Monetary Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1st Source Corp	COM	336901103	10,724	202	SH		SOLE		202	0	0
3M Company	COM	88579y101	482,678	4,025	SH		SOLE		4,025	0	0
AT&T	COM	00206R102	261,974	14,230	SH		SOLE		14,230	0	0
Abbott Labs	COM	002824100	3,732,640	33,998	SH		SOLE		33,998	0	0
Abbvie Inc.	COM	00287Y109	7,976,262	49,355	SH		SOLE		49,355	0	0
Academy Sports and Outdoors, Inc.	COM	00402L107	78,810	1,500	SH		SOLE		1,500	0	0
Accenture Plc	COM	G1151C101	1,494,304	5,600	SH		SOLE		5,600	0	0
Adobe	COM	00724F101	2,020,863	6,005	SH		SOLE		6,005	0	0
Advanced Micro Devices, Inc.	COM	007903107	1,168,127	18,035	SH		SOLE		18,035	0	0
Aes Corporation	COM	00130H105	28,760	1,000	SH		SOLE		1,000	0	0
Aflac	COM	001055102	575,520	8,000	SH		SOLE		8,000	0	0
Air Products & Chemicals	COM	009158106	308,260	1,000	SH		SOLE		1,000	0	0
Allstate Corporation	COM	020002101	298,320	2,200	SH		SOLE		2,200	0	0
Alphabet Inc (A)	COM	02079k305	8,311,266	94,200	SH		SOLE		94,200	0	0
Alphabet Inc (C)	COM	02079k107	1,121,994	12,645	SH		SOLE		12,645	0	0
Alphatec Holdings Inc.	COM	02081g201	15,437	1,250	SH		SOLE		1,250	0	0
Altria Group, Inc.	COM	02209S103	338,254	7,400	SH		SOLE		7,400	0	0
Amazon.Com Inc	COM	023135106	6,247,080	74,370	SH		SOLE		74,370	0	0
Ameren Corp	COM	023608102	200,870	2,059	SH		SOLE		2,059	0	0
America Movil	COM	02364W105	13,650	750	SH		SOLE		750	0	0
American Electric Power Company, Inc.	COM	025537101	453,101	4,772	SH		SOLE		4,772	0	0
American Express Co	COM	025816109	398,925	2,700	SH		SOLE		2,700	0	0
American International Group, Inc.	COM	026874784	540,070	8,540	SH		SOLE		8,540	0	0
American Tower Corp	COM	03027X100	1,582,170	7,468	SH		SOLE		7,468	0	0
American Waterworks Co	COM	030420103	76,210	500	SH		SOLE		500	0	0
Ametek Inc.	COM	031100100	202,594	1,450	SH		SOLE		1,450	0	0
Amgen Inc	COM	031162100	4,374,532	16,656	SH		SOLE		16,656	0	0
Amphenol Corp	COM	032095101	1,471,405	19,325	SH		SOLE		19,325	0	0
Anthem Inc.	COM	036752103	128,242	250	SH		SOLE		250	0	0
Apollo Global Management Ord Shs	COM	03769m106	19,137	300	SH		SOLE		300	0	0
Apple Inc Com	COM	037833100	24,361,615	187,498	SH		SOLE		187,498	0	0
Applied Materials Inc.	COM	038222105	43,821	450	SH		SOLE		450	0	0
Aramark	COM	03852u106	20,670	500	SH		SOLE		500	0	0
Astrazeneca Plc	COM	046353108	372,900	5,500	SH		SOLE		5,500	0	0
Atlassian Ord Shs Class A	COM	049468101	27,023	210	SH		SOLE		210	0	0
Autodesk	COM	052769106	42,046	225	SH		SOLE		225	0	0
Automatic Data Processing	COM	053015103	1,367,473	5,725	SH		SOLE		5,725	0	0
Avalonbay Communities Inc.	COM	053484101	20,190	125	SH		SOLE		125	0	0
Bankamerica Corp	COM	060505104	329,544	9,950	SH		SOLE		9,950	0	0
Becton Dickinson	COM	075887109	108,077	425	SH		SOLE		425	0	0
Berkshire Hathaway Class B	COM	084670702	1,386,343	4,488	SH		SOLE		4,488	0	0
Blackrock Science & Technology Trust	COM	09258g104	12,625	445	SH		SOLE		445	0	0
Blackstone Group	COM	09260D107	519,330	7,000	SH		SOLE		7,000	0	0
Boeing	COM	097023105	138,105	725	SH		SOLE		725	0	0
Booking Holdings	COM	09857l108	812,158	403	SH		SOLE		403	0	0
Boston Properties Inc.	COM	101121101	10,137	150	SH		SOLE		150	0	0
Bristol-Myers	COM	110122108	1,862,929	25,892	SH		SOLE		25,892	0	0
British American Tobacco	COM	110448107	419,790	10,500	SH		SOLE		10,500	0	0
British Petroleum Ads	COM	055622104	61,127	1,750	SH		SOLE		1,750	0	0
Broadcom, Inc	COM	11135f101	3,383,855	6,052	SH		SOLE		6,052	0	0
Brookfield Renewable Partners LP	COM	G16258108	57,015	2,250	SH		SOLE		2,250	0	0
Brookfield Renewable Sub Voting Class A	COM	11284V105	24,786	900	SH		SOLE		900	0	0
CSX Corp	COM	126408103	15,490	500	SH		SOLE		500	0	0
CVS Health Corporation	COM	126650100	1,849,915	19,851	SH		SOLE		19,851	0	0
Capital One Financial Corp	COM	14040H105	69,720	750	SH		SOLE		750	0	0
Carrier Global Corporation	COM	14448C104	145,406	3,525	SH		SOLE		3,525	0	0
Caterpillar Inc.	COM	149123101	3,184,232	13,292	SH		SOLE		13,292	0	0
Centene Corp	COM	15135b101	287,035	3,500	SH		SOLE		3,500	0	0
Cf Industries Holdings	COM	125269100	17,040	200	SH		SOLE		200	0	0
Chargepoint Holdings Inc.	COM	15961r105	26,207	2,750	SH		SOLE		2,750	0	0
Charles Schwab	COM	808513105	112,401	1,350	SH		SOLE		1,350	0	0
Cheniere Energy	COM	16411r208	942,904	8,150	SH		SOLE		8,150	0	0
Chevron Corp	COM	166764100	3,758,162	20,938	SH		SOLE		20,938	0	0
Chubb LTD	COM	H1467J104	238,248	1,080	SH		SOLE		1,080	0	0
Cigna Corp	COM	125523100	1,001,641	3,023	SH		SOLE		3,023	0	0
Cincinnati Financial Corporation	COM	172062101	51,195	500	SH		SOLE		500	0	0
Cisco Systems Inc.	COM	17275R102	1,391,564	29,210	SH		SOLE		29,210	0	0
Citigroup	COM	172967424	85,711	1,895	SH		SOLE		1,895	0	0
Clearway Energy, Inc.	COM	18539C204	302,765	9,500	SH		SOLE		9,500	0	0
Clorox Co-Del	COM	189054109	259,610	1,850	SH		SOLE		1,850	0	0
Coca Cola Co	COM	191216100	1,475,434	23,195	SH		SOLE		23,195	0	0
Cognizant Tech Solutions	COM	192446102	37,173	650	SH		SOLE		650	0	0
Colgate Palmolive	COM	194162103	697,291	8,850	SH		SOLE		8,850	0	0
Comcast Corp Cl A	COM	20030N101	407,400	11,650	SH		SOLE		11,650	0	0
Commerce Bancshares Inc.	COM	200525103	52,550	772	SH		SOLE		772	0	0
Communication Services Select Sector Fd	COM	81369Y852	227,952	4,750	SH		SOLE		4,750	0	0
Conagra, Inc.	COM	205887102	15,480	400	SH		SOLE		400	0	0
Conocophillips	COM	20825C104	277,536	2,352	SH		SOLE		2,352	0	0
Consol Energy Inc.	COM	20854L108	819,000	12,600	SH		SOLE		12,600	0	0
Consolidated Edison	COM	209115104	967,396	10,150	SH		SOLE		10,150	0	0
Constellation Brands Inc	COM	21036P108	214,369	925	SH		SOLE		925	0	0
Corteva Inc	COM	22052L104	57,722	982	SH		SOLE		982	0	0
Costco Wholesale	COM	22160K105	2,362,387	5,175	SH		SOLE		5,175	0	0
Cracker Barrel Old Country Store	COM	22410j106	17,053	180	SH		SOLE		180	0	0
Crown Castle International Corp.	COM	22822V101	13,428	99	SH		SOLE		99	0	0
Cummins Inc.	COM	231021106	456,717	1,885	SH		SOLE		1,885	0	0
Danaher	COM	235851102	676,821	2,550	SH		SOLE		2,550	0	0
Deere & Company	COM	244199105	836,082	1,950	SH		SOLE		1,950	0	0
Delta Air Lines	COM	247361702	1,270,039	38,650	SH		SOLE		38,650	0	0
Digital Realty Trust Inc.	COM	253868103	11,230	112	SH		SOLE		112	0	0
Discover Finl Svcs	COM	254709108	489,150	5,000	SH		SOLE		5,000	0	0
Disney Walt Co.	COM	254687106	451,776	5,200	SH		SOLE		5,200	0	0
Dnp Select Income Fund Inc.	COM	23325p104	930,375	82,700	SH		SOLE		82,700	0	0
Dollar General	COM	256677105	1,200,469	4,875	SH		SOLE		4,875	0	0
Dominion Energy Inc.	COM	25746U109	88,914	1,450	SH		SOLE		1,450	0	0
Dover Corp	COM	260003108	81,246	600	SH		SOLE		600	0	0
Dow Inc.	COM	260557103	318,616	6,323	SH		SOLE		6,323	0	0
Duke Energy Corp.	COM	26441C204	641,937	6,233	SH		SOLE		6,233	0	0
Dupont De Nemours Inc	COM	26614N102	25,119	366	SH		SOLE		366	0	0
EOG Resources Inc	COM	26875P101	1,686,350	13,020	SH		SOLE		13,020	0	0
Easterly Government Properties, Inc	COM	27616P103	392,425	27,500	SH		SOLE		27,500	0	0
Ebay Inc.	COM	278642103	16,588	400	SH		SOLE		400	0	0
Edwards Lifesciences	COM	28176E108	999,028	13,390	SH		SOLE		13,390	0	0
Eli Lilly And Co.	COM	532457108	6,797,307	18,580	SH		SOLE		18,580	0	0
Emerson Electric	COM	291011104	643,602	6,600	SH		SOLE		6,600	0	0
Energizer Holdings Inc.	COM	29272W109	23,485	700	SH		SOLE		700	0	0
Energy Transfer Partners, LP	COM	29273V100	759,680	64,000	SH		SOLE		64,000	0	0
Enterprise Prods Partners Lp	COM	293792107	582,739	24,160	SH		SOLE		24,160	0	0
Enviva Partners, LP	COM	29415b103	513,809	9,700	SH		SOLE		9,700	0	0
Exelon Corporation	COM	30161N101	21,615	500	SH		SOLE		500	0	0
Exxon Mobil Corp	COM	30231G102	614,922	5,575	SH		SOLE		5,575	0	0
Federal Realty Investment Trust	COM	313745101	378,900	3,750	SH		SOLE		3,750	0	0
Fidelity Natl Information Serv	COM	31620m106	55,976	825	SH		SOLE		825	0	0
Fifth Third Bnc	COM	316773100	240,038	7,316	SH		SOLE		7,316	0	0
First Trust NASDAQ-100 Tech Sector Index F	COM	337345102	15,786	150	SH		SOLE		150	0	0
Fiserv, Inc.	COM	337738108	277,942	2,750	SH		SOLE		2,750	0	0
Flex Lng Ltd	COM	g35947202	294,210	9,000	SH		SOLE		9,000	0	0
Fortinet Ord Shs	COM	34959e109	563,213	11,520	SH		SOLE		11,520	0	0
General Dynamics	COM	369550108	290,289	1,170	SH		SOLE		1,170	0	0
General Mills Inc.	COM	370334104	222,202	2,650	SH		SOLE		2,650	0	0
Gilead Sciences Inc	COM	375558103	64,387	750	SH		SOLE		750	0	0
Glaxosmithkline Plc Adr	COM	03773w204	514,801	14,650	SH		SOLE		14,650	0	0
Goldman Sachs	COM	38141G104	386,302	1,125	SH		SOLE		1,125	0	0
Graco Inc.	COM	384109104	60,534	900	SH		SOLE		900	0	0
Grainger W W Inc.	COM	384802104	83,437	150	SH		SOLE		150	0	0
Hallador Energy Company	COM	40609p105	169,830	17,000	SH		SOLE		17,000	0	0
Hartford Financial Services	COM	416515104	209,291	2,760	SH		SOLE		2,760	0	0
Healthpeak Properties Inc	COM	42250P103	30,084	1,200	SH		SOLE		1,200	0	0
Home Depot Inc	COM	437076102	9,195,948	29,114	SH		SOLE		29,114	0	0
Honeywell International	COM	438516106	2,703,394	12,615	SH		SOLE		12,615	0	0
Humana Inc.	COM	444859102	1,914,054	3,737	SH		SOLE		3,737	0	0
I Shares Core S&P 500 Index	COM	464287200	1,037,367	2,700	SH		SOLE		2,700	0	0
I Shares MSCI Emerg Mkts	COM	464287234	320,255	8,450	SH		SOLE		8,450	0	0
I Shares Nasdaq Bitotech Fd	COM	464287556	42,669	325	SH		SOLE		325	0	0
I Shares Russell 1000 Value Index	COM	464287598	3,473,088	22,852	SH		SOLE		22,852	0	0
I Shares Select Dividend	COM	464287168	1,809,000	15,000	SH		SOLE		15,000	0	0
I Shares Tr Russell 1000 Growth Index	COM	464287614	3,360,783	15,612	SH		SOLE		15,612	0	0
IBM Corp	COM	459200101	2,296,789	16,302	SH		SOLE		16,302	0	0
IShares Expanded Tech-Software	COM	464287515	51,170	200	SH		SOLE		200	0	0
IShares Russell 2000 Index Fd	COM	464287655	1,009,893	5,767	SH		SOLE		5,767	0	0
IShares Russell 2000 Value	COM	464287630	20,800	150	SH		SOLE		150	0	0
IShares Russell 3000 ETF	COM	464287689	22,068	100	SH		SOLE		100	0	0
IShares Russell Mid Val Index	COM	464287473	500,365	4,750	SH		SOLE		4,750	0	0
IShares Russell Midcap Growth Index	COM	464287481	146,300	1,750	SH		SOLE		1,750	0	0
ITT Inc.	COM	45073v108	32,440	400	SH		SOLE		400	0	0
Illinois Tool Works	COM	452308109	308,420	1,400	SH		SOLE		1,400	0	0
Intel Corporation	COM	458140100	940,908	35,600	SH		SOLE		35,600	0	0
Intercontinental Exchange Inc	COM	45866F104	20,518	200	SH		SOLE		200	0	0
Intuit Inc.	COM	461202103	671,404	1,725	SH		SOLE		1,725	0	0
Invesco Financial Preferred ETF	COM	46137v621	126,000	8,750	SH		SOLE		8,750	0	0
Invesco QQQ Trust	COM	46090e103	545,874	2,050	SH		SOLE		2,050	0	0
Iron Mountain, Inc.	COM	46284V101	89,730	1,800	SH		SOLE		1,800	0	0
Ishares Amt Free Muni	COM	464288414	527,600	5,000	SH		SOLE		5,000	0	0
Ishares MSCI Eafe Index Fd	COM	464287465	235,976	3,595	SH		SOLE		3,595	0	0
Ishares Phlx Semiconductor	COM	464287523	337,541	970	SH		SOLE		970	0	0
Ishares Russell Midcap Index Fund	COM	464287499	968,447	14,258	SH		SOLE		14,258	0	0
Ishares Silver Trust	COM	46428Q109	44,040	2,000	SH		SOLE		2,000	0	0
Ishares Tr S&P 500 Growth	COM	464287309	219,375	3,750	SH		SOLE		3,750	0	0
Ishares Tr S&P 500 Value	COM	464287408	217,605	1,500	SH		SOLE		1,500	0	0
Ishares US Real Estate	COM	464287739	136,809	1,625	SH		SOLE		1,625	0	0
J P Morgan/Chase	COM	46625H100	4,669,228	34,819	SH		SOLE		34,819	0	0
JB Hunt Transport	COM	445658107	261,540	1,500	SH		SOLE		1,500	0	0
Jacob Solutions Inc	COM	46982l108	24,014	200	SH		SOLE		200	0	0
Jefferies Financial Group Inc	COM	47233W109	109,696	3,200	SH		SOLE		3,200	0	0
Johnson & Johnson	COM	478160104	3,139,954	17,775	SH		SOLE		17,775	0	0
Johnson Controls International Plc	COM	g51502105	272,000	4,250	SH		SOLE		4,250	0	0
Kayne Anderson Mlp	COM	486606106	760,984	88,900	SH		SOLE		88,900	0	0
Kellogg	COM	487836108	53,430	750	SH		SOLE		750	0	0
Keycorp	COM	493267108	52,260	3,000	SH		SOLE		3,000	0	0
Kimberly Clark Corp.	COM	494368103	366,525	2,700	SH		SOLE		2,700	0	0
Kinder Morgan Inc	COM	49456B101	784,672	43,400	SH		SOLE		43,400	0	0
Kla-Tencor Corp	COM	482480100	1,203,857	3,193	SH		SOLE		3,193	0	0
Kraft Heinz (The)	COM	500754106	81,420	2,000	SH		SOLE		2,000	0	0
L3Harris Technologies	COM	502431109	2,339,239	11,235	SH		SOLE		11,235	0	0
Lab Corp. Of America Holdings	COM	50540R409	470,960	2,000	SH		SOLE		2,000	0	0
Lam Research Corp.	COM	512807108	2,555,844	6,081	SH		SOLE		6,081	0	0
Lockheed Martin Corp	COM	539830109	759,897	1,562	SH		SOLE		1,562	0	0
Louisiana Pac Corp	COM	546347105	29,600	500	SH		SOLE		500	0	0
Lowes Companies	COM	548661107	3,230,677	16,215	SH		SOLE		16,215	0	0
Lyondellbasell Industries	COM	n53745100	33,212	400	SH		SOLE		400	0	0
M & T Bank Corp	COM	55261F104	72,530	500	SH		SOLE		500	0	0
MFS Intermediate	COM	55273C107	11,040	4,000	SH		SOLE		4,000	0	0
MGE Energy	COM	55277P104	21,120	300	SH		SOLE		300	0	0
MPLX Com Unit Rep LTD	COM	55336V100	357,759	10,894	SH		SOLE		10,894	0	0
Marathon Pete Corp	COM	56585A102	81,473	700	SH		SOLE		700	0	0
Market Vectors Gold Miners ETF	COM	92189f106	300,930	10,500	SH		SOLE		10,500	0	0
Marriott International	COM	571903202	37,222	250	SH		SOLE		250	0	0
Martin Marietta Materials	COM	573284106	168,985	500	SH		SOLE		500	0	0
Marvell Technology, Inc.	COM	573874104	33,336	900	SH		SOLE		900	0	0
Mastercard Inc.	COM	57636Q104	3,753,745	10,795	SH		SOLE		10,795	0	0
Mcdonald's Corporation	COM	580135101	1,754,846	6,659	SH		SOLE		6,659	0	0
Mckesson Corp	COM	58155Q103	37,512	100	SH		SOLE		100	0	0
Medtronic Inc	COM	G5960L103	1,147,691	14,767	SH		SOLE		14,767	0	0
Merck & Co., Inc.	COM	58933Y105	1,071,222	9,655	SH		SOLE		9,655	0	0
Meta Platforms Inc.	COM	30303M102	1,012,661	8,415	SH		SOLE		8,415	0	0
Metlife Inc Com	COM	59156R108	162,832	2,250	SH		SOLE		2,250	0	0
Micron Technology	COM	595112103	187,425	3,750	SH		SOLE		3,750	0	0
Microsoft Corp	COM	594918104	22,810,479	95,115	SH		SOLE		95,115	0	0
Mondelez Intl Inc	COM	609207105	711,089	10,669	SH		SOLE		10,669	0	0
Moog, Inc.	COM	615394202	17,552	200	SH		SOLE		200	0	0
Morgan Stanley	COM	617446448	127,530	1,500	SH		SOLE		1,500	0	0
Nasdaq, Inc.	COM	631103108	18,405	300	SH		SOLE		300	0	0
Nestles Sa Spons Adr	COM	641069406	152,974	1,321	SH		SOLE		1,321	0	0
Netflix	COM	64110L106	1,168,609	3,963	SH		SOLE		3,963	0	0
Neuberger Bernman MLP Income Fund, Inc	COM	64129h104	66,600	10,000	SH		SOLE		10,000	0	0
Newmont Mining	COM	651639106	31,860	675	SH		SOLE		675	0	0
Nextera Energy Inc.	COM	65339F101	683,430	8,175	SH		SOLE		8,175	0	0
Nextera Energy Partners LP	COM	65341b106	3,758,226	53,620	SH		SOLE		53,620	0	0
Nike Inc Cl B	COM	654106103	3,036,995	25,955	SH		SOLE		25,955	0	0
Nisource Inc	COM	65473P105	81,026	2,955	SH		SOLE		2,955	0	0
Norfolk Southern	COM	655844108	455,877	1,850	SH		SOLE		1,850	0	0
Northrop Grumman Corp	COM	666807102	1,339,473	2,455	SH		SOLE		2,455	0	0
Northwest Natural Holding CO	COM	66765n105	23,795	500	SH		SOLE		500	0	0
Novartis Ag	COM	66987V109	114,216	1,259	SH		SOLE		1,259	0	0
Nucor Corp.	COM	670346105	131,810	1,000	SH		SOLE		1,000	0	0
Nutrien Ltd	COM	67077m108	18,257	250	SH		SOLE		250	0	0
Nvidia Corp.	COM	67066G104	4,095,573	28,025	SH		SOLE		28,025	0	0
O'Reilly Automotive Inc.	COM	67103H107	3,388,780	4,015	SH		SOLE		4,015	0	0
Olin Corporation	COM	680665205	3,234,634	61,100	SH		SOLE		61,100	0	0
Oneok Inc.	COM	682680103	1,450,327	22,075	SH		SOLE		22,075	0	0
Oracle Corp	COM	68389X105	2,908,718	35,585	SH		SOLE		35,585	0	0
Otis Worldwide Corporation	COM	68902V107	83,870	1,071	SH		SOLE		1,071	0	0
PNC Financial	COM	693475105	213,219	1,350	SH		SOLE		1,350	0	0
PPG Industries Inc.	COM	693506107	238,906	1,900	SH		SOLE		1,900	0	0
Palo Alto Networks	COM	697435105	1,296,327	9,290	SH		SOLE		9,290	0	0
Parker Hannifin	COM	701094104	1,562,670	5,370	SH		SOLE		5,370	0	0
Paychex	COM	704326107	98,226	850	SH		SOLE		850	0	0
Paypal Holdings Inc	COM	70450y103	1,592,978	22,367	SH		SOLE		22,367	0	0
Pepsico Inc	COM	713448108	5,681,757	31,450	SH		SOLE		31,450	0	0
Pfizer, Inc.	COM	717081103	2,058,618	40,176	SH		SOLE		40,176	0	0
Philip Morris Intl Inc	COM	718172109	1,879,976	18,575	SH		SOLE		18,575	0	0
Phillips 66	COM	718546104	278,622	2,677	SH		SOLE		2,677	0	0
Pinnacle West Capital	COM	723484101	30,416	400	SH		SOLE		400	0	0
Pioneer Natural Resource Co	COM	723787107	1,128,475	4,941	SH		SOLE		4,941	0	0
Price T Rowe Associates	COM	74144T108	21,812	200	SH		SOLE		200	0	0
Procter & Gamble	COM	742718109	2,648,511	17,475	SH		SOLE		17,475	0	0
Progressive Corp Ohio	COM	743315103	90,797	700	SH		SOLE		700	0	0
Proshares Short S&P500 New	COM	74347b425	16,030	1,000	SH		SOLE		1,000	0	0
Public Storage	COM	74460d109	294,199	1,050	SH		SOLE		1,050	0	0
Qualcomm Inc	COM	747525103	3,742,358	34,040	SH		SOLE		34,040	0	0
Quanex Corp	COM	747619104	710,400	30,000	SH		SOLE		30,000	0	0
Raytheon Technologies Corp	COM	75513E101	1,440,633	14,275	SH		SOLE		14,275	0	0
Real Estate Select Sector SPDR Fund	COM	81369y860	340,421	9,218	SH		SOLE		9,218	0	0
Realty Income Corp	COM	756109104	54,550	860	SH		SOLE		860	0	0
Regeneron Pharmaceuticals	COM	75886F107	898,255	1,245	SH		SOLE		1,245	0	0
Rithm Capital	COM	64828T201	473,860	58,000	SH		SOLE		58,000	0	0
Rockwell Automation	COM	773903109	50,226	195	SH		SOLE		195	0	0
Rogers Communications Inc.	COM	775109200	28,104	600	SH		SOLE		600	0	0
S&P SPDR Utilities	COM	81369y886	480,810	6,820	SH		SOLE		6,820	0	0
SRH Total Return Fund, Inc	COM	101507101	152,400	12,000	SH		SOLE		12,000	0	0
Salesforce.Com	COM	79466l302	424,288	3,200	SH		SOLE		3,200	0	0
Sanofi Aventis Sponsored Adr	COM	80105N105	48,430	1,000	SH		SOLE		1,000	0	0
Schlumberger Ltd	COM	806857108	53,460	1,000	SH		SOLE		1,000	0	0
Seagate Technology	COM	G7997R103	39,457	750	SH		SOLE		750	0	0
Sector Spdr Tr Shs Ben Int Technology	COM	81369Y803	472,872	3,800	SH		SOLE		3,800	0	0
Select SPDR Materials (XLB)	COM	81369y100	372,864	4,800	SH		SOLE		4,800	0	0
Select SPDR Tr Energy	COM	81369y506	854,582	10,070	SH		SOLE		10,070	0	0
Select SPDR Tr Health Care Sector	COM	81369y209	101,887	750	SH		SOLE		750	0	0
Select Sector SPDR Financial	COM	81369y605	1,161,090	33,950	SH		SOLE		33,950	0	0
Select Sector Spider Con Disc	COM	81369y407	344,211	2,665	SH		SOLE		2,665	0	0
Select Sector Spider Industrial	COM	81369y704	147,315	1,500	SH		SOLE		1,500	0	0
Select Spiders Consumer Staples	COM	81369y308	612,055	8,210	SH		SOLE		8,210	0	0
Sempra Energy	COM	816851109	30,908	200	SH		SOLE		200	0	0
Service Now Inc.	COM	81762p102	978,440	2,520	SH		SOLE		2,520	0	0
Service Properties Trust	COM	81761l102	21,870	3,000	SH		SOLE		3,000	0	0
Sherwin Williams Company	COM	824348106	2,461,824	10,373	SH		SOLE		10,373	0	0
Simon Property Group	COM	828806109	616,770	5,250	SH		SOLE		5,250	0	0
Sirius Xm Holdings Inc.	COM	82968b103	46,136	7,900	SH		SOLE		7,900	0	0
Sl Green realty Reit Ord Shs	COM	78440x887	84,469	2,505	SH		SOLE		2,505	0	0
Smucker Jm Co	COM	832696405	55,461	350	SH		SOLE		350	0	0
Snowflake Inc.	COM	833445109	17,942	125	SH		SOLE		125	0	0
Southern Co.	COM	842587107	740,950	10,376	SH		SOLE		10,376	0	0
Southwest Airlines	COM	844741108	33,670	1,000	SH		SOLE		1,000	0	0
Spire, Inc. (formerly Laclede Gas)	COM	84857l101	170,428	2,475	SH		SOLE		2,475	0	0
Standard & Poors Dep Rec Trust	COM	78462F103	910,948	2,382	SH		SOLE		2,382	0	0
Standard & Poors Midcap 400	COM	78467y107	101,842	230	SH		SOLE		230	0	0
Starbucks Corp	COM	855244109	1,683,920	16,975	SH		SOLE		16,975	0	0
Stmicroelectronics N V Ny Registry	COM	861012102	10,671	300	SH		SOLE		300	0	0
Stryker Corp	COM	863667101	2,757,847	11,280	SH		SOLE		11,280	0	0
Synopsys Ord Shs	COM	871607107	1,312,282	4,110	SH		SOLE		4,110	0	0
Sysco Corp.	COM	871829107	107,030	1,400	SH		SOLE		1,400	0	0
TJX Cos Inc New Com	COM	872540109	222,880	2,800	SH		SOLE		2,800	0	0
Taiwan Semiconductor Co.	COM	874039100	74,490	1,000	SH		SOLE		1,000	0	0
Target Corp	COM	87612E106	624,478	4,190	SH		SOLE		4,190	0	0
Tesla Motors Inc.	COM	88160R101	1,709,492	13,878	SH		SOLE		13,878	0	0
Texas Instruments Inc	COM	882508104	1,007,842	6,100	SH		SOLE		6,100	0	0
The Travelers Companies	COM	89417E109	121,868	650	SH		SOLE		650	0	0
Thermo Fischer Corp	COM	883556102	3,613,628	6,562	SH		SOLE		6,562	0	0
Tootsie Roll Inds Inc.	COM	890516107	33,460	608	SH		SOLE		608	0	0
Tortoise Energy Independence Fund, Inc	COM	89148k200	147,200	5,051	SH		SOLE		5,051	0	0
Tortoise Energy Infrastructure Clsd Fund	COM	89147l886	279,131	8,786	SH		SOLE		8,786	0	0
Total S.A.	COM	89151E109	597,520	9,625	SH		SOLE		9,625	0	0
Truist Financial Corporation	COM	89832Q109	78,745	1,830	SH		SOLE		1,830	0	0
US Bancorp	COM	902973304	768,190	17,615	SH		SOLE		17,615	0	0
Ulta Beauty Inc	COM	90384s303	586,337	1,250	SH		SOLE		1,250	0	0
Unilever Plc	COM	904767704	10,070	200	SH		SOLE		200	0	0
Union Pac Corp	COM	907818108	3,227,186	15,585	SH		SOLE		15,585	0	0
United Parcel Services	COM	911312106	1,306,581	7,516	SH		SOLE		7,516	0	0
Unitedhealth Group Inc	COM	91324P102	7,686,550	14,498	SH		SOLE		14,498	0	0
V M Ware	COM	928563402	10,803	88	SH		SOLE		88	0	0
Valero Energy Corp	COM	91913Y100	190,290	1,500	SH		SOLE		1,500	0	0
Vanguard Communication Services Index Fund	COM	92204A884	14,394	175	SH		SOLE		175	0	0
Vanguard Consumer Discretionary Index Fund	COM	92204A108	25,187	115	SH		SOLE		115	0	0
Vanguard Consumer Staples	COM	92204a207	14,176	74	SH		SOLE		74	0	0
Vanguard Energy ETF	COM	92204a306	21,830	180	SH		SOLE		180	0	0
Vanguard Growth ETF	COM	922908736	53,277	250	SH		SOLE		250	0	0
Vanguard Health Care Index Fund	COM	92204A504	38,448	155	SH		SOLE		155	0	0
Vanguard High Div Yield Index	COM	921946406	10,821	100	SH		SOLE		100	0	0
Vanguard Industrials Index Fund	COM	92204A603	23,743	130	SH		SOLE		130	0	0
Vanguard Info Tech	COM	92204A702	63,882	200	SH		SOLE		200	0	0
Vanguard Materials Index Fund	COM	92204A801	11,914	70	SH		SOLE		70	0	0
Vanguard Mega Cap Growth Index Fund	COM	921910816	17,207	100	SH		SOLE		100	0	0
Vanguard Total Stock Market Index Fund	COM	922908769	19,119	100	SH		SOLE		100	0	0
Vanguard Utilities Index Fund	COM	92204A876	11,962	78	SH		SOLE		78	0	0
Vector Group, Ltd	COM	92240m108	272,780	23,000	SH		SOLE		23,000	0	0
Verizon Communications	COM	92343V104	1,228,571	31,182	SH		SOLE		31,182	0	0
Viatris	COM	92556V106	248,466	22,324	SH		SOLE		22,324	0	0
Visa Inc Com Cl A	COM	92826C839	4,218,567	20,305	SH		SOLE		20,305	0	0
Vivani Medical Ord Shs	COM	92854b109	259,139	304,977	SH		SOLE		304,977	0	0
Vodafone Group Plc Spon Adr	COM	92857W308	323,840	32,000	SH		SOLE		32,000	0	0
Vulcan Materials Co	COM	929160109	350,220	2,000	SH		SOLE		2,000	0	0
WEC Energy Group Inc.	COM	92939U106	220,336	2,350	SH		SOLE		2,350	0	0
Wal Mart Stores, Inc.	COM	931142103	1,713,674	12,086	SH		SOLE		12,086	0	0
Wal-Mart De Mexico Sa-Sp Adr	COM	93114W107	70,692	2,000	SH		SOLE		2,000	0	0
Walgreen Boots Alliance Inc.	COM	931427108	569,740	15,250	SH		SOLE		15,250	0	0
Warner Bros Discovery Ord Shs Series A	COM	934423104	10,627	1,121	SH		SOLE		1,121	0	0
Wells Fargo	COM	949746101	333,004	8,047	SH		SOLE		8,047	0	0
Welltower Inc.	COM	95040Q104	529,316	8,075	SH		SOLE		8,075	0	0
Western Digital Corp	COM	958102105	15,775	500	SH		SOLE		500	0	0
Westrock Company	COM	96145d105	10,548	300	SH		SOLE		300	0	0
Williams Co.S	COM	969457100	1,830,885	55,650	SH		SOLE		55,650	0	0
Xcel Energy	COM	98389B100	70,110	1,000	SH		SOLE		1,000	0	0
Yum Brands, Inc.	COM	988498101	128,080	1,000	SH		SOLE		1,000	0	0
Yum China Holdings, Inc	COM	98850p109	81,975	1,500	SH		SOLE		1,500	0	0
iShares MBS Etf	COM	464288588	417,375	4,500	SH		SOLE		4,500	0	0
iShares US Medical Devices ETF	COM	464288810	31,542	600	SH		SOLE		600	0	0
iShares international Select Dividend Etf	COM	464288448	679,000	25,000	SH		SOLE		25,000	0	0