Community West Bancshares 10-Q 6 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 05, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	CENTRAL VALLEY COMMUNITY BANCORP
Entity Central Index Key	0001127371
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		13,657,608
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Entity Small Business	false
Entity Emerging Growth Company	false

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 29,762	$ 24,954
Interest-earning deposits in other banks	2,404	6,725
Federal funds sold	69	48
Total cash and cash equivalents	32,235	31,727
Available-for-sale debt securities	479,622	463,905
Equity securities	7,346	7,254
Loans, less allowance for credit losses of $9,118 at March 31, 2019 and $9,104 at December 31, 2018	912,692	909,591
Bank premises and equipment, net	8,096	8,484
Bank-owned life insurance	29,673	28,502
Federal Home Loan Bank stock	6,843	6,843
Goodwill	53,777	53,777
Core deposit intangibles	2,399	2,572
Accrued interest receivable and other assets	31,554	25,181
Total assets	1,564,237	1,537,836
Deposits:
Non-interest bearing	550,410	550,657
Interest bearing	742,154	731,641
Total deposits	1,292,564	1,282,298
Short-term borrowings	7,000	10,000
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable and other liabilities	32,063	20,645
Total liabilities	1,336,782	1,318,098
Commitments and contingencies (Note 7)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 13,680,930 at March 31, 2019 and 13,754,965 at December 31, 2018	102,395	103,851
Retained earnings	124,138	120,294
Accumulated other comprehensive income (loss), net of tax	922	(4,407)
Total shareholders’ equity	227,455	219,738
Total liabilities and shareholders’ equity	$ 1,564,237	$ 1,537,836

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Allowance for credit losses on loans	$ 9,118	$ 9,104
Preferred stock, liquidation preference (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, authorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, authorized (in shares)	80,000,000	80,000,000
Common stock, issued (in shares)	13,680,930	13,754,965
Common stock, outstanding (in shares)	13,680,930	13,754,965
Common stock, par value (in dollars per share)	$ 0	$ 0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
INTEREST INCOME:
Interest and fees on loans	$ 12,554	$ 12,006
Interest on deposits in other banks	150	98
Interest and dividends on investment securities:
Taxable	3,023	2,559
Exempt from Federal income taxes	562	1,067
Total interest income	16,289	15,730
INTEREST EXPENSE:
Interest on deposits	393	238
Interest on junior subordinated deferrable interest debentures	57	43
Other	4	23
Total interest expense	454	304
Net interest income before provision for credit losses	15,835	15,426
PROVISION FOR (REVERSAL OF) CREDIT LOSSES	(25)	0
Net interest income after provision for credit losses	15,860	15,426
NON-INTEREST INCOME:
Service charges	690	755
Appreciation in cash surrender value of bank-owned life insurance	171	171
Interchange fees	343	345
Net realized gains on sales of investment securities	1,052	815
Federal Home Loan Bank dividends	121	121
Loan placement fees	139	166
Other income	460	398
Total non-interest income	2,976	2,771
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,490	6,416
Occupancy and equipment	1,479	1,537
Professional services	327	438
Data processing	395	480
Regulatory assessments	152	162
ATM/Debit card expenses	191	201
License and maintenance contracts	777	212
Directors’ expenses	176	90
Advertising	202	189
Internet banking expense	194	195
Acquisition and integration	0	217
Amortization of core deposit intangibles	174	94
Other	1,110	1,137
Total non-interest expenses	11,667	11,368
Income before provision for income taxes	7,169	6,829
Provision for income taxes	1,953	1,538
Net income	$ 5,216	$ 5,291
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 0.38	$ 0.39
Weighted average common shares used in basic computation (in shares)	13,646,489	13,669,976
Diluted earnings per common share (in dollars per share)	$ 0.38	$ 0.38
Weighted average common shares used in diluted computation (in shares)	13,755,615	13,804,480
Cash dividends per common share (in dollars per share)	$ 0.10	$ 0.07

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 5,216	$ 5,291
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) arising during the period	8,618	(8,571)
Less: reclassification for net gains included in net income	1,052	815
Other comprehensive income (loss), before tax	7,566	(9,386)
Tax (expense) benefit related to items of other comprehensive income	(2,237)	2,775
Total other comprehensive income (loss)	5,329	(6,611)
Comprehensive income (loss)	$ 10,545	$ (1,320)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss) (Net of Taxes)
Cumulative effect of equity securities gains reclassified			$ (204)	$ 204
Adjusted Balance	$ 209,559	$ 103,314	103,215	3,030
Balance at Dec. 31, 2017	209,559	$ 103,314	103,419	2,826
Balance (in shares) at Dec. 31, 2017		13,696,722
Net income	5,291		5,291
Other comprehensive income	(6,611)			(6,611)
Cash dividend	(962)		(962)
Stock-based compensation expense	74	$ 74
Restricted stock granted, (forfeited) and related tax benefit (in shares)		(538)
Restricted stock granted, (forfeited) and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		2,453
Stock issued under employee stock purchase plan	43	$ 43
Stock options exercised and related tax benefit (in shares)		53,400
Stock options exercised and related tax benefit	549	$ 549
Balance at Mar. 31, 2018	207,943	$ 103,980	107,544	(3,581)
Balance (in shares) at Mar. 31, 2018		13,752,037
Balance at Dec. 31, 2018	219,738	$ 103,851	120,294	(4,407)
Balance (in shares) at Dec. 31, 2018		13,754,965
Net income	5,216		5,216
Other comprehensive income	5,329			5,329
Cash dividend	(1,372)		(1,372)
Stock-based compensation expense	143	$ 143
Restricted stock granted, (forfeited) and related tax benefit (in shares)		(90)
Restricted stock granted, (forfeited) and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		4,603
Stock issued under employee stock purchase plan	80	$ 80
Stock awarded to employees		5,295
Stock awarded to employees	$ 100	$ 100
Stock options exercised and related tax benefit (in shares)	13,636	13,636
Stock options exercised and related tax benefit	$ 95	$ 95
Repurchase and retirement of common stock (in shares)		(97,479)
Repurchase and retirement of common stock	(1,874)	$ (1,874)
Balance at Mar. 31, 2019	$ 227,455	$ 102,395	$ 124,138	$ 922
Balance (in shares) at Mar. 31, 2019		13,680,930

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (in dollars per share)	$ 0.10	$ 0.07

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 5,216	$ 5,291
Adjustments to reconcile net income to net cash provided by operating activities:
Net decrease (increase) in deferred loan costs	163	(80)
Depreciation	521	426
Accretion	(200)	(218)
Amortization	1,335	1,972
Stock-based compensation	143	74
(Reversal of) provision for credit losses	(25)	0
Net realized gains on sales of available-for-sale investment securities	(1,052)	(815)
Net change in equity securities	(92)	0
Increase in bank-owned life insurance, net of expenses	(171)	(171)
Net (increase) decrease in accrued interest receivable and other assets	(8,420)	1,489
Net increase (decrease) in accrued interest payable and other liabilities	9,702	(2,265)
Deferred income tax (benefit) expense	(218)	646
Net cash provided by operating activities	6,902	6,349
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale investment securities	(65,253)	(92,189)
Proceeds from sales or calls of available-for-sale investment securities	52,985	69,315
Proceeds from maturity and principal repayments of available-for-sale investment securities	6,051	10,688
Net increase in loans	(3,239)	(16,720)
Purchases of premises and equipment	(133)	(457)
Purchases of bank-owned life insurance	1,000	0
Net cash used in investing activities	(10,589)	(29,363)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand, interest bearing and savings deposits	9,167	(27,615)
Net increase (decrease) in time deposits	1,099	(7,161)
Proceeds from short-term borrowings from Federal Home Loan Bank	14,000	0
Repayments of short-term borrowings to Federal Home Loan Bank	(17,000)	0
Proceeds of borrowings from other financial institutions	1,370	0
Repayments of borrowings from other financial institutions	(1,370)	0
Purchase and retirement of common stock	1,874		$ 0
Proceeds from stock issued under employee stock purchase plan	80	43
Proceeds from exercise of stock options	95	549
Cash dividend payments on common stock	(1,372)	(962)
Net cash provided by (used in) financing activities	4,195	(35,146)
Increase (decrease) in cash and cash equivalents	508	(58,160)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	31,727	100,383
CASH AND CASH EQUIVALENTS AT END OF PERIOD	32,235	42,223
Cash paid during the period for:
Interest	425	297
Income taxes	0	180
Operating cash flows from operating leases	545	0
Non-cash investing and financing activities:
Initial recognition of operating lease right-of-use assets	10,129	0
Purchases of available-for-sale investment securities, not yet settled	$ 1,816	$ 0

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2018 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at March 31, 2019 , and the results of its operations and its cash flows for the three-month interim periods ended March 31, 2019 and 2018 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank. Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-02 - Leases - Overall (Subtopic 845), was issued February 2016. ASU 2016-02 will, among other things, require lessees to recognize a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU 2016-02 does not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where necessary, lessor accounting with the lessee accounting model and ASC Topic 606, “Revenue from Contracts with Customers.” ASU 2016-02 was effective for us on January 1, 2019 and initially required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-11, “Leases (Topic 842) - Targeted Improvements,” which, among other things, provides an additional transition method that would allow entities to not apply the guidance in ASU 2016-02 in the comparative periods presented in the financial statements and instead recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. In December 2018, the FASB also issued ASU 2018-20, “Leases (Topic 842) - Narrow- Scope Improvements for Lessors,” which provides for certain policy elections and changes lessor accounting for sales and similar taxes and certain lessor costs. As of January 1, 2019, the Company adopted ASU 2016-02 and has recorded a right-of-use asset and lease liability of approximately $10 million on the balance sheet for its operating leases where it is a lessee. We elected to apply certain practical expedients provided under ASU 2016-02 whereby we will not reassess(i) whether any expired or existing contracts are or contain leases, (ii) the lease classification for any expired or existing leases and (iii) initial direct costs for any existing leases. We also did not apply the recognition requirements of ASU 2016-02 to any short-term leases (as defined by related accounting guidance). We account for lease and non-lease components separately because such amounts are readily determinable under our lease contracts and because we expect this election will result in a lower impact on our balance sheet. FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. For public business entities that are SEC filers, the amendments of the update will become effective beginning January 1, 2020. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during the second half of 2019. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates significant changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2017-04 - Intangibles Goodwill and Other (Subtopic 350) : Simplifying the Test for Goodwill Impairment, was issued January 2017. The provisions of the update eliminate the existing second step of the goodwill impairment test which provides for the allocation of reporting unit fair value among existing assets and liabilities, with the net leftover amount representing the implied fair value of goodwill. In replacement of the existing goodwill impairment rule, the update will provide that impairment should be recognized as the excess of any of the reporting unit’s goodwill over the fair value of the reporting unit. Under the provisions of this update, the amount of the impairment is limited to the carrying value of the reporting unit’s goodwill. For public business entities that are SEC filers, the amendments of the update will become effective in fiscal years beginning after December 15, 2019. The Company adopted ASU 2017-04 effective during the first quarter of 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2017-08 - Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20) : Premium Amortization on Purchased Callable Debt Securities, was issued March 2017. The provisions of the update require premiums recognized upon the purchase of callable debt securities to be amortized to the earliest call date in order to avoid losses recognized upon call. For public business entities that are SEC filers, the amendments of the update become effective in fiscal years beginning after December 15, 2018. The Company adopted this ASU effective January 1, 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. An entity is permitted to early adopt the removed or modified disclosures upon the issuance of ASU 2018-13 and may delay adoption of the additional disclosures, which are required for public companies only, until their effective date. Management is currently evaluating the impact these changes will have on the Company’s consolidated financial statements and disclosures.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In accordance with applicable guidance, the Company groups its assets and liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Valuations within these levels are based upon: Level 1 — Quoted market prices (unadjusted) for identical instruments traded in active exchange markets that the Company has the ability to access as of the measurement date. Level 2 — Quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable or can be corroborated by observable market data. Level 3 — Model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use on pricing the asset or liability. Valuation techniques include management judgment and estimation which may be significant. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, we report the transfer at the beginning of the reporting period. The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): March 31, 2019 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 29,762 $ 29,762 $ — $ — $ 29,762 Interest-earning deposits in other banks 2,404 2,404 — — 2,404 Federal funds sold 69 69 — — 69 Available-for-sale debt securities 479,622 — 479,622 — 479,622 Equity securities 7,346 7,346 — — 7,346 Loans, net 912,692 — — 902,412 902,412 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 5,433 16 2,113 3,304 5,433 Financial liabilities: Deposits 1,292,564 1,069,210 96,986 — 1,166,196 Short-term borrowings 7,000 — 7,000 — 7,000 Junior subordinated deferrable interest debentures 5,155 — — 4,151 4,151 Accrued interest payable 163 — 106 57 163 December 31, 2018 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,954 $ 24,954 $ — $ — $ 24,954 Interest-earning deposits in other banks 6,725 6,725 — — 6,725 Federal funds sold 48 48 — — 48 Available-for-sale debt securities 463,905 — 463,905 — 463,905 Equity securities 7,254 7,254 — — 7,254 Loans, net 909,591 — — 899,214 899,214 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 6,429 32 2,323 4,074 6,429 Financial liabilities: Deposits 1,282,298 1,031,369 95,633 — 1,127,002 Short-term borrowings 10,000 — 10,000 — 10,000 Junior subordinated deferrable interest debentures 5,155 — — 4,114 4,114 Accrued interest payable 134 — 81 53 134 These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the fair values presented. The methods and assumptions used to estimate fair values are described as follows: (a) Cash and Cash Equivalents — The carrying amounts of cash and due from banks, interest-earning deposits in other banks, and Federal funds sold approximate fair values and are classified as Level 1. (b) Investment Securities — Investment securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for investment securities classified in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. (c) Loans — Fair values of loans are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Purchased credit impaired (PCI) loans are measured at estimated fair value on the date of acquisition. Carrying value is calculated as the present value of expected cash flows and approximates fair value and included in Level 3. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are initially valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. The estimated fair values of financial instruments disclosed above follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity, and marketability factors. (d) FHLB Stock — It is not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. (e) Deposits — Fair value of demand deposit, savings, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair value for fixed and variable rate certificates of deposit are estimated using discounted cash flow analyses using interest rates offered at each reporting date by the Company for certificates with similar remaining maturities resulting in a Level 2 classification. (f) Short-Term Borrowings — The fair values of the Company’s federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, are based on the market rates for similar types of borrowing arrangements resulting in a Level 2 classification. (g) Other Borrowings — The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification. (h) Accrued Interest Receivable/Payable — The fair value of accrued interest receivable and payable is based on the fair value hierarchy of the related asset or liability. (i) Off-Balance Sheet Instruments — Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not considered significant for financial reporting purposes. Assets Recorded at Fair Value The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of March 31, 2019 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of March 31, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 18,929 $ — $ 18,929 $ — Obligations of states and political subdivisions 106,963 — 106,963 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 222,613 — 222,613 — Private label mortgage and asset backed securities 127,117 — 127,117 — Corporate debt securities 4,000 — 4,000 — Equity securities 7,346 7,346 — — Total assets measured at fair value on a recurring basis $ 486,968 $ 7,346 $ 479,622 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the three months ended March 31, 2019 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the three months ended March 31, 2019 . Also there were no liabilities measured at fair value on a recurring basis at March 31, 2019 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at March 31, 2019 . At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. The fair value of impaired loans is based on the fair value of the collateral. Impaired loans were determined to be collateral dependent and categorized as Level 3 due to ongoing real estate market conditions resulting in inactive market data, which in turn required the use of unobservable inputs and assumptions in fair value measurements. Impaired loans evaluated under the discounted cash flow method are excluded from the table above. The discounted cash flow methods as prescribed by ASC Topic 310 is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate which is not a market rate. There were no changes in valuation techniques used during the three months ended March 31, 2019 . Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value is compared with independent data sources such as recent market data or industry-wide statistics. As of March 31, 2019 , there were no loans measured using the fair value of the collateral for collateral dependent loans. There were no charge-offs related to loans carried at fair value during the three months ended March 31, 2019 and 2018 . Activity related to changes in the allowance for loan losses related to impaired loans for the three months ended March 31, 2019 and 2018 was not considered significant for disclosure purposes. There were no liabilities measured at fair value on a non-recurring basis at March 31, 2019 . The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of December 31, 2018 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 21,321 $ — $ 21,321 $ — Obligations of states and political subdivisions 81,504 — 81,504 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 234,930 — 234,930 — Private label mortgage and asset backed securities 126,150 — 126,150 — Equity securities 7,254 7,254 — — Total assets measured at fair value on a recurring basis $ 471,159 $ 7,254 $ 463,905 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the year ended December 31, 2018 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the year ended December 31, 2018 . Also there were no liabilities measured at fair value on a recurring basis at December 31, 2018 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Real estate: Commercial real estate 134 — — 134 Total assets measured at fair value on a non-recurring basis $ 134 $ — $ — $ 134 Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans in which the collateral value did not exceed the loan balance had a principal balance of $161,000 with a valuation allowance of $27,000 at December 31, 2018 , resulting in a fair value of $134,000 . The valuation allowance represent specific allocation for the allowance for credit losses for impaired loans. During the year ended December 31, 2018 specific allocation for the allowance for credit losses related to loans carried at fair value was $27,000 . During the year ended December 31, 2018 , there was no net charge-offs related to loans carried at fair value. There were no liabilities measured at fair value on a non-recurring basis at December 31, 2018 .

Investments

Investments	3 Months Ended
	Mar. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Investments	Investments The investment portfolio consists primarily of U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations, private label mortgage and asset backed securities (PLMABS), corporate debt securities, and obligations of states and political subdivisions securities. As of March 31, 2019 , $71,665,000 of these securities were held as collateral for borrowing arrangements, public funds, and for other purposes. The fair value of the available-for-sale investment portfolio reflected a net unrealized gain of $1,309,000 at March 31, 2019 compared to an unrealized loss of $6,257,000 at December 31, 2018 . The unrealized gain/(loss) recorded is net of $387,000 and $(1,850,000) in tax liabilities (benefits) as accumulated other comprehensive income within shareholders’ equity at March 31, 2019 and December 31, 2018 , respectively. The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): March 31, 2019 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 19,263 $ — $ (334 ) $ 18,929 Obligations of states and political subdivisions 103,581 3,432 (50 ) 106,963 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 224,597 612 (2,596 ) 222,613 Private label mortgage and asset backed securities 126,872 932 (687 ) 127,117 Corporate debt securities 4,000 — — 4,000 Total available-for-sale $ 478,313 $ 4,976 $ (3,667 ) $ 479,622 December 31, 2018 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 21,723 $ — $ (402 ) $ 21,321 Obligations of states and political subdivisions 79,886 2,205 (587 ) 81,504 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 239,388 253 (4,711 ) 234,930 Private label mortgage and asset backed securities 129,165 756 (3,771 ) 126,150 Total available-for-sale $ 470,162 $ 3,214 $ (9,471 ) $ 463,905 Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended March 31, 2019 and 2018 are shown below (in thousands): For the Quarter Available-for-Sale Securities 2019 2018 Proceeds from sales or calls $ 52,985 $ 69,315 Gross realized gains from sales or calls 1,099 1,067 Gross realized losses from sales or calls (47 ) (252 ) Losses recognized in 2019 and 2018 were incurred in order to reposition the investment securities portfolio based on the current rate environment. The securities which were sold at a loss were acquired when the rate environment was not as volatile. As market interest rates or risks associated with a security’s issuer continue to change and impact the actual or perceived values of investment securities, the Company may determine that selling these securities and using proceeds to purchase securities that fit with the Company’s current risk profile is appropriate and beneficial to the Company. The provision for income taxes includes $311,000 and $241,000 income tax impact from the reclassification of unrealized net gains on securities to realized net gains on securities for the three months ended March 31, 2019 and 2018 , respectively. Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): March 31, 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 12,922 $ (222 ) $ 6,007 $ (112 ) $ 18,929 $ (334 ) Obligations of states and political subdivisions — — 3,163 (50 ) 3,163 (50 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 63,382 (683 ) 86,950 (1,913 ) 150,332 (2,596 ) Private label mortgage and asset backed securities 26,088 (105 ) 83,312 (582 ) 109,400 (687 ) Total available-for-sale $ 102,392 $ (1,010 ) $ 179,432 $ (2,657 ) $ 281,824 $ (3,667 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,891 $ (254 ) $ 6,430 $ (148 ) $ 21,321 $ (402 ) Obligations of states and political subdivisions 10,056 (99 ) 22,945 (488 ) 33,001 (587 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 61,866 (424 ) 124,673 (4,287 ) 186,539 (4,711 ) Private label mortgage and asset backed securities 31,325 (195 ) 84,784 (3,576 ) 116,109 (3,771 ) Total available-for-sale $ 118,138 $ (972 ) $ 238,832 $ (8,499 ) $ 356,970 $ (9,471 ) The Company periodically evaluates each investment security for other-than-temporary impairment, relying primarily on industry analyst reports, observation of market conditions and interest rate fluctuations. The portion of the impairment that is attributable to a shortage in the present value of expected future cash flows relative to the amortized cost should be recorded as a current period charge to earnings. The discount rate in this analysis is the original yield expected at time of purchase. As of March 31, 2019 , the Company performed an analysis of the investment portfolio to determine whether any of the investments held in the portfolio had an other-than-temporary impairment (OTTI). The Company evaluated all individual available-for-sale investment securities with an unrealized loss at March 31, 2019 and identified those that had an unrealized loss for at least a consecutive 12 month period, which had an unrealized loss at March 31, 2019 greater than 10% of the recorded book value on that date, or which had an unrealized loss of more than $10,000 . The Company also analyzed any securities that may have been downgraded by credit rating agencies. For those investment securities that met the evaluation criteria, management obtained and reviewed the most recently published national credit ratings for those investment securities. For those bonds that were obligations of states and political subdivisions with an investment grade rating by the rating agencies, the Company also evaluated the financial condition of the municipality and any applicable municipal bond insurance provider and concluded there were no OTTI losses recorded during the three months ended March 31, 2019 . There were no OTTI losses recorded during the three months ended March 31, 2018 . U.S. Government Agencies At March 31, 2019 , the Company held six U.S. Government agency securities of which four were in a loss position for less than 12 months and two had been in a loss position for 12 months or more. The unrealized losses on the Company’s investments in direct obligations of U.S. Government agencies were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized costs of the investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability and intent to hold, and it is more likely than not that it will not be required to sell, those investments until a recovery of fair value, which may be the maturity date, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2019 . Obligations of States and Political Subdivisions At March 31, 2019 , the Company held 55 obligations of states and political subdivision securities of which none were in a loss position for less than 12 months and one was in a loss position and had been in a loss position for 12 months or more. The unrealized losses on the Company’s investments in obligations of states and political subdivision securities were caused by interest rate changes. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability to hold and does not intend to sell, and it is more likely than not that it will not be required to sell those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2019. U.S. Government Sponsored Entities and Agencies Collateralized by Residential Mortgage Obligations At March 31, 2019 , the Company held 132 U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations of which 21 were in a loss position for less than 12 months and 45 have been in a loss position for more than 12 months. The unrealized losses on the Company’s investments in U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations were caused by interest rate changes. The contractual cash flows of those investments are guaranteed or supported by an agency or sponsored entity of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability to hold and does not intend to sell, and it is more likely than not that it will not be required to sell those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2019 . Private Label Mortgage and Asset Backed Securities At March 31, 2019 , the Company had a total of 36 Private Label Mortgage and Asset Backed Securities (PLMABS). Six of the PLMABS securities were in a loss position for less than 12 months and 17 have been in loss for more than 12 months at March 31, 2019 . Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability and intent to hold, and it is more likely than not that it will not be required to sell, those investments until a recovery of fair value, which may be the maturity date, the Company does not consider those investments to be other-than-temporarily impaired at March 31, 2019 . The Company continues to monitor these securities for indications that declines in value, if any, may be other-than-temporary. The following tables provide a roll forward for the three months ended March 31, 2019 and 2018 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Quarter (In thousands) 2019 2018 Beginning balance $ 874 $ 874 Amounts related to credit loss for which an OTTI charge was not previously recognized — — Increases to the amount related to credit loss for which OTTI was previously recognized — — Realized gain for securities sold — — Ending balance $ 874 $ 874 The amortized cost and estimated fair value of available-for-sale investment securities at March 31, 2019 by contractual maturity is shown below (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2019 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 2,480 2,617 After five years through ten years 21,332 22,364 After ten years 79,769 81,982 103,581 106,963 Investment securities not due at a single maturity date: U.S. Government agencies 19,263 18,929 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 224,597 222,613 Private label mortgage and asset backed securities 126,872 127,117 Corporate debt securities 4,000 4,000 Total available-for-sale $ 478,313 $ 479,622

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2019
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) March 31, 2019 % of Total Loans December 31, 2018 % of Total Loans Commercial: Commercial and industrial $ 96,700 10.5 % $ 101,533 11.1 % Agricultural production 11,260 1.2 % 7,998 0.9 % Total commercial 107,960 11.7 % 109,531 12.0 % Real estate: Owner occupied 188,901 20.5 % 183,169 19.9 % Real estate construction and other land loans 98,352 10.7 % 101,606 11.1 % Commercial real estate 308,099 33.4 % 305,118 33.2 % Agricultural real estate 70,589 7.7 % 76,884 8.4 % Other real estate 33,804 3.8 % 32,799 3.6 % Total real estate 699,745 76.1 % 699,576 76.2 % Consumer: Equity loans and lines of credit 72,686 7.9 % 69,958 7.6 % Consumer and installment 39,665 4.3 % 38,038 4.2 % Total consumer 112,351 12.2 % 107,996 11.8 % Net deferred origination costs 1,754 1,592 Total gross loans 921,810 100.0 % 918,695 100.0 % Allowance for credit losses (9,118 ) (9,104 ) Total loans $ 912,692 $ 909,591 At March 31, 2019 and December 31, 2018 , loans originated under Small Business Administration (SBA) programs totaling $23,992,000 and $22,297,000 , respectively, were included in the real estate and commercial categories, of which, $17,836,000 or 74% and $16,493,000 or 74% , respectively, are secured by government guarantees. Allowance for Credit Losses The allowance for credit losses (the “Allowance”) is a valuation allowance for probable incurred credit losses in the Company’s loan portfolio. The Allowance is established through a provision for credit losses which is charged to expense. Additions to the Allowance are expected to maintain the adequacy of the total Allowance after credit losses and loan growth. Credit exposures determined to be uncollectible are charged against the Allowance. Cash received on previously charged-off credits is recorded as a recovery to the Allowance. The overall Allowance consists of two primary components, specific reserves related to impaired loans and general reserves for probable incurred losses related to loans that are not impaired. For all portfolio segments, the determination of the general reserve for loans that are not impaired is based on estimates made by management, including but not limited to, consideration of historical losses by portfolio segment (and in certain cases peer data) over the most recent 20 quarters, and qualitative factors including economic trends in the Company’s service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company’s underwriting policies, the character of the loan portfolio, and probable losses inherent in the portfolio taken as a whole. The following table shows the summary of activities for the Allowance as of and for the three months ended March 31, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 (Reversal) provision charged to operations (252 ) 170 61 (4 ) (25 ) Losses charged to allowance — — (9 ) — (9 ) Recoveries 31 — 17 — 48 Ending balance, March 31, 2019 $ 1,450 $ 6,709 $ 895 $ 64 $ 9,118 Allowance for credit losses: Beginning balance, January 1, 2018 $ 2,071 $ 5,795 $ 825 $ 87 $ 8,778 (Reversal) provision charged to operations (356 ) 331 3 22 — Losses charged to allowance (50 ) — (42 ) — (92 ) Recoveries 71 5 26 — 102 Ending balance, March 31, 2018 $ 1,736 $ 6,131 $ 812 $ 109 $ 8,788 The following is a summary of the Allowance by impairment methodology and portfolio segment as of March 31, 2019 and December 31, 2018 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, March 31, 2019 $ 1,450 $ 6,709 $ 895 $ 64 $ 9,118 Ending balance: individually evaluated for impairment $ 20 $ 30 $ 51 $ — $ 101 Ending balance: collectively evaluated for impairment $ 1,430 $ 6,679 $ 844 $ 64 $ 9,017 Ending balance, December 31, 2018 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Ending balance: individually evaluated for impairment $ 9 $ 27 $ 54 $ — $ 90 Ending balance: collectively evaluated for impairment $ 1,662 $ 6,512 $ 772 $ 68 $ 9,014 Commercial Real Estate Consumer Total Loans: Ending balance, March 31, 2019 $ 107,960 $ 699,745 $ 112,351 $ 920,056 Ending balance: individually evaluated for impairment $ 314 $ 3,217 $ 1,152 $ 4,683 Ending balance: collectively evaluated for impairment $ 107,646 $ 696,528 $ 111,199 $ 915,373 Loans: Ending balance, December 31, 2018 $ 109,531 $ 699,576 $ 107,996 $ 917,103 Ending balance: individually evaluated for impairment $ 348 $ 4,215 $ 1,346 $ 5,909 Ending balance: collectively evaluated for impairment $ 109,183 $ 695,361 $ 106,650 $ 911,194 The following table shows the loan portfolio by class allocated by management’s internal risk ratings at March 31, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 93,977 $ 510 $ 2,213 $ — $ 96,700 Agricultural production 7,509 2,946 805 — 11,260 Real Estate: Owner occupied 184,609 2,611 1,681 — 188,901 Real estate construction and other land loans 94,313 2,449 1,590 — 98,352 Commercial real estate 302,927 4,064 1,108 — 308,099 Agricultural real estate 50,860 13,279 6,450 — 70,589 Other real estate 33,804 — — — 33,804 Consumer: Equity loans and lines of credit 67,815 1,967 2,904 — 72,686 Consumer and installment 39,663 — 2 — 39,665 Total $ 875,477 $ 27,826 $ 16,753 $ — $ 920,056 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2018 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,876 $ 12,072 $ 2,585 $ — $ 101,533 Agricultural production 5,955 2,043 — — 7,998 Real Estate: Owner occupied 179,214 3,056 899 — 183,169 Real estate construction and other land loans 95,301 3,270 3,035 — 101,606 Commercial real estate 298,714 5,268 1,136 — 305,118 Agricultural real estate 57,544 165 19,175 — 76,884 Other real estate 32,799 — — — 32,799 Consumer: Equity loans and lines of credit 68,016 380 1,562 — 69,958 Consumer and installment 38,036 — 2 — 38,038 Total $ 862,455 $ 26,254 $ 28,394 $ — $ 917,103 The following table shows an aging analysis of the loan portfolio by class and the time past due at March 31, 2019 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ 100 $ — $ — $ 100 $ 96,600 $ 96,700 $ — $ 269 Agricultural production — — — — 11,260 11,260 — — Real estate: — — Owner occupied 129 — — 129 188,772 188,901 — 210 Real estate construction and other land loans — — — — 98,352 98,352 — — Commercial real estate — — — — 308,099 308,099 — 950 Agricultural real estate — — — — 70,589 70,589 — — Other real estate — — — — 33,804 33,804 — — Consumer: — Equity loans and lines of credit 1,932 — — 1,932 70,754 72,686 — 119 Consumer and installment 45 — — 45 39,620 39,665 — — Total $ 2,206 $ — $ — $ 2,206 $ 917,850 $ 920,056 $ — $ 1,548 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2018 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 255 $ — $ — $ 255 $ 101,278 $ 101,533 $ — $ 298 Agricultural production — — — — 7,998 7,998 — — Real estate: — Owner occupied 215 — — 215 182,954 183,169 — 215 Real estate construction and other land loans — — 1,439 1,439 100,167 101,606 — 1,439 Commercial real estate — — — — 305,118 305,118 — 418 Agricultural real estate — — — — 76,884 76,884 — — Other real estate — — — — 32,799 32,799 — — Consumer: Equity loans and lines of credit 953 — — 953 69,005 69,958 — 370 Consumer and installment 7 — — 7 38,031 38,038 — — Total $ 1,430 $ — $ 1,439 $ 2,869 $ 914,234 $ 917,103 $ — $ 2,740 The following table shows information related to impaired loans by class at March 31, 2019 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 235 $ 478 $ — Real estate: Owner occupied $ 211 $ 213 $ — Real estate construction and other land loans 1,099 1,099 — Commercial real estate 1,160 1,398 — Total real estate 2,470 2,710 — Consumer: Equity loans and lines of credit 48 70 — Total with no related allowance recorded 2,753 3,258 — With an allowance recorded: Commercial: Commercial and industrial 79 81 20 Real estate: Commercial real estate 703 723 30 Agricultural real estate 44 44 — Total real estate 747 767 30 Consumer: Equity loans and lines of credit 1,104 1,110 51 Total with an allowance recorded 1,930 1,958 101 Total $ 4,683 $ 5,216 $ 101 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2018 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 259 $ 493 $ — Real estate: Owner occupied 215 215 — Real estate construction and other land loans 2,613 2,676 — Commercial real estate 1,182 1,414 — Total real estate 4,010 4,305 — Consumer: Equity loans and lines of credit 248 285 — Total with no related allowance recorded 4,517 5,083 — With an allowance recorded: Commercial: Commercial and industrial 89 90 9 Real estate: Commercial real estate 161 162 27 Agricultural real estate 44 44 — Total real estate 205 206 27 Consumer: Equity loans and lines of credit 1,098 1,103 54 Total with an allowance recorded 1,392 1,399 90 Total $ 5,909 $ 6,482 $ 90 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2019 and 2018 (in thousands). Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 249 $ — $ 348 $ — Real estate: Owner occupied 213 — — — Real estate construction and other land loans 2,217 16 2,988 23 Commercial real estate 1,171 12 1,560 13 Other real estate — — 874 — Total real estate 3,601 28 5,422 36 Consumer: Equity loans and lines of credit 196 1 195 — Total with no related allowance recorded 4,046 29 5,965 36 With an allowance recorded: Commercial: Commercial and industrial 84 1 49 1 Real estate: Commercial real estate 572 3 282 3 Agricultural real estate 44 1 51 1 Total real estate 616 4 333 4 Consumer: Equity loans and lines of credit 1,105 14 994 14 Consumer and installment — — 8 — Total consumer 1,105 14 1,002 14 Total with an allowance recorded 1,805 19 1,384 19 Total $ 5,851 $ 48 $ 7,349 $ 55 Foregone interest on nonaccrual loans totaled $32,000 and $98,000 for the three month periods ended March 31, 2019 and 2018 , respectively. Troubled Debt Restructurings: As of March 31, 2019 and December 31, 2018 , the Company has a recorded investment in troubled debt restructurings of $3,135,000 and $3,220,000 , respectively. The Company has allocated $53,000 and $50,000 of specific reserves to loans whose terms have been modified in troubled debt restructurings as of March 31, 2019 and December 31, 2018 , respectively. The Company has committed to lend no additional amounts as of March 31, 2019 to customers with outstanding loans that are classified as troubled debt restructurings. During the three months ended March 31, 2019 one loan was modified as troubled debt restructuring. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. During the same period, there were no troubled debt restructurings in which the amount of principal or accrued interest owed from the borrower was forgiven or which resulted in a charge-off or change to the allowance for loan losses. The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 1 $ 13 $ — $ 13 $ 13 Total 1 $ 13 $ — $ 13 $ 13 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2018 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and Industrial 1 $ 38 $ — $ 38 $ 36 Real Estate: Commercial real estate 1 166 — 166 165 Total 2 $ 204 $ — $ 204 $ 201 A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no defaults on troubled debt restructurings, within twelve months following the modification, during the three months ended March 31, 2019 or March 31, 2018 .

Borrowing Arrangements

Borrowing Arrangements	3 Months Ended
	Mar. 31, 2019
Banking and Thrift [Abstract]
Borrowing Arrangements	Borrowing Arrangements As of March 31, 2019 and December 31, 2018 , the Company had $7,000,000 and $10,000,000 Federal Home Loan Bank (FHLB) of San Francisco advances, respectively. Approximately $443,162,000 in loans were pledged under a blanket lien as collateral to the FHLB for the Bank’s remaining borrowing capacity of $287,839,000 as of March 31, 2019 . FHLB advances are also secured by investment securities with amortized costs totaling $312,000 and $326,000 and market values totaling $323,000 and $337,000 at March 31, 2019 and December 31, 2018 , respectively. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of March 31, 2019 , and December 31, 2018 the Company had no Federal funds purchased.

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	Leases Leases - The Bank leases certain of its branch facilities and administrative offices under noncancelable operating leases with terms extending through 2028. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Operating lease cost is comprised of lease expense recognized on a straight-line basis, the amortization of the right-of-use asset and the implicit interest accreted on the operating lease liability. Operating lease cost is included in occupancy and equipment expense on our consolidated statements of income. We evaluate the lease term by assuming the exercise of options to extend that are reasonably assured and those option periods covered by an option to terminate the lease, if deemed not reasonably certain to be exercised. The lease term is used to determine the straight-line expense and limits the depreciable life of any related leasehold improvements. Certain leases require us to pay real estate taxes, insurance, maintenance and other operating expenses associated with the leased premises. These expenses are classified in occupancy and equipment expense on our consolidated statements of income, consistent with similar costs for owned locations, but is not included in operating lease cost below. We calculate the lease liability using a discount rate that represents our incremental borrowing rate at the lease commencement date. Future minimum lease payments on noncancelable operating leases are as follows (in thousands): Years Ending December 31, 2019 (remaining) $ 2,142 2020 1,820 2021 1,697 2022 1,363 2023 1,242 Thereafter 3,936 Total lease payments 12,200 Less: imputed interest (1,728 ) Present value of operating lease liabilities $ 10,472 Minimum future rental payments under noncancelable operating leases as of December 31, 2018, prior to adoption of ASU 2016-02, are as follows (in thousands): Minimum future rental payments 2019 2,384 2020 2,078 2021 1,805 2022 1,552 2023 1,448 Thereafter 4,334 $ 13,601 The table below summarizes the total lease cost: (Dollars in thousands) For the Quarter Operating lease cost $ 552 Short-term lease cost 20 Variable lease cost 53 Total lease cost $ 625 The table below summarizes other information related to our operating leases: For the Quarter Weighted average remaining lease term, in years 7 Weighted average discount rate 2.91 % The table below shows operating lease right of use assets and operating lease liabilities as of March 31, 2019 (Dollars in thousands) Operating lease right-of-use assets $ 9,810 Operating lease liabilities 10,472

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Financial Instruments With Off-Balance-Sheet Risk - In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit . These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The contract or notional amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for loans. Commitments to extend credit amounting to $326,191,000 and $312,274,000 were outstanding at March 31, 2019 and December 31, 2018 , respectively. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract unless waived by the Bank. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Included in commitments to extend credit are undisbursed lines of credit totaling $323,701,000 and $309,824,000 at March 31, 2019 and December 31, 2018 , respectively. Undisbursed lines of credit include credits whereby customers can repay principal and request principal advances during the term of the loan at their discretion and most expire between one and 12 months . Included in undisbursed lines of credit are commitments for the undisbursed portions of construction loans totaling $61,648,000 and $70,752,000 as of March 31, 2019 and December 31, 2018 , respectively. These commitments are agreements to lend to customers, subject to meeting certain construction progress requirements established in the contracts. The underlying construction loans have fixed expiration dates. Standby letters of credit and financial guarantees amounting to $2,490,000 and $2,450,000 were outstanding at March 31, 2019 and December 31, 2018 , respectively. Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private borrowing arrangements. Most standby letters of credit and guarantees carry a one year term or less. The fair value of the liability related to these standby letters of credit, which represents the fees received for their issuance, was not significant at March 31, 2019 or December 31, 2018 . The Company recognizes these fees as revenue over the term of the commitment or when the commitment is used. The Company generally requires collateral or other security to support financial instruments with credit risk. Management does not anticipate any material loss will result from the outstanding commitments to extend credit, standby letters of credit and financial guarantees. At March 31, 2019 and December 31, 2018 , the balance of a contingent allocation for probable loan loss experience on unfunded obligations was $250,000 and $225,000 , respectively. The contingent allocation for probable loan loss experience on unfunded obligations is calculated by management using an appropriate, systematic, and consistently applied process. While related to credit losses, this allocation is not a part of the allowance for credit losses and is considered separately as a liability for accounting and regulatory reporting purposes, and is included in Other Liabilities on the Company’s balance sheet. In 2018, the Company sold its credit card portfolio to a third party vendor. Part of the sale of the porfolio was to provide a guarantee of certain accounts beginning in March 2019. As of March 31, 2019 , the total commitment was $2,100,000 . The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or consolidated results of operations of the Company.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (EPS), which excludes dilution, is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or restricted stock awards, result in the issuance of common stock which shares in the earnings of the Company. A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Quarter (In thousands, except share and per share amounts) 2019 2018 Net income $ 5,216 $ 5,291 Weighted average shares outstanding 13,646,489 13,669,976 Basic earnings per share $ 0.38 $ 0.39 Diluted Earnings Per Share For the Quarter (In thousands, except share and per share amounts) 2019 2018 Net income $ 5,216 $ 5,291 Weighted average shares outstanding 13,646,489 13,669,976 Effect of dilutive stock options 109,126 134,504 Weighted average shares of common stock and common stock equivalents 13,755,615 13,804,480 Diluted earnings per share $ 0.38 $ 0.38 No outstanding options or restricted stock awards were anti-dilutive for the three months ended March 31, 2019 and 2018 .

Share-Based Compensation

Share-Based Compensation	3 Months Ended
	Mar. 31, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-Based Compensation	Share-Based Compensation The Company has five share-based compensation plans as described below. Share-based compensation cost recognized for those plans was $143,000 and $74,000 for the three months ended March 31, 2019 and 2018 , respectively. The recognized tax benefits for the share-based compensation expense, forfeitures of restricted stock, and exercise of stock options, resulted in the recognition of $17,000 and $119,000 , respectively, for the three months ended March 31, 2019 and 2018 . The Central Valley Community Bancorp 2000 Stock Option Plan (2000 Plan) expired on November 15, 2010. The Central Valley Community Bancorp 2005 Omnibus Incentive Plan (2005 Plan) was adopted in May 2005 and expired March 16, 2015. While outstanding arrangements to issue shares under these plans, including options, continue in force until their expiration, no new options will be granted under these plans. The Central Valley Community Bancorp 2015 Omnibus Incentive Plan (2015 Plan) was adopted in May 2015. In October 2017, the Company assumed the Folsom Lake Bank 2007 Equity Incentive Plan (2007 Plan). The plans provide for awards in the form of incentive stock options, non-statutory stock options, stock appreciation rights, and restricted stock. Both plans allow for performance awards that may be in the form of cash or shares of the Company, including restricted stock. Outstanding arrangements to issue shares under this plan including options, will continue in force until expiration according to their respective terms. Effective June 2, 2017, the Company adopted an Employee Stock Purchase Plan (ESPP) whereby our employees may purchase Company common stock through payroll deductions of between one percent and 15 percent of pay in each pay period. Shares are purchased at the end of each of the three -month offering periods at a 10 percent discount from the lower of the closing market price on the Offering Date (first trading day of each offering period) or the Investment Date (last trading day of each offering period). The Company reserved 500,000 common shares to be set aside for the ESPP, and there were 481,375 shares available for future purchase under the plan as of March 31, 2019 . Stock Option Plan The Company bases the fair value of the options granted on the date of grant using a Black-Scholes Merton option pricing model that uses assumptions based on expected option life and the level of estimated forfeitures, expected stock volatility, risk free interest rate, and dividend yield. The expected term and level of estimated forfeitures of the Company’s options are based on the Company’s own historical experience. Stock volatility is based on the historical volatility of the Company’s stock. The risk-free rate is based on the U. S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of grant. The compensation cost for options granted is based on the weighted average grant date fair value per share. No options to purchase shares of the Company’s common stock were granted during the three months ended March 31, 2019 and 2018 . A summary of the combined activity of the Company’s stock option compensation plans for the three months ended March 31, 2019 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2019 154,440 $ 8.68 Options exercised (13,636 ) $ 6.94 Options forfeited (1,000 ) $ 5.06 Options outstanding at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Options vested or expected to vest at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Options exercisable at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Information related to the stock option plan is as follows (in thousands): For the Three Months 2019 2018 Intrinsic value of options exercised $ 167 $ 524 Cash received from options exercised $ 95 $ 549 Excess tax benefit realized for option exercises $ 17 $ 119 As of March 31, 2019 , there was no remaining unrecognized compensation cost related to stock options granted under all plans. Restricted and Performance Common Stock Awards The 2015 Plan provides for the issuance of restricted common stock to directors and officers. In addition, performance awards may be granted in the form of cash or shares. Restricted common stock grants typically vest over a one to five -year period. Restricted common stock (all of which are shares of our common stock) is subject to forfeiture if employment terminates prior to vesting. The cost of these awards is recognized over the vesting period of the awards based on the fair value of our common stock on the date of the grant. The following table summarizes restricted stock and performance award activity for the three months ended March 31, 2019 as follows: Shares Weighted Average Grant-Date Fair Value Nonvested outstanding shares at January 1, 2019 63,529 $ 15.98 Granted 5,295 $ 18.91 Vested (10,907 ) $ 15.05 Forfeited (90 ) $ 12.95 Nonvested outstanding shares at March 31, 2019 57,827 $ 16.43 During the three months ended March 31, 2019 , 5,295 shares of restricted or performance common stock awards were granted. The restricted and performance common stock awards had a weighted average grant date fair market value of $18.91 per share on the date of grant during the three months ended March 31, 2019 . Restricted common stock awards’ fully vest after year 1, or vest ratably until fully vested in year 3 or year 5 depending on agreement terms. Performance common stock awards vest immediately. As of March 31, 2019 , there were 57,827 shares of restricted stock that are nonvested and expected to vest. As of March 31, 2019 , there was $540,000 of total unrecognized compensation cost related to nonvested restricted common stock awards. Restricted stock compensation expense is recognized on a straight-line basis over the vesting period. This cost is expected to be recognized over a weighted-average remaining period of 2.01 years and will be adjusted for subsequent changes in estimated forfeitures. Restricted common stock awards had an intrinsic value of $1,524,000 at March 31, 2019 .

Basis of Presentation (Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
Basis of Accounting	The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2018 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at March 31, 2019 , and the results of its operations and its cash flows for the three-month interim periods ended March 31, 2019 and 2018 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
Segment Reporting	Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment.
Concentration of Credit Risk	No customer accounts for more than 10 percent of revenues for the Company or the Bank.
Impact of New Financial Accounting Standards	Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-02 - Leases - Overall (Subtopic 845), was issued February 2016. ASU 2016-02 will, among other things, require lessees to recognize a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU 2016-02 does not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where necessary, lessor accounting with the lessee accounting model and ASC Topic 606, “Revenue from Contracts with Customers.” ASU 2016-02 was effective for us on January 1, 2019 and initially required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-11, “Leases (Topic 842) - Targeted Improvements,” which, among other things, provides an additional transition method that would allow entities to not apply the guidance in ASU 2016-02 in the comparative periods presented in the financial statements and instead recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. In December 2018, the FASB also issued ASU 2018-20, “Leases (Topic 842) - Narrow- Scope Improvements for Lessors,” which provides for certain policy elections and changes lessor accounting for sales and similar taxes and certain lessor costs. As of January 1, 2019, the Company adopted ASU 2016-02 and has recorded a right-of-use asset and lease liability of approximately $10 million on the balance sheet for its operating leases where it is a lessee. We elected to apply certain practical expedients provided under ASU 2016-02 whereby we will not reassess(i) whether any expired or existing contracts are or contain leases, (ii) the lease classification for any expired or existing leases and (iii) initial direct costs for any existing leases. We also did not apply the recognition requirements of ASU 2016-02 to any short-term leases (as defined by related accounting guidance). We account for lease and non-lease components separately because such amounts are readily determinable under our lease contracts and because we expect this election will result in a lower impact on our balance sheet. FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. For public business entities that are SEC filers, the amendments of the update will become effective beginning January 1, 2020. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during the second half of 2019. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates significant changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2017-04 - Intangibles Goodwill and Other (Subtopic 350) : Simplifying the Test for Goodwill Impairment, was issued January 2017. The provisions of the update eliminate the existing second step of the goodwill impairment test which provides for the allocation of reporting unit fair value among existing assets and liabilities, with the net leftover amount representing the implied fair value of goodwill. In replacement of the existing goodwill impairment rule, the update will provide that impairment should be recognized as the excess of any of the reporting unit’s goodwill over the fair value of the reporting unit. Under the provisions of this update, the amount of the impairment is limited to the carrying value of the reporting unit’s goodwill. For public business entities that are SEC filers, the amendments of the update will become effective in fiscal years beginning after December 15, 2019. The Company adopted ASU 2017-04 effective during the first quarter of 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2017-08 - Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20) : Premium Amortization on Purchased Callable Debt Securities, was issued March 2017. The provisions of the update require premiums recognized upon the purchase of callable debt securities to be amortized to the earliest call date in order to avoid losses recognized upon call. For public business entities that are SEC filers, the amendments of the update become effective in fiscal years beginning after December 15, 2018. The Company adopted this ASU effective January 1, 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. An entity is permitted to early adopt the removed or modified disclosures upon the issuance of ASU 2018-13 and may delay adoption of the additional disclosures, which are required for public companies only, until their effective date. Management is currently evaluating the impact these changes will have on the Company’s consolidated financial statements and disclosures.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Estimated Fair Value of Financial Instruments	The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): March 31, 2019 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 29,762 $ 29,762 $ — $ — $ 29,762 Interest-earning deposits in other banks 2,404 2,404 — — 2,404 Federal funds sold 69 69 — — 69 Available-for-sale debt securities 479,622 — 479,622 — 479,622 Equity securities 7,346 7,346 — — 7,346 Loans, net 912,692 — — 902,412 902,412 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 5,433 16 2,113 3,304 5,433 Financial liabilities: Deposits 1,292,564 1,069,210 96,986 — 1,166,196 Short-term borrowings 7,000 — 7,000 — 7,000 Junior subordinated deferrable interest debentures 5,155 — — 4,151 4,151 Accrued interest payable 163 — 106 57 163 December 31, 2018 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,954 $ 24,954 $ — $ — $ 24,954 Interest-earning deposits in other banks 6,725 6,725 — — 6,725 Federal funds sold 48 48 — — 48 Available-for-sale debt securities 463,905 — 463,905 — 463,905 Equity securities 7,254 7,254 — — 7,254 Loans, net 909,591 — — 899,214 899,214 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 6,429 32 2,323 4,074 6,429 Financial liabilities: Deposits 1,282,298 1,031,369 95,633 — 1,127,002 Short-term borrowings 10,000 — 10,000 — 10,000 Junior subordinated deferrable interest debentures 5,155 — — 4,114 4,114 Accrued interest payable 134 — 81 53 134
Fair Value of Assets on a Recurring Basis	The Company is required or permitted to record the following assets at fair value on a recurring basis as of March 31, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 18,929 $ — $ 18,929 $ — Obligations of states and political subdivisions 106,963 — 106,963 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 222,613 — 222,613 — Private label mortgage and asset backed securities 127,117 — 127,117 — Corporate debt securities 4,000 — 4,000 — Equity securities 7,346 7,346 — — Total assets measured at fair value on a recurring basis $ 486,968 $ 7,346 $ 479,622 $ — The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 21,321 $ — $ 21,321 $ — Obligations of states and political subdivisions 81,504 — 81,504 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 234,930 — 234,930 — Private label mortgage and asset backed securities 126,150 — 126,150 — Equity securities 7,254 7,254 — — Total assets measured at fair value on a recurring basis $ 471,159 $ 7,254 $ 463,905 $ —
Fair Value of Assets on a Non-recurring Basis	The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Real estate: Commercial real estate 134 — — 134 Total assets measured at fair value on a non-recurring basis $ 134 $ — $ — $ 134

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities reconciliation	The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): March 31, 2019 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 19,263 $ — $ (334 ) $ 18,929 Obligations of states and political subdivisions 103,581 3,432 (50 ) 106,963 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 224,597 612 (2,596 ) 222,613 Private label mortgage and asset backed securities 126,872 932 (687 ) 127,117 Corporate debt securities 4,000 — — 4,000 Total available-for-sale $ 478,313 $ 4,976 $ (3,667 ) $ 479,622 December 31, 2018 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 21,723 $ — $ (402 ) $ 21,321 Obligations of states and political subdivisions 79,886 2,205 (587 ) 81,504 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 239,388 253 (4,711 ) 234,930 Private label mortgage and asset backed securities 129,165 756 (3,771 ) 126,150 Total available-for-sale $ 470,162 $ 3,214 $ (9,471 ) $ 463,905
Realized gains and losses	Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended March 31, 2019 and 2018 are shown below (in thousands): For the Quarter Available-for-Sale Securities 2019 2018 Proceeds from sales or calls $ 52,985 $ 69,315 Gross realized gains from sales or calls 1,099 1,067 Gross realized losses from sales or calls (47 ) (252 )
Securities in a continuous unrealized loss position	Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): March 31, 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 12,922 $ (222 ) $ 6,007 $ (112 ) $ 18,929 $ (334 ) Obligations of states and political subdivisions — — 3,163 (50 ) 3,163 (50 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 63,382 (683 ) 86,950 (1,913 ) 150,332 (2,596 ) Private label mortgage and asset backed securities 26,088 (105 ) 83,312 (582 ) 109,400 (687 ) Total available-for-sale $ 102,392 $ (1,010 ) $ 179,432 $ (2,657 ) $ 281,824 $ (3,667 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,891 $ (254 ) $ 6,430 $ (148 ) $ 21,321 $ (402 ) Obligations of states and political subdivisions 10,056 (99 ) 22,945 (488 ) 33,001 (587 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 61,866 (424 ) 124,673 (4,287 ) 186,539 (4,711 ) Private label mortgage and asset backed securities 31,325 (195 ) 84,784 (3,576 ) 116,109 (3,771 ) Total available-for-sale $ 118,138 $ (972 ) $ 238,832 $ (8,499 ) $ 356,970 $ (9,471 )
Credit losses recorded in earnings	The following tables provide a roll forward for the three months ended March 31, 2019 and 2018 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Quarter (In thousands) 2019 2018 Beginning balance $ 874 $ 874 Amounts related to credit loss for which an OTTI charge was not previously recognized — — Increases to the amount related to credit loss for which OTTI was previously recognized — — Realized gain for securities sold — — Ending balance $ 874 $ 874
Investments by contractual maturity	March 31, 2019 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 2,480 2,617 After five years through ten years 21,332 22,364 After ten years 79,769 81,982 103,581 106,963 Investment securities not due at a single maturity date: U.S. Government agencies 19,263 18,929 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 224,597 222,613 Private label mortgage and asset backed securities 126,872 127,117 Corporate debt securities 4,000 4,000 Total available-for-sale $ 478,313 $ 479,622

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Receivables [Abstract]
Outstanding loans	Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) March 31, 2019 % of Total Loans December 31, 2018 % of Total Loans Commercial: Commercial and industrial $ 96,700 10.5 % $ 101,533 11.1 % Agricultural production 11,260 1.2 % 7,998 0.9 % Total commercial 107,960 11.7 % 109,531 12.0 % Real estate: Owner occupied 188,901 20.5 % 183,169 19.9 % Real estate construction and other land loans 98,352 10.7 % 101,606 11.1 % Commercial real estate 308,099 33.4 % 305,118 33.2 % Agricultural real estate 70,589 7.7 % 76,884 8.4 % Other real estate 33,804 3.8 % 32,799 3.6 % Total real estate 699,745 76.1 % 699,576 76.2 % Consumer: Equity loans and lines of credit 72,686 7.9 % 69,958 7.6 % Consumer and installment 39,665 4.3 % 38,038 4.2 % Total consumer 112,351 12.2 % 107,996 11.8 % Net deferred origination costs 1,754 1,592 Total gross loans 921,810 100.0 % 918,695 100.0 % Allowance for credit losses (9,118 ) (9,104 ) Total loans $ 912,692 $ 909,591
Impaired loans	The following table shows information related to impaired loans by class at March 31, 2019 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 235 $ 478 $ — Real estate: Owner occupied $ 211 $ 213 $ — Real estate construction and other land loans 1,099 1,099 — Commercial real estate 1,160 1,398 — Total real estate 2,470 2,710 — Consumer: Equity loans and lines of credit 48 70 — Total with no related allowance recorded 2,753 3,258 — With an allowance recorded: Commercial: Commercial and industrial 79 81 20 Real estate: Commercial real estate 703 723 30 Agricultural real estate 44 44 — Total real estate 747 767 30 Consumer: Equity loans and lines of credit 1,104 1,110 51 Total with an allowance recorded 1,930 1,958 101 Total $ 4,683 $ 5,216 $ 101 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2018 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 259 $ 493 $ — Real estate: Owner occupied 215 215 — Real estate construction and other land loans 2,613 2,676 — Commercial real estate 1,182 1,414 — Total real estate 4,010 4,305 — Consumer: Equity loans and lines of credit 248 285 — Total with no related allowance recorded 4,517 5,083 — With an allowance recorded: Commercial: Commercial and industrial 89 90 9 Real estate: Commercial real estate 161 162 27 Agricultural real estate 44 44 — Total real estate 205 206 27 Consumer: Equity loans and lines of credit 1,098 1,103 54 Total with an allowance recorded 1,392 1,399 90 Total $ 5,909 $ 6,482 $ 90 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2019 and 2018 (in thousands). Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 249 $ — $ 348 $ — Real estate: Owner occupied 213 — — — Real estate construction and other land loans 2,217 16 2,988 23 Commercial real estate 1,171 12 1,560 13 Other real estate — — 874 — Total real estate 3,601 28 5,422 36 Consumer: Equity loans and lines of credit 196 1 195 — Total with no related allowance recorded 4,046 29 5,965 36 With an allowance recorded: Commercial: Commercial and industrial 84 1 49 1 Real estate: Commercial real estate 572 3 282 3 Agricultural real estate 44 1 51 1 Total real estate 616 4 333 4 Consumer: Equity loans and lines of credit 1,105 14 994 14 Consumer and installment — — 8 — Total consumer 1,105 14 1,002 14 Total with an allowance recorded 1,805 19 1,384 19 Total $ 5,851 $ 48 $ 7,349 $ 55
Allowance for credit losses	The following table shows the summary of activities for the Allowance as of and for the three months ended March 31, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 (Reversal) provision charged to operations (252 ) 170 61 (4 ) (25 ) Losses charged to allowance — — (9 ) — (9 ) Recoveries 31 — 17 — 48 Ending balance, March 31, 2019 $ 1,450 $ 6,709 $ 895 $ 64 $ 9,118 Allowance for credit losses: Beginning balance, January 1, 2018 $ 2,071 $ 5,795 $ 825 $ 87 $ 8,778 (Reversal) provision charged to operations (356 ) 331 3 22 — Losses charged to allowance (50 ) — (42 ) — (92 ) Recoveries 71 5 26 — 102 Ending balance, March 31, 2018 $ 1,736 $ 6,131 $ 812 $ 109 $ 8,788 The following is a summary of the Allowance by impairment methodology and portfolio segment as of March 31, 2019 and December 31, 2018 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, March 31, 2019 $ 1,450 $ 6,709 $ 895 $ 64 $ 9,118 Ending balance: individually evaluated for impairment $ 20 $ 30 $ 51 $ — $ 101 Ending balance: collectively evaluated for impairment $ 1,430 $ 6,679 $ 844 $ 64 $ 9,017 Ending balance, December 31, 2018 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Ending balance: individually evaluated for impairment $ 9 $ 27 $ 54 $ — $ 90 Ending balance: collectively evaluated for impairment $ 1,662 $ 6,512 $ 772 $ 68 $ 9,014
Schedule of receivable by impairment methodology	Commercial Real Estate Consumer Total Loans: Ending balance, March 31, 2019 $ 107,960 $ 699,745 $ 112,351 $ 920,056 Ending balance: individually evaluated for impairment $ 314 $ 3,217 $ 1,152 $ 4,683 Ending balance: collectively evaluated for impairment $ 107,646 $ 696,528 $ 111,199 $ 915,373 Loans: Ending balance, December 31, 2018 $ 109,531 $ 699,576 $ 107,996 $ 917,103 Ending balance: individually evaluated for impairment $ 348 $ 4,215 $ 1,346 $ 5,909 Ending balance: collectively evaluated for impairment $ 109,183 $ 695,361 $ 106,650 $ 911,194
Loan portfolio by internal risk rating	The following table shows the loan portfolio by class allocated by management’s internal risk ratings at March 31, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 93,977 $ 510 $ 2,213 $ — $ 96,700 Agricultural production 7,509 2,946 805 — 11,260 Real Estate: Owner occupied 184,609 2,611 1,681 — 188,901 Real estate construction and other land loans 94,313 2,449 1,590 — 98,352 Commercial real estate 302,927 4,064 1,108 — 308,099 Agricultural real estate 50,860 13,279 6,450 — 70,589 Other real estate 33,804 — — — 33,804 Consumer: Equity loans and lines of credit 67,815 1,967 2,904 — 72,686 Consumer and installment 39,663 — 2 — 39,665 Total $ 875,477 $ 27,826 $ 16,753 $ — $ 920,056 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2018 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,876 $ 12,072 $ 2,585 $ — $ 101,533 Agricultural production 5,955 2,043 — — 7,998 Real Estate: Owner occupied 179,214 3,056 899 — 183,169 Real estate construction and other land loans 95,301 3,270 3,035 — 101,606 Commercial real estate 298,714 5,268 1,136 — 305,118 Agricultural real estate 57,544 165 19,175 — 76,884 Other real estate 32,799 — — — 32,799 Consumer: Equity loans and lines of credit 68,016 380 1,562 — 69,958 Consumer and installment 38,036 — 2 — 38,038 Total $ 862,455 $ 26,254 $ 28,394 $ — $ 917,103
Loan portfolio by time past due	The following table shows an aging analysis of the loan portfolio by class and the time past due at March 31, 2019 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ 100 $ — $ — $ 100 $ 96,600 $ 96,700 $ — $ 269 Agricultural production — — — — 11,260 11,260 — — Real estate: — — Owner occupied 129 — — 129 188,772 188,901 — 210 Real estate construction and other land loans — — — — 98,352 98,352 — — Commercial real estate — — — — 308,099 308,099 — 950 Agricultural real estate — — — — 70,589 70,589 — — Other real estate — — — — 33,804 33,804 — — Consumer: — Equity loans and lines of credit 1,932 — — 1,932 70,754 72,686 — 119 Consumer and installment 45 — — 45 39,620 39,665 — — Total $ 2,206 $ — $ — $ 2,206 $ 917,850 $ 920,056 $ — $ 1,548 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2018 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 255 $ — $ — $ 255 $ 101,278 $ 101,533 $ — $ 298 Agricultural production — — — — 7,998 7,998 — — Real estate: — Owner occupied 215 — — 215 182,954 183,169 — 215 Real estate construction and other land loans — — 1,439 1,439 100,167 101,606 — 1,439 Commercial real estate — — — — 305,118 305,118 — 418 Agricultural real estate — — — — 76,884 76,884 — — Other real estate — — — — 32,799 32,799 — — Consumer: Equity loans and lines of credit 953 — — 953 69,005 69,958 — 370 Consumer and installment 7 — — 7 38,031 38,038 — — Total $ 1,430 $ — $ 1,439 $ 2,869 $ 914,234 $ 917,103 $ — $ 2,740
Troubled debt restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 1 $ 13 $ — $ 13 $ 13 Total 1 $ 13 $ — $ 13 $ 13 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2018 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and Industrial 1 $ 38 $ — $ 38 $ 36 Real Estate: Commercial real estate 1 166 — 166 165 Total 2 $ 204 $ — $ 204 $ 201

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Future minimum lease payments on noncancelable operating leases	Future minimum lease payments on noncancelable operating leases are as follows (in thousands): Years Ending December 31, 2019 (remaining) $ 2,142 2020 1,820 2021 1,697 2022 1,363 2023 1,242 Thereafter 3,936 Total lease payments 12,200 Less: imputed interest (1,728 ) Present value of operating lease liabilities $ 10,472
Minimum future rental payments under noncancelable operating leases	Minimum future rental payments under noncancelable operating leases as of December 31, 2018, prior to adoption of ASU 2016-02, are as follows (in thousands): Minimum future rental payments 2019 2,384 2020 2,078 2021 1,805 2022 1,552 2023 1,448 Thereafter 4,334 $ 13,601
Lease cost	The table below summarizes the total lease cost: (Dollars in thousands) For the Quarter Operating lease cost $ 552 Short-term lease cost 20 Variable lease cost 53 Total lease cost $ 625
Other lease information	The table below summarizes other information related to our operating leases: For the Quarter Weighted average remaining lease term, in years 7 Weighted average discount rate 2.91 % The table below shows operating lease right of use assets and operating lease liabilities as of March 31, 2019 (Dollars in thousands) Operating lease right-of-use assets $ 9,810 Operating lease liabilities 10,472

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Quarter (In thousands, except share and per share amounts) 2019 2018 Net income $ 5,216 $ 5,291 Weighted average shares outstanding 13,646,489 13,669,976 Basic earnings per share $ 0.38 $ 0.39 Diluted Earnings Per Share For the Quarter (In thousands, except share and per share amounts) 2019 2018 Net income $ 5,216 $ 5,291 Weighted average shares outstanding 13,646,489 13,669,976 Effect of dilutive stock options 109,126 134,504 Weighted average shares of common stock and common stock equivalents 13,755,615 13,804,480 Diluted earnings per share $ 0.38 $ 0.38

Share-Based Compensation (Table

Share-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock option activity	A summary of the combined activity of the Company’s stock option compensation plans for the three months ended March 31, 2019 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2019 154,440 $ 8.68 Options exercised (13,636 ) $ 6.94 Options forfeited (1,000 ) $ 5.06 Options outstanding at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Options vested or expected to vest at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Options exercisable at March 31, 2019 139,804 $ 8.87 2.75 $ 1,493 Information related to the stock option plan is as follows (in thousands): For the Three Months 2019 2018 Intrinsic value of options exercised $ 167 $ 524 Cash received from options exercised $ 95 $ 549 Excess tax benefit realized for option exercises $ 17 $ 119
Restricted common stock activity	The following table summarizes restricted stock and performance award activity for the three months ended March 31, 2019 as follows: Shares Weighted Average Grant-Date Fair Value Nonvested outstanding shares at January 1, 2019 63,529 $ 15.98 Granted 5,295 $ 18.91 Vested (10,907 ) $ 15.05 Forfeited (90 ) $ 12.95 Nonvested outstanding shares at March 31, 2019 57,827 $ 16.43

Basis of Presentation (Details)

Basis of Presentation (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Jan. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets	$ 9,810
Operating lease liabilities	$ 10,472
ASU 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets		$ 10,000
Operating lease liabilities		$ 10,000

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financial assets:
Available-for-sale debt securities	$ 479,622	$ 463,905
Equity securities	7,346	7,254
Level 1
Financial assets:
Cash and due from banks	29,762	24,954
Interest-earning deposits in other banks	2,404	6,725
Federal funds sold	69	48
Available-for-sale debt securities	0	0
Loans, net	0	0
Accrued interest receivable	16	32
Financial liabilities:
Deposits	1,069,210	1,031,369
Short-term borrowings	0	0
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale debt securities	479,622	463,905
Loans, net	0	0
Accrued interest receivable	2,113	2,323
Financial liabilities:
Deposits	96,986	95,633
Short-term borrowings	7,000	10,000
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	106	81
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale debt securities	0	0
Loans, net	902,412	899,214
Accrued interest receivable	3,304	4,074
Financial liabilities:
Deposits	0	0
Short-term borrowings	0	0
Junior subordinated deferrable interest debentures	4,151	4,114
Accrued interest payable	57	53
Carrying Amount
Financial assets:
Cash and due from banks	29,762	24,954
Interest-earning deposits in other banks	2,404	6,725
Federal funds sold	69	48
Available-for-sale debt securities	479,622	463,905
Equity securities	7,346	7,254
Loans, net	912,692	909,591
Federal Home Loan Bank stock	6,843	6,843
Accrued interest receivable	5,433	6,429
Financial liabilities:
Deposits	1,292,564	1,282,298
Short-term borrowings	7,000	10,000
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable	163	134
Fair Value
Financial assets:
Cash and due from banks	29,762	24,954
Interest-earning deposits in other banks	2,404	6,725
Federal funds sold	69	48
Available-for-sale debt securities	479,622	463,905
Equity securities	7,346	7,254
Loans, net	902,412	899,214
Accrued interest receivable	5,433	6,429
Financial liabilities:
Deposits	1,166,196	1,127,002
Short-term borrowings	7,000	10,000
Junior subordinated deferrable interest debentures	4,151	4,114
Accrued interest payable	163	134
Recurring | Other equity securities | Level 1
Financial assets:
Equity securities	7,346	7,254
Recurring | Other equity securities | Level 2
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Level 3
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Fair Value
Financial assets:
Equity securities	$ 7,346	$ 7,254

Fair Value Measurements - Recur

Fair Value Measurements - Recurring and Nonrecurring (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	$ 479,622,000		$ 463,905,000
Equity securities	7,346,000		7,254,000
Available-for-sale debt securities	479,622,000		463,905,000
Valuation allowance	9,118,000	$ 8,788,000	9,104,000	$ 8,778,000
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,346,000		7,254,000
Available-for-sale debt securities	479,622,000		463,905,000
Loans, net	912,692,000		909,591,000
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,346,000		7,254,000
Available-for-sale debt securities	479,622,000		463,905,000
Loans, net	902,412,000		899,214,000
Loans, charge-offs	0	$ 0	0
U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	18,929,000		21,321,000
Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	106,963,000		81,504,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	222,613,000		234,930,000
Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	127,117,000		126,150,000
Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	4,000,000
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0		0
Loans, net	0		0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	479,622,000		463,905,000
Loans, net	0		0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0		0
Loans, net	902,412,000		899,214,000
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	486,968,000		471,159,000
Recurring | U.S. Government agencies | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	18,929,000		21,321,000
Recurring | Obligations of states and political subdivisions | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	106,963,000		81,504,000
Recurring | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	222,613,000		234,930,000
Recurring | Private label mortgage and asset backed securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	127,117,000		126,150,000
Recurring | Corporate debt securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	4,000,000
Recurring | Other equity securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,346,000		7,254,000
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,346,000		7,254,000
Recurring | Level 1 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring | Level 1 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,346,000		7,254,000
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	479,622,000		463,905,000
Recurring | Level 2 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	18,929,000		21,321,000
Recurring | Level 2 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	106,963,000		81,504,000
Recurring | Level 2 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	222,613,000		234,930,000
Recurring | Level 2 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	127,117,000		126,150,000
Recurring | Level 2 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	4,000,000
Recurring | Level 2 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring | Level 3 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring | Level 3 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities fair value disclosure	$ 0		0
Nonrecurring | Carrying Amount | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			161,000
Nonrecurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value			134,000
Valuation allowance			27,000
Nonrecurring | Fair Value | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			134,000
Nonrecurring | Fair Value | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			134,000
Nonrecurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value			0
Nonrecurring | Level 1 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			0
Nonrecurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value			0
Nonrecurring | Level 2 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			0
Nonrecurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value			134,000
Nonrecurring | Level 3 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			$ 134,000

Investments - Textual (Details)

Investments - Textual (Details)	3 Months Ended
	Mar. 31, 2019USD ($)security	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Schedule of Available-for-sale Securities
Available-for-sale Securities pledged as collateral | $	$ 71,665,000
Unrealized gain (loss) of available-for sale securities | $	1,309,000		$ (6,257,000)
AOCI available-for-sale securities adjustment tax | $	387,000		(1,850,000)
Income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities | $	$ 311,000	$ 241,000
Threshold period of value decline in available-for-sale securities to be considered other than temporary impairment	12 months
Threshold percentage of value decline in available-for-sale securities to be considered other than temporary impairment	10.00%
Threshold amount of value decline in available-for-sale securities to be considered other than temporary impairment | $	$ 10,000
Other than temporary impairment losses on investment securities | $	0	$ 0
Debt securities, amortized cost | $	$ 478,313,000
U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	6
Debt securities, amortized cost | $	$ 19,263,000		21,723,000
U.S. Government agencies | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	4
U.S. Government agencies | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	2
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	55
Debt securities, amortized cost | $	$ 103,581,000		79,886,000
Obligations of states and political subdivisions | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	0
Obligations of states and political subdivisions | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	1
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	132
Debt securities, amortized cost | $	$ 224,597,000		239,388,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	21
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	45
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	36
Debt securities, amortized cost | $	$ 126,872,000		$ 129,165,000
Private label mortgage and asset backed securities | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	6
Private label mortgage and asset backed securities | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	17

Investments - Carrying value an

Investments - Carrying value and estimated fair value (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Amortized Cost	$ 478,313
Available-for-sale debt securities	479,622	$ 463,905
Amortized Cost	478,313	470,162
Gross Unrealized Gains	4,976	3,214
Gross Unrealized Losses	(3,667)	(9,471)
Available-for-sale securities	479,622	463,905
U.S. Government agencies
Schedule of Available-for-sale Securities
Amortized Cost	19,263	21,723
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(334)	(402)
Available-for-sale debt securities	18,929	21,321
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Amortized Cost	103,581	79,886
Gross Unrealized Gains	3,432	2,205
Gross Unrealized Losses	(50)	(587)
Available-for-sale debt securities	106,963	81,504
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Amortized Cost	224,597	239,388
Gross Unrealized Gains	612	253
Gross Unrealized Losses	(2,596)	(4,711)
Available-for-sale debt securities	222,613	234,930
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Amortized Cost	126,872	129,165
Gross Unrealized Gains	932	756
Gross Unrealized Losses	(687)	(3,771)
Available-for-sale debt securities	127,117	$ 126,150
Corporate debt securities
Schedule of Available-for-sale Securities
Amortized Cost	4,000
Gross Unrealized Gains	0
Gross Unrealized Losses	0
Available-for-sale debt securities	$ 4,000

Investments - Realized gains an

Investments - Realized gains and losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Debt Securities, Available-for-sale [Abstract]
Proceeds from sales or calls	$ 52,985	$ 69,315
Gross realized gains from sales or calls	1,099	1,067
Gross realized losses from sales or calls	$ (47)	$ (252)

Investments - Unrealized losses

Investments - Unrealized losses (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	$ 102,392	$ 118,138
Less than 12 Months, Unrealized Losses	(1,010)	(972)
12 Months or More, Fair Value	179,432	238,832
12 Months or More, Unrealized Losses	(2,657)	(8,499)
Total Fair Value	281,824	356,970
Total Unrealized Losses	(3,667)	(9,471)
U.S. Government agencies
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	12,922	14,891
Less than 12 Months, Unrealized Losses	(222)	(254)
12 Months or More, Fair Value	6,007	6,430
12 Months or More, Unrealized Losses	(112)	(148)
Total Fair Value	18,929	21,321
Total Unrealized Losses	(334)	(402)
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	0	10,056
Less than 12 Months, Unrealized Losses	0	(99)
12 Months or More, Fair Value	3,163	22,945
12 Months or More, Unrealized Losses	(50)	(488)
Total Fair Value	3,163	33,001
Total Unrealized Losses	(50)	(587)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	63,382	61,866
Less than 12 Months, Unrealized Losses	(683)	(424)
12 Months or More, Fair Value	86,950	124,673
12 Months or More, Unrealized Losses	(1,913)	(4,287)
Total Fair Value	150,332	186,539
Total Unrealized Losses	(2,596)	(4,711)
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	26,088	31,325
Less than 12 Months, Unrealized Losses	(105)	(195)
12 Months or More, Fair Value	83,312	84,784
12 Months or More, Unrealized Losses	(582)	(3,576)
Total Fair Value	109,400	116,109
Total Unrealized Losses	$ (687)	$ (3,771)

Investments - Credit loss rollf

Investments - Credit loss rollforward (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance	$ 874	$ 874
Amounts related to credit loss for which an OTTI charge was not previously recognized	0	0
Increases to the amount related to credit loss for which OTTI was previously recognized	0	0
Realized gain for securities sold	0	0
Ending balance	$ 874	$ 874

Investments - Investments by co

Investments - Investments by contractual maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Within one year, amortized cost	$ 0
Within one year, estimated fair value	0
After one year through five years, amortized cost	2,480
After one year through five years, estimated fair value	2,617
After five years through ten years, amortized cost	21,332
After five years through ten years, estimated fair value	22,364
After ten years, amortized cost	79,769
After ten years, estimated fair value	81,982
Total securities with single maturity date, amortized cost	103,581
Total securities with single maturity date, estimated fair value	106,963
Debt securities, amortized cost	478,313
Equity securities	479,622	$ 463,905
U.S. Government agencies
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	19,263
Investment securities not due at a single maturity date, estimated fair value	18,929
Debt securities, amortized cost	19,263	21,723
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	224,597
Investment securities not due at a single maturity date, estimated fair value	222,613
Debt securities, amortized cost	224,597	239,388
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	126,872
Investment securities not due at a single maturity date, estimated fair value	127,117
Debt securities, amortized cost	126,872	$ 129,165
Corporate debt securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	4,000
Investment securities not due at a single maturity date, estimated fair value	4,000
Debt securities, amortized cost	$ 4,000

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans
Loans	$ 920,056	$ 917,103
% of Total Loans	100.00%	100.00%
Deferred loan fees, net	$ 1,754	$ 1,592
Total gross loans	921,810	918,695
Allowance for credit losses	(9,118)	(9,104)
Total loans	912,692	909,591
Small Business Administration programs
Loans
Loans	23,992	22,297
Amount secured by government guarantees	$ 17,836	$ 16,493
Percent secured by government guarantees	74.00%	74.00%
Commercial
Loans
Loans	$ 107,960	$ 109,531
% of Total Loans	11.70%	12.00%
Commercial | Commercial and industrial
Loans
Loans	$ 96,700	$ 101,533
% of Total Loans	10.50%	11.10%
Commercial | Agricultural production
Loans
Loans	$ 11,260	$ 7,998
% of Total Loans	1.20%	0.90%
Real Estate
Loans
Loans	$ 699,745	$ 699,576
% of Total Loans	76.10%	76.20%
Real Estate | Owner occupied
Loans
Loans	$ 188,901	$ 183,169
% of Total Loans	20.50%	19.90%
Real Estate | Real estate construction and other land loans
Loans
Loans	$ 98,352	$ 101,606
% of Total Loans	10.70%	11.10%
Real Estate | Commercial real estate
Loans
Loans	$ 308,099	$ 305,118
% of Total Loans	33.40%	33.20%
Real Estate | Agricultural real estate
Loans
Loans	$ 70,589	$ 76,884
% of Total Loans	7.70%	8.40%
Real Estate | Other real estate
Loans
Loans	$ 33,804	$ 32,799
% of Total Loans	3.80%	3.60%
Consumer
Loans
Loans	$ 112,351	$ 107,996
% of Total Loans	12.20%	11.80%
Consumer | Equity loans and lines of credit
Loans
Loans	$ 72,686	$ 69,958
% of Total Loans	7.90%	7.60%
Consumer | Consumer and installment
Loans
Loans	$ 39,665	$ 38,038
% of Total Loans	4.30%	4.20%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Purchased credit-impaired loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans
Total Recorded Investment	$ 4,683	$ 5,909
Related Allowance	$ 101	$ 90

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)quartercomponent	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of primary components | component	2
Lookback period used in reserve analysis | quarter	20
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	$ 9,104	$ 8,778
Provision charged to operations	(25)	0
Losses charged to allowance	(9)	(92)
Recoveries	48	102
Allowance for credit losses, ending balance	9,118	8,788
Ending balance: individually evaluated for impairment	101		$ 90
Ending balance: collectively evaluated for impairment	9,017		9,014
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	1,671	2,071
Provision charged to operations	(252)	(356)
Losses charged to allowance	0	(50)
Recoveries	31	71
Allowance for credit losses, ending balance	1,450	1,736
Ending balance: individually evaluated for impairment	20		9
Ending balance: collectively evaluated for impairment	1,430		1,662
Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	6,539	5,795
Provision charged to operations	170	331
Losses charged to allowance	0	0
Recoveries	0	5
Allowance for credit losses, ending balance	6,709	6,131
Ending balance: individually evaluated for impairment	30		27
Ending balance: collectively evaluated for impairment	6,679		6,512
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	826	825
Provision charged to operations	61	3
Losses charged to allowance	(9)	(42)
Recoveries	17	26
Allowance for credit losses, ending balance	895	812
Ending balance: individually evaluated for impairment	51		54
Ending balance: collectively evaluated for impairment	844		772
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	68	87
Provision charged to operations	(4)	22
Losses charged to allowance	0	0
Recoveries	0	0
Allowance for credit losses, ending balance	64	$ 109
Ending balance: individually evaluated for impairment	0		0
Ending balance: collectively evaluated for impairment	$ 64		$ 68

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Loan Portfolio by Impairment Methodology (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 920,056	$ 917,103
Ending balance: individually evaluated for impairment	4,683	5,909
Ending balance: collectively evaluated for impairment	915,373	911,194
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	107,960	109,531
Ending balance: individually evaluated for impairment	314	348
Ending balance: collectively evaluated for impairment	107,646	109,183
Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	699,745	699,576
Ending balance: individually evaluated for impairment	3,217	4,215
Ending balance: collectively evaluated for impairment	696,528	695,361
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	112,351	107,996
Ending balance: individually evaluated for impairment	1,152	1,346
Ending balance: collectively evaluated for impairment	$ 111,199	$ 106,650

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment
Loans	$ 920,056	$ 917,103
Pass
Financing Receivable, Recorded Investment
Loans	875,477	862,455
Special Mention
Financing Receivable, Recorded Investment
Loans	27,826	26,254
Substandard
Financing Receivable, Recorded Investment
Loans	16,753	28,394
Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial
Financing Receivable, Recorded Investment
Loans	107,960	109,531
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment
Loans	96,700	101,533
Commercial | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
Loans	93,977	86,876
Commercial | Commercial and industrial | Special Mention
Financing Receivable, Recorded Investment
Loans	510	12,072
Commercial | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
Loans	2,213	2,585
Commercial | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial | Agricultural production
Financing Receivable, Recorded Investment
Loans	11,260	7,998
Commercial | Agricultural production | Pass
Financing Receivable, Recorded Investment
Loans	7,509	5,955
Commercial | Agricultural production | Special Mention
Financing Receivable, Recorded Investment
Loans	2,946	2,043
Commercial | Agricultural production | Substandard
Financing Receivable, Recorded Investment
Loans	805	0
Commercial | Agricultural production | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate
Financing Receivable, Recorded Investment
Loans	699,745	699,576
Real Estate | Owner occupied
Financing Receivable, Recorded Investment
Loans	188,901	183,169
Real Estate | Owner occupied | Pass
Financing Receivable, Recorded Investment
Loans	184,609	179,214
Real Estate | Owner occupied | Special Mention
Financing Receivable, Recorded Investment
Loans	2,611	3,056
Real Estate | Owner occupied | Substandard
Financing Receivable, Recorded Investment
Loans	1,681	899
Real Estate | Owner occupied | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment
Loans	98,352	101,606
Real Estate | Real estate construction and other land loans | Pass
Financing Receivable, Recorded Investment
Loans	94,313	95,301
Real Estate | Real estate construction and other land loans | Special Mention
Financing Receivable, Recorded Investment
Loans	2,449	3,270
Real Estate | Real estate construction and other land loans | Substandard
Financing Receivable, Recorded Investment
Loans	1,590	3,035
Real Estate | Real estate construction and other land loans | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment
Loans	308,099	305,118
Real Estate | Commercial real estate | Pass
Financing Receivable, Recorded Investment
Loans	302,927	298,714
Real Estate | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	4,064	5,268
Real Estate | Commercial real estate | Substandard
Financing Receivable, Recorded Investment
Loans	1,108	1,136
Real Estate | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment
Loans	70,589	76,884
Real Estate | Agricultural real estate | Pass
Financing Receivable, Recorded Investment
Loans	50,860	57,544
Real Estate | Agricultural real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	13,279	165
Real Estate | Agricultural real estate | Substandard
Financing Receivable, Recorded Investment
Loans	6,450	19,175
Real Estate | Agricultural real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate
Financing Receivable, Recorded Investment
Loans	33,804	32,799
Real Estate | Other real estate | Pass
Financing Receivable, Recorded Investment
Loans	33,804	32,799
Real Estate | Other real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate | Substandard
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer
Financing Receivable, Recorded Investment
Loans	112,351	107,996
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment
Loans	72,686	69,958
Consumer | Equity loans and lines of credit | Pass
Financing Receivable, Recorded Investment
Loans	67,815	68,016
Consumer | Equity loans and lines of credit | Special Mention
Financing Receivable, Recorded Investment
Loans	1,967	380
Consumer | Equity loans and lines of credit | Substandard
Financing Receivable, Recorded Investment
Loans	2,904	1,562
Consumer | Equity loans and lines of credit | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment
Financing Receivable, Recorded Investment
Loans	39,665	38,038
Consumer | Consumer and installment | Pass
Financing Receivable, Recorded Investment
Loans	39,663	38,036
Consumer | Consumer and installment | Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment | Substandard
Financing Receivable, Recorded Investment
Loans	2	2
Consumer | Consumer and installment | Doubtful
Financing Receivable, Recorded Investment
Loans	$ 0	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Loan Portfolio Aging (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 2,206	$ 2,869
Current	917,850	914,234
Loans	920,056	917,103
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	1,548	2,740
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	107,960	109,531
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	100	255
Current	96,600	101,278
Loans	96,700	101,533
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	269	298
Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	11,260	7,998
Loans	11,260	7,998
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	699,745	699,576
Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	129	215
Current	188,772	182,954
Loans	188,901	183,169
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	210	215
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Current	98,352	100,167
Loans	98,352	101,606
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	1,439
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	308,099	305,118
Loans	308,099	305,118
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	950	418
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	70,589	76,884
Loans	70,589	76,884
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	33,804	32,799
Loans	33,804	32,799
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	112,351	107,996
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,932	953
Current	70,754	69,005
Loans	72,686	69,958
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	119	370
Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	45	7
Current	39,620	38,031
Loans	39,665	38,038
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	2,206	1,430
30-59 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	100	255
30-59 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	129	215
30-59 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	1,932	953
30-59 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	45	7
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Greater Than 90 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Greater Than 90 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 0	$ 0

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 2,753		$ 4,517
Unpaid Principal Balance, With no related allowance recorded	3,258		5,083
Cash flows expected to be collected at acquisition	1,930		1,392
Unpaid Principal Balance, With an allowance recorded	1,958		1,399
Related Allowance	101		90
Total Recorded Investment	4,683		5,909
Total Unpaid Principal Balance	5,216		6,482
Average Recorded Investment, With no related allowance recorded	4,046	$ 5,965
Interest Income Recognized, With no related allowance recorded	29	36
Average Recorded Investment, With an allowance recorded	1,805	1,384
Interest Income Recognized, With an allowance recorded	19	19
Average Recorded Investment, Total	5,851	7,349
Interest Income Recognized, Total	48	55
Forgone interest on nonaccrual loans	32	98
Commercial | Commercial and industrial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	235		259
Unpaid Principal Balance, With no related allowance recorded	478		493
Cash flows expected to be collected at acquisition	79		89
Unpaid Principal Balance, With an allowance recorded	81		90
Related Allowance	20		9
Average Recorded Investment, With no related allowance recorded	249	348
Interest Income Recognized, With no related allowance recorded	0	0
Average Recorded Investment, With an allowance recorded	84	49
Interest Income Recognized, With an allowance recorded	1	1
Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	2,470		4,010
Unpaid Principal Balance, With no related allowance recorded	2,710		4,305
Cash flows expected to be collected at acquisition	747		205
Unpaid Principal Balance, With an allowance recorded	767		206
Related Allowance	30		27
Average Recorded Investment, With no related allowance recorded	3,601	5,422
Interest Income Recognized, With no related allowance recorded	28	36
Average Recorded Investment, With an allowance recorded	616	333
Interest Income Recognized, With an allowance recorded	4	4
Real Estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	211		215
Unpaid Principal Balance, With no related allowance recorded	213		215
Average Recorded Investment, With no related allowance recorded	213	0
Interest Income Recognized, With no related allowance recorded	0	0
Real Estate | Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,160		1,182
Unpaid Principal Balance, With no related allowance recorded	1,398		1,414
Cash flows expected to be collected at acquisition	703		161
Unpaid Principal Balance, With an allowance recorded	723		162
Related Allowance	30		27
Average Recorded Investment, With no related allowance recorded	1,171	1,560
Interest Income Recognized, With no related allowance recorded	12	13
Average Recorded Investment, With an allowance recorded	572	282
Interest Income Recognized, With an allowance recorded	3	3
Real Estate | Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,099		2,613
Unpaid Principal Balance, With no related allowance recorded	1,099		2,676
Average Recorded Investment, With no related allowance recorded	2,217	2,988
Interest Income Recognized, With no related allowance recorded	16	23
Real Estate | Agricultural real estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	44		44
Unpaid Principal Balance, With an allowance recorded	44		44
Related Allowance	0		0
Average Recorded Investment, With an allowance recorded	44	51
Interest Income Recognized, With an allowance recorded	1	1
Real Estate | Other real estate
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	0	874
Interest Income Recognized, With no related allowance recorded	0	0
Consumer
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With an allowance recorded	1,105	1,002
Interest Income Recognized, With an allowance recorded	14	14
Consumer | Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	48		248
Unpaid Principal Balance, With no related allowance recorded	70		285
Cash flows expected to be collected at acquisition	1,104		1,098
Unpaid Principal Balance, With an allowance recorded	1,110		1,103
Related Allowance	51		$ 54
Average Recorded Investment, With no related allowance recorded	196	195
Interest Income Recognized, With no related allowance recorded	1	0
Average Recorded Investment, With an allowance recorded	1,105	994
Interest Income Recognized, With an allowance recorded	14	14
Consumer | Consumer and installment
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With an allowance recorded	0	8
Interest Income Recognized, With an allowance recorded	$ 0	$ 0

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Loanscontract	Mar. 31, 2018USD ($)Loanscontract	Dec. 31, 2018USD ($)
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 3,135		$ 3,220
Reserves specific to modified loans	53		50
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0
Number of Loans | Loans	0	0
Defaults on troubled debt restructurings | contract	0	0
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Number of Loans | Loans	1
Commercial | Commercial and industrial
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment			36
Number of Loans | Loans		1
Pre-Modification Outstanding Recorded Investment		$ 38
Principal Modification		0
Post Modification Outstanding Recorded Investment		$ 38
Real Estate | Commercial real estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment			$ 165
Number of Loans | Loans		1
Pre-Modification Outstanding Recorded Investment		$ 166
Principal Modification		0
Post Modification Outstanding Recorded Investment		166
Consumer
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 13
Number of Loans | Loans	1
Pre-Modification Outstanding Recorded Investment	$ 13
Principal Modification	0
Post Modification Outstanding Recorded Investment	13
Consumer | Equity loans and lines of credit
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 13
Number of Loans | Loans	1
Pre-Modification Outstanding Recorded Investment	$ 13
Principal Modification	0
Post Modification Outstanding Recorded Investment	$ 13
Commercial and Real Estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment		$ 201
Number of Loans | Loans		2
Pre-Modification Outstanding Recorded Investment		$ 204
Principal Modification		0
Post Modification Outstanding Recorded Investment		$ 204

Borrowing Arrangements (Details

Borrowing Arrangements (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	$ 478,313,000
Available-for-sale debt securities	479,622,000	$ 463,905,000
Federal funds purchased	0	0
Federal Home Loan Bank Advances
Borrowing Arrangements
Loans Pledged as Collateral	443,162,000
Remaining borrowing capacity	287,839,000
Federal Home Loan Bank Advances | Securities Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	312,000	326,000
Available-for-sale debt securities	323,000	337,000
San Fransisco Branch
Borrowing Arrangements
Advances from FHLB	$ 7,000,000	$ 10,000,000

Leases - Maturities of Operatin

Leases - Maturities of Operating Lease Liabilities (Details) $ in Thousands	Mar. 31, 2019USD ($)
Operating leases
2019 (remaining)	$ 2,142
2020	1,820
2021	1,697
2022	1,363
2023	1,242
Thereafter	3,936
Total lease payments	12,200
Less: imputed interest	(1,728)
Present value of operating lease liabilities	$ 10,472

Leases - Minimum Future Rental

Leases - Minimum Future Rental Payments (Details) $ in Thousands	Dec. 31, 2018USD ($)
Leases [Abstract]
2019	$ 2,384
2020	2,078
2021	1,805
2022	1,552
2023	1,448
Thereafter	4,334
Total	$ 13,601

Leases - Lease Cost (Details) (

Leases - Lease Cost (Details) (Details)	3 Months Ended
	Mar. 31, 2019USD ($)
Leases [Abstract]
Operating lease expense	$ 552,000
Short-term lease expense	20,000
Variable lease expense	53,000
Total lease expense	$ 625,000

Leases - Other Lease Informatio

Leases - Other Lease Information (Details) $ in Thousands	Mar. 31, 2019USD ($)
Leases [Abstract]
Weighted average remaining lease term, in years	7 years
Weighted average discount rate	2.91%
Operating lease right-of-use assets	$ 9,810
Operating lease liabilities	$ 10,472

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Guarantee commitment	$ 2,100
Probable loan loss experience on unfunded obligations [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Estimate of possible loss	250	$ 225
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	326,191	312,274
Undisbursed lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 323,701	309,824
Undisbursed lines of credit | Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	1 month
Undisbursed lines of credit | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	12 months
Undisbursed portions of construction loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 61,648	70,752
Standby letters of credit and financial guarantees
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 2,490	$ 2,450
Standby letters of credit and financial guarantees | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	1 year

Earnings Per Share - Basic (Det

Earnings Per Share - Basic (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Basic Earnings Per share
Net income	$ 5,216	$ 5,291
Weighted average shares outstanding (in shares)	13,646,489	13,669,976
Basic earnings per share (in dollars per share)	$ 0.38	$ 0.39

Earnings Per Share - Diluted (D

Earnings Per Share - Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Diluted Earnings Per share
Net income available to common shareholders	$ 5,216	$ 5,291
Weighted average shares outstanding (in shares)	13,646,489	13,669,976
Effect of dilutive stock options (in shares)	109,126	134,504
Weighted average shares of common stock and common stock equivalents (in shares)	13,755,615	13,804,480
Diluted earnings per share (in dollars per share)	$ 0.38	$ 0.38
Anti-dilutive options and restricted stock awards (in shares)	0	0

Share-Based Compensation - Text

Share-Based Compensation - Textual (Details)	Jun. 02, 2017shares	Mar. 31, 2019USD ($)plan$ / sharesshares	Mar. 31, 2018USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of plans | plan		5
Share-based compensation expense		$ 143,000	$ 74,000
Unrecognized compensation cost related to non-vested share-based compensation arrangements		$ 0
Granted (in shares) | shares		0	0
Nonvested and expected to vest (in shares) | shares		57,827
Employee Stock Purchase Plan (ESPP)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Offering period	3 months
Discount from market price	10.00%
Shares reserved for plan (in shares) | shares	500,000
Shares available for grant (in shares) | shares		481,375
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	1.00%
Minimum | 2005 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		1 year
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	15.00%
Maximum | 2005 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit of stock option compensation expense		$ 17,000	$ 119,000
Restricted Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements		$ 540,000
Granted (in dollars per share) | $ / shares		$ 18.91
Weighted average remaining period		2 years 4 days
Intrinsic value		$ 1,524,000

Share-Based Compensation - Stoc

Share-Based Compensation - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Stock option activity
Options outstanding (in shares)	154,440
Options exercised (in shares)	(13,636)
Options forfeited (in shares)	(1,000)
Options outstanding (in shares)	139,804
Options vested or expected to vest (in shares)	139,804
Options exercisable (in shares)	139,804
Stock option activity, weighted average exercise price
Options Outstanding, weighted average exercise price (in dollars per share)	$ 8.68
Options exercised, weighted average exercise price (in dollars per share)	6.94
Options forfeited, weighted average exercise price (in dollars per share)	5.06
Options Outstanding, weighted average exercise price (in dollars per share)	8.87
Options vested or expected to vest, weighted average exercise price (in dollars per share)	8.87
Options exercisable, weighted average exercise price (in dollars per share)	$ 8.87
Options outstanding, weighted average remaining contractual term	2 years 8 months 30 days
Options vested or expected to vest, weighted average remaining contractual term	2 years 8 months 30 days
Options exercisable, weighted average remaining contractual term	2 years 8 months 30 days
Options outstanding, aggregate intrinsic value	$ 1,493
Options vested or expected to vest, aggregate intrinsic value	1,493
Options exercisable, aggregate intrinsic value	1,493
Intrinsic value of options exercised	167	$ 524
Cash received from options exercised	95	549
Excess tax benefit realized for options exercises	$ 17	$ 119

Share-Based Compensation - Rest

Share-Based Compensation - Restricted Common Stock Awards (Details) - Restricted Common Stock	3 Months Ended
	Mar. 31, 2019$ / sharesshares
Shares
Nonvested outstanding shares beginning balance (in shares) | shares	63,529
Granted (in shares) | shares	5,295
Vested (in shares) | shares	(10,907)
Forfeited (in shares) | shares	(90)
Nonvested outstanding shares ending balance (in shares) | shares	57,827
Weighted Average Grant-Date Fair Value
Nonvested outstanding shares beginning balance (in dollars per share) | $ / shares	$ 15.98
Granted (in dollars per share) | $ / shares	18.91
Vested (in dollars per share) | $ / shares	15.05
Forfeited (in dollars per share) | $ / shares	12.95
Nonvested outstanding shares ending balance (in dollars per share) | $ / shares	$ 16.43