Community West Bancshares 10-Q4 Nov 152015 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2015	Nov. 02, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	CENTRAL VALLEY COMMUNITY BANCORP
Entity Central Index Key	1,127,371
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		10,993,463
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Cash and due from banks	$ 27,148	$ 21,316
Interest-earning deposits in other banks	47,872	55,646
Federal funds sold	266	366
Total cash and cash equivalents	75,286	77,328
Available-for-sale investment securities (Amortized cost of $444,728 at September 30, 2015 and $423,639 at December 31, 2014)	452,842	432,535
Held-to-maturity investment securities (Fair value of $35,256 at September 30, 2015 and $35,096 at December 31, 2014)	32,367	31,964
Loans, less allowance for credit losses of $9,093 at September 30, 2015 and $8,308 at December 31, 2014	590,197	564,280
Bank premises and equipment, net	9,494	9,949
Bank owned life insurance	20,557	20,957
Federal Home Loan Bank stock	4,823	4,791
Goodwill	29,917	29,917
Core deposit intangibles	1,091	1,344
Accrued interest receivable and other assets	17,421	19,118
Total assets	1,233,995	1,192,183
Deposits:
Non-interest bearing	386,408	376,402
Interest bearing	688,446	662,750
Total deposits	1,074,854	1,039,152
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable and other liabilities	16,533	16,831
Total liabilities	$ 1,096,542	$ 1,061,138
Commitments and contingencies (Note 8)
Shareholders’ equity:
Preferred stock, no par value, $1,000 per share liquidation preference; 10,000,000 shares authorized, none issued and outstanding	$ 0	$ 0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 10,993,463 at September 30, 2015 and 10,980,440 at December 31, 2014	54,345	54,216
Retained earnings	78,195	71,452
Accumulated other comprehensive income, net of tax	4,913	5,377
Total shareholders’ equity	137,453	131,045
Total liabilities and shareholders’ equity	$ 1,233,995	$ 1,192,183

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Available-for-sale investment securities, Amortized cost	$ 444,728	$ 423,639
Fair value of held-to-maturity investment securities	35,256	35,096
Loans, allowance for credit losses	$ 9,093	$ 8,308
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, authorized	10,000,000	10,000,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Common stock, authorized	80,000,000	80,000,000
Common stock, issued	10,993,463	10,980,440
Common stock, outstanding	10,993,463	10,980,440
Common stock, par value	$ 0	$ 0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME:
Interest and fees on loans	$ 7,747	$ 7,301	$ 22,677	$ 22,197
Interest on deposits in other banks	49	37	147	134
Interest on Federal funds sold	0	0	0	1
Interest and dividends on investment securities:
Taxable	1,234	1,341	3,477	4,127
Exempt from Federal income taxes	1,593	1,469	4,627	4,305
Total interest income	10,623	10,148	30,928	30,764
INTEREST EXPENSE:
Interest on deposits	246	249	718	813
Interest on junior subordinated deferrable interest debentures	25	23	73	72
Total interest expense	271	272	791	885
Net interest income before provision for credit losses	10,352	9,876	30,137	29,879
PROVISION FOR CREDIT LOSSES	100	0	600	(400)
Net interest income after provision for credit losses	10,252	9,876	29,537	30,279
NON-INTEREST INCOME:
Service charges	700	811	2,321	2,441
Appreciation in cash surrender value of bank owned life insurance	142	156	451	459
Interchange fees	297	295	881	924
Net gain on disposal of other real estate owned	0	0	11	63
Net realized gains on sales of investment securities	0	240	1,459	573
Federal Home Loan Bank dividends	120	86	474	237
Loan placement fees	241	212	794	401
Other income	222	261	1,117	983
Total non-interest income	1,722	2,061	7,508	6,081
NON-INTEREST EXPENSES:
Salaries and employee benefits	5,254	5,076	15,472	14,833
Occupancy and equipment	1,204	1,222	3,522	3,671
Professional services	395	375	1,212	886
Data processing expense	287	448	862	1,362
Regulatory assessments	223	177	821	569
ATM and Debit card expenses	145	166	411	476
License and maintenance contract	123	128	392	384
Advertising	157	155	474	462
Internet banking expense	167	134	541	359
Amortization of core deposit intangibles	85	84	253	252
Other expense	988	1,086	3,053	3,266
Total non-interest expenses	9,028	9,051	27,013	26,520
Income before provision for income taxes	2,946	2,886	10,032	9,840
Provision for income taxes	429	535	1,971	2,180
Net income	2,517	2,351	8,061	7,660
Net income available to common shareholders	$ 2,517	$ 2,351	$ 8,061	$ 7,660
Net income per common share:
Basic earnings per common share (in dollars per share)	$ 0.23	$ 0.22	$ 0.74	$ 0.70
Weighted average common shares used in basic computation (in shares)	10,938,160	10,919,630	10,928,780	10,917,892
Diluted earnings per common share (in dollars per share)	$ 0.23	$ 0.21	$ 0.73	$ 0.70
Weighted average common shares used in diluted computation (in shares)	11,024,954	11,014,907	11,012,024	11,005,553
Cash dividend per common share	$ 0.06	$ 0.05	$ 0.12	$ 0.15

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 2,517	$ 2,351	$ 8,061	$ 7,660
Unrealized gains on securities:
Unrealized holdings gains arising and transferred during the period	3,946	619	677	12,060
Less: reclassification for net gains included in net income	0	240	1,459	573
Amortization of net unrealized gains transferred	(2)	(2)	(4)	(20)
Other comprehensive income (loss), before tax	3,944	377	(786)	11,467
Tax (expense) benefit related to items of other comprehensive income	(1,624)	(156)	322	(4,660)
Total other comprehensive income (loss)	2,320	221	(464)	6,807
Comprehensive income	$ 4,837	$ 2,572	$ 7,597	$ 14,467

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 8,061	$ 7,660
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net decrease in deferred loan fees	(111)	(336)
Depreciation	1,043	1,019
Accretion	(881)	(730)
Amortization	5,995	5,841
Stock-based compensation	184	93
Tax benefit from exercise of stock options	(4)	(6)
Provision for credit losses	600	(400)
Net realized gains on sales of available-for-sale investment securities	(1,459)	(573)
Net gain on sale and disposal of equipment	6	191
Net gain on sale of other real estate owned	(11)	(63)
Increase in bank owned life insurance, net of expenses	(451)	(459)
Net gain on bank owned life insurance	(345)	0
Net decrease (increase) in accrued interest receivable and other assets	2,079	(505)
Net decrease in accrued interest payable and other liabilities	(421)	(409)
Provision for deferred income taxes	6	1,201
Net cash provided by operating activities	14,291	12,524
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale investment securities	(156,905)	(137,360)
Proceeds from sales or calls of available-for-sale investment securities	92,647	73,982
Proceeds from maturity and principal repayments of available-for-sale investment securities	39,359	36,133
Net increase in loans	(26,633)	(43,598)
Proceeds from sale of other real estate owned	359	488
Purchases of premises and equipment	(594)	(1,112)
Purchases of bank owned life insurance	(325)	(900)
FHLB stock purchased	32	292
Proceeds from bank owned life insurance	1,365	0
Proceeds from sale of premises and equipment	0	1
Net cash used in investing activities	(50,759)	(72,658)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand, interest bearing and savings deposits	40,301	12,745
Net decrease in time deposits	(4,599)	(8,025)
Proceeds from exercise of stock options	38	45
Excess tax benefit from exercise of stock options	4	6
Cash dividend payments on common stock	(1,318)	(1,641)
Net cash provided by financing activities	34,426	3,130
Decrease in cash and cash equivalents	(2,042)	(57,004)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	77,328	112,052
CASH AND CASH EQUIVALENTS AT END OF PERIOD	75,286	55,048
Cash paid during the period for:
Interest	798	904
Income taxes	845	1,030
Non-cash investing and financing activities:
Foreclosure of loan collateral and recognition of other real estate owned	227	235
Assumption of other real estate owned liabilities	121	0
Transfer of securities from available-for-sale to held-to-maturity	0	31,346
Unrealized gain on transfer of securities from available-for-sale to held-to-maturity	0	163
Purchases of available-for-sale investment securities, not yet settled	$ 0	$ 1,203

Basis of Presentation

Basis of Presentation	9 Months Ended
Basis of Presentation	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2014 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2015 , and the results of its operations and its cash flows for the three and nine month interim periods ended September 30, 2015 and 2014 have been included. Certain reclassifications have been made to prior year amounts to conform to the 2015 presentation. Reclassifications had no effect on prior period net income or shareholders’ equity. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank. The Company terminated its interest in Central Valley Community Insurance Service, LLC (CVCIS) at the beginning of the third quarter of 2015. The Bank’s interest in CVCIS was originally established in 2006 for the purpose of providing health, commercial property and casualty insurance products and services primarily to business customers. The termination of this entity did not have a material impact on the Company’s financial statements.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In accordance with applicable guidance, the Company groups its assets and liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Valuations within these levels are based upon: Level 1 — Quoted market prices (unadjusted) for identical instruments traded in active exchange markets that the Company has the ability to access as of the measurement date. Level 2 — Quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable or can be corroborated by observable market data. Level 3 — Model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use on pricing the asset or liability. Valuation techniques include management judgment and estimation which may be significant. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, we report the transfer at the beginning of the reporting period. The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2015 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 27,148 $ 27,148 $ — $ — $ 27,148 Interest-earning deposits in other banks 47,872 47,872 — — 47,872 Federal funds sold 266 266 — — 266 Available-for-sale investment securities 452,842 7,641 445,201 — 452,842 Held-to-maturity investment securities 32,367 — 35,256 — 35,256 Loans, net 590,197 — — 587,752 587,752 Federal Home Loan Bank stock 4,823 N/A N/A N/A N/A Accrued interest receivable 5,592 24 2,968 2,600 5,592 Financial liabilities: Deposits 1,074,854 925,902 148,783 — 1,074,685 Junior subordinated deferrable interest debentures 5,155 — — 3,019 3,019 Accrued interest payable 108 — 83 25 108 December 31, 2014 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 21,316 $ 21,316 $ — $ — $ 21,316 Interest-earning deposits in other banks 55,646 55,646 — — 55,646 Federal funds sold 366 366 — — 366 Available-for-sale investment securities 432,535 7,585 424,950 — 432,535 Held-to-maturity investment securities 31,964 — 35,096 — 35,096 Loans, net 564,280 — — 564,667 564,667 Federal Home Loan Bank stock 4,791 N/A N/A N/A N/A Accrued interest receivable 5,793 25 3,212 2,556 5,793 Financial liabilities: Deposits 1,039,152 885,704 153,475 — 1,039,179 Junior subordinated deferrable interest debentures 5,155 — — 3,119 3,119 Accrued interest payable 114 — 90 24 114 These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the fair values presented. The methods and assumptions used to estimate fair values are described as follows: (a) Cash and Cash Equivalents — The carrying amounts of cash and due from banks, interest-earning deposits in other banks, and Federal funds sold approximate fair values and are classified as Level 1. (b) Investment Securities — Investment securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for investment securities classified in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. (c) Loans — Fair values of loans are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Purchased credit impaired (PCI) loans are measured at estimated fair value on the date of acquisition. Carrying value is calculated as the present value of expected cash flows and approximates fair value. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are initially valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. (d) FHLB Stock — It is not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. (e) Other real estate owned — OREO is measured at fair value less estimated costs to sell when acquired, establishing a new cost basis. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process to adjust for differences between the comparable sales and income data available. The Company records OREO as non-recurring with level 3 measurement inputs. (f) Deposits — Fair value of demand deposit, savings, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount), resulting in a Level 1 classification. Fair value for fixed and variable rate certificates of deposit are estimated using discounted cash flow analyses using interest rates offered at each reporting date by the Company for certificates with similar remaining maturities resulting in a Level 2 classification. (g) Short-Term Borrowings — The fair values of the Company's federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, are based on the market rates for similar types of borrowing arrangements resulting in a Level 2 classification. (h) Other Borrowings — The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification. (i) Accrued Interest Receivable/Payable — The fair value of accrued interest receivable and payable is based on the fair value hierarchy of the related asset or liability. (j) Off-Balance Sheet Instruments — Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not considered significant for financial reporting purposes. Assets Recorded at Fair Value The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of September 30, 2015 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2015 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale securities Debt Securities: U.S. Government agencies $ 51,914 $ — $ 51,914 $ — Obligations of states and political subdivisions 178,999 — 178,999 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 210,543 — 210,543 — Private label residential mortgage backed securities 3,745 — 3,745 — Other equity securities 7,641 7,641 — — Total assets measured at fair value on a recurring basis $ 452,842 $ 7,641 $ 445,201 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale investment securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the nine months ended September 30, 2015 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the nine month period ended September 30, 2015 . Also there were no liabilities measured at fair value on a recurring basis at September 30, 2015 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at September 30, 2015 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Assets: Impaired loans: Commercial: Commercial and industrial $ 9 $ — $ — $ 9 Total commercial 9 — — 9 Consumer: Equity loans and lines of credit $ 142 $ — $ — $ 142 Total impaired loans 151 — — 151 Other real estate owned — — — — Total assets measured at fair value on a non-recurring basis $ 151 $ — $ — $ 151 At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. The fair value of impaired loans is based on the fair value of the collateral. Impaired loans were determined to be collateral dependent and categorized as Level 3 due to ongoing real estate market conditions resulting in inactive market data, which in turn required the use of unobservable inputs and assumptions in fair value measurements. Impaired loans evaluated under the discounted cash flow method are excluded from the table above. The discounted cash flow methods as prescribed by ASC Topic 310 is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate which is not a market rate. There were no changes in valuation techniques used during the nine month period ended September 30, 2015 . Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value is compared with independent data sources such as recent market data or industry-wide statistics. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $184,000 with a valuation allowance of $33,000 at September 30, 2015 , resulting in fair value of $151,000 . The valuation allowance represents specific allocations for the allowance for credit losses for impaired loans. When present, certain residential real estate properties classified as other real estate owned (OREO) are measured at fair value, less costs to sell. Fair values are based on recent real estate appraisals and/or evaluations. These appraisals and/or evaluations may use a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process to adjust for differences between the comparable sales and income data available. As of September 30, 2015 , the adjustments made by appraisers or management in arriving at the fair value of financial instruments measured on a non-recurring basis were not considered significant for financial reporting purposes. During the three and nine months ended September 30, 2015 , provisions for credit losses and charge-offs related to loans carried at fair value were not considered significant for financial reporting purposes. During the three and nine months ended September 30, 2014 there was no provision for credit losses related to loans carried at fair value. During the three months ended September 30, 2014 there was a net recovery of $131,000 , and for the nine months then ended, there were net charge-offs of $177,000 related to loans carried at fair value. There were no liabilities measured at fair value on a non-recurring basis at September 30, 2015 . The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of December 31, 2014 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2014 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale securities Debt Securities: U.S. Government agencies $ 33,090 $ — $ 33,090 $ — Obligations of states and political subdivisions 149,295 — 149,295 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 237,872 — 237,872 — Private label residential mortgage backed securities 4,693 — 4,693 — Other equity securities 7,585 7,585 — — Total assets measured at fair value on a recurring basis $ 432,535 $ 7,585 $ 424,950 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale investment securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the year ended December 31, 2014 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the year ended December 31, 2014 . Also there were no liabilities measured at fair value on a recurring basis at December 31, 2014 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2014 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Commercial: Commercial and industrial $ 7,019 $ — $ — $ 7,019 Total commercial 7,019 — — 7,019 Consumer: Equity loans and lines of credit $ 777 $ — $ — $ 777 Total consumer 777 — — 777 Total impaired loans 7,796 — — 7,796 Total assets measured at fair value on a non-recurring basis $ 7,796 $ — $ — $ 7,796 The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2014 (dollars in thousands): Description Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) Commercial and industrial $ 7,019 Sales comparison Appraiser adjustments on sales comparable data 0.00%-6.00% Management estimates Management adjustments for depreciation in values depending on property types 8.00%-25.00% Equity loans and lines of credit $ 777 Sales comparison Appraiser adjustments on sales comparable data 0.00%-3.50% Management estimates Management adjustments for depreciation in values depending on property types 11.00% At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. The fair value of impaired loans is based on the fair value of the collateral. Impaired loans were determined to be collateral dependent and categorized as Level 3 due to ongoing real estate market conditions resulting in inactive market data, which in turn required the use of unobservable inputs and assumptions in fair value measurements. Impaired loans evaluated under the discounted cash flow method are excluded from the table above. The discounted cash flow method as prescribed by ASC Topic 310 is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate which is not a market rate. There were no changes in valuation techniques used during the year ended December 31, 2014 . Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value is compared with independent data sources such as recent market data or industry-wide statistics. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $8,239,000 with a valuation allowance of $443,000 at December 31, 2014 , resulting in fair value of $7,796,000 . The valuation allowance represents specific allocations for the allowance for credit losses for impaired loans. During the year ended December 31, 2014 , there was $3,921,000 provision for credit losses related to loans carried at fair value. During the year ended December 31, 2014 , there was $3,539,000 net charge-offs related to loans carried at fair value. There were no liabilities measured at fair value on a non-recurring basis at December 31, 2014 .

Investments

Investments	9 Months Ended
Investments	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments	Investments The investment portfolio consists primarily of U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations, private label residential mortgage backed securities (PLRMBS), and obligations of states and political subdivisions securities. As of September 30, 2015 , $126,238,000 of these securities were held as collateral for borrowing arrangements, public funds, and for other purposes. The fair value of the available-for-sale investment portfolio reflected a net unrealized gain of $8,114,000 at September 30, 2015 compared to an unrealized gain of $8,896,000 at December 31, 2014 . The unrealized gain recorded is net of $3,339,000 and $3,661,000 in tax liabilities as accumulated other comprehensive income within shareholders’ equity at September 30, 2015 and December 31, 2014 , respectively. The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): September 30, 2015 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 51,679 $ 377 $ (142 ) $ 51,914 Obligations of states and political subdivisions 174,758 5,358 (1,117 ) 178,999 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 208,318 2,633 (408 ) 210,543 Private label residential mortgage backed securities 2,473 1,272 — 3,745 Other equity securities 7,500 141 — 7,641 Total available-for-sale $ 444,728 $ 9,781 $ (1,667 ) $ 452,842 September 30, 2015 Held-to-Maturity Securities Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Debt securities: Obligations of states and political subdivisions $ 32,367 $ 2,900 $ (11 ) $ 35,256 December 31, 2014 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 33,088 $ 245 $ (243 ) $ 33,090 Obligations of states and political subdivisions 143,343 6,266 (314 ) 149,295 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 236,629 2,033 (790 ) 237,872 Private label residential mortgage backed securities 3,079 1,614 — 4,693 Other equity securities 7,500 85 — 7,585 Total available-for-sale $ 423,639 $ 10,243 $ (1,347 ) $ 432,535 December 31, 2014 Held-to-Maturity Securities Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Debt securities: Obligations of states and political subdivisions 31,964 3,138 (6 ) $ 35,096 Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended September 30, 2015 and 2014 are shown below (in thousands): For the Three Months For the Nine Months Available-for-Sale Securities 2015 2014 2015 2014 Proceeds from sales or calls $ — $ 21,741 $ 92,647 $ 73,982 Gross realized gains from sales or calls — 271 1,692 1,423 Gross realized losses from sales or calls — (31 ) (233 ) (850 ) Losses recognized in 2015 and 2014 were incurred in order to reposition the investment securities portfolio based on the current rate environment. The securities which were sold at a loss were acquired when the rate environment was not as volatile. The securities which were sold were primarily purchased several years ago to serve a purpose in the rate environment in which the securities were purchased. The Company is addressing risks in the security portfolio by selling these securities and using proceeds to purchase securities that fit with the Company’s current risk profile. The provision for income taxes includes $601,000 and $236,000 income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities for the nine months ended September 30, 2015 and 2014 , respectively. The provision for income taxes includes $0 and $99,000 income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities for the three months ended September 30, 2015 and 2014 , respectively. Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,470 $ (27 ) $ 4,797 $ (115 ) $ 19,267 $ (142 ) Obligations of states and political subdivisions 67,406 (1,117 ) — — 67,406 (1,117 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 24,951 (139 ) 18,440 (269 ) 43,391 (408 ) Total available-for-sale $ 106,827 $ (1,283 ) $ 23,237 $ (384 ) $ 130,064 $ (1,667 ) September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrecognized Fair Unrecognized Fair Unrecognized Held-to-Maturity Securities Value Losses Value Losses Value Losses Debt securities: Obligations of states and political subdivisions $ 1,048 $ (11 ) $ — $ — $ 1,048 $ (11 ) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 10,950 $ (193 ) $ 1,737 $ (50 ) $ 12,687 $ (243 ) Obligations of states and political subdivisions 16,776 (89 ) 15,290 (225 ) 32,066 (314 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 52,905 (420 ) 31,000 (370 ) 83,905 (790 ) Total available-for-sale $ 80,631 $ (702 ) $ 48,027 $ (645 ) $ 128,658 $ (1,347 ) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrecognized Fair Unrecognized Fair Unrecognized Held-to-Maturity Securities Value Losses Value Losses Value Losses Debt securities: Obligations of states and political subdivisions $ 1,067 $ (6 ) $ — $ — $ 1,067 $ (6 ) We periodically evaluate each investment security for other-than-temporary impairment, relying primarily on industry analyst reports, observation of market conditions and interest rate fluctuations. The portion of the impairment that is attributable to a shortage in the present value of expected future cash flows relative to the amortized cost should be recorded as a current period charge to earnings. The discount rate in this analysis is the original yield expected at time of purchase. As of September 30, 2015, the Company performed an analysis of the investment portfolio to determine whether any of the investments held in the portfolio had an other-than-temporary impairment (OTTI). Management evaluated all individual available-for-sale investment securities with an unrealized loss at September 30, 2015 and identified those that had an unrealized loss for at least a consecutive 12 month period, which had an unrealized loss at September 30, 2015 greater than 10% of the recorded book value on that date, or which had an unrealized loss of more than $10,000. Management also analyzed any securities that may have been downgraded by credit rating agencies. For those bonds that met the evaluation criteria, management obtained and reviewed the most recently published national credit ratings for those bonds. For those bonds that were municipal debt securities with an investment grade rating by the rating agencies, management also evaluated the financial condition of the municipality and any applicable municipal bond insurance provider and concluded that no credit related impairment existed. U.S. Government Agencies At September 30, 2015 , the Company held 15 U.S. Government agency securities, of which four were in a loss position for less than 12 months and one was in a loss position or had been in a loss position for 12 months or more. The unrealized losses on the Company’s investments in direct obligations of U.S. government agencies were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized costs of the investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability and intent to hold, and it is more likely than not that it will not be required to sell, those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2015 . Obligations of States and Political Subdivisions At September 30, 2015 , the Company held 150 obligations of states and political subdivision securities of which 25 were in a loss position for less than 12 months and none were in a loss position or had been in a loss position for 12 months or more. The unrealized losses on the Company’s investments in obligations of states and political subdivision securities were caused by interest rate changes. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability to hold and does not intend to sell, and it is more likely than not that it will not be required to sell those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2015. U.S. Government Sponsored Entities and Agencies Collateralized by Residential Mortgage Obligations At September 30, 2015 , the Company held 180 U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations of which 15 were in a loss position for less than 12 months and 11 have been in a loss position for more than 12 months. The unrealized losses on the Company’s investments in U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations were caused by interest rate changes. The contractual cash flows of those investments are guaranteed by an agency or sponsored entity of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability to hold and does not intend to sell, and it is more likely than not that it will not be required to sell those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2015 . Private Label Residential Mortgage Backed Securities At September 30, 2015 , the Company had a total of 17 PLRMBS with a remaining principal balance of $2,473,000 and a net unrealized gain of approximately $1,272,000 . None of these securities was recorded with an unrealized loss at September 30, 2015 . Nine of these PLRMBS with a remaining principal balance of $2,155,000 had credit ratings below investment grade. The Company continues to monitor these securities for indications that declines in value, if any, may be other-than-temporary. Other Equity Securities At September 30, 2015 , the Company had one mutual fund equity investment. The equity investment was not recorded with an unrealized loss at September 30, 2015 . The following tables provide a roll forward for the three and nine month periods ended September 30, 2015 and 2014 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Three Months For the Nine Months (In thousands) 2015 2014 2015 2014 Beginning balance $ 747 $ 800 $ 747 $ 800 Amounts related to credit loss for which an OTTI charge was not previously recognized — — — — Increases to the amount related to credit loss for which OTTI was previously recognized — — — — Realized losses for securities sold — — — — Ending balance $ 747 $ 800 $ 747 $ 800 The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities at September 30, 2015 by contractual maturity is shown below (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2015 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 11,621 12,010 After five years through ten years 30,472 31,322 After ten years 132,665 135,667 174,758 178,999 Investment securities not due at a single maturity date: U.S. Government agencies 51,679 51,914 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 208,318 210,543 Private label residential mortgage backed securities 2,473 3,745 Other equity securities 7,500 7,641 Total available-for-sale $ 444,728 $ 452,842 September 30, 2015 Held-to-Maturity Securities Amortized Cost Estimated Fair After ten years $ 32,367 $ 35,256 During 2014, to better manage our interest rate risk, the Company transferred from available-for-sale to held-to-maturity selected municipal securities in our portfolio having a book value of approximately $31 million , a market value of approximately $32 million , and a net unrecognized gain of approximately $163,000 . This transfer was completed after careful consideration of our intent and ability to hold these securities to maturity. There were no transfers or reclassifications of securities in or out of held-to-maturity during the three or nine months ended September 30, 2015 . At September 30, 2015 and December 31, 2014 the remaining unaccreted balance of these securities included in accumulated other comprehensive income was $138,000 and $142,000 , respectively.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
Loans and Allowance for Credit Losses	Sep. 30, 2015
Receivables [Abstract]
Allowance For Credit Losses	ce for credit losses (the “Allowance”) is a valuation allowance for probable incurred credit losses in the Company’s loan portfolio. The Allowance is established through a provision for credit losses which is charged to expense. Additions to the Allowance are expected to maintain the adequacy of the total Allowance after credit losses and loan growth. Credit exposures determined to be uncollectible are charged against the Allowance. Cash received on previously charged off credits is recorded as a recovery to the Allowance. The overall Allowance consists of two primary components, specific reserves related to impaired loans and general reserves for probable incurred losses related to loans that are not impaired. For all portfolio segments, the determination of the general reserve for loans that are not impaired is based on estimates made by management, including but not limited to, consideration of historical losses by portfolio segment (and in certain cases peer data) over the most recent 20 quarters, and qualitative factors including economic trends in the Company’s service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company’s underwriting policies, the character of the loan portfolio, and probable losses inherent in the portfolio taken as a whole. The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2015 and 2014 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2015 $ 3,553 $ 4,429 $ 732 $ — $ 8,714 Provision charged to operations (186 ) 154 27 105 100 Losses charged to allowance (11 ) — (22 ) — (33 ) Recoveries 267 8 37 — 312 Ending balance, September 30, 2015 $ 3,623 $ 4,591 $ 774 $ 105 $ 9,093 Allowance for credit losses: Beginning balance, July 1, 2014 $ 1,874 $ 4,157 $ 981 $ 295 $ 7,307 Provision charged to operations 243 (121 ) (85 ) (37 ) — Losses charged to allowance (1 ) — (57 ) — (58 ) Recoveries 41 159 40 — 240 Ending balance, September 30, 2014 $ 2,157 $ 4,195 $ 879 $ 258 $ 7,489 The following table shows the summary of activities for the allowance for loan losses as of and for the nine months ended September 30, 2015 and 2014 by portfolio segment of loans (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2015 $ 3,130 $ 4,058 $ 1,078 $ 42 $ 8,308 Provision charged to operations 731 509 (703 ) 63 600 Losses charged to allowance (708 ) — (95 ) — (803 ) Recoveries 470 24 494 — 988 Ending balance, September 30, 2015 $ 3,623 $ 4,591 $ 774 $ 105 $ 9,093 Allowance for credit losses: Beginning balance, January 1, 2014 $ 2,444 $ 5,174 $ 1,168 $ 422 $ 9,208 Provision charged to operations 768 (970 ) (34 ) (164 ) (400 ) Losses charged to allowance (1,195 ) (183 ) (467 ) — (1,845 ) Recoveries 140 174 212 — 526 Ending balance, September 30, 2014 $ 2,157 $ 4,195 $ 879 $ 258 $ 7,489 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2015 and December 31, 2014 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2015 $ 3,623 $ 4,591 774 $ 105 $ 9,093 Ending balance: individually evaluated for impairment $ 10 $ 145 36 $ — $ 191 Ending balance: collectively evaluated for impairment $ 3,613 $ 4,446 738 $ 105 $ 8,902 Ending balance, December 31, 2014 $ 3,130 $ 4,058 $ 1,078 $ 42 $ 8,308 Ending balance: individually evaluated for impairment $ 230 $ 162 $ 220 $ — $ 612 Ending balance: collectively evaluated for impairment $ 2,900 $ 3,896 $ 858 $ 42 $ 7,696 The following table shows the ending balances of loans as of September 30, 2015 and December 31, 2014 by portfolio segment and by impairment methodology (in thousands): Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2015 $ 146,111 $ 401,735 $ 51,187 $ 599,033 Ending balance: individually evaluated for impairment $ 55 $ 5,294 $ 1,498 $ 6,847 Ending balance: collectively evaluated for impairment $ 146,056 $ 396,441 $ 49,689 $ 592,186 Loans: Ending balance, December 31, 2014 $ 128,147 $ 386,627 $ 57,668 $ 572,442 Ending balance: individually evaluated for impairment $ 7,268 $ 8,512 $ 3,046 $ 18,826 Ending balance: collectively evaluated for impairment $ 120,879 $ 378,115 $ 54,622 $ 553,616 The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2015 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 93,454 $ 9,343 $ 1,770 $ — $ 104,567 Agricultural land and production 29,794 11,750 — — 41,544 Real Estate: Owner occupied 164,316 4,481 1,580 — 170,377 Real estate construction and other land loans 30,829 2,202 3,179 — 36,210 Commercial real estate 108,437 3,720 4,774 — 116,931 Agricultural real estate 58,253 12,232 — — 70,485 Other real estate 7,732 — — — 7,732 Consumer: Equity loans and lines of credit 38,947 459 1,992 — 41,398 Consumer and installment 9,772 — 17 — 9,789 Total $ 541,534 $ 44,187 $ 13,312 $ — $ 599,033 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2014 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 78,333 $ 2,345 $ 8,329 $ — $ 89,007 Agricultural land and production 39,140 — — — 39,140 Real Estate: Owner occupied 170,568 2,778 3,458 — 176,804 Real estate construction and other land loans 32,114 1,130 5,679 — 38,923 Commercial real estate 95,831 215 10,742 — 106,788 Agricultural real estate 55,018 2,123 360 — 57,501 Other real estate 6,611 — — — 6,611 Consumer: Equity loans and lines of credit 42,334 72 5,169 — 47,575 Consumer and installment 10,072 — 21 — 10,093 Total $ 530,021 $ 8,663 $ 33,758 $ — $ 572,442 The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2015 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ — $ — $ 18 $ 18 $ 104,549 $ 104,567 $ — $ 55 Agricultural land and production — — — — 41,544 41,544 — — Real estate: — — — — Owner occupied — — — — 170,377 170,377 — 358 Real estate construction and other land loans — — — — 36,210 36,210 — — Commercial real estate — — — — 116,931 116,931 — 583 Agricultural real estate — — — — 70,485 70,485 — — Other real estate — — — — 7,732 7,732 — — Consumer: — — — Equity loans and lines of credit — — 1,266 1,266 40,132 41,398 — 1,484 Consumer and installment 36 15 — 51 9,738 9,789 — 14 Total $ 36 $ 15 $ 1,284 $ 1,335 $ 597,698 $ 599,033 $ — $ 2,494 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2014 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 172 $ 88 $ — $ 260 $ 88,747 $ 89,007 $ — $ 7,265 Agricultural land and production — — — — 39,140 39,140 — — Real estate: — Owner occupied 164 — 249 413 176,391 176,804 — 1,363 Real estate construction and other land loans 547 — — 547 38,376 38,923 — 547 Commercial real estate — — — — 106,788 106,788 — 1,468 Agricultural real estate — — — — 57,501 57,501 — 360 Other real estate — — — — 6,611 6,611 — — Consumer: Equity loans and lines of credit — — 227 227 47,348 47,575 — 3,030 Consumer and installment 30 — — 30 10,063 10,093 — 19 Total $ 913 $ 88 $ 476 $ 1,477 $ 570,965 $ 572,442 $ — $ 14,052 The following table shows information related to impaired loans by class at September 30, 2015 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 3 $ 5 $ — Real estate: Owner occupied 173 246 — Real estate construction and other land loans — — — Commercial real estate 1,174 1,314 — Agricultural real estate — — — Total real estate 1,347 1,560 — Consumer: Equity loans and lines of credit 1,276 1,951 — Total with no related allowance recorded 2,626 3,516 — With an allowance recorded: Commercial: Commercial and industrial 52 55 10 Real estate: Owner occupied 185 214 21 Real estate construction and other land loans 3,179 3,179 5 Commercial real estate 583 598 119 Total real estate 3,947 3,991 145 Consumer: Equity loans and lines of credit 208 222 35 Consumer and installment 14 17 1 Total consumer 222 239 36 Total with an allowance recorded 4,221 4,285 191 Total $ 6,847 $ 7,801 $ 191 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2014 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 6,440 $ 9,991 $ — Agricultural land and production — 1,722 — Total commercial 6,440 11,713 — Real estate: Owner occupied 1,188 1,255 — Real estate construction and other land loans 547 799 — Commercial real estate 1,794 1,794 — Agricultural real estate 360 360 — Total real estate 3,889 4,208 — Consumer: Equity loans and lines of credit 2,019 2,707 — Consumer and installment — — — Total consumer 2,019 2,707 — Total with no related allowance recorded 12,348 18,628 — With an allowance recorded: Commercial: Commercial and industrial 828 835 230 Real estate: Owner occupied 199 219 30 Real estate construction and other land loans 3,542 3,542 72 Commercial real estate 882 1,022 60 Total real estate 4,623 4,783 162 Consumer: Equity loans and lines of credit 1,008 1,026 217 Consumer and installment 19 21 3 Total consumer 1,027 1,047 220 Total with an allowance recorded 6,478 6,665 612 Total $ 18,826 $ 25,293 $ 612 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2015 and 2014 . Three Months Ended September 30, 2015 Three Months Ended September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 143 $ — $ 20 $ — Real estate: Owner occupied 556 — 1,227 14 Real estate construction and other land loans 1,064 57 1,335 18 Commercial real estate 2,020 — 377 — Agricultural real estate 72 — — — Total real estate 3,712 57 2,939 32 Consumer: Equity loans and lines of credit 1,595 — 1,652 — Consumer and installment — — 8 — Total consumer 1,595 — 1,660 — Total with no related allowance recorded 5,450 57 4,619 32 With an allowance recorded: Commercial: Commercial and industrial 55 — 8 — Real estate: Owner occupied 187 — 816 — Real estate construction and other land loans 2,123 — 3,687 66 Commercial real estate 660 20 43 — Total real estate 2,970 20 4,546 66 Consumer: Equity loans and lines of credit 209 — 314 — Consumer and installment 14 — 14 — Total consumer 223 — 328 — Total with an allowance recorded 3,248 20 4,882 66 Total $ 8,698 $ 77 $ 9,501 $ 98 The following presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2015 and 2014 . Nine Months Ended September 30, 2015 Nine Months Ended September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 3,797 $ — $ 184 $ — Agricultural land and production — — — — Total commercial 3,797 — 184 — Real estate: Owner occupied 950 — 2,406 41 Real estate construction and other land loans 706 175 1,345 18 Commercial real estate 2,171 — 501 — Agricultural real estate 274 — — — Other real estate — — — — Total real estate 4,101 175 4,252 59 Consumer: Equity loans and lines of credit 2,032 — 1,837 — Consumer and installment — — 11 — Total consumer 2,032 — 1,848 — Total with no related allowance recorded 9,930 175 6,284 59 With an allowance recorded: Commercial: Commercial and industrial 307 — 351 — Agricultural land and production — — — — Total commercial 307 — 351 — Real estate: Owner occupied 193 — 283 — Real estate construction and other land loans 2,986 — 3,852 204 Commercial real estate 807 59 13 — Agricultural real estate — — — — Other real estate — — — — Total real estate 3,986 59 4,148 204 Consumer: Equity loans and lines of credit 373 — 251 — Consumer and installment 17 — 29 — Total consumer 390 — 280 — Total with an allowance recorded 4,683 59 4,779 204 Total $ 14,613 $ 234 $ 11,063 $ 263 Foregone interest on nonaccrual loans totaled $366,000 and $270,000 for the nine month periods ended September 30, 2015 and 2014 , respectively. For the three month periods ended September 30, 2015 and 2014, foregone interest on nonaccrual loans totaled $91,000 and $95,000 , respectively. Troubled Debt Restructurings: As of September 30, 2015 and December 31, 2014 , the Company has a recorded investment in troubled debt restructurings of $5,676,000 and $6,600,000 , respectively. The Company has allocated $ 6,000 and $132,000 of specific reserves to loans whose terms have been modified in troubled debt restructurings as of September 30, 2015 and December 31, 2014 , respectively. The Company has committed to lend no additional amounts as of September 30, 2015 to customers with outstanding loans that are classified as troubled debt restructurings. During the nine month period ended September 30, 2015 two loans were modified as a troubled debt restructuring. The modification of the terms of such loan included one or a combination of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. During the same period, there were no troubled debt restructurings in which the amount of principal or accrued interest owed from the borrower was forgiven. During the three months ended September 30, 2015 and September 30, 2014 , no loans were modified as troubled debt restructurings. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2015 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial and Industrial 2 $ 42 $ — $ 42 $ 34 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2014 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Equity loans and lines of credit 1 $ 7 $ — $ 7 $ 4 During the three months ended September 30, 2015 and 2014 no loans were modified as troubled debt restructuring. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no defaults on troubled debt restructurings, within twelve months following the modification, during the nine months ended September 30, 2015 or September 30, 2014 .

Goodwill and Intangible Assets

Goodwill and Intangible Assets	9 Months Ended
Goodwill and Intangible Assets	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets Business combinations involving the Company’s acquisition of the equity interests or net assets of another enterprise give rise to goodwill. Total goodwill at September 30, 2015 was $29,917,000 consisting of $14,643,000 , $8,934,000 , and $6,340,000 representing the excess of the cost of Service 1 st Bancorp, Bank of Madera County, and Visalia Community Bank, respectively, over the net amounts assigned to assets acquired and liabilities assumed in the transactions accounted for under the purchase method of accounting. The value of goodwill is ultimately derived from the Company’s ability to generate net earnings after the acquisitions and is not deductible for tax purposes. A decline in net earnings could be indicative of a decline in the fair value of goodwill and result in impairment. For that reason, goodwill is assessed at least annually for impairment. The Company has selected September 30 as the date to perform the annual impairment test. As of September 30, 2015, management assessed qualitative factors including performance trends and noted no factors indicating goodwill impairment. Goodwill is also tested for impairment between annual tests if an event occurs or circumstances change that would more likely than not reduce the fair value of the Company below its carrying amount. No such events or circumstances arose during the first nine months of 2015 . The intangible assets at September 30, 2015 represent the estimated fair value of the core deposit relationships acquired in the 2013 acquisition of Visalia Community Bank of $1,365,000 , and Service 1 st Bancorp in 2008 of $1,400,000 . Core deposit intangibles are being amortized by the straight-line method (which approximates the effective interest method) over an estimated life of seven to ten years from the date of acquisition. The carrying value of intangible assets at September 30, 2015 was $1,091,000 net of $1,674,000 in accumulated amortization expense. Management evaluates the remaining useful lives quarterly to determine whether events or circumstances warrant a revision to the remaining periods of amortization. Based on the evaluation, no changes to the remaining useful lives was required in the third quarter of 2015 . Management performed an annual impairment test on core deposit intangibles as of September 30, 2015 and determined no impairment was necessary. Amortization expense recognized was $253,000 and $252,000 for the nine month periods ended September 30, 2015 and 2014 , respectively. Amortization expense recognized was $85,000 and $84,000 for the three month periods ended September 30, 2015 and 2014 , respectively. The following table summarizes the Company’s estimated core deposit intangible amortization expense for each of the next five years (in thousands): Years Ending Estimated Core Deposit Intangible Amortization 2015 $ 68 2016 137 2017 137 2018 137 2019 137 Thereafter 475 $ 1,091

Borrowing Arrangements

Borrowing Arrangements	9 Months Ended
Borrowing Arrangements	Sep. 30, 2015
Banking and Thrift [Abstract]
Borrowing Arrangements	Borrowing Arrangements As of September 30, 2015 and December 31, 2014 , the Company had no Federal Home Loan Bank (FHLB) of San Francisco advances. FHLB advances are secured under the standard credit and securities-backed credit programs. Investment securities with amortized costs totaling $800,000 and $1,256,000 , and market values totaling $884,000 and $1,364,000 at September 30, 2015 and December 31, 2014 , respectively, were pledged under the securities-backed credit program. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of September 30, 2015 and December 31, 2014 , the Company had no Federal funds purchased.

Income Taxes

Income Taxes	9 Months Ended
Income Taxes	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The Company files its income taxes on a consolidated basis with its subsidiary. The allocation of income tax expense (benefit) represents each entity’s proportionate share of the consolidated provision for income taxes. Deferred tax assets and liabilities are recognized for the tax consequences of temporary differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. On the consolidated balance sheets, net deferred tax assets are included in accrued interest receivable and other assets. The Company establishes a tax valuation allowance when it is more likely than not that a recorded tax benefit is not expected to be fully realized. The expense to create the tax valuation allowance is recorded as an additional income tax expense in the period the tax valuation allowance is created. Based on management’s analysis as of September 30, 2015 and December 31, 2014 , the Company maintained a deferred tax valuation allowance of $20,000 related to California capital loss carryforwards. Accounting for uncertainty in income taxes - The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. The Company recognizes accrued interest and penalties related to unrecognized tax benefits as a component of tax expense in the consolidated statements of income. As of September 30, 2015 and December 31, 2014 , the reserve for uncertain tax positions attributable to tax credits and deductions related to enterprise zone activities in California was $206,000 and $180,000 , respectively. The Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next 12 months.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
Commitments and Contingencies	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit . These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The contract or notional amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for loans. Commitments to extend credit amounting to $200,880,000 and $214,131,000 were outstanding at September 30, 2015 and December 31, 2014 , respectively. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract unless waived by the Bank. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Included in commitments to extend credit are undisbursed lines of credit totaling $199,673,000 and $212,501,000 at September 30, 2015 and December 31, 2014 , respectively. Undisbursed lines of credit include credits whereby customers can repay principal and request principal advances during the term of the loan at their discretion and most expire between one and 12 months. Included in undisbursed lines of credit are commitments for the undisbursed portions of construction loans totaling $24,505,000 and $15,977,000 as of September 30, 2015 and December 31, 2014 , respectively. These commitments are agreements to lend to customers, subject to meeting certain construction progress requirements established in the contracts. The underlying construction loans have fixed expiration dates. Standby letters of credit and financial guarantees amounting to $1,207,000 and $1,630,000 were outstanding at September 30, 2015 and December 31, 2014 , respectively. Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private borrowing arrangements. Most standby letters of credit and guarantees carry a one year term or less. The fair value of the liability related to these standby letters of credit, which represents the fees received for their issuance, was not significant at September 30, 2015 or December 31, 2014 . The Company recognizes these fees as revenue over the term of the commitment or when the commitment is used. The Company generally requires collateral or other security to support financial instruments with credit risk. Management does not anticipate any material loss will result from the outstanding commitments to extend credit, standby letters of credit and financial guarantees. At September 30, 2015 and December 31, 2014 , the balance of a contingent allocation for probable loan loss experience on unfunded obligations was $195,000 and $165,000 , respectively. The contingent allocation for probable loan loss experience on unfunded obligations is calculated by management using an appropriate, systematic, and consistently applied process. While related to credit losses, this allocation is not a part of the allowance for credit losses and is considered separately as a liability for accounting and regulatory reporting purposes, and is included in Other Liabilities on the Company’s balance sheet. The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or consolidated results of operations of the Company.

Earnings Per Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (EPS), which excludes dilution, is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options, stock appreciation rights settled in stock or restricted stock awards, result in the issuance of common stock which shares in the earnings of the Company. A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2015 2014 2015 2014 Net income available to common shareholders $ 2,517 $ 2,351 $ 8,061 $ 7,660 Weighted average shares outstanding 10,938,160 10,919,630 10,928,780 10,917,892 Basic earnings per share $ 0.23 $ 0.22 $ 0.74 $ 0.70 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2015 2014 2015 2014 Net income available to common shareholders $ 2,517 $ 2,351 $ 8,061 $ 7,660 Weighted average shares outstanding 10,938,160 10,919,630 10,928,780 10,917,892 Effect of dilutive stock options 86,794 95,277 83,244 87,661 Weighted average shares of common stock and common stock equivalents 11,024,954 11,014,907 11,012,024 11,005,553 Diluted earnings per share $ 0.23 $ 0.21 $ 0.73 $ 0.70 During the nine month periods ended September 30, 2015 and 2014 , options to purchase 26,704 and 171,065 shares of common stock, respectively, were not factored into the calculation of dilutive stock options because they were anti-dilutive. During the three month periods ended September 30, 2015 and 2014 , options to purchase 36,636 and 162,160 shares of common stock, were not factored into the calculation of dilutive stock options because they were anti-dilutive.

Share-Based Compensation

Share-Based Compensation	9 Months Ended
Share-Based Compensation	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-Based Compensation	Share-Based Compensation The Company has three share based compensation plans as described below. Share-based compensation cost recognized for those plans was $184,000 and $93,000 for the nine months ended September 30, 2015 and 2014 , respectively. For the quarters ended September 30, 2015 and 2014 , share-based compensation was $61,000 and $39,000 , respectively. The recognized tax benefits for the share based compensation expense were $11,000 and $12,000 , respectively, for the nine month periods ended September 30, 2015 and 2014 . For the quarters ended September 30, 2015 and 2014 , recognized tax benefits were $1,000 and $2,000 , respectively. The Central Valley Community Bancorp 2000 Stock Option Plan (2000 Plan) expired on November 15, 2010. The Central Valley Community Bancorp 2005 Omnibus Incentive Plan (2005 Plan) was adopted in May 2005 and expired March 16, 2015. While outstanding arrangements to issue shares under these plans, including options, continue in force until their expiration, no new options will be granted under these plans. The Central Valley Community Bancorp 2015 Omnibus Incentive Plan (2015 Plan) was adopted in May 2015. The plan provides for awards in the form of incentive stock options, non-statutory stock options, stock appreciation rights, and restricted stock. The plan also allows for performance awards that may be in the form of cash or shares of the Company, including restricted stock. Outstanding arrangements to issue shares under this plan including options, will continue in force until expiration according to their respective terms. Stock Option Plan The Company bases the fair value of the options granted on the date of grant using a Black-Scholes Merton option pricing model that uses assumptions based on expected option life and the level of estimated forfeitures, expected stock volatility, risk free interest rate, and dividend yield. The expected term and level of estimated forfeitures of the Company’s options are based on the Company’s own historical experience. Stock volatility is based on the historical volatility of the Company’s stock. The risk-free rate is based on the U. S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of grant. The compensation cost for options granted is based on the weighted average grant date fair value per share. No options to purchase shares of the Company’s common stock were granted during the nine month periods ended September 30, 2015 and 2014 . A summary of the combined activity of the Company’s Stock Option Compensation Plans for the nine month period ended September 30, 2015 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2015 368,360 $ 8.89 Options exercised (5,760 ) $ 6.62 Options forfeited (118,195 ) $ 13.27 Options outstanding at September 30, 2015 244,405 $ 6.83 4.31 $ 1,288 Options vested or expected to vest at September 30, 2015 242,453 $ 6.82 4.29 $ 1,280 Options exercisable at September 30, 2015 211,885 $ 6.65 3.91 $ 1,155 Information related to the stock option plan is as follows (in thousands): For the Nine Months 2015 2014 Intrinsic value of options exercised $ 26 $ 39 Cash received from options exercised $ 38 $ 45 Excess tax benefit realized for option exercises $ 4 $ 6 As of September 30, 2015 , there was $99,000 of total unrecognized compensation cost related to nonvested share-based compensation arrangements granted under all plans. The cost is expected to be recognized over a weighted average period of 1.97 years. The total fair value of options vested was $90,000 and $98,000 for the nine months ended September 30, 2015 and 2014 . Restricted Common Stock Awards The 2005 and 2015 Plans provide for the issuance of restricted common stock to directors and officers. Restricted common stock grants typically vest over a five -year period. Restricted common stock (all of which are shares of our common stock) is subject to forfeiture if employment terminates prior to vesting. The cost of these awards is recognized over the vesting period of the awards based on the fair value of our common stock on the date of the grant. The following table summarizes restricted stock activity for the nine month period ended September 30, 2015 as follows: Shares Weighted Average Grant Date Fair Value Nonvested outstanding shares at January 1, 2015 56,850 $ 12.68 Granted 9,268 $ 10.79 Vested (11,085 ) $ 12.67 Forfeited (2,005 ) $ 12.95 Nonvested outstanding shares at September 30, 2015 53,028 $ 12.34 There were no grants of restrictive stock during the three month period ended September 30, 2015 . During the quarter ended September 30, 2014 , 48,425 shares of restricted common stock were granted from the 2005 Plan. The restricted common stock had a fair market value of $12.95 per share on the date of grant. During the nine month period ended September 30, 2015 , 9,268 shares of restricted common stock were granted from the 2005 Plan. The restricted common stock had a fair market value of $10.79 per share on the date of grant. During the nine month period ended September 30, 2014 , 57,330 shares of restricted common stock were granted from the 2005 Plan. The restricted common stock had a fair market value of 12.68 per share on the date of grant.These restricted common stock awards vest 20% after Year 1. Thereafter, 20% of the remaining restricted stock will vest on each anniversary of the initial award commencement date and will be fully vested on the fifth such anniversary. As of September 30, 2015 , there were 53,028 shares of restricted stock that are nonvested and expected to vest. As of September 30, 2015 , there was $595,000 of total unrecognized compensation cost related to nonvested restricted common stock. Restricted stock compensation expense is recognized on a straight-line basis over the vesting period. This cost is expected to be recognized over a weighted-average remaining period of 3.83 years and will be adjusted for subsequent changes in estimated forfeitures. Restricted common stock awards had an intrinsic value of $642,000 at September 30, 2015 .

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
Basis of Presentation (Policies)	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Accounting, Policy	The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2014 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2015 , and the results of its operations and its cash flows for the three and nine month interim periods ended September 30, 2015 and 2014 have been included. Certain reclassifications have been made to prior year amounts to conform to the 2015 presentation. Reclassifications had no effect on prior period net income or shareholders’ equity. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
Segment Reporting, Policy	Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment.
Concentration Risk, Credit Risk, Policy	No customer accounts for more than 10 percent of revenues for the Company or the Bank.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Estimated Fair Value of Financial Instruments	The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2015 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 27,148 $ 27,148 $ — $ — $ 27,148 Interest-earning deposits in other banks 47,872 47,872 — — 47,872 Federal funds sold 266 266 — — 266 Available-for-sale investment securities 452,842 7,641 445,201 — 452,842 Held-to-maturity investment securities 32,367 — 35,256 — 35,256 Loans, net 590,197 — — 587,752 587,752 Federal Home Loan Bank stock 4,823 N/A N/A N/A N/A Accrued interest receivable 5,592 24 2,968 2,600 5,592 Financial liabilities: Deposits 1,074,854 925,902 148,783 — 1,074,685 Junior subordinated deferrable interest debentures 5,155 — — 3,019 3,019 Accrued interest payable 108 — 83 25 108 December 31, 2014 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 21,316 $ 21,316 $ — $ — $ 21,316 Interest-earning deposits in other banks 55,646 55,646 — — 55,646 Federal funds sold 366 366 — — 366 Available-for-sale investment securities 432,535 7,585 424,950 — 432,535 Held-to-maturity investment securities 31,964 — 35,096 — 35,096 Loans, net 564,280 — — 564,667 564,667 Federal Home Loan Bank stock 4,791 N/A N/A N/A N/A Accrued interest receivable 5,793 25 3,212 2,556 5,793 Financial liabilities: Deposits 1,039,152 885,704 153,475 — 1,039,179 Junior subordinated deferrable interest debentures 5,155 — — 3,119 3,119 Accrued interest payable 114 — 90 24 114
Fair Value of Assets on a Recurring Basis	The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2015 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale securities Debt Securities: U.S. Government agencies $ 51,914 $ — $ 51,914 $ — Obligations of states and political subdivisions 178,999 — 178,999 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 210,543 — 210,543 — Private label residential mortgage backed securities 3,745 — 3,745 — Other equity securities 7,641 7,641 — — Total assets measured at fair value on a recurring basis $ 452,842 $ 7,641 $ 445,201 $ — The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2014 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale securities Debt Securities: U.S. Government agencies $ 33,090 $ — $ 33,090 $ — Obligations of states and political subdivisions 149,295 — 149,295 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 237,872 — 237,872 — Private label residential mortgage backed securities 4,693 — 4,693 — Other equity securities 7,585 7,585 — — Total assets measured at fair value on a recurring basis $ 432,535 $ 7,585 $ 424,950 $ —
Fair Value of Assets on a Non-recurring Basis	The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at September 30, 2015 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Assets: Impaired loans: Commercial: Commercial and industrial $ 9 $ — $ — $ 9 Total commercial 9 — — 9 Consumer: Equity loans and lines of credit $ 142 $ — $ — $ 142 Total impaired loans 151 — — 151 Other real estate owned — — — — Total assets measured at fair value on a non-recurring basis $ 151 $ — $ — $ 151 The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2014 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Commercial: Commercial and industrial $ 7,019 $ — $ — $ 7,019 Total commercial 7,019 — — 7,019 Consumer: Equity loans and lines of credit $ 777 $ — $ — $ 777 Total consumer 777 — — 777 Total impaired loans 7,796 — — 7,796 Total assets measured at fair value on a non-recurring basis $ 7,796 $ — $ — $ 7,796
Fair Value Assumptions	The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2014 (dollars in thousands): Description Fair Value Valuation Technique(s) Significant Unobservable Input(s) Range (Weighted Average) Commercial and industrial $ 7,019 Sales comparison Appraiser adjustments on sales comparable data 0.00%-6.00% Management estimates Management adjustments for depreciation in values depending on property types 8.00%-25.00% Equity loans and lines of credit $ 777 Sales comparison Appraiser adjustments on sales comparable data 0.00%-3.50% Management estimates Management adjustments for depreciation in values depending on property types 11.00%

Investments (Tables)

Investments (Tables)	9 Months Ended
Investments (Tables)	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities reconciliation	The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): September 30, 2015 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 51,679 $ 377 $ (142 ) $ 51,914 Obligations of states and political subdivisions 174,758 5,358 (1,117 ) 178,999 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 208,318 2,633 (408 ) 210,543 Private label residential mortgage backed securities 2,473 1,272 — 3,745 Other equity securities 7,500 141 — 7,641 Total available-for-sale $ 444,728 $ 9,781 $ (1,667 ) $ 452,842 September 30, 2015 Held-to-Maturity Securities Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value Debt securities: Obligations of states and political subdivisions $ 32,367 $ 2,900 $ (11 ) $ 35,256 December 31, 2014 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 33,088 $ 245 $ (243 ) $ 33,090 Obligations of states and political subdivisions 143,343 6,266 (314 ) 149,295 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 236,629 2,033 (790 ) 237,872 Private label residential mortgage backed securities 3,079 1,614 — 4,693 Other equity securities 7,500 85 — 7,585 Total available-for-sale $ 423,639 $ 10,243 $ (1,347 ) $ 432,535
Realized gains and losses	Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended September 30, 2015 and 2014 are shown below (in thousands): For the Three Months For the Nine Months Available-for-Sale Securities 2015 2014 2015 2014 Proceeds from sales or calls $ — $ 21,741 $ 92,647 $ 73,982 Gross realized gains from sales or calls — 271 1,692 1,423 Gross realized losses from sales or calls — (31 ) (233 ) (850 )
Securities in a continuous unrealized loss position	Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,470 $ (27 ) $ 4,797 $ (115 ) $ 19,267 $ (142 ) Obligations of states and political subdivisions 67,406 (1,117 ) — — 67,406 (1,117 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 24,951 (139 ) 18,440 (269 ) 43,391 (408 ) Total available-for-sale $ 106,827 $ (1,283 ) $ 23,237 $ (384 ) $ 130,064 $ (1,667 ) September 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrecognized Fair Unrecognized Fair Unrecognized Held-to-Maturity Securities Value Losses Value Losses Value Losses Debt securities: Obligations of states and political subdivisions $ 1,048 $ (11 ) $ — $ — $ 1,048 $ (11 ) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 10,950 $ (193 ) $ 1,737 $ (50 ) $ 12,687 $ (243 ) Obligations of states and political subdivisions 16,776 (89 ) 15,290 (225 ) 32,066 (314 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 52,905 (420 ) 31,000 (370 ) 83,905 (790 ) Total available-for-sale $ 80,631 $ (702 ) $ 48,027 $ (645 ) $ 128,658 $ (1,347 ) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrecognized Fair Unrecognized Fair Unrecognized Held-to-Maturity Securities Value Losses Value Losses Value Losses Debt securities: Obligations of states and political subdivisions $ 1,067 $ (6 ) $ — $ — $ 1,067 $ (6 )
Credit losses recorded in earnings	Other Equity Securities At September 30, 2015 , the Company had one mutual fund equity investment. The equity investment was not recorded with an unrealized loss at September 30, 2015 . The following tables provide a roll forward for the three and nine month periods ended September 30, 2015 and 2014 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Three Months For the Nine Months (In thousands) 2015 2014 2015 2014 Beginning balance $ 747 $ 800 $ 747 $ 800 Amounts related to credit loss for which an OTTI charge was not previously recognized — — — — Increases to the amount related to credit loss for which OTTI was previously recognized — — — — Realized losses for securities sold — — — — Ending balance $ 747 $ 800 $ 747 $ 800
Investments by contractual maturity	September 30, 2015 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 11,621 12,010 After five years through ten years 30,472 31,322 After ten years 132,665 135,667 174,758 178,999 Investment securities not due at a single maturity date: U.S. Government agencies 51,679 51,914 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 208,318 210,543 Private label residential mortgage backed securities 2,473 3,745 Other equity securities 7,500 7,641 Total available-for-sale $ 444,728 $ 452,842 September 30, 2015 Held-to-Maturity Securities Amortized Cost Estimated Fair After ten years $ 32,367 $ 35,256

Loans and Allowance for Credi20

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
Loans and Allowance for Credit Losses (Tables)	Sep. 30, 2015
Receivables [Abstract]
Outstanding loans	Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) September 30, 2015 % of Total Loans December 31, 2014 % of Total Loans Commercial: Commercial and industrial $ 104,567 17.5 % $ 89,007 15.5 % Agricultural land and production 41,544 6.9 % 39,140 6.8 % Total commercial 146,111 24.4 % 128,147 22.3 % Real estate: Owner occupied 170,377 28.5 % 176,804 30.9 % Real estate construction and other land loans 36,210 6.0 % 38,923 6.8 % Commercial real estate 116,931 19.5 % 106,788 18.7 % Agricultural real estate 70,485 11.8 % 57,501 10.0 % Other real estate 7,732 1.3 % 6,611 1.2 % Total real estate 401,735 67.1 % 386,627 67.6 % Consumer: Equity loans and lines of credit 41,398 6.9 % 47,575 8.3 % Consumer and installment 9,789 1.6 % 10,093 1.8 % Total consumer 51,187 8.5 % 57,668 10.1 % Net deferred origination costs 257 146 Total gross loans 599,290 100.0 % 572,588 100.0 % Allowance for credit losses (9,093 ) (8,308 ) Total loans $ 590,197 $ 564,280
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield	Accretable yield, or income expected to be collected for the nine months ended September 30, 2015 and 2014 is as follows (in thousands): For the Nine Months 2015 2014 Balance at beginning of period $ — $ 94 Additions — — Accretion — (907 ) Reclassification from non-accretable difference — 813 Disposals — — Balance at end of period $ — $ —
Allowance for credit losses	The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2015 and 2014 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2015 $ 3,553 $ 4,429 $ 732 $ — $ 8,714 Provision charged to operations (186 ) 154 27 105 100 Losses charged to allowance (11 ) — (22 ) — (33 ) Recoveries 267 8 37 — 312 Ending balance, September 30, 2015 $ 3,623 $ 4,591 $ 774 $ 105 $ 9,093 Allowance for credit losses: Beginning balance, July 1, 2014 $ 1,874 $ 4,157 $ 981 $ 295 $ 7,307 Provision charged to operations 243 (121 ) (85 ) (37 ) — Losses charged to allowance (1 ) — (57 ) — (58 ) Recoveries 41 159 40 — 240 Ending balance, September 30, 2014 $ 2,157 $ 4,195 $ 879 $ 258 $ 7,489 The following table shows the summary of activities for the allowance for loan losses as of and for the nine months ended September 30, 2015 and 2014 by portfolio segment of loans (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2015 $ 3,130 $ 4,058 $ 1,078 $ 42 $ 8,308 Provision charged to operations 731 509 (703 ) 63 600 Losses charged to allowance (708 ) — (95 ) — (803 ) Recoveries 470 24 494 — 988 Ending balance, September 30, 2015 $ 3,623 $ 4,591 $ 774 $ 105 $ 9,093 Allowance for credit losses: Beginning balance, January 1, 2014 $ 2,444 $ 5,174 $ 1,168 $ 422 $ 9,208 Provision charged to operations 768 (970 ) (34 ) (164 ) (400 ) Losses charged to allowance (1,195 ) (183 ) (467 ) — (1,845 ) Recoveries 140 174 212 — 526 Ending balance, September 30, 2014 $ 2,157 $ 4,195 $ 879 $ 258 $ 7,489 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2015 and December 31, 2014 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2015 $ 3,623 $ 4,591 774 $ 105 $ 9,093 Ending balance: individually evaluated for impairment $ 10 $ 145 36 $ — $ 191 Ending balance: collectively evaluated for impairment $ 3,613 $ 4,446 738 $ 105 $ 8,902 Ending balance, December 31, 2014 $ 3,130 $ 4,058 $ 1,078 $ 42 $ 8,308 Ending balance: individually evaluated for impairment $ 230 $ 162 $ 220 $ — $ 612 Ending balance: collectively evaluated for impairment $ 2,900 $ 3,896 $ 858 $ 42 $ 7,696
Loans by impairment methdology	The following table shows the ending balances of loans as of September 30, 2015 and December 31, 2014 by portfolio segment and by impairment methodology (in thousands): Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2015 $ 146,111 $ 401,735 $ 51,187 $ 599,033 Ending balance: individually evaluated for impairment $ 55 $ 5,294 $ 1,498 $ 6,847 Ending balance: collectively evaluated for impairment $ 146,056 $ 396,441 $ 49,689 $ 592,186 Loans: Ending balance, December 31, 2014 $ 128,147 $ 386,627 $ 57,668 $ 572,442 Ending balance: individually evaluated for impairment $ 7,268 $ 8,512 $ 3,046 $ 18,826 Ending balance: collectively evaluated for impairment $ 120,879 $ 378,115 $ 54,622 $ 553,616
Loan portfolio by internal risk rating	The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2015 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 93,454 $ 9,343 $ 1,770 $ — $ 104,567 Agricultural land and production 29,794 11,750 — — 41,544 Real Estate: Owner occupied 164,316 4,481 1,580 — 170,377 Real estate construction and other land loans 30,829 2,202 3,179 — 36,210 Commercial real estate 108,437 3,720 4,774 — 116,931 Agricultural real estate 58,253 12,232 — — 70,485 Other real estate 7,732 — — — 7,732 Consumer: Equity loans and lines of credit 38,947 459 1,992 — 41,398 Consumer and installment 9,772 — 17 — 9,789 Total $ 541,534 $ 44,187 $ 13,312 $ — $ 599,033 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2014 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 78,333 $ 2,345 $ 8,329 $ — $ 89,007 Agricultural land and production 39,140 — — — 39,140 Real Estate: Owner occupied 170,568 2,778 3,458 — 176,804 Real estate construction and other land loans 32,114 1,130 5,679 — 38,923 Commercial real estate 95,831 215 10,742 — 106,788 Agricultural real estate 55,018 2,123 360 — 57,501 Other real estate 6,611 — — — 6,611 Consumer: Equity loans and lines of credit 42,334 72 5,169 — 47,575 Consumer and installment 10,072 — 21 — 10,093 Total $ 530,021 $ 8,663 $ 33,758 $ — $ 572,442
Loan portfolio by time past due	The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2015 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ — $ — $ 18 $ 18 $ 104,549 $ 104,567 $ — $ 55 Agricultural land and production — — — — 41,544 41,544 — — Real estate: — — — — Owner occupied — — — — 170,377 170,377 — 358 Real estate construction and other land loans — — — — 36,210 36,210 — — Commercial real estate — — — — 116,931 116,931 — 583 Agricultural real estate — — — — 70,485 70,485 — — Other real estate — — — — 7,732 7,732 — — Consumer: — — — Equity loans and lines of credit — — 1,266 1,266 40,132 41,398 — 1,484 Consumer and installment 36 15 — 51 9,738 9,789 — 14 Total $ 36 $ 15 $ 1,284 $ 1,335 $ 597,698 $ 599,033 $ — $ 2,494 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2014 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 172 $ 88 $ — $ 260 $ 88,747 $ 89,007 $ — $ 7,265 Agricultural land and production — — — — 39,140 39,140 — — Real estate: — Owner occupied 164 — 249 413 176,391 176,804 — 1,363 Real estate construction and other land loans 547 — — 547 38,376 38,923 — 547 Commercial real estate — — — — 106,788 106,788 — 1,468 Agricultural real estate — — — — 57,501 57,501 — 360 Other real estate — — — — 6,611 6,611 — — Consumer: Equity loans and lines of credit — — 227 227 47,348 47,575 — 3,030 Consumer and installment 30 — — 30 10,063 10,093 — 19 Total $ 913 $ 88 $ 476 $ 1,477 $ 570,965 $ 572,442 $ — $ 14,052
Impaired loans	The following table shows information related to impaired loans by class at September 30, 2015 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 3 $ 5 $ — Real estate: Owner occupied 173 246 — Real estate construction and other land loans — — — Commercial real estate 1,174 1,314 — Agricultural real estate — — — Total real estate 1,347 1,560 — Consumer: Equity loans and lines of credit 1,276 1,951 — Total with no related allowance recorded 2,626 3,516 — With an allowance recorded: Commercial: Commercial and industrial 52 55 10 Real estate: Owner occupied 185 214 21 Real estate construction and other land loans 3,179 3,179 5 Commercial real estate 583 598 119 Total real estate 3,947 3,991 145 Consumer: Equity loans and lines of credit 208 222 35 Consumer and installment 14 17 1 Total consumer 222 239 36 Total with an allowance recorded 4,221 4,285 191 Total $ 6,847 $ 7,801 $ 191 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2014 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 6,440 $ 9,991 $ — Agricultural land and production — 1,722 — Total commercial 6,440 11,713 — Real estate: Owner occupied 1,188 1,255 — Real estate construction and other land loans 547 799 — Commercial real estate 1,794 1,794 — Agricultural real estate 360 360 — Total real estate 3,889 4,208 — Consumer: Equity loans and lines of credit 2,019 2,707 — Consumer and installment — — — Total consumer 2,019 2,707 — Total with no related allowance recorded 12,348 18,628 — With an allowance recorded: Commercial: Commercial and industrial 828 835 230 Real estate: Owner occupied 199 219 30 Real estate construction and other land loans 3,542 3,542 72 Commercial real estate 882 1,022 60 Total real estate 4,623 4,783 162 Consumer: Equity loans and lines of credit 1,008 1,026 217 Consumer and installment 19 21 3 Total consumer 1,027 1,047 220 Total with an allowance recorded 6,478 6,665 612 Total $ 18,826 $ 25,293 $ 612 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2015 and 2014 . Three Months Ended September 30, 2015 Three Months Ended September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 143 $ — $ 20 $ — Real estate: Owner occupied 556 — 1,227 14 Real estate construction and other land loans 1,064 57 1,335 18 Commercial real estate 2,020 — 377 — Agricultural real estate 72 — — — Total real estate 3,712 57 2,939 32 Consumer: Equity loans and lines of credit 1,595 — 1,652 — Consumer and installment — — 8 — Total consumer 1,595 — 1,660 — Total with no related allowance recorded 5,450 57 4,619 32 With an allowance recorded: Commercial: Commercial and industrial 55 — 8 — Real estate: Owner occupied 187 — 816 — Real estate construction and other land loans 2,123 — 3,687 66 Commercial real estate 660 20 43 — Total real estate 2,970 20 4,546 66 Consumer: Equity loans and lines of credit 209 — 314 — Consumer and installment 14 — 14 — Total consumer 223 — 328 — Total with an allowance recorded 3,248 20 4,882 66 Total $ 8,698 $ 77 $ 9,501 $ 98
Troubled debt restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2015 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial and Industrial 2 $ 42 $ — $ 42 $ 34 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2014 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Equity loans and lines of credit 1 $ 7 $ — $ 7 $ 4

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	9 Months Ended
Goodwill and Intangible Assets (Tables)	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Expected Amortization Expense	The following table summarizes the Company’s estimated core deposit intangible amortization expense for each of the next five years (in thousands): Years Ending Estimated Core Deposit Intangible Amortization 2015 $ 68 2016 137 2017 137 2018 137 2019 137 Thereafter 475 $ 1,091

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2015 2014 2015 2014 Net income available to common shareholders $ 2,517 $ 2,351 $ 8,061 $ 7,660 Weighted average shares outstanding 10,938,160 10,919,630 10,928,780 10,917,892 Basic earnings per share $ 0.23 $ 0.22 $ 0.74 $ 0.70 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2015 2014 2015 2014 Net income available to common shareholders $ 2,517 $ 2,351 $ 8,061 $ 7,660 Weighted average shares outstanding 10,938,160 10,919,630 10,928,780 10,917,892 Effect of dilutive stock options 86,794 95,277 83,244 87,661 Weighted average shares of common stock and common stock equivalents 11,024,954 11,014,907 11,012,024 11,005,553 Diluted earnings per share $ 0.23 $ 0.21 $ 0.73 $ 0.70

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
Share-Based Compensation (Tables)	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock option activity	A summary of the combined activity of the Company’s Stock Option Compensation Plans for the nine month period ended September 30, 2015 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2015 368,360 $ 8.89 Options exercised (5,760 ) $ 6.62 Options forfeited (118,195 ) $ 13.27 Options outstanding at September 30, 2015 244,405 $ 6.83 4.31 $ 1,288 Options vested or expected to vest at September 30, 2015 242,453 $ 6.82 4.29 $ 1,280 Options exercisable at September 30, 2015 211,885 $ 6.65 3.91 $ 1,155 Information related to the stock option plan is as follows (in thousands): For the Nine Months 2015 2014 Intrinsic value of options exercised $ 26 $ 39 Cash received from options exercised $ 38 $ 45 Excess tax benefit realized for option exercises $ 4 $ 6
Restricted common stock activity	The following table summarizes restricted stock activity for the nine month period ended September 30, 2015 as follows: Shares Weighted Average Grant Date Fair Value Nonvested outstanding shares at January 1, 2015 56,850 $ 12.68 Granted 9,268 $ 10.79 Vested (11,085 ) $ 12.67 Forfeited (2,005 ) $ 12.95 Nonvested outstanding shares at September 30, 2015 53,028 $ 12.34

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets:
Available-for-sale investment securities	$ 452,842	$ 432,535
Held-to-maturity investment securities	32,367	31,964
Carrying Value
Financial assets:
Cash and due from banks	27,148	21,316
Interest-earning deposits in other banks	47,872	55,646
Federal funds sold	266	366
Available-for-sale investment securities	452,842	432,535
Held-to-maturity investment securities	32,367	31,964
Loans, net	590,197	564,280
Federal Home Loan Bank stock	4,823	4,791
Accrued interest receivable	5,592	5,793
Financial liabilities:
Deposits	1,074,854	1,039,152
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable	108	114
Level 1
Financial assets:
Cash and due from banks	27,148	21,316
Interest-earning deposits in other banks	47,872	55,646
Federal funds sold	266	366
Available-for-sale investment securities	7,641	7,585
Held-to-maturity investment securities	0	0
Loans, net	0	0
Accrued interest receivable	24	25
Financial liabilities:
Deposits	925,902	885,704
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale investment securities	445,201	424,950
Held-to-maturity investment securities	35,256	35
Loans, net	0	0
Accrued interest receivable	2,968	3,212
Financial liabilities:
Deposits	148,783	153,475
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	83	90
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale investment securities	0	0
Held-to-maturity investment securities	0	0
Loans, net	587,752	564,667
Accrued interest receivable	2,600	2,556
Financial liabilities:
Deposits	0	0
Junior subordinated deferrable interest debentures	3,019	3,119
Accrued interest payable	25	24
Fair Value
Financial assets:
Cash and due from banks	27,148	21,316
Interest-earning deposits in other banks	47,872	55,646
Federal funds sold	266	366
Available-for-sale investment securities	452,842	432,535
Held-to-maturity investment securities	35,256	35
Loans, net	587,752	564,667
Accrued interest receivable	5,592	5,793
Financial liabilities:
Deposits	1,074,685	1,039,179
Junior subordinated deferrable interest debentures	3,019	3,119
Accrued interest payable	$ 108	$ 114

Fair Value Measurements - Recur

Fair Value Measurements - Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	$ 452,842		$ 452,842		$ 432,535
Valuation allowance	9,093	$ 7,489	9,093	$ 7,489	8,308	$ 8,714	$ 7,307	$ 9,208
Provision for credit losses	100	0	600	(400)
Carrying Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	452,842		452,842		432,535
Loans receivable	590,197		590,197		564,280
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	7,641		7,641		7,585
Loans receivable	0		0		0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	445,201		445,201		424,950
Loans receivable	0		0		0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Loans receivable	587,752		587,752		564,667
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	452,842		452,842		432,535
Loans receivable	587,752		587,752		564,667
Valuation allowance					3,921
Loans, recoveries		131
Loans, charge-offs	0		0	177	3,539
Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0		0
Assets, fair value	0		0		0
Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0		0
Assets, fair value	0		0		0
Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0		0
Assets, fair value	151		151		7,796
Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0		0
Assets, fair value	151		151		7,796
Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,641		7,641		7,585
Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	445,201		445,201		424,950
Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0		0
Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	452,842		452,842		432,535
U.S. Government agencies \| Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
U.S. Government agencies \| Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	51,914		51,914		33,090
U.S. Government agencies \| Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
U.S. Government agencies \| Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	51,914		51,914		33,090
Obligations of states and political subdivisions \| Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Obligations of states and political subdivisions \| Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	178,999		178,999		149,295
Obligations of states and political subdivisions \| Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Obligations of states and political subdivisions \| Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	178,999		178,999		149,295
U.S. Government agencies collateralized by residential mortgage obligations \| Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
U.S. Government agencies collateralized by residential mortgage obligations \| Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	210,543		210,543		237,872
U.S. Government agencies collateralized by residential mortgage obligations \| Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
U.S. Government agencies collateralized by residential mortgage obligations \| Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	210,543		210,543		237,872
Private label residential mortgage backed securities \| Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Private label residential mortgage backed securities \| Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	3,745		3,745		4,693
Private label residential mortgage backed securities \| Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Private label residential mortgage backed securities \| Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	3,745		3,745		4,693
Other equity securities \| Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	7,641		7,641		7,585
Other equity securities \| Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Other equity securities \| Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	0		0		0
Other equity securities \| Recurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale investment securities	7,641		7,641		7,585
Impaired loans \| Nonrecurring \| Carrying Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	184		184		8,239
Valuation allowance	33		33		443
Impaired loans \| Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Impaired loans \| Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Impaired loans \| Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	151		151		7,796
Impaired loans \| Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	151		151		7,796
Commercial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation allowance	3,623	2,157	3,623	2,157	3,130	3,553	1,874	2,444
Provision for credit losses	(186)	243	731	768
Commercial \| Impaired loans \| Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Commercial \| Impaired loans \| Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Commercial \| Impaired loans \| Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	9		9		7,019
Commercial \| Impaired loans \| Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	9		9		7,019
Real Estate Portfolio Segment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation allowance	4,591	4,195	4,591	4,195	4,058	4,429	4,157	5,174
Provision for credit losses	154	(121)	509	(970)
Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation allowance	774	879	774	879	1,078	$ 732	$ 981	$ 1,168
Provision for credit losses	27	$ (85)	(703)	$ (34)
Consumer \| Impaired loans \| Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					0
Consumer \| Impaired loans \| Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					0
Consumer \| Impaired loans \| Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					777
Consumer \| Impaired loans \| Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					777
Commercial and industrial \| Impaired loans \| Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	9		9
Commercial and industrial \| Impaired loans \| Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Commercial and industrial \| Impaired loans \| Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Commercial and industrial \| Impaired loans \| Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	9		9		7,019
Commercial and industrial \| Impaired loans \| Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					7,019
Equity loans and lines of credit \| Impaired loans \| Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	142		142
Equity loans and lines of credit \| Impaired loans \| Nonrecurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Equity loans and lines of credit \| Impaired loans \| Nonrecurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	0		0		0
Equity loans and lines of credit \| Impaired loans \| Nonrecurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable	$ 142		$ 142		777
Equity loans and lines of credit \| Impaired loans \| Nonrecurring \| Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable					$ 777

Fair Value Measurements - Level

Fair Value Measurements - Level 3 Inputs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Sep. 30, 2015
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loans receivable	$ 564,667	$ 587,752
Fair Value
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loans receivable	564,667	$ 587,752
Nonrecurring \| Level 3 \| Commercial and industrial \| Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loans receivable	$ 7,019
Nonrecurring \| Level 3 \| Commercial and industrial \| Impaired loans \| Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Appraiser adjustments on sales comparable data (percent)	0.00%
Management adjustments for depreciation in values depending on property types (percent)	8.00%
Nonrecurring \| Level 3 \| Commercial and industrial \| Impaired loans \| Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Appraiser adjustments on sales comparable data (percent)	6.00%
Management adjustments for depreciation in values depending on property types (percent)	25.00%
Nonrecurring \| Level 3 \| Equity loans and lines of credit \| Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Loans receivable	$ 777
Management adjustments for depreciation in values depending on property types (percent)	11.00%
Nonrecurring \| Level 3 \| Equity loans and lines of credit \| Impaired loans \| Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Appraiser adjustments on sales comparable data (percent)	0.00%
Nonrecurring \| Level 3 \| Equity loans and lines of credit \| Impaired loans \| Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Appraiser adjustments on sales comparable data (percent)	4.00%

Investments - Carrying value an

Investments - Carrying value and estimated fair value (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Debt securities:
Amortized Cost	$ 444,728
Equity securities:
Amortized Cost	444,728	$ 423,639
Gross Unrealized Gains	9,781	10,243
Gross Unrealized Losses	(1,667)	(1,347)
Available-for-sale investment securities	452,842	432,535
Held-to-maturity Securities, Debt Maturities [Abstract]
Amortized Cost Basis	32,367	31,964
Estimated Fair Value	35,256	35,096
U.S. Government agencies
Debt securities:
Amortized Cost	51,679	33,088
Gross Unrealized Gains	377	245
Gross Unrealized Losses	(142)	(243)
Estimated Fair Value	51,914	33,090
Obligations of states and political subdivisions
Debt securities:
Amortized Cost	174,758	143,343
Gross Unrealized Gains	5,358	6,266
Gross Unrealized Losses	(1,117)	(314)
Estimated Fair Value	178,999	149,295
Held-to-maturity Securities, Debt Maturities [Abstract]
Amortized Cost Basis	32,367	31,964
Gross Unrealized Gains	2,900	3,138
Gross Unrealized Losses	(11)	(6)
Estimated Fair Value	35,256	35,096
U.S. Government agencies collateralized by residential mortgage obligations
Debt securities:
Amortized Cost	208,318	236,629
Gross Unrealized Gains	2,633	2,033
Gross Unrealized Losses	(408)	(790)
Estimated Fair Value	210,543	237,872
Private label residential mortgage backed securities
Debt securities:
Amortized Cost	2,473	3,079
Gross Unrealized Gains	1,272	1,614
Gross Unrealized Losses	0	0
Estimated Fair Value	3,745	4,693
Other equity securities
Equity securities:
Amortized Cost	7,500	7,500
Gross Unrealized Gains	141	85
Gross Unrealized Losses	0	0
Estimated Fair Value	$ 7,641	$ 7,585

Investments - Realized gains an

Investments - Realized gains and losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales or calls	$ 0	$ 21,741	$ 92,647	$ 73,982
Gross realized gains from sales or calls	0	271	1,692	1,423
Gross realized losses from sales or calls	$ 0	$ (31)	$ (233)	$ (850)

Investments - Unrealized losses

Investments - Unrealized losses (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	$ 106,827	$ 80,631
Less than 12 Months, Unrealized Losses	(1,283)	(702)
12 Months or More, Fair Value	23,237	48,027
12 Months or More, Unrealized Losses	(384)	(645)
Total Fair Value	130,064	128,658
Total Unrealized Losses	(1,667)	(1,347)
U.S. Government agencies
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	14,470	10,950
Less than 12 Months, Unrealized Losses	(27)	(193)
12 Months or More, Fair Value	4,797	1,737
12 Months or More, Unrealized Losses	(115)	(50)
Total Fair Value	19,267	12,687
Total Unrealized Losses	(142)	(243)
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	67,406	16,776
Less than 12 Months, Unrealized Losses	(1,117)	(89)
12 Months or More, Fair Value	0	15,290
12 Months or More, Unrealized Losses	0	(225)
Total Fair Value	67,406	32,066
Total Unrealized Losses	(1,117)	(314)
Held-to-maturity Securities
Less than 12 Months, Fair Value	1,048	1,067
Less than 12 Months, Unrealized Losses	(11)	(6)
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Losses	0	0
Total Fair Value	1,048	1,067
Total Unrealized Losses	(11)	(6)
U.S. Government agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	24,951	52,905
Less than 12 Months, Unrealized Losses	(139)	(420)
12 Months or More, Fair Value	18,440	31,000
12 Months or More, Unrealized Losses	(269)	(370)
Total Fair Value	43,391	83,905
Total Unrealized Losses	$ (408)	$ (790)

Investments - Textual (Details)

Investments - Textual (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
Investments - Textual (Details) $ in Thousands	Sep. 30, 2015USD ($)securityinvestments	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)securityinvestments	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities
Available-for-sale Securities Pledged as Collateral	$ 126,238		$ 126,238
Available-for-sale Securities, Gross Unrealized Gain (Loss)			8,114	$ 8,896
Income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities	0	$ 99	601	236
Debt securities, amortized cost	444,728		444,728
Transfer of securities from available-for-sale to held-to-maturity			0	31,346	$ 31,346
Fair value of held-to-maturity investment securities transferred					32,047
Unrealized gain on transfer of securities from available-for-sale to held-to-maturity			0	$ 163	163
AOCI available-for-sale securities adjustment tax	3,339		3,339		3,661
Unaccreted balance	$ 138		$ 138		142
U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale Securities, Number of Positions \| security	15		15
Debt securities, amortized cost	$ 51,679		$ 51,679		33,088
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale Securities, Number of Positions \| security	150		150
Debt securities, amortized cost	$ 174,758		$ 174,758		143,343
U.S. Government agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale Securities, Number of Positions \| security	180		180
Debt securities, amortized cost	$ 208,318		$ 208,318		236,629
Private label residential mortgage backed securities
Schedule of Available-for-sale Securities
Available-for-sale Securities, Gross Unrealized Gain (Loss)			$ 1,272
Available-for-sale Securities, Number of Positions \| security	17		17
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	0		0
Debt securities, amortized cost	$ 2,473		$ 2,473		3,079
Other equity securities
Schedule of Available-for-sale Securities
Available For Sale Securities, Number of Securities \| investments	1		1
Available-for-sale Equity Securities, Amortized Cost Basis	$ 7,500		$ 7,500		$ 7,500
Less than 12 months \| U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	4		4
Less than 12 months \| Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	25		25
Less than 12 months \| U.S. Government agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	15		15
Greater than 12 months \| U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	1		1
Greater than 12 months \| Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	0		0
Greater than 12 months \| U.S. Government agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions \| security	11		11
Below investment grade \| Private label residential mortgage backed securities
Schedule of Available-for-sale Securities
Available-for-sale Securities, Number of Positions \| security	9		9
Debt securities, amortized cost	$ 2,155		$ 2,155

Investments - Below investment

Investments - Below investment grade securities (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Schedule of Available-for-sale Securities
Debt securities, amortized cost	$ 444,728
Available-for-sale investment securities	452,842		$ 432,535
Unrealized Gain (Loss)	8,114	$ 8,896
Private label residential mortgage backed securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost	2,473		$ 3,079
Unrealized Gain (Loss)	1,272
Below investment grade \| Private label residential mortgage backed securities
Schedule of Available-for-sale Securities
Debt securities, amortized cost	$ 2,155

Investments - Credit loss rollf

Investments - Credit loss rollforward (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance	$ 747	$ 800	$ 747	$ 800
Amounts related to credit loss for which an OTTI charge was not previously recognized	0	0	0	0
Increases to the amount related to credit loss for which OTTI was previously recognized	0	0	0	0
Realized losses for securities sold	0	0	0	0
Ending balance	$ 747	$ 800	$ 747	$ 800

Investments - Investments by co

Investments - Investments by contractual maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities
Within one year, amortized cost	$ 0
Within one year, estimated fair value	0
After one year through five years, amortized cost	11,621
After one year through five years, estimated fair value	12,010
After five years through ten years, amortized cost	30,472
After five years through ten years, estimated fair value	31,322
After ten years, amortized cost	132,665
After ten years, estimated fair value	135,667
Total securities with single maturity date, amortized cost	174,758
Total securities with single maturity date, estimated fair value	178,999
Debt securities, amortized cost	444,728
Available-for-sale investment securities	452,842	$ 432,535
Held-to-maturity Securities
Ten Years, Amortized Cost	32,367
Ten Years, Estimated Fair Value	35,256
U.S. Government agencies
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	51,679
Investment securities not due at a single maturity date, estimated fair value	51,914
Debt securities, amortized cost	51,679	33,088
U.S. Government agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	208,318
Investment securities not due at a single maturity date, estimated fair value	210,543
Debt securities, amortized cost	208,318	236,629
Private label residential mortgage backed securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	2,473
Investment securities not due at a single maturity date, estimated fair value	3,745
Debt securities, amortized cost	2,473	$ 3,079
Other equity securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	7,500
Investment securities not due at a single maturity date, estimated fair value	$ 7,641

Loans and Allowance for Credi34

Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans
Loans	$ 599,033	$ 572,442
% of Total Loans	100.00%	100.00%
Deferred loan fees, net	$ 257	$ 146
Total gross loans	599,290	572,588
Allowance for credit losses	(9,093)	(8,308)
Total loans	590,197	564,280
Small Business Administration programs
Loans
Real estate and commercial loans	11,516	8,782
Commercial
Loans
Loans	$ 146,111	$ 128,147
% of Total Loans	24.40%	22.30%
Real Estate Portfolio Segment
Loans
Loans	$ 401,735	$ 386,627
% of Total Loans	67.10%	67.60%
Real estate
Loans
Loans	$ 401,735	$ 386,627
Consumer
Loans
Loans	$ 51,187	$ 57,668
% of Total Loans	8.50%	10.10%
Commercial and industrial
Loans
Loans	$ 104,567	$ 89,007
% of Total Loans	17.50%	15.50%
Agricultural land and production
Loans
Loans	$ 41,544	$ 39,140
% of Total Loans	6.90%	6.80%
Owner occupied
Loans
Loans	$ 170,377	$ 176,804
% of Total Loans	28.50%	30.90%
Real estate construction and other land loans
Loans
Loans	$ 36,210	$ 38,923
% of Total Loans	6.00%	6.80%
Commercial real estate
Loans
Loans	$ 116,931	$ 106,788
% of Total Loans	19.50%	18.70%
Agricultural real estate
Loans
Loans	$ 70,485	$ 57,501
% of Total Loans	11.80%	10.00%
Other real estate
Loans
Loans	$ 7,732	$ 6,611
% of Total Loans	1.30%	1.20%
Equity loans and lines of credit
Loans
Loans	$ 41,398	$ 47,575
% of Total Loans	6.90%	8.30%
Consumer and installment
Loans
Loans	$ 9,789	$ 10,093
% of Total Loans	1.60%	1.80%
Acquired During Period
Loans
Total loans	$ 66,572	$ 77,882

Loans and Allowance for Credi35

Loans and Allowance for Credit Losses - Purchased credit-impaired loans (Details) $ in Thousands	Sep. 30, 2015USD ($)
Loans
Allowance for loan losses	$ 0

Loans and Allowance for Credi36

Loans and Allowance for Credit Losses - Accretable yield movement schedule (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Loans and Leases Receivable Disclosure [Abstract]
Balance at beginning of period	$ 0	$ 94
Additions	0	0
Accretion	0	(907)
Reclassification from (to) non-accretable difference	0	813
Disposals	0	0
Balance at end of period	$ 0	$ 94	$ 0	$ 0

Loans and Allowance for Credi37

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)quarter	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)quarter	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Lookback period used in reserve analysis \| quarter	20		20
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	$ 8,714	$ 7,307	$ 8,308	$ 9,208
Provision charged to operations	100	0	600	(400)
Losses charged to allowance	(33)	(58)	(803)	(1,845)
Recoveries	312	240	988	526
Allowance for credit losses, ending balance	9,093	7,489	9,093	7,489
Ending balance: individually evaluated for impairment	191		191		$ 612
Ending balance: collectively evaluated for impairment	8,902		8,902		7,696
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	3,553	1,874	3,130	2,444
Provision charged to operations	(186)	243	731	768
Losses charged to allowance	(11)	(1)	(708)	1,195
Recoveries	267	41	470	140
Allowance for credit losses, ending balance	3,623	2,157	3,623	2,157
Ending balance: individually evaluated for impairment	10		10		230
Ending balance: collectively evaluated for impairment	3,613		3,613		2,900
Real Estate Portfolio Segment
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	4,429	4,157	4,058	5,174
Provision charged to operations	154	(121)	509	(970)
Losses charged to allowance	0	0	0	183
Recoveries	8	159	24	174
Allowance for credit losses, ending balance	4,591	4,195	4,591	4,195
Ending balance: individually evaluated for impairment	145		145		162
Ending balance: collectively evaluated for impairment	4,446		4,446		3,896
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	732	981	1,078	1,168
Provision charged to operations	27	(85)	(703)	(34)
Losses charged to allowance	(22)	(57)	(95)	467
Recoveries	37	40	494	212
Allowance for credit losses, ending balance	774	879	774	879
Ending balance: individually evaluated for impairment	36		36		220
Ending balance: collectively evaluated for impairment	738		738		858
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	0	295	42	422
Provision charged to operations	105	(37)	63	(164)
Losses charged to allowance	0	0	0	0
Recoveries	0	0	0	0
Allowance for credit losses, ending balance	105	$ 258	105	$ 258
Ending balance: individually evaluated for impairment	0		0		0
Ending balance: collectively evaluated for impairment	$ 105		$ 105		$ 42

Loans and Allowance for Credi38

Loans and Allowance for Credit Losses - Loan Portfolio by Impairment Methodology (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 599,033	$ 572,442
Ending balance: individually evaluated for impairment	6,847	18,826
Ending balance: collectively evaluated for impairment	592,186	553,616
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	146,111	128,147
Ending balance: individually evaluated for impairment	55	7,268
Ending balance: collectively evaluated for impairment	146,056	120,879
Real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	401,735	386,627
Ending balance: individually evaluated for impairment	5,294	8,512
Ending balance: collectively evaluated for impairment	396,441	378,115
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	51,187	57,668
Ending balance: individually evaluated for impairment	1,498	3,046
Ending balance: collectively evaluated for impairment	$ 49,689	$ 54,622

Loans and Allowance for Credi39

Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment
Loans	$ 599,033	$ 572,442
Pass
Financing Receivable, Recorded Investment
Loans	541,534	530,021
Special Mention
Financing Receivable, Recorded Investment
Loans	44,187	8,663
Substandard
Financing Receivable, Recorded Investment
Loans	13,312	33,758
Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial
Financing Receivable, Recorded Investment
Loans	146,111	128,147
Real Estate Portfolio Segment
Financing Receivable, Recorded Investment
Loans	401,735	386,627
Consumer
Financing Receivable, Recorded Investment
Loans	51,187	57,668
Commercial and industrial
Financing Receivable, Recorded Investment
Loans	104,567	89,007
Commercial and industrial \| Pass
Financing Receivable, Recorded Investment
Loans	93,454	78,333
Commercial and industrial \| Special Mention
Financing Receivable, Recorded Investment
Loans	9,343	2,345
Commercial and industrial \| Substandard
Financing Receivable, Recorded Investment
Loans	1,770	8,329
Commercial and industrial \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Agricultural land and production
Financing Receivable, Recorded Investment
Loans	41,544	39,140
Agricultural land and production \| Pass
Financing Receivable, Recorded Investment
Loans	29,794	39,140
Agricultural land and production \| Special Mention
Financing Receivable, Recorded Investment
Loans	11,750	0
Agricultural land and production \| Substandard
Financing Receivable, Recorded Investment
Loans	0	0
Agricultural land and production \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Owner occupied
Financing Receivable, Recorded Investment
Loans	170,377	176,804
Owner occupied \| Pass
Financing Receivable, Recorded Investment
Loans	164,316	170,568
Owner occupied \| Special Mention
Financing Receivable, Recorded Investment
Loans	4,481	2,778
Owner occupied \| Substandard
Financing Receivable, Recorded Investment
Loans	1,580	3,458
Owner occupied \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real estate construction and other land loans
Financing Receivable, Recorded Investment
Loans	36,210	38,923
Real estate construction and other land loans \| Pass
Financing Receivable, Recorded Investment
Loans	30,829	32,114
Real estate construction and other land loans \| Special Mention
Financing Receivable, Recorded Investment
Loans	2,202	1,130
Real estate construction and other land loans \| Substandard
Financing Receivable, Recorded Investment
Loans	3,179	5,679
Real estate construction and other land loans \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial real estate
Financing Receivable, Recorded Investment
Loans	116,931	106,788
Commercial real estate \| Pass
Financing Receivable, Recorded Investment
Loans	108,437	95,831
Commercial real estate \| Special Mention
Financing Receivable, Recorded Investment
Loans	3,720	215
Commercial real estate \| Substandard
Financing Receivable, Recorded Investment
Loans	4,774	10,742
Commercial real estate \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Agricultural real estate
Financing Receivable, Recorded Investment
Loans	70,485	57,501
Agricultural real estate \| Pass
Financing Receivable, Recorded Investment
Loans	58,253	55,018
Agricultural real estate \| Special Mention
Financing Receivable, Recorded Investment
Loans	12,232	2,123
Agricultural real estate \| Substandard
Financing Receivable, Recorded Investment
Loans	0	360
Agricultural real estate \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Other real estate
Financing Receivable, Recorded Investment
Loans	7,732	6,611
Other real estate \| Pass
Financing Receivable, Recorded Investment
Loans	7,732	6,611
Other real estate \| Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Other real estate \| Substandard
Financing Receivable, Recorded Investment
Loans	0	0
Other real estate \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Equity loans and lines of credit
Financing Receivable, Recorded Investment
Loans	41,398	47,575
Equity loans and lines of credit \| Pass
Financing Receivable, Recorded Investment
Loans	38,947	42,334
Equity loans and lines of credit \| Special Mention
Financing Receivable, Recorded Investment
Loans	459	72
Equity loans and lines of credit \| Substandard
Financing Receivable, Recorded Investment
Loans	1,992	5,169
Equity loans and lines of credit \| Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer and installment
Financing Receivable, Recorded Investment
Loans	9,789	10,093
Consumer and installment \| Pass
Financing Receivable, Recorded Investment
Loans	9,772	10,072
Consumer and installment \| Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Consumer and installment \| Substandard
Financing Receivable, Recorded Investment
Loans	17	21
Consumer and installment \| Doubtful
Financing Receivable, Recorded Investment
Loans	$ 0	$ 0

Loans and Allowance for Credi40

Loans and Allowance for Credit Losses - Loan Portfolio Aging (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 1,335	$ 1,477
Current	597,698	570,965
Loans	599,033	572,442
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	2,494	14,052
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	146,111	128,147
Real Estate Portfolio Segment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	401,735	386,627
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	51,187	57,668
Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	18	260
Current	104,549	88,747
Loans	104,567	89,007
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	55	7,265
Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	41,544	39,140
Loans	41,544	39,140
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	413
Current	170,377	176,391
Loans	170,377	176,804
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	358	1,363
Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	547
Current	36,210	38,376
Loans	36,210	38,923
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	547
Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	116,931	106,788
Loans	116,931	106,788
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	583	1,468
Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	70,485	57,501
Loans	70,485	57,501
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	360
Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	7,732	6,611
Loans	7,732	6,611
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,266	227
Current	40,132	47,348
Loans	41,398	47,575
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	1,484	3,030
Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	51	30
Current	9,738	10,063
Loans	9,789	10,093
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	14	19
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	36	913
30-59 Days Past Due \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	172
30-59 Days Past Due \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	164
30-59 Days Past Due \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	547
30-59 Days Past Due \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due \| Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due \| Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due \| Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	36	30
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	15	88
60-89 Days Past Due \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	88
60-89 Days Past Due \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due \| Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	15	0
Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,284	476
Greater Than 90 Days Past Due \| Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	18	0
Greater Than 90 Days Past Due \| Agricultural land and production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due \| Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	249
Greater Than 90 Days Past Due \| Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due \| Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due \| Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due \| Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due \| Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,266	227
Greater Than 90 Days Past Due \| Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 0	$ 0

Loans and Allowance for Credi41

Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 2,626		$ 2,626		$ 12,348
Upaid Principal Balance, With no related allowance recorded	3,516		3,516		18,628
Recorded Investment, With an allowance recorded	4,221		4,221		6,478
Unpaid Principal Balance, With an allowance recorded	4,285		4,285		6,665
Related Allowance	191		191		612
Total Recorded Investment	6,847		6,847		18,826
Total Unpaid Principal Balance	7,801		7,801		25,293
Average Recorded Investment, With no related allowance recorded	5,450	$ 4,619	9,930	$ 6,284
Interest Income Recognized, With no related allowance recorded	57	32	175	59
Average Recorded Investment, With an allowance recorded	3,248	4,882	4,683	4,779
Interest Income Recognized, With an allowance recorded	20	66	59	204
Average Recorded Investment, Total	8,698	9,501	14,613	11,063
Interest Income Recognized, Total	77	98	234	263
Forgone interest on nonaccrual loans	91	95	366	270
Commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded					6,440
Upaid Principal Balance, With no related allowance recorded					11,713
Average Recorded Investment, With no related allowance recorded			3,797	184
Interest Income Recognized, With no related allowance recorded			0	0
Average Recorded Investment, With an allowance recorded			307	351
Interest Income Recognized, With an allowance recorded			0	0
Commercial and industrial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	3		3		6,440
Upaid Principal Balance, With no related allowance recorded	5		5		9,991
Recorded Investment, With an allowance recorded	52		52		828
Unpaid Principal Balance, With an allowance recorded	55		55		835
Related Allowance	10		10		230
Average Recorded Investment, With no related allowance recorded	143	20	3,797	184
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	55	8	307	351
Interest Income Recognized, With an allowance recorded	0	0	0	0
Agricultural land and production
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded					0
Upaid Principal Balance, With no related allowance recorded					1,722
Average Recorded Investment, With no related allowance recorded			0	0
Interest Income Recognized, With an allowance recorded			0	0
Real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,347		1,347		3,889
Upaid Principal Balance, With no related allowance recorded	1,560		1,560		4,208
Recorded Investment, With an allowance recorded	3,947		3,947		4,623
Unpaid Principal Balance, With an allowance recorded	3,991		3,991		4,783
Related Allowance	145		145		162
Average Recorded Investment, With no related allowance recorded	3,712	2,939	4,101	4,252
Interest Income Recognized, With no related allowance recorded	57	32	175	59
Average Recorded Investment, With an allowance recorded	2,970	4,546	3,986	4,148
Interest Income Recognized, With an allowance recorded	20	66	59	204
Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	173		173		1,188
Upaid Principal Balance, With no related allowance recorded	246		246		1,255
Recorded Investment, With an allowance recorded	185		185		199
Unpaid Principal Balance, With an allowance recorded	214		214		219
Related Allowance	21		21		30
Average Recorded Investment, With no related allowance recorded	556	1,227	950	2,406
Interest Income Recognized, With no related allowance recorded	0	14	0	41
Average Recorded Investment, With an allowance recorded	187	816	193	283
Interest Income Recognized, With an allowance recorded	0	0	0	0
Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	0		0		547
Upaid Principal Balance, With no related allowance recorded	0		0		799
Recorded Investment, With an allowance recorded	3,179		3,179		3,542
Unpaid Principal Balance, With an allowance recorded	3,179		3,179		3,542
Related Allowance	5		5		72
Average Recorded Investment, With no related allowance recorded	1,064	1,335	706	1,345
Interest Income Recognized, With no related allowance recorded	57	18	175	18
Average Recorded Investment, With an allowance recorded	2,123	3,687	2,986	3,852
Interest Income Recognized, With an allowance recorded	0	66	0	204
Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,174		1,174		1,794
Upaid Principal Balance, With no related allowance recorded	1,314		1,314		1,794
Recorded Investment, With an allowance recorded	583		583		882
Unpaid Principal Balance, With an allowance recorded	598		598		1,022
Related Allowance	119		119		60
Average Recorded Investment, With no related allowance recorded	2,020	377	2,171	501
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	660	43	807	13
Interest Income Recognized, With an allowance recorded	20	0	59	0
Agricultural real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	0		0		360
Upaid Principal Balance, With no related allowance recorded	0		0		360
Average Recorded Investment, With no related allowance recorded	72	0	274	0
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded			0	0
Interest Income Recognized, With an allowance recorded			0	0
Other real estate
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded			0	0
Interest Income Recognized, With no related allowance recorded			0	0
Average Recorded Investment, With an allowance recorded			0	0
Interest Income Recognized, With an allowance recorded			0	0
Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded					2,019
Upaid Principal Balance, With no related allowance recorded					2,707
Recorded Investment, With an allowance recorded	222		222		1,027
Unpaid Principal Balance, With an allowance recorded	239		239		1,047
Related Allowance	36		36		220
Average Recorded Investment, With no related allowance recorded	1,595	1,660	2,032	1,848
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	223	328	390	280
Interest Income Recognized, With an allowance recorded	0	0	0	0
Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,276		1,276		2,019
Upaid Principal Balance, With no related allowance recorded	1,951		1,951		2,707
Recorded Investment, With an allowance recorded	208		208		1,008
Unpaid Principal Balance, With an allowance recorded	222		222		1,026
Related Allowance	35		35		217
Average Recorded Investment, With no related allowance recorded	1,595	1,652	2,032	1,837
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	209	314	373	251
Interest Income Recognized, With an allowance recorded	0	0	0	0
Consumer and installment
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded					0
Upaid Principal Balance, With no related allowance recorded					0
Recorded Investment, With an allowance recorded	14		14		19
Unpaid Principal Balance, With an allowance recorded	17		17		21
Related Allowance	1		1		$ 3
Average Recorded Investment, With no related allowance recorded	0	8	0	11
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	14	14	17	29
Interest Income Recognized, With an allowance recorded	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Credi42

Loans and Allowance for Credit Losses - Troubled Debt Restructurings (Details) number in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)Loans	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)Loans	Sep. 30, 2014USD ($)Loans	Dec. 31, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 5,676		$ 5,676		$ 6,600
Reserves specific to modified loans	$ 6		$ 6		$ 132
Defaults on troubled debt restructurings	0	0	0	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0
Commercial and industrial
Financing Receivable, Modifications [Line Items]
Number of Loans \| Loans			2
Pre-Modification Outstanding Recorded Investment			$ 42
Principal Modification			0
Post Modification Outstanding Recorded Investment			42
Outstanding Recorded Investment	$ 34		$ 34
Equity loans and lines of credit
Financing Receivable, Modifications [Line Items]
Number of Loans \| Loans				1
Pre-Modification Outstanding Recorded Investment				$ 7
Principal Modification				0
Post Modification Outstanding Recorded Investment				7
Outstanding Recorded Investment		$ 4		$ 4

Goodwill and Intangible Asset43

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2008	Dec. 31, 2014
Goodwill and Intangible Assets
Goodwill	$ 29,917		$ 29,917			$ 29,917
Intangible assets, net	1,091		1,091			$ 1,344
Intangible assets, accumulated amortization	1,674		1,674
Amortization of intangible assets	85	$ 84	253	$ 252
Service 1st Bank
Goodwill and Intangible Assets
Goodwill	14,643		14,643
Service 1st Bank \| Core Deposits
Goodwill and Intangible Assets
Core deposit relationships acquired					$ 1,400
Bank of Madera County
Goodwill and Intangible Assets
Goodwill	8,934		8,934
Visalia Community Bank
Goodwill and Intangible Assets
Goodwill	$ 6,340		6,340
Visalia Community Bank \| Core Deposits
Goodwill and Intangible Assets
Core deposit relationships acquired			$ 1,365
Minimum \| Core Deposits
Goodwill and Intangible Assets
Finite-Lived Intangible Asset, Useful Life			7 years
Maximum \| Core Deposits
Goodwill and Intangible Assets
Finite-Lived Intangible Asset, Useful Life			10 years

Goodwill and Intangible Asset44

Goodwill and Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
2,015	$ 68
2,016	137
2,017	137
2,018	137
2,019	137
Thereafter	475
Finite-Lived Intangible Assets, Net	$ 1,091	$ 1,344

Borrowing Arrangements (Details

Borrowing Arrangements (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	$ 444,728
Available-for-sale investment securities	452,842	$ 432,535
San Fransisco Branch
Borrowing Arrangements
Advances from FHLB	0
Federal Home Loan Bank Advances [Member] \| Securities Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	800	1,256
Estimated Fair Value	$ 884	$ 1,364

Income Taxes (Details)

Income Taxes (Details) - CALIFORNIA - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Income Taxes
Unrecognized Tax Benefits	$ 206	$ 180
Capital Loss Carryforward
Income Taxes
Deferred tax valuation allowance	$ 20	$ (20)

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Commitments to extend credit
Commitments and Contingencies
Commitments to extend credit	$ 200,880	$ 214,131
Undisbursed lines of credit
Commitments and Contingencies
Commitments to extend credit	199,673	212,501
Undisbursed portions of construction loans
Commitments and Contingencies
Commitments to extend credit	24,505	15,977
Standby letters of credit and financial guarantees
Commitments and Contingencies
Commitments to extend credit	$ 1,207	1,630
Minimum \| Undisbursed lines of credit
Commitments and Contingencies
Commitments to extend credit, term of agreement	1 month
Maximum \| Undisbursed lines of credit
Commitments and Contingencies
Commitments to extend credit, term of agreement	12 months
Maximum \| Standby letters of credit and financial guarantees
Commitments and Contingencies
Commitments to extend credit, term of agreement	1 year
Probable loan loss experience on unfunded obligations [Member]
Commitments and Contingencies
Loss Contingency, Estimate of Possible Loss	$ 195	$ 165

Earnings Per Share - Basic (Det

Earnings Per Share - Basic (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic Earnings Per share
Net income available to common shareholders	$ 2,517	$ 2,351	$ 8,061	$ 7,660
Weighted average shares outstanding (in shares)	10,938,160	10,919,630	10,928,780	10,917,892
Basic earnings per share (in dollars per share)	$ 0.23	$ 0.22	$ 0.74	$ 0.70

Earnings Per Share - Diluted (D

Earnings Per Share - Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Diluted Earnings Per share
Net income available to common shareholders	$ 2,517	$ 2,351	$ 8,061	$ 7,660
Weighted average shares outstanding (in shares)	10,938,160	10,919,630	10,928,780	10,917,892
Effect of dilutive stock options (in shares)	86,794	95,277	83,244	87,661
Weighted average shares of common stock and common stock equivalents (in shares)	11,024,954	11,014,907	11,012,024	11,005,553
Diluted earnings per share (in dollars per share)	$ 0.23	$ 0.21	$ 0.73	$ 0.70
Anti-dilutive options and warrants (in shares)	36,636	162,160	26,704	171,065

Share-Based Compensation - Stoc

Share-Based Compensation - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Stock option activity
Options outstanding (in shares)	368,360
Options exercised (in shares)	(5,760)
Options cancelled (in shares)	(118,195)
Options outstanding (in shares)	244,405
Options vested or expected to vest (in shares)	242,453
Options exercisable (in shares)	211,885
Stock option activity, weighted average exercise price
Options Outstanding, weighted average exercise price (in dollars per share)	$ 8.89
Options exercised, weighted average exercise price (in dollars per share)	6.62
Options canceled, weighted average exercise price (in dollars per share)	13.27
Options Outstanding, weighted average exercise price (in dollars per share)	6.83
Options vested or expected to vest, weighted average exercise price (in dollars per share)	6.82
Options exercisable, weighted average exercise price (in dollars per share)	$ 6.65
Options outstanding, weighted average remaining contractual term	4 years 3 months 21 days
Options vested or expected to vest, weighted average remaining contractual term	4 years 3 months 15 days
Options exercisable, weighted average remaining contractual term	3 years 10 months 27 days
Options outstanding, aggregate intrinsic value	$ 1,288
Options vested or expected to vest, aggregate intrinsic value	1,280
Options exercisable, aggregate intrinsic value	1,155
Intrinsic value of options exercised	26	$ 39
Cash received from options exercised	38	45
Excess tax benefit realized for options exercises	$ 4	$ 6

Share-Based Compensation - Text

Share-Based Compensation - Textual (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercised during period			5,760
Unrecognized compensation cost related to non-vested share-based compensation arrangements	$ 99		$ 99
Weighted average period to recognize unrecognized share-based compensation cost			1 year 10 months 50 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value			$ 90	$ 98
Nonvested and expected to vest			53,028
Share-based compensation expense	61	$ 39	$ 184	93
2005 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			5 years
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit of stock option compensation expense	1	$ 2	$ 11	$ 12
Restricted Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements	595		$ 595
Granted (in shares)		48,425	9,268	57,330
Weighted average remaining period			3 years 9 months 28 days
Intrinsic value	$ 642		$ 642
Restricted Common Stock [Member] \| Annual Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting percent			20.00%

Share-Based Compensation - Rest

Share-Based Compensation - Restricted Common Stock Awards (Details) - Restricted Common Stock [Member] - $ / shares	3 Months Ended	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Nonvested outstanding shares beginning balance (in shares)		56,850
Granted (in shares)		9,268
Vested (in shares)		(11,085)
Forfeited (in shares)		(2,005)
Nonvested outstanding shares ending balance (in shares)		53,028
Weighted Average Grant Date Fair Value
Nonvested outstanding shares beginning balance (in dollars per share)		$ 12.68
Granted (in dollars per share)	$ 12.95	10.79	$ 12.68
Vested (in dollars per share)		12.67
Forfeited (in dollars per share)		12.95
Nonvested outstanding shares ending balance (in dollars per share)		$ 12.34