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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 29, 2007
CITIZENS FIRST BANCORP, INC.
(Exact name of registrant as specified in its charter)
| Delaware | 0-32041 | 38-3573852 | ||
| (State or other jurisdiction | (Commission | (IRS Employer | ||
| of incorporation) | File Number) | Identification No.) |
| 525 Water Street, Port Huron, Michigan | 48060 | |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code:(810) 987-8300
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
| o | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | |
| o | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | |
| o | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) | |
| o | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
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| Item 2.02. Results of Operations and Financial Condition. | ||||||||
| Item 9.01. Financial Statements and Exhibits. | ||||||||
| SIGNATURES | ||||||||
| EXHIBIT INDEX | ||||||||
| Press Release, dated October 29, 2007 | ||||||||
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Item 2.02. Results of Operations and Financial Condition.
On October 29, 2007, Registrant issued a press release announcing certain unaudited results of operations and financial condition for and as of, respectively, the fiscal periods ended September 30, 2007. The press release is furnished as Exhibit No. 99 and incorporated herein by reference.
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Item 9.01. Financial Statements and Exhibits.
| (d) | Exhibits |
The following exhibits are furnished herewith:
| Exhibit | ||
| Number | Exhibit Description | |
| 99 | Press Release by Registrant, dated October 29, 2007, announcing: a quarterly dividend in the amount of $0.09 per share; board approval for an additional $6.875 million provision to loan loss reserves; board approval for the repurchase of up to 5% of its outstanding shares; the receipt by The Port Huron CDE, LLC, a subsidiary of the Registrant, of a $15 million tax credit from the United States Treasury; and certain unaudited results of its operations and financial condition for and as of the fiscal periods ended September 30, 2007. |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized
| CITIZENS FIRST BANCORP, INC. | ||||
| Date: November 1, 2007 | By: | /s/ Marshall J. Campbell | ||
| Marshall J. Campbell | ||||
| Chairman, President and Chief Executive Officer | ||||
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EXHIBIT INDEX
| Exhibit | ||
| Number | Exhibit Description | |
| 99 | Press Release by Registrant, dated October 29, 2007, announcing: a quarterly dividend in the amount of $0.09 per share; board approval for an additional $6.875 million provision to loan loss reserves; board approval for the repurchase of up to 5% of its outstanding shares; the receipt by The Port Huron CDE, LLC, a subsidiary of the Registrant, of a $15 million tax credit from the United States Treasury; and certain unaudited results of its operations and financial condition for and as of the fiscal periods ended September 30, 2007. |