aggregate Fair Aggregate Fair Value Less Value Less Aggregate Aggregate Aggregate Aggregate Aggregate Unpaid Unpaid Aggregate Unpaid Unpaid Fair Value Principal Principal Fair Value Principal Principal (in thousands) Loans held for sale, at fair value $ 70,897 $ 69,914 $ 983 $ 39,780 $ 39,353 $ 427
Schedule of Gain (Loss) on Sales of Loans Net [Table Text Block]	An immaterial portion of these amounts was attributable to changes in instrument-specific credit risk. Loans Held for Sale, At Fair Value Six Months Ended June 30, 2015 2014 (in thousands) Net gains resulting from changes in fair value $ 556 $ 260

Commitments (Tables)

Commitments (Tables)	6 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Operating Leases of Lessee Disclosure [Table Text Block]	Total future minimum lease payments, excluding renewal options, at June 30, 2015 under the leases are as follows: Future Mininum Lease Payments at June 30, 2015 (in thousands) Due in one year $ 487 Due in Years 2 and 3 656 Due in Years 4 and 5 620 Due after Year 5 2,723 $ 4,486

Stock compensation plans (Detai

Stock compensation plans (Details Textual) - Jun. 30, 2015 - shares	Total
Stock compensation plans [Line Items]
Common Stock, Capital Shares Reserved for Future Issuance	500,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	490,000
Stock Issued During Period, Shares, New Issues	1,700

Earnings per common share (Deta

Earnings per common share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Net income available to common stockholders	$ 1,572	$ 503	$ 2,954	$ 577
Weighted average outstanding shares - basic	4,099	3,430	3,769	3,430
Dilutive effect of stock options and convertible preferred stock	890	4	456	4
Weighted average shares - diluted	4,989	3,434	4,225	3,434
Diluted net income per share	$ 0.32	$ 0.15	$ 0.70	$ 0.17

Earnings per common share (De32

Earnings per common share (Details Textual) - Class of Stock [Domain] - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	26,570	70,620
Additional Common Stock Included In Diluted Weighted Average Shares			1,550,000
Common Stock [Member] | Private Placement [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Conversion of Stock, Shares Converted			1,550,000

Preferred stock and convertib33

Preferred stock and convertible preferred stock (Details Textual) - USD ($)

1 Months Ended

3 Months Ended

6 Months Ended

12 Months Ended

60 Months Ended

May. 31, 2015

May. 22, 2015

Feb. 16, 2014

Aug. 31, 2013

Apr. 30, 2013

Feb. 28, 2013

Mar. 31, 2015

Jun. 30, 2015

Dec. 31, 2009

Dec. 31, 2013

Dec. 31, 2014

Dec. 31, 2008

Class of Stock [Line Items]

Preferred stock, shares authorized

1,000,000

1,000,000

1,000,000

Preferred Stock, Dividend Rate, Percentage

5.00%

Preferred Stock, Dividend Rate, Variable

9.00%

Payments for Repurchase of Warrants

$ 1,800,000

Stock Repurchased and Retired During Period, Value

$ 10,994,000

Original Discounted Value of Preferred Stock Issued

$ 14,159,000

Series B Convertible Preferred Stock [Member]

Class of Stock [Line Items]

Conversion of Stock, Shares Converted

15,500

Private Placement [Member] | Series B Convertible Preferred Stock [Member]

Class of Stock [Line Items]

Preferred Stock, Shares Issued

15,500

Preferred Stock, Par or Stated Value Per Share

$ 975

Proceeds from Issuance of Convertible Preferred Stock

$ 14,069,000

Payments of Stock Issuance Costs

$ 1,044,000

Investor [Member]

Class of Stock [Line Items]

Proceeds from Issuance or Sale of Equity

$ 16,000,000

Warrant [Member]

Class of Stock [Line Items]

Class of Warrant or Right, Exercise Price of Warrants or Rights

$ 6.71

Stock and Warrants Issued During Period, Value, Preferred Stock and Warrants

$ 1,841,000

Class of Warrant or Right, Number of Securities Called by Warrants or Rights

357,675

Preferred Stock [Member]

Class of Stock [Line Items]

Preferred Stock, Accretion of Redemption Discount

$ 1,841,000

Stock Repurchased and Retired During Period, Shares

10,994

5,006

Stock Repurchased and Retired During Period, Value

$ 10,994,000

$ 4,958,000

10,994,000

Common Stock [Member]

Class of Stock [Line Items]

Stock Repurchased and Retired During Period, Value

$ 0

Common Stock Shares Issued Upon Conversion

1,550,000

Common Stock Issued Upon Conversion of Preferred Stock

1,550,000

Common Stock [Member] | Private Placement [Member]

Class of Stock [Line Items]

Conversion of Stock, Shares Converted

1,550,000

Capital Purchase Program [Member]

Class of Stock [Line Items]

Preferred Stock, Shares Issued

16,000

Proceeds From Issuance Of Preferred Stock and Preference Stock

$ 16,000,000

Subordinated debentures (Detail

Subordinated debentures (Details Textual) - USD ($)	2 Months Ended	6 Months Ended	12 Months Ended
	Sep. 30, 2008	Jun. 30, 2015	Dec. 31, 2004	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2009
Debt Instrument [Line Items]
Subordinated Debt		$ 19,610,000		$ 19,610,000
Proceeds from Issuance of Trust Preferred Securities			$ 10,000,000
Total Assets		$ 683,685,000		$ 679,263,000	$ 669,162,000
Bank Holding Companies [Member]
Debt Instrument [Line Items]
Total Assets						$ 15,000,000,000
Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Debt Instrument, Maturity Date Range, Start		Sep. 30, 2013
Debt Instrument, Maturity Date Range, End		Sep. 30, 2018
Junior Subordinated Debt [Member] | Carolina Capital Trust [Member]
Debt Instrument [Line Items]
Debt Instrument, Description of Variable Rate Basis			three month LIBOR plus 2% per annum
Junior Subordinated Debt [Member] | Carolina Bank Holdings Inc [Member]
Debt Instrument [Line Items]
Subordinated Debt	$ 9,300,000		$ 10,310,000
Debt Instrument, Description of Variable Rate Basis	three month LIBOR plus 4% per annum.
Payments of Debt Issuance Costs	$ 373,000
Trust Preferred Securities Subject to Mandatory Redemption [Member]
Debt Instrument [Line Items]
Debt Instrument, Maturity Date		Jan. 7, 2035

Operating segments (Details)

Operating segments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Interest income	$ 6,540	$ 6,454	$ 13,053	$ 12,830
Interest expense	675	811	1,378	1,629
Net interest income (loss)	5,865	5,643	11,675	11,201
Provision for loan losses	535	346	835	1,116
Net interest income (loss) after provision for loan losses	5,330	5,297	10,840	10,085
Non-interest income	4,128	2,340	7,411	4,090
Non-interest expense	7,101	6,712	13,643	13,047
Income (loss) before income taxes	2,357	925	4,608	1,128
Income tax (benefit) expense	691	175	1,313	113
Net income (loss)	1,666	750	3,295	1,015
Total Assets	683,685	669,162	683,685	669,162	$ 679,263
Net Loans	526,102	506,804	526,102	506,804
Equity	58,460	50,679	58,460	50,679	$ 52,655	$ 49,604
Commercial Retail Bank [Member]
Segment Reporting Information [Line Items]
Interest income	5,981	6,063	12,079	12,226
Interest expense	59	368	291	914
Net interest income (loss)	5,922	5,695	11,788	11,312
Provision for loan losses	535	346	835	1,116
Net interest income (loss) after provision for loan losses	5,387	5,349	10,953	10,196
Non-interest income	407	418	783	805
Non-interest expense	4,373	4,443	8,650	8,692
Income (loss) before income taxes	1,421	1,324	3,086	2,309
Income tax (benefit) expense	320	323	736	552
Net income (loss)	1,101	1,001	2,350	1,757
Total Assets	610,520	618,455	610,520	618,455
Net Loans	455,205	457,503	455,205	457,503
Equity	2,350	1,757	2,350	1,757
Mortgage Banking Division [Member]
Segment Reporting Information [Line Items]
Interest income	557	390	970	601
Interest expense	557	385	970	599
Net interest income (loss)	0	5	0	2
Provision for loan losses	0	0	0	0
Net interest income (loss) after provision for loan losses	0	5	0	2
Non-interest income	3,721	1,922	6,628	3,285
Non-interest expense	2,657	2,223	4,889	4,280
Income (loss) before income taxes	1,064	(296)	1,739	(993)
Income tax (benefit) expense	415	(113)	651	(375)
Net income (loss)	649	(183)	1,088	(618)
Total Assets	72,756	50,263	72,756	50,263
Net Loans	70,897	49,301	70,897	49,301
Equity	1,088	(618)	1,088	(618)
Holding Company [Member]
Segment Reporting Information [Line Items]
Interest income	2	1	4	3
Interest expense	59	58	117	116
Net interest income (loss)	(57)	(57)	(113)	(113)
Provision for loan losses	0	0	0	0
Net interest income (loss) after provision for loan losses	(57)	(57)	(113)	(113)
Non-interest income	0	0	0	0
Non-interest expense	71	46	104	75
Income (loss) before income taxes	(128)	(103)	(217)	(188)
Income tax (benefit) expense	(44)	(35)	(74)	(64)
Net income (loss)	(84)	(68)	(143)	(124)
Total Assets	409	444	409	444
Net Loans	0	0	0	0
Equity	$ 55,022	$ 49,540	$ 55,022	$ 49,540

Operating segments (Details Tex

Operating segments (Details Textual) - USD ($)	3 Months Ended		6 Months Ended			96 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2015	Dec. 31, 2014
Segment Reporting Information [Line Items]
Product Warranty Expense	$ 53,000	$ 39,000	$ 96,000	$ 71,000
Product Warranty Accrual	$ 1,494,000		1,494,000			$ 1,494,000	$ 1,440,000
Product Warranty Accrual, Payments						1,094,000
Fair Value Repurchased And Included In Loans Held For Investment						$ 2,468,000
Payments for Origination of Mortgage Loans Held-for-sale			$ 378,100,000	$ 248,600,000	$ 572,700,000

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale
Available for sale Securities, Amortized Cost	$ 46,839	$ 49,474
Available for sale Securities, Gross Unrealized Gains	1,428	1,761
Available for sale Securities, Gross Unrealized Losses	69	35
Available-for-sale Securities, Estimated Fair Value	48,198	51,200
Held-to-maturity
Held to maturity Securities, Amortized Cost	15,068	15,644
Held to maturity Securities, Gross Unrealized Gains	242	323
Held to maturity Securities, Gross Unrealized Losses	57	22
Held to maturity Securities, Estimated Fair Value	15,253	15,945
Municipal securities [Member]
Available-for-sale
Available for sale Securities, Amortized Cost	17,472	19,093
Available for sale Securities, Gross Unrealized Gains	620	831
Available for sale Securities, Gross Unrealized Losses	62	28
Available-for-sale Securities, Estimated Fair Value	18,030	19,896
Held-to-maturity
Held to maturity Securities, Amortized Cost	7,543	7,722
Held to maturity Securities, Gross Unrealized Gains	148	198
Held to maturity Securities, Gross Unrealized Losses	23	22
Held to maturity Securities, Estimated Fair Value	7,668	7,898
Corporate securities [Member]
Available-for-sale
Available for sale Securities, Amortized Cost	9,863	9,822
Available for sale Securities, Gross Unrealized Gains	117	149
Available for sale Securities, Gross Unrealized Losses	7	7
Available-for-sale Securities, Estimated Fair Value	9,973	9,964
Asset-backed Securities [Member]
Available-for-sale
Available for sale Securities, Amortized Cost	1,794	1,847
Available for sale Securities, Gross Unrealized Gains	103	83
Available for sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities, Estimated Fair Value	1,897	1,930
Held-to-maturity
Held to maturity Securities, Amortized Cost	1,917	1,977
Held to maturity Securities, Gross Unrealized Gains	72	87
Held to maturity Securities, Gross Unrealized Losses	0	0
Held to maturity Securities, Estimated Fair Value	1,989	2,064
Unrestricted Stock [Member]
Available-for-sale
Available for sale Securities, Amortized Cost	42	42
Available for sale Securities, Gross Unrealized Gains	25	16
Available for sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities, Estimated Fair Value	67	58
FNMA, FHLMC, and GNMA mortgage-backed securities [Member]
Available-for-sale
Available for sale Securities, Amortized Cost	17,668	18,670
Available for sale Securities, Gross Unrealized Gains	563	682
Available for sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities, Estimated Fair Value	18,231	19,352
Held-to-maturity
Held to maturity Securities, Amortized Cost	5,608	5,945
Held to maturity Securities, Gross Unrealized Gains	22	38
Held to maturity Securities, Gross Unrealized Losses	34	0
Held to maturity Securities, Estimated Fair Value	$ 5,596	$ 5,983

Securities (Details 1)

Securities (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Maturities of Debt Securities [Line Items]
Available-for-sale Securities, Due in one year or less, Amortized Cost	$ 998
Available-for-sale Securities, Due from one to five years, Amortized Cost	11,094
Available-for-sale Securities, Due from five to ten years, Amortized Cost	14,599
Available-for-sale Securities, Over ten years, Amortized Cost	20,106
Available-for-sale Securities, Amortized Cost	46,797
Available-for-sale Securities, Due in one year or less, Estimated Fair Value	1,000
Available-for-sale Securities, Due from one to five years, Estimated Fair Value	11,320
Available-for-sale Securities, Due from five to ten years, Estimated Fair Value	15,206
Available-for-sale Securities, Over ten years, Estimated Fair Value	20,605
Available-for-sale Securities, Estimated Fair Value	48,131
Held-to-maturity Securities, Due in one year or less, Amortized Cost	0
Held-to-maturity Securities, Due from one to five years, Amortized Cost	0
Held-to-maturity Securities, Due from five to ten years, Amortized Cost	2,449
Held-to-maturity Securities, Over ten years, Amortized Cost	12,619
Held-to-maturity Securities, Amortized Cost	15,068	$ 15,644
Held-to-maturity Securities, Due in one year or less, Estimated Fair Value	0
Held-to-maturity Securities, Due from one to five years, Estimated Fair Value	0
Held-to-maturity Securities, Due from five to ten years, Estimated Fair Value	2,484
Held-to-maturity Securities, Over ten years, Estimated Fair Value	12,769
Held to maturity Securities, Estimated Fair Value	15,253	$ 15,945
Bullet Securities [Member]
Maturities of Debt Securities [Line Items]
Available-for-sale Securities, Due in one year or less, Amortized Cost	998
Available-for-sale Securities, Due from one to five years, Amortized Cost	8,428
Available-for-sale Securities, Due from five to ten years, Amortized Cost	9,677
Available-for-sale Securities, Over ten years, Amortized Cost	8,232
Available-for-sale Securities, Amortized Cost	27,335
Available-for-sale Securities, Due in one year or less, Estimated Fair Value	1,000
Available-for-sale Securities, Due from one to five years, Estimated Fair Value	8,601
Available-for-sale Securities, Due from five to ten years, Estimated Fair Value	9,992
Available-for-sale Securities, Over ten years, Estimated Fair Value	8,409
Available-for-sale Securities, Estimated Fair Value	28,002
Held-to-maturity Securities, Due in one year or less, Amortized Cost	0
Held-to-maturity Securities, Due from one to five years, Amortized Cost	0
Held-to-maturity Securities, Due from five to ten years, Amortized Cost	2,449
Held-to-maturity Securities, Over ten years, Amortized Cost	5,094
Held-to-maturity Securities, Amortized Cost	7,543
Held-to-maturity Securities, Due in one year or less, Estimated Fair Value	0
Held-to-maturity Securities, Due from one to five years, Estimated Fair Value	0
Held-to-maturity Securities, Due from five to ten years, Estimated Fair Value	2,484
Held-to-maturity Securities, Over ten years, Estimated Fair Value	5,184
Held to maturity Securities, Estimated Fair Value	7,668
Declining Balance Securities [Member]
Maturities of Debt Securities [Line Items]
Available-for-sale Securities, Due in one year or less, Amortized Cost	0
Available-for-sale Securities, Due from one to five years, Amortized Cost	2,666
Available-for-sale Securities, Due from five to ten years, Amortized Cost	4,922
Available-for-sale Securities, Over ten years, Amortized Cost	11,874
Available-for-sale Securities, Amortized Cost	19,462
Available-for-sale Securities, Due in one year or less, Estimated Fair Value	0
Available-for-sale Securities, Due from one to five years, Estimated Fair Value	2,719
Available-for-sale Securities, Due from five to ten years, Estimated Fair Value	5,214
Available-for-sale Securities, Over ten years, Estimated Fair Value	12,196
Available-for-sale Securities, Estimated Fair Value	20,129
Held-to-maturity Securities, Due in one year or less, Amortized Cost	0
Held-to-maturity Securities, Due from one to five years, Amortized Cost	0
Held-to-maturity Securities, Due from five to ten years, Amortized Cost	0
Held-to-maturity Securities, Over ten years, Amortized Cost	7,525
Held-to-maturity Securities, Amortized Cost	7,525
Held-to-maturity Securities, Due in one year or less, Estimated Fair Value	0
Held-to-maturity Securities, Due from one to five years, Estimated Fair Value	0
Held-to-maturity Securities, Due from five to ten years, Estimated Fair Value	0
Held-to-maturity Securities, Over ten years, Estimated Fair Value	7,585
Held to maturity Securities, Estimated Fair Value	$ 7,585

Securities (Details 2)

Securities (Details 2) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Securities	Dec. 31, 2014USD ($)Securities
Schedule of Available-for-sale Securities [Line Items]
Number of Securities, Less Than 12 Months | Securities	5	1
Fair Value, Less Than 12 Months	$ 9,448	$ 1,469
Gross Unrealized Losses, Less Than 12 Months,	$ 111	$ 22
Number of Securities, 12 Months or Greater | Securities	2	6
Fair Value, 12 Months or Greater	$ 1,215	$ 5,949
Gross Unrealized Losses, 12 Months or Greater	$ 15	$ 35
Number of Securities, Total | Securities	7	7
Fair Value, Total	$ 10,663	$ 7,418
Gross Unrealized Losses, Total	$ 126	$ 57
FNMA, FHLMC, and GNMA mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of Securities, Less Than 12 Months | Securities	1
Fair Value, Less Than 12 Months	$ 4,122
Gross Unrealized Losses, Less Than 12 Months,	$ 34
Number of Securities, 12 Months or Greater | Securities	0
Fair Value, 12 Months or Greater	$ 0
Gross Unrealized Losses, 12 Months or Greater	$ 0
Number of Securities, Total | Securities	1
Fair Value, Total	$ 4,122
Gross Unrealized Losses, Total	$ 34
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of Securities, Less Than 12 Months | Securities	4	1
Fair Value, Less Than 12 Months	$ 5,326	$ 1,469
Gross Unrealized Losses, Less Than 12 Months,	$ 77	$ 22
Number of Securities, 12 Months or Greater | Securities	1	5
Fair Value, 12 Months or Greater	$ 242	$ 4,977
Gross Unrealized Losses, 12 Months or Greater	$ 8	$ 28
Number of Securities, Total | Securities	5	6
Fair Value, Total	$ 5,568	$ 6,446
Gross Unrealized Losses, Total	$ 85	$ 50
Corporate Bond Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of Securities, Less Than 12 Months | Securities	0	0
Fair Value, Less Than 12 Months	$ 0	$ 0
Gross Unrealized Losses, Less Than 12 Months,	$ 0	$ 0
Number of Securities, 12 Months or Greater | Securities	1	1
Fair Value, 12 Months or Greater	$ 973	$ 972
Gross Unrealized Losses, 12 Months or Greater	$ 7	$ 7
Number of Securities, Total | Securities	1	1
Fair Value, Total	$ 973	$ 972
Gross Unrealized Losses, Total	$ 7	$ 7

Securities (Details Textual)

Securities (Details Textual) - USD ($)	3 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Jun. 30, 2015	Dec. 31, 2014
Gain (Loss) on Investments [Line Items]
Investment Owned, at Cost	$ 1,268,000
Gain (Loss) on Sale of Debt Investments	$ 27,000
Pledged Assets Separately Reported, Securities Pledged for Repurchase Agreements, at Fair Value		$ 19,822,000	$ 25,327,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total		126,000	57,000
Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value		10,663,000	$ 7,418,000
Five Municipal Securities [Member]
Gain (Loss) on Investments [Line Items]
Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value		5,568,000
One Corporate Debt Security [Member]
Gain (Loss) on Investments [Line Items]
Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value		973,000
Collateralized Mortgage Backed Securities [Member]
Gain (Loss) on Investments [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss, Total		34,000
Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value		$ 4,122,000

Loans and allowance for loan 41

Loans and allowance for loan losses (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	$ 6,520	$ 7,663
Provision for loan losses	835	1,436
Allowance for loan losses, Charge-offs	(2,202)	(3,485)
Allowance for loan losses, Recoveries	642	906
Allowance for loan losses, Ending of year balance	5,795	6,520
Allowance for loan losses, Ending balance individually evaluated for impairment	577	722
Allowance for loan losses, Ending balance collectively evaluated for impairment	5,218	5,798
Loans Outstanding, Ending of year balance	461,000	472,189
Loans Outstanding, Ending balance individually evaluated for impairment	22,945	18,560
Loans Outstanding, Ending balance collectively evaluated for impairment	438,055	453,629
Real Estate Construction & development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	1,495	1,459
Provision for loan losses	(609)	26
Allowance for loan losses, Charge-offs	0	(22)
Allowance for loan losses, Recoveries	0	32
Allowance for loan losses, Ending of year balance	886	1,495
Allowance for loan losses, Ending balance individually evaluated for impairment	0	0
Allowance for loan losses, Ending balance collectively evaluated for impairment	886	1,495
Loans Outstanding, Ending of year balance	72,730	75,869
Loans Outstanding, Ending balance individually evaluated for impairment	643	1,056
Loans Outstanding, Ending balance collectively evaluated for impairment	72,087	74,813
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	2,144	2,564
Provision for loan losses	1,733	282
Allowance for loan losses, Charge-offs	(1,867)	(1,050)
Allowance for loan losses, Recoveries	346	348
Allowance for loan losses, Ending of year balance	2,356	2,144
Allowance for loan losses, Ending balance individually evaluated for impairment	307	357
Allowance for loan losses, Ending balance collectively evaluated for impairment	2,049	1,787
Loans Outstanding, Ending of year balance	195,177	215,280
Loans Outstanding, Ending balance individually evaluated for impairment	15,674	10,848
Loans Outstanding, Ending balance collectively evaluated for impairment	179,503	204,432
Home Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	766	580
Provision for loan losses	(254)	427
Allowance for loan losses, Charge-offs	(104)	(244)
Allowance for loan losses, Recoveries	4	3
Allowance for loan losses, Ending of year balance	412	766
Allowance for loan losses, Ending balance individually evaluated for impairment	5	127
Allowance for loan losses, Ending balance collectively evaluated for impairment	407	639
Loans Outstanding, Ending of year balance	72,179	71,006
Loans Outstanding, Ending balance individually evaluated for impairment	380	614
Loans Outstanding, Ending balance collectively evaluated for impairment	71,799	70,392
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	483	472
Provision for loan losses	257	39
Allowance for loan losses, Charge-offs	(110)	(147)
Allowance for loan losses, Recoveries	16	119
Allowance for loan losses, Ending of year balance	646	483
Allowance for loan losses, Ending balance individually evaluated for impairment	247	216
Allowance for loan losses, Ending balance collectively evaluated for impairment	399	267
Loans Outstanding, Ending of year balance	54,188	51,902
Loans Outstanding, Ending balance individually evaluated for impairment	5,078	5,520
Loans Outstanding, Ending balance collectively evaluated for impairment	49,110	46,382
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	1,413	2,562
Provision for loan losses	(104)	382
Allowance for loan losses, Charge-offs	(117)	(1,913)
Allowance for loan losses, Recoveries	267	382
Allowance for loan losses, Ending of year balance	1,459	1,413
Allowance for loan losses, Ending balance individually evaluated for impairment	18	22
Allowance for loan losses, Ending balance collectively evaluated for impairment	1,441	1,391
Loans Outstanding, Ending of year balance	64,401	54,359
Loans Outstanding, Ending balance individually evaluated for impairment	1,170	522
Loans Outstanding, Ending balance collectively evaluated for impairment	63,231	53,837
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	28	17
Provision for loan losses	(1)	98
Allowance for loan losses, Charge-offs	(4)	(109)
Allowance for loan losses, Recoveries	9	22
Allowance for loan losses, Ending of year balance	32	28
Allowance for loan losses, Ending balance individually evaluated for impairment	0	0
Allowance for loan losses, Ending balance collectively evaluated for impairment	32	28
Loans Outstanding, Ending of year balance	2,325	3,773
Loans Outstanding, Ending balance individually evaluated for impairment	0	0
Loans Outstanding, Ending balance collectively evaluated for impairment	2,325	3,773
Unallocated Financing Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, Beginning of year balance	191	9
Provision for loan losses	(187)	182
Allowance for loan losses, Charge-offs	0	0
Allowance for loan losses, Recoveries	0	0
Allowance for loan losses, Ending of year balance	4	191
Allowance for loan losses, Ending balance individually evaluated for impairment	0	0
Allowance for loan losses, Ending balance collectively evaluated for impairment	4	191
Loans Outstanding, Ending of year balance	0	0
Loans Outstanding, Ending balance individually evaluated for impairment	0	0
Loans Outstanding, Ending balance collectively evaluated for impairment	$ 0	$ 0

Loans and allowance for loan 42

Loans and allowance for loan losses (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 12,216	$ 7,213
Current	448,784	464,976
Total Loans	461,000	472,189
Loans Past Due 90 Days or More & Accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	25	647
Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	475	108
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	11,716	6,458
Real Estate Loans Construction and development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	598	990
Current	72,132	74,879
Total Loans	72,730	75,869
Loans Past Due 90 Days or More & Accruing	0	0
Real Estate Loans Construction and development [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Real Estate Loans Construction and development [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Real Estate Loans Construction and development [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	598	990
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	8,591	3,107
Current	186,586	212,173
Total Loans	195,177	215,280
Loans Past Due 90 Days or More & Accruing	0	0
Commercial Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	318	0
Commercial Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	8,273	3,107
Home Equity Line Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	277	355
Current	71,902	70,651
Total Loans	72,179	71,006
Loans Past Due 90 Days or More & Accruing	0	0
Home Equity Line Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	25	0
Home Equity Line Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Home Equity Line Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	252	355
Residential Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,962	2,583
Current	52,226	49,319
Total Loans	54,188	51,902
Loans Past Due 90 Days or More & Accruing	0	0
Residential Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	622
Residential Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	157	38
Residential Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,805	1,923
Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	11,428	7,035
Current	382,846	407,022
Total Loans	394,274	414,057
Loans Past Due 90 Days or More & Accruing	0	0
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	25	622
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	475	38
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	10,928	6,375
Commercial and Industrial, Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	788	153
Current	63,613	54,206
Total Loans	64,401	54,359
Loans Past Due 90 Days or More & Accruing	0	0
Commercial and Industrial, Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial and Industrial, Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	70
Commercial and Industrial, Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	788	83
Consumer Other Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	25
Current	2,325	3,748
Total Loans	2,325	3,773
Loans Past Due 90 Days or More & Accruing	0	0
Consumer Other Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	25
Consumer Other Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Consumer Other Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 0	$ 0

Loans and allowance for loan 43

Loans and allowance for loan losses (Details 2) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 15,800	$ 10,477
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	20,098	14,587
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	21,457	15,140
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	413	558
Impaired Financing Receivable, With Related Allowance, Recorded Investment	7,145	8,083
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	7,521	8,621
Impaired Financing Receivable, Related Loan Loss Allowance	577	722
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	7,591	8,822
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	206	544
Consumer & other [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	0	0
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	0	0
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	0	0
Impaired Financing Receivable, With Related Allowance, Recorded Investment	0	0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0	0
Impaired Financing Receivable, Related Loan Loss Allowance	0	0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	0	0
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	0	0
Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	15,012	10,361
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	19,304	13,477
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	20,661	13,500
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	403	557
Impaired Financing Receivable, With Related Allowance, Recorded Investment	6,763	7,677
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	7,139	8,204
Impaired Financing Receivable, Related Loan Loss Allowance	559	700
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	7,198	8,375
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	196	522
Real Estate Construction and Land Development [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	643	1,056
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	643	1,056
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	791	875
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	1	6
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0	0
Impaired Financing Receivable, Related Loan Loss Allowance	0	0
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	0	0
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	0	0
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	10,767	5,300
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	14,722	7,980
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	15,898	8,133
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	305	386
Impaired Financing Receivable, With Related Allowance, Recorded Investment	4,907	5,548
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	5,135	5,943
Impaired Financing Receivable, Related Loan Loss Allowance	307	357
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	5,175	6,026
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	139	288
Home Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	201	320
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	362	527
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	363	528
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	8	20
Impaired Financing Receivable, With Related Allowance, Recorded Investment	179	294
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	245	350
Impaired Financing Receivable, Related Loan Loss Allowance	5	127
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	245	351
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	10	17
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	3,401	3,685
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	3,577	3,914
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	3,609	3,964
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	89	145
Impaired Financing Receivable, With Related Allowance, Recorded Investment	1,677	1,835
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,759	1,911
Impaired Financing Receivable, Related Loan Loss Allowance	247	216
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,778	1,998
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	47	217
Commercial and Industrial, Real Estate Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	788	116
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	794	1,110
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	796	1,640
Impaired Financing Receivable, with No Related Allowance, Interest Income Recognized	10	1
Impaired Financing Receivable, With Related Allowance, Recorded Investment	382	406
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	382	417
Impaired Financing Receivable, Related Loan Loss Allowance	18	22
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	393	447
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	10	22
Impaired Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, With Related Allowance, Recorded Investment	22,945	18,560
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	27,619	23,208
Impaired Financing Receivable, Related Loan Loss Allowance	577	722
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	29,048	23,962
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	$ 619	$ 1,102

Loans and allowance for loan 44

Loans and allowance for loan losses (Details 3) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	$ 11,716	$ 6,458
Consumer & other [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	0	0
Real Estate Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	598	990
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	8,273	3,107
Home Equity Line Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	252	355
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	1,805	1,923
Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	10,928	6,375
Commercial and Industrial, Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	$ 788	$ 83

Loans and allowance for loan 45

Loans and allowance for loan losses (Details 4) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 461,000	$ 472,189
Consumer & other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,325	3,773
Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	394,274	414,057
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	431,810	442,049
Pass [Member] | Consumer & other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,325	3,773
Pass [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	369,129	384,827
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	10,668	16,611
Special Mention [Member] | Consumer & other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Special Mention [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,411	15,794
Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	18,522	13,529
Classified [Member] | Consumer & other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Classified [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	17,734	13,436
Real Estate Construction and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	72,730	75,869
Real Estate Construction and Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	72,009	74,813
Real Estate Construction and Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	45	66
Real Estate Construction and Land Development [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	676	990
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	195,177	215,280
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	177,034	194,767
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,525	12,965
Commercial Real Estate [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,618	7,548
Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	72,179	71,006
Home Equity Line of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	71,258	69,937
Home Equity Line of Credit [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	117	40
Home Equity Line of Credit [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	804	1,029
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	54,188	51,902
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	48,828	45,310
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,724	2,723
Residential Real Estate [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,636	3,869
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	64,401	54,359
Commercial and Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	60,356	53,449
Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,257	817
Commercial and Industrial [Member] | Classified [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 788	$ 93

Loans and allowance for loan 46

Loans and allowance for loan losses (Details 5) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Contracts	Dec. 31, 2014USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	32	39
Troubled Debt Restructurings, Modification Amount	$ 13,008	$ 14,028
Consumer & other [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Construction and Land Development [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	3	5
Troubled Debt Restructurings, Modification Amount	$ 643	$ 1,056
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	14	16
Troubled Debt Restructurings, Modification Amount	$ 9,188	$ 9,699
Home Equity Line Real Estate Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	14	15
Troubled Debt Restructurings, Modification Amount	$ 2,795	$ 2,863
Total real estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	31	36
Troubled Debt Restructurings, Modification Amount	$ 12,626	$ 13,618
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	1	3
Troubled Debt Restructurings, Modification Amount	$ 382	$ 410
Accrual Status [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	23	25
Troubled Debt Restructurings, Modification Amount	$ 9,450	$ 9,774
Accrual Status [Member] | Consumer & other [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Accrual Status [Member] | Construction and Land Development [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	1	1
Troubled Debt Restructurings, Modification Amount	$ 45	$ 66
Accrual Status [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	11	12
Troubled Debt Restructurings, Modification Amount	$ 7,114	$ 7,360
Accrual Status [Member] | Home Equity Line Real Estate Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Accrual Status [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	10	10
Troubled Debt Restructurings, Modification Amount	$ 1,909	$ 1,943
Accrual Status [Member] | Total real estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	22	23
Troubled Debt Restructurings, Modification Amount	$ 9,068	$ 9,369
Accrual Status [Member] | Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	1	2
Troubled Debt Restructurings, Modification Amount	$ 382	$ 405
Non Accrual Status [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	9	14
Troubled Debt Restructurings, Modification Amount	$ 3,558	$ 4,254
Non Accrual Status [Member] | Consumer & other [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Non Accrual Status [Member] | Construction and Land Development [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	2	4
Troubled Debt Restructurings, Modification Amount	$ 598	$ 990
Non Accrual Status [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	3	4
Troubled Debt Restructurings, Modification Amount	$ 2,074	$ 2,339
Non Accrual Status [Member] | Home Equity Line Real Estate Loans [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	0
Troubled Debt Restructurings, Modification Amount	$ 0	$ 0
Non Accrual Status [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	4	5
Troubled Debt Restructurings, Modification Amount	$ 886	$ 920
Non Accrual Status [Member] | Total real estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	9	13
Troubled Debt Restructurings, Modification Amount	$ 3,558	$ 4,249
Non Accrual Status [Member] | Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Number of Contracts | Contracts	0	1
Troubled Debt Restructurings, Modification Amount	$ 0	$ 5

Loans and allowance for loan 47

Loans and allowance for loan losses (Details 6) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Contracts	Jun. 30, 2014USD ($)Contracts	Jun. 30, 2015USD ($)Contracts	Jun. 30, 2014USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1	2	1	2
Pre-Modification, Recorded Investment	$ 0	$ 1,261	$ 0	$ 1,261
Post-Modification, Number of Contracts | Contracts	1	2	1	2
Post-Modification, Recorded Investment	$ 293	$ 1,251	$ 293	$ 1,251
Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	0	0	0
Pre-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification, Number of Contracts | Contracts	0	0	0	0
Post-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	1	0	1
Pre-Modification, Recorded Investment	$ 0	$ 411	$ 0	$ 411
Post-Modification, Number of Contracts | Contracts	0	1	0	1
Post-Modification, Recorded Investment	$ 0	$ 409	$ 0	$ 409
Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	1	0	1
Pre-Modification, Recorded Investment	$ 0	$ 850	$ 0	$ 850
Post-Modification, Number of Contracts | Contracts	0	1	0	1
Post-Modification, Recorded Investment	$ 0	$ 842	$ 0	$ 842
Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1	0	1	0
Pre-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification, Number of Contracts | Contracts	1	0	1	0
Post-Modification, Recorded Investment	$ 293	$ 0	$ 293	$ 0
Construction and development [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1		1
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	1		1
Post-Modification, Recorded Investment	$ 293		$ 293
Construction and development [Member] | Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Construction and development [Member] | Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Construction and development [Member] | Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Construction and development [Member] | Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1		1
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	1		1
Post-Modification, Recorded Investment	$ 293		$ 293
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		1		1
Pre-Modification, Recorded Investment		$ 411		$ 411
Post-Modification, Number of Contracts | Contracts		1		1
Post-Modification, Recorded Investment		$ 409		$ 409
Residential Real Estate [Member] | Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Residential Real Estate [Member] | Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		1		1
Pre-Modification, Recorded Investment		$ 411		$ 411
Post-Modification, Number of Contracts | Contracts		1		1
Post-Modification, Recorded Investment		$ 409		$ 409
Residential Real Estate [Member] | Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Residential Real Estate [Member] | Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1	1	1	1
Pre-Modification, Recorded Investment	$ 0	$ 411	$ 0	$ 411
Post-Modification, Number of Contracts | Contracts	1	1	1	1
Post-Modification, Recorded Investment	$ 293	$ 409	$ 293	$ 409
Real Estate [Member] | Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	0	0	0
Pre-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification, Number of Contracts | Contracts	0	0	0	0
Post-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Real Estate [Member] | Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	1	0	1
Pre-Modification, Recorded Investment	$ 0	$ 411	$ 0	$ 411
Post-Modification, Number of Contracts | Contracts	0	1	0	1
Post-Modification, Recorded Investment	$ 0	$ 409	$ 0	$ 409
Real Estate [Member] | Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0	0	0	0
Pre-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification, Number of Contracts | Contracts	0	0	0	0
Post-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Real Estate [Member] | Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	1	0	1	0
Pre-Modification, Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification, Number of Contracts | Contracts	1	0	1	0
Post-Modification, Recorded Investment	$ 293	$ 0	$ 293	$ 0
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		1		1
Pre-Modification, Recorded Investment		$ 850		$ 850
Post-Modification, Number of Contracts | Contracts		1		1
Post-Modification, Recorded Investment		$ 842		$ 842
Commercial and Industrial [Member] | Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Commercial and Industrial [Member] | Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Commercial and Industrial [Member] | Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		1		1
Pre-Modification, Recorded Investment		$ 850		$ 850
Post-Modification, Number of Contracts | Contracts		1		1
Post-Modification, Recorded Investment		$ 842		$ 842
Commercial and Industrial [Member] | Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts		0		0
Pre-Modification, Recorded Investment		$ 0		$ 0
Post-Modification, Number of Contracts | Contracts		0		0
Post-Modification, Recorded Investment		$ 0		$ 0
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Commercial Portfolio Segment [Member] | Rate Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Commercial Portfolio Segment [Member] | Term Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Commercial Portfolio Segment [Member] | Payment Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0
Commercial Portfolio Segment [Member] | Combination Modification [Member]
Financing Receivable, Modifications [Line Items]
Pre-Modification, Number of Contracts | Contracts	0		0
Pre-Modification, Recorded Investment	$ 0		$ 0
Post-Modification, Number of Contracts | Contracts	0		0
Post-Modification, Recorded Investment	$ 0		$ 0

Loans and allowance for loan 48

Loans and allowance for loan losses (Details Textual) - Plan Asset Categories [Domain] - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans, with Related Allowance, Recorded Investment	$ 7,145,000	$ 8,083,000
Financing Receivable, Recorded Investment, Nonaccrual Status	11,716,000	6,458,000
Unpaid amount	574,000
Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans, with Related Allowance, Recorded Investment	22,945,000	18,560,000
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 11,716,000	$ 6,458,000

Fair value measurements (Detail

Fair value measurements (Details) - Fair Value, Measurements, Recurring [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning balance	$ 0	$ 0
Gains, net of losses, included in other income	613	0
Transfers in and out	0	0
Ending balance	$ 613	$ 0

Fair value measurements (Deta50

Fair value measurements (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	$ 119,708	$ 90,980
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	67	58
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	119,028	90,922
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	613	0
Interest Rate Lock Commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	613
Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0
Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0
Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	613
Available-for-sale Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	48,198	51,200
Available-for-sale Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	67	58
Available-for-sale Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	48,131	51,142
Available-for-sale Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Loans Held For Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	70,897	39,780
Loans Held For Sale [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Loans Held For Sale [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	70,897	39,780
Loans Held For Sale [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	1,897	1,930
Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	1,897	1,930
Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Municipal securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	18,030	19,896
Municipal securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Municipal securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	18,030	19,896
Municipal securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	18,231	19,352
Mortgage-backed securities | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Mortgage-backed securities | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	18,231	19,352
Mortgage-backed securities | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Corporate securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	9,973	9,964
Corporate securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Corporate securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	9,973	9,964
Corporate securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Unrestricted Stock [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	67	58
Unrestricted Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	67	58
Unrestricted Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	0	0
Unrestricted Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets Measured at Fair Value	$ 0	$ 0

Fair value measurements (Deta51

Fair value measurements (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	$ 22,368	$ 17,838
Impaired Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	0	0
Impaired Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	0	0
Impaired Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	22,368	17,838
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	5,352	5,610
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non-recurring basis	$ 5,352	$ 5,610

Fair value measurements (Deta52

Fair value measurements (Details 3) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Loan [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 22,368	$ 17,838
Other Real Estate Owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	5,352	5,610
Interest Rate Lock Commitments [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	613
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 22,368	$ 17,838
Fair Value Measurements, Valuation Techniques	Discounted appraisals Discounted cash flows	Discounted appraisals Discounted cash flows
Fair Value Measurements, Significant Unobservable Inputs	Collateral discounts Cash flow estimates/ discounted rates	Collateral discounts Cash flow estimates/ discounted rates
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member] | Collateral Discounts [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	8.00%	8.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member] | Cashflow Estimates [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	0.00%	0.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member] | Collateral Discounts [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member] | Cashflow Estimates [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	100.00%	100.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member] | Discounted Rates [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	100.00%	100.00%
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 5,352	$ 5,610
Fair Value Measurements, Valuation Techniques	Discounted appraisals	Discounted appraisals
Fair Value Measurements, Significant Unobservable Inputs	Collateral discounts	Collateral discounts
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Minimum [Member] | Collateral Discounts [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	8.00%	8.00%
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Maximum [Member] | Collateral Discounts [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value	10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Valuation Techniques	Pricing models
Fair Value Measurements, Significant Unobservable Inputs	Loan closing ratios
Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member] | Minimum [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value, Loan Closing Ratios	25.00%
Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member] | Maximum [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value, Loan Closing Ratios	100.00%
Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member] | Weighted Average [Member]
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value Measurements, Significant Unobservable Input Value, Loan Closing Ratios	81.00%

Fair value measurements (Deta53

Fair value measurements (Details 4) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial Instruments - Assets, Carrying Amount
Investment securities held-to-maturity, Carrying Amount	$ 15,068	$ 15,644
Net non-impaired loans held for investment, Carrying Amount	432,836	447,831
Financial Instruments - Liabilities, Carrying Amount
Time deposits, Carrying Amount	140,237	143,816
Subordinated debentures, Carrying Amount	19,610	19,610
Financial Instruments - Assets, Fair Value
Investment securities held-to-maturity, Fair Value	15,253	15,945
Net non-impaired loans held for investment, Fair Value	434,257	448,603
Financial Instruments - Liabilities ,Fair Value
Time deposits, Fair Value	140,158	143,881
Subordinated debentures, Fair Value	16,987	16,885
Fair Value, Inputs, Level 1 [Member]
Financial Instruments - Assets, Fair Value
Investment securities held-to-maturity, Fair Value	0	0
Net non-impaired loans held for investment, Fair Value	0	0
Financial Instruments - Liabilities ,Fair Value
Time deposits, Fair Value	0	0
Subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Financial Instruments - Assets, Fair Value
Investment securities held-to-maturity, Fair Value	15,253	15,945
Net non-impaired loans held for investment, Fair Value	0	0
Financial Instruments - Liabilities ,Fair Value
Time deposits, Fair Value	0	0
Subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 3 [Member]
Financial Instruments - Assets, Fair Value
Investment securities held-to-maturity, Fair Value	0	0
Net non-impaired loans held for investment, Fair Value	434,257	448,603
Financial Instruments - Liabilities ,Fair Value
Time deposits, Fair Value	140,158	143,881
Subordinated debentures, Fair Value	$ 16,987	$ 16,885

Fair value measurements (Deta54

Fair value measurements (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Fair Value of Financial Statements [Line Items]
Fair Value Assumption For Trust Preferred Debt	discounting cash flows using a rate 300 basis points higher than the actual current rate over an estimated remaining term of 12.0 years in 2015 and 12.5 years in 2014. The trust preferred debt was issued at favorable rates in 2004, and current rates are approximately 300 basis points higher when available. The Basel III capital guidelines allow for inclusion of trust preferred securities as Tier 1 capital, up to certain quantitative limits for banks with less than $15 billion in consolidated assets.
Securities held-to-maturity	$ 15,068	$ 15,644

Derivatives and financial ins55

Derivatives and financial instruments (Details) - Jun. 30, 2015 - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Total
Mortgage Loan Interest Rate Lock Commitments Hedged Through Best Efforts Sales Commitments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Instruments and Hedges, Assets, Total	$ 410
Derivative Instruments and Hedges, Liabilities, Total	0
Derivative, Gain on Derivative	410
Derivative, Notional Amount	47,695
Mortgage Loan Interest Rate Lock Commitments Hedged Through Mortgage-Backed Securities Forward Sales [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Instruments and Hedges, Assets, Total	223
Derivative Instruments and Hedges, Liabilities, Total	20
Derivative, Gain on Derivative	203
Derivative, Notional Amount	22,228
Mortgage Backed Securities Forward Sales [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative Instruments and Hedges, Assets, Total	110
Derivative Instruments and Hedges, Liabilities, Total	92
Derivative, Gain on Derivative	18
Derivative, Notional Amount	$ 30,250

Derivatives and financial ins56

Derivatives and financial instruments (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Derivative [Line Items]
Loans held for sale, Aggregate Fair Value	$ 70,897	$ 39,780
Loans held for sale, Aggregate Unpaid Principal	69,914	39,353
Loans held for sale, Aggregate Fair Value Less Aggregate Unpaid Principal	$ 983	$ 427

Derivatives and financial ins57

Derivatives and financial instruments (Details 2) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Derivative [Line Items]
Net gains resulting from changes in fair value	$ 556	$ 260

Impact of recently adopted ac58

Impact of recently adopted accounting standards (Details Textual) $ in Millions	Jun. 30, 2015USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Amortization	$ 1.2
Qualified Affordable Housing Investment	$ 3

Commitments (Details)

Commitments (Details) $ in Thousands	Jun. 30, 2015USD ($)
Operating Leased Assets [Line Items]
Due in one year	$ 487
Due in Years 2 and 3	656
Due in Years 4 and 5	620
Due after Year 5	2,723
Operating Leases, Future Minimum Payments Due	$ 4,486

Commitments (Details Textual)

Commitments (Details Textual) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Standby Letters of Credit [Member]
Commitments And Contingencies [Line Items]
Letters of Credit Outstanding, Amount	$ 1,752,000	$ 1,812,000
Unused lines of Credit [Member]
Commitments And Contingencies [Line Items]
Pre Approved But Unused Lines Of Credit Granted To Loan Customers	$ 193,764,000	$ 174,665,000

Uncategorized Items - clbh-2015

Label	Element	Value
Gains (Losses) On Sale Of Investment Securities	us-gaap_GainLossOnSaleOfSecuritiesNet	$ 0
Gains (Losses) On Sale Of Investment Securities	us-gaap_GainLossOnSaleOfSecuritiesNet	$ 94