Community West Bancshares 10-Q 6 Nov 19 2019 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Nov. 01, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	CENTRAL VALLEY COMMUNITY BANCORP
Entity Central Index Key	0001127371
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		13,198,414
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 38,344	$ 24,954
Interest-earning deposits in other banks	4,603	6,725
Federal funds sold	90	48
Total cash and cash equivalents	43,037	31,727
Available-for-sale debt securities	469,927	463,905
Equity securities	7,507	7,254
Loans, less allowance for credit losses of $9,495 at September 30, 2019 and $9,104 at December 31, 2018	933,008	909,591
Bank premises and equipment, net	7,804	8,484
Bank-owned life insurance	30,047	28,502
Federal Home Loan Bank stock	6,062	6,843
Goodwill	53,777	53,777
Core deposit intangibles	2,051	2,572
Accrued interest receivable and other assets	30,907	25,181
Total assets	1,584,127	1,537,836
Deposits:
Non-interest bearing	572,736	550,657
Interest bearing	737,010	731,641
Total deposits	1,309,746	1,282,298
Short-term borrowings	5,000	10,000
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable and other liabilities	31,044	20,645
Total liabilities	1,350,945	1,318,098
Commitments and contingencies (Note 7)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 13,301,395 at September 30, 2019 and 13,754,965 at December 31, 2018	94,516	103,851
Retained earnings	132,935	120,294
Accumulated other comprehensive income (loss), net of tax	5,731	(4,407)
Total shareholders’ equity	233,182	219,738
Total liabilities and shareholders’ equity	$ 1,584,127	$ 1,537,836

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Allowance for credit losses on loans	$ 9,495	$ 9,104
Preferred stock, liquidation preference (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, authorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, authorized (in shares)	80,000,000	80,000,000
Common stock, issued (in shares)	13,301,395	13,754,965
Common stock, outstanding (in shares)	13,301,395	13,754,965
Common stock, par value (in dollars per share)	$ 0	$ 0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME:
Interest and fees on loans	$ 13,238	$ 12,691	$ 38,747	$ 37,216
Interest on deposits in other banks	74	170	283	312
Interest and dividends on investment securities:
Taxable	3,462	2,533	9,821	7,277
Exempt from Federal income taxes	153	896	1,144	3,008
Total interest income	16,927	16,290	49,995	47,813
INTEREST EXPENSE:
Interest on deposits	566	320	1,428	810
Interest on junior subordinated deferrable interest debentures	51	52	163	147
Other	105	11	419	126
Total interest expense	722	383	2,010	1,083
Net interest income before provision for credit losses	16,205	15,907	47,985	46,730
PROVISION FOR CREDIT LOSSES	250	0	525	50
Net interest income after provision for credit losses	15,955	15,907	47,460	46,680
NON-INTEREST INCOME:
Service charges	672	739	2,075	2,220
Appreciation in cash surrender value of bank-owned life insurance	184	175	545	522
Interchange fees	374	381	1,101	1,106
Net realized gains (loss) on sale of credit card portfolio	0	(116)	0	462
Net realized gains on sales of investment securities	1,685	380	5,196	1,277
Federal Home Loan Bank dividends	109	119	348	358
Loan placement fees	288	207	647	546
Other income	410	578	1,384	1,429
Total non-interest income	3,722	2,463	11,296	7,920
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,731	6,387	20,133	19,636
Occupancy and equipment	1,317	1,489	4,248	4,603
Professional services	404	343	1,011	1,144
Data processing	390	409	1,186	1,259
Regulatory assessments	(69)	154	217	476
ATM/Debit card expenses	270	192	647	569
Information technology	614	186	1,996	620
Directors’ expenses	184	158	552	381
Advertising	190	192	590	569
Internet banking expense	215	172	608	542
Amortization of core deposit intangibles	174	94	521	281
Other	1,114	1,015	3,263	3,578
Total non-interest expenses	11,534	10,791	34,972	33,658
Income before provision for income taxes	8,143	7,579	23,784	20,942
Provision for income taxes	2,452	1,827	6,790	4,934
Net income	$ 5,691	$ 5,752	$ 16,994	$ 16,008
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 0.43	$ 0.42	$ 1.26	$ 1.17
Weighted average common shares used in basic computation (in shares)	13,360,030	13,715,141	13,515,109	13,692,657
Diluted earnings per common share (in dollars per share)	$ 0.42	$ 0.42	$ 1.25	$ 1.16
Weighted average common shares used in diluted computation (in shares)	13,450,187	13,836,828	13,615,552	13,821,828
Cash dividends per common share (in dollars per share)	$ 0.11	$ 0.08	$ 0.32	$ 0.22

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 5,691	$ 5,752	$ 16,994	$ 16,008
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) arising during the period	3,081	(3,509)	19,589	(13,340)
Reclassification for net (gains) and losses included in net income	1,685	380	5,196	1,277
Other comprehensive income (loss), before tax	1,396	(3,889)	14,393	(14,617)
Tax (expense) benefit related to items of other comprehensive income	(412)	1,210	(4,255)	4,321
Total other comprehensive income (loss)	984	(2,679)	10,138	(10,296)
Comprehensive income	$ 6,675	$ 3,073	$ 27,132	$ 5,712

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss) (Net of Taxes)
Cumulative effect of equity securities gains reclassified			$ (144)	$ 144
Adjusted Balance	$ 209,559	$ 103,314	103,275	2,970
Balance at Dec. 31, 2017	209,559	$ 103,314	103,419	2,826
Balance (in shares) at Dec. 31, 2017		13,696,722
Net income	16,008		16,008
Other comprehensive income	(10,296)			(10,296)
Cash dividend	(3,028)		(3,028)
Stock-based compensation expense	332	$ 332
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		20,519
Restricted stock granted, net of forfeitures, and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		7,778
Stock issued under employee stock purchase plan	141	$ 141
Stock options exercised and related tax benefit (in shares)		71,470
Stock options exercised and related tax benefit	719	$ 719
Balance at Sep. 30, 2018	213,435	$ 104,506	116,255	(7,326)
Balance (in shares) at Sep. 30, 2018		13,796,489
Balance at Jun. 30, 2018	211,184	$ 104,226	111,605	(4,647)
Balance (in shares) at Jun. 30, 2018		13,785,591
Net income	5,752		5,752
Other comprehensive income	(2,679)			(2,679)
Cash dividend	(1,102)		(1,102)
Stock-based compensation expense	148	$ 148
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		609
Restricted stock granted, net of forfeitures, and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		7,570
Stock issued under employee stock purchase plan	79	$ 79
Stock options exercised and related tax benefit (in shares)		2,719
Stock options exercised and related tax benefit	53	$ 53
Balance at Sep. 30, 2018	213,435	$ 104,506	116,255	(7,326)
Balance (in shares) at Sep. 30, 2018		13,796,489
Balance at Dec. 31, 2018	219,738	$ 103,851	120,294	(4,407)
Balance (in shares) at Dec. 31, 2018		13,754,965
Net income	16,994		16,994
Other comprehensive income	10,138			10,138
Cash dividend	(4,353)		(4,353)
Stock-based compensation expense	430	$ 430
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		18,265
Restricted stock granted, net of forfeitures, and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		9,733
Stock issued under employee stock purchase plan	171	$ 171
Stock awarded to employees		5,295
Stock awarded to employees	$ 100	$ 100
Stock options exercised and related tax benefit (in shares)	22,120	22,120
Stock options exercised and related tax benefit	$ 163	$ 163
Repurchase and retirement of common stock (in shares)		(508,983)
Repurchase and retirement of common stock	(10,199)	$ (10,199)
Balance at Sep. 30, 2019	233,182	$ 94,516	132,935	5,731
Balance (in shares) at Sep. 30, 2019		13,301,395
Balance at Jun. 30, 2019	231,680	$ 98,210	128,723	4,747
Balance (in shares) at Jun. 30, 2019		13,488,983
Net income	5,691		5,691
Other comprehensive income	984			984
Cash dividend	(1,479)		(1,479)
Stock-based compensation expense	136	$ 136
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		(1,770)
Restricted stock granted, net of forfeitures, and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		2,265
Stock issued under employee stock purchase plan	41	$ 41
Stock options exercised and related tax benefit (in shares)		300
Stock options exercised and related tax benefit	2	$ 2
Repurchase and retirement of common stock (in shares)		(188,383)
Repurchase and retirement of common stock	(3,873)	$ (3,873)
Balance at Sep. 30, 2019	$ 233,182	$ 94,516	$ 132,935	$ 5,731
Balance (in shares) at Sep. 30, 2019		13,301,395

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 16,994	$ 16,008
Adjustments to reconcile net income to net cash provided by operating activities:
Net (increase) decrease in deferred loan costs	(16)	83
Depreciation	1,410	1,282
Accretion	(620)	(694)
Amortization	3,556	5,183
Stock-based compensation	430	332
Provision for credit losses	525	50
Net realized gains on sales of available-for-sale investment securities	(5,196)	(1,277)
Net loss on disposal of premises and equipment	0	(2)
Net change in equity securities	(253)	112
Increase in bank-owned life insurance, net of expenses	(545)	(522)
Net gain on sale of credit card portfolio	0	(462)
Net (increase) decrease in accrued interest receivable and other assets	(8,720)	3,005
Net increase (decrease) in accrued interest payable and other liabilities	10,500	(1,086)
Deferred income tax (benefit) expense	(1,345)	227
Net cash provided by operating activities	16,720	22,243
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale investment securities	(286,896)	(176,842)
Proceeds from sales or calls of available-for-sale investment securities	280,991	234,175
Proceeds from maturity and principal repayments of available-for-sale investment securities	17,140	31,063
Proceeds from sale of credit card portfolio	0	2,954
Net increase in loans	(23,925)	(13,588)
Purchases of premises and equipment	(730)	(755)
Purchases of bank-owned life insurance	1,000	0
FHLB stock redeemed	(780)	0
Net cash (used in) provided by investing activities	(13,640)	77,007
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand, interest bearing and savings deposits	27,003	(125,485)
Net increase (decrease) in time deposits	445	(24,673)
Proceeds from short-term borrowings from Federal Home Loan Bank	505,500	550,000
Repayments of short-term borrowings to Federal Home Loan Bank	(510,500)	(550,000)
Proceeds of borrowings from other financial institutions	2,870	11,500
Repayments of borrowings from other financial institutions	(2,870)	(11,500)
Purchase and retirement of common stock	10,199	0
Proceeds from stock issued under employee stock purchase plan	171	141
Proceeds from exercise of stock options	163	719
Cash dividend payments on common stock	(4,353)	(3,028)
Net cash provided by (used in) financing activities	8,230	(152,326)
Increase (decrease) in cash and cash equivalents	11,310	(53,076)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	31,727	100,383
CASH AND CASH EQUIVALENTS AT END OF PERIOD	43,037	47,307
Cash paid during the period for:
Interest	1,957	1,074
Income taxes	6,580	1,530
Operating cash flows from operating leases	1,643	0
Non-cash investing and financing activities:
Initial recognition of operating lease right-of-use assets	10,129	0
Purchases of available-for-sale investment securities, not yet settled	$ 0	$ 5,150

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2018 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2019 , and the results of its operations and its cash flows for the nine-month interim periods ended September 30, 2019 and 2018 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank. Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-02 - Leases - Overall (Subtopic 845), was issued February 2016. ASU 2016-02 will, among other things, require lessees to recognize a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU 2016-02 does not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where necessary, lessor accounting with the lessee accounting model and ASC Topic 606, “Revenue from Contracts with Customers.” ASU 2016-02 was effective for us on January 1, 2019 and initially required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-11, “Leases (Topic 842) - Targeted Improvements,” which, among other things, provides an additional transition method that would allow entities to not apply the guidance in ASU 2016-02 in the comparative periods presented in the financial statements and instead recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. In December 2018, the FASB also issued ASU 2018-20, “Leases (Topic 842) - Narrow- Scope Improvements for Lessors,” which provides for certain policy elections and changes lessor accounting for sales and similar taxes and certain lessor costs. As of January 1, 2019, the Company adopted ASU 2016-02 and has recorded a right-of-use asset and lease liability of approximately $10 million on the balance sheet for its operating leases where it is a lessee. We elected to apply certain practical expedients provided under ASU 2016-02 whereby we will not reassess(i) whether any expired or existing contracts are or contain leases, (ii) the lease classification for any expired or existing leases and (iii) initial direct costs for any existing leases. We also did not apply the recognition requirements of ASU 2016-02 to any short-term leases (as defined by related accounting guidance). We account for lease and non-lease components separately because such amounts are readily determinable under our lease contracts and because we expect this election will result in a lower impact on our balance sheet. FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL, reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. On August 15, 2019, the FASB issued a proposed Accounting Standards Update (ASU), “Financial Instruments -Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates,” that would provide private entities and certain small public companies additional time to implement the standards on CECL, leases, and hedging. On October 16, 2019, the FASB affirmed this proposal and directed the staff to draft a final ASU expected to be issued in November. The final ASU will extend the effective date for SEC filers, such as the Company, that are classified as small reporting companies to January 1, 2023. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during 2020 due to the fact the Company elected to delay implementation of the CECL process as allowed by FASB. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates significant changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2017-04 - Intangibles Goodwill and Other (Subtopic 350) : Simplifying the Test for Goodwill Impairment, was issued January 2017. The provisions of the update eliminate the existing second step of the goodwill impairment test which provides for the allocation of reporting unit fair value among existing assets and liabilities, with the net leftover amount representing the implied fair value of goodwill. In replacement of the existing goodwill impairment rule, the update will provide that impairment should be recognized as the excess of any of the reporting unit’s goodwill over the fair value of the reporting unit. Under the provisions of this update, the amount of the impairment is limited to the carrying value of the reporting unit’s goodwill. For public business entities that are SEC filers, the amendments of the update will become effective in fiscal years beginning after December 15, 2019. The Company adopted ASU 2017-04 effective during the first quarter of 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2017-08 - Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20) : Premium Amortization on Purchased Callable Debt Securities, was issued March 2017. The provisions of the update require premiums recognized upon the purchase of callable debt securities to be amortized to the earliest call date in order to avoid losses recognized upon call. For public business entities that are SEC filers, the amendments of the update become effective in fiscal years beginning after December 15, 2018. The Company adopted this ASU effective January 1, 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. An entity is permitted to early adopt the removed or modified disclosures upon the issuance of ASU 2018-13 and may delay adoption of the additional disclosures, which are required for public companies only, until their effective date. Management is currently evaluating the impact these changes will have on the Company’s consolidated financial statements and disclosures.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In accordance with applicable guidance, the Company groups its assets and liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Valuations within these levels are based upon: Level 1 — Quoted market prices (unadjusted) for identical instruments traded in active exchange markets that the Company has the ability to access as of the measurement date. Level 2 — Quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable or can be corroborated by observable market data. Level 3 — Model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use on pricing the asset or liability. Valuation techniques include management judgment and estimation which may be significant. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, we report the transfer at the beginning of the reporting period. The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2019 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 38,344 $ 38,344 $ — $ — $ 38,344 Interest-earning deposits in other banks 4,603 4,603 — — 4,603 Federal funds sold 90 90 — — 90 Available-for-sale debt securities 469,927 — 469,927 — 469,927 Equity securities 7,507 7,507 — — 7,507 Loans, net 933,008 — — 929,307 929,307 Federal Home Loan Bank stock 6,062 N/A N/A N/A N/A Accrued interest receivable 5,630 16 1,850 3,764 5,630 Financial liabilities: Deposits 1,309,746 1,147,010 96,853 — 1,243,863 Short-term borrowings 5,000 — 5,000 — 5,000 Junior subordinated deferrable interest debentures 5,155 — — 3,884 3,884 Accrued interest payable 187 — 136 51 187 December 31, 2018 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,954 $ 24,954 $ — $ — $ 24,954 Interest-earning deposits in other banks 6,725 6,725 — — 6,725 Federal funds sold 48 48 — — 48 Available-for-sale debt securities 463,905 — 463,905 — 463,905 Equity securities 7,254 7,254 — — 7,254 Loans, net 909,591 — — 899,214 899,214 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 6,429 32 2,323 4,074 6,429 Financial liabilities: Deposits 1,282,298 1,031,369 95,633 — 1,127,002 Short-term borrowings 10,000 — 10,000 — 10,000 Junior subordinated deferrable interest debentures 5,155 — — 4,114 4,114 Accrued interest payable 134 — 81 53 134 These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the fair values presented. The methods and assumptions used to estimate fair values are described as follows: (a) Cash and Cash Equivalents — The carrying amounts of cash and due from banks, interest-earning deposits in other banks, and Federal funds sold approximate fair values and are classified as Level 1. (b) Investment Securities — Investment securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for investment securities classified in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. (c) Loans — Fair values of loans are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Purchased credit impaired (PCI) loans are measured at estimated fair value on the date of acquisition. Carrying value is calculated as the present value of expected cash flows and approximates fair value and included in Level 3. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are initially valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. The estimated fair values of financial instruments disclosed above follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity, and marketability factors. (d) FHLB Stock — It is not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. (e) Deposits — Fair value of demand deposit, savings, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair value for fixed and variable rate certificates of deposit are estimated using discounted cash flow analyses using interest rates offered at each reporting date by the Company for certificates with similar remaining maturities resulting in a Level 2 classification. (f) Short-Term Borrowings — The fair values of the Company’s federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, are based on the market rates for similar types of borrowing arrangements resulting in a Level 2 classification. (g) Other Borrowings — The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification. (h) Accrued Interest Receivable/Payable — The fair value of accrued interest receivable and payable is based on the fair value hierarchy of the related asset or liability. (i) Off-Balance Sheet Instruments — Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not considered significant for financial reporting purposes. Assets Recorded at Fair Value The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of September 30, 2019 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 16,958 $ — $ 16,958 $ — Obligations of states and political subdivisions 83,351 — 83,351 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,439 — 197,439 — Private label mortgage and asset backed securities 162,959 — 162,959 — Corporate debt securities 9,220 — 9,220 — Equity securities 7,507 7,507 — — Total assets measured at fair value on a recurring basis $ 477,434 $ 7,507 $ 469,927 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the nine months ended September 30, 2019 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the nine months ended September 30, 2019 . Also there were no liabilities measured at fair value on a recurring basis at September 30, 2019 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at September 30, 2019 . Fair Value Level 1 Level 2 Level 3 Impaired loans: Consumer: Consumer and installment $ 9 $ — $ — $ 9 Total assets measured at fair value on a non-recurring basis $ 9 $ — $ — $ 9 At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. The fair value of impaired loans is based on the fair value of the collateral. Impaired loans were determined to be collateral dependent and categorized as Level 3 due to ongoing real estate market conditions resulting in inactive market data, which in turn required the use of unobservable inputs and assumptions in fair value measurements. Impaired loans evaluated under the discounted cash flow method are excluded from the table above. The discounted cash flow methods as prescribed by ASC Topic 310 is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate which is not a market rate. There were no changes in valuation techniques used during the nine months ended September 30, 2019 . Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value is compared with independent data sources such as recent market data or industry-wide statistics. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans had a principal balance of $20,000 with a valuation allowance of $11,000 at September 30, 2019 , and a resulting fair value of $9,000 . The valuation allowance represents specific allocations for the allowance for credit losses for impaired loans. There were no charge-offs related to loans carried at fair value during the nine months ended September 30, 2019 and 2018 . Activity related to changes in the allowance for loan losses related to impaired loans for the three months ended September 30, 2019 and 2018 was not considered significant for disclosure purposes. There were no liabilities measured at fair value on a non-recurring basis at September 30, 2019 . The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of December 31, 2018 : Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 21,321 $ — $ 21,321 $ — Obligations of states and political subdivisions 81,504 — 81,504 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 234,930 — 234,930 — Private label mortgage and asset backed securities 126,150 — 126,150 — Equity securities 7,254 7,254 — — Total assets measured at fair value on a recurring basis $ 471,159 $ 7,254 $ 463,905 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the year ended December 31, 2018 , no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the year ended December 31, 2018 . Also there were no liabilities measured at fair value on a recurring basis at December 31, 2018 . Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Real estate: Commercial real estate $ 134 $ — $ — $ 134 Total assets measured at fair value on a non-recurring basis $ 134 $ — $ — $ 134 Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans in which the collateral value did not exceed the loan balance had a principal balance of $161,000 with a valuation allowance of $27,000 at December 31, 2018 , resulting in a fair value of $134,000 . The valuation allowance represent specific allocation for the allowance for credit losses for impaired loans. During the year ended December 31, 2018 specific allocation for the allowance for credit losses related to loans carried at fair value was $27,000 . During the year ended December 31, 2018 , there was no net charge-offs related to loans carried at fair value. There were no liabilities measured at fair value on a non-recurring basis at December 31, 2018 .

Investments

Investments	9 Months Ended
	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Investments	Investments The investment portfolio consists primarily of U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations, private label mortgage and asset backed securities (PLMABS), corporate debt securities, and obligations of states and political subdivisions securities. As of September 30, 2019 , $90,295,000 of these securities were held as collateral for borrowing arrangements, public funds, and for other purposes. The fair value of the available-for-sale investment portfolio reflected a net unrealized gain of $8,136,000 at September 30, 2019 compared to an unrealized loss of $6,257,000 at December 31, 2018 . The unrealized gain/(loss) recorded is net of $2,405,000 and $(1,850,000) in tax liabilities (benefits) as accumulated other comprehensive income (loss) within shareholders’ equity at September 30, 2019 and December 31, 2018 , respectively. The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): September 30, 2019 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 17,216 $ 21 $ (279 ) $ 16,958 Obligations of states and political subdivisions 80,533 3,167 (349 ) 83,351 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,606 1,611 (1,778 ) 197,439 Private label mortgage and asset backed securities 157,436 5,635 (112 ) 162,959 Corporate debt securities 9,000 220 — 9,220 Total available-for-sale $ 461,791 $ 10,654 $ (2,518 ) $ 469,927 December 31, 2018 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 21,723 $ — $ (402 ) $ 21,321 Obligations of states and political subdivisions 79,886 2,205 (587 ) 81,504 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 239,388 253 (4,711 ) 234,930 Private label mortgage and asset backed securities 129,165 756 (3,771 ) 126,150 Total available-for-sale $ 470,162 $ 3,214 $ (9,471 ) $ 463,905 Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended September 30, 2019 and 2018 are shown below (in thousands): For the Three Months Ended September 30, For the Nine Months Available-for-Sale Securities 2019 2018 2019 2018 Proceeds from sales or calls $ 77,375 $ 102,555 $ 280,991 $ 234,175 Gross realized gains from sales or calls 1,709 580 5,316 1,896 Gross realized losses from sales or calls (24 ) (200 ) (120 ) (619 ) Losses recognized in 2019 and 2018 were incurred in order to reposition the investment securities portfolio based on the current rate environment. The securities which were sold at a loss were acquired when the rate environment was not as volatile. As market interest rates or risks associated with a security’s issuer continue to change and impact the actual or perceived values of investment securities, the Company may determine that selling these securities and using proceeds to purchase securities that fit with the Company’s current risk profile is appropriate and beneficial to the Company. The provision for income taxes includes $1,536,000 and $377,000 income tax impact from the reclassification of unrealized net gains on securities to realized net gains on securities for the nine months ended September 30, 2019 and 2018 , respectively. The provision for income taxes includes $498,000 and $112,000 income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities for the three months ended September 30, 2019 and 2018 , respectively. Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): September 30, 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ — $ — $ 16,160 $ (279 ) $ 16,160 $ (279 ) Obligations of states and political subdivisions 46,101 (349 ) — — 46,101 (349 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 90,401 (1,096 ) 46,738 (682 ) 137,139 (1,778 ) Private label mortgage and asset backed securities 23,731 (98 ) 2,140 (14 ) 25,871 (112 ) Total available-for-sale $ 160,233 $ (1,543 ) $ 65,038 $ (975 ) $ 225,271 $ (2,518 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,891 $ (254 ) $ 6,430 $ (148 ) $ 21,321 $ (402 ) Obligations of states and political subdivisions 10,056 (99 ) 22,945 (488 ) 33,001 (587 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 61,866 (424 ) 124,673 (4,287 ) 186,539 (4,711 ) Private label mortgage and asset backed securities 31,325 (195 ) 84,784 (3,576 ) 116,109 (3,771 ) Total available-for-sale $ 118,138 $ (972 ) $ 238,832 $ (8,499 ) $ 356,970 $ (9,471 ) The Company periodically evaluates each investment security for other-than-temporary impairment, relying primarily on industry analyst reports, observation of market conditions and interest rate fluctuations. The portion of the impairment that is attributable to a shortage in the present value of expected future cash flows relative to the amortized cost should be recorded as a current period charge to earnings. The discount rate in this analysis is the original yield expected at time of purchase. As of September 30, 2019 , the Company performed an analysis of the investment portfolio to determine whether any of the investments held in the portfolio had an other-than-temporary impairment (OTTI). The Company evaluated all individual available-for-sale investment securities with an unrealized loss at September 30, 2019 and identified those that had an unrealized loss for at least a consecutive 12 month period, which had an unrealized loss at September 30, 2019 greater than 10% of the recorded book value on that date, or which had an unrealized loss of more than $10,000 . The Company also analyzed any securities that may have been downgraded by credit rating agencies. For those investment securities that met the evaluation criteria, management obtained and reviewed the most recently published national credit ratings for those investment securities. For those bonds that were obligations of states and political subdivisions with an investment grade rating by the rating agencies, the Company also evaluated the financial condition of the municipality and any applicable municipal bond insurance provider and concluded there were no OTTI losses recorded during the nine months ended September 30, 2019 . There were no OTTI losses recorded during the nine months ended September 30, 2018 . U.S. Government Agencies At September 30, 2019 , the Company held six U.S. Government agency securities of which none were in a loss position for less than 12 months and five had been in a loss position for 12 months or more. The unrealized losses on the Company’s investments in direct obligations of U.S. Government agencies were caused by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized costs of the investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability and intent to hold, and it is more likely than not that it will not be required to sell, those investments until a recovery of fair value, which may be the maturity date, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2019 . Obligations of States and Political Subdivisions At September 30, 2019 , the Company held 41 obligations of states and political subdivision securities of which nine were in a loss position. U.S. Government Sponsored Entities and Agencies Collateralized by Residential Mortgage Obligations At September 30, 2019 , the Company held 123 U.S. Government sponsored entity and agency securities collateralized by residential mortgage obligations of which 25 were in a loss position for less than 12 months and 16 have been in a loss position for more than 12 months. The unrealized losses on the Company’s investments in U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations were caused by interest rate changes. The contractual cash flows of those investments are guaranteed or supported by an agency or sponsored entity of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company’s investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability to hold and does not intend to sell, and it is more likely than not that it will not be required to sell those investments until a recovery of fair value, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2019 . Private Label Mortgage and Asset Backed Securities At September 30, 2019 , the Company had a total of 42 Private Label Mortgage and Asset Backed Securities (PLMABS). Five of the PLMABS securities were in a loss position for less than 12 months and one has been in loss for more than 12 months at September 30, 2019 . Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company has the ability and intent to hold, and it is more likely than not that it will not be required to sell, those investments until a recovery of fair value, which may be the maturity date, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2019 . The Company continues to monitor these securities for indications that declines in value, if any, may be other-than-temporary. Corporate Debt Securities At September 30, 2019 , the Company held two corporate debt securities of which none were in a loss position. The following tables provide a roll forward for the nine months ended September 30, 2019 and 2018 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Nine Months (In thousands) 2019 2018 Beginning balance $ 874 $ 874 Amounts related to credit loss for which an OTTI charge was not previously recognized — — Increases to the amount related to credit loss for which OTTI was previously recognized — — Realized gain for securities sold — — Ending balance $ 874 $ 874 The amortized cost and estimated fair value of available-for-sale investment securities at September 30, 2019 by contractual maturity is shown below (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2019 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 2,457 2,600 After five years through ten years 20,312 21,320 After ten years 57,764 59,431 80,533 83,351 Investment securities not due at a single maturity date: U.S. Government agencies 17,216 16,958 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,606 197,439 Private label mortgage and asset backed securities 157,436 162,959 Corporate debt securities 9,000 9,220 Total available-for-sale $ 461,791 $ 469,927

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) September 30, 2019 % of Total Loans December 31, 2018 % of Total Loans Commercial: Commercial and industrial $ 97,439 10.3 % $ 101,533 11.1 % Agricultural production 19,995 2.2 % 7,998 0.9 % Total commercial 117,434 12.5 % 109,531 12.0 % Real estate: Owner occupied 204,018 21.6 % 183,169 19.9 % Real estate construction and other land loans 70,975 7.5 % 101,606 11.1 % Commercial real estate 328,880 34.9 % 305,118 33.2 % Agricultural real estate 76,469 8.1 % 76,884 8.4 % Other real estate 32,084 3.6 % 32,799 3.6 % Total real estate 712,426 75.7 % 699,576 76.2 % Consumer: Equity loans and lines of credit 68,427 7.3 % 69,958 7.6 % Consumer and installment 42,641 4.5 % 38,038 4.2 % Total consumer 111,068 11.8 % 107,996 11.8 % Net deferred origination costs 1,575 1,592 Total gross loans 942,503 100.0 % 918,695 100.0 % Allowance for credit losses (9,495 ) (9,104 ) Total loans $ 933,008 $ 909,591 At September 30, 2019 and December 31, 2018 , loans originated under Small Business Administration (SBA) programs totaling $23,060,000 and $22,297,000 , respectively, were included in the real estate and commercial categories, of which, $17,217,000 or 75% and $16,493,000 or 74% , respectively, are secured by government guarantees. Allowance for Credit Losses The allowance for credit losses (the “Allowance”) is a valuation allowance for probable incurred credit losses in the Company’s loan portfolio. The Allowance is established through a provision for credit losses which is charged to expense. Additions to the Allowance are expected to maintain the adequacy of the total Allowance after credit losses and loan growth. Credit exposures determined to be uncollectible are charged against the Allowance. Cash received on previously charged-off credits is recorded as a recovery to the Allowance. The overall Allowance consists of two primary components, specific reserves related to impaired loans and general reserves for probable incurred losses related to loans that are not impaired. For all portfolio segments, the determination of the general reserve for loans that are not impaired is based on estimates made by management, including but not limited to, consideration of historical losses by portfolio segment (and in certain cases peer data) over the most recent 20 quarters, and qualitative factors including economic trends in the Company’s service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company’s underwriting policies, the character of the loan portfolio, and probable losses inherent in the portfolio taken as a whole. The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2019 $ 1,800 $ 6,553 $ 911 $ 141 $ 9,405 (Reversal) provision charged to operations 3 508 117 (378 ) 250 Losses charged to allowance (122 ) — (93 ) — (215 ) Recoveries 37 — 18 — 55 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Allowance for credit losses: Beginning balance, July 1, 2018 $ 1,938 $ 6,155 $ 793 $ 34 $ 8,920 (Reversal) provision charged to operations (273 ) 203 16 54 — Losses charged to allowance — — (23 ) — (23 ) Recoveries 29 20 79 — 128 Ending balance, September 30, 2018 $ 1,694 $ 6,378 $ 865 $ 88 $ 9,025 The following table shows the summary of activities for the Allowance as of and for the nine months ended September 30, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 (Reversal) provision charged to operations 123 522 185 (305 ) 525 Losses charged to allowance (172 ) — (108 ) — (280 ) Recoveries 96 — 50 — 146 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Allowance for credit losses: Beginning balance, January 1, 2018 $ 2,071 $ 5,795 $ 825 $ 87 $ 8,778 (Reversal) provision charged to operations (422 ) 481 (10 ) 1 50 Losses charged to allowance (87 ) — (88 ) — (175 ) Recoveries 132 102 138 — 372 Ending balance, September 30, 2018 $ 1,694 $ 6,378 $ 865 $ 88 $ 9,025 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2019 and December 31, 2018 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Ending balance: individually evaluated for impairment $ 3 $ 17 $ 53 $ — $ 73 Ending balance: collectively evaluated for impairment $ 1,715 $ 7,044 $ 900 $ (237 ) $ 9,422 Ending balance, December 31, 2018 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Ending balance: individually evaluated for impairment $ 9 $ 27 $ 54 $ — $ 90 Ending balance: collectively evaluated for impairment $ 1,662 $ 6,512 $ 772 $ 68 $ 9,014 Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2019 $ 117,434 $ 712,426 $ 111,068 $ 940,928 Ending balance: individually evaluated for impairment $ 232 $ 1,839 $ 2,053 $ 4,124 Ending balance: collectively evaluated for impairment $ 117,202 $ 710,587 $ 109,015 $ 936,804 Loans: Ending balance, December 31, 2018 $ 109,531 $ 699,576 $ 107,996 $ 917,103 Ending balance: individually evaluated for impairment $ 348 $ 4,215 $ 1,346 $ 5,909 Ending balance: collectively evaluated for impairment $ 109,183 $ 695,361 $ 106,650 $ 911,194 The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 91,946 $ 3,962 $ 1,531 $ — $ 97,439 Agricultural production 12,544 4,551 2,900 — 19,995 Real Estate: Owner occupied 194,266 6,907 2,845 — 204,018 Real estate construction and other land loans 69,069 — 1,906 — 70,975 Commercial real estate 307,223 21,118 539 — 328,880 Agricultural real estate 55,121 14,901 6,447 — 76,469 Other real estate 32,084 — — — 32,084 Consumer: Equity loans and lines of credit 64,075 1,372 2,980 — 68,427 Consumer and installment 42,621 — 20 — 42,641 Total $ 868,949 $ 52,811 $ 19,168 $ — $ 940,928 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2018 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,876 $ 12,072 $ 2,585 $ — $ 101,533 Agricultural production 5,955 2,043 — — 7,998 Real Estate: Owner occupied 179,214 3,056 899 — 183,169 Real estate construction and other land loans 95,301 3,270 3,035 — 101,606 Commercial real estate 298,714 5,268 1,136 — 305,118 Agricultural real estate 57,544 165 19,175 — 76,884 Other real estate 32,799 — — — 32,799 Consumer: Equity loans and lines of credit 68,016 380 1,562 — 69,958 Consumer and installment 38,036 — 2 — 38,038 Total $ 862,455 $ 26,254 $ 28,394 $ — $ 917,103 The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2019 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ — $ — $ — $ — $ 97,439 $ 97,439 $ — $ 214 Agricultural production — — — — 19,995 19,995 — — Real estate: — — Owner occupied — — — — 204,018 204,018 — 201 Real estate construction and other land loans — — — — 70,975 70,975 — 324 Commercial real estate — — — — 328,880 328,880 — 385 Agricultural real estate — — — — 76,469 76,469 — — Other real estate — — — — 32,084 32,084 — — Consumer: — Equity loans and lines of credit — 902 — 902 67,525 68,427 — 1,013 Consumer and installment 23 — — 23 42,618 42,641 — 20 Total $ 23 $ 902 $ — $ 925 $ 940,003 $ 940,928 $ — $ 2,157 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2018 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 255 $ — $ — $ 255 $ 101,278 $ 101,533 $ — $ 298 Agricultural production — — — — 7,998 7,998 — — Real estate: — Owner occupied 215 — — 215 182,954 183,169 — 215 Real estate construction and other land loans — — 1,439 1,439 100,167 101,606 — 1,439 Commercial real estate — — — — 305,118 305,118 — 418 Agricultural real estate — — — — 76,884 76,884 — — Other real estate — — — — 32,799 32,799 — — Consumer: Equity loans and lines of credit 953 — — 953 69,005 69,958 — 370 Consumer and installment 7 — — 7 38,031 38,038 — — Total $ 1,430 $ — $ 1,439 $ 2,869 $ 914,234 $ 917,103 $ — $ 2,740 The following table shows information related to impaired loans by class at September 30, 2019 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 187 $ 448 $ — Real estate: Owner occupied $ 201 $ 209 $ — Real estate construction and other land loans 324 329 — Commercial real estate 1,123 1,369 — Total real estate 1,648 1,907 — Consumer: Equity loans and lines of credit 947 1,002 — Total with no related allowance recorded 2,782 3,357 — With an allowance recorded: Commercial: Commercial and industrial 45 47 3 Real estate: Commercial real estate 154 155 17 Agricultural real estate 37 37 — Total real estate 191 192 17 Consumer: Equity loans and lines of credit 1,086 1,099 42 Consumer and installment 20 21 11 Total consumer 1,106 1,120 53 Total with an allowance recorded 1,342 1,359 73 Total $ 4,124 $ 4,716 $ 73 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2018 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 259 $ 493 $ — Real estate: Owner occupied 215 215 — Real estate construction and other land loans 2,613 2,676 — Commercial real estate 1,182 1,414 — Total real estate 4,010 4,305 — Consumer: Equity loans and lines of credit 248 285 — Total with no related allowance recorded 4,517 5,083 — With an allowance recorded: Commercial: Commercial and industrial 89 90 9 Real estate: Commercial real estate 161 162 27 Agricultural real estate 44 44 — Total real estate 205 206 27 Consumer: Equity loans and lines of credit 1,098 1,103 54 Total with an allowance recorded 1,392 1,399 90 Total $ 5,909 $ 6,482 $ 90 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2019 and 2018 (in thousands). Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 202 $ — $ 298 $ — Real estate: Owner occupied 204 — — — Real estate construction and other land loans 988 — 2,851 21 Commercial real estate 1,528 12 1,695 13 Agricultural real estate — — 2,288 — Other real estate — — 836 — Total real estate 2,720 12 7,670 34 Consumer: Equity loans and lines of credit 942 1 224 — Total with no related allowance recorded 3,864 13 8,192 34 With an allowance recorded: Commercial: Commercial and industrial 45 — 53 1 Real estate: Commercial real estate 156 3 164 3 Agricultural real estate 42 1 50 1 Total real estate 198 4 493 4 Consumer: Equity loans and lines of credit 1,099 14 1,111 14 Consumer and installment 31 — 3 — Total consumer 1,130 14 1,114 14 Total with an allowance recorded 1,373 18 1,660 19 Total $ 5,237 $ 31 $ 9,852 $ 53 The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2019 and 2018 (in thousands). Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 225 $ — $ 324 $ — Real estate: Owner occupied 208 — — — Real estate construction and other land loans 1,494 46 2,918 66 Commercial real estate 1,363 37 1,648 39 Agricultural real estate — — 1,525 119 Other real estate — — 913 — Total real estate 3,065 83 7,004 224 Consumer: Equity loans and lines of credit 650 3 207 — Total with no related allowance recorded 3,940 86 7,535 224 With an allowance recorded: Commercial: Commercial and industrial 67 1 52 3 Agricultural land and production — — — — Total commercial 67 1 52 3 Real estate: Commercial real estate 377 8 211 9 Agricultural real estate 44 2 50 2 Total real estate 421 10 373 11 Consumer: Equity loans and lines of credit 1,101 42 1,040 43 Consumer and installment 15 — 4 — Total consumer 1,116 42 1,044 43 Total with an allowance recorded 1,604 53 1,469 57 Total $ 5,544 $ 139 $ 9,004 $ 281 Foregone interest on nonaccrual loans totaled $105,000 and $293,000 for the nine month periods ended September 30, 2019 and 2018 , respectively. Foregone interest on nonaccrual loans totaled $39,000 and $106,000 for the three month periods ended September 30, 2019 and 2018 , respectively. Troubled Debt Restructurings: As of September 30, 2019 and December 31, 2018 , the Company has a recorded investment in troubled debt restructurings of $2,079,000 and $3,220,000 , respectively. The Company has allocated $59,000 and $50,000 of specific reserves to loans whose terms have been modified in troubled debt restructurings as of September 30, 2019 and December 31, 2018 , respectively. The Company has committed to lend no additional amounts as of September 30, 2019 to customers with outstanding loans that are classified as troubled debt restructurings. During the nine months ended September 30, 2019 two loans were modified as troubled debt restructuring. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. During the same period, there were no troubled debt restructurings in which the amount of principal or accrued interest owed from the borrower was forgiven or which resulted in a charge-off or change to the allowance for loan losses. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 2 $ 132 $ — $ 132 $ 124 Total 2 $ 132 $ — $ 132 $ 124 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2018 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and Industrial 1 $ 38 $ — $ 38 $ 31 Real Estate: Commercial real estate 1 166 — 166 163 Total 2 $ 204 $ — $ 204 $ 194 During the quarter ended September 30, 2019 and September 30, 2018 no loans were modified as troubled debt restructuring. Troubled Debt Restructuring Troubled Debt Restructuring A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no defaults on troubled debt restructurings, within twelve months following the modification, during the nine months ended and three months ended September 30, 2019 or September 30, 2018 .

Borrowing Arrangements

Borrowing Arrangements	9 Months Ended
	Sep. 30, 2019
Banking and Thrift [Abstract]
Borrowing Arrangements	Borrowing Arrangements As of September 30, 2019 and December 31, 2018 , the Company had $5,000,000 and $10,000,000 Federal Home Loan Bank (FHLB) of San Francisco advances, respectively. Approximately $423,811,000 in loans were pledged under a blanket lien as collateral to the FHLB for the Bank’s remaining borrowing capacity of $276,197,000 as of September 30, 2019 . FHLB advances are also secured by investment securities with amortized costs totaling $287,000 and $326,000 and market values totaling $297,000 and $337,000 at September 30, 2019 and December 31, 2018 , respectively. The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of September 30, 2019 , and December 31, 2018 the Company had no Federal funds purchased.

Leases

Leases	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Leases	Leases Leases - The Bank leases certain of its branch facilities and administrative offices under noncancelable operating leases with terms extending through 2028. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Operating lease cost is comprised of lease expense recognized on a straight-line basis, the amortization of the right-of-use asset and the implicit interest accreted on the operating lease liability. Operating lease cost is included in occupancy and equipment expense on our consolidated statements of income. We evaluate the lease term by assuming the exercise of options to extend that are reasonably assured and those option periods covered by an option to terminate the lease, if deemed not reasonably certain to be exercised. The lease term is used to determine the straight-line expense and limits the depreciable life of any related leasehold improvements. Certain leases require us to pay real estate taxes, insurance, maintenance and other operating expenses associated with the leased premises. These expenses are classified in occupancy and equipment expense on our consolidated statements of income, consistent with similar costs for owned locations, but is not included in operating lease cost below. We calculate the lease liability using a discount rate that represents our incremental borrowing rate at the lease commencement date. Future minimum lease payments on noncancelable operating leases are as follows (in thousands): Years Ending December 31, 2019 (remaining) $ 554 2020 2,102 2021 1,984 2022 1,655 2023 1,539 Thereafter 4,176 Total lease payments 12,010 Less: imputed interest (1,113 ) Present value of operating lease liabilities $ 10,897 Minimum future rental payments under noncancelable operating leases as of December 31, 2018, prior to adoption of ASU 2016-02, are as follows (in thousands): Minimum future rental payments 2019 $ 2,384 2020 2,078 2021 1,805 2022 1,552 2023 1,448 Thereafter 4,334 $ 13,601 The table below summarizes the total lease cost: (Dollars in thousands) For the Three Months ending September 30, 2019 For the Nine Months ending September 30, 2019 Operating lease cost $ 558 $ 1,667 Short-term lease cost 22 63 Variable lease cost 95 280 Total lease cost $ 675 $ 2,010 The table below summarizes other information related to our operating leases: For the Nine Months ending September 30, 2019 Weighted average remaining lease term, in years 7 Weighted average discount rate 2.93 % The table below shows operating lease right of use assets and operating lease liabilities as of September 30, 2019 (Dollars in thousands) Operating lease right-of-use assets $ 9,550 Operating lease liabilities 10,228

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Financial Instruments With Off-Balance-Sheet Risk - In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit . These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The contract or notional amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for loans. Commitments to extend credit amounting to $321,353,000 and $312,274,000 were outstanding at September 30, 2019 and December 31, 2018 , respectively. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract unless waived by the Bank. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Included in commitments to extend credit are undisbursed lines of credit totaling $319,118,000 and $309,824,000 at September 30, 2019 and December 31, 2018 , respectively. Undisbursed lines of credit include credits whereby customers can repay principal and request principal advances during the term of the loan at their discretion and most expire between one and 12 months . Included in undisbursed lines of credit are commitments for the undisbursed portions of construction loans totaling $59,522,000 and $70,752,000 as of September 30, 2019 and December 31, 2018 , respectively. These commitments are agreements to lend to customers, subject to meeting certain construction progress requirements established in the contracts. The underlying construction loans have fixed expiration dates. Standby letters of credit and financial guarantees amounting to $2,235,000 and $2,450,000 were outstanding at September 30, 2019 and December 31, 2018 , respectively. Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private financial arrangements. Most standby letters of credit and guarantees carry a one year term or less. The fair value of the liability related to these standby letters of credit, which represents the fees received for their issuance, was not significant at September 30, 2019 or December 31, 2018 . The Company recognizes these fees as revenue over the term of the commitment or when the commitment is used. The Company generally requires collateral or other security to support financial instruments with credit risk. Management does not anticipate any material loss will result from the outstanding commitments to extend credit, standby letters of credit and financial guarantees. At September 30, 2019 and December 31, 2018 , the balance of a contingent allocation for probable loan loss experience on unfunded obligations was $250,000 and $225,000 , respectively. The contingent allocation for probable loan loss experience on unfunded obligations is calculated by management using an appropriate, systematic, and consistently applied process. While related to credit losses, this allocation is not a part of the allowance for credit losses and is considered separately as a liability for accounting and regulatory reporting purposes, and is included in Other Liabilities on the Company’s balance sheet. In 2018, the Company sold its credit card portfolio to a third party vendor. Part of the sale of the portfolio was to provide a guarantee of certain accounts beginning in March 2019. As of September 30, 2019 , the total commitment was $2,289,000 . The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or consolidated results of operations of the Company.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (EPS), which excludes dilution, is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or restricted stock awards, result in the issuance of common stock which shares in the earnings of the Company. A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2019 2018 2019 2018 Net income $ 5,691 $ 5,752 $ 16,994 $ 16,008 Weighted average shares outstanding 13,360,030 13,715,141 13,515,109 13,692,657 Basic earnings per share $ 0.43 $ 0.42 $ 1.26 $ 1.17 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2019 2018 2019 2018 Net income $ 5,691 $ 5,752 $ 16,994 $ 16,008 Weighted average shares outstanding 13,360,030 13,715,141 13,515,109 13,692,657 Effect of dilutive stock options 90,157 121,687 100,443 129,171 Weighted average shares of common stock and common stock equivalents 13,450,187 13,836,828 13,615,552 13,821,828 Diluted earnings per share $ 0.42 $ 0.42 $ 1.25 $ 1.16 No outstanding options or restricted stock awards were anti-dilutive for the nine months ended September 30, 2019 and 2018 . During the three-month periods ended September 30, 2019 and 2018 , no outstanding options or restricted stock awards were anti-dilutive.

Share-Based Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Share-Based Compensation	Share-Based Compensation The Company has five share-based compensation plans as described below. Share-based compensation cost recognized for those plans was $430,000 and $332,000 for the nine months ended September 30, 2019 and 2018 , respectively. The recognized tax benefits for the share-based compensation expense, forfeitures of restricted stock, and exercise of stock options, resulted in the recognition of $25,000 and $142,000 , respectively, for the nine months ended September 30, 2019 and 2018 . The Central Valley Community Bancorp 2000 Stock Option Plan (2000 Plan) expired on November 15, 2010. The Central Valley Community Bancorp 2005 Omnibus Incentive Plan (2005 Plan) was adopted in May 2005 and expired March 16, 2015. While outstanding arrangements to issue shares under these plans, including options, continue in force until their expiration, no new options will be granted under these plans. The Central Valley Community Bancorp 2015 Omnibus Incentive Plan (2015 Plan) was adopted in May 2015. In October 2017, the Company assumed the Folsom Lake Bank 2007 Equity Incentive Plan (2007 Plan). The plans provide for awards in the form of incentive stock options, non-statutory stock options, stock appreciation rights, and restricted stock. Both plans allow for performance awards that may be in the form of cash or shares of the Company, including restricted stock. Outstanding arrangements to issue shares under this plan including options, will continue in force until expiration according to their respective terms. Effective June 2, 2017, the Company adopted an Employee Stock Purchase Plan (ESPP) whereby our employees may purchase Company common stock through payroll deductions of between one percent and 15 percent of pay in each pay period. Shares are purchased at the end of each of the three -month offering periods at a 10 percent discount from the lower of the closing market price on the Offering Date (first trading day of each offering period) or the Investment Date (last trading day of each offering period). The Company reserved 500,000 common shares to be set aside for the ESPP, and there were 476,245 shares available for future purchase under the plan as of September 30, 2019 . Stock Option Plan The Company bases the fair value of the options granted on the date of grant using a Black-Scholes Merton option pricing model that uses assumptions based on expected option life and the level of estimated forfeitures, expected stock volatility, risk free interest rate, and dividend yield. The expected term and level of estimated forfeitures of the Company’s options are based on the Company’s own historical experience. Stock volatility is based on the historical volatility of the Company’s stock. The risk-free rate is based on the U. S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of grant. The compensation cost for options granted is based on the weighted average grant date fair value per share. No options to purchase shares of the Company’s common stock were granted during the nine months ended September 30, 2019 or 2018 . A summary of the combined activity of the Company’s stock option compensation plans for the nine months ended September 30, 2019 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2019 154,440 $ 8.68 Options exercised (22,120 ) $ 7.37 Options forfeited (1,000 ) $ 5.06 Options outstanding at September 30, 2019 131,320 $ 8.92 2.32 $ 1,492 Options vested or expected to vest at September 30, 2019 131,320 $ 8.69 2.30 $ 1,492 Options exercisable at September 30, 2019 131,320 $ 8.92 2.32 $ 1,492 Information related to the stock option plan is as follows (in thousands): For the Three Months For the Nine Months 2019 2018 2019 2018 Intrinsic value of options exercised $ 4 $ 83 $ 269 $ 736 Cash received from options exercised $ 3 $ 79 $ 163 $ 719 Excess tax benefit realized for option exercises $ — $ 3 $ 25 $ 142 As of September 30, 2019 , there was no remaining unrecognized compensation cost related to stock options granted under all plans. Restricted and Performance Common Stock Awards The 2015 Plan provides for the issuance of restricted common stock to directors and officers. In addition, performance awards may be granted in the form of cash or shares. Restricted common stock grants typically vest over a one to five -year period. Restricted common stock (all of which are shares of our common stock) is subject to forfeiture if employment terminates prior to vesting. The cost of these awards is recognized over the vesting period of the awards based on the fair value of our common stock on the date of the grant. The following table summarizes restricted stock and performance award activity for the nine months ended September 30, 2019 as follows: Shares Weighted Average Grant-Date Fair Value Nonvested outstanding shares at January 1, 2019 63,529 $ 15.98 Granted 25,420 $ 19.77 Vested (40,159 ) $ 16.61 Forfeited (1,860 ) $ 17.94 Nonvested outstanding shares at September 30, 2019 46,930 $ 17.41 During the nine months ended September 30, 2019 , 25,420 shares of restricted or performance common stock awards were granted. The restricted and performance common stock awards had a weighted average grant date fair market value of $19.77 per share on the date of grant during the nine months ended September 30, 2019 . Restricted common stock awards’ fully vest after year 1, or vest ratably until fully vested in year 3 or year 5 depending on agreement terms. Performance common stock awards vest immediately. As of September 30, 2019 , there were 46,930 shares of restricted stock that are nonvested and expected to vest. As of September 30, 2019 , there was $638,000 of total unrecognized compensation cost related to nonvested restricted common stock awards. Restricted stock compensation expense is recognized on a straight-line basis over the vesting period. This cost is expected to be recognized over a weighted-average remaining period of 1.72 years and will be adjusted for subsequent changes in estimated forfeitures. Restricted common stock awards had an intrinsic value of $815,000 at September 30, 2019 .

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Accounting	The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2018 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2019 , and the results of its operations and its cash flows for the nine-month interim periods ended September 30, 2019 and 2018 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
Segment Reporting	Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment.
Concentration of Credit Risk	No customer accounts for more than 10 percent of revenues for the Company or the Bank.
Impact of New Financial Accounting Standards	Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-02 - Leases - Overall (Subtopic 845), was issued February 2016. ASU 2016-02 will, among other things, require lessees to recognize a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and a right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. ASU 2016-02 does not significantly change lease accounting requirements applicable to lessors; however, certain changes were made to align, where necessary, lessor accounting with the lessee accounting model and ASC Topic 606, “Revenue from Contracts with Customers.” ASU 2016-02 was effective for us on January 1, 2019 and initially required transition using a modified retrospective approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. In July 2018, the FASB issued ASU 2018-11, “Leases (Topic 842) - Targeted Improvements,” which, among other things, provides an additional transition method that would allow entities to not apply the guidance in ASU 2016-02 in the comparative periods presented in the financial statements and instead recognize a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. In December 2018, the FASB also issued ASU 2018-20, “Leases (Topic 842) - Narrow- Scope Improvements for Lessors,” which provides for certain policy elections and changes lessor accounting for sales and similar taxes and certain lessor costs. As of January 1, 2019, the Company adopted ASU 2016-02 and has recorded a right-of-use asset and lease liability of approximately $10 million on the balance sheet for its operating leases where it is a lessee. We elected to apply certain practical expedients provided under ASU 2016-02 whereby we will not reassess(i) whether any expired or existing contracts are or contain leases, (ii) the lease classification for any expired or existing leases and (iii) initial direct costs for any existing leases. We also did not apply the recognition requirements of ASU 2016-02 to any short-term leases (as defined by related accounting guidance). We account for lease and non-lease components separately because such amounts are readily determinable under our lease contracts and because we expect this election will result in a lower impact on our balance sheet. FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL, reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. On August 15, 2019, the FASB issued a proposed Accounting Standards Update (ASU), “Financial Instruments -Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates,” that would provide private entities and certain small public companies additional time to implement the standards on CECL, leases, and hedging. On October 16, 2019, the FASB affirmed this proposal and directed the staff to draft a final ASU expected to be issued in November. The final ASU will extend the effective date for SEC filers, such as the Company, that are classified as small reporting companies to January 1, 2023. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during 2020 due to the fact the Company elected to delay implementation of the CECL process as allowed by FASB. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates significant changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2017-04 - Intangibles Goodwill and Other (Subtopic 350) : Simplifying the Test for Goodwill Impairment, was issued January 2017. The provisions of the update eliminate the existing second step of the goodwill impairment test which provides for the allocation of reporting unit fair value among existing assets and liabilities, with the net leftover amount representing the implied fair value of goodwill. In replacement of the existing goodwill impairment rule, the update will provide that impairment should be recognized as the excess of any of the reporting unit’s goodwill over the fair value of the reporting unit. Under the provisions of this update, the amount of the impairment is limited to the carrying value of the reporting unit’s goodwill. For public business entities that are SEC filers, the amendments of the update will become effective in fiscal years beginning after December 15, 2019. The Company adopted ASU 2017-04 effective during the first quarter of 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2017-08 - Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20) : Premium Amortization on Purchased Callable Debt Securities, was issued March 2017. The provisions of the update require premiums recognized upon the purchase of callable debt securities to be amortized to the earliest call date in order to avoid losses recognized upon call. For public business entities that are SEC filers, the amendments of the update become effective in fiscal years beginning after December 15, 2018. The Company adopted this ASU effective January 1, 2019 and it did not have a material impact on the Company’s financial position, results of operations or cash flows. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. An entity is permitted to early adopt the removed or modified disclosures upon the issuance of ASU 2018-13 and may delay adoption of the additional disclosures, which are required for public companies only, until their effective date. Management is currently evaluating the impact these changes will have on the Company’s consolidated financial statements and disclosures.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Estimated Fair Value of Financial Instruments	The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2019 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 38,344 $ 38,344 $ — $ — $ 38,344 Interest-earning deposits in other banks 4,603 4,603 — — 4,603 Federal funds sold 90 90 — — 90 Available-for-sale debt securities 469,927 — 469,927 — 469,927 Equity securities 7,507 7,507 — — 7,507 Loans, net 933,008 — — 929,307 929,307 Federal Home Loan Bank stock 6,062 N/A N/A N/A N/A Accrued interest receivable 5,630 16 1,850 3,764 5,630 Financial liabilities: Deposits 1,309,746 1,147,010 96,853 — 1,243,863 Short-term borrowings 5,000 — 5,000 — 5,000 Junior subordinated deferrable interest debentures 5,155 — — 3,884 3,884 Accrued interest payable 187 — 136 51 187 December 31, 2018 Carrying Amount Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,954 $ 24,954 $ — $ — $ 24,954 Interest-earning deposits in other banks 6,725 6,725 — — 6,725 Federal funds sold 48 48 — — 48 Available-for-sale debt securities 463,905 — 463,905 — 463,905 Equity securities 7,254 7,254 — — 7,254 Loans, net 909,591 — — 899,214 899,214 Federal Home Loan Bank stock 6,843 N/A N/A N/A N/A Accrued interest receivable 6,429 32 2,323 4,074 6,429 Financial liabilities: Deposits 1,282,298 1,031,369 95,633 — 1,127,002 Short-term borrowings 10,000 — 10,000 — 10,000 Junior subordinated deferrable interest debentures 5,155 — — 4,114 4,114 Accrued interest payable 134 — 81 53 134
Fair Value of Assets on a Recurring Basis	The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 21,321 $ — $ 21,321 $ — Obligations of states and political subdivisions 81,504 — 81,504 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 234,930 — 234,930 — Private label mortgage and asset backed securities 126,150 — 126,150 — Equity securities 7,254 7,254 — — Total assets measured at fair value on a recurring basis $ 471,159 $ 7,254 $ 463,905 $ — The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 16,958 $ — $ 16,958 $ — Obligations of states and political subdivisions 83,351 — 83,351 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,439 — 197,439 — Private label mortgage and asset backed securities 162,959 — 162,959 — Corporate debt securities 9,220 — 9,220 — Equity securities 7,507 7,507 — — Total assets measured at fair value on a recurring basis $ 477,434 $ 7,507 $ 469,927 $ —
Fair Value of Assets on a Non-recurring Basis	The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at December 31, 2018 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Impaired loans: Real estate: Commercial real estate $ 134 $ — $ — $ 134 Total assets measured at fair value on a non-recurring basis $ 134 $ — $ — $ 134

Investments (Tables)

Investments (Tables)	9 Months Ended
	Sep. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities reconciliation	The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): September 30, 2019 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 17,216 $ 21 $ (279 ) $ 16,958 Obligations of states and political subdivisions 80,533 3,167 (349 ) 83,351 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,606 1,611 (1,778 ) 197,439 Private label mortgage and asset backed securities 157,436 5,635 (112 ) 162,959 Corporate debt securities 9,000 220 — 9,220 Total available-for-sale $ 461,791 $ 10,654 $ (2,518 ) $ 469,927 December 31, 2018 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Debt securities: U.S. Government agencies $ 21,723 $ — $ (402 ) $ 21,321 Obligations of states and political subdivisions 79,886 2,205 (587 ) 81,504 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 239,388 253 (4,711 ) 234,930 Private label mortgage and asset backed securities 129,165 756 (3,771 ) 126,150 Total available-for-sale $ 470,162 $ 3,214 $ (9,471 ) $ 463,905
Realized gains and losses	Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended September 30, 2019 and 2018 are shown below (in thousands): For the Three Months Ended September 30, For the Nine Months Available-for-Sale Securities 2019 2018 2019 2018 Proceeds from sales or calls $ 77,375 $ 102,555 $ 280,991 $ 234,175 Gross realized gains from sales or calls 1,709 580 5,316 1,896 Gross realized losses from sales or calls (24 ) (200 ) (120 ) (619 )
Securities in a continuous unrealized loss position	Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): September 30, 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ — $ — $ 16,160 $ (279 ) $ 16,160 $ (279 ) Obligations of states and political subdivisions 46,101 (349 ) — — 46,101 (349 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 90,401 (1,096 ) 46,738 (682 ) 137,139 (1,778 ) Private label mortgage and asset backed securities 23,731 (98 ) 2,140 (14 ) 25,871 (112 ) Total available-for-sale $ 160,233 $ (1,543 ) $ 65,038 $ (975 ) $ 225,271 $ (2,518 ) December 31, 2018 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 14,891 $ (254 ) $ 6,430 $ (148 ) $ 21,321 $ (402 ) Obligations of states and political subdivisions 10,056 (99 ) 22,945 (488 ) 33,001 (587 ) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 61,866 (424 ) 124,673 (4,287 ) 186,539 (4,711 ) Private label mortgage and asset backed securities 31,325 (195 ) 84,784 (3,576 ) 116,109 (3,771 ) Total available-for-sale $ 118,138 $ (972 ) $ 238,832 $ (8,499 ) $ 356,970 $ (9,471 )
Credit losses recorded in earnings	The following tables provide a roll forward for the nine months ended September 30, 2019 and 2018 of investment securities credit losses recorded in earnings. The beginning balance represents the credit loss component for which OTTI occurred on debt securities in prior periods. Additions represent the first time a debt security was credit impaired or when subsequent credit impairments have occurred on securities for which OTTI credit losses have been previously recognized. For the Nine Months (In thousands) 2019 2018 Beginning balance $ 874 $ 874 Amounts related to credit loss for which an OTTI charge was not previously recognized — — Increases to the amount related to credit loss for which OTTI was previously recognized — — Realized gain for securities sold — — Ending balance $ 874 $ 874
Investments by contractual maturity	September 30, 2019 Available-for-Sale Securities Amortized Cost Estimated Fair Value Within one year $ — $ — After one year through five years 2,457 2,600 After five years through ten years 20,312 21,320 After ten years 57,764 59,431 80,533 83,351 Investment securities not due at a single maturity date: U.S. Government agencies 17,216 16,958 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 197,606 197,439 Private label mortgage and asset backed securities 157,436 162,959 Corporate debt securities 9,000 9,220 Total available-for-sale $ 461,791 $ 469,927

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Outstanding loans	Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) September 30, 2019 % of Total Loans December 31, 2018 % of Total Loans Commercial: Commercial and industrial $ 97,439 10.3 % $ 101,533 11.1 % Agricultural production 19,995 2.2 % 7,998 0.9 % Total commercial 117,434 12.5 % 109,531 12.0 % Real estate: Owner occupied 204,018 21.6 % 183,169 19.9 % Real estate construction and other land loans 70,975 7.5 % 101,606 11.1 % Commercial real estate 328,880 34.9 % 305,118 33.2 % Agricultural real estate 76,469 8.1 % 76,884 8.4 % Other real estate 32,084 3.6 % 32,799 3.6 % Total real estate 712,426 75.7 % 699,576 76.2 % Consumer: Equity loans and lines of credit 68,427 7.3 % 69,958 7.6 % Consumer and installment 42,641 4.5 % 38,038 4.2 % Total consumer 111,068 11.8 % 107,996 11.8 % Net deferred origination costs 1,575 1,592 Total gross loans 942,503 100.0 % 918,695 100.0 % Allowance for credit losses (9,495 ) (9,104 ) Total loans $ 933,008 $ 909,591
Impaired loans	The following table shows information related to impaired loans by class at September 30, 2019 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 187 $ 448 $ — Real estate: Owner occupied $ 201 $ 209 $ — Real estate construction and other land loans 324 329 — Commercial real estate 1,123 1,369 — Total real estate 1,648 1,907 — Consumer: Equity loans and lines of credit 947 1,002 — Total with no related allowance recorded 2,782 3,357 — With an allowance recorded: Commercial: Commercial and industrial 45 47 3 Real estate: Commercial real estate 154 155 17 Agricultural real estate 37 37 — Total real estate 191 192 17 Consumer: Equity loans and lines of credit 1,086 1,099 42 Consumer and installment 20 21 11 Total consumer 1,106 1,120 53 Total with an allowance recorded 1,342 1,359 73 Total $ 4,124 $ 4,716 $ 73 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2018 (in thousands): Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Commercial: Commercial and industrial $ 259 $ 493 $ — Real estate: Owner occupied 215 215 — Real estate construction and other land loans 2,613 2,676 — Commercial real estate 1,182 1,414 — Total real estate 4,010 4,305 — Consumer: Equity loans and lines of credit 248 285 — Total with no related allowance recorded 4,517 5,083 — With an allowance recorded: Commercial: Commercial and industrial 89 90 9 Real estate: Commercial real estate 161 162 27 Agricultural real estate 44 44 — Total real estate 205 206 27 Consumer: Equity loans and lines of credit 1,098 1,103 54 Total with an allowance recorded 1,392 1,399 90 Total $ 5,909 $ 6,482 $ 90 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2019 and 2018 (in thousands). Three Months Ended September 30, 2019 Three Months Ended September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 202 $ — $ 298 $ — Real estate: Owner occupied 204 — — — Real estate construction and other land loans 988 — 2,851 21 Commercial real estate 1,528 12 1,695 13 Agricultural real estate — — 2,288 — Other real estate — — 836 — Total real estate 2,720 12 7,670 34 Consumer: Equity loans and lines of credit 942 1 224 — Total with no related allowance recorded 3,864 13 8,192 34 With an allowance recorded: Commercial: Commercial and industrial 45 — 53 1 Real estate: Commercial real estate 156 3 164 3 Agricultural real estate 42 1 50 1 Total real estate 198 4 493 4 Consumer: Equity loans and lines of credit 1,099 14 1,111 14 Consumer and installment 31 — 3 — Total consumer 1,130 14 1,114 14 Total with an allowance recorded 1,373 18 1,660 19 Total $ 5,237 $ 31 $ 9,852 $ 53 The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2019 and 2018 (in thousands). Nine Months Ended September 30, 2019 Nine Months Ended September 30, 2018 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial: Commercial and industrial $ 225 $ — $ 324 $ — Real estate: Owner occupied 208 — — — Real estate construction and other land loans 1,494 46 2,918 66 Commercial real estate 1,363 37 1,648 39 Agricultural real estate — — 1,525 119 Other real estate — — 913 — Total real estate 3,065 83 7,004 224 Consumer: Equity loans and lines of credit 650 3 207 — Total with no related allowance recorded 3,940 86 7,535 224 With an allowance recorded: Commercial: Commercial and industrial 67 1 52 3 Agricultural land and production — — — — Total commercial 67 1 52 3 Real estate: Commercial real estate 377 8 211 9 Agricultural real estate 44 2 50 2 Total real estate 421 10 373 11 Consumer: Equity loans and lines of credit 1,101 42 1,040 43 Consumer and installment 15 — 4 — Total consumer 1,116 42 1,044 43 Total with an allowance recorded 1,604 53 1,469 57 Total $ 5,544 $ 139 $ 9,004 $ 281
Allowance for credit losses	The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2019 $ 1,800 $ 6,553 $ 911 $ 141 $ 9,405 (Reversal) provision charged to operations 3 508 117 (378 ) 250 Losses charged to allowance (122 ) — (93 ) — (215 ) Recoveries 37 — 18 — 55 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Allowance for credit losses: Beginning balance, July 1, 2018 $ 1,938 $ 6,155 $ 793 $ 34 $ 8,920 (Reversal) provision charged to operations (273 ) 203 16 54 — Losses charged to allowance — — (23 ) — (23 ) Recoveries 29 20 79 — 128 Ending balance, September 30, 2018 $ 1,694 $ 6,378 $ 865 $ 88 $ 9,025 The following table shows the summary of activities for the Allowance as of and for the nine months ended September 30, 2019 and 2018 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 (Reversal) provision charged to operations 123 522 185 (305 ) 525 Losses charged to allowance (172 ) — (108 ) — (280 ) Recoveries 96 — 50 — 146 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Allowance for credit losses: Beginning balance, January 1, 2018 $ 2,071 $ 5,795 $ 825 $ 87 $ 8,778 (Reversal) provision charged to operations (422 ) 481 (10 ) 1 50 Losses charged to allowance (87 ) — (88 ) — (175 ) Recoveries 132 102 138 — 372 Ending balance, September 30, 2018 $ 1,694 $ 6,378 $ 865 $ 88 $ 9,025 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2019 and December 31, 2018 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237 ) $ 9,495 Ending balance: individually evaluated for impairment $ 3 $ 17 $ 53 $ — $ 73 Ending balance: collectively evaluated for impairment $ 1,715 $ 7,044 $ 900 $ (237 ) $ 9,422 Ending balance, December 31, 2018 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Ending balance: individually evaluated for impairment $ 9 $ 27 $ 54 $ — $ 90 Ending balance: collectively evaluated for impairment $ 1,662 $ 6,512 $ 772 $ 68 $ 9,014
Schedule of receivable by impairment methodology	Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2019 $ 117,434 $ 712,426 $ 111,068 $ 940,928 Ending balance: individually evaluated for impairment $ 232 $ 1,839 $ 2,053 $ 4,124 Ending balance: collectively evaluated for impairment $ 117,202 $ 710,587 $ 109,015 $ 936,804 Loans: Ending balance, December 31, 2018 $ 109,531 $ 699,576 $ 107,996 $ 917,103 Ending balance: individually evaluated for impairment $ 348 $ 4,215 $ 1,346 $ 5,909 Ending balance: collectively evaluated for impairment $ 109,183 $ 695,361 $ 106,650 $ 911,194
Loan portfolio by internal risk rating	The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 91,946 $ 3,962 $ 1,531 $ — $ 97,439 Agricultural production 12,544 4,551 2,900 — 19,995 Real Estate: Owner occupied 194,266 6,907 2,845 — 204,018 Real estate construction and other land loans 69,069 — 1,906 — 70,975 Commercial real estate 307,223 21,118 539 — 328,880 Agricultural real estate 55,121 14,901 6,447 — 76,469 Other real estate 32,084 — — — 32,084 Consumer: Equity loans and lines of credit 64,075 1,372 2,980 — 68,427 Consumer and installment 42,621 — 20 — 42,641 Total $ 868,949 $ 52,811 $ 19,168 $ — $ 940,928 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2018 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,876 $ 12,072 $ 2,585 $ — $ 101,533 Agricultural production 5,955 2,043 — — 7,998 Real Estate: Owner occupied 179,214 3,056 899 — 183,169 Real estate construction and other land loans 95,301 3,270 3,035 — 101,606 Commercial real estate 298,714 5,268 1,136 — 305,118 Agricultural real estate 57,544 165 19,175 — 76,884 Other real estate 32,799 — — — 32,799 Consumer: Equity loans and lines of credit 68,016 380 1,562 — 69,958 Consumer and installment 38,036 — 2 — 38,038 Total $ 862,455 $ 26,254 $ 28,394 $ — $ 917,103
Loan portfolio by time past due	The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2019 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non-accrual Commercial: Commercial and industrial $ — $ — $ — $ — $ 97,439 $ 97,439 $ — $ 214 Agricultural production — — — — 19,995 19,995 — — Real estate: — — Owner occupied — — — — 204,018 204,018 — 201 Real estate construction and other land loans — — — — 70,975 70,975 — 324 Commercial real estate — — — — 328,880 328,880 — 385 Agricultural real estate — — — — 76,469 76,469 — — Other real estate — — — — 32,084 32,084 — — Consumer: — Equity loans and lines of credit — 902 — 902 67,525 68,427 — 1,013 Consumer and installment 23 — — 23 42,618 42,641 — 20 Total $ 23 $ 902 $ — $ 925 $ 940,003 $ 940,928 $ — $ 2,157 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2018 (in thousands): 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days Accruing Non- accrual Commercial: Commercial and industrial $ 255 $ — $ — $ 255 $ 101,278 $ 101,533 $ — $ 298 Agricultural production — — — — 7,998 7,998 — — Real estate: — Owner occupied 215 — — 215 182,954 183,169 — 215 Real estate construction and other land loans — — 1,439 1,439 100,167 101,606 — 1,439 Commercial real estate — — — — 305,118 305,118 — 418 Agricultural real estate — — — — 76,884 76,884 — — Other real estate — — — — 32,799 32,799 — — Consumer: Equity loans and lines of credit 953 — — 953 69,005 69,958 — 370 Consumer and installment 7 — — 7 38,031 38,038 — — Total $ 1,430 $ — $ 1,439 $ 2,869 $ 914,234 $ 917,103 $ — $ 2,740
Troubled debt restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 2 $ 132 $ — $ 132 $ 124 Total 2 $ 132 $ — $ 132 $ 124 (1) Amounts represent the recorded investment in loans before recognizing effects of the TDR, if any. (2) Principal Modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2018 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and Industrial 1 $ 38 $ — $ 38 $ 31 Real Estate: Commercial real estate 1 166 — 166 163 Total 2 $ 204 $ — $ 204 $ 194 During the quarter ended September 30, 2019 and September 30, 2018 no loans were modified as troubled debt restructuring. Troubled Debt Restructuring Troubled Debt Restructuring

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Leases [Abstract]
Future minimum lease payments on noncancelable operating leases	Future minimum lease payments on noncancelable operating leases are as follows (in thousands): Years Ending December 31, 2019 (remaining) $ 554 2020 2,102 2021 1,984 2022 1,655 2023 1,539 Thereafter 4,176 Total lease payments 12,010 Less: imputed interest (1,113 ) Present value of operating lease liabilities $ 10,897
Minimum future rental payments under noncancelable operating leases	Minimum future rental payments under noncancelable operating leases as of December 31, 2018, prior to adoption of ASU 2016-02, are as follows (in thousands): Minimum future rental payments 2019 $ 2,384 2020 2,078 2021 1,805 2022 1,552 2023 1,448 Thereafter 4,334 $ 13,601
Lease cost	The table below summarizes the total lease cost: (Dollars in thousands) For the Three Months ending September 30, 2019 For the Nine Months ending September 30, 2019 Operating lease cost $ 558 $ 1,667 Short-term lease cost 22 63 Variable lease cost 95 280 Total lease cost $ 675 $ 2,010
Other lease information	The table below summarizes other information related to our operating leases: For the Nine Months ending September 30, 2019 Weighted average remaining lease term, in years 7 Weighted average discount rate 2.93 % The table below shows operating lease right of use assets and operating lease liabilities as of September 30, 2019 (Dollars in thousands) Operating lease right-of-use assets $ 9,550 Operating lease liabilities 10,228

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2019 2018 2019 2018 Net income $ 5,691 $ 5,752 $ 16,994 $ 16,008 Weighted average shares outstanding 13,360,030 13,715,141 13,515,109 13,692,657 Basic earnings per share $ 0.43 $ 0.42 $ 1.26 $ 1.17 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2019 2018 2019 2018 Net income $ 5,691 $ 5,752 $ 16,994 $ 16,008 Weighted average shares outstanding 13,360,030 13,715,141 13,515,109 13,692,657 Effect of dilutive stock options 90,157 121,687 100,443 129,171 Weighted average shares of common stock and common stock equivalents 13,450,187 13,836,828 13,615,552 13,821,828 Diluted earnings per share $ 0.42 $ 0.42 $ 1.25 $ 1.16

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2019
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock option activity	A summary of the combined activity of the Company’s stock option compensation plans for the nine months ended September 30, 2019 follows (in thousands, except per share amounts): Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Aggregate Intrinsic Value (In thousands) Options outstanding at January 1, 2019 154,440 $ 8.68 Options exercised (22,120 ) $ 7.37 Options forfeited (1,000 ) $ 5.06 Options outstanding at September 30, 2019 131,320 $ 8.92 2.32 $ 1,492 Options vested or expected to vest at September 30, 2019 131,320 $ 8.69 2.30 $ 1,492 Options exercisable at September 30, 2019 131,320 $ 8.92 2.32 $ 1,492 Information related to the stock option plan is as follows (in thousands): For the Three Months For the Nine Months 2019 2018 2019 2018 Intrinsic value of options exercised $ 4 $ 83 $ 269 $ 736 Cash received from options exercised $ 3 $ 79 $ 163 $ 719 Excess tax benefit realized for option exercises $ — $ 3 $ 25 $ 142
Restricted common stock activity	The following table summarizes restricted stock and performance award activity for the nine months ended September 30, 2019 as follows: Shares Weighted Average Grant-Date Fair Value Nonvested outstanding shares at January 1, 2019 63,529 $ 15.98 Granted 25,420 $ 19.77 Vested (40,159 ) $ 16.61 Forfeited (1,860 ) $ 17.94 Nonvested outstanding shares at September 30, 2019 46,930 $ 17.41

Basis of Presentation (Details)

Basis of Presentation (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jan. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets	$ 9,550
Operating lease liabilities	$ 10,897
ASU 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets		$ 10,000
Operating lease liabilities		$ 10,000

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financial assets:
Available-for-sale debt securities	$ 469,927	$ 463,905
Equity securities	7,507	7,254
Level 1
Financial assets:
Cash and due from banks	38,344	24,954
Interest-earning deposits in other banks	4,603	6,725
Federal funds sold	90	48
Available-for-sale debt securities	0	0
Loans, net	0	0
Accrued interest receivable	16	32
Financial liabilities:
Deposits	1,147,010	1,031,369
Short-term borrowings	0	0
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale debt securities	469,927	463,905
Loans, net	0	0
Accrued interest receivable	1,850	2,323
Financial liabilities:
Deposits	96,853	95,633
Short-term borrowings	5,000	10,000
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	136	81
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Federal funds sold	0	0
Available-for-sale debt securities	0	0
Loans, net	929,307	899,214
Accrued interest receivable	3,764	4,074
Financial liabilities:
Deposits	0	0
Short-term borrowings	0	0
Junior subordinated deferrable interest debentures	3,884	4,114
Accrued interest payable	51	53
Carrying Amount
Financial assets:
Cash and due from banks	38,344	24,954
Interest-earning deposits in other banks	4,603	6,725
Federal funds sold	90	48
Available-for-sale debt securities	469,927	463,905
Equity securities	7,507	7,254
Loans, net	933,008	909,591
Federal Home Loan Bank stock	6,062	6,843
Accrued interest receivable	5,630	6,429
Financial liabilities:
Deposits	1,309,746	1,282,298
Short-term borrowings	5,000	10,000
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable	187	134
Fair Value
Financial assets:
Cash and due from banks	38,344	24,954
Interest-earning deposits in other banks	4,603	6,725
Federal funds sold	90	48
Available-for-sale debt securities	469,927	463,905
Equity securities	7,507	7,254
Loans, net	929,307	899,214
Accrued interest receivable	5,630	6,429
Financial liabilities:
Deposits	1,243,863	1,127,002
Short-term borrowings	5,000	10,000
Junior subordinated deferrable interest debentures	3,884	4,114
Accrued interest payable	187	134
Recurring | Other equity securities | Level 1
Financial assets:
Equity securities	7,507	7,254
Recurring | Other equity securities | Level 2
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Level 3
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Fair Value
Financial assets:
Equity securities	$ 7,507	$ 7,254

Fair Value Measurements - Recur

Fair Value Measurements - Recurring and Nonrecurring (Details) - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	$ 469,927,000		$ 463,905,000
Equity securities	7,507,000		7,254,000
Available-for-sale debt securities	469,927,000		463,905,000
Valuation allowance	9,495,000	$ 9,025,000	9,104,000	$ 9,405,000	$ 8,920,000	$ 8,778,000
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,507,000		7,254,000
Available-for-sale debt securities	469,927,000		463,905,000
Loans, net	933,008,000		909,591,000
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,507,000		7,254,000
Available-for-sale debt securities	469,927,000		463,905,000
Loans, net	929,307,000		899,214,000
Loans, charge-offs	0	$ 0	0
U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	16,958,000		21,321,000
Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	83,351,000		81,504,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	197,439,000		234,930,000
Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	162,959,000		126,150,000
Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	9,220,000
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0		0
Loans, net	0		0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	469,927,000		463,905,000
Loans, net	0		0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0		0
Loans, net	929,307,000		899,214,000
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	477,434,000		471,159,000
Recurring | U.S. Government agencies | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	16,958,000		21,321,000
Recurring | Obligations of states and political subdivisions | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	83,351,000		81,504,000
Recurring | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	197,439,000		234,930,000
Recurring | Private label mortgage and asset backed securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	162,959,000		126,150,000
Recurring | Corporate debt securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	9,220,000
Recurring | Other equity securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,507,000		7,254,000
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,507,000		7,254,000
Recurring | Level 1 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 1 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring | Level 1 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,507,000		7,254,000
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	469,927,000		463,905,000
Recurring | Level 2 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	16,958,000		21,321,000
Recurring | Level 2 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	83,351,000		81,504,000
Recurring | Level 2 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	197,439,000		234,930,000
Recurring | Level 2 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	162,959,000		126,150,000
Recurring | Level 2 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	9,220,000
Recurring | Level 2 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring | Level 3 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Recurring | Level 3 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring | Level 3 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0		0
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities fair value disclosure	0		0
Nonrecurring | Carrying Amount | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	20,000
Valuation allowance	11,000
Nonrecurring | Carrying Amount | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			161,000
Nonrecurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	9,000		134,000
Valuation allowance			27,000
Nonrecurring | Fair Value | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	9,000
Nonrecurring | Fair Value | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			134,000
Nonrecurring | Fair Value | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			134,000
Nonrecurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Nonrecurring | Level 1 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			0
Nonrecurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Nonrecurring | Level 2 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			0
Nonrecurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 9,000		134,000
Nonrecurring | Level 3 | Commercial real estate | Impaired Financing Receivable
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net			$ 134,000

Investments - Textual (Details)

Investments - Textual (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)security	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)security	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Schedule of Available-for-sale Securities
Available-for-sale Securities pledged as collateral | $	$ 90,295,000		$ 90,295,000
Unrealized gain (loss) of available-for sale securities | $	8,136,000		8,136,000		$ (6,257,000)
AOCI available-for-sale securities adjustment tax | $	2,405,000		2,405,000		(1,850,000)
Income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities | $	498,000	$ 112,000	$ 1,536,000	$ 377,000
Threshold period of value decline in available-for-sale securities to be considered other than temporary impairment			12 months
Threshold percentage of value decline in available-for-sale securities to be considered other than temporary impairment			10.00%
Threshold amount of value decline in available-for-sale securities to be considered other than temporary impairment | $			$ 10,000
Other than temporary impairment losses on investment securities | $			0	$ 0
Debt securities, amortized cost | $	$ 461,791,000		$ 461,791,000
U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	6		6
Debt securities, amortized cost | $	$ 17,216,000		$ 17,216,000		21,723,000
U.S. Government agencies | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	0		0
U.S. Government agencies | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	5		5
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	41		41
Debt securities, amortized cost | $	$ 80,533,000		$ 80,533,000		79,886,000
Obligations of states and political subdivisions | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	9		9
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	123		123
Debt securities, amortized cost | $	$ 197,606,000		$ 197,606,000		239,388,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	25		25
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	16		16
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	42		42
Debt securities, amortized cost | $	$ 157,436,000		$ 157,436,000		$ 129,165,000
Private label mortgage and asset backed securities | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	5		5
Private label mortgage and asset backed securities | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions	1		1
Corporate debt securities
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions	2		2
Available-for-sale securities in unrealized loss positions, number of positions	0		0
Debt securities, amortized cost | $	$ 9,000,000		$ 9,000,000

Investments - Carrying value an

Investments - Carrying value and estimated fair value (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Amortized Cost	$ 461,791
Available-for-sale debt securities	469,927	$ 463,905
Amortized Cost	461,791	470,162
Gross Unrealized Gains	10,654	3,214
Gross Unrealized Losses	(2,518)	(9,471)
Available-for-sale securities	469,927	463,905
U.S. Government agencies
Schedule of Available-for-sale Securities
Amortized Cost	17,216	21,723
Gross Unrealized Gains	21	0
Gross Unrealized Losses	(279)	(402)
Available-for-sale debt securities	16,958	21,321
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Amortized Cost	80,533	79,886
Gross Unrealized Gains	3,167	2,205
Gross Unrealized Losses	(349)	(587)
Available-for-sale debt securities	83,351	81,504
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Amortized Cost	197,606	239,388
Gross Unrealized Gains	1,611	253
Gross Unrealized Losses	(1,778)	(4,711)
Available-for-sale debt securities	197,439	234,930
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Amortized Cost	157,436	129,165
Gross Unrealized Gains	5,635	756
Gross Unrealized Losses	(112)	(3,771)
Available-for-sale debt securities	162,959	$ 126,150
Corporate debt securities
Schedule of Available-for-sale Securities
Amortized Cost	9,000
Gross Unrealized Gains	220
Gross Unrealized Losses	0
Available-for-sale debt securities	$ 9,220

Investments - Realized gains an

Investments - Realized gains and losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Debt Securities, Available-for-sale [Abstract]
Proceeds from sales or calls	$ 77,375	$ 102,555	$ 280,991	$ 234,175
Gross realized gains from sales or calls	1,709	580	5,316	1,896
Gross realized losses from sales or calls	$ (24)	$ (200)	$ (120)	$ (619)

Investments - Unrealized losses

Investments - Unrealized losses (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	$ 160,233	$ 118,138
Less than 12 Months, Unrealized Losses	(1,543)	(972)
12 Months or More, Fair Value	65,038	238,832
12 Months or More, Unrealized Losses	(975)	(8,499)
Total Fair Value	225,271	356,970
Total Unrealized Losses	(2,518)	(9,471)
U.S. Government agencies
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	0	14,891
Less than 12 Months, Unrealized Losses	0	(254)
12 Months or More, Fair Value	16,160	6,430
12 Months or More, Unrealized Losses	(279)	(148)
Total Fair Value	16,160	21,321
Total Unrealized Losses	(279)	(402)
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	46,101	10,056
Less than 12 Months, Unrealized Losses	(349)	(99)
12 Months or More, Fair Value	0	22,945
12 Months or More, Unrealized Losses	0	(488)
Total Fair Value	46,101	33,001
Total Unrealized Losses	(349)	(587)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	90,401	61,866
Less than 12 Months, Unrealized Losses	(1,096)	(424)
12 Months or More, Fair Value	46,738	124,673
12 Months or More, Unrealized Losses	(682)	(4,287)
Total Fair Value	137,139	186,539
Total Unrealized Losses	(1,778)	(4,711)
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	23,731	31,325
Less than 12 Months, Unrealized Losses	(98)	(195)
12 Months or More, Fair Value	2,140	84,784
12 Months or More, Unrealized Losses	(14)	(3,576)
Total Fair Value	25,871	116,109
Total Unrealized Losses	$ (112)	$ (3,771)

Investments - Credit loss rollf

Investments - Credit loss rollforward (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance	$ 874	$ 874
Amounts related to credit loss for which an OTTI charge was not previously recognized	0	0
Increases to the amount related to credit loss for which OTTI was previously recognized	0	0
Realized gain for securities sold	0	0
Ending balance	$ 874	$ 874

Investments - Investments by co

Investments - Investments by contractual maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities
Within one year, amortized cost	$ 0
Within one year, estimated fair value	0
After one year through five years, amortized cost	2,457
After one year through five years, estimated fair value	2,600
After five years through ten years, amortized cost	20,312
After five years through ten years, estimated fair value	21,320
After ten years, amortized cost	57,764
After ten years, estimated fair value	59,431
Total securities with single maturity date, amortized cost	80,533
Total securities with single maturity date, estimated fair value	83,351
Debt securities, amortized cost	461,791
Equity securities	469,927	$ 463,905
U.S. Government agencies
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	17,216
Investment securities not due at a single maturity date, estimated fair value	16,958
Debt securities, amortized cost	17,216	21,723
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	197,606
Investment securities not due at a single maturity date, estimated fair value	197,439
Debt securities, amortized cost	197,606	239,388
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	157,436
Investment securities not due at a single maturity date, estimated fair value	162,959
Debt securities, amortized cost	157,436	$ 129,165
Corporate debt securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	9,000
Investment securities not due at a single maturity date, estimated fair value	9,220
Debt securities, amortized cost	$ 9,000

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans
Loans	$ 940,928	$ 917,103
% of Total Loans	100.00%	100.00%
Deferred loan fees, net	$ 1,575	$ 1,592
Total gross loans	942,503	918,695
Allowance for credit losses	(9,495)	(9,104)
Total loans	933,008	909,591
Small Business Administration programs
Loans
Loans	23,060	22,297
Amount secured by government guarantees	$ 17,217	$ 16,493
Percent secured by government guarantees	75.00%	74.00%
Commercial
Loans
Loans	$ 117,434	$ 109,531
% of Total Loans	12.50%	12.00%
Commercial | Commercial and industrial
Loans
Loans	$ 97,439	$ 101,533
% of Total Loans	10.30%	11.10%
Commercial | Agricultural production
Loans
Loans	$ 19,995	$ 7,998
% of Total Loans	2.20%	0.90%
Real Estate
Loans
Loans	$ 712,426	$ 699,576
% of Total Loans	75.70%	76.20%
Real Estate | Owner occupied
Loans
Loans	$ 204,018	$ 183,169
% of Total Loans	21.60%	19.90%
Real Estate | Real estate construction and other land loans
Loans
Loans	$ 70,975	$ 101,606
% of Total Loans	7.50%	11.10%
Real Estate | Commercial real estate
Loans
Loans	$ 328,880	$ 305,118
% of Total Loans	34.90%	33.20%
Real Estate | Agricultural real estate
Loans
Loans	$ 76,469	$ 76,884
% of Total Loans	8.10%	8.40%
Real Estate | Other real estate
Loans
Loans	$ 32,084	$ 32,799
% of Total Loans	3.60%	3.60%
Consumer
Loans
Loans	$ 111,068	$ 107,996
% of Total Loans	11.80%	11.80%
Consumer | Equity loans and lines of credit
Loans
Loans	$ 68,427	$ 69,958
% of Total Loans	7.30%	7.60%
Consumer | Consumer and installment
Loans
Loans	$ 42,641	$ 38,038
% of Total Loans	4.50%	4.20%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)componentquarter	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)componentquarter	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of primary components | component	2		2
Lookback period used in reserve analysis | quarter	20		20
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	$ 9,405	$ 8,920	$ 9,104	$ 8,778
Provision charged to operations	250	0	525	50
Losses charged to allowance	(215)	(23)	(280)	(175)
Recoveries	55	128	146	372
Allowance for credit losses, ending balance	9,495	9,025	9,495	9,025
Ending balance: individually evaluated for impairment	73		73		$ 90
Ending balance: collectively evaluated for impairment	9,422		9,422		9,014
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	1,800	1,938	1,671	2,071
Provision charged to operations	3	(273)	123	(422)
Losses charged to allowance	(122)	0	(172)	(87)
Recoveries	37	29	96	132
Allowance for credit losses, ending balance	1,718	1,694	1,718	1,694
Ending balance: individually evaluated for impairment	3		3		9
Ending balance: collectively evaluated for impairment	1,715		1,715		1,662
Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	6,553	6,155	6,539	5,795
Provision charged to operations	508	203	522	481
Losses charged to allowance	0	0	0	0
Recoveries	0	20	0	102
Allowance for credit losses, ending balance	7,061	6,378	7,061	6,378
Ending balance: individually evaluated for impairment	17		17		27
Ending balance: collectively evaluated for impairment	7,044		7,044		6,512
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	911	793	826	825
Provision charged to operations	117	16	185	(10)
Losses charged to allowance	(93)	(23)	(108)	(88)
Recoveries	18	79	50	138
Allowance for credit losses, ending balance	953	865	953	865
Ending balance: individually evaluated for impairment	53		53		54
Ending balance: collectively evaluated for impairment	900		900		772
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	141	34	68	87
Provision charged to operations	(378)	54	(305)	1
Losses charged to allowance	0	0	0	0
Recoveries	0	0	0	0
Allowance for credit losses, ending balance	(237)	$ 88	(237)	$ 88
Ending balance: individually evaluated for impairment	0		0		0
Ending balance: collectively evaluated for impairment	$ (237)		$ (237)		$ 68

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Loan Portfolio by Impairment Methodology (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 940,928	$ 917,103
Ending balance: individually evaluated for impairment	4,124	5,909
Ending balance: collectively evaluated for impairment	936,804	911,194
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	117,434	109,531
Ending balance: individually evaluated for impairment	232	348
Ending balance: collectively evaluated for impairment	117,202	109,183
Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	712,426	699,576
Ending balance: individually evaluated for impairment	1,839	4,215
Ending balance: collectively evaluated for impairment	710,587	695,361
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	111,068	107,996
Ending balance: individually evaluated for impairment	2,053	1,346
Ending balance: collectively evaluated for impairment	$ 109,015	$ 106,650

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment
Loans	$ 940,928	$ 917,103
Pass
Financing Receivable, Recorded Investment
Loans	868,949	862,455
Special Mention
Financing Receivable, Recorded Investment
Loans	52,811	26,254
Substandard
Financing Receivable, Recorded Investment
Loans	19,168	28,394
Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial
Financing Receivable, Recorded Investment
Loans	117,434	109,531
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment
Loans	97,439	101,533
Commercial | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
Loans	91,946	86,876
Commercial | Commercial and industrial | Special Mention
Financing Receivable, Recorded Investment
Loans	3,962	12,072
Commercial | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
Loans	1,531	2,585
Commercial | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial | Agricultural production
Financing Receivable, Recorded Investment
Loans	19,995	7,998
Commercial | Agricultural production | Pass
Financing Receivable, Recorded Investment
Loans	12,544	5,955
Commercial | Agricultural production | Special Mention
Financing Receivable, Recorded Investment
Loans	4,551	2,043
Commercial | Agricultural production | Substandard
Financing Receivable, Recorded Investment
Loans	2,900	0
Commercial | Agricultural production | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate
Financing Receivable, Recorded Investment
Loans	712,426	699,576
Real Estate | Owner occupied
Financing Receivable, Recorded Investment
Loans	204,018	183,169
Real Estate | Owner occupied | Pass
Financing Receivable, Recorded Investment
Loans	194,266	179,214
Real Estate | Owner occupied | Special Mention
Financing Receivable, Recorded Investment
Loans	6,907	3,056
Real Estate | Owner occupied | Substandard
Financing Receivable, Recorded Investment
Loans	2,845	899
Real Estate | Owner occupied | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment
Loans	70,975	101,606
Real Estate | Real estate construction and other land loans | Pass
Financing Receivable, Recorded Investment
Loans	69,069	95,301
Real Estate | Real estate construction and other land loans | Special Mention
Financing Receivable, Recorded Investment
Loans	0	3,270
Real Estate | Real estate construction and other land loans | Substandard
Financing Receivable, Recorded Investment
Loans	1,906	3,035
Real Estate | Real estate construction and other land loans | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment
Loans	328,880	305,118
Real Estate | Commercial real estate | Pass
Financing Receivable, Recorded Investment
Loans	307,223	298,714
Real Estate | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	21,118	5,268
Real Estate | Commercial real estate | Substandard
Financing Receivable, Recorded Investment
Loans	539	1,136
Real Estate | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment
Loans	76,469	76,884
Real Estate | Agricultural real estate | Pass
Financing Receivable, Recorded Investment
Loans	55,121	57,544
Real Estate | Agricultural real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	14,901	165
Real Estate | Agricultural real estate | Substandard
Financing Receivable, Recorded Investment
Loans	6,447	19,175
Real Estate | Agricultural real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate
Financing Receivable, Recorded Investment
Loans	32,084	32,799
Real Estate | Other real estate | Pass
Financing Receivable, Recorded Investment
Loans	32,084	32,799
Real Estate | Other real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate | Substandard
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer
Financing Receivable, Recorded Investment
Loans	111,068	107,996
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment
Loans	68,427	69,958
Consumer | Equity loans and lines of credit | Pass
Financing Receivable, Recorded Investment
Loans	64,075	68,016
Consumer | Equity loans and lines of credit | Special Mention
Financing Receivable, Recorded Investment
Loans	1,372	380
Consumer | Equity loans and lines of credit | Substandard
Financing Receivable, Recorded Investment
Loans	2,980	1,562
Consumer | Equity loans and lines of credit | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment
Financing Receivable, Recorded Investment
Loans	42,641	38,038
Consumer | Consumer and installment | Pass
Financing Receivable, Recorded Investment
Loans	42,621	38,036
Consumer | Consumer and installment | Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment | Substandard
Financing Receivable, Recorded Investment
Loans	20	2
Consumer | Consumer and installment | Doubtful
Financing Receivable, Recorded Investment
Loans	$ 0	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Loan Portfolio Aging (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 925	$ 2,869
Current	940,003	914,234
Loans	940,928	917,103
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	2,157	2,740
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	117,434	109,531
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	255
Current	97,439	101,278
Loans	97,439	101,533
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	214	298
Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	19,995	7,998
Loans	19,995	7,998
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	712,426	699,576
Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	215
Current	204,018	182,954
Loans	204,018	183,169
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	201	215
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Current	70,975	100,167
Loans	70,975	101,606
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	324	1,439
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	328,880	305,118
Loans	328,880	305,118
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	385	418
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	76,469	76,884
Loans	76,469	76,884
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	32,084	32,799
Loans	32,084	32,799
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	111,068	107,996
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	902	953
Current	67,525	69,005
Loans	68,427	69,958
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	1,013	370
Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	23	7
Current	42,618	38,031
Loans	42,641	38,038
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	20	0
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	23	1,430
30-59 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	255
30-59 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	215
30-59 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	953
30-59 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	23	7
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	902	0
60-89 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	902	0
60-89 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Greater Than 90 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	1,439
Greater Than 90 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 0	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 2,782		$ 2,782		$ 4,517
Unpaid Principal Balance, With no related allowance recorded	3,357		3,357		5,083
Cash flows expected to be collected at acquisition	1,342		1,342		1,392
Unpaid Principal Balance, With an allowance recorded	1,359		1,359		1,399
Related Allowance	73		73		90
Total Recorded Investment	4,124		4,124		5,909
Total Unpaid Principal Balance	4,716		4,716		6,482
Average Recorded Investment, With no related allowance recorded	3,864	$ 8,192	3,940	$ 7,535
Interest Income Recognized, With no related allowance recorded	13	34	86	224
Average Recorded Investment, With an allowance recorded	1,373	1,660	1,604	1,469
Interest Income Recognized, With an allowance recorded	18	19	53	57
Average Recorded Investment, Total	5,237	9,852	5,544	9,004
Interest Income Recognized, Total	31	53	139	281
Forgone interest on nonaccrual loans	39	106	105	293
Commercial
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With an allowance recorded			67	52
Interest Income Recognized, With an allowance recorded			1	3
Commercial | Commercial and industrial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	187		187		259
Unpaid Principal Balance, With no related allowance recorded	448		448		493
Cash flows expected to be collected at acquisition	45		45		89
Unpaid Principal Balance, With an allowance recorded	47		47		90
Related Allowance	3		3		9
Average Recorded Investment, With no related allowance recorded	202	298	225	324
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	45	53	67	52
Interest Income Recognized, With an allowance recorded	0	1	1	3
Commercial | Agricultural production
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With an allowance recorded			0	0
Interest Income Recognized, With an allowance recorded			0	0
Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,648		1,648		4,010
Unpaid Principal Balance, With no related allowance recorded	1,907		1,907		4,305
Cash flows expected to be collected at acquisition	191		191		205
Unpaid Principal Balance, With an allowance recorded	192		192		206
Related Allowance	17		17		27
Average Recorded Investment, With no related allowance recorded	2,720	7,670	3,065	7,004
Interest Income Recognized, With no related allowance recorded	12	34	83	224
Average Recorded Investment, With an allowance recorded	198	493	421	373
Interest Income Recognized, With an allowance recorded	4	4	10	11
Real Estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	201		201		215
Unpaid Principal Balance, With no related allowance recorded	209		209		215
Average Recorded Investment, With no related allowance recorded	204	0	208	0
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Real Estate | Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,123		1,123		1,182
Unpaid Principal Balance, With no related allowance recorded	1,369		1,369		1,414
Cash flows expected to be collected at acquisition	154		154		161
Unpaid Principal Balance, With an allowance recorded	155		155		162
Related Allowance	17		17		27
Average Recorded Investment, With no related allowance recorded	1,528	1,695	1,363	1,648
Interest Income Recognized, With no related allowance recorded	12	13	37	39
Average Recorded Investment, With an allowance recorded	156	164	377	211
Interest Income Recognized, With an allowance recorded	3	3	8	9
Real Estate | Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	324		324		2,613
Unpaid Principal Balance, With no related allowance recorded	329		329		2,676
Average Recorded Investment, With no related allowance recorded	988	2,851	1,494	2,918
Interest Income Recognized, With no related allowance recorded	0	21	46	66
Real Estate | Agricultural real estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	37		37		44
Unpaid Principal Balance, With an allowance recorded	37		37		44
Related Allowance	0		0		0
Average Recorded Investment, With no related allowance recorded	0	2,288	0	1,525
Interest Income Recognized, With no related allowance recorded	0	0	0	119
Average Recorded Investment, With an allowance recorded	42	50	44	50
Interest Income Recognized, With an allowance recorded	1	1	2	2
Real Estate | Other real estate
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	0	836	0	913
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Consumer
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	1,106		1,106
Unpaid Principal Balance, With an allowance recorded	1,120		1,120
Related Allowance	53		53
Average Recorded Investment, With an allowance recorded	1,130	1,114	1,116	1,044
Interest Income Recognized, With an allowance recorded	14	14	42	43
Consumer | Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	947		947		248
Unpaid Principal Balance, With no related allowance recorded	1,002		1,002		285
Cash flows expected to be collected at acquisition	1,086		1,086		1,098
Unpaid Principal Balance, With an allowance recorded	1,099		1,099		1,103
Related Allowance	42		42		$ 54
Average Recorded Investment, With no related allowance recorded	942	224	650	207
Interest Income Recognized, With no related allowance recorded	1	0	3	0
Average Recorded Investment, With an allowance recorded	1,099	1,111	1,101	1,040
Interest Income Recognized, With an allowance recorded	14	14	42	43
Consumer | Consumer and installment
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	20		20
Unpaid Principal Balance, With an allowance recorded	21		21
Related Allowance	11		11
Average Recorded Investment, With an allowance recorded	31	3	15	4
Interest Income Recognized, With an allowance recorded	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)contract	Sep. 30, 2018USD ($)contract	Sep. 30, 2019USD ($)Loanscontract	Sep. 30, 2018USD ($)Loanscontract	Dec. 31, 2018USD ($)
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 2,079		$ 2,079		$ 3,220
Reserves specific to modified loans	59		59		50
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0
Defaults on troubled debt restructurings | contract	0	0	0	0
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Number of Loans | Loans			2
Commercial | Commercial and industrial
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment					31
Number of Loans | Loans				1
Pre-Modification Outstanding Recorded Investment				$ 38
Principal Modification				0
Post Modification Outstanding Recorded Investment				$ 38
Real Estate | Commercial real estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment					$ 163
Number of Loans | Loans				1
Pre-Modification Outstanding Recorded Investment				$ 166
Principal Modification				0
Post Modification Outstanding Recorded Investment				166
Consumer
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 124		$ 124
Number of Loans | Loans			2
Pre-Modification Outstanding Recorded Investment			$ 132
Principal Modification			0
Post Modification Outstanding Recorded Investment			$ 132
Commercial and Real Estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment		$ 194		$ 194
Number of Loans | Loans				2
Pre-Modification Outstanding Recorded Investment				$ 204
Principal Modification				0
Post Modification Outstanding Recorded Investment				$ 204

Borrowing Arrangements (Details

Borrowing Arrangements (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	$ 461,791,000
Available-for-sale debt securities	469,927,000	$ 463,905,000
Federal funds purchased	0	0
Federal Home Loan Bank Advances
Borrowing Arrangements
Loans Pledged as Collateral	423,811,000
Remaining borrowing capacity	276,197,000
Federal Home Loan Bank Advances | Securities Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	287,000	326,000
Available-for-sale debt securities	297,000	337,000
San Fransisco Branch
Borrowing Arrangements
Advances from FHLB	$ 5,000,000	$ 10,000,000

Leases - Maturities of Operatin

Leases - Maturities of Operating Lease Liabilities (Details) $ in Thousands	Sep. 30, 2019USD ($)
Operating leases
2019 (remaining)	$ 554
2020	2,102
2021	1,984
2022	1,655
2023	1,539
Thereafter	4,176
Total lease payments	12,010
Less: imputed interest	(1,113)
Present value of operating lease liabilities	$ 10,897

Leases - Minimum Future Rental

Leases - Minimum Future Rental Payments (Details) $ in Thousands	Dec. 31, 2018USD ($)
Leases [Abstract]
2019	$ 2,384
2020	2,078
2021	1,805
2022	1,552
2023	1,448
Thereafter	4,334
Total	$ 13,601

Leases - Lease Cost (Details) (

Leases - Lease Cost (Details) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019
Leases [Abstract]
Operating lease expense	$ 558	$ 1,667
Short-term lease expense	22	63
Variable lease expense	95	280
Total lease expense	$ 675	$ 2,010

Leases - Other Lease Informatio

Leases - Other Lease Information (Details) $ in Thousands	Sep. 30, 2019USD ($)
Leases [Abstract]
Weighted average remaining lease term, in years	7 years
Weighted average discount rate	2.93%
Operating lease right-of-use assets	$ 9,550
Operating lease liabilities	$ 10,228

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Guarantee commitment	$ 2,289
Probable loan loss experience on unfunded obligations [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Estimate of possible loss	250	$ 225
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	321,353	312,274
Undisbursed lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 319,118	309,824
Undisbursed lines of credit | Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	1 month
Undisbursed lines of credit | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	12 months
Undisbursed portions of construction loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 59,522	70,752
Standby letters of credit and financial guarantees
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 2,235	$ 2,450
Standby letters of credit and financial guarantees | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	1 year

Earnings Per Share - Basic (Det

Earnings Per Share - Basic (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Basic Earnings Per share
Net income	$ 5,691	$ 5,752	$ 16,994	$ 16,008
Weighted average shares outstanding (in shares)	13,360,030	13,715,141	13,515,109	13,692,657
Basic earnings per share (in dollars per share)	$ 0.43	$ 0.42	$ 1.26	$ 1.17

Earnings Per Share - Diluted (D

Earnings Per Share - Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Diluted Earnings Per share
Net income available to common shareholders	$ 5,691	$ 5,752	$ 16,994	$ 16,008
Weighted average shares outstanding (in shares)	13,360,030	13,715,141	13,515,109	13,692,657
Effect of dilutive stock options (in shares)	90,157	121,687	100,443	129,171
Weighted average shares of common stock and common stock equivalents (in shares)	13,450,187	13,836,828	13,615,552	13,821,828
Diluted earnings per share (in dollars per share)	$ 0.42	$ 0.42	$ 1.25	$ 1.16
Anti-dilutive options and restricted stock awards (in shares)	0	0	0	0

Share-Based Compensation - Text

Share-Based Compensation - Textual (Details)	Jun. 02, 2017shares	Sep. 30, 2019USD ($)plan$ / sharesshares	Sep. 30, 2018USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of plans | plan		5
Share-based compensation expense		$ 430,000	$ 332,000
Unrecognized compensation cost related to non-vested share-based compensation arrangements		$ 0
Granted (in shares) | shares		0	0
Nonvested and expected to vest (in shares) | shares		46,930
Employee Stock Purchase Plan (ESPP)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Offering period	3 months
Discount from market price	10.00%
Shares reserved for plan (in shares) | shares	500,000
Shares available for grant (in shares) | shares		476,245
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	1.00%
Minimum | 2005 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		1 year
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	15.00%
Maximum | 2005 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit of stock option compensation expense		$ 25,000	$ 142,000
Restricted Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost related to non-vested share-based compensation arrangements		$ 638,000
Granted (in dollars per share) | $ / shares		$ 19.77
Weighted average remaining period		1 year 7 months 50 days
Intrinsic value		$ 815,000

Share-Based Compensation - Stoc

Share-Based Compensation - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Stock option activity
Options outstanding (in shares)			154,440
Options exercised (in shares)			(22,120)
Options forfeited (in shares)			(1,000)
Options outstanding (in shares)	131,320		131,320
Options vested or expected to vest (in shares)	131,320		131,320
Options exercisable (in shares)	131,320		131,320
Stock option activity, weighted average exercise price
Options Outstanding, weighted average exercise price (in dollars per share)			$ 8.68
Options exercised, weighted average exercise price (in dollars per share)			7.37
Options forfeited, weighted average exercise price (in dollars per share)			5.06
Options Outstanding, weighted average exercise price (in dollars per share)	$ 8.92		8.92
Options vested or expected to vest, weighted average exercise price (in dollars per share)	8.69		8.69
Options exercisable, weighted average exercise price (in dollars per share)	$ 8.92		$ 8.92
Options outstanding, weighted average remaining contractual term			2 years 3 months 27 days
Options vested or expected to vest, weighted average remaining contractual term			2 years 3 months 20 days
Options exercisable, weighted average remaining contractual term			2 years 3 months 27 days
Options outstanding, aggregate intrinsic value	$ 1,492		$ 1,492
Options vested or expected to vest, aggregate intrinsic value	1,492		1,492
Options exercisable, aggregate intrinsic value	1,492		1,492
Intrinsic value of options exercised	4	$ 83	269	$ 736
Cash received from options exercised	3	79	163	719
Excess tax benefit realized for options exercises	$ 0	$ 3	$ 25	$ 142

Share-Based Compensation - Rest

Share-Based Compensation - Restricted Common Stock Awards (Details) - Restricted Common Stock	9 Months Ended
	Sep. 30, 2019$ / sharesshares
Shares
Nonvested outstanding shares beginning balance (in shares) | shares	63,529
Granted (in shares) | shares	25,420
Vested (in shares) | shares	(40,159)
Forfeited (in shares) | shares	(1,860)
Nonvested outstanding shares ending balance (in shares) | shares	46,930
Weighted Average Grant-Date Fair Value
Nonvested outstanding shares beginning balance (in dollars per share) | $ / shares	$ 15.98
Granted (in dollars per share) | $ / shares	19.77
Vested (in dollars per share) | $ / shares	16.61
Forfeited (in dollars per share) | $ / shares	17.94
Nonvested outstanding shares ending balance (in dollars per share) | $ / shares	$ 17.41