Community West Bancshares 10-Q 4 Nov 20 2020 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 02, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	000-31977
Entity Registrant Name	CENTRAL VALLEY COMMUNITY BANCORP
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	77-0539125
Entity Address, Postal Zip Code	93720
City Area Code	559
Local Phone Number	298-1775
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CVCY
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		12,507,611
Entity Central Index Key	0001127371
Document Period End Date	Sep. 30, 2020
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Entity Address, Address Line One	7100 N. Financial Dr., Suite 101
Entity Address, City or Town	Fresno
Entity Address, State or Province	CA

CONSOLIDATED BALANCE SHEETS_(Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 33,447	$ 24,195
Interest-earning deposits in other banks	53,563	28,379
Total cash and cash equivalents	87,010	52,574
Available-for-sale debt securities	631,854	470,746
Equity securities	7,655	7,472
Loans, less allowance for credit losses of $14,657 at September 30, 2020 and $9,130 at December 31, 2019	1,095,232	934,250
Bank premises and equipment, net	7,257	7,618
Bank-owned life insurance	29,769	30,230
Federal Home Loan Bank stock	5,595	6,062
Goodwill		53,777
Core deposit intangibles	1,356	1,878
Accrued interest receivable and other assets	31,055	32,148
Total assets	1,950,560	1,596,755
Deposits:
Non-interest bearing	804,893	594,627
Interest bearing	876,321	738,658
Total deposits	1,681,214	1,333,285
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable and other liabilities	28,411	30,187
Total liabilities	1,714,780	1,368,627
Commitments and contingencies (Note 7)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 12,507,658 at September 30, 2020 and 13,052,407 at December 31, 2019	79,269	89,379
Retained earnings	145,045	135,932
Accumulated other comprehensive income, net of tax	11,466	2,817
Total shareholders’ equity	235,780	228,128
Total liabilities and shareholders’ equity	$ 1,950,560	$ 1,596,755

CONSOLIDATED BALANCE SHEETS_(_2

CONSOLIDATED BALANCE SHEETS (Unaudited)  CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Allowance for credit losses on loans	$ 14,657	$ 9,130
Preferred stock, liquidation preference (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, authorized (in shares)	10,000,000	10,000,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, authorized (in shares)	80,000,000	80,000,000
Common stock, issued (in shares)	12,507,658	13,052,407
Common stock, outstanding (in shares)	12,507,658	13,052,407
Common stock, par value (in dollars per share)	$ 0	$ 0

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME:
Interest and fees on loans	$ 13,190	$ 13,238	$ 38,688	$ 38,747
Interest on deposits in other banks	26	74	222	283
Interest and dividends on investment securities:
Taxable	2,771	3,462	8,996	9,821
Exempt from Federal income taxes	444	153	1,015	1,144
Total interest income	16,431	16,927	48,921	49,995
INTEREST EXPENSE:
Interest on deposits	363	566	1,169	1,428
Interest on junior subordinated deferrable interest debentures	25	51	106	163
Other	0	105	0	419
Total interest expense	388	722	1,275	2,010
Net interest income before provision for credit losses	16,043	16,205	47,646	47,985
PROVISION FOR CREDIT LOSSES	600	250	4,975	525
Net interest income after provision for credit losses	15,443	15,955	42,671	47,460
NON-INTEREST INCOME:
Service charges	463	672	1,556	2,075
Appreciation in cash surrender value of bank-owned life insurance	178	184	536	545
Interchange fees	355	374	995	1,101
Net realized gains on sales of investment securities	57	1,685	4,197	5,196
Federal Home Loan Bank dividends	71	109	253	348
Loan placement fees	685	288	1,545	647
Other income	262	410	1,577	1,384
Total non-interest income	2,071	3,722	10,659	11,296
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,729	6,731	21,053	20,133
Occupancy and equipment	1,196	1,317	3,479	4,248
Professional services	715	404	1,695	1,011
Data processing	594	390	1,484	1,186
Regulatory assessments	147	(69)	340	217
ATM/Debit card expenses	144	270	625	647
Information technology	594	614	1,804	1,996
Directors’ expenses	140	184	468	552
Advertising	167	190	507	590
Internet banking expense	167	215	545	608
Amortization of core deposit intangibles	174	174	521	521
Other	961	1,114	2,784	3,263
Total non-interest expenses	11,728	11,534	35,305	34,972
Income before provision for income taxes	5,786	8,143	18,025	23,784
Provision for income taxes	1,442	2,452	4,757	6,790
Net income	$ 4,344	$ 5,691	$ 13,268	$ 16,994
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 0.35	$ 0.43	$ 1.06	$ 1.26
Weighted average common shares used in basic computation (in shares)	12,471,070	13,360,030	12,551,480	13,515,109
Diluted earnings per common share (in dollars per share)	$ 0.35	$ 0.42	$ 1.05	$ 1.25
Weighted average common shares used in diluted computation (in shares)	12,496,174	13,450,187	12,596,172	13,615,552
Cash dividends per common share (in dollars per share)	$ 0.11	$ 0.11	$ 0.33	$ 0.32

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 4,344	$ 5,691	$ 13,268	$ 16,994
Unrealized gains (losses) on securities:
Unrealized holding gains arising during the period	5,798	3,081	16,477	19,589
Reclassification of net (gains) losses included in net income	57	1,685	4,197	5,196
Other comprehensive income, before tax	5,741	1,396	12,280	14,393
Tax effect	(1,698)	(412)	(3,631)	(4,255)
Total other comprehensive income	4,043	984	8,649	10,138
Comprehensive income	$ 8,387	$ 6,675	$ 21,917	$ 27,132

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss) (Net of Taxes)
Balance at Dec. 31, 2018	$ 219,738	$ 103,851	$ 120,294	$ (4,407)
Balance (in shares) at Dec. 31, 2018		13,754,965
Net income	16,994		16,994
Other comprehensive income	10,138			10,138
Cash dividend	(4,353)		(4,353)
Stock-based compensation expense	430	$ 430
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		18,265
Stock issued under employee stock purchase plan (in shares)		9,733
Stock issued under employee stock purchase plan	171	$ 171
Stock Issued During Period, Shares, Employee Stock Ownership Plan		5,295
Stock Issued During Period, Value, Employee Stock Ownership Plan	100	$ 100
Stock options exercised and related tax benefit (in shares)		22,120
Stock options exercised and related tax benefit	163	$ 163
Repurchase and retirement of common stock (in shares)		(508,983)
Repurchase and retirement of common stock	(10,199)	$ (10,199)
Balance at Sep. 30, 2019	233,182	$ 94,516	132,935	5,731
Balance (in shares) at Sep. 30, 2019		13,301,395
Balance at Jun. 30, 2019	231,680	$ 98,210	128,723	4,747
Balance (in shares) at Jun. 30, 2019		13,488,983
Net income	5,691		5,691
Other comprehensive income	984			984
Cash dividend	(1,479)		(1,479)
Stock-based compensation expense	136	$ 136
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		(1,770)
Restricted stock granted, net of forfeitures, and related tax benefit	0
Stock issued under employee stock purchase plan (in shares)		2,265
Stock issued under employee stock purchase plan	41	$ 41
Stock options exercised and related tax benefit (in shares)		300
Stock options exercised and related tax benefit	2	$ 2
Repurchase and retirement of common stock (in shares)		(188,383)
Repurchase and retirement of common stock	(3,873)	$ (3,873)
Balance at Sep. 30, 2019	233,182	$ 94,516	132,935	5,731
Balance (in shares) at Sep. 30, 2019		13,301,395
Balance at Dec. 31, 2019	228,128	$ 89,379	135,932	2,817
Balance (in shares) at Dec. 31, 2019		13,052,407
Net income	13,268		13,268
Other comprehensive income	8,649			8,649
Cash dividend	(4,155)		(4,155)
Stock-based compensation expense	362	$ 362
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		14,482
Stock issued under employee stock purchase plan (in shares)		12,300
Stock issued under employee stock purchase plan	162	$ 162
Stock Issued During Period, Shares, Employee Stock Ownership Plan		6,548
Stock Issued During Period, Value, Employee Stock Ownership Plan	$ 141	$ 141
Stock options exercised and related tax benefit (in shares)	43,300	43,300
Stock options exercised and related tax benefit	$ 277	$ 277
Repurchase and retirement of common stock (in shares)		(621,379)
Repurchase and retirement of common stock	(11,052)	$ (11,052)
Balance at Sep. 30, 2020	235,780	$ 79,269	145,045	11,466
Balance (in shares) at Sep. 30, 2020		12,507,658
Balance at Jun. 30, 2020	228,558	$ 79,059	142,076	7,423
Balance (in shares) at Jun. 30, 2020		12,494,597
Net income	4,344		4,344
Other comprehensive income	4,043			4,043
Cash dividend	(1,375)		(1,375)
Stock-based compensation expense	113	$ 113
Restricted stock granted, net of forfeitures, and related tax benefit (in shares)		392
Stock issued under employee stock purchase plan (in shares)		4,319
Stock issued under employee stock purchase plan	47	$ 47
Stock options exercised and related tax benefit (in shares)		8,350
Stock options exercised and related tax benefit	50	$ 50
Balance at Sep. 30, 2020	$ 235,780	$ 79,269	$ 145,045	$ 11,466
Balance (in shares) at Sep. 30, 2020		12,507,658

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (in dollars per share)	$ 0.11	$ 0.11	$ 0.33	$ 0.32

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 13,268,000	$ 16,994,000
Adjustments to reconcile net income to net cash provided by operating activities:
Net increase in deferred loan fees	(5,304,000)	(16,000)
Depreciation	668,000	1,410,000
Accretion	(994,000)	(620,000)
Amortization	3,328,000	3,556,000
Stock-based compensation	362,000	430,000
Provision for credit losses	4,975,000	525,000
Net realized gains on sales of available-for-sale investment securities	(4,197,000)	(5,196,000)
Net gain on disposal of premises and equipment	(6,000)	0
Other than temporary impairment losses on investment securities	0
Increase in fair value of equity securities	(183,000)	(253,000)
Increase in bank-owned life insurance, net of expenses	(376,000)	(545,000)
Gain (Loss) on Bank Owned Life Insurance	462,000	0
Net increase in accrued interest receivable and other assets	(1,394,000)	(8,720,000)
Net increase in accrued interest payable and other liabilities	(1,636,000)	10,500,000
Provision for deferred income taxes	(1,227,000)	(1,345,000)
Net cash provided by operating activities	6,822,000	16,720,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale investment securities	(319,707,000)	(286,896,000)
Proceeds from sales or calls of available-for-sale investment securities	147,811,000	280,991,000
Proceeds from maturity and principal repayments of available-for-sale investment securities	25,536,000	17,140,000
Net increase in loans	(160,653,000)	(23,925,000)
Purchases of premises and equipment	(307,000)	(730,000)
Purchases of bank-owned life insurance	250,000	1,000,000
FHLB stock redeemed	(467,000)	(780,000)
Proceeds from bank-owned life insurance	1,550,000	0
Proceeds from sale of premises and equipment	6,000	0
Net cash used in investing activities	(305,547,000)	(13,640,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand, interest bearing and savings deposits	353,622,000	27,003,000
Net (decrease) increase in time deposits	(5,693,000)	445,000
Proceeds from short-term borrowings from Federal Home Loan Bank	0	505,500,000
Repayments of short-term borrowings to Federal Home Loan Bank	0	(510,500,000)
Proceeds of borrowings from other financial institutions	0	2,870,000
Repayments of borrowings from other financial institutions	0	(2,870,000)
Purchase and retirement of common stock	11,052,000	10,199,000
Proceeds from stock issued under employee stock purchase plan	162,000	171,000
Proceeds from exercise of stock options	277,000	163,000
Cash dividend payments on common stock	(4,155,000)	(4,353,000)
Net cash provided by financing activities	333,161,000	8,230,000
Increase in cash and cash equivalents	34,436,000	11,310,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	52,574,000	31,727,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	87,010,000	43,037,000
Cash paid during the period for:
Interest	1,354,000	1,957,000
Operating cash flows from operating leases	1,678,000	1,643,000
Income taxes	5,120,000	6,580,000
Non-cash investing and financing activities:
Initial recognition of operating lease right-of-use assets	$ 0	$ 10,129,000

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2019 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2020, and the results of its operations and its cash flows for the nine-month interim periods ended September 30, 2020 and 2019 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment. No customer accounts for more than 10 percent of revenues for the Company or the Bank. Risks and Uncertainties In December 2019, a novel strain of coronavirus, COVID-19, was reported in Wuhan, China. COVID-19 continues to aggressively spread globally, including all 50 states in the United States. A prolonged COVID-19 outbreak, or any other epidemic that harms the global economy, U.S. economy, or the economies in which we operate, could adversely affect our operations. While the spread of COVID-19 has minimally affected our operations as of September 30, 2020, it has caused significant economic disruption throughout the United States as state and local governments issued “shelter at home” orders along with the closing of non-essential businesses. The potential financial impact is unknown at this time. However, if these actions are sustained, it may adversely affect several industries within our geographic footprint and impair the ability of our customers to fulfill their contractual obligations to the Company. This could cause the Company to experience a material adverse effect on our business operations, asset valuations, financial condition, and results of operations. Material adverse impacts may include all or a combination of valuation impairments on our intangible assets, investments, loans, or deferred tax assets. Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL, reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. On August 15, 2019, the FASB issued a proposed Accounting Standards Update (ASU), “Financial Instruments -Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates,” that would provide private entities and certain small public companies additional time to implement the standards on CECL, leases, and hedging. The final ASU extends the effective date for SEC filers, such as the Company, that are classified as smaller reporting companies to January 1, 2023. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during 2021 due to the fact the Company elected to delay implementation of the CECL process as allowed by FASB. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. The Company adopted this ASU effective January 1, 2020 and it did not have a material impact on the Company’s consolidated financial statements and disclosures. FASB Accounting Standards Update (ASU) 2020-04 - Reference Rate Reform (Subtopic 848) : Facilitation of the Effects of Reference Rate Reform on Financial Reporting, was issued March 2020. This ASU provides optional expedients and exceptions for contracts, hedging relationships, and other transactions that reference LIBOR or other reference rates expected to be discontinued because of reference rate reform. The ASU is effective for all entities as of March 12, 2020 through December 31, 2022. The Company is in the process of evaluating the provisions of this ASU and its effects on our consolidated financial statements. In April 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued a revised interagency statement encouraging financial institutions to work with customers affected by COVID-19 and providing additional information regarding loan modifications. The revised interagency statement clarifies the interaction between the interagency statement issued on March 22, 2020 and the temporary relief provided by Section 4013 of the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act. Section 4013 allows financial institutions to suspend the requirements to classify certain loan modifications as troubled debt restructurings (“TDRs”). The revised statement also provides supervisory interpretations on past due and nonaccrual regulatory reporting of loan modification programs and regulatory capital. This interagency guidance is expected to reduce the number of TDRs that will be reported in future periods; however, the amount is indeterminable and will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the pandemic and actions taken by governmental authorities and other third parties in response to the pandemic

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair Value Hierarchy Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In accordance with applicable guidance, the Company groups its assets and liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Valuations within these levels are based upon: Level 1 — Quoted market prices (unadjusted) for identical instruments traded in active exchange markets that the Company has the ability to access as of the measurement date. Level 2 — Quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable or can be corroborated by observable market data. Level 3 — Model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect the Company’s estimates of assumptions that market participants would use on pricing the asset or liability. Valuation techniques include management judgment and estimation which may be significant. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, we report the transfer at the beginning of the reporting period. The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2020 Carrying Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 33,447 $ 33,447 $ — $ — $ 33,447 Interest-earning deposits in other banks 53,563 53,563 — — 53,563 Available-for-sale debt securities 631,854 — 631,854 — 631,854 Equity securities 7,655 7,655 — — 7,655 Loans, net 1,095,232 — — 1,086,793 1,086,793 Federal Home Loan Bank stock 5,595 N/A N/A N/A N/A Accrued interest receivable 8,308 11 2,919 5,378 8,308 Financial liabilities: Deposits 1,681,214 1,668,057 88,264 — 1,756,321 Junior subordinated deferrable interest debentures 5,155 — — 3,504 3,504 Accrued interest payable 98 — 73 25 98 December 31, 2019 Carrying Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,195 $ 24,195 $ — $ — $ 24,195 Interest-earning deposits in other banks 28,379 28,379 — — 28,379 Available-for-sale debt securities 470,746 — 470,746 — 470,746 Equity securities 7,472 7,472 — — 7,472 Loans, net 934,250 — — 928,807 928,807 Federal Home Loan Bank stock 6,062 N/A N/A N/A N/A Accrued interest receivable 5,591 33 1,798 3,760 5,591 Financial liabilities: Deposits 1,333,285 1,160,224 93,395 — 1,253,619 Junior subordinated deferrable interest debentures 5,155 — — 3,976 3,976 Accrued interest payable 176 — 129 47 176 These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time, nor do they attempt to estimate the value of anticipated future business related to the instruments. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. These estimates are made at a specific point in time based on relevant market data and information about the financial instruments. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the fair values presented. The methods and assumptions used to estimate fair values are described as follows: (a) Cash and Cash Equivalents — The carrying amounts of cash and due from banks, interest-earning deposits in other banks, and Federal funds sold approximate fair values and are classified as Level 1. (b) Investment Securities — Investment securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for investment securities classified in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. (c) Loans — Fair values of loans are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Purchased credit impaired (PCI) loans are measured at estimated fair value on the date of acquisition. Carrying value is calculated as the present value of expected cash flows and approximates fair value and included in Level 3. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are initially valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. The estimated fair values of financial instruments disclosed above follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity, and marketability factors. (d) FHLB Stock — It is not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. (e) Deposits — Fair value of demand deposit, savings, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair value for fixed and variable rate certificates of deposit are estimated using discounted cash flow analyses using interest rates offered at each reporting date by the Company for certificates with similar remaining maturities resulting in a Level 2 classification. (f) Short-Term Borrowings — The fair values of the Company’s federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings, generally maturing within ninety days, are based on the market rates for similar types of borrowing arrangements resulting in a Level 2 classification. (g) Other Borrowings — The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification. (h) Accrued Interest Receivable/Payable — The fair value of accrued interest receivable and payable is based on the fair value hierarchy of the related asset or liability. (i) Off-Balance Sheet Instruments — Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not considered significant for financial reporting purposes. Assets Recorded at Fair Value The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and non-recurring basis as of September 30, 2020: Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2020 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 40,628 $ — $ 40,628 $ — Obligations of states and political subdivisions 294,873 — 294,873 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 217,282 — 217,282 — Private label mortgage and asset backed securities 55,222 — 55,222 — Corporate debt securities 23,849 — 23,849 — Equity securities 7,655 7,655 — — Total assets measured at fair value on a recurring basis $ 639,509 $ 7,655 $ 631,854 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the nine months ended September 30, 2020, no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the nine months ended September 30, 2020. Also there were no liabilities measured at fair value on a recurring basis at September 30, 2020. Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. These include assets and liabilities that are measured at the lower of cost or fair value that were recognized at fair value which was below cost at September 30, 2020. Fair Value Level 1 Level 2 Level 3 Impaired loans: Real estate: Real estate-construction and other land loans $ 1,248 $ — $ — $ 1,248 Total assets measured at fair value on a non-recurring basis $ 1,248 $ — $ — $ 1,248 At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for credit losses. For collateral dependent real estate loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. The fair value of impaired loans is based on the fair value of the collateral. Impaired loans were determined to be collateral dependent and categorized as Level 3 due to ongoing real estate market conditions resulting in inactive market data, which in turn required the use of unobservable inputs and assumptions in fair value measurements. Impaired loans evaluated under the discounted cash flow method are excluded from the table above. The discounted cash flow methods as prescribed by ASC Topic 310 is not a fair value measurement since the discount rate utilized is the loan’s effective interest rate which is not a market rate. There were no changes in valuation techniques used during the nine months ended ended September 30, 2020. Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value is compared with independent data sources such as recent market data or industry-wide statistics. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans had a principal balance of $1,735,000 with a valuation allowance of $487,000 at September 30, 2020, and a resulting fair value of $1,248,000. The valuation allowance represents specific allocations for the allowance for credit losses for impaired loans. There were no charge-offs related to loans carried at fair value during the nine months ended September 30, 2020 and 2019. Activity related to changes in the allowance for loan losses related to impaired loans for the three months ended September 30, 2020 and 2019 was not considered significant for disclosure purposes. There were no liabilities measured at fair value on a non-recurring basis at September 30, 2020. The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of December 31, 2019: Recurring Basis The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 14,494 $ — $ 14,494 $ — Obligations of states and political subdivisions 91,111 — 91,111 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 196,719 — 196,719 — Private label mortgage and asset backed securities 159,378 — 159,378 — Corporate debt securities 9,044 — 9,044 — Equity securities 7,472 7,472 — — Total assets measured at fair value on a recurring basis $ 478,218 $ 7,472 $ 470,746 $ — Securities in Level 1 are mutual funds and fair values are based on quoted market prices for identical instruments traded in active markets. Fair values for available-for-sale debt securities in Level 2 are based on quoted market prices for similar securities in active markets. For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. During the year ended December 31, 2019, no transfers between levels occurred. There were no Level 3 assets measured at fair value on a recurring basis at or during the year ended December 31, 2019. Also there were no liabilities measured at fair value on a recurring basis at December 31, 2019. Non-recurring Basis The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis. As of December 31, 2019 there were no loans or assets that were measured at the lower of cost or fair value.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	3 Months Ended
	Sep. 30, 2020
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) September 30, 2020 % of Total December 31, 2019 % of Total Commercial: Commercial and industrial $ 296,338 26.7 % $ 102,541 10.9 % Agricultural production 22,902 2.1 % 23,159 2.6 % Total commercial 319,240 28.8 % 125,700 13.5 % Real estate: Owner occupied 195,189 17.6 % 197,946 21.0 % Real estate construction and other land loans 72,612 6.5 % 73,718 7.8 % Commercial real estate 318,766 28.7 % 329,333 34.9 % Agricultural real estate 75,747 6.7 % 76,304 8.1 % Other real estate 34,883 3.1 % 31,241 3.3 % Total real estate 697,197 62.6 % 708,542 75.1 % Consumer: Equity loans and lines of credit 58,614 5.3 % 64,841 6.9 % Consumer and installment 38,627 3.3 % 42,782 4.5 % Total consumer 97,241 8.6 % 107,623 11.4 % Net deferred origination (fees) costs (3,789) 1,515 Total gross loans 1,109,889 100.0 % 943,380 100.0 % Allowance for credit losses (14,657) (9,130) Total loans $ 1,095,232 $ 934,250 At September 30, 2020 and December 31, 2019, loans originated under Small Business Administration (SBA) programs totaling $24,816,000 and $21,910,000, respectively, were included in the real estate and commercial categories, of which, $18,618,000 or 75% and $16,372,000 or 75%, respectively, are secured by government guarantees. In addition, the Company participated in the SBA Paycheck Protection Program (PPP) to help provide loans to our business customers to provide them with additional working capital. At September 30, 2020, 1,076 PPP loans totaling $210,057,000 were outstanding and included in the commercial and industrial line item above. Allowance for Credit Losses The allowance for credit losses (the “Allowance”) is a valuation allowance for probable incurred credit losses in the Company’s loan portfolio. The Allowance is established through a provision for credit losses which is charged to expense. Additions to the Allowance are expected to maintain the adequacy of the total Allowance after credit losses and loan growth. Credit exposures determined to be uncollectible are charged against the Allowance. Cash received on previously charged-off credits is recorded as a recovery to the Allowance. The overall Allowance consists of two primary components, specific reserves related to impaired loans and general reserves for probable incurred losses related to loans that are not impaired. For all portfolio segments, the determination of the general reserve for loans that are not impaired is based on estimates made by management, including but not limited to, consideration of historical losses by portfolio segment (and in certain cases peer data) over the most recent 47 quarters, and qualitative factors including economic trends in the Company’s service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company’s underwriting policies, the character of the loan portfolio, and probable losses inherent in the portfolio taken as a whole. The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2020 and 2019 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2020 $ 2,087 $ 10,389 $ 1,280 $ 181 $ 13,937 Provision (reversal) charged to operations (30) 267 60 303 600 Losses charged to allowance (43) — (2) — (45) Recoveries 146 — 19 — 165 Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Allowance for credit losses: Beginning balance, July 1, 2019 $ 1,800 $ 6,553 $ 911 $ 141 $ 9,405 Provision (reversal) charged to operations 3 508 117 (378) 250 Losses charged to allowance (122) — (93) — (215) Recoveries 37 — 18 — 55 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237) $ 9,495 The following table shows the summary of activities for the Allowance as of and for the nine month ended September 30, 2020 and 2019 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2020 $ 1,428 $ 6,769 $ 897 $ 36 $ 9,130 Provision charged to operations 203 3,887 437 448 4,975 Losses charged to allowance (72) — (97) — (169) Recoveries 601 — 120 — 721 Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Provision (reversal) charged to operations 123 522 185 (305) 525 Losses charged to allowance (172) — (108) — (280) Recoveries 96 — 50 — 146 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237) $ 9,495 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2020 and December 31, 2019 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Ending balance: individually evaluated for impairment $ 223 $ 489 $ 27 $ — $ 739 Ending balance: collectively evaluated for impairment $ 1,937 $ 10,167 $ 1,330 $ 484 $ 13,918 Ending balance, December 31, 2019 $ 1,428 $ 6,769 $ 897 $ 36 $ 9,130 Ending balance: individually evaluated for impairment $ 2 $ 3 $ 35 $ — $ 40 Ending balance: collectively evaluated for impairment $ 1,426 $ 6,766 $ 862 $ 36 $ 9,090 The following table shows the ending balances of loans as of September 30, 2020 and December 31, 2019 by portfolio segment and by impairment methodology (in thousands): Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2020 $ 319,240 $ 697,197 $ 97,241 $ 1,113,678 Ending balance: individually evaluated for impairment $ 8,670 $ 2,838 $ 1,178 $ 12,686 Ending balance: collectively evaluated for impairment $ 310,570 $ 694,359 $ 96,063 $ 1,100,992 Loans: Ending balance, December 31, 2019 $ 125,700 $ 708,542 $ 107,623 $ 941,865 Ending balance: individually evaluated for impairment $ 187 $ 2,036 $ 1,511 $ 3,734 Ending balance: collectively evaluated for impairment $ 125,513 $ 706,506 $ 106,112 $ 938,131 The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2020 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 270,642 $ 15,004 $ 10,692 $ — $ 296,338 Agricultural production 14,386 1,352 7,164 — 22,902 Real Estate: Owner occupied 180,786 8,706 5,697 — 195,189 Real estate construction and other land loans 66,216 2,226 4,170 — 72,612 Commercial real estate 307,645 9,149 1,972 — 318,766 Agricultural real estate 61,960 6,896 6,891 — 75,747 Other real estate 34,722 161 — — 34,883 Consumer: Equity loans and lines of credit 57,250 399 965 — 58,614 Consumer and installment 38,535 — 92 — 38,627 Total $ 1,032,142 $ 43,893 $ 37,643 $ — $ 1,113,678 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,705 $ 2,635 $ 13,201 $ — $ 102,541 Agricultural production 18,814 — 4,345 — 23,159 Real Estate: Owner occupied 186,370 6,881 4,695 — 197,946 Real estate construction and other land loans 72,142 — 1,576 — 73,718 Commercial real estate 310,982 17,202 1,149 — 329,333 Agricultural real estate 68,032 946 7,326 — 76,304 Other real estate 31,241 — — — 31,241 Consumer: Equity loans and lines of credit 62,776 519 1,546 — 64,841 Consumer and installment 42,782 — — — 42,782 Total $ 879,844 $ 28,183 $ 33,838 $ — $ 941,865 The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2020 (in thousands): 30-59 Days 60-89 Greater Than 90 Days Past Due Total Past Current Total Recorded Non-accrual Commercial: Commercial and industrial $ 64 $ — $ — $ 64 $ 296,274 $ 296,338 $ — $ 715 Agricultural production — — — — 22,902 22,902 — — Real estate: — — Owner occupied — — — — 195,189 195,189 — 380 Real estate construction and other land loans — — 186 186 72,426 72,612 — 1,764 Commercial real estate — — — — 318,766 318,766 — 507 Agricultural real estate — — — — 75,747 75,747 — — Other real estate — — — — 34,883 34,883 — — Consumer: — Equity loans and lines of credit — — — — 58,614 58,614 — — Consumer and installment 6 — — 6 38,621 38,627 — 92 Total $ 70 $ — $ 186 $ 256 $ 1,113,422 $ 1,113,678 $ — $ 3,458 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2019 (in thousands): 30-59 Days 60-89 Greater Than 90 Days Past Due Total Past Current Total Recorded Non- Commercial: Commercial and industrial $ 17 $ — $ — $ 17 $ 102,524 $ 102,541 $ — $ 187 Agricultural production — — — — 23,159 23,159 — — Real estate: — Owner occupied — 218 — 218 197,728 197,946 — 416 Real estate construction and other land loans — — — — 73,718 73,718 — — Commercial real estate — 381 — 381 328,952 329,333 — 381 Agricultural real estate — — — — 76,304 76,304 — 321 Other real estate — — — — 31,241 31,241 — — Consumer: Equity loans and lines of credit — — — — 64,841 64,841 — 388 Consumer and installment 168 — — 168 42,614 42,782 — — Total $ 185 $ 599 $ — $ 784 $ 941,081 $ 941,865 $ — $ 1,693 The following table shows information related to impaired loans by class at September 30, 2020 (in thousands): Recorded Unpaid Related With no related allowance recorded: Commercial: Commercial and industrial $ 7,175 $ 7,175 $ — Real estate: Owner occupied $ 380 $ 412 $ — Real estate construction and other land loans 29 29 — Commercial real estate 507 544 — Total real estate 916 985 — Consumer: Equity loans and lines of credit 145 181 — Total with no related allowance recorded 8,236 8,341 — With an allowance recorded: Commercial: Commercial and industrial 716 738 206 Agricultural production 779 779 17 Total commercial 1,495 1,517 223 Real estate: Real estate construction and other land loans 1,735 1,743 487 Commercial real estate 150 151 2 Agricultural real estate 37 37 — Total real estate 1,922 1,931 489 Consumer: Equity loans and lines of credit 941 941 13 Consumer and installment 92 95 14 Total consumer 1,033 1,036 27 Total with an allowance recorded 4,450 4,484 739 Total $ 12,686 $ 12,825 $ 739 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following table shows information related to impaired loans by class at December 31, 2019 (in thousands): Recorded Unpaid Related With no related allowance recorded: Commercial: Commercial and industrial $ 163 $ 432 $ — Real estate: Owner occupied 416 426 — Real estate construction and other land loans — — — Commercial real estate 1,110 1,361 — Agricultural real estate 321 321 — Total real estate 1,847 2,108 — Consumer: Equity loans and lines of credit 220 256 — Total with no related allowance recorded 2,230 2,796 — With an allowance recorded: Commercial: Commercial and industrial 24 27 2 Real estate: Commercial real estate 152 153 3 Agricultural real estate 37 37 — Total real estate 189 190 3 Consumer: Equity loans and lines of credit 1,291 1,292 35 Total with an allowance recorded 1,504 1,509 40 Total $ 3,734 $ 4,305 $ 40 The recorded investment in loans excludes accrued interest receivable and net loan origination fees, due to immateriality. The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2020 and 2019 (in thousands). Three Months Ended September 30, 2020 Three Months Ended September 30, 2019 Average Interest Average Interest With no related allowance recorded: Commercial: Commercial and industrial $ 4,157 $ — $ 202 $ — Agricultural production — — — — Total commercial 4,157 — 202 — Real estate: Owner occupied 385 — 204 — Real estate construction and other land loans 7 — 988 — Commercial real estate 689 — 1,528 12 Agricultural real estate 120 — — — Total real estate 1,201 — 2,720 12 Consumer: Equity loans and lines of credit 178 3 942 1 Total with no related allowance recorded 5,536 3 3,864 13 With an allowance recorded: Commercial: Commercial and industrial 5,440 138 45 — Agricultural production 778 11 — — Total commercial 6,218 149 45 — Real estate: Real estate construction and other land loans 656 — — — Commercial real estate 150 3 156 3 Agricultural real estate 28 1 42 1 Total real estate 834 4 198 4 Consumer: Equity loans and lines of credit 944 14 1,099 14 Consumer and installment 70 — 31 — Total consumer 1,014 14 1,130 14 Total with an allowance recorded 8,066 167 1,373 18 Total $ 13,602 $ 170 $ 5,237 $ 31 The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2020 and 2019 (in thousands). Nine Months Ended September 30, 2020 Nine Months Ended September 30, 2019 Average Interest Average Interest With no related allowance recorded: Commercial: Commercial and industrial $ 1,712 $ — $ 225 $ — Agricultural production 85 — — — Total commercial 1,797 — 225 — Real estate: Owner occupied 400 — 208 — Real estate construction and other land loans 3 — 1,494 46 Commercial real estate 860 — 1,363 37 Agricultural real estate 189 — — — Total real estate 1,452 — 3,065 83 Consumer: Equity loans and lines of credit 237 9 650 3 Total with no related allowance recorded 3,486 9 3,940 86 With an allowance recorded: Commercial: Commercial and industrial 5,743 482 67 1 Agricultural production 481 36 — — Total commercial 6,224 518 67 1 Real estate: Real estate construction and other land loans 281 — — — Commercial real estate 223 8 377 8 Agricultural real estate 26 2 44 2 Total real estate 530 10 421 10 Consumer: Equity loans and lines of credit 1,019 41 1,101 42 Consumer and installment 45 — 15 — Total consumer 1,064 41 1,116 42 Total with an allowance recorded 7,818 569 1,604 53 Total $ 11,304 $ 578 $ 5,544 $ 139 Foregone interest on nonaccrual loans totaled $135,000 and $105,000 for the nine month period ended September 30, 2020 and 2019, respectively. Foregone interest on nonaccrual loans totaled $82,000 and $39,000 for the three month periods ended September 30, 2020 and 2019, respectively. Troubled Debt Restructurings: As of September 30, 2020 and December 31, 2019, the Company has a recorded investment in troubled debt restructurings of $9,228,000 and $2,362,000, respectively. The Company has allocated $33,000 and $38,000 of specific reserves to loans whose terms have been modified in troubled debt restructurings as of September 30, 2020 and December 31, 2019, respectively. The Company has committed to lend no additional amounts as of September 30, 2020 to customers with outstanding loans that are classified as troubled debt restructurings. During the nine months ended September 30, 2020, two loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. During the same period, there were no troubled debt restructurings in which the amount of principal or accrued interest owed from the borrower was forgiven or which resulted in a charge-off or change to the allowance for loan losses. As discussed in Note 1 to these financial statements, Section 4013 of the CARES Act and the “ Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Revised) ” provided banks an option to elect to not account for certain loan modifications related to COVID-19 as TDRs as long as the borrowers were not more than 30 days past due as of December 31, 2019 or at the time of modification program implementation, respectively, and the borrowers meet other applicable criteria. The remaining TDRs disclosed below were not related to COVID-19 modifications. The Company executed loan deferrals on outstanding balances of approximately $60.083 million resulting from the COVID-19 pandemic that were not classified as a TDRs at September 30, 2020. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2020 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and industrial 1 $ 12,925 $ — $ 12,925 $ 7,175 Agricultural production 1 850 — 850 779 Total 2 $ 13,775 $ — $ 13,775 $ 7,954 (1) Amounts represent the recorded investment in loans before recognizing effects of the Troubled Debt Restructurings, if any. (2) Principal modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 2 $ 132 $ — $ 132 $ 124 Total 2 $ 132 $ — $ 132 $ 124 Troubled Debt Restructurings: During three months ended September 30, 2020 and September 30, 2019, no loans were modified as troubled debt restructuring. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no defaults on troubled debt restructurings, within twelve months following the modification, during the nine months ended and three months ended September 30, 2020 or September 30, 2019.

Borrowing Arrangements

Borrowing Arrangements	9 Months Ended
	Sep. 30, 2020
Banking and Thrift, Other Disclosures [Abstract]
Borrowing Arrangements	Borrowing ArrangementsAs of September 30, 2020 and December 31, 2019, the Company had no Federal Home Loan Bank (“FHLB”) of San Francisco advances.    Approximately $431,925,000 in loans were pledged under a blanket lien as collateral to the FHLB for the Bank’s remaining borrowing capacity of $241,964,000 as of September 30, 2020. FHLB advances are also secured by investment securities with amortized costs totaling $176,000 and $248,000 and market values totaling $185,000 and $256,000 at September 30, 2020 and December 31, 2019, respectively.  The Bank’s credit limit varies according to the amount and composition of the investment and loan portfolios pledged as collateral. As of September 30, 2020, and December 31, 2019 the Company had no Federal funds purchased.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Financial Instruments With Off-Balance-Sheet Risk - In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit . These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets. The contract or notional amounts of these instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for loans. Commitments to extend credit amounting to $317,461,000 and $291,182,000 were outstanding at September 30, 2020 and December 31, 2019, respectively. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract unless waived by the Bank. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Included in commitments to extend credit are undisbursed lines of credit totaling $316,958,000 and $289,465,000 at September 30, 2020 and December 31, 2019, respectively. Undisbursed lines of credit include credits whereby customers can repay principal and request principal advances during the term of the loan at their discretion and most expire between one and 12 months. Included in undisbursed lines of credit are commitments for the undisbursed portions of construction loans totaling $86,098,000 and $74,019,000 as of September 30, 2020 and December 31, 2019, respectively. These commitments are agreements to lend to customers, subject to meeting certain construction progress requirements established in the contracts. The underlying construction loans have fixed expiration dates. Standby letters of credit and financial guarantees amounting to $503,000 and $1,717,000 were outstanding at September 30, 2020 and December 31, 2019, respectively. Standby letters of credit and financial guarantees are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private financial arrangements. Most standby letters of credit and guarantees carry a one year term or less. The fair value of the liability related to these standby letters of credit, which represents the fees received for their issuance, was not significant at September 30, 2020 or December 31, 2019. The Company recognizes these fees as revenue over the term of the commitment or when the commitment is used. The Company generally requires collateral or other security to support financial instruments with credit risk. Management does not anticipate any material loss will result from the outstanding commitments to extend credit, standby letters of credit and financial guarantees. At September 30, 2020 and December 31, 2019, the balance of a contingent allocation for probable loan loss experience on unfunded obligations was $250,000. The contingent allocation for probable loan loss experience on unfunded obligations is calculated by management using an appropriate, systematic, and consistently applied process. While related to credit losses, this allocation is not a part of the allowance for credit losses and is considered separately as a liability for accounting and regulatory reporting purposes, and is included in Other Liabilities on the Company’s balance sheet. In 2018, the Company sold its credit card portfolio to a third party vendor. Part of the sale of the portfolio was to provide a guarantee of certain accounts which as of September 30, 2020, the total guarantee was $2,475,000. The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or consolidated results of operations of the Company.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2020
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share (EPS), which excludes dilution, is computed by dividing income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as stock options or restricted stock awards, result in the issuance of common stock which shares in the earnings of the Company. A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2020 2019 2020 2019 Net income $ 4,344 $ 5,691 $ 13,268 $ 16,994 Weighted average shares outstanding 12,471,070 13,360,030 12,551,480 13,515,109 Basic earnings per share $ 0.35 $ 0.43 $ 1.06 $ 1.26 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2020 2019 2020 2019 Net income $ 4,344 $ 5,691 $ 13,268 $ 16,994 Weighted average shares outstanding 12,471,070 13,360,030 12,551,480 13,515,109 Effect of dilutive stock options 25,104 90,157 44,692 100,443 Weighted average shares of common stock and common stock equivalents 12,496,174 13,450,187 12,596,172 13,615,552 Diluted earnings per share $ 0.35 $ 0.42 $ 1.05 $ 1.25

Share-Based Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2020
Share-based Payment Arrangement [Abstract]
Share-Based Compensation	Share-Based Compensation The Company has four share-based compensation plans as described below. Share-based compensation cost recognized for those plans was $362,000 and $430,000 for the nine months ended September 30, 2020 and 2019, respectively. The recognized tax benefits for the share-based compensation expense, forfeitures of restricted stock, and exercise of stock options, resulted in the recognition of $78,000 and $25,000, respectively, for the nine months ended September 30, 2020 and 2019. The Central Valley Community Bancorp 2005 Omnibus Incentive Plan (2005 Plan) was adopted in May 2005 and expired March 16, 2015. While outstanding arrangements to issue shares under this plan, including options, continue in force until their expiration, no new options will be granted under this plan. The Central Valley Community Bancorp 2015 Omnibus Incentive Plan (2015 Plan) was adopted in May 2015. In October 2017, the Company assumed the Folsom Lake Bank 2007 Equity Incentive Plan (2007 Plan). The plans provide for awards in the form of incentive stock options, non-statutory stock options, stock appreciation rights, and restricted stock. Both plans allow for performance awards that may be in the form of cash or shares of the Company, including restricted stock. Outstanding arrangements to issue shares under this plan including options, will continue in force until expiration according to their respective terms. Effective June 2, 2017, the Company adopted an Employee Stock Purchase Plan (ESPP) whereby our employees may purchase Company common stock through payroll deductions of between one percent and 15 percent of pay in each pay period. Shares are purchased at the end of each of the three-month offering periods at a 10 percent discount from the lower of the closing market price on the Offering Date (first trading day of each offering period) or the Investment Date (last trading day of each offering period). The Company reserved 500,000 common shares to be set aside for the ESPP, and there were 461,392 shares available for future purchase under the plan as of September 30, 2020. Stock Option Plan The Company bases the fair value of the options granted on the date of grant using a Black-Scholes Merton option pricing model that uses assumptions based on expected option life and the level of estimated forfeitures, expected stock volatility, risk free interest rate, and dividend yield. The expected term and level of estimated forfeitures of the Company’s options are based on the Company’s own historical experience. Stock volatility is based on the historical volatility of the Company’s stock. The risk-free rate is based on the U. S. Treasury yield curve for the periods within the contractual life of the options in effect at the time of grant. The compensation cost for options granted is based on the weighted average grant date fair value per share. No options to purchase shares of the Company’s common stock were granted during the nine months ended September 30, 2020 and 2019. A summary of the combined activity of the Company’s stock option compensation plans for the nine months ended September 30, 2020 follows (in thousands, except per share amounts): Shares Weighted Weighted Aggregate Options outstanding at January 1, 2020 121,120 $ 8.73 Options exercised (43,300) $ 6.38 Options forfeited (550) $ 7.40 Options outstanding at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Options vested or expected to vest at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Options exercisable at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Information related to the stock option plan is as follows (in thousands): For the Three Months For the Nine Months 2020 2019 2020 2019 Intrinsic value of options exercised $ 51 $ 4 $ 432 $ 269 Cash received from options exercised $ 50 $ 3 $ 277 $ 163 Excess tax benefit realized for option exercises $ 6 $ — $ 78 $ 25 As of September 30, 2020, there was no remaining unrecognized compensation cost related to stock options granted under all plans. Restricted and Performance Common Stock Awards The 2015 Plan provides for the issuance of restricted common stock to directors and officers. In addition, performance awards may be granted in the form of cash or shares. Restricted common stock grants typically vest over a one to five-year period. Restricted common stock (all of which are shares of our common stock) is subject to forfeiture if employment terminates prior to vesting. The cost of these awards is recognized over the vesting period of the awards based on the fair value of our common stock on the date of the grant. The following table summarizes restricted stock and performance award activity for the nine months ended September 30, 2020 as follows: Shares Weighted Nonvested outstanding shares at January 1, 2020 45,160 $ 17.38 Granted 21,397 $ 16.42 Vested (34,703) $ 18.23 Forfeited (367) $ 18.42 Nonvested outstanding shares at September 30, 2020 31,487 $ 15.78 During the nine months ended September 30, 2020, 21,397 shares of restricted or performance common stock awards were granted. The restricted and performance common stock awards had a weighted average grant date fair market value of $16.42 per share on the date of grant during the nine months ended September 30, 2020. Restricted common stock awards fully vest after year one, or vest ratably until fully vested in year three or year five depending on agreement terms. Performance common stock awards vest immediately.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Basis of Accounting	The interim unaudited condensed consolidated financial statements of Central Valley Community Bancorp and subsidiary have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the SEC). These interim condensed consolidated financial statements include the accounts of Central Valley Community Bancorp and its wholly owned subsidiary Central Valley Community Bank (the Bank) (collectively, the Company). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in the annual consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) have been omitted. The Company believes that the disclosures are adequate to make the information presented not misleading. These interim unaudited condensed consolidated financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s 2019 Annual Report to Shareholders on Form 10-K. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary to present fairly the Company’s financial position at September 30, 2020, and the results of its operations and its cash flows for the nine-month interim periods ended September 30, 2020 and 2019 have been included. The results of operations for interim periods are not necessarily indicative of results for the full year. The preparation of these interim unaudited condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.
Segment Reporting	Management has determined that since all of the banking products and services offered by the Company are available in each branch of the Bank, all branches are located within the same economic environment, and management does not allocate resources based on the performance of different lending or transaction activities, it is appropriate to aggregate the Bank branches and report them as a single operating segment.
Concentration of Credit Risk	No customer accounts for more than 10 percent of revenues for the Company or the Bank.
Impact of New Financial Accounting Standards	Impact of New Financial Accounting Standards: FASB Accounting Standards Update (ASU) 2016-13 - Measurement of Credit Losses on Financial Instruments (Subtopic 326) : Financial Instruments - Credit Losses, commonly referred to as “CECL,” was issued June 2016. The provisions of the update eliminate the probable initial recognition threshold under current GAAP which requires reserves to be based on an incurred loss methodology. Under CECL, reserves required for financial assets measured at amortized cost will reflect an organization’s estimate of all expected credit losses over the contractual term of the financial asset and thereby require the use of reasonable and supportable forecasts to estimate future credit losses. Because CECL encompasses all financial assets carried at amortized cost, the requirement that reserves be established based on an organization’s reasonable and supportable estimate of expected credit losses extends to held to maturity (“HTM”) debt securities. Under the provisions of the update, credit losses recognized on available for sale (“AFS”) debt securities will be presented as an allowance as opposed to a write-down. In addition, CECL will modify the accounting for purchased loans, with credit deterioration since origination, so that reserves are established at the date of acquisition for purchased loans. Under current GAAP a purchased loan’s contractual balance is adjusted to fair value through a credit discount and no reserve is recorded on the purchased loan upon acquisition. Since under CECL, reserves will be established for purchased loans at the time of acquisition, the accounting for purchased loans is made more comparable to the accounting for originated loans. Finally, increased disclosure requirements under CECL require organizations to present the currently required credit quality disclosures disaggregated by the year of origination or vintage. The FASB expects that the evaluation of underwriting standards and credit quality trends by financial statement users will be enhanced with the additional vintage disclosures. On August 15, 2019, the FASB issued a proposed Accounting Standards Update (ASU), “Financial Instruments -Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates,” that would provide private entities and certain small public companies additional time to implement the standards on CECL, leases, and hedging. The final ASU extends the effective date for SEC filers, such as the Company, that are classified as smaller reporting companies to January 1, 2023. The Company has formed an internal task force that is responsible for oversight of the Company’s implementation strategy for compliance with provisions of the new standard. The Company has also established a project management governance process to manage the implementation across affected disciplines. An external provider specializing in community bank loss driver and CECL reserving model design as well as other related consulting services has been retained, and we have begun to evaluate potential CECL modeling alternatives. As part of this process, the Company has determined potential loan pool segmentation and sub-segmentation under CECL, as well as begun to evaluate the key economic loss drivers for each segment. Further, the Company has begun developing internal controls around the CECL process, data, calculations and implementation. The Company presently plans to generate and evaluate model scenarios under CECL in tandem with its current reserving processes for interim and annual reporting periods during 2021 due to the fact the Company elected to delay implementation of the CECL process as allowed by FASB. While the Company is currently unable to reasonably estimate the impact of adopting this new guidance, management expects the impact of adoption will be significantly influenced by the composition and quality of the Company’s loans as well as the economic conditions as of the date of adoption. The Company also anticipates changes to the processes and procedures for calculating the reserve for credit losses and continues to evaluate the potential impact on our consolidated financial statements. FASB Accounting Standards Update (ASU) 2018-13 - Fair Value Measurement (Subtopic 820) : Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement, was issued August 2018. The primary focus of ASU 2018-13 is to improve the effectiveness of the disclosure requirements for fair value measurements. The changes affect all companies that are required to include fair value measurement disclosures. In general, the amendments in ASU 2018-13 are effective for all entities for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. The Company adopted this ASU effective January 1, 2020 and it did not have a material impact on the Company’s consolidated financial statements and disclosures. FASB Accounting Standards Update (ASU) 2020-04 - Reference Rate Reform (Subtopic 848) : Facilitation of the Effects of Reference Rate Reform on Financial Reporting, was issued March 2020. This ASU provides optional expedients and exceptions for contracts, hedging relationships, and other transactions that reference LIBOR or other reference rates expected to be discontinued because of reference rate reform. The ASU is effective for all entities as of March 12, 2020 through December 31, 2022. The Company is in the process of evaluating the provisions of this ASU and its effects on our consolidated financial statements. In April 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued a revised interagency statement encouraging financial institutions to work with customers affected by COVID-19 and providing additional information regarding loan modifications. The revised interagency statement clarifies the interaction between the interagency statement issued on March 22, 2020 and the temporary relief provided by Section 4013 of the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act. Section 4013 allows financial institutions to suspend the requirements to classify certain loan modifications as troubled debt restructurings (“TDRs”). The revised statement also provides supervisory interpretations on past due and nonaccrual regulatory reporting of loan modification programs and regulatory capital. This interagency guidance is expected to reduce the number of TDRs that will be reported in future periods; however, the amount is indeterminable and will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the pandemic and actions taken by governmental authorities and other third parties in response to the pandemic

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Estimated Fair Value of Financial Instruments	The estimated carrying and fair values of the Company’s financial instruments are as follows (in thousands): September 30, 2020 Carrying Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 33,447 $ 33,447 $ — $ — $ 33,447 Interest-earning deposits in other banks 53,563 53,563 — — 53,563 Available-for-sale debt securities 631,854 — 631,854 — 631,854 Equity securities 7,655 7,655 — — 7,655 Loans, net 1,095,232 — — 1,086,793 1,086,793 Federal Home Loan Bank stock 5,595 N/A N/A N/A N/A Accrued interest receivable 8,308 11 2,919 5,378 8,308 Financial liabilities: Deposits 1,681,214 1,668,057 88,264 — 1,756,321 Junior subordinated deferrable interest debentures 5,155 — — 3,504 3,504 Accrued interest payable 98 — 73 25 98 December 31, 2019 Carrying Fair Value (In thousands) Level 1 Level 2 Level 3 Total Financial assets: Cash and due from banks $ 24,195 $ 24,195 $ — $ — $ 24,195 Interest-earning deposits in other banks 28,379 28,379 — — 28,379 Available-for-sale debt securities 470,746 — 470,746 — 470,746 Equity securities 7,472 7,472 — — 7,472 Loans, net 934,250 — — 928,807 928,807 Federal Home Loan Bank stock 6,062 N/A N/A N/A N/A Accrued interest receivable 5,591 33 1,798 3,760 5,591 Financial liabilities: Deposits 1,333,285 1,160,224 93,395 — 1,253,619 Junior subordinated deferrable interest debentures 5,155 — — 3,976 3,976 Accrued interest payable 176 — 129 47 176
Fair Value of Assets on a Recurring Basis	The Company is required or permitted to record the following assets at fair value on a recurring basis as of September 30, 2020 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 40,628 $ — $ 40,628 $ — Obligations of states and political subdivisions 294,873 — 294,873 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 217,282 — 217,282 — Private label mortgage and asset backed securities 55,222 — 55,222 — Corporate debt securities 23,849 — 23,849 — Equity securities 7,655 7,655 — — Total assets measured at fair value on a recurring basis $ 639,509 $ 7,655 $ 631,854 $ — The Company is required or permitted to record the following assets at fair value on a recurring basis as of December 31, 2019 (in thousands). Description Fair Value Level 1 Level 2 Level 3 Available-for-sale debt securities: U.S. Government agencies $ 14,494 $ — $ 14,494 $ — Obligations of states and political subdivisions 91,111 — 91,111 — U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 196,719 — 196,719 — Private label mortgage and asset backed securities 159,378 — 159,378 — Corporate debt securities 9,044 — 9,044 — Equity securities 7,472 7,472 — — Total assets measured at fair value on a recurring basis $ 478,218 $ 7,472 $ 470,746 $ —
Fair Value of Assets on a Non-recurring Basis	The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a non-recurring basis.  As of December 31, 2019 there were no loans or assets that were measured at the lower of cost or fair value.

Investments (Tables)

Investments (Tables)	9 Months Ended
	Sep. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Available-for-sale securities reconciliation	The following table sets forth the carrying values and estimated fair values of our investment securities portfolio at the dates indicated (in thousands): September 30, 2020 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Estimated Fair Value Debt securities: U.S. Government agencies $ 40,913 $ 32 $ (317) $ 40,628 Obligations of states and political subdivisions 280,506 14,930 (563) 294,873 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 216,084 3,985 (2,787) 217,282 Private label mortgage and asset backed securities 54,072 1,253 (103) 55,222 Corporate debt securities 24,000 145 (296) 23,849 Total available-for-sale $ 615,575 $ 20,345 $ (4,066) $ 631,854 December 31, 2019 Available-for-Sale Securities Amortized Cost Gross Unrealized Gains Gross Estimated Debt securities: U.S. Government agencies $ 14,740 $ 12 $ (258) $ 14,494 Obligations of states and political subdivisions 89,574 2,965 (1,428) 91,111 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 198,125 1,409 (2,815) 196,719 Private label mortgage and asset backed securities 155,308 4,223 (153) 159,378 Corporate debt securities 9,000 79 (35) 9,044 Total available-for-sale $ 466,747 $ 8,688 $ (4,689) $ 470,746
Realized gains and losses	Proceeds and gross realized gains (losses) from the sales or calls of investment securities for the periods ended September 30, 2020 and 2019 are shown below (in thousands): For the Three Months Ended September 30, For the Nine Months Available-for-Sale Securities 2020 2019 2020 2019 Proceeds from sales or calls $ 25,442 $ 77,375 $ 147,811 $ 280,991 Gross realized gains from sales or calls 1,035 1,709 5,539 5,316 Gross realized losses from sales or calls (978) (24) (1,342) (120)
Securities in a continuous unrealized loss position	Investment securities, aggregated by investment category, with unrealized losses as of the dates indicated are summarized and classified according to the duration of the loss period as follows (in thousands): September 30, 2020 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ 27,125 $ (132) $ 12,812 $ (185) $ 39,937 $ (317) Obligations of states and political subdivisions 50,672 (563) — — 50,672 (563) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 32,953 (287) 81,338 (2,500) 114,291 (2,787) Private label mortgage and asset backed securities 12,698 (103) — — 12,698 (103) Corporate debt securities 8,704 (296) — — 8,704 (296) Total available-for-sale $ 132,152 $ (1,381) $ 94,150 $ (2,685) $ 226,302 $ (4,066) December 31, 2019 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Available-for-Sale Securities Value Losses Value Losses Value Losses Debt securities: U.S. Government agencies $ — $ — $ 13,713 $ (258) $ 13,713 $ (258) Obligations of states and political subdivisions 65,606 (1,428) — — 65,606 (1,428) U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 71,650 (932) 69,518 (1,883) 141,168 (2,815) Private label mortgage and asset backed securities 17,811 (81) 5,624 (72) 23,435 (153) Corporate debt securities 3,965 (35) — — 3,965 (35) Total available-for-sale $ 159,032 $ (2,476) $ 88,855 $ (2,213) $ 247,887 $ (4,689)
Investments by contractual maturity	September 30, 2020 Available-for-Sale Securities Amortized Cost Estimated Fair Within one year $ 295 $ 304 After one year through five years 1,314 1,454 After five years through ten years 31,221 34,368 After ten years 247,676 258,747 280,506 294,873 Investment securities not due at a single maturity date: U.S. Government agencies 40,913 40,628 U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations 216,084 217,282 Private label mortgage and asset backed securities 54,072 55,222 Corporate debt securities 24,000 23,849 Total available-for-sale $ 615,575 $ 631,854

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Receivables [Abstract]
Outstanding loans	Outstanding loans are summarized as follows: Loan Type (Dollars in thousands) September 30, 2020 % of Total December 31, 2019 % of Total Commercial: Commercial and industrial $ 296,338 26.7 % $ 102,541 10.9 % Agricultural production 22,902 2.1 % 23,159 2.6 % Total commercial 319,240 28.8 % 125,700 13.5 % Real estate: Owner occupied 195,189 17.6 % 197,946 21.0 % Real estate construction and other land loans 72,612 6.5 % 73,718 7.8 % Commercial real estate 318,766 28.7 % 329,333 34.9 % Agricultural real estate 75,747 6.7 % 76,304 8.1 % Other real estate 34,883 3.1 % 31,241 3.3 % Total real estate 697,197 62.6 % 708,542 75.1 % Consumer: Equity loans and lines of credit 58,614 5.3 % 64,841 6.9 % Consumer and installment 38,627 3.3 % 42,782 4.5 % Total consumer 97,241 8.6 % 107,623 11.4 % Net deferred origination (fees) costs (3,789) 1,515 Total gross loans 1,109,889 100.0 % 943,380 100.0 % Allowance for credit losses (14,657) (9,130) Total loans $ 1,095,232 $ 934,250
Impaired loans	The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2020 and 2019 (in thousands). Three Months Ended September 30, 2020 Three Months Ended September 30, 2019 Average Interest Average Interest With no related allowance recorded: Commercial: Commercial and industrial $ 4,157 $ — $ 202 $ — Agricultural production — — — — Total commercial 4,157 — 202 — Real estate: Owner occupied 385 — 204 — Real estate construction and other land loans 7 — 988 — Commercial real estate 689 — 1,528 12 Agricultural real estate 120 — — — Total real estate 1,201 — 2,720 12 Consumer: Equity loans and lines of credit 178 3 942 1 Total with no related allowance recorded 5,536 3 3,864 13 With an allowance recorded: Commercial: Commercial and industrial 5,440 138 45 — Agricultural production 778 11 — — Total commercial 6,218 149 45 — Real estate: Real estate construction and other land loans 656 — — — Commercial real estate 150 3 156 3 Agricultural real estate 28 1 42 1 Total real estate 834 4 198 4 Consumer: Equity loans and lines of credit 944 14 1,099 14 Consumer and installment 70 — 31 — Total consumer 1,014 14 1,130 14 Total with an allowance recorded 8,066 167 1,373 18 Total $ 13,602 $ 170 $ 5,237 $ 31 The following tables present by class, information related to the average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2020 and 2019 (in thousands). Nine Months Ended September 30, 2020 Nine Months Ended September 30, 2019 Average Interest Average Interest With no related allowance recorded: Commercial: Commercial and industrial $ 1,712 $ — $ 225 $ — Agricultural production 85 — — — Total commercial 1,797 — 225 — Real estate: Owner occupied 400 — 208 — Real estate construction and other land loans 3 — 1,494 46 Commercial real estate 860 — 1,363 37 Agricultural real estate 189 — — — Total real estate 1,452 — 3,065 83 Consumer: Equity loans and lines of credit 237 9 650 3 Total with no related allowance recorded 3,486 9 3,940 86 With an allowance recorded: Commercial: Commercial and industrial 5,743 482 67 1 Agricultural production 481 36 — — Total commercial 6,224 518 67 1 Real estate: Real estate construction and other land loans 281 — — — Commercial real estate 223 8 377 8 Agricultural real estate 26 2 44 2 Total real estate 530 10 421 10 Consumer: Equity loans and lines of credit 1,019 41 1,101 42 Consumer and installment 45 — 15 — Total consumer 1,064 41 1,116 42 Total with an allowance recorded 7,818 569 1,604 53 Total $ 11,304 $ 578 $ 5,544 $ 139 Foregone interest on nonaccrual loans totaled $135,000 and $105,000 for the nine month period ended September 30, 2020 and 2019, respectively. Foregone interest on nonaccrual loans totaled $82,000 and $39,000 for the three month periods ended September 30, 2020 and 2019, respectively.
Allowance for credit losses	The following table shows the summary of activities for the Allowance as of and for the three months ended September 30, 2020 and 2019 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, July 1, 2020 $ 2,087 $ 10,389 $ 1,280 $ 181 $ 13,937 Provision (reversal) charged to operations (30) 267 60 303 600 Losses charged to allowance (43) — (2) — (45) Recoveries 146 — 19 — 165 Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Allowance for credit losses: Beginning balance, July 1, 2019 $ 1,800 $ 6,553 $ 911 $ 141 $ 9,405 Provision (reversal) charged to operations 3 508 117 (378) 250 Losses charged to allowance (122) — (93) — (215) Recoveries 37 — 18 — 55 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237) $ 9,495 The following table shows the summary of activities for the Allowance as of and for the nine month ended September 30, 2020 and 2019 by portfolio segment (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Beginning balance, January 1, 2020 $ 1,428 $ 6,769 $ 897 $ 36 $ 9,130 Provision charged to operations 203 3,887 437 448 4,975 Losses charged to allowance (72) — (97) — (169) Recoveries 601 — 120 — 721 Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Allowance for credit losses: Beginning balance, January 1, 2019 $ 1,671 $ 6,539 $ 826 $ 68 $ 9,104 Provision (reversal) charged to operations 123 522 185 (305) 525 Losses charged to allowance (172) — (108) — (280) Recoveries 96 — 50 — 146 Ending balance, September 30, 2019 $ 1,718 $ 7,061 $ 953 $ (237) $ 9,495 The following is a summary of the Allowance by impairment methodology and portfolio segment as of September 30, 2020 and December 31, 2019 (in thousands): Commercial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending balance, September 30, 2020 $ 2,160 $ 10,656 $ 1,357 $ 484 $ 14,657 Ending balance: individually evaluated for impairment $ 223 $ 489 $ 27 $ — $ 739 Ending balance: collectively evaluated for impairment $ 1,937 $ 10,167 $ 1,330 $ 484 $ 13,918 Ending balance, December 31, 2019 $ 1,428 $ 6,769 $ 897 $ 36 $ 9,130 Ending balance: individually evaluated for impairment $ 2 $ 3 $ 35 $ — $ 40 Ending balance: collectively evaluated for impairment $ 1,426 $ 6,766 $ 862 $ 36 $ 9,090
Schedule of receivable by impairment methodology	Commercial Real Estate Consumer Total Loans: Ending balance, September 30, 2020 $ 319,240 $ 697,197 $ 97,241 $ 1,113,678 Ending balance: individually evaluated for impairment $ 8,670 $ 2,838 $ 1,178 $ 12,686 Ending balance: collectively evaluated for impairment $ 310,570 $ 694,359 $ 96,063 $ 1,100,992 Loans: Ending balance, December 31, 2019 $ 125,700 $ 708,542 $ 107,623 $ 941,865 Ending balance: individually evaluated for impairment $ 187 $ 2,036 $ 1,511 $ 3,734 Ending balance: collectively evaluated for impairment $ 125,513 $ 706,506 $ 106,112 $ 938,131
Loan portfolio by internal risk rating	The following table shows the loan portfolio by class allocated by management’s internal risk ratings at September 30, 2020 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 270,642 $ 15,004 $ 10,692 $ — $ 296,338 Agricultural production 14,386 1,352 7,164 — 22,902 Real Estate: Owner occupied 180,786 8,706 5,697 — 195,189 Real estate construction and other land loans 66,216 2,226 4,170 — 72,612 Commercial real estate 307,645 9,149 1,972 — 318,766 Agricultural real estate 61,960 6,896 6,891 — 75,747 Other real estate 34,722 161 — — 34,883 Consumer: Equity loans and lines of credit 57,250 399 965 — 58,614 Consumer and installment 38,535 — 92 — 38,627 Total $ 1,032,142 $ 43,893 $ 37,643 $ — $ 1,113,678 The following table shows the loan portfolio by class allocated by management’s internally assigned risk grade ratings at December 31, 2019 (in thousands): Pass Special Mention Sub-Standard Doubtful Total Commercial: Commercial and industrial $ 86,705 $ 2,635 $ 13,201 $ — $ 102,541 Agricultural production 18,814 — 4,345 — 23,159 Real Estate: Owner occupied 186,370 6,881 4,695 — 197,946 Real estate construction and other land loans 72,142 — 1,576 — 73,718 Commercial real estate 310,982 17,202 1,149 — 329,333 Agricultural real estate 68,032 946 7,326 — 76,304 Other real estate 31,241 — — — 31,241 Consumer: Equity loans and lines of credit 62,776 519 1,546 — 64,841 Consumer and installment 42,782 — — — 42,782 Total $ 879,844 $ 28,183 $ 33,838 $ — $ 941,865
Loan portfolio by time past due	The following table shows an aging analysis of the loan portfolio by class and the time past due at September 30, 2020 (in thousands): 30-59 Days 60-89 Greater Than 90 Days Past Due Total Past Current Total Recorded Non-accrual Commercial: Commercial and industrial $ 64 $ — $ — $ 64 $ 296,274 $ 296,338 $ — $ 715 Agricultural production — — — — 22,902 22,902 — — Real estate: — — Owner occupied — — — — 195,189 195,189 — 380 Real estate construction and other land loans — — 186 186 72,426 72,612 — 1,764 Commercial real estate — — — — 318,766 318,766 — 507 Agricultural real estate — — — — 75,747 75,747 — — Other real estate — — — — 34,883 34,883 — — Consumer: — Equity loans and lines of credit — — — — 58,614 58,614 — — Consumer and installment 6 — — 6 38,621 38,627 — 92 Total $ 70 $ — $ 186 $ 256 $ 1,113,422 $ 1,113,678 $ — $ 3,458 The following table shows an aging analysis of the loan portfolio by class and the time past due at December 31, 2019 (in thousands): 30-59 Days 60-89 Greater Than 90 Days Past Due Total Past Current Total Recorded Non- Commercial: Commercial and industrial $ 17 $ — $ — $ 17 $ 102,524 $ 102,541 $ — $ 187 Agricultural production — — — — 23,159 23,159 — — Real estate: — Owner occupied — 218 — 218 197,728 197,946 — 416 Real estate construction and other land loans — — — — 73,718 73,718 — — Commercial real estate — 381 — 381 328,952 329,333 — 381 Agricultural real estate — — — — 76,304 76,304 — 321 Other real estate — — — — 31,241 31,241 — — Consumer: Equity loans and lines of credit — — — — 64,841 64,841 — 388 Consumer and installment 168 — — 168 42,614 42,782 — — Total $ 185 $ 599 $ — $ 784 $ 941,081 $ 941,865 $ — $ 1,693
Troubled debt restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2020 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Commercial: Commercial and industrial 1 $ 12,925 $ — $ 12,925 $ 7,175 Agricultural production 1 850 — 850 779 Total 2 $ 13,775 $ — $ 13,775 $ 7,954 (1) Amounts represent the recorded investment in loans before recognizing effects of the Troubled Debt Restructurings, if any. (2) Principal modification includes principal forgiveness at the time of modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with zero percent contractual interest rate. (3) Balance outstanding after principal modification, if any borrower reduction to recorded investment. The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2019 (in thousands): Troubled Debt Restructurings: Number of Loans Pre-Modification Outstanding Recorded Investment (1) Principal Modification (2) Post Modification Outstanding Recorded Investment (3) Outstanding Recorded Investment Consumer: Equity loans and lines of credit 2 $ 132 $ — $ 132 $ 124 Total 2 $ 132 $ — $ 132 $ 124 Troubled Debt Restructurings: During three months ended September 30, 2020 and September 30, 2019, no loans were modified as troubled debt restructuring.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	A reconciliation of the numerators and denominators of the basic and diluted EPS computations is as follows: Basic Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2020 2019 2020 2019 Net income $ 4,344 $ 5,691 $ 13,268 $ 16,994 Weighted average shares outstanding 12,471,070 13,360,030 12,551,480 13,515,109 Basic earnings per share $ 0.35 $ 0.43 $ 1.06 $ 1.26 Diluted Earnings Per Share For the Three Months For the Nine Months (In thousands, except share and per share amounts) 2020 2019 2020 2019 Net income $ 4,344 $ 5,691 $ 13,268 $ 16,994 Weighted average shares outstanding 12,471,070 13,360,030 12,551,480 13,515,109 Effect of dilutive stock options 25,104 90,157 44,692 100,443 Weighted average shares of common stock and common stock equivalents 12,496,174 13,450,187 12,596,172 13,615,552 Diluted earnings per share $ 0.35 $ 0.42 $ 1.05 $ 1.25

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2020
Share-based Payment Arrangement [Abstract]
Stock option activity	A summary of the combined activity of the Company’s stock option compensation plans for the nine months ended September 30, 2020 follows (in thousands, except per share amounts): Shares Weighted Weighted Aggregate Options outstanding at January 1, 2020 121,120 $ 8.73 Options exercised (43,300) $ 6.38 Options forfeited (550) $ 7.40 Options outstanding at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Options vested or expected to vest at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Options exercisable at September 30, 2020 77,270 $ 10.05 1.77 $ 182,699 Information related to the stock option plan is as follows (in thousands): For the Three Months For the Nine Months 2020 2019 2020 2019 Intrinsic value of options exercised $ 51 $ 4 $ 432 $ 269 Cash received from options exercised $ 50 $ 3 $ 277 $ 163 Excess tax benefit realized for option exercises $ 6 $ — $ 78 $ 25
Restricted common stock activity	The following table summarizes restricted stock and performance award activity for the nine months ended September 30, 2020 as follows: Shares Weighted Nonvested outstanding shares at January 1, 2020 45,160 $ 17.38 Granted 21,397 $ 16.42 Vested (34,703) $ 18.23 Forfeited (367) $ 18.42 Nonvested outstanding shares at September 30, 2020 31,487 $ 15.78

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financial assets:
Available-for-sale debt securities	$ 631,854	$ 470,746
Equity securities	7,655	7,472
Level 1
Financial assets:
Cash and due from banks	33,447	24,195
Interest-earning deposits in other banks	53,563	28,379
Available-for-sale debt securities	0	0
Loans, net	0	0
Accrued interest receivable	11	33
Financial liabilities:
Deposits	1,668,057	1,160,224
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Available-for-sale debt securities	631,854	470,746
Loans, net	0	0
Accrued interest receivable	2,919	1,798
Financial liabilities:
Deposits	88,264	93,395
Junior subordinated deferrable interest debentures	0	0
Accrued interest payable	73	129
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-earning deposits in other banks	0	0
Available-for-sale debt securities	0	0
Loans, net	1,086,793	928,807
Accrued interest receivable	5,378	3,760
Financial liabilities:
Deposits	0	0
Junior subordinated deferrable interest debentures	3,504	3,976
Accrued interest payable	25	47
Carrying Amount
Financial assets:
Cash and due from banks	33,447	24,195
Interest-earning deposits in other banks	53,563	28,379
Available-for-sale debt securities	631,854	470,746
Equity securities	7,655	7,472
Loans, net	1,095,232	934,250
Federal Home Loan Bank stock	5,595	6,062
Accrued interest receivable	8,308	5,591
Financial liabilities:
Deposits	1,681,214	1,333,285
Junior subordinated deferrable interest debentures	5,155	5,155
Accrued interest payable	98	176
Fair Value
Financial assets:
Cash and due from banks	33,447	24,195
Interest-earning deposits in other banks	53,563	28,379
Available-for-sale debt securities	631,854	470,746
Equity securities	7,655	7,472
Loans, net	1,086,793	928,807
Accrued interest receivable	8,308	5,591
Financial liabilities:
Deposits	1,756,321	1,253,619
Junior subordinated deferrable interest debentures	3,504	3,976
Accrued interest payable	98	176
Recurring | Other equity securities | Level 1
Financial assets:
Equity securities	7,655	7,472
Recurring | Other equity securities | Level 2
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Level 3
Financial assets:
Equity securities	0	0
Recurring | Other equity securities | Fair Value
Financial assets:
Equity securities	$ 7,655	$ 7,472

Fair Value Measurements - Recur

Fair Value Measurements - Recurring and Nonrecurring (Details) - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	$ 631,854,000			$ 470,746,000
Equity securities	7,655,000			7,472,000
Available-for-sale debt securities	631,854,000			470,746,000
Financing receivable, allowance for credit loss	14,657,000	$ 9,495,000	$ 13,937,000	9,130,000	$ 9,405,000	$ 9,104,000
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,655,000			7,472,000
Available-for-sale debt securities	631,854,000			470,746,000
Loans, net	1,095,232,000			934,250,000
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,655,000			7,472,000
Available-for-sale debt securities	631,854,000			470,746,000
Loans, net	1,086,793,000			928,807,000
Loans, charge-offs	0	$ 0
U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	40,628,000			14,494,000
Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	294,873,000			91,111,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	217,282,000			196,719,000
Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	55,222,000			159,378,000
Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	23,849,000			9,044,000
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0			0
Loans, net	0			0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	631,854,000			470,746,000
Loans, net	0			0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale debt securities	0			0
Loans, net	1,086,793,000			928,807,000
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	639,509,000			478,218,000
Recurring | U.S. Government agencies | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	40,628,000			14,494,000
Recurring | Obligations of states and political subdivisions | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	294,873,000			91,111,000
Recurring | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	217,282,000			196,719,000
Recurring | Private label mortgage and asset backed securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	55,222,000			159,378,000
Recurring | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities				9,044,000
Recurring | Corporate debt securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	23,849,000
Recurring | Other equity securities | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,655,000			7,472,000
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,655,000			7,472,000
Recurring | Level 1 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 1 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 1 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 1 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 1 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 1 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	7,655,000			7,472,000
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	631,854,000			470,746,000
Recurring | Level 2 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	40,628,000			14,494,000
Recurring | Level 2 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	294,873,000			91,111,000
Recurring | Level 2 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	217,282,000			196,719,000
Recurring | Level 2 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	55,222,000			159,378,000
Recurring | Level 2 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	23,849,000			9,044,000
Recurring | Level 2 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0			0
Recurring | Level 3 | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3 | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3 | U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3 | Private label mortgage and asset backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3 | Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Recurring | Level 3 | Other equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0			0
Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities fair value disclosure	0			$ 0
Nonrecurring | Carrying Amount | Impaired Financing Receivable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	1,735,000
Nonrecurring | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,248
Financing receivable, allowance for credit loss	487,000
Nonrecurring | Fair Value | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	1,248
Nonrecurring | Fair Value | Impaired Financing Receivable [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	1,248,000
Nonrecurring | Level 1 | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Nonrecurring | Level 1 | Fair Value | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	0
Nonrecurring | Level 2 | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0
Nonrecurring | Level 2 | Fair Value | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	0
Nonrecurring | Level 3 | Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,248
Nonrecurring | Level 3 | Fair Value | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans, net	$ 1,248

Investments - Textual (Details)

Investments - Textual (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)securityLoans	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)securityLoans	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Schedule of Available-for-sale Securities
Available-for-sale Securities pledged as collateral | $	$ 157,758,000		$ 157,758,000
Unrealized gain (loss) of available-for sale securities | $	16,279,000		16,279,000		$ 3,999,000
AOCI available-for-sale securities adjustment tax | $	4,813,000		4,813,000		1,182,000
Income tax impact from the reclassification of unrealized net gains on available-for-sale securities to realized net gains on available-for-sale securities | $	17,000	$ 498,000	$ 1,241,000	$ 1,536,000
Threshold period of value decline in available-for-sale securities to be considered other than temporary impairment			12 months
Threshold percentage of value decline in available-for-sale securities to be considered other than temporary impairment			10.00%
Threshold amount of value decline in available-for-sale securities to be considered other than temporary impairment | $			$ 10,000
Other than temporary impairment losses on investment securities | $			0
Debt securities, amortized cost | $	$ 615,575,000		$ 615,575,000
Available-for-sale Securities, Number of Securities, Loss Position | Loans	2		2
U.S. Government agencies
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions | security	11		11
Debt securities, amortized cost | $	$ 40,913,000		$ 40,913,000		14,740,000
U.S. Government agencies | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	5		5
U.S. Government agencies | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	5		5
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions | security	87		87
Debt securities, amortized cost | $	$ 280,506,000		$ 280,506,000		89,574,000
Obligations of states and political subdivisions | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	10		10
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions | security	118		118
Debt securities, amortized cost | $	$ 216,084,000		$ 216,084,000		198,125,000
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	12		12
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	17		17
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions | security	24		24
Debt securities, amortized cost | $	$ 54,072,000		$ 54,072,000		155,308,000
Private label mortgage and asset backed securities | Less than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	4		4
Private label mortgage and asset backed securities | Greater than 12 months
Schedule of Available-for-sale Securities
Available-for-sale securities in unrealized loss positions, number of positions | security	0		0
Corporate debt securities
Schedule of Available-for-sale Securities
Available-for-sale securities, number of positions | security	7		7
Debt securities, amortized cost | $	$ 24,000,000		$ 24,000,000		$ 9,000,000

Investments - Carrying value an

Investments - Carrying value and estimated fair value (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities
Amortized Cost	$ 615,575
Available-for-sale debt securities	631,854	$ 470,746
Amortized Cost	615,575	466,747
Gross Unrealized Gains	20,345	8,688
Gross Unrealized Losses	(4,066)	(4,689)
Available-for-sale securities	631,854	470,746
U.S. Government agencies
Schedule of Available-for-sale Securities
Amortized Cost	40,913	14,740
Gross Unrealized Gains	32	12
Gross Unrealized Losses	(317)	(258)
Available-for-sale debt securities	40,628	14,494
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Amortized Cost	280,506	89,574
Gross Unrealized Gains	14,930	2,965
Gross Unrealized Losses	(563)	(1,428)
Available-for-sale debt securities	294,873	91,111
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Amortized Cost	216,084	198,125
Gross Unrealized Gains	3,985	1,409
Gross Unrealized Losses	(2,787)	(2,815)
Available-for-sale debt securities	217,282	196,719
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Amortized Cost	54,072	155,308
Gross Unrealized Gains	1,253	4,223
Gross Unrealized Losses	(103)	(153)
Available-for-sale debt securities	55,222	159,378
Corporate debt securities
Schedule of Available-for-sale Securities
Amortized Cost	24,000	9,000
Gross Unrealized Gains	145	79
Gross Unrealized Losses	(296)	(35)
Available-for-sale debt securities	$ 23,849	$ 9,044

Investments - Realized gains an

Investments - Realized gains and losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Debt Securities, Available-for-sale [Abstract]
Proceeds from sales or calls	$ 25,442	$ 77,375	$ 147,811	$ 280,991
Gross realized gains from sales or calls	1,035	1,709	5,539	5,316
Gross realized losses from sales or calls	$ (978)	$ (24)	$ (1,342)	$ (120)

Investments - Unrealized losses

Investments - Unrealized losses (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	$ 132,152	$ 159,032
Less than 12 Months, Unrealized Losses	(1,381)	(2,476)
12 Months or More, Fair Value	94,150	88,855
12 Months or More, Unrealized Losses	(2,685)	(2,213)
Total Fair Value	226,302	247,887
Total Unrealized Losses	(4,066)	(4,689)
U.S. Government agencies
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	27,125	0
Less than 12 Months, Unrealized Losses	(132)	0
12 Months or More, Fair Value	12,812	13,713
12 Months or More, Unrealized Losses	(185)	(258)
Total Fair Value	39,937	13,713
Total Unrealized Losses	(317)	(258)
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	50,672	65,606
Less than 12 Months, Unrealized Losses	(563)	(1,428)
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Losses	0	0
Total Fair Value	50,672	65,606
Total Unrealized Losses	(563)	(1,428)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	32,953	71,650
Less than 12 Months, Unrealized Losses	(287)	(932)
12 Months or More, Fair Value	81,338	69,518
12 Months or More, Unrealized Losses	(2,500)	(1,883)
Total Fair Value	114,291	141,168
Total Unrealized Losses	(2,787)	(2,815)
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	12,698	17,811
Less than 12 Months, Unrealized Losses	(103)	(81)
12 Months or More, Fair Value	0	5,624
12 Months or More, Unrealized Losses	0	(72)
Total Fair Value	12,698	23,435
Total Unrealized Losses	(103)	(153)
Corporate debt securities
Schedule of Available-for-sale Securities
Less than 12 Months, Fair Value	8,704
Less than 12 Months, Unrealized Losses	(296)
12 Months or More, Fair Value	0
12 Months or More, Unrealized Losses	0
Other equity securities
Schedule of Available-for-sale Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	8,704	3,965
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 296	35
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		3,965
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		35
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		$ 0

Investments - Investments by co

Investments - Investments by contractual maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities
Within one year, amortized cost	$ 295
Within one year, estimated fair value	304
After one year through five years, amortized cost	1,314
After one year through five years, estimated fair value	1,454
After five years through ten years, amortized cost	31,221
After five years through ten years, estimated fair value	34,368
After ten years, amortized cost	247,676
After ten years, estimated fair value	258,747
Total securities with single maturity date, amortized cost	280,506
Total securities with single maturity date, estimated fair value	294,873
Debt securities, amortized cost	615,575
Equity securities	631,854	$ 470,746
U.S. Government agencies
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	40,913
Investment securities not due at a single maturity date, estimated fair value	40,628
Debt securities, amortized cost	40,913	14,740
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	216,084
Investment securities not due at a single maturity date, estimated fair value	217,282
Debt securities, amortized cost	216,084	198,125
Private label mortgage and asset backed securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	54,072
Investment securities not due at a single maturity date, estimated fair value	55,222
Debt securities, amortized cost	54,072	155,308
Corporate debt securities
Schedule of Available-for-sale Securities
Investment securities not due at a single maturity date, amortized cost	24,000
Investment securities not due at a single maturity date, estimated fair value	23,849
Debt securities, amortized cost	$ 24,000	$ 9,000

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of outstanding loans (Details) $ in Thousands	Sep. 30, 2020USD ($)Loans	Dec. 31, 2019USD ($)
Loans
Loans	$ 1,113,678	$ 941,865
% of Total Loans	100.00%	100.00%
Deferred loan fees, net	$ (3,789)	$ 1,515
Total gross loans	1,109,889	943,380
Allowance for credit losses	(14,657)	(9,130)
Total loans	1,095,232	934,250
Small Business Administration programs
Loans
Loans	24,816	21,910
Amount secured by government guarantees	$ 18,618	$ 16,372
Percent secured by government guarantees	75.00%	75.00%
Commercial
Loans
Loans	$ 319,240	$ 125,700
% of Total Loans	28.80%	13.50%
Commercial | Commercial and industrial
Loans
Loans	$ 296,338	$ 102,541
% of Total Loans	26.70%	10.90%
Commercial | Commercial and industrial | Paycheck Protection Program [Member]
Loans
Loans	$ 210,057
Financing receivable number of contracts | Loans	1,076
Commercial | Agricultural production
Loans
Loans	$ 22,902	$ 23,159
% of Total Loans	2.10%	2.60%
Real Estate
Loans
Loans	$ 697,197	$ 708,542
% of Total Loans	62.60%	75.10%
Real Estate | Owner occupied
Loans
Loans	$ 195,189	$ 197,946
% of Total Loans	17.60%	21.00%
Real Estate | Real estate construction and other land loans
Loans
Loans	$ 72,612	$ 73,718
% of Total Loans	6.50%	7.80%
Real Estate | Commercial real estate
Loans
Loans	$ 318,766	$ 329,333
% of Total Loans	28.70%	34.90%
Real Estate | Agricultural real estate
Loans
Loans	$ 75,747	$ 76,304
% of Total Loans	6.70%	8.10%
Real Estate | Other real estate
Loans
Loans	$ 34,883	$ 31,241
% of Total Loans	3.10%	3.30%
Consumer
Loans
Loans	$ 97,241	$ 107,623
% of Total Loans	8.60%	11.40%
Consumer | Equity loans and lines of credit
Loans
Loans	$ 58,614	$ 64,841
% of Total Loans	5.30%	6.90%
Consumer | Consumer and installment
Loans
Loans	$ 38,627	$ 42,782
% of Total Loans	3.30%	4.50%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)quartercomponent	Sep. 30, 2019USD ($)	Sep. 30, 2020USD ($)quartercomponent	Sep. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Number of primary components | component	2		2
Lookback period used in reserve analysis | quarter	47		47
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	$ 13,937	$ 9,405	$ 9,130	$ 9,104
Provision charged to operations	600	250	4,975	525
Losses charged to allowance	(45)	(215)	(169)	(280)
Recoveries	165	55	721	146
Allowance for credit losses, ending balance	14,657	9,495	14,657	9,495
Ending balance: individually evaluated for impairment	739		739		$ 40
Ending balance: collectively evaluated for impairment	13,918		13,918		9,090
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	2,087	1,800	1,428	1,671
Provision charged to operations	(30)	3	203	123
Losses charged to allowance	(43)	(122)	(72)	(172)
Recoveries	146	37	601	96
Allowance for credit losses, ending balance	2,160	1,718	2,160	1,718
Ending balance: individually evaluated for impairment	223		223		2
Ending balance: collectively evaluated for impairment	1,937		1,937		1,426
Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	10,389	6,553	6,769	6,539
Provision charged to operations	267	508	3,887	522
Losses charged to allowance	0	0	0	0
Recoveries	0	0	0	0
Allowance for credit losses, ending balance	10,656	7,061	10,656	7,061
Ending balance: individually evaluated for impairment	489		489		3
Ending balance: collectively evaluated for impairment	10,167		10,167		6,766
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	1,280	911	897	826
Provision charged to operations	60	117	437	185
Losses charged to allowance	(2)	(93)	(97)	(108)
Recoveries	19	18	120	50
Allowance for credit losses, ending balance	1,357	953	1,357	953
Ending balance: individually evaluated for impairment	27		27		35
Ending balance: collectively evaluated for impairment	1,330		1,330		862
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, beginning balance	181	141	36	68
Provision charged to operations	303	(378)	448	(305)
Losses charged to allowance	0	0	0	0
Recoveries	0	0	0	0
Allowance for credit losses, ending balance	484	$ (237)	484	$ (237)
Ending balance: individually evaluated for impairment	0		0		0
Ending balance: collectively evaluated for impairment	$ 484		$ 484		$ 36

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Loan Portfolio by Impairment Methodology (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,113,678	$ 941,865
Ending balance: individually evaluated for impairment	12,686	3,734
Ending balance: collectively evaluated for impairment	1,100,992	938,131
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	319,240	125,700
Ending balance: individually evaluated for impairment	8,670	187
Ending balance: collectively evaluated for impairment	310,570	125,513
Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	697,197	708,542
Ending balance: individually evaluated for impairment	2,838	2,036
Ending balance: collectively evaluated for impairment	694,359	706,506
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	97,241	107,623
Ending balance: individually evaluated for impairment	1,178	1,511
Ending balance: collectively evaluated for impairment	$ 96,063	$ 106,112

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Loan Portfolio by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment
Loans	$ 1,113,678	$ 941,865
Pass
Financing Receivable, Recorded Investment
Loans	1,032,142	879,844
Special Mention
Financing Receivable, Recorded Investment
Loans	43,893	28,183
Substandard
Financing Receivable, Recorded Investment
Loans	37,643	33,838
Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial
Financing Receivable, Recorded Investment
Loans	319,240	125,700
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment
Loans	296,338	102,541
Commercial | Commercial and industrial | Pass
Financing Receivable, Recorded Investment
Loans	270,642	86,705
Commercial | Commercial and industrial | Special Mention
Financing Receivable, Recorded Investment
Loans	15,004	2,635
Commercial | Commercial and industrial | Substandard
Financing Receivable, Recorded Investment
Loans	10,692	13,201
Commercial | Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Commercial | Agricultural production
Financing Receivable, Recorded Investment
Loans	22,902	23,159
Commercial | Agricultural production | Pass
Financing Receivable, Recorded Investment
Loans	14,386	18,814
Commercial | Agricultural production | Special Mention
Financing Receivable, Recorded Investment
Loans	1,352	0
Commercial | Agricultural production | Substandard
Financing Receivable, Recorded Investment
Loans	7,164	4,345
Commercial | Agricultural production | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate
Financing Receivable, Recorded Investment
Loans	697,197	708,542
Real Estate | Owner occupied
Financing Receivable, Recorded Investment
Loans	195,189	197,946
Real Estate | Owner occupied | Pass
Financing Receivable, Recorded Investment
Loans	180,786	186,370
Real Estate | Owner occupied | Special Mention
Financing Receivable, Recorded Investment
Loans	8,706	6,881
Real Estate | Owner occupied | Substandard
Financing Receivable, Recorded Investment
Loans	5,697	4,695
Real Estate | Owner occupied | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment
Loans	72,612	73,718
Real Estate | Real estate construction and other land loans | Pass
Financing Receivable, Recorded Investment
Loans	66,216	72,142
Real Estate | Real estate construction and other land loans | Special Mention
Financing Receivable, Recorded Investment
Loans	2,226	0
Real Estate | Real estate construction and other land loans | Substandard
Financing Receivable, Recorded Investment
Loans	4,170	1,576
Real Estate | Real estate construction and other land loans | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment
Loans	318,766	329,333
Real Estate | Commercial real estate | Pass
Financing Receivable, Recorded Investment
Loans	307,645	310,982
Real Estate | Commercial real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	9,149	17,202
Real Estate | Commercial real estate | Substandard
Financing Receivable, Recorded Investment
Loans	1,972	1,149
Real Estate | Commercial real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment
Loans	75,747	76,304
Real Estate | Agricultural real estate | Pass
Financing Receivable, Recorded Investment
Loans	61,960	68,032
Real Estate | Agricultural real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	6,896	946
Real Estate | Agricultural real estate | Substandard
Financing Receivable, Recorded Investment
Loans	6,891	7,326
Real Estate | Agricultural real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate
Financing Receivable, Recorded Investment
Loans	34,883	31,241
Real Estate | Other real estate | Pass
Financing Receivable, Recorded Investment
Loans	34,722	31,241
Real Estate | Other real estate | Special Mention
Financing Receivable, Recorded Investment
Loans	161	0
Real Estate | Other real estate | Substandard
Financing Receivable, Recorded Investment
Loans	0	0
Real Estate | Other real estate | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer
Financing Receivable, Recorded Investment
Loans	97,241	107,623
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment
Loans	58,614	64,841
Consumer | Equity loans and lines of credit | Pass
Financing Receivable, Recorded Investment
Loans	57,250	62,776
Consumer | Equity loans and lines of credit | Special Mention
Financing Receivable, Recorded Investment
Loans	399	519
Consumer | Equity loans and lines of credit | Substandard
Financing Receivable, Recorded Investment
Loans	965	1,546
Consumer | Equity loans and lines of credit | Doubtful
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment
Financing Receivable, Recorded Investment
Loans	38,627	42,782
Consumer | Consumer and installment | Pass
Financing Receivable, Recorded Investment
Loans	38,535	42,782
Consumer | Consumer and installment | Special Mention
Financing Receivable, Recorded Investment
Loans	0	0
Consumer | Consumer and installment | Substandard
Financing Receivable, Recorded Investment
Loans	92	0
Consumer | Consumer and installment | Doubtful
Financing Receivable, Recorded Investment
Loans	$ 0	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Loan Portfolio Aging (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 256	$ 784
Current	1,113,422	941,081
Loans	1,113,678	941,865
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	3,458	1,693
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	319,240	125,700
Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	64	17
Current	296,274	102,524
Loans	296,338	102,541
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	715	187
Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	22,902	23,159
Loans	22,902	23,159
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	697,197	708,542
Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	218
Current	195,189	197,728
Loans	195,189	197,946
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	380	416
Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	186	0
Current	72,426	73,718
Loans	72,612	73,718
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	1,764	0
Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	381
Current	318,766	328,952
Loans	318,766	329,333
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	507	381
Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	75,747	76,304
Loans	75,747	76,304
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	321
Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	34,883	31,241
Loans	34,883	31,241
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	97,241	107,623
Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	58,614	64,841
Loans	58,614	64,841
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	0	388
Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	6	168
Current	38,621	42,614
Loans	38,627	42,782
Recorded Investment Greater Than 90 Days Accruing	0	0
Non-accrual	92	0
30-59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	70	185
30-59 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	64	17
30-59 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
30-59 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	6	168
60-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	599
60-89 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	218
60-89 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	381
60-89 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
60-89 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	186	0
Greater Than 90 Days Past Due | Commercial | Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Commercial | Agricultural production
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Real estate construction and other land loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	186	0
Greater Than 90 Days Past Due | Real Estate | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Agricultural real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Real Estate | Other real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Equity loans and lines of credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Greater Than 90 Days Past Due | Consumer | Consumer and installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 0	$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019	Sep. 30, 2016
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 8,236		$ 8,236		$ 2,230
Unpaid Principal Balance, With no related allowance recorded	8,341		8,341		2,796
Cash flows expected to be collected at acquisition	4,450		4,450		1,504
Unpaid Principal Balance, With an allowance recorded	4,484		4,484		1,509
Related Allowance	739		739		40
Total Recorded Investment	12,686		12,686		3,734
Total Unpaid Principal Balance	12,825		12,825		4,305
Average Recorded Investment, With no related allowance recorded	5,536	$ 3,864	3,486	$ 3,940
Interest Income Recognized, With no related allowance recorded	3	13	9	86
Average Recorded Investment, With an allowance recorded	8,066	1,373	7,818	1,604
Interest Income Recognized, With an allowance recorded	167	18	569	53
Average Recorded Investment, Total	13,602	5,237	11,304	5,544
Interest Income Recognized, Total	170	31	578	139
Forgone interest on nonaccrual loans	82	39	135	105
Agricultural production
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition						$ 779
Unpaid Principal Balance, With an allowance recorded						779
Related Allowance						17
Average Recorded Investment, With an allowance recorded	778	0	481	0
Interest Income Recognized, With an allowance recorded	11	0	36	0
Commercial
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition						1,495
Unpaid Principal Balance, With an allowance recorded						1,517
Related Allowance						$ 223
Average Recorded Investment, With an allowance recorded	6,218	45	6,224	67
Interest Income Recognized, With an allowance recorded	149	0	518	1
Agricultural real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded					321
Unpaid Principal Balance, With no related allowance recorded					321
Commercial
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	4,157	202	1,797	225
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Commercial | Commercial and industrial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	7,175		7,175		163
Unpaid Principal Balance, With no related allowance recorded	7,175		7,175		432
Cash flows expected to be collected at acquisition	716		716		24
Unpaid Principal Balance, With an allowance recorded	738		738		27
Related Allowance	206		206		2
Average Recorded Investment, With no related allowance recorded	4,157	202	1,712	225
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	5,440	45	5,743	67
Interest Income Recognized, With an allowance recorded	138	0	482	1
Commercial | Agricultural production
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With no related allowance recorded	0	0	85	0
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	916		916		1,847
Unpaid Principal Balance, With no related allowance recorded	985		985		2,108
Cash flows expected to be collected at acquisition	1,922		1,922		189
Unpaid Principal Balance, With an allowance recorded	1,931		1,931		190
Related Allowance	489		489		3
Average Recorded Investment, With no related allowance recorded	1,201	2,720	1,452	3,065
Interest Income Recognized, With no related allowance recorded	0	12	0	83
Average Recorded Investment, With an allowance recorded	834	198	530	421
Interest Income Recognized, With an allowance recorded	4	4	10	10
Real Estate | Owner occupied
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	380		380		416
Unpaid Principal Balance, With no related allowance recorded	412		412		426
Average Recorded Investment, With no related allowance recorded	385	204	400	208
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Real Estate | Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	507		507		1,110
Unpaid Principal Balance, With no related allowance recorded	544		544		1,361
Cash flows expected to be collected at acquisition	150		150		152
Unpaid Principal Balance, With an allowance recorded	151		151		153
Related Allowance	2		2		3
Average Recorded Investment, With no related allowance recorded	689	1,528	860	1,363
Interest Income Recognized, With no related allowance recorded	0	12	0	37
Average Recorded Investment, With an allowance recorded	150	156	223	377
Interest Income Recognized, With an allowance recorded	3	3	8	8
Real Estate | Real estate construction and other land loans
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	29		29		0
Unpaid Principal Balance, With no related allowance recorded	29		29		0
Cash flows expected to be collected at acquisition	1,735		1,735
Unpaid Principal Balance, With an allowance recorded	1,743		1,743
Related Allowance	487		487
Average Recorded Investment, With no related allowance recorded	7	988	3	1,494
Interest Income Recognized, With no related allowance recorded	0	0	0	46
Average Recorded Investment, With an allowance recorded	656	0	281	0
Interest Income Recognized, With an allowance recorded	0	0	0	0
Real Estate | Agricultural real estate
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	37		37		37
Unpaid Principal Balance, With an allowance recorded	37		37		37
Related Allowance	0		0		0
Average Recorded Investment, With no related allowance recorded	120	0	189	0
Interest Income Recognized, With no related allowance recorded	0	0	0	0
Average Recorded Investment, With an allowance recorded	28	42	26	44
Interest Income Recognized, With an allowance recorded	1	1	2	2
Consumer
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	1,033		1,033
Unpaid Principal Balance, With an allowance recorded	1,036		1,036
Related Allowance	27		27
Average Recorded Investment, With an allowance recorded	1,014	1,130	1,064	1,116
Interest Income Recognized, With an allowance recorded	14	14	41	42
Consumer | Equity loans and lines of credit
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	145		145		220
Unpaid Principal Balance, With no related allowance recorded	181		181		256
Cash flows expected to be collected at acquisition	941		941		1,291
Unpaid Principal Balance, With an allowance recorded	941		941		1,292
Related Allowance	13		13		$ 35
Average Recorded Investment, With no related allowance recorded	178	942	237	650
Interest Income Recognized, With no related allowance recorded	3	1	9	3
Average Recorded Investment, With an allowance recorded	944	1,099	1,019	1,101
Interest Income Recognized, With an allowance recorded	14	14	41	42
Consumer | Consumer and installment
Financing Receivable, Impaired [Line Items]
Cash flows expected to be collected at acquisition	92		92
Unpaid Principal Balance, With an allowance recorded	95		95
Related Allowance	14		14
Average Recorded Investment, With an allowance recorded	70	31	45	15
Interest Income Recognized, With an allowance recorded	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)contract	Sep. 30, 2019contract	Sep. 30, 2020USD ($)Loanscontract	Sep. 30, 2019USD ($)Loanscontract	Dec. 31, 2019USD ($)	Mar. 31, 2019USD ($)
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 9,228		$ 9,228		$ 2,362
Reserves specific to modified loans	33		33		38
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0
Defaults on troubled debt restructurings | contract	0	0	0	0
COVID-19 [Member] | Payment Deferral [Member]
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 60,083		$ 60,083
Commercial Real Estate
Financing Receivable, Modifications [Line Items]
Number of Loans | Loans			2
Commercial | Commercial and industrial
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	7,175		$ 7,175
Number of Loans | Loans			1
Pre-Modification Outstanding Recorded Investment			$ 12,925
Principal Modification			0
Post Modification Outstanding Recorded Investment			12,925
Commercial | Agricultural Production [Member]
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	779		$ 779
Number of Loans | Loans			1
Pre-Modification Outstanding Recorded Investment			$ 850
Principal Modification			0
Post Modification Outstanding Recorded Investment			850
Consumer
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment	$ 7,954		$ 7,954
Number of Loans | Loans			2
Pre-Modification Outstanding Recorded Investment			$ 13,775
Principal Modification			0
Post Modification Outstanding Recorded Investment			$ 13,775
Consumer | Equity loans and lines of credit
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment					$ 124
Number of Loans | Loans				2
Pre-Modification Outstanding Recorded Investment				$ 132
Principal Modification				0
Post Modification Outstanding Recorded Investment				$ 132
Commercial and Real Estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment						$ 124
Number of Loans | Loans				2
Pre-Modification Outstanding Recorded Investment				$ 132
Principal Modification				0
Post Modification Outstanding Recorded Investment				$ 132

Goodwill (Details)

Goodwill (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Sep. 30, 2020	Dec. 31, 2019
Goodwill and Intangible Assets
Goodwill	$ 53,777		$ 53,777
Bank of Madera County
Goodwill and Intangible Assets
Goodwill		$ 8,934
Service 1st Bank
Goodwill and Intangible Assets
Goodwill		14,643
Visalia Community Bank
Goodwill and Intangible Assets
Goodwill		6,340
Sierra Vista Bank
Goodwill and Intangible Assets
Goodwill		10,394
Folsom Lake Bank
Goodwill and Intangible Assets
Goodwill		$ 13,466

Goodwill and Intangible Assets

Goodwill and Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Finite-Lived Intangible Assets, Net	$ 1,356	$ 1,878

Borrowing Arrangements (Details

Borrowing Arrangements (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	$ 615,575,000
Available-for-sale debt securities	631,854,000	$ 470,746,000
Federal funds purchased	0	0
Federal Home Loan Bank Advances
Borrowing Arrangements
Loans Pledged as Collateral	431,925,000
Remaining borrowing capacity	241,964,000
Federal Home Loan Bank Advances | Securities Pledged as Collateral
Borrowing Arrangements
Investments securing FHLB advances, amortized cost	176,000	248,000
Available-for-sale debt securities	185,000	$ 256,000
San Fransisco Branch
Borrowing Arrangements
Advances from FHLB	$ 0

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Guarantee commitment	$ 2,475
Probable loan loss experience on unfunded obligations [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Estimate of possible loss	250
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	317,461	$ 291,182
Undisbursed lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 316,958	289,465
Undisbursed lines of credit | Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	one
Undisbursed lines of credit | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	12 months
Undisbursed portions of construction loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 86,098	74,019
Standby letters of credit and financial guarantees
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 503	$ 1,717
Standby letters of credit and financial guarantees | Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit, term of agreement	one year

Earnings Per Share - Basic (Det

Earnings Per Share - Basic (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Basic Earnings Per share
Net income	$ 4,344	$ 5,691	$ 13,268	$ 16,994
Weighted average shares outstanding (in shares)	12,471,070	13,360,030	12,551,480	13,515,109
Basic earnings per share (in dollars per share)	$ 0.35	$ 0.43	$ 1.06	$ 1.26

Earnings Per Share - Diluted (D

Earnings Per Share - Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Diluted Earnings Per share
Net income available to common shareholders	$ 4,344	$ 5,691	$ 13,268	$ 16,994
Weighted average shares outstanding (in shares)	12,471,070	13,360,030	12,551,480	13,515,109
Effect of dilutive stock options (in shares)	25,104	90,157	44,692	100,443
Weighted average shares of common stock and common stock equivalents (in shares)	12,496,174	13,450,187	12,596,172	13,615,552
Diluted earnings per share (in dollars per share)	$ 0.35	$ 0.42	$ 1.05	$ 1.25
Anti-dilutive options and restricted stock awards (in shares)	0	0	0	0

Share-Based Compensation - Text

Share-Based Compensation - Textual (Details)	Jun. 02, 2017shares	Sep. 30, 2020USD ($)plan$ / sharesshares	Sep. 30, 2019USD ($)shares	Dec. 31, 2019shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of plans | plan		4
Share-based compensation expense | $		$ 362,000	$ 430,000
Unrecognized compensation cost related to non-vested share-based compensation arrangements | $		$ 0
Granted (in shares) | shares		0	0
Employee Stock Purchase Plan (ESPP)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Offering period	3 months
Discount from market price	10.00%
Shares reserved for plan (in shares) | shares	500,000
Shares available for grant (in shares) | shares		461,392
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	1.00%
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Payroll deductions	15.00%
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit of stock option compensation expense | $		$ 78,000	$ 25,000
Restricted Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares) | shares		21,397
Unrecognized compensation cost related to non-vested share-based compensation arrangements | $		$ 349,000
Granted (in dollars per share) | $ / shares		$ 16.42
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number | shares		31,487		45,160
Weighted average remaining period		1 year 10 days
Intrinsic value | $		$ 2,403,000
Restricted Common Stock | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		1 year
Restricted Common Stock | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period		5 years

Share-Based Compensation - Stoc

Share-Based Compensation - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Stock option activity
Options outstanding (in shares)			121,120
Options exercised (in shares)			(43,300)
Options forfeited (in shares)			(550)
Options outstanding (in shares)	77,270		77,270
Options vested or expected to vest (in shares)	77,270		77,270
Options exercisable (in shares)	77,270		77,270
Stock option activity, weighted average exercise price
Options Outstanding, weighted average exercise price (in dollars per share)			$ 8.73
Options exercised, weighted average exercise price (in dollars per share)			6.38
Options forfeited, weighted average exercise price (in dollars per share)			7.40
Options Outstanding, weighted average exercise price (in dollars per share)	$ 10.05		10.05
Options vested or expected to vest, weighted average exercise price (in dollars per share)	10.05		10.05
Options exercisable, weighted average exercise price (in dollars per share)	$ 10.05		$ 10.05
Options outstanding, weighted average remaining contractual term			1 year 9 months 7 days
Options vested or expected to vest, weighted average remaining contractual term			1 year 9 months 7 days
Options exercisable, weighted average remaining contractual term			1 year 9 months 7 days
Options outstanding, aggregate intrinsic value	$ 182,699		$ 182,699
Options vested or expected to vest, aggregate intrinsic value	182,699		182,699
Options exercisable, aggregate intrinsic value	182,699		182,699
Intrinsic value of options exercised	51	$ 4	432	$ 269
Cash received from options exercised	50	3	277	163
Excess tax benefit realized for options exercises	$ 6	$ 0	$ 78	$ 25
Granted (in shares)			0	0

Share-Based Compensation - Rest

Share-Based Compensation - Restricted Common Stock Awards (Details) - Restricted Common Stock	9 Months Ended
	Sep. 30, 2020$ / sharesshares
Shares
Nonvested outstanding shares beginning balance (in shares) | shares	45,160
Granted (in shares) | shares	21,397
Vested (in shares) | shares	(34,703)
Forfeited (in shares) | shares	(367)
Nonvested outstanding shares ending balance (in shares) | shares	31,487
Weighted Average Grant-Date Fair Value
Nonvested outstanding shares beginning balance (in dollars per share) | $ / shares	$ 17.38
Granted (in dollars per share) | $ / shares	16.42
Vested (in dollars per share) | $ / shares	18.23
Forfeited (in dollars per share) | $ / shares	18.42
Nonvested outstanding shares ending balance (in dollars per share) | $ / shares	$ 15.78