Phoenix Companies (PNX) 10-Q 2003 Q4 Quarterly report

                                                                                                    Exhibit 32


                                                 CERTIFICATION

         The undersigned hereby certify that the Quarterly Report on Form 10-Q for the fiscal quarter ended
September 30, 2003 of The Phoenix Companies, Inc. (the "Company") filed with the Securities and Exchange
Commission on the date hereof fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 and that the information contained in such report fairly presents, in all material
respects, the financial condition and results of operations of the Company.

            /s/ Dona D. Young                                            /s/ Coleman D. Ross
- ------------------------------------------------------      --------------------------------------------------
Name:    Dona D. Young                                      Name:    Coleman D. Ross
Title:   Chairman, President &                              Title:   Chief Financial Officer
         Chief Executive Officer
Date:    November 13, 2003                                  Date:    November 13, 2003


         A signed original of this written statement required by Section 906, or other document
authenticating, acknowledging, or otherwise adopting the signature that appears in typed form within the
electronic version of this written statement required by Section 906, has been provided to The Phoenix
Companies, Inc. and will be retained by The Phoenix Companies, Inc. and furnished to the Securities and
Exchange Commission or its staff upon request.